The Home Career Network

noreply@blogger.com (Anonymous) — Sun, 04 Oct 2015 01:53:00 +0000

We Have A New Home!

I have been working on some fun things and now you can check us out over at

www.MichelleStefferson.com

Please come visit my new home and take a look...

we have a great ebook on

118 Ways and Places to Get Your Phone Ringing off the Hook!

I believe you'll enjoy our new website. I'll be adding lots of great Tips, Tricks, and Short cuts to Rock Your network marketing business.

I look forward to seeing you over there and connecting with you on www.MichelleStefferson.com

BE Powerful

BE BOLD

Rock on!

noreply@blogger.com (Anonymous) — Tue, 10 Feb 2015 07:03:00 +0000

<a href="http://www.bloglovin.com/blog/13636315/?claim=p4uvzh7dpdw">Follow my blog with Bloglovin</a>

VIDEO: How to Use the iBloom Life & Business Planner! — iBloom

noreply@blogger.com (Anonymous) — Wed, 07 Jan 2015 14:32:00 +0000

VIDEO: How to Use the iBloom Life & Business Planner! — iBloom

2015 iBloom Life & Business Planner — iBloom

noreply@blogger.com (Anonymous) — Tue, 11 Nov 2014 14:23:00 +0000

Get your AWESOME Life and Business Planner here!!

Are you looking for a life planner that is functional AND beautiful?
If so, look no further! This is the planner that not only helps you
remember where you need to be and when, but also WHO you want to become
and WHY. It’s a planner that is functional, beautiful, and
inspirational. The iBloom Life & Business planner acts as a personal
coach for 2015, asking you the right questions to help you prioritize,
set goals, and make a realistic plan for achieving them. We don’t want
you to just make it through another year, but instead, get that much
closer to becoming who you really want to be and living a life you truly
LOVE.

2015 iBloom Life & Business Planner!

2015 iBloom Life & Business Planner — iBloom

Abundant Blessings!

How to Avoid Boredom When You Work from Home - WAHM.com

noreply@blogger.com (Anonymous) — Wed, 22 Oct 2014 22:00:00 +0000

How to Avoid Boredom When You Work from Home - WAHM.com

3 Essential Resources for Single Moms Who Work - WAHM.com

noreply@blogger.com (Anonymous) — Wed, 22 Oct 2014 21:59:00 +0000

3 Essential Resources for Single Moms Who Work - WAHM.com

Be Fearless (greatest motivational ever!)

noreply@blogger.com (Anonymous) — Thu, 16 Oct 2014 11:59:00 +0000

Tax Benefits by Owning a Home Based Business by Sandy Bodkin

noreply@blogger.com (Anonymous) — Mon, 29 Sep 2014 14:33:00 +0000

Tip 39 - Network Marketing Tax Advantages

noreply@blogger.com (Anonymous) — Mon, 29 Sep 2014 14:26:00 +0000

Someday Never Comes Movie

noreply@blogger.com (Anonymous) — Sat, 26 Jul 2014 15:56:00 +0000

Someday Never Comes Movie: It is not discipline, willpower, or pressure from others that facilitates adherence to a challenging course of action; but rather the freedom to choose among alternatives, the personal commitment to a mission, and the willingness to take responsibility for the consequences of one’s decisions that embolden your spirit.

Work at home Mom: Success with Michelle

noreply@blogger.com (Anonymous) — Fri, 18 Jul 2014 17:15:00 +0000

How to Research a Company Before You Apply for a Job - WAHM.com

noreply@blogger.com (Anonymous) — Wed, 16 Jul 2014 16:47:00 +0000

How to Research a Company Before You Apply for a Job - WAHM.com

21 Steps to Become an MLM Leader

noreply@blogger.com (Anonymous) — Tue, 01 Jul 2014 15:08:00 +0000

How to protect prospects and new distributors from negativity.

noreply@blogger.com (Anonymous) — Tue, 01 Jul 2014 14:43:00 +0000

A Better Way "Young Millionaires"

noreply@blogger.com (Anonymous) — Tue, 01 Jul 2014 14:37:00 +0000

This is what I always said... since I was 13. Realized by 23 ... That there had to be something better out there. That Life was not about living paycheck to paycheck, not about living weekend to weekend....

Work at home: 7 things Top Producers do every morning

noreply@blogger.com (Anonymous) — Tue, 24 Jun 2014 13:54:00 +0000

7 Things Top Producers Do Every Morning

Want to be a top producer in your company? If so, then pay attention to what top producers do, and then do the same.

In today’s , I cover the top 7 things that successful people do every Monday morning. They include..

1) Get up early, exercise and eat.
Exercise gets your circulation going and helps you have more energy and keep alert.
Eat before going to work. Last thing you want to do is to lose your concentration by staring at the clock waiting for lunch.

2) Get there early; clean your desktop
Getting to your computer and desk early not only helps you to avoid the Monday morning rush hour, but it gives you wiggle room for the unexpected issues that are bound to arise
If you didn’t do this last Friday before you left for the weekend, do it now. Get organized and prioritize your tasks and projects. Do this early so that you’ll again have wiggle room for the unexpected.

3) Greet the team with a smile.
While it’s important to do this every morning, Monday is especially important. Spending time with the team boosts morale and a sense of community for your team.
Monday mornings can be stressful so make an effort to help your team reduce the stress by adding more smile.

4) Set goals, visualize success, then work backwards.
Set 5 to 8 goals for the week. Knowing what your goals are, work backwards to identify what has to be accomplished this week to reach those goals. Create a list of to do items based on those goals.

5) Do first that which is most important.
Your energy is strongest in the morning so do the things then that are either most important or most critical to the success of your business

6) Screen, prioritize and humanize your emails.
You’re bound to get a ton of email over the weekend. Mark the priority emails and respond to them first. Respond to the rest as time permits.
It’s easier to pound thru the emails with short, concise answers but try to add some humanity to your emails for the sake of the relationships your emails can foster. You can do this by simply asking “how was your weekend” in your email. It’s simple but it can make a big difference.

7) Say no politely. Focus.
It’s easy to get pulled into everyone’s meeting and in the process never get anything done. Pick and choose your activities wisely and politely decline those that don’t fit your priorities.
Focus on what’s important now; not on what happened over the weekend
And remember.. if you didn’t solve all the problems today, no sweat. Tuesday is right around the corner.
Take charge of your Monday mornings and see how your business grows as a result.

These goals and tips should regularly be done and consistently.
A fresh start everyday is important.

I always live by my motto "First things First"...
This keeps me clear and organized even if I must say it out loud daily.

I'd love to hear some of the things that help you stay focused...
Comment below and lets share what helps you move forward!

To your success!
Michelle

The difference between Residual income and Job income

noreply@blogger.com (Anonymous) — Wed, 04 Jun 2014 13:21:00 +0000

I wanted to share some information with you to consider your options to there full potential when considering to work at home even if you have a job outside the home.

If you are out there in the corporate world holding down a job you may never have thought about the difference between earning residual versus linear income or otherwise known as earning an income working at home.

So what’s the difference?

Let me ask the same question a different way. Would you rather get paid for your own time and efforts or receive a share of other people’s time and efforts?

And other interesting information on why you should also work at home Part time and save money on your taxes ...

Let’s look at a couple of LINEAR income (job income) examples first:

If you have a job and get paid hourly wages, that’s called linear income. You put in your time and you get paid for the hours you work. If you have a day off or you are sick you don’t get paid. Doctors, lawyers or anyone who is self-employed earns a linear income as well. If a doctor doesn’t see patients or goes on vacation, he doesn’t get paid.

Now let’s take a look at some examples of RESIDUAL income:

Elvis made a lot of records during his lifetime. Although he’s been dead for a long time now, every time one of his songs plays on the radio his family still receives “royalties.”

The same goes for movie stars. Regardless of how long ago they made the movie, every time it plays on TV or is sold on a DVD they receive royalties for it. Just like Elvis, they get paid over and over for it forever.

You may ask, …”Well how does earning residual income
vs linear income relate to me??”

If you have a home based business you are creating a “royalty income” aka “residual income” of your own. You do something once, like acquiring a new customer for your company, and you will get paid on that customer as long as he or she stays with you. Every time that customer places an order, you get paid a percentage.

You can also leverage your time and efforts by inviting people to join your team and teach them to do the same … acquiring new customers for your company. Then you also get paid a percentage on their efforts.

Residual income happens when this royalty income starts to grow. Let’s say your customers love your products so much they start telling their family and friends and they all become your customers too. And then they in turn tell all of their friends as well. That’s kind of like how AOL grew so big so fast. Word of mouth is the fastest and most cost effective way of acquiring new customers.

Once this happens, things take on a life of their own. You can’t stop your business from growing, even if you tried. When you’re sick or on vacation your business just keeps growing as one happy customer tells another.

Now, that’s the difference between trading time for money like with linear income, where you work a certain number of hours and get paid for those hours. And residual income where you do something once and get paid for it over and over again and also where you leverage your time with others.

Again, the question … would you rather earn residual income or linear income?

If you answered RESIDUAL INCOME than I would suggest you start working on that. Start today! You can do it part-time while you are still earning a linear income from your job. Commit a certain amount of hours to work at home every week. Set realistic goals. Remember, you eat an elephant one bite at a time. Be consistent. Be patient. And never, ever give up.

I love this quote by Jim Rohn: “Work full-time in your job and part-time on your fortune.”

That sums it all up, doesn’t it?

Also, Dont forget about the fact that you can Save money on your taxes

I look forward to talking to you soon and helping you achieve your goals!

Tax advantages of working at home even if you still work a job

noreply@blogger.com (Anonymous) — Wed, 04 Jun 2014 13:04:00 +0000

How much can the Average person save on taxes just by working at home?
And even if you still work a job outside the home??

Many would be that average people hesitate to start working at home because they think it is too risky from a money point of view. In fact, most people don’t think that getting started working at home is even worth trying unless they have all the time in the world to put into it. Of course making money is an extremely important factor as to the reason why you would want to work at home as well as having more time with your children and creating more quality time, but what if I were to tell you that you could save a decent amount of money every year working at home while only making a small profit or none at all?

That’s right! Most people don’t consider the Tax Savings you get when working at home. Most people don’t realize that having a day job is one of the worst ways to save on taxes because Uncle Sam takes a huge chunk out of your paycheck BEFORE you pay for anything. On the other hand when working at home you can effectively pay for everything using pre-tax dollars which can save you up to 35%. So while on paper your business may not be making any money, in reality you could be saving big bucks by purchasing goods with money that is not taxed at all.

But talk is cheap! I thought that it would be interesting to throw some numbers into the mix by calculating how much the average American could save by getting started working at home even if you have a job outside the home.

The Average American

First off, the average American makes roughly $63,091 before taxes. If we assume that they fall under the 25% tax bracket, the average American is also getting reamed up the wazoo by Uncle Sam to the tune of about $11960 before they can even use this money leaving themselves with only $51131. Even worse, the average American spends roughly $49638 a year which doesn’t leave much savings. It’s no wonder that the average American household is just barely scraping by!

Transportation – Gasoline And Oil Costs

The average American spends roughly $2384 on gasoline and oil related products. If we assume that gas is $3 a gallon and that the average car gets 20 miles per gallon, the average American drives roughly 15893 miles per year. We’ll round this number to 16000 for simplicity.

Currently, because I work at home, I’m able to expense roughly 22% of the miles I drive on my car for business purposes. How do I do this? Whenever I need to drive some place or run some errands, I make sure that I try to take care of something business related along the way. For example, if I need to go to the store, I also make a trip to the office store or other related establishment where I need to pick up something for my printer or anything I might need for my work at home situation. It takes a bit of planning and excellent documentation but you’d be surprised by how easily you can find ways to use your car for business.

For the average American, 22% of 16000 miles is roughly 3520 miles. For 2009, the IRS mileage tax deduction is 55 cents. 3520 * $.55 equals a tax writeoff of $1936.

Housing And Shelter

The average American spends $10,023 on housing or shelter every year. Currently, I expense 20% of my mortgage interest for business related purposes. In actuality, I use more than 20% of dedicated space in my home but we keep things at 20% to prevent the likelihood of an audit. In any case, 20% of $10023 equals $2004.60 of tax writeoffs for the average American.

Food – Eating Out

The average American spends roughly $2668 a year eating out. I love to dine out and love discussing business over dinner. In fact, I make many of my key business decisions at restaurants because it’s a more relaxed environment and easier for to concentrate.

As a result, we are able to expense some of our meals every month. For this analysis, let’s assume that the average American can expense 10% of their meals. Because meals and entertainment can only be deducted at 50%, this effectively equals a 5% writeoff. $2668 * .05 equals $133.40.

Travel

The average American spends roughly $1600 on summer vacations every year. While travel expenses purely for pleasure can not be expensed, any vacation can be made to be business related with the proper planning. So what I do, I usually do every year is plan our vacations around my business travel.

For example, a few years ago, I needed to go get additional training for my job outside the home which was not paid for by the job and was an out of pocket expense that was I was not able to write of because it was a W-2 job, but because I worked at home and used materials for that work at home situation I have over and above the job I had, I was able to write off much of it and also I made a vacation out of it. I purposely planned my meetings every other day and used my free days to relax and pamper as well! If you do things right, you can pretty much expense almost the entire vacation!

Because I’m not sure how the $1600 a year is broken down in terms of airfare vs food/entertainment costs, I’m going to assume that 75% of this cost is deductible for the average American. Total tax deduction $1200.

Utilities

Since I use 20% of our house for working at home, it’s only fair that I deduct the same percentage for utilities. In addition to water, gas and electricity, I also have a dedicated phone line for the work at home opportunity which can all be expensed.

The average American spends $3477 on utilities every year. Once again, the exact breakdown of this number is unclear so we need to make some assumptions. For example, a business probably wouldn’t be able to expense the cable tv bill. However, most other items are fair game. To be conservative, I’m going to assume that at least 10% of this amount is deductible which puts the deduction at $347.70.

Computer Equipment And Household Furnishings

Unfortunately, this category is extremely vague. Computer equipment and household furnishings covers everything from furniture all the way to decorative items and computers but excludes major appliances. Because this category is so broad, I’m going to be conservative here and assume only 15% of this amount is deductible.

Thanks to section 179, computer equipment and other furnishings can be expensed 100% up to a six figure dollar amount every year. Chances are, if you work at home and purchase a computer, it can be written off in its entirety in the same tax year. The average American spends $1797 in this category. 15% of $1797 is $269.55.

Adding It All Up

Obviously, I have not included every possible business expense in my analysis, only the common items. If you really want to get nit picky, in reality you could probably expense far more than what I’ve mentioned in this article.

In any case, if we total all of the categories mentioned above, this comes out to $1936 + $2004.60 + $133.40 + $1200 + $347.70 + $269.55 = $5891.25.

Based on an income of $63091, this represents almost a 10% writeoff on the average American’s taxes! Putting all of the numbers together at a 25% tax bracket, this is a savings of $1472.81 every year. Keep in mind that most of the deductions I calculated above were on the conservative side. In practice, I actually deduct a good amount more especially under the computer and equipment category.

Work at home: Understand the difference between a Pyramid scheme and work at home opportunities

noreply@blogger.com (Anonymous) — Fri, 30 May 2014 17:47:00 +0000

There are so many people that have a huge misconception between work at home opportunities and Pyramid schemes.
Lets clear that up now.

A Pyramid scheme is when there is exchange of money without a real product or service in exchange for that money. Example: Chain letters

Here is a Great article that will explain it in more detail: http://www.wikihow.com/Distinguish-Between-a-Pyramid-Scheme-and-Multi-Level-Marketing

I'd love to hear your comments on this topic.
Please comment below. I look forward to reading what you have to say!

Jack Canfield - Kyle Maynard no arms no legs wrestler Movie

noreply@blogger.com (Anonymous) — Wed, 07 May 2014 17:02:00 +0000

Jack Canfield - Kyle Maynard no arms no legs wrestler Movie: Your life is a matter of choice...you have the power to choose to take action. It’s not what people say or do to you....it’s your self-talk that determines how you feel. It’s not about them, it’s about you. You have the power to create the life you have always wanted. Choose to listen to yourself, not others!

20 Powerful Actions to do Daily

noreply@blogger.com (Anonymous) — Mon, 05 May 2014 11:35:00 +0000

1. Stay Positive. You can listen to the cynics and doubters and believe that success is impossible or you can trust that with faith and an optimistic attitude all things are possible.

2. Take a morning walk of gratitude. I call it a “Thank You Walk.” It will create a fertile mind ready for success....

3. Make your first meal the biggest and your last meal the smallest. Eat breakfast like a king, lunch like a prince and dinner like a college kid with a maxed out charge card.

4. Zoom Focus. Each day when you wake up in the morning ask: “What are the three most important things I need to do today that will help me create the success I desire?” Then tune out all the distractions and focus on these actions.

5. Talk to yourself instead of listen to yourself. Instead of listening to your complaints, fears and doubts, talk to yourself and feed your mind with the words and encouragement you need to keep moving forward.

6. Remember that adversity is not a dead-end but a detour to a better outcome.

7. Don’t chase dollars or success. Decide to make a difference and build meaningful relationships and success will find you.

8. Get more sleep. You can’t replace sleep with a double latte.

9. Don’t waste your precious energy on gossip, energy vampires, issues of the past, negative thoughts or things you cannot control. Instead invest your energy in your purpose, people and the positive present moment.

10. Mentor someone and be mentored by someone.

11. Live with the 3 E’s. Energy, Enthusiasm, Empathy.

12. Remember there’s no such thing as an overnight success. There’s no substitute for hard work.

13. Believe that everything happens for a reason and expect good things to come out of challenging experiences.

14. Implement the No Complaining Rule. Remember that if you are complaining, you’re not leading.

15. Read more books today than you did yesterday. I happen to know of a few good ones. : )

16. Don’t seek happiness. Instead decide to live with passion and purpose and happiness will find you.

17. Focus on “Get to” vs “Have to.” Each day focus on what you get to do, not what you have to do. Life is a gift not an obligation.

18. Each night before you go to bed complete the following statements:
I am thankful for __________.Today I accomplished____________.

19. Smile and laugh more. They are natural anti-depressants.

20. Enjoy the ride. You only have one ride through life so make the most of it and enjoy it.

Live Life of Abundance, Prosper, and Be Blessed!

How to Prepare for Working at Home during the Summer - WAHM.com

noreply@blogger.com (Anonymous) — Wed, 30 Apr 2014 19:31:00 +0000

How to Prepare for Working at Home during the Summer - WAHM.com

Scripts: Collecting, Connecting, and Collaborating. Change your mindset about the end result

noreply@blogger.com (Anonymous) — Wed, 30 Apr 2014 01:18:00 +0000

Scripts: Collecting, Connecting and Collaborating.
Change your mindset for the end result

Loading the player ...

How Many People did you Bless today?

noreply@blogger.com (Anonymous) — Sat, 26 Apr 2014 03:04:00 +0000

10 Keys To Succeeding In Any Business

noreply@blogger.com (Anonymous) — Thu, 17 Apr 2014 22:32:00 +0000

Better Career Options!!: 10 Keys To Succeeding In Any Business

The Home Career Network

We Have A New Home!

I have been working on some fun things and now you can check us out over at

www.MichelleStefferson.com

Please come visit my new home and take a look...

we have a great ebook on

118 Ways and Places to Get Your Phone Ringing off the Hook!

VIDEO: How to Use the iBloom Life & Business Planner! — iBloom

2015 iBloom Life & Business Planner — iBloom

2015 iBloom Life & Business Planner!

How to Avoid Boredom When You Work from Home - WAHM.com

3 Essential Resources for Single Moms Who Work - WAHM.com

Be Fearless (greatest motivational ever!)

Tax Benefits by Owning a Home Based Business by Sandy Bodkin

Tip 39 - Network Marketing Tax Advantages

Someday Never Comes Movie

Work at home Mom: Success with Michelle

How to Research a Company Before You Apply for a Job - WAHM.com

21 Steps to Become an MLM Leader

How to protect prospects and new distributors from negativity.

A Better Way "Young Millionaires"

Work at home: 7 things Top Producers do every morning

7 Things Top Producers Do Every Morning

The difference between Residual income and Job income

So what’s the difference?

Let’s look at a couple of LINEAR income (job income) examples first:

Now let’s take a look at some examples of RESIDUAL income:

You may ask, …”Well how does earning residual incomevs linear income relate to me??”

Again, the question … would you rather earn residual income or linear income?

Tax advantages of working at home even if you still work a job

The Average American

Transportation – Gasoline And Oil Costs

Housing And Shelter

Food – Eating Out

Travel

Utilities

Computer Equipment And Household Furnishings

Adding It All Up

Further Reading

Work at home: Understand the difference between a Pyramid scheme and work at home opportunities

Jack Canfield - Kyle Maynard no arms no legs wrestler Movie

20 Powerful Actions to do Daily

How to Prepare for Working at Home during the Summer - WAHM.com

Scripts: Collecting, Connecting, and Collaborating. Change your mindset about the end result

How Many People did you Bless today?

10 Keys To Succeeding In Any Business

You may ask, …”Well how does earning residual income
vs linear income relate to me??”