The Independent Insurance Claim Adjuster

Use of Claim Reporting Disclaimers: Impartial, Disinterested, and Without Prejudice

Independent Adjuster.com — Mon, 23 Apr 2012 17:40:21 +0000

Use of disclaimers such as "impartial", "disinterested", and "without prejudice" can often be misconstrued or have no valid basis for use in claim service documentation and reporting. This article shows where a fault in using those types of statements exist and what steps can be taken to resolve such a concern.

Claim Investigation: For the Perspective Plaintiff

Phillip Crimaldi — Wed, 04 Apr 2012 19:43:01 +0000

This article discusses the use of claim service professionals (investigators, surveyors, adjusters) at the juncture between denial of indemnity and litigation, and the cost saving benefits for parties who wish to proceed with recovery on denied indemnity. This begs the question: Do damaged parties who are denied indemnity have an unfair disadvantage against insurers who are able to collect "fresh" evidence close to the date of loss?

Major Site Upgrade: February 2012

Independent Adjuster.com — Thu, 23 Feb 2012 20:10:24 +0000

February 2012: We made some pretty significant changes and additions to the site, including a new Wordpress theme, information and guidelines for publishing your articles, terms of service, privacy policy, DMCA Act Notice. These changes officially open the doors to publishing your own article on our site!

An Empirical Basis for Post-Claim Analytics: Examining closed files

Independent Adjuster.com — Mon, 13 Feb 2012 23:43:27 +0000

The majority of independent adjusters, claim professionals and claim service vendors have little access to information about post-claim activity. This article summarizes an empirical basis for providing independent claim professionals and other vendors with post-claim data under property coverages such as wind, hail, and other perils involving structures.

Claim Ethics Question – Deteriorating Trees & Property Damage

Independent Adjuster.com — Fri, 11 Mar 2011 07:55:46 +0000

Claim Ethics Question - Deteriorating Trees & Property Damage - A deteriorating tree caused damage to an automobile. The facts are laid out but as a claim representative, do you pay or deny?

SugarLoaf Maine Ski Lift Failure – Insurance Claim & Legal Info

Independent Adjuster.com — Tue, 28 Dec 2010 20:12:25 +0000

An insurance investigation perspective on the ski lift failure at SugarLoaf Maine. The mountain resort is likely to face strict liability for injuries to the parties affected by the fall. Investigation tips and information about the responsible party.