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<?xml-stylesheet type="text/xsl" media="screen" href="/~d/styles/rss2full.xsl"?><?xml-stylesheet type="text/css" media="screen" href="http://feeds.feedburner.com/~d/styles/itemcontent.css"?><rss xmlns:atom="http://www.w3.org/2005/Atom" xmlns:openSearch="http://a9.com/-/spec/opensearchrss/1.0/" xmlns:georss="http://www.georss.org/georss" xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr="http://purl.org/syndication/thread/1.0" xmlns:feedburner="http://rssnamespace.org/feedburner/ext/1.0" version="2.0"><channel><atom:id>tag:blogger.com,1999:blog-7325040290162837365</atom:id><lastBuildDate>Mon, 20 Feb 2012 04:54:54 +0000</lastBuildDate><category>Riches to Rags</category><category>Health Care</category><category>Bankruptcy and Collections</category><category>Lessons Learned</category><category>Unemployment</category><category>Mortgage Modification and Foreclosure</category><title>The Jennifer (Recession) Diaries</title><description>It all began the day my husband told me to stop spending money. I was in the middle of booking a trip to Disneyland for our family of five. I had everything set up on Orbitz. "Seriously?" I asked. He just looked at me. I saw he wasn't joking. That was in April of 2008. 

This is the story of what happened next. I've decided we won't die from this. We just have a lot less zeroes in our lives. And what is a zero anyway? It is nothing.</description><link>http://www.thejenniferrecessiondiaries.com/</link><managingEditor>noreply@blogger.com (Jennifer Lynn Alvarez)</managingEditor><generator>Blogger</generator><openSearch:totalResults>60</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" type="application/rss+xml" href="http://feeds.feedburner.com/TheJenniferrecessionDiaries" /><feedburner:info uri="thejenniferrecessiondiaries" /><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com/" /><image><link>http://www.facebook.com/pages/The-Jennifer-Recession-Diaries/247370758264</link><url>http://1.bp.blogspot.com/_6H6XR4OISW0/Sw40j5olqRI/AAAAAAAAAaE/281RreZQqN8/S220/Jennifer.jpg</url><title>Jennifer Lynn Alvarez</title></image><feedburner:emailServiceId>TheJenniferrecessionDiaries</feedburner:emailServiceId><feedburner:feedburnerHostname>http://feedburner.google.com</feedburner:feedburnerHostname><item><title>Links for 2012-01-30 [del.icio.us]</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/TjXlg0Xgj4E/JenniferDiaries</link><pubDate>Tue, 31 Jan 2012 00:00:00 PST</pubDate><guid isPermaLink="false">http://del.icio.us/JenniferDiaries#2012-01-30</guid><description>&lt;ul&gt;
&lt;li&gt;&lt;a href="http://www.smashwords.com/books/view/108353"&gt;Smashwords &amp;mdash; The Pet Washer &amp;mdash; A book by Jennifer Lynn Alvarez&lt;/a&gt;&lt;br/&gt;
When a princess meets a pet washer--their worlds collide in unexpected ways!&lt;/li&gt;
&lt;/ul&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/TjXlg0Xgj4E" height="1" width="1"/&gt;</description><feedburner:origLink>http://del.icio.us/JenniferDiaries#2012-01-30</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-6942969843356692625</guid><pubDate>Mon, 09 Jan 2012 21:00:00 +0000</pubDate><atom:updated>2012-01-09T13:00:34.045-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>The Experiment</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/gBYGLLF1xKY/experiment.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><thr:total>0</thr:total><description>I woke up this morning with an idea for my shiny, new blog at www.jenniferlynnalvarez.com. (I'm posting this here in case you are interested in participating in this experiment). You have  probably...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/gBYGLLF1xKY" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2012/01/experiment.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-7114133933598332077</guid><pubDate>Sun, 08 Jan 2012 00:11:00 +0000</pubDate><atom:updated>2012-01-08T11:17:26.690-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>Craigslist</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/tZi_MQzEhVQ/craigslist.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/-uNOVZAqF4aI/TwjUV6gNoLI/AAAAAAAABFQ/VDNVuk8LmQE/s72-c/PhilipsTV.jpg" height="72" width="72" /><thr:total>3</thr:total><description>I am a huge fan of Craigslist!
I see no reason to hold a garage sale anymore. I have not been able to sell anything for a fair value (to me) at a garage sale. I've spent 6-8 hours with a garage full...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/tZi_MQzEhVQ" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2012/01/craigslist.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-3901535133276752039</guid><pubDate>Sat, 24 Dec 2011 16:45:00 +0000</pubDate><atom:updated>2011-12-24T13:17:37.404-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Bankruptcy and Collections</category><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Unemployment</category><title>'Twas the Night Before Christmas!</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/WCDT8xpnNUs/twas-night-before-christmas.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><thr:total>0</thr:total><description>They say the Recession officially ended in 2009....hmmmm, not so sure about that. The average U.S. income has continued to drop, combine that with inflation, the re-distribution of wealth, lower home...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/WCDT8xpnNUs" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/12/twas-night-before-christmas.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-211090201365924008</guid><pubDate>Mon, 12 Dec 2011 23:02:00 +0000</pubDate><atom:updated>2011-12-12T20:24:09.398-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><category domain="http://www.blogger.com/atom/ns#">Unemployment</category><title>The Pet Washer (and five other books that won't leave me alone)!</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/F9T6rgBOegQ/pet-washer-and-five-other-books-that.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><thr:total>0</thr:total><description>This is what I wrote in my diary on January 4, 1985 when I was fourteen:
"I'm going to be a writer. Yes, it's  pretty much definite. I'm good in English and I've been writing short  stories and poems...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/F9T6rgBOegQ" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/12/pet-washer-and-five-other-books-that.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-3591856063021326060</guid><pubDate>Fri, 14 Oct 2011 21:08:00 +0000</pubDate><atom:updated>2011-10-15T16:42:10.125-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>Joy Comes with the Morning</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/RXCo_SrD_q4/joy-comes-with-morning.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/-71DrrNmBATk/TpiGeH8wtdI/AAAAAAAABFE/HJb8eWQH6tI/s72-c/walk-on-water.jpg" height="72" width="72" /><thr:total>2</thr:total><description>I am still here, thinking of my readers ALL the time! I'm writing a new novel--more on that later--needless to say, it's a time consuming project! For now, I want to share the latest lesson this...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/RXCo_SrD_q4" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/10/joy-comes-with-morning.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-7807823781014707628</guid><pubDate>Tue, 26 Jul 2011 04:54:00 +0000</pubDate><atom:updated>2011-07-26T08:42:58.452-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>Note about Unalienable Rights Post</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/YWVnmRj4ADQ/yesterdays-post.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><thr:total>0</thr:total><description>I published a post on Monday, July 25th right before 9pm called, Unalienable Rights.

It was immediately sent out via email...however, I continued to edit it after publication. The unedited version...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/YWVnmRj4ADQ" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/07/yesterdays-post.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-2119523833105129180</guid><pubDate>Tue, 26 Jul 2011 03:59:00 +0000</pubDate><atom:updated>2011-08-02T10:39:47.454-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>Unalienable Rights</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/fw0GUcPDfag/unalienable-rights.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><thr:total>1</thr:total><description>Today our country stands on the brink of a government default. Our two political parties can't act with each other or without each other. There is a game of chicken being played and the entire global...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/fw0GUcPDfag" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/07/unalienable-rights.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-4976358149470360058</guid><pubDate>Fri, 08 Jul 2011 00:08:00 +0000</pubDate><atom:updated>2011-07-07T17:08:24.606-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Bankruptcy and Collections</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><category domain="http://www.blogger.com/atom/ns#">Mortgage Modification and Foreclosure</category><title>Why fight?</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/yRqEDADJB_8/why-fight.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><thr:total>0</thr:total><description>Today I am writing to encourage everyone.&amp;nbsp;
You can negotiate with your bank, the IRS and the collection agencies yourself! You don't need to hire anyone. I mean, odds are, if you are in hot...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/yRqEDADJB_8" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/07/why-fight.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-4641767875520020607</guid><pubDate>Wed, 18 May 2011 19:03:00 +0000</pubDate><atom:updated>2011-05-18T16:54:49.003-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>My hero, by definition</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/Ne-z2mQGi9w/my-hero-by-definition.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/-pbEfpVzJ7PA/TdPu0UF3QHI/AAAAAAAABEk/r9f0vWmmTUM/s72-c/kate-and-william-wedding-pictures-19.jpg" height="72" width="72" /><thr:total>0</thr:total><description>I have a new appreciation for tangible skills.
A skill is a: 
1.  Proficiency, facility, or dexterity that is acquired or developed through training or experience. See Synonyms at ability.2. 
a.  An...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/Ne-z2mQGi9w" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/05/my-hero-by-definition.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-135887385591846608</guid><pubDate>Sun, 24 Apr 2011 09:08:00 +0000</pubDate><atom:updated>2011-04-24T14:13:16.271-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>Recession Bunny</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/XMvQUC-L-TU/recession-bunny.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/-RhHNdQBTAjo/TbPm6NOvYRI/AAAAAAAABEc/Szs4AcQvaU4/s72-c/peeps.jpg" height="72" width="72" /><thr:total>0</thr:total><description>I created a lot of holiday traditions "pre-Recession"--when we had money--ooops!
My kids used to get a new outfit, a new Easter basket and a new $20 DVD--plus toys, candy, chocolate bunnies and...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/XMvQUC-L-TU" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/04/recession-bunny.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-1658233710162686806</guid><pubDate>Sun, 03 Apr 2011 19:47:00 +0000</pubDate><atom:updated>2011-04-04T17:54:03.913-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>My Kingdom for a Hybrid!</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/j42NA6QwdT8/my-kingdom-for-hybrid.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/-5gAHfPVXuks/TZi70n22e9I/AAAAAAAABEM/bZWpMR-DXCg/s72-c/horse-buggy-amish.jpg" height="72" width="72" /><thr:total>1</thr:total><description>FUEL!
The less money you have, the bigger of a deal this becomes. When we were rolling, I didn't notice gas prices. They had no effect on our bottom line. $4.13 a gallon would have offended me but it...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/j42NA6QwdT8" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/04/my-kingdom-for-hybrid.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-8425031616932909787</guid><pubDate>Sun, 13 Mar 2011 23:10:00 +0000</pubDate><atom:updated>2011-03-13T16:26:15.424-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Unemployment</category><title>"If you pay me, I'll quit!"</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/Qpml_dP2hw4/if-you-pay-me-ill-quit.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://lh5.googleusercontent.com/-qsg-uWNdOXU/TX01EVjy32I/AAAAAAAABD0/J9kYL7N7lOw/s72-c/Juarez%252C+Nick+and+me.jpg" height="72" width="72" /><thr:total>1</thr:total><description>Some people have asked me, "Why don't you get a job?"&amp;nbsp;

My answer is, "How would I get all of my volunteering done if I had a job?"

Well, I'm kidding, that's not why I don't have a job. Believe...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/Qpml_dP2hw4" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/03/if-you-pay-me-ill-quit.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-1705029667895397046</guid><pubDate>Tue, 22 Feb 2011 20:18:00 +0000</pubDate><atom:updated>2011-02-22T12:21:13.076-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Unemployment</category><category domain="http://www.blogger.com/atom/ns#">Mortgage Modification and Foreclosure</category><title>Attack from Above!</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/mwAbbyScGmQ/attack-from-above.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/-RcfZbnFw7eU/SxWVO7nq6WI/AAAAAAAAAc0/oOi_JrM5Xhs/s72-c/foreclosure-exit-sign1.jpg" height="72" width="72" /><thr:total>0</thr:total><description>My heart continues to break for the people out there who are losing their homes. The numbers keep rising. In our little town paper, there are 12 foreclosure auction notices this week alone. We are a...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/mwAbbyScGmQ" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/02/attack-from-above.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-8691821153523815145</guid><pubDate>Tue, 25 Jan 2011 21:03:00 +0000</pubDate><atom:updated>2011-01-25T13:15:46.435-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>The Secret Economy of the Poor</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/FJpbzEQHmvE/secret-economy-of-poor.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_6H6XR4OISW0/TT8k3xCDbvI/AAAAAAAABDM/7YJw1oPhh3M/s72-c/underground+economy.gif" height="72" width="72" /><thr:total>2</thr:total><description>There isn't one!!!!

As a previously well-off, middle-class gal, I know I assumed that poor people had special access to cheap shopping. As in, we pay the tourist price and they pay the local price,...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/FJpbzEQHmvE" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/01/secret-economy-of-poor.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-7258888580043721239</guid><pubDate>Tue, 18 Jan 2011 20:57:00 +0000</pubDate><atom:updated>2011-01-18T12:58:22.011-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>This is Cristal Linn's Story</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/Qk6LlulQEDI/this-is-cristal-linns-story.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_6H6XR4OISW0/Swznk5cspLI/AAAAAAAAAZ0/09xE79pNaAc/s72-c/farmville.jpg" height="72" width="72" /><thr:total>0</thr:total><description>I'm so happy that another reader chose to share her story! Cristal lives in Washington state. Her story is completely different from mine and Sarah's. She had to move out of her rental home and adopt...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/Qk6LlulQEDI" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/01/this-is-cristal-linns-story.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-5949655375568601656</guid><pubDate>Fri, 07 Jan 2011 21:18:00 +0000</pubDate><atom:updated>2011-01-07T13:18:50.236-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Mortgage Modification and Foreclosure</category><title>Sarah's Story</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/NKo4_9zfEfA/sarahs-story.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><thr:total>0</thr:total><description>This is the story of Sarah. She and her husband live on the east coast of the United States. She first emailed me on August 31, 2010. She was looking for some advice regarding saving her home. Her...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/NKo4_9zfEfA" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2011/01/sarahs-story.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-6272405888203758754</guid><pubDate>Sat, 25 Dec 2010 05:47:00 +0000</pubDate><atom:updated>2010-12-25T17:43:53.599-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Bankruptcy and Collections</category><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><title>'Twas the Night After the Recession</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/EBwBGPc6O7c/twas-night-after-recession.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_6H6XR4OISW0/TRWHpjmqG0I/AAAAAAAABCw/vLGkV80ghRw/s72-c/Top-46.jpg" height="72" width="72" /><thr:total>0</thr:total><description>&amp;nbsp;'Twas the Night after the Recession

'Twas the night after the Recession and all through the homeNot a bill had been paid, not even the loans.The stockings were hung by the chimney with...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/EBwBGPc6O7c" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2010/12/twas-night-after-recession.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-6940637346538715541</guid><pubDate>Mon, 13 Dec 2010 22:59:00 +0000</pubDate><atom:updated>2010-12-13T17:51:47.978-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>2010 Top Ten Lists</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/qHbdvz9nOzs/2010-top-ten-lists.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_6H6XR4OISW0/S8yMZk_9UbI/AAAAAAAAA04/WtcIc-ZSm6Q/s72-c/Mustang.jpg" height="72" width="72" /><thr:total>0</thr:total><description>It's almost the end of 2010. Everyone is coming out with their top ten lists. I won't be left out!! 
Jennifer's 2010 Top Ten Lists&amp;nbsp; 
How I know My Family is in a Recession
10) &amp;nbsp; I gave up...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/qHbdvz9nOzs" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2010/12/2010-top-ten-lists.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-1639023446645572060</guid><pubDate>Fri, 03 Dec 2010 23:51:00 +0000</pubDate><atom:updated>2010-12-03T16:37:10.185-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Unemployment</category><title>Facing your Fridays</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/sC9c9USQvCo/facing-your-fridays.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://3.bp.blogspot.com/_6H6XR4OISW0/TPlQfMKetqI/AAAAAAAABCA/ifQDcMv6MDA/s72-c/the-walking-dead-tv-2.jpeg" height="72" width="72" /><thr:total>0</thr:total><description>I'm going to write about something the 99ers may be able to relate to--hating Fridays!!!! 

The "99ers" is the nickname for the people who have been on unemployment benefits for 99 weeks. 99 weeks...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/sC9c9USQvCo" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2010/12/facing-your-fridays.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-1429942141930474940</guid><pubDate>Wed, 24 Nov 2010 21:18:00 +0000</pubDate><atom:updated>2010-11-24T13:34:20.391-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>One Year Blogiversary!!!!</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/gyqVXyUN5pY/one-year-blogiversary.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://2.bp.blogspot.com/_6H6XR4OISW0/SwznUvntw9I/AAAAAAAAAZs/lQyWnS2LPEc/s72-c/meatrabbits.jpg" height="72" width="72" /><thr:total>0</thr:total><description>I began this blog one year ago today!&amp;nbsp;

I want to thank all my readers for your support over the last year. I get more private comments than public comments. Writing is a transaction. Without...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/gyqVXyUN5pY" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2010/11/one-year-blogiversary.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-33542545529108211</guid><pubDate>Wed, 24 Nov 2010 00:17:00 +0000</pubDate><atom:updated>2010-11-23T16:54:19.099-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>Lifeboat Lessons</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/vaIeui7xRBQ/lifeboat-lessons.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_6H6XR4OISW0/TOwt0inVUxI/AAAAAAAABBM/8mU5PMsmU8E/s72-c/iceberg-poster1.jpg" height="72" width="72" /><thr:total>1</thr:total><description>In my last post, Don't Ask, Don't Tell, I asked people to face their financial demons. I got a personal response via email which hit close to home. A Reader responded that they were also hit hard by...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/vaIeui7xRBQ" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2010/11/lifeboat-lessons.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-3325124187891404728</guid><pubDate>Thu, 18 Nov 2010 02:06:00 +0000</pubDate><atom:updated>2010-11-17T19:45:06.962-08:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><title>Don't Ask, Don't Tell</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/vbjdaP31nJo/dont-ask-dont-tell.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_6H6XR4OISW0/TOReJGdgo6I/AAAAAAAABAM/bQJ6tAYn3vU/s72-c/Joneses.jpg" height="72" width="72" /><thr:total>1</thr:total><description>What would you think of me if I walked up to you and asked,&amp;nbsp; 

How much money do you make?&amp;nbsp;How much money is in your bank account? How much debt do you have?&amp;nbsp;How much did that cost?...&lt;br/&gt;
&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/vbjdaP31nJo" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2010/11/dont-ask-dont-tell.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-4366700978481944249</guid><pubDate>Fri, 29 Oct 2010 19:30:00 +0000</pubDate><atom:updated>2010-10-29T19:55:37.740-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Bankruptcy and Collections</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>Trick or Treat?</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/WSqo90lveQo/trick-or-treat.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_6H6XR4OISW0/TMmZhtdbHjI/AAAAAAAAA_c/zkzC3XqoBtQ/s72-c/spinningplates.gif" height="72" width="72" /><thr:total>3</thr:total><description>Halloween is this weekend and November is around the corner! 
We've come a long way in a year. Last November, my husband and I filed for chapter 7 bankruptcy. We functioned under the "umbrella of...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/WSqo90lveQo" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2010/10/trick-or-treat.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-7564538164668644580</guid><pubDate>Wed, 13 Oct 2010 03:52:00 +0000</pubDate><atom:updated>2010-10-13T07:02:46.739-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>Declined!</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/s6KpddC5yAg/declined.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://4.bp.blogspot.com/_6H6XR4OISW0/TLUACXaa9_I/AAAAAAAAA_U/GYb7TzryNAM/s72-c/financial+peace.jpg" height="72" width="72" /><thr:total>1</thr:total><description>A funny thing happened on the way home from the soccer game...

My friend, who I shall call Thelma, and I drove to Mill Valley, CA on Sunday for our daughters' game. It took us about an hour and half...&lt;br/&gt;
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&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/TheJenniferrecessionDiaries/~4/s6KpddC5yAg" height="1" width="1"/&gt;</description><feedburner:origLink>http://www.thejenniferrecessiondiaries.com/2010/10/declined.html</feedburner:origLink></item><item><guid isPermaLink="false">tag:blogger.com,1999:blog-7325040290162837365.post-5912414191483993871</guid><pubDate>Wed, 06 Oct 2010 20:03:00 +0000</pubDate><atom:updated>2010-10-07T07:27:06.884-07:00</atom:updated><category domain="http://www.blogger.com/atom/ns#">Bankruptcy and Collections</category><category domain="http://www.blogger.com/atom/ns#">Riches to Rags</category><category domain="http://www.blogger.com/atom/ns#">Lessons Learned</category><title>Pawn Star</title><link>http://feedproxy.google.com/~r/TheJenniferrecessionDiaries/~3/eqN8TEvGTU8/im-pawn-star.html</link><author>noreply@blogger.com (Jennifer Lynn Alvarez)</author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="http://1.bp.blogspot.com/_6H6XR4OISW0/TKzIyn76RaI/AAAAAAAAA-w/WmYiA9XnDE4/s72-c/DSC01742.JPG" height="72" width="72" /><thr:total>3</thr:total><description>I thought that maybe this was one depth to which I would not sink--the pawn shop.&amp;nbsp;
I was wrong.&amp;nbsp;

This week, Ramon and I are "between money" (as I like to call it). In other words--we had...&lt;br/&gt;
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