City Creek Mortgage https://citycreekmortgage.com/ Utah's #1 Mortgage Broker Mon, 08 Jun 2026 17:26:22 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 Today’s Mortgage Rates in June 2026 https://citycreekmortgage.com/blog/2026/06/08/todays-mortgage-rates/ Mon, 08 Jun 2026 17:00:49 +0000 https://citycreekmortgage.com/?p=97854 June 8, 2026 1️⃣  Strong Jobs Report Pushes Mortgage Rates Higher  The May jobs report came in much stronger than expected, with employers adding approximately 172,000 new jobs during the month. Economists had been forecasting closer to 80,000 jobs, making...

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]]> Today’s Mortgage Rates in March 2025 https://citycreekmortgage.com/blog/2025/06/30/todays-mortgage-rates-in-march-2025/ Mon, 30 Jun 2025 20:39:17 +0000 https://citycreekmortgage.com/?p=393438 Mar 31, 2025 Rate Watch: 10-Year Treasury Facing Resistance Yields on the 10-Year Treasury are currently hovering near their 200-day moving average—a historically strong floor. Breaking below this level would take significant downward momentum, which seems unlikely in the short...

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]]> Today’s Mortgage Rates in June 2024 https://citycreekmortgage.com/blog/2024/06/03/todays-mortgage-rates-in-june-2024/ Mon, 03 Jun 2024 22:22:16 +0000 https://citycreekmortgage.com/?p=266318 June 3, 2024 I suggest floating, as long as the yield on the 10-Year remains beneath 4.5%. If it does break above this critical threshold, lock. Inflation Stays Steady: A Glimmer of Hope? 🌟 Last Friday’s Personal Consumption Expenditures (PCE)...

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]]> When Should I Lock In My Mortgage Rate? https://citycreekmortgage.com/blog/2023/07/24/when-should-i-lock-in-my-mortgage-rate/ Mon, 24 Jul 2023 20:41:13 +0000 https://citycreekmortgage.com/?p=152158 Rate Lock Overview Although they are a crucial part of the home buying process, mortgage rate locks can be complicated for first-time buyers. Everything you need to know about mortgage rate locks, including what they are, how they work, and...

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]]> Today’s Mortgage Rates in April 2023 https://citycreekmortgage.com/blog/2023/06/16/todays-mortgage-rates-in-april-2023/ Fri, 16 Jun 2023 17:04:04 +0000 https://citycreekmortgage.com/?p=127960 April 28, 2023 The bond markets remain in a tough battle over 200 day moving averages. Unless mortgage bond prices break above this critical level, we will maintain a locking bias. Slowly But Surely The Fed’s favorite gauge of consumer...

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]]> Today’s Mortgage Rates in May 2023 https://citycreekmortgage.com/blog/2023/05/26/todays-mortgage-rates-in-may-2023/ Fri, 26 May 2023 16:07:31 +0000 https://citycreekmortgage.com/?p=136833 May 26, 2023 While rates continue their climb, we will maintain a locking bias. Less Spending / More Taxes The Fed’s preferred gauge of consumer inflation was released today, revealing that prices are continuing to rise at a pace more...

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]]> How Much Are Closing Costs in Utah? + How To Lower Them https://citycreekmortgage.com/blog/2023/04/17/utah-closing-costs/ Mon, 17 Apr 2023 18:00:38 +0000 https://citycreekmortgage.com/?p=123292 “Fantastic! More fees that I don’t understand why I’m paying!” This is most people’s reaction to closing costs. However, you’re not just being nickel and dimed. In this article, we’ll explore: What you’re actually paying for when you pay closing costs...

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]]> Today’s Mortgage Rates in March 2023 https://citycreekmortgage.com/blog/2023/04/03/todays-mortgage-rates-in-march-2023/ Mon, 03 Apr 2023 17:40:12 +0000 https://citycreekmortgage.com/?p=119137 March 31, 2023 Mortgage rates are slightly up this morning. However, with little news on the radar that will push them higher, we see little benefit in floating. We say lock. Finally, A Good Surprise PCE came in this morning...

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]]> Today’s Mortgage Rates February 2023 https://citycreekmortgage.com/blog/2023/03/03/todays-mortgage-rates-february-2023/ Fri, 03 Mar 2023 22:38:58 +0000 https://citycreekmortgage.com/?p=107496 Feb 28, 2023 Mortgage bonds have broken out of the steep downward trading channel that drove interest rates 1% higher in February and are now trading in a tight sideways channel. This is not likely to hold for long, so...

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]]> Home Equity Loans https://citycreekmortgage.com/blog/2023/02/02/home-equity-loans-2/ Fri, 03 Feb 2023 00:29:51 +0000 https://citycreekmortgage.com/?p=23423 With home values climbing to record highs, many have rushed to their bank to take out a line of credit against their homes. For some it has been to make home improvements or consolidate debts. For others it was to...

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