The O.C. Real Estate and Mortgage Blog

What's Ahead For Mortgage Rates This Week : January 23, 2012

noreply@blogger.com (Tom Purcell) — Mon, 23 Jan 2012 14:29:00 +0000

The outlook for the U.S. economy improved last week, taking the mortgage bond market with it. For the first time this year, conforming mortgage rates rose throughout CA from one week to the next....

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Foreclosure Filings Fall To 49-Month Low

noreply@blogger.com (Tom Purcell) — Wed, 18 Jan 2012 13:59:00 +0000

Foreclosure filings are fewer these days, according to foreclosure-tracking firm RealtyTrac. In December 2011, the number of foreclosure filings nationwide fell 9 percent from the month prior. Not...

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Lock Your Mortgage Rate : New Loan Fees Expected Within Days

noreply@blogger.com (Tom Purcell) — Tue, 10 Jan 2012 13:59:00 +0000

Starting soon, nearly all home buyers and refinancing households throughout CA and nationwide will pay higher mortgage loan fees. Congress has made it law. 13 months ago, as part of the Tax Relief,...

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Housing And Mortgage : The Experts Make Their 2012 Predictions

noreply@blogger.com (Tom Purcell) — Wed, 04 Jan 2012 13:57:00 +0000

As the new year begins, there are no shortage of stories telling us what to expect in 2012. Housing finished 2011 with momentum and mortgage rates closed at the lowest rates of all time. Some expect...

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New Home Sales Approach Bull Market Territory

noreply@blogger.com (Tom Purcell) — Wed, 28 Dec 2011 14:04:00 +0000

New home inventory is approaching bull market territory. According to the Census Bureau, the number of new homes sold rose 2 percent in November. On a seasonally-adjusted, annualized basis,...

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Pay Your Mortgage Early, Boost Your 2011 Federal Income Tax Deductions

noreply@blogger.com (Tom Purcell) — Fri, 23 Dec 2011 14:03:00 +0000

Time is running out to boost to your 2011 federal tax refund. All you have to do is make your January 2012 mortgage payment while it's still December. It's a simple tax strategy that works because...

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

Home Inventory Falls To 7 Months Nationwide; Buyer Demand Strong

noreply@blogger.com (Tom Purcell) — Thu, 22 Dec 2011 14:02:00 +0000

Home resales moved to a 10-month high in November, the latest in a series of strong showings from the housing sector. According to the National Association of REALTORS®, November's Existing Home...

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Home Builders Experiencing Heavy Foot Traffic And Higher Sales Volume

noreply@blogger.com (Tom Purcell) — Tue, 20 Dec 2011 14:06:00 +0000

In another good sign for the housing market, today's home builders believe that the housing market has turned a corner. For the third straight month, the Housing Market Index -- a home builder...

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

Maximum FHA Loan Limits Restored To $729,750

noreply@blogger.com (Tom Purcell) — Wed, 14 Dec 2011 20:49:00 +0000

After a brief return to lower, pre-2009 levels, FHA loan limits have been restored. As signed into law last Friday, maximum FHA loan limits are -- once again -- as high as $729,750. The move creates...

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

America's Best Places To Raise A Family, Listed By State

noreply@blogger.com (Tom Purcell) — Tue, 13 Dec 2011 14:06:00 +0000

BusinessWeek recently released its 2011 America's Best Place to Raise a Family rankings. College-town Blacksburg, Virginia took top honors, breaking a 2-year win streak for the Chicago, Illinois...

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Reduce Long-Term Loan Costs With A 15-Year Fixed Rate Mortgage

noreply@blogger.com (Tom Purcell) — Fri, 09 Dec 2011 14:03:00 +0000

For as low as 30-year fixed rate mortgage rates are in CA today, 15-year fixed rate mortgage rates are even lower. According to Freddie Mac's weekly mortgage rate survey, the average 15-year fixed...

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

Origination News - Bank and Nonbank Loan Officers: 459,000 and Counting?

noreply@blogger.com (Tom Purcell) — Wed, 07 Dec 2011 00:40:00 +0000

Mortgage Origination News - Bank and Nonbank Loan Officers: 459,000 and Counting? e5254f6472794acd82775da26ce531b9 I have always been a bit of a skeptic myself, and Still Don't Believe the...

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noreply@blogger.com (Tom Purcell) — Sat, 17 Sep 2011 15:24:00 +0000

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Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

Foreclosures for sale: Big supply, low prices - May. 26, 2011

noreply@blogger.com (Tom Purcell) — Wed, 08 Jun 2011 22:50:00 +0000

Foreclosures for sale: Big supply, low prices - May. 26, 2011 e5254f6472794acd82775da26ce531b9 Pinnacle Mortgage and Realty Group Serving Orange County and Entire Golden State...

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What is Identity Theft & How to Protects Yours

noreply@blogger.com (Tom Purcell) — Sun, 13 Mar 2011 12:53:00 +0000

What Is Identity Theft & How to Protect Yours The following information is Reprinted From: Federal Trade Commission's Website and explains how an identity thief might gain access to and make...

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Are Late Payments as Bad as Foreclosure on my FICO Score?

noreply@blogger.com (Tom Purcell) — Thu, 02 Sep 2010 03:12:00 +0000

A 90 day late payment has the same negative effect as a Foreclosure! What very few consumers are aware of is, that a 90 day late payment by itself has the same exact effect on a...

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6 Things You Must Know BEFORE You Start Looking for a Home

noreply@blogger.com (Tom Purcell) — Sun, 16 May 2010 06:10:00 +0000

http://twitter.com/LowRatesOnline Before you start looking for a home, you must get "Pre-Qualifed" for your loan; Banks, Credit Unions, and Mortgage Brokers are where you would go for consultation...

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Trigger Leads Sold by Experian, Equifax and TransUnion; Is Consumer Fair Game?

noreply@blogger.com (Tom Purcell) — Fri, 23 Apr 2010 16:53:00 +0000

http://PinnacleMortgageBroker.com How to Avoid Trigger Lead Calls or............."How to Stop those Annoying Dinner-time Calls, right after Applying for Loan" After I've taken...

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Tax Returns Due at Midnight (Thurs. April 15, 2010) Tonight!

noreply@blogger.com (Tom Purcell) — Thu, 15 Apr 2010 19:42:00 +0000

Apply for Low Fixed Rate Online in 7 Minutes! Tax Returns Due Midnight Tonight; April 15th Tax filing day is upon us. You have until midnight Wednesday to file your 2009 Federal...

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

How to Increase Your Chances of Getting Approved for Mortgage Loan!

noreply@blogger.com (Tom Purcell) — Tue, 06 Apr 2010 13:54:00 +0000

The Cold Hard Truth is this; It's just not enough these days to only have One or Two of the 4 C's of Lending Criteria. Times have Changed and Lenders have gone back to the Basics - Old...

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

7 Reasons to Use a Licensed Mortgage Professional

noreply@blogger.com (Tom Purcell) — Mon, 22 Feb 2010 17:54:00 +0000

7 Reasons to Use a Licensed Mortgage Professional For many people, mortgage payments are their single largest monthly expenditure. Yet, in these choppy economic waters of a waning recession - when...

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

Does the Government Owe You Money?

noreply@blogger.com (Tom Purcell) — Mon, 25 Jan 2010 10:19:00 +0000

Check Current 15 and 30 year Conv. Rates here The U.S. Treasury owes Americans nearly $17 Billion in unredeemed Series E Savings Bongs. Sold form 1941 until 1980, the bonds were...

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

A Humorous Look at "The Struggles of Traveling Salesmen in this Economy"

noreply@blogger.com (Tom Purcell) — Sun, 17 Jan 2010 05:28:00 +0000

An out-of-work Cajun oilfield hand answered a knock on the door one day, only to be confronted by a well-dressed young man carrying a vacuum cleaner. "Good morning," said the young man. "If I...

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

Tom Purcell (MtgProbSolver) on Twitter

noreply@blogger.com (Tom Purcell) — Fri, 11 Dec 2009 20:46:00 +0000

Tom Purcell (MtgProbSolver) on Twitter

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co

Twitter / MtgProbSolver

noreply@blogger.com (Tom Purcell) — Fri, 11 Dec 2009 20:41:00 +0000

Please follow me on Twitter for breaking news and info regarding Local and National R.E. and Mortgage Insider News Here's my lastest Tweet about Fannie Mae Tightening their Debt Ratio...

Free Mortgage Reports, Mortgage Calculators, Video Tips on Buying or Selling your home, Up to Minute Interest Rate Quotes and more..............Check it all out at http://www.homeloanshop.co