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<a href="http://piperreport.com/blog/2014/01/05/health-insurers-obamacare-profit-margins-risk-adverse-selection-impact-aca-policies/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2014/01/Game-Changer-Ahead-for-Health-Plans-under-ACA-1024x682.jpg&amp;w=467&amp;h=278&amp;zc=1&amp;q=100" alt="Health Insurers Under Obamacare: Profit Margins, Risk, Adverse Selection, and Impact of ACA Policies" border="0" /></a>
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<h2><a href="http://piperreport.com/blog/2014/01/05/health-insurers-obamacare-profit-margins-risk-adverse-selection-impact-aca-policies/" >Health Insurers Under Obamacare: Profit Margins, Risk, Adverse Selection, and Impact of ACA Policies</a></h2>
<span class="date">January 05,  2014 </span>
<p>For health plans, the Affordable Care Act dramatically increases complexity and uncertainty in the health insurance market.  One thing is clear &#8211; Obamacare turns traditional risk management practices of health plans upside down. Predicting and adapting to the financial and operational [&hellip;]</p>
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<a href="http://piperreport.com/blog/2013/11/15/health-policy-challenges-europe-framework-evidence-based-health-policy-europe/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2014/01/Health-Policy-Challenges-in-Europe-1024x682.jpg&amp;w=467&amp;h=278&amp;zc=1&amp;q=100" alt="Health Policy Challenges in Europe: WHO Framework for Evidence-Based Health Policy in Europe" border="0" /></a>
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<h2><a href="http://piperreport.com/blog/2013/11/15/health-policy-challenges-europe-framework-evidence-based-health-policy-europe/" >Health Policy Challenges in Europe: WHO Framework for Evidence-Based Health Policy in Europe</a></h2>
<span class="date">November 15,  2013 </span>
<p>In the U.S., we usually hear about health care in Europe as an example of what the American health system is not. Universal health coverage, state-run provider networks, and rationing are the two differences that come up most often. But the [&hellip;]</p>
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<h2><a href="http://piperreport.com/blog/2013/11/06/integrating-care-medicare-medicaid-dual-eligibles-primer-states/" >Integrating Care for Medicare-Medicaid Dual Eligibles: A Primer for States</a></h2>
<span class="date">November 06,  2013 </span>
<p>Improving care integration for Medicare-Medicaid dual eligible beneficiaries is one of the many initiatives embedded in the Affordable Care Act (ACA). The health reform law created the Medicare-Medicaid Coordination Office at the Centers for Medicare and Medicaid Services (CMS), and [&hellip;]</p>
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<a href="http://piperreport.com/blog/2013/10/15/health-care-price-transparency-recommendations-state-federal-government-actions/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2013/08/Dollar-under-magnifying-glass-1024x910.jpg&amp;w=467&amp;h=278&amp;zc=1&amp;q=100" alt="Health Care Price Transparency: Recommendations for State and Federal Government Actions" border="0" /></a>
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<h2><a href="http://piperreport.com/blog/2013/10/15/health-care-price-transparency-recommendations-state-federal-government-actions/" >Health Care Price Transparency: Recommendations for State and Federal Government Actions</a></h2>
<span class="date">October 15,  2013 </span>
<p>Price transparency &#8211; or making price information publicly available &#8211; is an idea that has gained steam recently as one more way to reduce health costs and improve quality. So far, that has taken the form of online tools to [&hellip;]</p>
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<a href="http://piperreport.com/blog/2014/01/05/health-insurers-obamacare-profit-margins-risk-adverse-selection-impact-aca-policies/">
<img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2014/01/Game-Changer-Ahead-for-Health-Plans-under-ACA-1024x682.jpg&amp;w=275&amp;h=130&amp;zc=1&amp;q=100" alt="Health Insurers Under Obamacare: Profit Margins, Risk, Adverse Selection, and Impact of ACA Policies" /></a><div class="heading">
<h2><a href="http://piperreport.com/blog/2014/01/05/health-insurers-obamacare-profit-margins-risk-adverse-selection-impact-aca-policies/">Health Insurers Under Obamacare: Profit Margins, Risk, Adverse Selection, and Impact of ACA Policies</a></h2>

<span class="date"> January 05,  2014</span>

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<p>For health plans, the Affordable Care Act dramatically increases complexity and uncertainty in the health insurance market.  One thing is clear [...]</p></div>


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<a href="http://piperreport.com/blog/2013/09/23/obamacare-employers-10-pain-points-employers-affordable-care-act/">
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<h2><a href="http://piperreport.com/blog/2013/09/23/obamacare-employers-10-pain-points-employers-affordable-care-act/">Obamacare and Employers: 10 Pain Points for Employers Under the Affordable Care Act</a></h2> 

<span class="date"> September 23,  2013</span>

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<p>Employers face a multitude of challenges under the Affordable Care Act (ACA).  The ACA fundamentally changes the landscape for employer [...]</p>

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<h1><a href="http://piperreport.com/blog/category/health-reform/">Health Reform</a></h1>

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<a href="http://piperreport.com/blog/2014/01/05/health-insurers-obamacare-profit-margins-risk-adverse-selection-impact-aca-policies/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2014/01/Game-Changer-Ahead-for-Health-Plans-under-ACA-1024x682.jpg&amp;w=276&amp;h=202&amp;zc=1&amp;q=100" alt="Health Insurers Under Obamacare: Profit Margins, Risk, Adverse Selection, and Impact of ACA Policies" class="imgf"  border="0" style="height:208px;" /></a>

<div class="description"><h3><a href="http://piperreport.com/blog/2014/01/05/health-insurers-obamacare-profit-margins-risk-adverse-selection-impact-aca-policies/">Health Insurers Under Obamacare: Profit Margins, Risk, Adverse Selection, and Impact of ACA Policies</a></h3></div><!-- #description -->

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<a href="http://piperreport.com/blog/2013/11/15/health-policy-challenges-europe-framework-evidence-based-health-policy-europe/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2014/01/Health-Policy-Challenges-in-Europe-1024x682.jpg&amp;w=106&amp;h=69&amp;zc=1&amp;q=100" alt="Health Policy Challenges in Europe: WHO Framework for Evidence-Based Health Policy in Europe" class="shareimg" border="0" /></a>
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<div class="description"><h4><a href="http://piperreport.com/blog/2013/11/15/health-policy-challenges-europe-framework-evidence-based-health-policy-europe/">Health Policy Challenges in Europe: WHO Framework for Evidence-Based Health Policy in Europe</a></h4><span class="date">November 15,  2013</span></div><!-- #description -->

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<a href="http://piperreport.com/blog/2013/10/15/health-care-price-transparency-recommendations-state-federal-government-actions/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2013/08/Dollar-under-magnifying-glass-1024x910.jpg&amp;w=106&amp;h=69&amp;zc=1&amp;q=100" alt="Health Care Price Transparency: Recommendations for State and Federal Government Actions" class="shareimg" border="0" /></a>
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<div class="description"><h4><a href="http://piperreport.com/blog/2013/10/15/health-care-price-transparency-recommendations-state-federal-government-actions/">Health Care Price Transparency: Recommendations for State and Federal Government Actions</a></h4><span class="date">October 15,  2013</span></div><!-- #description -->

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<a href="http://piperreport.com/blog/2013/09/30/health-insurance-costs-aca-rand-study-estimates-premiums-enrollment/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2014/01/RAND-Study-Estimates-ACA-Premiums-and-Enrollment-1024x680.jpg&amp;w=106&amp;h=69&amp;zc=1&amp;q=100" alt="Health Insurance Costs and the ACA: New Study Estimates Premiums and Enrollment" class="shareimg" border="0" /></a>
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<div class="description"><h4><a href="http://piperreport.com/blog/2013/09/30/health-insurance-costs-aca-rand-study-estimates-premiums-enrollment/">Health Insurance Costs and the ACA: New Study Estimates Premiums and Enrollment</a></h4><span class="date">September 30,  2013</span></div><!-- #description -->

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<p style="text-align: right; font-weight: bold; text-decoration: none;">View all articles in <a style="text-decoration: none; color: #39A2C9;" href="http://piperreport.com/blog/category/health-reform/">Health Reform</a></p>

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<h1><a href="http://piperreport.com/blog/category/medicaid/">Medicaid</a></h1>

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<a href="http://piperreport.com/blog/2013/11/06/integrating-care-medicare-medicaid-dual-eligibles-primer-states/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2013/11/Integrating-Care-for-Medicare-Medicaid-Dual-Eligibles-1024x631.jpg&amp;w=276&amp;h=202&amp;zc=1&amp;q=100" alt="Integrating Care for Medicare-Medicaid Dual Eligibles: A Primer for States" class="imgf"  border="0" style="height:208px;" /></a>

<div class="description"><h3><a href="http://piperreport.com/blog/2013/11/06/integrating-care-medicare-medicaid-dual-eligibles-primer-states/">Integrating Care for Medicare-Medicaid Dual Eligibles: A Primer for States</a></h3></div><!-- #description -->

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<a href="http://piperreport.com/blog/2013/10/05/dual-eligibles-long-term-care-nursing-home-care-costs-home-community-care/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2013/10/Nursing-Home-Care-Costs-Less-Than-Community-Care-for-Dual-Eligibles-1024x691.jpg&amp;w=106&amp;h=69&amp;zc=1&amp;q=100" alt="Dual Eligibles and Long Term Care: Nursing Home Care Often Costs Less Than Home or Community Care" class="shareimg" border="0" /></a>
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<div class="description"><h4><a href="http://piperreport.com/blog/2013/10/05/dual-eligibles-long-term-care-nursing-home-care-costs-home-community-care/">Dual Eligibles and Long Term Care: Nursing Home Care Often Costs Less Than Home or Community Care</a></h4><span class="date">October 05,  2013</span></div><!-- #description -->

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<div class="small-listing">
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<a href="http://piperreport.com/blog/2013/09/30/health-insurance-costs-aca-rand-study-estimates-premiums-enrollment/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2014/01/RAND-Study-Estimates-ACA-Premiums-and-Enrollment-1024x680.jpg&amp;w=106&amp;h=69&amp;zc=1&amp;q=100" alt="Health Insurance Costs and the ACA: New Study Estimates Premiums and Enrollment" class="shareimg" border="0" /></a>
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<div class="description"><h4><a href="http://piperreport.com/blog/2013/09/30/health-insurance-costs-aca-rand-study-estimates-premiums-enrollment/">Health Insurance Costs and the ACA: New Study Estimates Premiums and Enrollment</a></h4><span class="date">September 30,  2013</span></div><!-- #description -->

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<a href="http://piperreport.com/blog/2013/08/27/risk-adjustment-health-plans-aca-evaluating-improving-risk-adjustment-models/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2013/08/Risk-Adjustment-for-Health-Plans-Under-ACA-1024x715.jpg&amp;w=106&amp;h=69&amp;zc=1&amp;q=100" alt="Risk Adjustment for Health Plans Under ACA: Evaluating, Improving Risk Adjustment Models" class="shareimg" border="0" /></a>
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<div class="description"><h4><a href="http://piperreport.com/blog/2013/08/27/risk-adjustment-health-plans-aca-evaluating-improving-risk-adjustment-models/">Risk Adjustment for Health Plans Under ACA: Evaluating, Improving Risk Adjustment Models</a></h4><span class="date">August 27,  2013</span></div><!-- #description -->

</div><!-- #small-listing -->





<p style="text-align: right; font-weight: bold; text-decoration: none;">View all articles in <a style="text-decoration: none; color: #39A2C9;" href="http://piperreport.com/blog/category/medicaid/">Medicaid</a></p>

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<div class="listing">

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<h1><a href="http://piperreport.com/blog/category/medicare/">Medicare</a></h1>

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<a href="http://piperreport.com/blog/2013/11/06/integrating-care-medicare-medicaid-dual-eligibles-primer-states/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2013/11/Integrating-Care-for-Medicare-Medicaid-Dual-Eligibles-1024x631.jpg&amp;w=276&amp;h=202&amp;zc=1&amp;q=100" alt="Integrating Care for Medicare-Medicaid Dual Eligibles: A Primer for States" class="imgf"  border="0" style="height:208px;" /></a>

<div class="description"><h3><a href="http://piperreport.com/blog/2013/11/06/integrating-care-medicare-medicaid-dual-eligibles-primer-states/">Integrating Care for Medicare-Medicaid Dual Eligibles: A Primer for States</a></h3></div><!-- #description -->

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<div class="small-listing">
<div class="thumb">
<a href="http://piperreport.com/blog/2013/10/05/dual-eligibles-long-term-care-nursing-home-care-costs-home-community-care/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2013/10/Nursing-Home-Care-Costs-Less-Than-Community-Care-for-Dual-Eligibles-1024x691.jpg&amp;w=106&amp;h=69&amp;zc=1&amp;q=100" alt="Dual Eligibles and Long Term Care: Nursing Home Care Often Costs Less Than Home or Community Care" class="shareimg" border="0" /></a>
</div><!-- #thumb -->
<div class="description"><h4><a href="http://piperreport.com/blog/2013/10/05/dual-eligibles-long-term-care-nursing-home-care-costs-home-community-care/">Dual Eligibles and Long Term Care: Nursing Home Care Often Costs Less Than Home or Community Care</a></h4><span class="date">October 05,  2013</span></div><!-- #description -->

</div><!-- #small-listing -->






<div class="small-listing">
<div class="thumb">
<a href="http://piperreport.com/blog/2013/08/28/medicare-spending-slower-growth-medicare-fee-service/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2013/08/Causes-of-Slower-Growth-in-Medicare-FFS-1024x1024.jpg&amp;w=106&amp;h=69&amp;zc=1&amp;q=100" alt="Medicare Spending: Causes of Slower Growth in Medicare Fee for Service" class="shareimg" border="0" /></a>
</div><!-- #thumb -->
<div class="description"><h4><a href="http://piperreport.com/blog/2013/08/28/medicare-spending-slower-growth-medicare-fee-service/">Medicare Spending: Causes of Slower Growth in Medicare Fee for Service</a></h4><span class="date">August 28,  2013</span></div><!-- #description -->

</div><!-- #small-listing -->






<div class="small-listing">
<div class="thumb">
<a href="http://piperreport.com/blog/2013/08/27/risk-adjustment-health-plans-aca-evaluating-improving-risk-adjustment-models/"><img src="http://piperreport.com/wp-content/themes/kipvs1/thumb.php?src=/wp-content/uploads/2013/08/Risk-Adjustment-for-Health-Plans-Under-ACA-1024x715.jpg&amp;w=106&amp;h=69&amp;zc=1&amp;q=100" alt="Risk Adjustment for Health Plans Under ACA: Evaluating, Improving Risk Adjustment Models" class="shareimg" border="0" /></a>
</div><!-- #thumb -->
<div class="description"><h4><a href="http://piperreport.com/blog/2013/08/27/risk-adjustment-health-plans-aca-evaluating-improving-risk-adjustment-models/">Risk Adjustment for Health Plans Under ACA: Evaluating, Improving Risk Adjustment Models</a></h4><span class="date">August 27,  2013</span></div><!-- #description -->

</div><!-- #small-listing -->





<p style="text-align: right; font-weight: bold; text-decoration: none;">View all articles in <a style="text-decoration: none; color: #39A2C9;" href="http://piperreport.com/blog/category/medicare/">Medicare</a></p>

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class="header"><h1>Innovations</h1><div class="left_other_news"><div class="content"><h4><a href="http://piperreport.com/blog/2013/11/15/health-policy-challenges-europe-framework-evidence-based-health-policy-europe/" title="Health Policy Challenges in Europe: WHO Framework for Evidence-Based Health Policy in Europe">Health Policy Challenges in Europe: WHO Framework for Evidence-Based Health Policy in Europe</a></h4></div><div class="content"><h4><a href="http://piperreport.com/blog/2013/11/06/integrating-care-medicare-medicaid-dual-eligibles-primer-states/" title="Integrating Care for Medicare-Medicaid Dual Eligibles: A Primer for States">Integrating Care for Medicare-Medicaid Dual Eligibles: A Primer for States</a></h4></div><div class="content"><h4><a href="http://piperreport.com/blog/2013/10/15/health-care-price-transparency-recommendations-state-federal-government-actions/" title="Health Care Price Transparency: Recommendations for State and Federal Government Actions">Health Care 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Term Care: Nursing Home Care Often Costs Less Than Home or Community Care</a></h4></div><div class="content"><h4><a href="http://piperreport.com/blog/2013/09/30/health-insurance-costs-aca-rand-study-estimates-premiums-enrollment/" title="Health Insurance Costs and the ACA: New Study Estimates Premiums and Enrollment">Health Insurance Costs and the ACA: New Study Estimates Premiums and Enrollment</a></h4></div><div class="content"><h4><a href="http://piperreport.com/blog/2013/09/29/future-health-insurance-industry-public-programs-consolidation-products-opportunities/" title="Future of Health Insurance Industry: Public Programs, Consolidation, New Products, Opportunities">Future of Health Insurance Industry: Public Programs, Consolidation, New Products, Opportunities</a></h4></div><div class="content"><h4><a href="http://piperreport.com/blog/2013/09/23/obamacare-employers-10-pain-points-employers-affordable-care-act/" title="Obamacare and Employers: 10 Pain Points for Employers Under the 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Mergers and Acquisitions">Healthcare M&#038;A: Lessons for Successful Mergers and Acquisitions</a></h4></div><div class="content"><h4><a href="http://piperreport.com/blog/2005/05/27/fascinating_inf/" title="Fascinating, Informative Look at the Food and Drug Administration (FDA)">Fascinating, Informative Look at the Food and Drug Administration (FDA)</a></h4></div></div></div><!-- #widget -->
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