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  <channel>
    <title>The Scotiabank Podcast</title>
    <link>http://www.scotiabank.com/podcast</link>
    <description>The Scotiabank Podcast calls on some of Scotiabank's most knowledgeable to guide you through the fundamentals of good financial management.</description>
    <language>en-ca</language>
    <copyright>Copyright  Scotiabank 2009</copyright>
    <managingEditor>email@scotiabank.com</managingEditor>
    <webMaster>email@scotiabank.com</webMaster>
    <pubDate>Wed, 01 Nov 2006 09:00:00 -0500</pubDate>
    <lastBuildDate>Wed, 21 Jan 2009 12:00:00 -0500</lastBuildDate>
    <itunes:author>Scotiabank</itunes:author>
    <itunes:subtitle>The Scotiabank podcast</itunes:subtitle>
    <itunes:summary>The monthly Scotiabank Podcast calls on some of Scotiabank's most knowledgeable to guide you through the fundamentals of good financial management.</itunes:summary>
    <itunes:keywords>financial podcast, Scotiabank, Bank of Nova Scotia, Fred Ketchen, financial planning,money management, find the money, investing, rrsp, mutual funds, resp, personal finance</itunes:keywords>
    <itunes:explicit>no</itunes:explicit>
    <itunes:image href="http://www.scotiabank.com/podcast/SB_Podcast_FK.jpg" />
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      <itunes:name>Scotiabank</itunes:name>
      <itunes:email>email@scotiabank.com</itunes:email>
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    <itunes:block>no</itunes:block>
    <itunes:category text="Business">
      <itunes:category text="Investing" />
    </itunes:category>

    <atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="self" href="http://feeds.feedburner.com/TheScotiabankFindTheMoneyPodcast" type="application/rss+xml" /><feedburner:browserFriendly>The monthly Find the Money Podcast calls on some of Scotiabanks most knowledgeable experts to guide you through the fundamentals of good financial management. Listen along with host Fred Ketchen, a veteran of the investment industry.</feedburner:browserFriendly><atom10:link xmlns:atom10="http://www.w3.org/2005/Atom" rel="hub" href="http://pubsubhubbub.appspot.com" /><item>
      <title>Economic recovery - Where are the opportunities?</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Gareth Watson, Senior Equity Advisor with Scotia McLeod talks about the upheavals in the economy and the markets in the last year, and the possible opportunities these present to investors.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:07_g3vaa7_o:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Tue, 13 Oct 2009 09:00:00 -0500</pubDate>
      
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      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Gareth Watson talks about the upheavals in the economy and the markets in the last year.</itunes:subtitle>
      <itunes:summary>Gareth Watson, Senior Equity Advisor with Scotia McLeod talks about the upheavals in the economy and the markets in the last year, and the possible opportunities these present to investors.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
      <itunes:duration>7:01</itunes:duration>
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/mrrHqInFJuE/ftm_episode_2009-11_itunes.m4a" length="7366940" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/cda/files/Podcast/media/ftm_episode_2009-11_itunes.m4a</feedburner:origEnclosureLink></item>

    <item>
      <title>Business Investment Edition</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Alberta Cefis, Executive Vice-President and Head, Global Transaction Banking will discuss the unique investment challenges larger business organizations are facing during the current global economic slowdown.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:ktcNbrUaKiU:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Thu, 30 Jul 2009 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_2009-10.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Alberta Cefis discusses the investment challenges business organizations are facing during the economic slowdown.</itunes:subtitle>
      <itunes:summary>Alberta Cefis, Executive Vice-President and Head, Global Transaction Banking will discuss the unique investment challenges larger business organizations are facing during the current global economic slowdown.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
      <itunes:duration>16:54</itunes:duration>
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/mUXWbDWHkYw/ftm_episode_2009-10_itunes.m4a" length="16708526" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/cda/files/Podcast/media/ftm_episode_2009-10_itunes.m4a</feedburner:origEnclosureLink></item>

    <item>
      <title>Charitable Giving in the Recession</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Malcolm Burrows, Head, Philanthropic Advisory Services, Scotia Private Client Group, will discuss the effects of today’s economy on charitable giving, and charities as a whole.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:61SvpOkfbbU:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Thu, 23 Jul 2009 12:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_2009-09.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Malcolm Burrows discusses the effects of today's economy on charitable giving.</itunes:subtitle>
      <itunes:summary>Malcolm Burrows, Head, Philanthropic Advisory Services, Scotia Private Client Group, will discuss the effects of today's economy on charitable giving, and charities as a whole.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
      <itunes:duration>9:29</itunes:duration>
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    <item>
      <title>Protecting Yourself from Online Fraud</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Steve Hawkins, Scotiabank's Chief Information Security Officer is going to talk with us about the importance of protecting yourself from online fraud, how to recognize it, and what to do if you receive any suspicious emails or other online activity.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:_JiemmgvM7w:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Fri, 29 May 2009 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_2009-07.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Steve Hawkins talks about the importance of protecting yourself from online fraud.</itunes:subtitle>
      <itunes:summary>Steve Hawkins, Scotiabank's Chief Information Security Officer is going to talk with us about the importance of protecting yourself from online fraud, how to recognize it, and what to do if you receive any suspicious emails or other online activity.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
      <itunes:duration>5:51</itunes:duration>
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    <item>
      <title>Peace of Mind with Will and Estate Planning</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Jess Mann, Managing Director and Head of estate and trust services at Scotia Private Client Group is going to talk to us about why now, more than ever, wealth management clients are looking for peace of mind to ensure their investments, their retirement, and Will and estate plans are aligned.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:YCAPf-XsOkc:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Fri, 15 May 2009 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_2009-08.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Jess Mann talks about why wealth management clients are looking for peace of mind.</itunes:subtitle>
      <itunes:summary>Jess Mann, Managing Director and Head of estate and trust services at Scotia Private Client Group is going to talk to us about why now, more than ever, wealth management clients are looking for peace of mind to ensure their investments, their retirement, and Will and estate plans are aligned.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
      <itunes:duration>5:41</itunes:duration>
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/8053KJmvEXQ/ftm_episode_2009-08_itunes.m4a" length="5986104" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/cda/files/Podcast/media/ftm_episode_2009-08_itunes.m4a</feedburner:origEnclosureLink></item>

    <item>
      <title>Protecting Yourself from Identity Theft</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Steve Hawkins, Scotiabank's Chief Information Security Officer is going to talk with us about the importance of protecting yourself from identity theft.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:Uh4euN93D_M:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Wed, 8 Apr 2009 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_2009-06.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Steve Hawkins talks about the importance of protecting yourself from identity theft.</itunes:subtitle>
      <itunes:summary>Steve Hawkins, Scotiabank's Chief Information Security Officer is going to talk with us about the importance of protecting yourself from identity theft.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
      <itunes:duration>5:52</itunes:duration>
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    <item>
      <title>How a Tax Free Savings Account can make you rich</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Canada's best known financial author, Gordon Pape, talks with us about the importance of the new Tax Free Savings account which launched this past January - how it can fit in with your financial plan, and make you rich.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:16cNVqHyylk:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Wed, 24 Mar 2009 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_2009-05.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Gordon Pape talks about the importance of the new Tax Free Savings account.</itunes:subtitle>
      <itunes:summary>Canada's best known financial author, Gordon Pape, talks with us about the importance of the new Tax Free Savings account which launched this past January - how it can fit in with your financial plan, and make you rich.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
      <itunes:duration>7:26</itunes:duration>
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    <item>
      <title>Attitudes in Investing in an ever-changing market</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Gareth Watson, Senior Equity Advisor, shares with us his take on some recent findings on attitudes in investing in today's current market.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:LdZO9fPKCZM:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Thu, 12 Feb 2009 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_2009-03.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Gareth Watson shares with us his findings on attitudes in investing in today's current market.</itunes:subtitle>
      <itunes:summary>Gareth Watson, Senior Equity Advisor, shares with us his take on some recent findings on attitudes in investing in today's current market.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
      <itunes:duration>6:08</itunes:duration>
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     <item>
      <title>Growing your Small Business</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Find out what you need to consider when it comes to growing your small business.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:-XoC4QP_y_8:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Mon, 2 Jun 2008 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_21.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Find out what you need to consider when it comes to growing your small business.</itunes:subtitle>
      <itunes:summary>Find out what you need to consider when it comes to growing your small business.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
      <itunes:duration>7:25</itunes:duration>
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    <item>
      <title>Using the Equity in Your Home</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Host Fred Ketchen talks with Alison Strimas, VP of Mortgages at Scotiabank, and Michelle Power, Branch Manager Kingston's Princeton &amp; Bagot branch. They'll discuss how using the equity in your home can help you get the Upper Hand with your borrowing.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:KL32dLCsxjk:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Mon, 31 Mar 2008 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_18.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Using the equity in your home can really help Canadians get the Upper Hand with their borrowing. </itunes:subtitle>
      <itunes:summary>Host Fred Ketchen talks with Alison Strimas, VP of Mortgages at Scotiabank, and Michelle Power, Branch Manager Kingston's Princeton and Bagot branch. They'll discuss how using the equity in your home can really help Canadians get the Upper Hand with their borrowing. </itunes:summary>
      <itunes:explicit>no</itunes:explicit>
     	<itunes:duration>6:37</itunes:duration>
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    <item>
      <title>Real Estate Trends in 2008</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Host Fred Ketchen talks with Phil Soper, President and CEO of  Brookfield Real Estate Services, and Adrienne Warren, Senior Economist at Scotiabank about new trends and geographic highlights in the real estate market, the affects of the U.S. economic downturn and an outlook for 2008.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:DDLGK9rAk7U:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Mon, 10 Mar 2008 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_17.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>New trends and geographic highlights in the real estate market, the affects of the U.S. economic downturn and an outlook for 2008.</itunes:subtitle>
      <itunes:summary>Host Fred Ketchen talks with Phil Soper, President and CEO of  Brookfield Real Estate Services, and Adrienne Warren, Senior Economist at Scotiabank about new trends and geographic highlights in the real estate market, the affects of the U.S. economic downturn and an outlook for 2008.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
	<itunes:duration>9:56</itunes:duration>
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/1Y6NeZ_Piy0/ftm_episode_17.m4a" length="8889859" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/podcast/18/media/ftm_episode_17.m4a</feedburner:origEnclosureLink></item>
     <item>
      <title>Invest in your future with an RSP</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;You may be already investing in your RSP, but are you maximizing your contributions every year? John Kellett, Senior Advisor, Mutual Funds Business Development, talks to Fred Ketchen about the importance of maximizing your RSP contributions and how you can find the money to do it.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:LY0Ixwpk2YI:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Fri, 01 Feb 2008 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_16.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>John Kellett talks about the importance of maximizing your RSP contributions  and how you can find the money to do it.</itunes:subtitle>
      <itunes:summary>You may be already investing in your RSP, but are you maximizing your contributions every year? John Kellett, Senior Advisor, Mutual Funds Business Development, talks to Fred Ketchen about the importance of maximizing your RSP contributions  and how you can find the money to do it.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
      <itunes:duration>7:18</itunes:duration>
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/_MTgpe3Ywk4/ftm_episode_16.m4a" length="4133406" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/podcast/media/ftm_episode_16.m4a</feedburner:origEnclosureLink></item>
    <item>
      <title>Second Opinion - Are your investments on the Right Track?</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;In a special video version of the Find the Money Podcast, Fred Ketchen and Bev Moir discuss why an investor might want to get a second opinion, and how changes to some key variables, like asset allocation and geographic diversification, can make a big difference over the long term.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:Do52kCz4nMU:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Sat, 10 Nov 2007 9:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">second_opinion_vodcast.m4v</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Scotiabank experts Fred Ketchen and Bev Moir discuss why an investor might want to get a second opinion, and how changes to some key variables, like asset allocation and geographic diversification, can make a big difference over the long term.</itunes:subtitle>
      <itunes:summary>In a special video version of the Find the Money Podcast, Fred Ketchen and Bev Moir discuss why an investor might want to get a second opinion, and how changes to some key variables, like asset allocation and geographic diversification, can make a big difference over the long term.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
	  <itunes:duration>7:26</itunes:duration>
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/O3PRHpidhg8/second_opinion_vodcast.m4v" length="73244466" type="video/x-m4v" /><feedburner:origEnclosureLink>http://media.bluerush.ca/scotiabank/second_opinion/podcast/second_opinion_vodcast.m4v</feedburner:origEnclosureLink></item>
    <item>
      <title>Be Ready for University When Your Kids Are</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Fred Ketchen talks with Howard Kabot, National Director, Financial Planning at Scotiabank. In this months Find the Money Podcast, well be talking about how you can save for your childrens post-secondary education, and get supplementary government funding that can add as much as 20% to your savings.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:3OuuG5pLTeU:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Sat, 1 Sep 2007 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_13.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>How you can save for your childrens post-secondary education, and get supplementary government funding that can add as much as 20% to your savings.</itunes:subtitle>
      <itunes:summary>Fred Ketchen talks with Howard Kabot, National Director, Financial Planning at Scotiabank. In this months Find the Money Podcast, well be talking about how you can save for your childrens post-secondary education, and get supplementary government funding that can add as much as 20% to your savings.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
	  <itunes:duration>6:27</itunes:duration>
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/RzE98PEyNws/ftm_episode_13.m4a" length="3815972" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/podcast/media/ftm_episode_13.m4a</feedburner:origEnclosureLink></item>
	<item>
      <title>Small Business and the Canadian Economy</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;How does the Canadian economy impact small and medium-sized businesses, and what are the most important things to keep in mind when starting a small business? These are the topics covered in this month's podcast featuring host Fred Ketchen, Managing Director of Stock Trading for ScotiaMcLeod, Aron Gampel, Scotiabank Vice-President and Deputy Chief Economist, and Kyle McNamara, Head, Scotiabank Small Business.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:rZS6UBN08c4:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Wed, 1 Aug 2007 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_12.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>How does the Canadian economy impact small and medium-sized businesses, and what are the most important things to keep in mind when starting a small business? Find out in this month's podcast.</itunes:subtitle>
      <itunes:summary>How does the Canadian economy impact small and medium-sized businesses, and what are the most important things to keep in mind when starting a small business? These are the topics covered in this month's podcast featuring host Fred Ketchen, Managing Director of Stock Trading for ScotiaMcLeod, Aron Gampel, Scotiabank Vice-President and Deputy Chief Economist, and Kyle McNamara, Head, Scotiabank Small Business.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
	  <itunes:duration>10:21</itunes:duration>
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/jg_2VZQlO88/ftm_episode_12.m4a" length="5843680" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/podcast/media/ftm_episode_12.m4a</feedburner:origEnclosureLink></item>
	<item>
      <title>Get the most value from your bank account</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;Get the most value from your bank account.&lt;/p&gt;&lt;p&gt;Host Fred Ketchen talks with Gillian Riley, Scotiabank's Managing Director of Retail Deposits on how to get the most value from your everyday banking  how to choose the right bank account, the importance of convenience and how to save more with your banking.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:i2U_pOto0bQ:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Sun, 1 July 2007 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_11.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Gillian Riley, Scotiabank's Managing Director of Retail Deposits explains how to get the most value from your everyday banking.</itunes:subtitle>
      <itunes:summary>Get the most value from your bank account. Host Fred Ketchen talks with Gillian Riley, Scotiabank's Managing Director of Retail Deposits on how to get the most value from your everyday banking  how to choose the right bank account, the importance of convenience and how to save more with your banking.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
	  <itunes:duration>7:08</itunes:duration>
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/cOYyJLeURUE/ftm_episode_11.m4a" length="3929700" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/podcast/media/ftm_episode_11.m4a</feedburner:origEnclosureLink></item>
	<item>
      <title>Thinking about Home Renovations?</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>Listen in as host Fred Ketchen, Managing Director of Stock Trading for ScotiaMcLeod, and guest Ray Baldelli, Vice-President, Retail Loans at Scotiabank discuss home renovations, both large and small. What are the different finance options available? What should you think about if youre considering a renovation?&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:6YzWTFPJpfA:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Tue, 1 May 2007 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_9.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Fred Ketchen and guest Ray Baldelli discuss home renovations, both large and small.</itunes:subtitle>
      <itunes:summary>Listen in as host Fred Ketchen, Managing Director of Stock Trading for ScotiaMcLeod, and guest Ray Baldelli, Vice-President, Retail Loans at Scotiabank discuss home renovations, both large and small. What are the different finance options available? What should you think about if youre considering a renovation?</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
	  <itunes:duration>8:00</itunes:duration> 
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/cAWK-rC4K90/ftm_episode_9.m4a" length="4321308" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/podcast/media/ftm_episode_9.m4a</feedburner:origEnclosureLink></item>
	<item>
      <title>Get into a home sooner</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>Join host Fred Ketchen, Managing Director of Stock Trading for ScotiaMcLeod as  he  talks  with Alison Strimas, Vice-President, Mortgages at Scotiabank about  perceived myths that prevent people from owning a home, and describe how Canadians can actually get into a home sooner than they might think.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:Z-g3Xtci2QA:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Sun, 1 Apr 2007 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_8.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Fred Ketchen talks  with Alison Strimas, Vice-President, Mortgages at Scotiabank about  perceived myths that prevent people from owning a home, and describe how Canadians can get into a home sooner.</itunes:subtitle>
      <itunes:summary>Join host Fred Ketchen, Managing Director of Stock Trading for ScotiaMcLeod as he talks with Alison Strimas, Vice-President, Mortgages at Scotiabank about perceived myths that prevent people from owning a home, and describe how Canadians can actually get into a home sooner than they might think.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
	  <itunes:duration>6:30</itunes:duration> 
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/dEB6E5_MBAo/ftm_episode_8.m4a" length="3529055" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/podcast/media/ftm_episode_8.m4a</feedburner:origEnclosureLink></item>
	<item>
      <title>Real Estate Trends for 2007</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>&lt;p&gt;According to Scotiabank's Real Estate Trends report, Canada's housing market should spring forward in the early part of 2007 before falling back as the year progresses.&lt;/p&gt;&lt;p&gt;Listen to this round-table discussion about real estate trends for 2007 featuring Phil Soper, President and CEO, Royal LePage Real Estate Services, Scotiabank's Deputy Chief Economist Aron Gampel, and host Fred Ketchen, Managing Director of Stock Trading for ScotiaMcLeod.&lt;/p&gt;&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:wLn1YTkCQUU:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Wed, 21 Mar 2007 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_7.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Listen to this round-table discussion about real estate trends for 2007 featuring Phil Soper, Aron Gampel, and host Fred Ketchen.</itunes:subtitle>
      <itunes:summary>According to Scotiabank's Real Estate Trends report, Canada's housing market should spring forward in the early part of 2007 before falling back as the year progresses. Listen to this round-table discussion about real estate trends for 2007 featuring Phil Soper, President and CEO, Royal LePage Real Estate Services, Scotiabank's Deputy Chief Economist Aron Gampel, and host Fred Ketchen, Managing Director of Stock Trading for ScotiaMcLeod.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
	  <itunes:duration>10:03</itunes:duration> 
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/SWHIWkTrfyE/ftm_episode_7.m4a" length="5470454" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/podcast/media/ftm_episode_7.m4a</feedburner:origEnclosureLink></item>
	<item>
      <title>Tax Tips and Planning for 2007</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>With spring around the corner, taxes seem to be on most peoples mind. Listen in as Howard Kabot, National Director of Financial Planning at Scotiabank, chats with Fred Ketchen on how to reduce the amount of taxes you pay, what type of investment options receive preferential tax treatment, how you may be able to plan better for 2007, and more.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:VPzmyGLxgXg:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Thu, 1 March 2007 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_6.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Howard Kabot explains how to reduce the amount of taxes you pay, what type of investment options receive preferential tax treatment, how you may be able to plan better for 2007.</itunes:subtitle>
      <itunes:summary>With spring around the corner, taxes seem to be on most peoples mind. Listen in as Howard Kabot, National Director of Financial Planning at Scotiabank, chats with Fred Ketchen on how to reduce the amount of taxes you pay, what type of investment options receive preferential tax treatment, how you may be able to plan better for 2007, and more.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>
	  <itunes:duration>8:13</itunes:duration> 
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/wAFpAMj5cxU/ftm_episode_6.m4a" length="4513488" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/podcast/media/ftm_episode_6.m4a</feedburner:origEnclosureLink></item>
	<item>
      <title>The path to a successful financial future</title>
      <link>http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~3/hHygA9imoLQ/podcast</link>
      <description>You want to begin saving, but where to start? Bev Moir, Senior Investment Executive, ScotiaMcLeod, talks to Fred Ketchen about simple, common sense steps to help you find the money you didn't know you had.&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?a=hHygA9imoLQ:tUXRmZYRCoI:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/TheScotiabankFindTheMoneyPodcast?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;</description>
      <pubDate>Fri, 1 Dec 2006 09:00:00 -0500</pubDate>
      
      <guid isPermaLink="false">ftm_episode_2_download.mp3</guid>
      <itunes:author>Scotiabank</itunes:author>
      <itunes:subtitle>Bev Moir, Senior Investment Executive, ScotiaMcLeod, talks about simple, common sense steps to help you find the money you didn't know you had.</itunes:subtitle>
      <itunes:summary>You want to begin saving, but where to start? Bev Moir, Senior Investment Executive, ScotiaMcLeod, talks to Fred Ketchen about simple, common sense steps to help you find the money you didn't know you had.</itunes:summary>
      <itunes:explicit>no</itunes:explicit>	   
	  <itunes:duration>9:50</itunes:duration>
    <feedburner:origLink>http://www.scotiabank.com/podcast</feedburner:origLink><enclosure url="http://feedproxy.google.com/~r/TheScotiabankFindTheMoneyPodcast/~5/fJuirhOUoo8/ftm_episode_2.m4a" length="5271985" type="audio/x-m4a" /><feedburner:origEnclosureLink>http://www.scotiabank.com/podcast/media/ftm_episode_2.m4a</feedburner:origEnclosureLink></item>
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