Personal & Retirement Financial Planning https://www.theskilledinvestor.com/wp Tue, 06 Oct 2020 21:12:23 +0000 en-US hourly 1 https://wordpress.org/?v=5.7 Ultra Short Term Bond Funds https://www.theskilledinvestor.com/wp/ultra-short-term-bond-funds-1836.htm Tue, 06 Oct 2020 21:09:17 +0000 http://www.theskilledinvestor.com/wp/?p=1836 Low Cost US Taxable Ultra-Short Term Bond Funds Table of Low Cost Ultra Short Term Corporate Bond Mutual Funds This article contains a list of the best low cost and most economical ultra short term bond funds available to individual investors. Note the listing below in this paper for the lowest cost index investment funds. […]

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]]> Best Money Market Funds List https://www.theskilledinvestor.com/wp/us-treasury-best-money-market-funds-listing-1862.htm Thu, 20 Aug 2020 20:50:00 +0000 http://www.theskilledinvestor.com/wp/?p=1862 Best US Treasury Money Market Funds with Low Costs Table of the Five Best Treasury Money Market Funds sorted by fees This provides a listing of the lowest fee index money market funds investments. The table on this webpage lists the most economical treasury index money market mutual fund investments. Very inexpensive index mutual fund […]

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]]> International Small-Cap Stock Funds with the Lowest Expenses https://www.theskilledinvestor.com/wp/international-mid-small-cap-emerging-markets-stock-mutual-funds-1803.htm Wed, 17 Jun 2020 07:17:47 +0000 http://www.theskilledinvestor.com/wp/?p=1803 International mid-cap, small-cap, and emerging markets stock mutual funds List of international mid-cap and small-cap stock mutual funds with the lowest costs This section provides a listing of the lowest cost international small-cap, mid-cap, and emerging markets stock mutual funds. See the chart in this article for the least expensive index mutual funds investments. This […]

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]]> Is staying in an employer’s tax-advantaged retirement plan better that rolling retirement savings into a rollover IRA? https://www.theskilledinvestor.com/wp/staying-in-an-employers-403b-457-and-401k-retirement-plan-versus-rolling-retirement-savings-into-a-rollover-ira-1722.htm Mon, 23 Mar 2020 00:49:41 +0000 http://www.theskilledinvestor.com/wp/?p=1722 Here are the minimum requirements for a good quality employer sponsored retirement plan worth staying in. First, all investment and administrative costs should be fully disclosed and rock bottom in your employer’s tax-advantaged retirement account.  Second, an employee must have the choice of at least one very low cost, broadly diversified, low turnover, passively managed […]

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]]> Identity theft protection and prevention https://www.theskilledinvestor.com/wp/identity-theft-protection-638.htm Mon, 06 Oct 2014 02:44:15 +0000 http://www.theskilledinvestor.com/wp/?p=638 How to prevent identity theft You should take the potential for financial identity theft very seriously, as a threat to your financial security. Identity theft sometimes entails a loss of your financial assets. However, whether or not you lose money directly, an identity theft breach can take a very large amount of your time to […]

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]]> Rational Mutual Fund and ETF Selection https://www.theskilledinvestor.com/wp/rational-mutual-fund-and-etf-selection-16.htm Mon, 26 May 2014 15:39:59 +0000 http://www.theskilledinvestor.com/wp/rational-mutual-fund-and-etf-selection-16.htm Rational selection of equity and bond mutual funds and ETFs – An Overview Given the extremely large variety and number of available fixed income and equity investment mutual funds and ETFs, investors need a rational basis to select among them. Without scientific selection criteria and a good understanding of which factors are more or less […]

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]]> The Economics of the Financial Investment Advisory Industry https://www.theskilledinvestor.com/wp/economics-of-financial-investment-advice-5.htm Thu, 06 Mar 2014 16:00:20 +0000 http://www.theskilledinvestor.com/wp/the-economics-of-the-financial-investment-advisory-industry-5.htm Everyone has similar, yet distinct, financial planning needs regarding their families’ financial futures. While more wealthy people (think millions of dollars) have greater complexity to their financial affairs (caused largely by our incredibly convoluted U.S. personal tax codes), everyone needs sophisticated financial lifecycle planning. Whether wealthy or not yet wealthy, families need a personalized way […]

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]]> Where to invest in low cost mutual funds and ETFs https://www.theskilledinvestor.com/wp/where-to-invest-in-low-cost-mutual-funds-and-etfs-804.htm Tue, 24 Dec 2013 01:57:03 +0000 http://www.theskilledinvestor.com/wp/?p=804 With this investment book about ETF and mutual funds fees and expenses, you can lower your portfolio investing costs, reduce your portfolio risk exposure, and understand how to invest in stocks and bonds funds directly This article is about a low cost investing book which is among the most helpful books on personal investing that […]

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]]> Financial and industrial demand for silver https://www.theskilledinvestor.com/wp/financial-and-industrial-demand-for-silver-1409.htm Sat, 30 Nov 2013 23:26:32 +0000 http://www.theskilledinvestor.com/wp/?p=1409 Reasons why silver demand is on the rise Precious metals have been on the decline as the Federal Reserve Bank has reduced and eliminated its last quantative easing stimulus program. Given gold prices today, many investors are convinced that the sentiment for gold and silver will mostly be bearish until next year. However, the price […]

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]]> A Solid Credit Score for Young People https://www.theskilledinvestor.com/wp/a-solid-credit-score-for-young-people-1009.htm Thu, 04 Oct 2012 21:20:14 +0000 http://www.theskilledinvestor.com/wp/?p=1009 Why a Solid Credit Score Might Be a Young Person’s Best Investment It’s easy for young investors to get ahead of themselves, diving in headfirst without learning the basics of trading stocks or by attempting to exploit inefficiencies in the futures markets, when only they themselves are being exploited. The truth, however, is that failing […]

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]]> Day Trading Is a Terrible Idea https://www.theskilledinvestor.com/wp/day-trading-is-a-terrible-idea-935.htm Sat, 19 May 2012 22:18:11 +0000 http://www.theskilledinvestor.com/wp/?p=935 Why Day Trading Is a Terrible Idea Investing success is built upon the idea of buying an asset at a discounted price, and then holding it for a long period of time as the value of the asset steadily rises due to the expected risk premium inherent in holding your capital in a risky asset. […]

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]]> Property Loss Can Dent Your Finances https://www.theskilledinvestor.com/wp/property-loss-can-dent-your-finances-857.htm Tue, 24 Jan 2012 19:51:30 +0000 http://www.theskilledinvestor.com/wp/?p=857 Homeowners live with the fear of break-ins and burglary. Those living in areas prone to floods or earthquakes have an added risk, that of losing their home and property to these natural disasters. But it is not only homeowners who are affected. Renters, too, can lose property to thieves, floods or fires as safety for […]

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]]> Learning about personal finance and investing https://www.theskilledinvestor.com/wp/learning-about-personal-finance-and-investing-716.htm Sun, 06 Nov 2011 18:17:31 +0000 http://www.theskilledinvestor.com/wp/?p=716 Learning about personal finance and investing The investment strategy that I always suggest is a “completely passive, globally diversified, always invested, never switch to beat the market” investment strategy. This kind of investment strategy is a very low maintenance investment strategy. From many respects, you set it, and you forget it. Except for: the need […]

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]]> You are a financial industry profit center https://www.theskilledinvestor.com/wp/you-are-a-financial-industry-profit-center-720.htm Sat, 05 Nov 2011 16:54:45 +0000 http://www.theskilledinvestor.com/wp/?p=720 Why allow the financial industry to help itself to your money? This blog provides you with objective information that could solidify a lifelong commitment on our part to low cost investing. Low cost investing is how you keep more of your own investments for your family, instead of naively giving your money to the financial […]

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]]> What Works Financial Newsletter – October 2011 https://www.theskilledinvestor.com/wp/what-works-financial-newsletter-october-2011-657.htm Sun, 09 Oct 2011 20:09:35 +0000 http://www.theskilledinvestor.com/wp/?p=657       October 2011 Newsletter     Identity Theft Protection and Prevention   As a threat to your financial security, you should take the potential for identity theft very seriously. Identity theft sometimes entails a loss of your money. However, whether or not you lose money, identity theft usually takes a very large amount […]

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]]> Market Turbulence and Portfolio Fine Tuning https://www.theskilledinvestor.com/wp/market-turbulence-and-portfolio-fine-tuning-428.htm https://www.theskilledinvestor.com/wp/market-turbulence-and-portfolio-fine-tuning-428.htm#comments Mon, 12 Sep 2011 18:44:04 +0000 http://www.theskilledinvestor.com/wp/?p=428 Markets are in turmoil once again as the “Greek Tragedy” continues to play out on the European stage. German and French banks are girding for a possible default, and the fear of the contagion spreading to the weaker member states of the Eurozone is freezing investors in their tracks. Stock markets are down on a […]

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]]> https://www.theskilledinvestor.com/wp/market-turbulence-and-portfolio-fine-tuning-428.htm/feed 1 Professional Forex Trading https://www.theskilledinvestor.com/wp/professional-forex-trading-352.htm Tue, 21 Dec 2010 22:56:47 +0000 http://www.theskilledinvestor.com/wp/professional-forex-trading-352.htm Forex Trading: Do You Have What it Takes to be a Professional Trader? Alternative investment vehicles have received a great deal of attention over the past few years, as investors have grown weary of fluctuating stock markets and sideways trading patterns. Commodities and options have drawn a share of the action, but the largest beneficiary […]

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]]> Teach Kids to Find Their Investor Personality https://www.theskilledinvestor.com/wp/teach-kids-to-find-their-investor-personality-317.htm Sun, 20 Sep 2009 20:14:47 +0000 http://www.theskilledinvestor.com/wp/teach-kids-to-find-their-investor-personality-317.htm [Note: The following is a guest article from the “Ask Anne Blog.” It is published here as a courtesy. The opinions expressed here are the opinions of the “Ask Anne Blog“, and are not necessarily those of The Skilled Investor. The Skilled Investor received no compensation for the publication of this courtesy article.] Coming of Age […]

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]]> How many stocks are needed for a well-diversified portfolio? https://www.theskilledinvestor.com/wp/how-many-stocks-are-needed-for-a-well-diversified-portfolio-311.htm Wed, 10 Jun 2009 05:30:36 +0000 http://www.theskilledinvestor.com/wp/how-many-stocks-are-needed-for-a-well-diversified-portfolio-311.htm Industry rules-of-thumb often state that 15 to 30 stocks are enough for a well-diversified portfolio. This can be very misleading. Recent studies point out that industry rules-of-thumb on the number of stocks needed for a well-diversified portfolio are simply not adequate. These rules-of-thumb most often state that 15 to 30 stocks are enough. “The Truth […]

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]]> The Optimal Investment Strategy for Individual Investors https://www.theskilledinvestor.com/wp/the-optimal-investment-solution-for-individual-investors-32.htm Sun, 12 Apr 2009 18:31:04 +0000 http://www.theskilledinvestor.com/wp/the-optimal-investment-solution-for-individual-investors-32.htm The Solution – ONLY follow financial strategies that are scientific, passive, diversified, savings focused, risk controlled, low cost, and tax efficient A previous article, “The Problem – Straight answers about personal financial and investment planning are difficult to find,” summarized important reasons why individuals may experience difficulties, even if they are intent upon doing better […]

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