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	<title>The Stockton Specialist</title>
	
	<link>http://www.homes-in-stockton.com/blog</link>
	<description>Stockton Real Estate Opinion</description>
	<pubDate>Mon, 16 Nov 2009 07:52:04 +0000</pubDate>
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		<title>Stockton Short Sales Are Alive and Well</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-short-sales-are-alive-and-well</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-short-sales-are-alive-and-well#comments</comments>
		<pubDate>Wed, 28 Oct 2009 21:17:38 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/?p=265</guid>
		<description><![CDATA[In the last two weeks the Homes In Stockton team has received 3 Stockton short sale approvals and successfully postponed an additional 3 foreclosures that are currently under short sale approval consideration. If you have a home in default  in Stockton, Lodi, Manteca, Tracy or nearby outlying areas, we may be able to help you!  We currently are processing Stockton [...]]]></description>
			<content:encoded><![CDATA[<p>In the last two weeks the Homes In Stockton team has received 3 Stockton short sale approvals and successfully postponed an additional 3 foreclosures that are currently under short sale approval consideration. If you have a home in default  in Stockton, Lodi, Manteca, Tracy or nearby outlying areas, we may be able to help you!  We currently are processing Stockton short sales, Manteca short sales, Lathrop shorts sales and Tracy short sales.</p>
]]></content:encoded>
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		<item>
		<title>New Push Toward Short Sales</title>
		<link>http://www.homes-in-stockton.com/blog/new-push-toward-short-sales</link>
		<comments>http://www.homes-in-stockton.com/blog/new-push-toward-short-sales#comments</comments>
		<pubDate>Wed, 21 Oct 2009 18:10:47 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/?p=263</guid>
		<description><![CDATA[The US Treasury Department has announced the formation of a new incentive program aimed at encouraging mortgage servicers to pursue short sales.  Details  are expected later this month. The program is expected to simplify the process of pursuing short sales by standardizing the process, documentation and timeframes.  
A short sale is a [...]]]></description>
			<content:encoded><![CDATA[<p>The US Treasury Department has announced the formation of a new incentive program aimed at encouraging mortgage servicers to pursue short sales.  Details  are expected later this month. The program is expected to simplify the process of pursuing short sales by standardizing the process, documentation and timeframes.  </p>
<p>A short sale is a transaction in which a lender allows a borrower to sell their home for less than what is owed.  The key to a successful short sale is obtaining written lender approval.  Pat Holkesvig &#038; Your Home Team have extensive short sale negotiation experience.  We currently have more short sale listings than any than any other agent in San Joaquin County.  We attribute our 90%+ success rate to understating the short sale process and having key contacts at all the major banks.  We received 3 approvals for Stockton short sales this week!</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Government short sale incentive program</title>
		<link>http://www.homes-in-stockton.com/blog/256</link>
		<comments>http://www.homes-in-stockton.com/blog/256#comments</comments>
		<pubDate>Tue, 06 Oct 2009 21:33:49 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/?p=256</guid>
		<description><![CDATA[Short sale incentive program is on its way! Is it the solution we all have been waiting for or too little too late? Read article here
]]></description>
			<content:encoded><![CDATA[<p>Short sale incentive program is on its way! Is it the solution we all have been waiting for or too little too late? <a href="http://www.housingwire.com/2009/10/02/2500-incentive-will-spur-short-sales-says-john-burns/">Read article here</a></p>
]]></content:encoded>
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		<item>
		<title>Home sales down 2.7% in August</title>
		<link>http://www.homes-in-stockton.com/blog/home-sales-down-27-in-august</link>
		<comments>http://www.homes-in-stockton.com/blog/home-sales-down-27-in-august#comments</comments>
		<pubDate>Wed, 30 Sep 2009 13:41:14 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/?p=254</guid>
		<description><![CDATA[According to the NAtional Association of Realtors, after four months of gains homes sales fell in August but still remain slightly above one year ago.  Read article here
]]></description>
			<content:encoded><![CDATA[<p>According to the NAtional Association of Realtors, after four months of gains homes sales fell in August but still remain slightly above one year ago.  <a href="http://www.realtor.org/press_room/news_releases/2009/09/ease_four?lid=ronav0021">Read article here</a></p>
]]></content:encoded>
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		</item>
		<item>
		<title>Could Banks Bail Out FDIC?</title>
		<link>http://www.homes-in-stockton.com/blog/could-banks-bail-out-fdic</link>
		<comments>http://www.homes-in-stockton.com/blog/could-banks-bail-out-fdic#comments</comments>
		<pubDate>Tue, 22 Sep 2009 20:24:59 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/?p=252</guid>
		<description><![CDATA[Big banks have been approched about loaning billions to the FDIC fund.Read article here.
]]></description>
			<content:encoded><![CDATA[<p>Big banks have been approched about loaning billions to the FDIC fund.<a href="http://news.yahoo.com/s/ap/20090922/ap_on_bi_ge/us_banks_fdic_bailout">Read article here.</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.homes-in-stockton.com/blog/could-banks-bail-out-fdic/feed</wfw:commentRss>
		</item>
		<item>
		<title>Foreclosure prevention plan won’t help ARM resets</title>
		<link>http://www.homes-in-stockton.com/blog/foreclosure-prevention-plan-wont-help-arm-resets</link>
		<comments>http://www.homes-in-stockton.com/blog/foreclosure-prevention-plan-wont-help-arm-resets#comments</comments>
		<pubDate>Fri, 18 Sep 2009 17:35:21 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/?p=249</guid>
		<description><![CDATA[At a meeting held on mortgage fraud this Thursday, two state attornery generals recommended immediate improvements to the government&#8217;s current foreclosure prevention initiatives due to the onslaught of impending ARM resets. Read the artcle here
]]></description>
			<content:encoded><![CDATA[<p>At a meeting held on mortgage fraud this Thursday, two state attornery generals recommended immediate improvements to the government&#8217;s current foreclosure prevention initiatives due to the onslaught of impending ARM resets. <a href="http://www.mortgageorb.com/e107_plugins/content/content.php?content.4333">Read the artcle here</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.homes-in-stockton.com/blog/foreclosure-prevention-plan-wont-help-arm-resets/feed</wfw:commentRss>
		</item>
		<item>
		<title>WATCH OUT FOR SCAMS!!!</title>
		<link>http://www.homes-in-stockton.com/blog/watch-out-for-scams</link>
		<comments>http://www.homes-in-stockton.com/blog/watch-out-for-scams#comments</comments>
		<pubDate>Wed, 16 Sep 2009 02:01:33 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/?p=247</guid>
		<description><![CDATA[Due to some recent events in the news and some fraudulent ads we have recently uncovered in Craigslist, the following is a blog post to remind us all to be very careful during these turbulent times in the real estate market. Read blog here 
]]></description>
			<content:encoded><![CDATA[<p>Due to some recent events in the news and some fraudulent ads we have recently uncovered in Craigslist, the following is a blog post to remind us all to be very careful during these turbulent times in the real estate market. <a href="http://pragmaticstatistic.blogspot.com/2009/09/vacant-homes-new-national-housing.html">Read blog here </a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.homes-in-stockton.com/blog/watch-out-for-scams/feed</wfw:commentRss>
		</item>
		<item>
		<title>Wells Fargo Accused of Home Loan Fraud</title>
		<link>http://www.homes-in-stockton.com/blog/wells-fargo-accused-of-home-loan-fraud</link>
		<comments>http://www.homes-in-stockton.com/blog/wells-fargo-accused-of-home-loan-fraud#comments</comments>
		<pubDate>Thu, 10 Sep 2009 23:15:56 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/?p=245</guid>
		<description><![CDATA[A new class action lawsuit alleges Wells Fargo fraudulently suspended and reduced limits on home equity lines of credit.  Read the article here
]]></description>
			<content:encoded><![CDATA[<p>A new class action lawsuit alleges Wells Fargo fraudulently suspended and reduced limits on home equity lines of credit. <a href="http://www.mortgageorb.com/e107_plugins/content/content.php?content.4270"> Read the article here</a></p>
]]></content:encoded>
			<wfw:commentRss>http://www.homes-in-stockton.com/blog/wells-fargo-accused-of-home-loan-fraud/feed</wfw:commentRss>
		</item>
		<item>
		<title>Wells Fargo Home Mortgage performs well on servicer ratings</title>
		<link>http://www.homes-in-stockton.com/blog/wells-fargo-home-mortgage-performs-well-on-servicer-ratings</link>
		<comments>http://www.homes-in-stockton.com/blog/wells-fargo-home-mortgage-performs-well-on-servicer-ratings#comments</comments>
		<pubDate>Wed, 02 Sep 2009 16:19:24 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/?p=241</guid>
		<description><![CDATA[Wells Fargo Home Mortgage performs well on servicer ratings. The positive ratings are a result of experienced management, technological advancements, quality control, internal procedures and increases in staff and training. Read article here.
]]></description>
			<content:encoded><![CDATA[<p>Wells Fargo Home Mortgage performs well on servicer ratings. The positive ratings are a result of experienced management, technological advancements, quality control, internal procedures and increases in staff and training. <a href="http://www.mortgageorb.com/e107_plugins/content/content.php?content.4225">Read article here.</a></p>
]]></content:encoded>
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		<item>
		<title>Stockton Real Estate Market Statistics - Inventory At All Time Lows!</title>
		<link>http://www.homes-in-stockton.com/blog/stockton-real-estate-market-statistics-inventory-at-all-time-lows</link>
		<comments>http://www.homes-in-stockton.com/blog/stockton-real-estate-market-statistics-inventory-at-all-time-lows#comments</comments>
		<pubDate>Sun, 30 Aug 2009 01:13:51 +0000</pubDate>
		<dc:creator>Pat Holkesvig</dc:creator>
		
		<category><![CDATA[Stockton Real Estate]]></category>

		<guid isPermaLink="false">http://www.homes-in-stockton.com/blog/?p=238</guid>
		<description><![CDATA[Stockton Real Estate Market Statistics, July 2009 http://bit.ly/sFFNR
]]></description>
			<content:encoded><![CDATA[<p>Stockton Real Estate Market Statistics, July 2009 <a href="http://bit.ly/sFFNR">http://bit.ly/sFFNR</a></p>
]]></content:encoded>
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