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        <title>The Three Big Questions of Retirement</title>
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        <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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            <itunes:name>Timothy Brown</itunes:name>
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        <itunes:author>Timothy Brown</itunes:author>
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            <title>The Three Big Questions of Retirement</title>
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            <title>Is Your Money in the Right Place?</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/212001</link>
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            <description><![CDATA[There are a number of questions you need to be asking about your finances and your retirement. In this episode we tackle one of the big three, and that is where your money is allocated. Is it working for you? Tim gives us tips and strategies to help  make sure your money is in the right place.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 19 Jan 20 00:00:00 -0600</pubDate>
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            <title>Working With an Advisor, What to Expect</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3102</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 26 Jan 20 00:00:00 -0600</pubDate>
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            <title>Tips to Help Create Your Retirement Strategy</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3109</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 02 Feb 20 00:00:00 -0600</pubDate>
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            <title>Is Your Retirement Prepared for a Bear Market?</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3110</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 09 Feb 20 00:00:00 -0600</pubDate>
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            <title>What Will You Leave Behind?</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3112</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 16 Feb 20 00:00:00 -0600</pubDate>
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            <title>Schedule Your Retirement Check-Up</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3115</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 23 Feb 20 00:00:00 -0600</pubDate>
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            <title>Are You Financially Literate</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3119</link>
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            <description><![CDATA[What you don't know about your finances could be costing you a lot of money and may cost you your retirement. Listen in as we discuss the problem and the solutions to help get you on track.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 01 Mar 20 00:00:00 -0600</pubDate>
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            <title>Preparing your Retirement Garden</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3121</link>
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            <description><![CDATA[Getting your finances in order and coming up with a plan for retirement can be a lot like gardening. Find out how in this episode!]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 08 Mar 20 00:00:00 -0600</pubDate>
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            <title>10 Tips to Control Expenses in Retirement</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3132</link>
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            <description><![CDATA[Retirement is different for everyone. Some individuals retire just as they expected, others have retirement come earlier than expected through layoffs or a corporate restructuring. No matter how your retirement begins, controlling your expenses during retirement is important for any retiree. Today we talk about 10 tips to help you with this.]]></description>

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            <pubDate>Sun, 15 Mar 20 00:00:00 -0500</pubDate>
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            <title>Surprising Ways to Boost Your Savings and Retirement Income</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3136</link>
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            <description><![CDATA[Listen in to this episode for some great tips on how to help increase your savings and retirement income!]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 22 Mar 20 00:00:00 -0500</pubDate>
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            <title>5 Steps to Prep for a Better Retirement in your Sixties</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3138</link>
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            <description><![CDATA[Today we are going to talk about some steps to improve your retirement when you are 60 or older. We will work through each of the five tips and talk about how they can help and apply to you and your retirement plans.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 29 Mar 20 00:00:00 -0500</pubDate>
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        <item>
            <title>All About Annuities</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3151</link>
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            <description><![CDATA[Annuities can be confusing because they have many different options and uses. So today, we’re going to help simplify annuities and give you the pros and the cons.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 05 Apr 20 00:00:00 -0500</pubDate>
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            <title>What if You Never Plan to Retire?</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3153</link>
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            <description><![CDATA[Many workers today believe that they’ll keep working until they’re seventy five or older. In this episode we talk about how to intelligently financially plan even if you don’t intend to retire.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 12 Apr 20 00:00:00 -0500</pubDate>
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            <title>What to Do Instead of Worrying about COVID-19</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3213</link>
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            <description><![CDATA[The coronavirus disease has dominated the news cycle for the past few weeks and it’s not going away. Instead of letting that get you down, here are some things you can do to respond and prepare your retirement strategy.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 19 Apr 20 00:00:00 -0500</pubDate>
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            <title>Creating a Retirement Plan</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3158</link>
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            <description><![CDATA[Pensions are disappearing. What can you do to make sure that you have adequate monthly income in retirement? Listen to this podcast to learn more about retirement preparation]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 26 Apr 20 00:00:00 -0500</pubDate>
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            <title>The Seven Deadly Sins of Retirement Planning</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3162</link>
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            <description><![CDATA[This episode looks at two different sets of the seven deadly sins of retirement planning. How many are you guilty of? We talk about what they are and how to avoid them.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 03 May 20 00:00:00 -0500</pubDate>
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            <title>Protect Your Retirement in the COVID-19 Economy</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3218</link>
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            <description><![CDATA[In times of tremendous economic upheaval, you can take steps to tighten your budget and reduce your monthly bills. At the same time, there are also measures you can take right now to better protect your retirement.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 10 May 20 00:00:00 -0500</pubDate>
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            <title>Feelings and Finances</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3165</link>
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            <description><![CDATA[This episode examines the connection between your emotions and your financial life. Looking at tips and options to keep your finances safe from your emotional rollercoaster.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 17 May 20 00:00:00 -0500</pubDate>
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            <title>Shocking Retirement Statistics and Mistakes</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3166</link>
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            <description><![CDATA[This episodes examines some statistics about retirement that may catch you off guard. We will also examine some retirement mistakes and discuss ways to avoid committing those mistakes in your retirement strategy.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 24 May 20 00:00:00 -0500</pubDate>
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            <title>Retirement Communities, Wealth Building &amp; Budget</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3168</link>
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            <description><![CDATA[This episode’s three segments focus on questions about preparing to choose and move to a retirement community, simple wealth building moves that you need to know and tips and suggestions for creating a retirement budget.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 31 May 20 00:00:00 -0500</pubDate>
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            <title>Money and Relationships</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3169</link>
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            <description><![CDATA[Money and relationships. At times they can feel a bit like oil and water. What steps can you take to avoid chaos and stress when it comes to discussing and managing finances?]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 07 Jun 20 00:00:00 -0500</pubDate>
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            <title>Examining Retirement Realities</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3171</link>
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            <description><![CDATA[This episode looks at some hard retirement facts that are often overlooked. Have you missed or ignored these uncomfortable truths?]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 14 Jun 20 00:00:00 -0500</pubDate>
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            <title>Mistakes and Questions</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3179</link>
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            <description><![CDATA[401(k) plans are one of the most common retirement products. But what are they really? What are some common mistakes to avoid? And what even is a 403(b) and how is it different?! This episode examines the ins and outs of 401(k)s.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 21 Jun 20 00:00:00 -0500</pubDate>
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            <title>Common Financial Mistakes</title>
            <itunes:author>Timothy Brown</itunes:author>
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            <description><![CDATA[Everyone makes mistakes. Some of those mistakes happen in the area of personal finance. This episode looks at some common financial fails. Are you guilty of any of these?]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 28 Jun 20 00:00:00 -0500</pubDate>
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            <title>The Danger of Financial Assumptions</title>
            <itunes:author>Timothy Brown</itunes:author>
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            <description><![CDATA[It can be a dangerous choice to make assumptions when it comes to money, retirement and investing. This episode looks at some false retirement assumptions as well as some things you may assume you know about what happens when the Federal Reserve cuts interest rates.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 05 Jul 20 00:00:00 -0500</pubDate>
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            <title>Personality and Retirement</title>
            <itunes:author>Timothy Brown</itunes:author>
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            <description><![CDATA[Could your personality type make you more likely to have trouble in retirement? A new study says it could. We also discuss a few mistakes to avoid regardless of your personality.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 12 Jul 20 00:00:00 -0500</pubDate>
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            <title>Eight Obstacles to Retirement</title>
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            <description><![CDATA[The retirement you’ve been dreaming about is possible, if you’re prepared. This episode of Financially Tuned concisely addresses the Eight Obstacles of Retirement: income, life expectancy, taxes, market downturns, rising inflation, Medicare, long-term care and losing your spouse.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 19 Jul 20 00:00:00 -0500</pubDate>
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            <title>Protect Your Finances from Recessions</title>
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            <link>https://radio.financiallytuned.com/threebigquestions/3220</link>
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            <description><![CDATA[When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 26 Jul 20 00:00:00 -0500</pubDate>
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            <title>Don’t Fall for Financial Myths</title>
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            <description><![CDATA[Many people have come across financial myths, whether they’re about a current financial situation or something more general like Social Security, Medicare, or retirement. This episode will help listeners cut through the noise and separate myth from reality.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 02 Aug 20 00:00:00 -0500</pubDate>
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            <title>Preparing for Retirement as a Couple</title>
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            <description><![CDATA[Looking toward retirement should be a time of optimism and excitement for couples. But in reality, there are numerous traps and obstacles standing between couples and a fulfilling retirement. Yet, with some honest conversations and comprehensive strategizing, couples can view their impending retirement with confidence.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 09 Aug 20 00:00:00 -0500</pubDate>
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            <title>How to Stay Healthy and Enjoy Retirement</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3226</link>
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            <description><![CDATA[When you’re planning for retirement, it can be easy to think of your retirement date as the ultimate goal. But the reality is, your plan should address your retirement lifestyle. After all, your retirement could last 20 or 30 years, so you should have a strategy for things like your health and fitness, socialization and travel. A comprehensive strategy can better position you to enjoy the kind of retirement you’ve always wanted.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 23 Aug 20 00:00:00 -0500</pubDate>
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            <title>What You Should Know About Life Insurance</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3229</link>
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            <description><![CDATA[During this episode, we’ll discuss some of the critical things that life insurance beneficiaries should know, including what happens if a policy has lapsed and when you can expect to receive your payout. Additionally, we discuss some of the pros and cons of both permanent and term life insurance.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 30 Aug 20 00:00:00 -0500</pubDate>
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            <title>What You Need to Know About Annuities</title>
            <itunes:author>Timothy Brown</itunes:author>
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            <description><![CDATA[During this episode, we’ll be taking a close look at annuities to define exactly what they are, how they work, how much they cost and how to determine if they may fit your overall financial strategy. While an annuity may be able to provide lifetime income, there’s plenty of nuance, as well as risks, that you should be aware of.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 06 Sep 20 00:00:00 -0500</pubDate>
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            <title>Mastering the Last Five Years</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3234</link>
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            <description><![CDATA[During our episode today, we’re going to discuss specific steps you can take in each of the last five years before retirement to better position yourself to enjoy the rewarding retirement you’ve worked so hard towards.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 13 Sep 20 00:00:00 -0500</pubDate>
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            <title>The Benefits of Delaying Retirement</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3101</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 20 Sep 20 00:00:00 -0500</pubDate>
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            <title>Retirement Rumors to Ignore</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3103</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 27 Sep 20 00:00:00 -0500</pubDate>
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            <title>Breaking Free from Retirement Stress</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3105</link>
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            <description><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn't have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 04 Oct 20 00:00:00 -0500</pubDate>
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            <title>Get Financially Ready for Fall</title>
            <itunes:author>Timothy Brown</itunes:author>
            <link>https://radio.financiallytuned.com/threebigquestions/3239</link>
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            <description><![CDATA[During this episode, we’ll discuss how fall is the perfect time to assess your current finances to determine if your current budget is meeting your needs. We’ll also look at ways you may be able to save a few bucks on your holiday shopping.]]></description>

            <dc:creator xmlns:dc="http://purl.org/dc/elements/1.1/">Timothy Brown</dc:creator>
            <pubDate>Sun, 11 Oct 20 00:00:00 -0500</pubDate>
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