The Truth About Mortgage https://www.thetruthaboutmortgage.com/ Your guide to a smarter home loan. Thu, 16 Jul 2026 23:14:54 +0000 en-US hourly 1 https://wordpress.org/?v=7.0.2 https://www.thetruthaboutmortgage.com/wp-content/uploads/2023/02/cropped-TTAM-min-32x32.png The Truth About Mortgage https://www.thetruthaboutmortgage.com/ 32 32 Mortgage Rates Spared by Tame Inflation Data, But Will Likely Hit New 52-Weeks Highs Soon Anyway https://www.thetruthaboutmortgage.com/mortgage-rates-spared-by-tame-inflation-data-but-will-likely-hit-new-52-weeks-highs-soon-anyway/ https://www.thetruthaboutmortgage.com/mortgage-rates-spared-by-tame-inflation-data-but-will-likely-hit-new-52-weeks-highs-soon-anyway/#respond Thu, 16 Jul 2026 23:14:29 +0000 https://www.thetruthaboutmortgage.com/?p=42931 It was a good week for mortgage rates thanks to tame inflation data. I use the phrase “good” loosely because mortgage rates didn’t really come down during the week. However, they didn’t move much higher either, so we can call it a win for now. We got a lot of inflation data this week, and… Read More »Mortgage Rates Spared by Tame Inflation Data, But Will Likely Hit New 52-Weeks Highs Soon Anyway

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]]> https://www.thetruthaboutmortgage.com/mortgage-rates-spared-by-tame-inflation-data-but-will-likely-hit-new-52-weeks-highs-soon-anyway/feed/ 0 Mortgage Rates Saved by Coolest Inflation Report Since 2020 https://www.thetruthaboutmortgage.com/mortgage-rates-saved-by-coolest-inflation-report-since-2020/ https://www.thetruthaboutmortgage.com/mortgage-rates-saved-by-coolest-inflation-report-since-2020/#respond Tue, 14 Jul 2026 15:21:59 +0000 https://www.thetruthaboutmortgage.com/?p=42920 Just as mortgage rates threatened to reach their highest point since the Iranian conflict began, they were granted a reprieve. This time, it was a cooler-than-expected CPI report that saved the day. Prices actually fell 0.4% month-to-month in June, which was the best reading since April 2020. While it was mostly tied to lower energy… Read More »Mortgage Rates Saved by Coolest Inflation Report Since 2020

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]]> https://www.thetruthaboutmortgage.com/mortgage-rates-saved-by-coolest-inflation-report-since-2020/feed/ 0 Mortgage Rates Look Headed Back to War Time Highs https://www.thetruthaboutmortgage.com/mortgage-rates-look-headed-back-to-war-time-highs/ https://www.thetruthaboutmortgage.com/mortgage-rates-look-headed-back-to-war-time-highs/#respond Mon, 13 Jul 2026 17:40:01 +0000 https://www.thetruthaboutmortgage.com/?p=42917 After a series of strikes and escalations in the Middle East, it appears mortgage rates might soon match the highs seen since the war began. The highest point for the 30-year fixed since the Iranian conflict got underway was 6.75% back on May 19th, per Mortgage News Daily. Since that time, they dropped about 0.25%… Read More »Mortgage Rates Look Headed Back to War Time Highs

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]]> https://www.thetruthaboutmortgage.com/mortgage-rates-look-headed-back-to-war-time-highs/feed/ 0 Despite Headwinds, Odds of a 7% 30-Year Fixed in 2026 Are Super Low https://www.thetruthaboutmortgage.com/despite-headwinds-odds-of-a-7-30-year-fixed-in-2026-are-super-low/ https://www.thetruthaboutmortgage.com/despite-headwinds-odds-of-a-7-30-year-fixed-in-2026-are-super-low/#respond Thu, 09 Jul 2026 15:07:40 +0000 https://www.thetruthaboutmortgage.com/?p=42909 It’s been a rough week for mortgage rates, which are reeling thanks to new aggressions in the Middle East. The ceasefire that began on June 17th is apparently no more, with major strikes exchanged between the U.S. and Iran over the past couple days. That’s putting renewed pressure on oil prices, bond yields, and of… Read More »Despite Headwinds, Odds of a 7% 30-Year Fixed in 2026 Are Super Low

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]]> https://www.thetruthaboutmortgage.com/despite-headwinds-odds-of-a-7-30-year-fixed-in-2026-are-super-low/feed/ 0 Just When You Thought 7% Mortgage Rates Were Off the Table https://www.thetruthaboutmortgage.com/just-when-you-thought-7-mortgage-rates-were-off-the-table/ https://www.thetruthaboutmortgage.com/just-when-you-thought-7-mortgage-rates-were-off-the-table/#respond Wed, 08 Jul 2026 17:49:52 +0000 https://www.thetruthaboutmortgage.com/?p=42905 Welp, I’ve been saying the conflict in the Middle East could have another twist in the tale. And here we are, with a fragile ceasefire effectively broken and a possible ratcheting up in tensions. In the meantime, oil prices are back on the rise and mortgage rates are climbing too. What seemed impossible a week… Read More »Just When You Thought 7% Mortgage Rates Were Off the Table

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]]> https://www.thetruthaboutmortgage.com/just-when-you-thought-7-mortgage-rates-were-off-the-table/feed/ 0 Light Week for Economic Data Means Flat Mortgage Rates Likely https://www.thetruthaboutmortgage.com/light-week-for-economic-data-means-flat-mortgage-rates-likely/ https://www.thetruthaboutmortgage.com/light-week-for-economic-data-means-flat-mortgage-rates-likely/#respond Mon, 06 Jul 2026 16:00:11 +0000 https://www.thetruthaboutmortgage.com/?p=42888 There isn’t much on the economic calendar this week, meaning mortgage rates will likely print flat. This differs from last week, when we managed to pack a ton of labor data into a holiday-shortened week. The good news (for mortgage rates) is the labor market showed signs of weakness, though the reports weren’t ice cold.… Read More »Light Week for Economic Data Means Flat Mortgage Rates Likely

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]]> https://www.thetruthaboutmortgage.com/light-week-for-economic-data-means-flat-mortgage-rates-likely/feed/ 0 Soft Jobs Report Takes Pressure Off Mortgage Rates https://www.thetruthaboutmortgage.com/soft-jobs-report-takes-pressure-off-mortgage-rates/ https://www.thetruthaboutmortgage.com/soft-jobs-report-takes-pressure-off-mortgage-rates/#respond Thu, 02 Jul 2026 16:38:38 +0000 https://www.thetruthaboutmortgage.com/?p=42883 I said it was going to be a big week for mortgage rates and it didn’t disappoint. But oddly, mortgage rates shot up for a reason unrelated to jobs data. It was words from new Fed chair Kevin Warsh that caused rates to jump yesterday. Today, they will likely ease thanks to underlying economic data,… Read More »Soft Jobs Report Takes Pressure Off Mortgage Rates

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]]> https://www.thetruthaboutmortgage.com/soft-jobs-report-takes-pressure-off-mortgage-rates/feed/ 0 Kevin Warsh Throws Cold Water on Lower Mortgage Rates https://www.thetruthaboutmortgage.com/kevin-warsh-throws-cold-water-on-lower-mortgage-rates/ https://www.thetruthaboutmortgage.com/kevin-warsh-throws-cold-water-on-lower-mortgage-rates/#respond Wed, 01 Jul 2026 15:58:35 +0000 https://www.thetruthaboutmortgage.com/?p=42879 Be careful what you wish for when you nominate someone to accomplish a specific task. It’s no secret that President Donald Trump selected Kevin Warsh as Fed chair to cut rates, something he hoped would lead to lower mortgage rates as well. But thus far, Kevin Warsh has done more harm than good, remarking today… Read More »Kevin Warsh Throws Cold Water on Lower Mortgage Rates

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]]> https://www.thetruthaboutmortgage.com/kevin-warsh-throws-cold-water-on-lower-mortgage-rates/feed/ 0 Mortgage Rates Could Drop as Much as Half a Percent with Basel Re-Proposal https://www.thetruthaboutmortgage.com/mortgage-rates-could-drop-up-to-50-with-basel-re-proposal/ https://www.thetruthaboutmortgage.com/mortgage-rates-could-drop-up-to-50-with-basel-re-proposal/#respond Tue, 30 Jun 2026 17:01:11 +0000 https://www.thetruthaboutmortgage.com/?p=42875 Looking for mortgage rate relief? It could come without any further improvement in bond yields. Instead, Basel re-proposal, which boils down to improved bank capital requirements, could push rates lower as banks increase their appetite for mortgages. But not all borrowers would benefit equally. Those who could muster large down payments would see the biggest… Read More »Mortgage Rates Could Drop as Much as Half a Percent with Basel Re-Proposal

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]]> https://www.thetruthaboutmortgage.com/mortgage-rates-could-drop-up-to-50-with-basel-re-proposal/feed/ 0 Mortgage Rates Face Big Week of Jobs Data https://www.thetruthaboutmortgage.com/mortgage-rates-face-big-week-of-jobs-data/ https://www.thetruthaboutmortgage.com/mortgage-rates-face-big-week-of-jobs-data/#respond Tue, 30 Jun 2026 00:12:06 +0000 https://www.thetruthaboutmortgage.com/?p=42873 If you’re watching mortgage rates, keep a close eye on the abundance of jobs data being released this week. There are three key reports being released, including the all-important Employment Situation on Thursday, a day early due to the July 4th holiday. We’ve also got the job openings report Tuesday and the ADP jobs report… Read More »Mortgage Rates Face Big Week of Jobs Data

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