tag:blogger.com,1999:blog-29265656132735432Mon, 28 Nov 2011 00:22:36 +0000cookingbudgetguest listtravel save tipsbillapplianceslistssavereduce costsave waterfaucetscut costbillingmoviesave on weddingsVoIPlow taxsno chargedirecttoll freespendingelectricedebtjimattimingelektriksaving vacationWelcome to Tips Jimat Wang's blog. If you are looking for a way to cut costs read some money saving tips in this blog. From saving money by home expenses to saving time and money at the store you’ll be sure to save a few extra ringgit to put towards something else. Some of us have to go through situations when we want to save money for our future, for future investments, or just to stand as a safeguard during urgent times.http://tipsjimatwang.blogspot.com/noreply@blogger.com (wizgeek)Blogger14125tag:blogger.com,1999:blog-29265656132735432.post-4804117013607925563Fri, 05 Oct 2007 00:39:00 +00002007-10-05T08:40:54.081+08:00movieDo you love to go to the movies? Find out how to work it into your budget with this movie theater budget guide.One of the things that most people consider when they set a budget is how much money to allocate to entertainment expenses. This may seem like a small portion of the money spends, but it can add up quickly.Most people enjoy getting out to the movies, especially when it’s time for the http://feedproxy.google.com/~r/TipsJimatWang/~3/-6KAhKQXLjY/movie-theater-budget.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/10/movie-theater-budget.htmltag:blogger.com,1999:blog-29265656132735432.post-2777543598378784148Thu, 04 Oct 2007 00:25:00 +00002007-10-04T08:28:13.678+08:00Credit is great when it's used wisely, but more and more Malaysian are getting in over their heads and threatening their financial futures.Just because you can pay your minimum payments each month doesn't mean you don't have a credit problem. Remember, low minimum payments benefit the credit card company, not you. They are the means by which many people become enslaved to their debt, taking http://feedproxy.google.com/~r/TipsJimatWang/~3/uKTVM1rGCfA/do-you-know-warning-signs-of-too-much.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/10/do-you-know-warning-signs-of-too-much.htmltag:blogger.com,1999:blog-29265656132735432.post-6300999392318343018Wed, 03 Oct 2007 00:09:00 +00002007-10-03T08:12:22.215+08:00debtDon't Pay Your Minimum BalanceIf you have debt. You try not to think about just how much debt you have and what it's really costing you. If you did think about it, you might not sleep well.But ignorance never was bliss, and in order to get out from under the burden of debt, you need to face the uncomfortable (and perhaps downright ugly) truth: it may take you 30 years to pay off that credit card http://feedproxy.google.com/~r/TipsJimatWang/~3/th05IOxuuo0/get-out-of-debt.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/10/get-out-of-debt.htmltag:blogger.com,1999:blog-29265656132735432.post-6671000523702274689Tue, 02 Oct 2007 01:00:00 +00002007-10-02T09:02:59.997+08:00Budgeting gives an accurate picture of your financial position. It will almost certainly demonstrate that money is not being spent according to the priorities and will highlight where changes in spending habits can be made and, possibly, where savings can be made.Budgeting also helps make money go further. The fundamental aim of Budgeting is to ensure that basic needs are met and that, where http://feedproxy.google.com/~r/TipsJimatWang/~3/WyitJe6LPFM/why-budget.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/10/why-budget.htmltag:blogger.com,1999:blog-29265656132735432.post-2923108709576172606Mon, 01 Oct 2007 02:57:00 +00002007-10-01T11:00:22.764+08:00cut costSave a little here; save a little there. It all adds up to real money.Think you know everything there is to know about saving money? Bet you didn't know about the Amish mail-order catalog that practically charges thrift store prices for brand new clothes. Or about how to take a luxury cruise for just $28 a day. Read on to save a bundle.Sweat For Less. One way to get in shape cheap: Sign up for a http://feedproxy.google.com/~r/TipsJimatWang/~3/kbM-splvGng/25-ways-to-cut-costs.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/10/25-ways-to-cut-costs.htmltag:blogger.com,1999:blog-29265656132735432.post-5295374034044924931Fri, 28 Sep 2007 21:09:00 +00002007-09-29T05:11:15.341+08:00directbillingbillI always see tips for paying bills that tell you to put all your bills in one place and pay them all on one day, and similar ideas. But no matter how hard I tried I always seemed to forget the day or the place, or they came at the wrong time, or were due before our pay went in, or were larger than anticipated.Since I couldn't afford an accountant, I thought I would see how much of the bill payinghttp://feedproxy.google.com/~r/TipsJimatWang/~3/EqupHYqaiQ4/direct-billing.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/09/direct-billing.htmltag:blogger.com,1999:blog-29265656132735432.post-6079420546150234296Thu, 27 Sep 2007 23:29:00 +00002007-09-28T07:31:40.836+08:00spendingby Naomi KnudsenHere is a tip my mom gave me when I first started working. I have used this for years and saved thousands of dollars. More...Whenever you make a purchase, mentally (or with a calculator) figure out how many hours you would have to work to make the purchase.For example, an RM80 pair of jeans is looked at in a completely different light if you get paid RM8 an hour and would have tohttp://feedproxy.google.com/~r/TipsJimatWang/~3/-rZnqCIH6Ik/another-perspective-on-spending.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/09/another-perspective-on-spending.htmltag:blogger.com,1999:blog-29265656132735432.post-8299251196233176577Wed, 26 Sep 2007 22:22:00 +00002007-09-27T06:27:41.542+08:00appliancessave waterfaucetsThere are numerous ways that you can save on your water consumption. Savings are compounded when you can save on heated water since you also save the energy needed to heat the water. The following are some basic hints on reducing the amount of water you use for different areas in your house.AppliancesRun your appliances that use water like your washing machine and dishwasher only when they are http://feedproxy.google.com/~r/TipsJimatWang/~3/Ss50IEbjloA/saving-on-water.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/09/saving-on-water.htmltag:blogger.com,1999:blog-29265656132735432.post-15241829896282478Tue, 25 Sep 2007 20:42:00 +00002007-09-26T06:37:25.419+08:00save on weddingsguest listI have some tips on how to save money on a traditional church wedding. This list is for those who are ready to take matters into their own hands by being involved in planning their big day.1. Go slow. Pick a non-traditional or slower time of year to get married. Consider a day and time other than Saturday afternoon—when most weddings take place. You can get a break on the venue and from the http://feedproxy.google.com/~r/TipsJimatWang/~3/ITF9XyGmWk4/saving-on-weddings.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/09/saving-on-weddings.htmltag:blogger.com,1999:blog-29265656132735432.post-8925801321713789455Mon, 24 Sep 2007 23:40:00 +00002007-09-25T07:44:00.135+08:00reduce costlow taxsVoIPtoll freeno chargeVoIP (Voice over Internet Protocol) is considered as an effective way of communicating over the internet. The biggest plus of VoIP services, when compared with traditional phone services, is its easy installation features and low cost. VoIP calls are many times efficient and cheap than the conventional telephone calls. What one may need for starting using VoIP is a computer, a reliable internet http://feedproxy.google.com/~r/TipsJimatWang/~3/ro_i10yJ2es/saving-money-with-voip-services.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/09/saving-money-with-voip-services.htmltag:blogger.com,1999:blog-29265656132735432.post-7669498387683267972Mon, 24 Sep 2007 00:15:00 +00002007-09-24T08:22:02.102+08:00travel save tipssaving vacationVacation is becoming more expensive, here are a few tips to help you save money on vacation.Rent a car. What sounds expensive can actually often save you money. Consider renting a car instead of using the airport shuttle. Many times the cost of the shuttle is more than that of a modest car rental – and you have the flexibility of having available transportation. Also, if you are driving to your http://feedproxy.google.com/~r/TipsJimatWang/~3/08z3SNuulf0/saving-for-vacation-and-travel.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/09/saving-for-vacation-and-travel.htmltag:blogger.com,1999:blog-29265656132735432.post-9129756929166696600Sun, 23 Sep 2007 01:32:00 +00002007-09-23T09:35:30.217+08:00Choosing the Right StoreFor basic grocery needs many grocery stores now offer excellent product and price selection, frequent shoppers programs, and double coupon days. However, for bulk buying, you may want to tackle the warehouse clubs or superstores. Non-perishable items are often at unbeatable prices at these types of stores. For the best prices on health and beauty products, check the http://feedproxy.google.com/~r/TipsJimatWang/~3/OTl5wTtay1o/shopping-for-savings-part-2.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/09/shopping-for-savings-part-2.htmltag:blogger.com,1999:blog-29265656132735432.post-5350582027459960464Sat, 22 Sep 2007 04:44:00 +00002007-09-23T09:31:53.589+08:00timingbudgetcookinglistsPossibly the easiest way to save money is to improve your grocery shopping habits. Like any habit, it takes time to become accustomed to a new way of doing things, but presevere and smart shopping will soon become second nature.Start by looking at when, how and where you shop. Swapping bad habits for good can save you hundreds, if not thousands, of ringgit over the course of the year. It will http://feedproxy.google.com/~r/TipsJimatWang/~3/vDL00yfuxNg/shopping-for-savings.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/09/shopping-for-savings.htmltag:blogger.com,1999:blog-29265656132735432.post-1673425160600188849Fri, 21 Sep 2007 03:34:00 +00002007-09-22T14:38:01.755+08:00jimatelectricesaveelektrikInstall Dimmer SwitchesThen, only use as much light as you need.Keep Your Fridge and Freezer FullFood acts as insulation, and lessens the amount of time that the fridge has to run to stay cool.Install Ceiling FansKeep the air circulating in your home, and your air conditioner won't have to work as hard.Eliminate Phantom LoadsA surprising 75% of the energy used by home electronics is consumed whenhttp://feedproxy.google.com/~r/TipsJimatWang/~3/YSibqhUgbmw/tips-jimatkan-penggunaan-letrik.htmlnoreply@blogger.com (wizgeek)0http://tipsjimatwang.blogspot.com/2007/09/tips-jimatkan-penggunaan-letrik.html