Total Debt Services Blog

A Debt Settlement Testimonial from Sam

Fri, 23 Jan 2009 15:20:18 GMT

About three years ago I searched for an answer for the dread of endless and mounting credit card debt as the industry I work in began to take a down turn. Owning a start up company is tough even duri

What to do With a Mountain of Debt

Mon, 08 Dec 2008 20:06:35 GMT

Are you shopping smart?

Mon, 10 Nov 2008 18:50:15 GMT

When trying to get out of debt there are several tips, but one of the most important is to plan out a budget. What are you spending your money on? Put it on paper and evaluate what you are spending an

Presidential Credit Card Debt

Sun, 26 Oct 2008 22:08:38 GMT

In today's culture we have become accustomed and even desensitized to credit card debt. We don't give any care or concern when we look around any room and think that almost everyone in that room has d

Total Debt Services earns BSI Certification for TASC Best Practices

Fri, 17 Oct 2008 18:33:06 GMT

DALLAS, October 17, 2008 - Total Debt Services (TDS) earns certification as a "TASC Best Practices" Accredited Member Company after successfully completing a detailed audit by independent third-part

How Serious is Your Financial Situation?

Mon, 13 Oct 2008 13:20:39 GMT

Debt is a serious burden to many Americans, but it can be resolved. In a society that encourages spending rather than saving, debt is a serious issue in a lot of households. There have been some tragi

Creating Wealth Through Debt Settlement

Tue, 07 Oct 2008 17:18:21 GMT

Home values, stocks, and the value of the US dollar are all falling. Is it really doom and gloom for the US economy? Opinions vary from one economist to the next. Dave Ramsey, the host of a popular sy

Government Seizure of WaMu Increases J.P Morgan Chase Assets.

Fri, 26 Sep 2008 15:55:17 GMT

In the news this morning.... In what is by far the largest bank failure in U.S. history, federal regulators seized Washington Mutual Inc. late Thursday and struck a deal to sell the bulk of its ope

White House says opposes House credit card bill

Tue, 23 Sep 2008 15:20:08 GMT

WASHINGTON (Reuters) - The White House said on Monday it opposes legislation called "the Credit Cardholders' Bill of Rights" that would curb unfair and deceptive credit card practices, saying it would

Consumer debt defaults looming large

Tue, 23 Sep 2008 15:16:54 GMT

As more Americans lose jobs, credit cards, loans won't be paid By Rachel Beck | Associated Press September 11, 2008 The government doesn't want Fannie Mae or Freddie Mac to go broke, but it

The Association of Settlement Companies Announces Annual Member Compliance Audit

Mon, 22 Sep 2008 14:24:55 GMT

TASC "Secret Shopper" Program and Online Audit Ensures High Standards by Member CompaniesMADISON, Wis. (Business Wire EON/PRWEB ) September 22, 2008 -- The Association of Settlement Companies (TASC),

Canadian Consumer Debt Relief

Thu, 21 Aug 2008 16:55:39 GMT

Recently we have had some web traffic and inquiries for debt relief in Canada. Total Debt Services operates in the United States only and does not service consumers in Canada, however, to carry out ou

Five Options to Get Out of Debt.

Tue, 29 Jul 2008 20:11:07 GMT

Debt is rapidly becoming one of the hot buttons in social conversation. Everyone has it and no one wants to address it. The ostrich game that has been played for several years is coming unglued as the

Debt Settlement Provides Consumers Another Option to Resolve Debt

Tue, 29 Jul 2008 15:01:43 GMT

DALLAS - For millions of Americans, the financial strain of debt causes many to seek help from outside credit and debt service companies. And, while many believe these services are all the same, the t

July Week 4 Settlement Data

Mon, 28 Jul 2008 18:28:46 GMT

Accounts Settled: 91Debt Settled: $790,191.76Amount Paid: $302,500.86Average Settlement: 38.3%Best Settlement:$7,216.14 settled for $1,080.00 Worst Settlement:$1,508.42 settled for $1,207.

July Week 3 Settlement Data

Fri, 18 Jul 2008 14:47:52 GMT

Accounts Settled: 63 Debt Settled: $442,101.14 Amount Paid: $167,035.26 Average Settlement: 38.6% Best Settlement:$6,344.83 settled for $1,007.25 Worst Settlement: $3,872.55 settled for $2,906.66

July Week 2 Settlement Data

Fri, 18 Jul 2008 14:42:28 GMT

Accounts Settled: 44Debt Settled: $304,313.31Amount Paid: $111,604.61Average Settlement: 38.4%Best Settlement: $7,996.88 settled for $1,200Worst Settlement: $3,872.55 settled for $2,906.66

US News - Weighing the Benefits of Debt Settlement

Wed, 16 Jul 2008 20:02:02 GMT

U.S. News released an article today explaining Debt Settlement and the benefits to consumers. The importance of debt settlement is for the companies clients to get out of debt. A big thank you to Kimb

July Week 1 Settlement Data

Mon, 07 Jul 2008 19:41:03 GMT

Accounts Settled: 18Debt Settled: $135,343.90Amount Paid: $47,889.94Average Settlement: 35.38%Best Settlement: $7,996.88 settled for $1,200Worst Settlement: $5,395.26 settled for $2,700.00

June Settlement Data

Thu, 03 Jul 2008 13:50:47 GMT

We believe it's best to not only tell you that debt settlement works, but to show you as well. June was a good month for our settlement department.Accounts Settled: 64Debt Settled: $528,684.22Amount P

Lady Belvedere Enterprises Receives 2008 Best of Plano Award

Thu, 03 Jul 2008 12:05:25 GMT

WASHINGTON D.C., July 2, 2008 -- Lady Belvedere Enterprises has been selected for the 2008 Best of Plano Award in the Loans category by the U.S. Local Business Association (USLBA.The USLBA "Best of Lo

Coming Soon

Wed, 02 Jul 2008 12:54:33 GMT

Debt Settlement statistics will be available shortly. We are going to go above and beyond showing just the good, and reveal to our clients and potential clients both the best and worst settlement as w

David Says : Why Would A Creditor Agree to Accept Less?

Wed, 18 Jun 2008 19:33:23 GMT

Q. Why Would a Creditor Agree To Accept Less? A: The primary reason a creditor will accept a settlement is because it is cost effective for the creditor, plain and simple. The degree of the discount (

Romance on a Budget - Inexpensive Dates.

Mon, 16 Jun 2008 17:30:59 GMT

Debt happens. As a whole, our society has been caught up in the bigger, better, faster, more expensive thought process that has brought about so much debt. Coupled with banks that have precisiely calc

Consolidation Campus Consolidates Student Loans

Mon, 16 Jun 2008 17:29:39 GMT

The focus of Total Debt Services is on unsecured consumer and business debt, however, there is an overwhelming need for student loan consolidation. Due to laws and regulations there are some things th

March Debt Statistics from CardTrak

Mon, 16 Jun 2008 17:28:50 GMT

By Ashish Rajan, CardTrak.com Consumer revolving credit jump significantly in March as Americans tacked on more $6.0 billion in net new debt, mostly credit card debt, compared to the prior month. In F

How Dirty are Collection Attorneys?

Mon, 16 Jun 2008 17:27:27 GMT

Collection Attorneys are notorious for their threatening and questionable tactics when t comes to collecting a debt. Often times debtors who are sued experience what is called "Sewer Service" where a

David Says : What is the difference between a Debt Settlement Program and Debt Management Plan (DMP)?

Mon, 16 Jun 2008 17:25:42 GMT

Q: What is the difference between a Debt Settlement Program and Debt Management Plan (DMP)? A: Debt Management In a debt consolidation programs, also known as a Debt Management Plan (DMP), you pay bac

David Says : Is Debt Settlement Like Bankruptcy?

Mon, 16 Jun 2008 17:23:59 GMT

Q. Is Debt Settlement like Bankruptcy? A: There is a major difference between Debt Settlement and Bankruptcy in many areas. Chapter 7 Bankruptcy remains on your credit report for a minimum of 10 yea

David Says : How Does Debt Settlement Hurt My Credit?

Mon, 16 Jun 2008 17:22:22 GMT

Q. How does Debt Settlement hurt my credit?A: How Debt Settlement affects your credit depends on many factors. The primary factor has to do with how your credit rating is now.If you have perfect credi

David Says : Questions and Answers About Debt Settlement

Mon, 16 Jun 2008 17:12:13 GMT

Be on the lookout for updates on the new piece "David Says" from Total Debt Services. David is highly experienced in the debt settlement industry holding positions in every aspect of the business and

Total Debt Services listed on Technorati

Mon, 16 Jun 2008 17:10:51 GMT

Total Debt Services is now listed on Technorati Profile.Look for future updates and debt settlement information as well as educational information for consumers. Budgeting is key to living a debt free

Flagrant FDCPA violations : Debt Collectors Breaking the Law

Mon, 16 Jun 2008 16:57:18 GMT

Debt collection companies have always had a bad reputation for being nasty and degrading to consumers who have fallen behind on their debts. Every collection agency will tell you that they abide by an

Debt Help Options Part 4 : Debt Settlement

Mon, 16 Jun 2008 16:54:14 GMT

For many consumers debt settlement is a viable option to get out of debt. Debt settlement programs negotiate the balance of consumer accounts down while encouraging consumers to build up funds to reso

Debt Help Options Part 3 : Bankruptcy

Mon, 16 Jun 2008 16:53:25 GMT

Bankruptcy for consumers is offered in two scenarios. There is a Chapter 7 which allows for the dismissal of unsecured debts in their entirety, and Chapter 13 which is a repayment plan.Due to the chan

Debt Help Options Part 2 : Credit Card Counseling CCCS

Mon, 16 Jun 2008 16:52:37 GMT

If you are a consumer who is capable of making the minimum payments on your debts, but are not seeing the progress you desire because of high interest rates, CCCS might be for you. CCCS companies are

Debt Help Options Part 1 : Debt Consolidation Loan

Mon, 16 Jun 2008 16:50:49 GMT

Debt consolidation loans require approval and ownership of a home and/or land. There are rare cases where a consumer might be able to get an unsecured loan, but the possibilities are slim. If you are