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<channel>
    <title><![CDATA[Total Retirement Security Radio]]></title>
    <link>http://totalretirementsecurity.com/</link>
    <description><![CDATA[Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.]]></description>
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        <title><![CDATA[Total Retirement Security Radio]]></title>
        <link>http://totalretirementsecurity.com/</link>
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            <itunes:author>Edward Wendol and Thomas Tyrkala</itunes:author>
        
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    <itunes:explicit>no</itunes:explicit>

    
    <dc:creator><![CDATA[Edward James Wendol]]></dc:creator>
    
            <copyright>Total Retirement Security</copyright><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords><itunes:summary>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.&#13;
</itunes:summary><itunes:subtitle>When a part of your financial strategy is out of place, your long-term goals, your retirement savings, your legacy all suffer.</itunes:subtitle><itunes:category text="Business"><itunes:category text="Investing"/></itunes:category><itunes:owner><itunes:email>radio@gradientps.com</itunes:email><itunes:name>Edward Wendol and Thomas Tyrkala</itunes:name></itunes:owner><item>
            <title><![CDATA[Investment vs. Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about your investments and your retirement and how to balance both.]]>
                            </description>
            <pubDate>Sat, 18 Sep 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3900</guid>
            
            
            
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            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about your investments and your retirement and how to balance both.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Sep 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about your investments and your retirement and how to balance both.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we talk about your investments and your retirement and how to balance both.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Inflation and the Markets]]></title>
                        <description>
                                    <![CDATA[In this show Ed talks about the markets, inflation and Covid and strategies to help protect your finances.]]>
                            </description>
            <pubDate>Sat, 21 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3824</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210821-199059-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show Ed talks about the markets, inflation and Covid and strategies to help protect your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show Ed talks about the markets, inflation and Covid and strategies to help protect your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this show Ed talks about the markets, inflation and Covid and strategies to help protect your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets, Inflation and Retirement Planning]]></title>
                        <description>
                                    <![CDATA[The importance of retirement planning has never been more important. In this episode we discuss how to plan for market fluctuations and inflation.]]>
                            </description>
            <pubDate>Sat, 07 Aug 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3771</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210807-199058-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The importance of retirement planning has never been more important. In this episode we discuss how to plan for market fluctuations and inflation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Aug 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The importance of retirement planning has never been more important. In this episode we discuss how to plan for market fluctuations and inflation.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>The importance of retirement planning has never been more important. In this episode we discuss how to plan for market fluctuations and inflation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Healthcare Planning in Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode Ed and Tom talk about the importance of healthcare planning and having a solid Medicare strategy.]]>
                            </description>
            <pubDate>Sat, 26 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3620</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210626-199057-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed and Tom talk about the importance of healthcare planning and having a solid Medicare strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed and Tom talk about the importance of healthcare planning and having a solid Medicare strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed and Tom talk about the importance of healthcare planning and having a solid Medicare strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What to do about financial risk]]></title>
                        <description>
                                    <![CDATA[In this episode Ed and Tom talk about ways to help minimize your financial risk.]]>
                            </description>
            <pubDate>Sat, 12 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3578</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210619-199056-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed and Tom talk about ways to help minimize your financial risk.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed and Tom talk about ways to help minimize your financial risk.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed and Tom talk about ways to help minimize your financial risk.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Inflation and the Markets]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss rising inflation, market volatility and to protect your finances.]]>
                            </description>
            <pubDate>Sat, 05 Jun 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3556</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210505-199055-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss rising inflation, market volatility and to protect your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 05 Jun 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss rising inflation, market volatility and to protect your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we discuss rising inflation, market volatility and to protect your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Understanding Different Types of Annuities]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the major differences between Variable and Fixed annuities. You need to know what annuities can offer, which ones can help you and which ones can cost you.]]>
                            </description>
            <pubDate>Sat, 24 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3388</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210417-199054-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the major differences between Variable and Fixed annuities. You need to know what annuities can offer, which ones can help you and which ones can cost you.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the major differences between Variable and Fixed annuities. You need to know what annuities can offer, which ones can help you and which ones can cost you.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we talk about the major differences between Variable and Fixed annuities. You need to know what annuities can offer, which ones can help you and which ones can cost you.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Financial House Calls]]></title>
                        <description>
                                    <![CDATA[In this show we talk about financial planning right from your own home. Tom and Ed talk about the importance of financial planning and retirement income planning and how they will meet with you in your own home to save you time and money.]]>
                            </description>
            <pubDate>Sat, 10 Apr 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3345</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210410-199053-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show we talk about financial planning right from your own home. Tom and Ed talk about the importance of financial planning and retirement income planning and how they will meet with you in your own home to save you time and money.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 10 Apr 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show we talk about financial planning right from your own home. Tom and Ed talk about the importance of financial planning and retirement income planning and how they will meet with you in your own home to save you time and money.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this show we talk about financial planning right from your own home. Tom and Ed talk about the importance of financial planning and retirement income planning and how they will meet with you in your own home to save you time and money.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What is Total Retirement Security]]></title>
                        <description>
                                    <![CDATA[In this episode Ed and Tom talk about what you need to know about Financial and Retirement Planning and what they can offer.]]>
                            </description>
            <pubDate>Sat, 27 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3297</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210327-199052-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed and Tom talk about what you need to know about Financial and Retirement Planning and what they can offer.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed and Tom talk about what you need to know about Financial and Retirement Planning and what they can offer.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed and Tom talk about what you need to know about Financial and Retirement Planning and what they can offer.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Where Should Your Money Be in Retirement?]]></title>
                        <description>
                                    <![CDATA[In this episode Ed and Tom break down where your money needs to be in retirement to help make sure it lasts as long as you do.]]>
                            </description>
            <pubDate>Sat, 20 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3270</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210320-199051-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed and Tom break down where your money needs to be in retirement to help make sure it lasts as long as you do.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed and Tom break down where your money needs to be in retirement to help make sure it lasts as long as you do.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed and Tom break down where your money needs to be in retirement to help make sure it lasts as long as you do.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Why You Need Life Insurance]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss the importance of Life Insurance beyond just the death benefits.]]>
                            </description>
            <pubDate>Sat, 13 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3245</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210313-199050-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss the importance of Life Insurance beyond just the death benefits.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss the importance of Life Insurance beyond just the death benefits.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we discuss the importance of Life Insurance beyond just the death benefits.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Why you need a financial planner]]></title>
                        <description>
                                    <![CDATA[In this episode Tom and Ed talk about why it&#039;s so important to work with a trusted financial advisor, what it is they do, and how they can help you and your finances.]]>
                            </description>
            <pubDate>Sat, 06 Mar 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3218</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210306-199049-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Tom and Ed talk about why it&#039;s so important to work with a trusted financial advisor, what it is they do, and how they can help you and your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Mar 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Tom and Ed talk about why it&#039;s so important to work with a trusted financial advisor, what it is they do, and how they can help you and your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Tom and Ed talk about why it&amp;#039;s so important to work with a trusted financial advisor, what it is they do, and how they can help you and your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Planning for Long-term Care]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about how the majority of Americans will need some type of long-term care at some point in retirement and how to help cover the cost.]]>
                            </description>
            <pubDate>Sat, 20 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3160</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210220-199048-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about how the majority of Americans will need some type of long-term care at some point in retirement and how to help cover the cost.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about how the majority of Americans will need some type of long-term care at some point in retirement and how to help cover the cost.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we talk about how the majority of Americans will need some type of long-term care at some point in retirement and how to help cover the cost.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Plan Ahead for Volatility]]></title>
                        <description>
                                    <![CDATA[What will the markets be doing the year you retire? Where will they be when you need to pull your money out in retirement? No one has a crystal ball. We don&#039;t know where the market will be, but the key is to plan for volatility. In this episode we talk about what that means and some options to do that.]]>
                            </description>
            <pubDate>Sat, 13 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3133</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210213-199047-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What will the markets be doing the year you retire? Where will they be when you need to pull your money out in retirement? No one has a crystal ball. We don&#039;t know where the market will be, but the key is to plan for volatility. In this episode we talk about what that means and some options to do that.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What will the markets be doing the year you retire? Where will they be when you need to pull your money out in retirement? No one has a crystal ball. We don&#039;t know where the market will be, but the key is to plan for volatility. In this episode we talk about what that means and some options to do that.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>What will the markets be doing the year you retire? Where will they be when you need to pull your money out in retirement? No one has a crystal ball. We don&amp;#039;t know where the market will be, but the key is to plan for volatility. In this episode we talk about what that means and some options to do that.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Madness]]></title>
                        <description>
                                    <![CDATA[In this episode Ed and Tom talk about the market madness and how to help protect against volatility and economic turbulence.]]>
                            </description>
            <pubDate>Sat, 06 Feb 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3107</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210206-199046-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed and Tom talk about the market madness and how to help protect against volatility and economic turbulence.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Feb 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed and Tom talk about the market madness and how to help protect against volatility and economic turbulence.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed and Tom talk about the market madness and how to help protect against volatility and economic turbulence.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Taxes in Retirement]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about why you need a strategy to plan for taxes in retirement and how to help minimize your tax burden.]]>
                            </description>
            <pubDate>Sat, 23 Jan 2021 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-3049</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/210123-199045-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about why you need a strategy to plan for taxes in retirement and how to help minimize your tax burden.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 Jan 2021 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about why you need a strategy to plan for taxes in retirement and how to help minimize your tax burden.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we talk about why you need a strategy to plan for taxes in retirement and how to help minimize your tax burden.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Ask yourself, why did you retire?]]></title>
                        <description>
                                    <![CDATA[In this episode Stan and Lee talk about the reasons why people retire, how to set goals and how a plan and financial strategy is necessary to achieve your retirement goals.]]>
                            </description>
            <pubDate>Sat, 24 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2777</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201024-199044-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Stan and Lee talk about the reasons why people retire, how to set goals and how a plan and financial strategy is necessary to achieve your retirement goals.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Stan and Lee talk about the reasons why people retire, how to set goals and how a plan and financial strategy is necessary to achieve your retirement goals.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Stan and Lee talk about the reasons why people retire, how to set goals and how a plan and financial strategy is necessary to achieve your retirement goals.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Opportunities]]></title>
                        <description>
                                    <![CDATA[In this episode we discuss what you need to know about Medicare and open enrollment.]]>
                            </description>
            <pubDate>Sat, 17 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2753</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201017-199043-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we discuss what you need to know about Medicare and open enrollment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we discuss what you need to know about Medicare and open enrollment.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we discuss what you need to know about Medicare and open enrollment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Turbulence]]></title>
                        <description>
                                    <![CDATA[In this episode Ed and Tom talk about the recent and ongoing market fluctuations and what to do to help secure your finances to weather the storm, especially as you approach or are in retirement.]]>
                            </description>
            <pubDate>Sat, 03 Oct 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2699</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/201003-199042-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed and Tom talk about the recent and ongoing market fluctuations and what to do to help secure your finances to weather the storm, especially as you approach or are in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Oct 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed and Tom talk about the recent and ongoing market fluctuations and what to do to help secure your finances to weather the storm, especially as you approach or are in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed and Tom talk about the recent and ongoing market fluctuations and what to do to help secure your finances to weather the storm, especially as you approach or are in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Upheaval and Protecting Your Savings]]></title>
                        <description>
                                    <![CDATA[With the current market volatility and economic uncertainty, it&#039;s important to protect your retirement income and savings.  In this show Ed covers the importance of managing risk and potential ways to help protect those retirement funds.]]>
                            </description>
            <pubDate>Sat, 26 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2673</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200926-199041-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With the current market volatility and economic uncertainty, it&#039;s important to protect your retirement income and savings.  In this show Ed covers the importance of managing risk and potential ways to help protect those retirement funds.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 26 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With the current market volatility and economic uncertainty, it&#039;s important to protect your retirement income and savings.  In this show Ed covers the importance of managing risk and potential ways to help protect those retirement funds.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>With the current market volatility and economic uncertainty, it&amp;#039;s important to protect your retirement income and savings. In this show Ed covers the importance of managing risk and potential ways to help protect those retirement funds.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Why You Need a Second Opinion]]></title>
                        <description>
                                    <![CDATA[In this episode Tom and Ed talk about what you need to know about your financial and retirement plans, and why you need a second opinion and a holistic approach to make your money last.]]>
                            </description>
            <pubDate>Sat, 12 Sep 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2626</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200912-199040-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Tom and Ed talk about what you need to know about your financial and retirement plans, and why you need a second opinion and a holistic approach to make your money last.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Sep 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Tom and Ed talk about what you need to know about your financial and retirement plans, and why you need a second opinion and a holistic approach to make your money last.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Tom and Ed talk about what you need to know about your financial and retirement plans, and why you need a second opinion and a holistic approach to make your money last.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Tips and Strategies]]></title>
                        <description>
                                    <![CDATA[Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare, Medicare Advantage and Medigap policies.]]>
                            </description>
            <pubDate>Sat, 08 Aug 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2516</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200808-199039-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare, Medicare Advantage and Medigap policies.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Aug 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare, Medicare Advantage and Medigap policies.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>Medicare can be a confusing subject. There are so many parts, rules and regulations. Where do you even start when looking at Medicare? This episode serves as a potential beginner’s guide to Medicare, Medicare Advantage and Medigap policies.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What&#039;s Happening Right Now to Your Finances]]></title>
                        <description>
                                    <![CDATA[With a fluctuating market and economic uncertainty, you need a plan and a well balanced portfolio. In this episode we talk about what is going on out there with your finances and helpful tips on how to take control.]]>
                            </description>
            <pubDate>Sat, 18 Jul 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2458</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200718-199038-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With a fluctuating market and economic uncertainty, you need a plan and a well balanced portfolio. In this episode we talk about what is going on out there with your finances and helpful tips on how to take control.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Jul 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With a fluctuating market and economic uncertainty, you need a plan and a well balanced portfolio. In this episode we talk about what is going on out there with your finances and helpful tips on how to take control.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>With a fluctuating market and economic uncertainty, you need a plan and a well balanced portfolio. In this episode we talk about what is going on out there with your finances and helpful tips on how to take control.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Planning and The Economy]]></title>
                        <description>
                                    <![CDATA[In this episode Ed and Tom talk about where we are at with the economy and the market and why you need a financial plan that will give you peace of mind.]]>
                            </description>
            <pubDate>Sat, 27 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2401</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200627-199037-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed and Tom talk about where we are at with the economy and the market and why you need a financial plan that will give you peace of mind.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed and Tom talk about where we are at with the economy and the market and why you need a financial plan that will give you peace of mind.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed and Tom talk about where we are at with the economy and the market and why you need a financial plan that will give you peace of mind.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Rebound and the Second Wave]]></title>
                        <description>
                                    <![CDATA[With the market fluctuating wildly and economic uncertainty, you need a financial plan and to make sure your assets are properly allocated. In this episode we discuss what is happening and talk about how to insure your finances for what the future might bring.]]>
                            </description>
            <pubDate>Sat, 20 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2379</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200620-199036-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With the market fluctuating wildly and economic uncertainty, you need a financial plan and to make sure your assets are properly allocated. In this episode we discuss what is happening and talk about how to insure your finances for what the future might bring.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With the market fluctuating wildly and economic uncertainty, you need a financial plan and to make sure your assets are properly allocated. In this episode we discuss what is happening and talk about how to insure your finances for what the future might bring.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>With the market fluctuating wildly and economic uncertainty, you need a financial plan and to make sure your assets are properly allocated. In this episode we discuss what is happening and talk about how to insure your finances for what the future might bring.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Getting Your Finances In Order]]></title>
                        <description>
                                    <![CDATA[When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.]]>
                            </description>
            <pubDate>Sat, 06 Jun 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2343</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200606-199035-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Jun 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>When the economy is in flux, you may be able to reduce your stress and increase your peace of mind by following steps that may position you to better protect your finances so you can weather the conditions.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Creating a Lifetime Income]]></title>
                        <description>
                                    <![CDATA[The key to a successful and happy retirement is making sure you have income that will last as long as you do and beyond for your loved ones. In this episode Ed and Tom talk about ways to accomplish this goal and have peace of mind that you don&#039;t have to worry about your income in retirement.]]>
                            </description>
            <pubDate>Sat, 30 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2328</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200530-199034-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The key to a successful and happy retirement is making sure you have income that will last as long as you do and beyond for your loved ones. In this episode Ed and Tom talk about ways to accomplish this goal and have peace of mind that you don&#039;t have to worry about your income in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 30 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The key to a successful and happy retirement is making sure you have income that will last as long as you do and beyond for your loved ones. In this episode Ed and Tom talk about ways to accomplish this goal and have peace of mind that you don&#039;t have to worry about your income in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>The key to a successful and happy retirement is making sure you have income that will last as long as you do and beyond for your loved ones. In this episode Ed and Tom talk about ways to accomplish this goal and have peace of mind that you don&amp;#039;t have to worry about your income in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets and Emotions]]></title>
                        <description>
                                    <![CDATA[With market volatility and the economy the way it&#039;s been heading, it is easy to let your emotions affect your financial decisions. In this episode Ed talks about possible ways to deal with this and why it&#039;s important to consult a financial professional before making any changes to your portfolio or retirement accounts.]]>
                            </description>
            <pubDate>Sat, 23 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2305</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200523-199033-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[With market volatility and the economy the way it&#039;s been heading, it is easy to let your emotions affect your financial decisions. In this episode Ed talks about possible ways to deal with this and why it&#039;s important to consult a financial professional before making any changes to your portfolio or retirement accounts.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 23 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[With market volatility and the economy the way it&#039;s been heading, it is easy to let your emotions affect your financial decisions. In this episode Ed talks about possible ways to deal with this and why it&#039;s important to consult a financial professional before making any changes to your portfolio or retirement accounts.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>With market volatility and the economy the way it&amp;#039;s been heading, it is easy to let your emotions affect your financial decisions. In this episode Ed talks about possible ways to deal with this and why it&amp;#039;s important to consult a financial professional before making any changes to your portfolio or retirement accounts.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Income in the Age of Covid-19]]></title>
                        <description>
                                    <![CDATA[The current economic and financial crises created by Covid-19 has caused a lot of panic. In this episode Ed and Tom talk about how now is the time to work with a professional to secure your retirement accounts and ways to help you have a steady income you can count on in retirement.]]>
                            </description>
            <pubDate>Sat, 16 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2287</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200516-199032-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The current economic and financial crises created by Covid-19 has caused a lot of panic. In this episode Ed and Tom talk about how now is the time to work with a professional to secure your retirement accounts and ways to help you have a steady income you can count on in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 16 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The current economic and financial crises created by Covid-19 has caused a lot of panic. In this episode Ed and Tom talk about how now is the time to work with a professional to secure your retirement accounts and ways to help you have a steady income you can count on in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>The current economic and financial crises created by Covid-19 has caused a lot of panic. In this episode Ed and Tom talk about how now is the time to work with a professional to secure your retirement accounts and ways to help you have a steady income you can count on in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Markets and Covid-19 - Are Things Getting Better or Worse?]]></title>
                        <description>
                                    <![CDATA[In this episode Ed and Tom discuss the governments handling of the Coronavirus and whether the stimulus package is good or bad.]]>
                            </description>
            <pubDate>Sat, 02 May 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2251</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200509-199031-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed and Tom discuss the governments handling of the Coronavirus and whether the stimulus package is good or bad.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 02 May 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed and Tom discuss the governments handling of the Coronavirus and whether the stimulus package is good or bad.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed and Tom discuss the governments handling of the Coronavirus and whether the stimulus package is good or bad.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Retirement Income in the Age of Covid-19]]></title>
                        <description>
                                    <![CDATA[In this show Ed and Tom talk about retirement income planning and why now is the time for a new plan. They give tips on getting your retirement accounts in order.]]>
                            </description>
            <pubDate>Sat, 25 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2228</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200425-199030-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this show Ed and Tom talk about retirement income planning and why now is the time for a new plan. They give tips on getting your retirement accounts in order.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this show Ed and Tom talk about retirement income planning and why now is the time for a new plan. They give tips on getting your retirement accounts in order.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this show Ed and Tom talk about retirement income planning and why now is the time for a new plan. They give tips on getting your retirement accounts in order.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Managing Your Retirement Accounts]]></title>
                        <description>
                                    <![CDATA[In this episode Ed talks about what you need to be doing to make sure your financial and retirement plans are structured properly during these turbulent times.]]>
                            </description>
            <pubDate>Sat, 18 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2209</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200418-199029-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed talks about what you need to be doing to make sure your financial and retirement plans are structured properly during these turbulent times.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed talks about what you need to be doing to make sure your financial and retirement plans are structured properly during these turbulent times.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed talks about what you need to be doing to make sure your financial and retirement plans are structured properly during these turbulent times.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Turbulence and Your Money]]></title>
                        <description>
                                    <![CDATA[The markets are extremely volatile right now and with everything else going on it is important to look at your retirement accounts and plans. Ed and Tom talk about what you need to know in order to help you secure your retirement savings and income.]]>
                            </description>
            <pubDate>Sat, 11 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2184</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/20041-199028-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The markets are extremely volatile right now and with everything else going on it is important to look at your retirement accounts and plans. Ed and Tom talk about what you need to know in order to help you secure your retirement savings and income.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The markets are extremely volatile right now and with everything else going on it is important to look at your retirement accounts and plans. Ed and Tom talk about what you need to know in order to help you secure your retirement savings and income.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>The markets are extremely volatile right now and with everything else going on it is important to look at your retirement accounts and plans. Ed and Tom talk about what you need to know in order to help you secure your retirement savings and income.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The Economy, Financial Turmoil - The Importance of a Plan]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about what is happening with the current economy and why you need a new plan and how to avoid financial pain. Don&#039;t sacrifice your retirement accounts!]]>
                            </description>
            <pubDate>Sat, 04 Apr 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2162</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200404-199027-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about what is happening with the current economy and why you need a new plan and how to avoid financial pain. Don&#039;t sacrifice your retirement accounts!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 Apr 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about what is happening with the current economy and why you need a new plan and how to avoid financial pain. Don&#039;t sacrifice your retirement accounts!]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we talk about what is happening with the current economy and why you need a new plan and how to avoid financial pain. Don&amp;#039;t sacrifice your retirement accounts!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Safety Amid Chaos]]></title>
                        <description>
                                    <![CDATA[The markets and financial world has been going crazy, so where do you find safety amidst the chaos? In this episode we talk about your options and how to safely weather the financial storm.]]>
                            </description>
            <pubDate>Sat, 28 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2140</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200328-199026-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The markets and financial world has been going crazy, so where do you find safety amidst the chaos? In this episode we talk about your options and how to safely weather the financial storm.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The markets and financial world has been going crazy, so where do you find safety amidst the chaos? In this episode we talk about your options and how to safely weather the financial storm.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>The markets and financial world has been going crazy, so where do you find safety amidst the chaos? In this episode we talk about your options and how to safely weather the financial storm.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Coronavirus and The Markets]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about the extreme market drops and how to help protect your money by having a plan.]]>
                            </description>
            <pubDate>Sat, 21 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2119</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200321-199025-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about the extreme market drops and how to help protect your money by having a plan.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about the extreme market drops and how to help protect your money by having a plan.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we talk about the extreme market drops and how to help protect your money by having a plan.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Mayhem and Your Money]]></title>
                        <description>
                                    <![CDATA[The markets have been extremely volatile due to the Cornavirus and other factors. Today Edward talks about what you can do during a market downturn and getting prepared with a plan for market volatility and your asset allocation.]]>
                            </description>
            <pubDate>Sat, 14 Mar 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2101</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200314-199024-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The markets have been extremely volatile due to the Cornavirus and other factors. Today Edward talks about what you can do during a market downturn and getting prepared with a plan for market volatility and your asset allocation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 14 Mar 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The markets have been extremely volatile due to the Cornavirus and other factors. Today Edward talks about what you can do during a market downturn and getting prepared with a plan for market volatility and your asset allocation.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>The markets have been extremely volatile due to the Cornavirus and other factors. Today Edward talks about what you can do during a market downturn and getting prepared with a plan for market volatility and your asset allocation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Market Volatility? Planning and Strategy]]></title>
                        <description>
                                    <![CDATA[In this episode Ed talks about ways to help avoid the pitfalls of the market and the building blocks of retirement income planning.]]>
                            </description>
            <pubDate>Sat, 08 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-2009</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200208-199023-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed talks about ways to help avoid the pitfalls of the market and the building blocks of retirement income planning.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed talks about ways to help avoid the pitfalls of the market and the building blocks of retirement income planning.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed talks about ways to help avoid the pitfalls of the market and the building blocks of retirement income planning.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protecting You Nestegg and Financial Planning at Home]]></title>
                        <description>
                                    <![CDATA[How can you make sure the money you will need in retirement is safe? In this episode we talk about some ways to do that and how you can meet with a trusted financial advisor to create that plan in your own home.]]>
                            </description>
            <pubDate>Sat, 01 Feb 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1989</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200201-199022-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[How can you make sure the money you will need in retirement is safe? In this episode we talk about some ways to do that and how you can meet with a trusted financial advisor to create that plan in your own home.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Feb 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[How can you make sure the money you will need in retirement is safe? In this episode we talk about some ways to do that and how you can meet with a trusted financial advisor to create that plan in your own home.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>How can you make sure the money you will need in retirement is safe? In this episode we talk about some ways to do that and how you can meet with a trusted financial advisor to create that plan in your own home.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Stretch IRA&#039;s and The Secure Act]]></title>
                        <description>
                                    <![CDATA[In this episode Ed focuses on what you need to know about Stretch IRA&#039;s, the Secure Act and more!]]>
                            </description>
            <pubDate>Sat, 25 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1967</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200125-199021-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Ed focuses on what you need to know about Stretch IRA&#039;s, the Secure Act and more!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Ed focuses on what you need to know about Stretch IRA&#039;s, the Secure Act and more!]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Ed focuses on what you need to know about Stretch IRA&amp;#039;s, the Secure Act and more!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[The SECURE Act: Changes to IRAs]]></title>
                        <description>
                                    <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
                            </description>
            <pubDate>Sat, 18 Jan 2020 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1948</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/200118-3185-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 Jan 2020 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>Congress is proposing some big changes to Independent Retirement Accounts. What are some of these changes? How might they impact you? What is a Stretch IRA and how does it function? This episodes looks at all of these questions and more.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Interest Rates and Economic Turmoil]]></title>
                        <description>
                                    <![CDATA[Lower interest rates and all the political and economic uncertainties can wreak havoc on your investments, savings and retirement. In this show Ed and Tom talk about ways to help protect your portfolio and your retirement in this environment.]]>
                            </description>
            <pubDate>Sat, 12 Oct 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1750</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/181012-199019-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Lower interest rates and all the political and economic uncertainties can wreak havoc on your investments, savings and retirement. In this show Ed and Tom talk about ways to help protect your portfolio and your retirement in this environment.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 12 Oct 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Lower interest rates and all the political and economic uncertainties can wreak havoc on your investments, savings and retirement. In this show Ed and Tom talk about ways to help protect your portfolio and your retirement in this environment.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>Lower interest rates and all the political and economic uncertainties can wreak havoc on your investments, savings and retirement. In this show Ed and Tom talk about ways to help protect your portfolio and your retirement in this environment.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Preparing for Healthcare In Retirement]]></title>
                        <description>
                                    <![CDATA[Healthcare cost are likely to be a big expense in retirement. How can you avoid these expensive bills? Are there tools or strategies you can use to plan for healthcare costs? This episode provides some potential options and answers.]]>
                            </description>
            <pubDate>Sat, 28 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1725</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180928-199018-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Healthcare cost are likely to be a big expense in retirement. How can you avoid these expensive bills? Are there tools or strategies you can use to plan for healthcare costs? This episode provides some potential options and answers.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 28 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Healthcare cost are likely to be a big expense in retirement. How can you avoid these expensive bills? Are there tools or strategies you can use to plan for healthcare costs? This episode provides some potential options and answers.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>Healthcare cost are likely to be a big expense in retirement. How can you avoid these expensive bills? Are there tools or strategies you can use to plan for healthcare costs? This episode provides some potential options and answers.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Do You Know How To Have A Successful Retirement?]]></title>
                        <description>
                                    <![CDATA[In this episode Thomas goes over each of the questions you need to be asking in order to have a successful retirement.  He also covers the areas of finance and saving that you need to understand to create that income in retirement and make it last.]]>
                            </description>
            <pubDate>Sat, 21 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1706</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180921-199017-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Thomas goes over each of the questions you need to be asking in order to have a successful retirement.  He also covers the areas of finance and saving that you need to understand to create that income in retirement and make it last.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 21 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Thomas goes over each of the questions you need to be asking in order to have a successful retirement.  He also covers the areas of finance and saving that you need to understand to create that income in retirement and make it last.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Thomas goes over each of the questions you need to be asking in order to have a successful retirement. He also covers the areas of finance and saving that you need to understand to create that income in retirement and make it last.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Helping The Surviving Spouse]]></title>
                        <description>
                                    <![CDATA[In this episode we will talk about why it is important to protect the surviving spouse and beneficial ways to help ensure your spouse is financially protected when you are no longer there to help.]]>
                            </description>
            <pubDate>Sat, 07 Sep 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1676</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180907-199016-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we will talk about why it is important to protect the surviving spouse and beneficial ways to help ensure your spouse is financially protected when you are no longer there to help.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 07 Sep 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we will talk about why it is important to protect the surviving spouse and beneficial ways to help ensure your spouse is financially protected when you are no longer there to help.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we will talk about why it is important to protect the surviving spouse and beneficial ways to help ensure your spouse is financially protected when you are no longer there to help.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Good Economy or Recession?]]></title>
                        <description>
                                    <![CDATA[They say the economy is great. Then they say we&#039;re going into a recession... which is it? Why so much market volatility? In this episode we give you tips on how to avoid the emotional roller coaster of the market and the talking heads. How to help you plan and hopefully avoid the uncertain times and volatility with your own finances and savings.]]>
                            </description>
            <pubDate>Sat, 24 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1651</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180824-199015-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[They say the economy is great. Then they say we&#039;re going into a recession... which is it? Why so much market volatility? In this episode we give you tips on how to avoid the emotional roller coaster of the market and the talking heads. How to help you plan and hopefully avoid the uncertain times and volatility with your own finances and savings.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 24 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[They say the economy is great. Then they say we&#039;re going into a recession... which is it? Why so much market volatility? In this episode we give you tips on how to avoid the emotional roller coaster of the market and the talking heads. How to help you plan and hopefully avoid the uncertain times and volatility with your own finances and savings.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>They say the economy is great. Then they say we&amp;#039;re going into a recession... which is it? Why so much market volatility? In this episode we give you tips on how to avoid the emotional roller coaster of the market and the talking heads. How to help you plan and hopefully avoid the uncertain times and volatility with your own finances and savings.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare - What You Need To Know]]></title>
                        <description>
                                    <![CDATA[For millions of retirees, having an effective Medicare strategy often addresses either insulating their retirement savings from medical costs – or quickly depleting them. It is important to understand your Medicare coverage. It is more than just your financial wellbeing at stake; it’s also your physical and mental wellbeing. Getting the most out of what you have put in requires careful preparation, research and it the help of a professional can be very useful. We talk about helpful Medicare tips on today&#039;s show.]]>
                            </description>
            <pubDate>Sat, 17 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1636</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180817-199014-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[For millions of retirees, having an effective Medicare strategy often addresses either insulating their retirement savings from medical costs – or quickly depleting them. It is important to understand your Medicare coverage. It is more than just your financial wellbeing at stake; it’s also your physical and mental wellbeing. Getting the most out of what you have put in requires careful preparation, research and it the help of a professional can be very useful. We talk about helpful Medicare tips on today&#039;s show.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 17 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[For millions of retirees, having an effective Medicare strategy often addresses either insulating their retirement savings from medical costs – or quickly depleting them. It is important to understand your Medicare coverage. It is more than just your financial wellbeing at stake; it’s also your physical and mental wellbeing. Getting the most out of what you have put in requires careful preparation, research and it the help of a professional can be very useful. We talk about helpful Medicare tips on today&#039;s show.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>For millions of retirees, having an effective Medicare strategy often addresses either insulating their retirement savings from medical costs – or quickly depleting them. It is important to understand your Medicare coverage. It is more than just your financial wellbeing at stake; it’s also your physical and mental wellbeing. Getting the most out of what you have put in requires careful preparation, research and it the help of a professional can be very useful. We talk about helpful Medicare tips on today&amp;#039;s show.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[What You Need to Know about Reverse Mortgages]]></title>
                        <description>
                                    <![CDATA[In this episode Thomas welcomes special guest and realtor Bruce Hancock to talk about reverse mortgages. What are they? How do they work? Most importantly, are they right for you? We give some tips and explanations about reverse mortgages to help you better understand this retirement income strategy.]]>
                            </description>
            <pubDate>Sat, 03 Aug 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1607</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180803-199013-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Thomas welcomes special guest and realtor Bruce Hancock to talk about reverse mortgages. What are they? How do they work? Most importantly, are they right for you? We give some tips and explanations about reverse mortgages to help you better understand this retirement income strategy.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 03 Aug 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Thomas welcomes special guest and realtor Bruce Hancock to talk about reverse mortgages. What are they? How do they work? Most importantly, are they right for you? We give some tips and explanations about reverse mortgages to help you better understand this retirement income strategy.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Thomas welcomes special guest and realtor Bruce Hancock to talk about reverse mortgages. What are they? How do they work? Most importantly, are they right for you? We give some tips and explanations about reverse mortgages to help you better understand this retirement income strategy.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Medicare Supplements vs Medicare Advantage]]></title>
                        <description>
                                    <![CDATA[What is the difference between Medicare Supplements and Medicare Advantage? We discuss medicare, the differences and how it can help save you money on healthcare.]]>
                            </description>
            <pubDate>Sat, 13 Jul 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1569</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180613-199012-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[What is the difference between Medicare Supplements and Medicare Advantage? We discuss medicare, the differences and how it can help save you money on healthcare.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Jul 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[What is the difference between Medicare Supplements and Medicare Advantage? We discuss medicare, the differences and how it can help save you money on healthcare.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>What is the difference between Medicare Supplements and Medicare Advantage? We discuss medicare, the differences and how it can help save you money on healthcare.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Now Is The Time to Create a Retirement Income Plan]]></title>
                        <description>
                                    <![CDATA[Waiting to create a solid plan for your retirement income can cost you a lot of money.  In some cases it can mean the difference between a successful and comfortable retirement versus a stressful and unsuccessful one. In this episode we talk about how to get started or how to get a second opinion on your current finances.]]>
                            </description>
            <pubDate>Sat, 29 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1541</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180629-199011-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Waiting to create a solid plan for your retirement income can cost you a lot of money.  In some cases it can mean the difference between a successful and comfortable retirement versus a stressful and unsuccessful one. In this episode we talk about how to get started or how to get a second opinion on your current finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 29 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Waiting to create a solid plan for your retirement income can cost you a lot of money.  In some cases it can mean the difference between a successful and comfortable retirement versus a stressful and unsuccessful one. In this episode we talk about how to get started or how to get a second opinion on your current finances.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>Waiting to create a solid plan for your retirement income can cost you a lot of money. In some cases it can mean the difference between a successful and comfortable retirement versus a stressful and unsuccessful one. In this episode we talk about how to get started or how to get a second opinion on your current finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Dealing with Loss of Income]]></title>
                        <description>
                                    <![CDATA[The loss of a spouse can be devastating. In this episode we talk about what to do to prepare financially for your own passing or the loss of a spouse, because you don&#039;t want to leave your loved ones in a bad situation financially. We talk about how to deal with that loss of income and helpful ways to over come that with preparation.]]>
                            </description>
            <pubDate>Sat, 15 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1513</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180615-199010-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The loss of a spouse can be devastating. In this episode we talk about what to do to prepare financially for your own passing or the loss of a spouse, because you don&#039;t want to leave your loved ones in a bad situation financially. We talk about how to deal with that loss of income and helpful ways to over come that with preparation.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 15 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The loss of a spouse can be devastating. In this episode we talk about what to do to prepare financially for your own passing or the loss of a spouse, because you don&#039;t want to leave your loved ones in a bad situation financially. We talk about how to deal with that loss of income and helpful ways to over come that with preparation.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>The loss of a spouse can be devastating. In this episode we talk about what to do to prepare financially for your own passing or the loss of a spouse, because you don&amp;#039;t want to leave your loved ones in a bad situation financially. We talk about how to deal with that loss of income and helpful ways to over come that with preparation.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Veterans Benefits]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about tips and strategies for Veterans to get more out of their veterans benefits. As veterans themselves, Edward and Thomas work with a lot of veterans, helping them apply for benefits and keep up to date. We talk about how to qualify for benefits and to get benefits they may not even be aware are available for them.]]>
                            </description>
            <pubDate>Sat, 08 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1495</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180608-199009-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about tips and strategies for Veterans to get more out of their veterans benefits. As veterans themselves, Edward and Thomas work with a lot of veterans, helping them apply for benefits and keep up to date. We talk about how to qualify for benefits and to get benefits they may not even be aware are available for them.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 08 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about tips and strategies for Veterans to get more out of their veterans benefits. As veterans themselves, Edward and Thomas work with a lot of veterans, helping them apply for benefits and keep up to date. We talk about how to qualify for benefits and to get benefits they may not even be aware are available for them.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we talk about tips and strategies for Veterans to get more out of their veterans benefits. As veterans themselves, Edward and Thomas work with a lot of veterans, helping them apply for benefits and keep up to date. We talk about how to qualify for benefits and to get benefits they may not even be aware are available for them.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Long Term Care and Nursing Homes]]></title>
                        <description>
                                    <![CDATA[Nursing Homes and Assisted Living centers are extremely expensive. In this show we will examine the differences between Medicaid and long-term care insurance and talk about some different solutions to help you deal with these costs. We want to help you clear up any confusion and talk about tips to help you prepare for and pay for long-term care in retirement.]]>
                            </description>
            <pubDate>Sat, 01 Jun 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1474</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180601-199008-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Nursing Homes and Assisted Living centers are extremely expensive. In this show we will examine the differences between Medicaid and long-term care insurance and talk about some different solutions to help you deal with these costs. We want to help you clear up any confusion and talk about tips to help you prepare for and pay for long-term care in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 01 Jun 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Nursing Homes and Assisted Living centers are extremely expensive. In this show we will examine the differences between Medicaid and long-term care insurance and talk about some different solutions to help you deal with these costs. We want to help you clear up any confusion and talk about tips to help you prepare for and pay for long-term care in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>Nursing Homes and Assisted Living centers are extremely expensive. In this show we will examine the differences between Medicaid and long-term care insurance and talk about some different solutions to help you deal with these costs. We want to help you clear up any confusion and talk about tips to help you prepare for and pay for long-term care in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Legal Shield and ID Theft]]></title>
                        <description>
                                    <![CDATA[In this episode Thomas talks to Linda about Legal Shield and protecting ourselves from identity theft and legal issues.  We also talk about getting a second opinion on your finances.]]>
                            </description>
            <pubDate>Sat, 25 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1460</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180525-199007-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Thomas talks to Linda about Legal Shield and protecting ourselves from identity theft and legal issues.  We also talk about getting a second opinion on your finances.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 25 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Thomas talks to Linda about Legal Shield and protecting ourselves from identity theft and legal issues.  We also talk about getting a second opinion on your finances.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Thomas talks to Linda about Legal Shield and protecting ourselves from identity theft and legal issues. We also talk about getting a second opinion on your finances.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Is Annuity A Bad Word?]]></title>
                        <description>
                                    <![CDATA[In this episode Tom and Ed talk about Annuities, the good, the bad and the misconceptions. They explain what they are, how they work, when you need them and when you don&#039;t.]]>
                            </description>
            <pubDate>Sat, 18 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1446</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180518-199006-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Tom and Ed talk about Annuities, the good, the bad and the misconceptions. They explain what they are, how they work, when you need them and when you don&#039;t.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 18 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Tom and Ed talk about Annuities, the good, the bad and the misconceptions. They explain what they are, how they work, when you need them and when you don&#039;t.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Tom and Ed talk about Annuities, the good, the bad and the misconceptions. They explain what they are, how they work, when you need them and when you don&amp;#039;t.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Get a Second Opinion on your Life Insurance]]></title>
                        <description>
                                    <![CDATA[You probably have life insurance. You might even have policies you&#039;ve forgotten about or didn&#039;t realize you had. Is it right for you? Has it lapsed? Do you need life insurance? These are the questions we address in this episode and Tom gives us tips on how to get a complimentary assessment of our finances and insurance policies to make sure you have what you need and maximize your benefits.]]>
                            </description>
            <pubDate>Sat, 11 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1430</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180511-199005-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[You probably have life insurance. You might even have policies you&#039;ve forgotten about or didn&#039;t realize you had. Is it right for you? Has it lapsed? Do you need life insurance? These are the questions we address in this episode and Tom gives us tips on how to get a complimentary assessment of our finances and insurance policies to make sure you have what you need and maximize your benefits.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 11 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[You probably have life insurance. You might even have policies you&#039;ve forgotten about or didn&#039;t realize you had. Is it right for you? Has it lapsed? Do you need life insurance? These are the questions we address in this episode and Tom gives us tips on how to get a complimentary assessment of our finances and insurance policies to make sure you have what you need and maximize your benefits.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>You probably have life insurance. You might even have policies you&amp;#039;ve forgotten about or didn&amp;#039;t realize you had. Is it right for you? Has it lapsed? Do you need life insurance? These are the questions we address in this episode and Tom gives us tips on how to get a complimentary assessment of our finances and insurance policies to make sure you have what you need and maximize your benefits.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Protecting The Surviving Spouse]]></title>
                        <description>
                                    <![CDATA[In this episode we talk about why it is important to protect the surviving spouse and beneficial ways to help ensure your spouse is financially protected when you are no longer there to help.]]>
                            </description>
            <pubDate>Sat, 04 May 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1410</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180504-199004-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode we talk about why it is important to protect the surviving spouse and beneficial ways to help ensure your spouse is financially protected when you are no longer there to help.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 04 May 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode we talk about why it is important to protect the surviving spouse and beneficial ways to help ensure your spouse is financially protected when you are no longer there to help.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode we talk about why it is important to protect the surviving spouse and beneficial ways to help ensure your spouse is financially protected when you are no longer there to help.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Creating a Retirement Income That Will Last]]></title>
                        <description>
                                    <![CDATA[In this episode Thomas and Edward talk about ways to create and maximize your retirement savings and set it up to help it last as long as you do!]]>
                            </description>
            <pubDate>Sat, 27 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1395</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180427-199003-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[In this episode Thomas and Edward talk about ways to create and maximize your retirement savings and set it up to help it last as long as you do!]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 27 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[In this episode Thomas and Edward talk about ways to create and maximize your retirement savings and set it up to help it last as long as you do!]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>In this episode Thomas and Edward talk about ways to create and maximize your retirement savings and set it up to help it last as long as you do!</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Dealing with an Unstable Market]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 20 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1380</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180420-3054-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 20 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Second Opinion on Your Finances]]></title>
                        <description>
                                    <![CDATA[Your money and your retirement are obviously important and a priority, so you need to make sure it&#039;s going to grow and going to last. That&#039;s why you should get a second opinion on your investments and retirement savings to make sure you are maximizing them and avoiding mistakes. Today we talk about mistakes to avoid and tips and strategies that are available to you to help you have the money you need in retirement.]]>
                            </description>
            <pubDate>Sat, 13 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1365</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180413-199002-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Your money and your retirement are obviously important and a priority, so you need to make sure it&#039;s going to grow and going to last. That&#039;s why you should get a second opinion on your investments and retirement savings to make sure you are maximizing them and avoiding mistakes. Today we talk about mistakes to avoid and tips and strategies that are available to you to help you have the money you need in retirement.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 13 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Your money and your retirement are obviously important and a priority, so you need to make sure it&#039;s going to grow and going to last. That&#039;s why you should get a second opinion on your investments and retirement savings to make sure you are maximizing them and avoiding mistakes. Today we talk about mistakes to avoid and tips and strategies that are available to you to help you have the money you need in retirement.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>Your money and your retirement are obviously important and a priority, so you need to make sure it&amp;#039;s going to grow and going to last. That&amp;#039;s why you should get a second opinion on your investments and retirement savings to make sure you are maximizing them and avoiding mistakes. Today we talk about mistakes to avoid and tips and strategies that are available to you to help you have the money you need in retirement.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[Don&#039;t Outlive Your Income]]></title>
                        <description>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </description>
            <pubDate>Sat, 06 Apr 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1351</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180406-3030-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sat, 06 Apr 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>Do you ever feel like you need a guide to help navigate your retirement? Retirement can be scary, but it doesn&amp;#039;t have to be! Listen in to learn more about creating a RELIABLE and LONG-TERM retirement and download your COMPLIMENTARY Retirement Income Toolkit.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
            <item>
            <title><![CDATA[An Introduction to Total Retirement Security]]></title>
                        <description>
                                    <![CDATA[The inaugural episode of the Total Retirement Security radio show, Ed Wendol and Thomas Tyrkala educate and inform the listeners on who they are and what they do to help people in both pre and post retirement phases of their lives.]]>
                            </description>
            <pubDate>Sun, 31 Mar 2019 00:00:00 +0000</pubDate>
            <guid isPermaLink="false">episode-1343</guid>
            
            
            
            <enclosure type="audio/mpeg" url="https://financially-tuned.s3.us-east-2.amazonaws.com/public/180330-199001-TRS.mp3"/>
                        
            
            <itunes:author><![CDATA[Edward James Wendol]]></itunes:author>
            
            <itunes:summary>
                                    <![CDATA[The inaugural episode of the Total Retirement Security radio show, Ed Wendol and Thomas Tyrkala educate and inform the listeners on who they are and what they do to help people in both pre and post retirement phases of their lives.]]>
                            </itunes:summary>
            <itunes:explicit>no</itunes:explicit>
            
            
            
            

            
                            <podcast:person group="hosts" role="host">Edward James Wendol</podcast:person>
                        
            
            <spotify:episodeType>full</spotify:episodeType>

            
            <dc:date>Sun, 31 Mar 2019 00:00:00 +0000</dc:date>

            
                            <content:encoded><![CDATA[The inaugural episode of the Total Retirement Security radio show, Ed Wendol and Thomas Tyrkala educate and inform the listeners on who they are and what they do to help people in both pre and post retirement phases of their lives.]]></content:encoded>
                    <author>radio@gradientps.com (Edward Wendol and Thomas Tyrkala)</author><itunes:subtitle>The inaugural episode of the Total Retirement Security radio show, Ed Wendol and Thomas Tyrkala educate and inform the listeners on who they are and what they do to help people in both pre and post retirement phases of their lives.</itunes:subtitle><itunes:keywords>social,security,roth,ira,401k,medicare,medicaid,long,term,care,annuity,insurance,securities,investing,advisory,services</itunes:keywords></item>
    </channel>
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