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	<title>UKMoneyPot.co.uk</title>
	
	<link>http://www.ukmoneypot.co.uk</link>
	<description>A UK personal finance blog and account of a personal finance website owner.</description>
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		<title>Nationwides 125% Mortgage</title>
		<link>http://www.ukmoneypot.co.uk/nationwides-125-mortgage.htm</link>
		<comments>http://www.ukmoneypot.co.uk/nationwides-125-mortgage.htm#comments</comments>
		<pubDate>Mon, 13 Jul 2009 11:27:16 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=263</guid>
		<description><![CDATA[What Nationwide&#8217;s 125% home loan means for the property market
http://www.moneyweek.com/investments/property/what-nationwides-125-percent-home-loan-means-for-the-property-market-14951.aspx
]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Are House Prices Really Bottoming Out?</title>
		<link>http://www.ukmoneypot.co.uk/are-house-prices-really-bottoming-out.htm</link>
		<comments>http://www.ukmoneypot.co.uk/are-house-prices-really-bottoming-out.htm#comments</comments>
		<pubDate>Thu, 09 Jul 2009 10:28:27 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=259</guid>
		<description><![CDATA[With recent sentiment suggesting house prices will continue to fall quite substantially and conflicting data from major building societies it&#8217;s difficult to be certain where house prices will go over the next few years.
I am however fairly sure there will be further decline but the extent of which is in doubt.
When comparing the current housing [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Win a Book of 1000 CEOs worth £25</title>
		<link>http://www.ukmoneypot.co.uk/win-a-book-of-1000-ceos-worth-25.htm</link>
		<comments>http://www.ukmoneypot.co.uk/win-a-book-of-1000-ceos-worth-25.htm#comments</comments>
		<pubDate>Wed, 08 Jul 2009 21:43:09 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=237</guid>
		<description><![CDATA[I&#8217;ve been given a copy of a new book entitled 1000 CEOs from DK Publishing (Dorling Kindersley)
I have also been allocated 5 copies to give away!

(image links to DK.com page about the book)
 
The book features reviews of 1000 CEOs (as you might expect!) detailing their success, a snippet of how they achieved great fame, fortune [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Fed Up With Automated Sales Calls</title>
		<link>http://www.ukmoneypot.co.uk/fed-up-with-automated-sales-calls.htm</link>
		<comments>http://www.ukmoneypot.co.uk/fed-up-with-automated-sales-calls.htm#comments</comments>
		<pubDate>Tue, 07 Jul 2009 11:26:57 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/?p=234</guid>
		<description><![CDATA[Something that is becoming increasingly more frequent and I&#8217;m sure annoys the hell out of plenty of people, including me are &#8216;automated&#8217; cold calls.
Recorded messages offering to write off all my debt are the most frequent but to be honest I don&#8217;t listen to more than a couple of words before putting the phone down [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>If House Prices Drop Another 40% – Who’s at risk of Negative Equity?</title>
		<link>http://www.ukmoneypot.co.uk/if-house-prices-drop-another-40-whos-at-risk-of-negative-equity.htm</link>
		<comments>http://www.ukmoneypot.co.uk/if-house-prices-drop-another-40-whos-at-risk-of-negative-equity.htm#comments</comments>
		<pubDate>Sat, 27 Jun 2009 19:36:45 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/if-house-prices-drop-another-40-whos-at-risk-of-negative-equity.htm</guid>
		<description><![CDATA[Negative equity is already playing it&#8217;s part in stifling the property market and it is set to make matters worse.
If prices do drop by another 40% (according to MoneyWeek) or more, over the next few years the number of people finding themselves in negative equity is likely to increase substantially.
The actual number of homeowners facing the prospect of [...]]]></description>
		<wfw:commentRss>http://www.ukmoneypot.co.uk/if-house-prices-drop-another-40-whos-at-risk-of-negative-equity.htm/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
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		<item>
		<title>What’s your Loan to Value? – Take the survey.</title>
		<link>http://www.ukmoneypot.co.uk/whats-your-loan-to-value-take-the-survey.htm</link>
		<comments>http://www.ukmoneypot.co.uk/whats-your-loan-to-value-take-the-survey.htm#comments</comments>
		<pubDate>Sat, 27 Jun 2009 19:33:23 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/whats-your-loan-to-value-take-the-survey.htm</guid>
		<description><![CDATA[A recent report from the Bank of England has made it into the press suggesting figures for the number of UK homeowners in a negative equity situation.
The report used information from a 2008 survey of just 1000 people and may therefore be misleading.
To take part in this totally anonymous survey simply select the answer that reflects your personal Loan [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Payday Loans – Friend or Foe?</title>
		<link>http://www.ukmoneypot.co.uk/payday-loans-friend-or-foe.htm</link>
		<comments>http://www.ukmoneypot.co.uk/payday-loans-friend-or-foe.htm#comments</comments>
		<pubDate>Wed, 24 Jun 2009 17:48:16 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/payday-loans-friend-or-foe.htm</guid>
		<description><![CDATA[I run a personal finance website and on this site I have affiliate programs and also direct access enquiry forms.
An affiliate program allows me to display links to other websites and earn commission when someone clicks or applies.
Like this: Virgin Credit Card &#8211; 0% for 16 months 2.98% fee (typical 16.6% APR)
The direct access enquiry [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Is It Time to Fix Your Mortgage for the Next 10 Years?</title>
		<link>http://www.ukmoneypot.co.uk/is-it-time-to-fix-your-mortgage-for-the-next-10-years.htm</link>
		<comments>http://www.ukmoneypot.co.uk/is-it-time-to-fix-your-mortgage-for-the-next-10-years.htm#comments</comments>
		<pubDate>Mon, 15 Jun 2009 19:34:44 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/is-it-time-to-fix-your-mortgage-for-the-next-10-years.htm</guid>
		<description><![CDATA[The dilemma of whether or not to get a long term fixed rate mortgage and &#8216;ride out the storm&#8217; of impending inflation and interest rate rises or go for a cheap deal now and save in the short term&#8230;.
It&#8217;s a matter of timing.
http://www.creditmarket.co.uk/news/mortgages/long-term-fixed-rate-mortgages-10-year-5-year-deals-attract-interest.htm
]]></description>
		<wfw:commentRss>http://www.ukmoneypot.co.uk/is-it-time-to-fix-your-mortgage-for-the-next-10-years.htm/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>The Recession is Over!</title>
		<link>http://www.ukmoneypot.co.uk/the-recession-is-over.htm</link>
		<comments>http://www.ukmoneypot.co.uk/the-recession-is-over.htm#comments</comments>
		<pubDate>Thu, 11 Jun 2009 13:08:31 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/the-recession-is-over.htm</guid>
		<description><![CDATA[&#8216;The recession is over, according to one of the nation&#8217;s most respected economic think-tanks.&#8217;
http://www.independent.co.uk/news/business/news/analysts-the-recession-has-ended-1702147.html
Phew! Thank goodness for that!
And there was everyone thinking it was going to be deep, nasty and a long slow recovery!
The first paragraph of the Independent story reads:
&#8216;The UK&#8217;s surprising resilience is confirmed by the National Institute of Economic and Social Research [...]]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>House Prices Could Drop by 50% – But I’m not Convinced.</title>
		<link>http://www.ukmoneypot.co.uk/house-prices-could-drop-by-50-but-im-not-convinced.htm</link>
		<comments>http://www.ukmoneypot.co.uk/house-prices-could-drop-by-50-but-im-not-convinced.htm#comments</comments>
		<pubDate>Tue, 09 Jun 2009 20:28:48 +0000</pubDate>
		<dc:creator>UKMoneyPot</dc:creator>
				<category><![CDATA[General]]></category>

		<guid isPermaLink="false">http://www.ukmoneypot.co.uk/house-prices-could-drop-by-50-but-im-not-convinced.htm</guid>
		<description><![CDATA[There are varying predictions about the direction house prices will go in the coming months and years.
Predictions range from up by 25% over the next 5 years (according to the National Housing Federation) to down 50% by 2011 (according to Houepricecrash.co.uk)
It&#8217;s possible to approximate the anticipated extent of the house price crash by analysing graphs of [...]]]></description>
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		<slash:comments>9</slash:comments>
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