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Toyota Innova J Diesel

2018-05-17T06:20:00.002-07:00

New whole body repaint,
New underchassis anti rust coating,
New car tint,
Customized leatherette seat covers,
Front and back camera w/ 32G micro SD,
Upgraded to SONY stereo w/AUX in,
Upgraded to 17in rims and new tires including spare tire.
Toyota casa maintained here in cebu. Price is 500k but negotiable for sure buyers (pm me)

My first car

2016-11-27T01:23:00.001-08:00

Kia avella is such a reliable first car. The engine is good, parts are affordable and the the aircon is cool.

This car has taken me to the north of cebu and to the south. My family car indeed.

Flowers for you

2016-08-02T06:32:00.001-07:00

A poem I've written upon buying a beautiful flower for the love of my life.

My Longings

2015-12-06T08:05:00.001-08:00

TIPS FOR A SAFE ONLINE PRESENCE

2015-07-20T06:24:00.002-07:00

I took a Computer Ethics course for my master's course and we were asked to check on ways on how to protect ourselves from the dangers posted by the internet.

I gathered some of the ways you can be safe while using the internet in this article.

Tip 1: Protect your password

1. Never use password that are popular and can be found in the dictionary. For instance, “Password”, “12345”, “qwerty”, are some of the common ones I have already tried and which works. Shame on those who still use such password! (search: popular passwords)

1. 123456 (Up 1)

2. password (Down 1)

3. 12345678 (Unchanged)

4. qwerty (Up 1)

5. abc123 (Down 1)

6. 123456789 (New)

7. 111111 (Up 2)

8. 1234567 (Up 5)

9. iloveyou (Up 2)

10. adobe123 (New)

11. 123123 (Up 5)

12. Admin (New)

13. 1234567890 (New)

14. letmein (Down 7)

15. photoshop (New)

16. 1234 (New)

17. monkey (Down 11)

18. shadow (Unchanged)

19. sunshine (Down 5)

20. 12345 (New)

21. password1 (Up 4)

22. princess (New)

23. azerty (New)

24. trustno1 (Down 12)

25. 000000 (New)

Don’t be lazy. Make a hacker at least sweat out before finally discovering your password.

Do not use “obvious” information about you as passwords such as names of your family, pets, birthdate, car’s plate number, among others.

3. Make use of 2-step verification. Most sites such as google, facebook, pnb.com.ph, offer this feature. Usually a series of questions are asked after you inputted your password. When answering this question, please never state the obvious, again!

Example (Obvious):

Your car’s model: Honda

Breed of your dog: Aspin

First job: programmer

Again, these data can be retrieved easily from linkedin, facebook and public spaces. Also, these answers are easily generated by Brute force attack (show meaning). Instead try answering this questions differently, say, for Breed of your dog : Honda, First Job: Aspin, Your car’s model: programmer. This could help prevent hackers in recovering your password.

4. Use a mix of numbers, letters and symbols. Also, try mixing the letters with upper ang lowercases.

Example: password is easily determined but if mix it up, pA5$W0rD. Well, I’m sure this could at least provide you a day before the hackers can recover this password.

5. Never use the same password for different sites.

I know this could be quite tedious but hey do you want to be safe or not?

You can use a password manager by the way or better yet you can use your google account/facebook account to login to other account.

6. Try this out to check if your password is secure. (http://howsecureismypassword.net/ )

Tip 2: Setup an antivirus software

And never use cracked or pirated antivirus software. There are a lot on free antivirus software ready for downloading. Personally I like AVIRA. With these software you will be protected from malware, Trojans, and viruses (display definitions).

If you do not have one setup then you should kiss your data goodbye. Probability of someone ogling your data (including back accounts, resume, browsing history, pictures (hopefully not nude J) is very high.

Tip 3: Use TOR, or use proxy, or use VPN.

"Law-abiding citizens value privacy. Terrorists require invisibility. The two are not the same, and they should not be confused. ~ Richard Perle"

Tip 4: Social media is not your diary, don’t treat it that way then!

OK, maybe you just want to share to everyone that your beloved pet dog died and that you are at a loss! You needed some “digital” shoulders to cry on. Or hey, you just got engaged and will be partying in an exclusive hotel for 3 days, it’s a PARTY!PARTY!

A lot of people were screwed due to this. (references).

Additionally you better checkout privacy settings of these social sites. In facebook you can modify it. Please check it out before posting more of yourself.

Tip 5: Keep your credit card away from the internet

In order words do not store it in websites. It is a very risky to store your card data in the internet (display cebupacific). I believe keying in your card number is not that tedious, isn’t it?

Tip 6: Put protection in your confidential data

Compress your data using zip. Zip has a password protection feature.

Or you can use Truecrypt.

So there it is, just some tips to have a safe online experience. I know there are a lot but I hope you can learn a thing or two on this.

It is not paranoia but of keeping your privacy even though the internet has made that difficult.

Marshmallow Mouth Party

2015-04-13T20:14:00.005-07:00

I just want to share it.
My kids are playing around with marshmallow.
I think they found a video about chubby bunny and so they well, copied it. :)

Busay goal in a bike - Station 1

2015-02-19T03:21:00.000-08:00

Busay is an elevated place in Cebu City and probably a famous destination for bikers and runners alike. Well, I have only been there once, that is riding a car but never did tried with a bike.

My friends are strong bikers and most often than not, they have the bragging rights of going to and fro this place. I tried to go once, but my failing heart prevented me.

Thus I have put it into my goal that someday, I can also reach the summit with my trusted old bike.

After a 5 km bike, panting while taking this picture

Catching up my breath still

Going up to Busay, still a long way to go though

Hearts beating, tongue out, well if this is not hardwork, I don't know what is

My Ethical Framework

2014-12-10T04:35:00.000-08:00

My Boxing Gloves

2014-07-27T06:54:00.001-07:00

I want to hang this gloves of mine. Well, I am into biking now and well, this time I need to use my hands for my bike :).

Speeding up your code build

2014-03-26T06:00:00.001-07:00

Code building might be an easy task. However, if you are handling a large development team and is catching up a deadline, then creating release packages for your codes will be a task that may prove to be hard. Automating code building is one of the ways to speed up your development. It can also make your SDLC follow the schedule you are given. Most of the time, developers build their code by themselves, and usually thru manual means. This increases the probability of delays and mis-builds. Why? 1. If you do not automate the build process, you will always need one developer to handle the "official" build. But with automation you can let a tool to do this task for you. 2. Each developer has its own style of building the codes. This causes inconsistencies. There are a lot of tools that can help speed up development up to release of software products. I have come across with this blog from linkedin http://blog.vincentbrouillet.com/how-is-the-next-jenkins-looking-like-delivery-pipeline-and-cloud/ Next I will share the tools that I have tried in speeding up and automating building of software products.

Redmine: A good tool in project management

2014-03-20T06:17:00.000-07:00

If you are into project management but you are not using any project management tool due maybe because of high cost or simply you do not know which one to choose, then you better checkout redmine.

Redmine is an open source web tool that lets you perform project management easily. Since it is open source, all you need to spend is a computer set, probably a quadcore computer if your budget allows it.

Aside from this, with redmine you can also use it as an issue/defect/task management tool, a news site, a forum site, and uploads documents. In my case, I also used it as a daily task record, so that I can indicate my plan for the day and record the results.

You can get more information from this site, http://www.redmine.org/.

Then experiment, you'll definitely love this tool.

Three Awesome Tips for Aspiring Entrepreneurs

2014-03-15T22:08:00.000-07:00

Are you tired of following orders and making other people rich through your hard work? Well, it's probably time for you to step out of the relative safety of being a mere employee and start your own business. Now, you're probably a bit scared at the thought because it's quite a big step. After all, if you are your own boss, you'd be responsible not only for your own welfare and income but also that of your workers. But major changes such as this don't really have to be frightening. You just need to have a great deal of determination and do a lot of planning. With the country experiencing a booming economy, now would be the perfect time to do it. So what should you do and where should you start? Well, here are some useful tips to help you with that.

Do Some Research

Most often, when start-ups go bust, it's because of poorly done research. You see, since you'd have to place a lot of your time and money at risk when you put up your own business, it would only be wise to make smart calculated moves instead of hastily made decisions. And so, the first thing you need to do is find a product or service that is trending or in demand. There would be no use offering goods and services that don't have any potential customers, don't you agree? Also, you don't have to find the most unique business idea out there. You just have to be clever about it. Try out an old idea and put a new spin on it, for instance. That way, you already know there's a market for it, but you just cleverly made it your own.

Formulate a Business Plan

Despite popular belief, you don't have to develop a seriously detailed and comprehensive business plan before you can start your own enterprise. Most probably, having all kinds of assumptions and calculating all kinds of imaginary money will only stress you out. And because of it, you'd end up fretting about every little thing instead of enjoying the freedom of being an entrepreneur. What you really need to determine first are just the basics. What will be your product or service? How much would you charge for it? How are you going to sell it? Who is your target market? How will you reach them? What payment method will you be using? Where will you be operating your business? At home, or in one of the fully furnished serviced offices downtown perhaps? After you've answered all these pertinent questions, all the other minute details can be tackled and resolved later.

Get Your Funding

After you're done brainstorming, it would then be time to start looking for funds. Now, if you ask budding entrepreneurs about which part is the hardest when they started, most probably they would tell you that it's putting up the capital. Getting enough funds to be able to open your doors is indeed quite difficult, especially if you don't have rich relatives and friends you can easily borrow money from. However, you actually have a lot of options in this area. One, you can tap your savings. Two, you can apply for a bank loan. However, if you don't have any valuable property you can put up as collateral, you probably will not get approved. But then, you may also try crowdfunding. You post your business idea online, in the Kick-starter website perhaps, and anyone who's interested about your business idea will just donate money via the site.

If you would like more ideas about starting and managing your own business, read more about it. Cyberspace has a wealth of information about anything and everything you might need help with. All you need to do is look for them.

Author Bio:

Regus PH has been providing high quality business solutions such as serviced offices, virtual offices, business lounges, meeting facilities and workplace recovery services to small and large companies around the globe for over twenty years. You can also follow us on Twitter Regus Asia.

Stocks and Mutual Funds

2014-03-07T21:20:00.002-08:00

I have started on investing in the mutual funds. I invested in FAMI thinking that it is better, at my current scenario to invest in mutual funds than in stocks. For one, I do not have the full know-how on this type of investment. Aside from that, I do not have the time to fully invest in ensuring that my money will be fruitful with stock investing.

Here is what I think one should ought to know in investing into stock or mutual fund:

If you do not have the experience, go for Mutual Fund.
If you do not have the time, go for Mutual Fund.
If you are not risky, go for Mutual Fund.
If you are mature (in age :)), go for Mutual Fund.

Haiku

2014-03-07T21:06:00.002-08:00

I loved haiku. Short, inspiring, emotional, picturesque.

I have done some haiku poems and would like to share it here, though I am not quite sure if this pass as haiku...

cold noon
motivation
half-awake

half-awake

2014-03-07T21:05:00.003-08:00

sleepy eyes
snoring mind
a cu of coffee

motivation

2014-03-07T21:04:00.003-08:00

one sunny noon
cold feet
motivation

Pledge for rice

2014-02-15T18:51:00.001-08:00

I had my vacation to my hometown last december. In the airport, something my eye. I took a picture of it and I am sharing it here. The text here are written in chavacano, a creole of Spanish.

Cold noon

2014-02-09T05:16:00.001-08:00

cool is the breeze

the sun is at its peak

Sweat in the eyebrow

Accessing C++ codes from C codes

2012-11-22T05:38:00.001-08:00

C and C++ are close cousins but I have never tried mixing both codes in one project before. I encountered such a need to mix codes just recently due to work. It is quite difficult to scour the net for reference. And after long hours of experimentation I was able to access C++ codes in my C codes.
Here are the steps:

C main file:

Call the C++ interface

void the_cpp_interface();

C++ header file:

Define wrapper and class:

#ifdef __cplusplus

extern “C” { void the_cpp_interface()};

#endif

class cppClass

{

Public:

Void cppTestFunc();

cppClass() {};

}

C++ source file:

extern “C” void the_cpp_interface()

{

//your c++ codes here

}

//class defn

myClass::cppTestFunc()

{

// codes here

}

Hello World!

2012-11-11T04:04:00.000-08:00

My first trash code... enjoy :)

#include <conio.h>
#include <stdio.h>

int main()
{
printf("Hello World!");
return 0;
}

Is Investing in the Real Estate Properties a Wise Decision?

2011-09-30T18:20:00.000-07:00

There are no sense of security in this world especially so when we speak of stock market, funds, and the economy. Currently, the financial market is still in the recovery phase due to the economic chaos brought about by the American economic problems. Thus, there are a lot of investors who placed their trust and money in to this arena is still at a loss. Since these kinds of investments fluctuate from time to time, it is often best that a wise investor should also have investments in the real estate business.

Investing in the real estate is just one of the investment vehicles that may guarantee you a safe place for your money. This is due to the fact that lands will always appreciate in time. Also, selling homes and residential places are investments that have good return of income.

There are disadvantages also when delving into the real estate world. Starting on one needs large capital and reserve cash as real estate may take time to dispose of. Also, if you intend to develop the place before selling it will this will add up to your starting capital.

Nevertheless, real estate investments are a good decision to put your money to. But as with other investments there are certainly negative as well as positive sides to it. Thus, it is a good decision to also invest on other vehicles so as to balance your risks.

Real-time gross settlement system

2011-05-24T07:10:00.000-07:00

I have come across this term from investorwords.com.
I feel that I need to share them with you.
Here goes:

RTGS. A system that streamlines that settlement of large-value transactions between banks and other financial institutions. Instead of moving physical amounts of cash, the banks transfer funds electronically. When one bank transfers money to another, the funds are immediately credited to the second bank and debited to the first.

Diversify: Key to successful investing

2011-04-20T19:35:00.000-07:00

With every business comes risks, and even greater if you put your money in stocks or mutual fund, this is because these investments are volatile. Stock prices increases and decreases every minute or so, so predicting its trends may not be that easy, unless you have a superpower prediction software installed in your brain.

So why is investing in stocks very risk? For people like me who have not gone to Business schools stock is a term not usually discussed and most are not that acquainted with this term. So what is a stock? According to www.investorwords.com, it is an instrument that signifies an ownership position (called equity) in a corporation, and represents a claim on its proportional share in the corporation's assets and profits. Therefore, when you buy a stock offered by a certain corporation you become a part-owner of that company. And if they obtain profit, you also get profit but the downside is that if they lose, so will you. And predictability of when profits are good and losses are bad are never determined easily.

How do we keep our money from catastrophe? We need to have many investment baskets in order to do this. It is a good decision to divide your money and invest it to many kinds of stocks, or investment baskets. For example, you invest a quarter of your money to agriculture stock, a quarter to mutual fund, a quarter to government bonds, while the last quarter to mining…the list is endless; it is up to you to decide. You can even follow the cost averaging technique to widen your grasp to more investment profits.

Why diversifying your investment a way to success?
• Manage your risk better. In this way, if one investment is losing, it could be compensated with a profit-earning investment.
• Increase profit. It is not always that your stocks are giving you benefits, most often, investments losses, stock prices are going down therefore, if you have invested in only 1 “basket” you may definitely loss that hard-earned money.

Furthermore, diversifying is the key in winning this investment battle. If you will only put all your money in one asset there is a greater risk that you will either win or lose. A two-faced coin will only give you the head or the tail. But if you have many interests in many investments, you are able to manage your portfolio well and may in turn get more profits.

The Importance of Cost-Averaging Scheme when into Mutual Fund

2011-04-02T09:20:00.001-07:00

The cost-averaging strategy is very applicable in succeeding when you are investing in mutual funds or when you are into common stocks. By employing this approach, an investor can greatly increase his chances of earning higher net over a period of at least 5 years and also reducing his risks of losing.

How does it work?

Before we proceed, let us first discuss what a cost averaging technique is all about. Firstly, it is designed to reduce market risk through careful planning and buying of securities and investments at a predetermined interval and with a predetermined set of amount. Many investors are practically applying this, and most, if not all, have attested that cost averaging is a technique that delivered them better profits.

Instead of investing or buying stocks in a lump sum, an investor buys securities at smaller prices slowly and in regular intervals, says every month.

Let me put it this way, you have 10, 000 USD and you have been eyeing on an investment worth 2USD per share. Instead of using up all of your 10, 000 to buy the stock, what you are going to do, in following cost averaging technique, is to buy 1000 USD in the first month, then another 1000 on the second month, and so on until you exhaust all your 10, 000. This spreads the cost basis out over several months, providing insulation against changes in market price.

If you are going to calculate, you will fare better than buying the whole thing one time.

Mutual Fund Basics

2011-03-24T06:35:00.000-07:00

Just what is a mutual fund? I think, for most of Filipinos, this kind of investment is a mystery. In fact I have never heard of this term in my entire school life. What I do know is saving in the bank and physical investments such as putting up a sari-sari (convenience) store or selling barbeque on the streets. Stocks or funds were terms uncommon to me during those days.

DEFINITION
According to wikipedia, a mutual fund is a professionally-managed type of collective investment scheme that pools money from many investors to buy securities (stocks, bonds, short-term money market instruments, and/or other securities). A mutual fund has a fund manager that trades (buys and sells) the fund's investments in accordance with the fund's investment objective.

In layman’s term, it is a kind of fund wherein groups of people share their money in order to buy a stock, bond or other investment securities. The pooled money is then managed by a fund manager, which is basically a person “employed” by the investors, to buy and sell stocks and investments.

WHY INVEST IN MUTUAL FUND?
Doing business or investing into something entails risk. This is also the case for mutual fund.
Unlike with other investments, the risk with mutual fund is minimal. Why? Because you have a fund manager, who is professionally trained who does the analysis on the market trend for you.
It is the duty of the fund manager to invest your resources on the right investment basket and since a fund manager is professionally trained and has better insights of the market than you are then you are sure that your money will not be waylaid. If you personally handles tha buying, selling of stocks there might be a possibility that you may lose money because aside from you do not have the proper knowledge and insights on the market trend you also are not entirely focused in managing your investment. You might be working in a company for 8 long hours (as in my case) or you are running your own business. With mutual fund you can “leave” your money in the hands of your fund manager and he will do the “growing” in your stead.

WHERE TO INVEST?
Well, there are lots of companies out there that can help you invest in mutual fund.
Personally, I have invested in First Metro Asset Management Inc.. PhilEquity is also a good company as well. There are lots of vehicle out there....search the net or you can email me for more details.