unending creation

"सिर कटे, धड़ लड़े – यही है राजपूती रीत।"

2025-07-18T14:13:00.001+05:30

यह अमर गाथा हिस्सा है उन अमर जलवीरो की कहानियों का जिन्होंने:

"जल, जानवर और जीवन के लिए जिन्होंने बलिदान दिया — वो थार के अमर जलवीर हैं।"

वीर सिद्धराज माईथी जी की गौरवगाथा

"सिर कटे, धड़ लड़े – यही है राजपूती रीत।"

राजस्थान की धरती वीरों की जननी है, जहाँ हर कण में शौर्य की गूंज है। ऐसी ही एक विलक्षण कथा है वीर सिद्धराज माईथी जी की, जिन्होंने गायों और धर्म की रक्षा में अपने प्राणों का बलिदान दिया – पर युद्ध तब तक किया, जब तक धड़ थामे रहा तलवार।

वे तोड़ा शासक मूलराज जी के वंशज थे, रामगढ़ जैसलमेर क्षेत्र के महेशों शाखा से। उनका जन्म विक्रम संवत 1342 में हुआ, माँ लछमा कंवर के पुत्र और सौतेली माँ सज्जन कंवर की गोद में पले। बचपन से ही गऊ सेवा और आध्यात्मिक शक्ति में रमे हुए थे।

एक दिन मकरतला में गायों की रंभाहट सुन, केसरीया बाना पहन, वीर माईथी जी युद्ध के लिए निकल पड़े। "मा, आज मुझे दूल्हे की तरह देख लो, फिर यह अवसर न आएगा", कहकर रण में उतरे।

गायों की रक्षा करते हुए उन्होंने 140 आक्रांताओं को मौत के घाट उतारा। युद्ध में उनका सिर कट गया, पर धड़ तब तक लड़ा जब तक पाकिस्तान की सीमा तक न पहुँच गया।

जहाँ उनका धड़ गिरा, आज भी पूजा होती है। जहाँ सिर गिरा, वहीं माँ सज्जन कंवर ने सती होकर समाधि ली। "मत दो धींबड़ो घोसी ने, दोश पिलावै पानी" — आकाशवाणी हुई, और माईथी जी ने घोसी रूप में अवतार लेकर गायों को पानी पिलाया।

उनके वंशज आज भी “माराई खालतैरा” नाम से रामगढ़ में रहते हैं। हर साल उनके मेलों में हजारों श्रद्धालु दर्शन को आते हैं।

धन्य हो माईथी जी, जिन्होंने दिखा दिया – राजपूती शान, गोमाता की सेवा और धर्म की रक्षा के लिए सिर भले कट जाए, पर तलवार नहीं झुकती।

#PaniKeVeer #TharKeJalYoddha #JaisalmerWaterHeroes #JalKeLiyeJeevan

The Content Life in the Desert: A Glimpse into Rural Jaisalmer

2025-07-14T17:33:00.001+05:30

In the golden sands of Rajasthan lies Jaisalmer, a land of majestic forts, ancient traditions, and a culture carved by the desert itself. But beyond the tourist attractions and historic monuments, there thrives a quieter, deeper reality—the rural content life of Jaisalmer. Here, amidst the arid landscape and harsh climate, people live with simplicity, grace, and an unmatched spirit of resilience.

1. Life in Harmony with the Desert

Rural life in Jaisalmer is a true example of living in balance with nature. With temperatures often soaring above 45°C and rainfall barely brushing 200 mm annually, survival itself is an art passed down through generations. The people have mastered the rhythm of the desert—conserving water, preserving fodder, and planning every activity in tune with nature’s extremes.

From khaadin (traditional farming systems) to tankas (rainwater harvesting tanks), local innovations are rooted in wisdom and necessity. Every drop of water is valued, every patch of shade appreciated.

2. A Culture of Contentment

Despite material challenges, the people of rural Jaisalmer live with a quiet pride. Their homes—often made of mud or sandstone—are humble yet functional. The lifestyle is simple: early morning chores, livestock care, community gatherings, and evenings under starlit skies.

There’s no rush. Life moves at its own steady pace. Contentment comes not from wealth, but from self-sufficiency, community bonds, and faith in traditions.

3. Strong Community Ties

In the scattered villages across Jaisalmer’s desert, the community is the backbone of survival. People share both burdens and blessings. Be it the construction of a tanka, organizing a festival, or helping a neighbor in distress, collective efforts are the norm.

The spirit of ‘साथ’ (togetherness) can be seen in village meetings, folk songs sung in chorus, and the way elders’ wisdom is respected in every decision.

4. Traditional Wisdom and Sustainable Living

Long before “sustainability” became a global concern, the people of Jaisalmer were living it. Using cow dung for fuel, storing grains for years in earthen pots, wearing light cotton clothes to beat the heat—each element of their lifestyle is designed for balance with the environment..

5. Struggles and Strength

Yes, life in rural Jaisalmer is not easy. Water scarcity, lack of healthcare, and educational challenges are real. But what stands out is not the struggle—it is the strength.

Women walking miles for water don’t just carry pots, they carry generations of endurance. Shepherds in the blistering heat aren’t just grazing goats, they’re preserving livelihoods and heritage. Their eyes may squint under the sun, but their will is unblinking.

As urban lives grow more disconnected and chaotic, the desert silently shows us another way—a way of simplicity, solidarity, and soulful living.

Conclusion: The Silent Wisdom of the Thar

In the heart of the Thar, amidst windblown dunes and sparse vegetation, rural Jaisalmer pulses with life—slow, steady, and strong. It’s not flashy. It doesn’t chase trends. But it holds a timeless charm rooted in resilience, culture, and contentment.

To walk through these villages is to walk through centuries of wisdom. To talk to its people is to feel the warmth of humanity. And to understand their life is to discover that sometimes, the richest lives are lived in the poorest lands.

“In the desert, every grain of sand matters. So does every life."

Every Life Matters — Even in the Harshest Lands

2025-06-19T20:06:00.001+05:30

In the endless sands of the Thar, even the smallest life holds great meaning. This tiny lizard, often unseen, is part of a delicate web that has survived for centuries.

When we save water, restore habitats, and support communities, we are not just helping people — we are giving hope to every living being that calls this land home.

Our small efforts today can protect countless silent lives for generations to come.

"Every life in the desert tells a story of resilience — let’s protect it."

Remember an employee is a human too.

2025-06-19T12:29:00.000+05:30

Behind every CV is a human being.

We need to stop treating candidates based on what’s written on their CV’s. And start hiring people on who they are and what VALUE they can bring to the business. What do you think needs changing in the hiring process?

Life Thrives in the Thar

2025-06-19T12:28:00.001+05:30

Even in the harsh desert, life finds a way. Tiny creatures like this desert lizard are vital to the fragile ecosystem of the Thar.

Our CSR and NGO efforts focus on conserving water and protecting biodiversity, ensuring that these unique ecosystems continue to flourish. Every water source restored, every habitat protected, secures not only human livelihoods but also nature’s delicate balance.

Protecting biodiversity today is an investment in a sustainable tomorrow.

2021-05-29T08:53:00.020+05:30

Water -an Ambrosia for life

Story of a Desert:

Once upon a time, there was an ocean here. Its waves would come pursuing each other. One does not know why and how the waves of Time dried up the incommensurable ocean. Now there is an ocean of sands. Even today, waves continue to pursue each other, except now they are waves of sand instead of water.

With each year passing and rains getting scanty, the crises for water are increasing.

Today if we see the total forest area in Rajasthan we can make out the reason for scanty rains due to deforestation and desertification. There are areas in the state wherein people are dependent on water from Tankers which costs between 1500-5000 and is the major part of their expenses apart of medical expenses.

Regions of Rajasthan: Ajmer State, Hadoti, Dhundhar, Gorwar, Shekhawati, Mewar, Marwar, Vagad and Mewat each suffers from drought. There are regions also where people grow crops which are water intensive crops. We must remember that water is the need of hour and schemes like Jal Har Ghar Yojna and other initiates of water ministry are making significant changes. However we too should play our role and become waterpreneurs by saving each drop wherever and whenever we can.

Together we can make change, as changes do not take place in a day, lets be part of a beginning of a better tomorrow.

Let's transform lives for a better and shiner future as it's we as team, can make it happen.

Water is ambrosia in this arid zones of Thar Deserts of Rajasthan.

Together we pledge to empowering the last, the least and the lost.

What corona has taught us!!!

2021-05-29T08:45:00.002+05:30

Water -an Ambrosia for life

Story of a Desert:

Written by: Jitender Singh Shekhawat

उड़ चल, हारिल, लिये हाथ में यही अकेला ओछा तिनका।
ऊषा जाग उठी प्राची में-कैसी बाट, भरोसा किन का!
शक्ति रहे तेरे हाथों में-छुट न जाय यह चाह सृजन की;
शक्ति रहे तेरे हाथों में-रुक न जाय यह गति जीवन की!

We have seen many colors of world while in this lock-down and also came to know about our financial, mental and physical toughness, and lesson learned will make us wiser for tomorrow. In India Pre-Corona India was building a chain of skilled humans through various schemes like Pradhan Mantri Kaushal Vikas Yojana, Craftsmen Training Scheme (CTS). Deen Dayal Upadhyaya Grameen Kaushalya Yojana, etc. Through these schemes Indian government was trying to make individuals Entrepreneurs so that they can become self-reliant. Results were easily visible where during corona lock-down itself we become self powered in production of PPE kits, masks and sanitization and also were able to export the world. This was the Spirit that made us rise above the level.

But there were and are still changes which are still needed to be looked at, whenever any tragedy hits woman are the most effected due to lock down and salary loss of many male member the cases of domestic violence increased, non-availability of contraception also resulted in increase in the many unwanted babies and in turn increasing population. Many female who were fired have to be jobless for long. Due to corona the decrease in demand will also needed to be taken into consideration as the factories have material ready but there is no demand. There are many such more cases that needed attention.

But yes nothing can improve until the income of people start as direct cash in hand will generate demand for goods and give a boost to the economy. For this government have to look at the policy framework.

Policies of labor law, focus on non-communicable diseases, Financial and budgetary policies which can help people save money, Making people and economy self-resilient are some of the lessons learned.

#Jitu872003#

2021-04-25T21:37:00.003+05:30

My First JavaScript

2020-12-31T23:19:00.000+05:30
COVID - 19 A Jolt to Humanity

There was a time in the world when we all use to talk about a word called compassion, then humanity, equality and what not. These were nice to ear at that time.

Then came March Month and world got locked behind the doors on the name of lock down, People started feeling the heat, lost there Jobs, some there family and friends. Those who were safe started missing Pizza, Burger and some there livelihood.

And new dictionary of words generated: Quarantine, Lock down, Aatamnirbhar, Moratorium and the list is endless.

Basic Problems were:
1. People lost there livelihood forever.
2. Employees were fired and people came to know what bluff labor law was and no association came to protect them, no union, no party.
3. Even government employees were suffering as they were getting salary but no corrupt money.
4. Suicides
5. Mounting EMIs (As Moratorium is also a bluff- Am I right Mr. RBI)
6. People losing Hopes, Aspirations collapsed and atlast the so called Humanity was no where.

Silly me!

How can a person control his faith, without a job and means to livelihood how can he look after the well being of his family, prosperity of his group and security of his nation.

भूखे पेट भगवन के भजन नहीं होते

2019-01-31T23:56:00.001+05:30

I am bad. Was really bad at predicting my career. I lived in Dreams. Dreamt that everything I would touch becomes GOLD. I kept brushing each STONE… I touched software, things didn't work. I touched designing, it made me a flop. I touched teaching, my voice didn't reach. I touch WRITING. BOOM! I see the stone turning into GOLD. I start to write not to WIN. Winning makes you pause and I don’t want to STOP. Successive failures outweigh my decisions. Fire in my eyes and words in my heart. I set realistic expectations to seek attention. My mom used to say: “Put your MIND and HEART at peace with patience. The magic of LOVE finds its way” I reminisce her words and begin to construct my fate using right cues. I knew it isn’t the deck which everyone can hop on to. Sooner than later, I was able to weave a story by knitting the words from the heart. I run my show. I still do. Key Findings: -Thoughts were unlimited. I made it limited when choosing a passion. -I put my ideas into action and look beyond the reach of my eyes. -I soon believed that the magic works only if all these parameters work. -I engaged in exchanging knowledge but not in exchange for money. -I realized no stone can be unturned if you are headstrong in doing what you wish to do.

CM Relief Fund

2018-09-03T09:39:00.001+05:30
Jitendra Singh (@jitu872003) Tweeted: How to Donate to CM Relief Fund for Kerala Flood Relief and rehabilitation https://t.co/BEfjWzXMxd https://twitter.com/jitu872003/status/1036465884167106560?s=17

Helping hand required

2018-09-03T09:36:00.001+05:30
Jitendra Singh (@jitu872003) Tweeted: Kerala and Nagaland are going through worse due to natural calamity. Help required. However small u'r contribution will go miles visit the CM relief fund and contribute. Your small effort can bring smile & change the lives of thousands. Regards Unending Creations https://twitter.com/jitu872003/status/1036465151761899521?s=17

Country has much to think then this

2018-09-03T09:28:00.001+05:30
Jitendra Singh (@jitu872003) Tweeted: @republic I don't understand why do these dam politicians stand for these down to earth rich braits when people are suffering due to poverty kindly do something for the voters not just bungalow Wala maoists. Now Pappu ji will say I am illiterate Indian. RIP https://twitter.com/jitu872003/status/1036461861988909057?s=17

आओ फिर से दिया जलाएँ / अटल बिहारी वाजपेयी

2018-08-17T06:50:00.001+05:30

आओ फिर से दिया जलाएँ
भरी दुपहरी में अंधियारा
सूरज परछाई से हारा
अंतरतम का नेह निचोड़ें-
बुझी हुई बाती सुलगाएँ।
आओ फिर से दिया जलाएँ

हम पड़ाव को समझे मंज़िल
लक्ष्य हुआ आंखों से ओझल
वतर्मान के मोहजाल में-
आने वाला कल न भुलाएँ।
आओ फिर से दिया जलाएँ।

आहुति बाकी यज्ञ अधूरा
अपनों के विघ्नों ने घेरा
अंतिम जय का वज़्र बनाने-
नव दधीचि हड्डियां गलाएँ।
आओ फिर से दिया जलाएँ

Selling JanDhan to the rich

2018-08-14T12:28:00.001+05:30

The article talks about how the idea of "Jan Dhan" has been repurposed by SBI in a product called SBI YONO which has all the negatives of the scheme and none of the positives. JanDhan accounts cannot be charged penalty for having low balances. The article will show you how YONO and Jandhan are same at their base, but one has been branded differently and being sold differently to get around the penalty provision.

The article also suggests that banks like SBI are increasingly making penalty from Monthly Average Balance (MAB) as a tool to boost profits at the cost of poorest of the poor. It further says that SBI YONO is one such attempt to lure more people into opening new accounts so that the base of people with "MAB chargeable accounts" grow.

Introduction

One of the focus areas for the present government was financial inclusion, and after coming to power, one of the first steps that Government did was to bring in the much touted PMJDY (Pradhan Mantri JanDhan account Yojana). This was in 2014.

This was supported by various policy changes via RBI circulars which also enabled banks to create special officers and banking centers called Business Correspondents (BC's) and Branchless Rural Banking outlets.

A quick overview of bank account numbers in India
The number of bank accounts in the country grew on steroids.
RBI already had a framework called Basic Savings Bank Deposit (BSBD) in place which was initiated in 2005. The JanDhan yojana was deemed as a kind of account under this and the number of BSBD numbers also grew to an unprecedented level.
You have to understand that for basic banking, a person has to be an Adult and a Literate, and if you look at the number of accounts, it's literally approaching this cap.
But this growth brought in a slew of problems. For that you have to see the structure and offerings of JanDhan accounts.
This was in 2014-15.
This was the time, when aadhar hadn't reached the same penetration that it has today. To make aadhar reach everyone, government had to bring in a lot of changes and attach it as a requirement for availing subsidies and getting utilities.
The Small savings bank account or "Small Account"
So to counter that, RBI brought in a special kind of account called "Small Savings Bank account" or "Small Account" in August of 2014. This allowed for people to open bank accounts with literally no proof except their signed photograph and that was about it.
These accounts had the limitation that the account was only valid for One year from opening and one additional year if the person was able to prove that he/she has applied for an identity proof which hasnt come in yet.
Managing 500 Million bank accounts is not easy.
So the banking sector grumbled, but kept going. But the government also started pushing on the Non-Performing Assets (NPA) front. Now this was a clincher.
Till now the banks had a lot of autonomy on operations level and on loan disbursement. But NPA meant that a section of loans were going to be classified as bad debts.
This meant that the banks had to quickly come up with a way to offset the cost of managing JanDhan accounts and the money being kept aside to deal with NPA.
In comes the Monthly Average Balance penalty (MAB)
Instead of coming up with new products, banks did what most kings across the world did. Increase taxes. This was in the form of charges on not keeping a minimum average balance (MAB) in accounts. SBI announced it somewhere in Mar 2017 and other banks followed suit. The initial penalty was set as 600 rupees for not maintaining a balance of 5,000 Rupees.
You have to see that the concept of MAB is selective taxation based on your savings level, which is dependent on your income level. This is as close as we get to taxing the poor for being poor.
This meant that now banks could relax and wait for this money to trickle in. But RBI is not one of the agencies to let go of targets that easily.
In May 2017, RBI brought in an interesting circular, that asked banks to open 25% of their branches in denoted Rural areas in any given year. If banks failed to achieve this, then they would lose the license to open new branches in Tier 1 cities.
MAB: the new money maker
See the way banks are built is that they make money on the deposits that are being made. A minimum balance cannot be implemented region wise, and will always follow the common minimum denominator from across the nation.
This means that with MAB, banks are not actually getting any substantial income by deploying it as loans and charging interest on those loans. The MAB penalty (600 INR if your balance falls below 5,000, which is now revised to 3,000) was lowest, coming at 120% a year if you had say 4,999 rupees in your account. The penalty percentage grew more and more as your balance dropped.
So can you see that if you have 100 rupees of money, will you want to do paper work, insurance and commision to lend it out at 15% a year with the risk of it turning NPA? or roll out a policy and just move the money from customers account into your own at 120% a year rate?
August 2018 figures show that the Indian banks raked in 5000 Cr(700 Million) in MAB penalty fines. 2,500 Cr of this was raked in by SBI alone. Compare this number with the Q4 2017 profits for SBI which stood at 2,800 Cr and the latest Q4 for 2018 is at a loss of 7,700 Cr.
Ofcourse banks chose MAB as a source of income.
Meanwhile, the first of fines had started trickling in under the MAB penalty and Arundhati Bhattacharya stepped down from the chairmanship of SBI in October 2017.
Conclusion
Anyways, the entire point of this article is that there are many things that businesses do to grow, but something like this hits hard at the base of public good.
The JanDhan accounts were brought in to solve something. It's easy to see how with this product, aggressive sales teams will push PMJD down and replace it with an INSTA account which can be opened on the roadside.
People can be signed on to an insta account quickly and soon start raking in penalty in MAB fees and feel like losers to trust in banks.
And banks put in effort to build these products. The requirement for PMJD and insta accounts is exactly the same, except that Insta Account is a money maker for the banks and PMJD is not. Also SBI being a public sector bank has enjoyed quite a monopoly because of government support. It has never had to worry about profits in its years of existence. As a public sector bank, its expected that the social good would be at the heart of the enterprise. But sadly, that seems to be changing faster than we can adapt.
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Disclaimer: The views expressed in this article are my own and not representative of any of my employers, present or past.

Indian Jewelry and Jewelry trend in India

2017-05-06T16:42:00.000+05:30

INDIAN JEWELRY:

Tradition of adoring oneself with jewelry is 5000 years old in India. Indian women and jewelry have always formed a great combination. The tradition is still alive and time has made it only more vigorous than earlier. The art of making beautiful ornaments, with delicacy and acumen, has been developed throughout the historical times. Rulers and feudal gave patronage to art and artists, to develop the same to optimum. There is jewelry for almost all the body parts, including neck, ear, nose, arms, ankles, fingers, waist, hair parting, etc.

In India, jewelry is designed to match with the attire. The theme of its design as well as the color of the jewelry is taken into consideration while adoring. To make jewelry more attractive, it is topped by diamonds and various types of gems. Traditionally, Indian jewelry has been made of heavy and voluminous gold pieces, but recently jewelry made of silver, platinum and other metals has become quite popular among people. The popularity of jewelry made of stone, encrusted on metal, has grown more recently. In the following lines, we will tell you about the different kinds of jewelry in India.

Types of Indian Jewelry

Antique Jewelry

Bead Jewelry

Bridal Jewelry

Custom Jewelry

Fashion Jewelry

Filigree Jewelry

Gold Jewelry

Handmade jewelry

Ivory Jewelry

Jadau Jewelry

Kundan Jewelry

Lac Jewelry

Meenakari Jewelry

Navratna Jewelry

Pachchikam Jewelry

Silver Jewelry

Stone Jewelry

Temple Jewelry

Tribal Jewelry

Antique Jewelry: The jewelry which is not in mainstream production and of which the mode of production is no longer popular is known by the name of 'Antique Jewelry.' This kind of jewelry has dull and rough look, combined with an old world-world charm, and this serves as the major USP of such jewelry.

Bead Jewelry: Bead art in India is five thousand year old and dates back to the time of Indus Valley Civilization. People of that civilization used to make beads out of gold, silver, copper, clay, ivory and even wood. The excavated carried out there came out with finished and unfinished beads from the site.

Bridal Jewelry: India has great tradition of wedding jewelry. Made of superior metals and excellent quality, jewelry accentuates the beauty of bride in multiples. Though these days silver and platinum jewelry is gaining popularity, gold jewelry still holds the most popularity among Indians.

Custom Jewelry: Custom jewelry is personalized jewelry, which a customer gets her made on her interest and fancy. This happens particularly in cases where readymade jewelry does not match the taste of person. Custom jewelry gives total freedom to customer about the specifics.

Fashion Jewelry: Fashion jewelry is also called costume jewelry, mainly for the reason that it is not made of precious metals and stones, rather lighter and cheaper material are used. Fashion jewelry is trend-conscious and keeps on changing as per changing needs.

Filigree Jewelry: Filigree work is done on silver and involves lots of precision and technicality, added with great amount of patience and an eye for minute details. Historically, filigree work was quite popular in countries like Egypt, Italy, and Spain. India's history of filigree work goes back to early centuries.

Gold Jewelry: Gold is a metal that lures many. It gives the security against any financial crisis, because of its easy liquidity, and is also used by women for adorning themselves. Traditionally, gold has been considered auspicious among Hindus and is regarded to be symbolic of Lakshmi, the Goddess of Wealth.

Handmade jewelry: Talking about jewelry manufacturing in India is as good as talking about handmade jewelry in India. A major chunk of jewelry in the country is made by independent craftsmen. Traditionally also, a significant part of jewelry manufacturing has been handmade jewelry.

Ivory Jewelry: Jewelry that is made from the tusk of an elephant is called ivory jewelry. Importance of ivory jewelry can be guessed from the fact that in Gujarat, the bride receives an ivory bangle from her family just before marriage as jewelry. During marriage ceremony wearing of ivory bangles is must for bride.

Jadau Jewelry: Jadau Jewelry forms one of the major examples of high skilled craftsmanship that was brought into India by Mughals. Historically speaking, the tradition of Jadau work has been in practice in the states of Rajasthan and Gujarat since the Mughal era. Jadau jewellery is also called engraved jewelry.

Kundan Jewelry: During Mughal period, the art of kundan work reached Rajasthan from Delhi. Later on, craftsmen from the different part of the country migrated to the place and made Rajasthan a hub of Kundankari. Rulers and feudal lords gave patronage to the art and it developed into perfection.

Lac Jewelry
Lac jewelry, also known as lacquer jewelry, originated in Rajasthan and has gained considerable popularity in India today. Lac jewelry is available in versatile designs, which add to its beauty. Among the various items in lac jewelry, the bangles need a special mention.

Meenakari Jewelry: In Meenakari jewelry, precious stones are set and then enameled with gold. Historically speaking, the art was introduced to Rajasthan artisans by Raja Mansingh of Amer. He invited Lahore-based skilled artisans to his kingdom, and their intermingling with the locals craftsmen resulted in an amalgam.

Navratna Jewelry: In Navratna jewelry, nine auspicious stones are used in a single ornament. The belief behind this is that the nine stones together ensure well being of the person who wears it. In India, Navratna jewelry has been given major importance, because of its astrological significance as well as its innate charm.

Pachchikam Jewelry: In the world of fashion and design, old trends tend to come over again and again, though with slight changes. Pachchikam jewelry making craft is one of the examples of jewelry that has come back once again. Originated in Gujarat and Kutch, centuries ago, Pachchikam jewelry has again become popular.

Silver Jewelry: Silver Jewelry, along with gold jewelry, is quite popular amongst Indian women. Ornaments made of silver, such as rings, bracelets, chains, necklaces, nose rings, earrings, toe rings, heavy kadas, and armlets, form integral part of Indian jewelry.

Stone Jewelry: Jewelry studded with different gems is quite popular among Indians. For reasons ranging from spiritual to aesthetic to health, gemstone jewelry has become the part of life of Indian women and men both. These stone jewelries are worn according to the individual's astrological chart and ruling of planet.

Temple Jewelry: Indian jewelry art is at times divided into three kinds - temple jewelry, spiritual jewelry and bridal jewelry. Temple jewelry of India initially used to be described as the jewelry used to adorn the idols of Gods and Goddesses. The statues In India were ornamented with chunky necklaces.

Tribal Jewelry: Tribal jewelry in India is quite rich. Each tribe has kept its unique style of jewelry intact even now. The original format of jewelry design has been preserved by ethnic tribal. Jewelry that is made of bone, wood, clay, shells and crude metal, by tribals, is not only attractive, but also holds a distinct rustic charm.

My Views for SME's

2017-05-06T15:57:00.000+05:30

One financial year has just ended and another begun. This time of the year is always quite a busy one for business-people like us. In fact, a stressful time — and more if we leave everything for the last hour. Many small business owners see the end of a financial year as just a once-a-year hindrance. As soon as the regulatory requirements are met, they breathe a sigh of relief and hardly bother about financial planning till the next year-end. This is a wrong approach.

First of all I think good financial practice should not just happen at the end of the financial year, but throughout the year. This is crucial to keep your fingertips on the numbers your business is producing, evaluate them on a regular basis, and take appropriate decisions accordingly.

For starters, I would like to recommend here a simple but effective tip -- prepare a checklist of the key financial tasks that you think should be kept track off, and categorize them into groups like weekly, monthly and quarterly items.

For example, your regular weekly reviewable items may include receivables and payable, bank balance and cash-flow update, invoicing, etc. Similarly, the monthly items may include broader issues such as response rate to a marketing campaign, product modification requirements, profit-margin-loss, etc. Finally, in the list of quarterly reviewable items, you may put things like banking relations, outsourcing needs, new funding opportunities, effects of tax on your business, etc.

In addition, I suggest every small business should schedule a routine check-up of some key performance indicators. Measures like Debtor Days (that tells how quickly cash is being collected from debtors), Liquidity Ratio (that measures ability to turn short-term assets into cash to cover debts), Inventory Days (that tells how many days the goods you purchase stay in your warehouse), etc. can tell a lot about the health of a business.

Second, I think sticking to a financial routine can help avoid a lot of stress at the end of a financial year. To prepare financial statements, it is required to undertake a number of tasks, and when monthly accounting -- which basically involves bookkeeping, payroll and tax -- is undertaken, instead of waiting until the end of the financial year, you will not succumb to last-hour pressure, no matter whether later at the year-end you will do the financial accounting yourself or outsource it to an accountant.

And even if you have a full-time accountant, you, as a small business owner, should at least have that much accountancy knowledge that is required to understand what the accounting numbers and ratios tell. An accountant can help navigate arcane accounting and tax rules, but you are the person who can use certain numbers as tools to better manage where the business is headed tomorrow.

Take this new financial year as an opportunity to start afresh and bring more financial discipline in your business.

Thanks & Regards

Jitendra Singh Shekhawat

Phone: +91-9649582663

Always Remember

2017-05-06T15:53:00.000+05:30

I believe everything happens for a reason people change so that you can learn to let go things go wrong so that you appreciate them when they're right you believe lies so you eventually learn to trust no one but yourself and sometimes good things fall apart so better so better things can fall together.
Thanks & Regards

Jitendra Singh Shekhawat

Ring: +91-9649582663

2013-11-26T16:35:00.002+05:30

Two mules travelled regularly together with their loads, from their town to the city. The first mule, a humble beast, wore a tatty cloak, and carried sacks of oats for the miller. The second mule was an arrogant animal, who wore a fine coat with jingling bells. He carried gold and silver coins for the tax collector, and loved to brag about his responsibility and importance. Running late one day, the second mule suggested taking a short-cut, off the main road, despite his companion's warnings about the risks of taking such a dangerous route. Sure enough, before too long, thieves attacked the second mule, stealing his valuable load, and leaving him injured by the roadside.

"But why me?" moaned the stricken animal, "I am attacked and robbed while the vagabonds leave you untouched?"

"I think even in this desperate place no thief would be interested in a poor miller's slave, or my humble load!" said the first mule, "But you ventured down this dangerous track and made a show of yourself - you have only yourself to blame."

2013-11-26T16:35:00.001+05:30

A butcher, who had had a particularly good day, proudly flipped his last chicken on a scale and weighed it. "That will be £6.35," he told the customer.

"That's a good price, but it really is a little too small," said the woman. "Don't you have anything larger?"

Hesitating, but thinking fast, the clerk returned the chicken to the refrigerator, paused a moment, then took it out again.

"This one," he said faintly, " will be £6.65."

The woman paused for a moment, then made her decision...

"I know what," she said, "I'll take both of them!"

its really interesting

2013-11-26T16:35:00.000+05:30

A management consultant, on holiday in a African fishing village, watched a little fishing boat dock at the quayside. Noting the quality of the fish, the consultant asked the fisherman how long it had taken to catch them.

"Not very long." answered the fisherman.

"Then, why didn't you stay out longer and catch more?" asked the consultant.

The fisherman explained that his small catch was sufficient to meet his needs and those of his family.

The consultant asked, "But what do you do with the rest of your time?"

"I sleep late, fish a little, play with my children, have an afternoon's rest under a coconut tree. In the evenings, I go into the community hall to see my friends, have a few beers, play the drums, and sing a few songs..... I have a full and happy life." replied the fisherman.

The consultant ventured, "I have an MBA from Harvard and I can help you...... You should start by fishing longer every day. You can then sell the extra fish you catch. With the extra revenue, you can buy a bigger boat. With the extra money the larger boat will bring, you can buy a second one and a third one and so on until you have a large fleet. Instead of selling your fish to a middleman, you can negotiate directly with the processing plants and maybe even open your own plant. You can then leave this little village and move to a city here or maybe even in the United Kingdom, from where you can direct your huge enterprise."

"How long would that take?" asked the fisherman.

"Oh, ten, maybe twenty years." replied the consultant.

"And after that?" asked the fisherman.

"After that? That's when it gets really interesting," answered the consultant, laughing, "When your business gets really big, you can start selling shares in your company and make millions!"

"Millions? Really? And after that?" pressed the fisherman.

"After that you'll be able to retire, move out to a small village by the sea, sleep in late every day, spend time with your family, go fishing, take afternoon naps under a coconut tree, and spend relaxing evenings havings drinks with friends..."

2013-04-01T10:17:00.000+05:30

friends i am going to express my expressions of a good life come true dream please do join me in this journey do comment on it and like it and help me complete my first flick do give me your value most feedback on your perception of a dream for a good like. do comment.

https://www.facebook.com/pages/My-dream-of-a-good-life/528837633835732?ref=hl

2013-04-01T10:11:00.001+05:30

https://www.facebook.com/pages/My-dream-of-a-good-life/528837633835732?ref=hl

some of my designs...

2011-12-26T21:49:00.000+05:30

Paid In Full

2011-11-20T22:42:00.002+05:30

A young man was getting ready to graduate from college. For many months he had admired a beautiful sports car in a dealer's showroom, and knowing his father could well afford it, he told him that was all he wanted. As Graduation Day approached, the young man awaited signs that his father had purchased the car.

Finally, on the morning of his graduation, his father called him into his private study. His father told him how proud he was to have such a fine son, and told him how much he loved him. He handed his son a beautifully wrapped gift box. Curious, and somewhat disappointed, the young man opened the box and found a lovely, leather-bound Bible, with the young man's name embossed in gold. Angry, he shouted at his father and said "with all your money, you give me a Bible?" and stormed out of the house.

Many years passed and the young man had become very successful in business. He had a beautiful home and wonderful family, but realized his father now was getting old, and thought perhaps he should go see him. He had not seen him since that graduation day.

Before he could make arrangements, he received a telegram telling him his father had passed away, and willed all of his possessions to his son. He needed to come home immediately and take care of things.

When he arrived at his father's house, sudden sadness and regret filled his heart. He began to search through his father's important papers and saw the still gift-wrapped Bible, just as he had left it years ago. With tears, he opened the Bible and began to turn the pages.

His father had carefully underlined a verse, Matt.7:11, "And if ye, being evil, know how to give good gifts to your children, how much more shall your Heavenly Father which is in Heaven, give to those who ask Him?" As he read those words, a car key dropped from the back of the Bible. It had a tag with the dealer's name, the same dealer who had the sports car he had wanted. On the tag was the date of his graduation, and the words PAID IN FULL.