United Diversity Co-op

Goteo is an open source platform for ‘crowdfunding the commons’. Their code and all the projects listed on the site are ’100% Open’. If you want to crowdfund your Open Hardware design, Creative Commons content or Open Source software project, Goteo is the platform for you.

web | wiki | twitter | facebook | github

Another open source platform, Akvo is primarily for Water and Sanitation projects. There is the accompanying wiki Akvopedia plus lots of useful code.

Catarse was both the first crowdfunding platform in Brazil and the world’s first fully-fledged open source crowdfunding platform. Check out this community raising money on Catarse to support the creation of their own currency and read this great interview with one of the team.

web | facebook

WeTheTrees is an open source platform for crowdfunding Permaculture projects, powered by Catarse code. What’s not to love?

Credibles is amazing because it elegantly combines three wonderful things: Crowdfunding, Community Currency and Food. It shares much in common with Community Supported Agriculture and works like this: people support food projects by pre-buying their produce. In return they receive ‘edible credits’ that they can then spend with any of the participating food projects in the network. Such a great idea. We all eat, and as they say “if you eat, you’re an investor”. Prediction: things will start to get really exiting on the food front when Sustaination start doing this with everyone in their rapidly growing network!

The sheer scale of ambition is what I love most about the Trillion Fund, a crowdfuding platform for renewable energy projects. Their goal is to help direct a Trillion dollars of investment into renewable energy projects over the next 10 years. Due to launch in early 2013, their own platform will empower people to ‘profit from renewable energy’ by making it easy to invest in shares and bonds that offer decent returns. In the meantime they offer a very handy directory of renewable energy investment opportunities. All very exciting. Be sure to register on their website to get notified as soon as they launch!

Microgenius is brilliant. It simplifies and enables one of the most intelligent responses to climate, energy and economy uncertainty there is: getting together to start co-ops and then doing community share issues to raise funds for community scale infrastructure. In this case: cooperatively-owned renewable energy infrastructure. They don’t put it exactly like that, but that is why I love them. Only downside: it’s only for renewable energy co-ops (and not yet for Community Shops, Co-operative Pubs, or Fan-owned Football Teams) and the minimum investment is £200. But, whatever, Co-ops and Community Shares rock!

With the ability to invest as little as £5 a month Abundance Generation makes investing in UK renewable energy projects really affordable. Their innovation model allows you to invest in ‘debentures’ which pay you a your fair share of the profits generated from your investment as a steady income over 25 years. Affordable long-term investments in UK renewable energy projects. We like.

Buzzbnk was the first crowdfunding platform in the UK specifically for Social Enterprises and other Social Ventures and is itself a Social Enterprise, backed and owned 63% by leading charities and foundations. They have a social purpose to reinvest and support the social enterprise community and the development of the social investment sector.

Launched in 2011 Peoplefund.it was originally focused on “business ideas that might just change the world” and their aim was “to launch a generation of entrepreneurs, businesses and charities who are commercially sustainable and have social innovation at their heart”. These days PeopleFund.it is general purpose crowdfunding website and claims to be the biggest in the UK (although some would say that accolade belongs to Sponsume and now Kickstarter is in the UK too). As part their NESTA funding requirements a snapshot of their code was published on github shortly after their launch. Sadly the code has not been updated or maintained since.

Spacehive is the world’s first funding platform for neighbourhood improvement projects. They make it as easy to fund a new park or playground for your area as buying a book online. Check out Capital Growth are using it to raise funds for urban growing space in London!

Flattr describes itself as “the worlds first social micro-payment system”. Whereas most crowdfunding platform exist to fund projects before they happen, Flattr is a way to reward content producers after they’ve published their content. It is potentially another very important part of the puzzle in the “how to content producers get paid when the marginal cost of copying is virtually zero” conundrum.

If, like me, you spend too much time trying to convince great authors to look beyond restrictive copyright rules and update their business models for the networked digital age, you’ll love unglue.it – afterall, to “unglue” means “to make a digital book free to read and use, worldwide”. Great stuff. They unglued one book. Amazon shut them down. Now they’re back!

ioby describes itselt as the crowd-resourcing website that helps bring your environmental ideas to life, block by block.

LoudSauce is all about amplifying ideas that matter and preaching beyond the choir. It is the first crowdfunded media buying platform that help groups of people spread ads they believe in out to mainstream channels like billboards, TV and bus shelters. Remember, just 6 companies own over 50% of all media, so projects like this are incredibly important for getting the word out.

Launched in 2009, Zidisha is “The Online Micro-Loan Platform that Kiva Wants to Be Like“. It was was the first peer-to-peer microlending service to offer direct interaction between lenders and borrowers across the international wealth divide. In short, it actually does what you always thought Kiva did. The average Zidisha borrower pays only 8.02% in annual interest and fees, including interest paid out to lenders. This is much lower than most MFI rates and below the rate of inflation in many developing countries.

Have a crazy brilliant idea that needs funding? The Awesome Foundation isn’t a normal crowdfunding platform but does award $1,000 grants every month. It couldn’t be simpler! Your idea is yours alone. They don’t want a stake in it. They just want to help you make it happen!

web | twitter

Gen Community, itself cooperatively-owned, is quite similar to the Microgenius community shares platform. They too offer the opportunity to invest in community shares in renewable energy co-ops, but rather than being a platform for other projects they organise all the projects themselves. They also focus on larger projects aimed at bigger investors: projects are in the £1-2million range and the minimum investment is £500. Technically not a crowdfunding *platform* at all, I’ve included them because Co-ops and Community Shares rock!

Did I mention that Co-ops and Community Shares rock? Well, they do. And Shared Interest, a co-op that lends to fair trade organisations, is a great example of what can be achieved. Since their launch in the 1980s they have raised over £20 million in community share capital from over 8000 members.

A platform for “Community-funded reporting”, Spot.Us is an open source project to pioneer “community powered reporting.” Through Spot.Us the public can commission and participate with journalists to do reporting on important and perhaps overlooked topics. It is an utterly brilliant idea. But I have to say, I’m not too impressed with the implementation. If you can code or help with the design, get involved and help make it better!

Crowdfunding for Main Street. CloudFunded is a finance platform for local and sustainable business you know and trust.

Localstake is a locally focused crowdfunding marketplace that connects businesses looking for capital with local investors.

Citizinvestor is a very interesting platform that has great potential for local replication. In short, it allows municipalities to post projects which citizens can then contribute towards. It also enables citizens to start petitions. It reminds me a bit of Participatory Budgeting.

Neighbor.ly is just like Citizinvestor. Neighbor.ly is designed to accept projects only from local governmental and civic-natured entities. However, if you know of a local official who might be the right person to talk to about your idea, send them an email asking them to consider Neighbor.ly

Kiva is probably the best known and biggest online microfinance platform. Whilst it gives the impression that investors can lend directly to entrepreneurs in developing countries, all the money actually goes via parter MFIs (Micro Finance Institutions). Kiva Zip is a new project that works just like Zidisha.

StartSomeGood connects social entrepreneurs with people who want to help. One nice thing about their story is that they raised the money for their project on IndieGoGo, another crowdfunding platform.

Similar to StartSomeGood, Inpact.me is a Latin American crowdfunding site supporting social entrepreneurs in Chile and beyond.

SunFunder is a crowdfunding platform connecting investors to high-impact solar projects in off-grid communities around the world.

Solar Mosaic was one of the first renewable energy crowdfunding platforms and successfully raised funds for a few solar projects before entering into “a quiet period”. Their website now says: “Coming soon, a new way to create clean energy in your community and around the world”.

Solar Schools is a UK 10:10 project that help schools crowdfund for a solar roof. Donate £5 or more to sponsor your very own tile.

Selfstarter
web | github

Selfstarter.us is an open source ‘roll your own crowdfunding’ platform by the guys at Lockitron, who created it after they were turned down by Kickstarter.

Rocket Hub isn’t specifically for social change projects, but it does play host to the brilliant #SciFund Challenge: “The #SciFund Challenge is an experiment – can scientists use crowdfunding to fund their research? The #SciFund Challenge is also a way to get scientists to directly engage with the pubilc”.

iAMscientist is a crowdfunding platform for science. It is a global community of science, technology and medical researchers who come together to accelerate research, support career development and drive the distribution of discoveries.

Another crowdfunding platform for science, Petridish is “a new way to fund science and explore the world with renowned researchers”.

Microryza is “an online platform that lets you discover new research, support the research you think is important, and then connect with scientists. In return, you receive updates directly from the researchers to get a window into how they work and see your impact in the process of discovery”.

WATSI enables you to directly fund low-cost, high-impact medical treatments for people in need.

Catapult is a crowdfunding platform connecting people with projects that advance the lives of girls and women worldwide.

ethex isn’t live yet, but they want to make truly ethical investments open to everyone, become the 1st not-for-profit stockbroker, support social businesses and unit ethical investors.

“Connecting capital markets to social ventures”, the Social Stock Exchange‘s goals are very similar to ethex: “to become the premier venue and access portal for Social Enterprises and Social Purposes Businesses seeking to raise risk capital and for Social Impact Investors who wish to find global businesses that reflect their values.”