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	<title>Utah Home Mortgage Specialist</title>
	
	<link>http://theutahhomemortgage.com/wordpress</link>
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	<lastBuildDate>Tue, 31 May 2011 20:50:34 +0000</lastBuildDate>
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		<title>NudgeMail</title>
		<link>http://theutahhomemortgage.com/wordpress/nudgemail/</link>
		<comments>http://theutahhomemortgage.com/wordpress/nudgemail/#comments</comments>
		<pubDate>Tue, 31 May 2011 20:15:57 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Weekly Tips]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=612</guid>
		<description><![CDATA[Postpone Emails and Make Reminders Never forget an email again and keep your inbox clean. How many times have you received an email that&#8217;s important, but not important right now? You flag it, you put it in a &#8220;don&#8217;t forget&#8221; folder&#8230; and then you promptly forget it. With NudgeMail you can assign emails to be [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How do you make life fun?</title>
		<link>http://theutahhomemortgage.com/wordpress/how-do-you-make-life-fun/</link>
		<comments>http://theutahhomemortgage.com/wordpress/how-do-you-make-life-fun/#comments</comments>
		<pubDate>Fri, 28 Jan 2011 17:51:55 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Weekly Tips]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=602</guid>
		<description><![CDATA[Yeah it is Friday.  I thought I would add some food for thought.  How can you interject fun into the dreary things you do everyday?  Now make it happen!]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Looking to Lower Your Payment?</title>
		<link>http://theutahhomemortgage.com/wordpress/looking-to-lower-your-payment/</link>
		<comments>http://theutahhomemortgage.com/wordpress/looking-to-lower-your-payment/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 23:56:17 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Weekly Tips]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=593</guid>
		<description><![CDATA[But don&#8217;t want to refinance? Homeowners looking to lower their monthly mortgage payments and also save some on interest may be able to do so without refinancing.  By using a little-known strategy, called &#8220;recasting,&#8221; or &#8220;re-amortization,&#8221; that may be available through some mortgage lenders and servicers. It involves paying off a lump sum of the principal amount and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Useful Tool: The Rent vs. Buy Calculator</title>
		<link>http://theutahhomemortgage.com/wordpress/useful-tool-the-rent-vs-buy-calculator/</link>
		<comments>http://theutahhomemortgage.com/wordpress/useful-tool-the-rent-vs-buy-calculator/#comments</comments>
		<pubDate>Tue, 16 Nov 2010 12:33:51 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Weekly Tips]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=587</guid>
		<description><![CDATA[Show clients the real cost of buying versus renting. How many times have you heard someone say, &#8220;In this market, it makes more sense for me to rent&#8221;? The truth is, many people don&#8217;t understand how to truly evaluate whether or not renting is really in their best interest. Offering prospective clients a free analysis [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Decorate Like a Pro</title>
		<link>http://theutahhomemortgage.com/wordpress/decorate-like-a-pro/</link>
		<comments>http://theutahhomemortgage.com/wordpress/decorate-like-a-pro/#comments</comments>
		<pubDate>Mon, 08 Nov 2010 11:46:49 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Weekly Tips]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=583</guid>
		<description><![CDATA[Even if you can&#8217;t afford an interior designer, you can decorate successfully. Before starting a project, determine your style preferences. If you have trouble coming up with great ideas, check out decorating shows and collect tear sheets from magazines. For best results, create a budget and focus on one room at a time. Here are [...]]]></description>
		<wfw:commentRss>http://theutahhomemortgage.com/wordpress/decorate-like-a-pro/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Matters</title>
		<link>http://theutahhomemortgage.com/wordpress/credit-matters/</link>
		<comments>http://theutahhomemortgage.com/wordpress/credit-matters/#comments</comments>
		<pubDate>Sat, 06 Nov 2010 11:43:25 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Weekly Tips]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=579</guid>
		<description><![CDATA[Being credit savvy pays off. High credit scores can mean lower payments and thousands of dollars in savings. Approximately 65% of your FICO score is based on two factors: payment history &#38; utilization. And the higher your balances are in relation to credit limits, the lower the score – even if you pay your card [...]]]></description>
		<wfw:commentRss>http://theutahhomemortgage.com/wordpress/credit-matters/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Happy Memorial Day!</title>
		<link>http://theutahhomemortgage.com/wordpress/best-bbq/</link>
		<comments>http://theutahhomemortgage.com/wordpress/best-bbq/#comments</comments>
		<pubDate>Fri, 28 May 2010 20:45:43 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Weekly Tips]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=553</guid>
		<description><![CDATA[This week Collette shows you how to step up your hamburgers and impress your friends and family this summer season.  Got your own special recipe?  Let us know. Download our favorite hamburger recipe now. Email your best hamburger recipe to collette.mckee@comcast.net]]></description>
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		<slash:comments>94</slash:comments>
		</item>
		<item>
		<title>Housing Tax Credit Extended</title>
		<link>http://theutahhomemortgage.com/wordpress/housing-tax-credit-extended/</link>
		<comments>http://theutahhomemortgage.com/wordpress/housing-tax-credit-extended/#comments</comments>
		<pubDate>Fri, 07 May 2010 13:12:31 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Home Mortgages]]></category>
		<category><![CDATA[Tax Credits]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=545</guid>
		<description><![CDATA[Exciting News for Veterans! The First Time Home Buyer and Long-time Resident Tax Credits have been extended for Military Personnel and certain Federal Employees.   Here are the basics: You must have been on active duty outside of the US for 90 days during the period beginning after Dec. 31, 2008, and ending before May 1, 2010. [...]]]></description>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Weekly Tip: What causes Brain Freeze?</title>
		<link>http://theutahhomemortgage.com/wordpress/utah-home-mortgage-weekly-tip-brain-freeze/</link>
		<comments>http://theutahhomemortgage.com/wordpress/utah-home-mortgage-weekly-tip-brain-freeze/#comments</comments>
		<pubDate>Fri, 16 Apr 2010 20:31:05 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Weekly Tips]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=461</guid>
		<description><![CDATA[In this week&#8217;s Weekly Tip, I have had a little fun. Have you ever wondered what causes Brain Freeze when you eat or drink something that&#8217;s too cold? Click on the link to see what I found out, this will amaze you!!!]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>Part 8: Get more information</title>
		<link>http://theutahhomemortgage.com/wordpress/utah-home-mortgage-get-more-information/</link>
		<comments>http://theutahhomemortgage.com/wordpress/utah-home-mortgage-get-more-information/#comments</comments>
		<pubDate>Fri, 19 Mar 2010 23:54:01 +0000</pubDate>
		<dc:creator>Collette</dc:creator>
				<category><![CDATA[Tax Credits]]></category>

		<guid isPermaLink="false">http://theutahhomemortgage.com/wordpress/?p=456</guid>
		<description><![CDATA[Sources and Publications As always with taxes, nothing is ever simple or easy. Speak with a qualified tax professional for specific advice &#8212; an enrolled agent, a CPA or an attorney who specializes in tax issues. Also, the IRS itself has excellent information at its website, www.irs.gov, by phone at 1-800-829-1040 and with specialized publications [...]]]></description>
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		<slash:comments>1</slash:comments>
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