VI Bankers!

SBI Clerk Result is Out!

2014-11-20T21:44:00.001+05:30

SBI Clerk 2014 Result – State Bank of India has announced SBI Clerk 2014 Result on November 20, 2014. SBI shall be declaring passing marks (cut-off) for the clerical cadre exam as SBI Clerk 2014 Result has now been declared. Candidates can check SBI Clerk 2014 Result through the official pdf provided below in this page.

Candidates who have appeared in SBI Clerk 2014 Exam will have to search for their SBI Clerk 2014 Roll Number to check their SBI Clerk 2014 Result. Candidates who have qualified SBI Clerk 2014 online test shall have their name in SBI Clerk 2014 Result.

SBI Clerk 2014 Exam qualifying candidates will be called in for personal interview. Finally, the candidates selected on the basis of their marks in the test and performance in personal interview will be offered the assistant clerk designation at the bank.

As many as 5092 vacancies have been announced recruitment of assistants in clerical cadre in State Bank of India. Out of which, 2690 and 1179 vacancies are for unreserved and other backward class category respectively. Top three states allotted with highest vacancies are Gujarat, followed by Karnataka and Madhya Pradesh.

Candidates who have appeared for SBI Clerk 2014 Exam, may check their SBI Clerk Result 2014 from the link provided below.

SBI Clerk 2014 Result -

Click here

As per SBI Clerk 2014 official Result, as many as 17540 candidates have qualified for SBI Clerk 2014 Interview. The qualifying candidates will need to attend the interview session from December 8, 2014. Candidates will have to download SBI Clerk 2014 Call Letter for Interview and Bio-Data form from the official link from November 25, 2014 onwards.

current affairs of august2014

2014-09-27T16:43:00.000+05:30

1.
RBI has held policy rates at current levels. However RBI’s move to cut SLR by 50 bps to 22% could provide banks an additional liquidity of R44,000 crore.
Current fiscal year is expected to go up to 5.5 per cent from 4.7 per cent in last financial year.
i.
Bank Rate – 9 % (Unchanged)
ii.
Cash Reserve Ratio – 4 % (Unchanged)
iii.
Statutory Liquidity Ratio – 22 % (Decreased 0.5%)
iv.
Repo Rate – 8 % (Unchanged)
v.
Reverse Repo Rate – 7 % (Unchanged)
vi.
Marginal Standing Rate – 9 % (Unchanged)
2.
Union Government appointed chairman of Joint Intelligence Committee (JIC) RN Ravi as Naga interlocutor. He was also appointment as Chief of the Joint Intelligence
Committee.
3.
Turkey's ruling party named Finance Minister Ahmet Davutoglu as New Prime Minister of Turkey.
4.
Thailand coup leader, Army Chief Prayuth Chanocha was elected as the Prime Minister of Thailand.
5.
Prof. V. K. Thomas was appointed as Chairman of Public Accounts Committee.
6.
Rajni Razdan became the new Chairperson of the Union Public Service Commission. She replaced Prof. D P Agrawal.
7.
K V Chowdary appointed as new Chairman of Central Board of Direct Taxes (CBDT).
8.
Arvind Gupta was appointed as Deputy National Security Adviser.
9.
US actor and singer Harry Belafonte was named for honorary Jean Hersholt Humanitarian Oscar Award.
10.
Renowned agriculture Scientist M.S. Swaminathan was conferred with an honorary degree of the Doctor of Science by the University of Agriculture in Faisalabad,
Pakistan.
11.
Muzaffar Ali, renowned filmmaker and poet, was presented the 22nd Rajiv Gandhi National Sadbhavana award.
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12.
Delhi University professor Dr. Sunil Kumar received Global South Award given by International Political Science Association (IPSA).
13.
Bharatiya Mahila Bank Ltd bagged the Core Banking System Initiative Award for the year 2014
14.
Shah Rukh Khan became the Ambassador of Turn Back Crime campaign of Interpol.
15.
Russia granted a three-year residence permit to Edward Snowden, the Former US intelligence contractor turned whistleblower.
16.
Vinod Kumar Duggal resigned as Manipur Governor.
17.
Sheila Dikshit submitted her resignation as Kerala Governor to The President of India.
18.
President Pranab Mukherjee conferred the Outstanding Parliamentarian Awards.
i.
BJP leader Arun Jaitley received the award for the year 2010
ii.
Congress Veteran Karan Singh received the award for the year 2011
iii.
JD(U) leader Sharad Yadav received the award for the year for 2012
19.
Maharashtra governor K Sankaranarayanan resigned.
20.
Nuri al-Maliki resigned as the Prime Minister of Iraq and accepted the candidacy of Dr. Haider al-Abadi, who was nominated by the President of Iraq Fouad
Masoum to form the new government.
21.
Mamta Sharma, Chairperson of the National Commission for Women (NCW) demitted office.
22.
Deputy National Security Adviser Nehchal Sandhu.
23.
Syrian Golan Heights was in news in the fifth week of August 2014 after forty-three UN Peacekeepers from Fiji were held as hostage by an armed group of
rebels.
24.
Indian Army discovered a tunnel in the Pallanwalla sector along the Line of Control in Jammu & Kashmir.
25.
Bipan Chandra, former professor of history, died.
26.
Oscar-winning British filmmaker and actor Richard Attenborough died. Richard Attenborough was renowned for his critically-acclaimed biopic on Mahatma Gandhi.
27.
UR Ananthamurthy, an eminent Kannada writer died.
28.
World-renowned yoga guru B. K.S Iyengar died.
29.
Oscar-winning actor and comedian Robin Williams was found dead at his home.
30.
Pran Kumar Sharma, the eminent cartoonist who created the comic book character like Chacha Chaudhary and Sabu died.
31.
Union Home Minister Rajnath Singh launched a Plan Scheme of Mainstreaming Civil Defence in Disaster Risk Reduction at a function at Vigyan Bhawan in New
Delhi.
32.
Survey of India the official mapping agency of the country alleged that Google continued to pollute the internet with the map results of India’s classified
areas even after being warned against it.
33.
The WHO called for a range of tough regulations that restricts the use of e-cigarettes.
34.
The WHO has declared Ebola as Global Health Emergency. The decision was taken after a two-day emergency session held in Geneva.
35.
President of Sierra Leone Ernest Bai Koroma declared a public health emergency in Sierra Leone to curb the deadly Ebola outbreak.
36.
Former Comptroller and Auditor General Vinod Rai authored a book titled Not Just an Accountant.
37.
A book titled Assassination of Rajiv Gandhi: An Inside Job? authored by Faraz Ahmad was released.
38.
A book titled Gujarat’s success story in Water Management was released. This book was written by BJP’s National Convener of Water Management Cell, Sriram
Vedire.
39.
A book Strictly Personal, Manmohan and Gursharan written by Daman Singh was published. The book is the untold story of Manmohan Singh, India’s thirteenth
Prime Minister, and his wife.
40.
Sivaramakrishnan committee constituted by the Union Government to suggest the place to build the capital city of Andhra Pradesh submitted its report.
41.
Prime Minister Narendra Modi set up a Ramanujam committee to identify obsolete laws.
42.
The Union Government decided to appoint former RBI governor Bimal Jalan as the head of the Expenditure Management Commission. He would be tasked to suggest
ways for managing public finances by reducing food, fertiliser and oil subsidies to include fiscal deficit.
43.
Lok Sabha speaker Sumitra Mahajan appointed a committee under the chairmanship of former home secretary RK Singh to review Parliament security.
44.
The Union Ministry of Human Resource Development set up a four member committee to review the present status of Universities Grants Commission. The committee
will be headed by former UGC chairman Hari Gautam.
45.
Indian Air Force and Russian Federation Air Force started Indo-Russian Air Force Exercise, Avia Indra-2014 at Astrakhan region, near the Caspian Sea in
Russia.
46.
India’s first indigenously-built stealth Anti-Submarine Warfare INS Kamorta was commissioned in Indian Navy by Union Defence Minister Arun Jaitley.
47.
SEBI imposed a penalty of Rs.13 crore on Reliance Industries Ltd. (RIL) for non-disclosure of a key earnings ratio.
48.
SBI reported a 3.3 per cent rise in its net profit at Rs.3,349 crore for the first quarter of 2014-15.
49.
The Union Home Ministry has recommended the name of hockey wizard Major Dhyan Chand for the highest civilian honour of Bharat Ratna.
50.
Salman Rushdie has received the Hans Christian Andersen Literature Award.
51.
BCCI has appointed former Test all-rounder Ravi Shastri Director of Cricket in the Indian team for the five-match ODI series against England.
52.
T. M. Bhasin, Chairman and Managing Director of Indian Bank, has been elected as the Chairman of Indian Banks’ Association.
53.
The Narendra Modi government is likely to name Arvind Subramanian as its Chief Economic Adviser.
54.
President Pranab Mukherjee appointed Kalyan Singh, Vajubhai Rudabhai Vala, Ch. Vidyasagar Rao and Mridula Sinha Governors of Rajasthan, Karnataka, Maharashtra
and Goa, respectively.
55.
The Jan Dhan Yojana provides for a free zero-balance bank account with a debit card, Rs 1 lakh accidental insurance policy and Rs 30,000 free medical insurance
cover for those who enroll before January 26 2015. Depending on the performance of the accounts in the first six months, banks will later extend a Rs 5,000
overdraft facility, thereby turning the debit card into a kind of credit card. The debit card is being issued by RuPay of the National Payments Corporation
of India. Accounts will opened with any one document including electricity/telephone bill, marriage/birth certificate for address proof and NREGA job card/
identity card of accredited institutions for identity proof. Having an Aadhaar card/number is not mandatory. These accounts can be linked to aadhaar numbers
later.
56.
Government plans to hike its stake in IFCI Ltd to 51 per cent by infusing Rs 60 crore in the country's oldest financial institution. At present the stake
is nearly 48 per cent.
57.
GDP grew by 5.7 per cent in the first quarter of the fiscal, marking the fastest growth since March 2012, according to data released by the CSO. The
economy grew at 4.6 per cent in the fourth quarter
of last fiscal.
58.
Wholesale price index (WPI)-based inflation dipped to a five-month low of 5.19 per cent in July.
59.
State-owned banks are likely to hit the capital markets in November in a bid to meet Basel III capital adequacy norms, for which the requirement has been
estimated at Rs.2.40 lakh crore over a five-year period.
60.
Syndicate Bank Chairman-cum-Managing Director (CMD) S.K. Jain was arrested by the Central Bureau of Investigation, along with his brother-in-law and four
others, for allegedly receiving a bribe of Rs. 50 lakh.
61.
A Bill to further empower SEBI to check fraudulent investment schemes was introduced in the Lok Sabha.
62.
RBI issued draft guidelines for the implementation of Bharat Bill Payment System. The RBI has invited comments from stakeholders by September 5. The objective
of the BBPS is to implement an integrated bill payment system across the country and offer interoperable and accessible bill payment service to customers
through a network of agents, enabling multiple payment modes and providing instant confirmation of payment.
63.
Chaired by Reserve Bank Governor Raghuram G. Rajan the Sub-Committee of the Financial Stability and Development Council (FSDC) reviewed the domestic macro
economy and potential risks facing the financial system.
64.
SEBI approved the SEBI (Real Estate Investment Trusts) Regulations, 2014, and SEBI (Infrastructure Investment Trusts) Regulations, 2014. The SEBI move
will provide a framework for registration and regulation for setting up and listing of Real Estate Investment Trusts (REITs) and Infrastructure Investment
Trusts (InvITs) in India. Once registered, the REIT will raise funds through an initial offer. Subsequent raising of funds would be through follow-on offer,
rights issue and qualified institutional placement. The minimum subscription size for units of REIT will be Rs. 2 lakh.
65.
Moody’s said the country’s GDP would grow by 5 per cent this year and accelerate further in 2015.
66.
On a Supreme Court directive, SEBI has issued a public notice asking those holding bonds issued by two Sahara Group companies to apply for refund by September
30.
RBI asked the State governments to be vigilant against unauthorised deposit mobilisation activities in different parts of the country.
68.
The Union Rural Development Ministry has suggested doubling the amount of financial assistance offered to villagers to build homes saying the current allocation
of Rs 70,000 was "insufficient". A paper on National Gramin Awaas Mission (a rechristened version of Indira Awas Yojana) prepared by the ministry on housing
said the amount should be Rs 1.5 lakh.
69.
India has decided to acquire US Boeing's Chinook and Apache helicopters, an Indian defence ministry official said, in a deal valued at $2.5 billion. The
deal topped the agenda during a visit by U.S. Defence Secretary Chuck Hagel in August.
70.
The much-awaited minimum monthly pension of
Rs 1,000 and a higher wage ceiling of Rs 15,000
for social security schemes run by retirement fund
manager EPFO will be implemented from
September 1.
71.
Govt lifted the restriction of supply of only one subsidised cooking gas LPG cylinder to a household in a month, saying consumers can avail their quota
of 12 bottles at anytime of the year.
72.
India has banned Finmeccanica group of companies from bidding in contracts, a defence ministry source said. In January, India cancelled a 560-million-euro
($751 million) order with Finmeccanica’s unit Agusta Westland for 12 top-end helicopters after Italian prosecutors alleged the defence group had paid bribes
to Indian officials to win the contract.
73.
The government notified the hike in foreign investment limit in defence production to 49% from 26% approved by the cabinet recently. It said even beyond
the new limit of 49%, foreign investment would be considered on case to case basis by the Cabinet Committee on Security.
74.
The government will spend Rs 20,000 crore to provide mobile connectivity in 55,000 villages, which are still untouched by wireless telephony, in the next
five years.
75.
Gujarat has grabbed a lion's share, 45 percent, of the country's total exports that were made from Special Economic Zones or SEZs during the year 2013-14.
76.
Government has started the process for setting up four new ultra mega power projects in Bihar, Jharkhand and Odisha, which will together add 16,000 MW
capacity to the country's power generation. UMPP is a thermal power project of at least 4,000 MW capacity, with an approximate investment of Rs 25,000
crore. So far, four UMPPs have been awarded. Of this, Sasan (Madhya Pradesh), Krishnapatnam (Andhra Pradesh) and Tilaiya (Jharkhand) have been bagged by
Reliance Power. Tata Power is operating the Mundra UMPP in Gujarat.
77.
Government hiked the import duty on both raw and refined sugar to 25 per cent from the existing 15 per cent.
78.
Delhi has been ranked a dismal 111th out of 140 world cities in a latest global liveability study, pointing to the lack of urban planning across India's
polluted and chaotic cities.
79.
Gujarat followed by Maharashtra and Karnataka are the leading states attracting significant investment in India’s hotels and tourism industry.
80.
India ranked fifth amongst top ten wind power producers in the world by adding 1,700 MW capacity in 2013, a report said. "China was the leading wind power
producer by adding 16,100 MW capacity in 2013, followed by USA, Germany and Spain," Renewable 2014 Global Status Report said.
81.
The Defence Ministry has decided against blacklisting British aircraft engine manufacturer Rolls-Royce and allowed the armed forces to do business related
to essential requirements with the firm, which is facing a CBI investigation for allegedly paying commissions and employing middlemen in contracts with
HAL.
82.
In a bid to end the agitation against the Civil Services Aptitude Test (CSAT), the Union government said the English comprehension skills component of
Paper II in the Civil Services preliminary examination should not be included for gradation or merit.
83.
Tata-SIA Airlines Limited announced that the much-anticipated brand name of its new airline will be Vistara or limitless in Sanskrit with aubergine and
gold its colours.
84.
Prime Minister Narendra Modi waived off Jammu and Kashmir’s Rs. 60-crore liability towards the Food Corporation of India and announced Central
assistance of Rs. 8,000 crore for four major road
projects.
85.
Prime Minister Narendra Modi announced the setting up of a new institution to replace the Planning Commission.
86.
Asian Development Bank said it will provide up to 7-9 billion loan to the country over the next three years.
87.
India and Singapore decided to scale up ties in key areas of investment and trade which has witnessed a huge surge from USD 4.2 billion to about USD
19.4
billion in the last one decade. External Affairs Minister Sushma Swaraj visited Singapore.
88.
China inaugurated its second railway line in Tibet, built at a cost of USD 2.16 billion, close to Indian border in Sikkim, enhancing mobility of its military
in the remote and strategic Himalayan region.
89.
India's economy is expected to record stronger growth momentum of 5.5 per cent in the current fiscal, according to a UN report.
90.
NASA’s Mars rover, Opportunity, which landed on the ‘Red Planet’ in 2004, is now the record holder of the off-Earth roving distance after accruing 40 kilometres
of driving, the American space agency said.
91.
After the World Trade Organisation (WTO) failed to agree on a Trade Facilitation Agreement (TFA) or global customs rules following Indian opposition India
has refused to agree on a TFA because it wants the WTO to decide simultaneously on a higher limit on stockpiling of agriculture produce to feed the poor.
92.
Doordarshan programmes will soon be available across Asia, Europe, North Africa and Australia, courtesy a memorandum of understanding signed by Prasar
Bharati with German public service broadcaster Deutsche Welle.
93.
The two-day 18th BASIC countries (Brazil, South Africa, India and China) Ministerial Meeting held in New Delhi.
94.
Manjul Bhargava and Subhash Khot, mathematicians of Indian origin, are among eight winners of the International Mathematical Union awards, announced in
Seoul.

Download Admit Card for IBPS PO IV 2014

2014-09-27T10:00:00.000+05:30

Institute of Banking Personnel Selection IBPS has officially notified for the recruitment of Probationary Officers IV or Management Trainee IV for the year 2014 – 2015. This notification is been a dream notification for the aspirants who have been preparing for bank exams. The examinations are about to start from October 11th 2014 and will go till November 2014. The admit card for the Common Written Examination CWE are available for download from the official website. The admit card contains the details of examination venue, examination schedule and timings. The candidates are asked to download their admit card and take a copy of it to the examination venue. The admit card is to be submitted to the examiner during the CWE.
How to download the admit card for Institute of Banking Personnel Selection IBPS Probationary Officers IV or Management Trainee IV 2014:
1. Go to the Official website of Institute of Banking Personnel Selection IBPS.
2. On the home page find the link for PO/MT. Click On it. On that page all the recruitment notice for IBPS PO will appear.
3. Find the notification for IBPS PO IV / MT IV 2014. Click on it. The page proceeds to the notifications page of IBPS PO IV / MT IV 2014.
4. On that page find the link Activated for IBPS PO IV / MT IV 2014 Admit card download. Click on it. The page proceeds to the admit card download page.
5. On that page select your language for admit card download, enter your registration number and Date of birth or Registration number and password.
6. Then click on the submit button. Your hall ticket will be downloaded and save a soft copy of it.

Official Website –

(http://www.ibps.in/

Admit Card Download –

(http://ibps.sifyitest.com/cwepomtsep14/login.php?appid=saedqeswa3d4lqia1icn

scribe declearation form–

click here to download the scribe declearation form
We wish all the best to all the candidates who have applied for Institute of Banking Personnel Selection IBPS Probationary Officers IV or Management Trainee IV 2014 and are about to appear from our team crackaninterview. Wishing you all success.

Category wise Commonly used Finacle Menu Options.

2014-08-23T19:14:00.000+05:30

Here are the commonly used finacle menu options/ commands listed categorywise for your reference.

Menu Option	Description
CUSTOMER MASTER RELATED
CUMM	To Add, Copy, Suspend, Inquire, List, Modify, Unsuspended, Verify and Cancel a Customer Master.
CUMI	Inquiry on customer record
CUS	Inquiry on Customers based on selected criterion/ criteria
CUIR	Interest Certificate for customers
CUMP	Customer Master Print
CUSTBALP	Balances for different accounts of a customer
ACCOUNT OPENING / MAINTENANCE
OAAC	For opening SB/CA/TD/Cash Credit/Loan/OD accounts
OAACAU	To verify account opened under OAAC
ACM	To Modify/Inquire the Account
ACLI	Account ledger inquiry
ACCBAL	Account balances
ACS	Account Selection Criteria
INTTM	For changing the interest rate
ACINT	For running interest calculations
AITINQ	Inquiry on interest in accounts
TDSCALC	For calculating the TDS
ACMP	Master print for accounts
PSP	Printing statement of accounts
TRANSACTION MAINTENANCE
TM	Putting through transactions
TI	Inquiry on specified transactions
FTI	Inquiries for financial transactions
TEI	Inquiry on exceptions in transactions
INVENTORY MAINTENANCE
IMAUM	Maintain authorized users for inventory
IMC	Inventory movement between locations
IMI	Inquiry on inventory
ISI	Inventory split merge and inquiry for inventory held by self
ISIA	Inventory split, merge and inquiry for inventory held by others
CHEQUE BOOK & STOP PAYMENT RELATED
ICHB	Issue of cheque books to customer accounts
ICHBAU	Verification of cheque books issued to customers
CHBM	Inquiries relating to cheque book maintenance
SPP	To input stop payments
SPPAU	To authorize stop payments
INQACHQ	Inquire on the basis of cheque number
LIEN & FREEZE
AFSM	For freezing/ unfreezing the accounts
ALM	Account Lien (mark / unmark) Maintenance
ACCOUNT TOD MAINTENANCE
ACTODM	For granting TOD

Huge Collection of 938 Finacle Menus!!

2014-08-23T19:09:00.000+05:30

Dear Readers , we present the largest collections ever of Finacle Menu , having more than 900 menu option for your ready reference . This collection is shared by one of my friend.
used by different Banks worldwide the most of the menu option are much similar to other Banks apart from LOCKER , ATMs and few others Module where Banks customizes the Menu as per their requirement.
(Note: starting from H finacle menu command is fully accessible with screen readers.)

SL MENU / COMMANDS FUNCTIONS
1 AAAR Anywhere/ATM Advice Reconciliation
2 AALI A/c Abnormal Limits/Details Inquiry
3 AALM A/c Abnormal Limits/Details Maintenance
4 AASETUP ATM/ANYWHERE SETUP
5 ABH Initiate After Business Hours Process
6 ABMR Report of Accounts Below Min Balance
7 ABSOTS ABSOT Schedules
8 ACACCR Interest Accrual For Accounts
9 ACBOOK Interest Booking For Accounts
10 ACCBAL Components of Account Balance Inquiry
11 ACCREV Foreign Currency Account Revaluation
12 ACDET Account Balance Details
13 ACDMTR A/Cs Due For Mid Term Review
14 ACFCTM Account Filtration Criteria Maintenance
15 ACI Customer Accounts Inquiry
16 ACINT Interest Run For Accounts
17 ACLCM Account Label Code Maintenance
18 ACLHM Account Limit History Maintenance
19 ACLHMAU Account Limit History Maintenance
20 ACLI Account Ledger Inquiry
21 ACLPCA Customer Account Ledger Print
22 ACLPOA Office Account Ledgers Print
23 ACM Customer Accounts Maintenance
24 ACMAU Account Maintenance
25 ACMDB Office Account Maintenance
26 ACMP Account Master Print
27 ACPF Update Account Purge Flag
28 ACS Account Selection
29 ACSBIO Account Shadow Balance Inquiry
30 ACSP Account Selection Print
31 ACTI Account Turnover Inquiry
32 ACTM Foreign Agent Code Maintenance
33 ACTODI Account TOD Inquiry
34 ACTODM Account TOD Maintenance
35 ACTODMAU Account TOD Maintenance
36 ACZDB Close Office Account
37 ADDPST Maintain PST Table (Add)
38 ADDRM Name and Address
39 ADMIN FAB Admin
40 ADVC Print DR/CR Advice to Customer
41 AFI Audit File Inquiry
42 AFINQU Audit File Inquiry
43 AFP Audit File Print
44 AFPU Audit File Purge
45 AFSM Account Freeze Status Maintenance
46 AGCLS AGCL Schedules Print
47 AGTM Agent Master Maintenance
48 AHLETGEN Ad hoc Letter Generator
49 AICR Advanced Interest Collected Report
50 AINTPRG Interest Purge ForAccounts
51 AINTRPT Interest Report For Accounts
52 AITINQ Account Interest DetailsInquiry
53 ALM Account Lien Maintenance
54 ALMSP Agricultural Loans Master Sheet Print
55 AMHOA Amortization History Of Accts
56 AMHOB Amortization History Of Bills
57 ANWADM Anywhere Administration
58 ANWBI Anywhere Balance Inquiry
59 ANWCT Anywhere Cash Deposit/Withdrawal
60 ANWPRT Pending Transaction Report
61 ANWPTH Anywhere Pending Transaction Handler
62 ANWSIGI Anywhere Signature Retrieval
63 ANWSTATI Anywhere Statement Inquiry
64 ANWXFER Anywhere Funds Transfer
65 APHM Account Placeholder Maintenance
66 AR System Reconciliation
67 ASM Approved Security Master Maintenance
68 ASMCU Consolidated Updation for Securities
69 ASMUPL Mass Security Upload
70 ASPROV Parameters For Asset Provisioning
71 ASSCR Asset Classification Report
72 ASTI Amount-slab Table Inquiry
73 ASTM Amount-slab Table Maintenance
74 ATI Abnormal Transactions Inquiry
75 ATMADM ATM Administration
76 ATMCM ATM Controller Table Maintenance
77 ATMDESP Start ATM Despatcher
78 ATMM ATM Table Maintenance
79 ATMONL Start Online ATM Services
80 ATMRECON Start ATM Reconciliation
81 ATMSKIP Skip ATM EOD/BOD Jobs
82 ATMSTOP Stop ATM Services
83 ATMTA ATM Cash Deposit Authorization
84 ATO Account Turnover
85 ATOR A/Cs Turnover Report
86 ATR Acted Transactions List Report
87 AUTOREG Auto Regularization

87 BARINFO BAR Information Generation
88 BARIOR BAR Inward/Outward Register
89 BARPTS Bank Advances Reports
90 BAYCBMNU BankAway! Menu ForCorporate Banking
91 BBTD Batch/Block Tickets Display
92 BCCALC Batch Charges Calculation
93 BCREPORT Bankers Cheque Recon Report
94 BCSI Bills/Chqs Covering Schedule - Inter Br
95 BCSO Bills/Chqs Covering Schedule - Inter Bk
96 BDISCREP Bills Discrepancy Report
97 BDR Review Of Pending And Dishonored Bills
98 BDTR Bills Due Today But Unpaid
99 BEHI Bills Events History Inquiry
100 BGCLOSE Guarantee Close
101 BGLIMIT Limit/Guarantee wise Utilization Report
102 BGJQM Background Job Queue Maintenance
103 BGM Budget Maintenance
104 BGMARGIN BG Margin Printing
105 BGPRINT BG Printing
106 BGSTMNT Statement of Guarantee
107 BGUPL Guarantees Upload
108 BI Bills Inquiry
109 BIACCR Interest Accrual For Bills
110 BIAIL Acceptance Intimation to Lodging Branch
111 BIBOOK Interest Booking For Bills
112 BICN Interest Calculation - Non Bill by Bill
113 BICR Bills Interest Collected Report
114 BICS Bills Collection Schedule
115 BIDUMP Inland Bills Dump
116 BIID Bill Intimation to Drawee
117 BIIDU Bill Intimation to Drawee (Usance Bill)
118 BINAL Non Payment Advice to Lodging Branch
119 BINRD Non Payment Reminder To Drawee
120 BINTPRG Interest Purge For Bills
121 BINTRPT Interest Report For Bills
122 BIPAD Payment Advice to Drawee
123 BIRAL Realization Advice to Lodging Branches
124 BIRCL Bills Return Covering Letter
125 BIRPC Realization ProceedsCovering Letter
126 BJE Batch Job Executioner
127 BJSINQ BJS Inquiry
128 BJSTI BJS Table Inquiry
129 BJSTM Table Maintenance
130 BKTI Bank Table Inquiry
131 BKTM Bank Table Maintenance
132 BLRTI Bills Register Type Inquiry
133 BLRTM Bills Register Type Maintenance
134 BM Bills Maintenance
135 BMCM Bills Message Code Maintenance
136 BMUPL Bills Upload
137 BORPIU BORPI File Upload
138 BOTC Back Office Transactions Creation
139 BP Bills Printing
140 BPMI Bills Parameter Master Inquiry
141 BPMM Bills Parameter Master Maintenance
142 BR Balancing Report
143 BRACS Account Selection -BancsRemote
144 BRBPR Balancing Report - Bills Purchased
145 BRCHQUPL Cheque Book DetailsUpload
146 BRCLUPLD Clearing Transaction Upload Maintenance
147 BRCR Balancing Report - Collection
148 BRCUS Customer Selection - BancsRemote
149 BRDCMAPI Inquiry On Branch toData Center Mapping
150 BRDDISS BancsRemote Upload of Issued DDs
151 BRDNLD BancsRemote Download of Tables
152 BROPEG Batch Review Of Pegged A/Cs and RPC Disbursements
153 BROWSE Browsing of IBR file received
154 BRRBPR Bills Register Report - Bills Purchased
155 BRRCR Bills Register Report - Collection
156 BRSM BRS Table Maintenance
157 BRTI Branch Table Inquiry
158 BRTM Branch Table Maintenance
159 BRTTUM Transfer Transaction Upload Maintenance
160 BRTTUMP Transfer Trans Upload Maint.(Posting)
161 BRUPLOAD Customer / Account Master Upload
162 BRUPLTAM Term Deposits Master Upload
163 BRV Bills Reversal
164 BSR1 BSR1 Basic Statistical Return- PART I/II
165 BSR2B BSR2 Basic Statistical Return-2 PART B
166 BSR2C BSR2 Basic Statistical Return-2 PART C
167 BSR3 BSR3 Adv against selected securities
168 BSTM Branch Sds Maintenance
169 BTM Back Dated Transaction
170 BTP Batch Transactions Posting
171 BUIRPT BORPI Upload Inquiry Report

172 CAAC Close an Account
173 CAACAU Close an Account
174 CABR Co-accepted Bills
175 CACC Closure of Account Charge Collection
176 CAMC Change Account Manager of Customer
177 CANSM Finacle Security Mgmt
178 CARM Cards Account Relation Maintenance
179 CASHDEP Cash Deposit
180 CASHWD Cash Withdrawal
181 CB Cancel BAR
182 CBM Customer Becoming Major
183 CBOD Initiate BOD Central Process
184 CBP Cheque Book Printing (Range of Accounts)
185 CBR Cash Balance Report
186 CCA Change Customer ID of the Account
187 CCM Carrier Code Maintenance
188 CCMUPLD Central Customer Master Upload
189 CCO Centralized Clearing Operations
190 CCS Changing Context Service Outlet
191 CCST Close Cash Transactions
192 CCUPW Change Customer Password
193 CDCIADM CDCI Administration
194 CDPBFEXT CDCI PBF Extraction
195 CDRTLD CDCI Rate Details Download
196 CDSTUPD Send CDCI Control Message
197 CEOD Initiate EOD Central
198 CFLM Carry-Forward List Maintenance
199 CFLSIBR Creation of Files for Sending to IBR
200 CFTM Customer Facility Maintenance
201 CHBIR Cheque Book Issued Register
202 CHBM Cheque Book Maintenance
203 CHBMAU Authorizing cheque book Maintenance
204 CHCS Cheques Collection Schedule
205 CHGIR Charges Income Report
206 CHQISS Cheque Book Issue
207 CHQUPLD Cheque Book Details Upload
208 CIPPRPT Customer Interest Pref and Peg Report
209 CLBAP Clearing BAR/Advice Printing
210 CLCM Charge Level Code Maintenance
211 CLSEXP Batch Closure of Export Orders
212 CLSLAA Batch Closure of Loan Accounts
213 CLSPCA Batch Closure of Packing Credit Accounts
214 CLUPLD Clearing Transaction Upload Maintenance
215 CLZCM Clearing Zone Template Maintenance
216 CMMI Common Message Modification Interface
217 CMTI Common Message Translation Interface
218 CNCLFWC Cancellation of Forward Contracts
219 CNCM Country Currency Maintenance
220 COLA Charge Off / Reversal of Loan Account
221 COMR Commission Report
222 CONBAP Consolidated BAR/Advice Printing
223 CONSCHK Consistency Check
224 COUNTRYM Country Code Maintenance
225 CRNPOS Position of Currency
226 CRT Create and Update Reversal Transaction
227 CSE Changing Service Outlet For An Employee
228 CSFB Creation of Sequential File for a Branch
229 CSOLOP Close SOL Operations
230 CSPW Change System Password
231 CTCM Clearing Transaction Code Maintenance
232 CTI Calendar Table Inquiry
233 CTM Calendar Table Maintenance
234 CTRA Credit Transaction Report For An Account
235 CTTM CTT Table Maintenance
236 CUACLI Inquire on Your Account Ledger Entries
237 CUBI Bills Inquiry
238 CUIR Customer Interest Report
239 CULAC Customer Accounts List
240 CULI Customer Unutilized Limit Inquiry
241 CUMAILL List for Mail
242 CUMAILM Mail Maintenance
243 CUMI Customer Master Inquiry
244 CUMM Customer Master Maintenance
245 CUMP Customer Master Print
246 CUPW Change Your Password
247 CUS Customer Selection
248 CUSTBALP Customer Balance Printing
249 CUTXTMNT Text Maintenance
250 CVDOR Changing Value date or Reject Instrument
251 CXFT Close Transfer Transactions
252 CYCM CYC Table Maintenance

253 DAM Deposit Accounts Maintenance
254 DCEXPLST Report on Expiring Documentary Credits
255 DCGPR DC General Purpose Report Printing
256 DCLIABRG Documentary Credits Liability Register
257 DCPRINT DC Printing
258 DCQRY Query on Documentary Credits
259 DCQRYM Query and Modify Documentary Credits
260 DCREG Documentary Credits Register Printing
261 DCRM Documentary Credits Register Maintenance
262 DCRPTS DC Reports and Advices
263 DCSTMT Statement of Documentary Credits
264 DCTM Data Center Calendar Table Maintenance
265 DDADV Entry Advice Date for Ex- Adv Payment
266 DDBP Demand Drafts Batch Printing
267 DDC Cancellation of a DD
268 DDD Issue of duplicate DD
269 DDIC DD Credits Inquiry
270 DDID DD Debits Inquiry
271 DDII Specific DD Issued Inquiry
272 DDIP Specific DD Paid Inquiry
273 DDIR DD Issue Reports
274 DDISSUE DD Issue
275 DDLOST Entry of Reported Lost DDs
276 DDMI Mass Issue Entry
277 DDMOD Modification of Issue/Payment Details
278 DDMP Mass Payment Entry
279 DDNPADV Entry of Receipt of NPA
280 DDP Reports Parameters
281 DDP2 Reports Parameters
282 DDPADV Entry of Payment Advice
283 DDPALL Print all Unprinted DDs
284 DDPAY DD Payment
285 DDPRNT Print a DD
286 DDPUPL DD Payments Upload
287 DDR Rectification / Reversal of DD Transaction
288 DDR2 Rectification / Reversal of DD Transactions
289 DDREPRNT Reprint a DD/ Print advice
290 DDREVERT Revert Stat from RepLost/ NPA Recd
291 DDSM DD Status Maintenance
292 DDSUMF DD Summary in File
293 DDT Transfers from DD Accounts
294 DDUPLOAD DD Upload
295 DECUP Delinquency Cycle Updation Process
296 DEFCALC Deferred Charges Calculation
297 DEFPC Default Packing Credits under WTPCG/PCG
298 DENOMMGT Denomination Management
299 DEPMOD Deposit Modeling
300 DLYPCFC Daily PCFC Report
301 DN Due Notice
302 DOCTR Document Tracking Report
303 DOCUPL Loan Document Detail Upload
304 DPDRPT Delinquency Report Generation
305 DPGR Deferred Payment Guarantee register
306 DRP Deposit Receipts Print
307 DSACOMM DSA Commission Processing and Payment
308 DSADOC DSA Document Link Maintenance
309 DSAIP DSA Inquiry and Printing
310 DSAMM DSA Master Maintenance
311 DSAPM DSA Parameter Maintenance
312 DSASUB DSA Subvention Payment
313 DSATO DSA Turnover Processing
314 DSFTT Download Sequential File to Tables
315 DSPADM Despatcher Administration
316 DSPLIC Modules License Information Form
317 DSPWFI Workflow Items Inquiry
318 DSPWFQ Display Pending Workflow Items
319 DTCS Display Tran Code Summary
320 DTE Delete Transactions in Entered Status
321 DTM Deposits Transactions Maintenance
322 DTMR Foreign DD/TT/MT Issued Register
323 DTR Deposit Transactions Report
324 DUDEL Deletion of User Defined Expired Liens
325 DUDRP Deposits Receipt Print [Duplicate]

326 EABR Re-Build End of Day Account Balances
327 ECGCPC ECGC Premium Calculation
328 ECGCRPC ECGC Premium Calculation for RPC Disbursements
329 ECHRAC Enter Cheques Rejected at Counter
330 EFI Employee File Inquiry
331 EFM Employee File Maintenance
332 EIO Encode Instruments
333 EIRPTS EI Reports
334 EMAILL List for E-Mail
335 EMAILM E-Mail Maintenance
336 EMIINTR EMI Loans Interest Details Report
337 ERTI Error Table Inquiry
338 ETM Error Table Maintenance
339 ETOSDB Escape to OS
340 EXCDM Exception Code Maintenance
341 EXCHPL Exchange Profit & Loss
342 EXCPRPT Exceptions Report
343 EXECOM Execute Custom COM Script
344 EXPODM Export Order Details Maintenance
345 EXPRPT Reports of Export Orders
346 EXTFWC Change validity of Forward Contracts

347 FABREP FAB Reports
348 FATM Account Facility Maintenance
349 FBACS Remittances for Agency Commission
350 FBADVP Transaction Advice Printing (Foreign Exchange Bill)
351 FBAIC Advance Interest Calculated
352 FBBR Foreign Bills Balancing Register
353 FBCCS Foreign Cheques Covering Schedule
354 FBCS Foreign Bills Covering Schedule
355 FBDISCR Foreign Bill Discrepancy Report
356 FBDLNK Foreign Bills to be Delinked Statement
357 FBECGC ECGC Charge Details
358 FBEF Bills of Entry Statement
359 FBENC Foreign Bills ENC Statement
360 FBER Export Register Report
361 FBERC Foreign Bills Export Claim Report
362 FBFCS Format C Statement
363 FBHI Foreign Bills History Inquiry
364 FBI Foreign Bills Inquiry
365 FBICS Interest Collected on Foreign Bills
366 FBIEC Issue of Encashment Certificate
367 FBIR Import Register Report
368 FBM Foreign Bills Maintenance
369 FBMCM FEX Bills Message Code Maintenance
370 FBMUPL Foreign Bills Upload
371 FBOIB Statement of Overdue Import Bills
372 FBP Foreign Bills Printing
373 FBPADB List of Pending and Dishonored Bills
374 FBPM Foreign Bill Parameter Maintenance
375 FBPMI FEX Bills Parameter Master Inquiry
376 FBPS Foreign Bills Purchased Subsidiary
377 FBRI FEX Bills Register Inquiry
378 FBRM Foreign Bill Register Maintenance
379 FBRPR Reserve Payment Register
380 FBSNC Foreign Bills SNC Statement
381 FBSTAT6 STAT 6 Report
382 FBUBR Undrawn Balance Register
383 FCNPS Foreign Currency Purchase Sale Report
384 FCNR Foreign Currency Note Issued Report
385 FCNRSUB FCNR Subsidiary Report
386 FCTCMR FCTC Purchase and Sale Monthly Report
387 FCTCR Foreign Currency TC Issued Report
388 FCTCSCMR FCTC Stock-Cum- Movement Register Report
389 FCTCSR Foreign Currency TC Sale Report
390 FDD Flow Amt-wise Distribution of Deposits
391 FDLD Fixed Deposits Linked Details
392 FDOCD Fixed Deposits Opening Closure Details
393 FFDBATCH FFD Batch jobs
394 FFDPSP FFD - Pass Sheet Print
395 FI Fate Inquiry
396 FIRCR Foreign Inward Remittance Certificate
397 FLTI Form Literals Translation Interface
398 FORCMTC IBR Forced Matched Entries Reports
399 FPCM Party Code Maintenance
400 FPTI FEX Period Table Code Inquiry
401 FPTM Fx Period Table Code Maintenance
402 FR Forced Reconciliation
403 FSQIRPT Missing File Sequence Inquiry Report
404 FTI financial Transactions Inquiry
405 FTR financial Transactions Inquiry & Report
406 FVTM Facility Version Maintenance
407 FWCCM Forward Cntrct Message Code Maintenance
408 FWCHI Forward Contract History Inquiry
409 FWCLIAB F/C Liability Register
410 FWCNOTE Forward contract note printing
411 FWCODLST List of overdue and matured F/Cs
412 FWCQRY Query on forward contracts
413 FWCREVAL Forward Contract Revaluation
414 FWCRG Forward booking register printing
415 FWCRMND Reminder to partys about F/C maturity
416 FWRM Forward Contract Register Maintenance
417 FXACSTMT Statement of FX Accounts
418 FXIPSTMT Statement of Interest Paid
419 FXPSRG Purchase / Sale register printing
420 FXTR FOREX Turnover Report

421 GCHRG General Charges
422 GDET General Deposits Details
423 GECM Teller Cash Account Maintenance
424 GENADV Generate Advices Report
425 GFTM General Facility Maintenance
426 GI Guarantee Inquiry
427 GILR Guarantees Issued cum Liabilty Register
428 GLSHM GL Subhead Maintenance
429 GLSHR GL Sub Head Code Replication
430 GMLE Executables Generation Criteria Screen
431 GMLF Forms Generation Criteria Screen
432 GMLWF Web Forms Generation Criteria Screen
433 GMM Guarantee Master Maintenance
434 GODCH Guarantee Overdue Charges
435 GOPSD Generate Outward Payment System Dump
436 GP Guarantee Printing
437 GPI Guarantee Parameters Inquiry
438 GPLG General Purpose Letter Generator
439 GPLM General Purpose Letter Maintenance
440 GPM Guarantee Parameters Maintenance
441 GR Generate Report
442 GSPI General Scheme Parameters Inquiry
443 GSPM General Scheme Parameters Maintenance

444 HACCBAL Balance details of an Account
445 HACCDET General Details
446 HACLHI Limit Details
447 HACLI Transactions Inquiry
448 HACTI Account turnover details
449 HASSET Asset classification
450 HCUACC Accounts of Customer
451 HCUCA Current Account of Customer
452 HCUCC Cash Credit of Customer
453 HCUDET General details of Customer
454 HCULA Loan Accounts of Customer
455 HCUMAT Forthcoming Maturities of Customer
456 HCUOD Overdraft Accounts of Customer
457 HCUPSD Portfolio details of Customer
458 HCUSB Savings Account of Customer
459 HCUSBCA Savings/Current Account of Customer
460 HCUSEL Customer Selection
461 HCUSUM Summary details of Customer
462 HCUSWP Sweep details of Customer
463 HCUTD Term Deposits of Customer
464 HCUTI Turnover Summary of Customer
465 HDCDET Delivery Channel transaction details
466 HICI Inward Cheques Inquiry
467 HIGHTRAN DSA Report on High value Transaction
468 HII Hot Items Inquiry
469 HIM Hot Items Maintenance
470 HLAI Loan Inquiry
471 HM Help Maintenance
472 HOCI Outward Cheques Inquiry
473 HOCIP HOC Inquiry cum BA(R) Print
474 HOS HO Schedules Print
475 HOSUMF HO Summary in File
476 HOSUMP HOC Summary Print
477 HTD Term deposit transaction details
478 HTDINT Term deposit interest details
479 HTDTAX Term deposit tax deduction details
480 HTINQ Hot Items Lookup

481 IARM Interest Adjustment Register Maintenance
482 IBADVP Transaction Advice Printing (IBILL)
483 IBCTM IBR Control Table Maintenance
484 IBM Inward BAR Register Maintenance
485 IBRBRADM IBR Branch Administration
486 IBRCNADM IBR Central Administration
487 IBRCR IBR Control Report
488 IBREOD EOD For IBR Center
489 IBRFLCHK Decrypt received IBR files
490 IBRGEN Create IBR files for branch
491 IBRPOST Automatic posting of selected IBR trans
492 IBRPRO IBR Processing
493 IBRPURGE Purge of tables
494 IBRRECON IBR Reconciled Entries Reports
495 IBRREPTS IBR Reports for Orig/Resp Trans
496 IBSTM Inter Branch Seed Table Maintenance
497 ICGR Insurance Cover Guarantee Report
498 ICHB Issue Chequebooks
499 ICHBAU Issue Chequebooks
500 ICRCM Inward Clearing Rej Code Maintenance
501 ICTM Inward Clearing Transaction Maintenance
502 ICZCM Inward Clearing Zone Template Maint
503 IDBARR ID BAR Report
504 IDCM Inward Documentary Credits Maintenance
505 IEARP Income/Expenditure Analysis Register
506 IEMRP Income/Expenditure Monitoring Report
507 IIBRADM Instant IBR Administration
508 IIM Inventory Item Maintenance
509 ILCM Inventory Location Code Maintenance
510 IMAUM Inventory Movement Auth Maintenance
511 IMC Inventory Movement between Locations
512 IMGMNT Image Maintenance
513 IMGVIEW Image view in FAB
514 IMI Inventory Movement Inquiry
515 IMR Inventory Movement Report
516 INI Identification Number Inquiry
517 INQACHQ Inquire Account Number for a Cheque
518 INSTM Instruments Table Maintenance
519 INTSI Interest Slab Inquiry
520 INTTI Interest Table Inquiry
521 INTTM Interest Table Maintenance
522 INWBI Inward Bill Intimation
523 IOCLS Inquire On Clearing Transaction Sets
524 IOGLT Inquire on GL Transactions
525 IOT Inquire on Transactions
526 IPDCR Interest Paid on Delayed Collection
527 IRM Inward Remittances Maintenance
528 IRMUPL Inward Remittance Upload
529 IRRDEP Irregular Recurring Deposits Report
530 ISAR Inter Sol Audit Report
531 ISI Inventory Inquiry, Split and Merge-EM
532 ISIA Inventory Inquiry, Split and Merge
533 ISOLOP Initiate Service Outlet Operations
534 ISOTRF ISO account balance transfer to HO
535 ISR ISR Inventory Status Report-EM
536 ISRA ISRA Inventory Status Report
537 ISTR ISTR Inter SolTransaction Report
538 ITCI ITCI Interest Table Code Inquiry
539 ITI Instruments Table Inquiry
540 ITR Report for Income Tax
541 IVSM Interest Slab Maintenance

542 JTHOLDER List Joint Holders of an Account

543 KILLSRVR Kill ATM Server Process

544 LACAM Charges Amortization Process
545 LADICFEE Loans DICGC Fee Calculation
546 LADISB Loans Disbursement
547 LADML Loan Disbursement Letter
548 LADSP Loans Demand Satisfaction Process
549 LAFACR Loans Fee Assess, Collect and Refund
550 LAFHM Loans Follow-up History Maintenance
551 LAFIRPT Loan Future Installment/PDC Report
552 LAFM Loans Flow Maintenance
553 LAGI Loans General Enquiry
554 LALFAR Loan Late Fee Assessment and Reversal
555 LALIEN Loans Lien Process
556 LAMCM LA Message Code Maintenance
557 LAMP Loan Account Master Print
558 LAODR Loan Demands Overdue Reminder
559 LAOPI Loans Overdue Position
560 LAPAY Loan Payment Menu
561 LAPOSR Loans Collection and Position Report
562 LAPRR1A Loans Periodical Review Returns
563 LAPRR4A Loans Periodical Review Returns
564 LAPRR4B Loans Periodical Review Returns
565 LAPRR4C Loans Periodical Review Returns
566 LAPSP Loan Account Pass Sheet Print
567 LARSH Loans Repayment Schedule Report
568 LAUPLDMD Loans Upload Demands
569 LAUPLOAD Loan Other Details Upload
570 LAWFAI Loans Waiver of Fee and Interest
571 LAXFRINT Loans Transfer Interest Liability
572 LBDR Local Bill Discounting
573 LCCSR Local Clearing & Cash Remittance Subsidiary Register
574 LCDDR Large Amount Cheques Discounted - Daily Reporting
575 LCDMR Large Amt Chqs Dis - Monthly Reporting
576 LDIMG Image Upload Utility
577 LLIR Limit Liability Inquiry & Report
578 LNDI Limit Node Details Inquiry
579 LNHTIR Limit Node History/Tran Inquiry/Report
580 LNI Limit Node Enquiry
581 LNM Limit Node Maintenance
582 LNREV Limit Node Revaluation
583 LSD List for Signature Display
584 LTL Limit Tree Lookup

585 MANRECON Manual Reconciliation
586 MANSAF Manual SAF Processing
587 MAPD Marking Accounts as PastDue
588 MAR Maturity Analysis Report
589 MARKPEND Mark Pending
590 MAT Midday Archive To Tape
591 MATB Manual ATM/Anywhere Transaction Balancing
592 MCLZOH Maintaining Clearing Zones
593 MDD Maturity Period wise Dist of Deposits
594 MEAC Modify Effective Asset Classification
595 MICZ Maintain Inward Clearing Zone
596 MNTFCT Maintain FOREX Control Table
597 MNTFWC Maintain Forward Contracts
598 MNTNTP Maintain Normal Transit Period
599 MNTPST Maintain PST Table (Modify & Inquiry)
600 MNTRTL Maintain Rate list
601 MNTRTLH Maintain Home Crncy Rate list
602 MNTRTM Maintain Rate Master
603 MNTRTSQ Maintain Rate code Sequence
604 MNTWF Workflow Items Maintenance
605 MODSETUP Module File Maintenance
606 MODUSERS Module Users Maintenance
607 MOPTI Menu Option Translation Interface
608 MOR Message Offset Reconciliation
609 MQTDESRP MQT Despatched Transactions Report
610 MQTI Anywhere / ATM transaction Inquiry
611 MQTRPT MQT Undespatched Transactions Report
612 MSGOIRP Outstanding Items Report
613 MSOIRP Minor Subsidiaries Outstanding Items Rep
614 MSTRP Minor Subsidiaries Transaction Report

615 NAMM Nostro Account Maintenance
616 NFTRPT MQT Non financial Transactions Report
617 NNTM Next Number Table Maintenance
618 NOBL No Objection Letter
619 NPA Non-payment Advice
620 NUM Number Table Upload

621 OAAC Open an Account
622 OAACAU Authorizing an account
623 OACR Office Account Replication
624 OCINST Outward Clearing Instrument Maintenance
625 OCM Offline Charges Maintenance
626 OCPTRN Outward Clearing Part Tran Maintenance
627 OCST Open Cash Transactions
628 OCTG Regularize Outward Clearing Set
629 OCTM Outward Clearing Transaction Maintenance
630 OCTR Release Outward Clearing Set
631 OCTV Clearing Transaction Verification
632 ODCM Outward Documentary Credits Maintenance
633 ODCMUPL Outward Documentary Credits Upload
634 OICZ Open Inward Clearing Zone
635 OICZSET Open Inward Clearing Zone For Set
636 OIQ Outward Clearing Instruments Inquiry
637 OPQ Outward Clg Part Tran Inquiry
638 ORM Outward Remittances Maintenance
639 ORMUPL Outward Remittance Upload
640 OXFT Open Transfer Transactions
641 OZO Open Zone

642 PAPW Protect User Password
643 PARTINQ Inquiry on Partitioned Account
644 PAYOFF Loan Pay Off Process
645 PBBANK Print Profitability/Budget Rpt for Bank
646 PBBRAN Print Profitability/Budget Rpt in Branch
647 PBDUMP Dump Profitability/Budget Rpt for HO
648 PBFEXT PBF Extraction
649 PBP Pass Book Print
650 PCARPT Reports of PCA Accounts
651 PCFCBAL PCFC Balancing Report
652 PCINT Packing Credit Interest Calculation
653 PCLIALST Packing Credit Liability List
654 PCLSO Print Clearing Schedule
655 PCYCS Statement on PCs in Default/Limits
656 PDADI Past Due A/c Details Inquiry And Report
657 PDADM Past Due Accounts Details Maintenance
658 PDB Print Day book
659 PDML Print /Display Media List
660 PENDDRP Pending Deposits Receipt Print
661 PHINQ Inquiry on History of Partition A/c
662 PICS Print Inward Clearing Schedule
663 PICW Print Inward Clearing Waste
664 PITM Public Issue Maintenance
665 PLBANK Print P & L for Entire Bank
666 PLBRAN Print P & L Report for Branch
667 PLDUMP Dump P & L Report Data for HO
668 PLIST Pending Installments List
669 PLR Partywise Liability Register
670 PMEMO Foreign Bills Presentation Memo
671 POVDPC Partywise Overdue Packing Credits
672 PPT Proxy Post Transaction In Entered Status
673 PR Print Reports
674 PRGI Purge Table Inquiry
675 PRGMT Purge Table Maintenance
676 PRIBRGEN Gen. Intermediate IBR files for Branch
677 PRR11A PRR-11A Quarterly Statement of Guarantee
678 PRR11B PRR-11B Monitoring of Guarantees
679 PRR11C Report of guarantees / DPG
680 PRR12 PRR12 (Old PR-12) Certificate
681 PRR15 PRR15 Advances to Sectors
682 PRR15B Sectorwise Overdue PCs Statement - PRR15B
683 PRR2 PRR2 Monthly review of irregular A/c
684 PRR25 PRR25 Report of rejected cheques
685 PRR2B Report on Irregular Packing Credits
686 PRR38 PRR38 Statement of Daily Cash Position
687 PRR4B PRR4B Review of DPG's
688 PRR8 PRR8 Credit and review program
689 PRRTL Ratelist Printing
690 PRT Printer Table Maintenance
691 PRTCON Print Consolidated Report
692 PRTINQ Printer Queue Inquiry & Updation
693 PRTMR Printing Maha Reports
694 PSD Print Subsidiaries
695 PSE Purchase Sale Entry
696 PSGL Print Subsidiaries
697 PSP Pass Sheet Print
698 PSR1 PSR 1: FLASH Report
699 PSR11 PSR11 REPORT
700 PSR14 Statement on Exporters Assisted
701 PSR16 PSR16 Breakup of Dep & Adv-Int Ratewise
702 PSR2 PSR2 Statement of deployment of funds
703 PSR29 PSR29 - Agricultural Loans Return
704 PSR32 PSR32 Sanction Limits For Accounts
705 PSR49 PSR49 Quarterly Statement on Int. A/c
706 PSR7 PSR7 Advances to Specified Communities
707 PSTTUM Pay Sys Transfer Tran Upload Maintenance
708 PTM Post Dated Transactions Maintenance
709 PTTM Part Tran Template Maintenance
710 PTW Print Transfer Waste
711 PUACC Account Purge
712 PUCMG Purge Customer Master table
713 PUCXL Charges Transaction Log Purge
714 PUDISB Batch Purging Of Disbursements
715 PUEXP Batch Purging of Export Orders
716 PUGCH General Charges Purge
717 PUIZC Purge Inward Clearing Zone code table
718 PUIZH Inward Clearing Zone code table
719 PULGT Purge Login log table
720 PULN Limit Node Purge
721 PULNTH Limit Node Transaction / History Purge
722 PUOZC Purge Outward clearing zone code
723 PURZO Purge Outward Zone
724 PUSIH Standing Instructions Purge
725 PUSWIFT Purge Swift Msg History table
726 PUTRAN Transaction Purge
727 PUWF Workflow Audit Purge
728 PWMNT Password Maintenance
729 PWO Print Waste

730 QBR Quick Balancing Report

731 RACO Recovery After Charge Off
732 RBSN Reset Bill Sequence Numbers
733 RBTI Register Table Balance Inquiry
734 RDD Ratewise Distribution of Deposits
735 RDM Report Definition Maintenance
736 RECSHF Shortfall Recovery Process
737 REDRP Reprint Deposits Receipt
738 REGFLOW Deposit Flow Regeneration
739 REJREP Rejected Instruments Report/Advice
740 RELACI Related Accounts Lookup For Deposits
741 REMPRINT Print a Foreign Outward DD
742 REPHASEI Batch Rephasement of EI Loans
743 REVAL Revaluation
744 REVPEND Revoke Pending
745 REVSTOP Revoke stop payment
746 RFTDS Refund TDS
747 RINTINQ Interest Inquiry For RPC Accounts
748 RINTRPT Interest Report For RPC Disbursements
749 RISAT Reconcile Inter SOL ATM Transactions
750 RIST ISO Reconciliation
751 RLH Rebuild Limit History
752 RMI Read Media Input
753 RMIM Restrict Modify Indicator Maintenance
754 RMTDS Remit TDS
755 ROTM Report Option Table Maintenance
756 RPCINT Interest For RPC Disbursements
757 RPCRPT Reports Of RPC Accounts
758 RPCTM RPC Transactions Maintenance
759 RPDA Retransfer Past Due Accounts
760 RRCDI Reference Code Inquiry
761 RRCDM Reference Code Maintenance
762 RRCTM Reporting Range Criteria Maintenance
763 RRETURN R-Return and Schedules Statements
764 RRETURN5 R Return5 Report
765 RRTM Resp Tran Ref Table Maintenance
766 RTDSIS Refresh Table Data to Standin Server
767 RTHQRY Ratelist History Query
768 RUM Report Of Untranslated Messages
769 RZFSBO Regularize Shadow Balance
770 RZISBO Release Zone Into Shadow Balance

771 SAC User Login Maintenance
772 SASCL System Asset Classification
773 SBKP Start Backup of TBABKP tables
774 SCFM System Control File Maintenance
775 SCPM SCP Table Maintenance
776 SCRIPT Execute Script
777 SCST Stop Cash Transactions
778 SCWRPT Shroff Cash Report
779 SCWRPTA Shrof Cash Rpt-All
780 SDAI SQL*DBA Audit Table Inquiry
781 SDD Schemewise Distribution of Deposits
782 SDLM Sol Distribution List Table Maintenance
783 SEL Superceding Expired Limits
784 SETM Set Id Table Maintenance
785 SHOWSUMM Decrypt received IBR files
786 SIADVC Print SI Advice to Customer
787 SICL Print SI Covering Letter to Customer
788 SIE Standing Instructions Execution
789 SIETR SIs Executed Today Report
790 SII Standing Instructions Inquiry
791 SIM Standing Instruction Maintenance
792 SIMM StockInvest Maintenance
793 SIR StockInvest Reports
794 SIREGM StockInvest Register Maintenance
795 SIRP Standing Instructions Register Printing
796 SITM SIT Table Maintenance
797 SMI Swift Messages Inquiry
798 SMM Swift Messages Maintenance
799 SOLBOD Initiate Service Outlet BOD Process
800 SOLEOD Initiate SOL EOD Process
801 SOLOFF Start Sol's Services Offline
802 SOLONL Start Sol's Services Online
803 SOLSTAT Service Outlets Status Inquiry
804 SOLVAL Run Service Outlets Validation Process
805 SPMM SPM Table Maintenance
806 SPP Stop Payment Processing
807 SPPAU Stop Payment Processing
808 SPRG Stop Payment Register
809 SPTM System Pointing Transactions Maintenance
810 SPTR System Pointing Transaction Reversal
811 SPWADM Sparrow Administration
812 SQLDBA SQL*DBA
813 SRBBR Statistical Report on Bills
814 SRGPM Schm/Reg General Parameter Maintenance
815 SRL Security Register Lookup
816 SRM Security Register Maintenance
817 SRMRPTS Security Register Module Reports
818 SSRM Maintenance of SOL SDS Relationship
819 SSS System Substitution of Securities
820 SSTM Set Sol Id Table Maintenance
821 STAT10 Stat 10 Report
822 STAT5 Stat 5 Report
823 STAT8 Stat 8 Report
824 STAT9 Stat 9 Report
825 STOPPAY Stop Payment
826 STR11 STR 11 : RBI Statement
827 STR11A STR 11A : RBI Statement
828 STR14 STR14: Adv to Undertakings under MRTP
829 STR19 STR19 Insurance covered guarantee report
830 STR8 STR8 List of Secured & Unsecured Advance
831 SUSPTRAN Suspect Transactions Report
832 SWAB Start Warm Backup
833 SWBALDL Sparrow Balance Downloading
834 SWCARDDL Sparrow Card Downloading
835 SWCM Card Account Info Maintenance
836 SWDESP Switch transaction despatcher
837 SWEEPS Pool of Funds Maintenance
838 SWHOTDL Sparrow Card Status Downloading
839 SWMINDL Sparrow Mini Statement Downloading
840 SWOTU Switch Offline Transaction Upload
841 SWSTATM Switch Parameter Maintenance
842 SWTI Switch Transaction Inquiry
843 SXFT Stop Transfer Transactions
844 SYSADM System Administration

845 TACBSH Transfer Accounts between Sub-heads
846 TCCM Trans Category Code Maint
847 TCPI Teller Wise Cash Position Inquiry
848 TCPIA Teller Wise Cash Position Inquiry / All
849 TD Delete Posted Part Transactions
850 TDL Transaction Download
851 TDLU Transaction Download Utilities
852 TDSCALC TDS Calculation
853 TDSIP TDS Inquiry & Printing
854 TDSM TDS Table Maintenance
855 TDSREP Customer Wise TDS Report(A/c Level Tax)
856 TEA Transactions Exceptions Approval
857 TEDCS Terminal Enable/Disable
858 TEDDB Terminal Enable/Disable
859 TEI Transactions Exceptions Inquiry
860 TEPM Transaction Event Parameter Maintenance
861 TFCTM Transaction Filtration Criteria Maint
862 TI Transactions Inquiry
863 TIDT Treasury Interface Data Transfer
864 TLR Transactions List Report
865 TM Transactions Maintenance
866 TODCS TOD Criteria and Selection
867 TODM Account TOD Maintenance
868 TODRP TOD Register Printing
869 TPM Terminal Profile Maintenance
870 TRANINQ Tran Inquiry
871 TRANLIST Tran list display
872 TROFSETS Transfer Of Sets
873 TRSTDUSR Trusted Users Maintenance
874 TRSWIFT Transfer Swift Messages
875 TRTRAN Transfer Transaction
876 TRTRI Treasury Transaction Report and Inquiry
877 TRUNHIST Purge of tables
878 TSTC Treasury Sol Transaction Creation
879 TSTM Treasury Sol Transaction Maintenance
880 TTM Transaction Template Maintenance
881 TTUM Transfer Transaction Upload Maintenance
882 TTUMP Transfer Trans Upload Maint.(Posting)
883 TV Transaction Posting/Verification
884 TVSI Term Deposits Interest Slabs Inquiry
885 TVSM Term Deposit Interest Version Slab Maint
886 TXOD Transfer to Overdue GL Sub-head
887 TXTMNT Text Maintenance

888 UBDTR Usance Bills Discounted - POR7
889 UCS Update Cheque Status
890 UNIVIEW Unified View Of Accounts
891 UNIZ Unlock Inward Zone
892 UNLKZ Unlock Zone
893 UNREC IBR Open Orig/Resp Entries Reports
894 UNRESP Unresponded Transactions Report(Br)
895 UPLATO Account Turn Over Upload
896 UPLCI Customer Instructions Upload
897 UPLDHT Drawing Power History Upload
898 UPLDLH DSA Document Limit History Upload
899 UPLDSA Upload for DSA Module
900 UPLDST Demand Draft Status Upload
901 UPLEAB EOD Account Balance Upload
902 UPLGST GL Subhead Transaction Upload
903 UPLIAR IAR Upload
904 UPLINTVS Interest Slab Version Upload
905 UPLLAM Loan Master Upload
906 UPLLAT Loan Transaction Upload
907 UPLLHT Limit History Upload
908 UPLLIEN LIEN Upload
909 UPLMPT Memo Pad Upload
910 UPLOAD Customer / Account Master Upload
911 UPLOADB Account Master Balance Upload
912 UPLPFT Pool of Funds Upload
913 UPLSI Standing Instructions Upload
914 UPLSPT Stop Payment Upload
915 UPLSRM Security Register Details Upload
916 UPLTAM Term Deposits Master Upload
917 UPLTDS TDS Upload
918 UPLTDS1 TDS upload - Phase 1
919 UPLTDS2 TDS Upload - PHASE 2
920 UPLTDT Term Deposits Transaction Upload
921 UPLTOD Temporary Over Draft Upload
922 UPM User Profile Maintenance
923 UPRDNLD Download User Details
924 URT Un-responded Transactions Report

925 VALDTRPT Outward Clearing Value Date Report
926 VAM Verification Audit Maintenance
927 VCHL Verification Check List
928 VCHR Print DR/CR Voucher
929 VTPM Virtual Terminal Profile Maintenance

930 WCUMM CUMM Workflow
931 WDSAMM Workflow for Direct Selling Agents Mnt.
932 WFORM Work Flow For Outward Remit Maintenance
933 WIAAL What If Analysis of Account Liability
934 WRTCTC Change Test case

935 XFCHACAU Transfer Cheques between Accounts
936 XFCHBAC Transfer Cheques between Accounts
937 XOSCHRG XOS Charge Calculation
938 XOSSTMT XOS Statement

Function Keys used with finacle commands in Finacle for Beginners

2014-08-23T18:39:00.001+05:30

Finacle is a command driven CBS Application and following function keys from Keyboard are used exclusively used with varius finacle commands for different purposes. Some of the frequently used function keys in finacle are listed as under.

KEYS       FUNCTION

F1 Field Level Help
F2 List the codes that may be used in a particular field.
F3/Esc Quit/Back
SHIFT+F3 To completely QUIT and brings back to the main menu
F4 Accept .This function key validates the values entered by the user and
                                  takes theuser to the next mandatory field or next block
F5   BACKGROUND Menu (very useful key especially when you are doing any
transaction using one menu and in the meantime you are required to visit
some  other menu)
F6 Next block/ Next Page
F8 Copy a field in some menus ( such as TM used for Transaction
Maintanance)
F9 View Signatures
F10 Commit which updates the database at server end
F11 Validates & takes the user to Next Field.
F12 Previos block/ Previous Page
TAB   Go to Next valid Field
SHIFT+TAB Go to Previous valid Field
CTRL+ Down Arrow Next Record
CTRL+UP Arrow Previous Record
CTRL+F9 MEMO pad look up
CTRL+U Page Up list
CTRL+D Page Down list
CTRL+E Explode/Drilldown (for further Inquiry)
CTRL+F Clear Field
CTRL+X Current Date (or BOD). Also in case of an amount field it displays the
highest value
Shift+F4 Select from list

selective Finacle menu options / Finacle commands for visually impaired person.

2014-08-23T18:35:00.000+05:30

Dear Readers,
I have compiled 40 selective Finacle menu options / Finacle commands for blind person who are working banking sector in finacle environment with the help of screen readers, I hope this post will help the blind bankers to master Finacle Package. few commands may vary from Bank to Bank but most of them are common to all Banks using Finacle as their as their CBS application. If you have any query or feedback do reply in your feedback.
1. CRV account inquiry
2. HACCBAL Balance details of an Account
3. HACCDET General Details
4. HACIMU CRV - Account Level Menu
5. HACLHI Limit Details
6. HACLI Transactions Inquiry
7. HACS Account Selection
8. HACTI Account turnover details
9. HADVC Print DR/CR Advice to Customer
10. HAITINQ Account Interest Details Inquiry
11. HBKQRY Bank Level Query Option
12. HCELI Collateral Entity Linkage Inquiry
13. HCRVMU Customer Relationship View- Main Menu
14. HCUACC Accounts of Customer
15. HCUCA Current Account of Customer
16. HCUCC Cash Credit of Customer
17. HCUDET General details of Customer
18. HCUIMU CRV - Customer Level Menu
19. HCULA Loan Accounts of Customer
20. HCUMAT Forthcoming Maturities of Customer
21. HCUOD Overdraft Accounts of Customer
22. HCUPSD Portfolio details of Customer
23. HCUS Customer Selection
24. HCUSB Savings Account of Customer
25. HCUSEL Customer Selection
26. HCUSUM Summary details of Customer
27. HCUSWP Sweep details of Customer
28. HCUTD Term Deposits of Customer
29. HCUTI Turnover Summary of Customer
30. HDCDET Delivery Channel transaction details
31. HFTI Financial Transactions Inquiry
32. HICI Inward Cheques Inquiry
33. HII Hot Items Inquiry
34. HINTCI Interest Table Code Inquiry
35. HINTTI Interest Rate Details Inquiry
36. HIOGLT Inquire on GL Transactions
37. HIOT Inquire on Transactions
38. HCUMM create cust ID
39. HPBP passbook print
40. HPSP Statement printing

286 selective Finacle menu options / Finacle commands for your ready reference

2014-08-23T18:01:00.000+05:30

Dear Users,
I have compiled 286 selective Finacle menu options / Finacle commands for your ready reference. I hope this post will help you to master Finacle Package. few commands may vary from Bank to Bank but most of them are common to all Banks using Finacle as their as their CBS application. If you have any query or feedback do reply in your feedback.

SL	COMMANDS/MENUS	Function of the Finacle Menu
1.	AALI	A/c Abnormal Limits/Details Inquiry
2.	ABMR	Report of Accounts Below Min Balance
3.	ACCBAL	Components of Account Balance Inquiry
4.	ACDET	Account Balance Details
5.	ACI	Customer Accounts Inquiry
6.	ACLI	Account Ledger Inquiry
7.	ACLPCA	Customer Account Ledger Print
8.	ACLPOA	Office Account Ledgers Print
9.	ACMP	Account Master Print
10.	ACSP	Account Selection Print
11.	ACTI	Account Turnover Inquiry
12.	ACTODI	Account TOD Inquiry
13.	ADVC	Print DR/CR Advice to Customer
14.	AFI	Audit File Inquiry
15.	AFINQU	Audit File Inquiry
16.	AFP	Audit File Print
17.	AICR	Advanced Interest Collected Report- Bills
18.	AINTRPT	Interest Report For Accounts
19.	AITINQ	Account Interest Details Inquiry
20.	ALMSP	Agricultural Loans Master Sheet Print
21.	ASTI	Amount-slab Table Inquiry
22.	ATI	Abnormal Transactions Inquiry
23.	ATMBRPT	Balances outstanding in MBBCASH001,ATMCASH001, ATMTEMP001 where balancenot equal to ZERO.
24.	BDTR	Bills due Today report.
25.	BEHI	Bills Events History Inquiry
26.	BGCLOSE	GUARANTEE CLOSE REGISTER PRINTING
27.	BGPRINT	GUARANTEE PRINTING
28.	BI	Bills Inquiry
29.	BICR	Bills Interest Collected Report
30.	BICS	Bills Collection Schedule
31.	BKTI	Bank Table Inquiry
32.	BR	Balancing Report
33.	BRBPR	BALANCING REPORT BILLS PURCHASED
34.	BRCR	BALANCING REPORT BILLS COLLECTION
35.	BRRBPR	Bills Register Report - Bills Purchased
36.	BRRCR	Bills Register Report - Collection Inward/Outward
37.	BRTI	Branch Table Inquiry
38.	CALLRPT 1	Call over Report for SB and CA Accounts
39.	CALLRPT 11	Payslip reconciliation/outstanding Report
40.	CALLRPT 12	Interest certificate Only for TDR for a givencust_id.
41.	CALLRPT 14	Inward Clearing File Generation
42.	CALLRPT 15	Statement of Service Tax
43.	CALLRPT 16	Statement of PPF Transactions
44.	CALLRPT 17	BCTT Download for a Branch
45.	CALLRPT 18	BCTT Consolidation for Zonal Offices
46.	CALLRPT 2	Call over Report for CC and OD Accounts
47.	CALLRPT 3	Call over Report for Loan Accounts
48.	CALLRPT 4	Call over Report for TDA Accounts
49.	CALLRPT 5	Call over Report for DD
50.	CALLRPT 6	Call over Report for office Accounts
51.	CALLRPT 7	Accounts with interest table code Zero/ZeroL
52.	CALLRPT 8	TDS details for a given Cust-Id
53.	CALLRPT 9	Interest details for a given Sol-Id.
54.	CBM	Customer Becoming Major
55.	CHGIR	Charges Income Report
56.	CHRGADV	CHARGE ADVICE PRINTING
57.	CTI	Calendar Table Inquiry
58.	CUACLI	Inquire on Your Account Ledger Entries
59.	CUBI	Bills Inquiry
60.	CULAC	Customer Accounts List
61.	CULI	Customer Unutilised Limit Inquiry
62.	CUMI	Customer Master Inquiry
63.	CUS	Customer Selection
64.	CUSTBALP	CUSTomer BALance Printing
65.	DCEXPLST	REPORT ON DC EXPIRED
66.	DCLIABRG	DC LIABILITY REGISTER
67.	DCQRY	Document credit Query
68.	DCQRYP	Documentary Credits Query Printing
69.	DCREG	Documentary Credits Register Printing
70.	DCRPTS	DC REPORTS AND ADVICES
71.	DDIC	DD Credits Inquiry
72.	DDID	DD Debits Inquiry
73.	DDII	Specific DD Issued Inquiry
74.	DDIP	Specific DD Paid Inquiry
75.	DDIR	DD Issue Reports
76.	DDP	A-> DD Issued Summary
77.	DDP	B-> DD Issued Register
78.	DDP	C-> DD Paid Summary
79.	DDP	D-> DD Paid Register
80.	DDP	E-> DD Cancellation & Rectification Summary
81.	DDP	F-> DD Cancellation & Rectification Register
82.	DDP	G-> DD Consolidated Summary
83.	DDP	H -> All Summarys A,C,E,G
84.	DDP	I -> All Registers B,D,F
85.	DDP	J -> All Summaries & Registers
86.	DDP2	A -> Drafts Issued Schedule
87.	DDP2	B -> Drafts Issued Register
88.	DDP2	C -> Drafts Paid Schedule (other than Ex-advice)
89.	DDP2	D-> Drafts Paid Register (other than Ex-advice)
90.	DDP2	E-> Drafts Paid Ex-advice Schedule
91.	DDP2	F-> Drafts Paid Ex-advice Register
92.	DDP2	G-> Drafts Reversing Debits Schedule
93.	DDP2	H-> Drafts Reversing Credits Schedule
94.	DDP2	I-> Drafts A/c Schedule
95.	DDP2	J-> All Schedules A,C,E,G,H,I
96.	DDP2 K	All Registers B,D,F
97.	DDP2 L	All Schedules & Registers J,K
98.	DDPALL	Print all unprinted DDs
99.	DDPRNT	Print a DD
100.	DDREPRNT	Reprint a DD/ Print advice
101.	DDXFER	Advice of Drawing Printing
102.	DEPINT	Interest calculator for deposits
103.	DEPMOD	Deposit Modeling
104.	DRP	Deposits Receipt Print
105.	DTCS	Display Tran Code Summary
106.	DTR	Deposit Transactions Report
107.	DUDRP	Deposits Receipt Print [Duplicate]
108.	ECGCRPC	ECGC PREMIUM REPORT FOR RPC
109.	EFI	Employee File Inquiry
110.	EXCPRPT	Exceptions Report
111.	FBADVP	FOREIGN BILLS ADVICE PRINT
112.	FBBR	FOREIGN BILLS BALANCING REGISTER
113.	FBCS	Foreign Bills Covering Schedule
114.	FBECGC	ECGC PREMIUM REPORT FOR BILLS
115.	FBHI	Foreign Bills History Inquiry
116.	FBI	Foreign Bills Inquiry
117.	FBP	Foreign Bills Printing
118.	FBRPR	Reserve Payment Register
119.	FI	Fate Inquiry
120.	FOIQ	FAB Outward Clearing Instrument Inquiry
121.	FTI	Financial Transactions Inquiry
122.	FTR	Financial Transactions Inquiry & Report
123.	FTR	Financial Transactions Inquiry & Report
124.	FWCHI	Forward Contract History Inquiry
125.	FWCLIAB	Forward Contract Liability Register
126.	FWCODLST	List of Overdue and Matured FC
127.	FWCQRY	Query on FC
128.	GDET	General Deposits Details
129.	GDET	General Deposits Details
130.	GI	Guarantee Inquiry
131.	GILR	Guarantees Issued cum Liabilty Register
132.	GP	Guarantee Printing
133.	GPI	Guarantee Parameters Inquiry
134.	GSPI	General Scheme Parameters Inquiry
135.	GURFIMU	Reference File Inquiry Menu
136.	HACCBAL	Balance details of an Account
137.	HACCBAL	Balance details of an Account
138.	HACCDET	General Details
139.	HACCDET	General Details
140.	HACIMU	CRV - Account Level Menu
141.	HACLHI	Limit Details
142.	HACLI	Transactions Inquiry
143.	HACS	Account Selection
144.	HACTI	Account turnover details
145.	HADVC	Print DR/CR Advice to Customer
146.	HAITINQ	Account Interest Details Inquiry
147.	HBKQRY	Bank Level Query Option
148.	HCELI	Collateral Entity Linkage Inquiry
149.	HCRVMU	Customer Relationship View- Main Menu
150.	HCUACC	Accounts of Customer
151.	HCUCA	Current Account of Customer
152.	HCUCC	Cash Credit of Customer
153.	HCUDET	General details of Customer
154.	HCUIMU	CRV - Customer Level Menu
155.	HCULA	Loan Accounts of Customer
156.	HCUMAT	Forthcoming Maturities of Customer
157.	HCUOD	Overdraft Accounts of Customer
158.	HCUPSD	Portfolio details of Customer
159.	HCUS	Customer Selection
160.	HCUSB	Savings Account of Customer
161.	HCUSEL	Customer Selection
162.	HCUSUM	Summary details of Customer
163.	HCUSWP	Sweep details of Customer
164.	HCUTD	Term Deposits of Customer
165.	HCUTI	Turnover Summary of Customer
166.	HDCDET	Delivery Channel transaction details
167.	HFTI	Financial Transactions Inquiry
168.	HICI	Inward Cheques Inquiry
169.	HII	Hot Items Inquiry
170.	HINTCI	Interest Table Code Inquiry
171.	HINTTI	Interest Rate Details Inquiry
172.	HIOGLT	Inquire on GL Transactions
173.	HIOT	Inquire on Transactions
174.	HLAGI	Loan Account General Inquiry
175.	HLAI	Loan Inquiry
176.	HLAMOD	Loan Modelling
177.	HLAOPI	Loans Overdue Position Inquiry
178.	HLAPSP	Loan Account Pass Sheet Print
179.	HLARSH	Loans Repayment Schedule Report
180.	HM	Help Maintenance
181.	HOCI	Outward Cheques Inquiry
182.	HOCIP	HOC Inquiry cum BA(R) Print
183.	HOCIP	HOC Inquiry cum BA(R) Print
184.	HODBCH	Bill and Collection History Details
185.	HOIQ	Outward Clearing Instrument Inquiry
186.	HOPQ	Outward Clearing Ptran Inquiry
187.	HPARTINQ	Inquiry on Partitioned Account
188.	HPBP	Passbook Print
189.	HPSP	Pass Sheet Print
190.	HRTHQRY	Ratelist History Query
191.	HTD	Term deposit transaction details
192.	HTDINT	Term deposit interest details
193.	HTDSIP	TDS Inquiry & Printing
194.	HTDSIP	TDS Inquiry & Printing
195.	HTDTAX	Term deposit tax deduction details
196.	HTFIN	Customer Trade Finance Inquiry
197.	HTINQ	Hot Items Lookup
198.	HTODCS	TOD Criteria and Selection
199.	IBADVP	CUSTOMER ADVICE INLAND BILLS
200.	IMI	Inventory Movement Inquiry
201.	IMR	Inventory Movement Report
202.	INQACHQ	Inquire Account Number for a Cheque
203.	INTCERT	Interest Certificate Print
204.	INTSI	Interest Slab Inquiry
205.	INTTI	Interest Table Inquiry
206.	IOCLS	Inquire On Clearing Transaction Sets
207.	IOGLT	Inquire on GL Transactions
208.	IOT	Inquire on Transactions
209.	ISAR	Inter Sol Audit Report
210.	ISI	Inventory Inquiry Split and Merge-EM
211.	ISIA	Inventory Inquiry Split and Merge
212.	ISTR	Inter Sol Transaction Report
213.	ITCI	Interest Table Code Inquiry
214.	ITI	Instruments Table Inquiry
215.	LAGI	Loans General Inquiry
216.	LAITCI	Loan Interest Table Code Inquiry
217.	LAOPI	Loans Overdue Position Inquiry
218.	LAPSP	Loan Account Pass Sheet Print
219.	LLIR	Limit Liability Inquiry/Report
220.	LLIR	Limit Liability Inquiry/Report
221.	LNDI	Limit Node Details Inquiry
222.	LNHTIR	Limit Node History/Tran Inquiry/Report
223.	LNHTIR	Limit Node History/Tran Inquiry/Report
224.	LNI	Limit Node Inquiry
225.	LVSI	Loan Interest Version Slabs Inquiry
226.	MNTPST	Maintain PST Table (Modify & Inquiry)
227.	NEWOLDAC	NEW OLD ACCOUNT
228.	OIQ	Outward Clearing Instruments Inquiry
229.	OPQ	Outward Clg Part Tran Inquiry
230.	OTRINQ	Offline Transaction Inquiry
231.	PARTINQ	Inquiry on Partitioned Account
232.	PBP	Pass Book Print
233.	PCLSO	Print Clearing Schedule
234.	PDADI	Past Due A/c Details Inquiry And Report
235.	PDML	Print/Display Media List
236.	PENDDRP	Pending Deposits Receipt Print
237.	PHINQ	Inquiry on History of Partition A/c
238.	PICS	Print Inward Clearing Schedule
239.	PICW	Print Inward Clearing Waste
240.	PLIST	Pending Installments List - Recurring Deposits
241.	PLIST	Pending Installments List
242.	PLR	PARTY WISE LIABILITY REGISTER FOR PC
243.	PRR25	PRR25 Report of rejected cheques
244.	PRR38	Statement of Daily Cash Position
245.	PRRTL	Ratelist Printing
246.	PRTINQ	Print Queue Inquiry
247.	PSR32	Sanction Limits For Accounts based on Sector &Sub-sector codes
248.	PTW 1	Full Transfer Waste
249.	PTW 12	System Generated Transactions
250.	PTW 2	Only Verified Transaction
251.	PTW 3	Only Unposted Transaction
252.	PTW 4	Only Unverified Transaction
253.	QBR	Quick Balancing Report
254.	RBTI	Register Table Balance Inquiry
255.	RDD	Ratewise Distribution of Deposits
256.	REDRP	Reprint Deposits Receipt
257.	REJREP	Rejected Instruments Report/Advice
258.	RENHIST	TD Renewal History Details
259.	RINTINQ	Interest Inquiry For RPC Accounts
260.	RINTRPT RPC	ACCOUNT INTEREST REPORT
261.	RPCRPT RPC	ACCOUNT REPORT
262.	RRCDI	Reference Code Inquiry
263.	RTHQRY	Ratelist History Query
264.	RTHQRY	Ratelist History Query
265.	SCWRPT	Shroff Cash Report
266.	SCWRPT	A Shrof Cash Rpt-All
267.	SDD	Schemewise Distribution of Deposits
268.	SEL	Superceding Expired Limits
269.	SEL	Superceding Expired Limits
270.	SIETR	SIs Executed Today Report
271.	SII	Standing Instructions Inquiry
272.	SIRP	Standing Instructions Register Printing
273.	SMI	Swift Messages Inquiry
274.	SPRG	Stop Payment Register
275.	TCPI	Teller Wise Cash Position Inquiry
276.	TCPIA	Teller Wise Cash Position Inquiry / All
277.	TDSIP	TDS Inquiry & Printing
278.	TEI T	Transactions Exceptions Inquiry
279.	TI	Transactions Inquiry
280.	TODCS	TOD Criteria and Selection
281.	TODRP	TOD Register Printing
282.	TRANINQ	Tran Inquiry
283.	TRANLIST	Tran list display
284.	TRTRI	Treasury Transaction Report and Inquiry
285.	TVSI	Term Deposits Interest Slabs Inquiry
286.	VCHR	Print DR/CR Voucher

Current Affairs of July-2014

2014-08-14T20:31:00.000+05:30

Railway Budget 2014-15
Union Budget 2014-15
President Pranab Mukherjee: India’s first incumbent President to join Twitter
India becomes first country to ratify Marrakesh Treaty for visually impaired
Japan’s acute policy shift from post-war pacifism, allows fighting for allies
‘Mt Sinha’: US names a peak in Antarctica after Indian scientist Akhouri Sinha
Camel declared State Animal of Rajasthan
Pakistan’s approves Protection of Pakistan Bill 2014
Bor Wildlife Sanctuary: India’s 47th Tiger Reserve
4 new vaccines added to India’s Universal Immunization Programme (UIP)
Trial run of India’s fastest train on Delhi-Agra at 160 kmph successful
Canada, India Film (Audio-Visual) Co-Production Treaty comes into being
Apex Court rules against ‘automatic’ arrests under dowry law
Overseas investment norms for Indian corporate relaxed: RBI
CCEA nod to bring onion and potato under Essential Commodities Act, 1955
PM Modi opens Katra-Udhampur rail link
Issue RuPay debit cards to customers, install POS terminals: Govt to PSU banks
Indian nurses return home through Special Air India flight
Study shows whales are “ecosystem engineers”
By 2030, India to become 3rd largest economy: PwC
Petra Kvitova wins 2014 women’s Wimbledon title
RBI undertakes swap of old gold with new one
Rejig of Governors: Kamla Beniwal sent to Mizoram, Margaret Alva given additional charge of Gujarat
IMG studying GAGAN’s potential for non-aviation sector
Rangarajan panel suggests new Poverty Line: Rs.47 per day in urban, Rs. 32 in rural areas
Typhoon Neoguri: Super typhoon moving towards Japan
‘Shariat courts and fatwas have no legal status’: Supreme Court
Novak Djokovic overcomes Roger Federer to win Wimbledon men’s title
Rules of import of rough and polished diamonds eased: RBI
Granville Austin: Eminent Indian Constitution academic passed away
India, UK talk about civil nuclear, extradition and trade matters
Government ambiguous on Direct Tax Code, says Bill has lapsed
Health Ministry focuses on Kala Azar eradication
Scientists develop new method to forecast floods upto 11 months in advance
R K Pachauri calls Shopping Malls “energy guzzlers”
Government implements merit-cum-means based scholarship schemes for minorities
Emma Watson: UN Women Goodwill Ambassador
Now minimum broadband speed is 512 kbps: TRAI
Study attributes Oklahoma earthquakes to subsurface wastewater injection
World Population Day observed across the world on July 11
Margaret Alva Sworn-in as Goa Governor
The Miracle girl “Mississippi baby” cured of HIV as an infant now detected with virus again
“The Grand Old Lady of Bollywood” Veteran actor Zohra Sehgal passed away
INS Kamorta: India’s first indigenous warship delivered to Indian Navy
Pay MGNREGA workers wages commensurate with minimum wages fixed by State: SC asks Government
IFRS system mandatory from 2016-17 FY
BSE sets up advisory group on REITs
‘Vacate Office in New Delhi’: India asks UNMOGIP, the UN Observer on J&K
Rich nations should capitalize Green Climate Fund: India
9.48% increase in Railway revenues earnings during April – June 2014
6th BRICS Summit: India’s PM Modi flies to Brazil
Nagoya Protocol gets 50th Instrument of Ratification
Work on setting up ‘Rural ATMs’ underway: RBI
Haryana Sikh Gurdwaras (Management) Bill gets Governors nod
Government to establish R&D centre for bulk drugs at NIPER
Gandhi Peace Prize to Chandi Prasad Bhatt
President appoints new Governors to five states
Mahela Jayawardene retires from Test cricket
Nadine Gordimer: Nobel Prize winning South African author passed away
Noted Hindi litterateur Madhukar Singh passed away
Sim Bhullar: First Indian-origin player in NBA also the tallest player in NBA at present
320 Mahila Suraksha Dals will soon be functional in Delhi
PM Modi meets Chinese President Xi Jinping; presses for resolution of boundary dispute
July 16: Meghalaya commemorates its WW1 heroes on Garo Labour Corps Day
Fortaleza Declaration from 6th BRICS Summit
Government to accept Self-Attested documents
RBI relaxes CRR, SLR and PSL norms for banks issuing infra bonds
Russian city Ufa to host BRICS Summit 2015
Kerala temples observe Ramayana month
Bashar al-Assad sworn-in as Syria President for third term
National Health Profile (NHP) 2013 released by Dr. Harsh Vardhan
BRICS to establish $100 billion development bank and contingency reserve fund
Prakash Kohli sworn in as Governor of Gujarat
IBSA Summit 2015 will be held in India
RBI issues draft guidelines for setting up small banks, payment banks
Business 20 (B20) Australia Summit opens in Sydney
SC notice to all states and UTs on the issue of legalizing euthanasia
Malaysia Airlines aircraft MH17 crashed in Ukraine
Typhoon Rammasun (Glenda) hits Philippines
German World Cup-winning captain Philipp Lahm retires
CBDT sets up panel to recommend steps to reduce litigation
Bolivia legalizes Child Labour
Management of PM Relief Fund to be emulated on Gujarat model
Cricket: India registers historic test victory at Lord’s against England
Wages under MNREGA shouldn’t be less than minimum wage in states: Mahendra Dev Committee
OECD introduces ‘single global standard’ for automatic exchange of financial info
Union Government notifies Public Servants Rules, 2014
Ethiopian Airlines names its Dreamliner after Taj Mahal
Sanitation projects, increasing green cover among top priorities for MGNREGA
India support UNHRC resolution to probe Israel’s offensive on Gaza
Unregulated e-rickshaws not permitted: Delhi HC
CII-GEC launched “EPEAT” environmental rating systems for electronics
World Bank to extend $18 billion financial support to India
K. N. Tripathi takes oath as Governor of West Bengal
Fuad Masum: New President of Iraq
Union Cabinet gives nod to 49% FDI in insurance sector
Government sets up Suresh Prabhu Panel to review Gas Pricing Formula
TCS is first Indian firm to achieve market capitalization of Rs 5 lakh crore
Joko Widodo wins Indonesian presidential polls
India will not support trade facilitation agreement at the WTO
20th edition of Commonwealth Games begin at Celtic Park in Glasgow, Scotland
Banks barred from trading in bonds for infrastructure lending: RBI
Investment target for DFC revised to Rs 80,000 crore: Government
India-US Malabar naval drill not aimed at containing China: US
‘Van Bandhu Kalyan Yojna’: Scheme for holistic development of tribals launched
MH-17 crash: EU extends sanctions on Russia
Ukraine’s PM submits resignation
Paracetamol not effective for back pain: Research
Over 90% of human genome is ‘junk’ DNA: Research
S S Mundra to be fourth deputy governor of RBI
Government has no proposal to integrate Aadhaar project & NPR
Narendra Modi uses idea of ‘zero hour’ at Cabinet meetings
RBI to designated six bas as Systemically Important Banks (SIBs)
India C&AG of assumes office as Member of UN Board of Auditors
Amitabh Bachchan is Maharashtra’s horticulture ambassador
Tiger population improves in Uttar Pradesh
IUCN adds 8 more Indian bird species to 2014 Red List
Kaptan Singh Solanki is new Governor of Haryana
Researchers discovered new species of ‘Mayfly’ in India
PM Modi launches “MyGov” web platform to get citizens’ ideas for governance
Gokul Grams to be set up for developing indigenous cattle breeds
Rs 150 crore allocated for Rashtriya Gokul Mission for 2014-15
Registration certificates of six NBFCs cancelled by RBI
Flipkart raises $1 billion, largest in Indian e-commerce field
RBI rejects Andhra’s request for farm loan waiver
Vincenzo Nibali wins 101st Tour de France
Science Express for raising biodiversity awareness flagged off
Sixth C-17 Globemaster III aircraft delivered to IAF
RBI regresses to multiple price method for bond auctions
Theodore VanKirk (Dutch): Last Airman in US bombing of Hiroshima passed away
World has only 3,200 tigers left: WWF report
Key points in proposed Judicial Appointment Commission Bill
Man-made water vapour next climate threat
Special 301 Report: Section 3(D) of the Indian Patent Act opposed by the US
RTS,S: World’s first vaccine against Malaria to hit markets soon
Sierra Leone President declared public health emergency to curb Ebola disease
Urbanization activities impacted a few wetlands: Government
Dipa Karmakar: First Indian woman gymnast to win a medal in Commonwealth Games
‘Gaia’ satellite ready to operate 1.5 million kms from Earth
‘One Life is Not Enough’: Autobiography of Natwar Singh released
General Dalbir Singh Suhag assumes charge as new Chief of Indian Army
Japanese women are world’s longest-lived females; Hong Kong men longest-lived males
Bees choose best flowers even before landing just from the color of petals
S S Mundra assumes office as RBI deputy governor
Excessive healthcare is a problem on the rise in India: World Bank
Ghana’s proposal of land to Punjab farmers accepted by Punjab Government

IBPS CWE Clerk Recruitment 2014 Apply Online & Exam Date at www.ibps.in

2014-08-14T20:20:00.000+05:30

IBPS CWE Clerk Recruitment 2014 notification, syllabus, exam pattern is out now at www.ibps.in :

Institute of Banking Personal Selection has finally declared its neat advertisement for Common Written Examination in form of IBPS CWE Clerk notification 2014 and inviting IBPS Clerk Recruitment Application 2014 on its official site at www.ibps.in . IBPS was started in the year of 1975 which recruits candidates for various posts for all public banks.

As we all know that getting jobs in banking sector either in government of public sector is a dream of all those aspirants who have completed their banking relevant education. If you are one of them then what have you been waiting for ? Registration has been started from 12/08/2014 and most important information along with complete study material and previous year papers can be obtained from online.

Right now IBPS has announced notification of Clerk and they are inviting all the eligible candidates to apply for this exam. This time total 19 public banks are participating and on the basis of the performance in this exam they recruit candidates. Online application process will start from 12/08/2014 and all interested candidates can apply for this. All necessary details are provided here below, so go through it.

Name of exam: IBPS CWE Clerical Cadre IV
Name of post: Clerk
IBPS Clerk CWE Exam Date 2014 : In December 2014
IBPS Clerk Exam Syllabus 2014 & study material :
There are so many portals out there on net could from where you can found complete study material for clerk examination and you can also download previous year solved papers for reasoning, current affairs, quantitative aptitude etc. from there as well.
Age limit:

Should be between 20 to 28 years as on 01 August, 2014 and upper age is relaxable as per the government rules

Application fee:

Rs. 100/- for SC/ ST/ PWD/ EXSM candidates and Rs. 600/- for remaining other candidates

Education qualification:

Applicant should have done any bachelor degree in any field from any recognized university

How to apply:

Candidates can apply online only for this, so from the official site they have to apply

Selection process:

Candidates will be selected on the basis of the performance in CWE and Interview

Important dates to remind:

Online application starts from: 12/08/2014
Last date for online application: 01/09/2014
Last date for fee payment: 01/09/2014 (online) & 03/09/2014 (offline)
Admit card will be available from: 17/11/2014
Exam will be in: December, 2014
Result will be declared on: January, 2015
Interview will be held in: February, 2015

Get official notification

Apply online for IBPS CWE Clerk Recruitment 2014

Official site: www.ibps.in

IBPS PO preparation tips | IBPS PO Syllabus

2014-07-18T09:50:00.001+05:30

IBPS PO –IV is big challenge for bank PO job Aspirants due to heavy competition.
Now Descriptive exam(no Essay ,Letter and précis writing ) Also Removed . Only Objective test in Online. Dates also fixed ,Candidates are Busy In preparation . syllabus same but marks allotment is changed for Reasoning ability ,Quantitative aptitude and Computer Awareness. Total 200 Questions and 200 marks . time duration is 2 hours .

Subject	marks
General Awareness	40
General English	40
Quantitative aptitude	50
Reasoning ability	50
Computer Awareness	20
	200 marks

IBPS PO Detailed Syllabus :
1. Quantitative Aptitude : Quantitative aptitude is key role in exam. This divided into three chapters they are numerical Ability,Arithmetical ability and Date Analysis. in Numerical Ability is need instant cracking knowledge on major division, multiplication, addition, subtraction should be practiced .also be fast in solids, exponential,Considering the exact square root . There is chance to ask one questions about the square root found. practice only pays good results to solve these type of Questions .next part is Arithmetical basis Question. in this syllabus there no constant questions Asking In PO Level Exam. even though take a look on it . topics are Time - work, time - distance, Profit and Loss, percentages, ratios, area, volume. Now coming to Data Analysis part. Pie Chart,Data Interpretation,venn diagrams ,graphs and Bar Graph are mandatory to prepare these. challenge it every day with new task.
2. Reasoning Ability : Non-Verbal Reasoning, Date Sufficiency,Seating Arrangement,Distribution ,Deductions ,Input/Output ,Linear Arrangement and Directions are Major chapters which is asked in previous exams . so be highlight with sketch .
3.General Awareness (with special reference to Banking Industry): RBI Rates,Books Authors(Literature), recent issues on Economy, Current affairs,National & International issues,committees and Sports. etc..
4.Computer Knowledge: Internet (browsing Short cut keys etc..), MS-Office(word,excel ,power point ),Basic Computer Hardware,Memory(ram,rom),Computer Network(tcp,…), Operating System(boot,bios ..),Basic Computer concepts and Software Concepts etc..
5. General English : Correction of sentences, vocabulary ,Passage,Paragraph jumbles ,Idioms ,Comprehension. etc…
Preparation tips :
1. Practice..practice…practice…only give better speed to work out.
2. Plan it Every day Preparation time and as well Practice time (like mock test )
2. Time management is mandatory . avoid postpone . your doing job that is Preparation.
3. Never Compromise on complete your preparation targeted time (chapter wise).
4. Suggestions : Avoid usage high of FB(face book) and Mobile .
5. Prepare and Practice Offline is best to cover more times .
6. Choose it quality Material which is preferred (Best Book)
7. practice purpose only for Online and Not for preparing .
8. have to solve first Previous Papers and After Model papers.
9. every day have to solve 2-3 Questions Paper Every day and Plus one it when exams near .
10. Group study is Best to clear doubts instantly (Consumes time waste ) and sharing knowledge on problem solving .
All the Best Friends

IBPS PO 4 (Probationary Officers Phase IV) Recruitment Notification 2014 out!!! (Apply online)

2014-07-17T10:11:00.000+05:30

Good News IBPS aspirants, the Institute of Banking Personnel Selection (IBPS) has released the notification of IBPS PO IV Common Recruitment Process for the selection of Probationary Officer/ Management Trainee posts for the year 2014. The online exam of IBPS PO IV will be held in the month of October 2014. Any Graduate can apply for this recruitment. Online registration will start from 22nd July 2014 to 11th August 2014. You can apply online from the official website of IBPS www.ibps.in. Check complete details below. All the best.

Name of the Organization : IBPS

Name of the Post : Probationary Officers Phase 4

Important Dates for IBPS Probationary Officers IV Recruitment :

Online Registration - 22nd July 2014 to 11th August 2014
Payment of Application Fees

Online - 22nd July 2014 to 11th August 2014

Offline - 24th July 2014 to 14th August 2014
Download of Call letter for Examination - After 1st October 2014
Tentative Dates of IBPS PO IV Online Examination :

11th October 2014 and 12th October 2014
18th October 2014 and 19th October 2014
1st November 2014 and 2nd November 2014

Declaration of result status of examination (CWE) - November, 2014
Download of Interview Call Letters - in January 2015
Conduct of Interview - January 2015
Provisional Allotment - April 2015

Age : 20 to 30 years (as on 1st July 2014)

Application Fee :

Rs. 100/- for SC / ST / PWD Candidates
Rs. 600/- for Others

click here to apply online

Check detailed notification of IBPS PO IV Recruitment from here

Current Affairs of June-2014

2014-07-10T23:10:00.001+05:30

KKR wins IPL 7 trophy
Government eliminates all GoMs and EGoMs for better accountability and empowerment
UN posthumously honors 8 Indian soldiers among 106 UN peacekeepers
SBI’s Arundhati Bhattacharya amongst Forbes’ most powerful women
Huge coronal mass ejection on Sun observed through IRIS
IAF mountaineering squad explores unclimbed peaks in Arunachal Pradesh
Salvador Sanchez is the new president of El Salvador
Environment Ministry launches online system for green nod
Anand Mahindra first Indian to be honoured with Harvard Medal
Telangana now officially 29th state of India
CSO releases provisional estimates of national income for the financial year 2013-14
Sushil Kumar, Yogeshwar Dutt clinch medals in Italy
‘Velocirobot’ : Robotic dinosaur which can faster than Usain Bolt
India ranked 2nd in global textile export: UN Comtrade
Uttar Pradesh Govt. to launch helpline for women in every district
RGCA’s Lab is India’s First NABL Accredited Aquaculture Pathology Lab
Union Rural Development Minister Gopinath Munde dies
Obama administration demonstrates historic rules to cut coal pollution by 30%
Lalima: Female buffalo calf cloned by National Dairy Research Institute
West Bengal, Maharashtra sign agreement to help victims of trafficking
Pakistan Budget 2014 allocates Rs.700 billion for Defense
India’s HSBC services PMI expands for first time in nearly a year
Chester Nez, last of original Navajo code talkers of WW II, passed away
J&K Govt. increased retirement age of state employees to 60
‘A Girl is a Half-formed Thing’ by Eimear McBride wins Baileys women’s prize for fiction
India Elected to the Intergovernmental Committee for the Safeguarding of the Intangible Cultural Heritage
Former Airtel CEO Sanjay Kapoor becomes Micromax chairman
EU revokes drug export ban from Ranbaxy’s Toansa plant
Researchers develop roof tiles to combat air pollution
Afghan-US ties strained over the issue of Bergdahl-U.S. PoW Taliban swap
June 5 observed as World Environment Day 2014
Private schools come under the purview of RTI Act: Chief Information Commission
India’s Lieutenant General (retired) Abhijit Guha appointed member of UN panel on peacekeeping
Quebec becomes first province to legalize Right-to-Die
Vice Admiral Anil Chopra takes charge as the Western Naval Commander
Bashar al-Assad retains Presidency of Syria
Sumitra Mahajan: Speaker of 16th Lok Sabha
RBI hikes CRR for non-scheduled urban co-operative banks
Delhi LG sets up Expenditure Finance Committee
RBI’s second Bi-Monthly Monetary Policy Statement, 2014-15
Chandrababu Naidu takes oath as Andhra Pradesh CM
ICICI Bank leaves behind HDFC Bank as biggest private bank employer
Tennis French Open: Maria Sharapova wins women’s title
Tennis French Open: Rafael Nadal clinches men’s title
Never dispense with your debit/credit card PIN: RBI
Achook and Agrim commissioned into Indian Coastguard
RBI increases CRR to 4% for non-scheduled UCBs
Kudankulam is India’s first nuclear plant to produce 1,000 MW of power
Uttarakhand Cabinet gives nod to Pension Scheme for Farmers
P.K Mishra is PM’s Additional Principal Secretary
Petro Poroshenko takes oath as Ukraine President
Mudgal Panel: Sourav Ganguly joins Mudgal Panel probing IPL spot-fixing & betting scandal
Sikkim government reserves 12% jobs for BPL
Trucks carrying PDS foodgrains to be tracked with GPS
KYC norms for opening of bank accounts simplified by RBI
Reuven (Ruby) Rivlin elected Israel’s new President
Ranjit Kumar appointed as Solicitor General
PM launches book ‘Getting India Back on Track: An Action Agenda For Reform’
Madhusudhana Chary elected first Speaker of Telangana Assembly
Bharat Ratna JRD Tata award conferred upon Somasundaram
India test-fires BrahMos from indigenous warship INS Kolkata successfully
NABARD slashes refinance rates to promote investment in agriculture
Environment clearance to Navy’s Project Seabird (Karwar naval base)
June 12 observed as World Day Against Child Labor 2014
PM Modi releases FIFA World Cup postage stamps
Infosys appoints Vishal Sikka as new CEO
Madhya Pradesh to restore Mahatma’s Tolstoy Farm
Dilip Kumar’s autobiography ‘The Substance and the Shadow’ released
Cyclone Nanauk moves towards Oman, monsoon to reach Maharashtra, Gujarat in few days
Russia gives in-principle nod on India’s nuclear liability law
India, China decide to add a new fillip to economic ties
Delhi government gives nod to Rapid Rail corridors to Alwar, Meerut, Panipat
Internet not responsible for newspaper decline: Study
Gujarat gets NCA approval to raise height of Narmada Dam
UNGA elects Ugandan Foreign Minister as President of 69th session
RBI mulling over Payment bank as recommended by Nachiket Mor Panel
India becomes permanent member of Washington Accord
“Garuda-V”: Indo-French Air drill concludes at AFS Jodhpur
The Netherlands lift women’s hockey World Cup
Japan kills 30 minke whales despite ICJ order
Scientists locate massive underground water reservoir, ‘three times’ the size of Earth’s oceans
Maharashtra government approves proposal to bifurcate Thane district
Rasik Ravindra elected as member of UN body on ocean issues
Vice-President presented with Book titled “Warrior State” authored by T V Paul
Lt Gen Amit Sharma appointed Commander-in-Chief of SFC
BHEL commissions Rampur Hydro Electric Project in Himachal Pradesh
IUCN releases Red List of Threatened Species
Australia pips Netherlands to retain men’s hockey World Cup 2014
Queen Elizabeth confers Knighthood upon Indian-origin physicist Prof. Tejinder Virdee
“Gauravi”- India’s first One-Stop Crisis Centre opens in Bhopal
Russia turns off gas supply to Ukraine after talks fail
DLF is India’s first realty company to get ISO 9001: 2008 certification
Maharashtra legislation to ban dance bars across the state
NTPC seeks revocation of ban on Lata Tapovan Hydro Power Project
Juan Manuel Santos gets another term as President of Colombia
Jordanian envoy first Muslim to be elected UN human rights chief
June 17: World Day to Combat Desertification observed with the theme “Land Belongs to the Future – Let’s Climate Proof It”
“B2B” PM’s formula for stronger relationship with Bhutan
Government appoints Shaktikanta Das as Revenue Secretary
TCS en route to become world’s second biggest tech employer
Do away with the post of Revenue Secretary, merge CBDT, CBEC: Shome Panel on TARC
RBI uses OMOs to absorb excess rupee from the system
India ranked 143 on Global Peace Index 2014
Nita Ambani became First woman director on Reliance board
Ebola virus kills over 300 in West Africa: WHO
Delhi is India’s first kerosene-free city
Germany to organize “myCopter Project Day” in November 2014
Government sets up Panel to look into the cause of gas leakage in Bhilai Steel Plant
Defending champions Spain eliminated from FIFA World Cup race
BCIC recommendations on tax reforms accepted by Shome Committee
World Food Prize 2014 to India-born scientist Sanjaya Rajaram
Rajeev Topno appointed Private Secretary to PM Narendra Modi
GMR wins Maldives airport legal battle, demands compensation
Railway Ministry raised passenger fare by 14.2%, freights by 6.5%
Immunotherapists from US and Japan win the inaugural ‘Tang Prize’
Jnanpith Award 2013 to Hindi poet Kedarnath Singh
Government sets up Panel to design National Rubber Policy
Founder of Himalayan mineral water Dadi Balsara passed away
In a single gene, a path to fight heart attacks
June 20: World Refugee Day observed across the globe
Higgs Boson existence further confirmed
Jalpaiguri bifurcation takes the number of districts in Bengal to 20
Magnus Carlsen becomes first man to hold the Chess Triple Crown; but he is not the first player
Pen Pinter prize to novelist Salman Rushdie
Mayaram Committee’s definitions of FDI, FII accepted by the Government of India
UP Chief Minister Akhilesh Yadav presents tax free budget
“Project Mausam”: Culture Ministry initiative to explore multi-faceted Indian Ocean
Canada’s York University confers honorary doctorate upon Ratan Tata
Iraq crisis could impact oil prices in India
Andhra Pradesh govt raises retirement age to 60, Telangana staff queue up for transfer to AP
June 23: United Nations Public Service Day
June 23: World observes International Widows day
Great Himalayan National Park Conservation Area added in World Heritage list
Gujarat’s Rani-Ki-Vav gets World Heritage site status
Pyu Ancient Cities: Myanmar’s first site on World Heritage List
India enhances its nuclear transparency, ratifies Additional Protocol with IAEA
Provide information to SIT on black money: RBI directs banks and FIs
Understanding the collusion between El Nino and Monsoon
India denies patent to US pharmaceutical firm Abraxis BioSciences’ anti-cancer drug “Abraxane”
Gujarat govt provides 33% quota for women in police force
Obninsk plant: World’s 1st nuclear power plant turns sixty
Steel to be dearer by up to Rs 1,000 a tonne
Google to globalize “Project Loon” to provide internet to even the rural and remote areas of the world
PSUs have only 3 years to make 25% of their shares public: SEBI
125th anniversary of Salar Jung museum
Air India Ltd becomes member of Star Alliance
Amma pharmacies to be launched across Tamil Nadu
India extends ban on import of milk items from China till June 2015
World Bank recommends reforms in power distribution
RBI permits NBFCs to work as Business Correspondents of banks
June 25 obeserved as World Vitiligo Day
UP Govt increased retirement age of State Election Commissioner to 68 years
June 25: World observes International Seafarer’s Day
Navratna Status granted to EIL and NBCC
Indian-origin judge V K Rajah is Attorney-General of Singapore
N. Srinivasan appointed as the first Chairman of ICC
Maharashtra govt approves 16% quota for Marathas, 5% for Muslims in jobs and education
France confers ‘Officer of the Legion of Honor’ upon actor Shahrukh Khan
RIMPAC 2014: World’s largest international maritime drill kicks off
June 26: International Day against Drug Abuse and Illicit Trafficking observed
Biochip developed to measure blood sugar via saliva
Project Android One: Google’s bid to build ultra cheap Smartphones
Union Government de-licensed manufacturing of defence items
Chung Hung Won retained as PM of S Korea
Jean-Claude Juncker will be next president of European Commission
Over 1 million children in India are out of school: UN report
Union Government modernizes NIC-1987 to NIC-2008
Okavango Delta: UNESCO’s 1,000th World Heritage Site
No visa-free entry for Bangladeshis: Home ministry
July 4 is the deadline for implementing Food Security Act
New Facelock Technology obviates the need to remember complex passwords
Saina Nehwal clinches Australian Open Super Series title
India successfully launched PSLV C-23 with 5 satellites
CCEA nod to bring onion and potato under Essential Commodities Act, 1955

Current Affairs of May-2014

2014-07-10T23:07:00.000+05:30

Anti-counterfeit ‘fingerprints’ made from silver nanowires
PaMZ: High potential drug combo against drug-sensitive and MDR-TB
Polo, India’s only gorilla, breaths his last
Significant defence deal inked between Philippines and US
Egypt: 683 alleged supporters of ex-President Morsi sentenced to death
“SOLAR-JET”: An EU project makes “solar” kerosene from sunlight
Now city-specific domain names (.london, .nyc, etc.)
India emerged as 3rd largest economy in 2011: World Bank
India launches “Mahatma Gandhi Pravasi Suraksha Yojana” Scheme in UAE
Supreme Court creates a ‘Third Gender’ for transgenders
Akash missile test fired successfully
Namibia purchases India-made EVMs for its presidential polls
UK conducts world’s biggest human organ imaging project
Ahmed Maiteeq- Libya’s youngest and fifth Prime Minister since dictator Kadhafi was toppled and killed in 2011 uprising
‘Bacillus pumilus SAFR-032′ Bacteria from Earth may contaminate Mars; confuse researchers in future about origin of life on Mars: NASA
Foreign Portfolio Investors can invest up to $81 billion in debt securities
India conducts successful test of first indigenous air-to-air Beyond Visual Range (BVR) ‘Astra’ missile
Existence of 117th element “Ununseptium (Uus)” confirmed
NASA to grow plants on International Space Station (ISS)
“Sarvada Vijay”: Indian Army’s desert exercise conducted to tests its fighting skills
Gary Becker, economist and winner of Nobel Prize passed away
Finance Ministry: Withdrawal of fiscal stimulus programme in US will not affect much the foreign investments into India
Excavation suspended at Kerala’s Padmanabhaswamy Temple
Govt’s nod not required to investigate corruption charges on senior bureaucrats: Supreme Court
Rising NPAs is making public sector banks unfit for private Provident Fund deposits
Don’t levy penalty if minimum balance is not maintained in bank account: RBI to banks
RBI allows minors over 10 years to operate bank accounts
Maintain status quo on INS Vikrant: Supreme Court
El Nino effect may shrink India’s GDP by 1.75%: Assocham
SC upholds constitutional validity of Right to Education Act
Thailand court sacks PM Yingluck Shinawatra
Indian Navy operationally deploys INS Vikramaditya
‘Do not charge penalty on pre-payment of floating loans’: RBI to Banks
DGCA directs airlines to track flights in real time
DGCA grants Flying License to AirAsia India
Supreme Court bans use of bulls in sports
Supreme Court allows Tamil Nadu to raise Mullaperiyar height
RuPay, India’s indigenous card payment network launched
54 Indian companies among Forbes ‘Global 2000’
Biologists discover 14 new ‘Dancing Frog’ species in Western Ghats
Indian economy showing signs of improvement
‘Rise quickly’ to counter China: Vietnam to India
Google loses copyright case over Android to Oracle
CANWFZ Treaty signed to recognize Central Asia as Nuke-Free Zone
RBI restricts companies from refinancing of rupee loans via External Commercial Borrowings (ECB) route
Scientists succeed in replicating semi-synthetic DNA containing unnatural bases
Indian Railways releases: ‘India Junction – A Window to The Nation’
China expresses concern over India’s role in South China Sea issue
“Exit polls” and “Post-Poll Survey”: Are both same?
Effectiveness of Medication is Gene-dependent: Research; that’s why a particular drug is effective for certain people but not for others.
RBI permits foreign branches of banks to sell derivatives not allowed in India
Shrinking ice moving the Earth’s crust upwards in the Northern Antarctic Peninsula
Gmail’s Android version becomes first single app to pass 1 billion installations
By 2025, India to replace Japan as third-largest oil consumer: US
Google rankings can influence Elections: Study
To know about the candidates contesting elections is a fundamental right of citizens under Article 19(1)(a): Supreme Court
Lt Gen Dalbir Singh Suhag appointed as new Army chief
Govt should reduce its shareholding in PSBs to below 50%: RBI Committee
Bharti Airtel raises about $2 billion in Dual Currency Bond sale
India’s IIP remains negative, declines 0.5% in March 2014
General Election 2014: Resounding victory for BJP, Congress faces drubbing in 6 states
Sikkim Assembly elections 2014: SDF to retain power for fifth term in a row
Odisha assembly polls 2014: BJD emerged largest party in the state
Arunachal Pradesh assembly polls: INC to form government
Andhra Pradesh assembly polls results: TDP wins largest number of seats
Representation of Muslims in 16th Lok Sabha plunges all-time low at 22
India’s ‘Steel Man’ – Former Tisco chief Russi Mody passed away
‘Photon-Photon Collider Experiment’: Researchers develop technique to turn light into matter
SpaceX ‘Dragon’ capsule leaves space station, heads back to Earth
RBI to launch Plastic notes in 2015
Adani Ports buys Dhamra Port of Odisha
Chibok Kidnapping of Schoolgirls: Nigeria’s President calls off town visit
Swiss electors disapprove world’s highest minimum wage, thwart new fighter jets buying plans
Researchers unravel why olive oil reduces blood pressure
RBI to start managing Telangana’s public debt from June 2, 2014
Pension Payment Order (PPO) to be given soon after retirement to Central Govt employees
Modi is not the first instance when CM becomes PM
Jitan Ram Manjhi sworn-in as Bihar Chief Minister
RBI permits banks to provide loans to exporters for up to 10 years
Flipkart acquires Myntra
All banks need to install ‘talking ATMs” from July 1, 2014: RBI
Anandiben Patel: First woman CM of Gujarat
Members of Planning Commission resign
Pawan Chamling takes oath as Sikkim CM for fifth consecutive term
Naveen Patnaik takes oath as fourth time CM in Odisha
Bharatiya Mahila Bank included in second schedule to RBI Act 1934
RBI eases gold import to promote its export under its 20:80 formula
Genral Polls 2014: Dhubri recorded highest Voter Turnout; Srinagar the lowest
Donald Levine, man behind G.I. Joe, passed away
Mercedes’ Nico Rosberg clinches Monaco F1 Grand Prix
Hiroshi Naka is new vice-president of World Bank
Badminton: China beats Japan to win Uber Cup
Sanskrit Scholar and Indologist Sukumari Bhattacharji passed away
Exhibition in Germany observes 100 years of World War I
Scientists create Nano-diamonds which last only for seconds
Anti-Terrorism Day observed on MAY 21
Indian-American Akhil Rekulapelli clinches National Geographic Bee Championship
DeitY’s ”Mobile Seva” project wins UN Public Service Award
Gujarat’s ‘Rani ki Vav’ to be replicated digitally in UK
“SIMBEX 14″: India-Singapore naval drill starts in Andaman Sea
Rajiv Mathur appointed new Chief Information Commissioner
WHO concerned about MERS virus
China’s maritime Silk Road development to get a boost with 10 billion yuan
Performance ratings of Banks’ customer services to be made public from 2015
Olive Ridley Conservation programme restarted after nearly 25 years
Real Madrid defeats Atletico to clinch Champions League title
Japan defeats Australia to lift AFC Women’s Asian Football Cup 2014
Delhi Govt approves scheme to provide financial help to children of prisoners
Badminton: Japan beat Malaysia to win its first Thomas Cup
Ahmed Maitiq is Libya’s new PM
Sachin Tendulkar chosen as Goodwill Ambassador of the 35th National Games
9,800 US troops to remain in Afghanistan after 2014
PM Modi sets up new Ministry for Skill Development and Entrepreneurship
Bangladesh nationals settled in India before 1971 are Indians and can vote: Meghalaya HC
5.5 million ‘invisible’ babies are born and die each year
Singapore replaces Mauritius as the top source of FDI in India
Ranchis’ Kanke Dam endangered by waste
TGCN: Newly created graphene-type material
Vineet Taneja to be Micromax CEO
Mauritius to provide India automatic exchange of tax information
RhoDIS: DNA-based tool to probe poaching
Punjab approves mega food park in Ludhiana
CCI approves purchase of 50% stake of Tata’s Trent Hypermarket by Tesco
DRDO successfully test-fired Akash supersonic missiles
Ordinance promulgated to appoint Nripendra Misra as Principal Secretary
Reliance India Ltd acquires Network18
‘Father of Malaysian Hockey’ Sultan Azlan Shah passed away
“Diamond Quadrilateral” for High-Speed Rail
“Golden Quadrilateral” contributing in economic growth
New government, capital inflow make Rupee best performing Asia-Pacific currency
Russia and China veto UN resolution to refer Syrian crisis to ICC
NASA designs high-tech cages to transport rats to ISS
India’s OVL and Russia’s Rosneft ink pact to explore hydrocarbons
ONGC starts drilling in Palar basin in Tamil Nadu
T.R Zeliang take oath as Nagaland CM
Malavath Purna- Girl from Andhra becomes youngest woman to climb Everest
Justice MB Shah Committtee: SIT to probe black money
Sushma Swaraj -The first woman to head MEA
Pinaka rockets test-fired successfully
India Infrastructure Index launched by Asia Index
Vishwanath Tripathi awarded Vyas Samman
Mukul Rohatgi is the new Attorney General of India
Ajit Doval appointed as the new National Security Advisor
India inks $ 1006.20 million loan pact with World Bank US for “Sarva Shiksha Abhiyan III”
Two additional attempts, no change in pattern and syllabus of the Civil Services Examination: UPSC
Goa Day was observed on May 30
Kamal Nath will Pro-tem Speaker of 16th Lok Sabha
FIFA World Cup ball Brazuca has in-built cameras
Dalia Grybauskaite to become President of Lithuania for second consecutive term
RBI tightens merger rules for NBFCs
India’s Forex reserves up by $ 15.5 billion in FY’14: RBI
CSIR & IMD collaborate for joint production of “Drishti” System
Army Chief endorsed as the new leader by Thai king
Peter Mutharika takes oath as President of Malawi
“Vitamin E” Beneficial or Harmful depends on its source
Google agrees to provide ‘Right to be Forgotten’

Download your SBI Clerks Online Exam 2014 Call Letters / Admit Cards Now

2014-07-10T22:48:00.000+05:30

Dear SBI Clerks aspirants, the State Bank of India (SBI) has activated the Call Letters Download link for upcoming SBI Clerks Online Exam 2014. The online exam for SBI Clerks will start from 19th July 2014 and will be held till 31st August 2014 . You can download your call letter from below link or from SBI's website's recruitment section www.sbi.co.in/portal/web/home/careers-with-us by logging in with your Registration Number and Date of Birth or Passwords from now. Candidates who registered during extended period for Jammu & Kashmir may download their call letter from 15th July 2014 onwards.
All the Best.
Download your SBI Clerks Online Exam Call Letters from here

Download Acquaint yourself booklet English version from here

Download Acquaint yourself booklet Hindi version from here

Download Scribe declaration form from here

SBI PO-2014 Special Current Affairs Quiz.

2014-06-03T14:21:00.000+05:30

Dear VI Bankers Followers,

In this post I am sharing Current Affairs Quiz for SBI PO exam. So read all question & share with your friends as well. Enjoy Reading.

part 1

Question:- 1: Who won the Australian Open women’s singles title?
Answer:- Li Na
Question:- 2: Who won the Mixed doubles tennis titles at Australian Open 2014?
Answer:- Kristina Mladenovic and Daniel Nestor
Question:- 3: Olympic torch was recently lit atop the highest peak of Europe and also Russia. The name of the highest peak is_____?
Answer:- Mount Elbrus
Question:- 4: Who is the Chairman of Indian Space Research Organisation (ISRO)?
Answer:- K Radhakrishnan
Question:- 5: Recently, India has decided to provide Visa-on-arrival facility to tourists of all countries except eight nations. Which among the following is NOT among those eight nations?
Answer:- Bangladesh
Question:- 6: Recently India has become the third country in the world to have shore based test facility (SBTF) in the world. The other two countries which have SBFT facilities are?
Answer:- United State and Ukraine
Question:- 7: G. S. Shivarudrappa, who passed away recently, was a distinguished poet in which language?
Answer:- Kannada
Question:- 8: If RBI will reduce CRR than what will be the result?
Answer:- Credit Supply increases
Question:- 9: Who is the new President of Kenya?
Answer:- Uhuru Kenyatta
Question:- 10: How many numbers are there in IFSCI Code?
Answer:- 11

part 2

( Based on National & International Current Affairs)
1) Which country announced on 11 March 2014 a plan to lease Himalayan peaks to private companies to ease traffic on Mount Everest and to boost tourism ?
Ans:- Nepal
2) The Supreme Court of ____ on 9 March 2014 sacked the Election Commissioner Fuwad Thowfeek and his deputy Ahmad Fayaz ?
Ans:- Maldives
3) Who won the El Salvador’s presidential election on 17 March 2014 ?
Ans:- Salvador Sanchez Ceren
4) Which country Forces on 17 March 2014 handed over its two important military bases in southern Helmand province to Afghan security forces and closed down another base ?
Ans:- Britain
5) Which country and New Zealand announced a landmark deal on 18 March 2014 that allows the direct trading of the two countries’ currencies ?
Ans:- China
6) The Union government has on 4 March 2014 launched the “Maulana Azad Sehat Scheme” a health scheme for ____?
Ans:- Minority Student’s
7) Recently, Union government has launched a nation-wide campaign awareness campaign to curb the spread of dengue disease.The campaign has been named as____ ?
Ans:- U and ME against Dengue
8) Election Commission on 5 March 2014 announced the dates for Lok Sabha polls. Over 814 million voters — constituting the biggest electorate in the world — will exercise their franchise to elect 543 members to the 16th Lok Sabha in how many phases?
Ans:- 9
9) The Government of India (GoI) recently announced to build how many low cost airports in the next 20 years ?
Ans:- 200
10) In the month of March 2014 government has approved to set up country’s second nuclear fuel complex to reprocess atomic fuel in______ ?
Ans:- Rajasthan.

part 3

Q. 1) India, Sri Lanka and Maldives on 6 March 2014 held national security advisor-level meet on maritime security cooperation in _____ ?
▶ Ans:- New Delhi

Q. 2) According to the latest data from the National Bomb Data Centre (NBDC) released on 5 March 2014, which country has turned out to be the third most dangerous country in the world in terms of bomb blasts cases (per year) only ?
▶ Ans:- India

Q. 3) What was India’s rank in the recently released report of the global anti-money laundering body Financial Action Task Force (FATF) pertaining to progress in combating money laundering in the world ?
▶ Ans:- 34

Q. 4) Which country was recently ranked fourth in a Microsoft report in the list of the countries sending out spam e-mails ?
▶ Ans:- India

Q. 5) Which country and India have signed on 18 March 2014 an agreement to work together in software, information technology and infrastructure ?
▶ Ans:- China

Q. 6) Alfonso Cuaron won the Best director award in Oscars 2014 for which movie?
▶ Ans:- Gravity

Q. 7) Who won the 2014 Templeton Prize?
▶ Ans:- Tomas Halik

Q. 8) Who has been selected for the 17th Gollapudi Srinivas National Award 2013 for his debut film as a director, The Good Road in Gujarati ?
▶ Ans:- Gyan Correa

Q. 9) What is the name of the Indian journalist who won the prestigious Google Digital Activism Award for 2014 beating likes of Edward Snowden?
▶ Ans:- Shubhranshu Choudhary

Q. 10) Which water-based initiative from India won the 2014 UN-Water “Water for Life” Best Practices Award as announced on 21 March 2014?
▶ Ans:- International Water Management Institute (IWMI)-Tata Water Policy Programme.

part 4

1. Recently, Supreme Court has set up a four member committee under the chairmanship of N R Madhava Menon for framing guidelines to prevent____?
[A] Ponzi schemes
[B] Misuse of funds on government advertisement
[C] Illegal mining activities
[D] Misappropriation of powers by politicians

Ans – Misuse of funds on government advertisement
2. The “SAVE” is an international organisation created to conserve which of the following endangered bird species?
[A] Great Indian Bustards
[B] Asia’s Vultures
[C] Bengal Florican
[D] Lesser Florican

Ans- Asia’s Vultures

3. The “Mont Blanc Tunnel” links which of the following two countries?
[A] France and Germany
[B] France and Italy
[C] Germany and Switzerland
[D] Switzerland and Germany

Ans – France and Italy

4. Which among the following is the NASA’s moon probe, which recently crashed into the lunar surface thus ending its operation?
[A] LADEE
[B] LCDEE
[C] LDCEE
[D] LEDCC

Ans- LADEE

5. The “Dhamra port” one of the major newly developed port located in which state?
[A] Odisha
[B] Gujarat
[C] Karnataka
[D] Andhra Pradesh

Ans – Odisha

6. The country with highest per-capita milk availability in the world is ___?
[A] Denmark
[B] Iceland
[C] New Zealand
[D] Holland

Ans – New Zealand

7. Which among the following planets in our solar system is called the Upside Down planet?
[A] Jupiter
[B] Venus
[C] Saturn
[D] Mars

Ans – Venus

8. Which among the following International Organisation is not based in Geneva?
[A] International Labour Organisation
[B] International Telecommunication Union
[C] World Trade Organisation
[D] World Bank

Ans – World Bank

9. Currently, which among the following political parties is not recognised as National Political Party?
[A] Communist Party of India
[B] Nationalist Congress Party
[C] Bahujan Samaj Party
[D] Rastriya Janta Dal

Ans – Rastriya Janta Dal

10. Who among the following has won the Chinese F1 Grand Prix -2014?
[A] Daniel Ricciardo
[B] Lewis Hamilton
[C] Sebastian Vettel
[D] Nico Hulkenberg

Ans – Lewis Hamilton.

part 5

.

Q. 1) Who is the World’s top richest Billionaire with worth of 76 billion dollars according to Forbes magazine’s 28th Annual World billionaires list released on 3 March 2014?
Ans:- Bill Gates

Q. 2) Reserve Bank of India (RBI) on 13 March 2014 hiked the trade related remittance limit from Rs. 2 lakh to Rs. 5 lakh per transaction.What was the reason for this increase?
Ans:- Increase in the number of transactions handled by exchange houses

Q. 3) Bharti Airtel and which international telecom giant signed a pact on 4 March 2014 to set up a multi-service regional network infrastructure node in India?
Ans:- Etisalat

Q. 4) Government of India on 4 March 2014 hiked the interest rates on fixed deposit scheme that is offered by post offices by up to_______ percent?
Ans:- 0.2 %

Q. 5) Which state scored the highest in monthly per capita consumer expenditure (MPCE) for urban areas in the recently released ranking by the by the National Sample Survey Organisation (NSSO)?
Ans:- Haryana

Q. 6) The government has recently approved the National Mission for Sustaining the Himalayan Ecosystem (NMSHE) to sustain the Himalayan ecosystem, continuously assess it s health status.The NMSHE covers how many states of India?
Ans:- Twelve

Q. 7) Name the new health scheme launched on 6 March 2014 by North Delhi Municipal Corporation (NDMC) for women?
Ans:- Stri Swasthya Suraksha Yojna

Q. 8) Which state government on 3 March 2014 launched a novel scheme ” Dial a doctor” which will enable the public to seek health-related advice over phone round-the-clock from doctors by dialling a toll-free number ?
Ans:- Kerala

Q. 9) Which state approved the Backward Class (BC) status for the Jat and Jat Sikhs of the State on 5 March 2014 ?
Ans:- Punjab

Q. 10) For how many years, Hyderabad is envisaged as the common capital for Andhra Pradesh and Telangana as per Andhra Pradesh Reorganisation Act 2014?
Ans:- 10 years

part 6

1. The “ASIMO” or Advanced Step In Mobile Innovative Mobility, is a humanoid robot designed and developed by ___?
[1] Microsoft
[2] Ford
[3] Honda
[4] IBM

Ans – Honda

2. Recently, which of the following countries has decided to deploy drones to monitor and stop the poaching of elephants and rhinos in all its national parks and reserves?
[1] South Africa
[2] Kenya
[3] Nigeria
[4] Uganda

Ans – Kenya

3. Who among the following has been adjudged as outstanding “Asian Men’s Player of the Year 2013” by Asian Squash Federation?
[1] Ramit Tandon
[2] Mahesh Mangaonkar
[3] Saurav Ghosal
[4] Harinderpal Sandhu

Ans – Saurav Ghosal

4. The “Yandex” is a one of the largest search engine company operating in ______?
[1 ]Japan
[2] South Korea
[3] Russia
[4] China

Ans – Russia

5. A new economic term GIRO is being reporting in newspapers recently, what does GIRO stands for ___?
[1] Government Internal Resource Order
[2] Government Internet Related Order
[3] Government Internal Revenue Order
[4] Government Internal Record Order

Ans – Government Internal Revenue Order

6. Recently, which of the following committee has submitted its report suggesting a mechanism for centralised bills payment system in the country?
[1] Ramesh Chandra Committee
[2 ]Umesh Bellur Committee
[3 ]Satyajith Ray Committee
[4 ]Naveen Patnaik Committee

Ans – Umesh Bellur Committee

7. In India, Snow Leopard is found mainly in which of the following states?
[1] Himachal Pradesh
[2 ]Jharkhand
[3] Uttarkhand
[4] Arunachal Pradesh
[5] West Bengal

Ans – Only 1, 3 & 4

8. Recently, which among the following leading confectionary manufacturer has been renamed as Mondelez India Foods Limited?
[1] Cadbury
[2] Nestle
[3] Nilagiris
[4] Mother Dairy

Ans – Cadbury

9. The “Homogenization” milk is mainly done to _____?
[1] Increase fat content
[2] Reduce fat globules
[3 ]Reduce microorganism load
[4] Remove impurities

Ans – Reduce fat globules

10. Who among the following has won World Women’s Senior Snooker Championship-2014?
[1] Umadevi Nagaraj
[2] Chitra Magimairaj
[3] Shoba Krishnan
[4] Vidya Pillai

Ans – Chitra Magimairaj

part 7

.

Question. 1. Who has been appointed as India’s next ambassador to Norway?
Ans. Former Indian Air Force Chief N K Browne

Question. 2. According to World Bank report, India has replaced which among the following countries to become third largest economy based on purchasing power parity (PPP)?
Ans. Japan

Question. 3. The newly formed Telangana state has how many assembly and Parliamentary seats?
Ans. The Telangana has 119 assembly seats and 17 parliamentary seats.

Question. 4. The “Operation Clandestine Fox” which is in news recently, is a code name refers to _____?
Ans. A campaign to hack the Microsoft’s internet explorer

Question. 5. The “Project 75I” of India is a project related to ___?
Ans. Military
The project 75 is one of the India’s most closely guarded military projects. Under this project stealth, land-attack capability and the ability to incorporate futuristic technologies, all the new submarines will be equipped with air-independent system to boost their operational capabilities.

Question. 6. Who has been honoured as the Most Popular All Time International Star in India at IIFA awards 2013-14?
Ans. John Travolta the famous super star of Hollywood honoured as most popular All Time International Star in International Indian Film Academy (IIFA) awards 2014.

Question. 7. “Fighting Poverty in Asia and the Pacific” is the motto of ______?
Ans. Asian Development Bank

Question. 8. The so called Northern Limit Line is a disputed maritime demarcation line between _____?
Ans. North Korea and South Korea

Question. 9. Which Exchanges will shut it operation after it failed to adhere to several new regulatory requirements?
Ans. Madras Stock Exchange
The 76 year old Madras Stock Exchange will cease to exist from May 30 after it failed to adhere to several new regulatory requirements, including increased net worth as outlined by market regulator Sebi.

Question. 10. Recently, which one of the following international groupings has temporarily banned the import of Alphonso Mango and four vegetables from India on poor quality issue?
Ans. European Union

part 8

1. The “ASIMO” or Advanced Step In Mobile Innovative Mobility, is a humanoid robot designed and developed by ___?
[1] Microsoft
[2] Ford
[3] Honda
[4] IBM
Ans – Honda

2. Recently, which of the following countries has decided to deploy drones to monitor and stop the poaching of elephants and rhinos in all its national parks and reserves?
[1] South Africa
[2] Kenya
[3] Nigeria
[4] Uganda
Ans – Kenya

3. Who among the following has been adjudged as outstanding “Asian Men’s Player of the Year 2013” by Asian Squash Federation?
[1] Ramit Tandon
[2] Mahesh Mangaonkar
[3] Saurav Ghosal
[4] Harinderpal Sandhu
Ans – Saurav Ghosal

4. The “Yandex” is a one of the largest search engine company operating in ______?
[1 ]Japan
[2] South Korea
[3] Russia
[4] China
Ans – Russia

5. A new economic term GIRO is being reporting in newspapers recently, what does GIRO stands for ___?
[1] Government Internal Resource Order
[2] Government Internet Related Order
[3] Government Internal Revenue Order
[4] Government Internal Record Order
Ans – Government Internal Revenue Order

6. Recently, which of the following committee has submitted its report suggesting a mechanism for centralised bills payment system in the country?
[1] Ramesh Chandra Committee
[2 ]Umesh Bellur Committee
[3 ]Satyajith Ray Committee
[4 ]Naveen Patnaik Committee
Ans – Umesh Bellur Committee

7. In India, Snow Leopard is found mainly in which of the following states?
[1] Himachal Pradesh
[2 ]Jharkhand
[3] Uttarkhand
[4] Arunachal Pradesh
[5] West Bengal
Ans – Only 1, 3 & 4

8. Recently, which among the following leading confectionary manufacturer has been renamed as Mondelez India Foods Limited?
[1] Cadbury
[2] Nestle
[3] Nilagiris
[4] Mother Dairy
Ans – Cadbury

9. The “Homogenization” milk is mainly done to _____?
[1] Increase fat content
[2] Reduce fat globules
[3 ]Reduce microorganism load
[4] Remove impurities
Ans – Reduce fat globules

10. Who among the following has won World Women’s Senior Snooker Championship-2014?
[1] Umadevi Nagaraj
[2] Chitra Magimairaj
[3] Shoba Krishnan
[4] Vidya Pillai
Ans – Chitra Magimairaj

part 9

[1]. Recently, Supreme Court has set up a four member committee under the chairmanship of N R Madhava Menon for framing guidelines to prevent____?
[A] Ponzi schemes
[B] Misuse of funds on government advertisement
[C] Illegal mining activities
[D] Misappropriation of powers by politicians
Ans :- Misuse of funds on government advertisement

[2]. The “SAVE” is an international organisation created to conserve which of the following endangered bird species?
[A] Great Indian Bustards
[B] Asia’s Vultures
[C] Bengal Florican
[D] Lesser Florican
Ans :- Asia’s Vultures

[3]. The “Mont Blanc Tunnel” links which of the following two countries?
[A] France and Germany
[B] France and Italy
[C] Germany and Switzerland
[D] Switzerland and Germany
Ans :- France and Italy

[4]. Which among the following is the NASA’s moon probe, which recently crashed into the lunar surface thus ending its operation?
[A] LADEE
[B] LCDEE
[C] LDCEE
[D] LEDCC
Ans :- LADEE

[5]. The “Dhamra port” one of the major newly developed port located in which state?
[A] Odisha
[B] Gujarat
[C] Karnataka
[D] Andhra Pradesh
Ans :- Odisha

[6]. The country with highest per-capita milk availability in the world is ___?
[A] Denmark
[B] Iceland
[C] New Zealand
[D] Holland
Ans :- New Zealand

[7]. Which among the following planets in our solar system is called the Upside Down planet?
[A] Jupiter
[B] Venus
[C] Saturn
[D] Mars
Ans :- Venus

[8]. Which among the following International Organisation is not based in Geneva?
[A] International Labour Organisation
[B] International Telecommunication Union
[C] World Trade Organisation
[D] World Bank
Ans :- World Bank

[9]. Currently, which among the following political parties is not recognised as National Political Party?
[A] Communist Party of India
[B] Nationalist Congress Party
[C] Bahujan Samaj Party
[D] Rastriya Janta Dal
Ans :- Rastriya Janta Dal

[10]. Who among the following has won the Chinese F1 Grand Prix -2014?
[A] Daniel Ricciardo
[B] Lewis Hamilton
[C] Sebastian Vettel
[D] Nico Hulkenberg
Ans :- Lewis Hamilton

part 10

one.

[1] Who has been named as the batting coach of Pakistan cricket team for two years?
Ans – Former Zimbabwe batsman, Grant Flower

[2] Who has been approved as a provisional new AIBA member to represent India by AIBA Executive Committee?
Ans – Boxing India

[3] Who has been awarded with the Silver Shovel Award?
Ans – Ravi Dhariwal, the CEO of Bennett, Coleman and Company Limited (BCCL)

[4] Who has received ISAE Type II certification for maintaining high quality operating model and having effective control systems?
Ans – Sundaram BNP Paribas Fund Services

[5] Who has been appointed as the Chairman of the Central Water Commission & ex-officio Secretary of the Government of India?
Ans – Ashwin B. Pandya

[6] Who has been inducted as an associate member of Hockey India?
Ans – Central Industrial Security Force(CISF)

[7] Report on Health for the world’s adolescents was released on 14 May 2014 by??
Ans – World Health Organisation (WHO)

[8] Which Indian construction major won a 1270 crore rupees expressway project in Yemen?
Ans – Punj Lloyd

[9] Who has written the book “Post Haste: Quintessential India”?
Ans – B.G. Verghese

[10] Name the two Indian-Americans who were selected for Champions of Change by the White House?
Ans – Manjusha P. Kulkarni and Ranjana Paintal

part 11

one.

[1] Who is the new chief of army staff (COAS)?
Ans – Lieutenant General Dalbir Singh Suhag as 26th COAS

[2] Who became the first-ever woman to head UN Peacekeeping force?
Ans – Kristin Lund of Norway

[3] Who was named snooker’s Player of the Year at the sport’s annual awards ceremony in London on 8 May 2014?
Ans – Ronnie O’Sullivan

[4] Who took over as the 21st Commander of the Coast Guard Region (Andaman and Nicobar) as a successor of VSR Murthy?
Ans – Inspector General K Natarajan

[5] Who was appointed as first Woman Additional Director of Central Bureau of Investigation (CBI)?
Ans – Senior IPS Officer Archana Ramasundaram

[6] Who has been appointed as the national coach of the national team of Pakistan?
Ans – Waqar Younis

[7] Who has written the book “My Years with Rajiv and Sonia”?
Ans – R.D.Pradhan

[8] Who won Munich ATP tournament in Germany by defeating Fabio Fognini?
Ans – Martin Kilzan

[9] Who won the WTA Portugal Open 2014 Women’s doubles title held in Oeiras, Portugal.?
Ans – Sania Mirza and Cara Black

[10] Who won the 2014 UNESCO Guillermo Cano World Press Freedom Prize?
Ans – Turkish investigative journalist Ahmet Sik

part 12

one.

[1]. What is the name of India’s own card payment network that has been dedicated to the nation, recently?
[1] MoneyCard
[2] RuPay
[3] IndPay
[4] RupeeCard
Ans – RuPay

[2]. The “African Sleeping Sickness” is a vector-borne disease spread by __?
[1] Mosquitoes
[2] Tsetse fly
[3] Houseflies
[4] Sandflies
Ans – Tsetse fly

[3]. The “Moei” River marks the national boundary between which of the following countries?
[1] Thailand and Myanmar
[2] India and Bhutan
[3] Thailand and Singapore
[4] France and Germany
Ans – Thailand and Myanmar

[4]. According to latest report, which among the following states has reported highest tiger mortality rate in the country?
[1] Tamil Nadu
[2] Maharashtra
[3] Karnataka
[4] Bihar
Ans – Tamil Nadu

[5]. The largest Lok Sabha constituency in India in terms of area is _____?
[1] Baramulla
[2] Ladakh
[3] Ahmadabad
[4] Midnapur
Ans – Ladakh

[6]. Which of the following organisation gives out the “Guillermo Cano World Press Freedom Prize” every year?
[1] United Nations
[2] UNESCO
[3] World Bank
[4] SAARC
Ans – UNESCO

[7]. What is the code name given for the military exercise conducted by the India Army in the desert of Rajasthan, recently?
[1] Desert Fox
[2] Sarvada Vijay
[3] Garuda
[4] Samrat Shakti
Ans – Sarvada Vijay

[8]. The eastern swamp deer, one of the three endangered deer species existing in the world found only in ____?
[1] Manasa Wildlife Sanctuary
[2] Kaziranga National Park
[3] Nagarahole Wildlife Sanctuary
[4] Kanha National Park
Ans – Kaziranga National Park

[9]. As per the new study conducted by the World Health Organisation (WHO), which Indian city is considered to be most polluted in the world?
[1] Raipur
[2] Bhopal
[3] Delhi
[4] Gwalior
Ans – Delhi

[10]. Recently, the Supreme Court has passed a judgment banning “Jallikattu”, a rural sport of taming bulls practiced in ___?
[1]Kerala
[2]Tamil Nadu
[3]Karnataka
[4]Maharashtra
Ans – Tamil Nadu

part 13

one.

[1] Who won the Men’s Italian Tennis Open 2014 held in Rome, Italy on 18 May 2014?
Ans – Novak Djokovic

[2] Who won the Women’s Italian Tennis Open 2014 on 18 May 2014?
Ans – Serena Williams

[3] Who has launched a messaging app for low-end CDMA devices called MBuddy?
Ans- Sistema Shyam Teleservices

[4] Who sworn-in as the Chief Minister of Arunachal Pradesh in Itanagar?
Ans – Nabam Tuki

[5] Name the committee to review Governance of Boards of Banks in India?
Ans – Nayak Committee

[6] Who won Cricket Club of India (CCI) Classic Billiards and Snooker tournament?
Ans – Pankaj Advani

[7] Who is the new chief minister of Bihar?
Ans – Jitan Ram Manjhi

[8] On 27th April 2014, India successfully test-fired an anti-ballistic missile named as Prithvi Defence Vehicle (PDV).Name the island on which it was tested?
Ans – It was tested at Wheeler Island in Balasore district of Odisha.

[9] What is the rank of India on the Social Progress Index (SPI) published by the US-based non-profit organisation Social Progress Imperative?
Ans – India was ranked 102 out of 132 countries

[10] When is National Civil Service Day celebrated?
Ans – April 21

part 14

one.

[1] Who has won silver medal at the Asian Continental Chess Championship held in sharjah?
Ans – The Indian Grandmaster Adhiban

[2] Name the first woman Chief Justice of Delhi High court?
Ans – Justice G Rohini

[3] Who has won women’s Senior Snooker Championship?
Ans – Chitra Magimairaj

[4] The Autonomous Underwater vehicle being used in search operations realating to the missing airliner MH-370 is named?
Ans – Bluefin-21

[5] Name the Indian Shooter who has won the Men’s Trap Gold Medalat the ISSF shotgun World Cup in Tucson(USA)?
Ans – Manavjit Singh Sandhu

[6] Who is the author of the book “ One Hundred Years Of Solitude Book”?
Ans – Gabriel Garcia Marquez

[7] Recently State Bank Of India launched a scheme for women boutique owners, what is the name of the scheme?
Ans -Boutique Financing

[8] Kudgi Super Thermal Power Plant is proposed to be constructed in which State?
Ans – Karnataka

[9] Stuxnet is a form of Cyber attack launched against??
Ans –Iran

[10] Name the contestant from Jaipur who has been crowned Femina Miss India 2014 beauty pageant in Mumbai?
Ans – Koyal Rana

part 15

one.

[1] Name the Parliamentary constituency in Assam which registered the highest voter turnout in the General Election 2014?
Ans – Dhubri

[2] Who sworn-in as the new Chief Minister of Bihar?
Ans – Jitan Ram Manjhi

[3] Who won won the Men’s Italian Tennis Open 2014 held in Rome, Italy on 18 May 2014?
Ans – Ans – Novak Djokovic

[4] Who was named as Manchester United’s new manager?
Ans- Dutchman Louis Van Gaal

[5] Who has received an honorary knighthood?
Ans – Ratan Tata

[6] Who has been nominated for the Rajiv Gandhi Leadership Award 2014?
Ans – Arati Devi

[7] Name the bank that has set Guinness record in blood collection?
Ans – HDFC Bank

[8] Who will receive 45th Dada Saheb Phalke Award?
Ans – Gulzar

[9] Who has won the 2014 Asian award for outstanding achievement in sports?
Ans – Indian cricket captain Mahendra Singh Dhoni

[10] Who has received the “Most Efficient Navratna 2013″ award?
Ans – HAL

part 16

one.

[1] Who has sworn-in as the first woman Chief Minister of Gujarat on 22 May 2014?
Ans – Anandiben Patel

[2] When was International Day for Biological Diversity observed across the world?
Ans – 22 May 2014

[3] Who has been appointed as new Director General of Police of Jammu and Kashmir?
Ans – K Rajendra Kumar

[4] Name the Snooker champion who has been nominated for Arjuna awards announced by the Billiards and Snooker Association of India (BSFI)?
Ans – Chitra Magimairaj

[5] Who has been selected as Managing Director of ONGC Videsh Ltd (OVL) by Public Enterprises Selection Board (PESB)?
Ans – Narendra Kumar Verma

[6] When is International Museum Day celebrated?
Ans – 18th May

[7] Who won the Cricket Club of India (CCI) Classic Billiards and Snooker tournament?
Ans – Pankaj Advani

[8] Who took over as the new Chief Information Commissioner in the Central Information Commission?
Ans – Former IB chief Rajiv Mathur

[9] Which economies of the world have been declared world’s most expensive economies in a ranking released by the World Bank recently?
Ans – Switzerland, Norway

[10] What is the name of the India’s own card payment system that has been dedicated to the nation recently by President Pranab Mukherjee?
Ans – RupayCard

part 17

[1] Who won the National Geographic Bee championship in Washington, USA?
Ans – Indian-American student Akhil Rekulapelli

[2] Who won second rank in the 2014 United Nations Public Service Award?
Ans – The project Mobile Seva under DeitY

[3] When was World Turtle Day celebrated across the world?
Ans – 23rd May

[4] Who won silver in boys 3000m race in 2014 Youth Olympics Asian Area Athletics Qualification event in Bangkok?
Ans – India’s distance runner, Kisan Tadvi

[5] Which country released two postage stamps to pay tribute to the 100 years of Indian cinema?
Ans – Brazil

[6] Name the maritime patrol aircraft delivered to India?
Ans – P-8I

[7] Who has been chosen for the Special Commendation at the Golden Peacock National Training Awards 2014 for conduct of Entrepreneurship training?
Ans – Technopark –TBI

[8] Name the Oscar winning Swedish director who died on 13 may?
Ans – Malik Bendjelloul

[9] Who won the International Business of the Year award 2014?
Ans – Caparo Group

[10] Who have been named among 50 Most Powerful Moms of 2014 by The Working Mother magazine?
Ans – South Carolina’s Republican governor Nikki Haley and Neera Tanden, president of liberal think tank, the Centre for American Progress

part 18

[1] Who won 2014 Thomas Cup badminton?
Ans – Japan

[2] Who was appointed as the Dean of the School of Business and Management at the HKUST?
Ans – An Indian management scholar Jitendra Vir Singh

[3] Who won 10th UEFA Champions League title?
Ans – Real Madrid

[4] Who won AFC Women’s Asian Cup title?
Ans – Japan

[5] Who became the top source of foreign direct investment (FDI) into India?
Ans – Singapore

[6] Who has started drilling its first-ever well in the Palar basin at Chinnapuliyur village near Chennai?
Ans – ONGC

[7] Name the girl who became the youngest woman to climb Mount Everest, the highest peak in the world?
Ans – Malavath Poorna

[8] Which programme was resumed on 23 May 2014 in Tamil Nadu by Wildlife wing of the Forest Department?
Ans – Olive Ridley Conservation Programme

[9] Name the floating hotel unveiled in Mumbai?
Ans – AB Celestial

[10] When was world turtle day celebrated?
Ans- 23 May

part 19

[1] Who sworn-in as the new Prime Minister of Libiya on 26 May 2014?
Ans- Ahmed Maitiq

[2] Who won the Ukrainian Presidential Election held on 25 May 2014?
Ans – Petro Poroshenko

[3] Which film has been honoured Palme d Or award at Cannes Film Festival?
Ans – Winter Sleep, a film by Turkish director Nuri Bilge Ceylan

[4] Who won the Presidential elections of Lithuania?
Ans – Dalia Grybauskaite

[5] Name the aircraft that crashed at Marhama Sangam in Bijbehara of Anantnag district in South Kashmir?
Ans – IAF MIG-21

[6] Who won 2014 Uber Cup title of badminton?
Ans – China

[7] Name the Indian golfer who was ranked 67 in World Golf Ranking which was released on 28 April 2014?
Ans – Anirban Lahiri

[8] Who was named as the Professional Footballers’ Association Player of the Year?
Ans – Luis Suarez

[9] Who was honoured the Most Popular All Time International Star in India at IIFA awards?
Ans – John Travolta

[10] When is World Malaria Day observed?
Ans – 25 April

part 20

[1] Who is appointed as common Governor of Telangana and Andhra Pradesh?
Ans – ESL Narasimhan

[2] Name the Japanese national appointed as the Vice President of World Bank?
Ans – Hiroshi Naka

[3] Who approved Tesco’s plan to purchase 50% stake in Tata Group firm Trent Hypermarket?
Ans – The Competition Commission of India (CCI)

[4] Name the air defence missiles which were successfully test-fired in Balasore, Odisha?
Ans – Akash

[5] Who has been appointed as the 14th Attorney-General of India?
Ans – Mukul Rohatgi

[6] Who has been appointed as the Principal Secretary to the Prime Minister, Narendra Modi?
Ans – Former Chairperson of TRAI, Nripendra Misra

[7] Who was selected for the Gandhi Peace Prize for the year 2013?
Ans – Chandi Prasad Bhatt

[8] When is National Science Day observed?
Ans- 28 feburary

[9] Who released a book Ambedkar Awakening India’s Social Conscience on 26 February 2014?
Ans – The Vice President of India M. Hamid Ansari

[10] Who won the National billiard Championship?
Ans – Sourav Kothari

part 21

one.

[1] Who has been appointed as the goodwill ambassador of 35th National Games, Kerala scheduled to be held from January-February 2015?
Ans – Sachin Tendulkar

[2] Who has decided to provide automatic tax information exchange to India?
Ans – Mauritius

[3] Who released the report titled Standing on the Sidelines?
Ans – Oxfam

[4] Name the company who has halted the production of India’s iconic car Ambassador on 25 May 2014?
Ans – Hindustan Motors

[5] Who released European Drug Report 2014: Trends and developments on 27 May 2014?
Ans – EMCDDA

[6] Who won two Bronze and single Silver at the IDM Berlin 2014?
Ans – Paralympic swimmer Sharath Gayakwad

[7] Name the committee on Delhi International Airport Limited (DIAL) which submitted its report to DGCA?
Ans – Lalit Gupta Committee

[8] Who won Dato Alex Lee Award 2013?
Ans – Indian Squash Player Saurav Ghosal

[9] Name the head of google+ who resigned from the Internet Company Google?
Ans – Vic Gundotra

[10] What is the rank of India in Global Information Technology Report 2014?
Ans – India ranked 83 among 148 economies

part 22

one.

[1] When is the International Day of United Nations Peacekeepers observed?
Ans – 29 May

[2] Reliance Industries Limited (RIL) announced on 29 May 2014 to buy 78 percent stake in Network18 Media and Investments for how much amount?
Ans – 4000 crore rupees.

[3] Name the two Indian-Americans who jointly won the prestigious Scripps National Spelling Bee?
Ans – Sriram J Hathwar and Ansun Sujoe

[4] Name the eminent Hindi writer who has been awarded the prestigious Vyas Samman 2013?
Ans – Vishwanath Tripathi

[5] Who won Monaco Grand Prix of Formula One?
Ans – Mercedes driver Nico Rosberg of Germany

[6] When was Goa Day observed?
Ans – Goa observes 30 May as Goa Day. Goa became 25th State of the Indian Union on 30 May 1987 and this is 27th Statehood Day.

[7] Who has been appointed as the Chairman and Managing Director (CMD) of Oil and Natural Gas Corporation (ONGC)?
Ans – Dinesh Sarraf

[8] Who won the Protein Society’s Protein Science Young Investigator Award for 2014 at Cambridge?
Ans – Madan Babu

[9] Who released a book titled Water, Peace and War – Confronting the Global Water Crisis?
Ans – Vice President of India M. Hamid Ansari

[10] Who sworn as Italy’s Prime Minister at the Presidential palace?
Ans – Matteo Renzi.

SBI PO – Computer Awareness

2014-06-01T01:05:00.000+05:30

SBI PO – Computer Awareness

Dear SBI Aspirants,

In this post we are sharing computer awareness multiple choice question. So practice well & score well in upcoming SBI PO exam.

part-1

1.”High Resolution” computer monitors will have_____
(1) High dpi
(2) Low dpi
(3) 256 colors
(4) Resolution is not measured in dpi
(5) None of these
ANSWER=(1) High dpi

2. A world wide web contains web pages ______
(1) Residing in many computers
(2) Created using HTML
(3) With links to other web pages
(4) Residing in many computers linked together using HTML
(5) None of these
ANSWER=(4) Residing in many computers linked together using HTML

3. Word processing, spreadsheet, and photo-editing are examples of________
(1) application software
(2) system software
(3) operating system software
(4) platform software
(5) none of these
ANSWER=(1) application software

4. Retail employees typically use ____________ terminals to process sales transactions.
(1) sales processing
(2) transaction point
(3) automatic teller
(4) point of sale
(5) None of these
ANSWER=(4) point of sale

5. The primary purpose of a computer is to process _____________ and convert it into information.
(1) electricity
(2) data
(3) raw material
(4) a bit
(5) None of these
ANSWER=2) data

6. The simultaneous processing of two or more programs by multiple processors is _____
(1) multiprogramming
(2) multitasking
(3) time-sharing
(4) multiprocessing
(5) None of these
ANSWER=(4) multiprocessing

7. Help Menu is available at which button?
(1) End
(2) Start
(3) Turnoff
(4) Restart
(5) Reboot
ANSWER=(2) Start

8. The……….folder retains copies of messages that you have started but are not yet ready to send.
(1) Drafts
(2) Outbox
(3) Address Book
(4) Sent Items
(5) None of these
ANSWER=(1) Drafts

9. Which of the following statements is true?
(1) Microsoft Windows defines the operating environment standard for computers with Linux processors
(2) Microsoft Windows defines the operating environment standard for computers with UNIX processors
(3) Mac OS defines the operating environment standard for computers with Intel processors
(4) Microsoft Windows defines the operating environment standard for computers with Intel
processors
(5) None of these
ANSWER=(4) Microsoft Windows defines the operating environment standard for computers with Intel processors

10. The ___________ records the name and exact location of every file on a disk.
(1) partition master
(2) file allocation table
(3) disk controller
(4) boot sector
(5) None of these
ANSWER=(2) file allocation table

part-2

1. Inheritance is the ability of an object to pass on its characteristics to its ____________.
(1) subclasses
(2) off-spring
(3) super classes
(4) parents
(5) none of these
ANSWER=(1) subclasses

2. Which of the following activities is NOT a component of e-business?
(1) Collaboration with business partners
(2) Cash flow management
(3) Customer service
(4) Selling
(5) None of these
ANSWER=(2) Cash flow management

3. Which of the following extends data across networks rather than store it in one central site?.
(1) PIM
(2) File manager
(3) Distributed database
(4) Data mining program
(5) None of these
ANSWER=(3) Distributed database

4. What is a serial port that adds a direct connection to a network?
(1) FireWire
(2) NIC
(3) USB
(4) Internal modem
(5) None of these
ANSWER=(2) NIC

5. Which of the following is saved to noncontiguous clusters on a hard disk?
(1) Clustered file
(2) Defragmented file
(3) Sectored file
(4) Fragmented file
(5) None of these
ANSWER=(4) Fragmented file

6. What should be used if a company wants to include its company name and logo at the bottom of every page of a brochure?
(1) Header
(2) Macro
(3) Footer
(4) Footnote
(5) None of these
ANSWER=(3) Footer

7. ___________ is an event-driven programming language developed in the early 1990.
(1) C
(2) VB
(3) C++
(4) Pascal
(5) None of these
ANSWER=(2) VB

8. Linux is a_____
(1) Utility program for peer-to-peer file sharing
(2) Real-time operating system
(3) Network operating system
(4) PDA platform
(5) None of these
ANSWER=(2) Real-time operating system

9. The_________ runs the front-end applications software in a network.
(1) Client
(2) Database
(3) Server
(4) CPU
(5) None of these
ANSWER=(1) Client

10. Which of the following is used for close a tab on a browser?
(1) Ctrl + T
(2) Ctrl + W
(3) Ctrl + A
(4) Ctrl + Y
(5) None of these
ANSWER=(2) Ctrl + W

part-3

.

1.What is RISC?
(1) Storage Device
(2) Computer Network
(3) Microprocessor
(4) Operating System
(5) None of these
ANSWER=(3) Microprocessor

2. NORTON‘ is an ____
(1) Software
(2) Anti-Virus Program
(3) Network
(4) Program
(5) None of these
ANSWER=(2) Anti-Virus Program

3. A program that converts high level language to machine Language is _______
(1) Linker
(2) Assembler
(3) Compiler
(4) All of the above
(5) None of these
ANSWER=(3) Compiler

4. Zip is a —–file.
(1) Executable File
(2) Compressed File
(3) System File
(4) Combo
(5) None of these
ANSWER=(2) Compressed File

5. At a time how many operating system can be at work on a computer ?
(1) Only one
(2) Two
(3) Three
(4) Four
(5) None of these
ANSWER=(1) Only one

6. Answer Sheets in bank PO‘s/Clerk‘s examinations are checked by using –
(1) Optical Character Reader
(2) Optical Mark Reader
(3) Magnetic ink Character Reader
(4) All of the above
(5) None of these
ANSWER=(2) Optical Mark Reader

7. Image can be sent over telephone lines by using ——
(1) Larger bandwidth
(2) Fax
(3) Scanner
(4) Cable
(5) None of these
ANSWER=(2) Fax

8. Which among the following is a Scientific Computer Language?
(1) BASIC
(2) COBOL
(3) FORTRAN
(4) PASCAL
(5) None of these
ANSWER=(3) FORTRAN

9. What is ―Oracle‖ ?
(1) A Co-ordination System
(2) Word Software
(3) Database Software
(4) All of the above
(5) None of these
ANSWER=(3) Database Software

10. IC Chip is made of —–.
(1) Silicon
(2) Nickel
(3) Iron
(4) Copper
(5) None of these
ANSWER=(1) Silicon.

part-4

.

1. At which place is India‘s Silicon Valley situated?
(1) Bangalore
(2) Hyderabad
(3) Chennai
(4) Kolkata
(5) None of these
ANSWER=(1) Bangalore
2. A connection from one HTML document to another HTML document is called ____________
(1) Hyper Link
(2) Connecting Link
(3) Icon
(4) All of these
(5) None of these
ANSWER=(1) Hyper Link

3. This device is used to connect your computer with a telephone line, so that can access information from other servers and ordinary users too, said device is called ___________
(1) Modem
(2) Set Top Box
(3) LAN Card
(4) UPS
(5) None of these
ANSWER=(1) Modem

4. Device on one network can communicate with devices on another network via_______
(1) File Server
(2) Utility Server
(3) Printer Server
(4) Gateway
(5) None of these
ANSWER=(4) Gateway

5. The screen background is known as the________
(1) Application
(2) Window
(3) Desktop
(4) Frames
(5) None of these
ANSWER=(3) Desktop

6. Which of the following is not an input device?
(1) Mouse
(2) Keyboard
(3) Light pen
(4) VDU
(5) None of these
ANSWER=(4) VDU

7. What are the units used to count the speed of a printer ?
(1) CPM
(2) DPI
(3) PPM
(4) BIT
(5) None of these
ANSWER=(2) DPI

8. A computer that combines the characteristic of analog and digital computers_________
(1) Hybrid Computer
(2) Digital Computer
(3) Analog Computer
(4) Super Computer
(5) None of these
ANSWER=(1) Hybrid Computer

9. WORM stands for?
(1) Write Once Read Memory
(2) Wanted Once Read Memory
(3) Wanted Original Read Memory
(4) Write Original Read Memory
(5) None of these
ANSWER=(1) Write Once Read Memory

10. Memory unit is a part of ______
(1) Input Device
(2) Control Unit
(3) Output Device
(4) Central Processing Unit
(5) None of these
ANSWER=(4) Central Processing Unit

part-5

1. Which of the following is the proper way to denote a cell in a spreadsheet?
(1) 5C
(2) C5
(3) 2-15
(3) C
(4) None of these
ANSWER=(2) C5

2. Which broadband service is the most available?
(1) C-able
(2) POTS
(3) Satellite
(4) DSL
(5) None of these
ANSWER=(3) Satellite

3. _________ is a set of rules computers use to talk to each other.
(1) Protocol
(2) Syntax
(3) DOS command
(4) HTML
(5) None of these
ANSWER=(1) Protocol

4. Which backup method only backs up files that have been modified since the last backup?
(1) Incremental backup
(2) Partial backup
(3) Selective backup
(4) Full backup
(5) None of these
ANSWER=(1) Incremental backup

5. Which type of transmission media is known as regular telephone wire?
(1) Wi-Fi
(2) Twisted-pair wire
(3) Fiber optic cable
(4) Coaxial cable
(5) None of these
ANSWER=(2) Twisted-pair wire

6. What is the purpose of a firewall on a computer?
(1) To protect a computer from unauthorized access
(2) To protect a computer in case of fire
(3) To protect a computer from spam
(4) All of the above
(5) None of these
ANSWER=(1) To protect a computer from unauthorized access

7. A disk’s content that is recorded at the time of manufacture and that cannot be changed or erased by the user
is_______________
(1) Memory-only
(2) Write-only
(3) Once-only
(4) Run-only
(5) Read-only
ANSWER=(5) Read-only

8. In word, you can change Page Margins by ……
(1) Dragging the scroll box on the scroll bars
(2) Deleting the margin boundaries on the Ruler
(3) Dragging the margin boundaries on the Ruler
(4) Clicking the right mouse button on the Ruler
(5) None of these
ANSWER=(4) Clicking the right mouse button on the Ruler

9. Which part of the computer helps to store information?
(1) Monitor
(2) Keyboard
(3) Disk – drive
(4) Printer
(5) Plotter
ANSWER=(3) Disk – drive

10. Which key is used to delete one character to the left of the current position of the cursor ?
(1) Backspace
(2) Delete
(3) Insert
(4) Esc
(5) Ctrl
ANSWER=(1) Backspace.

part6

1. Programs developed by an outside supplier and provided to the user in a machine readable form is known

as___________.
(1) Canned programs
(2) Beta program
(3) Alpha program
(4) All of the above
(5) None of these
ANSWER=(1) Canned programs

2. Which of the following describe one or more characteristics of a modem computer?
(1) An electronic device
(2) A mechanical device
(3) An electro-mechanical device
(4) All of the above
(5) None of these
ANSWER=(1) An electronic device

3. Octal number system has a base ______.
(1) Two
(2) Four
(3) Eight
(4) Ten
(5) None of these
ANSWER=(3) Eight

4. PL 1 (Programming Language One) Is __________.
(1) High level programming language
(2) Low level programming language
(3) Machine language
(4) Assembly language
(5) None of these
ANSWER=(1) High level programming language

5. Which of the following is a disadvantage of machine language?
(1) Machine Dependent
(2) Slower Execution
(3) Machine Independent
(4) all of the above
(5) None of these
ANSWER=(1) Machine Dependent

6. Android Operating system is an example of which kind of Source Model?
(1) Vertical Market Software
(2) Open Source
(3) Horizontal Market Software
(4) Shareware
(5) None of these
ANSWER=(2) Open Source

7. You can use the tab key to___________.
(1) Move a cursor across the screen
(2) Indent a paragraph
(3) Move the cursor down the screen
(4) Only ((1) and (2)
(5) None of these
ANSWER=(4) Only ((1) and (2)

8. Which process checks to ensure the components of the computer and operating are connected properly?
(1) Booting
(2) Processing
(3) Saving
(4) Editing
(5) None of these
ANSWER=(1) Booting

9. What is the correct association between a hardware component and a computer function?
(1) Monitor > input
(2) Mouse > input
(3) CPU > storage
(4) Hard disk > processing
(5) None of these
ANSWER=(2) Mouse > input

10. The sharing of a medium and its path by 2 or more devices is called ________.
(1) Modulation
(2) Encoding
(3) Line discipline
(4) Multiplexing
(5) None of these
ANSWER=(4) Multiplexing

part-7

1. To access properties of an object, the mouse technique to use is _______
(1) dragging
(2) dropping
(3) right-clicking
(4) shift-clicking
(5) None of these
ANSWER=(3) right-clicking

2. The ALU and Control Unit jointly known as_______
(1) RAM
(2) ROM
(3) CPU
(4) PC
(5) none of these
ANSWER=(3) CPU

3. Computers process data into information by working exclusively with ______
(1) multimedia
(2) words
(3) characters
(4) numbers
(5) None of these
ANSWER=(3) characters

4. COBOL stands for _______
(1) Common Business Oriented Language
(2) Computer Business Oriented Language
(3) Common Business Operated Language
(4) Common Business Organized Language
(5) None of these
ANSWER=(1) Common Business Oriented Language

5. What is the other name for programmed chip?
(1) RAM
(2) ROM
(3) LSIC
(4) PROM
(5) None of these
ANSWER=(2) ROM

6. ___________ Store data temporarily and pass it on as directed by the control unit.
(1) Address
(2) Register
(3) Number
(4) Memory
(5) None of these
ANSWER=(2) Register

7. RAID stands for________
(1) Reproduce Array of Intelligent Disks
(2) Reproduce Array of Inexpensive Disks
(3) Redundant Array of Inexpensive Drives
(4) Redundant Array of Inexpensive Disks
ANSWER=(4) Redundant Array of Inexpensive Disks

8. Select the smallest memory size:-
(1) Terabyte
(2) Gigabyte
(3) Kilobyte
(4) Megabyte
(5) None of these
ANSWER=(3) Kilobyte

9. In most Microsoft programs, what does ‘alt+f4′ do?
(1) Ends the program
(2) Opens the program
(3) Run the program
(4) Modify the program
(1) none of these
ANSWER=(1) Ends the program

10. A device that is used to transmit data from one location to another is known as ________
(1) Storage
(2) Memory
(3) Carrier
(4) All of the above
(5) None of these
ANSWER=(3) Carrier

part-8

1. The server on the internet is also known as ___________.
(1) Repeater
(2) Host
(3) Gateway
(4) AND Gate
(5) None of these
ANSWER=(2) Host

2. A database management system (DBMS) is a__________.
(1) Hardware system used to create, maintain and provide controlled access to a data- base
(2) hardware system used to create, maintain, and provide uncontrolled access to a database.
(3) Software system used to create, maintain, and provide uncontrolled access to a database.
(4) Software system used to create, maintain and provide controlled access to a database.
(5) None of these
ANSWER=(4) Software system used to create, maintain and provide controlled access to a database.

3. Which of the following is an example of connectivity?
(1) Internet
(2) floppy disk
(3) power card
(4) data
(5) None of these
ANSWER=(1) Internet

4. What menu is selected to cut, copy and paste?
(1) File
(2) Tools
(3) Special
(4) Edit
(5) None of these
ANSWER=(4) Edit

5. To save a document in different location use ______.
(1) Save
(2) Save as
(3) Save as web page
(4) All of above
(5) None of these
ANSWER=(2) Save as

6. Programming language built into user programs such as Word and Excel are known as _______.
(1) 4GLs
(2) Macro languages
(3) object-oriented languages
(4) visual programming languages
(5) None of these
ANSWER=(4) visual programming languages

7. Codes consisting of lines of varying widths or lengths that are computer-readable are known as______.
(1) an ASCII code
(2) a magnetic tape
(3) an OCR scanner
(4) a bar code
(5) None of these
ANSWER=(4) a bar code

8. To reload a Web page, press the __________ button.
(1) Redo
(2) Reload
(3) Restore
(4) Ctrl
(5) Refresh
ANSWER=(5) Refresh

9. Personal computers can be connected together to form a_______.
(1) server
(2) supercomputer
(3) network
(4) enterprise
(5) None of these
ANSWER=(3) network

10. Which of the following is true?
(1) Byte is a single digit in a binary number
(2) Bit represents a grouping of digital numbers
(3) Eight-digit binary number is called a byte
(4) Eight-digit binary number is called a bit
(5) None of these
ANSWER=(3) Eight-digit binary number is called a byte

part-9

1. Which of the following can be used to select the entire document?
(1) CTRL+A
(2) ALT+F5
(3) SHIFT+A
(4) CTRL+K
(5) CTRL+H
ANSWER=(1) CTRL+A

2. A concentric circle on a disk is called a________
(1) cylinder
(2) track
(3) head
(4) sector
(5) none of these
ANSWER=(2) track

3. DSL is an example of a(n) ____________ connection.
(1) network
(2) wireless
(3) slow
(4) broadband
(5) none of these
ANSWER=(4) broadband

4. Instructions and data that are processed by the CPU are located in________
(1) CD-ROM
(2) RAM
(3) the hard disk
(4) the motherboard
(5) none of these
ANSWER=(2) RAM

5. All of the following are considered to be storage devices EXCEPT_______
(1) floppy disk
(2) CPU
(3) CD
(4) hard disk drive
(5) none of these
ANSWER=(2) CPU

6. The commonly used UNIX commands like date, ls, cat etc. are stored in_________
(1) dev directory
(2) bin directory
(3) tmp directory
(4)unix directory
(5) None of these
ANSWER=(2) bin directory

7. A circuit with about 100 transistors fabricated on a single chip is called _____
(1) MCR
(2) MSI
(3) MIS
(4) RJE
(5) None of these
ANSWER=(2) MSI

8. One megabyte equals approximately ___________
1) 1,000 bits
2) 1,000 bytes
3) 1 million bytes
4) 1 million bits
5) 2,000 bytes
ANSWER=3) 1 million bytes

9. A computer checks the _____ of user names and passwords for a match before granting access.
(1) Website
(2) Network
(3) Backup file
(4) Data base
(5) None of these
ANSWER=(4) Data base

10. Computers that are portable and convenient for users who travel are known as _____
(1) Super computers
(2) Lap tops
(3) Mini computers
(4) File servers
(5) None of these
ANSWER=(2) Lap tops

part-10

1) A peer-to-peer LAN is an appropriate network architecture for____

(1) The Internet.
(2) Home network.
(3) Network requiring a server with shared resources.
(4) wide area network
(5) None of these
ANSWER- (2) Home network

2) Similar to a hub in an Ethernet network, a ____________ helps relay data between wireless network nodes.

(1) Wireless port
(2) Wireless access point
(3) wireless adapter
(4) wireless transceiver
(5) None of these
ANSWER- (2) Wireless access point

3) Cell phones use ____________ to access the Internet.

(1) MMS technology
(2) a notation system
(3) micro browser software
(4) HTML language
(5) None of these
ANSWER- (3) micro browser software

4) In CSMA/CD, the computer sends a fixed unit of data called a(n)_______

(1) Node.
(2) Packet.
(3) Override.
(4) Token.
(5) None of these
ANSWER- (2) Packet

5) The uniform resource locator (URL) is case sensitive in the ____.

(1) Protocol
(2) Authority
(3) Directory
(4) Type
(5) None of these
ANSWER- (3) Directory

6) ASCII is a(n)________

(1) Numbering system for representing numbers with decimals.
(2) Character representation standard common in older mainframe computers.
(3) Encoding standard used to represent letters and characters.
(4) Symbolic programming language that directly represents machine instructions.
(5) None of these
ANSWER- (3) Encoding standard used to represent letters and characters

7) A global network made up of thousands of privately owned computers and networks is called the:

(1) World Wide Web.
(2) Internet.
(3) Specialized search engine.
(4) Internet2.
(5) None of these
ANSWER- (2) Internet.

8) Which of the following is NOT a basic function of the operating system?

(1) Manage memory
(2) Provide the word processing system
(3) Start the computer
(4) Provide the user interface
(5) None of these
ANSWER- 2) Provide the word processing system

9) Which of the following scrambles a message by applying a secret code?

(1) Encryption
(2) Audits
(3) UPS
(4) Firewalls
(5) None of these
ANSWER- (1) Encryption

10) The Internet began with the development of

1) USENET
2) ARPANET
3) Ethernet
4) Intranet
5) None of these
ANSWER- 2) ARPANET

part-11

[1] This is not a function category in Excel ________
(1) Logical
(2) Data Series
(3) Financial
(4) Text
(5) None of these
Ans- Logical
[2] The operating system that is self-contained in a device and resident in the ROM is ______
(1) Batch Operating System
(2) Real – time Operating System
(3) Embedded Operating System
(4) Multi Operating System
(5) None of these
Ans- Embedded Operating System
[3] On-line real time systems become popular in……….Generation.
(1) First Generation
(2) Second Generation
(3) Third Generation
(4) Fourth Generation
(5) None of these
Ans- Third Generation
[4] ____________is the ability of a device to “jump” directly to the requested data.
(1) Sequential access
(2) Random access
(3) Quick access
(4) All of the above
(5) None of these
Ans- Random access
[5] . ………… is the combination of keys to switch between the last four places that you have edited.
(1) ALT + CTRL + Z
(2) ALT + CTRL + Y
(3) ALT + TAB + Z
(4) ALT + SHIFT + Z
(5) None of these
Ans- ALT + CTRL + Z
[6]………… is the functional key to display save-as box.
(1) F5
(2) F6
(3) F9
(4) F12
(5) None of these
Ans- F12
[7] Accessing data on tapes is much ……. than that accessing data on disks.
(1) Slower
(2) Faster
(3) Same
(4) All of the above
(5) None of these
Ans- Slower
[8] Who amongst the following is called the father of modern computing?
(1) Charles Babbage
(2) Hollerith
(3) Gottfried von Leibnitz
(4) Joseph M. jacquard
(5) None of these
Ans- Charles Babbage
[9] Superscript, subscript, outline, emboss, engrave are known as ______
(1) font styles
(2) font effects
(3) word art
(4) text effects
(5) None of these
Ans- font effects
[10] What is object of UPS?
(1) Using for storage
(2) To increase the speed of a computer
(3) Provides backup power
(4) All of these
(5) None of these
Ans- Provides backup power
[11] Documents converted to ………. can be published to the Web.
(1) .doc file
(2) http
(3) machine language
(4) HTML
(5) none of these
Ans- HTML
[12]Holding the mouse button down while moving an object or text is known as ___
(1) Moving
(2) Dragging
(3) Dropping
(4) Highlighting
(5) None of these
Ans- Dragging
[13] When was the first Windows operating system launched?
(1) 1984
(2) 1985
(3) 1988
(4) 1989
(5) 1990
Ans- 1985
[14] What is the difference between a CD-ROM and a CD-RW?
(1) They are the same; just two different terms used by different manufacturers
(2) A D-ROM can be written to and a CD-RW cannot
(3) A CD-RW can be written to, but a CD-ROM can only be read from
(4) A CD-ROM holds more information than a CD-RW
(5) None of these
Ans- A CD-RW can be written to, but a CD-ROM can only be read from
[15] What happens when we try to delete the fries on the floppy ?
(1) The files get moved to the Recycle Bin
(2) Files on a floppy cannot be deleted
(3) The files get deleted and can be restored again from Recycle Bin
(4) The files get deleted and cannot be restored again
(5) The file gets copied on the Hard disk
Ans- The files get deleted and cannot be restored again
[16] An educational institution would generally have the following in its domain name ……
(1) .org
(2) .edu
(3) .inst
(4) .com
(5) .sch
Ans- .edu
[17] POST stands for ………..
(1) Power on Self Test
(2) Program on Self Test
(3) Power on System Test
(4) Program on System Test
(5) Power Off System Test
Ans- Power on Self Test
[18] Which of the following can input graphical images and pictures for a computer?
(1) Plotter
(2) Scanner
(3) Mouse
(4) Printer
(5) Keyboard
Ans- Scanner
[19] Which of the following categories would include a keyboard ?
(1) Printing Device
(2) Output Device
(3) Pointing Device
(4) Storage Device
(5) Input Device
Ans- Input Device
[20] In Word you can force a page break–
(1) By positioning your cursor at the appropriate place and pressing the F1 key
(2) By positioning your cursor at the appropriate place and pressing Ctrl +Enter
(3) By using the Insert/Section Break
(4) By changing the font size of your document
(5) None of these
Ans- By positioning your cursor at the appropriate place and pressing Ctrl +Enter

part-12

1. Which of the following categories would include a keyboard ?
(1) Printing Device
(2) Output Device
(3) Pointing Device
(4) Storage Device
(5) Input Device

Ans – Input Device

2. In Word you can force a page break–
(1) By positioning your cursor at the appropriate place and pressing the F1 key
(2) By positioning your cursor at the appropriate place and pressing Ctrl +Enter
(3) By using the Insert/Section Break
(4) By changing the font size of your document
(5) None of these

Ans – By positioning your cursor at the appropriate place and pressing Ctrl +Enter

3. LSTs (Large Integration) used in?
(1) First generation
(2) Second generation
(3) Third generation
(4) Fourth generation
(5) None of these

Ans – Fourth generation

4. The purpose of an application program is to?
(1) Meet specific user needs
(2) Make equivalent run better
(3) Allow the operating system to control resources better
(4) Convert program written in high-level language to machine level language
(5) None of these

Ans – Meet specific user needs

5. Hypertext is a _________
(1) Text stored in the memory of the computer
(2) Text displayed on the screen of the computer
(3) Special text used in developing Internet developing package
(4) A system of managing textual Information by creating associations between different documents
(5) None of these

Ans – A system of managing textual Information by creating associations between different documents

6. For running WINDOW minimum disk free space required is?
(1) 8 MB
(2) 10 MB
(3) 16 MB
(4) 32 MB
(5) None of these

Ans – 8 MB

7. Which of the following printers generates character from a grid?
(1) Inkjet
(2) Laser
(3) Daisy wheel
(4) Dot matrix
(5) None of these

Ans – Dot matrix

8. Accumulator is a _______
(1) Hardwired unit
(2) Sequential circuit
(3) Finite state machine
(4) Register
(5) None of these

Ans – Register

9. ________Function key refreshes the current window.
(1) F5
(2) F6
(3) F7
(4) F8
(5) None of these

Ans – F5

10. In 1983, this person was the first to offer a definition of the term ‘computer virus’?
(1) MC Fee
(2) Smiths
(3) Frederick Cohen
(4) Norton
(5) None of these

Ans – Frederick Cohen

11. To minimize all open windows and display the desktop?
(1) Windows logo +D
(2) Windows logo + E
(3) Windows logo + F
(4) Windows logo + G
(5) None of these

Ans – Windows logo +D

12. In MS-Word ‘alt + shift + d’ does what?
(1) Automatically inserts the date
(2) Inserts the time
(3) Inserts the day
(4) All of the above
(5) None of these

Ans – Automatically inserts the date

13. _________ deletes an item immediately without placing it in the recycle bin.
(1) Shift +enter
(2) Shift +delete
(3) Shift +right arrow
(4) Shift +left arrow
(5) None of these

Ans – Shift +delete

14. Which of the following is not a network topology?
(1) Star
(2) Bus
(3) Linear
(4) Ring
(5) None of these

Ans – Linear

15. A list of rules for transferring data over a network is called?
(1) Protocol
(2) Program code
(3) Rules
(4) Flowchart
(5) None of these

Ans – Protocol

16. A table consists of_________
(1) Fields and columns
(2) Rows and columns
(3) Rows and cells
(4) All of the above
(5) None of these

Ans – Rows and columns

17. What does ‘ctrl +esc’ do?
(1) Shows the start menu
(2) shows the format menu
(3) Shows the tools menu
(4) shows the insert menu
(5) None of these

Ans – Shows the start menu

18. A proxy server is used as the computer?
(1) With external access
(2) acting as a backup
(3) Performing file handling
(4) Access user permissions
(5) None of these

Ans – Access user permissions

19. Which of the following best defines embedded system?
(1) A program that comes wrapped in a box
(2) A program that is permanent part of a computer
(3) A computer that is a part of a larger computer
(4) A computer and software system that controls a machine
(5) None of these

Ans – A computer and software system that controls a machine

20. To see the document before the printout is taken, use…….
(1) Insert Table
(2) Paste
(3) Format Painter
(4) Cut
(5) Print Preview

Ans – Print Preview

part-13

.

[1] What are the four main aspects of data handling with a computer?
(1) Input, processing, output, and storage
(2) Comparing, dividing, sorting, and organizing
(3) Decision making, sorting, correcting, and mapping
(4) Adding, subtracting, multiplying, and dividing
(5) none of these
Ans – Input, processing, output, and storage

[2] Most cash registers are now computers that are known as ____________ terminals.
(1) POS
(2) DS
(3) UDC
(4) UPC
(5) none of these
Ans – POS

[3] Which of the following is NOT an example of system maintenance?
(1) Replacing user interfaces
(2) Making backup copies of files
(3) Adding, deleting, adjusting records
(4) Providing system security
(5) none of these
Ans – Replacing user interfaces

[4] Which of the following is the primary task of a NAS server?
(1) Login authentication
(2) File sharing
(3) Internet access
(4) E-mail processing
(5) none of these
Ans – File sharing

[5] If you change Windows 98 to Windows XP, you are actually performing ………..
(1) Upstart
(2) upgrade
(3) update
(4) patch
(5) None of these
Ans – upgrade

[6] To make a copy of the current document to disk ……..
(1) Use the ‘Save’ command
(2) This cannot be done
(3) Use the ‘duplicate’ command
(4) Copy the document
(5) Use the ‘save as’ command
Ans – Use the ‘save as’ command

[7] The main system board of a computer is called the ……….
(1) integrated circuit
(2) motherboard
(3) processor
(4) microchip
(5) None of these
Ans – motherboard

[8] Your position in the text is shown by a ……….
(1) Blinker
(2) Cursor
(3) Causer
(4) Pointer
(5) None of these
Ans – Cursor

[9] How many megabytes make a gigabyte ?
(1) 1024
(2) 128
(3) 256
(4) 512
(5) 64
Ans -1024

[10] Using output devices one can …………
(1) input data
(2) store data
(3) scan data
(4) view or print data
(5) None of these
Ans – view or print data

[11] Which contents are lost when the computer turns off ?
(1) Storage
(2) input
(3) output
(4) memory
(5) None of these
Ans – memory

[12] When you save to this, your data will remain intact even when the computer is turned off–
(1) RAM
(2) Motherboard
(3) Secondary storage device
(4) Primary storage device
(5) None of these
Ans – Secondary storage device

[13] A central computer that holds collections of data and programs for many PCs, workstations, and other computers is a(n) –
(1) supercomputer
(2) minicomputer
(3) laptop
(4) server
(5) None of these
Ans – server

[14] The piece of hardware that converts your computer’s digital signal to an analog signal that can travel over
telephone lines is called a–
(1) red wire
(2) blue cord
(3) tower
(4) modem
(5) None of these
Ans – modem

[15] When the pointer is positioned on a……….it is shaped like a hand.
(1) Grammar error
(2) Formatting error
(3) Screen Tip
(4) Spelling error
(5) hyperlink
Ans – hyperlink

[16] Mobile Commerce is best described as–
(1) The use transporting products
(3) Buying and selling goods/services through wireless handheld devices
(4) Using notebook PC’s in marketing
(5) None of the above
Ans – Buying and selling goods/services through wireless handheld devices

[17] Which of the following is a storage device that uses rigid, permanently installed magnetic disks to store
data/information–
(1) floppy diskette
(2) hard disk
(3) permanent disk
(4) optical disk
(5) None of these
Ans – Hard disk

[18] Which of the following are advantages of CD-ROM as a storage media?
(1) CD-ROM is an inexpensive way to store large, amount of data and information
(2) CD-ROM disks retrieve data and information more quickly than magnetic disks do
(3) CD-ROMs make less errors than magnetic media
(4) All of the above
(5) None of these
Ans – All of the above

[19] A device, which is not connected to CPU, is called as …….
(1) land-line device
(2) On-line device
(3) Off-line device
(4) Device
(5) None of the above
Ans – Off-line device

[20] A computer program that converts an entire program into machine language at one time is called a/ an ____
(1) interpreter
(2) simulator
(3) compiler
(4) numbers
(5) None of these
Ans- compiler

part-14

.

[1 ] Total memory of system can be known using?
(1) DIR commands
(2) MEM commands
(3) Warm boot
(4) TOT MEM commands
(5)None of these
Ans – MEM commands

[2] The meaning of double-click is?
(1) Pushing and releasing the main mouse button twice in rapid succession when the on-tree mouse
pointer is positioned over the desired item
(2) Appearance of an icon
(3) To take a selection from the document and move it to the clipboard
(4) All of the above
(5) None of these
Ans – Pushing and releasing the main mouse button twice in rapid succession when the on-tree mouse pointer is positioned over the desired item

[3] The term overflow means?
(1) An excess of Internal storage
(2) An excess of external storage
(3) A situation where record cannot fit in to its right place
(4) A device, which controls the level of humidity in the computer room
(5) None of these
Ans – An excess of Internal storage

[4] The access time refers to
(1) Time required locating and retrieving stored data
(2) Time required locating the lost data
(3) Time required deleting specific data on a certain memory location
(4) All of the above
(5) None of these
Ans – Time required locating and retrieving stored data

[5] Rotational delay time is also known as
(1) Seek time
(2) Shift time
(3) Latency
(4) Access time
(5) None of these
Ans – Latency

[6] Which memory is non-volatile and may be written only once?
(1) RAM
(2) EPROM
(3) EEPROM
(4) PROM
(5) None of these
Ans – PROM

[7] Peer-to-peer is a description–
(1) Of communications between two dissimilar devices
(2) of communications between two equal devices
(3) of communications between two different devices
(4) All of the above
(5) None of these
Ans – All of the above

[8] Pascal is
(1) A high-level programming language
(2) Named after Blaise Pascal
(3) Named after mathematician that facilitates structured programming techniques
(4) All of the above
(5) None of these
Ans – All of the above

[9] Technique to implement virtual memory where memory is divided into units of fixed size memory is–
(1) Paging
(2) De-fragments
(3) Segmentation
(4) All of the above
(5) None of these
Ans – Paging

[10] An adder where all the bits of the two operands are added simultaneously–
(1) Parallel adder
(2) Half adder
(3) Full adder
(4) All of the above
(5) None of these
Ans – Parallel adder

[11] The point at which the flow of text in a document moves to the top of a new page–
(1) Page insert
(2) Page break
(3) Page format
(4) All of the above
(5) None of these
Ans – Page break

[12] Multiprocessor is a computer system–
(1) Where many CPU under a common control
(2) Consisting of more than one input devices under common control
(3) Where many output devices under
(4) All of the above
(5) None of these
Ans – Where many CPU under a common control

[13] Non-document files are–
(1) Pure ASCII files that can be listed for any word processing software
(2) Non ASCII files that can be listed for any word processing software
(3) Pure ASCII files that can be listed for specific word processing software
(4) Non ASCII files that can be listed for specific word processing software
(5) All of the above
Ans – Non ASCII files that can be listed for any word processing software

[14] Which of the Following is not a non-impact printer?
(1) Thermal printer
(2) Ink-jet printer
(3) Laser printer
(4) Dot-matrix printer
(5) All of the above
Ans – Laser printer

[15] EDVAC stands for_______
(1) Electronic Discrete Variable Automatic Computer
(2) Electronic Discrete Value Automatic Computer
(3) Electronic Device Variable Automatic Computer
(4) Electronic Discrete Variable Advanced Computer
(5) None of these
Ans – Electronic Discrete Variable Automatic Computer

[16] When a file is saved for the first time-_______
(1) a copy is automatically printed
(2) it must be given a name to identify it
(3) it does not need a name
(4) it only needs a name if it is not going to be printed
(5) None of these
Ans – it must be given a name to identify it

[17] The computers which are relatively rare because of their cost and size are:
(1) Mini Computers
(2) Micro Computers
(3) Super Computers
(4) Laptops
(5) Mainframe Computer
Ans – Super Computers

[18] A mistake in an algorithm that causes incorrect results is called a …….
(1) Logical error
(2) Syntax error
(3) Machine Error
(4) Compiler error
(5) None of these
Ans – Logical error

[19] A _________ program is one that is ready to run and does not need to be altered in any way.
(1) Interpreter
(2) High-level
(3) Compiler
(4) COBOL
(5) Executable
Ans – Executable

[20] A set of step-by-step procedures for accomplishing a task is known as a________
(1) algorithm
(2) hardware program
(3) software bug
(4) firmware program
(5) None of these
Ans – algorithm

part-15

[1].In which kind of disk does the read/write head physically touches the surface?
(1) Hard Disk
(2) Compact Disk
(3) Floppy Disk
(4) all of the above
(5) None of these
Ans – Floppy Disk

[2]. What is the correct syntax for typing a function into a cell?
(1) Equal sign, Function Name, Matching brackets
(2) Function Name, Equal sign, Matching brackets
(3) Equal sign, Matching brackets, Function Name
(4) None of the above
(5) None of these
Ans – Equal sign, Function Name, Matching brackets

[3]. If you see a small red triangle in the top right corner of a cell, it means there is something attached to the call. What is it?
(1) A comment
(2) An attachment
(3) An error
(4) None of the above
(5) None of these
Ans – A comment

[4]. Cache memory is–
(1) Smaller and faster than main storage
(2) Bigger and slower than main storage
(3) Smaller but slower than main memory
(4) Bigger and faster than main memory
(5) None of these
Ans – Smaller and faster than main storage

[5]. The overall design, construction, organization and interconnecting of the various components of a
computer system is referred as–
(1) Computer Architecture
(2) Computer Flowchart
(3) Computer Algorithm
(4) All of the above
(5) None of these
Ans – Computer Architecture

[6]. BIOS are responsible for
(1) Handling the particulars of input/output operations
(2) Output operations
(3) Input operations
(4) All of the above
(5) None of these
Ans – Handling the particulars of input/output operations

[7]. BISYNC is an abbreviation for–
(1) Binary Input/Binary Output
(2) Binary synchronous
(3) Binary digit
(4) All of the above
(5) None of these
Ans – Binary synchronous

[8]. A process of trying out a new product by independent users before it is finally manufactured/developed–
(1) Alpha test
(2) Beta Test
(3) Gamma test
(4) All of the above
(5) None of these
Ans – Beta Test

[9]. An E-mail protocol for storage, management and change, especially in corporate offices–
(1) Message handling service
(2) Postal service‘s
(3) Data storage
(4) All of the above
(5) None of these
Ans – Message handling service

[10]. Password is–
(1) Code by which a user gains access to a computer system
(2) Pass for viewing movie
(3) Entrance without paying something
(4) All of the above
(5) None of these
Ans – Code by which a user gains access to a computer system

[11]. The technique where digital signals are converted to its analog form for transmission over an analog facility is called–
(1) Modulation
(2) Digitization
(3) Multiprocessing
(4) All of the above
(5) None of these
Ans – Modulation

[12]. Narrowband channel is a communication channels–
(1) That handles low volumes of data
(2) Used mainly for telegraph lines and low speed terminals
(3) Both (1) and (2)
(4) All of the above
(5) None of these
Ans – That handles low volumes of data

[13]. MIME is an acronym for ….
(1) Multiprogramming Internet Mail Extension
(2) Multicasting Internet Mail Extension
(3) Multiple Internet Mail Extension
(4) Multipurpose Internet Mail Extension
(5) None of these
Ans – Multipurpose Internet Mail Extension

[14]. The……….. Settings are automatic and standard.
(1) Default
(2) CPU
(3) Peripheral
(4) User-friendly
(5) None of these
Ans – Default

[15]. Pop-ups are a form of ________on the World Wide Web?
(1) Instant Messaging
(2) Search Engines
(3) Browsers
(4) Mark-up Languages
(5) Online Advertising
Ans – Online Advertising

[16]. Which of the following is true about Operating System?
(1) It is an interface between user and the computer.
(2) It manages all resources
(3) It does all Memory management and Process management tasks
(4) All are true
(5) None of these
Ans – All are true

[17]. All formula in Excel start with
(1) %
(2) +
(3) =
(4) –
(5) None of the above
Ans – =

[18]. Which of the following displays the contents of the active cell?
(1) Active cell
(2) Formula bar
(3) Menu bar
(4) Name box
(5) None of the above
Ans – Formula bar

[19]. Tab scrolling buttons
(1) Allow you to view a different worksheet
(2) Allow you to view additional worksheet row down
(3) Allow you to view additional worksheet columns to the right
(4) Allow you to view additional sheet tabs
(5) None of the above
Ans – Allow you to view additional sheet tabs
[20]. What is the keyboard shortcut for creating a chart from the selected cells?
(1) F3
(2) F5
(3) F7
(4) F11
(5) None of the above
Ans – F11

part-16

1. Which file starts MS Word?
(1) Winword.exe
(2) Word.exe
(3) Msword.exe
(4) Word2003.exe
(5) None of these
Ans – Winword.exe

2. Where can you find the horizontal split bar on MS Word screen?
(1) On the left of horizontal scroll bar
(2) On the right of horizontal scroll bar
(3) On the top of vertical scroll bar
(4) On the bottom of vertical scroll bar
(5) None of these
Ans – On the top of vertical scroll bar

3. One of the functions of the arithmetic logic unit is to:
(1) receive data from the registers
(2) convert negative numbers to hexadecimal code
(3) send logical operations, such as AND or NOT, to the alphabetic unit
(4) retrieve data from virtual memory
(5) none of these
Ans – receive data from the registers

4. What is defined as the number of bits that the CPU processes as a unit?
(1) A computer sentence
(2) A computer word
(3) A computer phrase
(4) A computer term
(5) None of these
Ans – A computer word

5. __________ Systems use a light beam to scan input data and convert it into electrical signals, which are sent to the computer for processing.
(1) Image recognition
(2) Optical recognition
(3) PDF
(4) Application
(5) None of these
Ans – Optical recognition

6. __________ Devices accept the spoken word through a microphone and convert it into binary code that can be understood by the computer.
(1) Speech recognition
(2) Handwriting recognition
(3) Peripheral
(4) All of the above
(5) None of these
Ans – Speech recognition

7. Name the technique of processing transactions in random order.
(1) Transaction processing
(2) Batch processing
(3) Offline processing
(4) Sequential file processing
(5) None of these
Ans – Transaction processing

8. __________ Means that a transaction is processed fast enough for the result to come back and be acted upon right away.
(1) Real-time processing
(2) Records processing
(3) Batch processing
(4) All of the above
(5) None of these
Ans – Real-time processing

9. __________ uses an area of memory to temporarily store data from disk that the program might need soon.
(1) Data transferring
(2) DVD
(3) Disk caching
(4) All of the above
(5) None of these
Ans – Disk caching

10. What is a device that prevents electrical problems from affecting computer data files?
(1) An incremental backup
(2) A full backup
(3) A surge protector
(4) A differential backup
(5) None of these
Ans – A surge protector

11. What is any text that can be keyed in, such as a memo?
(1) A database
(2) A spreadsheet
(3) A text document
(4) A business presentation
(5) None of these
Ans – A text document

12. What type of program lets you produce professional-looking documents containing both text and graphics?
(1) A page composer
(2) A thesaurus
(3) A desktop publisher
(4) A speller checker
(5) None of these
Ans – A desktop publisher

13. The letter and number of the intersecting column and row is the:
(1) Cell coordinates
(2) Cell location
(3) Cell position
(4) Cell address
(5) None of these
Ans – Cell address

14. What is the standard query language supported by most DBMSs?
(1) Object-oriented language
(2) Report generator language
(3) Structured Query Language (SQL)
(4) Query-by-example (QBE)
(5) None of these
Ans – Structured Query Language (SQL)

15. Which of the following are three fundamental characteristics that make a computer useful?
(1) Lightweight, inexpensive, and sturdy
(2) Speed, reliability, and storage capability
(3) Durable, connectible, and renewable
(4) all of the above
(5) none of these
Ans – Speed, reliability, and storage capability

16. Which of the following is an appropriate use of groupware?
(1) A top-secret project
(2) A highly classified project
(3) An individual employee project
(4) A team project
(5) None of these
Ans – A team project

17. Software used for database management can store data, update it, __________ it, retrieve it, report it, and print it.
(1) manipulate
(2) download
(3) see
(4) all of the above
(5) none of these
Ans – manipulate

18. Which of the following is NOT a function of an operating system?
(1) Executing and providing services for applications software
(2) Managing the computer‘s resources
(3) Establishing a user interface
(4) Formatting a word document
(5) None of these
Ans – Formatting a word document

19. Which of the following helps describe the Windows .NET Server?
(1) It is designed for different levels of network complexity.
(2) It is a direct upgrade from Windows NT.
(3) It is designed to replace Novell‘s Netware.
(4) It has limited complexity.
(5) None of these
Ans – It is designed for different levels of network complexity.

20. The process of analyzing large data sets in search of new, previously undiscovered relationships is known as:
(1) data mining
(2) data marting
(3) data maintenance
(4) data warehousing
(5) none of these
Ans – data mining

part-17

.

1. The focus of the first phase of the systems development life cycle is to:
(1) Design what the new system should do
(2) Analyze and document the existing system
(3) Identify problems and opportunities
(4) Implement the new system
(5) None of these
Ans – Identify problems and opportunities
2. Which of the following is a network in which computers are located physically close together, often in the same
building?
(1) WAN
(2) PAN
(3) MAN
(4) LAN
(5) None of these
Ans – LAN

3. What is a modulator/demodulator that is connected to a circuit board or motherboard?
(1) Fax modem
(2) Network Interface Card (NIC)
(3) Internal modem
(4) External modem
(5) None of these
Ans – Internal modem

4. What kind of server converts IP addresses to domain names?
(1) File
(2) DNS
(3) Email
(4) P2P
(5) None of these
Ans – DNS

5. In the OSI model, the actual transmission of data is handled in the ____________ layer.
(1) data link
(2) physical
(3) network
(4) transport
(5) none of these
Ans – physical

6. Which of the following is NOT true about laptop computers?
(1) They are typically more expensive than desktops.
(2) They are typically more expensive than desktops.
(3) They often have fewer components than PCs.
(4) They cannot be connected to a PC.
(5) None of these
Ans – They cannot be connected to a PC.

7. On a CD-RW you can
(1) read and write information
(2) only read information
(3) only write information
(4) read, write and rewrite information
(5) None of these
Ans – read, write and rewrite information

8. In computer terminology, information means
(1) Raw data
(2) Data in more useful
(3) Alphanumeric data
(4) Program
(5) None of these
Ans – Data in more useful

9. After a picture has been taken with a digital camera and processed appropriately, the actual print of the picture is
considered
(1) data
(2) input
(3) output
(4) the process
(5) None of these
Ans – output

10. What is output?
(1) What the processor takes from the user
(2) What the user gives to the processor
(3) What the processor gets from the user
(4) What the processor gives to the user
(5) None of these
Ans- What the processor gives to the user

11. What is the main difference between a mainframe and a super computer ?
(1) Super computer is much larger than mainframe computers
(2) Super computers are much smaller than mainframe computers
(3) Supercomputers are focused to execute few programs as fast as possible while mainframe uses
its power to execute as many programs concurrently
(4) Supercomputers are focused to execute as many programs as possible while mainframe uses its power
to execute few programs as fast as possible
(5) None of these
Ans – Supercomputers are focused to execute few programs as fast as possible while mainframe uses
its power to execute as many programs concurrently

12. What is the function of Recycle Bin?
(1) Store deleted file
(2) Store temporary file
(3) Store corrupted file
(4) Store Document file
(5) None of these
Ans – Store deleted file

13. Which device cannot be shared in network ?
(1) Floppy
(2) Keyword
(3) Computer
(4) Printer
(5) None of these
Ans – Keyword

14. A right click on the desktop itself will……..
(1) open the Display Properties dialog box
(2) show a context – sensitive menu
(3) open the Control Panel
(4) minimize all open applications
(5) None of these
Ans – open the Display Properties dialog box

15. The advantage of using a spreadsheet is:
(1) Calculations can be done automatically.
(2) changing data automatically updates calculations
(3) more flexibility
(4) all of the above
(5) None of the above
Ans – all of the above

16. Documentations should include
(1) Destination and users of the output data
(2) Source of input data
(3) Information on the purpose of the workbook
(4) All of above
(5) None of the above
Ans – All of above

17. To edit the selected cell in ms excel-
(1) Press F1
(2) Press F2
(3) Press F4
(4) Press F5
(5) None of these
Ans – Press F2

18. You can convert existing Excel worksheet data and charts to HTML document by using the
(1) FTP Wizard
(2) Internet Assistant Wizard
(3) Intranet Wizard
(4) Import Wizard
(5) None of the above
Ans – Internet Assistant Wizard

19. Which of the following is graphics solution for Word Processors?
(1) Clipart
(2) WordArt
(3) Drop Cap
(4) All of above
(5) None of the Above
Ans – Clipart

20. You can detect spelling and grammar errors by-
(1) Press Shift + F7
(2) Press Ctrl + F7
(3) Press Alt+ F7
(4) Press F7
(5) None of the Above
Ans – Press F7

part-18

1. The 0 and 1 in the binary numbering system are called binary digits or ….
(1) bytes
(2) kilobytes
(3) decimal bytes
(4) bits
(5) nibbles

Ans – bits

2. The 7-bit ASCII code widely used
(1) For data communication work
(2) In IBM mainframe models
(3) For coding external memory
(4) In large machines produced by non-IBM vendors
(5) None of the above

Ans – For data communication work

3. A hard copy would be prepared on a
(1) Line printer
(2) Dot matrix printer
(3) Type writer terminal
(4) Plotter
(5) All of the above

Ans – All of the above

4. Which of the following animations cannot be done in PowerPoint?
(1) bullet list, revealed one bullet point at a time
(2) clip art – Fly in from the bottom
(3) table, revealed row by row
(4) chart, revealed by series
(5) None of these

Ans – table, revealed row by row

5. Several views are available in MS Front Page. Which one of the following is NOT a valid view ?
(1) Design View
(2) Folders View
(3) Navigation View
(4) Web Server View
(5) None of these

Ans – Web Server View

6. One of the components of central processing unit (CPU) of the computer that performs mathematical and logical
operations is …
(1) ALU (arithmetic logical unit)
(2) Address register
(3) Analog
(4) All of the above
(5) None of these

Ans – ALU (arithmetic logical unit)

7. ……… is the key we use to run the selected command.
(1) SHIFT
(2) TAB
(3) ENTER
(4) CTRL
(5) None of these

Ans – ENTER

8. To name a constant, you use the _____________dialog box.
(1) Create names
(2) Define name
(3) Paste name
(4) Format cells
(5) None of the Above

Ans – Define name

9. When you insert an Excel file into a Word document, the data are
(1) Hyperlinked
(2) Placed in a word table
(3) Linked
(4) Embedded
(5) None of the above

Ans – Placed in a word table

10. A function inside another function is called a ….. Function.
(1) Nested
(2) Round
(3) Sum
(4) Text
(5) None of the above

Ans – Nested

11. Selects the entire Row press——-
(1) Shift + Space
(2) Shift + ctrl
(3) Shift + alt
(4) Space + enter
(5) None of these

Ans – Shift + Space

12. In Assembly language….
(1) Mnemonics are used to code operations
(2) Alphanumeric symbols are used for addresses
(3) Language lies between high-level language and machine language
(4) All of the above
(5) None of these

Ans – All of the above

13. CPU capacity can be measured in
(1) BPS
(2) MIPS
(3) MHz
(4) MPI
(5) KHz

Ans – MHz

14. “Zipping” a fie means
(1) Encrypting the message
(2) Compressing the message
(3) Transfer the message
(4) All of these
(5) None of these

Ans – Compressing the message

15. A ………. shares hardware, software, and data among authorized users.
(1) network
(2) protocol
(3) hyperlink
(4) transmitter
(5) None of these

Ans - Network

16. To produce a high – quality graphics (hardcopy) in color, you would want to use a
(1) Virtual Printer
(2) Laser Printer
(3) Ink – jet Printer
(4) Plotter
(5) RGB Monitor

Ans – Plotter

16. When was the first Windows operating system launched?
(1) 1984
(2) 1985
(3) 1988
(4) 1989
(5) 1990

Ans – 1985

17. Thesaurus tool in MS Word is used for-
(1) Spelling suggestions
(2) Grammar options
(3) Synonyms and Antonyms words
(4) All of above
(5) None of the Above

Ans – Synonyms and Antonyms words

18. What is the smallest and largest font size available in Font Size tool on formatting toolbar?
(1) 8 and 72
(2) 8 and 64
(3) 12 and 72
(4) None of above
(5) None of the Above

Ans – 8 and 72

19. Aligns the selected text or line to justify the screen press——-
(1) Ctrl + c
(2) Ctrl + I
(3) Ctrl + J
(4) Ctrl + k
(5) None of these

Ans – Ctrl + J

20. Which of the following is different from other ?
(1) Internet
(2) Windows
(3) Unix
(4) Linux
(5) None of these

Ans – Internet

part-19

[1]. The purpose of the primary key in a database is to :
(1) unlock the database
(2) provide a map of the data
(3) uniquely identify a record
(4) establish constraints on database operations
(5) None of these
Ans – provide a map of the data

[2]. Using Windows Explorer, a plus (+) sign in front of a folder indicates—
(1) an open folder.
(2) the folder contains subfolders.
(3) a text file.
(4) a graphics file
(5) none of these
Ans – the folder contains subfolders.

[3]. All of the following statements concerning windows are true EXCEPT—
(1) windows are an example of a command-driven environment.
(2) windows can be resized and repositioned on the desktop.
(3) more than one window can be open at a time.
(4) toolbars and scrollbars are features of windows.
(5) None of these
Ans – windows are an example of a command-driven environment.

[4]. The memory resident portion of the operating system is called the—
(1) Registry
(2) API
(3) CMOS
(4) Kernel
(5) None of these
Ans – Kernel

[5]. The basic input/output system (BIOS) is stored in:
(1) RAM
(2) ROM
(3) The CPU
(4) The hard drive
(5) None of these
Ans – ROM

[6]. Which of the following is not a tower?
(1) CPU
(2) Motherboard
(3) Peripheral
(4) All of the above
(5) None of these
Ans – Peripheral

[7]. The horizontal and vertical lines on a worksheet are called—
(1) cells
(2) sheets
(3) block lines
(4) gridlines
(5) None of these
Ans – gridlines

[8]. What is usually used for displaying information at public places ?
(1) Monitors
(2) Overhead Projections
(3) Monitors and Overhead Projections
(4) Touch Screen Kiosks
(5) None of these
Ans – Touch Screen Kiosks

[9]. Which key is used in combination with another key to perform a specific task ?
(1) Function
(2) Control
(3) Arrow
(4) Space bar
(5) None of these
Ans – Control

[10]. Fax machines and imaging systems are examples of—
(1) bar-code readers
(2) imaging systems
(3) scanning devices
(4) pen-based systems
(5) None of these
Ans – imaging systems

[11]. What is MP3?
(1) A mouse
(2) A Printer
(3) A Sound format
(4) A Scanner
(5) None of these
Ans – A Sound format

[12]. ____________ is a process that permits multiple computers to use the same IP address and hide their actual IP
addresses from the Internet.
(1) Routing
(2) Network address translation (NAT)
(3) Signature referencing
(4) Packet filtering
(5) None of these
Ans – Network address translation (NAT)

[13]. What characteristic of read-only memory (ROM) makes it useful ?
(1) ROM information can be easily updated.
(2) Data in ROM is nonvolatile, that is, it remains there even without electrical power.
(3) ROM provides very large amounts of inexpensive data storage.
(4) ROM chips are easily swapped between different brands of computers.
(5) None of these
Ans – Data in ROM is nonvolatile, that is, it remains there even without electrical power.

[14]. Data representation is based on the………number system, which uses two numbers to represent all data.
(1) binary
(2) biometric
(3) bicentennial
(4) byte
(5) None of these
Ans – binary

[15]. To what temporary area can you store text and other data, and later paste them to another location?
(1) The clipboard
(2) ROM
(3) CD-ROM
(4) The hard disk
(5) None of these
Ans – The clipboard

[16]. Classes, instances, and methods are characteristics of:
(1) Testing plan construction
(2) Artificial intelligence techniques
(3) Object-oriented design
(4) Flowcharts and pseudo code
(5) None of these
Ans – Object-oriented design

[17]. Which of the following correctly describes the CD-R and DVD-R discs?
(1) You may record data to the disc surface multiple times and can read the current contents at any time.
(2) You may read data from the disc but may not alter its contents.
(3) You may record data to the disc surface multiple times but have no direct reading capability.
(4) You may record data to the disc surface once and then may only read its contents
(5) None of these
Ans – You may record data to the disc surface once and then may only read its contents

[18]. To move down a page in a document ……
(1) jump
(2) fly
(3) wriggle
(4) scroll
(5) None of these
Ans – scroll

[19]. CD-ROM stands for……
(1) central processing unit
(2) CD-remote open mouse
(3) CD-resize or minimize
(4) CD-read only memory
(5) None of these
Ans – CD-read only memory

[20]. Use this when you want to make all letters capital without having to use the shift key for each character………
(1) shifter
(2) upper case
(3) caps lock key
(4) icon
(5) None of these
Ans – caps lock key

part-20

[1]. The purpose of the primary key in a database is to :
(1) unlock the database
(2) provide a map of the data
(3) uniquely identify a record
(4) establish constraints on database operations
(5) None of these
Ans - Uniquely identify a record

[2]. Using Windows Explorer, a plus (+) sign in front of a folder indicates—
(1) an open folder.
(2) the folder contains sub-folders.
(3) a text file.
(4) a graphics file
(5) none of these
Ans – the folder contains sub-folders.

[3]. All of the following statements concerning windows are true EXCEPT—
(1) windows are an example of a command-driven environment.
(2) windows can be resized and repositioned on the desktop.
(3) more than one window can be open at a time.
(4) toolbars and scrollbars are features of windows.
(5) None of these
Ans – windows are an example of a command-driven environment.

[4]. The memory resident portion of the operating system is called the—
(1) Registry
(2) API
(3) CMOS
(4) Kernel
(5) None of these
Ans – Kernel

[5]. The basic input/output system (BIOS) is stored in:
(1) RAM
(2) ROM
(3) The CPU
(4) The hard drive
(5) None of these
Ans – ROM

[6]. Which of the following is not a tower?
(1) CPU
(2) Motherboard
(3) Peripheral
(4) All of the above
(5) None of these
Ans – Peripheral

[7]. The horizontal and vertical lines on a worksheet are called—
(1) cells
(2) sheets
(3) block lines
(4) gridlines
(5) None of these
Ans – gridlines

[8]. What is usually used for displaying information at public places ?
(1) Monitors
(2) Overhead Projections
(3) Monitors and Overhead Projections
(4) Touch Screen Kiosks
(5) None of these
Ans – Touch Screen Kiosks

[9]. Which key is used in combination with another key to perform a specific task ?
(1) Function
(2) Control
(3) Arrow
(4) Space bar
(5) None of these
Ans – Control

[10]. Fax machines and imaging systems are examples of—
(1) bar-code readers
(2) imaging systems
(3) scanning devices
(4) pen-based systems
(5) None of these
Ans – imaging systems

[11]. What is MP3?
(1) A mouse
(2) A Printer
(3) A Sound format
(4) A Scanner
(5) None of these
Ans – A Sound format

[12]. ____________ is a process that permits multiple computers to use the same IP address and hide their actual IP
addresses from the Internet.
(1) Routing
(2) Network address translation (NAT)
(3) Signature referencing
(4) Packet filtering
(5) None of these
Ans – Network address translation (NAT)

[13]. What characteristic of read-only memory (ROM) makes it useful ?
(1) ROM information can be easily updated.
(2) Data in ROM is nonvolatile, that is, it remains there even without electrical power.
(3) ROM provides very large amounts of inexpensive data storage.
(4) ROM chips are easily swapped between different brands of computers.
(5) None of these
Ans – Data in ROM is nonvolatile, that is, it remains there even without electrical power.

[14]. Data representation is based on the………number system, which uses two numbers to represent all data.
(1) binary
(2) biometric
(3) bicentennial
(4) byte
(5) None of these
Ans – binary

[15]. To what temporary area can you store text and other data, and later paste them to another location?
(1) The clipboard
(2) ROM
(3) CD-ROM
(4) The hard disk
(5) None of these
Ans – The clipboard

[16]. Classes, instances, and methods are characteristics of:
(1) Testing plan construction
(2) Artificial intelligence techniques
(3) Object-oriented design
(4) Flowcharts and pseudo code
(5) None of these
Ans – Object-oriented design

[17]. Which of the following correctly describes the CD-R and DVD-R discs?
(1) You may record data to the disc surface multiple times and can read the current contents at any time.
(2) You may read data from the disc but may not alter its contents.
(3) You may record data to the disc surface multiple times but have no direct reading capability.
(4) You may record data to the disc surface once and then may only read its contents
(5) None of these
Ans – You may record data to the disc surface once and then may only read its contents

[18]. To move down a page in a document ……
(1) jump
(2) fly
(3) wriggle
(4) scroll
(5) None of these
Ans – scroll

[19]. CD-ROM stands for……
(1) central processing unit
(2) CD-remote open mouse
(3) CD-resize or minimize
(4) CD-read only memory
(5) None of these
Ans – CD-read only memory

[20]. Use this when you want to make all letters capital without having to use the shift key for each character………
(1) shifter
(2) upper case
(3) caps lock key
(4) icon
(5) None of these
Ans – caps lock key

part21

[1]. A peer-to-peer LAN is an appropriate network architecture for____
(1) The Internet.
(2) Home network.
(3) Network requiring a server with shared resources.
(4) wide area network
(5) None of these

Ans – Home network.

[2]. Similar to a hub in an Ethernet network, a ____________ helps relay data between wireless network nodes.
(1) Wireless port
(2) Wireless access point
(3) wireless adapter
(4) wireless transceiver
(5) None of these

Ans – Wireless access point

[3]. Cell phones use ____________ to access the Internet.
(1) MMS technology
(2) a notation system
(3) micro browser software
(4) HTML language
(5) None of these

Ans – micro browser software

[4]. In CSMA/CD, the computer sends a fixed unit of data called a_______
(1) Node.
(2) Packet.
(3) Override.
(4) Token.
(5) None of these

Ans – Packet.

[5]. The uniform resource locator (URL) is case sensitive in the ____.
(1) Protocol
(2) Authority
(3) Directory
(4) Type
(5) None of these

Ans – Directory

[6]. ASCII is a________
(1) Numbering system for representing numbers with decimals.
(2) Character representation standard common in older mainframe computers.
(3) Encoding standard used to represent letters and characters.
(4) Symbolic programming language that directly represents machine instructions.
(5) None of these

Ans – Encoding standard used to represent letters and characters.

[7]. A global network made up of thousands of privately owned computers and networks is called the:
(1) World Wide Web.
(2) Internet.
(3) Specialized search engine.
(4) Internet2.
(5) None of these

Ans – Internet.

[8]. Which of the following is NOT a basic function of the operating system?
(1) Manage memory
(2) Provide the word processing system
(3) Start the computer
(4) Provide the user interface
(5) None of these

Ans – Provide the word processing system

[9]. Which of the following scrambles a message by applying a secret code?
(1) Encryption
(2) Audits
(3) UPS
(4) Firewalls
(5) None of these

Ans – Encryption

[10]. The Internet began with the development of
1) USENET
2) ARPANET
3) Ethernet
4) Intranet
5) None of these

Ans – ARPANET

[11]. Website is a collection of ________
1) HTML documents
2) Graphic files
3) Audio and Video files
4) All of the above
5) None of these

Ans – All of the above

[12]. Who designed the first electronic computer – ENIAC ?
1) Van Neuman
2) Joseph M Jacquard
3) J presper Eckert
4) Both 1 and 2
5) None of these

Ans – Van Neuman

[13]. Which of the following is not a network?
1) Local Area Network
2) Wide Area Network
3) Optical Fiber
4) All are networks
5) None of these

Ans – Optical Fiber

[14]. In MICR, C stands for?
1) Code
2) Colour
3) Computer
4) Character
5) None of these

Ans – Character

[15]. Which of the following is the largest unit of storage?
1) GB
2) KB
3) MB
4) TB
5) None of these

Ans – TB

[16]. Virtual memory is?
1) memory on the hard disk that the CPU uses an extended RAM
2) in RAM
3) only necessary if you do not have any RAM in your computer
4) a back up device for floppy disks
5) None of these

Ans – memory on the hard disk that the CPU uses an extended RAM

[17]. _______ is the process of finding errors in software code?
1) Compiling
2) Testing
3) Running
4) Debugging
5) None of these

Ans – Testing

[18]. What is the shortcut key to “Undo” the last action in a document?
1) Ctrl + X
2) Ctrl + Y
3) Ctrl + Z
4) Ctrl + U
5) None of these

Ans – Ctrl + Z

[19]. The programs which are as permanent as hardware and stored in ROM is known as
1) Hardware
2) Software
3) Firmware
4) ROM ware
5) None of these

Ans – Firmware

[20]. For creating a document, you use…….. Command at File Menu.
1) Open
2) Close
3) New
4) Save
5) None of these

Ans – New

part-22

[1]. __________ is the process of dividing the disk into tracks and sectors.
(1) Tracking
(2) Formatting
(3) Crashing
(4) Allotting
(5) None of these

Ans – Formatting

[2]. What is the permanent memory built into your computer called ?
(1) RAM
(2) Floppy
(3) CPU
(4) CO-ROM
(5) ROM

Ans – ROM

[3]. Which computer memory is used for storing programs and data currently being processed by the CPU ?
(1) Mass memory
(2) Internal memory
(3) Non-volatile memory
(4) PROM
(5) None of these

Ans – Internal memory

[4]. Changing an existing document is called _____ the document.
1) Creating
2) Editing
3) Modifying
4) Adjusting
5) None of these

Ans – Editing

[5]. What is backup?
1) Adding more components to your network
2) Protecting data by copying it from the original source to a different destination
3) Filtering old data from the new data
4) Accessing data on tape
5) None of these

Ans – Protecting data by copying it from the original source to a different destination

[6]. What is a popular program for creating documents that can be read on both a PC and a Macintosh computer?
(1) Microsoft Word
(2) Adobe In Design
(3) Adobe Acrobat
(4) QuarkXPress
(5) None of these

Ans – Adobe Acrobat

[7]. An image on a computer screen is made up of a matrix of what?
(1) Byte
(2) Pixels
(3) Bit
(4) Palette
(5) None of these

Ans – Pixels

[8]. What does dots per inch (DPI) measure?
(1) number of bits it takes to represent each color
(2) density of the pixels on a computer screen
(3) the density of bits on a disk
(4) density of graphic files stored on a hard disk
(5) None of these

Ans – density of the pixels on a computer screen

[9]. What type of software creates a smaller file that is faster to transfer over the Internet?
(1) MPEG
(2) Unzipped
(3) Fragmentation
(4) Compression
(5) None of these

Ans – Compression

[10]. A unit of computer information that contains data as well as all the procedures or operations is called:
(1) A method.
(2) Encapsulation.
(3) An object.
(4) An OOP
(5) None of these

Ans – An object.

[11]. The world’s first truly cross-platform programming language is called:
(1) C++.
(2) Java.
(3) Visual Basic.NET.
(4) Smalltalk.
(5) None of these

Ans – Java.

[12]. The most widely used type of database management system is the:
(1) Flat database.
(2) Network database.
(3) Relational database.
(4) Hierarchical database.
(5) None of these

Ans – Relational database.

[13]. What is the newest type of database, which is well suited for multimedia applications, called?
(1) Object-oriented database
(2) Client/server database
(3) Data warehouse
(4) Multimedia database
(5) None of these

Ans – Object-oriented database

[14]. What do the circles on a data flow diagram represent?
(1) Data sources and destinations
(2) Data flows
(3) Transformation processes
(4) Data stores
(5) None of these

Ans – Transformation processes

[15]. The type of printer that prints by selectively unchanging static electricity from spots on a metal drum is a(n):
(1) Plotter
(2) Dot-matrix printer
(3) Laser printer
(4) Ink-jet printer
(5) None of these

Ans – Laser printer

[16]. A warm boot in older versions of Windows is caused by:
(1) Typing the Alt+ Tab key combination
(2) Selecting Hibernate or Standby when shutting down
(3) Typing the Ctrl+ Alt+ Delete key combination
(4) Pressing the power switch
(5) None of these

Ans – Typing the Ctrl+ Alt+ Delete key combination

[17]. Setting fonts for the text in your document is an example of:
(1) Formatting.
(2) Formulas.
(3) Tracking changes.
(4) Tools.
(5) None of these

Ans – Formatting.

[18]. ____________ is the file system used by the operating system to identify the physical locations of files on the
hard drive.
(1) RTOS
(2) GIF
(3) FAT
(4) POST
(5) None of these

Ans – FAT

[19]. ___________software allows the user to speak into the computer rather than type in text.
(1) Speech recognition
(2) CHAT
(3) Message
(4) All of the above
(5) None of these

Ans – Speech recognition

[20]. A server uses _________applications software to support its client computers.
(1) back-end
(2) front end
(3) programming
(4) java
(5) none of these

Ans – back-end

[21]. What does the XP stand for in Windows XP?
(1) Exponential
(2) Experience
(3) Expertise
(4) Exchange
(5) None of these

Ans – Experience

[22]. Which of the following is NOT a source of viruses?
(1) Diskettes
(2) The Internet
(3) E-mail messages
(4) Computer networks
(5) None of these

Ans – E-mail messages

[23]. Which printer type is an impact printer?
(1) Page printers
(2) Laser printers
(3) Ink-jet printers
(4) Dot-matrix printers
(5) None of these

Ans – Dot-matrix printers

[24]. What type of software must to be used to translate scanned text into a format that can be manipulated?
(1) OCR
(2) CRT
(3) RGB
(4) MIDI
(5) None of these

Ans – OCR

]25]. ―High Resolution‖ computer monitors will have_____
(1) High dpi
(2) Low dpi
(3) 256 colors
(4) Resolution is not measured in dpi
(5) None of these

Ans – High dpi

part-23

.

[1]. What is the term for unsolicited e-mail?
(1) News group
(2) Use net
(3) Backbone
(4) Flaming
(5) Spam

Ans – Spam

[2]. The _____ tells the computer how to use its components.
(1) Utility
(2) Network
(3) Operating system
(4) Application program
(5) None of these

Ans – Operating system

[3]. When sending an e-mail, the _____ line describes the contents of the message.
(1) to
(2) subject
(3) contents
(4) CC
(5) None of these

Ans – subject

[4]. The _____ key will launch the start buttons.
(1) Esc
(2) Shift
(3) Windows
(4) Shortcut
(5) None of these

Ans – Windows

[5]. What is the ultimate purpose of Defragmentation?
(1) Make the PC faster
(2) Create More Free Space
(3) Delete temporary files
(4) Reduce Power consumption
(5) none of these

Ans – Create More Free Space

[6]. Which input device cannot be used to work in MS Office?
(1) Scanner
(2) Mouse
(3) Keyboard
(4) Joy stick
(5) Light pen

Ans – Joy stick

[7]. . ……….. Is a method in which multiple communication devices are connected to one another efficiently.
(1) Switching
(2) Redundancy
(3) Capacity
(4) Detecting
(5) None of these

Ans – Switching

[8]. …………. is a collection of web – pages and ………. is the very first page that we see on opening of a website.
(1) Home page, Web page
(2) Website, Home page
(3) Web page, Home page
(4) Web page, Website
(5) None of these

Ans – Website, Home page

[9]. What’s considered the ‘backbone’ of the World Wide Web?
(1) URL
(2) HTML
(3) HTTP
(4) FTP
(5) None of these

Ans – HTTP

[10]. SMTP stands for _________
(1) Simple Mail Transfer Protocol
(2) Serve Message Text Process
(3) Short Messaging Text Process
(4) Short Messaging Transfer Protocol
(5) None of these

Ans – Simple Mail Transfer Protocol

[11]. Small application programs that run on a Web page and provide animation are known as _________
(1) flash
(2) spiders
(3) cookies
(4) applets
(5) none of these

Ans – flash

[12]. The errors that can be pointed out by the compiler known as ______.
(1) Syntax errors
(2) Semantic errors
(3) Logic errors
(4) System errors
(5) None of these

Ans – Syntax errors

[13]. A _______ contains specific rules and words that express the logical steps of an algorithm?
(1) syntax
(2) programming structure
(3) programming language
(4) logic chart
(5) None of these

Ans – syntax

[14]. A Proxy server is used for which of the following?
1)To provide security against unauthorized users
(2)To process client requests for web pages
(3)To provide TCP/IP
(4)To process client requests for database access
(5) None of these

Ans – To process client requests for web pages

[15]. Storage that retains its data after the power is turned off is referred to as?
(1) Volatile storage
(2) non-volatile storage
(3) sequential storage
(4) direct storage
(5) None of these

Ans – non-volatile storage

[16]. Which term identifies main page of the entire site?
(1) URL
(2) Web site address
(3) Hyperlink
(4) Domain name
(5) None of these

Ans – URL

[17]. A hard copy of a document is_________
(1) stored in the hard disk
(2) stored on a floppy
(3) stored on a CD
(4) printed on the printer
(5) None of these

Ans – printed on the printer

[18]. Which is the part of a computer that one can touch and feel?
(1) Programs
(2) Software
(3) Hardware
(4) Output
(5) None of these

Ans – Hardware

[19]. CPU stands for _________
(1) CD-run on memory
(2) central processing unit
(3) call powers up
(4) create programs user
(5) None of these

Ans – central processing unit

[20]. Start or restart the computer known as _____________
(1) exit
(2) kick
(3) boot
(4) kick-start
(5) None of these

Ans – boot

part-24

[1]. The purpose of the primary key in a database is to :
(1) unlock the database
(2) provide a map of the data
(3) uniquely identify a record
(4) establish constraints on database operations
(5) None of these
Ans – provide a map of the data

[2]. Using Windows Explorer, a plus (+) sign in front of a folder indicates—
(1) an open folder.
(2) the folder contains subfolders.
(3) a text file.
(4) a graphics file
(5) none of these
Ans – the folder contains subfolders

[3]. All of the following statements concerning windows are true EXCEPT—
(1) windows are an example of a command-driven environment.
(2) windows can be resized and repositioned on the desktop.
(3) more than one window can be open at a time.
(4) toolbars and scrollbars are features of windows.
(5) None of these
Ans – windows are an example of a command-driven environment

[4]. The memory resident portion of the operating system is called the—
(1) Registry.
(2) API.
(3) CMOS.
(4) Kernel.
(5) None of these
Ans – Kernel.

[5]. The basic input/output system (BIOS) is stored in:
(1) RAM.
(2) ROM.
(3) The CPU.
(4) The hard drive
(5) None of these
Ans – ROM.

[6]. Which of the following is not a tower?
(1) CPU
(2) Motherboard
(3) Peripheral
(4) All of the above
(5) None of these
Ans – Peripheral

[7]. The horizontal and vertical lines on a worksheet are called—
(1) cells
(2) sheets
(3) block lines
(4) gridlines
(5) None of these
Ans – gridlines

[8]. What is usually used for displaying information at public places ?
(1) Monitors
(2) Overhead Projections
(3) Monitors and Overhead Projections
(4) Touch Screen Kiosks
(5) None of these
Ans – Touch Screen Kiosks

[9]. Which key is used in combination with another key to perform a specific task ?
(1) Function
(2) Control
(3) Arrow
(4) Space bar
(5) None of these
Ans – Control

[10]. Fax machines and imaging systems are examples of—
(1) bar-code readers
(2) imaging systems
(3) scanning devices
(4) pen-based systems
(5) None of these
Ans – imaging systems

[11]. What is MP3?
(1) A mouse
(2) A Printer
(3) A Sound format
(4) A Scanner
(5) None of these
Ans – A Sound format

[12]. ____________ is a process that permits multiple computers to use the same IP address and hide their actual IP
addresses from the Internet.
(1) Routing
(2) Network address translation (NAT)
(3) Signature referencing
(4) Packet filtering
(5) None of these
Ans – Network address translation (NAT)

[13]. What characteristic of read-only memory (ROM) makes it useful ?
(1) ROM information can be easily updated.
(2) Data in ROM is nonvolatile, that is, it remains there even without electrical power.
(3) ROM provides very large amounts of inexpensive data storage.
(4) ROM chips are easily swapped between different brands of computers.
(5) None of these
Ans – Data in ROM is nonvolatile, that is, it remains there even without electrical power.

[14]. Data representation is based on the………number system, which uses two numbers to represent all data.
(1) binary
(2) biometric
(3) bicentennial
(4) byte
(5) None of these
Ans – binary

[15]. To what temporary area can you store text and other data, and later paste them to another location?
(1) The clipboard
(2) ROM
(3) CD-ROM
(4) The hard disk
(5) None of these
Ans – The clipboard

[16]. Classes, instances, and methods are characteristics of:
(1) Testing plan construction
(2) Artificial intelligence techniques
(3) Object-oriented design
(4) Flowcharts and pseudo code
(5) None of these
Ans – Object-oriented design

[17]. Which of the following correctly describes the CD-R and DVD-R discs?
(1) You may record data to the disc surface multiple times and can read the current contents at any time.
(2) You may read data from the disc but may not alter its contents.
(3) You may record data to the disc surface multiple times but have no direct reading capability.
(4) You may record data to the disc surface once and then may only read its contents
(5) None of these
Ans – You may record data to the disc surface once and then may only read its contents

[18]. To move down a page in a document ……
(1) jump
(2) fly
(3) wriggle
(4) scroll
(5) None of these
Ans – scroll

[19]. CD-ROM stands for……
(1) central processing unit
(2) CD-remote open mouse
(3) CD-resize or minimize
(4) CD-read only memory
(5) None of these
Ans – CD-read only memory

[20]. Use this when you want to make all letters capital without having to use the shift key for each character………
(1) shifter
(2) upper case
(3) caps lock key
(4) icon
(5) None of these
Ans – caps lock key.

Download Online Exam Call Letter for SBI PO-2014

2014-05-30T15:52:00.000+05:30

hello friends,
To download Call Letter and scribe form for written examination of SBI-PO, Visit:

Download the Online Exam Call Letter

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GK Power Capsule – Current Affairs for SBI PO Exam 2014

2014-05-29T16:26:00.000+05:30

Dear Aspirants,

Today we are presenting most important current affairs news from last few month for SBI PO Exam 2014. So please read this GK Power Capsule carefully & prepare well for SBI PO Exam & score well.

1. Reserve Bank of India Governor Raghuram Rajan kept the repo rate unchanged in Bi‐Monthly Monetary Policy on 1st April since retail inflation still remains ‘sticky’, but introduced steps to increase liquidity and contain volatility in the money market.

I. Bank Rate

9 % (Unchanged)

II. Cash Reserve Ratio

4 % (Unchanged)

III. Statutory Liquidity Ratio

23 % (Unchanged)

IV. Repo Rate

8 % (Unchanged)

V. Reverse Repo Rate

7 % (Unchanged)

VI. Marginal Standing Rate

9 % (Unchanged)

2. The 86th Annual Academy Oscar Awards 2014 –

The best picture award was won by 12 Years A Slave of Steve McQueen.

Best Actor – Matthew McConaughey (Film-Dallas Buyers Club),

Best Actress – Cate Blanchett (Film – Blue Jasmine),

Best Director – Alfonso Cuaron (Film – Gravity).

3. The 61st National Film Awards for 2013 was announced in New Delhi on 16 April 2014 by the Directorate of Film Festivals.

i. Ship of Theseus directed by Anand Gandhi was selected as the Best feature film.

ii. Best Actor – Raj Kumar for Shahid in hindi and Suraj Venjaramoodu for Perariyathavar in Malyalam

iii. Best Actress – Geetanjali Thapa for Liar’s Dance in Hindi

iv. Best Direction – Hansal Mehta for film Shahid

4. The 15th International Indian Film Academy (IIFA) Awards 2014 was held in Tampa Bay, US from 23 April to 26 April 2014.

i. Best Picture ‐ Rakeysh Omprakash Mehra‐ Bhaag Milkha Bhaag

ii. Best Direction ‐ Rakeysh Omprakash Mehra ‐ Bhaag Milkha Bhaag

iii. Performance in a Leading Role (Male) ‐ Farhan Akhtar ‐ Bhaag Milkha Bhaag

iv. Performance in a Leading Role (Female) ‐ Deepika Padukone ‐ Chennai Express

v. Music Direction ‐ Mithoon, Ankit Tiwari, Jeet Ganguly ‐ Aashiqui 2

vi. Outstanding Contribution To International Cinema ‐John Travolta

vii. Lifetime Achievement ‐ Shatrughan Sinha

5. Justice Rajendra Mal Lodha was appointed as 41st Chief Justice of India. He will succeed Justice P.Sathasivam.

6. Justice G Rohini was appointed as the Next Chief Justice of Delhi High Court.

7. Ratan Tata was appointed as a member of the Board of Boao Forum for Asia (BFA). The post is a rare distinction for an Indian in the Chinese government‐backed influential body.

8. R Gandhi was appointed as the Deputy Governor of the Reserve Bank of India for a period of three years. He replaced Anand Sinha.

9. India‐born poet Vijay Seshadri has won 2014 Pulitzer Prize in the poetry category for his collection of poems “3 Sections.”

10. Ratan Tata received the Knight Grand Cross award by UK Government.

11. Union Government announced that legendary poet and film lyricist Gulzar was selected for the 45th Dadasaheb Phalke Award 2013.

12. Koyal Rana won the 51st edition of the Femina Miss India 2014 crown.

13. Election Commission confirmed Amir Khan as its national icon for the Lok Sabha elections 2014. The other four national icons were A P J Abdul Kalam, M S Dhoni, Saina Nehwal and Mary Kom.

14. India successfully test fired indigenously developed surface‐to‐air Akash missile from at Chandipur Wheelers island Odisha.

15. Admiral Robin K Dhowan took over as the 22nd Chief of Indian Navy. He is a successor of Admiral DK Joshi, who resigned taking moral responsibility of the accident on INS Sindhuratna in Mumbai.

16. India and Nepal started a joint military exercise named Ex‐Surya Kiran Drills VI at Saljhandi in Rupandehi district of Nepal.

17. India is now the world’s third largest economy in terms of purchasing power parity, ahead of Japan and behind the US and China. This was revealed by the 2011 round of the World Bank’s International Comparison Program (ICP) released.

18. After launching accounts on Facebook and Youtube, SBI took one more step by launching a twitter account.

19. IDFC Ltd and Bandhan Financial Services Pvt Ltd won banking licences, with the Raghuram Rajan’s RBI approving permits for only two of the 25 applicants.

20. Reserve Bank asked banks not to levy penal charges on customers who don’t maintain a minimum balance in basic savings bank accounts.

21. Ajay S. Shriram has been elected President of Confederation of Indian Industry (CII) for 2014‐15. He succeeds S. Gopalakrishnan.

22. The RBI‐appointed Urjit Patel panel, in its report, has set CPI target of 8 per cent by 2015 and 6 per cent by 2016.

23. India marched towards establishing its own navigation system when its Polar Satellite Launch Vehicle (PSLV‐C24) put into precise orbit the country’s second navigation satellite, the Indian Regional Navigation Satellite System (IRNSS‐1B). IRNSS‐1B will form part of a constellation of the seven navigation satellites. It was the 25th success in a row for the PSLV, after it majestically lifted off from the first launch pad at Sriharikota.

24. State Bank of India has hit the overseas bond market with a dual tranche benchmark issue of 5‐ year and 10‐year maturity to raise up to $1 billion.

25. Insurance Regulatory and Development Authority (IRDA) imposed a fine of Rs.1.77 crore on Reliance Life Insurance for violation of various norms.

26. Supreme Court recognised the transgender community as a third gender along with male and female.

27. State Bank of India launched three digital banking facilities at the customer’s door step using TAB banking; one for customers opening Savings Bank accounts and another for Housing Loan applicants. The third is e‐KYC (Know your Customer).

28. Reserve Bank of India has suggested that banks introduce two stage authentications to ensure security of transactions. The banks have been mandated to issue EMV (card with chip and pin) to certain category of customers and for the others, banks have been given option to either issue EMV cards or adopt Aadhaar biometric authentication as additional factor of authentication.

29. Siddharth, a Hindi film by Indian Canadian director Richie Mehta, was the winner at the Beijing film festival.

30. The small Pacific nation of the Marshall Islands is taking on the United States and the world’s eight other nuclear armed nations. The island group that was used for dozens of U.S. nuclear tests after World War II was filing a suit against each of the nine countries in the International Court of Justice in The Hague, Netherlands.

31. Sunil Gavaskar was appointed as the interim president of the Board of Control for Cricket in India (BCCI) by the Supreme Court. Sunil Gavaskar replaced the present BCCI chief N Srinivasan.

32. The much publicised Inflation Indexed Bonds (IIBs) failed to attract investor interest, either retail or institutional, in the last financial year. The Reserve Bank of India (RBI) is now planning to launch again this product in a restructured form.

33. Rajiv Takru was appointed as the Revenue Secretary. He will succeed Sumit Bose.

34. Japanese architect Shigeru Ban won the Pritzker Architecture Prize 2014.

35. Govind Mishra, the renowned Hindi author will receive Sarawasti Samman for the year 2013 for his book Dhool Paudho Par published in 2008.

36. The new Corporate Responsibility Regulations notified recently was not applicable to the State Bank of India, but it would comply voluntarily as SBI was created under SBI Act.

37. Khushwant Singh, the renowned author and journalist died. Famous book – Train to Pakistan.

38. A multi-pronged National campaign on Dengue, U & Me Against Dengue, was launched to eradicate dengue across six Indian cities with public private partnership.

39. President Pranab Mukherjee gave his assent to the Andhra Pradesh Reorganisation Bill, 2014 that would pave way for the creation of the State of Telangana, and approved the Cabinet’s recommendation to impose Central rule in the State.

40. Two fund houses of SBI and Axis have filed papers with the Securities and Exchange Board of India (SEBI) to start mutual fund schemes linked to inflation-indexed bonds.

41. Bharatiya Mahila Bank (BMB) will celebrate International Women’s Day by organising financial literacy camps for women. All the 12 branches of the bank will organise financial literacy camps on March 8.

42. A high-power committee under the Financial Stability and Development Council (FSDC) has been set up to find ways for the banking sector to comply with Basel-III capital norms. The decision was taken at a sub-committee meeting of FSDC chaired by Reserve Bank of India (RBI) Governor Raghuram Rajan.

43. Rakesh Sethi took over as Chairman and Managing Director of Allahabad Bank.

44. Crimea declared independence from Ukraine and applied to rejoin Russia. Nearly 97 percent of voters said “yes” to revert to Russia.

45. Bank of India launched IMT (Instant Money Transfer), which allows cardless cash withdrawal at its IMT-enabled ATMs, a first-of-its-kind initiative by any public sector bank. The sender initiates IMT by providing receiver’s mobile number, four digits sender code and the IMT amount. Monthly withdrawal limit prescribed for IMT transaction is Rs.25,000 for receiver, and per transaction limit of Rs.10,000. IMT, once issued, is valid for 14 days.

46. After having launched its first ATM a year ago, Tata Communications Payment Solutions Limited (TCPSL) which is the first non-banking firm to launch its ATM network or white label ATMs said it plans to roll out 15,000 ATMs across India by June 2016.

47. The Reserve Bank of India extended the transitional period for banks to complete the full implementation of Basel-III capital regulations up to March 31, 2019, instead of March 31, 2018.
48. Government has set up a Tax Administration Reform Commission comprising officials from public and private sector agencies. Parthasarathi Shome is the chairman this Commission.

49. Country’s largest lender the State Bank of India (SBI) will sell bad loans amounting to Rs 3,000 crore in the last quarter of the ongoing fiscal to the Asset Reconstruction Companies.

50. RBI has decided to withdraw the pre-2005 currency notes from circulation and asked the holders of such currency to exchange them by January 1, 2015.

51. Harish Rawat was appointed as the 8th Chief Minister of Uttarakhand. He succeeded Vijay Bahuguna.
52. Manoj Vaish took charge as the MD and CEO of Multi Commodity Exchange of India Ltd.
53. Former Supreme Court Justice, Ashok Kumar Mathur was appointed as the Chairman of the 7th Pay Commission. Its recommendation would be implemented from 1 January 2016.
54. M Teresa kho was appointed as Asian Development Bank’s new Country Director for India.
55. Satya Nadella was appointed as CEO of Microsoft. Satya Nadella will succeed Steve Ballmer as the third CEO of the Microsoft firm. Bill Gates is the founder and first CEO of Microsoft. Nadella is the first Indian to head the Microsoft in its 38-year history.
56. Jatinder Bir Singh was appointed CMD of Punjab and Sind Bank.
57. R.K.Tiwari was appointed as the new chairman of Central Board of Direct Taxes.
58. Arunima Sinha received Amazing Indian Award. She was awarded for scaling Mount Everest despite being physically challenged.
59. Bharat Ratna, the highest civilian honour was conferred on cricket maestro Sachin Tendulkar and eminent scientist Prof CNR Rao by the President of India. Sachin became the first youngest and sportsperson to be conferred with the honour of Bharat Ratna. Prof CNR Rao (Chintamani Nagesa Ramachandra Rao) is the third scientist who has been conferred with the award. He received the honour after CV Raman and APJ Abdul Kalam, the former President of India. Rao is recognized international authority on solid state and materials chemistry.
60. Rishang Keishing the oldest Parliamentarian of India decided to retire. He is 94. He joined politics as the member of the first Lok Sabha in 1952 after being elected from Socialist Party. He had served the nation for seven decades. He joined Congress in 1962.
61. Hamid Ansari, the Vice President of India released a commemorative postage stamp in the honour of Maulana Hasrat Mohani who was a freedom fighter and an eminent poet.
62. The Parliament of Nepal elected Sushil Koirala as next Prime Minister of Nepal.
63. Union Cabinet approved the setting up of an Equal Opportunities Commission. The proposal for EOC was made by the Union Ministry of Minority Affairs on the recommendations of the Justice Sachar Committee on Social, Economic and Educational Status of Muslim Community in India.
64. Government increased the workdays under MNREGA from 100 to 150 for tribals from 1 April. Those tribals who have received land rights under the Forest Rights Act, 2006 will be eligible for additional 50 days of wage employment.
65. Finance Minister P Chidambaram retained the 10 per cent surcharge on those earning over Rs 1 crore annually. The government also decided to continue a 5 per cent surcharge on domestic companies with total annual income of more than Rs 1 crore but less than Rs 10 crore. Those with income exceeding Rs 10 crore will pay a surcharge of 10 per cent.
66. As part of a major reform travellers arriving in India from up to 180 countries can avail of the “visa on arrival’’ facility in the near future.
67. RBI has issued Certificate of Authorisation to Tata Communications Payment Solutions Ltd., Prizm Payment Services Pvt. Ltd., Muthoot Finance Ltd., and Vakrangee Ltd. for setting up and operating white label ATMs. Of these, three have already launched their services.
68. Penguin India has agreed to withdraw American Indologist Wendy Doniger’s book The Hindus: An Alternative History from the Indian market following an out-of-court settlement with Delhi-based complainants, who had moved the court alleging “distortion” aimed at “denigrating Hindu traditions.”
69. SEBI Chairman U. K. Sinha has got a two-year extension till 2016 to continue.
70. Lakshmi Swaminthan, who hails from Chennai, has been elected as the President of the Administrative Tribunal of the Asian Development Bank (ADB).
71. President Pranab Mukherjee has given his nod for the nomination of P.P. Rao, senior advocate, as jurist member of the selection committee of the Lokpal, the anti-corruption ombudsman, despite objections from Leader of the Opposition in the Lok Sabha Sushma Swaraj.
72. Securities and Exchange Board of India will hike the minimum net worth requirement for asset management companies (AMCs) from Rs.10 crore to Rs.50 crore.
73. Centre has informed the Supreme Court that Kachatheevu could not be retrieved from Sri Lanka as demanded by DMK party president, M. Karunanidhi.
74. The Union Ministry of Tourism has declared Sikkim the best State in the implementation of rural tourism projects.

75. The Union Cabinet approved Odia as a classical language. Now Odia has become the sixth language in the country to get classical language status after Sanskrit, Tamil, Telugu, Kannada and Malayalam.

76. Bharatiya Mahila Bank (BMB) signed a memorandum of understanding (MoU) with New India Assurance Company to deliver three unique innovative health insurance policies for women account holders of the bank. The policies — BMB-Sakhee, BMB-Nirbhaya and BMB-Parivar Suraksha — provide customised health insurance package for women.

77. The Uttar Pradesh Government approved the proposal for establishing a tiger reserve in Pilibhit.

78. The Union Government appointed IPS Aruna Bahuguna as chief of Sardar Vallabhbhai Patel National Police Academy, Hyderbad. She is the first woman on this post.

79. Anand Kumar, a mathematician and founder of Super30 classes was conferred with the 2014 Ramanujan Mathematics Award.

80. At the 59th Idea Filmfare Awards, Bhaag Milkha Bhaag grabbed seven awards. Best Actor award was given to Farhaan Akhtar for Bhaag Milkha Bhaag. Deepika Padukone was Best Actress for Ramleela. Bhaag Milkha Bhaag won Best Film award, and its director Omprakash Mehra won Best Director award.

81. The Pravasi Bhartiya Divas was organised in New Delhi from 7 to 9 January 2014. The theme for the year was Engaging Diaspora: Connecting across Generations.

82. Expert Committee constituted by Information and Broadcasting Ministry to review the institutional framework of Prasar Bharti has submitted its report. The committee was headed by Sam Pitroda.

83. A panel of Reserve Bank of India led by Nachiket Mor has suggested to set-up specialized banks to cater to the low income households. These banks will ensure that every citizen have a bank account by 2016. It has limited the maximum balance for an individual customer to 50000 rupees.

84. Dhruva-3 was inaugurated by Avinash Chander, DG DRDO in Hyderabad. Dhruva-3 an indigenous High Performance Computing System was designed to solve critical Defence Research and Development applications by DRDO.

85. Tejas, India’s Light Combat Aircraft (LCA) set a new record on 27 December 2013 of flying 500 sorties in 2013. This is the highest sorties achieved in a calendar year so far.

86. Gorakhpur railway station’s platform number one of Uttar Pradesh has entered into the Limca Book of Records as longest rail platform in the world with the length of 1355.40 meters.

87. WHO reported that Pakistan is the only polio-endemic country in the world. Pakistan had 83 polio cases in 2013.

88. Japanese Prime Minister Shinzo Abe was the chief guest of 65th Republic Day parade at Rajpath in Delhi.

89. Army Chief General Bikram Singh took over as the chairman of the Chiefs of Staff Committee (CoSC). He succeeds IAF chief N.A.K. Browne.

90. The Reserve Bank of India extended the time for issuance of inflation-indexed bonds to March 31, 2014, from the earlier date of December 31, 2013. The RBI in consultation with government earlier this month launched Inflation Indexed National Saving Securities-Cumulative (IINSS-C), which was open for subscription between December 23 and 31. “On review, now it has been decided to extend the issuance of Inflation Indexed National Saving Securities-Cumulative till March 31, 2014. The issuance can be closed earlier than March 31, 2014, with a prior notice,” the RBI said in a release.

91. Latvia officially adopted the euro on 1st January 2014 and became 18th member of eurozone.

92. An inter-State committee of Secretaries chaired by Union Food Secretary Sudhir Kumar has recommended that the Central government may share with the States 50 per cent of the cost of distribution of the foodgrains meant for the Targeted Public Distribution System (TPDS) under the recently passed National Food Security Act (NFSA).

93. Geosynchronous Satellite Launch Vehicle (GSLV-D5), powered by an indigenous cryogenic engine, effortlessly put the 1,982-kg GSAT-14 communication satellite into a perfect orbit after 17 minutes of flight. The cryogenic engine is built by ISRO.

94. The Reserve Bank of India allowed Non-Banking Finance Companies to lend up to 75 per cent of the Loan-To-Value ratio of gold jewellery, up from 60 per cent, with immediate effect.

95. On 13th January, it completes three years without reporting any case of polio. It is only the second time in the history that a disease is being eliminated in India through immunisation after small pox in May 1980.

96. Union Minister for Housing and Urban Poverty Alleviation, Girija Vyas launched the Housing Start Up Index (HSUI) logo, web site and monitoring tool called Integrated Urban Poverty Monitoring System for the Rajiv Awas Yojana. The HSUI is a joint initiative of the Ministry’s National Building Organisation and RBI. The HSUI is an index that tracks the number of houses being constructed every year across the country.

97. The Reserve Bank of India will pump Rs.10,000 crore into the market by buying government securities to ease the liquidity situation.

98. The Union Cabinet granted minority status to the 50 lakh strong Jain community, enabling it to avail itself of benefits in government schemes and programmes. This would make them the sixth community to attain minority status after Muslims, Christians, Sikhs, Buddhists and Parsis.

99. Uttarakhand became the first State to adopt the provisions of the Lokpal Act with the Vidhan Sabha passing the Uttarakhand Lokayukta Bill-2014.

100. The Reserve Bank of India (RBI) said that it would establish a fund to be called ‘Depositor Education and Awareness Fund’, which would comprise unclaimed funds of depositors. The Fund will be created by taking over inoperative deposit accounts which have not been claimed or operated for ten years.

101. Asia’s biggest botanical garden will come up in Naya Raipur with the Chhattisgarh government initiating work on the ecotourism project.

102. World famous yoga guru, B.K.S. Iyengar, and former chief of the Council of Scientific and Industrial Research (CSIR) R.A. Mashelkar have been awarded the Padma Vibhushan, India’s second highest civilian honour.

103. China has overtaken India to become the largest contributor of Foreign Direct Investment to Nepal over the first six months of the current fiscal year, underlining the rising Chinese economic presence — and strategic influence — in the country.

104. K. Prasad Babu, a Greyhounds Inspector who laid down his life combating Maoists in the Andhra Pradesh-Chhattisgarh border region last April was awarded the highest peace time gallantry award, Ashok Chakra, on the occasion of Republic Day.

105. Country’s first Monorail finally made its debut with Maharashtra Chief Minister Prithviraj Chavan inaugurating the service in Mumbai. The commercial operations of the 8.9-km first phase started.

106. The term of the 14th Finance Commission led by former RBI Governor YV Reddy is likely to be extended by at least three months to enable it to submit its report by the end of this year.

107. Oriental Bank of Commerce became first bank which introduced the e-KYC (electronic Know Your Customer) facility, which instantly verifies a customer’s identity and address proof after the Aadhaar number is keyed in to the system. Last month, private sector HDFC Bank also launched eKYC facility.

108. India Post has drawn a massive plan to install as many as 3,000 ATMs and 1.35 lakh micro-ATMs at the ubiquitous post offices across the country for savings account holders by September 2015.

109. Cyber security sleuths have detected a “black” private information stealing virus in the Indian online banking transactions space and have alerted consumers who swipe debit or credit cards at shopping counters to make payments.

Best of Luck for SBI PO Exam 2014…………

SBI Clerk Recruitment 2014 for 5000 Posts, Notification is Out! Apply Online

2014-05-24T14:07:00.001+05:30

state Bank of India (SBI)
has released its plans for clerk recruitment (assistants & stenos).Having over 10000 branches & 5000 branches of its associate bank spread across India, SBI is the oldest & largest public sector bank.It also has strong foreing presence with nearly 82 offices in 32 countries.

Sometimes good news wont seem to stop.For the first time, a detailed calendar about IBPS upcoming bank exam was released by the institute.

And now it is the turn of SBI to pep up things with recruitment of 5000 Clerks.It is sure a jackpot for bank job aspirants with back to back announcements.

Post & Vacancies

Clerk (Assistant)

5092 posts (across various states)

* The payscale for clerical cadre employees is Rs.7200/-/Rs.19300 & the approx. salary for clerical cadre at metro like Mumbai could be approx. Rs.17500 /month

Important Events:

Online application process – May 26 to June 14, 2014

Online examinations shall be conducted in the month of July/ August

Who are Eligible

The conditions to apply for this SBI clerk recruitment 2014 are,

Age to be : 20 - 28 years, as on May 1, 2014 [+3 yrs for OBC, +5 yrs for SC/ST]
Pass in any degree, as on Aug 31, 2014
You must be able to write & speak English. Local language knowledge is desirable.
Will have to indulge in marketing, cross sell products & services.

Final year students are eligible to apply but should be able to produce proof of passing the degree exam on or before August 31, if called for interview.

Procedure of Selection

State Bank of India will finalize the appointments based on your written test & interview performances.About the written test, it shall be objective type in the following sections.

English
Quantitative aptitude
General awareness
Reasoning
Marketing aptitude & Computers

This online test shall be held for 200 marks with each section allotted 40 marks. Candidates have to pass in each objective test that also carries 0.25 as negative mark.

Based on the ratio of 1:3, candidates would be shortlisted for personal interview stage.

Application:

The registration/application fee has been pegged at Rs.450 (Gen/OBC) & Rs.100 (others) that can be paid in two methods – Online or Offline.

Paying fees through internet is quite easy.After submitting the online application, you will be automatically redirected to payment gateway page wherein you can pay via Debit/Credit cards/ Net banking.

Incase you wish to remit the fees offline, follow these steps

Visit sbi.co.in, fill the online application, print the generated form.Note your registration no. & password., that will also be sent via Email & SMS.
From the 2nd day of registration & within working 3 days you can visit any branch of State bank with the system generated challan & deposit the amount.

On successful fee payment, you will receive a SMS/Email confirming the registration process after 2 days.

Apply online from

click here
Candidates interested to apply for this 2014 SBI clerk recruitment must download the original notification from the bank website here

Banking GK-What is Difference bitween RTGS and NEFT?

2014-05-22T10:38:00.000+05:30

RTGS ( Real time gross settlement )

This is a fund transfer mechanism where transfer of money takes place from one bank to another bank in real time.

RBI has decided the minimum cap of 2 Lac rupees for RTGS transactions.
In RTGS there is no waiting period, transaction is settled as soon as it’s processed.
As name includes the gross settlement, It means the transaction is settled by one to one basis without combining with any other transaction.
RTGS fees regulated by the respective banks but RBI has fixed the upper limit cap for the fees for removing the bank monopoly.
For any RTGS transaction both sender and receiver banks should have Core Banking enabled.
RTGS facility can be availed between 9 am to 4.30 pm in week-days and 9 am to 1.30 pm on saturdays.
As we know that Core Banking enabled banks and branches are assigned an IFSC code.

NEFT ( National electronic fund transfer )

It stands for National Electronic Fund Transfer System introduced by Reserve Bank of India.
NEFT is a national electronic fund transfer system that can be used for the any electronic fund transfers.
It is a nation wide funds transfer system to facilitate transfer of funds from any bank branch to any other bank branch. This fund transfer takes place among the member banks and financial institutions throughout India. Most of the banks are members of NEFT.

Main advantages of NEFT:
Transfers funds from one account to other bank accounts across India.
DDs/ cheques are not needed in case of Net Banking.
It is faster, safer, efficient, economical, easier and reliable system.
Can get confirmation of fund transfer through e-mail or SMS.

You should have account in a bank to avail this facility. Or if you do not have account in a bank still you can avail this facility for cash transaction up to Rs. 50,000/-. But, beneficiary must have an account at the destination bank branch, as basically NEFT is an account to account funds transfer system.

Following items will be required to Transfer funds Through NEFT:
Beneficiary’s Name
Beneficiary branch and bank name
Beneficiary’s Account type and Account no.
Beneficiary’s Branch IFSC.

Here, beneficiary means a person to whom the payment is directed.

Two ways to do NEFT:
Fill the application form along with details of cheques/Debit instruction, name and account number to whom the money is to be transferred, IFSC code of bank/branch where funds are to be remitted.

Through Net banking facility, you can transfer funds to other bank accounts across India. You have to register to avail this facility. Some banks allow this even without registration.

In NEFT, settlement takes place at a particular point of time.

For example:

It takes place 6 times a day during the week days (9.00 hours , 11.00 hours, 12.00 hours, 13.00 hours, 15.00 hours and 17.00 hours) And 3 times during Saturdays (9.00 hours, 11.00 hours and 12.00 hours).

Any transaction initiated after a designated settlement time would have to wait till the next designated settlement time, i.e., if the transaction initiated later during the day, money would be transferred next day.

SBI PO Special – Basic Banking Terms – Part 2

2014-05-15T10:24:00.001+05:30

Dear Aspirants,
Here are some important Banking Terms & glossary terms used by marketers, usually at the management level, when preparing marketing plans and pitching for business. Some of these are explained here.
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Anti-competitive practice	A practice is considered anti-competitive if it prevents, distorts or restricts competition in a market for goods and services in Barbados.
Anti-dumping	Anti dumping is a measure to rectify the situation arising out of the dumping of goods and its trade distortive effect. Thus, the purpose of anti dumping duty is to rectify the trade distortive effect of dumping and re-establish fair trade. The use of anti dumping measure as an instrument of fair competition is permitted by the WTO. In fact, anti dumping is an instrument for ensuring fair trade and is not a measure of protection for the domestic industry. It provides relief to the domestic industry against the injury caused by dumping. Anti dumping measures do not provide protection per se to the domestic industry. It only serves the purpose of providing remedy to the domestic industry against the injury caused by the unfair trade practice of dumping.
Advertising	Advertising is a form of communication that typically attempts to persuade potential customers to purchase or to consume more of a particular brand of product or service. Many advertisements are designed to generate increased consumption of those products and services through the creation and reinforcement of “brand image” and “brand loyalty”. For these purposes, advertisements sometimes embed their persuasive message with factual information.
Barter	A Trade Exchange or Barter is a type of trade in which goods or services are directly exchanged for other goods and/or services, without the use of money. It can be bilateral or multilateral, and usually exists parallel to monetary systems in most developed countries, though to a very limited extent. Barter usually replaces money as the method of exchange in times of monetary crisis, when the currency is unstable and devalued by hyperinflation.
Branding	It is a promise, a pledge of quality. It is the essence of a product, including why it is great, and how it is better than all competition products. It is an image. It is a combination of words and letters, symbols, and colors.
Conglomerate	A conglomerate is the term used to describe a large company that consists of seemingly unrelated business sections. This term may also be referred to as a multi-industry company.
Circulation	The total number of copies distributed by a newspaper or magazine.
Classifieds	An advertisement in a newspaper that is placed along with advertisements for similar events under a classified heading, e.g. ‘Entertainment’ or ‘Cinema’.
Concept	A design in which all aspects of the product are linked to a central idea, function or theory, etc.
Copy	Written or typed matter intended to be reproduced in print.
Copyright	The exclusive right, granted by law for a certain term of years, to make and dispose of copies of, and otherwise to control, a literary, musical, dramatic, or artistic work.
Critical Path	Plots the events that need to occur to complete a project on a timeline.
CRM	Customer Relationship Marketing. Building loyalty through your relationship with a customer.
Database	A large volume of information stored in a computer and organised in categories to facilitate retrieval.
Direct Mail	Mailing brochures, letters, questionnaires etc. directly to the target market.
Direct Marketing	Marketing to the customer without the use of an intermediary.
Types of Direct marketing	There are many types of direct marketing, only some important types are listed below and these are the most form of direct marketing.
i)Direct Mail Marketing	Advertising material sent directly to home and business addresses. This is the most common form of direct marketing.
ii)Telemarketing	It is the second most common form of direct marketing, in which marketers contact consumers by phone.
ii)Email Marketing	This type of marketing targets customers through their email accounts
Display Ad	An advertisement which is usually designed by the advertiser and displayed in a box.
Direct Response	In advertising. Advertising designed to trigger a behavioural response in target audiences, e.g. placing mail back coupons in the ad, asking people to bring in or mention an ad, setting up a phone number and asking individuals to call for further information etc.
Digital Marketing	Digital Marketing is the practice of promoting products and services using all forms of digital advertising. It includes Television, Radio, Internet, mobile and any other form of digital media.
Distress Rates	Cheaper rates for advertising at short notice, i.e. When newspapers have spaces to fill shortly before their deadlines.
Distribution	To place promotional material, e.g. fliers or posters, throughout areas where they will be picked up.
Drip Marketing	Method of sending promotional items to clients is called Drip marketing.
Dumping	If a company exports a product at a price (export price) lower than the price it normally charges on its own home market (normal value), it is said to be ‘dumping’ the product. Dumping can harm the domestic industry by reducing its sales volume and market shares, as well as its sales prices. This in turn can result in decline in profitability, job losses and, in the worst case, in the domestic industry going out of business. Often, dumping is mistaken and simplified to mean cheap or low priced imports. However, it is a misunderstanding of the term. On the other hand, dumping, in its legal sense, means export of goods by a country to another country at a price lower than its normal value. Thus, dumping implies low priced imports only in the relative sense (relative to the normal value), and not in absolute sense.
Freepost	Used to encourage a response by mail. The sender does not pay to return an item by post e.g. a questionnaire.
Guerilla Marketing	Unconventional marketing intended to get maximum results from minimal resources is nothing but Guerilla Marketing.
JIT	Just-in-time (JIT) is an inventory strategy implemented to improve the return on investment of a business by reducing in-process inventory and its associated carrying costs. In order to achieve JIT the process must have signals of what is going on elsewhere within the process.
Incentive	Something of financial or symbolic value added to an offer to encourage some overt behavioural response.
Indirect Marketing	Indirect Marketing is the distribution of a particular product through a channel that includes one or more resellers.
Difference b/w Direct and Indirect Marketing	Direct marketing is basically advertising your own products or services. In the same way you might advertise for someone else is called Indirect marketing, is an increasingly popular way of doing business.
Internet Marketing	Internet marketing is the marketing of products or services over the Internet. Internet Marketing is also known as i-marketing, web-marketing, online-marketing, Search Engine Marketing (SEM) or e-Marketin.
Key Selling Points	The components of a program or event that will appeal to the greatest number of people.
Loyalty Programs	A component of relationship marketing. Programs designed to increase the strength of a consumer’s preference for a particular entity. The most common form of loyalty program in the arts is subscription or membership programs.
Marketing	The process of planning and executing the conception, pricing, promotion, and distribution of ideas, goods, services, and people to create exchanges that will satisfy individual and organizational goals.
Marketing Mix	The blend of product, place, promotion, and pricing strategies designed to produce satisfying exchanges with a target market.
Market Research	The process of planning, collecting, and analyzing data relevant to marketing decision-making. Using a combination of primary and secondary research tools to better understand a situation.
Marketing Strategy	The first stage is setting marketing objectives (where the organisation wants to be at the end of the strategic planning period) and goals (the objectives with specific numerical benchmarks and deadlines attached to allow management to measure achievement). The second stage is specifying the core marketing strategy, i.e. specific target markets, competitive positioning and key elements of the marketing mix. The third is the implementation of tactics to achieve the core strategy.
Mergers and Acquisitions	The phrase mergers and acquisitions (abbreviated M&A) refers to the aspect of corporate strategy, corporate finance and management dealing with the buying, selling and combining of different companies that can aid, finance, or help a growing company in a given industry grow rapidly without having to create another business entity. A merger is a tool used by companies for the purpose of expanding their operations often aiming at an increase of their long term profitability. An acquisition, also known as a takeover, is the buying of one company (the ‘target’) by another.
Media Hooks	Aspects of an event or program that are most likely to appeal to a journalist or the media generally.
Media Monitoring	Systematic monitoring of the media in order to ascertain what has been said. Specialised agencies provide this service.
Offer	A proposal by a marketer to make available to a target customer a desirable set of positive consequences if the customer undertakes the required action.
Pitch	A proposal – either verbal or written – to enlist the engagement or support of a third party.
Psychographics	Life-style measures which combine psychological and demographic measurements based on consumers’ activities, aspirations, values, interests or opinions.
Publicity	Definitions vary but in Sauce the term is used to describe obtaining media coverage.
Personal Selling	Persuasive communication between a representative of the company and one or more prospective customers, designed to influence the person’s or group’s purchase decision.
Qualitative Research	Research that seeks out people’s attitudes and preferences, usually conducted through unstructured interviews or focus groups.
Quantitative Research	Research that measures (quantifies) responses to a structured questionnaire, conducted either through telephone, face-to-face structured interviews, on the Internet or through self completion surveys.
Quickcuts	The brand name of technology which enables design companies or advertising agencies to transmit advertisements directly to the publication over a telephone line.
Reach	The total number of people your organisation or campaign reaches.
Relationship marketing	Marketing with a focus on building long-term relationships where the target customer is encouraged to continue his or her involvement with the marketer.
Strategic Marketing Planning	The process of managerial and operational activities required to create and sustain effective and efficient marketing strategies, including identifying and evaluating opportunities, analyzing markets and selecting target markets, developing a positioning strategy, preparing and executing the market plan, and controlling and evaluating results.
Situational Analysis	An analysis of the internal and external environment of a company or event.
SWOT Analysis	Identifying the strengths and weaknesses, which are internal to the organisation or project and the opportunities and threats, which come from outside the organisation.
Social Media Marketing	Social media marketing is marketing using online communities, social networks, blog marketing and more.
Talent	The person or people you put forward to the media as possible subjects for an interview, a game show, a picture or footage, etc.
Target Audience	The section of the population that is identified as likely to be most interested in buying or being associated with a product.
Target media	The media you decide to target for coverage because they reach your target audience.
Targeting	The act of directing promotions to the target audience.
TARPS	Target audience rating poin

SBI PO Special – Basic Banking Terms – Part 1

2014-05-15T10:19:00.000+05:30

The basic banking terms are frequently asked in all the Bank Interviews. These terms are useful not only for your interview but also for your general knowledge. Knowledge and Understanding of Important Banking terms play a very crucial role in the final selection. Also these banking terms are useful for Banking Aspirants, Economics & Commerce students, MBA aspirants and students preparing for other similar level Exams.
Knowing basic banking terms not only gives you an edge over other candidates but also shows your interest level for the job.
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Account Agreement: The contract governing your open-end credit account, it provides information on changes that may occur to the account.
Account History: The payment history of an account over a specific period of time, including the number of times the account was past due or over limit.
Account Holder: Any and all persons designated and authorized to transact business on behalf of an account. Each account holder’s signature needs to be on file with the bank. The signature authorizes that person to conduct business on behalf of the account.
Acquiring Bank: In a merger, the bank that absorbs the bank acquired.
Accrued interest: Interest due from issue date or from the last coupon payment date to the settlement date. Accrued interest on bonds must be added to their purchase price.
Adjustable-Rate Mortgages (ARMS): Also known as variable-rate mortgages. The initial interest rate is usually below that of conventional fixed-rate loans. The interest rate may change over the life of the loan as market conditions change. There is typically a maximum (or ceiling) and a minimum (or floor) defined in the loan agreement. If interest rates rise, so does the loan payment. If interest rates fall, the loan payment may as well.
Arbitrage: Buying a financial instrument in one market in order to sell the same instrument at a higher price in another market.
Adverse Action: Under the Equal Credit Opportunity Act, a creditor’s refusal to grant credit on the terms requested, termination of an existing account, or an unfavorable change in an existing account.
Adverse Action Notice: The notice required by the Equal Credit Opportunity Act advising a credit applicant or existing debtor of the denial of their request for credit or advising of a change in terms considered unfavorable to the account holder.
AER: Annual earnings rate on an investment.
Affidavit: A sworn statement in writing before a proper official, such as a notary public.
Alteration: Any change involving an erasure or rewriting in the date, amount, or payee of a check or other negotiable instrument.
Amortization: The process of reducing debt through regular installment payments of principal and interest that will result in the payoff of a loan at its maturity.
Anytime Banking: With introduction of ATMs, Tele-Banking and internet banking, customers can conduct their business anytime of the day and night. The ‘Banking Hours’ is not a constraint for transacting banking business.
Anywhere Banking : Refers to banking not only by ATMs, Tele-Banking and internet banking, but also to core banking solutions brought in by banks where customer can deposit his money, cheques and also withdraw money from any branch connected with the system. All major banks in India have brought in core banking in their operations to make banking truly anywhere banking.
Annual Percentage Rate (APR): The cost of credit on a yearly basis, expressed as a percentage.
Annual Percentage Yield (APY): A percentage rate reflecting the total amount of interest paid on a deposit account based on the interest rate and the frequency of compounding for a 365-day year.
Annuity : A life insurance product which pays income over the course of a set period. Deferred annuities allow assets to grow before the income is received and immediate annuities (usually taken from a year after purchase) allow payments to start from about a year after purchase.
APR: The annual percentage rate of interest, usually on a loan or mortgage, usually displayed in brackets and representing the true cost of the loan or mortgage as it shows any additional payments beyond the interest rate.
Application: Under the Equal Credit Opportunity Act (ECOA), an oral or written request for an extension of credit that is made in accordance with the procedures established by a creditor for the type of credit requested.
Appraisal: The act of evaluating and setting the value of a specific piece of personal or real property.
Ask Price: The lowest price at which a dealer is willing to sell a given security.
Asset-Backed Securities (ABS): A type of security that is backed by a pool of bank loans, leases, and other assets. Most ABS are backed by auto loans and credit cards – these issues are very similar to mortgage-backed securities.
At-the-money: The exercise price of a derivative that is closest to the market price of the underlying instrument.
ATM: ATMs are Automatic Teller Machines, which do the job of a teller in a bank through Computer Network. ATMs are located on the branch premises or off branch premises. ATMs are useful to dispense cash, receive cash, accept cheques, give balances in the accounts and also give mini-statements to the customers.
Authorization: The issuance of approval, by a credit card issuer, merchant, or other affiliate, to complete a credit card transaction.
Automated Clearing House (ACH): A computerized facility used by member depository institutions to electronically combine, sort, and distribute inter-bank credits and debits. ACHs process electronic transfers of government securities and provided customer services, such as direct deposit of customers’ salaries and government benefit payments (i.e., social security, welfare, and veterans’ entitlements), and preauthorized transfers.
Automated Teller Machine (ATM): A machine, activated by a magnetically encoded card or other medium that can process a variety of banking transactions. These include accepting deposits and loan payments, providing withdrawals, and transferring funds between accounts.
Automatic Bill Payment: A checkless system for paying recurring bills with one authorization statement to a financial institution. For example, the customer would only have to provide one authorization form/letter/document to pay the cable bill each month. The necessary debits and credits are made through an Automated Clearing House (ACH).
Availability Date: Bank’s policy as to when funds deposited into an account will be available for withdrawal.
Availability Policy: Bank’s policy as to when funds deposited into an account will be available for withdrawal.
Available Balance: The balance of an account less any hold, uncollected funds, and restrictions against the account.
Available Credit: The difference between the credit limit assigned to a cardholder account and the present balance of the account.
Banking: Accepting for the purpose of lending or investment of deposits of money from Public, Repayable on demand or otherwise and withdraw able by cheques, drafts, order, etc.
Bank Ombudsman: Bank Ombudsman is the authority to look into complaints against Banks in the main areas of collection of cheque / bills, issue of demand drafts, non-adherence to prescribed hours of working, failure to honour guarantee / letter of credit commitments, operations in deposit accounts and also in the areas of loans and advances where banks flout directions / instructions of RBI. This Scheme was announced in 1995 and is functioning with new guidelines from 2007. This scheme covers all scheduled banks, the RRBs and co-operative banks.
Bancassurance: Bancassurance refers to the distribution of insurance products and the insurance policies of insurance companies which may be life policies or non-life policies like home insurance – car insurance, medi-policies and others, by banks as corporate agents through their branches located in different parts of the country by charging a fee.
Banker’s Lien: Bankers lien is a special right of lien exercised by the bankers, who can retain goods bailed to them as a security for general balance of account. Bankers can have this right in the absence of a contract to the contrary.
Basel-II: The Committee on Banking Regulations and Supervisory Practices, popularity known as Basel Committee, submitted its revised version of norms in June, 2004. Under the revised accord the capital requirement is to be calculated for credit, market and operational risks. The minimum requirement continues to be 8% of capital fund (Tier I & II Capital) Tier II shall continue to be not more than 100% of Tier I Capital.
Brick & Mortar Banking: Brick and Mortar Banking refers to traditional system of banking done only in a fixed branch premises made of brick and mortar. Now there are banking channels like ATM, Internet Banking, tele banking etc.
Business of Banking : Accepting deposits, borrowing money, lending money, investing, dealing in bills, dealing in Foreign Exchange, Hiring Lockers, Opening Safe Custody Accounts, Issuing Letters of Credit, Travelers’ Cheques, doing Mutual Fund business, Insurance Business, acting as Trustee or doing any other business which Central Government may notify in the official Gazette.
Bouncing of a cheque: Where an account does not have sufficient balance to honour the cheque issued by the customer, the cheque is returned by the bank with the reason “funds insufficient” or “Exceeds arrangement”. This is known as ‘Bouncing of a cheque’.
Basis Point: One hundredth of 1%. A measure normally used in the statement of interest rate e.g., a change from 5.75% to 5.81% is a change of 6 basis points. Bear Markets: Unfavorable markets associated with falling prices and investor pessimism.
Bid-ask Spread: The difference between a dealers’s bid and ask price.
Bid Price: The highest price offered by a dealer to purchase a given security.
Blue Chips: Blue chips are unsurpassed in quality and have a long and stable record of earnings and dividends. They are issued by large and well-established firms that have impeccable financial credentials.
Bond: Publicly traded long-term debt securities, issued by corporations and governments, whereby the issuer agrees to pay a fixed amount of interest over a specified period of time and to repay a fixed amount of principal at maturity.
Book Value: The amount of stockholders’ equity in a firm equals the amount of the firm’s assets minus the firm’s liabilities and preferred stock.
Broker: Individuals licensed by stock exchanges to enable investors to buy and sell securities.
Brokerage Fee: The commission charged by a broker.
Bull Markets: Favorable markets associated with rising prices and investor optimism.
Call Option: The right to buy the underlying securities at a specified exercise price on or before a specified expiration date.
Callable Bonds: Bonds that give the issuer the right to redeem the bonds before their stated maturity.
Capital Gain: The amount by which the proceeds from the sale of a capital asset exceed its original purchase price.
Capital Markets: The market in which long-term securities such as stocks and bonds are bought and sold.
Certificate of Deposits (CDs): Savings instrument in which funds must remain on deposit for a specified period and premature withdrawals incur interest penalties.
Certificate of Deposit:. Certificate of Deposits are negotiable receipts in bearer form which can be freely traded among investors. This is also a money market instrument, issued for a period ranging from 7 days to f one year .The minimum deposit amount is Rs. 1 lakh and they are transferable by endorsement and delivery.
Cheque: Cheque is a bill of exchange drawn on a specified banker ordering the banker to pay a certain sum of money to the drawer of cheque or another person. Money is generally withdrawn by clients by cheques. Cheque is always payable on demand.
Cheque Truncation: Cheque truncation truncates or stops the flow of cheques through the banking system. Generally truncation takes place at the collecting branch, which sends the electronic image of the cheques to the paying branch through the clearing house and stores the paper cheques with it.
Closed-end (Mutual) Fund: A fund with a fixed number of shares issued, and all trading is done between investors in the open market. The share prices are determined by market prices instead of their net asset value.
Collateral: A specific asset pledged against possible default on a bond. Mortgage bonds are backed by claims on property. Collateral trusts bonds are backed by claims on other securities. Equipment obligation bonds are backed by claims on equipment.
Commercial Paper: Short-term and unsecured promissory notes issued by corporations with very high credit standings.
Common Stock: Equity investment representing ownership in a corporation; each share represents a fractional ownership interest in the firm.
Compound Interest: Interest paid not only on the initial deposit but also on any interest accumulated from one period to the next.
Contract Note: A note which must accompany every security transaction which contains information such as the dealer’s name (whether he is acting as principal or agent) and the date of contract.
Controlling Shareholder: Any person who is, or group of persons who together are, entitled to exercise or control the exercise of a certain amount of shares in a company at a level (which differs by jurisdiction) that triggers a mandatory general offer, or more of the voting power at general meetings of the issuer, or who is or are in a position to control the composition of a majority of the board of directors of the issuer.
Convertible Bond: A bond with an option, allowing the bondholder to exchange the bond for a specified number of shares of common stock in the firm. A conversion price is the specified value of the shares for which the bond may be exchanged. The conversion premium is the excess of the bond’s value over the conversion price.
Corporate Bond: Long-term debt issued by private corporations.
Coupon: The feature on a bond that defines the amount of annual interest income.
Coupon Frequency: The number of coupon payments per year.
Coupon Rate: The annual rate of interest on the bond’s face value that a bond’s issuer promises to pay the bondholder. It is the bond’s interest payment per dollar of par value.
Covered Warrants: Derivative call warrants on shares which have been separately deposited by the issuer so that they are available for delivery upon exercise.
Credit Rating: An assessment of the likelihood of an individual or business being able to meet its financial obligations. Credit ratings are provided by credit agencies or rating agencies to verify the financial strength of the issuer for investors.
Collecting Banker: Also called receiving banker, who collects on instruments like a cheque, draft or bill of exchange, lodged with himself for the credit of his customer’s account.
Consumer Protection Act: It is implemented from 1987 to enforce consumer rights through a simple legal procedure. Banks also are covered under the Act. A consumer can file complaint for deficiency of service with Consumer District Forum for amounts upto Rs.20 Lacs in District Court, and for amounts above Rs.20 Lacs to Rs.1 Crore in State Commission and for amounts above Rs.1 Crore in National Commission.
Co-operative Bank : An association of persons who collectively own and operate a bank for the benefit of consumers / customers, like Saraswat Co-operative Bank or Abhyudaya Co-operative Bank and other such banks.
Co-operative Society : When an association of persons collectively own and operate a unit for the benefit of those using its services like Apna Bazar Co-operative Society or Sahakar Bhandar or a Co-operative Housing Society.
Core Banking Solutions (CBS): Core Banking Solutions is a buzz word in Indian banking at present, where branches of the bank are connected to a central host and the customers of connected branches can do banking at any breach with core banking facility.
Creditworthiness: It is the capacity of a borrower to repay the loan / advance in time along with interest as per agreed terms.
Crossing of Cheques: Crossing refers to drawing two parallel lines across the face of the cheque. A crossed cheque cannot be paid in cash across the counter, and is to be paid through a bank either by transfer, collection or clearing. A general crossing means that cheque can be paid through any bank and a special crossing, where the name of a bank is indicated on the cheque, can be paid only through the named bank.
Customer: A person who maintains any type of account with a bank is a bank customer. Consumer Protection Act has a wider definition for consumer as the one who purchases any service for a fee like purchasing a demand draft or a pay order. The term customer is defined differently by Laws, softwares and countries.
Current Account: Current account with a bank can be opened generally for business purpose. There are no restrictions on withdrawals in this type of account. No interest is paid in this type of account.
Currency Board: A monetary system in which the monetary base is fully backed by foreign reserves. Any changes in the size of the monetary base have to be fully matched by corresponding changes in the foreign reserves.
Current Yield: A return measure that indicates the amount of current income a bond provides relative to its market price. It is shown as: Coupon Rate divided by Price multiplied by 100%.
Custody of Securities: Registration of securities in the name of the person to whom a bank is accountable, or in the name of the bank’s nominee; plus deposition of securities in a designated account with the bank’s bankers or with any other institution providing custodial services.
Debit Card: A plastic card issued by banks to customers to withdraw money electronically from their accounts. When you purchase things on the basis of Debit Card the amount due is debited immediately to the account. Many banks issue Debit-Cum-ATM Cards.
Debtor: A person who takes some money on loan from another person.
Demand Deposits: Deposits which are withdrawn on demand by customers. E.g. savings bank and current account deposits.
Demat Account: Demat Account concept has revolutionized the capital market of India. When a depository company takes paper shares from an investor and converts them in electronic form through the concerned company, it is called Dematerialization of Shares. These converted Share Certificates in Electronic form are kept in a Demat Account by the Depository Company, like a bank keeps money in a deposit account. Investor can withdraw the shares or purchase more shares through this demat Account.
Derivative Call (Put) Warrants: Warrants issued by a third party which grant the holder the right to buy (sell) the shares of a listed company at a specified price.
Derivative Instrument: Financial instrument whose value depends on the value of another asset.
Discount Bond: A bond selling below par, as interest in-lieu to the bondholders.
Dishonour of Cheque: Non-payment of a cheque by the paying banker with a return memo giving reasons for the non-payment.
Default Risk: The possibility that a bond issuer will default ie, fail to repay principal and interest in a timely manner.
Diversification: The inclusion of a number of different investment vehicles in a portfolio in order to increase returns or be exposed to less risk.
Duration: A measure of bond price volatility, it captures both price and reinvestment risks to indicate how a bond will react to different interest rate environments.
Earnings: The total profits of a company after taxation and interest.
Earnings per Share (EPS): The amount of annual earnings available to common stockholders as stated on a per share basis.
Earnings Yield: The ratio of earnings to price (E/P). The reciprocal is price earnings ratio (P/E).
E-Banking : E-Banking or electronic banking is a form of banking where funds are transferred through exchange of electronic signals between banks and financial institution and customers ATMs, Credit Cards, Debit Cards, International Cards, Internet Banking and new fund transfer devices like SWIFT, RTGS belong to this category.
EFT – (Electronic Fund Transfer): EFT is a device to facilitate automatic transmission and processing of messages as well as funds from one bank branch to another bank branch and even from one branch of a bank to a branch of another bank. EFT allows transfer of funds electronically with debit and credit to relative accounts.
Either or Survivor: Refers to operation of the account opened in two names with a bank. It means that any one of the account holders have powers to withdraw money from the account, issue cheques, give stop payment instructions etc. In the event of death of one of the account holder, the surviving account holder gets all the powers of operation.
Electronic Commerce (E-Commerce): E-Commerce is the paperless commerce where the exchange of business takes place by Electronic means.
Endorsement: When a Negotiable Instrument contains, on the back of the instrument an endorsement, signed by the holder or payee of an order instrument, transferring the title to the other person, it is called endorsement.
Bouncing of a cheque: Where the name of the endorsee or transferee is not mentioned on the instrument.
Endorsement in Full: Where the name of the endorsee or transferee appears on the instrument while making endorsement.
Equity: Ownership of the company in the form of shares of common stock.
Equity Call Warrants: Warrants issued by a company which give the holder the right to acquire new shares in that company at a specified price and for a specified period of time.
Ex-dividend (XD): A security which no longer carries the right to the most recently declared dividend or the period of time between the announcement of the dividend and the payment (usually two days before the record date). For transactions during the ex-dividend period, the seller will receive the dividend, not the buyer. Ex-dividend status is usually indicated in newspapers with an (x) next to the stock’s or unit trust’s name.
Execution of Documents: Execution of documents is done by putting signature of the person, or affixing his thumb impression or putting signature with stamp or affixing common seal of the company on the documents with or without signatures of directors as per articles of association of the company.
Face Value/ Nominal Value: The value of a financial instrument as stated on the instrument. Interest is calculated on face/nominal value.
Fixed-income Securities: Investment vehicles that offer a fixed periodic return.
Fixed Rate Bonds: Bonds bearing fixed interest payments until maturity date.
Floating Rate Bonds: Bonds bearing interest payments that are tied to current interest rates.
Factoring: Business of buying trade debts at a discount and making a profit when debt is realized and also taking over collection of trade debts at agreed prices.
Foreign Banks: Banks incorporated outside India but operating in India and regulated by the Reserve Bank of India (RBI),. e..g., Barclays Bank, HSBC, Citibank, Standard Chartered Bank, etc.
Forfeiting: In International Trade when an exporter finds it difficult to realize money from the importer, he sells the right to receive money at a discount to a forfaiter, who undertakes inherent political and commercial risks to finance the exporter, of course with assumption of a profit in the venture.
Forgery: when a material alteration is made on a document or a Negotiable Instrument like a cheque, to change the mandate of the drawer, with intention to defraud.
Fundamental Analysis: Research to predict stock value that focuses on such determinants as earnings and dividends prospects, expectations for future interest rates and risk evaluation of the firm.
Future Value: The amount to which a current deposit will grow over a period of time when it is placed in an account paying compound interest.
Future Value of an Annuity: The amount to which a stream of equal cash flows that occur in equal intervals will grow over a period of time when it is placed in an account paying compound interest.
Futures Contract: A commitment to deliver a certain amount of some specified item at some specified date in the future.
Garnishee Order: When a Court directs a bank to attach the funds to the credit of customer’s account under provisions of Section 60 of the Code of Civil Procedure, 1908.
General Lien: A right of the creditors to retain possession of all goods given in security to him by the debtor for any outstanding debt.
Guarantee: A contract between guarantor and beneficiary to ensure performance of a promise or discharge the liability of a third person. If promise is broken or not performed, the guarantor pays contracted amount to the beneficiary.
Hedge: A combination of two or more securities into a single investment position for the purpose of reducing or eliminating risk.
Holder: Holder means any person entitled in his own name to the possession of the cheque, bill of exchange or promissory note and who is entitled to receive or recover the amount due on it from the parties. For example, if I give a cheque to my friend to withdraw money from my bank,he becomes holder of that cheque. Even if he loses the cheque, he continues to be holder. Finder cannot become the holder.
Holder in due course : A person who receives a Negotiable Instrument for value, before it was due and in good faith, without notice of any defect in it, he is called holder in due course as per Negotiable Instrument Act. In the earlier example if my friend lends some money to me on the basis of the cheque, which I have given to him for encashment, he becomes holder-in-due course.
Hypothecation: Charge against property for an amount of debt where neither ownership nor possession is passed to the creditor. In pledge, possession of property is passed on to the lender but in hypothecation, the property remains with the borrower in trust for the lender.
Identification: When a person provides a document to a bank or is being identified by a person, who is known to the bank, it is called identification. Banks ask for identification before paying an order cheque or a demand draft across the counter.
Indemnifier: When a person indemnifies or guarantees to make good any loss caused to the lender from his actions or others’ actions.
Indemnity: Indemnity is a bond where the indemnifier undertakes to reimburse the beneficiary from any loss arising due to his actions or third party actions.
Income: The amount of money an individual receives in a particular time period.
Index Fund: A mutual fund that holds shares in proportion to their representation in a market index, such as the S&P 500.
Initial Public Offering (IPO): An event where a company sells its shares to the public for the first time. The company can be referred to as an IPO for a period of time after the event.
Inside Information: Non-public knowledge about a company possessed by its officers, major owners, or other individuals with privileged access to information.
Insider Trading: The illegal use of non-public information about a company to make profitable securities transactions
Insolvent: Insolvent is a person who is unable to pay his debts as they mature, as his liabilities are more than the assets . Civil Courts declare such persons insolvent. Banks do not open accounts of insolvent persons as they cannot enter into contract as per law.
Interest Warrant: When cheque is given by a company or an organization in payment of interest on deposit , it is called interest warrant. Interest warrant has all the characteristics of a cheque.
International Banking: involves more than two nations or countries. If an Indian Bank has branches in different countries like State Bank of India, it is said to do International Banking.
Introduction: Banks are careful in opening any account for a customer as the prospective customer has to be introduced by an existing account holder or a staff member or by any other person known to the bank for opening of account. If bank does not take introduction, it will amount to negligence and will not get protection under law.
Intrinsic Value: The difference of the exercise price over the market price of the underlying asset.
Investment: A vehicle for funds expected to increase its value and/or generate positive returns.
Investment Adviser: A person who carries on a business which provides investment advice with respect to securities and is registered with the relevant regulator as an investment adviser.
IPO price: The price of share set before being traded on the stock exchange. Once the company has gone Initial Public Offering, the stock price is determined by supply and demand.
JHF Account : Joint Hindu Family Account is account of a firm whose business is carried out by Karta of the Joint family, acting for all the family members.. The family members have common ancestor and generally maintain a common residence and are subject to common social, economic and religious regulations.
Joint Account: When two or more individuals jointly open an account with a bank.
Junk Bond: High-risk securities that have received low ratings (i.e. Standard & Poor’s BBB rating or below; or Moody’s BBB rating or below) and as such, produce high yields, so long as they do not go into default.
Karta: Manager of a Hindu Undivided Family (HUF) who handles the family business. He is usually the eldest male member of the undivided family.
Kiosk Banking: Doing banking from a cubicle from which food, newspapers, tickets etc. are also sold.
KYC Norms: Know your customer norms are imposed by R.B.I. on banks and other financial institutions to ensure that they know their customers and to ensure that customers deal only in legitimate banking operations and not in money laundering or frauds.
Law of Limitation: Limitation Act of 1963 fixes the limitation period of debts and obligations including banks loans and advances. If the period fixed for particular debt or loan expires, one cannot file a suit for is recovery, but the fact of the debt or loan is not denied. It is said that law of limitation bars the remedy but does not extinguish the right.
Lease Financing: Financing for the business of renting houses or lands for a specified period of time and also hiring out of an asset for the duration of its economic life. Leasing of a car or heavy machinery for a specific period at specific price is an example.
Letter of Credit: A document issued by importers bank to its branch or agent abroad authorizing the payment of a specified sum to a person named in Letter of Credit (usually exporter from abroad). Letters of Credit are covered by rules framed under Uniform Customs and Practices of Documentary Credits framed by International Chamber of Commerce in Paris.
Limited Companies Accounts: Accounts of companies incorporated under the Companies Act, 1956 . A company may be private or public. Liability of the shareholders of a company is generally limited to the face value of shares held by them.
Leverage Ratio: Financial ratios that measure the amount of debt being used to support operations and the ability of the firm to service its debt.
Libor: The London Interbank Offered Rate (or LIBOR) is a daily reference rate based on the interest rates at which banks offer to lend unsecured funds to other banks in the London wholesale money market (or interbank market). The LIBOR rate is published daily by the British Banker’s Association and will be slightly higher than the London Interbank Bid Rate (LIBID), the rate at which banks are prepared to accept deposits.
Limit Order: An order to buy (sell) securities which specifies the highest (lowest) price at which the order is to be transacted.
Limited Company: The passive investors in a partnership, who supply most of the capital and have liability limited to the amount of their capital contributions.
Liquidity: The ability to convert an investment into cash quickly and with little or no loss in value.
Listing: Quotation of the Initial Public Offering company’s shares on the stock exchange for public trading.
Listing Date: The date on which Initial Public Offering stocks are first traded on the stock exchange by the public
Margin Call: A notice to a client that it must provide money to satisfy a minimum margin requirement set by an Exchange or by a bank / broking firm.
Market Capitalization: The product of the number of the company’s outstanding ordinary shares and the market price of each share.
Market Maker: A dealer who maintains an inventory in one or more stocks and undertakes to make continuous two-sided quotes.
Market Order: An order to buy or an order to sell securities which is to be executed at the prevailing market price.
Money Market: Market in which short-term securities are bought and sold.
Marginal Standing Facility Rate: MSF scheme has become effective from 09th May, 2011 launched by the RBI. Under this scheme, Banks will be able to borrow upto 1% of their respective Net Demand and Time Liabilities. The rate of interest on the amount accessed from this facility will be 100 basis points (i.e. 1%) above the repo rate. This scheme is likely to reduce volatility in the overnight rates and improve monetary transmission.
Mandate: Written authority issued by a customer to another person to act on his behalf, to sign cheques or to operate a bank account.
Material Alteration: Alteration in an instrument so as to alter the character of an instrument for example when date, amount, name of the payee are altered or making a cheque payable to bearer from an order one or opening the crossing on a cheque.
Merchant Banking : When a bank provides to a customer various types of financial services like accepting bills arising out of trade, arranging and providing underwriting, new issues, providing advice, information or assistance on starting new business, acquisitions, mergers and foreign exchange.
Micro Finance: Micro Finance aims at alleviation of poverty and empowerment of weaker sections in India. In micro finance, very small amounts are given as credit to poor in rural, semi-urban and urban areas to enable them to raise their income levels and improve living standards.
Minor Accounts: A minor is a person who has not attained legal age of 18 years. As per Contract Act a minor cannot enter into a contract but as per Negotiable Instrument Act, a minor can draw, negotiate, endorse, receive payment on a Negotiable Instrument so as to bind all the persons, except himself. In order to boost their deposits many banks open minor accounts with some restrictions.
Mobile Banking : With the help of M-Banking or mobile banking customer can check his bank balance, order a demand draft, stop payment of a cheque, request for a cheque book and have information about latest interest rates.
Money Laundering: When a customer uses banking channels to cover up his suspicious and unlawful financial activities, it is called money laundering.
Money Market: Money market is not an organized market like Bombay Stock Exchange but is an informal network of banks, financial institutions who deal in money market instruments of short term like CP, CD and Treasury bills of Government.
Moratorium: R.B.I. imposes moratorium on operations of a bank; if the affairs of the bank are not conducted as per banking norms. After moratorium R.B.I. and Government explore the options of safeguarding the interests of depositors by way of change in management, amalgamation or take over or by other means.
Mortgage: Transfer of an interest in specific immovable property for the purpose of offering a security for taking a loan or advance from another. It may be existing or future debt or performance of an agreement which may create monetary obligation for the transferor (mortgagor).
Mutual Fund: A company that invests in and professionally manages a diversified portfolio of securities and sells shares of the portfolio to investors.
NABARD: National Bank for Agriculture & Rural Development was setup in 1982 under the Act of 1981. NABARD finances and regulates rural financing and also is responsible for development agriculture and rural industries.
Negotiation: In the context of banking, negotiation means an act of transferring or assigning a money instrument from one person to another person in the course of business.
Net Asset Value: The underlying value of a share of stock in a particular mutual fund; also used with preferred stock.
Non-Fund Based Limits: Non-Fund Based Limits are those type of limits where banker does not part with the funds but may have to part with funds in case of default by the borrowers, like guarantees, letter of credit and acceptance facility.
Non-Resident: A person who is not a resident of India is a non-resident.
Non-Resident Accounts: Accounts of non-resident Indian citizens opened and maintained as per R.B.I. Rules.
Notary Public: A Lawyer who is authorized by Government to certify copies of documents .
NPA Account: If interest and instalments and other bank dues are not paid in any loan account within a specified time limit, it is being treated as non-performing assets of a bank.
Off Balance Sheet Items: Those items which affect the financial position of a business concern, but do not appear in the Balance Sheet E,g guarantees, letters of credit . The mention “off Balance Sheet items” is often found in Auditors Reports or Directors Reports.
Offer for Sale: An offer to the public by, or on behalf of, the holders of securities already in issue.
Offer for Subscription: The offer of new securities to the public by the issuer or by someone on behalf of the issuer.
Online Banking: Banking through internet site of the bank which is made interactive.
Open-end (Mutual) Fund: There is no limit to the number of shares the fund can issue. The fund issues new shares of stock and fills the purchase order with those new shares. Investors buy their shares from, and sell them back to, the mutual fund itself. The share prices are determined by their net asset value.
Open Offer: An offer to current holders of securities to subscribe for securities whether or not in proportion to their existing holdings.
Option: A security that gives the holder the right to buy or sell a certain amount of an underlying financial asset at a specified price for a specified period of time.
Oversubscribed: When an Initial Public Offering has more applications than actual shares available. Investors will often apply for more shares than required in anticipation of only receiving a fraction of the requested number. Investors and underwriters will often look to see if an IPO is oversubscribed as an indication of the public’s perception of the business potential of the IPO company.
Pass Book: A record of all debit and credit entries in a customer’s account. Generally all banks issue pass books to Savings Bank/Current Account Holders.
Par Bond: A bond selling at par (i.e. at its face value).
Par Value: The face value of a security.
Perpetual Bonds: Bonds which have no maturity date.
Placing: Obtaining subscriptions for, or the sale of, primary market, where the new securities of issuing companies are initially sold.
Personal Identification Number (PIN): Personal Identification Number is a number which an ATM card holder has to key in before he is authorized to do any banking transaction in a ATM .
Plastic Money: Credit Cards, Debit Cards, ATM Cards and International Cards are considered plastic money as like money they can enable us to get goods and services.
Pledge: A bailment of goods as security for payment of a debt or performance of a promise, e.g pledge of stock by a borrower to a banker for a credit limit. Pledge can be made in movable goods only.
Post-Dated Cheque: A Cheque which bears the date which is subsequent to the date when it is drawn. For example, a cheque drawn on 8th of February, 2007 bears the date of 12th February, 2007.
Power of Attorney: It is a document executed by one person – Donor or Principal, in favour of another person, Donee or Agent – to act on behalf of the former, strictly as per authority given in the document.
Portfolio: A collection of investment vehicles assembled to meet one or more investment goals.
Preference Shares: A corporate security that pays a fixed dividend each period. It is senior to ordinary shares but junior to bonds in its claims on corporate income and assets in case of bankruptcy.
Premium (Warrants): The difference of the market price of a warrant over its intrinsic value.
Premium Bond: Bond selling above par.
Present Value: The amount to which a future deposit will discount back to present when it is depreciated in an account paying compound interest.
Present Value of an Annuity: The amount to which a stream of equal cash flows that occur in equal intervals will discount back to present when it is depreciated in an account paying compound interest.
Price/Earnings Ratio (P/E): The measure to determine how the market is pricing the company’s common stock. The price/earnings (P/E) ratio relates the company’s earnings per share (EPS) to the market price of its stock.
Privatization: The sale of government-owned equity in nationalized industry or other commercial enterprises to private investors.
Prospectus: A detailed report published by the Initial Public Offering company, which includes all terms and conditions, application procedures, IPO prices etc, for the IPO
Put Option: The right to sell the underlying securities at a specified exercise price on of before a specified expiration date.
Premature Withdrawals: Term deposits like Fixed Deposits, Call Deposits, Short Deposits and Recurring Deposits have to mature on a particular day. When these deposits are sought to be withdrawn before maturity , it is premature withdrawal.
Prime Lending Rate (PLR): The rate at which banks lend to their best (prime) customers.
Priority Sector Advances : consist of loans and advances to Agriculture, Small Scale Industry, Small Road and Water Transport Operators, Retail Trade, Small Business with limits on investment in equipments, professional and self employed persons, state sponsored organisations for lending to SC/ST, Educational Loans, Housing Finance up to certain limits, self-help groups and consumption loans.
Promissory Note: Promissory Note is a promise / undertaking given by one person in writing to another person, to pay to that person , a certain sum of money on demand or on a future day.
Provisioning: Provisioning is made for the likely loss in the profit and loss account while finalizing accounts of banks. All banks are supposed to make assets classification and make appropriate provisions for likely losses in their balance sheets.
Public Sector Bank: A bank fully or partly owned by the Government.
Rate of Return: A percentage showing the amount of investment gain or loss against the initial investment.
Real Interest Rate: The net interest rate over the inflation rate. The growth rate of purchasing power derived from an investment.
Redemption Value: The value of a bond when redeemed.
Reinvestment Value: The rate at which an investor assumes interest payments made on a bond which can be reinvested over the life of that security.
Relative Strength Index (RSI): A stock’s price that changes over a period of time relative to that of a market index such as the Standard & Poor’s 500, usually measured on a scale from 1 to 100, 1 being the worst and 100 being the best.
Repurchase Agreement: An arrangement in which a security is sold and later bought back at an agreed price and time.
Resistance Level: A price at which sellers consistently outnumber buyers, preventing further price rises.
Return: Amount of investment gain or loss.
Rescheduling of Payment: Rearranging the repayment of a debt over a longer period than originally agreed upon due to financial difficulties of the borrower.
Restrictive Endorsement: Where endorser desires that instrument is to be paid to particular person only, he restricts further negotiation or transfer by such words as “Pay to Ashok only”. Now Ashok cannot negotiate the instrument further.
Right of Appropriation: As per Section 59 of the Indian Contract Act, 1972 while making the payment, a debtor has the right to direct his creditor to appropriate such amount against discharge of some particular debt. If the debtor does not do so, the banker can appropriate the payment to any debt of his customer.
Right of Set-Off : When a banker combines two accounts in the name of the same customer and adjusts the debit balance in one account with the credit balance in other account, it is called right of set-off. For example, debit balance of Rs.50,000/- in overdraft account can be set off against credit balance of Rs.75,000/- in the Savings Bank Account of the same customer, leaving a balance of Rs.25,000/- credit in the savings account.
Rights Issue: An offer by way of rights to current holders of securities that allows them to subscribe for securities in proportion to their existing holdings.
Risk-Averse, Risk-Neutral, Risk-Taking: Risk-averse describes an investor who requires greater return in exchange for greater risk. Risk-neutral describes an investor who does not require greater return in exchange for greater risk.
Risk-taking describes an investor who will accept a lower return in exchange for greater risk.
Safe Custody: When articles of value like jewellery, boxes, shares, debentures, Government bonds, Wills or other documents or articles are given to a bank for safe keeping in its safe vault, it is called safe custody.. Bank charges a fee from its clients for such safe custody.
Savings Bank Account: All banks in India are having the facility of opening savings bank account with a nominal balance. This account is used for personal purposes and not for business purpose and there are certain restrictions on withdrawals from this type of account. Account holder gets nominal interest in this account.
Senior Bond: A bond that has priority over other bonds in claiming assets and dividends.
Settlement: Conclusion of a securities transaction when a customer pays a broker/dealer for securities purchased or delivered, securities sold, and receive from the broker the proceeds of a sale.
Short Hedge: A transaction that protects the value of an asset held by taking a short position in a futures contract.
Short Position: Investors sell securities in the hope that they will decrease in value and can be bought at a later date for profit.
Short Selling: The sale of borrowed securities, their eventual repurchase by the short seller at a lower price and their return to the lender.
Speculation: The process of buying investment vehicles in which the future value and level of expected earnings are highly uncertain.
Stock Splits: Wholesale changes in the number of shares. For example, a two for one split doubles the number of shares but does not change the share capital.
Subordinated Bond: An issue that ranks after secured debt, debenture, and other bonds, and after some general creditors in its claim on assets and earnings. Owners of this kind of bond stand last in line among creditors, but before equity holders, when an issuer fails financially.
Substantial Shareholder: A person acquires an interest in relevant share capital equal to, or exceeding, 10% of the share capital.
Support Level: A price at which buyers consistently outnumber sellers, preventing further price falls.
Teller : Teller is a staff member of a bank who accepts deposits, cashes cheques and performs other banking services for the public.
Technical Analysis: A method of evaluating securities by relying on the assumption that market data, such as charts of price, volume, and open interest, can help predict future (usually short-term) market trends. Contrasted with fundamental analysis which involves the study of financial accounts and other information about the company. (It is an attempt to predict movements in security prices from their trading volume history.)
Time Horizon: The duration of time an investment is intended for.
Trading Rules: Stipulation of parameters for opening and intra-day quotations, permissible spreads according to the prices of securities available for trading and board lot sizes for each security.
Trust Deed: A formal document that creates a trust. It states the purpose and terms of the name of the trustees and beneficiaries.
Underwriting : is an agreement by the underwriter to buy on a fixed date and at a fixed rate, the unsubscribed portion of shares or debentures or other issues. Underwriter gets commission for this agreement.
Underlying Security: The security subject to being purchased or sold upon exercise of the option contract. Universal Banking : When Banks and Financial Institutions are allowed to undertake all types of activities related to banking like acceptance of deposits, granting of advances, investment, issue of credit cards, project finance, venture capital finance, foreign exchange business, insurance etc. it is called Universal Banking.
Valuation: Process by which an investor determines the worth of a security using risk and return concept.
Virtual Banking: Virtual banking is also called internet banking, through which financial and banking services are accessed via internet’s World Wide Web. It is called virtual banking because an internet bank has no boundaries of brick and mortar and it exists only on the internet.
Warrant: An option for a longer period of time giving the buyer the right to buy a number of shares of common stock in company at a specified price for a specified period of time.
Wholesale Banking: Wholesale banking is different from Retail Banking as its focus is on providing for financial needs of industry and institutional clients.
Window Dressing: Financial adjustments made solely for the purpose of accounting presentation, normally at the time of auditing of company accounts.
Yield (Internal rate of Return): The compound annual rate of return earned by an investment
Yield to Maturity: The rate of return yield by a bond held to maturity when both compound interest payments and the investor’s capital gain or loss on the security are taken into account.
Zero Coupon Bond: A bond with no coupon that is sold at a deep discount from par value.

Banking GK-Important Points To Remember

2014-05-15T10:13:00.000+05:30

Dear Aspirants,
This is list of some of Important Banking Points to Remember for upcoming SBI PO exam. These points also helpful for various other competitive Exams. So If you like this post then please share with others. Enjoy Reading :)

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01. Financial instruments of the capital market are classified into the following two categories namely; government or gilt edged securities and corporate securities.
02. The financial instruments of corporate sector are: shares, debentures, public deposits and loans from institutions.
03. Financial intermediaries are those institutions which collect savings from those who save and make it available to the investors for their use.
04. The financial intermediaries or institutions are mainly classified into two categories namely; institutional or organized; non institutional or unorganized.
05. Institutional or organized are mainly divided into two parts namely; banking institutions and non banking financial intermediaries.
06. The financial regulatory authorities in India are: Reserve Bank of India, Securities and Exchange Board of India and Insurance Regulatory and Development authority.
07. SEBI – securities and exchange board of India
08. IRDA – Insurance Regulatory and Development Authority
09. IRDA was established in 1990
10. IRDA has its headquarters at Hyderabad
11. The financial institutions perform a number of functions: promoting savings, mobilizing savings and allocate it among different users and facilitating capital formation, production and economic development
12. The financial markets in the country can be divided into money markets and capital markets
13. Money market refers to that market wherein short term monetary assets are bought and sold
14. Financial institutions can be either in the organized sector or unorganized sector
15. RBI, Commercial Banks, Cooperative Banks are in organized sector
16. Indigenous banks, money lenders, chit funds etc are in the
unorganized sector.
17. Financial instruments include bills, treasury bills, promissory notes, hundies, certificate of deposits etc.
18. The important terms which relate to money market are: money market, call money, notice money, term money, held till maturity, yield to maturity, coupon rate, treasury operations and gild edged security
19. Under call money market, funds are transacted on overnight basis and under notice money, market funds are transacted for the period between 2 days and 14 days.
20. The participants in call/notice money market currently include banks, primary dealers, development finance institutions, insurance companies and select mutual funds.
21. Treasury bills are money market instruments used to finance the short term requirements of the Government of India.
22. There are different types of treasury bills based on the maturity period and utility of the issuances like, ad-hoc treasury bills, 3 months, 6 months and 12 months treasury bills
23. Treasury bills etc. in India at present are issued for the following periods namely; 91 days, 182 days and 364 days
24. Call money is an amount borrowed or lent on demand for very short period
25. When the period of call money is more than one day; however, lesser than 14 days, it is called as notice money
26. Certificate of deposit is a negotiable promissory note, secure and short term of up to a year in nature.
27. Commercial paper is freely negotiable by endorsement and delivery.
28. An inter corporate deposit or ICD is an unsecured loan extended by the corporate to another.
29. Ready forward contracts are transactions in which two parties agree to sell and repurchase the same security.
30. Bills of exchange are negotiable instruments drawn by the seller or drawer of the goods on the buyer or drawee of the goods for the value of the goods delivered.
31. Pass through certificate is an instrument with cash flows derived from the cash flow of another underlying instrument or loan.
32. Pass through certificates have two to three year maturity because the issuance stamp duty rate makes shorter duration PTCs unviable.
33. A bill market is the market which deals in short term bills.
34. The bills may be of two types i) bills of exchange or commercial bills and ii) finance bills or treasury bills.
35. Bill market scheme was introduced by Reserve Bank of India in 1952.
36. New Bill market scheme was introduced by RBI in 1970.
37. The gilt edged market refers to the market for government and semi government securities, backed by RBI.
38. The industrial securities market refers to the market which deals in equities and debentures of the corporate.
39. Industrial securities market is divided into primary market and secondary market.
40. Securities and Exchange Board of India was established during the year – 1988
41. In India, there are 23 stock exchanges
42. Securities and Exchange Board of India got its legal status in 1992.
43. CRISIL – Credit Rating Information Services of India – was established in 1988
44. ICRA – Investment Information and Credit Rating Agency of India Limited – was established on 1991
45. CARE – Credit Analysis and Research Limited – was established in 1991
46. IEPF – Investors Education and Protection Fund was set up by SEBI in 2001
47. NSE has introduced the derivatives trading in the equities in November, 2001
48. IRDA – Insurance Regulatory and Development Authority was set up in 2000
49. CCIL – Clearing Corporation of India Limited
50. OTCEI – Over the counter exchange of India – was incorporated in 1990 under the companies act 1956

Importent Banking Abbreviations for SBI PO

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Banking Abbreviations

Abbreviation	Word/Phrase
ADB	Asian Development Bank
ADTV	Average Daily Trading Volume
AMEX	American Express
CMP	Current Market Price
BIS	Bank for International Settlements
BOI	Bank of India
BoP	Balance of Payments
CC	Cash Credit
CD	Certificate of Deposit
CD Ratio	Credit Deposit Ratio
CDBS	Committee of Direction on Banking Statistics
CBS Challan	Core Banking Solution
NEFT	National Electronic Fund Transfer
FDI	Fixed Deposit Income
UIC	Unique Identification Code
EXIM Bank	Export Import Bank of India
IDBI	Industrial Development Bank of India
IIBI	Industrial Investment Bank of India
LAS	Loan & Advances by States
LBD	Land Development Bank
LBS	Locational Banking Statistics
LIC	Life Insurance Corporation of India
HDFC	Housing Development Finance Corporation
ICICI	Industrial Credit and Investment Corporation of India
SBI	STATE BANK OF INDIA
NABARD	NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
HSBC	HONGKONG AND SHANGHAI BANK CORPORATION
IFCI	INDUSTRIAL FINANCE CORPORATION OF INDIA
ICFAI	INSTITUTE OF CHARTERED FINANCIAL ANALYSTS OF INDIA
PNB	PUNJAB NATIONAL BANK
CCB	Central Co-operative Bank
RBI	Reserve Bank of India
FFA	Federal Financial Assistance
FFB	Federal Financing Bank
FRB	Federal Reserve Bank
PEP	Personal Equity Plans
CBS	Consolidated Banking Statistics
IBS	International Banking Statistics
CBI	Common Bank of India
CBI	Central Banking Institution
CBI	Central Bank of India
RBI	Regional Bank of India
RBI	Rural bank of India
UTI	Unit Trust of India
IBA	Indian Bank Association
AML	Anti Money Laundering
BBR	Bank Base Rate
BIS	Bank Of International Settlements
EMI	Equated Monthly Installment
SCB	Scheduled Commercial Bank
SDS	Special Deposit Scheme
SLR	Statutary Liquidity Ratio
STD	Short Term Deposit
ECB	External Commercial Borrowing
PCARDB	Primary Cooperative Agriculture and Rural Development Bank
PF	Provident Fund
SCB	State Cooperative Bank
SCB	Scheduled Commercial Bank
UBB	Uniform Balance Book
UBD	Urban Banks Department
UCB	Urban Cooperative Bank
UCN	Uniform Code Number
WPI	Wholesale Price Index
ECD	European Central Bank
IIBM	Indian Institute of Bank Management
IIFCL	India Infrastructure Finance Company Limited
IIFT	Indian Institute of Foreign Trade
IIP	Index of Industrial Production
KYC	Know Your Customer