Northern Virginia Bankruptcy Lawyer | Robert Weed https://robertweed.com/blog/ Friendly Service With a Smile Thu, 07 Sep 2023 12:40:11 +0000 en-US hourly 1 https://robertweed.com/wp-content/uploads/2017/09/cropped-Bob-1-32x32.jpg Northern Virginia Bankruptcy Lawyer | Robert Weed https://robertweed.com/blog/ 32 32 How Soon After Bankruptcy Can I Get a Mortgage? https://robertweed.com/2014/08/26/soon-bankruptcy-can-get-mortgage/ https://robertweed.com/2014/08/26/soon-bankruptcy-can-get-mortgage/#comments Tue, 26 Aug 2014 17:37:24 +0000 https://robertweed.com/?p=4222 Good News:  Fannie Mae Announces New Shorter Waiting Period for After Bankruptcy Mortgage. Here’s the most important question for people who file bankruptcy because they can’t make their house payments:  How soon can I buy a house again? Since the housing crisis, there have been two waiting periods:  Two years after the bankruptcy; but three […]

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]]> https://robertweed.com/2014/08/26/soon-bankruptcy-can-get-mortgage/feed/ 4 Welcome to the “Reader Top Rated” Bankruptcy Blog https://robertweed.com/2013/05/07/blog/ https://robertweed.com/2013/05/07/blog/#comments Tue, 07 May 2013 01:27:53 +0000 https://robertweed.com/?p=1748 To my readers around the country, please keep in mind that I cannot give you legal advice. My answers here on this blog may help you think of things to talk about with YOUR LAWYER. DO NOT TRY TO BE YOUR OWN LAWYER, based on anything you read here. That would be a really bad idea.   Welcome. […]

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]]> https://robertweed.com/2013/05/07/blog/feed/ 6 Rats! I need a new car and I’m stuck in Chapter 13 https://robertweed.com/2023/09/05/rats-i-need-a-new-car-and-im-stuck-in-chapter-13/ Tue, 05 Sep 2023 21:37:01 +0000 https://robertweed.com/?p=27079 Do You Need to Finance a Car in Chapter 13? The last thing you want to do is get further into debt while you are in Chapter 13.  (The goal of Chapter 13 is to get out of debt.)  But sometimes you need to–most often if you need to replace a junker car. There are […]

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]]> Chapter 13 Payment Information https://robertweed.com/2023/06/04/chapter-13-payment-information/ Sun, 04 Jun 2023 19:08:39 +0000 https://robertweed.com/?p=26771 Here’s How You Can Make Your Chapter 13 Payments in the Alexandria VA Bankruptcy Court The bankruptcy law tells you to make your first Chapter 13 payment one month after your bankruptcy case is filed.  If you forget, or bounce, your first payment, the Chapter 13 trustee can dismiss your case. (That means DO NOT […]

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]]> Inflation Adjustment for Family of Two Goes the Wrong Way https://robertweed.com/2023/05/15/inflation-adjustment-for-family-of-two-goes-the-wrong-way/ Mon, 15 May 2023 23:45:56 +0000 https://robertweed.com/?p=26688 Bankruptcy Means Test Inflation Adjustment for Family of Two Goes the Wrong Way Budgeting food and clothes in the bankruptcy court for a family of two just got harder. According to the Justice Department (who gets them from the IRS, who gets them from the Bureau of Labor Statistics), the average cost of food, clothing […]

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]]> Bankruptcy Trustee Hearings Will Soon Be on Zoom https://robertweed.com/2023/04/30/bankruptcy-trustee-hearings-will-soon-be-on-zoom/ Sun, 30 Apr 2023 17:33:20 +0000 https://robertweed.com/?p=26662 Bankruptcy Court Trustee Hearings Will Soon Be On Zoom Bankruptcy Trustee hearings are now telephonic. That started for the pandemic, effective April 9, 2020. They are moving to Zoom, soon. Associate Attorney General Vanita Gupta made that announcement Friday at the annual convention of the National Association of Consumer Bankruptcy Attorneys.  Colorado, Wyoming, and Utah […]

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]]> Paying Your Mortgage with Money Order is a Bad Idea https://robertweed.com/2023/04/19/paying-your-mortgage-with-money-order-is-a-bad-idea/ Wed, 19 Apr 2023 16:25:55 +0000 https://robertweed.com/?p=26657 Paying Your Mortgage with Money Orders is a Bad Idea Handing somebody a money order to buy a car or something–that’s sometimes safer than cash.  But mailing a money order to pay your mortgage–that’s almost always a bad idea. Let me tell you about Norman.  Norman filed Chapter 13 bankruptcy with different lawyer.  He later […]

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]]> Inflation Adjustment on income–But not on Expenses https://robertweed.com/2023/04/02/inflation-adjustment-on-income-but-not-on-expenses/ Sun, 02 Apr 2023 21:00:35 +0000 https://robertweed.com/?p=26653 Bankruptcy income eligibility got easier April 1, 2023 Income eligibility to file Chapter 7 bankruptcy in Virginia got easier April 1, 2023.  The median income–that’s the cutoff for automatic eligibility based on income–shot up six to ten thousand dollars. The median income for a family of four increased from $124,304 to $134,252.  For a family […]

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]]> Ten Years Out of School and Still Struggling with Student Loans? https://robertweed.com/2023/03/08/ten-years-out-of-school-and-still-struggling-with-student-loans/ Wed, 08 Mar 2023 14:22:31 +0000 https://robertweed.com/?p=26646 Are You Ten Years Out of School and Still Struggling with Student Loans? Recent student loan policy changes by the Biden Administration can help people still struggling with student loans. These are new rules making it possible to discharge your student loans in bankruptcy.  In bankruptcy, you can clear your federal student loans if you […]

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]]> I Just Renewed My Membership in Consumer Advocates https://robertweed.com/2023/03/03/i-just-renewed-my-membership-in-consumer-advocates/ Fri, 03 Mar 2023 17:41:09 +0000 https://robertweed.com/?p=26644 Why I’m a Member of the National Association of Consumer Advocates I’m a bankruptcy lawyer.  When I first started I said “All I do is Bankruptcy.”  What I found out is that people in financial trouble are magnates for illegal stuff being done to them.  A lot of that is fair credit reporting violations and […]

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]]> New! For Millions, Bankruptcy Help with Student Loans! https://robertweed.com/2022/11/20/bankruptcy-help-with-student-loans/ Sun, 20 Nov 2022 23:08:26 +0000 https://robertweed.com/?p=26627 Bankruptcy Can Now Help Millions with Student Loans! Are you nine months or more behind on your student loans?  You are not alone. Typically, ten million Americans are at least nine months behind. And another million fall into that default category each year.  In early November 2022, the Biden Administration cast you a lifeline. For […]

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]]> Once Up an Time: A Chapter 13 Story https://robertweed.com/2022/10/08/once-up-an-time-a-chapter-13-story/ Sat, 08 Oct 2022 18:11:08 +0000 https://robertweed.com/?p=26621 Once up a time: Widow Anna saves her house and clears her debt with Chapter 13. Once up a time, an elderly widow named Anna needed to replace the HVAC in her townhouse. Her air conditioning broke down and she needed to fix it. Anna was poor.  She had $1404 monthly from her retirement and […]

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