Stay informed with the latest news, tips, and insights from the team at VR Insurance. Our blog covers everything from travel and life insurance to financial planning and debt management. Whether you’re looking to protect what matters most or plan for a more secure future, you’ll find helpful resources and expert guidance right here.
Posted
on 15 October 2025
 "Understanding Critical Illness Insurance in Canada")
Why It Matters and Where to Get Guaranteed Coverage
A Personal Note from Vikas Ramrakha
After sharing my recent experiences in our newsletter Critical Illness Doesn’t Wait, Neither Should You, I received many questions about Critical Illness Insurance—what it is, how it works, and whether it’s right for you. Let’s take a closer look.
What Is Critical Ill...
 "From Startup to Scale-Up—We’ve Got You Covered")
The Coverage Every Business Owner Needs at Every Stage
Starting and growing a business is one of the most rewarding—and risky—journeys a person can take. From the first client to the tenth employee, each milestone brings new opportunities and new vulnerabilities. That’s why smart business owners don’t just plan for growth—they protect it.
In this guide, we break ...
 "The Gift That Grows: How to Build a Lifelong Financial Legacy for Your Child")
The Gift That Grows: How to Build a Lifelong Financial Legacy for Your Child
A smart insurance strategy that turns today’s child benefit into tomorrow’s financial freedom
Most parents dream of giving their children a better future. But what if you could give them more than just a head start—what if you could give them a financial legacy that grows quietly in the background f...
Posted
on 24 September 2025
 "Because Life After Graduation Deserves a Plan")
Why young professionals should start building their financial legacy now
Graduation is more than a milestone—it’s a launchpad. Whether you're stepping into your first job, starting a business, or exploring your next move, one thing is certain: your financial future starts now.
And while most young adults focus on budgeting, saving, and paying off student loans (all important!)...
Posted
on 15 September 2025
 "Critical Illness Insurance: Should You Own It Personally or Through Your Business?")
Critical Illness Insurance: Should You Own It Personally or Through Your Business?
When you're running a business, protecting your health isn’t just personal—it’s essential to your company’s survival. That’s where Critical Illness Insurance comes in. It provides a tax-free lump sum if you're diagnosed with a serious condition like cancer, heart attack, or ...
