"Sabotage."

In Washington, there’s an old cliche: A gaffe is when a politician is accidentally honest. That’s what happened to Newark (N.J.) Mayor Cory Booker during an appearance on NBC’s “Meet the Press” on Sunday. Booker, who is widely regarded as a fast riser in Democratic politics, veered badly off message when he defended Bain Capital [...]

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"States' rights don't mean jack sh*t to the Obama administration on anything except gay marriage."

Via HuffPo, something here for everyone. For the pro-legalization crowd, a righteous five-minute rant on how the war on weed is capable of squelching career possibilities for even the most promising young citizens. For the anti-legalization crowd, a five-minute rant on how Obama’s an unbelievable hypocrite. And for the anti-legalization yet pro-Obama crowd, … actually, [...]

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Springtime.

Needless to say, as Brookings notes, this is emphatically an anti-Obama vote rather than a pro-Romney one. If even one percent of Egyptian voters are capable of picking Romney out of a line-up, I’d be surprised. Still, an amusing result. Because I’ll bet you that a huge chunk of those who “prefer” Mitt here do [...]

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Unambiguously.

Makes sense. He’s got the build, the fashion sense, and just maybe the gaydar-pinging facial structure. And yet — no one’s sure yet that he’s the one who’s coming out. All we know is that it’s a male, that it’ll happen next month, and that he’s “one of the major iconic DC characters.” Is there [...]

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"Absolutely outrageous."

Skip to 7:15 for the key bit. In fairness, he emphasizes that he’ll support it only if it’s “necessary.” There’s already an “exit tax” on the books, which Saverin paid, and a separate law that says an expatriate can be barred from re-entering the U.S. if the DOJ determines that he renounced his citizenship for [...]

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America 101.

In an opinion piece on Thursday, David Brooks, “conservative” columnist for the New York Times, opened with sentences of such remarkable wrongness that it is imperative to call them out. Brooks’s thesis is that the selfish nature of man, in spite of “checks” placed on democratic government, has created the monstrous public debt in the [...]

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CLICK BELOW FOR:

State of South Carolina Foreclosure Laws

The link above will take you to the page dedicated to South Carolina’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by reading them, so we always recommend that you contact an attorney and ask any questions you may have.

In South Caroline, the Mandelman Matters “trusted attorney,” is Russell A. DeMott.  You can reach him by clicking below, and he’s happy to answer your questions about South Carolina foreclosure or anything related, so don’t worry about calling or sending him an email.

DeMott Law Firm, P.A.

CLICK BELOW FOR:

State of South Carolina Foreclosure Laws

The link above will take you to the page dedicated to South Carolina’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by reading them, so we always recommend that you contact an attorney and ask any questions you may have.

In South Caroline, the Mandelman Matters “trusted attorney,” is Russell A. DeMott.  You can reach him by clicking below, and he’s happy to answer your questions about South Carolina foreclosure or anything related, so don’t worry about calling or sending him an email.

DeMott Law Firm, P.A.

CLICK BELOW FOR:

State of South Carolina Foreclosure Laws

The link above will take you to the page dedicated to South Carolina’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by reading them, so we always recommend that you contact an attorney and ask any questions you may have.

In South Caroline, the Mandelman Matters “trusted attorney,” is Russell A. DeMott.  You can reach him by clicking below, and he’s happy to answer your questions about South Carolina foreclosure or anything related, so don’t worry about calling or sending him an email.

DeMott Law Firm, P.A.

CLICK BELOW FOR:

State of South Carolina Foreclosure Laws

The link above will take you to the page dedicated to South Carolina’s foreclosure laws.  But, always remember… often people have a hard time understanding exactly what our laws mean just by reading them, so we always recommend that you contact an attorney and ask any questions you may have.

In South Caroline, the Mandelman Matters “trusted attorney,” is Russell A. DeMott.  You can reach him by clicking below, and he’s happy to answer your questions about South Carolina foreclosure or anything related, so don’t worry about calling or sending him an email.

DeMott Law Firm, P.A.

Classy.

The first one was my favorite comedy of the past 10 years so I’m thinking this can’t possibly miss. But it can. Badly. If you doubt me, pick up this stinkeroo in the bargain bin at your local electronics outlet. My theory about it is that they went ahead and assembled an entire separate film [...]

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This Page Sponsored By…

Russell A. DeMott, Attorney

STATE OF SOUTH CAROLINA GOVERNMENT RESOURCES:

Office of the South Carolina State Auditor

Richard H. Gilbert, Jr., CPA
Interim State Auditor

South Carolina Attorney General

Alan Wilson

South Carolina Budget & Control Board

South Carolina Department of Commerce

South Carolina Department of Insurance

Consumer Complaint Form

South Carolina Department of Revenue

South Carolina Division of Consumer Affairs

South Carolina Legislative Council

Stephen T. Draffin
Code Commissioner and Director
South Carolina Legislative Council

Senate Calendar

STATE OF SOUTH CAROLINA FORECLOSURE RESOURCES:

Avoid Foreclosure: South Carolina

Columbia Field Office Email: SC_Webmanager@hud.gov

Contact HUD – South Carolina

eHOW money – How to Prevent Foreclosure in South Carolina

Family Services, Inc.

Foreclosure Prevention

RentLaw.com - South Carolina Eviction Law

South Carolina Appleseed – Legal Justice Center

Mortgage Foreclosure in South Carolina Brochure

South Carolina Foreclosure Laws

South Carolina Human Affairs Commission

South Carolina Legal Services

South Carolina Pro Bono Legal Services

SOUTH CAROLINA SHORT SALE RESOURCES:

ShortSaleLaws.net

The Homeownership Resource Center

STATE OF NORTH CAROLINA ADDITIONAL RESOURCES:

South Carolina Demographics

South Carolina State Election Commission

Find Your Polling Place – Vote!

Register to Vote

State of South Carolina Website

REPORT FRAUD OR SCAMS IN SOUTH CAROLINA:

Prevent Loan Scams - South Carolina

South Carolina Department of Labor, Licensing and Regulation

How to File A Complaint

STATE OF SOUTH CAROLINA COURTS:

Charleston School of Law Sol Blatt Jr. Law Library

South Carolina Circuit Court

South Carolina Court of Appeals

South Carolina Supreme Court

Supreme Court Law Library

University of South Carolina Coleman Karesh Law Library

FEDERAL GOVERNMENT RESOURCES:

Fannie Mae Loan Look-Up Tool – Find out if your loan is owned by Fannie Mae here.

Freddie Mac Loan Look-Up Tool – Find out if Freddie Mac owns your loan here.

Homeowner Crisis Resource Center – Includes tips on avoiding foreclosure.

Homeownership Preservation Foundation – Find Credit Counseling here and HERE.

Information on the OCC’s Independent Foreclosure Review

MyMoney.gov - This site organizes financial education help from over 20 different Federal web sites in one place, including dealing with mortgages.

OCC’s Tips for Avoiding Foreclosure Rescue Scams

Office of the Comptroller of the Currency – For Complaints Against National Banks

Service Members Civil Relief Act – The Act that postpones or suspends certain civil obligations to enable service members to devote their full attention to duty and to relieve stress on their families. The act covers:

•       Outstanding credit card debt

•       Mortgage payments

•       Pending trials

•       Taxes

•       Termination of lease

•       Eviction from housing

•       Life insurance protection

Get more information at Military.com or at HUD’s National Servicing Center, and here is Information for Veterans from HUD.

U.S. Congressional Representative Look-up Tool

Subtle.

The best part of this story is their pretext for running it, the supposedly real possibility that something that happened between Mormons and Christians 150 years ago might cause Romney to lose … Arkansas. The same state where Obama’s struggling to win the Democratic primary. I’ve seen some impressive concern-trolling in my day, but concern-trolling [...]

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1. Lee Camp | Occupy Congress – Live Performance In The Belly Of The Beast
2. #AGOs TWEET | AG Coakley to hold press conference at 1pm regarding a major lawsuit against 5 national banks
3. CNBC Tweet | New York AG Schneiderman Expected To Join Multi-State Mortgage Settlement-New York AG Schneiderman To Hold Media Call At 6pm ET

The Credit Slips blog always has tried to offer perspectives from many different social sciences. That is why many readers may be distressed to learn of the attack on the American Community Survey (ACS). If you do not do a lot of social science work, you may not be familiar with the ACS. It is an arm of the Census Bureau that provides all sorts of information about what is happening in the United States. For example, did you know that people with a college degree live, on average, about two minutes further away from their workplace? At 30 MPH, that would be one mile further away. This small fact from the ACS, which we use as an example in our empirical methods book, might tell us a lot about the structure of cities and social stratification. And, this example is a poor one because it undersells the important data in the ACS on everything from income to drug use. I have used the ACS in my work to get information on consumer financial conditions in various states. There are all sorts of uses for these data in governmental, academic, and business circles.

The ACS attack is just the latest initiative from the tinfoil-hat crowd. In one of the dumbest statements ever uttered by a member of Congress, Rep. Daniel Webster (R-FL) was quoted as saying, . . . in the end, this is not a scientific survey. It’s a random survey." Referring to his attack on the ACS, Rep. Webster also proudly pointed out: “These are the kinds of things I was sent to Congress to take care of." From his actions and words, Rep. Webster must believe that his constituents sent him to Congress to make statements displaying a lack of any knowledge about basic principles of mathematics and to kill cost-effective programs that help government and business.

The people who read and comment on this blog are a diverse set of people with a wide range of views on consumer indebtedness. The conversations we have, however, proceed from a respect for facts. Now would be a good time to tell your senator that you want the ACS to continue providing data to help fact-based policy discussions here and elsewhere.

Bain.

The inevitable easy lay-up after yesterday’s turnover. Has anyone offered a solid theory yet for why Booker tried to call off the dogs on Bain, in a forum as prominent as “Meet the Press” no less? I realize that Democrats have a, shall we say, nuanced relationship with private equity, holding out their palms for [...]

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“Do you realize that people were arrested for saying things bad about Bush?”

We missed this yesterday as it went viral, but maybe that’s for the best since now I can bring you the exciting conclusion: She’s been suspended (with pay). An employee at the Rowan-Salisbury School System said they have been flooded with calls from around the country on Monday… The district released a statement on Monday. [...]

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You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in South Carolina.

On the pages in this section you’ll find accurate, straightforward information and guidance specific to the State of South Carolina related to such topics as loan modifications, short sales, foreclosure defense litigation, bankruptcy… and other topics related to getting through the foreclosure crisis.

We’ve created these South Carolina specific pages in response to the proliferation of scammers polluting the Internet with misinformation and outright lies intended to sell something to homeowners at risk of foreclosure that they don’t need.  These sites are literally everywhere, and some are very good at appearing credible, when in fact they are nothing more than elaborate cons.

Well, we’ve taken great care to make sure that the information you’ll find here is always correct… always impartial… always based on real facts… and always easy to understand.

In case you’re not already familiar with me, my name is Martin Andelman and for going on four years, I’ve been writing the widely read blog Mandelman Matters.  Over the last three and a half years, I’ve written more than 650 in-depth articles covering the political, economic, social and legal aspects of the financial and foreclosure crises.

I decided that I had to do more to help stop homeowners from getting ripped off, by providing the state specific information homeowners need to make the right decisions for their individual goals and circumstances.  Moving forward on the best possible path… that’s what my state specific pages are all about.

And just so you know, I’ve never been in the mortgage business or the real estate business, but for more than twenty years I’ve been a writer that specializes in making complex subjects easy for people to understand… oh yeah, and people say I’m funny.  I have in-depth experience writing about subjects that fall under the broad headings of accounting, insurance, financial services and law.

You can read a lot more about me HERE, HERE, and HERE.

You may want to start by getting to know my trusted attorney for the State of South Carolina, Russell A. DeMott.

No one pays to be listed as a trusted attorney on Mandelman Matters… that’s just not how it works.  The lawyers I list as trusted… are simply those I trust.  And when I say that, I mean that I would trust these people to represent me, or to watch my house while I went away on vacation for the summer.

In order to write close to 700 articles on the economic situation we’re facing today, I had to learn everything possible about the mortgage and foreclosure crises.  Not only did I read dozens of books, research reports, court decisions, and more… I also had to interview a lot of people and many were attorneys from all over the country.  Over time, some became good friends.  So, when homeowners would call me to ask if I could recommend a lawyer, I would refer them to one that I had gotten to know well, and trusted.

As a Mandelman Matters trusted attorney, Russell DeMott has agreed to take calls from South Carolina homeowners who have questions about foreclosures, and help them by providing answers regardless of whether the caller decides to hire his firm or not.  So, if you want to talk with someone who knows foreclosure in South Carolina, please don’t hesitate to call him.

For DeMott Law Firm’s contact information CLICK HERE.

And, if you’re looking for State Resources, CLICK HERE.

Need to know more about South Carolina Foreclosure Laws, CLICK HERE.

Want to read my latest post about South Carolina on Mandelman Matters?  CLICK HERE.

Light footprint.

Emphasis on “as we understand it.” Afghan forces will start to take the lead on security next summer, confirming the rumors back in February that some sort of accelerated shift in responsibility was in the offing, but the target date for substantial withdrawal remains the end of 2014 — and beyond that, diplomatically and financially, [...]

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Light footprint.

Emphasis on “as we understand it.” Afghan forces will start to take the lead on security next summer, confirming the rumors back in February that some sort of accelerated shift in responsibility was in the offing, but the target date for substantial withdrawal remains the end of 2014 — and beyond that, diplomatically and financially, [...]

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Least suspenseful whodunit evah?

CBS News presents readers with a mystery today: what happened to the Internet cable partnership between Venezuela and Cuba?  More than a year ago, Fidel Castro and Hugo Chavez publicized their partnership, with Castro asserting that “Secrets are over,” and that Cuba would have “the most powerful weapon that has ever existed, which is communication.”  [...]

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Unity.

How’s this for unity?  Conservatives have had varying levels of enthusiasm and reluctance in embracing Mitt Romney as the Republican nominee for President.  When former Vice President and conservative favorite Dick Cheney opens up his home for a Romney fundraiser, will it help open conservative wallets as well? Former Vice President Dick Cheney and his wife, Lynne, will [...]

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Unity.

How’s this for unity?  Conservatives have had varying levels of enthusiasm and reluctance in embracing Mitt Romney as the Republican nominee for President.  When former Vice President and conservative favorite Dick Cheney opens up his home for a Romney fundraiser, will it help open conservative wallets as well? Former Vice President Dick Cheney and his wife, Lynne, will [...]

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3 pm ET!

The Ed Morrissey Show returns today at 3 pm ET!  As of post time, I’m not sure whether we’ll do a Face the Chat or have a guest or two, but be sure to join us for a great discussion of today’s top stories. Update: We’ve confirmed that Kevin McCullough joins us again to discuss [...]

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"Shut up," they explained.

Imagine, the Wall Street Journal implores, what the federal government would do if a whistleblower had tipped off JP Morgan chief Jamie Dimon about the risky maneuvers that ended up as a $2 billion loss earlier this month — and had gotten fired or discredited in an attempt to shut him up.  The Obama administration [...]

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1. BofA’s Moynihan said of his $5 debit card fee that, “banks have a right to make a profit” NOW I SEE WHERE HE GOT HIS ADVICE!
2. In re: ANTHONY TARANTOLA – Given the Deficient and Misleading Nature of Deutsche’s Filings, the Court Seriously Considered Issuing an Order to Show Cause as to Why Sanctions Should Not be Imposed
3. Prostitution Ring for Wall Street Clients Busted

1. COMPLAINT | PLYMOUTH COUNTY, IOWA v MORTGAGE ELECTRONIC REGISTRATION SYSTEMS – Plymouth County Sues MERS Over Mortgage Recording Practices
2. LPS AMENDED CLASS ACTION COMPLAINT | CITY OF ST. CLAIR SHORES GENERAL EMPLOYEES’ RETIREMENT SYSTEM v. LENDER PROCESSING SERVICES, INC.
3. MERS | All in One Basket – The Bankruptcy Risk of a National Agent-Based Mortgage Recording System

“I would not have backed off the comments if I were Mayor Booker."

Cory Booker giveth, Cory Booker taketh away … and Harold Ford giveth back again. Telling the Morning Joe crew that Booker’s “clarification” of the Newark mayor’s criticism of the Obama campaign’s attacks on private equity was understandable and perhaps inevitable, the former Congressman said that he would not have retreated one step from the criticism: [...]

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As many as 1,000 surprise guests visited the Bethesda home of Treasury Secretary Timothy Geithner on Sunday around 5:00 PM.  They sang, they prayed  and they tried to deliver a letter to Mr. Geithner… but according to the Wall Street Journal’s story, no one answered the door.

The group was organized by National People’s Action, and they said that they went to the Geithner residence because they want Tim to launch an investigation into the causes of the 2008 financial crisis, impose a tax on profits from speculative trades, and roughly 60 people just wanted to use the family’s rest room after a long bus ride to Bethesda.

All we are saying’, is give fleece a chance…

Okay, so… Knock knock.

Who’s there?

Robin.

Robin who?

Robbin’ the middle class in America.

I already told you, I don’t know where the $16 trillion went.  

I just wanted to thank the nice people at National People’s Action for going to Tim’s house Sunday, and not mine.

“Does that taste like actual dog poo to you?”  ”Yep, ‘fraid so.”

 ”Oh God, what do we do? I think I’m going to heave.”

“Just spit it into the napkin, and look for a rear exit.”

“I told you we shouldn’t attend a Save Your Home America luncheon.”

“Yeah, well you’re the genius who said order the meatloaf.”

“Okay, now I’ll explain it one more time… You guys are down here.  And see the bankers, why they’re way up here.  And it’s true that the gap between here and here is getting larger, but that’s only because you guys down here aren’t excelling like the bankers are.  You need to do better.”

Yeah, I’ve got a plan, and it’s an evil plan too, Bwhahahahahaha.”

“No, no, no… not me again. Pick Ben, pick Ben, pick Ben…”

“Look, I paid last time, now get that wallet out of your pocket and pick up a check for once in your life, or I swear, I’ll call a press conference and tell the reporters that I found the $9 trillion they’ve been asking about and you’ve got it.”

“Yeah, so what if I have had a couple of drinks. Go ahead, ask me again and see what I do…

TARP, TARP, BO-BARP, BANANA FANA FO FARP… FI MO MARP, TARP.

See, I’ll be sober in the morning, but you’ll still be stupid.”

“Okay, now here’s where I show you how well the economy is performing with hand gestures, while I make Vrooomm sounds with my mouth. Last time I did this the market opened up almost  100 points so you guys might want to open your E-trade Apps.”