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    <title>Warren Ward Associates</title>
    
    
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    <id>tag:typepad.com,2003:weblog-1681256</id>
    <updated>2010-04-07T09:00:00-04:00</updated>
    <subtitle>Financial Advice as Individual as You Are</subtitle>
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        <title>Ten Years After</title>
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        <id>tag:typepad.com,2003:post-6a00e5537c4db1883301310f829f60970c</id>
        <published>2010-04-07T09:00:00-04:00</published>
        <updated>2010-04-07T09:00:00-04:00</updated>
        
        <author>
            <name>Warren Ward</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Financial Advice" />
        
        



    <content type="html">My Christmas present from my niece Deb was a book of recollections by various people who attended the 1969 Woodstock music festival. One recurring theme was that attendees had no idea what the event would eventually become. That was certainly...&lt;div class="feedflare"&gt;
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    <entry>
        <title>Money for Nothing</title>
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        <id>tag:typepad.com,2003:post-6a00e5537c4db1883301310f829a04970c</id>
        <published>2010-03-24T09:00:00-04:00</published>
        <updated>2010-03-24T09:00:00-04:00</updated>
        
        <author>
            <name>Warren Ward</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Investment" />
        
        



    <content type="html">My articles tend to be at least somewhat topical, often attempting to answer a question from the headlines or being asked by our clients. Today’s deals with interest rates, as have several in the past. I am readdressing the topic...&lt;div class="feedflare"&gt;
&lt;a href="http://feeds.feedburner.com/~ff/WarrenWardAssociates?a=8yS6ckDvOwc:tHdjxuk-4MY:yIl2AUoC8zA"&gt;&lt;img src="http://feeds.feedburner.com/~ff/WarrenWardAssociates?d=yIl2AUoC8zA" border="0"&gt;&lt;/img&gt;&lt;/a&gt; &lt;a href="http://feeds.feedburner.com/~ff/WarrenWardAssociates?a=8yS6ckDvOwc:tHdjxuk-4MY:V_sGLiPBpWU"&gt;&lt;img src="http://feeds.feedburner.com/~ff/WarrenWardAssociates?i=8yS6ckDvOwc:tHdjxuk-4MY:V_sGLiPBpWU" border="0"&gt;&lt;/img&gt;&lt;/a&gt;
&lt;/div&gt;&lt;img src="http://feeds.feedburner.com/~r/WarrenWardAssociates/~4/8yS6ckDvOwc" height="1" width="1"/&gt;</content><feedburner:origLink>http://warrenward.typepad.com/warren_ward_associates/2010/03/money-for-nothing.html</feedburner:origLink></entry>
    <entry>
        <title>Beware of Greeks bearing...</title>
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        <id>tag:typepad.com,2003:post-6a00e5537c4db1883301310f82947c970c</id>
        <published>2010-03-10T09:00:00-05:00</published>
        <updated>2010-03-11T16:40:05-05:00</updated>
        
        <author>
            <name>Warren Ward</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Economy" />
        
        



    <content type="html">The Dow Jones Industrial Average briefly fell below 10,000 in February of 2010. Most commentators blamed the drop on the potential default by the Greek government on its “sovereign debt”, i.e. its government bonds. A bit later, Germany (and more...&lt;div class="feedflare"&gt;
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    <entry>
        <title>Pollywogs and Shellbacks</title>
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        <id>tag:typepad.com,2003:post-6a00e5537c4db1883301310f30e5bd970c</id>
        <published>2010-02-24T08:00:00-05:00</published>
        <updated>2010-02-24T08:00:00-05:00</updated>
        
        <author>
            <name>Warren Ward</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Economy" />
        
        



    <content type="html">As far back as the early 1800’s, sailors who crossed the equator for the first time were “initiated into the court of King Neptune” via a ceremony that typically involved at least one of head-shaving, fish-kissing and the eating of...&lt;div class="feedflare"&gt;
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    <entry>
        <title>Lessons In Solitaire and Life</title>
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        <id>tag:typepad.com,2003:post-6a00e5537c4db188330120a6a5c984970c</id>
        <published>2009-11-04T13:00:00-05:00</published>
        <updated>2009-11-04T13:00:00-05:00</updated>
        
        <author>
            <name>Warren Ward</name>
        </author>
        <category scheme="http://www.sixapart.com/ns/types#category" term="Games" />
        
        



    <content type="html">A few years ago, I wrote an article titled Lessons in Poker and Life. Its basic theme was that people should never bet more than they can afford to lose, whether in the context of investing (especially in “sure things”)...&lt;div class="feedflare"&gt;
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