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	<title>WealthWithMortgage.com</title>
	
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		<title>An easy way to become a “reader”…</title>
		<link>http://feedproxy.google.com/~r/WealthWithMortgage/~3/n9TPw6TQ5zI/</link>
		<comments>http://wealthwithmortgage.com/4513/an-easy-way-to-become-a-reader/#comments</comments>
		<pubDate>Mon, 20 May 2013 00:09:55 +0000</pubDate>
		<dc:creator>Tyler Osby</dc:creator>
				<category><![CDATA[Weekly Update]]></category>

		<guid isPermaLink="false">http://wealthwithmortgage.com/?p=4513</guid>
		<description><![CDATA[If you&#8217;re anything like I am, you&#8217;ve always been envious of those people who find it easy and pleasurable to read books.  Whether for business or pleasure, it&#8217;s amazing how much content is available for your consumption &#8212; All you need is the desire to read it. Well, I never really had that desire to [...]]]></description>
				<content:encoded><![CDATA[<p></p><p>If you&#8217;re anything like I am, you&#8217;ve always been envious of those people who find it easy and pleasurable to read books.  Whether for business or pleasure, it&#8217;s amazing how much content is available for your consumption &#8212; All you need is the desire to read it.</p>
<p>Well, I never really had that desire to read early on in life.</p>
<p>Fortunately, early on, someone gave me a killer tip.  That tip was a way to not actually have to read the books I wanted to digest.</p>
<p>Take a look at this week&#8217;s video to see a couple of easy ways to consume your favorite content!</p>
<div id="insert_leadplayer_vid51996933288DA"></div>
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		<item>
		<title>Take your music with you! (and share it with your friends!)</title>
		<link>http://feedproxy.google.com/~r/WealthWithMortgage/~3/R_4fbeiCU0M/</link>
		<comments>http://wealthwithmortgage.com/4504/take-your-music-with-you-and-share-it-with-your-friends/#comments</comments>
		<pubDate>Mon, 13 May 2013 02:24:21 +0000</pubDate>
		<dc:creator>Tyler Osby</dc:creator>
				<category><![CDATA[Weekly Update]]></category>

		<guid isPermaLink="false">http://wealthwithmortgage.com/?p=4504</guid>
		<description><![CDATA[This week continues May&#8217;s theme of weekly updates — and this month, it’s “Tyler’s Favorite Things!”.  Again, it’s a rip-off of the popular “Oprah’s Favorite Things”.  I figured if I find things interesting enough, you might too! This week’s favorite thing is (als0, like last week&#8230;) for music lovers and music lovers only.  If you [...]]]></description>
				<content:encoded><![CDATA[<p></p><p>This week continues May&#8217;s theme of weekly updates — and this month, it’s “Tyler’s Favorite Things!”.  Again, it’s a rip-off of the popular “Oprah’s Favorite Things”.  I figured if I find things interesting enough, you might too!</p>
<p>This week’s favorite thing is (als0, like last week&#8230;) for music lovers and music lovers only.  If you feel like you’re in that category, you’ll want to watch this week’s update!  I used to be a guy who carried around cases (yes, plural&#8230;) of CD&#8217;s with me everywhere I went.  Well, technology has changed things and this week, I&#8217;d like to share with you a service that I use to both avoid ever using CD&#8217;s again as well as discover new music in the process!</p>
<div id="insert_leadplayer_vid51904DCD0675B"></div>
<p>Also, like I mention in this week&#8217;s update, we currently have several homebuyers struggling to find a home under $200,000 in the Des Moines area.  If you, or someone you know is looking to sell a house in that price range, send me a quick email introduction to them.  Maybe I can help and play a little match maker! (My email is on the sidebar of this website.)</p>
<p>Thanks again!</p>
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		<item>
		<title>A Must-Have for Music Lovers!</title>
		<link>http://feedproxy.google.com/~r/WealthWithMortgage/~3/zq7aX52UeHw/</link>
		<comments>http://wealthwithmortgage.com/4496/a-must-have-for-music-lovers/#comments</comments>
		<pubDate>Mon, 06 May 2013 02:00:50 +0000</pubDate>
		<dc:creator>Tyler Osby</dc:creator>
				<category><![CDATA[Weekly Update]]></category>

		<guid isPermaLink="false">http://wealthwithmortgage.com/?p=4496</guid>
		<description><![CDATA[This week begins a new theme for our weekly updates &#8212; and this month, it&#8217;s &#8220;Tyler&#8217;s Favorite Things!&#8221;.  Yes, it&#8217;s a rip-off of the popular &#8220;Oprah&#8217;s Favorite Things&#8221;.  I figured if I find things interesting enough, you might too! This week&#8217;s favorite thing is for music lovers and music lovers only.  If you feel like [...]]]></description>
				<content:encoded><![CDATA[<p></p><p>This week begins a new theme for our weekly updates &#8212; and this month, it&#8217;s &#8220;Tyler&#8217;s Favorite Things!&#8221;.  Yes, it&#8217;s a rip-off of the popular &#8220;Oprah&#8217;s Favorite Things&#8221;.  I figured if I find things interesting enough, you might too!</p>
<p>This week&#8217;s favorite thing is for music lovers and music lovers only.  If you feel like you&#8217;re in that category, you&#8217;ll want to watch this week&#8217;s update!</p>
<div id="insert_leadplayer_vid51870E0E98D78"></div>
<p>P.S.  You can learn more about the service I talk about in this week&#8217;s update by going <a title="Sonos" href="http://www.sonos.com/">here</a>.</p>
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		<item>
		<title>Top 10 Things for Dogs to do in Des Moines!</title>
		<link>http://feedproxy.google.com/~r/WealthWithMortgage/~3/0ba9NDyaJbc/</link>
		<comments>http://wealthwithmortgage.com/4486/top-10-things-for-dogs-to-do-in-des-moines/#comments</comments>
		<pubDate>Mon, 29 Apr 2013 00:14:22 +0000</pubDate>
		<dc:creator>Tyler Osby</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Weekly Update]]></category>

		<guid isPermaLink="false">http://wealthwithmortgage.com/?p=4486</guid>
		<description><![CDATA[Today, we conclude the month of George updates.  I&#8217;ll be honest, this seemed like a better idea in March when it came up in a conversation with neighbors&#8230; Haha.  But, we committed to do it!  So, in the last week of George updates, George lists off his favorite 10 things to do in Des Moines! [...]]]></description>
				<content:encoded><![CDATA[<p></p><p>Today, we conclude the month of George updates.  I&#8217;ll be honest, this seemed like a better idea in March when it came up in a conversation with neighbors&#8230; Haha.  But, we committed to do it!  So, in the last week of George updates, George lists off his favorite 10 things to do in Des Moines!  If you&#8217;re a dog (or really, pet?) owner, I think you&#8217;ll enjoy this as much as George did recording it.</p>
<p>Fair warning, this wasn&#8217;t edited.  I believe in a one-shot update.  This video clearly proves that <img src='http://wealthwithmortgage.com/wp-includes/images/smilies/icon_wink.gif' alt=';)' class='wp-smiley' /> </p>
<p>Next week we&#8217;ll start a new monthly theme!  Looking forward to it!</p>
<p>Here&#8217;s George&#8217;s final update:</p>
<div id="insert_leadplayer_vid517DBB2E90B29"></div>
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		<item>
		<title>My dog saves you from losing your new business…</title>
		<link>http://feedproxy.google.com/~r/WealthWithMortgage/~3/DPDdif9GWGw/</link>
		<comments>http://wealthwithmortgage.com/4474/my-dog-saves-you-from-losing-your-new-business/#comments</comments>
		<pubDate>Sun, 21 Apr 2013 02:37:27 +0000</pubDate>
		<dc:creator>Tyler Osby</dc:creator>
				<category><![CDATA[Weekly Update]]></category>

		<guid isPermaLink="false">http://wealthwithmortgage.com/?p=4474</guid>
		<description><![CDATA[Starting a business is a common thought for people who are successful in their profession.  So common that many people take the chance on doing it to find out it&#8217;s much harder than they&#8217;d anticipated. In this week&#8217;s update, George (the talking dog) makes a recommendation to anyone who has ever thought about opening a [...]]]></description>
				<content:encoded><![CDATA[<p></p><p>Starting a business is a common thought for people who are successful in their profession.  So common that many people take the chance on doing it to find out it&#8217;s much harder than they&#8217;d anticipated.</p>
<p>In this week&#8217;s update, George (the talking dog) makes a recommendation to anyone who has ever thought about opening a business.</p>
<p>Seriously though, if you&#8217;ve ever thought of opening a business, this week&#8217;s update is a must-watch!</p>
<div id="insert_leadplayer_vid51734CC7A0660"></div>
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		<item>
		<title>Don’t let a computer crash ruin your day!</title>
		<link>http://feedproxy.google.com/~r/WealthWithMortgage/~3/54RMP1IGzL0/</link>
		<comments>http://wealthwithmortgage.com/4464/dont-let-a-computer-crash-ruin-your-day/#comments</comments>
		<pubDate>Sat, 13 Apr 2013 14:37:49 +0000</pubDate>
		<dc:creator>Tyler Osby</dc:creator>
				<category><![CDATA[Weekly Update]]></category>

		<guid isPermaLink="false">http://wealthwithmortgage.com/?p=4464</guid>
		<description><![CDATA[Have you ever had a computer crash on you and lose everything on your hard drive?  Well, you&#8217;re not alone!  It happens all of the time.  Today I want to share with you how to help avoid any issues if this were to happen to you! Also, George again introduces the video &#8212; and it&#8217;s [...]]]></description>
				<content:encoded><![CDATA[<p></p><p>Have you ever had a computer crash on you and lose everything on your hard drive?  Well, you&#8217;re not alone!  It happens all of the time.  Today I want to share with you how to help avoid any issues if this were to happen to you!</p>
<p>Also, George again introduces the video &#8212; and it&#8217;s just as hilarious as it always is.</p>
<p>Watch today&#8217;s video below!</p>
<div id="insert_leadplayer_vid51696D317AB48"></div>
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		<item>
		<title>Mortgage Calculator for Conventional Loans with 5% Down</title>
		<link>http://feedproxy.google.com/~r/WealthWithMortgage/~3/Zo_Kv2LAXyo/</link>
		<comments>http://wealthwithmortgage.com/4453/mortgage-calculator-for-conventional-loans-with-5-down/#comments</comments>
		<pubDate>Mon, 08 Apr 2013 17:10:23 +0000</pubDate>
		<dc:creator>Tyler Osby</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://wealthwithmortgage.com/?p=4453</guid>
		<description><![CDATA[Looking for a payment on a conventional loan with 5% down?  This is the spot to find the payment! Also note, if you’re looking at getting pre-approved or would like a free rate quote, please use the form to the right of this blog post and we can crunch numbers for you! To calculate a [...]]]></description>
				<content:encoded><![CDATA[<p></p><p><!-- MORTGAGE LOAN CALCULATOR BEGIN --></p>
<p>Looking for a payment on a conventional loan with 5% down?  This is the spot to find the payment!</p>
<p>Also note, if you’re looking at getting pre-approved or would like a free rate quote, please use the form to the right of this blog post and we can crunch numbers for you!</p>
<p>To calculate a payment, you’ll need:</p>
<ul>
<li>Annual Taxes (often found on the assessor’s website or in the listing details of a property)</li>
<li>Annual Homeowners Insurance (we generally estimate $700/year)</li>
<li>Sales Price of the Home</li>
<li>Potential Down Payment (keep in mind, this calculator is set up for loans with at least 20% down, for conventional loans *with* PMI, <a title="Send us an email!" href="mailto:tyler@tylerosbyteam.com">please reach out to me </a>for a custom rate quote and payment quote as they tend to vary).</li>
</ul>
<p>Use this widget below to help you calculate your mortgage payment!  And again, if you’d like a custom rate quote, please use the form to the right and we’ll get back with you quickly!</p>
<p><strong>CAUTION:</strong> Since I didn’t personally create this mortgage calculator, I know that there is a small flaw.  The payment may vary based on credit score and property location (mortgage insurance can change)… But, this is intended to give an accurate estimate.</p>
<p><!-- MORTGAGE LOAN CALCULATOR BEGIN --><br />
<script type="text/javascript">// <![CDATA[
mlcalc_default_calculator = 'mortgage_only';
mlcalc_currency_code = 'usd';
mlcalc_amortization = 'year_nc';
mlcalc_purchase_price = '200000';
mlcalc_down_payment = '5';
mlcalc_mortgage_term = '30';
mlcalc_interest_rate = '3.5';
mlcalc_property_tax = '3,000';
mlcalc_property_insurance = '700';
mlcalc_pmi = '.67';
mlcalc_loan_amount = '190000';
mlcalc_loan_term = '30';
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// ]]&gt;</script>Powered by <a style="font-weight: normal; font-size: 9px; font-family: Tahoma; color: #eeeeee; text-decoration: none;" href="http://www.mlcalc.com/">Mortgage Calculators</a></div>
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<a href="http://feeds.feedburner.com/~ff/WealthWithMortgage?a=Zo_Kv2LAXyo:EzkzQJykdzE:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/WealthWithMortgage?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/WealthWithMortgage?a=Zo_Kv2LAXyo:EzkzQJykdzE:gIN9vFwOqvQ"><img src="http://feeds.feedburner.com/~ff/WealthWithMortgage?i=Zo_Kv2LAXyo:EzkzQJykdzE:gIN9vFwOqvQ" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/WealthWithMortgage?a=Zo_Kv2LAXyo:EzkzQJykdzE:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/WealthWithMortgage?i=Zo_Kv2LAXyo:EzkzQJykdzE:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.feedburner.com/~ff/WealthWithMortgage?a=Zo_Kv2LAXyo:EzkzQJykdzE:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/WealthWithMortgage?i=Zo_Kv2LAXyo:EzkzQJykdzE:F7zBnMyn0Lo" border="0"></img></a>
</div><img src="http://feeds.feedburner.com/~r/WealthWithMortgage/~4/Zo_Kv2LAXyo" height="1" width="1"/>]]></content:encoded>
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		<item>
		<title>Mortgage Calculator for FHA Loans with 3.5% Down</title>
		<link>http://feedproxy.google.com/~r/WealthWithMortgage/~3/KHWGKkTlFvs/</link>
		<comments>http://wealthwithmortgage.com/4447/mortgage-calculator-for-fha-loans-with-3-5-down/#comments</comments>
		<pubDate>Mon, 08 Apr 2013 14:47:31 +0000</pubDate>
		<dc:creator>Tyler Osby</dc:creator>
				<category><![CDATA[Mortgage Calculator]]></category>
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://wealthwithmortgage.com/?p=4447</guid>
		<description><![CDATA[Looking for a payment on an FHA loan with 3.5% down?  This is the spot to find the payment! Also note, if you&#8217;re looking at getting pre-approved or would like a free rate quote, please use the form to the right of this blog post and we can crunch numbers for you! To calculate a [...]]]></description>
				<content:encoded><![CDATA[<p></p><p>Looking for a payment on an FHA loan with 3.5% down?  This is the spot to find the payment!</p>
<p>Also note, if you&#8217;re looking at getting pre-approved or would like a free rate quote, please use the form to the right of this blog post and we can crunch numbers for you!</p>
<p>To calculate a payment, you&#8217;ll need:</p>
<ul>
<li>Annual Taxes (often found on the assessor&#8217;s website or in the listing details of a property)</li>
<li>Annual Homeowners Insurance (we generally estimate $700/year)</li>
<li>Sales Price of the Home</li>
<li>Potential Down Payment (keep in mind, this calculator is set up for loans with at least 20% down, for conventional loans *with* PMI, <a title="Send us an email!" href="mailto:tyler@tylerosbyteam.com">please reach out to me </a>for a custom rate quote and payment quote as they tend to vary).</li>
</ul>
<p>Use this widget below to help you calculate your mortgage payment!  And again, if you&#8217;d like a custom rate quote, please use the form to the right and we&#8217;ll get back with you quickly!</p>
<p><strong>CAUTION:</strong> Since I didn&#8217;t personally create this mortgage calculator, I know that there is a small flaw.  The payment will be off *slightly*&#8230; But, this is intended to give an accurate estimate.<br />
<!-- MORTGAGE LOAN CALCULATOR BEGIN --><br />
<script type="text/javascript">// <![CDATA[
mlcalc_default_calculator = 'mortgage_only';
mlcalc_currency_code = 'usd';
mlcalc_amortization = 'year_nc';
mlcalc_purchase_price = '200000';
mlcalc_down_payment = '3.5';
mlcalc_mortgage_term = '30';
mlcalc_interest_rate = '3.5';
mlcalc_property_tax = '3,000';
mlcalc_property_insurance = '700';
mlcalc_pmi = '1.35';
mlcalc_loan_amount = '193,000';
mlcalc_loan_term = '30';
// ]]&gt;</script><br />
<script type="text/javascript">// <![CDATA[
if(typeof jQuery == "undefined"){document.write(unescape("%3Cscript src='" + (document.location.protocol == 'https:' ? 'https:' : 'http:') + "//ajax.googleapis.com/ajax/libs/jquery/1.7.1/jquery.min.js' type='text/javascript'%3E%3C/script%3E"));mlcalc_jquery_noconflict=1;};
// ]]&gt;</script></p>
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// ]]&gt;</script>Powered by <a style="font-weight: normal; font-size: 9px; font-family: Tahoma; color: #eeeeee; text-decoration: none;" href="http://www.mlcalc.com/">Mortgage Calculators</a></div>
<p><!-- MORTGAGE LOAN CALCULATOR END --></p>
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		<item>
		<title>Mortgage Calculator for Conventional Loans without PMI</title>
		<link>http://feedproxy.google.com/~r/WealthWithMortgage/~3/Nw3-YzTZSD8/</link>
		<comments>http://wealthwithmortgage.com/4444/mortgage-calculator-for-conventional-loans-without-pmi/#comments</comments>
		<pubDate>Mon, 08 Apr 2013 14:43:28 +0000</pubDate>
		<dc:creator>Tyler Osby</dc:creator>
				<category><![CDATA[Mortgage Calculator]]></category>

		<guid isPermaLink="false">http://wealthwithmortgage.com/?p=4444</guid>
		<description><![CDATA[Looking for a payment on a conventional loan with no mortgage insurance?  This is the spot to find the payment! Also note, if you&#8217;re looking at getting pre-approved or would like a free rate quote, please use the form to the right of this blog post and we can crunch numbers for you! To calculate [...]]]></description>
				<content:encoded><![CDATA[<p></p><p>Looking for a payment on a conventional loan with no mortgage insurance?  This is the spot to find the payment!</p>
<p>Also note, if you&#8217;re looking at getting pre-approved or would like a free rate quote, please use the form to the right of this blog post and we can crunch numbers for you!</p>
<p>To calculate a payment, you&#8217;ll need:</p>
<ul>
<li>Annual Taxes (often found on the assessor&#8217;s website or in the listing details of a property)</li>
<li>Annual Homeowners Insurance (we generally estimate $700/year)</li>
<li>Sales Price of the Home</li>
<li>Potential Down Payment (keep in mind, this calculator is set up for loans with at least 20% down, for conventional loans *with* PMI, <a title="Send us an email!" href="mailto:tyler@tylerosbyteam.com">please reach out to me </a>for a custom rate quote and payment quote as they tend to vary).</li>
</ul>
<p><script type="text/javascript">// <![CDATA[
mlcalc_default_calculator = 'mortgage_only';
mlcalc_currency_code = 'usd';
mlcalc_amortization = 'year_nc';
mlcalc_purchase_price = '200000';
mlcalc_down_payment = '20';
mlcalc_mortgage_term = '30';
mlcalc_interest_rate = '3.625';
mlcalc_property_tax = '3,000';
mlcalc_property_insurance = '700';
mlcalc_pmi = 'null';
mlcalc_loan_amount = '160000';
mlcalc_loan_term = '30';
// ]]&gt;</script>Use this widget below to help you calculate your mortgage payment!  And again, if you&#8217;d like a custom rate quote, please use the form to the right and we&#8217;ll get back with you quickly!<script type="text/javascript">// <![CDATA[
if(typeof jQuery == "undefined"){document.write(unescape("%3Cscript src='" + (document.location.protocol == 'https:' ? 'https:' : 'http:') + "//ajax.googleapis.com/ajax/libs/jquery/1.7.1/jquery.min.js' type='text/javascript'%3E%3C/script%3E"));mlcalc_jquery_noconflict=1;};
// ]]&gt;</script></p>
<div id="mlcalcWidgetHolder" style="font-weight: normal; font-size: 9px; font-family: Tahoma; padding: 0; margin: 0; border: 0; text-align: right; background: transparent; color: #eeeeee; width: 300px; padding-right: 10px;"><script type="text/javascript">// <![CDATA[
document.write(unescape("%3Cscript src='" + (document.location.protocol == 'https:' ? 'https://ssl.mlcalc.com' : 'http://cdn.mlcalc.com') + "/widget-wide.js' type='text/javascript'%3E%3C/script%3E"));
// ]]&gt;</script>Powered by <a style="font-weight: normal; font-size: 9px; font-family: Tahoma; color: #eeeeee; text-decoration: none;" href="http://www.mlcalc.com/">Mortgage Calculators</a></div>
<p><!-- MORTGAGE LOAN CALCULATOR END --></p>
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		<item>
		<title>How to calculate a mortgage payment correctly…</title>
		<link>http://feedproxy.google.com/~r/WealthWithMortgage/~3/kNTKinWiMBo/</link>
		<comments>http://wealthwithmortgage.com/4439/how-to-calculate-a-mortgage-payment-correctly/#comments</comments>
		<pubDate>Mon, 08 Apr 2013 02:17:15 +0000</pubDate>
		<dc:creator>Tyler Osby</dc:creator>
				<category><![CDATA[Weekly Update]]></category>

		<guid isPermaLink="false">http://wealthwithmortgage.com/?p=4439</guid>
		<description><![CDATA[I have a big frustration (and so do many home buyers).  All of the online mortgage calculators suck.  That&#8217;s right. I said it.  They absolutely suck.  The number of times I&#8217;ve had clients say &#8220;wow, that&#8217;s a lot different than what the online calculator said!&#8221; is really unbelievable.  The reason why many of these are [...]]]></description>
				<content:encoded><![CDATA[<p></p><p>I have a big frustration (and so do many home buyers).  All of the online mortgage calculators suck.  That&#8217;s right. I said it.  They absolutely suck.  The number of times I&#8217;ve had clients say &#8220;wow, that&#8217;s a lot different than what the online calculator said!&#8221; is really unbelievable.  The reason why many of these are off is because they don&#8217;t have accurate information used to calculate the payment.</p>
<p>Watch this week&#8217;s update to hear more about how to get an accurate mortgage payment and a super-secret project I&#8217;m working on.</p>
<p>Oh, and George month (yes, George my dog&#8230;) continues&#8230;. He&#8217;s getting a little camera shy and he&#8217;s absolutely hilarious this week.  Be sure to watch!</p>
<div id="insert_leadplayer_vid5162288917280"></div>
<p>If you enjoyed this week&#8217;s update, please share this update!  Many folks have been clicking &#8220;Recommend&#8221; on the blog and sharing it through Facebook.</p>
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