tag:blogger.com,1999:blog-4463584729343161896Mon, 23 Sep 2024 00:39:53 +0000lydia gableprudential california real estatecalifornia real estateAgoura Hills Real EstateThousand Oaks Real EstateCalifornia Real EstatWestlake VillageWestlake Village HomesWestlake Village Real EsateCalifornial realtyFinancingthousand oaks local eventsAgoura Hills Eventshomeowner tipslocal eventsmortgagesprudential california realtors$10000 tax creditAffordable Loan ModificationAgoura Hills Community eventsAgoura Hills MileBob MajorinoCalifornia home buyer tax creditCalifornia tax creditGDPHOPE NowHome Affordable Loan ModificationHome Buyer Tax CreditMortgageMortgage Protection InsuranceQuality Service Certification Platinum StatusRAD 5kWestlake Village local eventsamgen tour of californiabinding contractbuyer assistancecommunity eventsdepressed marketsdepressed real estate marketsdrop in home buyer trafficdrop in new home saleseconomic growthfannie maefirst time homebuyer tipshelp for buyershome loan soldhome loanshome securityhome staginghomeownershomeowners insuranceidentity theftkids health and fitness dayliablity insurancelife long learningloan scamsmarket newsmortgage counselingmortgage hotlinemortgage ratesprotecting your homepurchasing a homereal estate newsrelay for lifesecurity systemsseller tipsselling your homesenior concernssenior eventsstaging mistakesstrategic defaulttax creditwestlake real estateLydia Gable of Prudential California Real Estate is your real estate professional for the Westlake Village Real Estate, Agoura Hills Real Estate and Thousand Oaks She is committed the needs of today’s consumer.http://westlakevillagerealestateupdate.blogspot.com/noreply@blogger.com (Lydia Gable)Blogger73125en-usnoLydia Gable of Prudential California Real Estate is your real estate professional for the Westlake Village Real Estate, Agoura Hills Real Estate and Thousand Oaks She is committed the needs of today’s consumer.noreply@blogger.comtag:blogger.com,1999:blog-4463584729343161896.post-6962880136147259007Thu, 14 Oct 2010 14:43:00 +00002010-10-14T07:43:25.987-07:00<div class='posterous_autopost'><div style="color: #666666;"><span style="font-size: x-small;"> </span><table border="0" height="100%" align="center"> <tr> <td align="center" valign="top" colspan="2"> <table border="0" align="center"> <tr> <td>&nbsp;</td> <td height="20" align="right"> <div style="background-color: #5a471b; color: #fffefd; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><span style="font-size: x-small;"><strong>Lydia Gable</strong> | Prudential California Realtors - North Ranch <a href="http://www.postlets.com/email_interest.php?pid=4486784&amp;v=re" style="color: #fffefd;"></a>| (818) 597-4504</span></div> </td> </tr> </table> <table border="0" align="center" style=""> <tr> <td> <table border="0" align="center"> <tr> <td> <table border="0"> <tr> <td style="background-color: #fffefd;" colspan="2"> <table> <tr valign="top"> <td height="30" align="left" valign="top"> <div style="color: #4b6b7f;"><span style="font-size: large;">2670 Grandoaks Drive, Westlake Village, CA</span></div> </td> </tr> <tr> <td align="left" valign="top"> <div style="color: #666666;">Views! Views! Views!</div> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0"> <tr> <td height="35" valign="top" width="350"> <div style="color: #987241;"><span style="font-size: medium;">4BR/3BA Single Family House</span></div> </td> <td valign="top"><span style="padding-right: 5px;">&nbsp;</span></td> <td align="right" valign="top"> <div style="color: #987241;"><span style="font-size: medium;">offered at $1,075,000</span></div> </td> </tr> <tr> <td valign="top"> <table border="0" style="background-color: #fffefd;"> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;" width="125">Year Built</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">1990</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Sq Footage</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">3,301</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Bedrooms</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">4</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Bathrooms</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">3 full, 0 partial</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Floors</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">2</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Parking</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">3 Car garage</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Lot Size</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">14,374 sqft</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">HOA/Maint</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">$10 per month</td> </tr> </table> <br /> <div style="color: #666666;"><span style="font-weight: bold;">DESCRIPTION</span></div> <hr size="1" style="" /> <table border="0"> <tr> <td style="font-size: 13px; font-weight: normal; color: #666666;">Stop by our Open House This Sunday, October 17th from 1:30-4:30 and tour this exquisite home with amazing views!<p />Highly desired view home in Three Springs. Light and bright open floor plan with 4 bedrooms/3 baths plus a large bonus room. Remodeled kitchen with stainless steel appliances, granite counters and travertine flooring throughout the downstairs. Adjoining family room with stone fireplace and views. Spacious master suite with sitting area, fireplace and fabulous mountain views. Large bonus room and two secondary bedrooms complete the upstaris. Backyard features an in-ground spa and pool, grassy area and views perfect for entertaining. Professional landscaping and lighting and 3 car garage with built-in cabinets complete this immaculate home.</td> </tr> </table> </td> <td valign="top" width="5"><span style="padding-right: 5px;">&nbsp;</span></td> <td valign="top"> <table border="0" style="background-color: #5a471b;"> <tr> <td><img src="http://www.postlets.com/create/photos/20100929/072747_IMG_0031.jpg" border="1" height="262" alt="" width="350" /><br /></td> </tr> </table> <table border="0"> <tr> <td align="center"> <table border="0" width="350"> <tr> <td height="25" align="center" style="font-size: 12px; font-weight: normal; color: #666666;">see additional photos below</td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0" align="center"> <tr align="center" valign="middle"> <td valign="top"> <table border="0"> <tr> <td align="left"> <div style="color: #666666;"><span style="font-weight: bold;">PROPERTY FEATURES</span></div> <hr size="1" style="" /> <table border="0"> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Central A/C</td> <td>- Central heat</td> <td>- Fireplace</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Walk-in closet</td> <td>- Living room</td> <td>- Bonus/Rec room</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Stove/Oven</td> <td>- Microwave</td> <td>- Granite countertop</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Stainless steel appliances</td> <td>- Laundry area - inside</td> <td>- Balcony, Deck, or Patio</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Yard</td> <td>- Swimming pool</td> <td>&nbsp;</td> </tr> </table> </td> </tr> </table> <br /> <table border="0"> <tr> <td align="left"> <div style="color: #666666;"><span style="font-weight: bold;">OTHER SPECIAL FEATURES</span></div> <hr size="1" style="" /> <table border="0"> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Highly Desired Views in Three Springs</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Light and Bright Floor Plan</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Remodeled Kitchen with Granite Countertops</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Stone Fireplace in Family Room</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- In-Ground Swimming Pool and Spa</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Master Suite with Fireplace and Sitting Area</td> </tr> </table> <p>&nbsp;</p> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0" align="center"> <tr align="center" valign="middle"> <td valign="top"> <table border="0"> <tr> <td align="left" valign="top"> <div style="color: #666666;"><span style="font-weight: bold;">ADDITIONAL PHOTOS </span></div> <hr size="1" style="" /> <table border="0" align="center"> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072747_IMG_0031.jpg" border="0" alt="" width="344" /><br />Front of Home</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072747_IMG_0021.jpg" border="0" alt="" width="344" /><br />Swimming Pool</div> </td> </tr> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072748_IMG_0006.jpg" border="0" alt="" width="344" /><br />View</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072748_IMG_0043.jpg" border="0" alt="" width="344" /><br />Entry</div> </td> </tr> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072749_IMG_9940.jpg" border="0" alt="" width="344" /><br />Living Room</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072749_IMG_9963.jpg" border="0" alt="" width="344" /><br />Kitchen</div> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td align="left" valign="top" style="background-color: #fffefd;"> <table border="0" style="background-color: #fffefd;" width="350"> <tr> <td> <table border="0"> <tr> <td> <div style="color: #666666;"><span style="font-weight: bold;">Contact info:</span></div> </td> </tr> <tr> <td> <table border="0"> <tr valign="top"> <td valign="top" width="100"><img src="http://www.postlets.com/galleries/photos/20100409140235_LydiaGable.jpg" border="0" alt="" width="95" /></td> <td> <table border="0"> <tr> <td> <div style="color: #666666;">Lydia Gable</div> </td> </tr> <tr> <td> <div style="color: #666666;">Prudential California Realtors - North Ranch</div> </td> </tr> <tr> <td> <div style="color: #666666;">(818) 597-4504</div> </td> </tr> <tr> <td> <div style="color: #666666;">For sale by agent/broker</div> </td> </tr> </table> </td> </tr> </table> <br /></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td> <table border="0"> <tr> <td align="left" style="background-color: #fffefd;"><span style="padding-left: 5px; padding-right: 5px;"><img src="http://www.postlets.com/css/styles/aspen/btn_powered.gif" border="0" height="25" alt="powered by postlets" width="140" /></span></td> <td align="right" style="background-color: #fffefd;"><a href="http://www.craigslist.org/about/FHA.html" style="color: #4b6b7f; text-decoration: none;">Equal Opportunity Housing</a></td> <td align="right" style="background-color: #fffefd;" width="35"><span style="padding-left: 5px; padding-right: 5px;"><img src="http://www.postlets.com/images/eoh_logo.gif" height="18" alt="" width="24" /></span></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table border="0"> <tr> <td height="20" align="left" valign="middle"> <div style="background-color: #5a471b; color: #fffefd; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><span style="font-size: x-small;">Posted: Oct 14, 2010, 6:27am PDT</span></div> </td> </tr> </table> </td> </tr> </table> </div> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/open-house-this-sunday-at-2670-grandoaks-driv">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/10/open-house-this-sunday-at-2670.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-5259801851798414332Wed, 13 Oct 2010 18:42:00 +00002010-10-13T11:42:38.236-07:00<div class='posterous_autopost'> <table> <tr> <td colspan="2" style="padding-bottom: 10px;"> How will this affect your real estate plans? I am always tracking the market and if you have questions, please contact me! </td> </tr> <tr> <td valign="top" width="300px" style="padding-top: 17px; font-size: 14pt;"> <a href="http://shar.es/0xZSv" style="color: #146634; font-weight: 100; font-size: 14pt;"> States launch foreclosure probe </a> <br /> Source: money.cnn.com <p /> Forty-nine state attorneys general announced a coordinated probe Wednesday into improper foreclosures performed by the nation's largest loan servicers, but stopped short of calling for a freeze on all foreclosures. </td> <td> <a href="http://shar.es/0xZSv" alt="States launch foreclosure probe"> <img src="http://i2.cdn.turner.com/money/2010/10/13/real_estate/Attorney_General_Foreclosure/foreclosure.gi.01.jpg" style="padding: 15 10 0 10; border: none;" /> </a> </td> </tr><tr> <td colspan="2" style=""> &nbsp; </td> </tr> </table> <tr> <td style="padding-top: 10px;"> <a href="mailto:lydia@lydiagable.com">lydia@lydiagable.com</a> sent this using <a href="http://sharethis.com" alt="ShareThis" style="color: #146634; font-weight: 100;">ShareThis</a>. </td> </tr> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/lydialydiagablecom-has-shared-states-launch-f">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/10/lydialydiagablecom-has-shared-states.htmlnoreply@blogger.com (Lydia Gable)0noHow will this affect your real estate plans? I am always tracking the market and if you have questions, please contact me! States launch foreclosure probe Source: money.cnn.com Forty-nine state attorneys general announced a coordinated probe Wednesday into improper foreclosures performed by the nation's largest loan servicers, but stopped short of calling for a freeze on all foreclosures. &nbsp; lydia@lydiagable.com sent this using ShareThis. Posted via email from Westlake Villagenoreply@blogger.com (Lydia Gable)How will this affect your real estate plans? I am always tracking the market and if you have questions, please contact me! States launch foreclosure probe Source: money.cnn.com Forty-nine state attorneys general announced a coordinated probe Wednesday into improper foreclosures performed by the nation's largest loan servicers, but stopped short of calling for a freeze on all foreclosures. &nbsp; lydia@lydiagable.com sent this using ShareThis. Posted via email from Westlake Villagetag:blogger.com,1999:blog-4463584729343161896.post-4840795964007432468Mon, 11 Oct 2010 21:05:00 +00002010-10-11T14:05:02.462-07:00california real estatelife long learninglydia gableprudential california real estatesenior concernssenior eventsthousand oaks local events<div class='posterous_autopost'><p><span style="font-family: TTE1075850t00; color: #4f604f;"><span style="font-family: TTE1075850t00; color: #4f604f;"><span style="font-family: TTE1075850t00; color: #4f604f;"><span style="font-family: TTE1075850t00; color: #4f604f;"><img src="http://www.move2ca.com/agent_files/lifelonglearing.jpg" height="100" alt="" style="margin: 5px; float: left;" width="150" />In an on-going effort to provide seniors in the <a href="http://www.lydiagable.com/" target="_blank">Thousand Oaks area</a>&nbsp;with programs that enhance their well-being and provide education, <a href="http://www.seniorconcerns.org/" target="_blank">Senior Concerns</a>, in partnership with the Osher Lifelong Learning Institute is pleased to present a seminar on the benefits of continuing your education without the stress of grades or taking tests! Osher promotes "learning for learning's sake" and offers classes that inspire such as American Foreign Policy, John Steinbech's East Of Eden, Basic Cellular Biology, and The Architecture of Classical Music.<br /></span></span></span></span></p> <p><span style="font-family: TTE1075850t00; color: #4f604f;"> <p><span style="font-family: TTE1075850t00; color: #4f604f;"><span style="font-family: TTE1075850t00; color: #4f604f;"><span style="font-family: TTE1075850t00; color: #4f604f;">This class will take place Tuesday, October 12th at 5:30pm to 7pm at Senior Concerns Adult Day Center,401 Hodencamp Road,<br />Thousand Oaks 91360. Please call (805)497-0189 to RSVP.&nbsp;</span></span>&nbsp; <p>&nbsp;</p> <p><span style="font-family: TTE1075850t00; color: #4f604f;"><span style="font-family: TTE1075850t00; color: #4f604f;">Learn about the OSHER&nbsp;Life Long Learning Institute's Program for mature learners, discover the vast array of topics that are offered, and find out how close to home these classes are available.</span></span></p> <p>&nbsp;</p> <p>&nbsp;</p> <p>Light refreshments will be served and a recommended donation is $5.00. For more information, please <a href="http://www.seniorconcerns.org/LinkClick.aspx?fileticket=FuTFkM0RM2Y%3d&amp;tabid=367" target="_blank">click here</a>. &nbsp;</p> </span></p> </span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/life-long-learning">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/10/life-long-learning.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-630789630619689747Thu, 07 Oct 2010 18:58:00 +00002010-10-07T11:58:34.443-07:00Agoura Hills Real Estatecalifornia real estatehome securityhomeowner tipslydia gableprotecting your homeprudential california real estatesecurity systemsThousand Oaks Real Estate<div class='posterous_autopost'><p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><img src="http://www.norvirginiahomes.com/agent_files/home%20security.jpg" height="96" alt="" style="margin: 5px; float: left;" width="124" />For most home owners, the security of their property is top on their list of concerns. &nbsp;Ensuring that your family and belongings are safe gives&nbsp;peace of mind and the many have no problem paying good money for such protection.&nbsp; In fact, according to </span></span><a href="http://www.securitysales.com/" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Security Sales &amp; Integration magazine</span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">, Americans spent $28.2 billion on electronic security systems in 2009, up from $25.9 billion in 2006.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">The market for security systems is huge, there are hundreds of different types of&nbsp;systems on the market as well as different </span></span><a href="http://www.adt.com/" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">companies that specialize in systems and monitoring</span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">. Even if you have done your research, there are still some things that your home security firm may not be telling you. Below are some misconceptions and facts you might not have known!</span></span></p> <ol> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Don't assume that your alarm will automatically alert the local authorities.&nbsp;For most alarm systems, if it goes off it will&nbsp;ring&nbsp;to your security firms central station. Typically a representative from the company will call you and ask for the code word you have set up and if the correct one is not provided only then will they contact the police.It is a good idea to check with your firm and confirm their policy before you actually need this service. Also be aware that this central station may be staffed by a third-party subcontractor not the company you signed up with.&nbsp;</span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Expensive gadgets are not necessary. Most experts and the police agree that an effective home-security system will have&nbsp;both perimeter and interior sensing devices. It is not necessary to have an alarm on every single window in the house, but rather sensors are the key to protects all areas of the home. High tech shock detectors, lasers and other gadgets sound impressive but are not necessary to create a secure home. Protecting all the doors with motion sensors are the key.&nbsp;</span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Be aware and understand any contract with your security firm before signing. For most security firms, their policy is to&nbsp;renew your contract automatically unless specified otherwise. Because most contracts are for extended time periods like three or more years, homeowners could overlook the expiration date and then be stuck with an extension on their contract. But is important to consider that auto renewal is also beneficial, without it a homeowners could potentially be left without security coverage if they forget to renew their contract when it expires.</span></span></li> </ol> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Choosing the right security company for you and your needs takes some research. Each homeowner has different needs and it is wise to speak to several different firms and discuss what level of protection you desire.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">/kh</span></span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/home-security-secrets-from-the-pros">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/10/home-security-secrets-from-pros.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-5255644611615840696Tue, 05 Oct 2010 18:34:00 +00002010-10-05T11:34:06.355-07:00<div class='posterous_autopost'><div style="color: #666666;"><span style="font-size: x-small;"> </span><table border="0" height="100%" align="center"> <tr> <td align="center" valign="top" colspan="2"> <table border="0" align="center"> <tr> <td>&nbsp;</td> <td height="20" align="right"> <div style="background-color: #5a471b; color: #fffefd; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><span style="font-size: x-small;"><strong>Lydia Gable</strong> | Prudential California Realtors - North Ranch <a href="http://www.postlets.com/email_interest.php?pid=4486784&amp;v=re" style="color: #fffefd;"></a>| (818) 597-4504</span></div> </td> </tr> </table> <table border="0" align="center" style=""> <tr> <td> <table border="0" align="center"> <tr> <td> <table border="0"> <tr> <td style="background-color: #fffefd;" colspan="2"> <table> <tr valign="top"> <td height="30" align="left" valign="top"> <div style="color: #4b6b7f;"><span style="font-size: large;">2670 Grandoaks Drive, Westlake Village, CA</span></div> </td> </tr> <tr> <td align="left" valign="top"> <div style="color: #666666;">Views! Views! Views!</div> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0"> <tr> <td height="35" valign="top" width="350"> <div style="color: #987241;"><span style="font-size: medium;">4BR/3BA Single Family House</span></div> </td> <td valign="top"><span style="padding-right: 5px;">&nbsp;</span></td> <td align="right" valign="top"> <div style="color: #987241;"><span style="font-size: medium;">offered at $1,075,000</span></div> </td> </tr> <tr> <td valign="top"> <table border="0" style="background-color: #fffefd;"> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;" width="125">Year Built</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">1990</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Sq Footage</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">3,301</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Bedrooms</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">4</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Bathrooms</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">3 full, 0 partial</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Floors</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">2</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Parking</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">3 Car garage</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Lot Size</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">14,374 sqft</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">HOA/Maint</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">$10 per month</td> </tr> </table> <br /> <div style="color: #666666;"><span style="font-weight: bold;">DESCRIPTION</span></div> <hr size="1" style="" /> <table border="0"> <tr> <td style="font-size: 13px; font-weight: normal; color: #666666;">Stop by Our Open House This Sunday, October 10th from 1:30-4:30 and tour this exquisite home with amazing views!<p />Highly desired view home in Three Springs. Light and bright open floor plan with 4 bedrooms/3 baths plus a large bonus room. Remodeled kitchen with stainless steel appliances, granite counters and travertine flooring throughout the downstairs. Adjoining family room with stone fireplace and views. Spacious master suite with sitting area, fireplace and fabulous mountain views. Large bonus room and two secondary bedrooms complete the upstaris. Backyard features an in-ground spa and pool, grassy area and views perfect for entertaining. Professional landscaping and lighting and 3 car garage with built-in cabinets complete this immaculate home.</td> </tr> </table> </td> <td valign="top" width="5"><span style="padding-right: 5px;">&nbsp;</span></td> <td valign="top"> <table border="0" style="background-color: #5a471b;"> <tr> <td><img src="http://www.postlets.com/create/photos/20100929/072747_IMG_0031.jpg" border="1" height="262" alt="" width="350" /><br /></td> </tr> </table> <table border="0"> <tr> <td align="center"> <table border="0" width="350"> <tr> <td height="25" align="center" style="font-size: 12px; font-weight: normal; color: #666666;">see additional photos below</td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0" align="center"> <tr align="center" valign="middle"> <td valign="top"> <table border="0"> <tr> <td align="left"> <div style="color: #666666;"><span style="font-weight: bold;">PROPERTY FEATURES</span></div> <hr size="1" style="" /> <table border="0"> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Central A/C</td> <td>- Central heat</td> <td>- Fireplace</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Walk-in closet</td> <td>- Living room</td> <td>- Bonus/Rec room</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Stove/Oven</td> <td>- Microwave</td> <td>- Granite countertop</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Stainless steel appliances</td> <td>- Laundry area - inside</td> <td>- Balcony, Deck, or Patio</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Yard</td> <td>- Swimming pool</td> <td>&nbsp;</td> </tr> </table> </td> </tr> </table> <br /> <table border="0"> <tr> <td align="left"> <div style="color: #666666;"><span style="font-weight: bold;">OTHER SPECIAL FEATURES</span></div> <hr size="1" style="" /> <table border="0"> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Highly Desired Views in Three Springs</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Light and Bright Floor Plan</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Remodeled Kitchen with Granite Countertops</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Stone Fireplace in Family Room</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- In-Ground Swimming Pool and Spa</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Master Suite with Fireplace and Sitting Area</td> </tr> </table> <p>&nbsp;</p> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0" align="center"> <tr align="center" valign="middle"> <td valign="top"> <table border="0"> <tr> <td align="left" valign="top"> <div style="color: #666666;"><span style="font-weight: bold;">ADDITIONAL PHOTOS </span></div> <hr size="1" style="" /> <table border="0" align="center"> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072747_IMG_0031.jpg" border="0" alt="" width="344" /><br />Front of Home</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072747_IMG_0021.jpg" border="0" alt="" width="344" /><br />Swimming Pool</div> </td> </tr> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072748_IMG_0006.jpg" border="0" alt="" width="344" /><br />View</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072748_IMG_0043.jpg" border="0" alt="" width="344" /><br />Entry</div> </td> </tr> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072749_IMG_9940.jpg" border="0" alt="" width="344" /><br />Living Room</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072749_IMG_9963.jpg" border="0" alt="" width="344" /><br />Kitchen</div> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td align="left" valign="top" style="background-color: #fffefd;"> <table border="0" style="background-color: #fffefd;" width="350"> <tr> <td> <table border="0"> <tr> <td> <div style="color: #666666;"><span style="font-weight: bold;">Contact info:</span></div> </td> </tr> <tr> <td> <table border="0"> <tr valign="top"> <td valign="top" width="100"><img src="http://www.postlets.com/galleries/photos/20100409140235_LydiaGable.jpg" border="0" alt="" width="95" /></td> <td> <table border="0"> <tr> <td> <div style="color: #666666;">Lydia Gable</div> </td> </tr> <tr> <td> <div style="color: #666666;">Prudential California Realtors - North Ranch</div> </td> </tr> <tr> <td> <div style="color: #666666;">(818) 597-4504</div> </td> </tr> <tr> <td> <div style="color: #666666;">For sale by agent/broker</div> </td> </tr> </table> </td> </tr> </table> <br /></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td> <table border="0"> <tr> <td align="left" style="background-color: #fffefd;"><span style="padding-left: 5px; padding-right: 5px;"><img src="http://www.postlets.com/css/styles/aspen/btn_powered.gif" border="0" height="25" alt="powered by postlets" width="140" /></span></td> <td align="right" style="background-color: #fffefd;"><a href="http://www.craigslist.org/about/FHA.html" style="color: #4b6b7f; text-decoration: none;">Equal Opportunity Housing</a></td> <td align="right" style="background-color: #fffefd;" width="35"><span style="padding-left: 5px; padding-right: 5px;"><img src="http://www.postlets.com/images/eoh_logo.gif" height="18" alt="" width="24" /></span></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table border="0"> <tr> <td height="20" align="left" valign="middle"> <div style="background-color: #5a471b; color: #fffefd; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><span style="font-size: x-small;">Posted: Oct 5, 2010, 10:15am PDT</span></div> </td> </tr> </table> </td> </tr> </table> </div> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/2670-grandoaks-drive-westlake-village-ca-open">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/10/2670-grandoaks-drive-westlake-village.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-7942417797056895198Mon, 04 Oct 2010 16:39:00 +00002010-10-04T09:39:55.368-07:00Agoura Hills Community eventsAgoura Hills EventsAgoura Hills Real Estatecalifornia real estateidentity theftlydia gableprudential california real estateThousand Oaks Real Estate<div class='posterous_autopost'><p><img src="http://www.move2ca.com/agent_files/full_paper_shredder.jpg" height="225" alt="" style="margin: 5px; float: left;" width="150" /><a href="http://www.ftc.gov/bcp/edu/microsites/idtheft//" target="_blank">Identity theft</a> is on the rise and unfortunately anyone can become a victim. The damage caused can cost thousands of dollars and countless hours over several years to try to repair the damage done to your credit. In an effort to raise awareness and help the community to prevent such a tragedy, Shred-it, the world's leading on-site document destruction company and the Los Angeles Sheriff's Department's Identity Theft Task Force are teaming up to help local residents combat identity theft by hosting a free Community Event for the <a href="http://lydiagable.com/" target="_blank">Agoura Hills area</a>.</p> <p>Anyone can bring their unwanted personal documents for shredding by <a href="http://www.shredit.com/" target="_blank">Shred-it</a>&nbsp;mobile trucks. Shred-it is providing the service free of charge on Saturday, October 9, 2010 from 9:00 am to 3:00 pm at Agoura Hills City Hall, 30001 Ladyface Ct, Agoura Hills, CA 91301.</p> <p>To prevent personal identity theft, Shred-it advises to shred the following sensitive documents and old files:<br />&bull; Receipts&nbsp;&bull; Checks &bull; Pre-approved Credit Applications / Credit Card Statements &bull; Outdated Tax Returns &bull; Envelopes &amp; Return Address Labels &bull; Business Cards.</p> <p>For additional information on the event, please contact the Lost Hills Sheriff&rsquo;s Station at (818) 878-1808</p> <p><br />.</p> <p>&nbsp;</p> <p>/kh</p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/agoura-hills-community-shred-event-to-help-pr">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/10/agoura-hills-community-shred-event-to.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-1689896919307653464Thu, 30 Sep 2010 22:05:00 +00002010-09-30T15:05:31.197-07:00Agoura Hills Real Estatecalifornia real estatehome staginglydia gableprudential california real estateseller tipsstaging mistakesWestlake Village Real Esate<div class='posterous_autopost'><div class="postauthor"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><img src="http://www.norvirginiahomes.com/agent_files/staging%20mistakes.jpg" height="96" alt="" style="margin: 5px; float: left;" width="126" />If you are ready to <a href="home staging,how to stage a home,d&amp;eacute;cor for home staging,mistakes in staging" target="_blank">sell your home</a> you&nbsp;will have alot of competition so it is important&nbsp;to do everything you can to make your home stand out and appeal to buyers.&nbsp;A great way to make your home ready for showing is to 'stage' your home.&nbsp;Staging is a way to set up your home so that it will</span></span><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> appeal to a wide variety of possible buyers. It is vital that your home looks neat, well maintained, spacious and ready to move into.</span></span></span></span></span></span></div> <div class="editor postcontent"> <p><span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">If this is your first time selling your home you may not be <span style="font-family: Arial,sans-serif; color: black; font-size: 10pt;">familiar</span> with this process and it can be easy to make mistakes. Below are some of the top mistakes that&nbsp;sellers make when they are preparing their house for the market and things that you should avoid when staging your home.</span></span></span></span></span></span></p> <ul> <li><span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">You don't go it alone,&nbsp;don't be afraid to get advice&nbsp;from others on what looks neat and organized. Don't be afraid to ask for your <a href="http://www.lydiagable.com/about.aspx" target="_blank">agent</a> for advice.</span></span></span></span></span></span><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> If you are selling on your own, have a trusted third party walk the home with you and point out areas that look cluttered or cramped.</span></span></span></span></span></span></span></span></li> <li><span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Keep in mind that you do not have to&nbsp;make extensive renovations or replace all the furniture to be successful. Keep things simple and your investments small. Updates to paint, replacing light fixtures or changing out pillows or bedcovers can all go a long way to giving your home an updated look without major expense.</span></span></span></span></span></span></span></span></li> <li><span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Leave out personal items and knick-knacks. Be sure to remove family photos, school projects and other personal items that might make it&nbsp;hard for a new family to envision themselves living in the space.&nbsp;</span></span></span></span></span></span></span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">If you need some inspiration, visit a few model homes for sale for ideas on attractive staging and open spaces. Open up heavy curtains with tie backs and make sure that your furniture isn&rsquo;t in the way of creating, bright open spaces. If you need to take some things out, try temporary storage.</span></span></span></span></span></span></li> <li><span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Avoid painting with dark or intense colors. Keep your </span></span></span></span></span></span><a href="http://www.behr.com/Behr/home" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">wall and flooring colors</span></span></span></span></span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> to neutral, adaptable tones. Even if bright or varied color palettes are trendy, they are too much for most prospective buyers..</span></span></span></span></span></span></span></span></li> <li><span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Avoid overstaging with accessories. Over the top accessories, including flowers, scents, and home d&eacute;cor items not only make it look like you are trying too hard, they can detract from the real form and functionality of your house.</span></span></span></span></span></span></span></span></li> </ul> <p><span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Simplicity is the key to correctly staging your home for sale. Clean, uncluttered and neutral surroundings show off the possibilities of your home to your buyers and make your house the number one choice!</span></span></span></span></span></span></span></span></p> <p><span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&nbsp;</span></span></span></span></span></span></span></span></p> <p><span style="font-family: arial, helvetica, sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">/kh</span></span></span></span></span></span></span></span></p> </div> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/staging-your-home-what-to-avoid">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/staging-your-home-what-to-avoid.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-926333390275606622Wed, 29 Sep 2010 12:40:00 +00002010-09-29T05:40:50.681-07:00<div class='posterous_autopost'><div style="color: #666666;"><span style="font-size: x-small;"> </span><table border="0" height="100%" align="center"> <tr> <td align="center" valign="top" colspan="2"> <table border="0" align="center"> <tr> <td>&nbsp;</td> <td height="20" align="right"> <div style="background-color: #5a471b; color: #fffefd; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><span style="font-size: x-small;"><strong>Lydia Gable</strong> | Prudential California Realtors - North Ranch <a href="http://www.postlets.com/email_interest.php?pid=4486784&amp;v=re" style="color: #fffefd;"></a>| (818) 597-4504</span></div> </td> </tr> </table> <table border="0" align="center" style=""> <tr> <td> <table border="0" align="center"> <tr> <td> <table border="0"> <tr> <td style="background-color: #fffefd;" colspan="2"> <table> <tr valign="top"> <td height="30" align="left" valign="top"> <div style="color: #4b6b7f;"><span style="font-size: large;">2670 Grandoaks Drive, Westlake Village, CA</span></div> </td> </tr> <tr> <td align="left" valign="top"> <div style="color: #666666;">Views! Views! Views!</div> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0"> <tr> <td height="35" valign="top" width="350"> <div style="color: #987241;"><span style="font-size: medium;">4BR/3BA Single Family House</span></div> </td> <td valign="top"><span style="padding-right: 5px;">&nbsp;</span></td> <td align="right" valign="top"> <div style="color: #987241;"><span style="font-size: medium;">offered at $1,075,000</span></div> </td> </tr> <tr> <td valign="top"> <table border="0" style="background-color: #fffefd;"> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;" width="125">Year Built</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">1990</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Sq Footage</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">3,301</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Bedrooms</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">4</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Bathrooms</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">3 full, 0 partial</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Floors</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">2</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Parking</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">3 Car garage</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Lot Size</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">14,374 sqft</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">HOA/Maint</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">$10 per month</td> </tr> </table> <br /> <div style="color: #666666;"><span style="font-weight: bold;">DESCRIPTION</span></div> <hr size="1" style="" /> <table border="0"> <tr> <td style="font-size: 13px; font-weight: normal; color: #666666;">Views! Views! Views! Highly desired view home in Three Springs. Light and bright open floor plan with 4 bedrooms/3 baths plus a large bonus room. Remodeled kitchen with stainless steel appliances, granite counters and travertine flooring throughout the downstairs. Adjoining family room with stone fireplace and views. Spacious master suite with sitting area, fireplace and fabulous mountain views. Large bonus room and two secondary bedrooms complete the upstaris. Backyard features an in-ground spa and pool, grassy area and views perfect for entertaining. Professional landscaping and lighting and 3 car garage with built-in cabinets complete this immaculate home.</td> </tr> </table> </td> <td valign="top" width="5"><span style="padding-right: 5px;">&nbsp;</span></td> <td valign="top"> <table border="0" style="background-color: #5a471b;"> <tr> <td><img src="http://www.postlets.com/create/photos/20100929/072747_IMG_0031.jpg" border="1" height="262" alt="" width="350" /><br /></td> </tr> </table> <table border="0"> <tr> <td align="center"> <table border="0" width="350"> <tr> <td height="25" align="center" style="font-size: 12px; font-weight: normal; color: #666666;">see additional photos below</td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0" align="center"> <tr align="center" valign="middle"> <td valign="top"> <table border="0"> <tr> <td align="left"> <div style="color: #666666;"><span style="font-weight: bold;">PROPERTY FEATURES</span></div> <hr size="1" style="" /> <table border="0"> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Central A/C</td> <td>- Central heat</td> <td>- Fireplace</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Walk-in closet</td> <td>- Living room</td> <td>- Bonus/Rec room</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Stove/Oven</td> <td>- Microwave</td> <td>- Granite countertop</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Stainless steel appliances</td> <td>- Laundry area - inside</td> <td>- Balcony, Deck, or Patio</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Yard</td> <td>- Swimming pool</td> <td>&nbsp;</td> </tr> </table> </td> </tr> </table> <br /> <table border="0"> <tr> <td align="left"> <div style="color: #666666;"><span style="font-weight: bold;">OTHER SPECIAL FEATURES</span></div> <hr size="1" style="" /> <table border="0"> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Highly Desired Views in Three Springs</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Light and Bright Floor Plan</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Remodeled Kitchen with Granite Countertops</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Stone Fireplace in Family Room</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- In-Ground Swimming Pool and Spa</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Master Suite with Fireplace and Sitting Area</td> </tr> </table> <p>&nbsp;</p> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0" align="center"> <tr align="center" valign="middle"> <td valign="top"> <table border="0"> <tr> <td align="left" valign="top"> <div style="color: #666666;"><span style="font-weight: bold;">ADDITIONAL PHOTOS </span></div> <hr size="1" style="" /> <table border="0" align="center"> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072747_IMG_0031.jpg" border="0" alt="" width="344" /><br />Front of Home</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072747_IMG_0021.jpg" border="0" alt="" width="344" /><br />Swimming Pool</div> </td> </tr> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072748_IMG_0006.jpg" border="0" alt="" width="344" /><br />View</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072748_IMG_0043.jpg" border="0" alt="" width="344" /><br />Entry</div> </td> </tr> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072749_IMG_9940.jpg" border="0" alt="" width="344" /><br />Living Room</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100929/072749_IMG_9963.jpg" border="0" alt="" width="344" /><br />Kitchen</div> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td align="left" valign="top" style="background-color: #fffefd;"> <table border="0" style="background-color: #fffefd;" width="350"> <tr> <td> <table border="0"> <tr> <td> <div style="color: #666666;"><span style="font-weight: bold;">Contact info:</span></div> </td> </tr> <tr> <td> <table border="0"> <tr valign="top"> <td valign="top" width="100"><img src="http://www.postlets.com/galleries/photos/20100409140235_LydiaGable.jpg" border="0" alt="" width="95" /></td> <td> <table border="0"> <tr> <td> <div style="color: #666666;">Lydia Gable</div> </td> </tr> <tr> <td> <div style="color: #666666;">Prudential California Realtors - North Ranch</div> </td> </tr> <tr> <td> <div style="color: #666666;">(818) 597-4504</div> </td> </tr> <tr> <td> <div style="color: #666666;">For sale by agent/broker</div> </td> </tr> </table> </td> </tr> </table> <br /></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td> <table border="0"> <tr> <td align="left" style="background-color: #fffefd;"><span style="padding-left: 5px; padding-right: 5px;"><img src="http://www.postlets.com/css/styles/aspen/btn_powered.gif" border="0" height="25" alt="powered by postlets" width="140" /></span></td> <td align="right" style="background-color: #fffefd;"><a href="http://www.craigslist.org/about/FHA.html" style="color: #4b6b7f; text-decoration: none;">Equal Opportunity Housing</a></td> <td align="right" style="background-color: #fffefd;" width="35"><span style="padding-left: 5px; padding-right: 5px;"><img src="http://www.postlets.com/images/eoh_logo.gif" height="18" alt="" width="24" /></span></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table border="0"> <tr> <td height="20" align="left" valign="middle"> <div style="background-color: #5a471b; color: #fffefd; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><span style="font-size: x-small;">Posted: Sep 29, 2010, 4:03am PDT</span></div> </td> </tr> </table> </td> </tr> </table> </div> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/just-listed-views-views-views">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/just-listed-views-views-views.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-560695260176399899Mon, 27 Sep 2010 16:59:00 +00002010-09-27T09:59:12.805-07:00<div class='posterous_autopost'><p><img src="http://www.move2ca.com/agent_files/notes%20on%20fashion.jpg" height="148" alt="" style="margin: 5px; float: left;" width="300" />If you enjoy fashion and great music you will want to make plans to spend a memorable afternoon at the 'Notes on Fashion' event benefiting the <a href="http://www.newwestsymphony.org/" target="_blank">New West Symphony</a>. This event will take place on&nbsp;Thursday, September 30th form 11:30-3pm at the&nbsp;Lake Sherwood Country Club.</p> <p>Enjoy a<span style="line-height: 0; display: none;"></span> sit-down lunch,<span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"></span>w<span style="line-height: 0; display: none;"></span>h<span style="line-height: 0; display: none;"></span>i<span style="line-height: 0; display: none;"></span>l<span style="line-height: 0; display: none;"></span>e<span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"></span>v<span style="line-height: 0; display: none;"></span>i<span style="line-height: 0; display: none;"></span>e<span style="line-height: 0; display: none;"></span>w<span style="line-height: 0; display: none;"></span>i<span style="line-height: 0; display: none;"></span>n<span style="line-height: 0; display: none;"></span>g<span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"></span>t<span style="line-height: 0; display: none;"></span>h<span style="line-height: 0; display: none;"></span>e<span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"></span>l<span style="line-height: 0; display: none;"></span>a<span style="line-height: 0; display: none;"></span>t<span style="line-height: 0; display: none;"></span>e<span style="line-height: 0; display: none;"></span>s<span style="line-height: 0; display: none;"></span>t<span style="line-height: 0; display: none;"></span>e<span style="line-height: 0; display: none;"></span>t<br />Neiman Marcus, Topanga will present the latest trends in fashions for the upcoming season.<br />You'll see each outfit up close as models walk by answering any questions you might have.<br />What a wonderful way to plan for the upcoming holidays and 2011.</p> <p>For your listening pleasure, we are very excited to introduce<br />Benjamin Krasner, pianist, a 10-year old prodigy.<br />In 2010 Benjamin was the winner of the Southern California Junior Bach Festival<br />and in 2008 he was the youngest Laureate<br />in the International Young Musician Competition, Lincoln Center, NY.<br />One day you will say "We knew him when..."</p> <p>In addition to these wonderful experiences, we are also offering opportunity drawings for:</p> <p><br />&nbsp;Neiman Marcus, Topanga - Shopping Spree valued at $1000 Hawaii accommodations at the luxurious Hyatt Maui Resort, Kaanapali.<br />Five night stay. (Air fare not included) Boccaccio's Restaurant of Westlake Village serves a meal to you<br />and three guests on a private boat while cruising the lake Season Tickets to New West Symphony<br />and more...</p> <p>&nbsp;</p> <p>/kh</p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/notes-on-fashion">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/notes-on-fashion.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-9180350766516012229Thu, 23 Sep 2010 16:34:00 +00002010-09-23T09:34:01.564-07:00Affordable Loan Modificationbuyer assistancecalifornia real estatehelp for buyersHome Affordable Loan ModificationHOPE Nowlydia gablemortgage counselingmortgage hotlineprudential california real estateWestlake Village Homes<div class='posterous_autopost'><p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><img src="http://www.thesmartmoveteam.com/agent_files/Hope_Now_Logo-COLOR.jpg" height="90" alt="" style="margin: 5px; float: left;" width="150" />When the subprime mortgage crisis started in 2006, then&nbsp;President George Bush initiated the creation of an alliance between lenders, investors, foreclosure counselors and the U.S. government (including FHA, Fannie Mae and Freddie Mac) designed to help homeowners threatened by foreclosure. The formation of the </span></span><a href="http://hopenow.com/" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">HOPE NOW Alliance</span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> was one of the first steps the government took towards &lsquo;foreclosure avoidance.&rsquo;</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Since it's creation,&nbsp;more than a million <a href="http://www.lydiagable.com/" target="_blank">homeowners</a> have been helped by HOPE NOW, to</span></span><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&nbsp;find the resources, counseling or programs they needed to stay in their homes. If you a homeowner in need of assitance and support, visit the <a href="http://www.hopenow.com/" target="_blank">HOPE NOW website</a> where you will see a&nbsp;</span></span><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">simple online eligibility assessment, based on the six questions below:</span></span></p> <ol> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Is your home your primary residence?</span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Is the amount you owe on your first mortgage equal to or less than $729,750?</span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Are you having trouble paying your mortgage?</span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Did you get your current mortgage before January 1, 2009?</span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">What is your monthly mortgage payment?</span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">What is your monthly gross income</span></span></li> </ol> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Your answers are quickly analyzed and then you will be directed to a &lsquo;Next Steps&rsquo; section for Home Affordable Loan Modification program or to other options for additional services. While the site can help you quickly determine your eligibility, your mortgage company is the only organization that tell you if you actually qualify.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Other resources for home owners through HOPE NOW include a toll free hotline (<strong>888-995-HOPE</strong>) to a free, 24X7 counseling service provided by </span></span><a href="http://www.995hope.org/" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Homeownership Preservation Foundation</span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">; a home owner &lsquo;Options&rsquo; page that explains various programs like repayment plans, loan modification, partial claims and others by state; unemployment resources; other counseling and government resources and more. The site offers an extensive list of links and references to outside services.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">HOPE NOW also sponsors events in different cities and offers a list of events and public outreach programs coming to your area. The site is helpful in not only providing a calendar of these events but in also explaining the documentation you should bring with you if you attend.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">If you are in danger of foreclosure or are having trouble with your mortgage payments </span></span><a href="http://hopenow.com/index.php" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">HOPE NOW</span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> can help you to learn more about the many programs and counseling services ready in place for distressed home owners.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&nbsp;/kh</span></span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/hope-now-help-for-homeowners">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/hope-now-help-for-homeowners.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-2882679562552174277Mon, 20 Sep 2010 15:42:00 +00002010-09-20T08:42:57.208-07:00california real estatekids health and fitness daylocal eventslydia gableprudential california real estatethousand oaks local events<div class='posterous_autopost'><p class="TopNav_Button first leaf">&nbsp;</p> <p class="TopNav_Button first leaf">&nbsp;</p> <p class="TopNav_Button first leaf"><img src="http://www.move2ca.com/agent_files/healthykids.jpg" height="120" alt="" style="margin: 5px; float: left;" width="150" />Make plans to attend the Kids Health and Fitness Day this Saturday, September 25th&nbsp;from 10 a.m. to 1 p.m. at <a href="http://www.crpd.org/" target="_blank">Thousand Oaks Community Center</a>, 2525 Moorpark Road, Thousand Oaks.</p> <div class="last span-18"> <div class="content clear"> <p>This free hands-on event will teach children about the importance of fitness and nutrition. Among the attractions are Taste of the Farmers Market, Nutrition Alley, Kitchen Stadium, a garden area and an agility course. For preschool children there will be a grocery store and an obstacle course.</p> <p>Entertainment will be provided by Harlem Hoopsters, showcasing basketball skills and hip-hop routines along with audience participation. Shows are at 10:30 a.m. and 12:30 p.m., along with a workshop teaching basketball tricks at 11:30 a.m. Also performing will be Soccer Collies.</p> <p>Refreshments will be available for a small cost.</p> <p>The health and fitness event is presented by Conejo Recreation and Park District and the Conejo Valley Chapter of the <a href="http://www.nationalcharityleague.org/" target="_blank">National Charity League</a>.</p> <p>&nbsp;</p> <p>/kh</p> </div> </div> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/keeping-kids-healthy-in-thousand-oaks">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/keeping-kids-healthy-in-thousand-oaks.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-7767770566037529734Fri, 17 Sep 2010 23:37:00 +00002010-09-17T16:37:42.942-07:00<div class='posterous_autopost'> <p class="MsoPlainText"><span style="font-size: 10.0pt;">There is a lot of talk about Shadow Inventory from the Banks.&nbsp; What do you think about the attached article? </span></p> <p class="MsoPlainText"><span style="font-size: 10.0pt;"></span></p> <p><span style="font-size: 9.0pt; font-family: Arial; color: black;"></span></p> <p><span style="font-size: 9.0pt; font-family: Arial; color: black;"></span><span class="articletitle1"><b><span style="font-size: 12.5pt;">Where Is the Shadow Inventory?</span></b></span><span style="color: black;"> <br /> </span><span style="font-size: 10.0pt; font-family: Arial; color: black;">For the last year, the real estate industry has been talking about shadow inventory and the coming flood of distressed properties. Where are they?</span><span style="color: black;"><p /> </span><span style="font-size: 10.0pt; font-family: Arial; color: black;">Here&#8217;s what&#8217;s happening, according to a recent paper by Alan Mallach, a senior fellow the Brookings Institution:</span><span style="color: black;"><p /> </span><span style="font-size: 10.0pt; font-family: Arial; color: black;">&middot; Some delinquencies have been resolved through loan modifications or people working out the problems on their own.</span><span style="color: black;"><br /> </span><span style="font-size: 10.0pt; font-family: Arial; color: black;">&middot; Banks are getting better at managing short sales.</span><span style="color: black;"><br /> </span><span style="font-size: 10.0pt; font-family: Arial; color: black;">&middot; Investors are aggressively buying up properties, sometimes in bulk, directly from the banks or at courthouse auctions so they don&#8217;t hit the market.</span><span style="color: black;"><p /> </span><span style="font-size: 10.0pt; font-family: Arial; color: black;">The likeliest outcome, Mallach predicts, is a steady flow of foreclosures over a long timeframe that will prevent another crash in home prices, but will probably lead to low or no appreciation in home prices.</span><span style="color: black;"><p /> </span><i><span style="font-size: 10.0pt; font-family: Arial; color: black; font-style: italic;">Source: The Wall Street Journal, Nick Timiaros (09/16/2010)</span></i><span style="color: black;"></span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/where-is-the-shadow-inventory">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/where-is-shadow-inventory.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-5171302361783032655Thu, 16 Sep 2010 18:11:00 +00002010-09-16T11:11:44.580-07:00Agoura Hills Real Estatecalifornia real estateFinancinglydia gablemortgagesprudential california real estatestrategic defaultThousand Oaks Real Estate<div class='posterous_autopost'><p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><img src="http://www.norvirginiahomes.com/agent_files/fannie.jpg" height="86" alt="" style="margin: 5px; float: left;" width="127" />There is little argument that the real estate market has taken a serious blow in the last few years and as a result foreclosures are at an all time high. Unfortunately, there are more than 5 million homeowners who are underwater or in default and now lending giant&nbsp;</span></span><a href="http://www.fanniemae.com/kb/index?page=home" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Fannie Mae</span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> has announced they are getting tough on homeowners who are planning a strategic default.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">At the end of June, Fannie announced that it would no longer look the other way from borrowers who walk on their mortgage. The penalty? A seven year ban from the GSE (</span></span><a href="http://www.huduser.org/portal/datasets/gse.html" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Government Sponsored Enterprise</span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">) program. Additionally, Fannie plans to take legal action against borrowers who strategically default on their loans.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">This annoucment&nbsp;is a bold one by Fannie Mae, but the reality is that with unemployment still at 9.5% or higher in some regions and a sluggish economy is having many home owners feel that they have no choice but to walk away from mortgages that they have no hope of catching up on.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&nbsp;&ldquo;We&rsquo;re taking these steps to highlight the importance of working with your servicer,&rdquo; said Terence Edwards, Fannie&rsquo;s executive vice &nbsp;president for credit portfolio management. &ldquo;Walking away from a mortgage is bad for borrowers and bad for communities and our approach is meant to deter the disturbing trend toward strategic defaulting. On the flip side, borrowers facing hardship who make a good faith effort to resolve their situation with their servicer will preserve the option to be considered for a future Fannie Mae loan in a shorter period of time.&rdquo;</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Here&rsquo;s how Fannie breaks it out:</span></span></p> <ul> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><strong>Deed-in-Lieu of Foreclosure</strong>&gt; -- reduced from four years to two years with 20% down; four years with 10%. </span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><strong>Pre Foreclosure&nbsp;Sale</strong> -- two years with 20% down; four years with 10%. </span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><strong>Short Sale</strong>-- will be the same as pre-foreclosure sale</span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><strong>Strategic Default (Walk Away)</strong> -- seven years. </span></span></li> </ul> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Many experts are fearful that this move will contribute to the already dismally depressed home market&nbsp;by cutting out the government backed borrowers. </span></span><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Fannie Mae and Freddie Mac, fund more than 90% of new mortgages and so far, Freddie has not followed suit.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&nbsp;</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">/kh</span></span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/fannie-mae-cracking-down-on-strategic-default">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/fannie-mae-cracking-down-on-strategic.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-1389466242409547721Mon, 13 Sep 2010 15:56:00 +00002010-09-13T08:56:49.476-07:00<div class='posterous_autopost'> <p><span class="uistorymessage"><b><span style="font-size: 12.0pt; font-family: Tahoma; font-weight: bold;">&quot;SOME SUCCEED BECAUSE THE ARE DESTINED TO....</span></b></span><b><span style="font-family: Tahoma; font-weight: bold;"><br /> <span class="uistorymessage">BUT MOST SUCCEED BECAUSE THEY ARE DETERMINED TO!!&quot;</span><p /> </span></b></p> <p><span class="uistorymessage"><b><span style="font-size: 12.0pt; font-family: Tahoma; font-weight: bold;">Wishing you a successful day!!!</span></b></span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/we-certainly-learned-this-last-week-thanks-to">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/we-certainly-learned-this-last-week.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-893324095976413990Mon, 13 Sep 2010 15:24:00 +00002010-09-13T08:24:05.494-07:00Agoura Hills EventsAgoura Hills MileAgoura Hills Real Estatelocal eventslydia gableprudential california real estateRAD 5k<div class='posterous_autopost'> <div> <p><img src="http://www.move2ca.com/agent_files/runners.jpg" height="143" alt="" width="200" style="margin: 5px; float: left;" />The <a target="_blank">Agoura Hills Mile</a> will be held on Saturday, October 2nd and&nbsp;will be the opener of the 6th annual Reyes Adobe Days parade. The race is USATF sanctioned and certified, and will be electronically timed.&nbsp;&nbsp;</p> <p>All&nbsp;participants will receive a T-shirt and a ticket to the pancake breakfast at <span style="color: #000000;"><a href="http://events.nbclosangeles.com/agoura-hills-ca/venues/show/1159274-reyes-adobe-park-historical-site" target="_blank">Reyes Adobe Park &amp; Historical Site</a>, 30400 Rainbow Crest Drive in <a href="http://www.lydiagable.com/" target="_blank">Agoura Hills</a></span>.</p> <p><strong><span style="text-decoration: underline;">SCHEDULE OF EVENTS</span></strong></p> </div> <p><span style="text-decoration: underline;">Friday, October 1, 2010<br /></span><br />Packet Pick Up/Last Minute Registration at Road Runner Sports in Newbury Park - 12 p.m. - 7 p.m.&nbsp;</p> <p><span style="text-decoration: underline;">Saturday, October 2, 2010</span></p> <p>6:30 a.m. - Race Day Pick Up and Registration Opens</p> <p>7:30 a.m. - RAD 5K starts</p> <p>8:40 a.m. - Agoura Hills Mile&nbsp;begins</p> <p>&nbsp;</p> <p>Register now to take advantage of low entry fees! For more information and to register visit the race website at: <a href="http://RADrun.com/register/" target="_blank">http://RADrun.com/register/</a></p> <a href="http://radrun.com/register/"></a> <p>&nbsp;/kh</p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/calling-all-runners-register-now-for-the-agou">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/calling-all-runners-register-now-for.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-7557690314308039288Fri, 10 Sep 2010 18:47:00 +00002010-09-10T11:47:46.606-07:00<div class='posterous_autopost'><p class="text"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><img src="http://www.norvirginiahomes.com/agent_files/debttoincome.jpg" height="110" alt="" style="margin: 5px; float: left;" width="110" />Before you apply for a </span></span><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">mortgage, it is&nbsp;<span style="line-height: 0; 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display: none;"></span> <span style="line-height: 0; display: none;"></span>l<span style="line-height: 0; display: none;"></span>o<span style="line-height: 0; display: none;"></span>a<span style="line-height: 0; display: none;"></span>n</a><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"></span></span><span style="line-height: 0; display: none;"></span>.<span style="line-height: 0; display: none;"></span> Many new home buyers have no idea of how this is ratio is figured and how it can affect their chances for being approved.</span>&nbsp;&nbsp;If you are not familiar with this, below you can find more information as well as&nbsp;why is it important to you and how it effects your financing.</span></span></span></span></p> <p class="text"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Debt-to-income ratio is simply a comparison of the money you earn to the money you owe. It includes credit card debt, existing mortgages, auto loans, and any other personal debt.</span></span></span></span></p> <p class="text"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Your </span></span></span></span><a href="http://www.lendingtree.com/" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">mortgage lender</span></span></span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> will look at your Debt-To-Income (DTI) to evaluate your ability to afford your new mortgage. You should have a good idea of what your DTI ratio is <em>before</em> you approach a lender or consider buying a new home.</span></span></span></span></p> <p class="text"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">You ultimately want&nbsp;to achieve a low DTI ratio. A high number means that you have less disposable income and less ability to maintain the home once you purchase it. With foreclosures at an all time high, lenders are not willing to assume any additional risk in lending.</span></span></span></span></p> <p class="text"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Most lenders seek DTI ratios in the 20-36% range or lower, with no more than 28% of debt dedicated to the mortgage itself. While some lenders will consider higher ratios, DTIs in the upper 30% range are considered high risk.</span></span></span></span></p> <p class="text"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">There are </span></span></span></span><a href="http://www.credit.com/calculators/dti/" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">several different calculators</span></span></span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> available online to help you determine your ratio, and you can always check with your financial institution for guidance on determining your DTI ratio.</span></span></span></span></p> <p class="text"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Here&rsquo;s a simple formula:</span></span></span></span></p> <ol> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Add all your monthly payments (mortgage or rent, car, credit cards, any other debt payments)</span></span></span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Add your <em>gross</em> income (before taxes), bonuses, alimony, or any other outside income and divide by 12</span></span></span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Then divide the total number in (1) by the final number in (2)</span></span></span></span></li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">The result is your DTI ratio</span></span></span></span></li> </ol> <p class="text"><br /><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="line-height: 0; display: none;"></span>Whether you are ready to buy, considering a home purchase,<span style="line-height: 0; display: none;"></span> or are just interested in your financial health, it&rsquo;s a good idea to know your DTI and understand the steps to lower your ratio and become as close to debt-free as you can.</span></span></p> <p class="text"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">/kh</span></span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/do-you-know-your-debt-to-income-ratio">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/do-you-know-your-debt-to-income-ratio.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-4714722872104695163Fri, 10 Sep 2010 14:14:00 +00002010-09-10T07:14:00.610-07:00<div class='posterous_autopost'><div style="color: #666666;"><span style="font-size: x-small;"> </span><table border="0" height="100%" align="center"> <tr> <td align="center" valign="top" colspan="2"> <table border="0" align="center"> <tr> <td>&nbsp;</td> <td height="20" align="right"> <div style="background-color: #5a471b; color: #fffefd; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><span style="font-size: x-small;"><strong>Lydia Gable</strong> | Prudential California Realtors - North Ranch <a href="http://www.postlets.com/email_interest.php?pid=4173123&amp;v=re" style="color: #fffefd;"></a>| (818) 597-4504</span></div> </td> </tr> </table> <table border="0" align="center" style=""> <tr> <td> <table border="0" align="center"> <tr> <td> <table border="0"> <tr> <td style="background-color: #fffefd;" colspan="2"> <table> <tr valign="top"> <td height="30" align="left" valign="top"> <div style="color: #4b6b7f;"><span style="font-size: large;">2030 Kirsten Lee Drive, Westlake Village, CA</span></div> </td> </tr> <tr> <td align="left" valign="top"> <div style="color: #666666;">Private One Story in Fabulous Three Springs</div> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0"> <tr> <td height="35" valign="top" width="350"> <div style="color: #987241;"><span style="font-size: medium;">5BR/4+1BA Single Family House</span></div> </td> <td valign="top"><span style="padding-right: 5px;">&nbsp;</span></td> <td align="right" valign="top"> <div style="color: #987241;"><span style="font-size: medium;">offered at $1,199,000</span></div> </td> </tr> <tr> <td valign="top"> <table border="0" style="background-color: #fffefd;"> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;" width="125">Year Built</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">1989</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Sq Footage</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">3,816</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Bedrooms</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">5</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Bathrooms</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">4 full, 1 partial</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Floors</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">1</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Parking</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">4 Car garage</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">Lot Size</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">24,049 sqft</td> </tr> <tr> <td style="background-color: #fffefd; font-size: 12px; font-weight: bold; color: #666666;">HOA/Maint</td> <td style="background-color: #fffefd; font-size: 12px; font-weight: normal; color: #666666;">$11 per month</td> </tr> </table> <br /> <div style="color: #666666;"><span style="font-weight: bold;">DESCRIPTION</span></div> <hr size="1" style="" /> <table border="0"> <tr> <td style="font-size: 13px; font-weight: normal; color: #666666;">Open House Sunday September 12th, 1:30-4:30 <p />Fabulous, private one story home with a swimming pool that backs to open space in sought-after Three Springs. <p />This bright and open 5 bedroom and 4 1/2 bath has a flexible floor plan featuring a large eat-in kitchen with a butler and walk-in pantry, adjoining family room with double-sided fireplace, and a formal living room and formal dining room. <p />The large master suite offers a built-in office and spacious master bath in addition to 4 secondary bedrooms. <p />Enjoy your private entertainers backyard with pool and slide, spa, built-in BBQ and a large grassy area with views to the mountains and open space. <p />Complete this home with a 4 car attached garage and the award winning Las Virgenes School District.<br /></td> </tr> </table> </td> <td valign="top" width="5"><span style="padding-right: 5px;">&nbsp;</span></td> <td valign="top"> <table border="0" style="background-color: #5a471b;"> <tr> <td><img src="http://www.postlets.com/create/photos/20100726/103020_IMG_4262.jpg" border="1" height="262" alt="" width="350" /><br /></td> </tr> </table> <table border="0"> <tr> <td align="center"> <table border="0" width="350"> <tr> <td height="25" align="center" style="font-size: 12px; font-weight: normal; color: #666666;">see additional photos below</td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0" align="center"> <tr align="center" valign="middle"> <td valign="top"> <table border="0"> <tr> <td align="left"> <div style="color: #666666;"><span style="font-weight: bold;">PROPERTY FEATURES</span></div> <hr size="1" style="" /> <table border="0"> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Central A/C</td> <td>- Central heat</td> <td>- Fireplace</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- High/Vaulted ceiling</td> <td>- Family room</td> <td>- Living room</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Bonus/Rec room</td> <td>- Dining room</td> <td>- Breakfast nook</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Dishwasher</td> <td>- Refrigerator</td> <td>- Stove/Oven</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Microwave</td> <td>- Washer</td> <td>- Dryer</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Laundry area - inside</td> <td>- Yard</td> <td>- Swimming pool</td> </tr> </table> </td> </tr> </table> <br /> <table border="0"> <tr> <td align="left"> <div style="color: #666666;"><span style="font-weight: bold;">OTHER SPECIAL FEATURES</span></div> <hr size="1" style="" /> <table border="0"> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Beautiful Landscaped Yard</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Architectural Details Throughout</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Family Room with Double-Sided Fireplace</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Large Master Suite with Built-in Office</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Abundance of Natural Light Showcased Through-Out the Entire Home</td> </tr> <tr style="font-size: 13px; font-weight: normal; color: #666666;"> <td>- Private Entertainers Backyard with Pool and Slide, Spa, Built-in BBQ and a Large Grassy Area</td> </tr> </table> <p>&nbsp;</p> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td valign="top" style="background-color: #fffefd;" colspan="2"> <table border="0" style="background-color: #fffefd;"> <tr> <td align="left"> <table border="0" align="center"> <tr align="center" valign="middle"> <td valign="top"> <table border="0"> <tr> <td align="left" valign="top"> <div style="color: #666666;"><span style="font-weight: bold;">ADDITIONAL PHOTOS </span></div> <hr size="1" style="" /> <table border="0" align="center"> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100726/103020_IMG_4262.jpg" border="0" alt="" width="344" /><br />Front of Home</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100726/103021_IMG_4195.jpg" border="0" alt="" width="344" /><br />Family Room</div> </td> </tr> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100726/103021_IMG_4196.jpg" border="0" alt="" width="344" /><br />Formal Dining</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100726/103022_IMG_4206.jpg" border="0" alt="" width="344" /><br />Kitchen</div> </td> </tr> <tr align="center" valign="top"> <td height="262" style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100726/103022_IMG_4236.jpg" border="0" alt="" width="344" /><br />Swimming Pool</div> </td> <td style="font-size: 12px; font-weight: normal; color: #666666;"> <div style="padding: 2px;"><img src="http://www.postlets.com/create/photos/20100726/103023_IMG_4256.jpg" border="0" alt="" width="344" /><br />Patio and View</div> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td align="left" valign="top" style="background-color: #fffefd;"> <table border="0" style="background-color: #fffefd;" width="350"> <tr> <td> <table border="0"> <tr> <td> <div style="color: #666666;"><span style="font-weight: bold;">Contact info:</span></div> </td> </tr> <tr> <td> <table border="0"> <tr valign="top"> <td valign="top" width="100"><img src="http://www.postlets.com/galleries/photos/20100409140235_LydiaGable.jpg" border="0" alt="" width="95" /></td> <td> <table border="0"> <tr> <td> <div style="color: #666666;">Lydia Gable</div> </td> </tr> <tr> <td> <div style="color: #666666;">Prudential California Realtors - North Ranch</div> </td> </tr> <tr> <td> <div style="color: #666666;">(818) 597-4504</div> </td> </tr> <tr> <td> <div style="color: #666666;">For sale by agent/broker</div> </td> </tr> </table> </td> </tr> </table> <br /></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> </td> </tr> <tr> <td> <table border="0"> <tr> <td align="left" style="background-color: #fffefd;"><span style="padding-left: 5px; padding-right: 5px;"><img src="http://www.postlets.com/css/styles/aspen/btn_powered.gif" border="0" height="25" alt="powered by postlets" width="140" /></span></td> <td align="right" style="background-color: #fffefd;"><a href="http://www.craigslist.org/about/FHA.html" style="color: #4b6b7f; text-decoration: none;">Equal Opportunity Housing</a></td> <td align="right" style="background-color: #fffefd;" width="35"><span style="padding-left: 5px; padding-right: 5px;"><img src="http://www.postlets.com/images/eoh_logo.gif" height="18" alt="" width="24" /></span></td> </tr> </table> </td> </tr> </table> </td> </tr> </table> <table border="0"> <tr> <td height="20" align="left" valign="middle"> <div style="background-color: #5a471b; color: #fffefd; padding-left: 5px; padding-right: 5px; padding-top: 2px; padding-bottom: 2px;"><span style="font-size: x-small;">Posted: Sep 10, 2010, 5:58am PDT</span></div> </td> </tr> </table> </td> </tr> </table> </div> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/open-house-sunday-september-12th-130-430-2030">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/open-house-sunday-september-12th-130.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-900112676531388046Tue, 07 Sep 2010 17:16:00 +00002010-09-07T10:16:12.485-07:00community eventsWestlake VillageWestlake Village local events<div class='posterous_autopost'><p><br />Mark your calendar for the annual&nbsp;Westlake Village City Celebration on October 23rd! This day-long festival, is held each fall at the Westlake Village<br />Civic Center where several community organizations come together with the City to offer a variety of<br />activities at the event.</p> <p>Past City Celebrations have typically kicked off on a Sunday morning with a 5/10K<br />run and pancake breakfast followed by the White Oak Fun Festival and other activities throughout the<br />morning and afternoon. However, this year the City Celebration will occur on a Saturday (October 23)<br />beginning in the early afternoon and conclude with an evening event. These changes will provide more<br />families the opportunity to enjoy the festivities and allow for an early evening finale concert.</p> <p>City Celebration 2010 kicks off at 2:00 pm with a free Magic Show on an outdoor stage followed by a host<br />of entertainment provided by local performers. The popular White Oak Elementary School Fun Fair returns<br />with exciting games and new attractions. The Triunfo YMCA is bringing back their Haunted House and will<br />be firing up their large grill to offer a BBQ dinner.</p> <p><br />Are you interested in doing a 5K run but don&rsquo;t want to get up in the early morning hours? The City<br />Celebration &ldquo;Twilight Run&rdquo; will offer a fast and flat alternative to morning runs with a chance to get a little<br />exercise at sunset. The Twilight Run begins at 5:30 pm and offers both a 5K and 1 mile course.<br />The City Celebration concludes this year with a finale concert. Much like the popular TGIF series, the<br />Westlake Village Civic Center will transform into an intimate outdoor concert suitable for all ages. The<br />Concert begins at 7:00 pm.</p> <p><br />With exciting performances, good food, an evening run, and the popular White Oak Elementary Fun Fair,<br />the Westlake Village City Celebration truly offers something for residents of all ages and interests.<br />Additional information will be available in the coming weeks on the City website, <a href="http://www.wlv.org">www.wlv.org</a>. Check your<br />mailboxes for more detailed information in September. For further details, please contact Brianne Anderson<br />at City Hall, 818-706-1613.t</p> <p>&nbsp;</p> <p><strong><span style="text-decoration: underline;">Schedule of Events</span></strong><br />2:00 PM &bull; Magic Show<br />3:00 PM - 7:00 PM &bull; Local Community Performance Showcase<br />2:00 PM - 9:00 PM &bull; White Oak Elementary Fun Fair<br />2:00 PM - 9:00 PM &bull; Triunfo YMCA Haunted House<br />4:30 PM - 8:00 PM &bull; Triunfo YMCA BBQ Dinner<br />5:30 PM &bull; 5K and 1 Mile Twilight Run<br />7:00 PM &bull; Finale Concert</p> <p>&nbsp;</p> <p>/kh</p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/save-the-date-for-city-celebration-2010">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/save-date-for-city-celebration-2010.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-6990434537655300609Sat, 04 Sep 2010 02:07:00 +00002010-09-03T19:07:31.127-07:00economic growthGDPlydia gablemarket newsmortgage ratesprudential california real estatereal estate newsThousand Oaks Real EstateWestlake Village Homes<div class='posterous_autopost'><p><img src="http://www.norvirginiahomes.com/agent_files/interest_dice.jpg" height="174" alt="" style="margin: 5px; float: left;" width="150" />Mortgage rates are a hot topic these days, they seem to keep going down and down. Recently, mortgage giant <a href="http://www.freddiemac.com/" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Freddie Mac</span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> released its latest Primary Mortgage Market Survey&reg; (PMMS&reg;) for both 30 year and 15 year fixed-rate mortgages are at all time lows (since Freddie started tacking back in 1971). </span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Below is an overview of the numbers:</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&bull;&nbsp;30 year fixed-rate 4.49%, down from 5.22% this time last year<br />&bull;&nbsp;15 year fixed rate 3.95%, down from 4.63% this time last year<br />&bull;&nbsp;Five year Treasury ARM (Adjustable Rate Mortgage)3.63%, down from 4.73% this time last year<br />&bull;&nbsp;One year Treasury ARM 3.55%, down from 4.78% this time last year</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">The GDP (Gross Domestic Product) numbers fell last quarter &ndash; the government&rsquo;s report on second-quarter economic growth showed a marked slowdown from the first quarter. A lower GDP confirms investor expectations that the <a href="http://www.federalreserve.gov/" target="_blank">Federal Reserve</a> won&rsquo;t be raising short-term interest rates any time soon.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Frank Nothaft, vice president and chief economist at Freddie Mac, said, "And yet again, interest rates for fixed-rate mortgages and now the hybrid 5-year ARM fell to all-time record lows this week following the second quarter GDP release. Annual revisions cut the cumulative GDP growth in half over the past three years ending in the first quarter of 2010 from 1.4 percent to 0.6 percent. This reduces inflationary pressures and allows longer-term rates room to ease.&rdquo;</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">The big question that most <a href="http://www.lydiagable.com/" target="_blank">potential homebuyers</a> want to know is will rates go lower? Many are hopeful but we may be near the bottom, and we&rsquo;ll have to see some serious economic growth before they stabilize.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&nbsp;</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&nbsp;</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">/kh</span></span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/mortgage-rates-set-to-follow-gdp">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/09/mortgage-rates-set-to-follow-gdp.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-561528711785807793Tue, 31 Aug 2010 02:22:00 +00002010-08-30T19:22:58.368-07:00<div class='posterous_autopost'> <p><img src="http://www.move2ca.com/agent_files/labor-day.png" height="135" alt="" style="float: left;" width="150" />It is hard to believe that summer is almost over and Labor Day is already here. We arelucky to be able to have so many fun and family friendly events around the <a href="http://lydiagable.com/" target="_blank">our area</a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> to enjoy! There is still plenty of summer fun left to enjoy so make your Labor Day plans now and enjoy!&nbsp;</span></span></p> <p><span style="text-decoration: underline;"><strong><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">The Oak Mile </span></span></strong></span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/local-labor-day-fun">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/08/local-labor-day-fun.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-5631526590486523163Sat, 28 Aug 2010 02:58:00 +00002010-08-27T19:58:04.572-07:00Agoura Hills Real Estatecalifornia real estatehomeowner tipshomeowners insuranceliablity insurancelydia gableprudential california real estateWestlake Village Real Esate<div class='posterous_autopost'><table border="0"> <tr> <td>&nbsp;</td> <td valign="top"> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><img src="http://www.leticiahixson.com/agent_files/liability%20insurance.jpg" height="93" alt="" style="margin: 5px; float: left;" width="124" />Homeowners are aware that it is vital and required to obtain</span></span><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> proper insurance for to protect your home and belongings in the event of a diasater such as a fire or theft. In addition to this protection most homeowners</span></span><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&nbsp;have liability insurance but many don't&nbsp;actually understand what this will protect them against as well as what exactly is&nbsp;their responsibility as a homeowner. When you own a home, you can be held responsible for any injury that happens on your property. Unfortuantely, that also includes things that you have no control over.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">The reality is there are many instances when a <a href="http://lydiagable.com/" target="_blank">homeowner</a> can be held liable, such as if someone slips on your doorstep and is injured, if a tree on your property falls and damages your neighbors property or even if your pet bites a visitor to your home.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">What most homeowners will find surprising is that that even people who trespasss on your property and then injury themselves actually have legal recourse. The law states that once the owner is aware that there is a trespasser present on the property or can reasonably anticipate that a trespasser may be present, then the owner actually has a duty to exercise ordinary care in order to avoid injuring the trespasser.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">It is important for homeowners to be aware of where their liability responsibility is and to make sure they have adequate insurance to cover any damages. For many people, the coverage included with their regular homeowners policy is enough. But in some situations, you may want more. Some common reasons to get more coverage include:</span></span></p> <ul> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">You own a swimming pool</span></span> </li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">You own a dog, especially if you own an <a href="http://dogobedienceadvice.com/which_dog_breeds_are_most_aggressive.php" target="_blank"><span style="color: #8177b6;">aggressive breed of dogs</span></a>, this&nbsp;will raise your homeowners premiums.</span></span> </li> <li><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">You frequently host social events. If you have parties often, the likelihood of someone getting hurt goes way up-especially if you&rsquo;re serving alcohol at your parties.</span></span> </li> </ul> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">As in all home owner insurance matters, take care to read your policy carefully. If you have questions about your premises liability coverage, ask your </span></span><a href="http://www.statefarm.com/" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span style="color: #8177b6;">insurance agent</span></span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">. You might need separate riders to provide all the liability coverage necessary for your situation.</span></span></p> </td> </tr> </table> <p>&nbsp;</p> <p>/kh</p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/know-your-liability-as-a-homeowner">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/08/know-your-liability-as-homeowner.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-4154325465058378506Tue, 24 Aug 2010 00:49:00 +00002010-08-23T17:49:24.900-07:00California Real Estatlydia gableprudential california real estaterelay for lifethousand oaks local eventsThousand Oaks Real Estate<div class='posterous_autopost'><p><img src="http://www.norvirginiahomes.com/agent_files/Logo.gif" height="138" alt="" style="margin: 5px; float: left;" width="166" />Most everyone knows someone who has been affected by cancer, or has fought the fight themselves. This weekend in Thousand Oaks, <a href="http://main.acsevents.org/site/TR?fr_id=20582&amp;pg=entry" target="_blank">Relay For Life</a> will&nbsp; bring together&nbsp;<a href="http://www.lydiagable.com/" target="_blank">our community</a> to&nbsp;celebrate the lives of those who have battled cancer; remember loved ones lost to the disease; and fight back against a disease that takes too much.</p> <p>Be a part of this amazing event this weekend, Saturday, August 28th and 29th at 10am.<br />Sat 10am to Sun 10am, Aug 28 - 29, 2010.&nbsp;</p> <p>Event Schedule is as follows: Opening Ceremony: 10am Saturday<br />Survivors Lap: 10:30am Saturday, Luminaria Ceremony: 8pm Sat<br />Fight Back/ Closing Ceremony: 9:30am Sun<br />&nbsp;&nbsp;</p> <p>The event will be held at Conejo Creek Park , Thousand Oaks. Directions can be located here: <a href="http://maps.google.com/maps?f=q&amp;source=s_q&amp;hl=en&amp;geocode=&amp;q=Conejo+Creek+Park,+Thousand+Oaks,+CA+91362&amp;sll=34.197412,-118.856039&amp;sspn=0.049552,0.075016&amp;ie=UTF8&amp;hq=Conejo+Creek+Park&amp;hnear=Conejo+Creek+Park,+Thousand+Oaks,+CA+91362&amp;ll=34.19591,-118.857758&amp;spn=0.006194,0.009377&amp;t=h&amp;z=17&amp;iwloc=A" target="_blank">Google Map Link</a></p> <p>Relay For Life&nbsp;began in 1985 when Dr. Gordy Klatt, a colorectal surgeon in Tacoma, Washington, ran and walked around a track for 24 hours to raise money for the American Cancer Society. Since then, Relay has grown from a single man&rsquo;s passion to fight cancer into the world&rsquo;s largest movement to end the disease.&nbsp;</p> <p>/kh</p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/come-share-a-life-changing-event-this-weekend">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/08/come-share-life-changing-event-this.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-7652007669907908345Sat, 21 Aug 2010 03:07:00 +00002010-08-20T20:07:39.526-07:00Agoura Hills Real Estatecalifornia real estatehome loan soldhome loanshomeownerslydia gablemortgagesprudential california real estateWestlake Village HomesWestlake Village Real Esate<div class='posterous_autopost'><p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><img src="http://www.norvirginiahomes.com/agent_files/loan%20sold.jpg" height="224" alt="" style="margin: 5px; float: left;" width="175" /><span>In today's real estate world, it is a very good possibility that your mortgage will be sold to a new lender. It is common place nowadays that home loans are bought and sold on the free market like stocks and bonds.</span></span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&nbsp;If this happens, it means that your&nbsp;</span></span><a href="http://www.lendingtree.com/" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">mortgage</span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">&nbsp;has been sold to another financial institution, and now you will be sending your monthly mortgage payments to a&nbsp;new company. </span></span><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span>Many times when this happens you may not even notice a difference and the change can seamless. However, there are situations where the homeowner will have problems with the switch and face inconveniences. Either way, it is important that homeowners understand what their rights are when this happens.</span></span></span></p> </span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">Homeowners should receive a notice from your current mortgage company as to the situation. Federal mandates require both the seller and the buyer of your paper to notify you of the pending sale and the closed sale.</span></span></p> <p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span>Your current lender must notify you, in writing, at least fifteen days before your next payment is due. The lender is also required to give you complete contact information &ndash; company name, physical address, phone number and account manager of the new <span>servicer</span>.</span></span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">The servicer buying your loan is required to provide this information to you as well. They are required to provide a direct link to a person you can speak to &ndash; not just an automated system.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">This protects you from mortgage scams directing you to send payments to an unknown entity via P.O. Box or wire and gives you the right to ask questions about the status of your loan and receive prompt answers. In addition, you are protected from any delinquency status for 60 days during the transition.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span>If you are behind in payments, your loan will likely stay put, as most <span>servicers</span> aren&rsquo;t interested in purchasing problem loans. If you have an application in for loan modification, your loan will probably not be sold as well. However, if it is sold after you have started the </span><a href="http://loanworkout.org/" target="_blank">loan modification</a> process, be prepared to provide additional paperwork or even start over with the new lender.</span></span></p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">The Mortgage Bankers Association of America (MBAA) has a great consumer site &ndash; </span></span><a href="http://www.homeloanlearningcenter.com/default.htm" target="_blank"><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">The Home Loan Learning Center</span></span></a><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;">. You can also contact them for more information via phone at (202) 557-2700.</span></span></p> </p> <p><span style="font-family: arial,helvetica,sans-serif;"><span style="font-size: 10pt;"><span>&nbsp;/<span>kh<span style="line-height: 0; display: none;"></span></span></span></span></span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/has-your-home-loan-been-sold-dont-panic-follo">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/08/has-your-home-loan-been-sold-don-panic.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-8742122987273648162Tue, 17 Aug 2010 02:22:00 +00002010-08-16T19:22:04.276-07:00<div class='posterous_autopost'><p><a href='http://posterous.com/getfile/files.posterous.com/temp-2010-08-16/hiDCdFnqmsdjEauanwDotBFCgpEubnucfDFoIcbcdAzHbfwsibkfwwChpyfA/eartquake.bmp.scaled1000.jpg'><img src="http://posterous.com/getfile/files.posterous.com/temp-2010-08-16/hiDCdFnqmsdjEauanwDotBFCgpEubnucfDFoIcbcdAzHbfwsibkfwwChpyfA/eartquake.bmp.scaled500.jpg" width="500" height="375"/></a> Being prepared for an earthquake is vital to the safety of you and your family. The cities of <a href="http://www.lydiagable.com/" target="_blank">Westlake Village and Agoura Hills </a>have teamed up to host <a href="http://www.wlv.org/whats_new/documents/earthquake_flyer5.pdf" target="_blank">&ldquo;Are You Prepared?</a>&rdquo;, an event aimed to inform local citizens about steps they can take before, during, and after an earthquake to better protect their homes and families.</p> <p>Experts from several public agencies and survival product vendors will have information available on their roles in preparedness and emergency response.<span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"></span><span style="line-height: 0; display: none;"></span>M<span style="line-height: 0; display: none;"></span>a<span style="line-height: 0; display: none;"></span>k<span style="line-height: 0; display: none;"></span>e<span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"></span>p<span style="line-height: 0; display: none;"></span>l<span style="line-height: 0; display: none;"></span>a<span style="line-height: 0; display: none;"></span>n<span style="line-height: 0; display: none;"></span>s<span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"></span>t<span style="line-height: 0; display: none;"></span>o<span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"></span>a<span style="line-height: 0; display: none;"></span>t<span style="line-height: 0; display: none;"></span>t<span style="line-height: 0; display: none;"></span>e<span style="line-height: 0; display: none;"></span>n<span style="line-height: 0; display: none;"></span>d<span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"></span>o<span style="line-height: 0; display: none;"></span>n<span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span> <span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"></span><span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span></span>Tuesday,August 31<span style="line-height: 0; display: none;"></span> <span style="line-height: 0; display: none;"></span>a<span style="line-height: 0; display: none;"></span>t<span style="line-height: 0; display: none;"><span style="line-height: 0; display: none;"></span> </span>Westlake Village Civic Center 31200 Oak Crest Drive<span style="line-height: 0; display: none;"></span>.</p> <p><span style="line-height: 0; display: none;"></span><span style="line-height: 0; display: none;"></span>Schedule of Events<br />5:00 - 6:30 PM - Information Booths in the Westlake Village Civic Center Courtyard<br />6:30 - 7:30 PM - Seminar and Q &amp; A in the Westlake Village City Council Chambers<br />7:30 PM - Live fire extinguisher training<br />Signups will be available that evening for an upcoming Community Emergency Response Team<br />(CERT) class. The CERT program provides training in basic disaster response skills, such as fire<br />safety, light search and rescue, team organization, and disaster medical operations.<br />For more information on the event,<br />Please Contact, Chris Dodd, City of<br />Agoura Hills, at 818-597-7317 or<br />Kerry Kallman, City of Westlake<br />Village, at 818-706-1613be</p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/are-you-prepared-for-an-earthquake">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/08/are-you-prepared-for-earthquake.htmlnoreply@blogger.com (Lydia Gable)0tag:blogger.com,1999:blog-4463584729343161896.post-7010841332432742184Sat, 14 Aug 2010 02:22:00 +00002010-08-13T19:22:14.445-07:00<div class='posterous_autopost'><p><img src="http://r.b5z.net/i/u/10045449/i/4sale.jpg" border="0" height="200" align="left" alt="" width="150" />U<span style="font-family: Arial; font-size: x-small;">nfortunately&nbsp;recent reports state that the housing market still has not yet picked up the speed that everyone had hoped. However, a common misconception that most people have is that it is&nbsp;only home sellers who are finding this market challenging. Current homeowners who are in the market to 'trade up' and <a href="http://www.lydiagable.com/" target="_blank">purchase a new, larger home</a> at a higher price are also finding these challenging times.</span></p> <p><span style="font-family: Arial; font-size: x-small;">These homeowners are not only facing the value of their homes drop significantly from a few years ago, but they also are in stiff competition from other&nbsp;properties that&nbsp;have been deeply discounted or are foreclosed or distressed properties. According to the </span><a href="http://www.realtor.org/" target="_blank"><span style="font-family: Arial; color: #8177b6; font-size: x-small;">National Association of Realtors,</span></a><span style="font-family: Arial; font-size: x-small;"> this group of potential trade-up buyers is increasing.&nbsp;</span></p> <p><span style="font-family: Arial; font-size: x-small;">The challenge this group of buyers face is that&nbsp;due to this market, they are&nbsp;stuck in homes worth a lot less than what they paid.&nbsp; Although they are able to&nbsp;obtain great financing terms, they are finding that they have little&nbsp;or no equity.</span></p> <p><span style="font-family: Arial; font-size: x-small;">All is not lost however, below are some tips for homebuyers hoping to trade up:</span></p> <ul> <li><span style="font-family: Arial; font-size: x-small;">Use an assumable mortgage to help sell your home. As assumable mortgage is something that mostny sellers may not be familar with.&nbsp; With an assumable mortgage, the outstanding mortgage and its terms can be transferred from owner to buyer. The benefit of doing this is that by assuming the seller's remaining mortgage, a buyer won't have to go through the rigorous credit check they would if they applied for a new mortgage. In addition, homebuyers&nbsp;can save on closing costs as well as potentially sell their home quicker because there is no need to wait for a loan approval. </span></li> <li><span style="font-family: Arial; font-size: x-small;">Set the price of the home below&nbsp;market value. Ok, this is obviously not the ideal option most homesellers would like to consider but you'll likely increase the chances of selling your home quickly if you put it on the market at a competitive price. </span></li> <li><span style="font-family: Arial; font-size: x-small;">This is still a buyers market, and eventhough current homeowners face the hurdle of selling their current property before they can move on, there are many factors on their side.&nbsp;&nbsp;Mortgage rates are at historical lows now: The average 30-year fixed-rate mortgage stood at 4.57% last week, according to <a href="http://www.freddiemac.com/" target="_blank"><span style="color: #8177b6;">Freddie Mac</span></a>, the lowest it's been since 1971.&nbsp;</span> </li> </ul> <p>&nbsp;</p> <p><span style="font-family: Arial; font-size: x-small;">/kh</span></p> <p style="font-size: 10px;"> <a href="http://posterous.com">Posted via email</a> from <a href="http://westlakevillage.posterous.com/looking-to-trade-up-tips-for-homebuyers">Westlake Village</a> </p> </div>http://westlakevillagerealestateupdate.blogspot.com/2010/08/looking-to-trade-up-tips-for-homebuyers.htmlnoreply@blogger.com (Lydia Gable)0