what is Employment Act 1955

Lagu Merapu Mat Saleh, Many People Crazy Gamble

2009-01-15T00:26:00.000-08:00

Original Lagu dari

Datuk M Daud Kilau - Gila Judi

Gubahan oleh Salih Yaccob (SY) Pagi di Sinar FM

Many people crazy gamble
Many people crazy gamble
All gamble damages yourselves
Damages yourselves
Many already half death
Because of gamble.

If you up playing poker
Many people become crazy
They always feel worry
Always feel worry

Together become crazy

1 dollar
2 dollar
3 dollar
4 dollar lah
5………. Dollar

1 dollar
2 dollar
3 dollar
4 dollar lah
5………. Dollar

Many people crazy gamble
Many people crazy gamble
All gamble damages yourselves
Damages yourselves
Many already half death
Because of gamble.

Just for Fun

Facebook Songs

How to download video from YouTube

2009-01-05T00:51:00.000-08:00

Its been quit a while x post here, he3, stuck in Facebook world.

kadang2 tu kita tengok video dari YouTube, best, menarik, teruja dan lain2.

so camner nak download??

mula2 u've to download software (YouTube Downloader) dari altavista.(click here to download)

for me diz is d best, but why?? dia budle up w converter for

Quicktime

semua format2 for your mobility enjoyment bundle up together.

so after u had install just copy & paste Youtube URL link:

& d best part ITS Free (typical Malaysian)

Rumah Amal Belaian Kasih (RABEKA)

2008-09-21T00:04:00.000-07:00

Terletak di Ukay Perdana

Rumah Amal Belaian Kasih ( RABEKA ) merupakan sebuah rumah amal bagi mengurus serta mengendali segala keperluan kebajikan anak - anak yatim, fakir, miskin, serta asnaf-asnaf zakat ( 8 golongan yang layak menerima zakat ). Rumah Amal Belaian Kasih ( RABEKA ) sedang menguruskan segala keperluan kebajikan anak - anak ini di segenap aspek kehidupan mereka mengikut keperluan yang sewajarnya sepertimana anak – anak yang lain seperti makan – minum, pakaian, keperluan harian, keperluan persekolahan termasuk wang poket mereka dsbnya.
Rumah Amal Belaian Kasih ini juga bukan sahaja memenuhi keperluan lahiriah anak - anak ini bahkan menitik beratkan soal keperluan insaniah mereka dalam erti kata lain menekankan soal pendidikan mereka sekaligus dapat membimbing, membentuk lahiriah & insaniah mereka ke arah perkembangan fitrah semula jadi dan potensi anak - anak ini secara menyeluruh, bersepadu dan seimbang yang berteras dan berlandaskan kepada Al Quran dan Sunnah Rasulullah S.A.W.
Dengan kaedah ini, Insya Allah ianya akan dapat mengimbangi perkembangan anak – anak ini baik dari segi intelek, rohani, emosi dan jasmani ke arah bukan sahaja mengharapkan kasih sayang manusia semata –mata bahkan berusaha untuk mendapatkan kasih sayang Tuhan dengan mengetahui bukan sahaja ( di segi ilmunya ) bahkan kenal dan cinta kepada Allah, menjadikan Tuhan sebagai matlamat hidupnya, kenal dan kasih kepada Rasul-Nya serta dapat melahirkan seorang pelajar yang berilmu dan berakhlak mulia, kukuh dalam nilai-nilai Islam bagi menjadi muslim muttaqi serta mendapat keredhaan Allah S.W.T.

SETAKAT INI KEPERLUAN BULANAN HANYA DARIPADA SUMBANGAN INDIVIDU & SEDIKIT DARIPADA BADAN NGO TAPI TIDAK SECARA TETAP.

UNTUK MAKLUMAT LANJUT SILA HUBUNGI / LAWATI LAMAN WEB

TEL : 03 – 4107 4148 FAKS : 03 – 4107 6140
H/P : 019 – 6343 786 / 017 – 2942 786 ( US ALI )
019 – 3872 313 ( USTZ. NOR AQILAH )

http://www.rumahamalbelaiankasih.com/

Sumbangan boleh dibuat secara tunai / cek atas nama : BELAIAN KASIH MANAGEMENT
1441-0010444-051 – CIMB Bank
Secara SMS, taip :
Derma2 (jarak) rabeka
Derma5 (jarak) rabeka
Derma10 (jarak) rabeka

Hantar Ke 39118

Putera membuat persembahan

Puteri membuat persembahan

sedikit aksi dari Permatang Pauh, Pemuda & Puteri BN

2008-08-20T18:16:00.000-07:00

anda tentukan nya ?????

UiTM should remain solid only for Bumi’s..

2008-08-12T00:00:00.000-07:00

Recently,
the MB of Selangor, pop up to revise Intake for non-bumiputra to UiTM or University Technology MARA to 10% of its quota.

Wow I’m totally disagree with that even though I’m a supporter of Parti Keadilan Rakyat... .
In my opinion:

1. Most of bumiputra’s do not have the capital/money to send their children to private higher learning institute. Mereka ini adalah dari golongan petani, peladang kecil atau meraka yang berpendapatan rendah. UiTM lah yang menerima kemasukan anak2 mereka berdasarkan keputusan yang cemerlang dalam SPM or STPM.
2. UiTM telah banyak membantu golongan anak2 muda bumiputra menjadi Usahawan yang berjaya dengan Kursus2 berorientasikan keushawanan.
3. Sejarah penubuhan UiTM itu sendiri yang bertujuan menyeimbangi golongan Bumiputra dalam bidang perniagaan. Sebagai ALUMNI UiTM kami telah ditekankan dengan konsep 9 daripada 10 rezeki yang berkat datang dari bidang perniagaan.

This posting dedicated to all UiTM Alumni where ever you are in search of that satisfaction in your life and pursuing happiness.
ALUMNI JAN 94

renungan untuk rakyat Malaysia dimana jua anda berada...

2008-08-08T02:48:00.000-07:00

renungan kita Rakyat Malaysia

Harga Minyak Dunia dah turun sampai USD118, kita punya bila la lagi?

2008-08-07T00:38:00.000-07:00

bila la agak nya Kerajaan BN yg gemilang, cekap, terbilang dah tah aper2 TER.. lagi nak peka kepada penurunan harga minyak Dunia.
For me, its not dat suprise if BN loose a lot at Permatang Pauh.
Off course, the people will vote for PKR..

Its a question how much BN will loose their majority of votes??

to help dat why not we put the Oil Price at our blog.
in rememberance for d "Gomen" people to be alert loor.
get them by copy & paste to your blog.

Free Oil Price Dashboard on your
Website

You too can put the oil price dashboard on your web
site, Blogger page or blog. The dashboard displays the price of crude oil in
real time. You only need to copy and paste the following code on your page and
to follow our regulation below.

Crude Oil
$118.79	▲0.21	0.18%
3:34 AM EDT - 2008.08.07

Code
for Crude Oil Dashboard

Where to Hang-Out with your children when they Tag along with You

2008-07-24T23:06:00.003-07:00

I like the idea of Steven's Corner providing a playground to children.
It thus helps those who have Kids but still love to hang out "mamak" loor.
Other facilities include FREE Wi-Fi, wow x payah nak pi starbucks lagi w yr notebook.
so u can Facebook from there kan kan kan.

facade of Steven's Corner Setapak

map to Steven's Corner Setapak

playground at Steven's Corner Setapak..

inside view of Steven's Corner Setapak

inside view of Steven's Corner Setapak

Again, i'm a bit bias since i live in the vicinity of Setapak.

What is your Motivation?

2008-07-24T23:06:00.002-07:00

Your Success depend on your enjoyment,
You'll never achieve real success unless u like what you were doing,
What u do is more important than how much money u make,
how u feel about what u do is more important than what u do,

the more u love what u doing, the more it will be successfull for u.
don't set compensation compensation as your goal,
find a work that u like, and the compensation will follow.

U don't pay the price of success.
u enjoy the price of success.

dedicated diz vid to all DHM HotCat Batch Jan 94

the famous Haslam Restaurant

2008-07-24T23:06:00.001-07:00

Last Saturday, I was doing my Public Mutual thing &
meet up with potential investor at Haslam Restaurant.
I guess I should share my experience having a "Sup Tulang" there.

entrance to Haslam Restaurant

entrance to Haslam Restaurant

Air-Cond section of Haslam Restaurant

Cashier counter of Haslam Restaurant, check it out, the cashier with a butt on his finger???

a bowl of Sup Tulang

pic 2- a bowl of Sup Tulang

the taste of the soup is ok, boleh diterima
but the meat.. wa keras tu, jenuh nak makan.
at the end i tapau the soup only.
so i ate only nasi putih, telur dadar & sup.
After my appointment, i drop by to a burger stall & to fullfill my stomach.
meaning to say perut lapar lagi.. after the Haslam experience.

a plate of nasi putih

Where to find good food in Kampung Bharu KL

2008-07-24T23:06:00.000-07:00

Some of us may know diz place, MZ Darul Naim, its famous if u want 2 dine in a decent Kelantan Foods.
For 2 pax it will cost u aorund RM20 to RM30. Why people addicted to this place?.. I guess becoz of the "Budu" & their famous "Daging Bakar" & not forgetting "Daging Cincang".
Its like a syndrome where for me in a month at least I've to be there, once, enjoying a decent meal.

Tapi seriously makanan dey all memang sedap. Its not particularly for Malays, its a mix ratio of races who patron their outlet.
Its like a must if u want to try out Delicious food in Kampun Bharu, KL.
Here is the map to MZ Darul Naim, other landmarks adjacent to them are, Koperasi Polis, Wisma Zakat.

maps 2 MZ Darul Naim

the famous MZ Darul Naim

d front look of MZ Darul Naim

a plate of gulai lemak, BUDU, a plate of ulam-ulaman & daging cincang.

a plate of BUDU, which is a must when u dine-in here.

inside MZ Darul Naim, the stall is where u collect yr rice.

inside MZ Darul Naim, choices of lauk-pauk.

inside MZ Darul Naim, choices of lauk-pauk.

and d best part all the dishes is served to u, "makan lauk berhidang", where to get dat kind of service nowdays, where more food operators goes for buffet or counter style or self service.
The best part is when you want 2 pay for the bill, d Haji will come 2 yr table & start counting, but till now i couldn't understand his calculation, its always stagnant for 2 pax at RM25. If 3 person i've to pay RM 35, mayb dats not d best part of dining in MZ Darul Naim but their delicaous food silent u up.

pic of the Boss of MZ Darul Naim

Where to please your Son who are a Fan of Thomas & Friends?

2008-07-24T19:13:00.000-07:00

Its in KLCC, but where's d location?
before the entrance of Tunnel to Aquaria.

Located at concourse area, near KFC and Cold Storage.
Just in front of Tower Records.

The ride is quite cheap, only RM4 per ride & will last around 2 minutes.
per ride it can accomodate 3 child,
wow, so actually per child only RM1.33,

during our last visit, my wife share with a passer by, so she use only RM2 per ride.
quite good offer considering we are cautios on our spending but at the same time we want to please our children.

Video a ride of Thomas & Friends at KLCC

Where to spent your money when inflation rate rocketing to 20% but the Gomen say 7% only.PART 3.

2008-07-22T22:58:00.001-07:00

Previous same topic, Part 1, Part 2,
Then Part 3,
If u happen 2 b in Danau Kota Area, there are still a good offer u must grab!!!
It’s a happy hour for Bakeri Pistachios where dey sell all their bread minus 20% discount.
Wow that’s a huge relief 4 all of us who is sick with the petrol price of RM2.70.

But a limited time period only from 9pm to 10.30pm.
Picture below is the façade of Pistachio Bakery.

But where is the location?
Map of Pistachio Bakery.

Basically its located in a row with 7E Danau Kota, KK Mart next to Klinik Danau Kota.

For those up u who want 2 go 2 “Up Town” Danau Kota why not grab a bite from them. Honestly their bread is better than Roti Boy, Bread Talk, Bread Story or bla bla Bread.

Technorati Cosmos: other blogs commenting on this post

Bagaimana nak memupuk keseronokan bekerja?? Motivation

2008-07-22T22:58:00.000-07:00

Tips untuk seronok berkerja

4 those of us who work 9-5, maybe diz will cheer your day a bit..

1. Relaks, Jangan terlalu serius.
2. Jadikan kerja sebagai satu permainan.
3. Ketawalah, ianya adalah pengikat kemesraan bersama.
4. Bantulah orang lain, kita pasti seronok.
5. Apabila kita seronok, kita menyeronokkan orang lain.

“Setiap orang akan dapat mencapai kejayaan dalam hal apa sahaja, asalkan ia sangat menyukai pekerjaan yang dilakukan.”

Dr Fazdilah Kamsah

Watch the video:

Where you should spent when inflation rate rockeeting to 20% part 2…

2008-07-22T01:08:00.000-07:00

I received a good feedback on this article, (click here for previous post)
based upon request,
I posted more picture of NSK.

fish section

fish section 2

& d rest of NSK..

This is in the morning where its kind of busy thoo

Chicken & meat section

More from vege section

& those cili, bawang section

What is International Labour Organisation (ILO

2008-07-21T02:20:00.000-07:00

We should b proud
when one of our MEF guy being elected as Deputy Member of ILO Governing Body.
Kudos to him.
On 2 June 2008. That’s something to cheer about when our country in amid of recession & political blurp.

D Governing Body is composed of 56 regular members (28 Governments, 14 Employers & 14 Workers) & 66 deputy members (28 Governments, 19 Employers & 19 Workers). D other Government members, & d worker & employer members, are elected by d ILC every three years. Read more at International Labour Organisation

Ok frens,
I’ll leave u w most watchable Video at YouTube
Received more than 100,000 view since it was published in Malaysia network.
Permintaan Terakhir, Nyanyian dari Penjara

Petrol-Euro Vs Petrol-Dollar - Good Eye opener

2008-07-20T19:48:00.000-07:00

Dear my friends,
I received an email from my good friend,
I jz helped him to post here for us to share & discuss.
Thanks to Ahmad Tarmizi (click here for his facebook) from Saudi Arabia..

Petrol-Euro Vs Petrol-Dollar - Good Eye opener

Must read!

Why the Dollar Bubble is about to Burst?

IRAN HAS REALLY DONE IT...more deadly than the nuclear...
The Voice (issue 264 - ) ran an article beginning, ' Iran has really gone and done it now. No, they haven't sent their first nuclear sub in to the Persian Gulf. They are about to launch something much more deadly -- next week the Iran Bourse will open to trade oil, not n dollars but in Euros' This apparently insignificant event has consequences far greater for the US people, indeed all for us all, than is imaginable.

Currently almost all oil buying and selling is in US-dollars through exchanges in London and New York. It is not accidental they are both US-owned. The Wall Street crash in 1929 sparked off global depression and World War II. During that war the US supplied provisions and munitions to all its allies, refusing currency and demanding gold payments in exchange. By 1945, 80% of the world's gold was sitting in US vaults. The dollar became the one undisputed global reserve currency -- it was treated world-wide as `safer than gold'. The Bretton Woods agreement was established. The US took full advantage over the next decades and printed dollars like there was no tomorrow.

The US exported many mountains of dollars, paying for ever-increasing amounts of commodities, tax cuts for the rich, many wars abroad, mercenaries, spies and politicians the world over. You see, this did not affect inflation at home! The US got it all for free! Well, maybe for a forest or two. Over subsequent decades the world's vaults bulged at the seams and more and more vaults were built, just for US dollars. Each year, the US spends many more dollars abroad that at home. Analysts pretty much agree that outside the US, of the savings, or reserves, of all other countries, in gold and all currencies -- that a massive 66% of this total wealth is in US dollars!

In 1971 several countries simultaneously tried to sell a small portion of their dollars to the US for gold. Krassimir Petrov, (PhD. in Economics at Ohio University) recently wrote, 'The US Government defaulted on its payment on August 15, 1971. While popular spin told the story of `severing the link between the dollar and gold', in reality the denial to pay back in gold was an act of bankruptcy by the US Government.' The 1945 Breton Woods agreement was unilaterally smashed. The dollar and US economy were on a precipice resembling Germany in 1929.

The US now had to find a way for the rest of the world to believe and have faith in the paper dollar. The solution was in oil, in the petrodollar. The US viciously bullied first Saudi Arabia and then OPEC to sell oil for dollars only -- it worked, the dollar was saved. Now countries had to keep dollars to buy much needed oil. And the US could buy oil all over the world, free of charge. What a Houdini for the US! Oil replaced gold as the new foundation to stop the paper dollar sinking.

Since 1971, the US printed even more mountains of dollars to spend abroad. The trade deficit grew and grew. The US sucked-in much of the world's products for next to nothing. More vaults were built. Expert, Cóilínn Nunan, wrote in 2003, 'the dollar is the de facto world reserve currency: the US currency accounts for approximately two thirds of all official exchange reserves. More than four-fifths of all foreign exchange transactions and half of all world exports are denominated in dollars. In addition, all IMF loans are denominated in dollars.' Dr Bulent Gukay of Keele University recently wrote, 'This system of the US dollar acting as global reserve currency in oil trade keeps the demand for the dollar `artificially' high. This enables the US to carry out printing dollars at the price of next to nothing to fund increased military spending and consumer spending on imports. There is no theoretical limit to the amount of dollars that can be printed. As long as the US has no serious challengers, and the other states have confidence in the US dollar, the system functions.' Until recently, the US-dollar has been safe.

However, since 1990 Western Europe has been busy growing, swallowing up central and Eastern Europe. French and German bosses were jealous of the US ability to buy goods and people the world over for nothing. They wanted a slice of the free cake too. Further, they now had the power and established the euro in late 1999 against massive US-inspired opposition across Europe, especially from Britain - paid for in dollars of course. But the euro succeeded. Only months after the euro-launch, Saddam's Iraq announced it was switching from selling oil in dollars only, to euros only -- breaking the OPEC agreement... Iran, Russia, Venezuela, Libya all began talking openly of switching too -- were the floodgates about to be opened? Then aero planes flew into the twin-towers in September 2001. Was this another Houdini chance to save the US (petro) dollar and the biggest financial/economic crash in history? War preparations began in the US. But first war-fever had to be created -- and truth was the first casualty. Other oil producing countries watched-on.

In 2000 Iraq began selling oil in euros. In 2002, Iraq changed all their petro-dollars in their vaults into euros. A few months later, the US began their invasion of Iraq. The whole world was watching: very few aware that the US was engaging in the first oil currency, or petro-dollar war. After the invasion of Iraq in March 2003, remember, the US secured oil areas first. Their first sales in August were, of course, in dollars again. The only government building in Baghdad not bombed was the Oil Ministry! It does not matter how many people are murdered for the US, the petro-dollar just be saved as the only way to buy and sell oil - otherwise the US economy will crash, and much more besides. In early 2003, Hugo Chavez, President of Venezuela talked openly of selling half of its oil in euros (the other half is bought by the US). On 12 April 2003, the US-supported business leaders and some generals in Venezuela kidnapped Chavez and attempted a coup. The masses rose against this and the army followed suit. The coup failed. This was bad for the US. In November 2000 the euro/dollar was at $0.82 dollars, its lowest ever, and still diving, but when Iraq started selling oil in euros, the euro dive was halted.

In April 2002 senior OPEC reps talked about trading in euros and the euro shot up. In June 2003 the US occupiers of Iraq switched trading back to dollars and the euro fell against the dollar again. In August 2003 Iran starts to sell oil in euros to some European countries and the euro rises sharply. In the winter of 2003-4 Russian and OPEC politicians talked seriously of switching oil/gas sales to the euro and the euro rose. In February 2004 OPEC met and made no decision to turn to the euro -- and yes, the euro fell against the dollar. In June 2004 Iran announced it would build an oil bourse to rival London and New York and again, the euro rose. The euro stands at $1.27 and has been climbing of late. But matters this month became far, far worse for the US dollar.

On 5th May Iran registered its own Oil Bourse, the IOB. Not only are they now selling oil in euros from abroad -- they have established an actual Oil Bourse, a global trading centre for all countries to buy and sell their oil! In Chavez's recent visit to London; he talked openly about supporting the Iranian Oil Bourse, and selling oil in euros. When asked in London about the new arms embargo imposed by the US against Venezuela, Chavez prophetically dismissed the US is 'a paper tiger'.

Currently, almost the entire world's oil is sold on the NYMEX, New York Mercantile Exchange, or the IPE, London's International Petroleum Exchange. Both are owned by US citizens and both sell and buy only in US dollars. The success of the Iran Oil Bourse makes sense to Europe, which buys 70% of Iran’s oil. It makes sense for Russia, which sells 66% of its oil to Europe. But worse for the US, China and India have already stated they are very interested in the new Iranian Oil Bourse. If there is a tactical-nuclear strike on - deja-vu - `weapons of mass destruction' in Iran, who would bet against a certain Oil Exchange and more, being bombed too? And worse for Bush. It makes sense for Europe, China, India and Japan-- as well as all the other countries mentioned above – to buy and sell oil in Euros. They will certainly have to stock-up on euros now, and they will sell dollars to do so. The euro is far more stable than the debt-ridden dollar. The IMF has recently highlighted US economic difficulties and the trade deficit strangling the US-- there is no way out. The problem for so many countries now is how to get rid of their vaults full of dollars, before it crashes? And the US has bullied so many countries for so many decades around the world, that many will see a chance to kick the bully back.

The US cannot accept even 5% of the world's dollars -- it would crash the US economy dragging much of the world with it, especially Britain. To survive, as the Scottish Socialist Voice article stated, ‘the US, needs to generate a trade surplus to get out of this one. Problem is it can't.' This is spot on. To do that they must force US workers into near slavery, to get paid less than Chinese or Indian workers. We all know that this will not happen. What will happen in the US? Chaos for sure. Maybe a workers revolution, but looking at the situation as it is now, it is more likely to be a re-run of Germany post-1929, and some form of extreme-right mass movement will emerge...

Does Europe and China/Asia have the economic independence and strength to stop the whole world's economies collapsing with the US? Their vaults are full to the brim with dollars. The US has to find a way to pay for its dollar-imperialist exploitation of the world since 1945. Somehow, eventually, it has to account for every dollar in every vault in the world. Bombing Iran could backfire tremendously. It would bring Iran openly into the war in Iraq, behind the Shiite majority. The US cannot cope even now with the much smaller Iraqi insurgency. Perhaps the US will feed into the Sunni vs. Shiite conflict and turn it into a wider Middle-East civil-war. However, this is so dangerous for global oil supplies. Further, they know that this would be temporary, as some country somewhere else, will establish a euro-oil-exchange, perhaps in Brussels.

There is one `solution' -- scrap the dollar and print a whole new currency for the US. This will destroy 66% of the rest of the world's savings/reserves in one swoop. Imagine the implications? Such are the desperate things now swimming around heads in the White House, Wall Street and Pentagon. Another is to do as Germany did, just before invading Poland in 1938. The Nazis filmed a mock Polish Army attack on Germany, to win hearts and minds at home. But again, this is a finger in the dam. So, how is the US going to escape this time? The only global arena of total superiority left is military. Who knows what horrors lie ahead. A new world war is one tool by which the US could discipline its `allies' into keeping the dollar in their vaults. The task of socialists today is to explain to as many as possible, especially to our class, which the coming crisis belongs purely to capitalism and (dollar) imperialism. Not people of other cultures, not Islam, not the axis of evil or their so-called WMDs. Their system alone is to blame.

The new Iranian Oil Bourse, the IOB, is situated in a new building on the free-trade-zone island of Kish, in the Persian Gulf. Its computers and software are all set to go. The IOB was supposed to be up and running last March, but many pressures forced a postponement. Where the pressure came from is obvious. It was internationally registered on 5th May and supposed to open mid-May, but its opening was put off, some saying the oil-mafia was involved, along with much international pressure.

In 2007 Crude was a trade around 60 USD. Everyone knows dollar was getting weaker and weaker day by day. Than US with the help of their two NYMEX & IPE exchange started rising the price of crude by Future trading on crude( called speculation). Today crude is around 140 USD. It means whole world that were paying 60 USD, now paying 140 USD, means demand of dollar increase to 230% and dollar start again rising. Even OPEC recently that in hike oil crude, 60% contribution is due to speculation (Future market). Moral of story is USA has & will go to destroy any nation to keep its monopoly of dollar in world.

Look at yourself and think "Are You Negative?"

2008-07-17T20:13:00.000-07:00

Did u know dat over 80% of the conversation u hear around u is negative?
i.e
complaining, mostly those who work in office know this lingo.
whining, or so called reverse psychology
traffic, d best excuse for late appointment.
illness, arggh I need 2 c d panel Doctor.
weather, u can’t blame on global impact as we never recycle.
the "news," talk of the town Anwar Ibrahim.
gossip, I can’t list all, u name it…
sarcasm, d boss loor.
self-deprecation, dangerous too, get a frens, facebook a lot.

Most people don't talk about d past in order 2 learn from it,
dey simply rehash it 4 d sake of easy conversation.
But d past is negative.
Why?
Because unless u are talking about d past 4 d purpose of learning from it,
it is entirely unproductive.

When u have goals as big & audacious as d goals u have,
u do not have time 2 b unproductive.
btw,
being positive doesn't mean happy, happy, joy, joy.

My Positive Conversation Starters:

What are u most looking forward 2 in d next week?
What will u do differently next month 2 increase yr success?
What do u do 4 fun?What would yr ideal vacation look like?
What conversation would u like 2 have w your child? yr spouse?
When do u plan 2 have it?

Max Steingart's Daily Motivation has inspired, uplifted and raised the motivation level of everyone receiving them to new heights since 1997. These insightful messages have encouraged people to: start new careers and end others. begin new relationships and abandon others.create greater goals and work harder to attain them and so much more.
Copyright 2008 www.yourdailymotivation.com Reproduce freely but maintain Copyright notice.

the talk of the Town
Latest Anwar Ibrahim video.

How will you set yourself up to succeed today?

2008-07-16T17:32:00.000-07:00

It was difficult 2 get out of bed morning at 6:30.
Dat's really d hardest part – tarik selimut tido balik is still d best part.
But u need 2 motivate yrself,
Reality Bites….best movie ever by Winona Ryder
Oil continues slide — down $10 in last two days (dats d best motivation diz week)
After that, it seems 2 get much easier.
Once I'm up, I really enjoy d morning.

HOWEVER, it all may not have happened if I had not set myself up 4 success.
When the hand phone alarm went off, I told myself dat all I had 2 do was jz go into d bathroom.
That's all.
Once there, I knew I just had 2 put one foot in front of d other through a plan that was already in place.

But what is my plan? “my determination to succeed in down cycle of our economy”.
U can set yrself up 4 success or set yrself up 4 failure.

In what ways,
even small ones, can u ensure dat u will successfully execute yr plan?
For me:
- have all d names and numbers of my booking calls laid out by d phone.
- make up my briefcase d night be4 & put it on d passenger seat.

It's easy 2 execute a plan if one is already in place
- already laid out for u.

How will you set yourself up to succeed today?

A video for your morning rush….

“You don't pay the price of success, you enjoy the price of success.”
Copyright 2008 www.yourdailymotivation.com
Reproduce freely but maintain Copyright notice.

Where you should spent when inflation rate rockeeting to 20%?

2008-07-14T01:43:00.001-07:00

Let me share you a place suitable to shop for your groceries...when our inflation rate is reaching 20% mark. opinion derived from Mr Lim Guan Eng.read more http://www.dapmalaysia.org/english/2007/dec07/lge/lge804.htm
There's a good spot near my area, It is called NSK or lebih kurang Pasar Borong
they have one at Pasar Borong Selayang opened 24 hours but it was caught up in the fire recently.

But no need to worry, there's one for those lived in Setapak, Gombak, Sri Rampai, Air Panas & Wangsa Maju.
U can get "Harga Borong pada belian runcit".
I promote the place since its really worth to buy there loor.
Forget about shopping in air-cond enviroment ie Carrefour (pronounce as Karfu) or Giant or Tesco.
Once u shoppe at NSK, definately u'll come here again.

maps to NSK, Sri Rampai, Setapak

main entrance to NSK

cashier counter

entrance ke barang2 basah dll

where they sell vege, fish, chicken and those wet products

cashier

video "patut la BN kalah dalam pilihanraya lepas" kalau dalam siaran langsung kat TV pun jawab merapu-rapu.. anda tentukan nya

I miss Gilligan's Island

2008-07-14T01:43:00.000-07:00

Today we going to talk about one the great show I enjoy watching during my yesteryears.

Gilligan's Island is an American TV sitcom originally produced by United Artists Television.

It aired for three seasons on the CBS network, from September 26, 1964 to September 4, 1967.

It was sponsored by Philip Morris & Company and Procter & Gamble.

The show followed the comic adventures of seven castaways as they attempted to survive and ultimately escape from a previously uninhabited island where they were shipwrecked.

Gilligan's Island ran for a total of 98 episodes. The first season (comprising 36 episodes) was filmed in black-and-white (later colorized in syndication) and the remaining 62 episodes throughout the next two seasons and three TV movie sequels were filmed in color.

Enjoying solid ratings during its original run, the show grew enormously in popularity during decades of syndication. Today, the title character of Gilligan is widely recognized as a comedic American popular culture icon, ranked, for example, at 122nd place in the July 2003 list of 200 Greatest Pop Culture Icons compiled by VH-1 and People magazine.

The two-man crew of the charter boat S.S. Minnow and five passengers on a "three hour tour" run into a tropical storm and are shipwrecked on an uncharted, uninhabited island somewhere in the Pacific Ocean. (The episode "The Pigeon" places the island approximately 300 miles southeast of Hawaii, while "X Marks the Spot" gives a location near 140° longitude, 10° latitude, which puts it about 1200 miles to the southeast.)

Executives were concerned that first-time viewers might not understand the premise of the show, so the sea shanty-style theme song, "The Ballad of Gilligan's Isle", was written as a capsule summary of the castaways' predicament.

What you need to know when investing in Unit Trusts using EPF savings.

2008-07-10T20:03:00.000-07:00

EPF
1. EPF funds are basically an alternative savings plan conservatively managed to generate stable and moderate returns that at least maintain the purchasing power of our retirement savings by keeping pace with the prevailing inflation rate.
2. EPF dividen rate can't be use as a benchmark of investment performance for unit trusts.

Unit Trust Funds
1. The performance should be evaluated against their respective benchmarks over a medium-term horizon of three to five years.
ie. an equity fund evaluated if it beats KLCI. (Kuala Lumpur Composite Index)

But what are the criteria for me to invest?
EPF has set up certain rules for your investment
Only 20 % from your entitlement in Accout 1

Table of minimum amount listed below:

To Summarize:
It pays to invest early in your working life and using a portion of your EPF savings to enhance your overall returns is a wise way to start.
To apply DCA (Dollar Cost Averaging), you can withdraw a fixed amount regularly every 3 months or every year to invest in equity unit trusts,

However,
those who have low tolerance of risk and nearing retirement, they are encouraged to maintain their savings in EPF accounts.

Author is a certified Unit Trust Consultant (click here to view profile)

What is Dollar Cost Averaging?

2008-07-09T19:05:00.000-07:00

Today, we talk about Dollar Cost Averaging but What is It?
Instead of investing assets in a lump sum, the investor works his way into a position by slowly buying smaller amounts over a longer period of time.
This spreads the cost basis out over several years, providing insulation against changes in market price.

So i've listed 3 simple senario:
A- The Ever Increasing Pattern
B- The Down & Up Pattern
C- The Decline And Pattern to Original Price Pattern

Setting Up Your Own Dollar Cost Averaging PlanIn order to begin a dollar cost averaging plan, you must do three things:

Decide exactly how much money you can invest each month. Make certain that you are financially capable of keeping the amount consistent; otherwise the plan will not be as effective.

Select an investment (index funds are particularly appropriate, but we will get to that in a moment) that you want to hold for the long term, preferably five to ten years or longer.

At regular intervals (weekly, monthly or quarterly works best), invest that money into the security you’ve chosen. If your broker offers it, set up an automatic withdrawal plan so the process becomes automated.

The Benefits of Dollar Cost Averaging

Author is a certified Unit Trust Consultant (click here to view profile)

What will happen if I invest now?

2008-07-08T18:17:00.000-07:00

MARKET WRAP:
WEEK ENDED 4 JULY’08WEEKLY HIGHLIGHTS

• The KLCI fell to a 16-month low of 1,119.9 points on Friday as sentiment was weighed down by declines in regional markets. The index closed at 1,134.1 points to register a loss of 4.7% for the week.

• Regional markets continued to consolidate as oil prices touched a record high of US$145.29/brl on Thursday.

• The local market is expected to continue to take its cue from regionalmarkets as investors monitor the outlook for economic growth, oil prices, inflation and regional interest rates.

STOCKMARKET COMMENTARY

The KLCI eased in tandem with declines in regional markets and touched a 16-month low of 1,119.9 points on Friday.However, buying support of selected index stocks helped the KLCI to close at 1,134.1 points to register a loss of 4.7% for the week.Average daily trading volume was unchanged at 0.4bil units while daily turnover in value terms increased toRM1.1bil from RM1.0bil in the previous week.

Regional markets continued to consolidate as oil prices touched a record high of US$145.29/brl on Thursday. TheSouth Korea market fell by 6.3% as the inflation rate rose to a 10-year high of 5.5% in June. The Hang Seng ChinaEnterprises Index fell by 5% on concerns over higher oil prices.
On Wall Street, share prices moved in a trading range as investors remained cautious about the impact of rising oilprices on the economy, which saw the sixth consecutive month of job losses in June. The Dow eased by 0.5% to 11,289 points while the Nasdaq fell by 3% to 2,245 points over the week.The U.S. labour market remained weak as new non-farm job losses rose to 62,000 jobs lost in June compared to 49,000 jobs lost in May due to a decline in employment in the manufacturing and construction sectors. The U.S. Institute of Supply Management’s Purchasing Managers Index rose to 50.2 in June from 49.6 in May on the back of a rebound in production.Crude oil prices rose to a record high of US$145.29/brl on 3rd July 2008 to register a weekly gain of 3.6% due to asharp decline in U.S. oil inventories.

Led by higher fuel and food prices, inflationary pressures increased throughout the region with monthly inflation rates in June rising to 11% for Indonesia (10.4% in May), 11.4% for Philippines (9.5% in May), 8.9% forThailand (7.6% in May) and 5.5% for South Korea (4.9% in May).On the local front, Malaysia’s export growth rose to a 4-year high of 22% in May from 20.9% in April on the back of higher exports of commodities. Meanwhile, import growth was sustained at 7.9% over the same period. In terms of destination, export growth to China and Hong Kong surged to 71.0% and 67.9% respectively in May from 57.7% and 34.1% respectively in April on the back of higher demand for palm oil, chemicaland electrical & electronic products. As export growth outpaced import growth, the cumulative trade balance for the first five months of 2008 rose by 56.9% to RM54.7 billion compared to the sameperiod last year.

The Ringgit depreciated by 0.2% against the U.S. dollar to close at RM3.267 on 4th July 2008 on concerns over rising inflationary pressures. On a year-to-datebasis, the Ringgit registered a gain of 1.2% against the greenback.Looking ahead, the local market will continue to take its cue from regional markets as investors monitor the outlook for economic growth, oil prices, inflation and regional interest rates.At the KLCI’s closing level of 1,134.1 points on 4th July 2008, the local stock market is valued at a P/E of 14.4x on 2008 earnings, which is at a 14.6% discount to its 8-year average of 16.9x.The market is also supported by an attractive gross dividend yield of 4.4% which is comparable to the Ringgit fixed deposit rates for tenures of less than one year.

It is now the best time for you to invest in stock market or unit trust (dollar cost averaging) click here to download the powerpoint presentation.
but what is Dollar Cost Averaging? tomorrow we'll look deeper on the matter.

What benefit we can get from PERKESO?

2008-07-07T18:31:00.000-07:00

Yesterday i was at perkeso, one of d benefit PENCARUM yg mungkin ada antara kita yang tak tau,

atau x perasan atau x diberitahu ialah tentang FAEDAH PENGURUSAN MAYAT .

Faedah akan dibayar (boleh dituntut) dari perkeso sekiranya pencarum meninggal dunia akibat sebarang sebab.

Pembayaran faedah akan dibayar kepada waris atau pihak yg menanggung perbelanjaan pengkebumian. Amaun yang diberi adalah RM 1500 atau kos sebenar pengkebumian (yang mana lebih rendah) berdasarkan resit yang dikemukakan.

JIKA ADA SEDARAMARA, JIRAN ATAU KENGKAWAN YANG MENINGGAL TOLONG LE SELIDIK / INFORM KAT KELUARGA SIMATI TTG PERKARA NI DAN WAWARKAN/SAMPAIKAN MESEJ NE KPD ORG DISEKELILING KITA.SEMOGA DGN INI KITA SEMUA MENDAPAT KEBERKATANNYA....

INSYALLAH.