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	<title>Wilmington Real Estate</title>
	
	<link>http://www.garysmyagent.com/blog</link>
	<description>Wilmington North Carolina Real Estate</description>
	<pubDate>Wed, 11 Aug 2010 05:07:18 +0000</pubDate>
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		<title>Testimonials 7/17</title>
		<link>http://www.garysmyagent.com/blog/?p=115</link>
		<comments>http://www.garysmyagent.com/blog/?p=115#comments</comments>
		<pubDate>Mon, 03 Aug 2009 19:04:18 +0000</pubDate>
		<dc:creator>Gary</dc:creator>
		
		<category><![CDATA[Testimonials]]></category>

		<category><![CDATA[Wilmington Buyers Agent]]></category>

		<category><![CDATA[Wilmington Real Estate]]></category>

		<guid isPermaLink="false">http://www.garysmyagent.com/blog/?p=115</guid>
		<description><![CDATA[Testimonial received 7/17&#8230;  Gary was very professional and attentive to even the smallest details.  Through creative negotiations, I was able to get the property I wanted at a price I was happy with.  Best realtor experience I have ever had and I&#8217;ve bought and sold 6 properties in the last 13 years. [...]]]></description>
		<wfw:commentRss>http://www.garysmyagent.com/blog/?feed=rss2&amp;p=115</wfw:commentRss>
		</item>
		<item>
		<title>Topsail Beach, Wrightsville Beach, Carolina Beach, &amp; Kure Beach…</title>
		<link>http://www.garysmyagent.com/blog/?p=111</link>
		<comments>http://www.garysmyagent.com/blog/?p=111#comments</comments>
		<pubDate>Thu, 16 Jul 2009 15:30:49 +0000</pubDate>
		<dc:creator>Gary</dc:creator>
		
		<category><![CDATA[Education]]></category>

		<category><![CDATA[Finance]]></category>

		<category><![CDATA[General Topics]]></category>

		<category><![CDATA[New Listings]]></category>

		<category><![CDATA[Carolina Beach Real Estate]]></category>

		<category><![CDATA[Wilmington Real Estate]]></category>

		<category><![CDATA[Wrightsville Beach Real Estate]]></category>

		<guid isPermaLink="false">http://www.garysmyagent.com/blog/?p=111</guid>
		<description><![CDATA[A large selection of Wilmington homes are for sale in these beach communities.  The Los Angeles Time (7/10/09) reported that mortgage rates dropped this week.  Interest on 30-year fixed mortgages, 15-year fixed loans, five-year adjustable-rate mortgages, and one-year ARMs all fell this week, according to Freddie Mac.

The average on 30-year financing slipped to 5.2 percent [...]]]></description>
		<wfw:commentRss>http://www.garysmyagent.com/blog/?feed=rss2&amp;p=111</wfw:commentRss>
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		<item>
		<title>Reasons why it is important to work with a Realtor, whether you are buying or selling</title>
		<link>http://www.garysmyagent.com/blog/?p=110</link>
		<comments>http://www.garysmyagent.com/blog/?p=110#comments</comments>
		<pubDate>Wed, 15 Jul 2009 02:35:10 +0000</pubDate>
		<dc:creator>Gary</dc:creator>
		
		<category><![CDATA[Education]]></category>

		<category><![CDATA[Wilmington Real Estate agent]]></category>

		<guid isPermaLink="false">http://www.garysmyagent.com/blog/?p=110</guid>
		<description><![CDATA[The Wilmington Real Estate market offers a wide selection of homes for purchase; however, finding that &#8220;perfect&#8221; place to call home can be an overwhelming task, especially if an individual is trying to navigate this process without assistance from a realtor.  Working with a realtor has many benefits which include:
1.  Understanding the paperwork involved. Whether [...]]]></description>
		<wfw:commentRss>http://www.garysmyagent.com/blog/?feed=rss2&amp;p=110</wfw:commentRss>
		</item>
		<item>
		<title>Wilmington NC 2009 Real Estate Report</title>
		<link>http://www.garysmyagent.com/blog/?p=109</link>
		<comments>http://www.garysmyagent.com/blog/?p=109#comments</comments>
		<pubDate>Thu, 09 Jul 2009 14:10:37 +0000</pubDate>
		<dc:creator>Gary</dc:creator>
		
		<category><![CDATA[General Topics]]></category>

		<category><![CDATA[Wilmington Homes For Sale]]></category>

		<category><![CDATA[Wilmington Real Estate]]></category>

		<guid isPermaLink="false">http://www.garysmyagent.com/blog/?p=109</guid>
		<description><![CDATA[Today in Wilmington Real Estate, I wanted to discuss real estate reports for our local area.  One of the first questions I usually receive when conversations turn towards real estate always becomes, &#8220;So how is the market doing these days?&#8221;  Actually that question is much tougher than it sounds, if you want a [...]]]></description>
		<wfw:commentRss>http://www.garysmyagent.com/blog/?feed=rss2&amp;p=109</wfw:commentRss>
		</item>
		<item>
		<title>Getting to your Next Home is a 2 Step Process</title>
		<link>http://www.garysmyagent.com/blog/?p=108</link>
		<comments>http://www.garysmyagent.com/blog/?p=108#comments</comments>
		<pubDate>Wed, 08 Jul 2009 20:14:18 +0000</pubDate>
		<dc:creator>Gary</dc:creator>
		
		<category><![CDATA[General Topics]]></category>

		<category><![CDATA[Wilmington Real Estate]]></category>

		<guid isPermaLink="false">http://www.garysmyagent.com/blog/?p=108</guid>
		<description><![CDATA[Today in Wilmington Real Estate and Wilmington Homes for Sale, I would like to talk about the topic of Getting to your Next Home.
When most people put their home up for sale, they tend to think about how much money they will put in their pocket at closing. It is a rare Seller who thinks [...]]]></description>
		<wfw:commentRss>http://www.garysmyagent.com/blog/?feed=rss2&amp;p=108</wfw:commentRss>
		</item>
		<item>
		<title>$8000 Tax Credit Update in Wilmington Real Estate</title>
		<link>http://www.garysmyagent.com/blog/?p=106</link>
		<comments>http://www.garysmyagent.com/blog/?p=106#comments</comments>
		<pubDate>Tue, 30 Jun 2009 22:40:36 +0000</pubDate>
		<dc:creator>Gary</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[8000 Tax Credit Update]]></category>

		<category><![CDATA[Wilmington Homes For Sale]]></category>

		<category><![CDATA[Wilmington Real Estate]]></category>

		<guid isPermaLink="false">http://www.garysmyagent.com/blog/?p=106</guid>
		<description><![CDATA[Today we have a new update in the popular tax credit program that will make purchasing a home even more possible than ever before.  FHA will now permit lenders to provide a short-term bridge loan allowing home buyers to use the tax credit to make a larger downpayment, cover closing costs, or even buy [...]]]></description>
		<wfw:commentRss>http://www.garysmyagent.com/blog/?feed=rss2&amp;p=106</wfw:commentRss>
		</item>
		<item>
		<title>USDA Loan Update for Wilmington Real Estate</title>
		<link>http://www.garysmyagent.com/blog/?p=105</link>
		<comments>http://www.garysmyagent.com/blog/?p=105#comments</comments>
		<pubDate>Tue, 30 Jun 2009 22:11:11 +0000</pubDate>
		<dc:creator>Gary</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[USDA Loans in Wilmington Real Estate]]></category>

		<category><![CDATA[Wilmington home for Sale]]></category>

		<category><![CDATA[Wilmington Real Estate]]></category>

		<guid isPermaLink="false">http://www.garysmyagent.com/blog/?p=105</guid>
		<description><![CDATA[Today in Wilmington Real Estate I wanted to update all of my clients on the very latest in rates for USDA programs.  I also have list the current rates for other loan programs suitable to all parts of Wilmington Real Estate.
June 29th 2009 
Based on 30 day locks and most with 1% origination
USDA  [...]]]></description>
		<wfw:commentRss>http://www.garysmyagent.com/blog/?feed=rss2&amp;p=105</wfw:commentRss>
		</item>
		<item>
		<title>$8000 Tax Credit for Wilmington Real Estate</title>
		<link>http://www.garysmyagent.com/blog/?p=104</link>
		<comments>http://www.garysmyagent.com/blog/?p=104#comments</comments>
		<pubDate>Tue, 30 Jun 2009 01:01:51 +0000</pubDate>
		<dc:creator>Gary</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[Wilmington Homes For Sale]]></category>

		<category><![CDATA[Wilmington nc homes for sale]]></category>

		<category><![CDATA[Wilmington NC Real Estate]]></category>

		<category><![CDATA[Wilmington Real Estate]]></category>

		<guid isPermaLink="false">http://www.garysmyagent.com/blog/?p=104</guid>
		<description><![CDATA[This week in Wilmington Real Estate I would like to spotlight the tax credit of up to $8,000 now available for qualified first-time home buyers purchasing a principal residence on or after January 1, 2009.  The program defines a first time home buyer as someone who has not owned a pricipal residence in the [...]]]></description>
		<wfw:commentRss>http://www.garysmyagent.com/blog/?feed=rss2&amp;p=104</wfw:commentRss>
		</item>
		<item>
		<title>USDA Loans In Wilmington NC’s Real Estate Market</title>
		<link>http://www.garysmyagent.com/blog/?p=103</link>
		<comments>http://www.garysmyagent.com/blog/?p=103#comments</comments>
		<pubDate>Tue, 30 Jun 2009 00:29:32 +0000</pubDate>
		<dc:creator>Gary</dc:creator>
		
		<category><![CDATA[Finance]]></category>

		<category><![CDATA[USDA Loans]]></category>

		<category><![CDATA[Wilmington Real Estate]]></category>

		<guid isPermaLink="false">http://www.garysmyagent.com/blog/?p=103</guid>
		<description><![CDATA[This week in Wilmington Real Estate, I would like to discuss USDA loan financing. USDA financing is very unique as it is about the last program around that still can offer 100% financing to qualified buyers.
This program focuses on rural areas in order to boost this segment of the marketplace. USDA has quickly become a [...]]]></description>
		<wfw:commentRss>http://www.garysmyagent.com/blog/?feed=rss2&amp;p=103</wfw:commentRss>
		</item>
		<item>
		<title>Wilmington NC Home Insurance</title>
		<link>http://www.garysmyagent.com/blog/?p=102</link>
		<comments>http://www.garysmyagent.com/blog/?p=102#comments</comments>
		<pubDate>Fri, 26 Jun 2009 15:10:12 +0000</pubDate>
		<dc:creator>Gary</dc:creator>
		
		<category><![CDATA[General Topics]]></category>

		<category><![CDATA[Wilmington Homeowners Insurance]]></category>

		<guid isPermaLink="false">http://www.garysmyagent.com/blog/?p=102</guid>
		<description><![CDATA[This week in Wilmington Real Estate, I would like to cover a very important topic affecting all home owners in the New Hanover, Pender and Brunswick County areas.  Homeowners Insurance policy holders will see a sharp increase in their coverage averaging about 30% per year.  Below I have listed out some key points [...]]]></description>
		<wfw:commentRss>http://www.garysmyagent.com/blog/?feed=rss2&amp;p=102</wfw:commentRss>
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