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<div id="profile_header"><div class="big_bio"><div class="user-pic-round"><img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-original="https://usercontent2.hubstatic.com/14702283_177.jpg" class="lazy"  alt="wqaindia profile image" title="wqaindia profile image"/><noscript><img src="https://usercontent2.hubstatic.com/14702283_177.jpg"   alt="wqaindia profile image" title="wqaindia profile image"/></noscript><span title="Hubber Score" class="user-pic-label">34</span></div></div><div class="bio_stats"><h1><span class="author_primary_name">Ashok Goyal</span> <span class="author_secondary_name">(wqaindia)</span></h1><p class="meta">Joined 13 years ago from 448 Dalima Vihar Rajpura 140401 Punjab India </p><div class="contact_author"><a href=""><svg class="moon smallish envelop"><use xlink:href="#envelop"></use></svg> Contact Ashok Goyal</a></div></div></div><div id="profile_sidebar"><div id="flag_profile"><div class="flag_button_box" id="flag_box_2609110"><a class="flag_button" onclick="return showFlagProfile(2609110);" href="#"><svg class="moon tiny icon flag"><use xlink:href="#flag"></use></svg><span class="line-correction"></span>report</a></div></div><div id="profile_follow_section"><span class="follow_me_heading">Follow me here:</span><ul><li><a href="https://facebook.com/xpertconsultant" title="wqaindia on Facebook" rel="me nofollow"><svg class="moon small facebook"><use xlink:href="#facebook"></use></svg></a></li><li><a href="https://twitter.com/wqaindia" title="wqaindia on Twitter" rel="me nofollow"><svg class="moon small twitter"><use xlink:href="#twitter"></use></svg></a></li><li><a href="https://linkedin.com/pub/ashok-goyal/23/294/a82" title="wqaindia on Linkedin" rel="me nofollow"><svg class="moon small linkedin"><use xlink:href="#linkedin"></use></svg></a></li><li><a href="https://askmrgoyal.com/about-mr-goyal/" title="wqaindia's Website" rel="me nofollow"><svg class="moon small simplehome"><use xlink:href="#simplehome"></use></svg></a></li><li><a href="https://pinterest.com/wqaindia/" title="wqaindia on Pinterest" rel="me nofollow"><svg class="moon small pinterest"><use xlink:href="#pinterest"></use></svg></a></li></ul></div>		<div id="user_stats">
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		</div></div><div id="profile_content"><div id="content_selector"><a class="about_b" href="#"><span>About</span></a><a class="articles_b" href="#"><span class="selected">Articles</span></a><a class="activity_b" href="#"><span>Activity</span></a><a class="following_b" href="#"><span>Following</span></a><a class="followers_b" href="#"><span>Followers</span></a><a class="fanmail_b" href="#"><span>Fan Mail</span></a></div><div id="about_section" class="content_section" style="display:none;"><p>Leading <strong>Credit Reports Consultant, </strong>Credit Counsellor, and Fraud Detection Expert in India. Retired Chief Manager of Punjab National Bank, a Top Public Sector Bank in India with more than 35 years of experience. I am a Science Graduate with an M.A. in Economics and C.A.I.I.B. (Certified Associate Life Member of Indian Institute of Banking and Finance since 1980) and a Social Blogger authoring many Blogs for the benefit of the Public in General. I Graduated from Patel Memorial National College, Rajpura -140401, Punjab, India, and secured a Master's Degree in Economics from Punjabi University, Patiala - 147001 Punjab, India. I do not conceal anything and I present my real self on the web. After my retirement from Banking Service in 2012, I learned to build websites and blogs. I am providing <strong>Credit Reports Consultancy</strong> through my self-developed website and it has turned out to be a big commercial venture in India. Now Ashok Goyal is a Registered Trademark in India at www.askmrgoyal.com/about-Mr-goyal/</p>
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<p><span>This is my original work and I do not like any content to be copied and pasted anywhere on the web or elsewhere. All the articles available on my social profiles are exclusively owned by me. If you like my articles then you can visit my articles and provide the URL as a link, without any copyright infringement, on the website or blog which is not having any adult content related to sex, violence, hate-redness, or religious fundamentalists as per Google and Facebook TOC.</span></p>
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<p>The information provided on My Hubs is for general information only. While it is my endeavor to provide the information to the best of our knowledge and belief yet the author does not make any representation or warranties of any kind, express or implied about the completeness, accuracy, reliability, or suitability of the information. <span>Any reliance you place on such information is therefore strictly at your own risk. In no event, the author will be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising in connection with the use of the information in the Hub Articles.</span></p><div id="accolades"><h3 class="accolade_heading">Accolades</h3><ul id="trophies"><li><a id="trophy_anniversary" title="wqaindia has been a member of HubPages for 13 years." class="anniversary hptip"><span>13</span></a></li><li><a id="trophy_hubs" title="wqaindia has published at least 10 articles." class="hubs hptip"><span>10</span></a></li><li><a id="trophy_featuredhubs" title="wqaindia has had at least 10 simultaneously Featured articles." class="featuredhubs hptip"><span>10</span></a></li><li><a id="trophy_views" title="wqaindia's articles have been read over 10,000 times." class="views hptip"><span>10K</span></a></li></ul></div></div><div id="articles_section" class="content_section"><div id="teaser"><div id="teaser_0" class="categoryTeaser" style="width: 100%;">
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<h2><a href="https://discover.hubpages.com/health/Oxidation-Process-in-the-human-body-is-called-aging-Antioxidant-to-slow-down-aging-process">What is Oxidation Process or Aging in the human body? Antioxidant to slow down the aging process to keep you Look Young.</a></h2>
<p>Aging process in the human body is actually the oxidation process similar to rusting of iron. Antioxidants can slow down the aging process by boosting immunity. If one understands the mechanism then he/she can change his lifestyle to stay healthy to Look Younger Live <a class='read_more' href="https://discover.hubpages.com/health/Oxidation-Process-in-the-human-body-is-called-aging-Antioxidant-to-slow-down-aging-process">Continue&nbsp;&raquo;</a>
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<a href="https://hubpages.com/business/Jugglery-of-Key-Words-Unfolded-for-a-Common-Man" style="background-color: #e5e5e5"><img src="https://usercontent1.hubstatic.com/7690230_300.jpg" data-ratio="0.65490196078431" data-width="255" data-height="167" alt="" title="Jugglery of Key Words Unfolded for a Common Man" class="categoryTeaserImg"/></a>
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<h2><a href="https://hubpages.com/business/Jugglery-of-Key-Words-Unfolded-for-a-Common-Man">Jugglery of Key Words Unfolded for a Common Man</a></h2>
<p>Blogging is very simple but when you want your blog to spin money for you then you need to know all about Key Words and Search Engine Optimization tricks so as to have good traffic for more clicks.
</p>
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</div><div id="teaser_2" class="categoryTeaser" style="display: none; width: 100%;">
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<a href="https://hubpages.com/education/To-Deal-with-Minor-is-not-a-Minor-Issue" style="background-color: #e5e5e5"><img src="https://usercontent2.hubstatic.com/7515269_300.jpg" data-ratio="1" data-width="260" data-height="260" alt="" title="How to deal with Minor? Is it a minor issue." class="categoryTeaserImg"/></a>
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<span class="featuredhub">In the Spotlight</span>
<h2><a href="https://hubpages.com/education/To-Deal-with-Minor-is-not-a-Minor-Issue">How to deal with Minor? Is it a minor issue.</a></h2>
<p>Globally laws have been made to protect  Minors who have not attained majority but there are no legal provisions to protect the Senior Citizens or public in general if minors become criminals.
</p>
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<h2><a href="https://hubpages.com/technology/Can-we-switch-over-to-Dematerialization-of-our-valuable-Documents">Can We Switch Over to Dematerialization of Our Valuable Documents?</a></h2>
<p>Demat Accounts are maintained by depositories to hold securities on behalf of the owners. Can we use the concept of <a class='read_more' href="https://hubpages.com/technology/Can-we-switch-over-to-Dematerialization-of-our-valuable-Documents">Continue&nbsp;&raquo;</a>
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<img src="https://images.saymedia-content.com/.image/t_share/MTc2NDY0ODY3NTIyNTIxMDUw/how-much-does-magento-ecommerce-development-cost-to-merchants.jpg" data-ratio="0.33898305084746" data-width="1180" data-height="400" alt="" title="How Much does Magento eCommerce Development Cost to Merchants?" class="categoryTeaserImg"/>
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<p>Magento, a PHP based platform, currently powers 250,000 online retailers worldwide and is managing $100 billion in yearly gross merchandise volume. With a market share of 19.64%, Magento has managed to top the list of highly preferred 10 market leaders of eCommerce platform.
</p>
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<img src="https://images.saymedia-content.com/.image/t_share/MjAwMDc0MzQxOTM5OTQ2ODcy/what-to-do-with-inactive-accounts-at-hubpages-futuristic-approach.jpg" data-ratio="0.66545454545455" data-width="275" data-height="183" alt="" title="What to do with Inactive accounts at Google, HubPages or Facebook - Futuristic Approach" class="categoryTeaserImg"/>
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<span class="featuredhub">In the Spotlight</span>
<h2><a href="https://discover.hubpages.com/technology/What-to-do-with-Inactive-Accounts-at-HubPages-Futuristic-Approach">What to do with Inactive accounts at Google, HubPages or Facebook - Futuristic Approach</a></h2>
<p>Web content and articles published by individual authors is their life long asset and they will like to pass it on to their next generation as an estate. My Hub explains as to How to implement it.
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<img src="https://images.saymedia-content.com/.image/t_share/MTc2NDY0ODY3NTIyNTIxMDUw/how-much-does-magento-ecommerce-development-cost-to-merchants.jpg" data-ratio="0.33898305084746" data-width="1180" data-height="400" alt="How Much does Magento eCommerce Development Cost to Merchants?" title="How Much does Magento eCommerce Development Cost to Merchants?"/>
</picture></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>0</span><div class="catlink"><a href="https://discover.hubpages.com/technology/internet-and-the-web/">Web Page &amp; Web Site Development</a></div><h3><a class="title navigation" href="https://discover.hubpages.com/technology/How-Much-does-Magento-eCommerce-Development-Cost-to-Merchants">How Much does Magento eCommerce Development Cost to Merchants?</a></h3><p class="meta"> <span class="timestamp">8 years ago</span></p><p class="summary">Magento, a PHP based platform, currently powers 250,000 online retailers worldwide and is managing $100 billion in yearly gross merchandise volume. With a market share of 19.64%, Magento has managed to top the list of highly preferred 10 market leaders of eCommerce platform.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/money/How-to-claim-online-wallet-accounts-from-online-shopping-sites" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="How to claim online wallet accounts from online shopping sites" style="height:150px;margin-left:-105px" src="https://usercontent1.hubstatic.com/12791200_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>1</span><div class="catlink"><a href="https://discover.hubpages.com/money/understanding-finance/">Financial Advice &amp; Tips</a></div><h3><a class="title navigation" href="https://hubpages.com/money/How-to-claim-online-wallet-accounts-from-online-shopping-sites">How to claim online wallet accounts from online shopping sites</a></h3><p class="meta"> <span class="timestamp">8 years ago</span></p><p class="summary">Online shopping sites offer facility of online wallet account for online shoppers to make express payments without using Net Banking or Credit Cards. Think before adding money in such wallet accounts.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/business/Have-you-ever-converted-an-Idea-into-Innovation-Share-it-at-YoSuccess" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="Have you ever converted an Idea into Innovation? Share it at YoSuccess." style="height:150px;margin-left:-27px" src="https://usercontent1.hubstatic.com/12790152_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>0</span><div class="catlink"><a href="https://discover.hubpages.com/business/small-businesses-and-entrepreneurs/">Business Ideas</a></div><h3><a class="title navigation" href="https://hubpages.com/business/Have-you-ever-converted-an-Idea-into-Innovation-Share-it-at-YoSuccess">Have you ever converted an Idea into Innovation? Share it at YoSuccess.</a></h3><p class="meta"> <span class="timestamp">10 years ago</span></p><p class="summary">YoSuccess shares interviews and success stories of people who have converted idea into innovation. Interviews of  startups are also published at YoSuccess. Anyone can request an interview at YoSuccess</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/technology/Online-Auditor-of-Social-Networking-Sites" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="Online Auditor of Social Networking Sites Part-I" style="height:150px;margin-left:-31px" src="https://usercontent2.hubstatic.com/7467243_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>0</span><div class="catlink"><a href="https://discover.hubpages.com/technology/internet-and-the-web/">Facebook</a></div><h3><a class="title navigation" href="https://hubpages.com/technology/Online-Auditor-of-Social-Networking-Sites">Online Auditor of Social Networking Sites Part-I</a></h3><p class="meta"> <span class="timestamp">11 years ago</span></p><p class="summary">During my employment I worked as Internal Auditor. Auditing is my Hobby. I will be auditing security related issues minutely for the benefit of the Users of Facebook and other Social Networks.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/education/To-Deal-with-Minor-is-not-a-Minor-Issue" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="How to deal with Minor? Is it a minor issue." style="height:150px;margin-left:0px" src="https://usercontent2.hubstatic.com/7515269_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>8</span><div class="catlink"><a href="https://discover.hubpages.com/education/law-and-legal-issues/">Laws &amp; Legal Systems around the World</a></div><h3><a class="title navigation" href="https://hubpages.com/education/To-Deal-with-Minor-is-not-a-Minor-Issue">How to deal with Minor? Is it a minor issue.</a></h3><p class="meta"> <span class="timestamp">10 years ago</span></p><p class="summary">Globally laws have been made to protect  Minors who have not attained majority but there are no legal provisions to protect the Senior Citizens or public in general if minors become criminals.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/business/Jugglery-of-Key-Words-Unfolded-for-a-Common-Man" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="Jugglery of Key Words Unfolded for a Common Man" style="height:150px;margin-left:-40px" src="https://usercontent1.hubstatic.com/7690230_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>3</span><div class="catlink"><a href="https://discover.hubpages.com/business/e-commerce-and-how-to-make-money-online/">Search Engine Optimization</a></div><h3><a class="title navigation" href="https://hubpages.com/business/Jugglery-of-Key-Words-Unfolded-for-a-Common-Man">Jugglery of Key Words Unfolded for a Common Man</a></h3><p class="meta"> <span class="timestamp">10 years ago</span></p><p class="summary">Blogging is very simple but when you want your blog to spin money for you then you need to know all about Key Words and Search Engine Optimization tricks so as to have good traffic for more clicks.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://discover.hubpages.com/technology/What-to-do-with-Inactive-Accounts-at-HubPages-Futuristic-Approach" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><picture>
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<img src="https://images.saymedia-content.com/.image/t_share/MjAwMDc0MzQxOTM5OTQ2ODcy/what-to-do-with-inactive-accounts-at-hubpages-futuristic-approach.jpg" data-ratio="0.66545454545455" data-width="275" data-height="183" alt="What to do with Inactive accounts at Google, HubPages or Facebook - Futuristic Approach" title="What to do with Inactive accounts at Google, HubPages or Facebook - Futuristic Approach"/>
</picture></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>5</span><div class="catlink"><a href="https://discover.hubpages.com/technology/internet-and-the-web/">WordPress</a></div><h3><a class="title navigation" href="https://discover.hubpages.com/technology/What-to-do-with-Inactive-Accounts-at-HubPages-Futuristic-Approach">What to do with Inactive accounts at Google, HubPages or Facebook - Futuristic Approach</a></h3><p class="meta"> <span class="timestamp">9 years ago</span></p><p class="summary">Web content and articles published by individual authors is their life long asset and they will like to pass it on to their next generation as an estate. My Hub explains as to How to implement it.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/community/How-I-Got-Aproved-as-an-Google-Adsense-Publisher" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="How I Got Approved as Google Adsense Publisher" style="height:150px;margin-left:0px" src="https://usercontent2.hubstatic.com/7669419_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>9</span><div class="catlink"><a href="https://discover.hubpages.com/community/">HubPages Tutorials and Community</a></div><h3><a class="title navigation" href="https://hubpages.com/community/How-I-Got-Aproved-as-an-Google-Adsense-Publisher">How I Got Approved as Google Adsense Publisher</a></h3><p class="meta"> <span class="timestamp">9 years ago</span></p><p class="summary">During the process of Blogging I came to know that Bloggers with 2-3 years experience are making money via Google Ads.  Here started my journey for getting myself  approved as an Adsense Publisher.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/business/Do-not-Worry-about-Mistakes-We-learn-by-Mistakes-Only" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="Do not Worry about Mistakes - We learn by Mistakes Only" style="height:150px;margin-left:-474px" src="https://usercontent1.hubstatic.com/7669488_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>5</span><div class="catlink"><a href="https://discover.hubpages.com/business/presentation-skills-and-public-speaking/">Presentation Skills &amp; Public Speaking</a></div><h3><a class="title navigation" href="https://hubpages.com/business/Do-not-Worry-about-Mistakes-We-learn-by-Mistakes-Only">Do not Worry about Mistakes - We learn by Mistakes Only</a></h3><p class="meta"> <span class="timestamp">11 years ago</span></p><p class="summary">I don't think that anybody has learnt without committing mistakes. I used to tell my subordinates that &quot;Commit Mistakes but not Blunders&quot;. Mistakes can be rectified but blunders are irreversible.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/community/What-Steps-I-took-for-increasing-traffic-through-SEO-tricks-Back-links-and-Social-Networking" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="How to increase traffic through SEO tricks, Back links and Social Networking" style="height:150px;margin-left:0px" src="https://usercontent2.hubstatic.com/7671183_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>4</span><div class="catlink"><a href="https://discover.hubpages.com/community/getting-traffic-for-your-articles/">Getting Traffic for Your Articles</a></div><h3><a class="title navigation" href="https://hubpages.com/community/What-Steps-I-took-for-increasing-traffic-through-SEO-tricks-Back-links-and-Social-Networking">How to increase traffic through SEO tricks, Back links and Social Networking</a></h3><p class="meta"> <span class="timestamp">11 years ago</span></p><p class="summary">Spreading Word at Social Networking Sites like Facebook, Google+, Twitter, Pinterest , Delicious is the first step towards SEO implementation followed by registering Blog at popular Web Directories .</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/technology/Keep-Record-of-All-Your-Activities-on-the-Web" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="Keep Record of All Your Activities on the Web" style="height:150px;margin-left:-22px" src="https://usercontent2.hubstatic.com/7671791_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>4</span><div class="catlink"><a href="https://discover.hubpages.com/technology/internet-and-the-web/">Social Networking</a></div><h3><a class="title navigation" href="https://hubpages.com/technology/Keep-Record-of-All-Your-Activities-on-the-Web">Keep Record of All Your Activities on the Web</a></h3><p class="meta"> <span class="timestamp">11 years ago</span></p><p class="summary">Social Networking is required by Blog Authors and Content Writers for Search Engine Optimization.  Tracking all  Profiles on the web is made possible by Contributor Section in Google Plus Profile.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://discover.hubpages.com/business/My-Success-Story-can-be-Your-Success-Story-Too" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><picture>
<source type="image/webp" sizes="150px" srcset="https://images.saymedia-content.com/.image/cs_srgb%2Cq_auto%3Agood%2Cc_fill%2Cw_150%2Ch_150/MTc2Mjk2MzE2MzYyNTY0Nzgx/my-success-story-can-be-your-success-story-too.webp 150w">
<source sizes="150px" srcset="https://images.saymedia-content.com/.image/cs_srgb%2Cq_auto%3Agood%2Cc_fill%2Cw_150%2Ch_150/MTc2Mjk2MzE2MzYyNTY0Nzgx/my-success-story-can-be-your-success-story-too.jpg 150w">
<img src="https://images.saymedia-content.com/.image/t_share/MTc2Mjk2MzE2MzYyNTY0Nzgx/my-success-story-can-be-your-success-story-too.jpg" data-ratio="0.83333333333333" data-width="480" data-height="400" alt="My Success Story Can Be Your Success Story" title="My Success Story Can Be Your Success Story"/>
</picture></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>5</span><div class="catlink"><a href="https://discover.hubpages.com/business/e-commerce-and-how-to-make-money-online/">E-Commerce &amp; How to Make Money Online</a></div><h3><a class="title navigation" href="https://discover.hubpages.com/business/My-Success-Story-can-be-Your-Success-Story-Too">My Success Story Can Be Your Success Story</a></h3><p class="meta"> <span class="timestamp">6 years ago</span></p><p class="summary">Do you know that no technical skills are required to share knowledge with the world at large?  My Success Story can be Your Success Story.  Ignite your Knowledge Power to become popular amongst masses as I have registered my TradeMark as AskMrGoyal.Com in India.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/business/Forced-Advertising-How-to-Get-Rid-of-IT-Switch-from-Negative-to-Positive-Options" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="Forced Advertising Tools - Norms" style="height:150px;margin-left:-128px" src="https://usercontent1.hubstatic.com/7625756_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>0</span><div class="catlink"><a href="https://discover.hubpages.com/business/advertising/">Advertising</a></div><h3><a class="title navigation" href="https://hubpages.com/business/Forced-Advertising-How-to-Get-Rid-of-IT-Switch-from-Negative-to-Positive-Options">Forced Advertising Tools - Norms</a></h3><p class="meta"> <span class="timestamp">11 years ago</span></p><p class="summary">Advertisers all over world are advertising their products via Email marketing, SMS on mobiles. Key Word targeting &amp;  Browsing History are the latest Tools compromising security of  internet users.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/technology/Can-we-switch-over-to-Dematerialization-of-our-valuable-Documents" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="Can We Switch Over to Dematerialization of Our Valuable Documents?" style="width:150px;margin-top:-28px" src="https://usercontent1.hubstatic.com/7586700_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>5</span><div class="catlink"><a href="https://discover.hubpages.com/technology/computers-and-software/">Computer Science &amp; Programming</a></div><h3><a class="title navigation" href="https://hubpages.com/technology/Can-we-switch-over-to-Dematerialization-of-our-valuable-Documents">Can We Switch Over to Dematerialization of Our Valuable Documents?</a></h3><p class="meta"> <span class="timestamp">6 years ago</span></p><p class="summary">Demat Accounts are maintained by depositories to hold securities on behalf of the owners. Can we use the concept of dematerialization or keeping the records in electronic form in respect of Title Deeds, University Degrees, Marriage Certificates, Recognized Awards, Passports, and Visas, etc.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/business/IndiaStudyChannel-Learn-to-Earn-Cash-and-Revenue" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="India Study Channel Learn to Earn Cash and Revenue Vs Hubpages Earning from Hubs" style="height:150px;margin-left:-219px" src="https://usercontent2.hubstatic.com/7572229_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>7</span><div class="catlink"><a href="https://discover.hubpages.com/business/e-commerce-and-how-to-make-money-online/">Marketing your Web Site</a></div><h3><a class="title navigation" href="https://hubpages.com/business/IndiaStudyChannel-Learn-to-Earn-Cash-and-Revenue">India Study Channel Learn to Earn Cash and Revenue Vs Hubpages Earning from Hubs</a></h3><p class="meta"> <span class="timestamp">6 years ago</span></p><p class="summary">Google Adsense has been authorizing the well-known sites as Adsense Revenue Sharing Partner sites where AdSense Publishers can earn revenue by associating their AdSense Account and also earn through other Earning Programs. Earn while Learn is one such program at IndiaStudyChannel.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://discover.hubpages.com/money/How-Secured-are-Bank-Lockers" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><picture>
<source type="image/webp" sizes="150px" srcset="https://images.saymedia-content.com/.image/cs_srgb%2Cq_auto%3Agood%2Cc_fill%2Cw_150%2Ch_150/MTc2MjY1NzE1MjU3ODQ0OTA5/how-secured-are-bank-lockers.webp 150w">
<source sizes="150px" srcset="https://images.saymedia-content.com/.image/cs_srgb%2Cq_auto%3Agood%2Cc_fill%2Cw_150%2Ch_150/MTc2MjY1NzE1MjU3ODQ0OTA5/how-secured-are-bank-lockers.jpg 150w">
<img src="https://images.saymedia-content.com/.image/t_share/MTc2MjY1NzE1MjU3ODQ0OTA5/how-secured-are-bank-lockers.jpg" data-ratio="0.64788732394366" data-width="213" data-height="138" alt="How Secured Are Bank Lockers? Cctv in Banking Vaults - Know All About Third Keyhole" title="How Secured Are Bank Lockers? Cctv in Banking Vaults - Know All About Third Keyhole"/>
</picture></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>6</span><div class="catlink"><a href="https://discover.hubpages.com/money/banks-sandls-credit-unions/">Banks &amp; Banking</a></div><h3><a class="title navigation" href="https://discover.hubpages.com/money/How-Secured-are-Bank-Lockers">How Secured Are Bank Lockers? Cctv in Banking Vaults - Know All About Third Keyhole</a></h3><p class="meta"> <span class="timestamp">6 years ago</span></p><p class="summary">Public keep the valuable jewellery ,wills , title deeds in their bank lockers considering to to be the safest place. One has to physically visit the bank to keep or remove the articles kept in the vault. Lessees of lockers must know about the possible pilferage though chances are less than .000001%...</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/technology/Translate-Your-Hub-or-Website-and-Stay-Connected" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="Translate Your Website to Sell Products in Global Markets." style="height:150px;margin-left:-73px" src="https://usercontent2.hubstatic.com/7562845_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>5</span><div class="catlink"><a href="https://discover.hubpages.com/technology/internet-and-the-web/">Social Networking</a></div><h3><a class="title navigation" href="https://hubpages.com/technology/Translate-Your-Hub-or-Website-and-Stay-Connected">Translate Your Website to Sell Products in Global Markets.</a></h3><p class="meta"> <span class="timestamp">6 years ago</span></p><p class="summary">Connectivity is increased by leaps and bounds due to the internet. Sellers and Manufacturers are selling their products globally. Website Translator by Google helps to find global markets for advertisers as per their budgets in various geographical languages and locations.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://discover.hubpages.com/health/Oxidation-Process-in-the-human-body-is-called-aging-Antioxidant-to-slow-down-aging-process" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><picture>
<source type="image/webp" sizes="150px" srcset="https://images.saymedia-content.com/.image/cs_srgb%2Cq_auto%3Agood%2Cc_fill%2Cw_150%2Ch_150/MTkwNTIxMzE0NjE4OTEwNjE4/oxidation-process-in-the-human-body-is-called-aging-antioxidant-to-slow-down-aging-process.webp 150w">
<source sizes="150px" srcset="https://images.saymedia-content.com/.image/cs_srgb%2Cq_auto%3Agood%2Cc_fill%2Cw_150%2Ch_150/MTkwNTIxMzE0NjE4OTEwNjE4/oxidation-process-in-the-human-body-is-called-aging-antioxidant-to-slow-down-aging-process.jpg 150w">
<img src="https://images.saymedia-content.com/.image/t_share/MTkwNTIxMzE0NjE4OTEwNjE4/oxidation-process-in-the-human-body-is-called-aging-antioxidant-to-slow-down-aging-process.jpg" data-ratio="1.1607142857143" data-width="336" data-height="390" alt="What is Oxidation Process or Aging in the human body? Antioxidant to slow down the aging process to keep you Look Young." title="What is Oxidation Process or Aging in the human body? Antioxidant to slow down the aging process to keep you Look Young."/>
</picture></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>6</span><div class="catlink"><a href="https://discover.hubpages.com/health/aging-and-longevity/">Looking &amp; Feeling Younger</a></div><h3><a class="title navigation" href="https://discover.hubpages.com/health/Oxidation-Process-in-the-human-body-is-called-aging-Antioxidant-to-slow-down-aging-process">What is Oxidation Process or Aging in the human body? Antioxidant to slow down the aging process to keep you Look Young.</a></h3><p class="meta"> <span class="timestamp">6 years ago</span></p><p class="summary">Aging process in the human body is actually the oxidation process similar to rusting of iron. Antioxidants can slow down the aging process by boosting immunity. If one understands the mechanism then he/she can change his lifestyle to stay healthy to Look Younger Live Longer.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://hubpages.com/community/Quality-is-the-Key-to-Success-My-First-Lesson-on-HubPages" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><img alt="'Quality is the Key to Success at HubPages' - My First Lesson on Manufacturing Hubs at HubPages" style="height:150px;margin-left:0px" src="https://usercontent2.hubstatic.com/12606903_f248.jpg"/></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>10</span><div class="catlink"><a href="https://discover.hubpages.com/community/getting-traffic-for-your-articles/">Getting Traffic for Your Articles</a></div><h3><a class="title navigation" href="https://hubpages.com/community/Quality-is-the-Key-to-Success-My-First-Lesson-on-HubPages">'Quality is the Key to Success at HubPages' - My First Lesson on Manufacturing Hubs at HubPages</a></h3><p class="meta"> <span class="timestamp">6 years ago</span></p><p class="summary">Quality and not Quantity is the essence of publishing your Hub at HubPages. The article must succeed in conveying the message and achieving the target for which it is written. For example, this Hub's theme is to attract traffic to My featured Hubs. In the case of Poor Quality, write your comments.</p></li>
<li style="min-height:150px" class=""><div class="card"><a class="obj_image" href="https://discover.hubpages.com/money/How-to-lead-a-comfortable-life-style-after-retirement" tabindex="-1"><div style="width:150px;height:150px" class="thumbphoto"><picture>
<source type="image/webp" sizes="150px" srcset="https://images.saymedia-content.com/.image/cs_srgb%2Cq_auto%3Agood%2Cc_fill%2Cw_150%2Ch_150/MTkzODU3Njk4OTAxNTk5Njgz/how-to-lead-a-comfortable-life-style-after-retirement.webp 150w">
<source sizes="150px" srcset="https://images.saymedia-content.com/.image/cs_srgb%2Cq_auto%3Agood%2Cc_fill%2Cw_150%2Ch_150/MTkzODU3Njk4OTAxNTk5Njgz/how-to-lead-a-comfortable-life-style-after-retirement.jpg 150w">
<img src="https://images.saymedia-content.com/.image/t_share/MTkzODU3Njk4OTAxNTk5Njgz/how-to-lead-a-comfortable-life-style-after-retirement.jpg" data-ratio="0.37164750957854" data-width="261" data-height="97" alt="How to Live Happy, Comfortable, Tension - Free Life after Retirement - What to do after reaching Superannuation in India" title="How to Live Happy, Comfortable, Tension - Free Life after Retirement - What to do after reaching Superannuation in India"/>
</picture></div></a></div><span class="comment_count"><svg class="moon tiny icon solidbubble"><use xlink:href="#solidbubble"></use></svg>9</span><div class="catlink"><a href="https://discover.hubpages.com/money/retirement/">Retirement</a></div><h3><a class="title navigation" href="https://discover.hubpages.com/money/How-to-lead-a-comfortable-life-style-after-retirement">How to Live Happy, Comfortable, Tension - Free Life after Retirement - What to do after reaching Superannuation in India</a></h3><p class="meta"> <span class="timestamp">6 years ago</span></p><p class="summary">Due to financial and health problems, life after retirement from active life can be miserable. Proper planning can make lifestyle after retirement more comfortable and free of worries. Senior Citizens have to change their Life-Style so as to adapt to changes in the behaviour of the young generations</p></li>
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	<table class="details_table"><thead><tr><th colspan="2">Necessary</th></tr></thead><tr><td class="suboption_name">HubPages Device ID</td><td class="suboption_desc">This is used to identify particular browsers or devices when the access the service, and is used for security reasons. </td></tr><tr><td class="suboption_name">Login</td><td class="suboption_desc">This is necessary to sign in to the HubPages Service. </td></tr><tr><td class="suboption_name">Google Recaptcha</td><td class="suboption_desc">This is used to prevent bots and spam. <small>(<a class="privacy_policy" href="https://policies.google.com/privacy" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Akismet</td><td class="suboption_desc">This is used to detect comment spam. <small>(<a class="privacy_policy" href="https://automattic.com/privacy/" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">HubPages Google Analytics</td><td class="suboption_desc">This is used to provide data on traffic to our website, all personally identifyable data is anonymized. <small>(<a class="privacy_policy" href="https://policies.google.com/privacy" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">HubPages Traffic Pixel</td><td class="suboption_desc">This is used to collect data on traffic to articles and other pages on our site.  Unless you are signed in to a HubPages account, all personally identifiable information is anonymized. </td></tr><tr><td class="suboption_name">Amazon Web Services</td><td class="suboption_desc">This is a cloud services platform that we used to host our service. <small>(<a class="privacy_policy" href="https://aws.amazon.com/compliance/data-privacy-faq/" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Cloudflare</td><td class="suboption_desc">This is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. <small>(<a class="privacy_policy" href="https://www.cloudflare.com/privacypolicy/" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Google Hosted Libraries</td><td class="suboption_desc">Javascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. <small>(<a class="privacy_policy" href="https://developers.google.com/speed/libraries/terms" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr></table><table class="details_table"><thead><tr><th colspan="2">Features</th></tr></thead><tr><td class="suboption_name">Google Custom Search</td><td class="suboption_desc">This is feature allows you to search the site. <small>(<a class="privacy_policy" href="https://policies.google.com/privacy" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Google Maps</td><td class="suboption_desc">Some articles have Google Maps embedded in them. <small>(<a class="privacy_policy" href="https://policies.google.com/privacy" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Google Charts</td><td class="suboption_desc">This is used to display charts and graphs on articles and the author center. <small>(<a class="privacy_policy" href="https://policies.google.com/privacy" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Google AdSense Host API</td><td class="suboption_desc">This service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles.  No data is shared unless you engage with this feature. <small>(<a class="privacy_policy" href="https://www.paypal.com/us/webapps/mpp/ua/privacy-full" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Google YouTube</td><td class="suboption_desc">Some articles have YouTube videos embedded in them. <small>(<a class="privacy_policy" href="https://www.youtube.com/static?template=privacy_guidelines" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Vimeo</td><td class="suboption_desc">Some articles have Vimeo videos embedded in them. <small>(<a class="privacy_policy" href="https://vimeo.com/privacy" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Paypal</td><td class="suboption_desc">This is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal.  No data is shared with Paypal unless you engage with this feature. <small>(<a class="privacy_policy" href="https://www.paypal.com/us/webapps/mpp/ua/privacy-full" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Facebook Login</td><td class="suboption_desc">You can use this to streamline signing up for, or signing in to your Hubpages account.  No data is shared with Facebook unless you engage with this feature. <small>(<a class="privacy_policy" href="https://www.facebook.com/policy.php" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Maven</td><td class="suboption_desc">This supports the Maven widget and search functionality. <small>(<a class="privacy_policy" href="https://www.themaven.net/the-maven/pages/S5I9LAYSaEqEDc9mpEdWeA" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr></table><table class="details_table"><thead><tr><th colspan="2">Marketing</th></tr></thead><tr><td class="suboption_name">Google AdSense</td><td class="suboption_desc">This is an ad network. <small>(<a class="privacy_policy" href="https://policies.google.com/technologies/ads" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Google DoubleClick</td><td class="suboption_desc">Google provides ad serving technology and runs an ad network. <small>(<a class="privacy_policy" href="https://policies.google.com/technologies/ads" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Index Exchange</td><td class="suboption_desc">This is an ad network. <small>(<a class="privacy_policy" href="http://www.indexexchange.com/privacy/" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Sovrn</td><td class="suboption_desc">This is an ad network. <small>(<a class="privacy_policy" href="https://www.sovrn.com/privacy-policy/" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Facebook Ads</td><td class="suboption_desc">This is an ad network. <small>(<a class="privacy_policy" href="https://www.facebook.com/privacy/explanation" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Amazon Unified Ad Marketplace</td><td class="suboption_desc">This is an ad network. <small>(<a class="privacy_policy" href="https://www.amazon.com/gp/help/customer/display.html/ref=ap_desktop_footer_privacy_notice?ie=UTF8&nodeId=468496" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">AppNexus</td><td class="suboption_desc">This is an ad network. <small>(<a class="privacy_policy" href="https://www.appnexus.com/en/company/platform-privacy-policy" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Openx</td><td class="suboption_desc">This is an ad network. <small>(<a class="privacy_policy" href="https://www.openx.com/legal/privacy-policy/" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Rubicon Project</td><td class="suboption_desc">This is an ad network. <small>(<a class="privacy_policy" href="https://rubiconproject.com/privacy-policy/" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">TripleLift</td><td class="suboption_desc">This is an ad network. <small>(<a class="privacy_policy" href="https://triplelift.com/privacy/" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Say Media</td><td class="suboption_desc">We partner with Say Media to deliver ad campaigns on our sites. <small>(<a class="privacy_policy" href="https://www.saymedia.com/privacy-policy" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Remarketing Pixels</td><td class="suboption_desc">We may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites. </td></tr><tr><td class="suboption_name">Conversion Tracking Pixels</td><td class="suboption_desc">We may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service. </td></tr></table><table class="details_table"><thead><tr><th colspan="2">Statistics</th></tr></thead><tr><td class="suboption_name">Author Google Analytics</td><td class="suboption_desc">This is used to provide traffic data and reports to the authors of articles on the HubPages Service. <small>(<a class="privacy_policy" href="https://policies.google.com/privacy?hl=en&gl=us" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Comscore</td><td class="suboption_desc">ComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers.  Non-consent will result in ComScore only processing obfuscated personal data. <small>(<a class="privacy_policy" href="https://www.comscore.com/About-comScore/Privacy-Policy" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Amazon Tracking Pixel</td><td class="suboption_desc">Some articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products <small>(<a class="privacy_policy" href="https://www.amazon.com/gp/help/customer/display.html?ie=UTF8&nodeId=468496" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr><tr><td class="suboption_name">Clicksco</td><td class="suboption_desc">This is a data management platform studying reader behavior <small>(<a class="privacy_policy" href="https://www.clicksco.com/privacy/" target="_blank" rel="noopener">Privacy&nbsp;Policy</a>)</small></td></tr></table>
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