tag:blogger.com,1999:blog-4400325612184626267Thu, 01 Sep 2011 14:59:05 +0000money savinghealth insurancefruitfinanceonline bankScanSnapbooksfree codesorange savingsAmazon primeeating outonline shoppingreal estatesupervalupaperlessonline savingsbest savings ratefinancial panicSharebuilderstock marketsaving moneybulk buyingshrinking productsCoinsdealsCashsplurgingfree shippingamazonfree stuffSelf-employedcredit cardshigh yield savingsholiday giftsbudget cuttingCostcobaseballHoliday shoppinggas savinggood dealsStarbucksCyber Mondayshort salescouponscable phoneGift cardsgift givingcentsenergy auditforeclosurelow-cost health insurancesave moneyLunchbanksbonusesdiscountssavings ratesbudgetingCoinstardietingzincWalgreensgift certificatesrefund rewardshigh yieldscanningNeatReceiptsBlack Fridayjewelrebateshigh priceswww.energysaver1.comreducing debt, money saving tips, budgetinghttp://moneycentsnet.blogspot.com/noreply@blogger.com (www.moneycents.net)Blogger40125tag:blogger.com,1999:blog-4400325612184626267.post-8573956777086146666Sun, 05 Dec 2010 06:43:00 +00002010-12-04T22:51:26.383-08:00save moneygift givingThe rush of holiday shopping is in full swing. Have you ever noticed that the younger generation's wish lists are becoming much more costly? I haven't figured out if it's because their tastes are more expensive or if things are just costing more. Either way, this time of the year makes a dent in everyone's wallet. So how do you control the rising budget? Do you stick to your guns and set a limit http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/E8Npb9zApC4/shopping-shopping-and-more-shopping.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/E8Npb9zApC4" height="1" width="1"/>http://moneycentsnet.blogspot.com/2010/12/shopping-shopping-and-more-shopping.htmltag:blogger.com,1999:blog-4400325612184626267.post-2814217532980689475Wed, 01 Dec 2010 22:47:00 +00002010-12-01T14:56:16.285-08:00Walgreenscouponsmoney savingFirst, my apologies for not keeping up with this blog. That is changing soon as a whole new moneycents.net will be launched soon. It will be more user-friendly and much more money-saving deals will be available.As for Jingle Cash at Walgreens, I am bit late on this one but it appears to be going on throughout the season. Basically, it's the same as their year-round Register Rewards, where they http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/MqLadwktYYM/jingle-cash-at-walgreens.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/MqLadwktYYM" height="1" width="1"/>http://moneycentsnet.blogspot.com/2010/12/jingle-cash-at-walgreens.htmltag:blogger.com,1999:blog-4400325612184626267.post-104402429243084009Sun, 14 Mar 2010 06:31:00 +00002010-03-13T22:50:47.542-08:00energy auditwww.energysaver1.comgas savingWow, it's been months and months since I posted. I could pretend I lost my password but that just wouldn't be true. Been busy. Simple as that. I hope to be more diligent in the coming months but with all to do with the new house, well, it keeps us hopping.Yesterday, we had an energy audit. Now I could give you a whole background on the house and such and how much we've already done (and some of http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/ikub1B7OqSs/energy-audit.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/ikub1B7OqSs" height="1" width="1"/>http://moneycentsnet.blogspot.com/2010/03/energy-audit.htmltag:blogger.com,1999:blog-4400325612184626267.post-5445087129881432658Fri, 17 Jul 2009 13:23:00 +00002009-07-17T06:30:03.505-07:00short salesmoney savingSo the second lender gives verbal approval the other day and we're thinking it's a good sign. After all, that lender is going to get barely anything. If they thought the entire amount of both loans could be had, they wouldn't have approved. At least that was my thinking.So last night my agent told me that the primary lender wanted ten grand more before submitting to closing. Said that the http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/qGTQqGCcVcc/good-news-and-bad-news.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/qGTQqGCcVcc" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/07/good-news-and-bad-news.htmltag:blogger.com,1999:blog-4400325612184626267.post-3385163259039772944Wed, 10 Jun 2009 13:31:00 +00002009-06-10T06:37:05.005-07:00So the home inspection is done (well worth the money, believe me) and the lawyers finally duked it out. And now all the paperwork is at the banks. This is where the annoying wait begins. It seems to me that our success on this bid will depend on one person whose desk this lands on. On whether it's the beginning of the day or the end of the day. On whether they're in a good mood or a bad mood. On http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/QaHJteUOm4M/and-waiting-continues.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/QaHJteUOm4M" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/06/and-waiting-continues.htmltag:blogger.com,1999:blog-4400325612184626267.post-8918849195924292805Mon, 08 Jun 2009 05:10:00 +00002009-06-07T22:21:52.049-07:00real estateshort salesHouse hunting used to be fun. Find that perfect house in that perfect location. You'd think with the amount of houses out there, the perfect one would be easy to find.Find yes. Purchase... not so easy.We found the perfect house for us. Good size, good location and good price. Problem is that it's a short sale. What does that mean? Well, over the past couple of weeks, I learned everything I could http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/Or0YnuSusno/short-sales-foreclosures-reos-oh-my.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/Or0YnuSusno" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/06/short-sales-foreclosures-reos-oh-my.htmltag:blogger.com,1999:blog-4400325612184626267.post-3060384735781990664Tue, 21 Apr 2009 05:27:00 +00002009-04-20T22:34:24.780-07:00real estateforeclosuremoney savingMy thriftiness has shifted to the real estate market. While I don't have to move or anything like that, I feel like I would be remiss to not at least explore the unfortunate downfall of the housing market. I just have to get past the guilty feeling. You know the one where I can benefit from someone else's misfortune? I realize that that's the way the economy works in a way, one person's gain is http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/pBAUNWihNAM/house-hunting.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/pBAUNWihNAM" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/04/house-hunting.htmltag:blogger.com,1999:blog-4400325612184626267.post-4811085816204833022Sun, 29 Mar 2009 16:32:00 +00002009-03-29T09:58:51.303-07:00fruitCostcoSo I'm at Jewel Food Stores the other day and I see on my list "Ground Cinnamon, 1 oz." Simple enough. So I pick it up for $2.15, which I think is a pretty hefty price for the small one when the three times as much one was $5.99 but apparently that wasn't necessary since I was sticking to the list.Then, a couple of days later I find myself at Costco. Curiosity got the better of me when I went http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/okoG4RzNcE0/costco-rules-second-take.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/okoG4RzNcE0" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/costco-rules-second-take.htmltag:blogger.com,1999:blog-4400325612184626267.post-8847902229214715237Sun, 22 Mar 2009 05:28:00 +00002009-03-21T22:48:57.540-07:00splurgingsaving moneyzincI hate being sick. I'm sure nobody likes it, but I hate it for so many reasons. I don't like feeling like crap. I get behind in work and since I am the only one that is doing the work being self-employed, it just piles up until I get to it. I let things around the house pile up. And worst of all, I never seem to have the stuff I need already in the house.I get sick about once a year, a nasty coldhttp://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/n6H0NlkdYHM/sometimes-you-just-pay-what-you-need-to.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/n6H0NlkdYHM" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/sometimes-you-just-pay-what-you-need-to.htmltag:blogger.com,1999:blog-4400325612184626267.post-7932175375170067489Thu, 19 Mar 2009 08:34:00 +00002009-03-19T01:44:17.791-07:00supervalurefund rewardssave moneyjewelSo tax time is right around the corner and one of the bigger grocery chains has put together a deal that gives you up to 10% more spending power. SUPERVALU, whose stores include Acme, Albertsons, bigg’s, Cub Foods, Farm Fresh, Hornbacher’s, Jewel-Osco and Shaw’s/Star Market, is putting a bonus amount on grocery gift card purchases. Fine print: By purchasing a grocery gift card during this http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/op8ecCtwvSk/free-money-to-use-is-still-free-money.htmlnoreply@blogger.com (www.moneycents.net)1<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/op8ecCtwvSk" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/free-money-to-use-is-still-free-money.htmltag:blogger.com,1999:blog-4400325612184626267.post-5524336346874810951Sat, 14 Mar 2009 14:14:00 +00002009-03-14T08:11:39.482-07:00In theory, I think they sound great. "As good as cash," "protecting your money," "use almost everywhere"... But no one is really upfront about the fees associated with such cards.Now they're popping up everywhere. Even rebates are starting to come on prepaid debit cards. I tend to use them all at once to avoid potential fees that I know are lurking in the fine print. But when I get a $100 one, http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/bejf526xQHw/pre-paid-debit-cards.htmlnoreply@blogger.com (www.moneycents.net)2<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/bejf526xQHw" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/pre-paid-debit-cards.htmltag:blogger.com,1999:blog-4400325612184626267.post-3954308048647074798Fri, 13 Mar 2009 13:42:00 +00002009-03-13T06:55:27.340-07:00save moneycredit cardsHow some people can complain about how they're not saving money, that they're in debt up to their ears and yet they continue to dine out, buy big screen televisions and new computers. One person told me they bought the TV "because it was a steal of a price." I asked how he paid for it and he told me he put it on his credit card since it already had a balance.What?!?!So that means that the $750 http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/hTO7fwk5ntU/maybe-ill-never-understand.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/hTO7fwk5ntU" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/maybe-ill-never-understand.htmltag:blogger.com,1999:blog-4400325612184626267.post-8541646317122063903Tue, 10 Mar 2009 14:28:00 +00002009-03-10T07:51:28.368-07:00CostcoStarbucksbulk buyingmoney savingOkay, maybe not "rules," but it's certainly a great place to shop. If I'm lucky, I get out the door spending $100 or less but that's a rare occurrence. I try to go more often just so I can avoid hitting the 100 buck mark. Of course, that doesn't really matter since it all adds up the same at the end of the billing cycle.Let me say one thing though... I am not the person you seeing rolling a cart http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/Y7HIO9Csh_0/costco-rules.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/Y7HIO9Csh_0" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/costco-rules.htmltag:blogger.com,1999:blog-4400325612184626267.post-8873216703373782511Sun, 08 Mar 2009 14:10:00 +00002009-03-08T07:19:30.385-07:00CoinscentsCoinstarmoney savingI couldn't justify Starbucks, it's hard to. But sometimes you just have to treat yourself. It's always been my philosophy to not become obsessive with saving money to the point you couldn't enjoy it. I tend to look at Starbucks as my indulgence. At about $5 a hit, it seemed less of an issue than buying a bottle of wine at a restaurant. But I still didn't want to make it "feel" like I was spendinghttp://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/40fBZIX_HCk/found-my-way-to-get-my-fix.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/40fBZIX_HCk" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/found-my-way-to-get-my-fix.htmltag:blogger.com,1999:blog-4400325612184626267.post-2755245642119206348Sun, 08 Mar 2009 02:16:00 +00002009-03-07T18:19:15.869-08:00save moneyrebatesmoney saving...from saving money. I can't help it.Went out this afternoon to buy toothpaste, something we all (hopefully all) use. Walgreens had it for $3.29 with a $3.50 register receipt back to use on my next purchase. I'll take that. Use the $3.50 toward rebate items and call it good.Well, couldn't leave it at that.Went to another Walgreens, they're on every street corner by me, and bought another. Hey, http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/hM73qMAdSdA/just-little-thrill.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/hM73qMAdSdA" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/just-little-thrill.htmltag:blogger.com,1999:blog-4400325612184626267.post-1786172801386715368Fri, 06 Mar 2009 14:15:00 +00002009-03-06T06:30:51.312-08:00NeatReceiptsscanningpaperlessScanSnapI remember years ago when someone predicted that with the advent of the Internet, paper would become obsolete. I wish my desk and the boxes of credit card statements, bank statements, utility bills, etc. would have gotten that message.So, in the past few weeks I have gone about de-papering my life. I found this little desktop scanner that I have totally fallen in love with: ScanSnap by Fujitsu. http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/5ObWQ1rAqVw/paper-paper-everywhere-paper.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/5ObWQ1rAqVw" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/paper-paper-everywhere-paper.htmltag:blogger.com,1999:blog-4400325612184626267.post-1116484801483902734Thu, 05 Mar 2009 14:19:00 +00002009-03-05T06:33:24.235-08:00Starbuckssaving moneySo this past holiday season, I saw and took advantage of Costco's Starbucks gift cards. Great deal, 5 $20 gift cards for $79.99. That's a nice 20% off of a luxury I indulged in from time to time. Problem is, I didn't know it was a holiday promotion. So when I went back to get some more, there were none. Bummer.That was two weeks ago. In the meantime, I have discouraged myself from going to http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/wl6KUSOSiDw/finding-way-to-get-my-fix.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/wl6KUSOSiDw" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/finding-way-to-get-my-fix.htmltag:blogger.com,1999:blog-4400325612184626267.post-7364436136248235291Wed, 04 Mar 2009 16:58:00 +00002009-03-04T09:04:22.717-08:00Cheap is in.Yes, you read it right, being cheap is the new fad. Personally, I prefer frugal since it sounds better but hey, who am I to judge? I love to be frugal. I love to save money on things I normally buy, save money on things I normally use and save money on things I splurge on. Who's to say it can't be a splurge even if it's cheap?I read an article today on cnn.com, In a recession, cheap http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/9_LnFzYRFVQ/who-wouldve-thunk-it.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/9_LnFzYRFVQ" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/who-wouldve-thunk-it.htmltag:blogger.com,1999:blog-4400325612184626267.post-8166164370390808337Tue, 03 Mar 2009 14:12:00 +00002009-03-03T06:19:37.898-08:00save moneysaving moneymoney savingYelled at by my sister for not updating my blog, I have resolved to do so. I suppose the good news is that I have been so busy with work since I am still actively employed is a decent excuse. But as I have discovered in the past... it's not how much money you make, it's how you spend it. So my resolution this year, starting a wee bit late on 3/3/09, is to go back to the basics of savings. http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/x9gP7ZTE3Fg/been-away-so-long.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/x9gP7ZTE3Fg" height="1" width="1"/>http://moneycentsnet.blogspot.com/2009/03/been-away-so-long.htmltag:blogger.com,1999:blog-4400325612184626267.post-8959481362772606284Fri, 28 Nov 2008 04:45:00 +00002008-11-27T23:33:44.531-08:00Holiday shoppingBlack Fridaymoney savingToday is Black Friday, traditionally the "kick off" date for holiday shopping. This is the day where those of us who are a little crazy, get up before the crack of dawn and head to the malls. Sometimes, we don't even sleep. Malls opened at midnight in some places and a lot of major stores are opening their doors at 4 or 5 a.m.Now, I usually don't count myself among the crazy... usually, but this http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/aRpA8O8P4V0/black-friday.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/aRpA8O8P4V0" height="1" width="1"/>http://moneycentsnet.blogspot.com/2008/11/black-friday.htmltag:blogger.com,1999:blog-4400325612184626267.post-8028407039872142503Sun, 23 Nov 2008 02:49:00 +00002008-11-22T19:03:35.710-08:00Gift cardsbonusesholiday giftsOkay, so it's that time of the year again when you've got to buy a present for someone who has everything or is just too impossible to buy for. I have several of those people on my long list each and every year. Those people are why I tend to buy lots and lots of gift cards.But you know what, you can do pretty well yourself if you buy gift cards.During the holiday season, some companies try to http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/K7XpNQpBCgE/gift-card-giving.htmlnoreply@blogger.com (www.moneycents.net)1<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/K7XpNQpBCgE" height="1" width="1"/>http://moneycentsnet.blogspot.com/2008/11/gift-card-giving.htmltag:blogger.com,1999:blog-4400325612184626267.post-5103430422752437457Mon, 17 Nov 2008 04:21:00 +00002008-11-16T20:54:32.838-08:00dealsHoliday shoppingBlack FridayCyber MondayI've been remiss in my blogging but glad to say that I'm busy as a bee, which means I'm not losing business just yet. That's always a good, but especially in this economy.And now the holidays will soon be upon us and I'm gearing up for some good deals and ready to share them with you. New forums have been added to consolidate all the deals and allows everyone share what they find too.So, with http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/snpJuFTdkTY/holiday-deals-are-comin-soon.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/snpJuFTdkTY" height="1" width="1"/>http://moneycentsnet.blogspot.com/2008/11/holiday-deals-are-comin-soon.htmltag:blogger.com,1999:blog-4400325612184626267.post-3734670598025293712Mon, 27 Oct 2008 15:32:00 +00002008-10-27T08:41:40.187-07:00save moneyLuncheating outWell, the verdict is in. Eating lunch out is a lot of money. $6 or $7 may not sound like a lot of money but add it up over five days, then a month and then a year and soon you're looking at over $1500 a year! And that doesn't include the two or three day a week Starbucks habit.So brown bagging is in. Leftovers are looking better and better. It's now cool to bring your lunch to work. Who'd have http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/XZ31B0lzEyM/lunch-lunch-and-more-lunch.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/XZ31B0lzEyM" height="1" width="1"/>http://moneycentsnet.blogspot.com/2008/10/lunch-lunch-and-more-lunch.htmltag:blogger.com,1999:blog-4400325612184626267.post-9214456510864891151Tue, 21 Oct 2008 06:25:00 +00002008-10-20T23:44:33.949-07:00stock marketSharebuilderfinancial panic... it's starting to depress me. Now I don't have a ton of money in the market, I actually don't have a ton of money at all but that's beside the point. I see stocks like Microsoft and Apple drop to 52 week lows and at face it looks bad. But really, these companies are worth more than the market is saying, right? At least that's the way I understand it and I don't understand much.So what does it http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/bv0q6eSOeaI/i-dont-think-i-can-watch-stock-market.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/bv0q6eSOeaI" height="1" width="1"/>http://moneycentsnet.blogspot.com/2008/10/i-dont-think-i-can-watch-stock-market.htmltag:blogger.com,1999:blog-4400325612184626267.post-1070321069057976245Fri, 10 Oct 2008 14:02:00 +00002008-10-10T07:16:08.561-07:00banksCoinsCoinstarSo I've gotten in the habit of saving coins. I don't know where it started, just suddenly seemed to have a lot. So I put the coins in a jar, and then as years passed, the one jar became two, three and so on.We're not talking about a lot of money but a couple hundred dollars is a fair amount to just have laying around doing not much more than taking up space on my shelves. So what do you with it?http://feedproxy.google.com/~r/Wwwmoneycentsnet/~3/ov2EhVgj9Gw/keep-change.htmlnoreply@blogger.com (www.moneycents.net)0<img src="http://feeds.feedburner.com/~r/Wwwmoneycentsnet/~4/ov2EhVgj9Gw" height="1" width="1"/>http://moneycentsnet.blogspot.com/2008/10/keep-change.html