<

Featured Posts

Should You Use a Roth IRA as an Emergency Fund?

Saving an emergency fund and investing for retirement are both important. But squirreling away three to twelve months of living expenses may delay retirement investing for years. Fortunately, there's a way to do both without doubling your income: Use your Roth IRA as an emergency fund. Unlike the traditional IRA, with a Roth IRA, you ...

Read More

Where to Buy Movie Tickets For Cheap Online

Nothing's more timeless than griping about movie ticket prices, and for good reason. Where I live, an adult movie pass, generally, costs at least $11. After popcorn and drinks, a night at the movies is like $40 for two adults. That's cuhrazy! Fortunately, you don't have to pay full price at ...

Read More

A Quick and Dirty Guide to Passive Income Streams

A couple of days ago, in How Lazy Bastards Make Money Without Lifting a Finger, we discussed the benefits of passive income. Today we'll dive into the nitty-gritty details on how to passively beef up your earnings. Interest Simply put, interest is the cost of cash. It's money earned for money loaned. Individuals, businesses, and governments ...

Read More

Secret Tricks to Grabbing the Best Travel Deals

Many Americans spend the whole year fantasizing about those precious few weeks of vacation, when they can escape corporate politicking and their tuna-fish-sandwich-eating office mate. But if you want to truly unwind during your time off, don't allow money worries to cloud your brain. Making the most of your travel dollars ...

Read More

Check Your Credit Score Online for Free: Credit Karma Review

Have you been to AnnualCreditReport.com to order a free copy of your credit report from each of the three major credit bureaus? If you haven't, you should do so once a year. If you have, then you're aware that AnnualCreditReport.com does NOT offer a free credit score along with your free credit ...

Read More

Smooth Slider

You’re Never Too Old, Fat, or Broke to Change Direction

You probably don’t know this about me, but I’m extremely stingy with praise. Unless you achieve a truly remarkable feat, in my opinion, you’re unimpressive and thus, unworthy of the energy required to exalt your meager accomplishments. After congratulating a fellow gym member on his 6-year long physical transformation, we engaged in some light chitchat. [...]

20 comments Read the full article →

13 Insanely Simple Tricks to Trim Grocery Costs Without Couponing

When I left DC for a month-long stay in Jacksonville, FL, I expected southern food prices to be comparable to those of a third world country. They’re not. As it turns out, the financial pains of food inflation are experienced across the United States. We all gotta eat. And most of us don’t want to [...]

17 comments Read the full article →

5 Places to Find Free Online College Courses

I’ll happily invest financial resources in income boosting education. However, I’m reluctant to fork over cash for high-priced courses. After all, with any investment, you stand a chance to lose money. According to The College Board, public four-year college tuition costs for in-state students spiked 4.8% between the 2011-2012 and 2012-2013 school year. Attendees of private, nonprofit four-year [...]

8 comments Read the full article →

3 Things Love & Hip Hop Atlanta Taught Me About Finances

I hate to admit this, but I watched every episode of Love & Hip Hop Atlanta. Yup, every single one. It’s my guilty pleasure, my mental break from the hectic, pressure-filled real world, a place where I can… Man, you get the point. It’s crappy TV, but I enjoy it. Fine, I said it. Before [...]

3 comments Read the full article →

A Quick and Dirty Guide to Passive Income Streams

A couple of days ago, in How Lazy Bastards Make Money Without Lifting a Finger, we discussed the benefits of passive income. Today we’ll dive into the nitty-gritty details on how to passively beef up your earnings. Interest Simply put, interest is the cost of cash. It’s money earned for money loaned. Individuals, businesses, and governments pay [...]

4 comments Read the full article →

How Lazy Bastards Make Money Without Lifting a Finger

What happens if you quit your job? It’s not a trick question. If you skip work tomorrow, the day after that, and forever more, what’s the natural consequence of your decision? You stop receiving a paycheck, right? That ain’t cool. I get why companies refuse to pay ex-employees. But I’m sayin’ though, I don’t like [...]

14 comments Read the full article →

Build a Budget-Friendly Gym in a Small Space

450 square feet. That’s the current minimum apartment size in New York City. If Mayor Bloomberg has his way, micro-units with 275-300 square feet of living space will become the new normal. Even if you boast larger quarters, many people simply don’t have space for a treadmill, elliptical trainer, or wall of free weights in [...]

15 comments Read the full article →

How Hard is It to Discharge Student Loans in Bankruptcy?

Earlier this year, the United States’ collective student loan bill topped $1 trillion. Amazingly, only about 30% of those over the age of 25 hold a bachelor’s degree or higher. Even more startling, 40% of college freshman fail to finish a four-year degree in—wait for it—six years! For the most part, I believe an educated [...]

30 comments Read the full article →

How to Kick the Sh*t Out of Your Finances

In 4 Hardcore Strategies to Torch Debt, Rack Up Cash, and Build Wealth Now, I kindly suggested you “stop buying shit” in order to achieve your financial goals. I’ve returned to explain myself to those who wonder, “How does this broad think I’m supposed to survive without spending money?” You see, there’s a science to kicking [...]

20 comments Read the full article →

3 Semi-Easy Ways to Boost Your Credit Score (and Get a Free Credit Check)

Earlier this week, I tweeted the following: Getting a car lease can save you money on payments, but you own nothing when you’re done making payments. Surprisingly, many of my Twitter friends chimed in to share their opinion on which is a smarter option: buying or leasing a car. One Twitter follower asked me if I financed or paid cash for my vehicle.

58 comments Read the full article →

← Previous Entries

Page 1 of 3612345...102030...Last »