Young Professionals Financial Blog

Even More Rent or Buy: Renting is for Suckers

2006-05-25T20:05:00.000-04:00

We have had a few discussions in the past on the topic of renting a place versus buying a home...check these out for more information:Rent or BuyMore Rent or BuyRent or Buy: Real Life ExampleTo add some more information to the discussion, Chris over at Investor Geeks has written a great article...

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Sharebuilder Bonus Arrived

2006-05-24T07:59:00.000-04:00

Some may remember that I was thinking about signing up with Sharebuilder, mostly just to take advantage of their $50 bonus offer. I finally did signup in mid-April with $50 of my own money. I invested my $50 in VWO (Vanguard Emerging Markets Viper) which is at just about the same price as when I...

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Carnivals - 5/22/2006

2006-05-22T21:53:00.000-04:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Personal Finance Number 49 hosted by Frugal for LifeFestival of Frugality hosted by Tired but HappyCarnival of Investing hosted by Mighty Bargain HunterCarnival...

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Young Professionals Frugal Living Guide - Part 15

2006-05-18T11:15:00.000-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Today's frugal living post comes to us from Educating the Wheelers and is something that I know Mrs. RS and I could be doing better at. They have...

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Carnivals - 5/15/2006

2006-05-15T10:28:00.000-04:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Personal Finance Number 48 hosted by 2MillionFestival of Frugality hosted by Boston Gal's Open WalletCarnival of Investing hosted by Investor GeeksCarnival of...

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Young Professionals Frugal Living Guide - Part 14

2006-05-14T22:48:00.000-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Today's entry into the Frugal Living Guide was sent to us by fellow Young Professional, Jonathan. We really appreciate it Jonathan and would love to...

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Rumors of My Demise...

2006-05-10T14:53:00.000-04:00

Have been greatly exaggerated. However, the demise of my free time is completely accurate. I am really noticing the difference in the amount of free time that I have now compared to how much I had over the winter. I have so much going on with the outside of my house right now that I have not even...

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Young Professionals Frugal Living Guide - Part 13

2006-04-27T14:31:00.000-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Today's post on Frugal Living saved us a lot of dough a few years ago. It probably saved us between $40 and $70 a month on average. What could...

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Carnivals - 4/26/2006

2006-04-26T00:59:00.000-04:00

The latest batch of Carnivals are now up. Sorry that this post is a little late this week, I am still trying to catch up on all my mail and blog reading after vacation. Make a point to check them out, there is always good information contained in them.Carnival of Personal Finance Number 45 hosted...

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Young Professionals Frugal Living Guide - Part 12

2006-04-25T11:20:00.000-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Today's post on Frugal Living is a tip that can really only be used once a year...your birthday. There are many places where you can get free stuff...

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Back From Vacation

2006-04-24T22:28:00.000-04:00

Just a quick update to say that I just got back from a wonderful vacation. Mrs. RS and I went on a cruise with 5 other couples to the Western Caribbean. It was a lot of fun, but it is good to be home too. We woke up in Florida at 2AM this morning and finally made it home to New York by about 3PM...

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Landscaping Project Update

2006-04-14T13:29:00.000-04:00

Let me start this post off by saying that it is a really good thing that I went to college. The reason? Well, if I wasn't a computer programmer and had to do a job that required a good deal of physical labor...I would probably not be good at it. How do I know this? Our landscaping project is not...

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My Coin Jar

2006-04-14T10:59:00.000-04:00

Jeffery from Personal Finance Advice has a post asking what others coin jar looks like. It is a very timely post since I was just about to write a new post for the Frugal Living guide about coin jars. Mrs. RS just emptied our coin jar so that we could use the proceeds for extra spending money on...

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First Jobs - SL

2006-04-13T10:00:00.000-04:00

After conversing with RS and DD, my "first jobs" experience was pretty different/almost sheltered compared to their first jobs. I never had to run the fryer at McDs, work construction or make cold calls for sales pitches. Here are my first jobs:1) I first entered the work world as KUMON teacher....

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First Jobs - DD

2006-04-11T13:30:00.000-04:00

I lived near a golf course and my brother and I would often search for golf balls then sit at the 15th hole and sell the golf balls. We had egg cartons for them and had 4 price categories based on the golf ball condition... most expensive being like 75 cents (pristine condition, no scratches or...

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Young Professionals Frugal Living Guide - Part 11

2006-04-10T22:37:00.000-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.Our tip today actually comes from Oprah...old school Oprah, not debt-diet Oprah (sounds like action figures). Many, many years ago, Oprah told Mrs....

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First Jobs - RS

2006-04-10T08:11:00.000-04:00

The Budgeting Babe has a post about Turning Down Jobs (I don't think that I have ever turned down a job) and it got me thinking about jobs that I have had over the course of my life. In particualr, the first couple of jobs that I had:My first "real" job (real = not mowing the lawn or babysitting...

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Carnivals - 4/10/2006

2006-04-10T00:30:00.000-04:00

The latest batch of Carnivals are now up. Make a point to check them out, there is always good information contained in them.Carnival of Investing hosted by A Financial RevolutionCarnival of Personal Finance Number 43 hosted by MyMoneyBlogInteresting discussion in the beginning of this carnival...

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Sharebuilder Questions

2006-04-08T16:01:00.000-04:00

Last week, I posted about the Sharebuilder $50 Promotion that I was thinking about signing up for. Well, I did sign up with Sharebuilder, but I have a couple of questions that I was hoping someone could help me out with.I added $50 to my account and was just planning on investing that, plus my free...

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Which Mortgage is Right?

2006-04-07T17:50:00.000-04:00

In all my mortgage shopping, I debated a number of different types of mortgages in trying to find what one would be right for me.3/1 and 5/1 ARM (adjustable rate mortgage)Here I was very tempted to go with the lower rate and allow for the variable rate since it could very well be lower in 5 years. ...

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Young Professionals Frugal Living Guide - Part 10

2006-04-06T11:00:00.000-04:00

The Frugal Living series will take a look at some of the steps that the Young Professionals use to save a little extra dough on the things that we buy.One of the things that you can do to save a little extra money (actually, earn a little extra money) is to take advantage of some of the various...

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Starting Tomorrow: Money Flowing Out

2006-04-06T00:18:00.000-04:00

Tomorrow it begins...my neighbor and I start spending tons of money on landscaping our new houses. We have been getting estimates for almost a month now on what it would cost for a retaining wall in the front of our house and to get a lawn put in. As I mentioned before, it costs a lot more than we...

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Real Estate Clause All Sellers Should Include

2006-04-05T10:32:00.000-04:00

This problem has come up a few times recently...someone is selling their house with a real-estate agent, but they find a buyer on their own. Now they are stuck paying a real estate agent commission (usually 5%-6%). So, if you are selling your house, you should at least talk to your real estate...

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An Uncommon Way to Wealth

2006-04-04T13:37:00.000-04:00

I was pointed towards a new site this past weekend and I just started checking it out. It is called An Uncommon Way to Wealth. Along with some good articles, he has some really nice Excel spreadsheets on the site that you can download and use for free. These Excel spreadsheets will help you track...

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Sharebuilder $50 Promotion

2006-04-03T13:25:00.000-04:00

Jim from Blueprint for Financial Prosperity posted last week about a new Sharebuilder $50 promotion that I was considering trying out. My current brokerage is E*Trade and I don't really want to switch (unless Sharebuilder ends up being really great), but I don't want to pass up $50.I need to look...

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