Your Personal Financial Adviser

Beware of Credit Card Traps

admin — Wed, 09 May 2012 18:38:57 +0000

You come across an advertisement for a credit card offering 0% interest. You know that you will always pay the full amount due, so you have every reason to believe this is the perfect card for you. But have you wondered if the bank or other provider is making any profit from this offering, and [...]

Who Can Benefit From the Penny Stock Market

admin — Tue, 01 May 2012 18:33:08 +0000

Penny stocks are those that have a very low unit price. They belong to companies that are just starting up or that have just listed on a stock exchange. These companies are usually not yet fully established and their details are not readily available. The management is not top notch, its revenue is mediocre, and [...]

Glossary of Terms in the Oil Market

admin — Tue, 24 Apr 2012 20:31:47 +0000

investors are looking at different sectors like the oil market, which is booming. New investors in this field is often confused with the various terminology used by trading experts, brokers and investors on trading forums. There is no need to worry; Your Personal Financial Adviser is here to simplify the glossary used in the oil [...]

The Top Names in the Precious Metals Market

admin — Fri, 20 Apr 2012 19:19:05 +0000

The most famous metals in the precious metals market are gold and silver, with platinum rounding up the top 3. They are so called because of the fact that they do not react with most other elements, have a high shine and are fire-resistant up to very high temperatures. Besides the more common uses as [...]

Tips to Increase the Real Estate Value of Your House

admin — Tue, 17 Apr 2012 19:44:30 +0000

Now Your Personal Financial Adviser is going to discuss how you can increase the value of your real estate. Selling a house is not difficult, provided you follow some basic common sense and some tips from the experts, to get the best real estate value on your investment. Interior made for a prospective buyer to imagine this as [...]

What are Unit-Linked Insurance Schemes?

admin — Sat, 14 Apr 2012 18:01:21 +0000

Today Your Personal Financial Adviser is discussing some features of the unit-linked insurance. The average investor would have a life insurance taken on him, to assure his dependents of an income, even after he passes away. A normal life insurance policy takes a policy holder’s age, the term of the policy and the cover amount into consideration while [...]

How to Start Investing in the Stock Market

admin — Wed, 11 Apr 2012 13:27:07 +0000

A person who is considering the stock market as a means of making money has to do it seriously, and not treat it like a pastime. Thorough research needs to be carried out on the companies whose stocks look interesting for buying or selling. It is all about correctly predicting the change in price of [...]

Factors Impacting the Oil Market

admin — Sun, 08 Apr 2012 15:10:27 +0000

Crude oil, also referred to as ‘black gold’ sometimes, is the raw form of petrol, diesel or kerosene that are used by consumers all over the world. It is a commodity that has the same properties, irrespective of the country in which it is mined. The demand and supply of oil has a lot of [...]

Does Being ‘Credit Worthy’ Matter?

admin — Thu, 05 Apr 2012 13:11:06 +0000

Most people are aware of the concept of credit ratings. Alas, the importance of building up a solid credit history is not all widely known or appreciated. So Your Personal Financial Adviser is going to discuss it today. Just to establish a common background to this article, a credit ratingr agency (CRA) collects financial, personal and any other [...]

Young Adults Benefit From Secured Credit Cards

admin — Sun, 01 Apr 2012 19:03:34 +0000

Today Your Personal Financial Adviser is discussing some benefits from secured credit cards. With the widespread use of e-commerce, an increasing number of local and overseas purchases and ticket reservations are being made online, from the convenience of your home. A credit card is taken as a guarantee and identity proof at car rentals and hotel check-ins. The [...]