Z Tutor

Make Your Online Business Progressive

2012-03-31T11:00:00.000-07:00

This article is all about internet marketing, using the power of internet, a business owner can gain profits and be ahead of the competitors. Internet marketing is used to increase income and promote your own product in different sites. Internet marketing involves selling your product through email messages, as long as you have your own computer with an internet connection you can start working on your business. Negotiating with different clients via email is much easier, faster and hassle free. As an internet marketer, you must know on how to convince those who visited your website and your target audience. Show the advantages of the product, encourage the viewers to try on the product and tell them why they need it.

Internet marketing helps in increasing your sales, this is considered as the best strategy in order to make your product popular. Online marketer helps in increasing your sales, instead of hiring an advertising company which charges way too high prices for ads, lame commercials and billboards why not hire an online marketer? You’ll save more cash and the results are faster, expect to have increase of sales within a shorter span of time.

There are people who are expert in this field, they do know that taking your business online is not enough. The main goal of putting your business on the internet is to make it global, reach more people and make money online. You will need an online marketer who will make things easier for you. They provide virtual office, complete with the tools, training, technical support and other resources that your business needs. There are also mentors who will guide you in your business, these people are professional, backed up with vast knowledge and have a wide experience when it comes to business. Taking advises from these mentors is the key to become successful.

There are companies that help those who are in need of online marketers. A potential client must be referred, this is limited for qualified applicants only. Those who have potential are accepted. Not everyone can be accepted because the company wants to protect their integrity.

If you have an online business and you are selling a product or service, you must keep in touch with your visitors. Online marketers helps in communicating with your visitors by sending letters, emails regarding the benefits of the product and why they must acquire the product. Without follow – up, your business might be forgotten by the visitors, which only means you lose a client. As the owner you are too busy to handle all of these. Outsourcing will make things easier, let online marketers take some weight off your shoulders. All you have to do is count your profits and watch the sky rocketing sales of your product. Now that’s a way to have a successful online business

How To Save $500 On Gap Auto Insurance

2012-03-29T09:39:00.002-07:00

The average price for gap auto insurance sold by an auto dealership or finance company is $578.

Q. So why would anybody in their right mind pay $500 more they should?

A. They don’t know any better.

Imagine you’re in a car dealership and you’ve just purchased a brand new car. You’re sitting there with a self satisfied smile on your face that lets everybody in the showroom know you just brought the salesman to his knees with your finely honed negotiating skills.

Next you go see the finance person to arrange a loan. This is where you’re casually informed that if you wreck your beautiful new car during the next year or two you’re going to have fork over maybe five grand because the car will be worth that much less than what you still owe the bank.

Lucky for you the finance guy has a tailored made solution to the problem. For a measly $578 one time fee you can purchase a gap policy that protects you from a potential shortfall, up to $5,000, if you owe the bank more than the car is worth when that bus hits you.

Of course you’re going to say “sure, go ahead” because you’re afraid of losing your shirt and, by the way, did I tell you the premium could be rolled right into the loan?

On one hand, you’re relieved to know the value your asset is protected, but on the other hand you’re asking yourself why it had to cost so much.

Well, it doesn’t. But who knew that there was even such a thing as gap insurance much less how much it’s supposed to cost. The problem is not with you, but with the major insurance companies and their brokers.

The reason you don’t hear anything about gap from your insurance agent is that it isn’t exactly a big money maker. With an average gap endorsement costing around $35 a year, there isn’t a lot of profit incentive to buy 30 second spots on American Idol.

Besides the price, there’s another difference between the gap insurance sold by a car dealer and the policy rider sold by a name brand gap insurance provider. When you buy gap from a major insurer you can cancel the rider as soon as the loan balance and value of your car reach parity – usually within the first two years of ownership.

With dealership gap insurance, the coverage is spread out over 60 months and cannot be canceled for a refund – whether you need it or not.

Space Saving Small Cars

2012-03-28T06:59:00.003-07:00

Space Saving Small Cars

With petrol prices continuing to increase and cars becoming more expensive to run, people are turning to small cars to solve their problems. These cars have gained incredible popularity due to their compact size, cost and fuel efficiency. These cars have contributed in a major way to the modern car industry and almost all of the major manufacturers around the world offer a range of compact vehicles.

The size of the car ranges from 4400mm and 4750mm long for convertibles, 4100mm and 4450mm long for hatchbacks. Small family cars based on sports utility vehicle design range from 4400mm to 4750mm in the international based models and for the U.S. models it is 4200mm to 4500mm. The considerations of compact cars in Japan are under certain conditions and they are as follows: the vehicle needs to be 3.4m long, 1.48m wide, 2m height with an engine capacity of 660cc to 2000cc, 4.7m long, 1.7m wide, and 2m height. There are no special considerations for hatchbacks, minivans, SUV’s or CUV’s. They run on either diesel or petrol with an engine capacity of 1.5 litres to 2.4 litres, some are 1.3 litres to 1.4 litres units for economy models, within an absolute range of 100 bph and 170 bph.

In the year 1950, the compact class was introduced, built on a 2500mm wheelbase and to it were added hardtops, hatchback and station wagon designs. The “compact” term was coined by the American motor industry, and is now used all over the world. It was between the 1958 and 1960 when modern compact cars were greatly expanded. During the 1960’s small vehicles evolved into slightly smaller versions with 6 cylinder engines, with two-bench six-passenger sedan but were among the smallest in North America.

Consumers today seek vehicles in the U.K. that are fuel efficient as well as fun to drive and for this reason the sale of small cars are at an all time high. Manufacturers are coming up with new ideas and innovative designs in this sector which is proving extremely popular. According to information in 2010 these smaller versions of cars made up about one third of the overall car sales.

Over the next few years, with fuel prices expected to steadily increase even more, the sale of small cars is set to rocket. Not only do small cars save you money in terms of buying them, running them and fuelling them, buy they save a lot of space on the driveway and in the garage.

Ferrari 458 Italia Manettino, Launch Control and Interior

2012-03-27T05:35:00.001-07:00

The 458 Italia is equipped with a racing manettino switch leading toward more sporting set ups and giving the driver a wider selection of electronic controls parameters. The ICE setting saw in the F430 has been removed, while the CT setting has been added in order to deactivate the traction control and at the same time maintain the stability control. There are five different manettino positions and conditions: Low Grip, Sport, Race, CT and CTS. Low Grip setting provides maximum grip under all driving conditions, and it is particularly suited for low grip surfaces. The emphasis is on comfort and stability without compromising the handling. Sport is the best setting for day to day driving and guarantees great safety under good grip. Race is particularly suitable for track driving providing maximum performance and stability in optimal grip situations. CT helps the driver improving his driving skills in safety, by keeping active the stability control. It allows over-steer right to the edge of the car’s limits and guarantees enhanced driving pleasure and fun behind the wheel, particularly on the track. Under CTS setting, both stability and traction control systems are deactivated, giving the driver maximum freedom and control on the track. No electronic systems intervene on the vehicle stability with the exception of E-diff3 and ABS.

On the 458 Italia, the driver can decouple the suspension damping from the electronic configuration selected on the manettino. The suspension decoupling button offers improved “filtering” of uneven road surfaces in order to improve performance and handling on uneven broken surfaces, such as the ones at the Nürburgring race track.

The launch control button is instead designed to offer the best possible acceleration from standstill. It delivers the maximum possible torque to the ground and prevents wheel spin as the car accelerates away. Its activation is indicated in the instrument panel. To start using the Launch control, the manettino must be selected on race, CT or CTS setting. With the car still at standstill, the driver then needs to put the gearbox in manual, selects first gear, pushes the launch control, presses the accelerator pedal and then releases the brake pedal.

The stylistic interior choices developed by Ferrari Centro Stile reflect a functional, ergonomic cockpit design. The driver is set in the center of a streamlined and intuitive layout, which is very much in line with the marquee’s signature styling cues.

How To Hide Facebook Fan Page at the Sidebar in your Blog

2012-02-29T10:41:00.001-08:00

For those bloggers who have their own facebook fanpage, it is usual to put it on the blogfanpage. Usual to put in the sidebar of the blog, this time I'll also show you how to hide facebookfan page on the edge of your blog.

Tutorial hide Fb fan page is shown below.

1. Go To Dashboard >> Design ->> Edit HTML

2. Check the "Expand Widget Templates" box

3. Search (Ctrl+F) for </head> tag,

4. Then, copy and paste the code below, BEFORE </head> tag,

<script src='https://ajax.googleapis.com/ajax/libs/jquery/1.6.1/jquery.min.js' type='text/javascript'/>

*If you already have the code in your template, just ignore step no 4.

5. Save your template.

6. Now go to your Dashboard >> Design >> Page Element >> Add a Gadget

7. Paste this code in.

//<!--

$(document).ready(function() {$(".w2bslikebox").hover(function() {$(this).stop().animate({right: "0"}, "medium");}, function() {$(this).stop().animate({right: "-250"}, "medium");}, 500);});

//-->

</script>

.w2bslikebox{background: url("http://kodokpinter.blogspot.com/-KdSAuv-K7HM/To_WXoWHzJI/AAAAAAAAGvg/5UvL10LUe_k/facebook.png") no-repeat scroll left center transparent !important;display: block;float: right;height: 270px;padding: 0 5px 0 46px;width: 245px;z-index: 99999;position:fixed;right:-250px;top:20%;}

.w2bslikebox div{border:none;position:relative;display:block;}

.w2bslikebox span{bottom: 12px;font: 8px "lucida grande",tahoma,verdana,arial,sans-serif;position: absolute;right: 6px;text-align: right;z-index: 99999;}

.w2bslikebox span a{color: #808080;text-decoration:none;}

.w2bslikebox span a:hover{text-decoration:underline;}

</style><div class="w2bslikebox" style=""><div>

YOUR FAN PAGE URL = Put your Facebook Fan Page URL

8. You can change the facebook logo with another color given below, or use your own image.

GREEN: https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjoIExIsFHiNNupfPceQglqrYet6ghUlSvdK_faP-dXqyAgmWy4czjcIOe963kwCrjPNnpLgXjV9Fr7j5J_3k4DjG0eFQyT1D2ikBUm6l5JKCYzRjOi1S4aNRQp16-Qp4lahgQ6DjuT8wA/s150/crb_facebookbadge.png

PINK: https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi0fs6D4FXT76t7tRHmbH-SjHEbHqCVnpd6gPUY9G5hP4gYhjJymZdMEKspOU6lELadxYYYrsB7sk_rtL3FZEnBUhiCCd-U4K5kH3o0ZvGYRnYZh8p90pSsxRAH0Gl6hvKh6IAtdQrtbxY/s150/mhw_facebookbadge.png

9. Save. You're done.

The Lamborghini Gallardo

2012-02-27T03:17:00.002-08:00

The “LP” in Lamborghini LP 560-4 Gallardo's name stands for “Longitudinale Posteriore,” which refers to the engine’s placement. It’s mid-mounted, just behind the seats, in a longitudinal position. The 560 is for its horsepower, and the 4 means that it’s all-wheel drive, like most of it Lamborghini siblings these days. And, while we’re on the subject, the model is pronounced “Gah-YAR-do,” not “Gah-LAR-do,” no matter what they say in hip-hop songs.

Key Features

5-liter, V10 engine with dual-overhead cams
Six-speed manual transmission or improved E-gear system
Top speed = 200+ mph; 0-62 = 3.7 seconds
16 mpg combined fuel economy

Engine and Transmission

The Lamborghini Gallardo’s aluminum 5-liter V10 delivers 552 hp at 8,000 rpm and nearly 400 lb.-ft. of torque at 6,500 rpm to all four wheels, up from 520 hp and 376 lb.-ft. in the 2008 model. With great power comes great responsibility, and Lambo has improved its emissions and fuel economy, too. But make no mistake--at 11 city/23 highway, there will be many trips to the gas station to fill the 24-gallon tank.

The car comes with a 6-speed manual transmission, but there is also the optional 6-speed E-gear system. Like many high-end cars, the E-gear system is an automated manual transmission with paddle shifters on the steering column. The new version of Lamborghini’s E-gear changes gears using a rotational selector, which, according to the company, makes for quicker, smoother shifts.

Exterior Design

The latest incarnation of the Lamborghini Gallardo is a bit lighter than the previous model, thanks to weight-saving measures in the driveline. The all-aluminum body is almost identical to earlier models, with only slight changes to the front and rear.

The Gallardo's front bumper comes to a slight point, similar to the Lamborghini Murcielago, and the headlights were redesigned to incorporate Y-shaped LED daytime running lights. The smaller taillights also have these Y-shaped lighting elements. A wide strip of black aluminum grating running the width of the car’s rear allows air to escape the engine compartment.

The suspension is double-wishbone front and rear, with anti-roll bar, anti-dive, and anti-squat. The steel brakes are ventilated discs with 8-cylinder aluminum front calipers and 4-cylinder rear calipers. The Lamborghini Gallardo LP560-4 sits on Pirellis, with 8.5 x 19 front wheels and 11 x 19 rear. There are three new wheel styles available: Apollo, Callisto, and Cordelia. The aluminum, basket-weave style Cordelia was named one of the “10 Sexiest Wheels” by Car and Driver.

Interior Design

The inside of the Lamborghini Gallardo LP 560-4 is covered in contrast-stitched leather and carbon fiber, with supportive seats and new dials reminiscent of the higher-end Murcielago. The console has dual climate control and a version of parent company Audi’s Multi Media Interface system. Interior and exterior colors can be personalized through Lamborghini’s “Ad Personem” program.

The controls are easy to reach, and ergonomics have been improved in the cockpit. Space is at a premium, though, when engineers are trying to keep weight down. Two people can sit comfortably in the Gallardo, as long as they don’t bring anything with them.

Lamborghini Gallardo LP 550-2 Valentino Balboni

In the summer of 2009, the shirts in Sant'Agata announced that it would commemorate the retirement of longtime test driver Valentino Balboni not with a boring old watch, but with a car named after him. The Lamborghini Gallardo LP 550-2 Valentino Balbino would be the first Lambo since the 1990s to have rear-wheel drive, rather than four-wheel. The slight drop in horsepower is made up for in exclusivity: only 250 Valentino Balbino editions will be built in one of eight colors, each with a wide, white stripe down the center. It'll sell for around $270,000.

Lamborghini Gallardo LP 570-4 Superleggera

The littlest Lambo went on a diet in 2010 to become the lightest Lambo. The Lamborghini Gallardo LP 570-4 debuted at the Geneva Motor Show with 10 additional horsepower and 154 fewer pounds on its frame, thanks to a lot of carbon fiber. That drops its 0-62 mph time from 3.7 seconds to 3.4, compared to the base model, and ups its top speed to 202 mph. If you're in the dark as to what "Superleggera" means, it's Italian for "super light." They can be pretty literal over there in Sant'Agata.

Price and Availability

MSRP for the Lamborghini Gallardo LP560-4 is in the $200,000 neighborhood, with special editions commanding a premium. About 800 Gallardos are built each year at the Sant’Agata plant in Italy, making these cars exclusive but not unobtainable. In June 2010, the Gallardo became Lamborghini's most successful car of all time when it reached 10,000 units built since its introduction in 2003.

Review New Cars 2012

2012-02-26T05:29:00.000-08:00

It's a challenge for anyone to keep up with the constantly changing roster of cars on dealership lots. For car lovers it's an even tougher task, because beyond knowing that a certain model exists, you need to know where it fits in the automotive firmament. That's why we've gathered every new model due by the first half of 2012 and categorized them, not alphabetically or by some government-defined size class, but by their relevance to buyers, enthusiasts, and the companies that build them. Some cars thrust automakers into new segments, while others drive just like last year's model. Some cars protect the sanctity of the manual transmission, while others advance performance with the latest technology. Some cars address rising fuel-economy standards, while others disguise obscene speed in stealthy sheetmetal. Here are the 85 new arrivals shaping the automotive world for 2012.

BRAND EXPANDERS

These new models don't merely replace an existing car, they move their automakers into new segments.

Land Rover Range Rover Evoque
Don't be surprised if Land Rover's softest four-wheeler becomes its best-selling vehicle. The Evoque opens the Range Rover marque to new customers with its lower price, eye-catching style, and on-road predilection. Available in two- or four-door trim, the Evoque uses unibody construction and a 240-hp, direct-injected, turbocharged four-cylinder supplied by Ford. The Evoque doesn't offer a low range, locking differentials, or an air-sprung suspension, but Land Rover's signature Terrain Response system adapts the traction control, stability control, hill-start assist, hill-descent assist, and throttle response for specific conditions.

ON SALE: October | PRICE: $43,995 | NEW BUYER: Urban dwellers who rarely see a dirt road

Buick Verano
Buick's play for younger buyers is much more than a reskinned Chevrolet Cruze. Larger engines include a standard 2.4-liter four-cylinder making 177 hp and 170 lb-ft of torque and an optional turbocharged 2.0-liter good for about 220 hp. Luxury touches such as a heated steering wheel, a Bose stereo, and the next generation of OnStar technology complement the upscale cabin, which makes generous use of wood and aluminum accents.

ON SALE: Late 2011 | PRICE: $21,000 (est.) | NEW BUYER: Forty-somethings -- if Buick is lucky.

Saab 9-4X
Assuming Saab still exists in 2012, the 9-4X stands to be a major boon to sales as it nudges the Swedish automaker a little closer toward the mainstream -- or at least suburbia's crossover-loving buyers. The newly independent automaker faced a serious cash shortage in the first half of 2011, during which the 9-3 sedan accounted for 81 percent of Saab's U.S. sales. Developed under General Motors ownership, the 9-4X is a close relative of the Cadillac SRX, but the Saab boasts unique sheetmetal and distinct engines. A 265-hp, 3.0-liter V-6 is standard, available with either front- or all-wheel drive. The Aero trim includes all-wheel drive and a 2.8-liter turbo V-6 making 300 hp.

ON SALE: Now | PRICE: $34,205/$48,835 (base/Aero) | NEW BUYER: Mainstream suburbanites

Nissan NV
Cargo may be king in the commercial-van segment, but Nissan hasn't forgotten about the driver with its new NV. Optional equipment includes a power driver's seat, navigation, rear parking sensors, a backup camera, and a USB audio input. Based on Titan mechanicals, the NV offers the choice of a 261-hp V-6 or a 317-hp V-8 in either standard or high-roof configuration. The strongest NV can haul up to 3925 pounds and tow nearly 9500 pounds.

ON SALE: Now | PRICE: $25,930/$28,970 (low-/high-roof) | NEW BUYER: Plumbers, electricians, and contractors

Infiniti JX
Infiniti's need for a three-row family crossover -- something more practical than the FX and less thirsty than the QX -- will drive the luxury maker to the Nissan parts bin.Repurposing the Murano's hardware means a return to front-wheel-drive architecture, although Infiniti could choose to make the JX all-wheel drive only. Infiniti won't talk about the JX's powertrain until the Los Angeles auto show in November, but the VQ-series V-6 engine is pretty much a given.

ON SALE: Early 2012 | PRICE: $45,000 (est.) | NEW BUYER: Young families with kids Ford C-Max Aborted twenty-one months after Ford announced that the small seven-seat minivan was coming to the U.S. Should erase some of the confusion that would've come with selling three different powertrains wrapped in two distinct body styles under one name. Hybrid and plug-in-hybrid five-passenger C-Maxes are still planned.

Toyota Prius V
The Prius V is the first step in franchising the Prius name into a brand of high-mileage hybrids. The V uses the same general shape and an identical 134-hp hybrid powertrain as the Prius, but it's stretched 6.1 inches to accommodate rear seats that slide and recline and to give it more cargo space. The additional weight and less aerodynamic shape take their toll on the EPA fuel-mileage rating, which drops from 51/48 mpg city/highway to 44/40 mpg.

ON SALE: Late 2011 | PRICE: $27,000 (est.) | NEW BUYER: The eco-conscious family

How to Use Emoticon On Blogger

2012-02-24T21:54:00.001-08:00

If you read through some of the posts on the Cool Stuff blog, you will notice that I use emoticons quite frequently. While writing good article is important, adding emoticons to a blog post makes it looks more interesting. To add emoticons to a blogger blog, follow the following steps:

1. Sign in to your blogger blog, and go to Layout > Edit HTML
2. Add the following line of code to the head section of of your template. The best place to insert this code is right before </head> tag.

<script src="http://mltan100.googlepages.com/emoticons.js" type="text/javascript"/>

By doing this, you are actually adding a javascript to your blog. Everytime any page of your blog is loaded, the javascript will automatically change certain pre-defined characters / symbols into emoticons.. So after inserting the javascipt, you will use the following pre-defined characters to invoke the emoticons:

Most Yahoo emoticons will work with this javascript. Example:
: )		: P
: D		: ) )
= ) )		= D >
Besides Yahoo Emoticons, I have also added the following cool emoticons for MSN into my blog:
/ wa ha ha		/ hi hi
/ o m g		/ n o
/ dig nose		/ s w e a t
/ s h o c k		/ f l o o r
/ h m m		/ X D
/ b l u r		/ b l u s h
/ no big deal		/ p l e a s e
/ b y e

Please take note that in order to call up the emoticons in your blog post, there should be no spaces in between the characters. I include spaces in the list above because I do not want the javascript to convert them into emoticons, so that you can see the characters.

Blogger.com is one of the most popular free blogging platform today. There are millions of blogger blogs out there on the Internet. Adding emoticons to your blogger blog is one of the cool stuff that you can do to make your blog stand out from the others. I like to use emoticons in my post. I express myself better with emoticons.

How To Add A Simple Search To Your Blogger Blog

2012-02-23T04:13:00.000-08:00

Every blog should include a search feature. If a reader has to click on every page or in every category to find what they are looking for then they may leave out of frustration. Adding a search feature will make your reader happy and it is easy to do.

Many of the Blogger templates do not include a search box. These simple instructions will show you how to add one to your blog.

Note: These instructions are for Blogger.com (Blogspot) blogs.

Follow these simple instructions:

1. Log into your Blogger.com account.

2. Click the Layout tab from your blog Dashboard.

3. Click Add a Gadget above the section you want to put your search box in.

4. Click the plus sign next to HTML/Javascript.

5. Type Search this site (or whatever you want) in the Title box or leave it blank.

6. Copy and paste this HTML code in the text area.

To modify the width of the search box change the size=”XX” number.
To center the search box add <center> before <form… and </center> after</form>.

7. Click Save.

8. Click Preview.

9. You may have to drag the search gadget into a new area until you get it positioned where you want it to show on the blog.

10. To test the search functionality click View Blog.

Now you have a simple way for viewers to search your blog and the results will appear embedded in your blog so the reader isn’t taken off onto a new page or a site that doesn’t look like yours.

Ho to Remove or add Borders in CSS Template

2012-02-22T11:04:00.000-08:00

We have received a number of queries from people wanting to remove the image borders or add sidebar borders in the CSS layouts. In this article, we cover briefly what the border styles in CSS templates are and where you can find them. With this guide, you will be able to remove the borders around the images, sidebar or main posts, or change the style and color of the borders to match the Blog design.

The point to note is that some templates such as Scribe, TicTac and Thisaway use background images to create the look of the main post and sidebar sections. The 'borders' you see in these templates are the result of the background images. To change or remove the 'borders' around the main post and sidebar, the images will have to be altered and replaced. The sections in this article on CSS borders around Blog Posts or Sidebar will not apply to these templates.

Border Property

When you are logged into Blogger, go to Template -> Edit HTML and do a search (Ctrl+F) for the word “border”. You will see it appearing in a number of places in the template. In most of the stylesheets, the border settings are defined in one shorthand declaration like this:-

border:1px solid $bordercolor;

1. border

This is a shorthand setting for all the four borders. Instead of “border”, we may sometimes see “border-top”, “border-bottom”, “border-left” or “border-right” which sets a style specifically for that element's top, bottom, left or right border respectively.

2. border-width

There are three properties in the declaration. The first setting is the border width. It can be stated as a value in pixels like the example given or in general terms. The possible values are:-

1px (or any other length) thin medium thick

3. border-style

The second setting in the shorthand declaration is the border style. Here, the possible styles are:-

none hidden dotted solid dashed double groove ridge inset outset

You can see some of these styles in our following examples.

4. border-color

The final setting is the border color. If you see $bordercolor, it is a variable (“Border Color”) that you can change via Template -> Fonts and Colors. If you want a specific color for the border of an element, you can also change $bordercolor to a color code. Possible values are:-

#cc0000 rgb(204,0,0)

For a list of color codes, you may refer to our Color Code Chart.

Now that we understand what these styles are, we can proceed to customize our template. Go to Template -> Edit HTML and locate the border settings.

Border around Profile Image

Look for this line and if you do not want the border, change it to “0px”:-

.profile-img { border: 0px solid $bordercolor; }

or “none”:-

.profile-img { border: none; }

If you want a different style or color, amend the settings to one of the other possible values outlined above. For example, if we change the code to this:-

.profile-img { border: 2px dashed #ff00ff; }

This is what you will see:-

Border around Images in Blog Posts

The border styles for the images in Blog Posts are found here:-

.post img { border:1px solid $bordercolor; }

Set it to “0px” or “none” to remove the image borders in the Blog Posts or customize the border style to something you like. Without a border, an image looks like this:-

With a border style such as this:-

.post img { border:3px outset #ff00ff; }

The image is contained within a box:-

If you post a lot of pictures and graphics on your Blog, you may like to spend some time configuring this and choosing an appropriate border setting.

Border around Image Links

In many of the templates, there is a style defined for image links. These are the clickable images which bring you to another webpage or URL when clicked. If you are interested in creating image links or want to understand what the codes are, you may view our Hyperlinks article.

You can customize the border settings of image links at:-

a img { border:0; }

Border around Images in Sidebar

In our Minima template, there is no unique style definition for images in the Sidebar. We can still set a special border style just for the images in the Sidebar, without affecting the border styles in our Blog Posts. Add into the stylesheet this code:-

.sidebar img { border:6px ridge #ff00ff; }

In the above example, the images in the Sidebar will have a “ridge” effect that looks like this:-

Border around Header

Many people upload images into the Blog Header and a border around the Header will stick out like a sore thumb. To remove the Header border, look for the border settings under any of these.

#header-wrapper #header #head-wrap #head

Border around Blog Posts

To demarcate each post, instead of a line at the bottom, you can have a border around the entire Blog Post.

Scroll to where you see this and change or insert the code (shown in red):-

.post { border:1px dotted #ff00ff; padding:1.5em; }

We have included a padding to give some space between the contents and the border. Without this padding, the text will be too close to the border.

Border around Sidebar

Similarly, to add a distinctive border around the Sidebar, change or insert this code (shown in red):-

#sidebar-wrapper { border:1px dotted #ff00ff; padding:1.0em; }

In some templates, you may insert the code under any of these:-

#sidebar-wrap
#sidebar

The padding adds a space between the Sidebar content and the border. Preview the template. If you find that the layout is affected because of the padding, reduce the margin between the Blog Posts and the Sidebar.

Border around Footer

If your template has a Footer element, the border style can be found under:-

#footer { border:1px solid $bordercolor; }

Border around Entire Blog

If you wish to have a border surrounding the entire Blog, you may add a border style to this part of the template:-

body { border:1px solid #ff00ff; }

Property insurance

2012-02-22T10:52:00.000-08:00

Property insurance provides protection against most risks to property, such as fire, theft and some weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, home insurance or boiler insurance. Property is insured in two main ways—open perils and named perils. Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism and war. Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage-causing events as fire, lightning, explosion and theft.

Types of Coverage

There are three types of insurance coverage. Replacement cost coverage pays the cost of replacing your property regardless of depreciation or appreciation. Premiums for this type of coverage are based on replacement cost values, and not based on actual cash value. Actual cash value coverage provides for replacement cost minus depreciation. Extended replacement cost will pay over the coverage limit if the costs for construction have increased. This generally will not exceed 25% of the limit. When you obtain an insurance policy, the coverage limit established is the maximum amount the insurance company will pay out in case of loss of property. This amount will need to fluctuate if homes in your neighborhood are rising; the amount needs to be in step with the actual value of your home. In case of a fire, household content replacement is tabulated as a percentage of the value of the home. In case of high value items, the insurance company may ask to specifically cover these items separate from the other household contents. One last coverage option is to have alternative living arrangements included in a policy. If a fire leaves your home uninhabitable, the policy can help pay for a hotel or other living arrangements.

Property Insurance Claims

World Trade Center case

Attack on the World Trade Center

Following the terrorist attacks of 11 September 2001, a jury deliberated insurance payouts for the destruction of the World Trade Center. Leaseholder Larry A. Silversteinsought more than $7 billion dollars in insurance money; he argued two attacks had occurred at the WTC. Its insurers—including Chubb Corp. and Swiss Reinsurance Co.—claimed the “coordinated” attack counted as a single event. In December 2004, the federal jury decided in Silverstein’s favor.

In May 2007, New York Gov. Eliot Spitzer announced more than $4.5 billion would be made available to rebuild the 16-acre (65,000 m²) WTC complex as part of a major insurance claims settlement.

Post-Hurricane Katrina property insurance claims

New Orleans in the aftermath ofHurricane Katrina

In the wake of Hurricane Katrina, several thousand homeowners filed lawsuits against their insurance companies accusing their insurers of bad faith and failing to properly and promptly adjust their claims.Insurance companies changed their pricing policies after Katrina, with most policyholders in New Orleans seeing their property insurance premiums double after the storm, and deductibles increase by two, or even three, fold. The losses from Katrina severely impacted both the affordability and coverage amounts provided by property insurance, even in regions that were not impacted by the hurricane.

Florida Consumer Choice Act

On June 24, 2009, Fla. Gov. Charlie Crist vetoed the Consumer Choice Act (H.B. 1171). The bill would have trumped state regulation, and allowed Florida's biggest insurance companies to establish their own rates.State Farm Florida expressed its disappointment with Crist's veto of the bill the company said "would have given consumers more options in their choice of a property insurer. It would have attracted more capital to the property insurance market in Florida." State Farm had proposed a 47.1% property insurance rate increase for Florida policyholders. As a result of Crist's move, State Farm plans to drop coverage for more than 700,000 homeowners by 2011.

Ted Corless, who has represented large insurance carriers like Nationwide, remarked on State Farm's pullout from Florida to an Orlando television news station:

"I think that homeowners are really going to have to look out for themselves," Corless said.

Five days following Crist's veto of the Consumer Choice Act, Corless defended property insurance deregulation on WFLA's AM Tampa Bay, when he pointed out, "If the blue-chip insurance companies wanted to price themselves out of the market, then they'll go out of business."

“The governor says he’s protecting the consumers’ choice but, in reality, he’s making it for them,” Corless added. “In a free market, all companies would be available to property owners and if a homeowner doesn’t like the price, he or she moves on. This veto limits those options and ties the hands of the blue-chip companies.

In 2006, the average Florida annual insurance premium was $1,386 for a home owner, one of the highest in the country.

Assurance services

2012-02-22T10:51:00.000-08:00

Assurance service is an independent professional service, typically provided by CPAs, with the goal of improving the information or the context of the information so that decision makers can make more informed, and presumably better decisions. Assurance services provide independent and professional opinions that reduce the information risk (risk that comes from incorrect information).

[]Types of assurance service

Audits can be considered a type of assurance service. However audits are only designed to test the validity of the financial statements. Under an assurance engagement, accountants can provide a variety of services ranging from information systems security reviews to customer satisfaction surveys. Unlike audit andattestation services that are often highly structured, assurance services tend to be customized and implemented when performed for a smaller group of decision makers within the firm. Often managers must

make decisions on things they have incomplete or inaccurate data for, and decisions made on such data may be incorrect and increase the overall business risk. In this respect, assurance services can be very helpful in reducing such risk and help managers or decision makers make more confident decisions within a given firm. This is similar to audits in that investors will choose to invest in a firm that is publishing financial statements that have been audited by an independent firm.

Assurance services can test financial and non-financial information; due to this assurance services can be classified as consulting services. However, assurance services are not considered consulting,because in consulting services generally, an accountant uses their professional knowledge to make recommendations for a future event or a procedure, such as the design of an information system or accounting control system. In contrast, assurance services are designed to test the validity of past data of the business cycles. Although there is no boundary to what an accountant can test in assurance services, a practitioner is discouraged from accepting an assurance engagement in which his firm or previous experiences does not provide them with enough expertise to make a professional opinion on the given data.

Insurance

2012-02-22T10:48:00.001-08:00

This article is about risk management. For Insurance (blackjack), see Blackjack. For Insurance run (baseball), see Insurance run.

Insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment. An insurer is a company selling the insurance; the insured, or policyholder, is the person or entity buying the insurance policy. The amount to be charged for a certain amount of insurance coverage is called the premium. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.

The transaction involves the insured assuming a guaranteed and known relatively small loss in the form of payment to the insurer in exchange for the insurer's promise to compensate (indemnify) the insured in the case of a financial (personal) loss. The insured receives a contract, called the insurance policy, which details the conditions and circumstances under which the insured will be financially compensated

Principles

Insurance involves pooling funds from many insured entities (known as exposures) to pay for the losses that some may incur. The insured entities are therefore protected from risk for a fee, with the fee being dependent upon the frequency and severity of the event occurring. In order to be insurable, the risk insured against must meet certain characteristics in order to be an insurable risk. Insurance is a commercial enterprise and a major part of the financial services industry, but individual entities can also self-insure through saving money for possible future losses.

]Insurability

Main article: Insurability

Risk which can be insured by private companies typically share seven common characteristics:

Large number of similar exposure units: Since insurance operates through pooling resources, the majority of insurance policies are provided for individual members of large classes, allowing insurers to benefit from the law of large numbers in which predicted losses are similar to the actual losses. Exceptions include Lloyd's of London, which is famous for insuring the life or health of actors, sports figures and other famous individuals. However, all exposures will have particular differences, which may lead to different premium rates.
Definite loss: The loss takes place at a known time, in a known place, and from a known cause. The classic example is death of an insured person on a life insurance policy. Fire, automobile accidents, and worker injuries may all easily meet this criterion. Other types of losses may only be definite in theory.Occupational disease, for instance, may involve prolonged exposure to injurious conditions where no specific time, place or cause is identifiable. Ideally, the time, place and cause of a loss should be clear enough that a reasonable person, with sufficient information, could objectively verify all three elements.
Accidental loss: The event that constitutes the trigger of a claim should be fortuitous, or at least outside the control of the beneficiary of the insurance. The loss should be pure, in the sense that it results from an event for which there is only the opportunity for cost. Events that contain speculative elements, such as ordinary business risks or even purchasing a lottery ticket, are generally not considered insurable.
Large loss: The size of the loss must be meaningful from the perspective of the insured. Insurance premiums need to cover both the expected cost of losses, plus the cost of issuing and administering the policy, adjusting losses, and supplying the capital needed to reasonably assure that the insurer will be able to pay claims. For small losses these latter costs may be several times the size of the expected cost of losses. There is hardly any point in paying such costs unless the protection offered has real value to a buyer.
Affordable premium: If the likelihood of an insured event is so high, or the cost of the event so large, that the resulting premium is large relative to the amount of protection offered, it is not likely that the insurance will be purchased, even if on offer. Further, as the accounting profession formally recognizes in financial accounting standards, the premium cannot be so large that there is not a reasonable chance of a significant loss to the insurer. If there is no such chance of loss, the transaction may have the form of insurance, but not the substance. (See the US Financial Accounting Standards Boardstandard number 113)
Calculable loss: There are two elements that must be at least estimable, if not formally calculable: the probability of loss, and the attendant cost. Probability of loss is generally an empirical exercise, while cost has more to do with the ability of a reasonable person in possession of a copy of the insurance policy and a proof of loss associated with a claim presented under that policy to make a reasonably definite and objective evaluation of the amount of the loss recoverable as a result of the claim.
Limited risk of catastrophically large losses: Insurable losses are ideally independent and non-catastrophic, meaning that the losses do not happen all at once and individual losses are not severe enough to bankrupt the insurer; insurers may prefer to limit their exposure to a loss from a single event to some small portion of their capital base. Capital constrains insurers' ability to sell earthquake insurance as well as wind insurance in hurricane zones. In the US, flood risk is insured by the federal government. In commercial fire insurance it is possible to find single properties whose total exposed value is well in excess of any individual insurer's capital constraint. Such properties are generally shared among several insurers, or are insured by a single insurer who syndicates the risk into the reinsurance market.

]Legal

When a company insures an individual entity, there are basic legal requirements. Several commonly cited legal principles of insurance include^]

Indemnity – the insurance company indemnifies, or compensates, the insured in the case of certain losses only up to the insured's interest.
Insurable interest – the insured typically must directly suffer from the loss. Insurable interest must exist whether property insurance or insurance on a person is involved. The concept requires that the insured have a "stake" in the loss or damage to the life or property insured. What that "stake" is will be determined by the kind of insurance involved and the nature of the property ownership or relationship between the persons.
Utmost good faith – the insured and the insurer are bound by a good faith bond of honesty and fairness. Material facts must be disclosed.
Contribution – insurers which have similar obligations to the insured contribute in the indemnification, according to some method.
Subrogation – the insurance company acquires legal rights to pursue recoveries on behalf of the insured; for example, the insurer may sue those liable for insured's loss.
Causa proxima, or proximate cause – the cause of loss (the peril) must be covered under the insuring agreement of the policy, and the dominant cause must not be excluded
Mitigation - In case of any loss or casualty, the asset owner must attempt to keep the loss to a minimum, as if the asset was not insured.]

Indemnification

Main article: Indemnity

To "indemnify" means to make whole again, or to be reinstated to the position that one was in, to the extent possible, prior to the happening of a specified event or peril. Accordingly, life insurance is generally not considered to be indemnity insurance, but rather "contingent" insurance (i.e., a claim arises on the occurrence of a specified event). There are generally two types of insurance contracts that seek to indemnify an insured:

an "indemnity" policy, and
a "pay on behalf" or "on behalf of" policy.

The difference is significant on paper, but rarely material in practice.

An "indemnity" policy will never pay claims until the insured has paid out of pocket to some third party; for example, a visitor to your home slips on a floor that you left wet and sues you for $10,000 and wins. Under an "indemnity" policy the homeowner would have to come up with the $10,000 to pay for the visitor's fall and then would be "indemnified" by the insurance carrier for the out of pocket costs (the $10,000)

Under the same situation, a "pay on behalf" policy, the insurance carrier would pay the claim and the insured (the homeowner in the above example) would not be out of pocket for anything. Most modern liability insurance is written on the basis of "pay on behalf" language.

An entity seeking to transfer risk (an individual, corporation, or association of any type, etc.) becomes the 'insured' party once risk is assumed by an 'insurer', the insuring party, by means of a contract, called aninsurance policy. Generally, an insurance contract includes, at a minimum, the following elements: identification of participating parties (the insurer, the insured, the beneficiaries), the premium, the period of coverage, the particular loss event covered, the amount of coverage (i.e., the amount to be paid to the insured or beneficiary in the event of a loss), and exclusions (events not covered). An insured is thus said to be "indemnified" against the loss covered in the policy.

When insured parties experience a loss for a specified peril, the coverage entitles the policyholder to make a claim against the insurer for the covered amount of loss as specified by the policy. The fee paid by the insured to the insurer for assuming the risk is called the premium. Insurance premiums from many insureds are used to fund accounts reserved for later payment of claims — in theory for a relatively few claimants — and for overhead costs. So long as an insurer maintains adequate funds set aside for anticipated losses (called reserves), the remaining margin is an insurer's profit

Add drop down menu in blogger

2012-02-22T10:45:00.000-08:00

Add drop down menu in blogger you need is just a little bit of CSS and HTML code and put that code at the right place in your blog and done.Here is a list of Horizontal CSS Drop down menus.May exist between blogger friends who find difficulty in putting the CSS code in the template editing stages,for it to post this time I tried to give a mild solution of horizontal CSS drop down menus.adding drop down menus in blogger can benefit your readers to find out the intended Posts of the blog with ease.so lets start now introducing the menus one bye one, whichever you like just copy code and paste the code.

Note: Simply follow these steps carefully,All Navigation Menus below uses two pieces of codes.One is The HTML code which is responsible for positioning the menus and the second is the CSS code which is responsible for the look and feel of the menus.Paste the CSS code for your selected Menu just above ]]></b:skin> and the HTML code Go To Design > Page Elements > Click Add a Gadget or Add a Page element > Choose HTML/JavaScript widget >Simple Paste Your HTML code insideHTML/JavaScript widget and Click Save.

Sunrise Gloss Drop Down Menus

HTML CODE:

<div class="nav-container-outer">

<img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhT9wqjW1Rzj6PuuW3nuOgVsvMt9mGa18MoKoKbpjmHsUuPYBNAeR6dq50enPQnjBLcc81VJMMD9X9K6FfOmmvfA0BjtwPzhn1bVrdR4GpQ_igCQX5ruLF7Pwlr5rFetn-sXvDVFxT_7nRq/s1600/nav-bg-l.jpg" alt="" class="float-left" />

<img src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtlBzJ9WnBnvR4if39Zd4jmxrM_C5A0hAkxgeFgV-0fioKKJEvJt6RF0BfhkPCGerE8C3OLjWr_Rvw3gA6XByjoN1JcfsZ87U_zRIBxnCSWV2SvRHbQgCB-QidRImxfNminDJIz84ma4sw/s1600/nav-bg-r.jpg" alt="" class="float-right" />

<ul id="nav-container" class="nav-container">

<li><a class="item-primary" href="#">HOME</a>

</li>

<li><span class="divider divider-vert" ></span></li>

<li><a class="item-primary" href="#">Products</a>

<ul style="width:150px;">

<li><a href="#">SoftwarePlus</a></li>

<li><a href="#">MagicDriver</a></li>

<li><a href="#">GreatFX</a></li>

<li><a href="#">SampleSoft</a></li>

<li><a href="#">UnDoIt</a></li>

<li><a href="#">100% CSS Menu</a></li>

<li><a href="#;">With Cross-Browser</a></li>

<li><a href="#;">Dropdowns</a></li>

<li><a href="#;">Absolutely NO Javascript</a></li>

<li><a href="#;">Being Used On</a></li>

<li><a href="#;">These Menus</a></li>

<li><span class="divider divider-horiz" ></span></li>

<li><a href="#;">Example Of a Divider</a></li>

<li><a href="#;">With No Title</a></li>

</ul></li>

<li><span class="divider divider-vert" ></span></li>

<li><a class="item-primary" href="#">Quality</a>

<ul style="width:150px;">

<li><a href="#">SoftwarePlus</a></li>

<li><a href="#">MagicDriver</a></li>

<li><a href="#">GreatFX</a></li>

<li><a href="#">SampleSoft</a></li>

<li><a href="#">UnDoIt</a></li>

<li><a href="#">100% CSS Menu</a></li>

<li><a href="#;">With Cross-Browser</a></li>

<li><a href="#;">Dropdowns</a></li>

<li><a href="#;">Absolutely NO Javascript</a></li>

<li><a href="#;">Being Used On</a></li>

<li><a href="#;">These Menus</a></li>

<li><span class="divider divider-horiz" ></span></li>

<li><a href="#;">Example Of a Divider</a></li>

<li><a href="#;">With No Title</a></li>

</ul></li>

<li><span class="divider divider-vert" ></span></li>

<li><a class="item-primary" href="#">Services</a>

<ul style="width:150px;">

<li><span class="item-secondary-title" >Title For Links</span></li>

<li><a href="#">These Links Still Appear</a></li>

<li><a href="#">Just Like The Others</a></li>

<li><a href="#">Even When Under A Title</a></li>

<li><span class="divider divider-horiz" ></span></li>

<li><span class="item-secondary-title" >Title After Divider</span></li>

<li><a href="#">Once Again...</a></li>

<li><a href="#">These Links Still Appear</a></li>

<li><a href="#">Just Like The Others</a></li>

<li><a href="#">Even When Under A Title</a></li>

</ul></li>

<li><span class="divider divider-vert" ></span></li>

<li><a class="item-primary" href="#;">Very Long Item</a>

<ul style="width:150px;">

<li><span class="item-secondary-title" >Title For Links</span></li>

<li><a href="#">These Links Still Appear</a></li>

<li><a href="#">Just Like The Others</a></li>

<li><a href="#">Even When Under A Title</a></li>

<li><span class="divider divider-horiz" ></span></li>

<li><span class="item-secondary-title" >Title After Divider</span></li>

<li><a href="#">Once Again...</a></li>

<li><a href="#">These Links Still Appear</a></li>

<li><a href="#">Just Like The Others</a></li>

<li><a href="#">Even When Under A Title</a></li>

</ul></li>

<li><span class="divider divider-vert" ></span></li>

<li><a class="item-primary" href="#;">Fully Flexible</a>

<ul style="width:150px;">

<li><span class="item-secondary-title" >Title For Links</span></li>

<li><a href="#">These Links Still Appear</a></li>

<li><a href="#">Just Like The Others</a></li>

<li><a href="#">Even When Under A Title</a></li>

<li><span class="divider divider-horiz" ></span></li>

<li><span class="item-secondary-title" >Title After Divider</span></li>

<li><a href="#">Once Again...</a></li>

<li><a href="#">These Links Still Appear</a></li>

<li><a href="#">Just Like The Others</a></li>

<li><a href="#">Even When Under A Title</a></li>

</ul></li>

<li class="clear">&nbsp;</li></ul>

</div>

How To Add Drop Down Menu Widget To Blogger

1. Go To Blogger > Layout

2. Click Add a Gadget or Add a Page element

3. Choose HTML/JavaScript widget

4. Simple Paste the Navigation Menu Code inside HTML/JavaScript widget

5. Hit Save

6. Drag HTML/JavaScript widget and drop it just under your Blog Header, as shown below,

To change the links, Edit this part of the HTML in all codes below,

<div class="menu">

<ul>

<li><a href="#" >Home</a></li>

<li><a href="#" id="current">Products</a>

<ul>

<li><a href="#">Drop Down CSS Menus</a></li>

<li><a href="#">Horizontal CSS Menus</a></li>

<li><a href="#">Vertical CSS Menus</a></li>

<li><a href="#">Dreamweaver Menus</a></li>

</ul>

</li>

<li><a href="/faq.php">FAQ</a>

<ul>

<li><a href="#">Drop Down CSS Menus</a></li>

<li><a href="#">Horizontal CSS Menus</a></li>

<li><a href="#">Vertical CSS Menus</a></li>

<li><a href="#">Dreamweaver Menus</a></li>

</ul>

</li>

<li><a href="/contact/contact.php">Contact</a></li>

</ul>

</div>

Replace the hash(#) sign with your Page Links /URL and replace Home, Products, Drop Down CSS Menus etc with your Page Titles. If you wish to add or delete a tab then simply add or delete this line,

<li><a href="#">Home</a></li>

How to Add CSS for Menu:-

Instructions To Follow:

Edit HTML and mark the tick box "Expand Widget Templates"

- Find this type of code ]]></b:skin> and just before paste this CSS Code:

.menu{

border:none;

border:0px;

margin:0px;

padding:0px;

font: 67.5% "Lucida Sans Unicode", "Bitstream Vera Sans", "Trebuchet Unicode MS", "Lucida Grande", Verdana, Helvetica, sans-serif;

font-size:14px;

font-weight:bold;

}

.menu ul{

background:#333333;

height:35px;

list-style:none;

margin:0;

padding:0;

}

.menu li{

float:left;

padding:0px;

}

.menu li a{

background:#333333 url("https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhB4rbnEg4covesYGss9YplEFav9FUVHIzK2kqMrHqk1JaeD17vQOQBXCU6VhiKQ5fLTn2PCGTlws9ing7zE2j6RBc5x7WpKhGReFQWuxlnyoSRwIDUkZvnarsK04O0Kj13W-1fRu6aKi7p/s1600/seperator.gif") bottom right no-repeat;

color:#cccccc;

display:block;

font-weight:normal;

line-height:35px;

margin:0px;

padding:0px 25px;

text-align:center;

text-decoration:none;

}

.menu li a:hover, .menu ul li:hover a{

background: #2580a2 url("https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi1ohbjvEOdUBkQRt76ALfekYa20t6O5jU37bfpm1uSRAh0_3zI3GTlm-0N-Qhi2yTrZ6wUVWteRlSpG18NTeF7JRxaYCnsFx2LquH26x59LWcIM4uViJmIA-6oMkXA8MkBUkKaW4sgOH0g/s1600/hover.gif") bottom center no-repeat;

color:#FFFFFF;

text-decoration:none;

}

.menu li ul{

background:#333333;

display:none;

height:auto;

padding:0px;

margin:0px;

border:0px;

position:absolute;

width:225px;

z-index:200;

/*top:1em;

/*left:0;*/

}

.menu li:hover ul{

display:block;



}

.menu li li {

background:url('https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhfr4wBufgRFytvErU_t7qB6hIyBZreSI_TIGjtj56uiMJ2BrjWWi1dlYhmV7KqiHQp29ZQJ8AEBjtVnfgnF0IZHEweFKDMLTa4Kui_Lr9sTOFWRtuQMLgxxREuI2PyluS0cknVvIVrrl3u/s1600/sub_sep.gif') bottom left no-repeat;

display:block;

float:none;

margin:0px;

padding:0px;

width:225px;

}

.menu li:hover li a{

background:none;



}

.menu li ul a{

display:block;

height:35px;

font-size:12px;

font-style:normal;

margin:0px;

padding:0px 10px 0px 15px;

text-align:left;

}

.menu li ul a:hover, .menu li ul li:hover a{

background:#2580a2 url('https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNZ6YTqMLo8RhqLPWwBr7DTHL6SwJVaKgw3fd-d_NQGPF7YP6i9ouYNDr0_R2DH8x0hwb6QL51SIqkXQ0RV1phy_uYIJ0klzDqkpP1g4J-UivgLOh-neMji14EBANJp4PFTgO2bR2YyhnC/s1600/hover_sub.gif') center left no-repeat;

border:0px;

color:#ffffff;

text-decoration:none;

}

.menu p{

clear:left;

}

Now Click Save Template

How To Change Icon Addres Bar or Blogger Favicon

2012-02-19T07:34:00.000-08:00

Most bloggers (Blogspot users) are eager to uniquely customize the appearance of their blogs, and one of the small but significant customizations is changing the icon / favicon. This article will explain about how to change your blog icon, from the default Blogger icon to your own custom icon. I have used this method myself so I am sure it will work for you as well. Would you like to know more?

Recently, I had changed my tab icon of my blogger site. If you are interested in doing the same, here are the steps to do it:

On the main page lists the blog, please click on the Dashboard blog to edit faviconnya

Then click Edit on the elements located above setting Favicon elamen navbar

The new window will appear, that a favicon configuration window

Please select your icon file you want to install, use a file with the extension. Ico because of thesupport file is a file icon. Ico. For bloggers like to convert a JPG, PNG or other file to. ICO can doin http://www.icoconverter.com/ friend or other conversion sites

Then click Save to save the settings you have made

How To Add Related Posts List Below Your Post In Blogger

2012-02-17T05:47:00.001-08:00

In WordPress blogs displaying related posts below posts isn’t a very difficult task. Just install a few plugins, activate them and your work is done.

But the case is different for Blogger.Com blogs. Here we have to do a lot more work. I mean to say that it is little complicated than doing the same in WordPress. Lets Move Forward.

Follow these steps given below:-

(If You Want To Display Related Posts In Your Sidebar)

1.) Click the button displayed below.

(If You Want To Display Related Posts Below Post Content)

1.) Go to Layout.

2.) Go to Edit HTML.

3.) Go to Edit Template.

4.) First back up your template. Do not skip this. If the trick does not work, you can restore back to your previous theme using your theme back up.

5.) Check Expand Widget Templates.

You will find a line,

<div class="post-footer-line post-footer-line-3">

6.) After its </div> tag type,

<div id="related_posts">

7.) Go to the end of the code. You will find,

</body>

8.) Just before these paste,

<script src='http://www.google.com/jsapi'/>
<script src='http://brps.appspot.com/brps.js' type='text/javascript'/>

How to Submit blogger sitemap to yahoo to index your web pages

2012-02-14T06:23:00.001-08:00

This post explains how to submit your blogger sitemap to Yahoo.By submitting your sitemap to yahoo, they will index your web pages in yahoo search engine and provide you with detailed information related to your blog like which pages are linking to yours,popular pages in your site and you can submit and track feeds for your sites.
Also,you have the choice to delete any urls of your blog if you won't want to index certain pages of your site.
Submitting your site to yahoo is easy and give your web pages more exposure.
All you need is a YAHOO ACCOUNT(ID).However,you don't need an yahoo ID to know the information like how many pages are indexed,etc.But,if your blog is a new one or no pages in your blog are indexed(type your blog url in yahoo search and see to check whether your web pages are indexed or not), then you want Yahoo id to submit your sites,feeds,etc.
Let't see how to make yahoo index your webpages by submitting your blog sitemap.
1.Go to Yahoo Site Explorer

2.Click on the 'Sign in' link which is at the top of the page,see the screenshot below(If you don't have a Yahoo id, you can get one here) and sign into your accoutnt.

3.Type your blog url in the box provided as shown in the below screenshot.Don't forget to replace the 'yourblogurl' with the original url of your blog and click on the 'Add My Site'

4.After adding your site,you need to Authenticate(Verify your ownership).
There are two ways to verify your ownership.One is to upload a file to the root directory of your site which can't be possible in blogger.

Another one is to 'adding a metatag' which is possible and the only way to verify ownership for bloggers.First,copy the metatag..
Next,sign in to your blogger account>Edit html and paste the metatag below the head tag and SAVE THE CHANGES,look at the screenshot below.

Next,you will get a message saying that 'Your site is pending authentication'

Note:Don't remove the metatag,they will revalidate your ownership by checking your ownership regularly.

5.Next,go back to the 'Site explorer home', and check the box next to your blog url and click on the Manage button.

6.Type rss.xml or atom.xml in the box provided.It helps yahoo to discover more of your site content via your rss or atom feeds and to index your blog pages quickly whenever your blog is updated.Next,click on the add feed button.

That's it.Now,you have sucessfully submitted your blog sitemap to yahoo.Check your account after a couple of days and you will see your blog indexed in yahoo search engine.

How to adding meta tags to your blogger,websites-SEO

2012-02-14T06:20:00.000-08:00

If you don't know what meta tags are, and the importance of adding meta tags, here is the detailed article on how to add them to your blogger(blogspot) blogs or any website.

Adding meta tags is very important if you want to get some good traffic from search engines like google,yahoo,msn,etc,especially the meta description part is the most important one.

If you don't know what meta tags are,Meta tags are the tags which describes your site and tells the search engines what your site is all about. Adding meta tags is an important factor inOrganic Search Engine Optimization (SEO). Meta tags allows search engines to index your web pages more accurately. In other words,Meta tags communicate with the search engines and tells more information about your site and make your webpages index correctly and accurately.

As you can see in the above screenshot, " Blog about Blogger Tips, Blogger Templates, Widgets, hacks, Blogger Tricks,etc. " is the meta tags description which I added to my site.

You have to add two meta tags to the head section of your blogger template. One is the Meta description which describes your site and another one is Meta Keywords which tells about your site keywords(what your site is all about).

Here is how to add meta tags to your blogger(blogspot) blog:

1.Sign in to your blogger dashboard>Select the 'Tamplate' link[see the screenshot below]

2.Click on the 'Edit html' tab

Here is the code you have to add

<meta content='DESCRIPTION HERE' name='description'/>
<meta content='KEYWORDS HERE' name='keywords'/>
<meta content='AUTHOR NAME HERE' name='author'/>

DESCRIPTION HERE:Write your blog description
KEYWORDS:Write the keywords of your blog
AUTHOR NAME:Write the author's name(Your name)

3.Add the above code just after this [Look at the below screenshot]
<b:include data='blog' name='all-head-content'/>

Don't forget to add description and keywords.
and save the changes.

IMPORTANT:

Many people are just filling the meta description with keywords. DON'T DO THAT. Google and other search engines will ban your site from the search engines list if you repeat your keywords too often. Make sure you don't repeat any keyword more than 3 times.

That's it!You have successfully added the metatags to your blogger(blogpsot) blog.If you want to check whether you added the meta tags correctly or not,just type 'meta tags analyzer tool' in the google and you will find so many sites which can check whether you have added the tags correctly or not.

Add background image to Your blogger header

2012-02-13T03:17:00.000-08:00

So, you want to add an image or a picture to your blogger header to give a unique look to your blog.Adding image to header is not a complex one,it is very simple.

Before this,first take a backup of your blog template,so there is a chance to get back to your current template if you made any mistakes.

1.First sign in to your blogger account>Tamplate

2.Clik edit HTML

and scroll down the template till you see the below one and note down the width(sothat, you will have an idea of which image dimensions best fits your blog)

I
n the above case, my template is minima and the width is 660 px.

3.If you have photoshop or any other tools,crop the picture corretly to 660 px(width).If you don't have photoshop,then you can crop a photo by this free online tool Click here.

4.So, your image is ready now! click the Layout

Click on the edit button as shown below next to your blog name.

5.And you will go to a window just like the below one.First select,the option whether you want to place the image behind the title and description or insted of title and description.Next,browse for the image and save the changes after the image has uploaded.

6.That's it! Now, your blog has a background image in the header.
Have any questions?ask your question via comments.

Search engine optimization (SEO)

2012-02-13T03:10:00.000-08:00

"SEO" redirects here. For other uses, see SEO (disambiguation).

Search engine optimization (SEO) is the process of improving the visibility of a website or a web page in search engines via the "natural" or un-paid ("organic" or "algorithmic") search results. In general, the earlier (or higher ranked on the search results page), and more frequently a site appears in the search results list, the more visitors it will receive from the search engine's users. SEO may target different kinds of search, including image search, local search, video search, academic search,news search and industry-specific vertical search engines.

As an Internet marketing strategy, SEO considers how search engines work, what people search for, the actual search terms or keywords typed into search engines and

which search engines are preferred by their targeted audience. Optimizing a website may involve editing its content and HTML and associated coding to both increase its relevance to specific keywords and to remove barriers to the indexing activities of search engines. Promoting a site to increase the number of backlinks, or inbound links, is another SEO tactic.

The acronym "SEOs" can refer to "search engine optimizers," a term adopted by an industry of consultants who carry out optimization projects on behalf of clients, and by employees who perform SEO services in-house. Search engine optimizers may offer SEO as a stand-alone service or as a part of a broader marketing campaign. Because effective SEO may require changes to the HTML source code of a site and site content, SEO tactics may be incorporated into website development anddesign. The term "search engine friendly" may be used to describe website designs, menus, content management systems, images, videos, shopping carts, and other elements that have been optimized for the purpose of search engine exposure.

How to add Blogger Share Buttons to Your Blogg

2012-02-12T02:49:00.000-08:00

Recently, Blogger released their new Share Buttons feature which makes it easier for your Blog visitors to bookmark, tweet, fshare, email ,etc your post.

But, if you're using any custom blogger template.. you may not see the widget appearing in blog..even though you activate it.

So, if you have that problem. here is how to fix it.
(before making any changes..first backup your template)

1. Sign into Blogger > Design > Edit html
(tick the expand widget templates)

2. Add this line anywhere you want the widget to appear


<b:include data='post' name='shareButtons'/>

Normally, in most templates, you can add it after this line..


<p class='post-footer-line post-footer-line-1'>

If you don't find that above line in your template....
Find this one.


<p><data:post.body/></p>

and add this code after that line..


<p><data:post.body/></p>
<div style='clear:both; padding: 10px 10px 10px 10px;'> <b:include data='post' name='shareButtons'/> </div>

Note: If you're using Magazine style blogger template, You can find the data:post.body line TWO TIMES.. So, try in both ways and find out which one is working..and remove the other one.

Finally..Save the template!

If you still don't see it in your Blog, Make sure..you activated it by going to
Blogger dashboard > Design > Click the 'edit' button of the Blog post section.

Top 5 Ways to get Free One Way Backlinks to your site

2012-02-11T03:23:00.000-08:00

One way backlinks are very critical to any website success. The more one way backlinks pointing to your site, the more your Google Pagerank and the more amount of traffic you will get. This should also increase your sales,etc.
But the thing is.. getting the right and quality one way backlinks from high pagerank sites is not an easy task, and in this article, we'll find out some of the best ways to get free one way backlinks:

1. Try to write as much quality content as you can... that will encourage the readers to link to your site. The more useful, informative content you post, the more likely people are to link it. But, this method can take a while to really pay off because like all the new websites, you don't get much traffic.

2. Write quality articles and submit them to top article directories like ezinearticles and goarticles. The advantage in this is, you'll not only get a backlink from high pagerank directories, but also you'll find that your articles are used on other people's sites with a backlink to your site.

3. Participate in forums,discussion boards that are related to your website's niche and add a link to your site in the signature. Make sure that you write quality posts, don't spam. This will also help you get some decent traffic to your site.

4. There is absolutely nothing wrong to get a backlink from a related blog post you decide to comment on. This is one of the effective way of one way link building especially if you comment often on blogs. Comment on blogs related to your niche with a link back to your site as your signature.. and Again, make sure you never spam.

5. Submit your site link to major, well known web directories. Getting listed in directories related to your site not only bring you tons of targetted traffic, but will also improve your search engine rankings. Some of the popular directories to get listed in are DMOZ directory and Yahoo directory. You can submit your link to both paid and free directories and they worth your time.

How to Make your Blogger Blog ready for Mobile Phones

2012-02-11T03:16:00.000-08:00

As you know, millions of people use their mobile phones to access internet. The mobile internet speed is also very fast these days with 3G's , mobile apps,etc.

From this, we can say many of your readers are coming to your blog through mobile phones..But, if you don't make your blog mobile friendly, .you may lose all your mobile readers because in a mobile phone, a normal blog takes lot of time to load and there are other issues that your site not fitting properly in the mobile screen.

So, here is how to make your Blogger (blogspot) blog mobile internet friendly..

Sign into your Blogger account > Tamplate > Edit html

Find this line..

<b:include data='blog' name='all-head-content'/>

Paste this code below that line...

<meta content='IE=EmulateIE7' http-equiv='X-UA-Compatible'/>
<b:if cond='data:blog.isMobile'>
<meta content='width=device-width, initial-scale=1.0, user-scalable=0' name='viewport'/>
<b:else/>
<meta content='width=1100' name='viewport'/>

</b:if>

Save the Changes!

That's it! Now, your visitors can access your blogger blog through mobile phones with blazing speed...

How to hide-disable-remove-blogger navbar from your blog

2012-02-11T03:03:00.000-08:00

Learn how to hide,disable or remove the blogger navbar(navigation bar) from your blog.
First,let us see what blogger navbar is:

Blogger navbar allows users to easily navigate to other random blogs and it also has a feauture to search the blogs ,and mark any blog as spam.

So,now you have a clear idea of what really a blogger navbar is.So, why so many people prefer to just remove the navbar inspite of the feautures it has like search,etc.Many people think that, it spoils the look of the blog,especially if your blog has differnet subtitle layout which looks too obvious to see for a visitor.Well, let me come to the actual point on how to disable or hide your blogger navbar.

Below is the step-by-step procedure on how to do it with photos to make it easy to understand.

1.Sign in to your blogger account and click the Template button next to your blog name

2.Next,click the edit html tab as shown in the below picture.

3.Add the below html code as specified in the below picture.

#navbar {
      height: 0px;
      visibility: hidden;
      display: none;
}

4. Save the changes.

Now, you can see your blog without that navbar(this tip can only hides the navbar,it doesn't completely delete it).If you want the navbar to appear again,just remove that code and save the changes.
If you have any doubts,regarding this post,don't hesitate to ask.You can ask your doubts via comments to this post.

Blog Design Tips

2012-02-10T01:14:00.000-08:00

here are so many blogs on the Internet, and competition to make yours stand out among the web site crowd is fierce. You want a blog to be visually appealing and interesting, so be sure to use these easy, helpful tips to help your blog design be the best it can be.

1. State Your Purpose

When someone visits your blog, make sure your purpose is crystal clear. You can do this with what's called a "blog banner," which is your blog's title and explains what you are there to accomplish.

2. Keep Things Simple

There are a ton on design options you can incorporate into a blog - everything from widgets to fonts to eye-catching colors - that sometimes it's easy to over-decorate your design. To avoid this, keep things simple and uncluttered. A clean-looking page is much more attractive and east to navigate than a busy one.

3. Use Whitespace

The definition of whitespace comes from graphic designers using spacing between stories/text/items on a web page. Whitespace adds a certain polish to a blog, so make sure you space out the design elements you've added to your page.

4. Use Compatible Colors

Stay away from too many loud, clashing hues of your blog - pick a color scheme that is visually pleasing. Too many bright colors have been shown to turn readers away from a page.

5. Place Important Information On Top

Put your key elements "above the fold," which is the top half of your blog, so readers can see it as soon as they go onto your page. This can include your email address, subscription info and links.

6. Design A Custom Banner

Creating a customized banner for your blog is a great way to promote your blog, brand or business.

7. Check Your Font Size

Text that is either too small or too large can be displeasing to the eye, so make sure that your copy size is an appropriate one that makes it easy to read.

8. Add Photos

Everyone likes pictures, so add images to your blog whenever possible. Reading is more entertaining when accompanied by pleasing photos, so be sure to engage your readers with pictures.

9. Do A Usability Check

Ask your friends or family to log onto your blog and make sure everything is running smoothly - re: the page loads correctly, the design and graphics show up, etc. You can also ask them to provide their feedback about their likes and dislikes of your page.

10. Check Blog In Different Internet Browsers

Each browser has a unique oddity that makes blogs show up differently, so it's very important that you check your blog on a variety of browsers to ensure that it's showing up the way it's designed to look.