Zippitydodog Feeds - Recent News

NDCU Helps Teen Travel to Ottawa

Wed, 02 May 2012 00:00:00 -0700

NDCU rocks!

Co-operative Youth Story Project

Tue, 06 Mar 2012 00:00:00 -0700

Are you ready to uncover a co-op mystery?

The United Nations has declared 2012 The Year of Co-operatives and to help celebrate, BCCA and The YES are looking for young people full of curiosity, passion, creativity and detective skills. You�ll uncover amazing stories, interview suspects, work together and share what you learn. Your sleuthing skills will be used to reveal hidden co-op stories.

British Columbia has a rich and fascinating co-operative history and most people don�t know anything about it. But with The Co-operative Youth Story Project and a little sleuthing you can change that.

Did you know that VanCity started because people living east of Main Street in Vancouver couldn�t get mortgages? Did you know that there were at one time 14 apple-growing co-operatives in the Okanagan? Or that in 1928 the Prince Rupert Fisherman�s Co-op worked shoulder to shoulder with Japanese fishers to stop their exploitation? BC�s co-op history is fascinating, inspiring and radical and you can help uncover it. But like any good detective you probably have a few questions�

What is the YES camp?

Tue, 06 Mar 2012 00:00:00 -0700

http://www.zippitydodog.com/video/64

Connect 4: Youth to Work Program

Tue, 10 Jan 2012 00:00:00 -0700

Connect 4: Youth to Work Program
Job Posting

The Nelson and District Youth Centre is seeking 12 youth to participate in our Connect 4: Youth to Work Program. (proudly supported by the Government of Canada�s Youth Skills Link Program). Youth will participate in a 22 week, 30 hours per week, job readiness program. In addition to the great skill and work experience participants will be paid minimum wage for 30 hours per week for the 22 weeks. Daycare and travel subsidies available.

Duties:
The youth who will be selected to participate in this project must be in need of assistance with breaking into the job market and/or holding a job in Nelson. This project is designed to prepare youth for the local job market by providing youth with paid work experience.
Youth will participate in:
-work experience placements and community projects
-certification-based training (example: foodsafe, first aid, forklift operator or flagging)
-engaging and dynamic skills development workshops and job search training workshop, including a back to work action plan.
-ongoing feedback and self-evaluation processes

Requirements:
The applicant must:
-be a youth between the age of 15 and 30, eligible to work in Canada.
-not be enrolled in school
-not be in receipt of Employment Insurance (EI) benefits; and
-be in need of assistance in order to overcome employment barriers.

Application Procedure:

Interested applicants who meet the program requirements must be willing to commit to 22 weeks at 30 hours per week. First intake is now open, participants start January 23, 2012 to June 23, 2012. Second intake starts June 18 and participants start June 25, 2012 and ends November 23, 2012.
1) Contact the Kootenay Career Development Services 250-352-6200 for an appointment with an employment facilitator in order to receive a referral to apply for position and
2) Contact NDYC Skills Link staff at 250-352-5656 to arrange for an interview.

The City of Nelson & The Nelson and District Youth Centre is committed to employment equity. We encourage all qualified persons to apply. We thank all applicants for their interest, however only those to be interviewed will be contacted.

Kootenay Youth Make a Difference

Mon, 19 Jul 2010 00:00:00 -0700

Check out Haley Plaa's story in the youth column about her trip to Rwanda.

Nelson and District Credit Union Members Support Capitol Theatre Summer Youth Program

Fri, 09 Jul 2010 00:00:00 -0700

With the ongoing support of the NDCU membership the Capitol Theatre presents Oliver! The 22nd Annual Summer Youth Program later this month.

The Kootenay Boundary Credit Clinic

Mon, 10 May 2010 00:00:00 -0700

�We can help you control your debt� - Free Credit Clinic

Sponsorship to attend The Yes Camp

Fri, 30 Apr 2010 00:00:00 -0700

The YES leadership camp provides week long leadership retreats for youth from all over BC. Skills training is offered for 14-17 year-olds in the areas of self-awareness, co-operation, communication, global awareness, environmental sustainability and leadership. Participants take part in the creation of a strong community of support, respect and growth. Not only is there a chance to learn and grow, it's also tons of fun! From canoeing and hiking, to arts and crafts, we have many options for fun activities each day. The YES is a summer experience that will last a life-time. Camp info @ www.theyes.ca.

Contact Tom Atkins, tatkins@nelsoncu.com, for more info on sponsorship opportunities.

Osprey Eco-Photo Contest Image Graces 2009 Annual Report of NDCU

Mon, 19 Apr 2010 00:00:00 -0700

Following NDCU's financial support of the Osprey Community Foundations eco-photo contest for youth an alliance was created to allow for the credit union to utilize images from the 2009 contest for its 2009 Annual Report. Please find attached the report with the cover shot taken by Francois Laurent, Honourable Mention.

A handy form to help balance your monthly statement.

Wed, 03 Mar 2010 00:00:00 -0700

If you like balancing your Benjamin's old skool here is the form for you.

And Here's a PDF of that form mentioned above.

Tue, 02 Mar 2010 00:00:00 -0700

Old skool balancing.

eStatements - e-liminate your mailed paper statements and WIN! Contest closes May 31, 2010

Sat, 20 Feb 2010 00:00:00 -0700

eliminate your paper statements by switching to our free and secure electronic alternative and be entered to win a free personal home energy assessment from City Green Solutions, www.citygreen.ca. All members currently enrolled to have their mailed paper.

First annual West Kootenay Youth Action Summit

Mon, 01 Feb 2010 00:00:00 -0700

The Summit, organized and conducted by youth themselves, will use hands-on experiential learning activities to help participants develop knowledge and empathy � as well as the confidence and tools to take action in their schools and communities �to help them �become the change they wish to see in the world� �to inspire them to make hope possible for a better world.

The Summit is open to high school youth aged 15-18 years. Registration is $20 and youth can register by contacting Melissa Koftinoff, Summit Coordinator: melissakoftinoff@hotmail.com

Topics include poverty-disease cycle, human rights, armed conflict, children and war, food security, action skills training and project planning.

Participants will stay overnight together on Saturday.

The community coalition is made up of Canadian Red Cross, Selkirk College, Mir Centre for Peace, School District #8, and Columbia Basin Trust. We believe youth have a great deal to offer in the way of ideas, inspiration and skills to create a better world. Taking action on global and humanitarian issues helps youth gain confidence and skills as leaders and engaged citizens. Youth are not just the �leaders of tomorrow��they can be leaders today.

The style of the Summit is based on a Lower Mainland event that the Canadian Red Cross has run very successfully for 25 years.

To get more information, contact Melissa Koftinoff, Summit Coordinator (250) 304-7724

melissakoftinoff@hotmail.com.

eStatements

Fri, 29 Jan 2010 00:00:00 -0700

Eliminate your mailed paper statement, reduce your footprint and win a prize. More dets @ www.nelsoncu.com/estatements.

Student Debt At All Time High

Thu, 28 Jan 2010 00:00:00 -0700

OTTAWA, Jan. 29 /CNW Telbec/ - Students in Canada are graduating university and college with more debt than ever before, according to a study released today by Statistics Canada.

"Massive increases in tuition fees have buried many students in debt," said Katherine Giroux-Bougard, National Chairperson of the Canadian Federation of Students. "Saddling a generation of students with billions of dollars of debt will have far reaching implications for Canada's economy and socio-economic equality."

According to the study well over a majority of students borrowed to finance their post-secondary education, up almost 10% from a decade earlier. The proportion of graduates with high debt loads (over $25,000) increased by more than 50% during the same period, from 17% to 27%. Recent graduates who borrowed to finance their education were significantly less likely to have savings and investments and to own their own homes. The study did not provide information on students who could not afford to complete their degrees.

"Despite some improvements to financial aid, students are graduating deeper into debt," said Giroux-Bougard. "Addressing Canada's student debt crisis requires a national strategy to reduce tuition fees."

The Canadian Federation of Students along with the Canadian Association of University Teachers have been calling for a Post-Secondary Education Act that would regulate and reduce tuition fees by establishing guidelines for transfers to the provinces for post-secondary education and increasing federal funding for colleges and universities.

The Canadian Federation of Students is Canada's largest students' organisation. It is composed of more than 80 university and college students' unions in all ten provinces with a combined membership of over one-half million students.

For further information: Katherine Giroux-Bougard, National Chairperson, (613) 232-7394

Improve your Financial Literacy

Tue, 26 Jan 2010 00:00:00 -0700

The Kootenay Boundary Credit Clinic is a not-for-profit service, offering a Free Credit Clinic & one-on-one consultations in communities throughout the Kootenay Boundary area.
Please call our toll free number, or visit our website for more information.

2010 Financial Resolutions

Fri, 08 Jan 2010 00:00:00 -0700

Some great points to consider.

Happy New Year

Mon, 04 Jan 2010 00:00:00 -0700

A few tips to help start of your year on solid ground.

Social Networking Self-Defense

Surfing such popular social networking sites as Facebook and MySpace requires using a few cyber self-defense skills.

Most are aware that they�re opening themselves to marketers looking to mine data and to viruses that spread via site notifications. The sites also post warnings about new threats. What they rarely mention is that con artists and identity thieves can find a wealth of information in the average personal page. For example, what better way to find the most common security password on a bank account �� the mother�s maiden name � than by visiting someone�s Facebook page and finding all those cousins on the �friends list�?

An even greater fear is cyber-bullies or worse. Predators looking to meet children have only to find a group organized around a current band or a toy fad to gain access to thousands of people and their friends via their �friends list.�

You can limit online danger by adjusting Facebook�s privacy settings themselves. (They are found in a drop-down menu in the header line of the personal page). Use the site to connect with people you already know, but remove any features that allow you to meet strangers online. Do not allow outsiders to see your photo or their �friends list� � and request others on your friends list to do the same. Disable the features that allow strangers to �poke� or send messages to you.

U.S. legislators have been working with Facebook and MySpace to make the site owners more vigilant about abuses. In 2008, the sites agreed to remove groups whose comments or images suggest they may prey on children, and to review the profiles of users that try to change their age to ensure that they are not attempting to masquerade as children. Earlier in 2009, Canada�s Privacy Commissioner Jennifer Stoddart announced a landmark deal with Facebook to improve how it addresses privacy and shares information.

These are steps in the right direction, but for now, it�s important to remain vigilant. Anything you put online is just as public as the busiest street corner, and you shouldn�t do or say anything that they wouldn�t do in public. It has become common practice for employers and schools to �Google� prospective employees and students, so learning about online privacy is critical. By putting so much personal information online, you can potentially leave a trail of embarrassing moments that could haunt you in the future.

Important Information for NDCU Members

Fri, 02 Oct 2009 00:00:00 -0700

Changes to Global Payment MasterCard Acceptance at US and International ATMs

The Tale of 2 Cities

Fri, 25 Sep 2009 00:00:00 -0700

The Power of Community Finance.

Fat Tire Fest

Fri, 18 Sep 2009 00:00:00 -0700

Get out on you bike and ride this weekend.

Nelson & District Youth Centre

Tue, 15 Sep 2009 00:00:00 -0700

New works from the NDYC Art Gallery.

Giving Back

Tue, 15 Sep 2009 00:00:00 -0700

Enrich your like with selfless acts.

Columbia Basin Trust Youth Water Forum

Mon, 14 Sep 2009 00:00:00 -0700

CURRENTS

Welcome to the relaunch of zippitydodog.com

Thu, 03 Sep 2009 00:00:00 -0700

Who says you can't teach an old dog new tricks

Zippity Gets a Face Lift

Thu, 03 Sep 2009 00:00:00 -0700

It was a great run!

Zippitydodog hit the scene with the blue screen back in 2003. We connected with and communicated to hundreds of youth on the importance of being financially literate.

While the message will not change, the summer of 2009 will bring about an exciting transformation to this long-standing financial resource for youth.

We have listened to young people in our community and have concluded that they want relevant and current information on financial literacy in order to assist in managing their money more effectively. By creating a unique on-line resource that is not 'another boring bank website' we expect to continue to be the website of choice for student and youth.

Managing one�s money wisely ensures confidence and many freedoms. The tools, commentary and information found on zippitydodog.com will help youth navigate the ever-changing world of personal finance.

Tara Keirn, Senior Manager of Retail Services states, �It�s important to consider that it is not just on the shoulders of the parents to manage the personal finances of their children. A resource like zippitydodog.com can help youth get on the right trail themselves by encouraging them to become financially literate while also helping them grow as individuals.�

Please let us know what you think.

twitter.com/zippitydodog
info@zippitydodog.com

September Newsletter Extract

Tue, 01 Sep 2009 00:00:00 -0700

Take an educated hike and news on the zippitydodog.com relaunch

The Big Mac index

Wed, 26 Aug 2009 00:00:00 -0700

How many minutes to earn the price of a Big Mac?

Take Charge of Student Finances

Tue, 18 Aug 2009 00:00:00 -0700

Students can take charge of their money and gain confidence in their
financial situation by following a few simple tips:

- Minimize your everyday banking costs: You have enough expenses to
worry about as a student, and everyday banking shouldn't be one of
them. Check out the NDCU Aspire Scholar.
- Make a budget: Setting a budget allows you to determine your monthly
and one-time costs in advance, helping to keep your finances on track
for the month. It only takes a few minutes to complete a budget using
our student budget calculator located under tools.
- Keep track of your spending: Review your account history online.
- Establish credit and manage it well.
- Avoid ATM fees: Locate your bank's nearest ATMs and save money by
sticking to them for all your bank machine transactions. Credit Union ATM's are ding-free!
- Start saving towards a goal: Once month-to-month expenses are budgeted
for, you may be in a better position to save for something you want.

Student Budgeting

Tue, 14 Jul 2009 00:00:00 -0700

The Student Spending Plan.

Going to school should give you more than just a specific job skill, it should teach you how to gather, understand, and apply knowledge, which includes financial knowledge.

The first lesson involves funding your education. Financial aid offices at universities and colleges list scholarships, grants, and bursaries for students in their institutions, or check general websites like studentawards.com or scholarshipscanada.com. Good grades can be a source of income. Universities compete for the brightest students and offer entrances scholarships for stellar transcripts. Labour unions, professional associations, or your credit union may offer affiliation scholarships to members or their children.

However you raise the money for school, you need a spending plan to stretch it. The bulk of the education bill is in the cost of living the one-to-seven years necessary to graduate, so you have to control your living costs if you want to prevent having an entire life spent on a student�s budget.

One of the best financial strategies is to remember the rule of kindergarten: sharing. Having roommates can help keep housing costs down, but also consider car sharing through one of the growing number of car co-operatives. Then take advantage of the subsidized transit passes offered by many schools.

It�s common for textbooks to cost more than $100 and secondhand copies sellout fast. One trick for reducing costs is to get in touch with students a year ahead of you and arrange to buy their texts at the end of term. However, be sure the text book you purchase second hand is the issue being used by your prof and has not been updated. There is nothing worse than trying to find that quote and formula in a text book that does not have the same page numbering sequence.

Secondhand bookstores off-campus will also be happy to buy your recreational reading including mysteries, how-to books, and good literature.

A computer is essential, and most school bookstores offer discounts on equipment and software. Apple also offers deals to anyone in the education industry. But you can also save a few bucks by sharing peripherals such as printers and scanners with your roommates.

That computer can also help reduce costs by becoming all-purpose entertainment centre. Instead of running up phone bills, opt for a computer-based phone system such as Skype (skype.com), which allows you call anywhere, free. Skip the TV and cable costs by watching TV shows and films online. Add a good set of speakers, and your computer becomes a first class stereo with access to international radio stations too � and a great space-saver in a shared dorm room.

Learning to cook not only saves you money; it prevents the health problems that go with the steady diet of high-fat, high-starch meals that are standard cafeteria fare. Homemade curries, stir fries, chili, and soups, cooked in bulk once a month and frozen, will give you the power to resist that beckoning pizza flyer. Even if you�re on the school�s meal plan, give your health and your wallet a break by skipping overpriced convenience foods. Carry a thermos of home-brewed coffee and a supply of nuts and dried fruit for snacking.

For more ideas, many financial aid offices recommend The Debt-Free Graduate by Murray Baker, which offers a wealth of tips and strategies for Canadian students on how to cover the cost of school without going bankrupt.

Also, before you head off to school be sure to get in touch with a Nelson & District Credit Union Member Service Rep who can assist you in ensuring that all of your financial questions are answered, your contact info is current and you are set up in the appropriate account. Our Aspire-Scholar account is ideal for members in post-secondary studies.

For more financial information:

Nelson & District Credit Union
Nelson � 250.352.7207
East Shore � 250.227.9221
Rossland � 250.362.7393

And online at www.nelsoncu.com.

info at your finger-tips, make that thumb-tips

Fri, 10 Jul 2009 00:00:00 -0700

Go mobile

Mobile Banking

Whether you're walking the local trails or standing in line at a grocery store, your account information is only a text message away.

Mobile Banking allows you to:

�Access your accounts using simple text messaging commands
�View the balance of up to five accounts
� View recent transactions

You need:

�A mobile phone from a Canadian carrier (such as Telus, Rogers, Fido, Bell or Virgin Mobile) that supports text messaging.
�To be a member of Nelson & District Credit Union.
�To be signed up for MemberDirect Internet Banking.

Get started in 3 simple steps:

1. Log into your MemberDirect Internet Banking account
2. Go to your �My Profile� page and select �Mobile Banking� from the menu-options
3. Follow the instructions provided to register your Cell phone(s) with our �Go mobile� banking solution

Or try this link: https://www6.memberdirect.net/brand/bc_nelson/OnlineBanking/AboutOnlineBanking/MobileDemo/ for many more details.

Deposits are 100% guaranteed by Credit Union's.

Sat, 27 Jun 2009 00:00:00 -0700

Legislation increasing credit union deposit insurance to an unlimited amount received Royal Assent and became law, on proclamation, and is immediately effective.

Deposits are 100% guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia. For more information please refer to www.cudicbc.ca