Zurich Management Group

Healthcare workers in search of new jobs may want to head to Houston.

noreply@blogger.com (Larry) — Wed, 06 Mar 2024 18:07:00 +0000

Glassdoor’s 2024 Best Places to Work list, which was released in January and comprises 100 companies across a variety of industries, included just three hospitals—MD Anderson Cancer Center, Houston Methodist, and Texas Children’s—and they’re all located in Houston’s Texas Medical Center.

Experts say the combination of world-class medical facilities and competitive employee benefits make Houston one of the best cities for healthcare professionals to live in and work.

Larry G. Potter

Senior Underpayment Recovery Advisor

Lgpotter33@gmail.com

Text: 1-847-872-4047

Business Savings - No Upfront Fees: Large Accounts Elephant Hunting

noreply@blogger.com (Larry) — Sat, 02 Mar 2024 01:32:00 +0000

Business Savings - No Upfront Fees: Large Accounts Elephant Hunting: In sales, the term "elephant hunting" is typically reserved for a salesperson that ONLY goes after HUGE deals. Growing a busines...

Business Owners Save Money With No Upfront Fees!

noreply@blogger.com (Larry) — Fri, 10 May 2019 14:18:00 +0000

Larry is able to save business owners money and put it back into their business.

bit.ly/2fVDlGn

How can they do this with no upfront fees?

noreply@blogger.com (Larry) — Sun, 05 May 2019 14:57:00 +0000

Businesses All Over America Have Been Affected by Tax Hikes. Want To See Your End of Year Business Refund Estimate?

Our average business client receives over $240,000 in benefits. can get an estimated benefit in 30 seconds.

Answer 7 simple questions and see you business refund estimate now.

www.PropertyTaxBenefits.com

No upfront fees, we spend out time & money to find your savings/refunds.

And in some cases, you could see a refund check in 2-3 weeks before you file taxes. No, this is not a loan.

Larry G. Potter
Senior Advisor

How can they do this with no upfront fees?

noreply@blogger.com (Larry) — Sun, 05 May 2019 14:57:00 +0000

This can't be! - Classified Ad

noreply@blogger.com (Larry) — Thu, 02 May 2019 01:37:00 +0000

This can't be! - Classified Ad

Average business client receives over..., Other in Minneapolis / St Paul / Bloomington

noreply@blogger.com (Larry) — Sun, 09 Dec 2018 15:23:00 +0000

Average business client receives over..., Other in Minneapolis / St Paul / Bloomington: Most businesses I’ve spoken with have been greatly affected by the latest tax bill.I work with clients to offset tax burdens and would like to direct you to a tool that could determine if you would...

Our Average Client Receives Over $240,000 in Benefits. - Classified Ad

noreply@blogger.com (Larry) — Sat, 11 Aug 2018 19:08:00 +0000

Our Average Client Receives Over $240,000 in Benefits. - Classified Ad

Do you REALLY believe in your dreams?

noreply@blogger.com (Larry) — Sun, 13 Nov 2016 16:39:00 +0000

Do you have a big idea or dream? Do you have dreams you have minimized or abandoned because it felt like something that could never be?

If you're like me you have great ideas and dreams everyday ... but unlike most people I believe in all of my big ideas and dreams.

And I believe in all of your ideas and dreams too.

What you need is someone who believes in you. We have a program that is all about helping people make their dreams come true. You can bring your vision into concrete being – whatever that vision may be.

Watch this short video on how you can attain your desires

Commercial Funding

noreply@blogger.com (Larry) — Tue, 01 Dec 2015 02:27:00 +0000

We're approaching the end of 2015, there is a substantial amount of money, that needs to be lent or invested, prior to year's end. Especially in Corporate finance. Mergers and Acquisitions, Corporate re capitalization, or Corporate expansion. All of these opportunities are especially attractive to investors right now. If your working on any Loan requests along these lines, share it with us. We may be able to help.

Larry Potter
Lgpotter33@gmail.com

Capital Protected / Guaranteed Products now on review for you...

noreply@blogger.com (Larry) — Tue, 05 May 2015 15:23:00 +0000

With the global markets undergoing serious volatility at present the first concern of sensible investors is with the safety of their capital.

Many banks and investment houses are facing huge losses at the moment and most funds and investment schemes will be very fortunate to make any profit at all.

Most of our products are 100% capital guaranteed so you can rest assured your capital is safe when investing with us.

By simply leaving your money in a bank on either term or bond deposits and receiving interest payment does not protect you against the inflation of the money supply and the consequent deflation of purchasing power for your money. In fact, dollar deposits and bonds have seen their purchasing power decline in excess of 40% over the last five years – even after allowing for interest receipts.

Our programs are designed to permit you to ‘hedge’ your cash with investment in these ‘hard’ assets, thereby giving you the possibility of strong capital gains while also giving you 100% Capital guaranteed protection of your original capital.

Larry @ Kimlar92@gmail.com

Line of Credit with No Hassles

noreply@blogger.com (Larry) — Thu, 09 Apr 2015 03:16:00 +0000

We provide unsecured credit line for real estate purchase or business. There are no restrictions, it's as good as cash and you can use it as many times as you want. We don't require any collateral. And we offer 0% intro rates for the first 6 - 12 months. After that, it will be 8.99% variable apr. Lines will always remain open so you can use it for as long as you want as long as you make your payments.

LOW INTEREST RATES

- Rates as low as 8.99%! 0% interest rates for the first 6-12 months

UNSECURED/NO COLLATERAL

- Do not need to leverage any assets to acquire capital

NO RESTRICTIONS

- Funds can be used same as cash.

FUNDING IN AS LITTLE AS 20 BUSINESS DAYS

- Quick approval process

NO UPFRONT FEES

- We don't charge for submitting an application, we are paid solely on results. We charge 10% success fee based on the principle balance of funding our clients. You won't be charged the 10 points unless you already have the funding.

LINES WILL NOT REPORT TO THE PERSONAL CREDIT BUREAUS

- Drawing these credit lines will not affect your debt/credit ratios. Lenders will only report defaults to the personal credit bureaus.

HOW TO QUALIFY FOR CREDIT LINE: $10,000 to $150,000

1. Good personal credit. If you have less than perfect credit you can cosign with a credit partner with good credit, in fact most of our clients uses a credit cosigner. It will not affect his/her personal credit score unless you default. Any friends or family will do.

2. Must have business entity (EIN number)

Best Regards,

Larry Potter

Trade program that is up over 44% over the last 3 quarters, the minimum is $50K to participate.

noreply@blogger.com (Larry) — Sat, 08 Nov 2014 04:30:00 +0000

Ours is Managed Robotic trading. It is a best effort situation. The Software does not have to sleep, eat and is watching the currency market at all hours of the day, around the global markets.

If interested after viewing the below, please email us at once. Minimum is $50K to open an account.

kimlar92@gmail.com

Just a brief sample of Robotic Currency Trade results:

Trade Date Buy/Sell CCY Pair Amount Rate Realized PL Trade ID

2014-02-27 00:30:09 BUY AUD/USD 1,000,000.00 0.8935 $ 1,070.00 B201405801EU800

2014-02-27 00:30:09 SELL EUR/AUD 500,000.00 1.5302 $ 699.22 B201405801F4M00

2014-02-27 00:30:09 BUY AUD/USD 500,000.00 0.8936 $ 460.00 B201405801F4P00

2014-02-27 00:30:09 SELL EUR/AUD 500,000.00 1.5301 $ 667.85 B201405801F4R00

2014-02-27 00:30:09 BUY AUD/USD 500,000.00 0.8936 $ 460.00 B201405801F4T00

2014-03-05 14:57:02 BUY EUR/USD 200,000.00 1.3717 B2014064032X900

2014-03-05 14:57:02 SELL USD/JPY 500,000.00 102.50 B20140640GLCE00

2014-03-05 14:57:03 SELL USD/JPY 400,000.00 102.50 B20140640GLK000

2014-03-05 14:57:23 SELL EUR/USD 200,000.00 1.3721 $ 80.00 B20140640346500

2014-03-05 14:57:23 BUY USD/JPY 500,000.00 102.48 $ 78.21 B20140640GLYS00

2014-03-05 14:57:23 BUY USD/JPY 100,000.00 102.49 $ 5.87 B20140640GM4S00

2014-03-05 14:57:23 BUY USD/JPY 300,000.00 102.49 $ 17.60 B20140640GM7M00

2014-03-24 01:45:00 BUY EUR/AUD 400,000.00 1.5198 B20140830E8CH00

2014-03-24 01:45:01 SELL EUR/AUD 400,000.00 1.5231 $ 1,187.39 B20140830E97400

2014-03-24 08:30:00 SELL EUR/CAD 400,000.00 1.5529 B20140830AETM00

2014-03-24 08:30:00 BUY EUR/CAD 100,000.00 1.5515 $ 120.61 B20140830AF5800

2014-03-24 08:30:00 BUY EUR/CAD 300,000.00 1.5515 $ 359.14 B20140830AF5A00

2014-03-27 09:30:00 BUY GBP/CHF 500,000.00 1.4688 B201408600LCL00

2014-03-27 09:30:02 SELL GBP/CHF 500,000.00 1.4711 $ 1,274.66 B201408600LQT00

2014-04-10 07:30:03 BUY USD/SEK 500,000.00 6.5035 B20141000BFNN00

2014-04-10 07:30:15 SELL USD/SEK 250,000.00 6.5199 $ 626.35 B20141000BFTE00

2014-04-10 07:30:21 SELL USD/SEK 250,000.00 6.5217 $ 694.07 B20141000BFUK00

For more info: kimlar92@gmail.com

Oil prices hold up and updated LNG offer with specs.

noreply@blogger.com (Larry) — Mon, 07 Jul 2014 14:09:00 +0000

According to news.oilbarrel.com, oil prices held up at comfortably over $104 a barrel despite ongoing concerns over Iraq.

"The threat of disruptions to Iraqi oil supply still looms large and this has affected the oil price in recent weeks but the premium has now been built in to the price."

Meanwhile, here in the US, we have an updated LNG offer with specs:

Below, you will find the LNG offer with specs from a USA seller. We represent the seller as their authorized fuel mandate. The offer is sold and invoiced weekly by the gallon only and seller does not provide the conversion from gallon to Metric Ton or MMBTU. Seller will deliver the fuel to any LNG port in the USA, by truck. It is the responsibility of the buyer to transport from the US port to his desired destination.

Seller does not issue formal SCO's or FCO's

*Terms are not negotiable.

Commodity : LNG

Quantity: 3,000,000 gallon per week (buyer pays weekly invoices)

LNG Origin: USA

Contract: 10 to 20 years

Price: $1.23 net / $1.28 gross USD per gallon

Inspection: SGS or equivalent

Payment: MT103 for first lift

Delivery Locations: USA, Canada or Mexico

Commission: 2 1/2 cents to the sell side (closed), paid by seller

2 1/2 cents to buy side, paid by buyer

P R O C E D U R E: (reference #CG0501):

1. FOR APPROVAL, BUYER MUST FOLLOW PROCEDURES:

a. CORPORATE PROFILE OF BUYER and / or WEBSITE

b. SELLER MANDATE HAS One-On-One, CALL WITH BUYER or his LEGAL MANDATE to DISCUSS LOGISTICS & DETAILS

c. BUYER PROVIDES BANK NAME to MANDATE, not through brokers

* Please Note....Buyers who are not recognized in the industry may be required to provide trade reference letters.

2. AFTER APPROVAL, SELLER ISSUES TO BUYER, COMMERCIAL INVOICE (CI) & CONTRACT

3. BUYER REVIEWS and RETURNS SIGNED CI with CONTRACT

4. BUYER VERIFIES LIFT, PAYS VIA SWIFT MT103 within 48 hours and ISSUES RDLC for REMAINING TERM of CONTRACT,

5. TITLE IS TRANSFERRED TO BUYER, UPON CONFIRMATION OF PAYMENT

L N G S P E C S (Analysis)

Date-Time: 04/23/14 14:31 Analysis Time: 515 Cycle Time: 530

Stream: 2 DEMETH OVHD Mode: ANLY Cycle Start Time: 14:22

Analyzer: Needle Mtn. Strm Seq:2,4,2,3,4,1,3,4,1,4

Component Mole BTU Relative

Name Percent Gross Density

C6+ 50/50/00 0.0000 0.00 0.0000

PROPANE 0.0550 1.39 0.0008

i-BUTANE 51.4 PPM 0.17 0.0001

n-BUTANE 41.2 PPM 0.13 0.0001

i-PENTANE 19.7 PPM 0.08 0.0000

n-PENTANE 0.0000 0.00 0.0000

NITROGEN 0.2734 0.00 0.0026

METHANE 98.3763 995.90 0.5449

CARBON DIOXIDE 0.0000 0.00 0.0000

ETHANE 1.2841 22.78 0.0133

TOTALS 100.0000 1020.45 0.5620

'*' indicates user-defined components

Compressibility Factor (1/Z) @ 14.73000 PSIA & 60.0 DEG.F= 1.00203

Base Pressures 14.73000

----------------------------------------------------------

Gross Dry BTU = 1022.52 Corrected/Z

Gross SAT BTU = 1004.72 Corrected/Z

Real Relative Density Gas = 0.5629

Real Relative Density Lqd = 0.3023

Unnormalized Mole Percent = 100.171

Gas Density = 43.058 lb/1000 cu.ft. at 14.73 PSIA and 60 Deg.F

Liquid Density = 2.519 lb/gal

Analog Inputs

Label Value

1,2,3 0.00000

0 0.00000

*This offer is intended for direct buyers only.

Email zerocoupons@gmail.com if you are a buyer or the buyer's mandate.

US LNG offer....

noreply@blogger.com (Larry) — Wed, 26 Feb 2014 17:11:00 +0000

Procedures are CI, Dip, Pay. Metric Ton pricing is not available.

There are several LNG ports in the USA.

Depending on the buyer's destination and if he has the proper licensing, the buyer will make a request according to his logistics.

Email Zerocoupons@gmail.com for full details if you are the buyer, or buyer's mandate.

*Seller does not issue formal SCO's or FCO's

Commodity : LNG (Liquified Natural Gas)

Quantity: 3,000,000 gal. per week (after initial lift schedule)

Liftable: See schedule below

LNG Origin: USA

Term of Delivery: FOB

Contract: up to 10 years and longer, by request

Price: $1.23 gross / $1.28 net USD per gal.

Inspection: SGS or equivalent

Payment: By MT103 for liftable

Delivery Location: FOB - USA, Canada or Mexico

Direct USA Hard Money Lender

noreply@blogger.com (Larry) — Wed, 26 Feb 2014 15:16:00 +0000

Hard Money Loans—for people who either need money faster than the conventional loan process or for people who have been turned down by the conventional banks but have a loan scenario that makes good business sense.

We Lend on the following type of properties:

Non Owner Occupied Single Family Residences

Multi Family Buildings

Commercial

Office Buildings

Industrial Buildings

Self Storage Facilities

Strip Centers

Mixed Use Properties

Skilled Nursing Facilities

Hospitality

What we do not lend on or do:

Land

Ground Up Construction

Project Development

Churches

Golf Courses

Restaurants/Bars/Nightclubs

We actively solicit loans in the following states:

CA, NV, AZ, WA, OR, NM, CO, IA, ND, IL, OH, TX, MO, TN, OK, GA, NC, SC, FL

However; we will lend anywhere in the United States if we like the deal.

Some of our most recent fundings include:

1. $3.1 mil Refinance on a Grocery-Anchored Retail Center located in the Chicago IL area

2. $3.19 mil Purchase Loan on a 423 Unit Multi Family Residence located in Atlanta GA

3. $4.4 mil Discounted Note Payoff on a Portfolio of Commercial Properties in Michigan

4. $3.6 mil Purchase Loan on a 354 unit Multi Family Residence located in Jacksonville FL

5. $2.47 mil Purchase Loan on a 200 unit Multi Family Residence in Las Vegas NV

Our Minimum loan amounts are as follows:

$200k In California and Las Vegas

Everywhere else b/t $500k to $ 1 mil

90% of our loans fall between the following terms:

$500k-$ 6 million in size (we will go as high as $10-$12 mil per loan)

60% LTV or 65% Loan To Purchase (whichever is less)

1-2 years (we will consider a series of two 6 month options for and added cost)

Interest only

10% -12%

2-4 lender points

6 months prepayment penalty

1st Deed Trust

**We would consider providing 100% Financing if the borrower has additional collateral to cross**

Typical Loan Scenarios:

Discounted Note Payoffs (We have a strong appetite for these)

Purchase Money & Refinance Transactions

Bank Turn Downs

Need Cash Fast

Cash Out

Note Purchases

Make Sense Lending

Why Use Us:

Quick

Experienced

Flexible

Sensible/Creative Underwriting Guidelines

Broker Friendly

***Because we place investor money in both a fund structure and in a syndicated fashion through a private investor pool, our lending platform is very flexible, which allows us to capitalize and be creative in our underwriting when we see the opportunity.

No upfront fees other than Direct Expense of Loan. Our process is:

1. Review the project

2. Conference call with Principal & Broker

3. LOI to end the negotiations & set aside money

4. Direct Expense of Loan- In SoCal-$1500 - $2000. Outside of SoCal- $3000 - $10,000(Estimate)

Direct Expense of the loan consists of Site Visit (airfare, Rental Car & Hotel stay if necessary), Loan Docs, Borrower/s Background Check, Legal and Due Diligence

**Rodeo capital does not profit on any of these costs at all and invoices will be available upon request.

We look for the following 3 things in every Loan:

1) 60% LTV or 65% Loan to Purchase

2) Borrower/Property with the ability to Service our interest only debt

3) Clear Exit Strategy from our loan

If you have a funding request to make; please e mail over the following 8 questions answered. Based on your answers; we will give you our level of interest and what documents are needed to arrive at a funding decision.

1) size of loan?

2) Type & Address of property?

3) Value of property? (please be prepared to back up this value with docs)

4) Use of proceeds?

5) Length of loan?

6) Exit strategy?

7) Borrower’s expectation of rate & points?

8) Besides you…are there any other brokers attached?

Larry @ Lgpotter33@gmail.com

1-Point Commercial Bridge Loans

noreply@blogger.com (Larry) — Mon, 24 Feb 2014 18:57:00 +0000

First, what is a bridge loan? To put it simply, it is a fast, short-term, somewhat expensive commercial loan used to cover short-term cash flow needs. Most commercial bridge lenders will be very interested to hear the borrower's exit strategy.

Now for some facts and FAQ:

Interest Rate: 14.9%

Loan Fee: 1 point + $950 (nothing up-front)

Term: Six months

Prepayment Penalty: None

Maximum Loan-to-Value Ratio: 65% (70% on purchases)

Properties: Multifamily (5+ units), Commercial, and Industrial

Here are some Frequently Asked Questions:

Q: Can I use this program to fix and flip houses?

A: Sorry, but no. Home loans pay off too quickly to allow us to make any dough.

Q: Will you lend to foreign nationals?

A: Yes

Q: Why is the interest rate so high?

A: This bridge loan program is designed for borrowers who will only keep our loan for a few weeks or a few months.

Q: Can I get a 6-month or a one-year extension for a point or two?

A: It's usually not necessary to pay any extra points. If the loan goes past maturity, the interest rate simply goes up some. This way, if your borrower ends up keeping our commercial bridge loan for seven months, he doesn't have to pay some huge extension fee for that one extra month. We pass the entire interest rate increase on to our private investors, so usually they are quite content to keep receiving payments.

Q: What types of commercial properties will you finance?

A: Apartments, office buildings, retail buildings, strip centers, shopping centers, warehouses, industrial buildings, self storage facilities, hotels, motels, office condo's, commercial condo's, industrial condo's, marinas, health care properties, and gentlemen's clubs.

Q: Will you make your commercial bridge loan as a second mortgage?

A: We would be willing to consider a commercial second mortgage, but usually the underlying bank would prohibit our second mortgage. That being said, it wouldn't hurt to ask the underlying commercial bank if it would allow us to make a new commercial second mortgage.

Got a transaction that needs a bridge loan, or some other type of financing? Then visit us right now

http://budurl.com/fastloans

We will then contact you by phone and by e-mail to complete your funding quickly.

What forms does project financing take?

noreply@blogger.com (Larry) — Sun, 23 Feb 2014 16:35:00 +0000

Project finance can take the form of financing of the construction of a new capital installation, or refinancing of an existing installation, with or without improvements.

In such transactions, the lender is usually paid solely or almost exclusively out of the money generated by the contracts for the facility’s output, such as the electricity sold by a power plant.

The borrower is usually a Special Purpose Entity (SPE) that is not permitted to perform any function other than developing, owning, and operating the installation. The consequence is that repayment depends primarily on the project’s cash flow and on the collateral value of the project’s assets.

We offer project financing options for all those who qualify.

With this method of funding the lender looks primarily to the revenues generated by a single project, both as the source of repayment and as security for the exposure.

Project Finance transactions play an important role in financing development throughout the world. As stated above, this type of financing is usually for large, complex and expensive installations that might include, for example, power plants, chemical processing plants, mines, transportation infrastructure, environment, and telecommunications infrastructure.

The process begins by providing us with 4 simple pieces of information.

Focus on one specific target market to increase profits.

noreply@blogger.com (Larry) — Sat, 22 Feb 2014 13:31:00 +0000

Why? Because choosing the right target market allows you to become laser focused on addressing their particular challenges and simplifies your marketing efforts at the same time.

If you want to increase your odds of failing, try marketing your services and products to an undefined audience. Most small business owners avoid making a decision to target a specific market and try and be “all things to all people”.

To increase efficiency, eliminate wasted time and money on activities that are random and unfocused, be clear about who you work with.

Directing your marketing efforts towards a specific market increases the clarity of your message and heightens your visibility to a much broader market. Defining a target market will not limit your business.

USA Commercial Funding: http://budurl.com/fastloans

Hard Money Loans

noreply@blogger.com (Larry) — Fri, 21 Feb 2014 18:06:00 +0000

Hard money loans are very popular today because they are not based on personal credit.

In order to qualify for a hard money loan, the principal has to have a tangible asset for collateral – meaning a property.

An example of a tangible asset can include a multi-family building, a strip mall or a piece of land that is 50-90% developed.

Property Types: Multi-Family, Condo Buildings, Mixed Use, Hotels, Motels, Retail, Industrial, Office Buildings, High-Rise Buildings, Shopping Malls, Strip Centers, Hospitals, Nursing Homes, Casinos
and more...

These hard money loans can close in 14-45 days, depending on how pro-active the principal is and how viable their deal is.

Loan Size $500,000 to no limit!!

Contact us now for more information: Larry/Clara at Lgpotter33@gmail.com

Can Preferred Equity Save Investors?

noreply@blogger.com (Larry) — Thu, 13 Feb 2014 02:17:00 +0000

It's now the year 2014. You have a $1,950,000 first mortgage ballooning, and you suddenly realize that you have a problem. During the trough of the Great Recession, your $2.6 million strip center had fallen in value to just $2 million. Fortunately, with the recovery, your strip center is now worth $2.5 million; but that's still not enough.

The big problem is that few commercial banks will make commercial real estate loans in excess of 58% to 63% loan-to-value today. Even if you could convince a bank to make you a loan of $1,575,000 (63% of $2.5 million), the proceeds of the loan won't be enough to pay off your $1,950,000 existing first mortgage. Not good...!!

Even forgetting about points and closing costs, that leaves you short $375,000. The bank will expect you to bring the shortfall to the closing; but you don't have $375,000 in cash! You barely survived the Great Recession without losing any property. To make matters worse, you personally guaranteed the loan from the bank.

You're in deep trouble. Your dog could leave you, and your wife could bite you.

You sit down with your banker, and you ask him, "What if I could find a hard money lender to make a $375,000 second mortgage?" The banker replies, "Commercial banks won't allow second mortgages behind their commercial first mortgages these days. They don't want the property overburdened with debt. The danger is that if the owner's cash flow gets tight, he might be tempted to use the money earmarked for repairs and maintenance to make the payments on the second mortgage. The property will fall into disrepair, the tenants will move out, and the bank will end up foreclosing on a run-down, vacant strip center with a leaking roof and mold all over it."

"So, what can I do?" you ask the banker. He replies, "You need to find a partner to contribute $375,000 in cash to the deal, in return for a partial ownership of the building."

Forget going to your brother-in-law, begging for cash, he is as impoverished as you are.

Luckily for you, we are the only realty capital provider in the country that make small preferred equity investments (its easier to think of them as preferred equity loans), from $100,000 to $600,000. Most preferred equity providers won't even look at deals smaller than $3 million.

We agree to invest $300,000 in preferred equity into your property, bringing the preferred equity capital stack (the sum of the first mortgage plus the preferred equity) up to 75% of value. This means that you still have to bring to the closing table $75,000 in cash, but this smaller amount is far more manageable. It sure beats defaulting on your balloon payment and getting sued for the deficiency.

Want to know more? Tap Here Now

Info on the Great New Apartment Loan Program for the USA

noreply@blogger.com (Larry) — Fri, 17 Jan 2014 06:25:00 +0000

These are all 30-year fully-amortized loans. You have a choice of an ARM tied to 6-month LIBOR, a three-year hybrid, a five-year hybrid, a seven-year hybrid, or a ten-year hybrid. By far the most popular choice is the five-year hybrid.

The interest rate is incredibly low, starting as low as 3.87% for a purchase money, 5-year hybrid in a Tier I market. Properties in less-populated and/or less-desirable areas - known as Tier II and Tier III markets - have slightly higher interest rates.

The ARM program and the hybrid programs, after the initial fixed rate period, are tied to six-month LIBOR, with a 3.5% interest rate floor, a ceiling of 6% over the start rate. On the hybrid loans, there is no periodic rate increase cap on the initial rate readjustment, immediately after the fixed rate period. After the first rate readjustment, there is a 1% rate readjustment cap every six months. This loan has no negative amortization.

This program can be used for apartment loans as small as $300,000 to as large as $20 million. Apartment loans smaller than $1.5 million have slightly higher interest rates, but the interest rate is still very, very attractive.

The loan-to-value ratio is between 75% and 60%, depending on the property's quality, age, and location, and whether the loan is a purchase-money loan, a rate-and-term refinance, or a cash-out refinance. Your Blackburne & Sons loan officer can work with you to quickly make this determination.

In addition to apartments, this program can also be used for 4-star and 5-star mobile home parks (no single-wide coaches), mixed use properties (maximum of 40% commercial), student housing, and, surprisingly, low-income housing. Caution: Low-income housing deals are valued based on the lower rents typically found in nearby middle-income areas, so the maximum loan amount is often lower than expected.

Personal guarantees are required from Managing Members, General Partners, corporate officers, and individuals owning 20% or more of the property.

Loans to foreign nationals are available, up to 50% loan-to-value.

Have these ready, then email us at Lgpotter33@gmail.com but Do Not send these items yet:

Color photo's of the property
Rent Roll
Last two years' actual income and expenses.
Financial statement on the borrower.

Do you have instruments or blocked cash?

noreply@blogger.com (Larry) — Sat, 06 Jul 2013 18:55:00 +0000

There are now investors and lender that will provide very nice returns (and commissions) with no risk to principal.

From what I understand, these lenders and investors offer high cash payments on blocked funds and financial instruments. This is non-recourse funding according to my source.

They will consider all kinds of "live financial instruments".

Unmovable funds of any kind
that can be SWIFT confirmed to our bank!

BG, SBLC, Bonds, MTN'S,
Blocked Funds, Legacy Funds
Heritage Funds

Email lgpotter33@gmail.com

for more information that may be of benefit to you or your clients.

Lease Small and Large BG and SBLC

noreply@blogger.com (Larry) — Mon, 10 Jun 2013 18:06:00 +0000

SMALL SBLC & BG ($200K AND UP)

STAND BY LETTERS OF CREDIT & BANK GUARANTEES

NOW INCLUDING AMOUNTS FROM ONLY $200K!!

We arrange an instrument or account from our investor in your name

from a $6 billion Institution

with time periods available from 90 days to 2 years.

Most banks offer small SBLC/BG in US Dollars or Euros!

Now available with SWIFT confirmations MT760 available!

FEATURES:

SBLC's and Bank Guarantees in Standard Formats!
Can also do these as Cash Accounts with MT799/MT999/MT199 at much lower prices!
Great escrow contract favors client!
Euro's or US Dollars
Bonded Escrow or Law Firms protect client's fees
No Transmission or upfront fees!
No Payment until verified and received

Brokers Always Protected!

LARGE SBLC & BG (now from just $1 MILLION AND UP)

STAND BY LETTERS OF CREDIT & BANK GUARANTEES

LOW PAYMENTS ARE BACK!

GET A ONE YEAR INSTRUMENT

FROM MAJOR BANKS

NOW INCLUDING AMOUNTS FROM ONLY $1 MILLION!!

Through our partners, we arrange an instrument from our investor in your name

from major banks and institutions (please call for current banks).

May include: HSBC, Bank of America, Standard Chartered, Barclays, Credit Suisse,

Societe Generale, Deutsche Bank, or others

Most banks offer SBLC/BG in US Dollars or Euros!

Now available with SWIFT confirmations MT760 available!

FEATURES:

Delivered via MT760 Swift with Full Bank Responsibility
Banks May Include: HSBC, Barclays, Credit Suisse, Deutsche Bank or equivalent
SBLC's and Bank Guarantees in Standard Formats from Major Banks!
Deals from $1 million available now!
Great escrow contract favors client!
Euro's or US Dollars
No Transmission costs or upfront fees!
No Payment until verified and received!

Brokers Always Protected!

Send Full Requests to Lgpotter33@gmail.com

TELEX and POF, BG and SBLC

noreply@blogger.com (Larry) — Thu, 23 Aug 2012 19:20:00 +0000

TELEX is how all major banks communicate. And they use it for POF, BG and SBLC transactions.

TELEX has many years of experience assisting broad financial sectors and has a wide range of specific products and services for the industry which have been utilised by major banks and corporations across the world.

A high level of security is achieved due to reduced clerical involvement, multiple password levels, access control, full data encryption and dual control for outgoing tests. A comprehensive audit journal ensures the integrity of the telex testing operation.

So, if a "client" says they don’t accept TELEX, they are probably trying to pull a scam!

A good Provider will verify accounts via TELEX, phone, secured fax, lender to lender with a hard copy getting sent via a bonded carrier.

The first step to obtain a BG, POF or SBLC is a request for the brief intake form.

lgpotter33@@gmail.com