Destin Short Sales & Real Estate Blog

109 Capri Cove E., Bluewater Bay, Niceville Florida New Home For Sale

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Wed, 11 Nov 2009 15:34:59 -0600

Live the life in Bluewater Bay! You can build this new Felix Beukenkamp home in Niceville Florida with your own touches! Generous 2153 square feet layout combines the privacy of a split floor plan with open living areas for great entertaining. Spacious great room and formal and informal dining areas. 10' and trayed ceilings, crown molding, Granite kitchen counters and stainless steel appliances. Gas fireplace. Sprinkler system. Beautiful wooded, buffered lot to enjoy from covered porch to rear. This Bluewater Bay home is close to tennis, golf, marina!

Felix Beukenkamp Builder uses "Green Building" practices for improved indoor air quality, hurricane mitigation, responsible use of materials (recycling), good water management, and energy efficiency. Includes 10 year Bonded Builder Warranty. Photo for illustrative purposes, to be built similar.

Offered at $325,000- custom built for you.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Search All Niceville Florida Real Estate

Niceville Short Sales & Pre Foreclosure Help.

Read Niceville Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy to sell your home or buy a home: itswendy@rulnickrealty.com

Call Wendy Rulnick, to list and sell your home or the Emerald Coast of Florida - Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.

Rulnick Realty Welcomes You & The Holidays, Destin Florida, Open House

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Tue, 10 Nov 2009 09:22:35 -0600

Welcome the Holidays!

Join us at Rulnick Realty Destin Florida

Wednesday, November 11, 12:00 noon

Open House, Pot-Luck Luncheon!

So far on the menu, we have ham, turkey, rolls, wine, beer, soda, turnips, carrots, broccoli casserole, bread pudding, green bean casserole, sweets, pie, pasta salad, sweet potatoes and more...

To our buyers, sellers, Emerald Coast Realtor friends, Facebook friends, vendors, business neighbors at Miramar Plaza and ALL OUR FRIENDS!

Bring a dish and join us for some merriment!

Address: 12889 Emerald Coast Pkwy. Ste 107-A, Destin, Florida 32550
We are 2.5 miles east of Destin Commons and the Mid-Bay Bridge, on the south side of Highway 98 in the Miramar Plaza.

Telephone 850-650-7883

We look forward to seeing you!

Wendy Rulnick, "It's Wendy!", Broker, Rulnick Realty, Inc.

Bungalos at Sandestin, Approved for Short Sale in Destin Florida

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Mon, 09 Nov 2009 17:12:46 -0600

This beautiful Bungalos at Sandestin home was just approved for short sale. Sandestin is a subdivision in Destin, Florida in Walton County. The home is scheduled to close within 30 days.

Lender: Bank of America, junior and senior liens

Hardship: Death of borrower partner

Mortgage Balance: $405,000

Sale Price: $310,000 approximately

Approval Time: 105 Days

If you need to sell your home as a short sale in Destin or Sandestin, Florida, it is best to hire an experienced short sale agent.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin FL Real Estate

Destin and Sandestin Short Sales & Pre Foreclosure Help.

Read Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy to sell your home or buy a home: itswendy@rulnickrealty.com

Call Wendy Rulnick, Destin real estate agent, to list and sell your home or condo on the Emerald Coast of Florida in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. Wendy is a short sale and pre-foreclosure specialist and can help you sell or buy a short sale property in and around Destin Florida and the Emerald Coast. Wendy has been interviewed by Kiplinger Personal Finance Magazine and Business Week magazine, and has had her short sale articles appear in Florida Realtor Magazine.

42 Talon Way, Eagle Bay, Santa Rosa Beach, Florida - Short Sale

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Sat, 07 Nov 2009 10:00:11 -0600

Bright, happy home at 42 Talon Way is a short sale located in quiet subdivision of Eagle Bay, in Santa Rosa Beach Florida. Wonderful outside spaces include front porch, patio and large balcony off master bedroom. Elegant landscaping with palm trees, brick pavered driveway. Impressive entry looking up to second floor. Ample great room with fireplace. Kitchen has granite counters and breakfast bar. This Santa Rosa Beach short sale home is near the local's favorite, "Love Shack" restaurant with pool membership available. 10 minute drive to Grand Boulevard, Baytowne Wharf. 15 minutes to the beach, Destin Commons! Built in 2007, over 2100 square feet.

Santa Rosa Beach Short Sale Offered at $217,700.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine". Call Wendy Rulnick, Broker/Owner,to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.

PHH Competes for Top Spot in Yearly "10 Worst Short Sale Lenders" List

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Thu, 05 Nov 2009 15:59:29 -0600

PHH Mortgage is vying for Top Spot in my yearly list- "10 Worst Short Sale Lenders". PHH is a servicer of mortgages for companies such as Merrill Lynch Credit Corporation, Provident Bank, UMB, Bank Atlantic, Banco Popular, etc. Their poor service prompted today's email to the negotiator for a Niceville Florida short sale:

To: john.negotiator@mortgagefamily.com
Cc: terence.edwards@phhmail.com
Subject: Short Sale - 0022940
Importance: High

Hello Mr. Negotiator,

I am following up on VA Borrower, John Doe, short sale 0022940…. I was told you are now assigned to this file.

This short sale has been in process for 8 months.

I was told it was “escalated” to you on October 19.

The buyers, waiting since March 20, need to close asap.

On July 17, Joe Smith of PHH, counter offered the contract price and HUD line items, and asked for the closing date to be revised THEN to August 31.

We complied, the buyers agreed to the new price and terms, and the HUD was sent to your company with a closing date of August 31 as requested.

ALMOST THREE MONTHS have passed since that date.

Is the end in sight?

Thank you,

Wendy Rulnick, Broker/Owner

Rulnick Realty, Inc.

Featured Short Sale Specialist in "Kiplinger Magazine" and "Florida Realtor Magazine"

www.ShortSales-EmeraldCoast.com

www.ShortSaleSuperStars.com agent short sale training

Local 850-650-7883 ext 204

Short Sale Agents Needed!! Short Sale Superstars Site - Phenomenal Growth!

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Tue, 03 Nov 2009 18:05:33 -0600

Bryant Tutas and I invite you to join us on www.ShortSaleSuperstars.com site. It is fast becoming the most talked-about resource for short sale agents all over the U.S.A. Learn, know and grow!

Via Bryant Tutas-Tutas Towne Realty, Inc:

That's right folks....www.ShortSaleSuperStars.com has 466 members as I write this post. Most are Short Sale Agents. Wendy Rulnick and I want to hit 500 members before Sunday. If you haven't joined yet please do. It's FREE!

466 Short Sale pros can't be wrong. There must be something to this www.ShortSaleSuperStars.com site.

Did you know we have agents, attorneys, negotiators, investors and sellers that are members? Every day there are people on there helping each other. The site is AWESOME!!

Did you know we have groups set up for over 30 lenders? These groups give you numbers, forms, secret contacts and helpful hints to get your Short Sale closed. You do NOT have to go it alone.

Did you know all the douments you need to submit a FHA Short Sale are on the site? Just print complete and submit.

Did you know..........OK you really just need to go check it out. OK?

Between Sep 29 and Oct 29 we had.........

Available Short Sale Agent Training:

The Negotiator Interview $27.00

www.ShortSaleSuperStars.com FREE

Short Sale Agent Training Webinars 8 Hours of training and materials for $97.00

Short Sale Listing/Submission Package $27.00 Click for details

Bryant Tutas
Broker/Owner
Tutas Towne Realty, Inc
Licensed Florida Real Estate Broker
http://CentralFloridaShortSales.com

http://ShortSaleSuperStars.com

Are you a Florida REALTOR(R) looking for a change? Check it out.

CENTRAL FLORIDA REALTOR(r) OPPORTUNITIES

Copyright © 2009 http://www.brokerbryant.com/ | All Rights Reserved

East Pass II, Holiday Isle, Destin Florida Condo - Destin Short Sale

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Tue, 03 Nov 2009 08:03:31 -0600

This East Pass Towers II condo on Holiday Isle in Destin Florida is a stunner! You will have great views of both Destin harbor and the pass from two unique balconies! Upgrades galore including a spectacular kitchen for the gourmet - miles of granite counters for buffet line, baking or Top Chefing. All new appliances 2006, custom designed Kohler sink. Wetbar with bowl sink, silver leaf backsplash, silver leaf ice maker. Bamboo-look columns and bamboo floors (2006), designer lighting, pulls, faux paint add drama. Private master suite. Secondary bedrooms have separate doors to balcony. Tons of storage, pantry, shelving makes this Destin short sale condo more like a home. Armour Screen brand hurricane protection ($10,000) for see-through protection from wind. East Pass Towers is located on the end of Holiday Isle. This Destin short sale condo setting offers sparkling views of A.J.'s, harbor lights and the pass to the Gulf of Mexico. Destin beach is at your feet, as this condo is right on the water! Destin short sale offered at $475,000

When selling your Destin short sale property, hire an experienced short sale specialist.

"It's Wendy!" Wendy Rulnick, Broker, Rulnick Realty, Inc.

Wendy is a short sale and pre-foreclosure specialist and has been featured in "Kiplinger Personal Finance Magazine" and "Florida Realtor Magazine".

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Call Wendy Rulnick, Broker/Owner, to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.

"Day in the Life" of a Destin Short Sale Agent

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Wed, 28 Oct 2009 12:53:19 -0500

Just one of my normal days selling real estate and short sales in Destin, Florida...

Buyer agent emails me to say buyer is “walking” if no response from Niceville short sale lender this week.

Another buyer agent calls me to say buyer is “walking” by October 31 if no approval given on Destin short sale condo.

Another buyer agent calls and emails me three times asking when the approved Bank of America Santa Rosa Beach short sale can close.

Another buyer agent calls to ask if my seller will put $7000 in escrow for “as is” short sale for roof repair, HUH?

Bank of America emails me asking for all new financials and a revised settlement statement within two days, or they will close the file on a Sandestin short sale.

Two days before closing on Destin short sale condo, I am trying to obtain junior lien approval letter from Suntrust Bank. They have been promising the letter for a month.

Seller emails me that an agent left the door unlocked after showing his property. Seller is upset.

Buyer agent for Fort Walton Beach short sale calls to ask for status on approval.

On hold 40 minutes with PHH for Niceville Florida short sale. I ask for supervisor of supervisor, as this short sale has been in process seven months. I finally have to hang up after hold music gives me a headache.

Checking on another Suntrust approval, I am told no BPO or appraisal has been ordered after 60 days. I ask “When” is it going to be ordered. The rep tells me she would be a “rich woman” if she could answer that question every time it is asked.

Checking on Aurora Loan Services short sale. They say they have moved back all approval estimates by another 30 days.

I let Navarre short sale seller know we cannot sell her property if we cannot show it. Tenant-occupied and every showing is denied.

My computer starts typing on its own, repeating the same character ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, for ten minutes. This is the third time in two weeks. I am shut down! I replace the mouse and it starts working again.

I create a ten-point counter-offer addendum for Destin short sale seller to respond to an offer.

Another buyer agent emails me buyer is walking if my Santa Rosa Beach short sale seller won’t agree to his bank’s demands for deficiency balance to be paid.

Good email- Boeing relocation for Destin buyer (wow, non-short sale work)

Get pre-approval letter for buyer for Fort Walton Beach commercial property. Letter is dated 1999. My seller is concerned.

At the end of the day, I tell my husband I am exhausted, as it was a bit stressful. He says, “You wouldn’t have it any other way.”

He is right.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Search All Destin Florida Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy to sell your home or buy a home: itswendy@rulnickrealty.com

Call Wendy Rulnick, Destin real estate agent, to list and sell your home or condo in Florida: Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. Wendy is a short sale and pre-foreclosure specialist and has been featured in Kiplinger Personal Finance Magazine and Florida Realtor Magazine.

Do You Deliver "Knock Your Socks Off Service"?

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Mon, 26 Oct 2009 20:11:13 -0500

You walk into a place of business. The receptionist does not look up. She is on the phone. No matter what you do, you get no eye contact. You stomp around and she finally hangs up. No smile. “How can I help you?”, she spurts out. You tell her you are there for an appointment. “Just a minute”, she instructs you. After ten minutes, you are ushered in.

Has that ever happened to you? Or worse? How often do you check the “courtesy” systems for your own real estate business? Here is a refresher:

1. Answer the phone after two to three rings. Anything more, and they might wonder if you are still in business.

2. When taking a transferred call, don’t make the party repeat everything they already said to the first person!

3. Ask, “May I place you on hold for a moment?”

4. When you telephone someone, don’t start into your conversation. Ask if they have time to take your call.

5. When emailing, repeat the subject line in the content of your email. Many people gloss over the subject line, and they might not realize you are talking about "unit 2B, Marbella condominiums"!

6. Are you on time? If you are going to be late, do you call, even it is only five minutes?

7. Do you make eye contact when they enter your office or during a conversation?

8. Do you address people by name, but not so much that it sounds contrived?

9. Do you thank people for their time, even a bank negotiator?

10. Gentlemen, do you open the door for your female customer?

11. When dealing with an angry client, after assisting, do you ask “Is there anything else I may help you with?”

12. If you cannot give someone your full attention on the phone, do you ask if you can call them back so you can?

13. If you cannot help someone, do you refer them to someone who can?

14. Do you tell the truth? For example, it may be more than a minute wait!

15. Do you respect others?

16. When you make a mistake, do you confess, apologize and say you will correct the problem and do better?

17. Finally, do you treat everyone, not just your buyers and sellers, but vendors, agents, repair persons, employees, short sale negotiators, salespeople, etc., like your best customer?

Some of these ideas I've learned over the years. Some I've found in my favorite customer service book, “Delivering Knock Your Socks Off Service" by Kristin Anderson and Ron Zemke. I highly recommend you read it and perhaps you might elevate your business.

Thank you for your time.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Will Destin Short Sale Lender "Pay" For The Privilege?

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Thu, 22 Oct 2009 18:43:23 -0500

This is a first for me. As a short sale listing agent in Destin Florida, I have a parcel of land for sale in a ritzy golf course community. It is in a newer gated neighborhood where building lots used to fetch over $200,000. When I took the short sale listing at $90,000, it seemed realistic. But the lot market near Destin has steadily declined, fluctuating between a 3 and 15 year inventory in the past two years. That means it would take at least three years to sell out all the lots for sale at the current rate of sales. A normal market is six to seven months inventory.

After a year and a continued down market, we eventually lowered the price to $23,000. When I got a contract this week the offer was for $19,000. The most recent comparable sale, a foreclosure, had commanded a whopping $18,000. So the offer was fair.

The problem came after I ordered the HUD settlement statement to provide the short sale lender, Federal Trust Bank. Of course, I had done preliminary title work a year ago, but things had changed, including the price by 75%. Not only were there past due taxes of $12,000, there were thousands of dollars in unpaid homeowner association fees. In fact, the closing costs on the HUD would pay zero to the short sale lender, and would require cash to close of several thousand dollars! You see the closing costs were well over the sale price!

The seller has no money to bring to closing and the buyer will not. The short sale lender probably won’t pay for the privilege of allowing the short sale to get not a single dollar.

My question is, "What would YOU Do?"

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

432+ Short Sale Agents to help you.

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Wed, 21 Oct 2009 17:41:58 -0500

IF you haven't check out www.ShortSaleSuperstars.com yet, here is a peek at what you are missing! Join us, friends!

Via Bryant Tutas-Tutas Towne Realty, Inc:

Hi folks. We have another great discussion going on over at www.ShortSaleSuperStars.com. This one is about “highest and best” offers and how they relate to Short Sales.

Some Short Sale Agents believe that holding out for “highest and best” on a Short Sale listing is jeopardizing the Seller. They feel we are playing around and may cause the Seller to get foreclosed on because we didn’t get a contract in time.

Then there are those like myself that strive to get the best contract we can for our Sellers. We want to limit our Seller‘s tax and deficiency ramifications in the future.

Most of the Short Sales I deal with are "flips that flopped". Vacant properties that need to be sold. Unless there is a looming auction my goal is to have the property under contract within 30-60 days at a price I can justify to the lender. Highest and best is the offer I am looking for in this period of time.

One of the keys is that I know my market cold. I know what I can get for the property and how long it will take to get it. I'm not guessing and I'm not placing my Seller at risk.

I completely agree that the ultimate goal is to get the property sold. A Short Sale listing should never just sit on the market. They sit because agents are not familiar with the market and do not price the property properly. It has nothing to do with waiting for the highest and best. It has everything to do with lack of knowledge.

The www.ShortSaleSuperStars.com site is to help Short Sale Agents learn, know and grow. The only way we can do that is by having these types of discussions.

There are now 432 Short Sale Agent members of www.ShortSaleSuperStars.com If you haven’t joined yet then please take a moment to do so. It’s FREE and it’s priceless if you are dealing with Short Sales. We have some of the brightest Short Sale Agents in the country sharing and helping each other. We’d love to have you.

The only caveat is that we do not allow whining. www.ShortSaleSuperStars.com is all about finding solutions to get Short Sales closed. The Short Sale Agent members LOVE Short Sales and love helping others. Fair enough?

Wendy and I hope you'll join us. Together we CAN make a difference.

Available Short Sale Agent Training:

The Negotiator Interview $27.00

www.ShortSaleSuperStars.com FREE

Short Sale Agent Training Webinars 8 Hours of training and materials for $97.00

Short Sale Listing/Submission Package $27.00 Click for details

Bryant Tutas
Broker/Owner
Tutas Towne Realty, Inc
Licensed Florida Real Estate Broker
http://CentralFloridaShortSales.com

http://ShortSaleSuperStars.com

Are you a Florida REALTOR(R) looking for a change? Check it out.

CENTRAL FLORIDA REALTOR(r) OPPORTUNITIES

Copyright © 2009 http://www.brokerbryant.com/ | All Rights Reserved

Seascape Condo at Fairways, 9F, Destin Florida Short Sale

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Tue, 20 Oct 2009 14:58:44 -0500

This roomy three-bedroom villa at Fairways at Seascape in Destin Florida feels like a "home". Great views of golf course, rolling grounds, little lake in the fields. Floorplan takes advantage of the outdoors with two sets of sliders to covered patio and your old-fashioned swing. Mirrored dining adds to expansiveness. Private bedrooms. Quiet. This unit is a minute to tennis, pool, hot tub. Walk across Scenic 98 to Gulf of Mexico beach, Whale's Tail restaurant! Internet included as part of association fee. This Seascape unit is a Destin short sale.

Offered at $229,900

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Search All Destin Florida Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Destin Short Sale Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy to sell your home or buy a home: itswendy@rulnickrealty.com

Call Wendy Rulnick, Destin real estate agent, to list and sell your home or condo or help you buy a home or rental property on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. Wendy is a short sale and pre-foreclosure specialist and can help you sell or buy a short sale property in and around Destin Florida and the Emerald Coast.

Do You Tell The Short Sale Lender "Buyer Walked"?

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Sat, 17 Oct 2009 09:33:53 -0500

Karla Leahy started an interesting discussion on www.ShortSaleSuperstars.com. She asked "Do you inform the short sale lender when you no longer have an offer?"

From what I’ve seen the thought process behind not divulging the buyer walked is:

1. The lender will complete an appraisal or BPO that will speed up the next approval

2. The seller’s pre-qualification may be completed and ready for the next attempt

3. With some lenders, you can sneak in a substitute buyer

Bottom line, it “saves time” for the next buyer, the one you hope closes.

BUT-- IS IT RIGHT TO NOT DISCLOSE THE BUYER WALKED? Why should the short sale system be clogged because you are trying to speed up your next offer? Is it right to allow the lender to continue to work on an approval when there is no longer a contract? Sometimes there is another twist on trying to speed up an approval. “Fake” or “starter” offers are sent in to the lenders to get an appraisal ordered, when the “buyer” has no intention of closing. The “buyer” might even be the real estate agent.

Some of the lenders have a few hundred thousand offers in process. HOW MANY ARE LEGITIMATE OFFERS? The “real” buyers (and the sellers) suffer through longer wait times because others have tried to game the system, "dead" deals are being processed or offers with no hope for approval have been submitted. If lenders were only processing contracts that could actually close, all short sales would be speeded up, right?

So, I ask "Would YOU call the short sale lender and tell them to stop working on the sale if your buyer walked?"

It's Wendy!

Available Short Sale Agent Training:

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin FL Real Estate

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Rulnick Realty's Destin Real Estate Office Grows Again

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Thu, 15 Oct 2009 08:14:56 -0500

Rulnick Realty welcomes two new team members to its Destin Florida real estate office.

Clark Turnipseed, a licensed Realtor, provides a unique perspective for buyers, having years of experience as a Mortgage Broker Associate. Once he finds his buyers the right property he knows how to structure an offer that best fits their financial goals.

Clark was educated as a civil engineer but is a people person by experience. His personal motto is “When people work together they can move mountains!” With over 20 years in management and sales, he understands what it means to provide service, attention to detail and follow up. He can assist with helping buyers find their dream home, condo or investment opportunity all along the Emerald Coast.

Brittany McCormick serves as Office Manager of Rulnick Realty. Brittany is originally from Tennessee and has an extensive real estate administration background. She ensures the smooth operation of the office and provides great customer service to our buyers and sellers. When not at work, Brittany enjoys spending time with her family on the beaches of the Emerald Coast and reading great books. Her slogan is “Knowledge is power”.

Rulnick Realty helps buyers and sellers of Destin real estate and all surrounding towns, including Sandestin, Santa Rosa Beach, Niceville, Fort Walton Beach, Navarre, Crestview and vicinity. Located in the Miramar Plaza in Destin on Highway 98, the office is central to the Emerald Coast of Florida and Walton, Okaloosa and Santa Rosa County.

Call Rulnick Realty at 850-650-7883 or toll free 1-877-487-9639.
www.rulnickrealty.com

Wendy Rulnick, Broker, invites you to email itswendy@rulnickrealty.com or call if you are interested in joining a team of top real estate professionals.

When NOT To Take A Short Sale Listing

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Wed, 14 Oct 2009 18:25:02 -0500

Today, I turned down a listing. It was not easy. It was a short sale. When listing a short sale, there are certain parameters that must be met. Here they are:

1. The seller must allow you to set the price. You know the market.

2. The seller must allow you to adjust the price based on your judgment.

3. The seller must provide all financial documentation necessary to complete the sale in a timely manner.

4. The seller must authorize you to speak with the lender on his behalf.

5. The listing period must be longer than six months. Allow time for short sale processing, so make it one year.

6. The seller must be reasonable with his expectations for a short sale.

7. The seller must trust you.

Short sale outcomes are not guaranteed. The seller may have to bring a cash contribution to the closing. The seller may have to agree to a promissory note. The seller will probably get a 1099-C for cancelled debt. He may get a deficiency judgment and be responsible for the remaining balance. Or the short sale may be denied.

In the case today, the seller had returned my listing agreement marked up with additional terms. He added that the short sale lender would remove negative reporting from credit bureaus, not issue a 1099-C, waive all rights to a deficiency judgment and relieve the seller of any further obligation.

I informed the seller that these demands were not likely to be met. I would not agree to an undertaking with unreasonable expectations. He insisted. I declined the listing. Would you?

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

www.ShortSaleSuperstars.com

Read Wendy's Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Is Your Data Safe? How I Almost Lost My Entire Database

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Mon, 12 Oct 2009 17:59:23 -0500

This Monday morning started out well. I was sorting through emails and structuring my week. One of my assistant's was working on improving our short sale system and was going to add a field to our ACT database. ACT is excellent contact managment software, where one can completely customize all fields, keep detailed notes, and manage thousands of entries. ACT can be networked with multiple users accessing the information from different computers. In my custom set-up, I have fields such as short sale "approval deadline", "loan numbers", "negotiator name", "payoff" and dozens of critical fields. I have hundreds of notes on phone calls and actions from time of short sale submission through approval. I also have records of every buyer and seller I've ever worked with since I got the system. There are almost 3000 records in my database.

This morning I asked my assistant to add a field referencing title work completion for each short sale. We do this as a matter of course when getting a new short sale listing, but I wanted a more organized location to check it off. She needed authority as "administrator" to modify the layout so I changed her authority level. Well, something went seriously wrong.

My assistant buzzed me and said she could not change the records and ACT closed down. I tried to log in and the software crashed. We tried from different computers, same result. I shut down and restarted twice. Same result. We could not get into the database. Basically, without ACT we are out of business. No records, no telephone numbers, no contacts, no history and no information. All was lost. This was not a good Monday morning.

Thankfully, I had backed up the ACT database on Friday. I use an external hard drive and Acronis True Image software for disaster recovery. I restored the database with Friday's data and I am back in business. If you are not backing up your data you are making a serious mistake. Acronis can also back up exact disk images should your computer or data be destroyed. Backing up to an external hard drive makes sense if you are in an area with hurricane evacuations or otherwise need to physically remove the information from your office.

I used to back up when I remembered to do it. Now I have a new ACT reminder that pops up. You know what is says? "Back up data daily!".

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin Florida Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

www.ShortSaleSuperstars.com

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

D.R. Horton New Construction Home Sold - Rolling Ridge, Crestview Florida

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Sun, 11 Oct 2009 10:27:56 -0500

605 Rowan Circle, Rolling Ridge, Crestview Florida

Wendy Rulnick just sold this gorgeous new home in the D.R. Horton subdvision, Rolling Ridge in Crestview, Florida. The 2700 square feet floor plan is wide open with a huge kitchen with columns facing the living room. There is formal dining room with wood floors. The master bedroom is oversized and luxurious. With this D.R. Horton home plan in Crestview, you can pick your finishes, including counter top, flooring, cabinets and more. Rolling Ridge is about 5 minutes south of I-10 and an quick commute to Eglin Air Force Base. Fast routes to Destin shopping and beaches, too.

This new Crestview home sold for $212,900 with builder incentives and much closing costs paid. VA financing is available for low or potentially no-cost closing to move in!

Wendy Rulnick represented the buyer in this transaction. When buying new construction or any home in Crestview Florida, consider hiring your own experienced real estate agent.

Review my home buyer guide "10 Tips to Buying New Construction on the Emerald Coast of Florida" and call Wendy Rulnick at 850-259-0422 for your buyer representation.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Crestview FL Real Estate

Crestview Short Sales & Pre Foreclosure Help.

Read Wendy's Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Another Destin Short Sale Approved- Laurel Grove, Sandestin Florida

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Wed, 07 Oct 2009 16:01:17 -0500

This beautiful Destin home was just approved for a short sale. It is in the Laurel Grove subdvision in Sandestin Florida.

Lienholder: Wells Fargo

Mortgage Balance: $560,000

Sale Price: $399,000

Approval Time: 90 Days

If you need to sell your home as a short sale in Destin or Sandestin, Florida, it is best to contact an experienced short sale agent.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin FL Real Estate

Destin and Sandestin Short Sales & Pre Foreclosure Help.

Read Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy to sell your home or buy a home: itswendy@rulnickrealty.com

Call Wendy Rulnick, Destin real estate agent, to list and sell your home or condo on the Emerald Coast of Florida in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field. Wendy is a short sale and pre-foreclosure specialist and can help you sell or buy a short sale property in and around Destin Florida and the Emerald Coast. She has been featured in Kiplinger Personal Finance Magazine and Florida Realtor Magazine.

100 Grayton Trails Rd., Santa Rosa Beach FL - Grayton Beach

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Wed, 07 Oct 2009 08:35:11 -0500

In the shade of historic Grayton Beach Florida surrounded by majestic oaks is the custom home designed by noted Architect John Geogan. Sitting on just under an acre of land in Grayton Beach and within walking distance to the Gulf of Mexico is the craftsman style home with metal roof, wrap-around porch, cement fiber siding freshly painted in 2009.It was the featured home in an Austrian design magazine and on the 2000 Library Guild Show of Homes.

Custom designed with lots of exciting features. Skilled craftsmanship is defined by the mahogany interior including the clear story windows with a "one of a kind" mahogany ceiling, kitchen cabinets, granite counters, breakfast bar, island, and in the great room, a display area with fireplace, and crown molding. The 3 bedroom plus study (office/guest room) with French doors offers a lot of usable space. The floors are oak hardwood and tile throughout the home. The master suite is large with access to the outdoors. The master bath features a separate shower with glass door, whirlpool bath, furniture designed double vanity with handmade glass tile. Lot size offers room to build guest home and pool.

This magnificent home is in the Grayton Beach section Santa Rosa Beach, Florida near Seaside and Watercolor.

Offered at $699,000

Rulnick Realty, Inc.

Rulnick Team Listing

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy Rulnick, Broker: itswendy@rulnickrealty.com

Call Rulnick Realty to list and sell your home or condo on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Grayton Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.

My Best Destin Short Sale - And It Never Happened!

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Tue, 06 Oct 2009 18:10:01 -0500

The Destin Florida couple called me after they had run out of options. The wife’s income had been cut in half, and the husband had been laid off from two different jobs in the past year. They had three children-- and their dream home. The house was custom built, and they had put a lot of thought into the details. The husband showed off his hand-hewn railings, the Palladian windows, the unique floorplan. The wife was proud of how spotless it was, despite the three teenagers and dog. It was breaking their hearts to come to this.

They were three months behind on their mortgage. No job in site. They had spotless credit. This was the point of giving in. Their bank would make no arrangements to help them out. They had no choice. The only option they found was to do a short sale. The couple could no longer stay in their beautiful home, and were going to move out of state to seek work. Florida has one of the highest unemployment rates in the country, at almost 11%.

I listed their Destin home as a short sale. Immediately the calls came from agents with buyers eager to see this stunning property. For two months, we marketed it and entertained showings. Each time the couple was eager for feedback. “How can we make it nicer?” they always asked.

Finally, the news came. I had to take the home off the market. Forget about the short sale! The husband got a job! It paid more than his previous job! They would be able to catch up on their payments and keep their house. I was excited for them and happily withdrew the home for sale.

Sadly, this is the first such story I have had since the Destin short sale market began. Most of my sellers have had to move out of state looking for work. Perhaps, though, this is the start of a new trend, and more homeowners will be able to find jobs and keep their property. I will be at their service either way.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Magnolia Bay #8594, Sandestin Florida Short Sale

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Mon, 05 Oct 2009 17:43:53 -0500

Serene, sedate and luxurious... This Magnolia Bay townhome is a Sandestin short sale. It feels like a private residence. Note the limestone floors, mahogany entry door, high ceilings and walls of windows. Overlooking a small lake and the Baytowne golf course, this unit is the perfect hideaway as a second home or a great rental. Granite double-width breakfast bar in the kitchen, tile backsplash, recessed lighting. The rear covered porch feels tranquil and cool. Master bath has a deep soaking tub and gorgeously tiled oversized shower. This Sandestin short sale home is simple and stylish. Easy walk to neighborhood pool, Village of Baytowne Wharf. Sandestin has beach access. Join tennis, beach club, golf, marina, gym!

Offered at $479,900

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Sandestin FL Real Estate

Sandestin Short Sales & Pre Foreclosure Help.

Read Wendy's Sandestin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

14 Choctawhatchee Dr., Elliotts Point, Fort Walton Beach FL Short Sale

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Mon, 05 Oct 2009 17:03:25 -0500

Quirky Fun! This eclectic Fort Walton Beach short sale, in Elliotts Point at 14 Choctawhatchee Dr. is whimsically decorated and offers nooks to explore, flowing spaces, skylights, wood floors and more. Kitchen remodeled. Angled on a corner lot, your home has an apartment or mother-in-law suite to the right. Huge rear covered porch. Garage was converted for workshop, you could reconvert back. Needs attention to yard, but graced by mature trees. Close to public boat ramp and Choctawhatchee Bay! Short drive to Eglin AFB, Hurlburt Field and the Gulf of Mexico. This is a special Fort Walton Beach Florida short sale home, make it yours. Short sale.

Offered at $119,900.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Fort Walton Beach FL Real Estate

Fort Walton Beach Short Sales & Pre Foreclosure Help.

Read Wendy's Fort Walton Beach Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

10 Tips When Buying New Construction on the Emerald Coast of Florida

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Sun, 04 Oct 2009 12:18:41 -0500

Are you considering building a new home in Crestview, Freeport, Navarre, Rosemary Beach, Watercolor or Niceville Florida? Consider these questions in your search for that fantastic home of your dreams.

1. Is the builder licensed? This may seem like a basic assumption, but always verify his current active license and possible compaints . Go to the Florida Division of Business and Professional Reguation website and you can check. Even if you’ve had a friend use the contractor, he might not be legitimate. If the builder has already commenced work, go to the online Clerk of Court records in your county to see if permits were pulled in his name. You may research Okaloosa County, Santa Rosa County or Walton County records.

2. Will you be able to see other homes the builder has completed? If your contractor is a custom-home builder, he should be happy to send you to see a past customer's house to view his workmanship. Talk to the customer, too, and find out what his experience was with the builder and during construction. That way, you may have more reasonable expectations about the building process.

3. Will you be able to review the contract before signing? Some national builders will not release their purchase and sale agreement for you to take home to review. They will state it is not their policy. Insist on it, especially if you are not comfortable turning over a deposit and signing under pressure in the on-site salesperson's office.

4. Does your building plan comply with association restrictions or covenants? Do not assume that the builder and your local building inspector will check your covenants for you. The building inspector may only check for compliance with building codes. Don’t risk a lawsuit from the community association because you have installed the wrong roof type, used unapproved materials, built an unacceptable style of home, etc. You could be sued, and it could be costly.

5. Does the builder offer a warranty? The State of Florida does not require the builder to warrant their work for any period of time. Check your state laws. Ask if the builder will provide a policy for defects. An example of a reputable warranty company is Bonded Builders. Coverage will be for up to ten years for major structural items, which is transferable to a new buyer of your home.

6. Who will be your main point of contact during construction? Will it be the salesperson, the construction supervisor or the builder? Find out how communication works with your contractor. If it is a large national company, with many layers of management, be proactive and follow up with any questions, don’t assume your issue will be taken care of. Remember, if the builder has a 100 lot subdivision and dozens of homes under construction, information can get lost that might affect the completion of your house. I know a couple who recently bought a new home from a national builder in Crestview Florida. The home needed a variance because it was built over the setback line. The variance would take 30 days before it was approved. The builder did not notify the buyers until four days before the closing that there would be a delay because of the variance. Why? It seems that no one at the company was responsible for the “overall” construction picture.

7. I don’t need a “home inspection” on a new home, right? Not necessarily. Great builders are not afraid of home inspectors. Home inspectors may be the objective third party who will guide you through to reasonable expectations from the builder.

8. Don’t expect the house to be “perfect” at your punch-list walk-through. Homes are built by human hands. Expect dozens of items needing correction, such as paint, scuffs, trim work, landscaping, etc. Your builder should have a system to finish the home to your complete satisfaction, however, in writing.

9. When should I worry? Red flags are when the contractor asks you for more money outside the terms of your contract. Certainly, if it is a “change” during construction, you might have to pay for it at the time depending on your agreement. But if the request is for moneys to “continue” work that is not specified in your contract, seek legal counsel. Also, if the builder stops construction without a reasonable explanation for days or even weeks, you may need an attorney.

10. Should I use my own Realtor? If it is a national builder represented by an on-site salesperson, you should strongly consider bringing in your own Emerald Coast real estate agent. On-site salespeople can be great and knowledgeable, but they represent the builder, and may not bring up any of the items in this list.

Finally, buying and building a new home in Crestview, Freeport, Navarre, Rosemary Beach, Watercolor or Niceville Florida is very exciting. Expectations are high, and emotions follow, because new construction can fulfill your lifetime dreams. Educate yourself, research, and interview your builder. And consider hiring an experienced real estate agent to guide you along the way.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com

Call Wendy Rulnick, Broker/Owner,to find your new construction home on the Emerald Coast of Florida in Walton, Okaloosa and Santa Rosa County- Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Freeport, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar, Eglin AFB, Hurlburt Field.

Need a Short Sale Agent? Here are 402 of them!!

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Sun, 04 Oct 2009 10:20:42 -0500

Bryant and I are thrilled about the growth and membership in our free www.ShortSaleSupestars.com site! It is an information exchange with short sale specialists and top real estate agents from all over the country. Join us! NOTE: I JUST UPDATED THE TITLE BECAUSE THERE ARE NOW 250 350 374 402 MEMBERS ON THE SITE! I could not resist just one more update to the title. Next time I will wait for 500, I promise!

Via Bryant Tutas-Tutas Towne Realty, Inc:

Wendy Rulnick and I opened www.ShortSaleSuperStars.com on August 1, 2009 and today we reached 250 members!! The 250th member is Melissa Zavala a fellow ActiveRain member. If you haven't joined yet now would be a good time to do so. It's FREE for Pete's sake! CLICK HERE TO JOIN.

ShortSaleSuperStars is the place to go if you are working Short Sales or want to work Short Sales. It will make your job so much easier. COME JOIN US.

Yesterday I was getting ready to list a FHA Short sale. This is something I hadn't done before so the first thing I did was go to www.ShortsaleSuperStars and click on the FHA Short Sale group. Once there I found all the info I needed to take this listing. It has FHA guidelines, forms, procedures, numbers to call and every thing else I needed to talk to my Seller with confidence. Eventually, we hope to have groups set up for every lender.

LEARN MORE ABOUT SHORT SALE GROUPS HERE

ShortSaleSuperStars has a wealth of information provided by agents from all over the country that are working Short Sales every day. We are helping each other be better at what we do.

As an added bonus. Petra Norris, just pointed out that we are starting to be picked up by the search engines. In the last 30 days we had 1,800 UNIQUE visitors with 26% coming from the search engines. This percentage is bound to go up as we keep adding content related to Short Sales.

Did I mention this site is FREE? Tell me again why you haven't joined yet? CLICK HERE TO JOIN

In addition to the FREE stuff Wendy and I are also offering our 5 part Webinar Series "Short Sale Agent Training" for the unbelievable price of $97!! This is almost 8 hours of training INCLUDING course materials and a complete Short Sale Listing/submission package. The Short Sale Listing/submission package can also be purchased separately for $27.

SHORT SALE AGENT TRAINING STUDENT TESTIMONIALS

Wendy and I hope you'll join us. Together we CAN make a difference.

Available Short Sale Agent Training:

The Negotiator Interview $27.00

www.ShortSaleSuperStars.com FREE

Short Sale Agent Training Webinars 8 Hours of training and materials for $97.00

Short Sale Listing/Submission Package $27.00 Click for details

Bryant Tutas
Broker/Owner
Tutas Towne Realty, Inc
Licensed Florida Real Estate Broker
http://CentralFloridaShortSales.com

http://ShortSaleSuperStars.com

Are you a Florida REALTOR(R) looking for a change? Check it out.

CENTRAL FLORIDA REALTOR(r) OPPORTUNITIES

Copyright © 2009 http://www.brokerbryant.com/ | All Rights Reserved

Harbor Plantation Condo Unit 102, Destin Florida Short Sale

Wendy Rulnick "Its Wendy!" Destin Short Sales (Rulnick Realty, Inc.) — Fri, 02 Oct 2009 18:04:43 -0500

724 Highway 98 East Unit 102, Destin Florida 32541

Want one of the best views on Destin harbor? With a boat slip? This Destin short sale condo is one of the most spectacular settings on the water. Wide open floor plan all about the harbor view. Large kitchen with long breakfast bar, solid surface counters. Spacious master bedroom. Project has pool, work out facility. This Destin short sale condo in Harbor Plantation is located on Highway 98. It is on the first floor unit for easy access set high over the water. Assigned boat slip approximately 13x30, may take a 40' boat. Central Destin location accessible to shopping, the Destin bridge, Crab Island and all the fun restaurants like A.J.'s, the Lucky Snapper, more!

Offered at $417,900.

It's Wendy!

Wendy Rulnick, Broker, CRP, CRS, GRI, ABR Rulnick Realty, Inc.

Destin FL Real Estate

Destin Short Sales & Pre Foreclosure Help.

Read Wendy's Destin Real Estate Blog

Call toll-free 1-877-ITS-WNDY (1-877-487-9639) or local 850-650-7883 ext 204

Email Wendy: itswendy@rulnickrealty.com