Albany Insurance Professional

Here Comes Hurricane Earl

Ryan Hanley — Thu, 02 Sep 2010 20:00:12 +0000

If you don't already have Flood insurance its too late to buy it now. So the only real advice I can give those that live near water and are going to be directly effected by Hurricane Earl is batten down the hatches and protect yourself as best you can.

14 Business Insurance Coverages I Discuss With Every Client

Ryan Hanley — Wed, 01 Sep 2010 17:56:39 +0000

No two businesses are the same which means that no two clients are the same which means that no two insurance programs should be the same.

Crash Course in Long-term Care Insurance

Ryan Hanley — Thu, 26 Aug 2010 15:01:13 +0000

Buy or don't buy long-term care insurance. I don't care, that is your decision. What I do care about is your ignorance to the product.

My Motivation is Mine… What is Yours?

Ryan Hanley — Thu, 19 Aug 2010 13:39:48 +0000

Instead bringing up the weather or latest article in the Albany Business Review to break the silence, a fairly pragmatic accountant I've known for about a year looks at me and says, "What motivates you to get up and write insurance everyday?"

Wedding Insurance Sounds Like a Gimmick

Ryan Hanley — Tue, 17 Aug 2010 19:30:35 +0000

Wedding Insurance at first glance looks like an unnecessary expense when coupled with all the other things you have to think about and pay for when planning a wedding.

Health Insurance: What Now?

Ryan Hanley — Fri, 13 Aug 2010 13:56:49 +0000

It's Getting to be that time of year again when the eyes of private business people shift to the cost of providing Health Insurance for employees.

Renter Insurance vs Six-Pack of Beer

Ryan Hanley — Wed, 11 Aug 2010 17:57:07 +0000

If beer is silly to you, you can make the example not so silly by substituting just about any discretionary item of equal value for the Six-Pack of beer. However, the point remains the same, every day Renters choose to remain Un-Insured for what would be the cost of ONE SIX-PACK of Beer.

Insurance is a Scam

Ryan Hanley — Fri, 06 Aug 2010 12:41:39 +0000

The problem, as I see it, is NOT in you, but rather in the perpetuation of Insurance as a Commodity constantly broadcast at you by direct writers.

When Do I Drop Collision Coverage?

Ryan Hanley — Fri, 30 Jul 2010 13:22:32 +0000

This is a very common question posed to insurance agents and for good reason. Relative to the cost of the other auto insurance coverages found on most personal auto policies Collision coverage can be expensive.

Insurance At TradeShows

Ryan Hanley — Tue, 27 Jul 2010 17:23:51 +0000

I was just at the smAlbany (get it, Albany is Small, smAlbany) Business Expo in glorious Albany, NY. This is the 5th smAlbany Business Expo that has been held by Liberteks.com, a local Computer and IT Firm.