AskTheMoneyCoach.com - Free Money Tips & Advice

Before Valentine’s Day, Use These 5 Tips for Financial Intimacy In Your Relationship

The Money Coach — Wed, 25 Jan 2012 10:30:18 +0000

Valentine’s Day is right around the corner and as much as the holiday is about romance, finances also play a big role in what happens on Feb. 14th. Guys are often under pressure to come up with the “big” gift – like an expensive engagement ring – or to make some other dramatic show of [...]

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Arkansas Attorney General Sues Operators of 6 Online Payday Lenders

The Money Coach — Wed, 25 Jan 2012 03:23:28 +0000

Arkansas Attorney General Dustin McDaniel filed a consumer protection lawsuit against a Missouri man and two companies that control six payday loan websites offering loans to Arkansas consumers at interest rates that exceeded 600 percent. The lenders known to be controlled by the defendants include: Action Payday, Bottom Dollar Payday, Everest Cash Advance, Paradise Cash [...]

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IDA Programs: Where to Find Matching Funds for Your Financial Goals

The Money Coach — Tue, 24 Jan 2012 10:30:40 +0000

Q: Are there any organizations in the Philadelphia, PA area are participating in the IDA Program? A: For those of you that have never heard of this before, an IDA is: An Individual Development Account (or IDA) that lets low-to-moderate income earners save money for a specific goal – such as a down payment on [...]

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I Can’t Afford To Repay My Student Loans. What Are My Options?

The Money Coach — Mon, 23 Jan 2012 10:30:52 +0000

Q: Hi, I have a pretty unique situation regarding student loan debt. I have about $100K in student loan debt. I did not find a job until about 8 months out of college and the loans were in deferment. The entry level position I obtained was not enough to pay my loans and I [...]

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What to Do If Your Credit Score is Too Low

The Money Coach — Fri, 20 Jan 2012 10:30:42 +0000

Car loans, mortgages, credit cards, and even your apartment rental application can only be approved when you have a solid credit history. If your credit score is deemed too low by lenders, landlords, and other companies that check your credit score as part of the application process, you could be missing out on low interest [...]

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What to Do if Your Spouse Stole Your Money

The Money Coach — Thu, 19 Jan 2012 10:30:43 +0000

You may not be divorced or even separated when you find out that your spouse has been stealing money from you. When your husband or wife steals money from your bank account or wallet, they may have lied to you to cover up their act and broken your trust. Lies like these can be especially [...]

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6 Tax Rules to Know When Claiming Dependents and Exemptions

The Money Coach — Wed, 18 Jan 2012 10:30:52 +0000

When you’re filing your federal income tax return, you undoubtedly want to pay the least amount of money possible to Uncle Sam. One effective way to minimize your taxes is by claiming various dependents and exemptions on your income taxes. Claiming the right number of dependents and exemptions can sometimes save you hundreds, or possibly [...]

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Feeding Your Children When Money is Tight

The Money Coach — Tue, 17 Jan 2012 10:30:08 +0000

Rising food costs and higher costs of living in general make it very difficult for some families to feed their children adequately. A recent report by the hunger relief charity Feeding America states that approximately 15 percent of American households didn’t have enough money for food at some time in 2009. And in 2011, 45.8 [...]

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My Husband Defaulted on a Student Loan. What Should We Do?

The Money Coach — Mon, 16 Jan 2012 10:30:02 +0000

A reader of AskTheMoneyCoach.com wanted to know how to deal with a defaulted student loan. Her question and an answer are provided below. Many thanks to Marlene Ware, of the National Foundation for Debt Management for her expertise and providing the answer that follows. Question: My husband’s Sallie Mae loan went into default and was [...]

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What Should I Do If My Canadian SIN Card Has Been Stolen

The Money Coach — Sat, 14 Jan 2012 10:30:12 +0000

Your Social Insurance Number (SIN) is required for work and to receive any type of government benefits in Canada. You will be assigned a unique number if you are a Canadian citizen, a temporary resident, or a newcomer to Canada. It works in a similar way as the Social Security Number (SSN) issued to eligible [...]

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