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                                                        </figure>
                                                    
                                            
                                    
                            </aside>
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                                    <h2 id="Content_ctl07_ctl00_ctl00_detailContainer_ctl03_0_mainShortTextFieldLiteral_0" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			Best practices to avoid painful tech conversions
		</h2>
                                    
                                        <div class="author">
                                        
                                            <div class="single">
                                                <div class="table-cell">
                                                    
                                                        
                                                                <span class="name">Griffin McGahey</span>
                                                            
                                                        
                                                    <span class="date">May 21, 2020</span>
                                                </div>
                                            </div>
                                            
                                        </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">Do some planning upfront, find an executive sponsor and be realistic about timelines and other expectations.</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/best-practices-to-avoid-painful-tech-conversions'>Read More</a>
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                                                        <figure class="profile-pic medium">
                                                            <div class="pic-window">
                                                                <img src='https://www.bai.org/images/default-source/Authors/naras-eechambadi.jpg?sfvrsn=0' alt='Naras Eechambadi' title='Naras Eechambadi' />
                                                            </div>
                                                        </figure>
                                                    
                                            
                                    
                            </aside>
                            <div class="content">  
                                <div class="meta">
                                    <h2 id="Content_ctl07_ctl00_ctl00_detailContainer_ctl03_0_mainShortTextFieldLiteral_1" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			Seizing the data opportunity across organizational silos
		</h2>
                                    
                                        <div class="author">
                                        
                                            <div class="single">
                                                <div class="table-cell">
                                                    
                                                        
                                                                <span class="name">Naras Eechambadi</span>
                                                            
                                                        
                                                    <span class="date">May 20, 2020</span>
                                                </div>
                                            </div>
                                            
                                        </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">Partnerships between marketing, IT and analytics can help banks used customer information more effectively and competitively.</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/seizing-the-data-opportunity-across-organizational-silos'>Read More</a>
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                                                                <img src='https://www.bai.org/images/default-source/default-album/howard-altman_resizedd6d35866724e66d5ba0cff0000e0e8e7.jpg?sfvrsn=0' alt='Howard Altman_resized' title='Howard Altman_resized' />
                                                            </div>
                                                        </figure>
                                                    
                                            
                                    
                            </aside>
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                                    <h2 id="Content_ctl07_ctl00_ctl00_detailContainer_ctl03_0_mainShortTextFieldLiteral_2" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			How community banks can avoid being targets for cyber crooks
		</h2>
                                    
                                        <div class="author">
                                        
                                            <div class="single">
                                                <div class="table-cell">
                                                    
                                                        
                                                                <a class="name" href='https://www.bai.org/banking-strategies/author/detail/howard-altman'>Howard Altman</a>
                                                            
                                                        
                                                    <span class="date">May 19, 2020</span>
                                                </div>
                                            </div>
                                            
                                        </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">By embracing a strategic approach with more robust protections, institutions could reduce risks of outside attack.</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/how-community-banks-can-avoid-being-targets-for-cyber-crooks'>Read More</a>
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                                                        <figure class="profile-pic medium">
                                                            <div class="pic-window">
                                                                <img src='https://www.bai.org/images/default-source/Banking-Strategies/dustin-allen.jpg?sfvrsn=0' alt='Dustin Allen' title='Dustin Allen' />
                                                            </div>
                                                        </figure>
                                                    
                                            
                                    
                            </aside>
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                                <div class="meta">
                                    <h2 id="Content_ctl07_ctl00_ctl00_detailContainer_ctl03_0_mainShortTextFieldLiteral_3" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			How Q2 bank earnings may affect 2021 deposit playbooks
		</h2>
                                    
                                        <div class="author">
                                        
                                            <div class="single">
                                                <div class="table-cell">
                                                    
                                                        
                                                                <span class="name">Dustin Allen</span>
                                                            
                                                        
                                                    <span class="date">May 18, 2020</span>
                                                </div>
                                            </div>
                                            
                                        </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">Cost-cutting measures will likely impact ability to efficiently gather deposits, so reducing deposit costs could make sense</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/how-q2-bank-earnings-may-affect-2021-deposit-playbooks'>Read More</a>
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	<!-- Begin Widget Template - Banking Strategies - News Section - Article General List -->

<div id="Content_ctl08_ctl00_ctl00_detailContainer" class="module category-list">
		        
        <div class="item" data-sf-provider='OpenAccessProvider' data-sf-id='61034f66-724e-66d5-ba0c-ff0000e0e8e7' data-sf-type="Telerik.Sitefinity.DynamicModules.Model.DynamicContent">
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                <strong class="title" data-sf-field="DisplayTitle" data-sf-ftype="ShortText">BAI Thought Leadership</strong>
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                                    <div class="featured-image" style="background-image: url('https://www.bai.org/images/default-source/Banking-Strategies/retail-banking/banker-and-customer.jpg?sfvrsn=0')"></div>
                                
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                                    <h2 id="Content_ctl08_ctl00_ctl00_detailContainer_ctl01_0_mainShortTextFieldLiteral_0" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			Banks weigh the "when" and "how" of reopening
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                                            <div class="author">
                                            
                                                    <div class="single">
                                                        
                                                                
                                                                    <figure class="profile-pic small">
                                                                        <div class="pic-window">
                                                                            <img src='https://www.bai.org/images/default-source/default-album/debbie-bianuccie0a65b66724e66d5ba0cff0000e0e8e7.jpg?sfvrsn=2' alt='Debbie Bianucci' title='Debbie Bianucci' />
                                                                        </div>
                                                                    </figure>
                                                                    
                                                            
                                                        <div class="table-cell">
                                                            
                                                                    
                                                                            <a class="name" href='https://www.bai.org/banking-strategies/author/detail/debbie-bianucci'>Debbie Bianucci</a>
                                                                        
                                                                
                                                            <span class="date">May 1, 2020</span>
                                                        </div>
                                                    </div>
                                                
                                            </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">Employee and customer health are paramount, so a test-and-learn approach may strike the right balance between safety and normalcy, writes BAI CEO Debbie Bianucci. </p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/banks-weigh-the-when-and-how-of-reopening'>Read More</a>
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                                    <div class="featured-image" style="background-image: url('https://www.bai.org/images/default-source/Banking-Strategies/paycheck-protection-program.jpg?sfvrsn=0')"></div>
                                
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                                <div class="meta">
                                    <h2 id="Content_ctl08_ctl00_ctl00_detailContainer_ctl01_0_mainShortTextFieldLiteral_1" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			Rising to the PPP Challenge
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                                            <div class="author">
                                            
                                                    <div class="single">
                                                        
                                                                
                                                                    <figure class="profile-pic small">
                                                                        <div class="pic-window">
                                                                            <img src='https://www.bai.org/images/default-source/Authors/terry-badger.jpg?sfvrsn=0' alt='Terry Badger' title='Terry Badger' />
                                                                        </div>
                                                                    </figure>
                                                                    
                                                            
                                                        <div class="table-cell">
                                                            
                                                                    
                                                                            <a class="name" href='https://www.bai.org/banking-strategies/author/detail/terry-badger'>Terry Badger</a>
                                                                        
                                                                
                                                            <span class="date">Apr 28, 2020</span>
                                                        </div>
                                                    </div>
                                                
                                            </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">Brian Mauntel, president of Heartland Bank in central Ohio, discusses how his community institution quickly worked through the obstacles of PPP and delivered for its small business customers.</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/rising-to-the-ppp-challenge'>Read More</a>
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                                    <div class="featured-image" style="background-image: url('https://www.bai.org/images/default-source/Banking-Strategies/gen-z-banking.jpg?sfvrsn=0')"></div>
                                
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                                    <h2 id="Content_ctl08_ctl00_ctl00_detailContainer_ctl01_0_mainShortTextFieldLiteral_2" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			Gen Z is fond of fintech, but they like tellers too
		</h2>
                                    
                                            <div class="author">
                                            
                                                    <div class="single">
                                                        
                                                                
                                                                    <figure class="profile-pic small">
                                                                        <div class="pic-window">
                                                                            <img src='https://www.bai.org/images/default-source/Authors/terry-badger.jpg?sfvrsn=0' alt='Terry Badger' title='Terry Badger' />
                                                                        </div>
                                                                    </figure>
                                                                    
                                                            
                                                        <div class="table-cell">
                                                            
                                                                    
                                                                            <a class="name" href='https://www.bai.org/banking-strategies/author/detail/terry-badger'>Terry Badger</a>
                                                                        
                                                                
                                                            <span class="date">Apr 21, 2020</span>
                                                        </div>
                                                    </div>
                                                
                                            </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">Generation Z may have grown up as digital natives, but when it comes to banking, they’re not just about the technology.</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/gen-z-is-fond-of-fintech-but-they-like-tellers-too'>Read More</a>
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                            </div>
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                                    <div class="featured-image" style="background-image: url('https://www.bai.org/images/default-source/Banking-Strategies/retail-and-branch-banking/cybersecurity.jpg?sfvrsn=0')"></div>
                                
                            <div class="content">  
                                <div class="meta">
                                    <h2 id="Content_ctl08_ctl00_ctl00_detailContainer_ctl01_0_mainShortTextFieldLiteral_3" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			Fraud prevention and cybersecurity: Minimizing losses while providing a great CX
		</h2>
                                    
                                            <div class="author">
                                            
                                                    <div class="single">
                                                        
                                                                
                                                                    <figure class="profile-pic small">
                                                                        <div class="pic-window">
                                                                            <img src='https://www.bai.org/images/default-source/default-album/holly-hughes_resized2.jpg?sfvrsn=0' alt='Holly Hughes_resized2' title='Holly Hughes_resized2' />
                                                                        </div>
                                                                    </figure>
                                                                    
                                                            
                                                        <div class="table-cell">
                                                            
                                                                    
                                                                            <a class="name" href='https://www.bai.org/banking-strategies/author/detail/holly-hughes'>Holly Hughes</a>
                                                                        
                                                                
                                                            <span class="date">Apr 22, 2020</span>
                                                        </div>
                                                    </div>
                                                
                                            </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">BAI's Holly Hughes talks with Wintrust’s John Koleno and OneSpan’s David Vergara about the key challenges around providing a great customer experience while also protecting against fraud and the tools and technology that can help.</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/fraud-prevention-and-cybersecurity'>Read More</a>
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                            </div>
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                        <li class="item grey-bkg top-border w-s h-s full-left">
                            
                                    <div class="featured-image" style="background-image: url('https://www.bai.org/images/default-source/Banking-Strategies/innovation-and-fintech/digital-transformation_z.jpg?sfvrsn=2')"></div>
                                
                            <div class="content">  
                                <div class="meta">
                                    <h2 id="Content_ctl08_ctl00_ctl00_detailContainer_ctl01_0_mainShortTextFieldLiteral_4" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			COVID-19 and the importance of 'Doing Digital'
		</h2>
                                    
                                            <div class="author">
                                            
                                                    <div class="single">
                                                        
                                                                
                                                                    <figure class="profile-pic small">
                                                                        <div class="pic-window">
                                                                            <img src='https://www.bai.org/images/default-source/Authors/terry-badger.jpg?sfvrsn=0' alt='Terry Badger' title='Terry Badger' />
                                                                        </div>
                                                                    </figure>
                                                                    
                                                            
                                                        <div class="table-cell">
                                                            
                                                                    
                                                                            <a class="name" href='https://www.bai.org/banking-strategies/author/detail/terry-badger'>Terry Badger</a>
                                                                        
                                                                
                                                            <span class="date">Apr 14, 2020</span>
                                                        </div>
                                                    </div>
                                                
                                            </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">On this week's podcast, Chris Skinner – influential commentator, blogger and author – discusses his new book, which highlights five banks that are leading the way in digital transformation, and why digital matters as the industry contends with the coronavirus pandemic.</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/covid-19-and-the-importance-of-doing-digital'>Read More</a>
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                                    <div class="featured-image" style="background-image: url('https://www.bai.org/images/default-source/Banking-Strategies/paycheck-protection-program.jpg?sfvrsn=0')"></div>
                                
                            <div class="content">  
                                <div class="meta">
                                    <h2 id="Content_ctl08_ctl00_ctl00_detailContainer_ctl01_0_mainShortTextFieldLiteral_5" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			Making some sense of the Paycheck Protection Program
		</h2>
                                    
                                            <div class="author">
                                            
                                                    <div class="single">
                                                        
                                                                
                                                                    <figure class="profile-pic small">
                                                                        <div class="pic-window">
                                                                            <img src='https://www.bai.org/images/default-source/Authors/terry-badger.jpg?sfvrsn=0' alt='Terry Badger' title='Terry Badger' />
                                                                        </div>
                                                                    </figure>
                                                                    
                                                            
                                                        <div class="table-cell">
                                                            
                                                                    
                                                                            <a class="name" href='https://www.bai.org/banking-strategies/author/detail/terry-badger'>Terry Badger</a>
                                                                        
                                                                
                                                            <span class="date">Apr 7, 2020</span>
                                                        </div>
                                                    </div>
                                                
                                            </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">There have been some snags with the federal government’s $350 billion loan program intended to help small businesses stay afloat during the COVID-19 crisis. Jack Henry Lending's Mark Messick says some of those issues are being worked out, while others will be tougher to fix.</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/making-some-sense-of-paycheck-protection-program-loans'>Read More</a>
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                                    <div class="featured-image" style="background-image: url('https://www.bai.org/images/default-source/Banking-Strategies/america-banks.jpg?sfvrsn=0')"></div>
                                
                            <div class="content">  
                                <div class="meta">
                                    <h2 id="Content_ctl08_ctl00_ctl00_detailContainer_ctl01_0_mainShortTextFieldLiteral_6" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			America's banks are needed, and they’re stepping up to help
		</h2>
                                    
                                            <div class="author">
                                            
                                                    <div class="single">
                                                        
                                                                
                                                                    <figure class="profile-pic small">
                                                                        <div class="pic-window">
                                                                            <img src='https://www.bai.org/images/default-source/default-album/debbie-bianuccie0a65b66724e66d5ba0cff0000e0e8e7.jpg?sfvrsn=2' alt='Debbie Bianucci' title='Debbie Bianucci' />
                                                                        </div>
                                                                    </figure>
                                                                    
                                                            
                                                        <div class="table-cell">
                                                            
                                                                    
                                                                            <a class="name" href='https://www.bai.org/banking-strategies/author/detail/debbie-bianucci'>Debbie Bianucci</a>
                                                                        
                                                                
                                                            <span class="date">Mar 30, 2020</span>
                                                        </div>
                                                    </div>
                                                
                                            </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">Financial strength, deep community ties and an unrivaled distribution network make them a vital player in getting us through COVID-19.</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/americas-banks-are-needed-and-they-re-stepping-up-to-help'>Read More</a>
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	<!-- Begin Widget Template - Banking Strategies - News Section - Article General List -->

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                <strong class="title" data-sf-field="DisplayTitle" data-sf-ftype="ShortText">Trends & Innovation</strong>
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                                    <div class="featured-image" style="background-image: url('https://www.bai.org/images/default-source/Banking-Strategies/retail-banking/digital-convergence.jpg?sfvrsn=2')"></div>
                                
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                                    <h2 id="Content_ctl09_ctl00_ctl00_detailContainer_ctl01_0_mainShortTextFieldLiteral_0" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			Five financial processes to digitize during COVID-19
		</h2>
                                    
                                            <div class="author">
                                            
                                                    <div class="single">
                                                        
                                                                
                                                                    <figure class="profile-pic small">
                                                                        <div class="pic-window">
                                                                            <img src='https://www.bai.org/images/default-source/Authors/sameer-hajarnis.jpg?sfvrsn=0' alt='Sameer Hajarnis' title='Sameer Hajarnis' />
                                                                        </div>
                                                                    </figure>
                                                                    
                                                            
                                                        <div class="table-cell">
                                                            
                                                                    
                                                                            <span class="name">Sameer Hajarnis</span>
                                                                        
                                                                
                                                            <span class="date">May 14, 2020</span>
                                                        </div>
                                                    </div>
                                                
                                            </div>
                                        
                                </div>
                                <div class="summary">
                                    <p class="highlight" data-sf-field="Highlight" data-sf-ftype="LongText">The coronavirus has created a need for ways to work outside the branch setting that may endure even after the pandemic eases.</p>
                                    <a class="button large" href='https://www.bai.org/banking-strategies/article-detail/five-financial-processes-to-digitize-during-covid-19'>Read More</a>
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                                    <div class="featured-image" style="background-image: url('https://www.bai.org/images/default-source/Banking-Strategies/digital-customer.jpg?sfvrsn=0')"></div>
                                
                            <div class="content">  
                                <div class="meta">
                                    <h2 id="Content_ctl09_ctl00_ctl00_detailContainer_ctl01_0_mainShortTextFieldLiteral_1" class="title" data-sf-field="Title" data-sf-ftype="ShortText">
			Engaging customers through a proactive payment experience
		</h2>
                                    
                                            <div class="author">
                                            
                                                    <div class="single">
                                                        
                                                                
                                                                    <figure class="profile-pic small">
                                                                        <div class="pic-window">
                                                                            <img src='https://www.bai.org/images/default-source/default-album/mickey-goldwasser.jpg?sfvrsn=0' alt='Mickey Goldwasser' title='Mickey Goldwasser' />
                                                                        </div>
                                                                    </figure>
                                                                    
                                                            
                                                        <div class="table-cell">
                                                            
                                                                    
                                                                            <span class="name">Mickey Goldwasser</span>
                                                                        
                                                                
                                                            <span class="date">May 8, 2020</span>
                                                        </div>
                                                    </div>
                                                
                                            </div>
                                        
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