BAI Banking Strategies

Going Slow in Mobile is Going Prudently

Wed, 08 Feb 2012 12:00:00 GMT

By proceeding cautiously in mobile banking, banks are following the same prudent course they pursued with remote deposit capture.

Banks and the Power of One

Tue, 07 Feb 2012 12:00:00 GMT

By providing global connectivity at unparalleled speed, social networks have unleashed the power of customers to make a difference.

Reducing the Risks of Litigation

Mon, 06 Feb 2012 12:00:00 GMT

As becoming involved in lawsuits is typically not a matter of ‘if’ but ‘when’ for banks today, institutions need to develop policies, procedures and practices to reduce the risks of such suits proceeding to trial.

P2P Payments: The Bank Imperative

Mon, 06 Feb 2012 12:00:00 GMT

Panelists at the upcoming BAI Payments Connect say the fragmented P2P market needs to evolve to a bank-centric model.

Entrepreneurs Needed (Again) in Community Banking

Fri, 03 Feb 2012 12:00:00 GMT

As the value of regulated local franchises erodes, community bankers need to revive the entrepreneurial approach that characterized their industry before the 1930s.

The Margin Improvement of Same-Day ACH

Wed, 01 Feb 2012 12:00:00 GMT

Moving to same-day ACH in the U.S. will cost banks on the front end but will lead to margin improvement over the long term.

Tablet Banking: The Quest for Functionality

Tue, 31 Jan 2012 12:00:00 GMT

Treating tablets as more than just giant cell phones and delivering greater functionality tailored to them will drive broader consumer adoption.

Placing Multiple Bets in Payments

Mon, 30 Jan 2012 12:00:00 GMT

To win in payments, financial institutions need to partner with nonbanks and make multiple technology bets, says Bank of America executive David Godsman.

Risk Assessment for Mortgage Servicers

Fri, 27 Jan 2012 12:00:00 GMT

Continuing regulatory scrutiny should drive banks to perform comprehensive risk assessments on their mortgage servicing operations.

Searching for Value in Bank Fees

Tue, 24 Jan 2012 12:00:00 GMT

Alex Matjanec, co-founder of MyBankTracker.com, sees new bank fees as inevitable in 2012, imposing a burden on consumers to search for value in their banking relationships.

The Big Bank Banker: Handle with Care

Fri, 20 Jan 2012 12:00:00 GMT

Hiring from larger institutions can be a big boon to community banks but can also prove a hindrance if the cultural fit isn’t there.

Social Media for the Bottom Line

Wed, 18 Jan 2012 10:26:08 GMT

Social media strategies can enhance the bottom line if such efforts are aligned with key business objectives.

Branch Banks Need to Fear Upstarts

Tue, 17 Jan 2012 12:00:00 GMT

Established banks with large branch networks should worry about technological upstarts grabbing their high-margin businesses.

Consumer RDC: Ready for Takeoff?

Fri, 13 Jan 2012 12:00:00 GMT

Although remote deposit capture (RDC) for commercial use has soared in recent years, banks remain cautious about offering the service to consumers. Mobile RDC should revise that outlook.

Time Deposits: Profitable or Not?

Wed, 11 Jan 2012 12:00:00 GMT

A consistent measurement methodology helps bankers manage the profitability of their CD funding.

10 Resolutions for Bank Marketers in 2012

Tue, 10 Jan 2012 12:00:00 GMT

One way or another, 2012 is going to be about change in the banking industry and bank marketers need to be ahead of that curve.

The ‘Gray Swan’ of Euro Uncertainty

Fri, 06 Jan 2012 12:00:00 GMT

Troubles in the eurozone could impact U.S. banks negatively in 2012. Watch that LIBOR and be prepared for interest rate volatility.

The Payments P&L is Your Friend

Wed, 04 Jan 2012 12:00:00 GMT

While bankers understand the importance of payments to their revenue, they often lack the most basic tool for quantifying that importance – a P&L statement.