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		<title>HUF Tax Benefits: How Hindu Undivided Family Saves Tax</title>
		<link>https://www.basunivesh.com/huf-tax-benefits-how-hindu-undivided-family-saves-tax/</link>
					<comments>https://www.basunivesh.com/huf-tax-benefits-how-hindu-undivided-family-saves-tax/#comments</comments>
		
		<dc:creator><![CDATA[BasuNivesh]]></dc:creator>
		<pubDate>Wed, 02 Sep 2026 04:24:19 +0000</pubDate>
				<category><![CDATA[Tax Planning]]></category>
		<category><![CDATA[HUF Tax Benefits]]></category>
		<guid isPermaLink="false">https://www.basunivesh.com/?p=39695</guid>

					<description><![CDATA[How HUF tax benefits actually work — formation, Karta, clubbing rules, and genuine ways to save tax with a Hindu]]></description>
		
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			<slash:comments>13</slash:comments>
		
		
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		<title>Edelweiss REIT Index Fund: A Smart Bet or Risky NFO?</title>
		<link>https://www.basunivesh.com/edelweiss-reit-index-fund-a-smart-bet-or-risky-nfo/</link>
					<comments>https://www.basunivesh.com/edelweiss-reit-index-fund-a-smart-bet-or-risky-nfo/#comments</comments>
		
		<dc:creator><![CDATA[BasuNivesh]]></dc:creator>
		<pubDate>Mon, 10 Aug 2026 03:06:31 +0000</pubDate>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Real Life Stories]]></category>
		<category><![CDATA[Edelweiss REIT Index Fund review]]></category>
		<guid isPermaLink="false">https://www.basunivesh.com/?p=39675</guid>

					<description><![CDATA[Edelweiss Nifty REITs &#38; Realty Index Fund NFO review: 60:40 REIT-realty mix, risks, tax rules and how it compares to]]></description>
		
					<wfw:commentRss>https://www.basunivesh.com/edelweiss-reit-index-fund-a-smart-bet-or-risky-nfo/feed/</wfw:commentRss>
			<slash:comments>8</slash:comments>
		
		
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		<title>The Dark Side of Compounding: How 2% Kills Rs.30 Lakh</title>
		<link>https://www.basunivesh.com/the-dark-side-of-compounding-how-2-kills-rs-30-lakh/</link>
					<comments>https://www.basunivesh.com/the-dark-side-of-compounding-how-2-kills-rs-30-lakh/#comments</comments>
		
		<dc:creator><![CDATA[BasuNivesh]]></dc:creator>
		<pubDate>Thu, 23 Jul 2026 02:30:00 +0000</pubDate>
				<category><![CDATA[Investment Planning]]></category>
		<category><![CDATA[Power Of Compounding]]></category>
		<guid isPermaLink="false">https://www.basunivesh.com/?p=39647</guid>

					<description><![CDATA[How negative compounding silently destroys wealth. A 2% cost difference can wipe out 30% of your final corpus. Read this]]></description>
		
					<wfw:commentRss>https://www.basunivesh.com/the-dark-side-of-compounding-how-2-kills-rs-30-lakh/feed/</wfw:commentRss>
			<slash:comments>4</slash:comments>
		
		
			</item>
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		<title>Flexi Cap Funds: Why Your 10-Year Return Chart Is Lying</title>
		<link>https://www.basunivesh.com/flexi-cap-funds-why-your-10-year-return-chart-is-lying/</link>
					<comments>https://www.basunivesh.com/flexi-cap-funds-why-your-10-year-return-chart-is-lying/#respond</comments>
		
		<dc:creator><![CDATA[BasuNivesh]]></dc:creator>
		<pubDate>Mon, 20 Jul 2026 05:10:46 +0000</pubDate>
				<category><![CDATA[Mutual Fund]]></category>
		<category><![CDATA[flexi cap fund performance]]></category>
		<guid isPermaLink="false">https://www.basunivesh.com/?p=39641</guid>

					<description><![CDATA[Flexi cap funds didn&#8217;t exist before 2020. Here&#8217;s why comparing their long-term returns to Nifty 500 history is one of]]></description>
		
					<wfw:commentRss>https://www.basunivesh.com/flexi-cap-funds-why-your-10-year-return-chart-is-lying/feed/</wfw:commentRss>
			<slash:comments>0</slash:comments>
		
		
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		<title>EPF Scheme 2026: EPF, EPS and EDLI Rules Explained Fully</title>
		<link>https://www.basunivesh.com/epf-scheme-2026-epf-eps-and-edli-rules-explained-fully/</link>
					<comments>https://www.basunivesh.com/epf-scheme-2026-epf-eps-and-edli-rules-explained-fully/#comments</comments>
		
		<dc:creator><![CDATA[BasuNivesh]]></dc:creator>
		<pubDate>Wed, 15 Jul 2026 05:01:35 +0000</pubDate>
				<category><![CDATA[EPF and PPF]]></category>
		<category><![CDATA[EPF Scheme 2026]]></category>
		<guid isPermaLink="false">https://www.basunivesh.com/?p=39635</guid>

					<description><![CDATA[EPF Scheme 2026 explained fully: EPF withdrawal, EPS pension, and EDLI insurance changes with examples, verified against the official gazette]]></description>
		
					<wfw:commentRss>https://www.basunivesh.com/epf-scheme-2026-epf-eps-and-edli-rules-explained-fully/feed/</wfw:commentRss>
			<slash:comments>6</slash:comments>
		
		
			</item>
		<item>
		<title>Financial Freedom Without Health? You&#8217;ll Regret It Later</title>
		<link>https://www.basunivesh.com/financial-freedom-without-health-youll-regret-it-later/</link>
					<comments>https://www.basunivesh.com/financial-freedom-without-health-youll-regret-it-later/#comments</comments>
		
		<dc:creator><![CDATA[BasuNivesh]]></dc:creator>
		<pubDate>Mon, 13 Jul 2026 02:30:00 +0000</pubDate>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Financial Freedom]]></category>
		<guid isPermaLink="false">https://www.basunivesh.com/?p=39628</guid>

					<description><![CDATA[Chasing financial freedom? Do health, time, relationships and contentment matter just as much? Sadly, we chase money but ignore the]]></description>
		
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			<slash:comments>8</slash:comments>
		
		
			</item>
		<item>
		<title>The Peltzman Effect: Why Playing It Safe Can Make You Poor</title>
		<link>https://www.basunivesh.com/the-peltzman-effect-why-playing-it-safe-can-make-you-poor/</link>
					<comments>https://www.basunivesh.com/the-peltzman-effect-why-playing-it-safe-can-make-you-poor/#comments</comments>
		
		<dc:creator><![CDATA[BasuNivesh]]></dc:creator>
		<pubDate>Wed, 08 Jul 2026 02:34:10 +0000</pubDate>
				<category><![CDATA[Behavioral Finance]]></category>
		<category><![CDATA[Peltzman Effect in Investing]]></category>
		<guid isPermaLink="false">https://www.basunivesh.com/?p=39622</guid>

					<description><![CDATA[Your &#8220;safe&#8221; SIPs, SGBs, PPF, or Index Funds are secretly sabotaging your wealth. Peltzman Effect &#8211; the behavioral trap bankrupting]]></description>
		
					<wfw:commentRss>https://www.basunivesh.com/the-peltzman-effect-why-playing-it-safe-can-make-you-poor/feed/</wfw:commentRss>
			<slash:comments>4</slash:comments>
		
		
			</item>
		<item>
		<title>Your Retirement Success Depends on Luck, Not Skill</title>
		<link>https://www.basunivesh.com/your-retirement-success-depends-on-luck-not-skill/</link>
					<comments>https://www.basunivesh.com/your-retirement-success-depends-on-luck-not-skill/#comments</comments>
		
		<dc:creator><![CDATA[BasuNivesh]]></dc:creator>
		<pubDate>Thu, 02 Jul 2026 03:19:54 +0000</pubDate>
				<category><![CDATA[Investment Planning]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[retirement planning luck factor]]></category>
		<guid isPermaLink="false">https://www.basunivesh.com/?p=39615</guid>

					<description><![CDATA[Thinking your retirement plan is foolproof? Why LUCK &#8211; not asset or fund selection or advisor skill &#8211; decides whether]]></description>
		
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			<slash:comments>1</slash:comments>
		
		
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