Across North America more and more consumers are struggling with debt. With mortgage rates on the rise, unemployment higher than ever, and debt rates at their highest ever, many consumers are struggling to meet their monthly obligations. Of course, creditors keep lending, even to those who are in dire need of help. Worse yet, credit card late fees, minimum payments, and interest rates are also at an all time high. This is leading many to have to seek debt relief.

For those who are struggling, debt relief programs may provide an answer.  Debt consolidation, debt settlement, debt management, and debt repayment plans are just some of the options available. However, it isn’t just about getting relief from debt, it’s about finding the best debt relief available. To get the best debt help, you need to choose the right solution for you, and then choose the right debt relief company to work with to get your financial problems solved.

The best debt relief programs will include a number of factors that you should be looking for. Some of these include:

• Debt Solutions – The best debt relief companies will be able to provide you with a variety of solutions. This ensures that they will be able to meet your needs when you’re seeking relief from debt.
• Affordability – When you’re struggling with debt the last thing you need is another huge payment. The best debt companies will provide affordable solutions, and the very best will base their fees off of what they can save you.
• Dependability – It’s important to choose a dependable debt relief company that has a history of helping others. This will ensure they don’t bail on you at the worst possible time.

At best debt relief reviews we have reviewed and ranked the top debt companies from across North America. Our debt relief reviews are constantly updated to ensure you get the best help available.  This month’s rankings can be viewed below. For some, it is best to get a free consultation from the top 2 companies rather than just one. This will help you to find the best debt relief programs for your current situation.

Debt Relief Reviews

		Curadebt The top company for debt relief, without question, is Curadebt. With solutions targeted at consumers who have more than $10,000 in unsecured debts, Curadebt provides a range of solutions to help. Learn More… or Click Here For A Free Consultation
		Credit.com In a very close race, Credit.com came in 2nd in our debt relief reviews. They also provide a range of options and are an experienced debt relief company;having been in business since 1995.  Learn More… or Click Here For A Free Consultation
		Debt Options In 3rd place for 2010, Debt Options is also a highly recommended debt relief company. Debt options has a proven history of helping consumers recover from their debt problems. They provide a range of options and… Learn More… or Click Here For A Free Consultation
		Debt Consolidation Care In fourth place for 2010 we have debt consolidation care. This company would have rated higher, but they sell their debt management services as debt consolidation and we felt this was misleading. However, they do still provide a good range of debt services. Click Here For A Free Consultation.
		Net Debt The last debt relief company to make the top five is Net Debt. Again this company provide a range of options, but from history of helping others Curadebt and Credit.com both have Net Debt Beat. Net Debt falls into the also recommended category. Click Here For A Free Consultation.

Where to from here? Try Getting A Consultation From the #1 and/or #2 companies from our debt relief reviews.

Free Consultation From Curadebt – The #1 Choice From Our Debt Relief Reviews

or

Free Consultation From Credit.com – The #2 Choice From Our Debt Relief Reviews

Luckily, finding the best debt relief isn’t necessarily difficult. It’s as simple as knowing what to look for, and then taking the time to ensure your debt relief provider fits the bill. Today I want to cover how to do just that. My hope is that I’ll save, at least some of you, from choosing the wrong solutions and the wrong companies and in turn making your debt problems worse.

Best Debt Relief – What To Look For In A Debt Relief Company

When it comes to choosing the company that you work with to get the best debt relief possible, there are a few simple factors that will ensure you get just that. None of these are complicated, but all of them are important to ensuring you get the help you need.

Here are the key elements you should look for when researching a debt relief company:

1. Experience – The first thing you should look for is an experienced debt relief company. A company that opened 6 months ago is much less likely to have an experienced team of debt counsellors than the company that’s been in business for 5 years or more.
2. Debt Industry Associations – A good debt company should be a good-standing member of more than one industry association. Some memberships you may look for include the TASC, SCORE, USOBA, as well as local memberships such as Chamber of Commerce memberships. A company that is a member of more than one of these types of associations shows that they are serious about their business. More than that, membership in an association like the TASC, shows that the company meets a stringent set of guidelines in all their dealings with clients.
3. Affordable – Next we need to talk about fees. All debt relief companies charge fees, but they way they charge those fees matters. The best debt relief companies will base their fees off of what they can save you rather than charging large fees upfront.
4. Open & Honest - When looking at the companies website, you should look for past testimonials from other clients. For example if you visit Curadebts home page (#1 from our debt relief reviews), they link directly to their RatePoint file which includes testimonials from many past clients.
5. Courteous and Professional – Always get a free consultation from a debt company before deciding to use their services. This will help you gauge their professionalism, and can also help you to get a better feel for what the debt relief company can do for you (it makes it easy to answer 1 -4 ).
6. Past Results –  Finally you should look for past results. With some companies the testimonials from previous clients will be enough, but many companies also post past results (such as debt settlement letters) right on their site. Those that do, show that they have worked hard to help other people just like you.

By simply taking the time to look for these elements when you are choosing a debt relief company, you will ensure you get the best debt relief available.

If you would like to check out the top five companies that meet the above criteria, and have some of the above work done for you, you can also visit our best debt relief reviews page.

Click For A Free Consultation

The #1 debt relief company for 2010 from our debt relief reviews is Curadebt. This particular debt relief company specializes in those with unsecured debts over $10,000, and they have an excellent history of helping others recover from their debt problems.

Curadebt has been in business since 1996, and at when they opened they provided debt relief services to individuals and businesses in California. They provided settlement, debt negotiation, and arbitration services. In 2000, Curadebt partnered with one of the largest consumer debt counseling agencies, and expanded their consumer debt services to include more financial help for consumers across all of the U.S. and Canada. Since that expansion Curadebt now helps more than 10,000 Americans each year to reduce and overcome their debts.

When you choose Curadebt as your debt relief company, their experienced team will go to work to stop creditor calls immediately. Beyond that they will go to work for you to renegotiate your debts.

With a large team of experienced debt counselors, and a large client base, Curadebt is able to save you more. They have over 40 debt counselors on hand to work with their clients, and with the large volume of debts that they handle they are often able renegotiate debts in lump sums to save all of their clients money.

Along with debt negotiations, Curadebt is also able to provide debt consolidation plans, consumer credit counseling, and debt management plans. From our research, and from consumer feedback on this company, Curadebt is the #1 debt relief company for 2010.

Click Here For A Free Consultation From Curadebt

What Others Had To Say About Curadebt

“My review is about your employee and my negotiator Sara. I don’t have enough words to properly express how wonderful she has been through some really tough times for me. She has always acted like I am her one and ownly priority. I know there must be many more of ‘me’ that she is handling, but you wouldn’t know it by her behavior. I am very grateful to her for her attitude towards my awful financial problems. She has helped me settle one acc’t and has managed to stave off a lawsuit, with her talents. I can’t say enough… Thank you Sara!!!“

“Melissa has helped me immensely with understanding the entire process of debt settlement and eased my concerns about taking this journey. Melissa is a great asset to your organization and cared deeply about getting me all the information I needed. She succeeded by leaps and bounds!! Thanks for everything!!”

“I must admit that I feeling very skeptical when choosing the right company to represent me, in the worst financial situation. Personally, have found myself to be amazed of the professionalism, and fast response of curadebt, which includes, my negotiator. Sara has been helping me in every step of the way. She returns my calls/e-mails very quickly, and helps relieve my stress level. After I hear from her, I begin feeling calm again, her reassuring comments and/or advise are so much appreciated. I am so happy CuraDebt is available, the high ratings are there because of their care and real interest with their clients. Thanks CuraDebt”

Read More Feedback From Curadebt Clients Here: Curadebt On Ratepoint

Click Here For A Free Consultation From Curadebt

Credit.com is able to provide debt management, debt negotiation, settlement, and payment consolidation plans. They work with you to find the best debt relief solution for your specific needs. With their long history of helping consumers to deal with debt, this company also got a 5 star rating in our debt relief reviews, and is our second choice out of all of the debt relief companies around today.

Upon getting your free consultation from Credit.com they will go to work to find the best solution for you, and they’ll work to stop creditor calls quickly. With the range of solutions they provide, they can help almost anyone struggling with debt, and being in business since 1995 they  do have a team of experienced debt counsellors on hand to help you.

We did give credit.com 5 stars, and we rated them as the number 2 company. Curadebt beat them in a couple of areas which put that company in the number one spot. First, Curadebt openly displays customer ratings and past debt relief work to show exactly what they’ve done for others. Next, since Credit.com doesn’t specialize in just debt relief we felt they deserved second spot.

Having said all of that, Credit.com is an experienced debt relief provider and they will work with you to ensure you get out of debt. Along with the services they provide themselves, they can also match you with other companies that fit your needs specifically. It is worth your time to get the free consultation from Credit.com as a well as Curadebt. Doing so will ensure you get recommendations from two of the best debt relief services in the US.

Click Here To Get A Free Consultation from Credit.com

or

Click Here To Learn More About Curadebt – The #1 Debt Relief Solution For 2010

However, since they don’t provide the same range of solutions as the top two companies from our debt relief reviews, we feel that debt options is an excellent 3rd choice.

The biggest reason that they were beat out by Curadebt and Credit.com is simply because of the solutions debt options provides. They specialize in debt negotiation and debt settlement, so they don’t have as many options available to consumers. Also, since they don’t deal with business debt (as Curadebt does), we didn’t feel that Debt Options provided debt relief solutions that were as complete as the top two companies.

Debt Options specializes in helping with the following types of debt:

• Credit Card Debts
• Retail Store card Debts
• Gas Card Debts
• Medical Bills
• Personal Loans
• Other Unsecured Debt

From our reviews of the top debt relief providers, we gave Debt Options four stars, and are highly recommending them as a third choice for those looking to recover from unsecured debts.

You can get a free consultation from debt options by clicking here, or you can learn about the top 2 companies on our debt relief reviews page.