<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-4678259273735666147</id><updated>2024-12-19T02:16:39.553+07:00</updated><category term="Koperasi"/><category term="Tugas"/><category term="Software"/><category term="Tips n Trick"/><category term="Windows"/><title type='text'>Bima99</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default?redirect=false'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default?start-index=26&amp;max-results=25&amp;redirect=false'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>32</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-7082885528684132700</id><published>2021-01-18T19:18:00.000+07:00</published><updated>2021-01-18T19:18:23.746+07:00</updated><title type='text'>TUGAS MANAJEMEN STRATEGIK - RANGKUMAN BAB II (VISI, MISI, TUJUAN DAN FALSAFAH PERUSAHAAN)</title><content type='html'>&lt;p&gt;&amp;nbsp;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
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   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
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&lt;/p&gt;&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Nama&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;span style=&quot;mso-tab-count: 2;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;:
Bima Alfi Affandi&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;NPM&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;span style=&quot;mso-tab-count: 2;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;:
11217218&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kelas&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;span style=&quot;mso-tab-count: 2;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;:
4EA16&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mata
Kuliah&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;: Manajemen Strategik&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dosen&lt;span style=&quot;mso-tab-count: 3;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;: Ali Muhli&lt;/span&gt;&lt;/p&gt;&lt;br /&gt;&lt;p class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo1; text-align: justify; text-indent: -36.0pt;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;I.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;VISI&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt; PERUSAHAAN&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level2 lfo1; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Pengertian Dan Manfaat Visi
Perusahaan&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Ada
banyak sekali definisi tentang visi dan misi yang dikemukakan oleh para ahli.
Namun, definisi-definisi tersebut merujuk pada satu pengertian yang dapat
diterima bersama. Secara sederhana, visi suatu perusahaan harus dapat menjawab
satu pertanyaan mendasar. &lt;i&gt;Apa yang ingin dicapai oleh perusahaan?&lt;/i&gt; Itulah
pertanyaan yang menjadi dasar dalam mendefinisikan apa itu visi. Beberapa
definisi visi antara lain :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l8 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Philip Kotler&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Menurut Kotler, visi adalah pernyataan
tentang tujuan organisasi yang diekspresikan dalam produk dan pelayanan yang
ditawarkan, kelompok masyarakat yang dilayani, nilai-nilai yang diperoleh serta
aspirasi dan cita-cita masa depan.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l8 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Dr. A. B. Susanto&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Menurut Dr. A. B. Susanto dalam bukunya
“Visi dan Misi”, visi adalah sebuah gambaran mengenai tujuan dan cita-cita di
masa depan yang harus dimiliki organisasi sebelum disusun rencana bagaimana
mencapainya.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Berdasarkan
beberapa definisi di atas, dapat disimpulkan bahwa &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;i&gt;visi adalah pandangan jauh ke depan tentang ke arah mana sebuah
perusahaan akan dibawa atau gambaran cita-cita apa yang ingin dicapai oleh
perusahaan.&lt;/i&gt;&lt;/b&gt;&lt;i&gt; &lt;/i&gt;Visi perusahaan akan menunjukan suatu kondisi ideal
tentang masa depan yang realistis, meyakinkan, serta mengandung daya tarik. &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Adapun tujuan penetapan visi perusahaan,
yaitu:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Mencerminkan sesuatu yang akan dicapai
perusahaan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Memiliki orientasi pada masa depan perusahaan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Menimbulkan komitmen tinggi dari seluruh
jajaran dan lingkungan perusahaan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Menentukan arah dan fokus strategi perusahaan
yang jelas&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;e.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Menjamin kesinambungan kepemimpinan organisasi
perusahaan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: -3.25pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Visi juga mempunyai beberapa manfaat, diantaranya :&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo4; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Menumbuhkan komitmen dan semangat
kerja karyawan.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Karyawan tidak akan bekerja dengan penuh
antusias jika dia tidak tahu untuk apa dia&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: Calibri;&quot;&gt; &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;bekerja. Namun, jika dia tahu apa kontribusi
perusahaan pada masyarakat dia akan termotivasi bahwa dia bekerja bukan hanya
untuk perusahaan, tetapi juga untuk masyarakat.&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo4; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Menumbuhkan rasa kebermaknaan.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Salah satu tempat karyawan mencari makna
kehidupan adalah lingkungan pekerjaannya.&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo4; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Menum&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;buhkan standar kerja yang prima.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Jika seorang karyawan memahami dia bekerja
untuk suatu tujuan yang sangat mulia, dia akan bekerja penuh semangat dan
meletakkan standar prima untuk setiap peker&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;jaannya.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo4; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Menjembatani keadaan perusahaan masa
sekarang dan masa depan.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo1; text-align: justify; text-indent: -35.45pt;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;II.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;MISI PERUSAHAAN&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level2 lfo1; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Pengertian Dan Manfaat Misi
Perusahaan&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Jika
kita sudah mengerti tentang visi atau gambaran tentang cita-cita suatu
perusahaan dimasa yang akan datang, maka kita harus memikirkan pula bagaimana
visi tersebut dapat dicapai. Serangkaian langkah yang ditempuh perusahaan dalam
mencapai visinya dijabarkan dalam misi perusahaan. Ada banyak definisi misi,
diantaranya :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Peter &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Drucker&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Pada dasarnya&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;,&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt; misi merupakan alasan mendasar&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;i&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt; eksistensi suatu organisasi. Pernyataan misi
organisasi, terutama di tingkat unit bisnis menentukan batas dan maksud
aktivitas bisnis perusahaan. Jadi perumusan misi merupakan realisasi yang akan
menjadikan suatu organisasi mampu menghasilkan produk dan jasa berkualitas yang
memenuhi kebutuhan, keinginan dan harapan pelanggannya&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Wibisono&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Misi merupakan rangkaian kalimat yang
menyatakan tujuan atau alasan eksistensi organisasi yang memuat apa yang
disediakan oleh perusahaan kepada masyarakat, baik berupa produk ataupun jasa.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.75pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo5; text-align: justify; text-indent: -14.75pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Dr&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;.&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt; &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;A.&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt; &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;B.&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt; &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Susanto&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;M&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;isi adalah bagaimana untuk menghadirkan impian&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt; perusahaan atau organisasi&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt; menjadi kenyataan.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: Calibri;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Berdasarkan
beberapa definisi tersebut, dapat disimpulkan bahwa &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;i&gt;misi adalah &lt;/i&gt;&lt;/b&gt;&lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;i&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;pernyataan tentang apa yang harus dikerjakan
oleh &lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;i&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;perusahaan dalam usahanya mewujudkan
v&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;i&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;isi&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;.&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt; Misi merupakan sesuatu yang nyata untuk
dituju serta dapat pula memberikan petunj&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;uk garis besar cara pencapaian v&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;isi.&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt; Adapun manfaat misi antara lain :&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level2 lfo6; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;a name=&quot;_Hlk61889583&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri; mso-fareast-language: IN;&quot;&gt;Memastikan tujuan dasar organisasi&lt;/span&gt;&lt;/a&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level2 lfo6; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri; mso-fareast-language: IN;&quot;&gt;Memberikan basis atau standar u&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;n&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri; mso-fareast-language: IN;&quot;&gt;t&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;u&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri; mso-fareast-language: IN;&quot;&gt;k mengalokasikan SD di organisasi&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level2 lfo6; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri; mso-fareast-language: IN;&quot;&gt;Menciptakan kondisi atau iklim organisasi yang
umum&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level2 lfo6; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri; mso-fareast-language: IN;&quot;&gt;Menjadi titik utama bagi individu dalam
mengidentifikasi tujuan dan arah &lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;organisasi&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level2 lfo6; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;e.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri; mso-fareast-language: IN;&quot;&gt;Memfasilitasi penerjemahan tujuan menjadi
struktur kerja yang melibatkan penungasan hingga elemen tanggung jawab dalam
organisasi&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level2 lfo6; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;f.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri; mso-fareast-language: IN;&quot;&gt;Memberikan tujuan dasar organisasi dan
kemungkinan utk menerterjemahkan tujuan dasar ini menjadi tujuan dalam bentuk
sedemikian rupa hingga parameter waktu, biaya, dan kinerja&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt; dapat dievaluasi dan dikontrol&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;.&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/p&gt;

&lt;span style=&quot;mso-bookmark: _Hlk61889583;&quot;&gt;&lt;/span&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; mso-add-space: auto; mso-margin-bottom-alt: 10.0pt; mso-margin-top-alt: 0cm; text-align: justify;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo1; text-align: justify; text-indent: -35.45pt;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;III.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;MENYUSUN, MENGEMBANGAKAN &amp;amp;
MENGEVALUASI VISI DAN MISI&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 35.45pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Dalam
penetapan visi&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;,
perusahaan harus memenu&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;hi persyaratan dan kriteria. Adapun persyaratan dan kriteria visi
perusahaan &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;secara
umum &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;antara
lain :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: Calibri;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo7; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Dapat dibayangkan oleh seluruh jajaran organisasi perusahaan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo7; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Dapat dikomunikasikan dan dapat dimengerti oleh seluruh jajaran
organisasi perusahaan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo7; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Berwawasan jangka panjang dan tidak mengabaikan perkembangan zaman&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo7; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Memiliki nilai yang &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;diinginkan oleh anggota organisasi perusahaan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo7; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;e.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Terfokus pada permasalah&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;an instansi perusahaan agar dapat beroperasi&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Setelah
mengetahui kriteria visi yang baik bagi perusahaan, dapat ditentukan bagaimana
visi bisnis perusahaan. Hal pertama yang dapat dilakukan dalam rangka menyusun
visi perusahaan adalah dengan m&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;engidentifikasikan aktivitas perusahaan berdasarkan impian yang&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt; ingin dicapai. Setelah itu, dapat
ditetapkan pandangan masa depan perusahaan, ingin mencapai titik kesuksesan
setinggi apakah perusahaan tersebut. &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Menyediakan gambaran bes&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;ar yang menggambarkan siapa saja yang ada di dalam
perusahaan tersebut, apa yang akan dilakukan setiap personil perusahaan dan
kemanakah arah pergerakan perusahaan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;.&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Sebelum
membahas lebih jauh tentang bagaimana menyusun, mengembangkan serta
mengevaluasi misi bisnis suatu perusahaan, perlu terlebih dahulu untuk
mengetahui apa saja komponen misi. Ada sembilan komponen yang mutlak ada dalam
sebuah misi apabila misi tersebut hendak menjadi misi yang efektif.
Komponen-komponen misi tersebut antara lain :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level2 lfo8; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Konsumen atau Pelangg&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;an, “Siapa pelanggan perusahaan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;?”&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level2 lfo8; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Produk atau Jasa, “&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Apa produk atau jasa utama perusahaan?”&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level2 lfo8; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Pasar, “Secara geografis, dimana perusahaan akan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt; berkompetisi?&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level2 lfo8; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Teknologi, “&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Apakah perusahaan menerapkan teknologi terbaru?&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level2 lfo8; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;e.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Perhatian akan keberlangsungan, pertumbuhan, dan profitabilitas&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;, “A&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;pakah perusahaan berkomitmen untuk pertumbuhan
dan kondisi keuangan yang baik?&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level2 lfo8; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;f.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Filosofi, “&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Apa dasar kepercayaan,nilai, aspirasi, dan prioritas etika perusahaan?&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level2 lfo8; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;g.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Konsep diri, “Apa kemampuan khusus atau keunggulan
kompetitif&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;
perusahaan?&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level2 lfo8; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;h.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Perhatian akan citra publi&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;k, “Apakah perusahaan responsif&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt; terhadap pemikira&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;n sos&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;ial, masyarakat dan lingkungan?&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level2 lfo8; text-indent: -21.3pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;i.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Perhatian pada karyawan&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;,&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt; &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;“A&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;pakah karyawan aset yang berharga untuk
perusahaan?&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Setelah
mengetahui komponen misi yang baik bagi suatu perusahaan, dapat ditentukan
strategi penyusunan misi dari sebuah perusahaan. Hal pertama yang dapat
dilakukan dalam rangka menyusun misi perusahaan adalah dengan m&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;enetapkan perusahaan menjadi bagi&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;an-&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;bagian yang kecil&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;. Setelah itu, barulah dapat
ditentukan bagaimana bagian-bagian dari perusahaan tersebut akan bergerak
mencapai visi perusahaan.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo1; text-align: justify; text-indent: -35.45pt;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;IV.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;TUJUAN
PERUSAHAAN&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 35.45pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tujuan perusahaan pada
umumnya&amp;nbsp;ialah untuk memuaskan kebutuhan&amp;nbsp;dari konsumen dengan
nilai-nilai tertentu. Tujuan perusahaan dapat&amp;nbsp;digolongkan sebagai berikut:
&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;• Tujuan Pelayanan Primer &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 35.45pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tujuan primer adalah
pembuatan&amp;nbsp;barang/jasa yang dijual untuk&amp;nbsp;memenuhi kebutuhan konsumen. Tujuan
Organisatoris adalah nilai-&amp;nbsp;nilai yang harus disumbangkan
oleh&amp;nbsp;masing-masing atau kelompok&amp;nbsp;individu yang berada pada
bagian&amp;nbsp;yang bersangkutan. Tujuan&amp;nbsp;Operasional adalah nilai-nilai
yang&amp;nbsp;disumbangkan oleh masing-masing&amp;nbsp;tahap dalam suatu unit
prosedur&amp;nbsp;kerja secara keseluruhan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;• Tujuan Pelayanan Kolateral &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tujuan Kolateral Pribadi adalah
nilai-nilai yang ingin dicapai oleh individuatau kelompok individu
dalam&amp;nbsp;perusahaan. Tujuan Kolateral Sosial&amp;nbsp;ialah nilai-nilai ekonomi
yang lebih&amp;nbsp;luas/umum yang diperlukan bagi&amp;nbsp;kesejahteraan masyarakat
dan yang&amp;nbsp;dapat secara langsung dihasilkan&amp;nbsp;dari kegiatan perusahaan.
Tujuan Kolateral Sosial bersifat lebih&amp;nbsp;luas untuk kepentingan masyarakat,
misalkan : membayar pajak. &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;br /&gt;
• Tujuan Pelayanan Sekunder &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Merupakan nilai-nilai
yang&amp;nbsp;diperlukan oleh perusahaan untuk&amp;nbsp;mencapai tujuan primer. &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Namun secara umum, tujuan&amp;nbsp;perusahaan dapat berupa
: &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l9 level1 lfo9; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mencapai keuntungan
maksimal &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l9 level1 lfo9; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mempertahankan
kelangsungan hidup &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l9 level1 lfo9; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mengejar pertumbuhan &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l9 level1 lfo9; text-align: justify; text-indent: -21.3pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menampung tenaga kerja&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo1; text-align: justify; text-indent: -35.45pt;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;V.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;FALSAFAH PERUSAHAAN &lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 35.45pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;Falsafah perusahaan yang biasa disebut kredo adalah
nilai-nilai yang harus ditanamkan pada setiap hati dan tingkah laku karyawan.
Falsafah perusahaan dikembangkan karena perusahaan kadang-kadang mendapatkan
masalah untuk mencapai visi dan misi perusahaan. Gobel yang dikenal sebagai
pelopor industri elektronik Indonesia (merk Nasional &amp;amp; Panasonic) dalam
menjalankan usahanya senantiasa berpegang pada falsafah “pohon pisang”.
Alasannya : Pertama, batang pohon pisang walaupun dipangkas berkali-kali ia
akan tetap tumbuh kembali sebelum berbuah. Kalau sudah berbuah (yang dapat
dimakan oleh manusia atau makluk hidup lain) barulah pohon pisang akan mati.
Kedua, sebelum pohon pisang mati terlebih dahulu membentuk tunas baru untuk
menggantinya. Jadi ada regenerasi. Ketiga, pohon pisang hidup berkelompok,
tidak menyendiri. Ini mencerminkan kebersamaan. Keempat, pohon pisang dapat
dimanfaatkan hampir seluruhnya, dari akar hingga daun, pucuk dan buahnya.
Daunnya untuk bungkus, batangya bisa dimakan, pelepah untuk tali, pucuk untuk
sayur, dan buah untuk dimakan. Semua bermanfaat, tidak ada yang terbuang.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 35.45pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;Sedangkan perusahaan Jepang yang menjadi mitra Gobel
yaitu Matsushita memilih “air” menjadi falsafahnya. Alasannya: air ada
dimana-mana dan diperlukan setiap insan, air mengalir ke tempat yang lebih
rendah. Artinya produk perusahaan tersebut harus memenuhi kebutuhan masyarakat
kecil. Falsafah air mengalir membawa konsekuensi pemerataan pendapatan bagi
karyawan. Mc Donald’s menjadi populer dengan falsafah bisnisnya yaitu:
kualitas, pelayanan, kebersihan, dan nilai.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraph&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo1; text-align: justify; text-indent: -35.45pt;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;VI.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;KAITAN ANTARA VISI, MISI, &lt;i&gt;GOAL&lt;/i&gt;,
&lt;i&gt;OBJECTIVE&lt;/i&gt;, DAN FALSAFAH PERUSAHAAN &amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;Setiap perusahaan pasti mempunyai visi, misi, goal,
objektif, falsafah ini akan menentukan arah yang akan dituju oleh perusahaan.
Tanpa visi, misi, dan tujuan maka kinerja perusahaan akan berjalan acak dan
kurang jelas serta mudah berubah dan diombang-ambingkan oleh situasi eksternal.
Penyusunan visi, misi, &lt;i&gt;goal&lt;/i&gt;, &lt;i&gt;objective&lt;/i&gt;, dan falsafah perusahaan
harus mempertimbangkan beberapa faktor berikut: &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;a. Sejarah &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;b. Preferensi masa kini &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;c. Lingkungan pasar &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;d. Sumber daya &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;e. Kompetensi yang membedakan &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;Perubahan yang tidak mempunyai visi, misi, dan tujuan
seringkali bertindak spontanitas dan sistematis seperti yang dilakukan oleh
pedagang kecil hanya untuk memperoleh sesuap nasi. Tentunya hal ini tidak boleh
terjadi bagi suatu perusahaan apalagi jika perusahaan tersebut boleh dikatakan
skala menengah dan atas. Misi adalah pernyataan tentang apa yang harus
dikerjakan oleh lembaga dalam usahanya mewujudkan visi. Dalam operasionalnya,
orang berpedoman pada pernyataan misi yang merupakan hasil kompromi interpretasi
visi. Misi merupakan sesuatu yang nyata untuk dituju serta dapat pula
memberikan petunjuk garis besar cara pencapaian visi. Tujuan merupakan
penjabaran dari pernyataan misi dan juga merupakan suatu apa yang akan dicapai
pada kurun waktu tertentu dalam suatu perusahaan. Tujuan juga dirumuskan dalam
dua bentuk yaitu tujuan jangka pendek dan panjang, perbedaan kedua terletak
dalam waktu pencapaian dan cara penulisannya. &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;Tujuan jangka pendek biasanya lebih spesifik
dibandingkan jangka panjang. Pengertian visi ialah suatu pandangan yang jauh
tentang; tujuan-tujuan dan apa yang harus dilakukan untuk dicapai tujuan
tersebut. Aplikasi konsep visi ini biasanya digunakan pada konteks individu,dan
perusahaan. Orang-orang yang memiliki visi dapat melihat lebih jauh dari apa
yang ada dan apa yang dapat terjadi, dengan memiliki visi kita akan lebih mampu
menggunakan akal pikiran kita untuk mengejar sesuatu yang baik. &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;Visi merupakan pengarah tujuan yang terbaik dari
imajinasi kreatif dan merupakan motivasi utama dari tindakan utama. &lt;i&gt;Goals &lt;/i&gt;dan
&lt;i&gt;objective &lt;/i&gt;sering diringkas ke dalam suatu pernyataan misi atau visi.
Suatu pernyataan visi menggambarkan peta ke mana anda ingin berada masa yang
akan dating. Visi menggambarkan bagaimana anda melihat peristiwa-peristiwa
dalam 10 atau 20 tahun akan datang jika segala sesuatu berjalan pasti seperti
yang anda harapkan. Misi merinci apa yang anda mau lakukan sekarang untuk
mencapai tujuan anda. &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;Umpamanya pernyataan misi singkat Ford “Kualitas
adalah pekerjaan nomor satu”. Tetapi kebanyakan dari pernyataan misi lebih
rinci yang sering menggambarkan apa yang akan dilakukan, untuk siapa, dan
mengapa. Bill Gates mempunyai misi yang sederhana: “Sebuah &lt;i&gt;personal computer
&lt;/i&gt;di atas setiap meja, dan setiap komputer menggunakan &lt;i&gt;software &lt;/i&gt;Microsoft”.
Falsafah perusahaan adalah prinsip yang dipegang oleh perusahaan di dalam
menjalankan roda bisnis yang kemudian dijadikan acuan untuk membangun
perusahaannya. Sehingga resep untuk perusahaan adalah ikutilah hukum-hukum
bisnis yang didasarkan pada teori bisnis, terapkanlah &lt;i&gt;transformational
leadership &lt;/i&gt;yang memberikan inspirasi pada karyawan dan melibatkannya dalam
penetapan misi, &lt;i&gt;transcendental leadership &lt;/i&gt;yang mengandung unsur-unsur
spiritual sehingga kalau perusahaan menjadi kaya tidak berubah menjadi kikir,
dan &lt;i&gt;quite leadership &lt;/i&gt;mengajarkan dan memberikan otonomi pada karyawan
untuk menjadi inovatif dan kreatif; tinggalkanlah hal yang mendasarkan
perintah.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo1; text-align: justify; text-indent: -35.45pt;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;VII.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;CONTOH SOAL&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo10; text-align: justify; text-indent: -18.0pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Jelaskan pengertian
dari visi perusahaan!&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Jawab:&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt; &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;visi adalah pandangan jauh ke depan tentang ke arah
mana sebuah perusahaan akan dibawa atau gambaran cita-cita apa yang ingin
dicapai oleh perusahaan&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo10; text-align: justify; text-indent: -18.0pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Jelaskan pengertian
dari misi perusahaan menurut Peter Drucker!&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Jawab:&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt; &lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt;Pada
dasarnya&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;,&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt; misi merupakan alasan mendasar&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;i&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Calibri;&quot;&gt; eksistensi suatu organisasi. Pernyataan misi
organisasi, terutama di tingkat unit bisnis menentukan batas dan maksud
aktivitas bisnis perusahaan. Jadi perumusan misi merupakan realisasi yang akan
menjadikan suatu organisasi mampu menghasilkan produk dan jasa berkualitas yang
memenuhi kebutuhan, keinginan dan harapan pelanggannya&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo10; text-align: justify; text-indent: -18.0pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Sebutkan manfaat
adanya misi perusahaan!&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Jawab: &lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;a.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Memastikan
tujuan dasar organisasi&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;b.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Memberikan
basis atau standar untuk mengalokasikan SD di organisasi&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;c.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Menciptakan
kondisi atau iklim organisasi yang umum&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;d.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Menjadi
titik utama bagi individu dalam mengidentifikasi tujuan dan arah organisasi&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;e.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Memfasilitasi
penerjemahan tujuan menjadi struktur kerja yang melibatkan penungasan hingga
elemen tanggung jawab dalam organisasi&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;f.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Memberikan
tujuan dasar organisasi dan kemungkinan utk menerterjemahkan tujuan dasar ini
menjadi tujuan dalam bentuk sedemikian rupa hingga parameter waktu, biaya, dan
kinerja dapat dievaluasi dan dikontrol.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo10; text-align: justify; text-indent: -18.0pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Sebutkan
dan jelaskan macam – macam penggolongan tujuan dari perusahaan!&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Jawab: &lt;/span&gt;&lt;/b&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;• Tujuan Pelayanan Primer &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 14.7pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Tujuan primer adalah pembuatan
barang/jasa yang dijual untuk memenuhi kebutuhan konsumen. Tujuan Organisatoris
adalah nilai- nilai yang harus disumbangkan oleh masing-masing atau kelompok
individu yang berada pada bagian yang bersangkutan. Tujuan Operasional adalah
nilai-nilai yang disumbangkan oleh masing-masing tahap dalam suatu unit
prosedur kerja secara keseluruhan.&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;• Tujuan Pelayanan Kolateral &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 14.7pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Tujuan Kolateral Pribadi adalah
nilai-nilai yang ingin dicapai oleh individuatau kelompok individu dalam
perusahaan. Tujuan Kolateral Sosial ialah nilai-nilai ekonomi yang lebih
luas/umum yang diperlukan bagi kesejahteraan masyarakat dan yang dapat secara
langsung dihasilkan dari kegiatan perusahaan. Tujuan Kolateral Sosial bersifat
lebih luas untuk kepentingan masyarakat, misalkan : membayar pajak. &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;• Tujuan Pelayanan Sekunder &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 14.7pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Merupakan nilai-nilai yang
diperlukan oleh perusahaan untuk mencapai tujuan primer. &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Namun secara umum, tujuan perusahaan dapat berupa
: &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;a.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Mencapai
keuntungan maksimal &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;b.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Mempertahankan
kelangsungan hidup &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;c.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Mengejar
pertumbuhan &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;d.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Menampung
tenaga kerja&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo10; text-align: justify; text-indent: -18.0pt;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Sebutkan komponen
dari misi perusahaan!&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;Jawab:&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt; &lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;a.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Konsumen atau Pelanggan, “Siapa pelanggan perusahaan?”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;b.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Produk atau Jasa, “Apa produk atau jasa utama perusahaan?”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;c.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Pasar, “Secara geografis, dimana perusahaan akan berkompetisi?”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;d.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Teknologi, “Apakah perusahaan menerapkan teknologi terbaru?”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;e.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Perhatian akan keberlangsungan, pertumbuhan, dan profitabilitas,
“Apakah perusahaan berkomitmen untuk pertumbuhan dan kondisi keuangan yang
baik?”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;f.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Filosofi, “Apa dasar kepercayaan,nilai, aspirasi, dan prioritas
etika perusahaan?”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;g.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Konsep diri, “Apa kemampuan khusus atau keunggulan kompetitif
perusahaan?”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;h.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp; &lt;/span&gt;Perhatian akan citra publik, “Apakah perusahaan responsif terhadap
pemikiran sosial, masyarakat dan lingkungan?”&lt;/span&gt;&lt;/p&gt;

&lt;p class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-weight: bold; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;i.&lt;span style=&quot;mso-tab-count: 1;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Perhatian pada karyawan, “Apakah karyawan aset yang berharga untuk
perusahaan?”&lt;/span&gt;&lt;/p&gt;

</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/7082885528684132700/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2021/01/tugas-manajemen-strategik-rangkuman-bab.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/7082885528684132700'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/7082885528684132700'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2021/01/tugas-manajemen-strategik-rangkuman-bab.html' title='TUGAS MANAJEMEN STRATEGIK - RANGKUMAN BAB II (VISI, MISI, TUJUAN DAN FALSAFAH PERUSAHAAN)'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-5743071936478633124</id><published>2020-10-18T00:13:00.001+07:00</published><updated>2020-10-18T01:46:25.872+07:00</updated><title type='text'>Pengertian Dumping, Tipe Dumping, Syarat Dumping dan Tujuan Dumping</title><content type='html'>&lt;h1 style=&quot;clear: both; text-align: center;&quot;&gt;TUGAS MANAJEMEN STRATEGIK&lt;br /&gt;&quot;DUMPING&quot;&lt;br /&gt;DOSEN : ALI MUHLI SE.,MM.&lt;/h1&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLYNr5jHRkIJIA5IbJ7514eGHSkx04UqT3_lrxvE2Y3gTC6MlNfuMf__q1xxD2WleFWHF0eIWWpO9jip857UT-md-fSFJzxmgDZn8I-DCDg9F9s0f_Uj7y8SzBMjOdo5DNlUrlp4f6Dw/s1000/Universitas_Gunadarma.jpg&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;1000&quot; data-original-width=&quot;1000&quot; height=&quot;239&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLYNr5jHRkIJIA5IbJ7514eGHSkx04UqT3_lrxvE2Y3gTC6MlNfuMf__q1xxD2WleFWHF0eIWWpO9jip857UT-md-fSFJzxmgDZn8I-DCDg9F9s0f_Uj7y8SzBMjOdo5DNlUrlp4f6Dw/w239-h239/Universitas_Gunadarma.jpg&quot; width=&quot;239&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style=&quot;clear: both; text-align: center;&quot;&gt;&lt;br /&gt;Saya Bima Alfi Affandi, mahasiswa Universitas Gunadarma yang saat ini sedang mempelajari mata kuliah Manajemen Strategik dengan materi Dumping. Berikut ilmu yang dapat saya bagikan kepada teman-teman semua. Semoga bermanfaat. Terima Kasih :) &lt;iframe src=&quot;https://docs.google.com/presentation/d/e/2PACX-1vQmhRM4e9diZcZoQ9hj7q_5M9IWoQ1fO-wDzUGX0yZKiltL-Vu66Ehvc-HhQpK80A/embed?start=true&amp;loop=true&amp;delayms=3000&quot; frameborder=&quot;0&quot; width=&quot;480&quot; height=&quot;299&quot; allowfullscreen=&quot;true&quot; mozallowfullscreen=&quot;true&quot; webkitallowfullscreen=&quot;true&quot;&gt;&lt;/iframe&gt; &lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;br /&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhD8mWLLA9qEFnkU1oTulBnjhrDg4VK-OrYCgGEFTLAZSocUDAvcN3MywVGx-gDy5s0onY4Cn4vxysh7e6D6vqAUfBI43tZZ7xN8QmO26apbMO08jJ2mLDk4aliy4m7aV537G8fxKHAmA/s960/Slide1.JPG&quot; style=&quot;margin-left: 1em; 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style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;

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&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6DZLAeZVyQBEOBrhDl_qZ-6X7NwcP7yaL63lk119d4wNcS7KkGUxdw3k1KRLfCaYNZKhW_meZQfrA88yd7XbonmFJU6t7MeOxoMPKZHygUeXPAPRTBdlDWTzpMh17V0Wf5scgcvNr2Q/s1600/unnamed.png&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;339&quot; data-original-width=&quot;512&quot; height=&quot;211&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6DZLAeZVyQBEOBrhDl_qZ-6X7NwcP7yaL63lk119d4wNcS7KkGUxdw3k1KRLfCaYNZKhW_meZQfrA88yd7XbonmFJU6t7MeOxoMPKZHygUeXPAPRTBdlDWTzpMh17V0Wf5scgcvNr2Q/s320/unnamed.png&quot; width=&quot;320&quot; /&gt;&lt;/a&gt;&lt;/div&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;br /&gt;&lt;/span&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Latar
Belakang Masalah&lt;/span&gt; &lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Ada
pernyataan kuat bahwa telah terjadi distori etika dan pelanggaran kemanusiaan
yang hebat di Papua. Martabat manusia yang seharusnya dijunjung tinggi,
peradaban dan kebudayaan sampai mata rantai penghidupan jelas dilanggar. Itu
adalah fakta keteledoran pemerintah yang sangat berat karena selama ini
bersikap underestimate kepada rakyat Papua. Gagasan yang menyatakan mendapatkan
kesejahteraan dengan intensifikasi nyatanya gagal.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Ironisnya,
dua kali pekerja Freeport melakukan aksi mogok kerja sejak Juli untuk menuntut
hak normatifnya soal diskriminasi gaji, namun dua kali pula harus beradu otot.
Keuntungan ekonomi yang dibayangkan tidak seperti yang dijanjikan, sebaliknya
kondisi lingkungan dan masyarakat di sekitar lokasi pertambangan terus memburuk
dan menuai protes akibat berbagai pelanggaran hukum dan HAM.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Analisis
Permasalahan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;PT
Freeport Indonesia merupakan jenis perusahaan multinasional (MNC), yaitu
perusahaan internasional atau transnasional yang berpusat di satu negara tetapi
cabang ada di berbagai negara maju dan berkembang.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Mogoknya
hammpir seluruh pekerja PT Freeport Indonesia disebabkan karena perbedaan
indeks standar gaji yang diterapkan oleh manajemen pada operasional Freeport
diseluruh dunia. Pekerja Freeport di Indonesia diketahui mendapatkan gaji lebih
rendah dari pada pekerja Freeport di negara lain untuk level jabatan yang sama.
Gaji sekarang perjam USD 1.5-USD 3. Padahal, dibandingkan gaji di negara lain
mencapai USD 15-USD 35 perjam. Sejauh ini, perundingannya masih menemui jalan
buntu. Manajemen Freeport bersikeras menolak tuntutan pekerja, entah apa dasar
pertimbangannya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Biaya CSR
kepada sedikit rakyat Papua digembor0gemborkan itu pun tidak seberapa karena
tidak mencapai 1 persen keuntungan bersih PT FI. Malah rakyat Papua membayar
lebih mahal karena harus menanggung akibat berupa kerusakan alam serta punahnya
habitat Papua yang tidak ternilai itu. Biaya reklamasi tersebut tidak akan bisa
dditanggung generasi Papua sampai tujuh turunan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Umumnya
korporasi berasal dari AS, pekerja adalah bagian dari aset perusahaan. Menjaga
hubungan baik dengan pekerja adalah suatu keharusan. Sebab, di situlah terjadi
hubungan mutualisme satu dengan yang lain. Perusahaan membutuhkan dedikasi dan
loyalitas agar produksi semakin baik, sementara pekerja membutuhkan komitmen
manajemen dalam hal pemberian gaji yang layak.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pemerintah
dalam hal ini pantas malu. Sebab, hadirnya MNC di Indonesia terbukti tidak
memberikan teladan untuk menghindari perselisihan soal normatif yang sangat
mendasar. Kebijakan dengan memberikan diskresi luar biasa kepada PT FI,
privilege berlebihan, ternyata hanya sia-sia.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Penyelesaian
Masalah yang dilakukan PT Freeport Indonesia&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Juru
bicara PT Freeport Indonesia, Ramdani sirait, mengatakan bahwa manajemen
perusahaan PTFI akan berkomunikasi dengan Serikat Pekerja Seluruh indonesia
(SPSI) demi mengantisipasi ancaman aksi mogok yang dilakukan pekerja. Karena
isu aksi mogok tersebut terkait rencana pemutusan hubungan kerja terhadap tiga
orang karyawan PTFI yang melakukan intimidasi fisik kepada karyawan lainnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Ia
menyebutkan, terhadap intimidasi fisik yang memenuhi ketentuan PHI (Pedoman
Hubungan Industrial) Perjanjian Kerja Bersama (PKB) sebagaimana kasus tiga
karyawan yang melakukan intimidasi fisik, diproses berdasarkan ketentuan
PHI-PKB.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pasal-pasal
yang tercantum dalam PKB tersebut sudah mengakomodasi aspirasi pekerja. Salah
satunya adalah adanya kenaikan upah pokok sebesar 40 persen dalam 2 tahun.”
Angka ini jauh di atas ketentuan rata-rata kenaikan upah pokok nasional sebesar
10-11 persen per tahun,” sambung dia.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Sebagai
upaya mencegah hal-hal yang tidak diinginkan pada perusahaan, perusahaan sudah
membentuk Crisis Management Committee. Yaitu guna menciptakan lingkungan kerja
yang damai dan harmonis, PTFI dan pimpinan SPSI PTFI pun telah membentuk Crisis
Management Committee.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Undang-undang
yang telah di Langgar&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;• PT
Freeport Indonesia telah melanggar hak-hak dari buruh Indonesia (HAM)
berdasarkan UU No. 13/2003 tentang mogok kerja sah dilakukan. PT Freeport
Indonesia telah melanggar pasal:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;1. Pasal
139: “Pelaksanaan mogok kerja bagi pekerja/buruh yang bekerja pada perusahaan
yang melayani kepentingan umum dan atau perusahaan yang jenis kegiatannya
membahayakan keselamatan jiwa manusia diatur sedemikian rupa sehingga tidak
mengganggu kepentingan umum dan atau membahayakan keselamatan orang lain”.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;2. Pasal
140: (1) “Sekurang-kurangnya dalam waktu 7 (tujuh) hari kerja sebelum mogok kerja
dilaksanakan, pekerja/buruh dan serikat pekerja/serikat buruh wajib
memberitahukan secara tertulis kepada pengusaha dan instansi yang bertanggung
jawab di bidang ketenagakerjaan setempat”. (2) Pemberitahuan sebagaimana
dimaksud dalam ayat 1 (satu) sekurang-kurangnya memuat: (i) Waktu (hari,
tanggal, dan jam) dimulai dan diakhiri mogok kerja. (ii) Tempat mogok kerja.
(iii) Alasan dan sebab-sebab mengapa harus melakukan mogok kerja. (iv) Tanda
tangan ketua dan sekretaris dan/atau masing-masing ketua dan sekretaris serikat
pekerja/serikat buruh sebagai penanggung jawab mogok kerja. (3) Dalam hal mogok
kerja akan dilakukan oleh pekerja/buruh yang tidak menjadi anggota serikat
pekerja/serikat buruh, maka pemberitahuan sebagaimana dimaksud dalam ayat (2)
ditandatangani oleh perwakilan pekerja/buruh yang ditunjuk sebagai koordinator
dan/atau penanggung jawab mogok kerja. (4) Dalam hal mogok kerja dilakukan
tidak sebagaimana dimaksud dalam ayat (1), maka demi menyelamat kan alat
produksi dan aset perusahaan, pengusaha dapat mengambil tindakan sementara
dengan cara: (i) Melarang para pekerja/buruh yang mogok kerja berada dilokasi
kegiatan proses produksi, atau (ii) Bila dianggap perlu melarang pekerja/buruh
yang mogok kerja berada di lokasi perusahaan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;• Pasal
22: “Setiap orang berhak atas pekerjaan, berhak dengan bebas memilih pekerjaan,
berhak akan terlaksananya hak-hak ekonomi, sosial, dan budaya yang sangat
doperlukan untuk martabat dan pertumbuhan bebas pribadinya, melalui usaha-usaha
nasional maupun kerjasama internasional, dan sesuai dengan pengaturan sumber
daya setiap negara”.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;• PT
Freeport Indonesia melanggar UU No. 11/1967 tentang Ketentuan-ketentuan Pokok
Pertambangan yang sudah diubah dengan UU No. 4/2009.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;• Selain
bertentangan dengan PP 76/2008 tentang Kewajiban Rehabilitasi dan Reklamasi
Hutan, telah terjadi bukti paradoksal sikap Freeport.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kestabilan
siklus operasional Freeport, diakui atau tidak, adalah barometer penting
kestabilan politik koloni Papua. Induksi ekonomi yang terjadi dari berputarnya
mesin anak korporasi raksasa Freeport-McMoran tersebut di kawasan Papua
memiliki magnitude luar biasa terhadap pergerakan ekonomi kawasan, nasional,
bahkan global.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kesimpulan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Dari
pembahasan diatas, dapat disimpulkan bahwa PT Freeport Indonesia telah
melanggar etika bisnis dan melanggar undang-undang. Hak didasarkan atas
martabat manusia dan martabat semua manusia itu sama. Karena hak sangat cocok
dengan suasana pemikiran demokratis. PT Freeport Indonesia sangat tidak etis
dimana kewajiban terhadap para karyawan tidak terpenuhi karena gaji yang
diterima tidak layak dibandingkan dengan pekerja Freeport di Negara lain.
Padahal PT Freeport Indonesia merupakan tambang emas dengan kualitas emas
terbaik di dunia&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Saran&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Sebaiknya
pemerintah Indonesia cepat menanggapi masalah ini dan cepat menanggulangi
permasalahan PT Freeport Indonesia. Karena begitu banyak SDA yang ada di Papua,
tetapi masyarakat Papua khususnya dan Negara Indonesia tidak menikmati hasil
dari kekayaan alam di Papua. Jangan sampai Amerika mendapatkan semakin banyak
untung dari kekayaan yang dimiliki oleh Negara kita sendiri.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
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&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/2646595484158549705/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/07/analisis-perusahaan-yang-melanggar.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/2646595484158549705'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/2646595484158549705'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/07/analisis-perusahaan-yang-melanggar.html' title='Analisis Perusahaan yang Melanggar Etika Bisnis (Studi Kasus PT Freeport Indonesia tentang Gaji Upah Pekerja)'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg6DZLAeZVyQBEOBrhDl_qZ-6X7NwcP7yaL63lk119d4wNcS7KkGUxdw3k1KRLfCaYNZKhW_meZQfrA88yd7XbonmFJU6t7MeOxoMPKZHygUeXPAPRTBdlDWTzpMh17V0Wf5scgcvNr2Q/s72-c/unnamed.png" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-6642273693433901916</id><published>2020-05-20T20:49:00.001+07:00</published><updated>2020-05-20T21:03:30.711+07:00</updated><title type='text'>Hubungam Commission of Human dengan Etika Bisnis</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengertian Etika Bisnis&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Istilah
etika bisnis (Business Ethics), jauh lebih muda dari etika itu sendiri. Etika
bisnis sudah mulai muncul sejak tahun 1960an. Pada saat itu ditandai dengan
perubahan-perubahan sudut pandang dalam perilaku komunitas di Amerika Serikat
dan juga menghadapi dunia bisnis. Setelah perang dunia kedua berakhir, perang
dingin dengan Uni Sovyet masih tetap berlanjut, Amerika saat itu melibatkan
diri dalam perang Vietnam, yang mendorong para oposisi untuk mengeluarkan
isu-isu kebijakan publik dan pergerakan-pergerakan hak-hak rakyat sipil mencuat
di tengah-tengah masyarakat.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Etika
bisnis yang lahir di Amerika Serikat sekitar tahun 1970-an dan menjadi isu
utama yang mengglobal sejak tahun 1990-an, selanjutnya men­jadi isu yang ramai
di bicarakan oleh berbagai kalangan masyarakat. Pada awalnya hanya kalangan
ahli agama dan filsafat saja yang fokus dengan etika ini, Itu pun masih pada
hal-hal yang bersifat makro dan universal. Dewasa ini isu dan topik etika
bisnis menjadi hangat dibicarakan mulai dari masyarakat awam, pemerintah,
praktisi (manajer, konsultan dan investor), para akademisi dari berbagai
disiplin ilmu, lembaga swadaya, sampai kepada para politisi. Walaupun dibahas
oleh banyak kalangan dan diamini oleh para pelaku bisnis, namun etika juga terlihat
masih sangat langka diterapkan secara sepenuh hati. Bagi pemerintah dan negara
Amerika sebagai pelopor etika bisnis, mengakui bahwa etika bisnis adalah
sebagai suatu tanggapan tepat atas krisis moral yang meliputi dunia bisnis
mereka. Ironisnya justru Amerika yang paling gigih menolak kesepakatan Bali
pada pertemuan negara-negara dunia tahun 2007. Ketika sebagian besar
negara-negara peserta mempermasalahkan etika industri negara-negara maju yang
menjadi sumber&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;penyebab global warning,
Amerika menolaknya. (Eldine, Achyar: 2008).&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Etika
bisnis tidak lain merupakan penerapan prinsip-prinsip etika dengan pendekatan
filsafat dalam kegiatan dan program bisnis. Karenanya semua teori tentang etika
dapat dimanfaatkan untuk membahas tentang etika bisnis. Aspek yang dominan
dari&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;semua&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;kata&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;etika&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;bisnis&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;bermuara&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;pada&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;perilaku&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;bermoral&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;dalam kegiatan bisnis.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Etika
dalam arti sebenarnya dianggap sebagai acuan yang menyatakan apakah tindakan,
aktivitas&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;atau perilaku individu bisa
dianggap baik atau tidak. Karenanya etika bisnis sudah tentu mengacu dan akan
berbicara mengenai masalah baik atau tidak baiknya suatu aktivitas bisnis.
Dalam etika bisnis akan diuji peran-peran dan prinsip etika dalam konteks
komersial/bisnis (Rudito dan Famiola, 2007: 4). Moral selalu berkaitan dengan
tindakan manusia yang baik dan yang buruk sesuai dengan ukuran-ukuran yang
diterima umum dalam suatu lingkungan sosial tertentu. Dalam hal ini ukuran baik
dan buruk manusia adalah manusia bukan sebagai pelaku peran tertentu, dengan
menggunakan norma moral, bukan sopan santun atau norma hukum (Sumodiningrat dan
Agustian, 2008: 58)&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Etika
bisnis merupakan salah satu bagian dari prinsip etika yang diterapkan dalam
dunia bisnis (Lozano, 1996). Istilah etika bisnis mengan-dung pengertian bahwa
etika bisnis merupakan sebuah rentang aplikasi etika yang khusus mempelajari
tindakan yang diambil oleh bisnis dan pelaku bisnis. Epstein (1989) menyatakan
etika bisnis sebagai sebuah perspektif analisis etika di dalam bisnis yang
menghasilkan sebuah proses dan sebuah kerangka kerja untuk membatasi dan
mengevaluasi tindakan-tindakan individu, organisasi, dan terkadang seluruh
masyarakat sosial. Menurut David (1998), etika bisnis adalah aturan main
prinsip dalam organisasi yang menjadi pedoman membuat keputusan dan tingkah
laku. Etika bisnis adalah etika pelaku bisnis. Pelaku bisnis tersebut bisa saja
manajer, karyawan, konsumen, dan masyarakat.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Etika
bisnis merupakan produk pendidikan etika masa kecil, namun tetap dipengaruhi
oleh lingkungan sekitarnya. Sebagian besar pakar psikologi berkeyakinan bahwa
penanaman awal nilai-nilai kedisiplinan, moral, etika yang dilakukan pada masa
balita akan sangat berpengaruh terhadap pembentukan persepsi hati nurani
seseorang tatkala ia mulai beranjak dewasa (Faisal Afiff, 2003). Lingkungan
bisnis dapat merontokkan etika individu dan sebaliknya etika individu dapat
mempengaruhi lingkungan bisnis tergantung mana yang kuat.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Terjadinya
krisis multi dimensional beberapa tahun terakhir menjadikan etika bisnis
sebagai sorotan dan perhatian dari masyarakat dan para pengamat. Tuntutan
masyarakat akan etika dan tolok ukur etika meningkat, hal ini disebabkan pula
oleh pengungkapan dan publikasi, kepedulian publik, regulasi pemerintah,
kesadaran CEO akan etika dan profesionalisme bisnis meningkat (Hoesada, 1997).
Etika bisnis adalah bisnis setiap orang di setiap hari, sehingga etika bisnis
termasuk semua manajer dan hubungan bisnis mereka serta tindakan-tindakan
mereka. Etika bisnis adalah tuntutan harkat etis manusia dan tidak bisa ditunda
sementara untuk membenarkan tindakan dan sikap tidak adil, tidak jujur dan
tidak bermoral.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pada
dasarnya etika bisnis menyoroti moral perilaku manusia yang mempunyai profesi
di bidang bisnis dan dimiliki secara global oleh perusahaan secara umum,
sedangkan perwujudan dari etika bisnis yang ada pada masing-masing perusahaan
akan terbentuk dan terwujud sesuai dengan kebudayaan perusahaan yang
bersangkutan. Etika bisnis ini akan muncul ketika masing-masing perusahaan
berhubungan dan berinteraksi satu sama lain sebagai sebuah satuan stakeholder.
Tujuan etika bisnis disini adalah menggugah kesadaran moral para pelaku bisnis
untuk menjalankan bisnis dengan “baik dan bersih“.&lt;/span&gt;&lt;/div&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
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&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
 {mso-style-name:&quot;Table Normal&quot;;
 mso-tstyle-rowband-size:0;
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 mso-style-noshow:yes;
 mso-style-priority:99;
 mso-style-parent:&quot;&quot;;
 mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
 mso-para-margin-top:0cm;
 mso-para-margin-right:0cm;
 mso-para-margin-bottom:8.0pt;
 mso-para-margin-left:0cm;
 line-height:107%;
 mso-pagination:widow-orphan;
 font-size:11.0pt;
 font-family:&quot;Calibri&quot;,sans-serif;
 mso-ascii-font-family:Calibri;
 mso-ascii-theme-font:minor-latin;
 mso-hansi-font-family:Calibri;
 mso-hansi-theme-font:minor-latin;
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 mso-bidi-theme-font:minor-bidi;
 mso-fareast-language:EN-US;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Comission Of Human (Hak Asasi Manusia / HAM )&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hak Asasi Manusia adalah hak-hak
yang telah dipunyai seseorang sejak ia dalam kandungan. HAM berlaku secara
universal. Dasar-dasar HAM tertuang dalam deklarasi kemerdekaan&amp;nbsp; Amerika
Serikat&amp;nbsp; (Declaration of Independence of USA) dan tercantum dalam UUD 1945
Republik Indonesia, seperti pada pasal 27 ayat 1, pasal 28, pasal 29 ayat 2,
pasal 30 ayat 1, dan pasal 31 ayat 1.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam teori perjanjian bernegara,
adanya &lt;i&gt;Pactum Unionis&lt;/i&gt; dan &lt;i&gt;Pactum Subjectionis.&lt;/i&gt; &lt;i&gt;Pactum Unionis &lt;/i&gt;adalah
perjanjian antara individu-individu atau kelompok-kelompok masyarakat
membentuik suatu negara, sedangkan pactum unionis adalah perjanjian antara
warga negara dengan penguasa yang dipiliah di antara warga negara tersebut (&lt;i&gt;Pactum
Unionis&lt;/i&gt;). Thomas Hobbes mengakui adanya &lt;i&gt;Pactum Subjectionis&lt;/i&gt; saja.
John Lock mengakui adanya &lt;i&gt;Pactum Unionis &lt;/i&gt;dan &lt;i&gt;Pactum Subjectionis&lt;/i&gt;
dan JJ Roessaeu mengakui adanya &lt;i&gt;Pactum Unionis&lt;/i&gt;. Ke-tiga paham ini
berpenbdapat demikian. Namun pada intinya teori perjanjian ini meng-amanahkan
adanya perlindungan Hak Asasi Warga Negara yang harus dijamin oleh penguasa,
bentuk jaminan itu mustilah tertuang dalam konstitusi (Perjanjian Bernegara).&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sejarah Commission Of Human Right (Hak Asasi
Manusia)&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Commission of human right (Hak
asasi manusia) ini tertuang dalam UU Nomor 39 Tahun 1999 tentang Hak Asasi
Manusia. Menurut UU tersebut, hak asasi manusia adalah seperangkat hak yang
melekat pada hakikat dan keberadaan manusia sebagai makhluk Tuhan Yang Maha Esa
dan merupakan anugerah-Nya yang wajib dihormati, dijunjung tinggi, dan
dilindungi oleh Negara, hukum, pemerintah, dan setiap orang. demi kehormatan
serta perlindungan harkat dan martabat manusia.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Setelah perang dunia kedua, mulai
tahun 1946, disusunlah rancangan piagam hak-hak asasi manusia oleh organisasi
kerja sama untuk sosial ekonomi Perserikatan Bangsa-Bangsa yang terdiri dari 18
anggota. PBB membentuk komisi hak asasi manusia (commission of human right).
Sidangnya dimulai pada bulan januari 1947 di bawah pimpinan Ny. Eleanor
Rossevelt. Baru 2 tahun kemudian, tanggal 10 Desember 1948 Sidang Umum PBB yang
diselenggarakan di Istana Chaillot, Paris menerima baik hasil kerja panitia
tersebut. Karya itu berupa UNIVERSAL DECLARATION OF HUMAN RIGHTS atau
Pernyataan Sedunia tentang Hak-Hak Asasi Manusia, yang terdiri dari 30 pasal.
Dari 58 Negara yang terwakil dalam sidang umum tersebut, 48 negara menyatakan
persetujuannya, 8 negara abstain, dan 2 negara lainnya absen. Oleh karena itu,
setiap tanggal 10 Desember diperingati sebagai hari Hak Asasi Manusia.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Universal Declaration of Human
Rights antara lain mencantumkan, Bahwa setiap orang mempunyai Hak :&lt;/span&gt;&lt;/div&gt;
&lt;ol start=&quot;1&quot; style=&quot;margin-top: 0cm;&quot; type=&quot;1&quot;&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hidup&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kemerdekaan
     dan keamanan badan&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Diakui
     kepribadiannya&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Memperoleh
     pengakuan yang sama dengan orang lain menurut hukum untuk mendapat jaminan
     hukum dalam perkara pidana, seperti diperiksa di muka umum, dianggap tidak
     bersalah kecuali ada bukti yang sah.&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Masuk
     dan keluar wilayah suatu Negara&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mendapatkan
     asylum&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mendapatkan
     suatu kebangsaan&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mendapatkan
     hak milik atas benda&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Bebas
     mengutarakan pikiran dan perasaan&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Bebas
     memeluk agama&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mengeluarkan
     pendapat&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Berapat
     dan berkumpul&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mendapat
     jaminan sosial&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mendapatkan
     pekerjaan&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Berdagang&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mendapatkan
     pendidikan&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Turut
     serta dalam gerakan kebudayaan dalam masyarakat&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l3 level1 lfo2; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menikmati
     kesenian dan turut serta dalam kemajuan keilmuan&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
 &lt;o:OfficeDocumentSettings&gt;
  &lt;o:AllowPNG/&gt;
 &lt;/o:OfficeDocumentSettings&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
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  &lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hashtag&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Link&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
 {mso-style-name:&quot;Table Normal&quot;;
 mso-tstyle-rowband-size:0;
 mso-tstyle-colband-size:0;
 mso-style-noshow:yes;
 mso-style-priority:99;
 mso-style-parent:&quot;&quot;;
 mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
 mso-para-margin-top:0cm;
 mso-para-margin-right:0cm;
 mso-para-margin-bottom:8.0pt;
 mso-para-margin-left:0cm;
 line-height:107%;
 mso-pagination:widow-orphan;
 font-size:11.0pt;
 font-family:&quot;Calibri&quot;,sans-serif;
 mso-ascii-font-family:Calibri;
 mso-ascii-theme-font:minor-latin;
 mso-hansi-font-family:Calibri;
 mso-hansi-theme-font:minor-latin;
 mso-bidi-font-family:&quot;Times New Roman&quot;;
 mso-bidi-theme-font:minor-bidi;
 mso-fareast-language:EN-US;}
&lt;/style&gt;
&lt;![endif]--&gt;

&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; tab-stops: 35.45pt; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Contoh Perilaku Bisnis Yang
Melanggar Etika&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: 35.45pt; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Korupsi&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Korupsi atau korupsi politis adalah penyalahgunaan
jabatan resmi untuk keuntungan pribadi. Semua bentuk pemerintah|pemerintahan
rentan korupsi dalam prakteknya. Beratnya korupsi berbeda-beda, dari yang
paling ringan dalam bentuk penggunaan pengaruh dan dukungan untuk memberi dan
menerima pertolongan, sampai dengan korupsi berat yang diresmikan, dan
sebagainya. Titik ujung korupsi adalah kleptokrasi, yang arti harafiahnya
pemerintahan oleh para pencuri, dimana pura-pura bertindak jujur pun tidak ada
sama sekali.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: 35.45pt; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pemalsuan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pemalsuan adalah proses pembuatan, beradaptasi,
meniru atau benda, statistik, atau dokumen-dokumen (lihat dokumen palsu),
dengan maksud untuk menipu. Kejahatan yang serupa dengan penipuan adalah
kejahatan memperdaya yang lain, termasuk melalui penggunaan benda yang
diperoleh melalui pemalsuan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: 35.45pt; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pembajakan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Piracy atau pembajakan merupakan sebuah istilah
yang digunakan untuk menggambarkan berbagai macam aktivitas file sharing
illegal, download illegal atau pemalsuan yang berkaitan dengan internet.
Internet piracy merupakan satu hal yang berbahaya dan biasanya bersifat illegal
dan bahkan cenderung tergolong aksi kriminal.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: 35.45pt; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Diskriminasi Gender&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hakikatnya, manusia memiliki kedudukan yang setara.
Laki-laki maupun perempuan. Keduanya diciptakan dalam derajat, harkat, dan
martabat yang sama. Kalaupun memiliki bentuk dan fungsi yang berbeda, itu semua
agar keduanya saling melengkapi. Namun dalam perjalanan kehidupan manusia,
banyak terjadi perubahan peran dan status atas keduanya, terutama dalam
masyarakat. Proses tersebut lama kelamaan menjadi kebiasaan dan membudaya. Dan
berdampak pada terciptanya perlakuan diskriminatif terhadap salah satu jenis
kelamin. Selanjutnya, muncul istilah gender yang mengacu pada perbedaan peran
antara laki-laki dan perempuan yang terbentuk dari proses perubahan peran dan
status tadi baik secara social ataupun budaya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Diskriminasi dapat diartikan sebagai sebuah
perlakuan terhadap individu secara berbeda dengan didasarkan pada gender, ras,
agama,umur, atau karakteristik yang lain. Diskriminasi juga terjadi dalam peran
gender. Sebenarnya inti dari diskriminasi adalah perlakuan berbeda. Akibat
pelekatan sifat-sifat gender tersebut, timbul masalah ketidakadilan
(diskriminasi) gender.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: 35.45pt; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Konflik Sosial&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengertian Konflik Sosial (Pertentangan)
adalahsebagai suatu proses sosial antara dua pihak atau lebih ketika pihak yang
satu berusaha menyingkirkan pihak lain dengan cara menghancurkan atau
membuatnya tidak berdaya. Latar belakang adanya konflik adalah adanya perbedaan
yang sulit ditemukan kesamaannya atau didamaikan baik itu perbedaan kepandaian,
ciri fisik, pengetahuan, keyakinan, dan adat istiadat.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo1; tab-stops: 35.45pt; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;6.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Masalah Polusi&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; tab-stops: 35.45pt; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sebaiknya dalam hal ini pemerintah ambil andil
dalam masalah polusi khususnya di Indonesia saat ini. Karena jika di diamkan
maka masyarakat tidak akan bisa lagi menghirup udara segar dan dapat juga
menyebabkan sesak nafas dan kelainan paru-paru. Hal ini pun dapat di tuntaskan
apabila masyarakat peduli dan selalu mengadakan sosialisasi rutin di lingkungan
disekitarnya. Dengan cara menanam 1 pohon pun masyarakat sudah menolong dan
membantu mengurangi polusi di Indonesia. Pesan saya untuk masyarakat di
indonesia adalah pintar-pintarlah menggunakan kendaraan bermotor seperlunya,
dan jangan lupa untuk menanam pohon agar kita dapat terus menghirup udara segar
dan terhindar dari penyakit yang dapat tiba-tiba menyerang kita melalui polusi
udara. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hubungan antara Commission of Human dengan Etika
Bisnis&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Adapun hubungan antara Commission of Human dengan
Etika Bisnis antara lain :&lt;/span&gt;&lt;/div&gt;
&lt;ol start=&quot;1&quot; style=&quot;margin-top: 0cm;&quot; type=&quot;1&quot;&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l2 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mengenai
     keadilan yang menjadi sebuah hak bagi setiap pelaku bisnis baik dalam sisi
     individu maupun perusahaan. Dimana keadilan merupakan hak yang mutlak bagi
     setiap individu maupun perusahaan dalam kegiatan berbisnis.&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l2 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;HAM
     sebagai dasar pembuatan keputusan perjanjian maupun peraturan yang ada
     pada kegiatan bisnis, karena etika harus dapat memerhatikan HAM.&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-list: l2 level1 lfo1; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Etika
     bisnis berlandaskan atas Commission of Human demi kelancaran berbisnis
     agar tidak terdapat pelanggaran HAM ketika menjalankan suatu kegiatan
     bisnis.&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Jadi hubungan antara Commission of Human dengan
etika bisnis lebih memfokuskan bahwa HAM menjadi salah satu hal yang
dipertimbangkan pada etika bisnis agar tidak terjadi pelanggaran HAM saat
menjalankan kegiatan bisnis atau usaha.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
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   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footer&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;35&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;caption&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of figures&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope return&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;line number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;page number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of authorities&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;macro&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;toa heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
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</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/6642273693433901916/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/05/hubungam-commission-of-human-dengan.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/6642273693433901916'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/6642273693433901916'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/05/hubungam-commission-of-human-dengan.html' title='Hubungam Commission of Human dengan Etika Bisnis'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-8886680996706868060</id><published>2020-05-13T22:58:00.001+07:00</published><updated>2020-05-14T03:15:44.848+07:00</updated><title type='text'>Analisis Mengenai Hubungan CSR terhadap GCG dan Profitabilitas pada Sebuah Perusahaan</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;

&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Corporate
Social Responsibility (CSR)&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Menurut
UU No. 40 Tahun 2007 Tanggung jawab sosial perusahaan dan lingkungannya atau
CSR adalah komitmen perseroan untuk berperan serta dalam pembangunan ekonomi
berkelanjutan guna meningkatkan kualitas kehidupan dan lingkungan yang
bermanfaat, bagi perseroan sendiri, komunitas setempat maupun masyarakat pada
umumnya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Berdasar
pada Trinidad and Tobaco Bureau of Standards (TTBS), Corporate Social
Responsibility diartikan sebagai komitmen usaha untuk bertindak etis,
beroperasi secara legal dan berkontribusi untuk peningkatan ekonomi bersamaan
dengan peningkatan kualitas hidup dari karyawan dan keluarganya, komuniti lokal
dan masyarakat secara lebih luas. &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;World
Business Council for Sustainable Development mendefinisikan Corporate Social
Responsibility sebagai komitmen berkelanjutan kalangan bisnis untuk berperilaku
etis dan memberikan sumbangan pada pembangunan ekonomi sekaligus memperbaiki
mutu hidup angkatan kerja dan keluarganya serta komunitas lokal dan masyarakat
secara keseluruhan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Corporate
Social Responsibility adalah&amp;nbsp;komitmen perusahaan untuk meningkatkan
kesejahteraan komunitas melalui praktik bisnis yang baik dan mengkontribusikan
sebagian sumber daya perusahaan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;CSR
Forum mendefinikan Corporate Social Responsibility sebagai bisnis yang
dilakukan secara transparan dan terbuka serta berdasarkan pada nilai-nilai
moral dan menjunjung tinggi rasa hormat kepada karyawan, komunitas dan
lingkungan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Menurut
Gunawan Widjaja seperti yang di tuliskan di dalam bukunya pengertian CSR adalah
kerja sama antara perusahaan (tidak hanya perseroan terbatas) dengan segala
sesuatu dan segala hal (stakeholders yang secara langsung maupun tidak langsung
berinteraksi dengan perusahaan tersebut untuk tetap menjamin keberadaab dan
kelangsungan usaha (sustainability) perusahaan tersebut.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Ada
pula pihak yang mend&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;efinisi&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;kan &lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;CSR (Corporate Social
Responsibility) &lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;sebagai &lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;suatu tindakan atau konsep yang dilakukan oleh perusahaan (sesuai
kemampuan perusahaan tersebut) sebagai bentuk tanggungjawab mereka terhadap
sosial/lingkungan sekitar dimana perusahaan itu berada&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Diantara
berbagai definisi diatas dapat kami menyimpulkan bahwa &lt;i&gt;&lt;u&gt;Corporate Social
Responsibility&lt;/u&gt;&lt;/i&gt;&lt;u&gt; adalah komitmen perusahaan untuk memberikan
kontribusi jangka panjang terhadap satu issue tertentu di masyarakat atau
lingkungan untuk dapat menciptakan lingkungan dan kehidupan yang lebih baik.&lt;/u&gt;
&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Good
Corporate Governance (GCG)&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Forum for Corporate Governance
in Indonesia (FCGI) mendefinisikan GCG sebagai seperangkat peraturan atau
sistem yang mengatur dan mengendalikan perusahaan untuk menciptakan nilai
tambah (value added) bagi para pemangku kepentingan yang berkaitan dengan hak
dan kewajiban pihak- pihak yang berkepentingan tersebut. Adapun prinsip-prinsip
GCG yang disusun Komite Nasional Kebijakan Governance (2006), yaitu: Transparansi
(Transparency), Akuntabilitas (Accountability), Responsibilitas
(Responsibility), Independensi (Independency), Kewajaran dan Kesetaraan (Fairness).
Perusahaan akan mampu memiliki tingkat sensitivitas yang tinggi dengan segala
aktivitas bisnis yang dilakukannya jika telah menerapkan prinsip-prinsip GCG dengan
baik. Diharapkan penerapan prinsip-prinsip GCG dapat membantu terwujudnya
persaingan usaha yang sehat dan tentunya bebas praktik monopoli.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Good Corporate Governance
(GCG) merupakan suatu sistem, dan seperangkat peraturan yang mengatur hubungan antara
berbagai pihak yang berkepentingan terutama dalam arti sempit hubungan antara
pemegang saham dan dewan komisaris serta dewan direksi demi tercapainya tujuan
korporasi. Komite Nasional Kebijakan Corporate Governance menyusun pedoman GCG untuk
memudahkan para pelaku bisnis dalam menata dan mengarahkan semua pihak yang
terlibat dalam kegiatan usaha. GCG diyakini memiliki banyak manfaat, jika diterapkan
secara konsisten. Manfaat penerapan GCG antara lain: kinerja perusahaan terus
membaik, harga saham dan citra perusahaan terus terdongkrak, kredibilitas
perusahaan pun terus ikut naik melampaui batas-batas negara, baik di mata
investor, mitra atau kreditor dan stakeholders lainnya. Meskipun penerapan GCG
dapat memberikan keuntungan bagi perusahaan namun, penerapan GCG di Indonesia
masih belum merata.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hubungan antara CSR dengan GCG&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;GCG merupakan suatu
sistem, dan seperangkat peraturan yang mengatur hubungan antara berbagai pihak
yang berkepentingan terutama dalam arti sempit hubungan antara pemegang saham
dan dewan komisaris serta dewan direksi demi tercapainya tujuan korporasi.
Dalam arti luas mengatur hubungan seluruh kepentingan stakeholders dapat
dipenuhi secara proporsional. GCG dimaksud untuk mengatur hubungan-hubungan
tersebut dan mencegah terjadinya kesalahan-kesalahan signifikan dalam strategi
korporasi. GCG juga untuk memastikan bahwa kesalahan-kesalahan yang terjadi
dapat diperbaiki dengan segera.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Timbulnya kesadaran untuk
menerapkan prinsip Good Corporate Governance itu tidak terlepas dari tuntutan
perekonomian modern yang mengharuskan setiap perusahaan dikelola secara baik
dan bertanggung jawab dengan mengetahui hak dan kewajibannya masing-masing,
meliputi pemegang saham, direksi, dewan komisaris serta pihak-pihak lain.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 21.3pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Aktivitas ekonomi yang
dijalankan perusahaan sebagaimana prinsip etika bisnis diharapkan bermanfaat
tidak hanya bagi perusahaan itu sendiri, tetapi juga bagi masyarakat. Penerapan
etika bisnis tersebut merupakan wujud kepedulian dan tanggung jawab
sosial-moral suatu institusi bisnis dan para pelaku dunia usaha terhadap
masyarakat dan lingkungannya. Menerapkan Penerapan tanggung jawab perusahaan
terhadap lingkungan (Corporate Social Responsibility CSR) secara benar berarti
juga memenuhi prinsip responsibilitas yang diusung GCG. Penerapan CSR secara
konsisten merupakan bagian dari upaya memaksimalkan nilai perusahaan. CSR
merupakan komitmen perusahaan berperilaku etis dan berkontribusi terhadap
pembangunan ekonomi berkelanjutan dengan tetap mengedepankan peningkatan
kualitas hidup karyawan beserta keluarganya, komunitas lokal dan masyarakat
luas.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Analisis Jurnal&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Nama Jurnal&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Analisis &lt;i&gt;Corporate Social
Responsibility&lt;/i&gt; dan &lt;i&gt;Good Corporate Governance&lt;/i&gt; Terhadap Kinerja
Keuangan yang Mempengaruhi Nilai Perusahaan Manufaktur yang Terdaftar Di Bursa
Efek Indonesia&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kesimpulan&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dari&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;hasil&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;penelitian&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;dan&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;pembahasan&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;yang&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;digunakan&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;sesuai&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;dengan tujuan&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;hipotesis&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;yang&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;dilakukan,&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;dengan&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;analisis&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;path,&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;maka&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;dapat&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;ditarik simpulan sebagai
berikut : &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;1. CSR berpengaruh terhadap kinerja
keuangan perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia, hal ini
menunjukkan bahwa CSR dilakukan oleh perusahaan dengan tujuan mendapatkan
legitimasi dan nilai positif dari masyarakat. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;2. GCG berpengaruh terhadap kinerja
keuangan perusahaan manufaktur yang terdaftar di Bursa Efek Indonesia, hal ini
menunjukkan bahwa GCG dilakukan dikarenakan perusahaan ingin mencapai tujuan
perusahaan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;3. GCG berpengaruh terhadap CSR perusahaan
manufaktur yang terdaftar di Bursa Efek Indonesia. Hal ini menunjukkan bahwa
penerapan prinsip responsibility dalam GCG dapat mendo-rong pelaksanaan
tanggung jawab sosial perusahaan terhadap masyarakat dan lingkungan. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;4.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;Ukuran perusahaan memiliki pengaruh sebagai variabel moderating dalam
hubungan CSR dan kinerja keuangan perusahaan manufaktur yang terdaftar di Bursa
Efek Indonesia. Hal ini menunjukkan bahwa Size perusahaan merupakan variabel
yang banyak digunakan untuk menjelaskan variasi pengungkapan dalam laporan
tahunan perusahaan &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;5. Kinerja keuangan perusahaan berpengaruh
terhadap nilai perusahaan manufaktur yang&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;terdaftar&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;di&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Bursa&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;Efek&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Indonesia,&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;hal&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;ini&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;menunjukkan bahwa Para investor
menilai suatu perusahaan dengan melihat rasio keuangan sebagai alat evaluasi
investasi &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;6.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;CSR dan GCG berpengaruh secara tidak langsung terhadap Nilai Perusahaan
melalui kinerja keuangan perusahaan, hal ini menunjukkan bahwa CSR dan GCG
mempengaruhi kenerja perusahaan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sumber:&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoBibliography&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-indent: -36.0pt;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: IN; mso-no-proof: yes;&quot;&gt;Maryanti, E., &amp;amp; Tjahjadi, B. (2013).
ANALISIS DAN CORPORATE SOCIAL RESPONSIBILITY GOOD CORPORATE GOVERNANCE TERHADAP
KINERJA KEUANGAN YANG MEMPENGARUHI NILAI PERUSAHAAN MANUFAKTUR YANG TERDAFTAR
DI BURSA EFEK INDONESIA. &lt;i&gt;Jurnal Ekonomi dan Bisnis&lt;/i&gt;.&lt;/span&gt;&lt;/div&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hashtag&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Link&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
 {mso-style-name:&quot;Table Normal&quot;;
 mso-tstyle-rowband-size:0;
 mso-tstyle-colband-size:0;
 mso-style-noshow:yes;
 mso-style-priority:99;
 mso-style-parent:&quot;&quot;;
 mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
 mso-para-margin-top:0cm;
 mso-para-margin-right:0cm;
 mso-para-margin-bottom:8.0pt;
 mso-para-margin-left:0cm;
 line-height:107%;
 mso-pagination:widow-orphan;
 font-size:11.0pt;
 font-family:&quot;Calibri&quot;,sans-serif;
 mso-ascii-font-family:Calibri;
 mso-ascii-theme-font:minor-latin;
 mso-hansi-font-family:Calibri;
 mso-hansi-theme-font:minor-latin;
 mso-bidi-font-family:&quot;Times New Roman&quot;;
 mso-bidi-theme-font:minor-bidi;
 mso-fareast-language:EN-US;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/8886680996706868060/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/05/analisis-mengenai-hubungan-csr-terhadap.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/8886680996706868060'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/8886680996706868060'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/05/analisis-mengenai-hubungan-csr-terhadap.html' title='Analisis Mengenai Hubungan CSR terhadap GCG dan Profitabilitas pada Sebuah Perusahaan'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-6372239885317474011</id><published>2020-04-21T20:29:00.002+07:00</published><updated>2020-04-21T20:29:46.456+07:00</updated><title type='text'>Pengertian Budaya Organisai dan Perushaan, Hubungan Budaya dan Etika, Kendala dalam Mewujudkan Kinerja Bisnis Etis</title><content type='html'>&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 21.3pt; mso-list: l13 level1 lfo1; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Karakteristik Budaya Organisasi&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Budaya
organisasi&amp;nbsp;adalah sebuah&amp;nbsp;sistem&amp;nbsp;makna bersama yang dianut oleh
para anggota yang membedakan suatu&amp;nbsp;organisasi dari organisasi-organisasi
lainnya.&amp;nbsp;Sistem makna bersama ini adalah
sekumpulan&amp;nbsp;karakteristik&amp;nbsp;kunci yang dijunjung tinggi oleh organisasi.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Robbins
(2007), memberikan 7 karakteristik budaya sebagai berikut :&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l7 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Inovasi dan keberanian mengambil resiko yaitu
sejauh mana karyawan diharapkan didorong untuk bersikap inovtif dan berani
mengambil resiko.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l7 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Perhatian terhadap detail yaitu sejauh mana
karyawan diharapkan menjalankan presisi, analisis, dan perhatian pada hal-hal
detil.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l7 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Berorientasi pada hasil yaitu sejauh mana manajemen
berfokus lebih pada hasil ketimbang teknik atau proses yang digunakan untuk
mencapai hasil tersebut.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l7 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Berorientasi kepada manusia yaitu sejauh mana
keputusan-keputusan manajemen mempertimbangkan efek dari hasil tersebut atas
orang yang ada di dalam organisasi.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l7 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Berorientasi pada tim yaitu sejauh mana
kegiatan-kegiatan kerja diorganisasi pada tim ketimbang individu-individu.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l7 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;6.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Agresivitas yaitu sejauh mana orang bersikap
agresif dan kompetitif ketimbang santai.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l7 level1 lfo2; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;7.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Stabilitas yaitu sejauh mana kegiatan-kegiatan
organisasi menekankan dipertahankannya status quo dalam perbandingannya dengan
pertumbuhan&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 21.3pt; mso-list: l8 level1 lfo3; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Fungsi Budaya Organisasi&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Budaya
organisasi memiliki fungsi sebagai berikut :&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l12 level1 lfo4; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Sebagai penentu batas-batas perilaku dalam arti
menentukan apa yang boleh dan tidak boleh dilakukan, apa yang dipandang baik
atau tidak baik, menentukan yang benar dan yang salah.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l12 level1 lfo4; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Menumbuhkan jati diri suatu organisasi dan para
anggotanya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l12 level1 lfo4; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Menumbuhkan komitmen sepada kepentingan bersama di
atas kepentingan individual atau kelompok sendiri.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l12 level1 lfo4; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Sebagai tali pengikat bagi seluruh anggota
organisasi.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-list: l12 level1 lfo4; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Sebagai alat pengendali perilaku para anggota
organisasi yang bersangkutan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 42.55pt; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 21.3pt; mso-list: l9 level1 lfo5; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Pedoman Tingkah laku&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Antara
manusia dan kebudayaan terjalin hubungan yang sangat erat, sebagaimana yang
diungkapkan oleh Dick Hartoko bahwa manusia menjadi manusia merupakan
kebudayaan. Hampir semua tindakan manusia itu merupakan kebudayaan. Hanya
tindakan yang sifatnya naluriah saja yang bukan merupakan kebudayaan, tetapi
tindakan demikian prosentasenya sangat kecil. Tindakan yang berupa kebudayaan
tersebut dibiasakan dengan cara belajar. Terdapat beberapa proses belajar
kebudayaan yaitu proses internalisasi, sosialisasi, dan enkulturasi.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 21.3pt; mso-list: l14 level1 lfo6; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Apresiasi Budaya&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Apresiasi
Budaya adalah pemahaman dan pengenalan secara tepat sehingga tumbuh penghargaan
dan penilaian terhadap hasil budaya&amp;nbsp; kegiatan menggauli hasil budaya
dengan sungguh-sungguh sehingga tumbuh pengertian, penghargaan, kepekaan
kritis, dan kepekaan perasaan yang baik terhadap hasil karya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Tujuan
apresiasi adalah menumbuhkan kepekaan dan keterbukaan terhadap masalah
kemanusiaan dan budaya, serta lebih bertanggung jawab terhadap masalah-masalah
tersebut serta menyadarkan kita terhadap nilai-nilai yang lebih hidup dalam
masyarakat, hormat menghormati serta simpati pada nilai – nilai lain yang hidup
dalam masyarakat.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Jadi
Apresiasi Budaya adalah pemahaman dan pengenalan secara tepat sehingga tumbuh
penghargaan dan penilaian terhadap hasil budaya dan kegiatan menggauli hasil
budaya dengan sungguh – sungguh sehingga tumbuh pengertian, penghargaan,
kepekaan kritis, dan kepekaan perasaan yang baik terhadap hasil karya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 21.3pt; mso-list: l3 level1 lfo7; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Hubungan Etika dan Budaya&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Hubungan
antara Etika dengan Kebudayaan : Meta-ethical cultural relativism merupakan
cara pandang secara filosofis yang yang menyatkan bahwa tidak ada kebenaran
moral yang absolut, kebenaran harus selalu disesuaikan dengan budaya dimana
kita menjalankan kehidupan soSial kita karena setiap komunitas sosial mempunyai
cara pandang yang berbeda-beda terhadap kebenaran etika.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Etika
erat kaitannya dengan moral. Etika atau moral dapat digunakan okeh manusia
sebagai wadah untuk mengevaluasi sifat dan perangainya. Etika selalu
berhubungan dengan budaya karena merupakan tafsiran atau penilaian terhadap
kebudayaan. Etika mempunyai nilai kebenaran yang harus selalu disesuaikan
dengan kebudayaan karena sifatnya tidak absolut danl mempunyai standar moral
yang berbeda-beda tergantung budaya yang berlaku dimana kita tinggal dan
kehidupan social apa yang kita jalani.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Baik
atau buruknya suatu perbuatan itu tergantung budaya yang berlaku. Prinsip moral
sebaiknya disesuaikan dengan norma-norma yang berlaku, sehingga suatu hal
dikatakan baik apabila sesuai dengan budaya yang berlaku di lingkungan sosial
tersebut. Sebagai contoh orang Eskimo beranaggapan bahwa tindakan infantisid
(membunuh anak) adalah tindakan yang biasa, sedangkan menurut budaya Amerika
dan negara lainnya tindakan ini merupakan suatu tindakan amoral.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 21.3pt; mso-list: l1 level1 lfo8; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Pengaruh Etika Terhadap Budaya&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Etika
seseorang dan etika bisnis adalah satu kasatuan yang terintegrasi sehingga
tidak dapat dipisahkan satu dengan yang lainnya, keduanya saling melengkapi
dalam mempengaruhi perilaku antar individu maupun kelompok, yang kemudian
menjadi perilaku organisasi yang akan berpengaruh terhadap budaya
perusahaan.&amp;nbsp; Jika etika menjadi nilai dan keyakinan yang terinternalisasi
dalam budayau perusahaan, maka akan berpotensi menjadi dasar kekuatan
perusahaan dan akhirnya akan berpotensi menjadi stimulus dalam peningkatan
kinerja karyawan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Terdapat
pengaruh yang signifikan antara etika seseorang dariu tingkatan manajer
terhadap tingkah laku etis dalam pengambilan keputusan.&amp;nbsp; Kemampuan seorang
profesional untuk dapat mengerti dan pekau terhadap adanya masalah etika dalam
profesinya sangat dipengaruhi oleh lingkungan, sosial budaya, dan masyarakat
dimana dia berada.&amp;nbsp; Budaya perusahaan memberikan sumbangan yang sangat
berartiu terhadap perilaku etis. Perusahaan akan menjadi lebih baik jika mereka
membudayakan etika dalam lingkungan perusahaannya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-left: 21.3pt; mso-list: l5 level1 lfo9; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Kendala Mewujudkan Kinerja Bisnis&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Mentalitas
para pelaku bisnis, terutama top management yang secara moral rendah, sehingga
berdampak pada seluruh kinerja Bisnis. Perilaku perusahaan yang etis biasanya
banyak bergantung pada kinerja top management, karena kepatuhan pada aturan itu
berjenjang dari mulai atas ke tingkat bawah.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.3pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Faktor
budaya masyarakat yang cenderung memandang pekerjaan bisnis sebagai profesi
yang penuh dengan tipu muslihat dan keserakahan serta bekerja mencari untung.
Bisnis merupakan pekerjaan yang kotor. Pandangan tersebut memperlihatkan bahwa
masyarakat kita memiliki persepsi yang keliru tentang profesi bisnis. Kendala
dalam mewujudkan kinerja busnus yang etis yaitu :&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;ol start=&quot;1&quot; type=&quot;1&quot;&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: black; line-height: normal; mso-list: l2 level1 lfo10; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-themecolor: text1; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Standar moral para pelaku bisnis pada umumnya
     masih lemah.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 35.45pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Banyak
di antara pelaku bisnis yang lebih suka menempuh jalan pintas, bahkan
menghalalkan segala cara untuk memperoleh keuntungan dengan mengabaikan etika
bisnis, seperti memalsukan campuran, timbangan, ukuran, menjual barang yang
kadaluwarsa, dan memanipulasi laporan keuangan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;ol start=&quot;2&quot; type=&quot;1&quot;&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: black; line-height: normal; mso-list: l11 level1 lfo11; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-themecolor: text1; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Banyak perusahaan yang mengalami konflik
     kepentingan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 35.45pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Konflik
kepentingan ini muncul karena adanya ketidaksesuaian antara nilai pribadi yang
dianutnya atau antara peraturan yang berlaku dengan tujuan yang hendak
dicapainya, atau konflik antara nilai pribadi yang dianutnya dengan praktik
bisnis yang dilakukan oleh sebagian besar perusahaan lainnya, atau antara
kepentingan perusahaan dengan kepentingan masyarakat. Orang-orang yang kurang
teguh standar moralnya bisa jadi akan gagal karena mereka mengejar tujuan
dengan mengabaikan peraturan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;ol start=&quot;3&quot; type=&quot;1&quot;&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: black; line-height: normal; mso-list: l0 level1 lfo12; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-themecolor: text1; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Situasi politik dan ekonomi yang belum stabil.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 35.45pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Hal
ini diperkeruh oleh banyaknya sandiwara politik yang dimainkan oleh para elit
politik, yang di satu sisi membingungkan masyarakat luas dan di sisi lainnya
memberi kesempatan bagi pihak yang mencari dukungan elit politik guna
keberhasilan usaha bisnisnya. Situasi ekonomi yang buruk tidak jarang
menimbulkan spekulasi untuk memanfaatkan peluang guna memperoleh keuntungan
tanpa menghiraukan akibatnya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;ol start=&quot;4&quot; type=&quot;1&quot;&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: black; line-height: normal; mso-list: l6 level1 lfo13; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-themecolor: text1; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Lemahnya penegakan hukum.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 35.45pt; mso-margin-top-alt: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-themecolor: text1;&quot;&gt;Banyak
orang yang sudah divonis bersalah di pengadilan bisa bebas berkeliaran dan
tetap memangku jabatannya di pemerintahan. Kondisi ini mempersulit upaya untuk
memotivasi pelaku bisnis menegakkan norma-norma etika.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;ol start=&quot;5&quot; type=&quot;1&quot;&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: black; line-height: normal; mso-list: l10 level1 lfo14; mso-margin-bottom-alt: auto; mso-margin-top-alt: auto; mso-themecolor: text1; tab-stops: list 36.0pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Belum ada organisasi profesi bisnis dan
     manajemen untuk menegakkan kode etik bisnis dan manajemen.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 18.0pt; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo15; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: black; font-family: Symbol; font-size: 12.0pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-themecolor: text1;&quot;&gt;Coontoh Budaya Organisasi di Perusahaan Facebook&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-themecolor: text1;&quot;&gt;Facebook memiliki budaya kerja yang dapat
mendorong karyawannya untuk bersikap kompetitif, namun tetap nyaman untuk
bekerja di dalamnya. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-themecolor: text1;&quot;&gt;Bahkan, menurut survei yang dilakukan oleh
PayScale, 93 persen karyawan Facebook mengaku sangat senang dan puas ketika
bekerja di perusahaan media sosial ini. Hal ini dikarenakan karyawan Facebook
diberikan kebebasan untuk memberikan kritik dan saran kepada para manajernya. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-themecolor: text1;&quot;&gt;Perusahaan besar ini sebisa mungkin tidak
membatasi ruang kerja karyawanya. Ini terbukti bahwa bahkan seorang Mark
Zuckerberg sendiri bekerja di ruangan yang sama dengan timnya atau tidak
memiliki ruangan khusus. &lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: normal; margin-bottom: 18.0pt; margin-left: 21.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; mso-themecolor: text1;&quot;&gt;Dari sini kita dapat belajar bahwa budaya
organisasi yang baik adalah ketika perusahaan mampu memberikan kebebasan dan
tidak membangun jarak antara manajemen dan karyawan lainnya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/6372239885317474011/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/04/pengertian-budaya-organisai-dan.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/6372239885317474011'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/6372239885317474011'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/04/pengertian-budaya-organisai-dan.html' title='Pengertian Budaya Organisai dan Perushaan, Hubungan Budaya dan Etika, Kendala dalam Mewujudkan Kinerja Bisnis Etis'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-1551558166641802362</id><published>2020-04-10T21:07:00.000+07:00</published><updated>2020-04-10T21:07:13.040+07:00</updated><title type='text'>Etika di Dalam Pasar Kompetitif dan Kompetisi pada Pasar Ekonomi Global</title><content type='html'>&lt;br /&gt;
&lt;div class=&quot;MsoListParagraph&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;b&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;A.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;!--[endif]--&gt;&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-border-alt: none windowtext 0cm; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;Etika di dalam
Pasar Kompetitif (Persaingan Sempurna)&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: 17.25pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pasar
persaingan sempurna terjadi ketika jumlah produsen sangat banyak sekali dengan
memproduksi produk yang sejenis dan mirip dengan jumlah konsumen yang banyak.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: 17.25pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pada
pasar persaingan sempurna terdapat persaingan yang ketat karena setiap penjual
dalam satu wilayah menjual barang dagangannya yang sifatnya homogen. Harga pada
pasar persaingan sempurna relatif sama dengan para pesaing usaha lainnya.
Konsumen tentu akan memilih produsen yang dinilai mampu memberikan kepuasan.
Adapun hal yang menjadi faktor kepuasan itu adalah tingkat pelayanan dan
fasilitas-fasilitas penunjang.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: 17.25pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Ada
dua etika yang harus di pegang oleh para pelaku pasar agar pasar selalu dalam
kondisi ideal dan fairness, yaitu:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: #333333; font-family: Wingdings; font-size: 10.0pt; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Adanya optimasi manfaat barang oleh pembeli dan
penjual. Dapat diartikan sebagai pertemuan antara kebutuhan pembeli dengan
penawaran barang oleh penjual. Bertemunya dua hal ini, menjadikan barang yang
ditransaksikan membawa manfaat, dan menghilangkan kemubadziran dan kesia-siaan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: #333333; font-family: Wingdings; font-size: 10.0pt; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pasar harus dalam kondisi ekuiblirium. Teori
ekonomi mengenal ekuiblirium sebagai titik pertemuan antara demand dan supply.
ekuiblirium diartikan sebagai titik pertemuan persamaan hak antara pembeli dan
penjual. Hak yang seperti apa Hak pembeli untuk mendapatkan barang dan hak
penjual untuk mendapatkan uang yang sepantasnya dari barang yang dijualnya.
Dalam konteks hak ini, kewajiban-kewajiban masing-masing pihak harus terpenuhi
terlebih dahulu, kewajiban bagi penjual untuk membuat produk yang berkualitas dan
bermanfaat dan bagi pembeli untuk membayar uang yang sepantasnya sebagai
pengganti harga barang yang dibelinya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraph&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;b&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;B.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;!--[endif]--&gt;&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-border-alt: none windowtext 0cm; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;Kompetisi pada
Pasar Ekonomi Global&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: 17.25pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kompetisi
mempunyai pengertian adanya persaingan antara perusahaan untuk mencapai pangsa
pasar yang lebih besar. Kompetisi antara perusahaan dalam merebutkan pelanggan
akan menuju pada inovasi dan perbaikan produk dan yang pada akhirnya pada harga
yang lebih rendah. Sebuah perusahaan yang memimpin pasar dapat dikatakan sudah
mencapai keunggulan kompetisi. Kompetisi baik bagi perusahaan karena akan terus
mendorong adanya inovasi, ketekunan dan membangun semangant tim. Sekalipun
demikian, tidak selamanya kompetisi selalu baik karena kita harus memastikan
bahwa para pesaing perusahaan kita tidak akan mencuri pelanggan kita.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: 17.25pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Dalam
persaingan ini tentunya Negara-negara maju sangat berpotensi dalam dan
berpeluang sangat besar untuk selalu bisa eksis dalam persaingan itu. Hal ini
disebabkan karena :&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Teknologi yang dimiliki jauh lebih
baik dari Negara-negara berkembang.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kemampuan modal yang memadai dalam
membiayai persaingan global sebagai wujud investasi mereka.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: Verdana; mso-fareast-font-family: Verdana; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Memiliki masyarakat yang berbudaya
ilmiah atau IPTEK.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: 17.25pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Alasan-alasan
di atas cenderung akan melemahkan Negara-negara yang sedang berkembang dimana
dari sisi teknologi, modal dan pengetahuan jauh lebih rendah. Bali sendiri
kalau kita lihat masih berada diposisi yang sulit, dimana perekonomian Bali
masih didominasi oleh orang-orang asing, misalnya hotel-hotel besar, dan juga
perusahaan-perusahaan besar lainnya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: 17.25pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Dalam
pengertian sempit, kompetisi mempunyai pengertian perusahaan-perusahaan
berusaha sekuat tenaga untuk membuat pelanggan membeli produk mereka bukan produk
pesaing. Oleh karena itu, akan terdapat pihak yang menang dan yang kalah. Dalam
pengertian luas sebagaimana sudah disebutkan di atas, kompetisi merupakan usaha
organisasi bisnis dalam memperoleh pangsa pasar yang lebih besar dan lebih
sukses dibandingkan dengan pesaingnya. Ada tiga model kompetisi dalam dunia
bisnis, yaitu: kompetisi manufaktur, kompetisi penjualan dan model-model
kompetisi.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 17.55pt; margin-bottom: 17.25pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: #333333; font-family: &amp;quot;Verdana&amp;quot;,sans-serif; font-size: 10.0pt; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kompetisi
global juga menyebabkan menyempitnya lapangan pekerjaan, terutama masyarakat
lokal, karena kebanyakan pekerjaan dilakukan oleh teknologi, dan Negara-negara
maju menjadi pemasok kebutuhan-kebutuhan, sehingga kita cuma bisa menikmati
hasil yang sudah disuguhkan secara cantik yang sebenarnya merupakan ancaman
yang sangat besar bagi bangsa kita. Dilain sisi, lahan pertanian juga akan
semakin menyempit.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;br /&gt;</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/1551558166641802362/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/04/etika-di-dalam-pasar-kompetitif-dan.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/1551558166641802362'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/1551558166641802362'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/04/etika-di-dalam-pasar-kompetitif-dan.html' title='Etika di Dalam Pasar Kompetitif dan Kompetisi pada Pasar Ekonomi Global'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-6156322364454972540</id><published>2020-04-07T22:52:00.000+07:00</published><updated>2020-05-13T23:05:21.069+07:00</updated><title type='text'>Perspektif Etika Bisnis dalam Ajaran Islam dan Barat serta Etika Profesi</title><content type='html'>&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Secara sederhana yang
dimaksud dengan etika bisnis adalah cara-cara untuk melakukan kegiatan bisnis,
yang mencakup&amp;nbsp;seluruh aspek yang&amp;nbsp;berkai!an dengan individu,
perusahaan, industri dan juga masyarakat.&amp;nbsp;Islam itu sendiri merupakan
sumber nilai dan etika dalam segala aspek kehidupan manusia secara menyeluruh,
termasuk wacana bisnis. Islam memiliki wawasan yang komrehensif tentang etika
bisnis.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Berikut ini adalah&amp;nbsp;ketentuan umum
etika berbisnis dalam&amp;nbsp;islam:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -17.45pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kesatuan
(Tauhid)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam hal ini
adalah kesatuan sebagaimana terefleksikan dalamkonsep tauhid yang memadukan
keseluruhan aspek-aspek kehidupan muslim baik dalam bidang ekonomi, politik,
sosial menjadi keseluruhan yang homogen, serta mementingkan konsep konsistensi
dan keteraturan yang menyeluruh.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -17.45pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keseimbangan
(Equlibrium/Adil)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Islam
sangat menganjurkan untuk berbuat adil dalam berbisnis, danmelarang berbuat
curang. Kecurangan dalam berbisnis pertanda kehancuran bisnis tersebut, karena
kunci keberhasilan bisnis adalah kepercayaan&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -17.45pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kehendak
bebas (free will)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kebebasan
merupakan bagian penting dalam nilai etika bisnis islam, tetapi kebebasan itu
tidak merugikan kepentingan kolektif. Kecenderungan manusia untuk terus menerus
memenuhi kebutuhan probadinya yang tak terbatas dikendalikan dengan adanya
kewajiban setiap individu terhadap masyarakatnya melalui zakat, infak, dan
sedekah.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -17.45pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tanggung
Jawab&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kebebasan tanpa
batas adalah suatu hal yang mustahil dilakukan oleh manusia karena tidak
menuntut adanya pertanggungjawaban dan akuntabilitas untuk memenuhi tuntunan
keadilan dan kesatuan manusia perlu mempertanggungjawabkan tindakannya secara
logis&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -17.45pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kebenaran&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam konteks bisnis
kebenaran dimaksudkan sebagai niat, sikap dan perilaku benar yang meliputi
proses akad (transaksi) proses mencari atau memperoleh komoditas pengembangan
maupun proses upaya meraih atau menetapkan keuntungan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Etika Bisnis Dalam Perspekif Barat&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Lahirnya pemikiran etika
biasanya didasarkan pada pengalaman dan nilai-nilai yang diyakini para
pencetusnya. Pengaruh ajaran agama kepada model etika di Barat justru
menciptakan ekstremitas baru dimana cenderung merenggut manusia dan
keterlibatan duniawi dibandingkan sudut lain yang sangat mengemukakan rasionalisme
dan keduniawian.&amp;nbsp;Dalam sistem etika Barat ini, ada tiga teori etika yang
akan dibahas, antara lain :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;1.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Teleologi&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Teori yang dikembangkan oleh
Jeremy Bentham dan John Stuart Mill ini mendasarkan pada dua konsep yakni :
Pertama,&amp;nbsp; konsep&lt;i&gt;Utility&lt;/i&gt;&amp;nbsp;(manfaat) yang kemudian disebut
Utilitarianisme. artinya, pengambilan keputusan etika yang ada pada konsep ini
dengan menggunakan pertimbangan manfaat terbesar bagi banyak pihak sebagai
hasil akhirnya. Dengan kata lain, sesuatu yang dinilai benar adalah sesuatu
yang memaksimalisasi apa yang baik atau meminimalisir apa yang berbahaya bagi
banyak pihak. Maka, sesuatu itu dinilai sebagai perbuatan etis ketika sesuatu
itu semakin bermanfaat bagi banyak orang.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dan kedua, teori Keadilan
Distribusi (&lt;i&gt;Distribitive Justice&lt;/i&gt;) atau keadilan yang berdasarkan pada
konsep Fairness. Inti dari teori ini adalah perbuatan itu dinilai etis apabila
menjunjung keadilan distribusi barang dan jasa berdasarkan pada konsep
Fairness. Yakni konsep yang memiliki nilai dasar keadilan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam hal ini, suatu perbuatan
sangat beretika apabila berakibat pada pemerataan atau kesamaan kesejahteraan
dan beban, sehingga konsep ini berfokus pada metode distribusinya. Distribusi
sesuai bagiannya, kebutuhannya, usahanya, sumbangan sosialnya dan sesuai
jasanya, dengan ukuran hasil yang dapat meningkatkan kerjasama antar anggota
masyarakat.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;2.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Deontologi&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Teori yang dikembangkan oleh
Immanuel Kant ini mengatakan bahwa keputusan moral harus berdasarkan
aturan-aturan dan prinsip-prinsip universal, bukan &quot;hasil&quot; atau
&quot;konsekuensi&quot; seperti yang ada dalam teori teleologi. Perbuatan baik
bukan karena hasilnya tapi mengikuti suatu prinsip yang baik berdasarkan
kemauan yang baik.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam teori ini terdapat dua
konsep, yaitu : Pertama, Teori Keutamaan (&lt;i&gt;Virtue Ethics&lt;/i&gt;). Dasar dari
teori ini bukanlah aturan atau prinsip yang secara universal benar atau
diterima, akan tetapi apa yang paling baik bagi manusia untuk hidup. Dasar dari
teori ini adalah tidak menyoroti perbuatan manusia saja, akan tetapi seluruh
manusia sebagai pelaku moral. Memandang sikap dan akhlak seseorang yang adil,
jujur, mura hati, dsb sebagai keseluruhan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kedua, Hukum Abadi (&lt;i&gt;Eternal
Law&lt;/i&gt;), dasar dari teori ini adalah bahwa perbuatan etis harus didasarkan pada
ajaran kitab suci dan alam.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;3.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hybrid&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam teori ini terdapat lima teori, meliputi :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1)&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Personal Libertarianism&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dikembangkan oleh Robert
Nozick, dimana perbuatan etika diukur bukan dengan keadilan distribusi
kekayaan, namun dengan keadilan atau kesamaan kesempatan bagi semua terhadap
pilihan-pilihan yang ada (diketahui) untuk kemakmuran mereka. Teori ini percaya
bahwa moralitas akan tumbuh subur dari maksimalisasi kebebasan individu.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2)&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Ethical Egoism&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam teori ini,
memaksimalisasi kepentingan individu dilakukan sesuai dengan keinginan individu
yang bersangkutan. Kepentingan ini bukan harus berupa barang atau kekayaan,
bisa juga berupa ketenaran, keluarga bahagia, pekerjaan yang baik, atau apapun
yang dianggap penting oleh pengambil keputusan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3)&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Existentialism&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tokoh yang mengembangkan teori
ini adalah Jean-Paul Sartre. Menurutnya, standar perilaku tidak dapat
dirasionalisasikan. Tidak ada perbuatan yang benar-benar salah atau benar-benar
benar atau sebaliknya. Setiap orang dapat memilih prinsip etika yang disukai
karena manusia adalah apa yang ia inginkan dirinya menjadi.&amp;nbsp;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4)&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Relativism&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Teori ini berpendapat bahwa
etika itu bersifat relatif, jawaban dari etika itu tergantung dari situasinya.
Dasar pemikiran teori ini adalah bahwa tidak ada kriteria universal untuk
menentukan perbuatan etis. Setiap individu mempunyai kriteria sendiri-sendiri
dan berbeda setiap budaya dan negara.&amp;nbsp;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5)&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Teori Hak (&lt;i&gt;right&lt;/i&gt;)&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Nilai dasar yang dianut dalam
teori in&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;i&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&amp;nbsp;adalah kebebasan. Perbuatan etis harus
didasarkan pada hak individu terhadap kebebasan memilih. Setiap individu
memiliki hak moral yang tidak dapat ditawar.&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;PRINSIP ETIKA PROFESI&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 3.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo3; text-align: justify; text-indent: -21.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Prinsip
Tanggung Jawab: Yaitu salah satu prinsip pokok bagi kaum profesional. Karena
orang yang professional sudah dengan sendirinya berarti bertanggung jawab atas
profesi yang dimilikinya. Dalam melaksanakan tugasnya dia akan bertanggung
jawab dan akan melakukan pekerjaan dengan sebaik mungkin, dan dengan standar
diatas rata-rata, dengan hasil maksimal serta mutu yang terbaik.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 3.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo3; text-align: justify; text-indent: -21.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Prinsip
Keadilan: Yaitu prinsip yang menuntut orang yang professional agar dalam
melaksanakan profesinya tidak akan merugikan hak dan kepentingan pihak
tertentu, khususnya orang-orang yang dilayani dalam&amp;nbsp; kaitannya dengan
profesi yang dimilikinya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 3.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo3; text-align: justify; text-indent: -21.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Prinsip
Otonomi: Yaitu prinsip yang dituntut oleh kalangan professional terhadap dunia
luar agar mereka diberikan kebebasan sepenuhnya dalam menjalankan profesinya.
Sebenarnya hal ini merupakan konsekuensi dari hakekat profesi itu sendiri.
Karena hanya mereka yang professional ahli dan terampil dalam bidang
profesinya, tidak boleh ada pihak luar yang ikut campur tangan dalam
pelaksanaan profesi tersebut.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 3.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo3; text-align: justify; text-indent: -21.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Prinsip
Integritas Moral: Yaitu prinsip yang berdasarkan pada hakekat dan ciri-ciri
profesi di atas, terlihat jelas bahwa orang yang professional adalah juga orang
yang mempunyai integritas pribadi atau moral yang tinggi. Oleh karena itu
mereka mempunyai komitmen pribadi untuk menjaga keluhuran profesinya, nama
baiknya, dan juga kepentingan orang lain maupun masyarakat luas.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Referensi:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: #FFFFFA; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;a href=&quot;http://anandacpratama.blogspot.com/2017/04/perspektif-etika-bisnis-menurut-islam.html&quot;&gt;&lt;span style=&quot;color: black; mso-color-alt: windowtext;&quot;&gt;http://anandacpratama.blogspot.com/2017/04/perspektif-etika-bisnis-menurut-islam.html&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;a href=&quot;http://lilawatyy95.blogspot.com/2015/11/perspektif-etika-bisnis-dalam-ajaran.html&quot;&gt;&lt;span style=&quot;color: windowtext;&quot;&gt;http://lilawatyy95.blogspot.com/2015/11/perspektif-etika-bisnis-dalam-ajaran.html&lt;/span&gt;&lt;/a&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/6156322364454972540/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/04/perspektif-etika-bisnis-dalam-ajaran.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/6156322364454972540'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/6156322364454972540'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/04/perspektif-etika-bisnis-dalam-ajaran.html' title='Perspektif Etika Bisnis dalam Ajaran Islam dan Barat serta Etika Profesi'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-4900059190420290887</id><published>2020-03-25T20:22:00.000+07:00</published><updated>2020-03-25T20:22:06.480+07:00</updated><title type='text'>Contoh Kasus Norma dan Etika dalam Pemasaran, Produksi, SDM, dan Keuangan</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;

&lt;div class=&quot;MsoListParagraph&quot; style=&quot;mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Arial Narrow&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Narrow&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Contoh
Pelanggaran Norma Dan Etika Dalam Pemasaran&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 1.0cm;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Akibat pengelasan yang tidak baik, tempat duduk
belakang Nissan Juke rentan terlepas saat terjadi kecelakaan. Kondisi ini akan
membuat penumpang rentan cedera. Alhasil, sebanyak 400 unit Juke di Indonesia
ditarik (&lt;i&gt;recall&lt;/i&gt;) dari peredaran. Kondisi ini tentu saja mem­buat
masyarakat berpikir ulang untuk membeli mobil tersebut. Apalagi, Nissan Juke
pernah me­­ngalami mesin terbakar yang me­nyebabkan kematian sang penge­mudi
pada 11 Maret lalu di ka­was­an Su­dir­man, Jakarta.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 1.0cm;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Wakil Presiden Direktur PT Nissan Motor Indonesia
(NMI) Teddy Irawan meminta ma­sya­rakat tidak perlu khawatir terkait penarikan
mobil ini. Penarikan tersebut merupakan komitmen Nissan untuk memberikan pela­yanan
yang terbaik kepada pe­langgannya dari segi keamanan maupun
&amp;nbsp;kenyaman.“Kami akan memperbaiki se­mua masalah ini tanpa dipungut biaya
sedikit pun dan penarikan mobil ini adalah hal yang wajar dalam industri
mobil,” ujar Teddy saat dihubungi&amp;nbsp;&lt;i&gt;Rakyat Merdeka&lt;/i&gt;, kemarin.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 1.0cm;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Teddy menjelaskan, populasi terbanyak kendaraan
Juke (60 persen) yang terkena&lt;i&gt;recall&amp;nbsp;&lt;/i&gt;&amp;nbsp;ber­ada di wi­layah
Jakarta. “Po­pulasi terba­nyak ada di Ja­karta. Karena pen­jualan Juke paling
banyak di Ja­karta dan sekitarnya,” katanya.Teddy menambahkan, Juke yang
ditarik merupakan hasil rakitan pabrik di In­do­nesia. Namun, untuk komponen
jok bagian belakangnya diimpor lang­sung dari Jepang.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 1.0cm;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;“&amp;nbsp;Produksinya lokal, tapi kom­ponen jok
belakang diimpor lang­sung dari Jepang. Sejauh ini be­lum ada penambahan unit,
jum­lahnya tetap 400 unit. Sebab, dari Maret hingga Juli 2012 total pro­duksinya
hanya 400 unit,” ung­kap Teddy.Nissan tetap optimistis target penjualan tahun
ini sebanyak 100.000 lebih unit bisa tercapai. “Kami berharap dengan
adanya&amp;nbsp;&lt;i&gt;recall&lt;/i&gt;&amp;nbsp;ini hu­bu­ngan perusahaan dengan kon­su­men
masih dapat terjaga dan ber­jalan baik. Kami optimis bahwa&amp;nbsp;&lt;i&gt;recall&lt;/i&gt;&amp;nbsp;ini
tidak akan mempengaruhi minat pasar terha­dap produk Nissan,” ka­tanya pede.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 1.0cm;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;General Manager Marketing and Communications
Strategy Division Nissan Indrie Hadi­wi­djaja mengatakan, penarikan ini sudah
dilakukan ke semua pe­langgan Nissan. Dan bagi yang be­lum, pelanggan diminta
men­datangi&amp;nbsp;&lt;i&gt;workshop-work­shop&lt;/i&gt;&amp;nbsp;Nissan terdekat untuk segera
diperbaiki.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 1.0cm;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;“Perbaikan akan dilakukan se­cara bertahap di
semua&amp;nbsp;&lt;i&gt;work­shop-workshop&lt;/i&gt;&amp;nbsp;Nissan tanpa di­pungut biaya dan
penarikan ini tidak akan meng­ganggu pasar Juke di Indonesia,” tegas
Indrie.Nissan Juke merupakan salah satu mobil sport yang cukup laris di
Indonesia. Pada semester per­tama tahun ini, Nissan telah menjual sebanyak
5.401 unit Juke. Mobil bermesin HR15DE 1.500 cc itu menyumbang 15,6 persen dari
pendapatan Nissan Motor Indonesia. Penarikan Nissan Juke terkait dengan temuan
kerusakan oleh Otoritas Keselamatan Lalu Lintas dan Transportasi Amerika
Serikat (NHTSA). Di Amerika Serikat sebanyak 11.076 unit Nissan Juke buatan 3
Februari - 26 Mei 2012 ditarik lantaran jok belakangnya tidak dilas dengan
baik.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 1.0cm;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Selain jok belakang yang ber­masalah, sebelumnya
pun mobil dengan desain unik ini per­nah bermasalah saat terjadinya ke­celakaan
hingga terbakar di jalan protokol di Jakarta, yang di­gu­na­kan oleh seorang
artis. Pada ke­ce­lakaan tersebut disinyalir Juke yang digunakan mengalami keru­sakan
pada bagian pintu dan mesinnya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 1.0cm;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Sepanjang tahun ini selain Nis­san, beberapa Agen
Tunggal Pe­megang Merek (ATPM) lain­nya juga melakukan&amp;nbsp;&lt;i&gt;recall&lt;/i&gt;&amp;nbsp;ter­hadap
kendaraannya. Sebut saja, PT Astra Daihatsu Motor (ADM) yang pada Mei lalu, me­narik
51 ribu Gran Max Pick Up, Gran Max Mini Bus, dan Gran Max Blind Van dika­renakan
ada­nya keretakan dudukan ban ca­dangan. Sedangkan pada pertengahan Maret 2012,
PT Toyota Astra Motor menarik 363 unit Toyota All New Avanza akibat kerusakan
pa­da suspensi rodanya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 1.0cm;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Arial Narrow&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Narrow&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Contoh
Pelanggaran Norma Dan Etika Dalam Produksi&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Bahan
kosmetik yang disita BPOM Semarang di Purwokerto, Rabu (15/5), diperkirakan
mengandung obat terlarang.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Kepala
BPOM Semarang, Dra Zulaimah MSi Apt, menyebutkan hasil uji laboratorium krim
kecantikan yang disita dari satu satu rumah produksi di Kompleks Perumahan
Permata hijau tersebut, memang masih belum selesai.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&#39;&#39;Tapi
dari daftar bahan baku yang sudah disita, kosmetik tersebut kami perkirakan
mengandung berbagai jenis obat-obat keras yang peredarannya sangat kami
batasi,&#39;&#39; kata Zualimah, saat ditelepon dari Purwokerto, Kamis (16/5).&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Bahkan
baku yang dipergunakan sebagai bahan baku krim tersebut, antara lain berupa
Bahan Kimia Obat (BKO) seperti obat-obatan jenis antibiotik, deksametason,
hingga hidrokuinon. &#39;&#39;Kami belum tahu, apakah obat-obatan BKO tersebut,
dimasukkan dalam krim kosmetik atau tidak, karena masih dilakukan penelitian.
Namun untuk bahan kimia hidrokuinon, kami perkirakan menjadi salah satu bahan
utama pembuatan kosmetik,&#39;&#39; jelasnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Di
Indonesia, kata Zulaimah, bahan aktif Hidrokuinon sangat dibatasi
penggunaannya. Bahan aktif tersebut, hanya diizinkan digunakan dalam kadar yang
sangat sedikit, dalam bahan kosmetik pewarna rambut dan cat kuku atau kitek.
Untuk pewarna rambut, maksimal kadar hidrokuinon hanya 0,3 persen sedangkan
untuk cat kuku hanya 0,02 persen. &#39;&#39;Sedangkan untuk krim kulit, sama sekali
tidak boleh digunakan,&#39;&#39; jelasnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Ia
mengakui, di masa lalu zat aktif hidrokuinin ini memang banyak digunakan untuk
bahan baku krim pemutih atau pencerah hulit. Namun setelah banyak kasus warga
yang mengeluh terjadinya iritasi dan rasa terbakar pada kulit akibat pemakaian
zat hidrokuinon dalam krim pemutih ini, maka penggunaan hidrokuinon dibatasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&#39;&#39;Pemakaian
jangka panjang bisa menyebabkan pigmen kulit yang terpapar zat ini menjadi
mati. Bahkan, setelah sel pigmen mati, kulit bisa berubah menjadi biru
kehitam-hitaman,&#39;&#39; ujarnya menjelaskan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Sementara
mengenai adanya obat antibiotik dan deksametason yang ikut disita, Zulaimah
menyebutkan masih belum tahu penggunaan obat ini. Obat-obatan tersebut,
mestinya merupakan obat oral atau yang dikonsumsi dengan cara minum. Selain
itu, penggunaannya juga dibatasi karena merupakan golongan obat keras.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&#39;&#39;Karena
itu, kami masih belum tahu untuk apa obat-obatan itu. Kita masih melakukan
pengujian, apakah obat-obatan tersebut digunakan sebagai campuran krim tersebut
atau tidak,&#39;&#39; katanya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Petugas
BPOM sebelumnya menyita ribuan kemasan krim pemutih kulit di salah satu rumah
di perumahan Permata Hijau yang merupakan komplek perumahan elite di Kota
Purwokerto. Di rumah yang diduga menjadi rumah tempat pembuatan krim kosmetik,
petugas dari BPOM juga menemukan berbagai bahan baku pembuatan krim.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Penggerebekan
rumah produksi krim kecantikan itu, dilakukan karena rumah produksi tersebut
belum memiliki izin produksi dari BPOM. Sementara penggunaan bahan baku
kosmetik harus mendapat pengawasan ketat, karena penggunaan bahan baku yang
tidak semestinya bisa membahayakan konsumen.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Penggerebekan
dilakukan, setelah petugas BPOM mendapat banyak keluhan dari konsumen yang
mengaku kulitnya terasa terbakar dan mengalami iritasi setelah menggunakan krim
yang dibeli dari salon kecantikan. Setelah dilakukan pengusutan, ternyata krim
tersebut diperoleh dari rumah produksi di Purwokerto.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Zulaimah
menyebutkan, krim pemutih hasil produksi warga Purwokerto ini, dijual ke klinik
klinik dan salon kecantikan di seluruh wilayah Tanah Air. &quot;Dari hasil
catatan transaksi yang kita peroleh, krim pemutih itu banyak dijual di
Semarang, Banyumas, Bali, Jabodetabek dan terbesar di Jabar hingga Bandung,&#39;&#39;
jelasnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Ia
menyebutkan, pemilik rumah produksi yang berinisial S, sudah dalam pengawasan
petugas BPOM. &#39;&#39;Mulai besok akan kami periksa. Bukan tidak mungkin nantinya
akan ada tersangkalain dalam kasus ini,&#39;&#39; jelasnya. Ditambahkannya, pelanggaran
dalam bidang POM, sesuai UU No 35 tahun 2009 bisa dikenai sanksi pidana
maksimal 15 tahun atau denda Rp 1,5 miliar.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Arial Narrow&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Narrow&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Contoh
Pelanggaran Norma Dan Etika Dalam Sumber Daya Manusia&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;PURBALINGGA,
KOMPAS.com Guru yang menyalahi kode etik dalam proses belajar mengajar diminta
tidak langsung diseret ke kepolisian. Kasus pelanggaran etika yang dilakukan
guru diharapkan dapat diselesaikan atau ditangani oleh Dewan Kehormatan Guru
terlebih dahulu. Ketua Persatuan Guru Republik Indonesia (PGRI) Purbalingga
Iskhak telah menandatangani nota kesepakatan antara PGRI dengan Kepolisian
Resor (Polres) Purbalingga terkait perlindungan hukum bagi guru. Hal tersebut
bertujuan untuk memberikan kenyamanan bagi para guru dan tenaga kependidikan
dalam melaksanakan tugasnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Dewan Kehormatan Guru memberikan
penjelasan bahwa permasalahan yang menyangkut kegiatan guru dan tenaga
kependidikan untuk diproses terlebih dahulu jangan langsung dilaporkan ke pihak
yang berwajib atau kepolisian karena dilihat dahulu kesalahan dan pelanggaran
yang dilakukan guru. Kasus pelanggaran etika guru yang ditangani oleh Dewan
Kehormatan Guru ini diharapkan tidak ada lagi guru yang dipidanakan gara-gara
melanggar kode etik guru. Tetapi apabila pelanggaran kode etik guru tidak bisa
ditangani oleh oleh Dewan Kehormatan Guru dan itu sudah merupakan tindak pidana
maka tidak akan lepas dari jerat hukum. Ketua Persatuan Guru Repubik Indonesia
(PGRI) Purbalingga Iskhak menegaskan bahwa selama masih bisa ditangani oleh
Dewan Kehormatan Guru atau belum sampai pada ranah hukum kasusnya masih bisa
diselesaikan secara kekeluargaan tetapi kalau ada indikasi kriminal baru
dilimpahkan kepada polisi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Dari penjelasan Bupati Purbalingga
Heru Sudjatmoko tentang nota kesepahaman antara para guru dan kepolisian
merupakan bagian dari perjuangan guru menjadi guru yang profesional. Meski
demikian, dengan adanya kesepahaman tersebut bukan berarti guru kebal terhadap
hukum tetapi guru harus tetap berhati-hati dengan segala tindakan yang
dimungkinkan dapat menjadi tindak pidana. Baik dalam kegiatan pembelajaran
bahkan hingga kegiatan di luar konteks pembelajaran. Jangan sampai gara-gara
masalah kecil apalagi di luar profesinya, guru jadi tersandung masalah hukum
yang tentu kedudukannya sama di mata hukum.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;Sedangkan dalam kasus ini Kapolres
Purbalingga Ajun Komisaris Besar Ferdy Sambo&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;memberikan penjelasan bahwa selama ini pihak kepolisian telah memberikan
perlindungan bagi para guru contohnya pada saat terjadi intimidasi pada dunia
pendidikan, polres purbalingga cepat menyelesaikan persoalan tersebut.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Arial Narrow&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Narrow&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Contoh
Pelanggaran Norma Dan Etika Dalam Keuangan&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin-left: 35.45pt; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Manipulasi
Laporan Keuangan PT KAI&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin-left: 35.45pt; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Transparansi
serta kejujuran dalam pengelolaan lembaga yang merupakan salah satu derivasi
amanah reformasi ternyata belum sepenuhnya dilaksanakan oleh salah satu badan
usaha milik negara, yakni PT Kereta Api Indonesia. Dalam laporan kinerja
keuangan tahunan yang diterbitkannya pada tahun 2005, ia mengumumkan bahwa
keuntungan sebesar Rp. 6,90 milyar telah diraihnya. Padahal, apabila dicermati,
sebenarnya ia harus dinyatakan menderita kerugian sebesar Rp. 63 milyar.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin-left: 35.45pt; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin-left: 35.45pt; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Kerugian
ini terjadi karena PT Kereta Api Indonesia telah tiga tahun tidak dapat menagih
pajak pihak ketiga. Tetapi, dalam laporan keuangan itu, pajak pihak ketiga
dinyatakan sebagai pendapatan. Padahal, berdasarkan standar akuntansi keuangan,
ia tidak dapat dikelompokkan dalam bentuk pendapatan atau asset. Dengan
demikian, kekeliruan dalam pencatatan transaksi atau perubahan keuangan telah
terjadi di sini.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin-left: 35.45pt; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin-left: 35.45pt; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Arial Narrow&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Di
lain pihak, PT Kereta Api Indonesia memandang bahwa kekeliruan pencatatan
tersebut hanya terjadi karena perbedaan persepsi mengenai pencatatan piutang
yang tidak tertagih. Terdapat pihak yang menilai bahwa piutang pada pihak
ketiga yang tidak tertagih itu bukan pendapatan. Sehingga, sebagai
konsekuensinya PT Kereta Api Indonesia seharusnya mengakui menderita kerugian
sebesar Rp. 63 milyar. Sebaliknya, ada pula pihak lain yang berpendapat bahwa
piutang yang tidak tertagih tetap dapat dimasukkan sebagai pendapatan PT Kereta
Api Indonesia sehingga keuntungan sebesar Rp. 6,90 milyar dapat diraih pada
tahun tersebut. Diduga, manipulasi laporan keuangan PT Kereta Api Indonesia
telah terjadi pada tahun-tahun sebelumnya. Sehingga, akumulasi permasalahan
terjadi disini.&lt;/span&gt;&lt;/div&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footer&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;35&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;caption&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of figures&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope return&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;line number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;page number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of authorities&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;macro&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;toa heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/4900059190420290887/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/03/contoh-kasus-norma-dan-etika-dalam.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/4900059190420290887'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/4900059190420290887'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/03/contoh-kasus-norma-dan-etika-dalam.html' title='Contoh Kasus Norma dan Etika dalam Pemasaran, Produksi, SDM, dan Keuangan'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-6791904506679247057</id><published>2020-03-17T21:35:00.001+07:00</published><updated>2020-03-17T21:46:26.407+07:00</updated><title type='text'>Model Etika dalam Bisnis : Sumber Nilai Etika dan Faktor-faktor yang Mempengaruhi Etika Manajerial</title><content type='html'>&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
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   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
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   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
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   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
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   Name=&quot;List Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 6&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hashtag&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
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   Name=&quot;Smart Link&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
 {mso-style-name:&quot;Table Normal&quot;;
 mso-tstyle-rowband-size:0;
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 mso-style-noshow:yes;
 mso-style-priority:99;
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 mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
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 mso-para-margin-right:0cm;
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 mso-pagination:widow-orphan;
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 mso-ascii-font-family:Calibri;
 mso-ascii-theme-font:minor-latin;
 mso-hansi-font-family:Calibri;
 mso-hansi-theme-font:minor-latin;
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 mso-fareast-language:IN;}
&lt;/style&gt;
&lt;![endif]--&gt;

&lt;br /&gt;
&lt;ul&gt;
&lt;li&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;b&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Model Etika dalam Bisnis&lt;/span&gt;&lt;/b&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 36.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Carroll dan Buchollz (2005) membagi tiga
tingkatan manajemen dilihat dari cara para pelaku bisnis dalam menerapkan etika
dalam bisnisnya :&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;b&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;u&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Immoral Manajemen&lt;/span&gt;&lt;/u&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Immoral manajemen merupakan tingkatan
terendah dari model manajemen dalam menerapkan prinsip-prinsip etika bisnis.
Manajer yang memiliki manajemen tipe ini pada umumnya sama sekali tidak
mengindahkan apa yang dimaksud dengan moralitas, baik dalam internal organisasinya
maupun bagaimana dia menjalankan aktivitas bisnisnya. Para pelaku bisnis yang
tergolong pada tipe ini, biasanya memanfaatkan kelemahan-kelemahan dan
kelengahan-kelengahan dalam komunitas untuk kepentingan dan keuntungan diri
sendiri, baik secara individu atau kelompok mereka. Kelompok manajemen ini
selalu menghindari diri dari yang disebut etika. Bahkan hukum dianggap sebagai
batu sandungan dalam menjalankan bisnisnya.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;u&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Amoral Manajemen&lt;/span&gt;&lt;/u&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Tingkatan kedua dalam aplikasi etika dan
moralitas dalam manajemen adalah amoral manajemen. Berbeda dengan immoral
manajemen, manajer dengan tipe manajemen seperti ini sebenarnya bukan tidak
tahu sama sekali etika atau moralitas. Ada dua jenis lain manajemen tipe amoral
ini, yaitu Pertama, manajer yang tidak sengaja berbuat amoral (&lt;i&gt;unintentional&lt;/i&gt;
amoral manager). Tipe ini adalah para manajer yang dianggap kurang peka, bahwa
dalam segala keputusan bisnis yang diperbuat sebenarnya langsung atau tidak
langsung akan memberikan efek pada pihak lain. Oleh karena itu, mereka akan
menjalankan bisnisnya tanpa memikirkan apakah aktivitas bisnisnya sudah
memiliki dimensi etika atau belum. Manajer tipe ini mungkin saja punya niat
baik, namun mereka tidak bisa melihat bahwa keputusan dan aktivitas bisnis
mereka apakah merugikan pihak lain atau tidak. Tipikal manajer seperti ini
biasanya lebih berorientasi hanya pada hukum yang berlaku, dan menjadikan hukum
sebagai pedoman dalam beraktivitas. Kedua, tipe manajer yang sengaja berbuat
amoral. Manajemen dengan pola ini sebenarnya memahami ada aturan dan etika yang
harus dijalankan, namun terkadang secara sengaja melanggar etika tersebut
berdasarkan pertimbangan-pertimbangan bisnis mereka, misalnya ingin melakukan
efisiensi dan lain-lain. Namun manajer tipe ini terkadang berpandangan bahwa etika
hanya berlaku bagi kehidupan pribadi kita, tidak untuk bisnis. Mereka percaya
bahwa aktivitas bisnis berada di luar dari pertimbangan-pertimbangan etika dan
moralitas.&lt;br /&gt;
Widyahartono (1996) mengatakan prinsip bisnis amoral itu menyatakan “bisnis
adalah bisnis dan etika adalah etika, keduanya jangan dicampur-adukkan”. Dasar
pemikirannya sebagai berikut :&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level3 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Bisnis adalah suatu bentuk persaingan yang mengutamakan
dan mendahulukan kepentingan ego-pribadi. Bisnis diperlakukan seperti permainan
&lt;i&gt;(game)&lt;/i&gt; yang aturannya sangat berbeda dari aturan yang ada dalam
kehidupan sosial pada umumnya.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level3 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Orang yang mematuhi aturan moral dan ketanggapan sosial &lt;i&gt;(social
responsiveness)&lt;/i&gt; akan berada dalam posisi yang tidak menguntungkan di tengah
persaingan ketat yang tak mengenal &lt;i&gt;“values”&lt;/i&gt; yang menghasilkan segala
cara.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level3 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Wingdings; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Kalau suatu praktek bisnis dibenarkan secara legal
(karena sesuai dengan aturan hukum yang berlaku dan karena &lt;i&gt;law enforcement &lt;/i&gt;nya
lemah), maka para penganut bisnis amoral itu justru menyatakan bahwa praktek
bisnis itu secara “moral mereka” (kriteria atau ukuran mereka) dapat
dibenarkan. Pembenaran diri itu merupakan sesuatu yang ”wajar’ menurut mereka.
Bisnis amoral dalam dirinya meskipun ditutup-tutupi tidak mau menjadi “agen
moral” karena mereka menganggap hal ini membuang-buang waktu, dan mematikan usaha
mencapai laba.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo2; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Moral Manajemen&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Tingkatan tertinggi dari penerapan
nilai-nilai etika atau moralitas dalam bisnis adalah moral manajemen. Dalam
moral manajemen, nilai-nilai etika dan moralitas diletakkan pada level standar
tertinggi dari segala bentuk perilaku dan aktivitas bisnisnya. Manajer yang
termasuk dalam tipe ini hanya menerima dan mematuhi aturan-aturan yang berlaku
namun juga terbiasa meletakkan prinsip-prinsip etika dalam kepemimpinannya.
Seorang manajer yang termasuk dalam tipe ini menginginkan keuntungan dalam
bisnisnya, tapi hanya jika bisnis yang dijalankannya secara legal dan juga
tidak melanggar etika yang ada dalam komunitas, seperti keadilan, kejujuran,
dan semangat untuk mematuhi hukum yang berlaku. Hukum bagi mereka dilihat
sebagai minimum etika yang harus mereka patuhi, sehingga aktivitas dan tujuan
bisnisnya akan diarahkan untuk melebihi dari apa yang disebut sebagai tuntutan
hukum. Manajer yang bermoral selalu melihat dan menggunakan prinsip-prinsip
etika seperti, keadilan, kebenaran, dan aturan-aturan emas &lt;i&gt;(golden rule)&lt;/i&gt;
sebagai pedoman dalam segala keputusan bisnis yang diambilnya.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;b&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Sumber Nilai Etika&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Agama&lt;br /&gt;
Agama adalah sumber dari segala moral dalam etika apapun dengan kebenarannya
yang absolut. Tiada keraguan dan tidak boleh diragukan nilai-nilai etika yang
bersumber dari agama. Agama berkorelasi kuat dengan moral. Setiap agama
mengandung ajaran moral atau etika yang di jadikan pegangan bagi para
penganutnya. Pada umumnya, kehidupan beragama yang baik akan menghasilkan
kehidupan moral yang baik pula. Orang-orang dalam organisasi bisnis secara luas
harus menganut nilai shiddiq, tabligh, amanah dan fathanah.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Filsafat&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Sumber utama nilai-nilai etika yang dapat
dijadikan sebagai acuan dan referensi dalam pengelolaan dan pengendalian
perilaku pebisnis dengan aktivitas usaha bisnisnya adalah filsafat.
Ajaran-ajaran filsafat tersebut mengandung nilai-nilai kebenaran yang bersumber
dari pemikiran-pemikiran filsuf dan ahli filsafat yang terus berkembang sesuai
dengan perkembangan zaman.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Budaya&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Referensi penting lainnya yang dapat
dimanfaatkan sebagai acuan etika bisnis adalah pengalaman dan perkembangan
budaya, baik budaya dari suatu bangsa maupun budaya yang bersumber dari
berbagai negara (Cracken, 1986). Budaya yang mengalami transisi akan melahirkan
nilai, aturan-aturan dan standar-standar yang diterima oleh suatu komunitas
tertentu dan selanjutnya diwujudkan dalam perilaku seseorang, suatu kelompok
atau suatu komunitas yang lebih besar.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo3; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Hukum&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Hukum merupakan aturan hidup yang bersifat
memaksa dan si pelanggar dapat diberi tindakan hukum yang tegas dan nyata.
Hukum moral dalam banyak hal lebih banyak mewarnai nilai-nilai etika. Hukum
moral adalah tuntunan perilaku manusia yang ditaati karena kesadaran yang
bersumber pada hati nurani dan bertujuan untuk mencapai kebahagiaan.&lt;br /&gt;
Selain hukum moral yang biasanya tidak tertulis dan hanya ditulis untuk
penjelasan informasi semata, etika bisnis juga mengadopsi aturan-aturan yang
berlaku pada suatu daerah, negara atau kesepakatan-kesepakatan hukum
internasional. Harapan-harapan etika ditentukan oleh hukum yang berlaku itu. Hukum
mengatur serta mendorong perbaikan masalah yang dipandang buruk atau baik dalam
suatu komunitas. Sayangnya hingga saat ini kita masih menemukan kendala-kendala
penyelenggaraan hukum etika di Indonesia.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 54.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;b&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Faktor- Faktor yang Mempengaruhi Etika
Manajerial&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level2 lfo3; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Leadership&lt;br /&gt;
Satu hal penting dalam penerapan etika bisnis di perusahaan adalah peran
seorang pemimpin/leadership. Pemimpin menjadi pemegang kunci pelaksanaan yang
senantiasa dilihat oleh seluruh karyawan. Di berbagai kondisi, saat krisis
sekalipun, seorang pemimpin haruslah memiliki kinerja emosional &amp;amp; etika
yang tinggi. Pada prakteknya, dibutuhkan kecerdasan intelektual, emosional dan
spiritual dari seorang pemimpin dalam penerapan etika bisnis ini.&lt;br /&gt;
Kepemimpinan yang baik dalam bisnis adalah kepemimpinan yang beretika. Etika
dalam berbisnis memberikan batasan akan apa yang yang sebaiknya dilakukan dan
tidak. Pemimpin sebagai role model dalam penerapan etika bisnis, akan mampu
mendorong karyawannya untuk terus berkembang sekaligus memotivasi agar
kapabilitas karyawan teraktualisasi.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level2 lfo3; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Strategi dan Performasi&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Fungsi yang penting dari sebuah manajemen
adalah untuk kreatif dalam menghadapi tingginya tingkat persaingan yang membuat
perusahaannya mencapai tujuan perusahaan terutama dari sisi keuangan tanpa
harus menodai aktivitas bisnisnya berbagai kompromi etika. Sebuah perusahaan
yang jelek akan memiliki kesulitan besar untuk menyelaraskan target yang ingin
dicapai perusahaannya dengan standar-standar etika. Karena keseluruhan strategi
perusahaan yang disebut &lt;i&gt;excellence&lt;/i&gt; harus bisa melaksanakan seluruh
kebijakan-kebijakan perusahaan guna mencapai tujuan perusahaan dengan cara yang
jujur.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level2 lfo3; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Karakter Individu&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Perjalanan hidup suatu perusahaan tidak lain
adalah karena peran banyak individu dalam menjalankan fungsi-fungsinya dalam
perusahaan tersebut. Perilaku para individu ini tentu akan sangat mempengaruhi
pada tindakan-tindakan mereka di tempat kerja atau dalam menjalankan aktivitas
bisnisnya.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Semua kualitas individu nantinya akan
dipengaruhi oleh beberapa faktor-faktor yang diperoleh dari luar dan kemudian
menjadi prinsip yang dijalani dalam kehidupannya dalam bentuk perilaku.
Faktor-faktor tersebut yang pertama adalah pengaruh budaya, pengaruh budaya ini
adalah pengaruh nilai-nilai yang dianut dalam keluarganya. Seorang berasal dari
keluarga tentara, mungkin saja dalam keluarganya di didik dengan disiplin yang
kuat, anak anaknya harus beraktivitas sesuai dengan aturan yang diterapkan
orang tuanya yang kedua, perilaku ini akan dipengaruhi oleh lingkungannya yang
diciptakan di tempat kerjanya. Aturan di tempat kerja akan membimbing individu
untuk menjalankan peranannya di tempat kerja. Peran seseorang dalam organisasi
juga akan menentukan perilaku dalam organisasi, seseorang yang berperan sebagai
direktur perusahaan, akan merasa bahwa dia adalah pemimpin dan akan menjadi
panutan bagi para karyawannya, sehingga dalam bersikap dia pun akan mencoba
menjadi orang yang dapat dicontoh oleh karyawannya, misalnya dia akan selalu
datang dan pulang sesuai jam kerja yang ditentukan oleh perusahaan. Faktor yang
ketiga adalah berhubungan dengan lingkungan luar tempat dia hidup berupa
kondisi politik dan hukum, serta pengaruh–pengaruh perubahan ekonomi. Moralitas
seseorang juga ditentukan dengan aturan-aturan yang berlaku dan kondisi negara
atau wilayah tempat tinggalnya saat ini. Ke semua faktor ini juga akan terkait
dengan status individu tersebut yang akan melekat pada diri individu tersebut
yang terwujud dari tingkah lakunya.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level2 lfo3; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-bidi-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-fareast-font-family: &amp;quot;Arial Nova Light&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Budaya Organisasi&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Budaya organisasi adalah suatu kumpulan
nilai-nilai, norma-norma, ritual dan pola tingkah laku yang menjadi
karakteristik suatu organisasi. Setiap budaya perusahaan akan memiliki dimensi
etika yang didorong tidak hanya oleh kebijakan-kebijakan formal perusahaan,
tapi juga karena kebiasaan-kebiasaan sehari-hari yang berkembang dalam
organisasi perusahaan tersebut, sehingga kemudian dipercayai sebagai suatu
perilaku, yang bisa ditandai mana perilaku yang pantas dan mana yang tidak
pantas.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 90.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;Budaya-budaya perusahaan inilah yang membantu
terbentuknya nilai dan moral di tempat kerja, juga moral yang dipakai untuk
melayani para stakeholdernya. Aturan-aturan dalam perusahaan dapat dijadikan
yang baik. Hal ini juga sangat terkait dengan visi dan misi perusahaan.&lt;br /&gt;
Banyak hal-hal lain yang bisa kita jadikan contoh bentuk budaya dalam
perusahaan. Ketika masuk dalam sebuah bank, misalnya, satpam bank selalu
membukakan pintu untuk pengunjung dan selalu mengucapkan salam, seperti selamat
pagi ibu…selamat sore pak…sambil menundukkan badannya, dan nilai-nilai
sebagiannya. Ini juga budaya perusahaan, yang dijadikan kebiasaan sehari-hari
perusahaan.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;b&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;DAFTAR PUSTAKA :&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style=&quot;background: white; line-height: 115%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-color-alt: windowtext;&quot;&gt;&lt;a href=&quot;http://danisapujiati94.blogspot.com/2015/10/model-etika-dalam-bisnis-sumber-nilai.html?m=1&quot; target=&quot;_top&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;http://danisapujiati94.blogspot.com/2015/10/model-etika-dalam-bisnis-sumber-nilai.html?m=1&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 115%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial Nova Light&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-themecolor: text1;&quot;&gt;https://www.google.com/amp/s/sitinovianti.wordpress.com/2015/10/24/model-etika-dalam-bisnis-sumber-nilai-etika-dan-faktor-faktor-yang-mempengaruhi-etika-manajerial/amp/&lt;/span&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/6791904506679247057/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/03/model-etika-dalam-bisnis-sumber-nilai.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/6791904506679247057'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/6791904506679247057'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/03/model-etika-dalam-bisnis-sumber-nilai.html' title='Model Etika dalam Bisnis : Sumber Nilai Etika dan Faktor-faktor yang Mempengaruhi Etika Manajerial'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-7075732291676048644</id><published>2020-01-15T18:25:00.000+07:00</published><updated>2020-01-15T18:25:38.474+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>BAB XII : Pembangunan Koperasi di Negara Berkembang</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;line number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;page number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of authorities&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;macro&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;toa heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hashtag&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Link&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
 {mso-style-name:&quot;Table Normal&quot;;
 mso-tstyle-rowband-size:0;
 mso-tstyle-colband-size:0;
 mso-style-noshow:yes;
 mso-style-priority:99;
 mso-style-parent:&quot;&quot;;
 mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
 mso-para-margin-top:0cm;
 mso-para-margin-right:0cm;
 mso-para-margin-bottom:8.0pt;
 mso-para-margin-left:0cm;
 line-height:107%;
 mso-pagination:widow-orphan;
 font-size:11.0pt;
 font-family:&quot;Calibri&quot;,sans-serif;
 mso-ascii-font-family:Calibri;
 mso-ascii-theme-font:minor-latin;
 mso-hansi-font-family:Calibri;
 mso-hansi-theme-font:minor-latin;
 mso-bidi-font-family:&quot;Times New Roman&quot;;
 mso-bidi-theme-font:minor-bidi;
 mso-ansi-language:EN-US;
 mso-fareast-language:EN-US;}
&lt;/style&gt;
&lt;![endif]--&gt;

&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Sejarah kelahiran dan berkembangnya koperasi
di negara maju (barat) dan negara berkembang memang sangat diametral. Di barat
koperasi lahir sebagai gerakan untuk melawan ketidakadilan pasar, oleh karena
itu tumbuh dan berkembang dalam suasana persaingan pasar.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Bahkan dengan kekuatannya itu koperasi meraih
posisi tawar dan kedudukan penting da lam konstelasi kebijakan ekonomi termasuk
dalam perundingan internasional.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Peraturan perundangan yang mengatur koperasi
tumbuh kemudian sebagai tuntutan masyarakat koperasi dalam rangka melindungi
dirinya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Di negara berkembang koperasi dirasa perlu
dihadirkan dalam kerangka membangun institusi yang dapat menjadi mitra negara
dalam menggerakkan pembangunan untuk mencapai kesejahteraan masyarakat.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Oleh karena itu kesadaran antara kesamaan dan
kemuliaan tujuan negara dan gerakan koperasi dalam memperjuangkan peningkatan
kesejahteraan masyarakat ditonjolkan di negara berkembang, baik oleh pemerintah
kolonial maupun pemerintahan bangsa sendiri setelah kemerdekaan, berbagai
peraturan perundangan yang mengatur koperasi dilahirkan dengan maksud
mempercepat pengenalan koperasi dan memberikan arah bagi pengembangan koperasi
serta dukungan/perlindungan yang diperlukan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pembangunan koperasi dapat diartikan sebagai
proses perubahan yang menyangkut kehidupan perkoperasian Indonesia guna
mencapai kesejahteraan anggotanya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Tujuan pembangunan koperasi di Indonesia
adalah menciptakan keadaan masyarakat khususnya anggota koperasi agar mampu
mengurus dirinya sendiri.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo1; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;Permasalahan dalam
Pembangunan Koperasi&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi bukan kumpulan modal, dengan demikian
tujuan pokoknya harus benar-benar mengabdi untuk kepentingan anggota dan
masyarakat di sekitarnya. Pembangunan koperasi di Indonesia dihadapkan pada dua
masalah pokok yaitu :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l5 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Masalah internal koperasi
antara lain: kurangnya pemahaman anggota akan manfaat koperasi dan pengetahuan
tentang kewajiban sebagai anggota. Harus ada sekelompok orang yang punya
kepentingan ekonomi bersama yang bersedia bekerja sama dan mengadakan ikatan
sosial. Dalam kelompok tersebut harus ada tokoh yang berfungsi sebagai penggerak
organisatoris untuk menggerakkan koperasi ke arah sasaran yang benar.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l5 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Masalah eksternal koperasi
antara lain iklim yang mendukung pertumbuhan koperasi belum selaras dengan
kehendak anggota koperasi, seperti kebijakan pemerintah yang jelas dan efektif
untuk perjuangan koperasi, sistem prasarana, pelayanan, pendidikan, dan
penyuluhan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l7 level1 lfo3; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;Kunci Pembangunan Koperasi&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Untuk meningkatkan kualitas koperasi,
diperlukan keterkaitan timbal balik antara manajemen profesional dan dukungan
kepercayaan dari anggota.&lt;br /&gt;
Mengingat tantangan yang harus dihadapi koperasi pada waktu yang akan datang
semakin besar, maka koperasi perlu dikelola dengan menerapkan manajemen yang
profesional serta menetapkan kaidah efektivitas dan efisiensi. Untuk keperluan
ini, koperasi dan pembina koperasi perlu melakukan pembinaan dan pendidikan
yang lebih intensif untuk tugas-tugas operasional.&lt;br /&gt;
Dalam melaksanakan tugas tersebut, apabila belum mempunyai tenaga profesional
yang tetap, dapat dilakukan dengan bekerja sama dengan lembaga-lembaga pendidikan
yang terkait.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kendala yang dihadapi masyarakat dalam
mengembangkan koperasi di negara berkembang adalah sebagai berikut :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo4; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;a) Sering koperasi hanya
dianggap sebagai organisasi swadaya yang otonom partisipatif dan demokratis
dari rakyat kecil (kelas bawah) seperti petani, pengrajin, pedagang dan
pekerja/buruh&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo4; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;b) Disamping itu ada
berbagai pendapat yang berbeda dan diskusi-diskusi yang controversial mengenai
keberhasilan dan kegagalan seta dampak koperasi terhadapa proses pembangunan
ekonomi social di negara-negara dunia ketiga (sedang berkembang) merupakan alas
an yang mendesak untuk mengadakan perbaikan tatacara evaluasi atas
organisasi-organisasi swadaya koperasi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo4; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;c) Kriteria ( tolok ukur)
yang dipergunakan untuk mengevaluasi koperasi seperti perkembangan anggota, dan
hasil penjualan koperasi kepada anggota, pangsa pasar penjualan koperasi, modal
penyertaan para anggota, cadangan SHU, rabat dan sebagainya, telah dan masih
sering digunakan sebagai indikator mengenai efisiensi koperasi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Konsepsi mengenai sponsor pemerintah dalam
perkembangan koperasi yang otonom dalam bentuk model tiga tahap, yaitu :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo5; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;a) Tahap pertama :
Offisialisasi&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Mendukung perintisan pembentukan Organisasi
Koperasi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Tujuan utama selama tahap ini adalah merintis
pembentukan koperasi dari perusahaan koperasi, menurut ukuran, struktur dan
kemampuan manajemennya,cukup mampu melayani kepentingan para anggotanya secara
efisien dengan menawarkan barang dan jasa yang sesuai dengan tujuan dan
kebutuhannya dengan harapan agar dalam jangka panjang mampu dipenuhi sendiri
oleh organisasi koperasi yang otonom.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Terdapat 2 jenis kebijakan dan program yang
berkaitan dengan pengkoperasian, yaitu :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo6; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kebijakan dan program
pendukung yang diarahkan pada perintisan dan pembentukan organisasi koperasi,
kebijakan dan program ini dapat dibedakan pula, atas kebijakan dan program
khusus misalnya untuk :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;– Membangkitkan motivasi, mendidik dan
melatih para anggota dan para anggota pengurus kelompok koperasi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;– Membentuk perusahaan koperasi ( termasuk
latihan bagi para manager dan karyawan)&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;– Menciptakan struktur organisasi koperasi
primer yang memadai ( termasuk sistem kontribusi dan insentif, serta pengaturan
distribusi potensi yang tersedia) dan,&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;– Membangun sistem keterpaduan antar lembaga
koperasi sekunder dan tersier yang memadai.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kebijakan dan program
diarahkan untuk mendukung perekonomian para anggota, masing-masing, dan yang
dilaksanakan melalui koperasi terutama perusahaan koperasi yang berperan
seperti organisasi-organisasi pembangunan lainnya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;b) Tahap kedua : De
Offisialisasi&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Melepaskan koperasi dari ketergantungannya
pada sponsor dan pengawasan teknis, Manajemen dan keuangan secara langsung dari
organisasi yand dikendalikan oleh Negara.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Tujuan utama dari tahap ini adalah mendukung
perkembangan sendiri koperasi ketingkat kemandirian dan otonomi artinya,
bantuan, bimbingan dan pengawasan atau pengendalian langsung harus dikurangi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kelemahan-kelemahan dalam penerapan kebijakan
dan program yang mensponsori pengembangan koperasi :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;1) Untuk membangkitkan motivasi para petani
agar menjadi anggota koperasi desa, ditumbuhkan harapan-harapan yang tidak
realistis pada kerjasama dalam koperasi bagi para anggota dan diberikan
janji-janji mengenai perlakuan istimewa melalui pemberian bantuan pemerintah.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;2) Selama proses pembentukan koperasi
persyaratan dan kriteria yang yang mendasari pembentukan kelompok-kelompok
koperasi yang kuatdan, efisien, dan perusahaan koperasi yang mampu
mempertahankan kelangsungan hidupnya secara otonom, tidak mendapat pertimbangan
yang cukup.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;3) Karena alas an-alasan administrative,
kegiatan pemerintah seringkali dipusatkan pada pembentukan perusahaan koperasi,
dan mengabaikan penyuluhan, pendidikan dan latihan para naggota, anggota
pengurus dan manajer yang dinamis, dan terutama mengabaikan pula
strategi-strategi yang mendukung perkembangan sendiri atas dasar keikutsertaan
anggota koperasi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;4) Koperasi telah dibebani dengan tugas-tugas
untuk menyediakan berbagai jenis jasa bagi para anggotanya (misalnya kredit),
sekalipun langkah-langkah yang diperlukan dan bersifat melengkapi belum
dilakukan oleh badan pemerintah yang bersangkutan (misalnya penyuluhan)&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;5) Koperasi telah diserahi tugas, atau
ditugaskan untuk menangani program pemerintah, walaupun perusahaan koperasi
tersebut belum memiliki kemampuan yang diperlukan bagi keberhasilan pelaksanaan
tugas dan program itu&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;6) Tujuan dan kegiatan perusahaan koperasi
(yang secara administratif dipengaruhi oleh instansi dan pegawai pemerintah)
tidak cukup mempertimbangkan, atau bahkan bertentangan dengan, kepentingan dan
kebutuhan subyektif yang mendesak, dan tujuan-tujuan yang berorientasi pada
pembangunan para individu dan kelompok anggota.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Secara singkat dapat dibedakan tiga tipe
konflik tujuan yang satu sama lain tidak cukup serasi, yaitu :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi serba usaha yang
diarahkan untuk melaksanakan membawa pengaruh negatif terhadap kepentingan
anggota atau fungsi-fungsi yang merupakan tugas instansi pemerintah, yang
terhadap loyalitas hubungan antara anggota dan manajer&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Perusahaan koperasi diarahkan
bertentangan dengan kepentngan paraanggota untuk menjual hasil produksi para
anggota engan harga yang lebih rendah dari harga pasar sebagai satu bentuk
sumbangan terhadap stabilisasi harga secara umum.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Mungkin terkandung maksud
atau asumsi bahwa perusahaan koperasi dapat meningkatkan kepentingan yang nyata
atau sesungguhnya dari para anggota dan merangsang perubahan sosial ekonomi
itu,tidak dipertimbangkan secara matang keadaan nyata dari para petani kecil
yang menjadi anggota, struktur lahan dan pola produksi mereka, kebutuhan dan
tujuan mereka.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;Perkembangan koperasi sebagai Organisasi mandiri
yang otonom&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Setelah berhasil mencapai tingkat swadaya dan
otonom, koperasi-koperasi yang sebelumnya disponsori oleh Negara dan
mengembangkan dirinya sebagai organisasi swadaya koperasi bekerja sama dan
didukung oleh lembaga-lembaga koperasi sekunder dan tersier.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kesimpulan :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pendekatan pengembangan koperasi sebagai
instrumen pembangunan terbukti menimbulkan kelemahan dalam menjadikan dirinya
sebagai koperasi yang memegang prinsip-prinsip koperasi dan sebagai badan usaha
yang kompetitif. Reformasi kelembagaan koperasi menuju koperasi dengan
jatidirinya akan menjadi agenda panjang yang harus dilalui oleh koperasi di
Indonesia.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Dalam kerangka otonomi daerah perlu penataan
lembaga keuangan koperasi (koperasi simpan pinjam) untuk memperkokoh pembiayaan
kegiatan ekonomi di lapisan terbawah dan menahan arus ke luar potensi
sumberdaya lokal yang masih diperlukan. Pembenahan ini akan merupakan elemen
penting dalam membangun sistem pembiayaan mikro di tanah air yang merupakan
tulang punggung gerakan pemberdayaan ekonomi rakyat.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: 6.0pt; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Daftar Pustaka :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-color-alt: windowtext;&quot;&gt;&lt;a href=&quot;http://dhonyaditya.wordpress.com/2011/11/23/pembangunan-koperasi-di-negara-berkembang/&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;border: none windowtext 1.0pt; color: black; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;http://dhonyaditya.wordpress.com/2011/11/23/pembangunan-koperasi-di-negara-berkembang/&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: normal; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-color-alt: windowtext;&quot;&gt;&lt;a href=&quot;http://nancisitio.blogspot.com/2012/12/pembangunan-koperasi-di-negara.html&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;border: none windowtext 1.0pt; color: black; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;http://nancisitio.blogspot.com/2012/12/pembangunan-koperasi-di-negara.html&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; mso-ansi-language: EN-ID; mso-bidi-font-family: Tahoma; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/7075732291676048644/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/01/bab-xii-pembangunan-koperasi-di-negara.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/7075732291676048644'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/7075732291676048644'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/01/bab-xii-pembangunan-koperasi-di-negara.html' title='BAB XII : Pembangunan Koperasi di Negara Berkembang'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-5503087212925692536</id><published>2020-01-15T18:15:00.001+07:00</published><updated>2020-01-15T18:25:38.408+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>BAB XI : PERAN KOPERASI DI BERBAGAI KEADAAN PERSAINGAN</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;div&gt;

&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;a.&amp;nbsp;&lt;b&gt;&lt;u&gt;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;PASAR PERSAINGAN SEMPURNA (perfect competitive
market)&lt;/span&gt;&lt;/u&gt;&lt;/b&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Ciri-ciri Pasar Pesaingan Sempurna :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;ol style=&quot;text-align: left;&quot;&gt;
&lt;li&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Adanya penjual dan pembeli yang sangat banyak.&lt;/span&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;
Banyaknya penjual dan pembeli menyebabkan masing-masing pihak tidak dapat
mempengaruhi harga. Harga ditentukan oleh mekanisme permintaan dan penawaran di
pasar&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Produk yang dijual perusahaan adalah sejenis (homogen).&lt;/span&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;
Produk yang ditawarkan adalah sama dalam segala hal. Dalam pikiran pembeli,
masing-masing hasil produksi suatu perusahaan dilihat sebagai sebuah substitusi
yang sempurna untuk hasil produksi dari perusahaan lain di pasaran. Akibatnya
penentuan pembelian oleh konsumen tidak tergantung kepada siapa yang menjual
produk tersebut.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/li&gt;
&lt;li style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Perusahaan bebas untuk masuk dan keluar. Masing-masing penjual ataupun
pembeli mempunyai kebebasan untuk masuk dan keluar pasar. Tidak turut sertanya
salah satu pengusaha atau pembeli dalam pasar tersebut, tidak akan berpengaruh
kepada harga pasar, karena jumlah produk yang ditarik/dibeli sedemikian
kecilnya sehingga dapat diabaikan jika dibandingkan dengan total produk yang
terdapat di pasar.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Para pembeli dan penjual memiliki informasi yang sempurna.&lt;/span&gt;&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;
Para penjual dan pembeli mempunyai informasi yang lengkap mengenai kondisi
pasar, struktur harga, dan kuantitas barang yang sesungguhnya. Keterangan ini
mudah didapat dan tidak memerlukan biaya yang besar (costless).&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/li&gt;
&lt;/ol&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Berdasarkan kondisi di atas, dapat diamati keseimbangan / ekuilibrium
dari suatu badan usaha koperasi untuk jangka waktu pendek, menengah, dan jangka
panjang. Dalam struktur&amp;nbsp;&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;pasar persaingan sempurna,
harga ditentukan oleh keseimbangan permintaan (demand) dengan penawaran (supply).&lt;/span&gt;&lt;/b&gt;&amp;nbsp;Oleh
sebab itu, perusahaan yang bersaing dalam pasar persaingan sempurna disebut
penerima harga (price taker).&amp;nbsp;&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;Jadi apabila koperasi masuk dan
menjual produknya ke pasar yang mempunyai struktur bersaing sempurna, maka
koperasi hanya dapat mengikuti harga pasar sebagai harga jual produknya.&lt;/span&gt;&lt;/b&gt;&amp;nbsp;Koperasi
tidak akan dapat mempengaruhi harga, walaupun seluruh produk anggotanya
dikumpul dan dijual melalui koperasi.&lt;br /&gt;
Oleh karena itu, persaingan “harga” tidak cocok diterapkan oleh para pelaku
bisnis termasuk koperasi di pasar bersaing sempurna. Untuk mendapatkan
keuntungan yang lebih besar, maka koperasi harus mampu bersaing dalam hal
“biaya”.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;u&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;b. PASAR MONOPOLISTIK ( monopolistik competition )&lt;/span&gt;&lt;/u&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Ciri-ciri pasar persaingan monopolistik sebagai berikut:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;ol style=&quot;text-align: justify;&quot;&gt;
&lt;li&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Adanya penjual yang banyak. Namun jumlahnya tidak
sebanyak pasar persaingan sempurna,apabila sudah ada beberapa perusahaan maka
pasar monopolistic sudah dapat&amp;nbsp;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;terwujud.Yang&lt;/span&gt;&amp;nbsp;terpenting
tidak ada satu pun perusahaan yang ukurannya tidak lebih besar dari perusahaan
lain.Keadaan ini menyebabkan produksi perusahaan relative kecil dibandingkan
keseluruhan produksi dalam keseluruhan pasar. &lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Produk yang dihasilkan
beragam (heterogen). Produk yang dihasilkan
berbeda secara fisik,pengemasan,perbedaan dalam bentuk “jasa perusahaan setelah
penjualan” dan perbedaan dalam cara membayar barang yang dibeli.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Persaingan promosi
penjualan sangat aktif. Harga bukan penentu utama
dari besarnya pasar dari perusahaan-perusahaan dalam pasar&amp;nbsp;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;monopolistic.Untuk&lt;/span&gt;&amp;nbsp;menarik pelanggan perusahaan
melakukan perbaikan mutu dan desain barang,melakukan kegiatan iklan yang
terus-menerus, memberikan syarat penjualan yang menarik,dan sebagainya.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Keluar masuk industry
relative mudah. Tetapi tidak semudah pasar
persaingan sempurna &amp;nbsp;beberapa faktor yang membedakan yaitu : modal yang
diperlukan relative besar; perusahaan harus menghasilkan barang yang berbeda
dengan yang sudah tersedia di pasar; perusahaan harus mempromosikan barang
tersebut agar memperoleh&amp;nbsp;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;pelanggan.Jika&lt;/span&gt;&amp;nbsp;ada
perusahaan baru ingin memasuki pasar ini maka harus menghasilkan produk yang
yang lebih menarik dari yang sudah ada di pasar.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Perusahaan mempunyai
sedikit kekuasaan mempengaruhi harga. Kekuasaan mempengaruhi
harga ini diakibatkan dari sifat barang yang dihasilkan yaitu bersifat berbeda.Perbedaan
ini membuat pembeli bersifat memilih,yaitu lebih menyukai barang dari suatu
perusahaan tertentu dan kurang menyukai barang dari perusahaan&amp;nbsp;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;lainnya.Maka&lt;/span&gt;&amp;nbsp;apabila perusahaan menaikan harga maka ia
tetap dapat menarik pembeli&amp;nbsp; dan jika menurunkan harga tidak mudah untuk
menjual semua produk yang dihasilkan.Banyak konsumen masih membeli barang yang
dihasilkan perusahaan walaupun harganya relative mahal.&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Oleh karena itu, apabila koperasi ingin memaksimumkan keuntungannya
dalam struktur pasar monopolistic, maka secara teoritis, koperasi harus mampu
menghasilkan produk yang sangat berbeda dengan yang dihasilkan oleh pengusaha
lain. Tentu strategi dan taktik bisnis dalam promosi, sedikit banyak sangat
menentukan perbedaan tersebut.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi harus memberikan tambahan pendapatan kepada anggotanya dan
harus mampu memperbesar kemakmuran anggotanya jika ingin mencapai kesuksesan
pada saat beroperasi di pasar persaingan monopolistik.Asumsi yang mendasari
model persaingan monopolistic secara mutlak sama seperti kompetisi sempurna,
kecuali asumsi mengenai produk yang homogeny. Suatu&amp;nbsp;&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;perbedaan analisis yang membedakan situasi persaingan sempurna
dengan persaingan monopolistik adalah karena keheterogenan produk, sehingga
setiap penjualan dapat berperilaku sebagai monopolistik kecil.&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;Dibanding dengan pasar persaingan sempurna, koperasi dalam pasar
persaingan monopolistik punya sedikit keunggulan penampilan jangka pendek, jika
kesenjangan kemampuan tidak terlampaui besar.&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;u&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;c. PASAR MONOPSONI&lt;/span&gt;&lt;/u&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Ciri-ciri pasar monopsoni :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Banyak terdapat penjual atau produsen&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Harga dan jumlah kuantitas produk yang ditawarkan dikuasai oleh harga
pasar&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Sangat mudah untuk masuk ke pasar&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Tidak butuh strategi dan promosi untuk sukses&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;div&gt;

&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kondisi Monopsoni sering terjadi didaerah-daerah Perkebunan dan industri
hewan potong (sapi), sehingga posisi tawar menawar dalam harga bagi petani
adalah nonsen. Salah satu contoh monopsoni juga adalah penjualan perangkat
kereta api di Indonesia. Perusahaan Kereta Api di Indonesia hanya ada satu yakni
KAI, oleh karena itu, semua hasil produksi hanya akan dibeli oleh KAI.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Apabila seorang pengusaha membeli suatu faktor produksi secara bersaing
sempurna dengan pengusaha lain,maka ia secara perorangan tidak bisa
mempengaruhi harga dari faktor produksi itu.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;Koperasi berperan sebagai pembeli tunggal atas barang atau jasa di dalam
pasar, sama halnya dengan pengusaha yang berkecimpung di dalam pasar ini, dan
tidak bisa mempengaruhi harga.&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;u&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;4. PASAR OLIGOPOLI&lt;/span&gt;&lt;/u&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;* Ciri-ciri pasar Oligopoli:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Terdapat banyak pembeli di pasar.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Umumnya dalam pasar
oligopoly adalah produk-produk yang memiliki pangsa pasar besar dan merupakan
kebutuhan sehari-hari, seperti semen, Provider telefon selular, air minum,
kendaraan bermotor, dan sebagainya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;

&lt;br /&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Hanya ada beberapa perusahaan(penjual) yang menguasai pasar.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Umumnya adalah
penjual-penjual (perusahaan) besar yang memiliki modal besar saja
(konglomerasi). Karena ada ketergantungan dalam perusahaan tersebut untuk
saling menunjang. Contoh: bakrie group memiliki pertambangan, property, dan
perusahaan telefon seluler (esia).&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;

&lt;br /&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Produk yang dijual bisa bersifat sejenis, namun bisa berbeda mutunya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Perusahaan mengeluarkan
beberapa jenis sebagai pilihan yang berbeda atribut, mutu atau fiturnya. Hal
ini adalah alat persaingan antara beberapa perusahaan yang mengeluarkan
beberapa jenis produk yang sama, atau hamper sama di dalam pasar oligopoly&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;

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dan memiliki pangsa pasar besar akan memainkan peranan untuk menghambat
perusahaan yang baru masuk ke dalam pasar oligopoly tersebut.Diantaranya adalah
bersifat kolusif, dimana antar pesaing dalam pasar oligopoly membuat beberapa
kesepakatan masalah harga, dan lain-lain. Perusahaan baru akan sulit masuk
pasar karena produk yang mereka tawarkan meskipun mutu dan harganya lebih
unggul, tapi peranan Brand image melalui periklanan mengalahkan hal tersebut.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;

&lt;br /&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Adanya saling ketergantungan antar perusahaan (produsen).&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Keuntungan yang didapatkan
bergantung dari pesaing perusahaan tersebut. Yaitu adanya tarik menarik pangsa
pasar (Market share) untuk mendapatkan profit melalui harga jual bersaing
sehingga tidak ada keuntungan maksimum.&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;6.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Advertensi (periklanan) sangat penting dan intensif.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Untuk menciptakan brand
image, menarik market share dan mencegah pesaing baru.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;br /&gt;

&lt;br /&gt;&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-border-alt: none windowtext 0cm; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;Peranan
koperasi dalam pasar jenis oligopoly&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Untuk
mencegah persaingan harga yang ekstrim, beberapa perusahaan atau pemerintah
menetapkan aturan mengenai harga standar sehingga tidak ada persaingan harga
yang&amp;nbsp;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;mencolok.Peran&lt;/span&gt;&amp;nbsp;koperasi di didalam pasar oligopoly
adalah sebagai retailer (pengecer), dikarenakan untuk terjun ke dalam pasar
oligopoly ini diperlukan capital intensive (modal yang tinggi). Koperasi dapat
berperan sebagai pengecer produk berbagai jenis dari beberapa produsen.
Keuntungan diperoleh dari laba penjualan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;

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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footer&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;35&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;caption&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of figures&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope return&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;line number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;page number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of authorities&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;macro&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;toa heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Hyperlink&quot;/&gt;
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   Name=&quot;Hashtag&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Link&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
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 table.MsoNormalTable
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 mso-para-margin-bottom:8.0pt;
 mso-para-margin-left:0cm;
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 font-size:11.0pt;
 font-family:&quot;Calibri&quot;,sans-serif;
 mso-ascii-font-family:Calibri;
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 mso-hansi-font-family:Calibri;
 mso-hansi-theme-font:minor-latin;
 mso-bidi-font-family:&quot;Times New Roman&quot;;
 mso-bidi-theme-font:minor-bidi;
 mso-ansi-language:EN-US;
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&lt;![endif]--&gt;&lt;/div&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/5503087212925692536/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/01/bab-xi-peran-koperasi-di-berbagai.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/5503087212925692536'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/5503087212925692536'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/01/bab-xi-peran-koperasi-di-berbagai.html' title='BAB XI : PERAN KOPERASI DI BERBAGAI KEADAAN PERSAINGAN'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-5193697868321562926</id><published>2020-01-15T18:03:00.001+07:00</published><updated>2020-01-15T18:25:38.277+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>BAB X: EVALUASI KEBERHASILAN KOPERASI DILIHAT DARI SISI PERUSAHAAN</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
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  &lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
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   &lt;w:BreakWrappedTables/&gt;
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   &lt;w:UseAsianBreakRules/&gt;
   &lt;w:DontGrowAutofit/&gt;
   &lt;w:SplitPgBreakAndParaMark/&gt;
   &lt;w:EnableOpenTypeKerning/&gt;
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&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
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  DefSemiHidden=&quot;false&quot; DefQFormat=&quot;false&quot; DefPriority=&quot;99&quot;
  LatentStyleCount=&quot;376&quot;&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;0&quot; QFormat=&quot;true&quot; Name=&quot;Normal&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; QFormat=&quot;true&quot; Name=&quot;heading 1&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
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   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 4&quot;/&gt;
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   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 8&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 1&quot;/&gt;
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   Name=&quot;index 3&quot;/&gt;
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   Name=&quot;index 5&quot;/&gt;
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   Name=&quot;index 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 8&quot;/&gt;
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   Name=&quot;index 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 4&quot;/&gt;
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   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 5&quot;/&gt;
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   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 8&quot;/&gt;
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   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 9&quot;/&gt;
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   Name=&quot;Normal Indent&quot;/&gt;
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   Name=&quot;footnote text&quot;/&gt;
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   Name=&quot;annotation text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;header&quot;/&gt;
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   Name=&quot;footer&quot;/&gt;
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   Name=&quot;index heading&quot;/&gt;
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   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;caption&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of figures&quot;/&gt;
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   Name=&quot;envelope address&quot;/&gt;
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   Name=&quot;envelope return&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote reference&quot;/&gt;
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   Name=&quot;annotation reference&quot;/&gt;
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   Name=&quot;line number&quot;/&gt;
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   Name=&quot;page number&quot;/&gt;
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   Name=&quot;table of authorities&quot;/&gt;
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   Name=&quot;toa heading&quot;/&gt;
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   Name=&quot;List&quot;/&gt;
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   Name=&quot;List Bullet&quot;/&gt;
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   Name=&quot;List Number&quot;/&gt;
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   Name=&quot;List 2&quot;/&gt;
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   Name=&quot;List Number 2&quot;/&gt;
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   Name=&quot;List Number 3&quot;/&gt;
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   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hashtag&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Link&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
 {mso-style-name:&quot;Table Normal&quot;;
 mso-tstyle-rowband-size:0;
 mso-tstyle-colband-size:0;
 mso-style-noshow:yes;
 mso-style-priority:99;
 mso-style-parent:&quot;&quot;;
 mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
 mso-para-margin-top:0cm;
 mso-para-margin-right:0cm;
 mso-para-margin-bottom:8.0pt;
 mso-para-margin-left:0cm;
 line-height:107%;
 mso-pagination:widow-orphan;
 font-size:11.0pt;
 font-family:&quot;Calibri&quot;,sans-serif;
 mso-ascii-font-family:Calibri;
 mso-ascii-theme-font:minor-latin;
 mso-hansi-font-family:Calibri;
 mso-hansi-theme-font:minor-latin;
 mso-bidi-font-family:&quot;Times New Roman&quot;;
 mso-bidi-theme-font:minor-bidi;
 mso-ansi-language:EN-US;
 mso-fareast-language:EN-US;}
&lt;/style&gt;
&lt;![endif]--&gt;

&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;1. EFISIENSI PERUSAHAAN KOPERASI&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Efisiensi koperasi adalah&amp;nbsp;pelayanan usaha kepada anggotanya.
Koperasi yang dapat menekan biaya serendah mungkin tetapi anggota tidak
memperoleh pelayanan yang baik dapat dikatakan usahanya tidak efisien disamping
tidak memiliki tingkat efektivitas yang lebih tinggi, sebab dampak
kooperarifnya tidak dirasakan anggota. Untuk mengukur efisiensi organisasi dan
usaha ada bebrapa rasio yang dapatdipergunakanyang didasarkan pada kergaan
koperasi yang bersangkutan. Sarana yang dapat digunakan adalah neraca dan
catatan keragaan lain yang dimiliki koperasi. Hal itu lah yang dapat memberikan
gambaran kuantitatif tentang keragaan koperasi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Efisiensi ekonomi usaha koperasi dapat diukur dengan mempergunakan
ukuran:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo1; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Efisiensi dalam operasional usaha yang terlihat dari validitas keuangan
(financial viability) dan keragaan kewirakoperasian (entrepreneurship
performance).&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo1; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Efisiensi yang dihubungkan dengan pengembangan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo1; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Efisiensi yang dihubungkan dengan pemenuhan kebutuhan anggota.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi tidak boleh terlepas dari ukuran efisiensi bagi usahanya,
meskipun tujuan utamanya melayani anggota. Ukuran kemanfaatan ekonomis adalah
manfaat ekonomi dan pengukurannya dihubungkan dengan teori efisiensi,
efektivitas serta waktu terjadinya transaksi atau diperolehnya manfaat ekonomi&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Efisiensi adalah penghematan input yang diukur dengan cara membandingkan
input anggaran atau seharusnya (la) dengan input realisasi atau seharusnya (ls),
jika ls &amp;lt; la disebut efisien&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Dihubungkan dengan waktu terjadinya transaksi atau diperolehnya manfaat
ekonomi oleh anggota dapat dibagi menjadi dua jenis manfaat yaitu:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: Wingdings; font-size: 10.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Wingdings; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Wingdings; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Manfaat Ekonomi Langsung (MEL), yaitu manfaat ekonomi yang diterima oleh
anggota langsung diperoleh pada saat terjadinya transaksi antara anggota dengan
koperasinya&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo2; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: Wingdings; font-size: 10.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Wingdings; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Wingdings; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Manfaat Ekonomi Tidak Langsun (METL),yaitu manfaat ekonomi yang diterima
oleh anggota bukan pada saat terjadinya transaksi, tetapi diperoleh kemudian
setelah berakhirnya suatu periode tertentu atau periode pelaporan keuangan atau
pertanggung jawaban pengurus dan pengawas, yakni penerimaan SHU (Sisa Hasil
Usaha) anggota.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Manfaat ekonomi pelayanan koperasi yang di terima anggota dapat dihitung
dengan cara sebagai berikut:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;TME = MEL + METL&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;MEN = (MEL +METL) – BA&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Bagi suatu badan usaha koperasi yang melaksanakan kegiatan serba usaha
(multipurpose), maka besarnya manfaat ekonomi langsung dapat dihitung&amp;nbsp;
dengan cara sebagai berikut:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;MEL = EfP + EfPK +EvP + EvPU&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;METL = SHUa&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Efisiensi Perusahaan atau Badan Usaha Koperasi:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;a).&amp;nbsp;&amp;nbsp; Tingkat efisiensi biaya pelayanan badan usaha ke anggota&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;(TEBP) = RealisasiBiayaPelayanan&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Anggaran biaya pelayanan&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Jika TEBP &amp;lt; 1 berarti&amp;nbsp; efisiensi biaya pelayanan badan usaha ke
anggota&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;b).&amp;nbsp; Tingkat efisiensi badan udaha ke bukan anggota&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;(TEBU) = RealisasiBiaya Usaha&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Anggaran biaya usaha&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Jika TEBU &amp;lt; 1 berarti efisiensi biaya usaha&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;2. EFEKTIFITAS KOPERASI&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Efektivitas adalah pencapaian target output yang di ukur dengan cara
membandingkan output anggaran atau seharusnya (Oa), dengan output realisasi
atau sungguhnya (Os), jika Os &amp;gt; Oa di sebut efektif.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Rumus perhitungan Efektivitas koperasi (EvK) :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;EvK= Realisasi SHUk + Realisasi MEL&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Anggaran SHUk + Anggaran MEL = &amp;nbsp;Jika EvK &amp;gt;1, berarti efektif&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;3. PRODUKTIVITAS KOPERASI &amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Produktivitas adalah salah satu istilah dalam kegiatan produksi.
Produktivitas dilihat dari perbandingan antara luaran (output) dengan masukan
(input). Menurut Herjanto, produktivitas merupakan suatu ukuran yang menyatakan
bagaimana baiknya sumber daya diatur dan dimanfaatkan untuk mencapai hasil yang
optimal. Produktivitas digunakan sebagai tolak ukur keberhasilan suatu industri
atau UKM. Koperasi sebagai suatu unit usaha juga memerlukan produktivitas.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Produktivitas&amp;nbsp; koperasi merupakan ukuran sejauh mana koperasi
menggunakan sumber daya dan dana untuk memperoleh pendapatan. Produktivitas
koperasi juga dapat dilihati dari tingkat efesiensi penggunaan sumber-sumber
organisasi seperti penggunaan modal. Selain itu produktivitas juga dapat
dilihat dari pertumbuhan koperasi. Pertumbuhan koperasi tersebut seperti
peningkatankuantitas asset usaha, jasa, perolehan pendapatan, peningkatan
volume transaksi dan partisipasi anggota.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Tingkat produktivitas koperasi memberikan gambaran seberapa besar
tingkat hasil kegiatan koperasi dengan modal kerja yang ada. Untuk dapat
melihatnya diperlukan analisis laporan koperasi. Analisis laporan ini merupakan
bagian dari laporan pertanggungjawaban pengurus. Laporan ini berisikan tentang
tata kehidupan koperasi. Laporan ini nantinya dapat dijadikan sebagai salah
satu alat evaluasi produktivitas koperasi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Upaya peningkatan produktivitas membutuhkan beberapa indikator sebagai
evaluasi. Indicator tersebut diantaranya dilihat dari aspek kelembagaan, usaha
koperasi, pelayanan, partisipasi anggota dan jaringan kerja. Hasil dari
evaluasi ini mengacu pada perubahan perilaku dan kondisi keuangan koperasi.
Dari hasil ini maka dapat ditentukan sistem kebijakan jangka pendek dan jangka
panjang dalam koperasi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Produktivitas adalah pencapaian target output (O) atas input yang
digunakan (I), jika O&amp;gt;1 maka disebut produktif.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Rumus perhitungan Produktifitas Perusahaan Koperasi adalah:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;PPK (1) =&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
SHUk&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; x 100%&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Modal Koperasi setiap Rp.1,00 Modal Koperasi menghasilkan SHU sebesar
Rp…&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;PPK (2) = Lababersihdariusahadengan non anggota x 100%&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Modal Koperasi setiap Rp.1,00 modal koperasi menghasilkan laba bersih
dari usaha dengan non anggota sebesar Rp…&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;4 ANALISIS LAPORAN KEUANGAN&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Analisis Laporan Koperasi Laporan keuangan koperasi merupakan bagian
dari laporan pertanggungjawaban pengurus tentang tata kehidupan koperasi.
Laporan keuangan sekaligus dapat dijadikan sebagai salah satu alat evaluasi
kemajuan koperasi. Laporan Keuangan Koperasi berisi:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Neraca,&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Perhitungan hasil usaha (income statement),&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Laporan arus kas (cash flow),&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Catatan atas laporan keuangan&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-font-family: &amp;quot;Century Gothic&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Laporan perubahan kekayaan bersih sbg laporan keuangan tambahan&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Perhitungan hasil usaha pada koperasi harus dapat menunjukkan usaha yang
berasal dari anggota dan bukan anggota. Alokasi pendapatan dan beban kepada
anggota dan bukan anggota pada perhitungan hasil usaha berdasarkan perbandingan
manfaat yang di terima oleh anggota dan bukan anggota.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Laporan koperasi bukan merupakan laporan keuangan konsolidasi dari
koperasi-koperasi. Dalam hal terjadi penggabungan dua atau lebih koperasi
menjadi satu badan hukum koperasi, maka dalam penggabungan tersebut perlu
memperhatikan nilai aktiva bersih yang riil dan bilamana perlu melakukan
penilaian kembali. Dalam hal operasi mempunyai perusahaan dan unit-unit usaha
yang berada di bawah satu pengelolaan, maka di susun laporan keuangan
konsolidasi atau laporan keuangan gabungan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Dalam PSAK Nomor 27 dinyatakan bahwa laporan keuangan koperasi merupakan
suatu bagian dari sistem pelaporan keuangan koperasi.&amp;nbsp; Laporan keuangan
koperasi lebih ditujukan kepada pihak-pihak di luar pengurus koperasi dan tidak
dimaksudkan untuk pengendalian usaha (Ikatan Akuntan Indonesia: 2002).&amp;nbsp;
Selanjutnya&amp;nbsp; berdasarkan laporan keuangan koperasi tersebut, para pemakai
dapat melakukan penilaian terhadap kinerja koperasi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kepentingan pemakai utama laporan keuangan koperasi terutama adalah
untuk: a) Menilai pertanggungjawaban pengurus b). Menilai prestasi pengurus c)
Menilai manfaat yang diberikan koperasi terhadap anggotanya d) Sebagai bahan
pertimbangan untuk menentukan jumlah sumber daya, karya dan jasa yang diberikan
kepada koperasi (Ikatan Akuntan Indonesia: 2002). Oleh karena itu begitu
penting untuk selalu dilakukan analisis terhadap laporan keuangan koperasi agar
segera terdeteksi jika terjadi ketidakberesan masalah keuangan di koperasi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Laporan keuangan merupakan alat yang sangat penting untuk memperoleh
informasi sehubungan dengan posisi keuangan dan hasil usaha yang telah dicapai
oleh koperasi. Data keuangan akan bermakna jika dilakukan analisis, sehingga
dapat segera digunakan sebagai dasar pengambilan keputusan.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Laporan keuangan adalah suatu alat bantu yang dapat digunakan untuk
membuat suatu keputusan antara lain mengenai rencana-rencana perusahaan,
penanaman modal/investasi, pencarian sumber-sumber dana oprasi perusahaan
lainnya (Amin Wijaya Tunggal: 1995: 22). Melalui analisis laporan keuangan ini
maka para pemakai informasi akuntansi dapat mengambil keputusan.
Pengelola/manajer koperasi dapat menilai apakah kinerjanya dalam suatu periode
yang lalu mendatangkan keuntungan atau tidak.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Sumber :&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
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&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-color-alt: windowtext;&quot;&gt;&lt;a href=&quot;https://josahulata.wordpress.com/2013/12/26/produktivitas-koperasi/&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;border: none windowtext 1.0pt; color: black; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;https://josahulata.wordpress.com/2013/12/26/produktivitas-koperasi/&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
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&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;color: black; font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-color-alt: windowtext;&quot;&gt;&lt;a href=&quot;http://wiboworizky.blogspot.co.id/2015/11/efisiensi-perusahaan-koperasi.html&quot;&gt;&lt;span lang=&quot;EN-ID&quot; style=&quot;border: none windowtext 1.0pt; color: black; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-border-alt: none windowtext 0cm; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; padding: 0cm;&quot;&gt;http://wiboworizky.blogspot.co.id/2015/11/efisiensi-perusahaan-koperasi.html&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Century Gothic&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Arial; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/5193697868321562926/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/01/bab-x-evaluasi-keberhasilan-koperasi.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/5193697868321562926'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/5193697868321562926'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2020/01/bab-x-evaluasi-keberhasilan-koperasi.html' title='BAB X: EVALUASI KEBERHASILAN KOPERASI DILIHAT DARI SISI PERUSAHAAN'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-9160454877502577649</id><published>2019-12-30T00:43:00.002+07:00</published><updated>2019-12-30T00:45:46.734+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>BAB IX : EVALUASI KEBERHASILAN KOPERASI DILIHAT DARI SISI ANGGOTA</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
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   Name=&quot;Smart Link&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
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&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 7.1pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam UU No. 25 Tahun 1992 Tentang Perkoperasian
pasal 43 ayat 1 menyatakan bahwa usaha koperasi adalah usaha yang berkaitan
dengan kepentingan untuk meningkatkan usaha dan kesejahteraan anggota. Kemudian
dalam penjelasan juga dinyatakan bahwa usaha koperasi terutama diarahkan pada
bidang usaha yang berkaitan langsung dengan kepentingan anggota baik untuk
menunjang usaha maupun kesejahteraanya. Pengelolaan usaha koperasi harus
dilakukan secara produktif, efektif dan efisien dalam arti koperasi harus
mempunyai kemampuan mewujudkan pelayanan usaha yang dapat meningkatkan nilai
tambah dan manfaat yang sebesar-besarnya pada anggota dengan tetap
mempertimbangkan untuk memperoleh sisa hasil usaha yang wajar.&lt;/span&gt;&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 14.0pt; line-height: 150%;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 7.1pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Koperasi seperti badan usaha lainnya memiliki
keleluasaan gerak dalam menjalankan usaha selama tidak menyalahi ketentuan
perundang-undangan dan idielogi normatif yang ada. Usaha merupakan proses
rasional yang akhirnya bermuara pada penciptaan keuntungan (profit), akumulasi
keuntungan tersebut digunakan untuk melayani kebutuhan anggota. Dengan demikian,
usaha koperasi dapat dilaksanakan selama memperhatikan dua hal pokok, yakni:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 7.1pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Usaha yang dijalankan selaras
dengan kebutuhan anggota dan sejauh mungkin mengandung unsur pemberdayaan
(empowering) bagi usaha anggota.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keuntungan usaha dialokasikan
untuk anggota selaras dengan jasa yang diberikan anggota pada usaha koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 7.1pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tujuan suatu koperasi adalah untuk menunjang
usaha atau meningkatkan daya beli anggota khususnya dan masyarakat umumnya,
karena itu yang menjadi ukuran keberhasilan koperasi bukan ditentukan besar SHU
atau laba yang besar melainkan diukur dari banyaknya anggota atau masyarakat
yang memperoleh pelayanan dari koperasi. Keberhasilan koperasi dilihat dari
melalui efisiensi pengelolaan usaha, efisiensi pembangunan, dan manfaat yang
diperoleh anggota.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 7.1pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sampai saat ini mengukur efektivitas&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;koperasi&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;tidaklah&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;sesederhana
mengukur&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;efektivitas organisasi
atau&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;badan&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;usaha&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;lain&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;bukan&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;koperasi. Efektivitas organisasi koperasi
tidak&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;saja semata berkenaan dengan aspek
ekonomi&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;melainkan&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;juga &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;akan berkenaan dengan aspek sosialnya. Akan
tetapi sebagai konsekuensi logis dari kondisi koperasi yang selalu dalam
keadaan bersaing dengan organisasi lain untuk mendapatkan sumberdaya maka
merumuskan keberhasilan merupakan hal yang penting.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 7.1pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 7.1pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 7.1pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;span style=&quot;background-color: white;&quot;&gt;&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;background-attachment: scroll; background-clip: border-box; background-image: none; background-origin: padding-box; background-position: 0% 0%; background-repeat: repeat; background-size: auto; font-family: &amp;quot;Tahoma&amp;quot;, sans-serif; font-size: 14pt; line-height: 150%;&quot;&gt;Evaluasi Keberhasilan Koperasi Dilihat dari
Sisi Anggota&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 14.0pt; line-height: 150%;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Wingdings; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;Ø&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Efek-Efek
Ekonomis Koperasi&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Salah satu hubungan penting yang harus dilakukan koperasi
adalah dengan para anggotanya, yang kedudukannya sebagai pemilik sekaligus
pengguna jasa koperasi.&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Motivasi ekonomi
anggota sebagai pemilik akan mempersoalkan dana (simpanan-simpanan) yang telah
diserahkannnya, apakah menguntungkan atau tidak. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sedangakan anggota sebagai pengguna akan mempersoalkan
kontinuitas pengadaan kebutuhan barang-jasa, menguntungkan tidaknya pelayanan
koperasi dibandingkan penjual/pembeli di luar koperasi. Pada dasarnya setiap
anggota akan berpartisipasi dalam kegiatan pelayanan perusahaan koperasi :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 78.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Jika kegiatan tersebut sesuai
dengan kebutuhan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 78.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Jika pelayanan itu ditawarkan
dengan harga, mutu atau syarat-syarat yang lebih menguntungkan dibanding yang
di perolehnya dari pihak-pihak lain di luar operasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Wingdings; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;Ø&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Efek
Harga dan Efek Biaya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Partisipasi anggota menentukan keberhasilan koperasi.
Sedangkan tingkat partisipasi anggota dipengaruhi oleh beberapa faktor
diantaranya: Besarnya nilai utilitarian maupun normatif. Motivasi utilitarian
sejalan dengan kemanfaatan ekonomis. Kemanfaatan ekonomis yang dimaksud adalah
insentif berupa pelayanan barang-jasa oleh perusahaan koperasi yang efisien,
atau adanya pengurangan biaya dan atau diperolehnya harga menguntungkan serta
penerimaan bagian dari keuntungan (SHU) baik secara tunai maupun dalam bentuk
barang.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Bila dilihat dari peranan anggota dalam koperasi yang
begitu dominan, maka setiap harga yang ditetapkan koperasi harus dibedakan
antara harga untuk anggota dengan harga untuk non anggota. Perbedaan ini
mengharuskan daya analisis yang lebih tajam dalam melihat peranan koperasi
dalam pasar yang bersaing.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Wingdings; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;Ø&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Analisis
Hubungan Efek Ekonomis dan Keberhasilan Koperasi&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam
badan usaha koperasi, laba bukanlah satu-satunya yang dikejar oleh manajemen,
melainkan aspek pelayanan (benefit oriented). Di tinjau dari konsep koperasi,
fungsi laba bagi koperasi tergantung pada besar kecilnya partisipasi ataupun
transaksi anggota dengan kopersinya. Semakin tinggi partisipasi anggota, maka
idealnya semakin tinggi manfaat yang diterima oleh anggota.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keberhasilan
koperasi ditentukan oleh salah satu faktornya adalah partisipasi anggota dan
partisipasi anggota sangat berhubungan erat dengan efek ekonomis koperasi yaitu
manfaat yang didapat oleh anggota tersebut.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Wingdings; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;Ø&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Penyajian
dan Analisis Neraca Pelayanan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Disebabkan oleh perubahan kebutuhan dari para anggota dan
perubahan lingkungan koperasi, terutama tantangan-tantangan kompetitif, pelayanan
koperasi terhadap anggota harus secara kontinyu di sesuaikan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Ada
dua faktor utama yang mengharuskan koperasi meningkatkan pelayanan kepada
anggotanya, yaitu:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Adanya
tekanan persaingan dari anggota lain (terutama organisasi non koperasi).&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Perubahan
kebutuhan manusia sebagai akibat perubahan waktu dan peradaban.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 35.45pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Perubahan kebutuhan ini akan menentukan
kebutuhan pola kebutuhan anggota dalam mengkonsumsi produk-produk yang
ditawarkan koperasi. Bila koperasi mampu memberikan pelayanan yang sesuai dengan
kebutuhan anggota yang lebih besar dari pada pesaingnya, maka tingkat
partisipasi anggota terhadap koperasinya akan meningkat. Untuk meningkatkan
peayanan, koperasi membutuhkan informasi-informasi yang datang terutama dari
anggota koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/9160454877502577649/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/12/bab-ix-evaluasi-keberhasilan-koperasi.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/9160454877502577649'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/9160454877502577649'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/12/bab-ix-evaluasi-keberhasilan-koperasi.html' title='BAB IX : EVALUASI KEBERHASILAN KOPERASI DILIHAT DARI SISI ANGGOTA'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-2739987096857545469</id><published>2019-12-30T00:41:00.001+07:00</published><updated>2019-12-30T00:45:46.472+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>BAB VIII : PERMODALAN KOPERASI</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
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  &lt;w:View&gt;Normal&lt;/w:View&gt;
  &lt;w:Zoom&gt;0&lt;/w:Zoom&gt;
  &lt;w:TrackMoves/&gt;
  &lt;w:TrackFormatting/&gt;
  &lt;w:PunctuationKerning/&gt;
  &lt;w:ValidateAgainstSchemas/&gt;
  &lt;w:SaveIfXMLInvalid&gt;false&lt;/w:SaveIfXMLInvalid&gt;
  &lt;w:IgnoreMixedContent&gt;false&lt;/w:IgnoreMixedContent&gt;
  &lt;w:AlwaysShowPlaceholderText&gt;false&lt;/w:AlwaysShowPlaceholderText&gt;
  &lt;w:DoNotPromoteQF/&gt;
  &lt;w:LidThemeOther&gt;EN-US&lt;/w:LidThemeOther&gt;
  &lt;w:LidThemeAsian&gt;X-NONE&lt;/w:LidThemeAsian&gt;
  &lt;w:LidThemeComplexScript&gt;X-NONE&lt;/w:LidThemeComplexScript&gt;
  &lt;w:Compatibility&gt;
   &lt;w:BreakWrappedTables/&gt;
   &lt;w:SnapToGridInCell/&gt;
   &lt;w:WrapTextWithPunct/&gt;
   &lt;w:UseAsianBreakRules/&gt;
   &lt;w:DontGrowAutofit/&gt;
   &lt;w:SplitPgBreakAndParaMark/&gt;
   &lt;w:EnableOpenTypeKerning/&gt;
   &lt;w:DontFlipMirrorIndents/&gt;
   &lt;w:OverrideTableStyleHps/&gt;
  &lt;/w:Compatibility&gt;
  &lt;m:mathPr&gt;
   &lt;m:mathFont m:val=&quot;Cambria Math&quot;/&gt;
   &lt;m:brkBin m:val=&quot;before&quot;/&gt;
   &lt;m:brkBinSub m:val=&quot;&amp;#45;-&quot;/&gt;
   &lt;m:smallFrac m:val=&quot;off&quot;/&gt;
   &lt;m:dispDef/&gt;
   &lt;m:lMargin m:val=&quot;0&quot;/&gt;
   &lt;m:rMargin m:val=&quot;0&quot;/&gt;
   &lt;m:defJc m:val=&quot;centerGroup&quot;/&gt;
   &lt;m:wrapIndent m:val=&quot;1440&quot;/&gt;
   &lt;m:intLim m:val=&quot;subSup&quot;/&gt;
   &lt;m:naryLim m:val=&quot;undOvr&quot;/&gt;
  &lt;/m:mathPr&gt;&lt;/w:WordDocument&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
 &lt;w:LatentStyles DefLockedState=&quot;false&quot; DefUnhideWhenUsed=&quot;false&quot;
  DefSemiHidden=&quot;false&quot; DefQFormat=&quot;false&quot; DefPriority=&quot;99&quot;
  LatentStyleCount=&quot;376&quot;&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;0&quot; QFormat=&quot;true&quot; Name=&quot;Normal&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; QFormat=&quot;true&quot; Name=&quot;heading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footer&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;35&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;caption&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of figures&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope return&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;line number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;page number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of authorities&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;macro&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;toa heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hashtag&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Link&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
 {mso-style-name:&quot;Table Normal&quot;;
 mso-tstyle-rowband-size:0;
 mso-tstyle-colband-size:0;
 mso-style-noshow:yes;
 mso-style-priority:99;
 mso-style-parent:&quot;&quot;;
 mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
 mso-para-margin-top:0cm;
 mso-para-margin-right:0cm;
 mso-para-margin-bottom:8.0pt;
 mso-para-margin-left:0cm;
 line-height:107%;
 mso-pagination:widow-orphan;
 font-size:11.0pt;
 font-family:&quot;Calibri&quot;,sans-serif;
 mso-ascii-font-family:Calibri;
 mso-ascii-theme-font:minor-latin;
 mso-hansi-font-family:Calibri;
 mso-hansi-theme-font:minor-latin;
 mso-bidi-font-family:&quot;Times New Roman&quot;;
 mso-bidi-theme-font:minor-bidi;
 mso-ansi-language:EN-US;
 mso-fareast-language:EN-US;}
&lt;/style&gt;
&lt;![endif]--&gt;

&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;ARTI
MODAL KOPERASI&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menurut
UU No. 17 Tahun 2012 yang mengatur Modal koperasi:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level2 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Diperkenalkan
istilah modal koperasi yang terdiri dari setoran pokok dan &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;sertifikat modal koperasi (SMK).&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level2 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;SMK
tersebut tidak dapat diambil kembali oleh anggota tetapi dapat dialihkan kepada
anggota lain. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level2 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hibah
yang diberikan oleh pihak ketiga yang berasal&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;
&lt;/span&gt;dari sumber modal asing, baik langsung maupun tidak langsung dapat&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;diterima oleh suatu koperasi dan dilaporkan
kepada Menteri.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.15pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sebagai perkumpulan usaha yang menjalankan
usaha dalam bidang bisnis (perekonomian) koperasi memerlukan modal. Namun, modal
tidak boleh diberi arti lebih penting daripada orang-orang yang menjadi anggota
koperasi. Menurut UU No. 25 tahun 1992 modal koperasi terdiri dari Modal
sendiri dan modal pinjaman.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Wingdings; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;Ø&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Modal
sendiri adalah modal yang menanggung resiko atau disebut modal ekuiti. Modal
sendiri dalam koperasi terdiri dari simpanan pokok, simpanan wajib, dana
cadangan, hibah.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Wingdings; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;Ø&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Modal
Pinjaman adalah modal dari pihak luar, untuk pengembangan usaha. Modal pinjaman
terdiri dari anggota, koperasi lainnya anggotanya, bank dan lembaga keuangan
lainnya, penerbitan obligasi dan surat hutang lainnya, sumber lain yang sah.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: Wingdings; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Wingdings; mso-fareast-font-family: Wingdings;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;Ø&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Modal
penyertaan adalah sejumlah uang atau barang modal yang dapat dinilai dengan
uang yang ditanamkan oleh pemodal untuk menambah dan memperkuat struktur
permodalan koperasi dalam meningkatkan kegiatan usahanya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.15pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Penjelasan sumber permodalan koperasi yaitu
modal sendiri yang berasal dari:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level2 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Simpanan
pokok&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Simpanan pokok adalah
sejumlah uang yang sama banyaknya yang wajib dibayarkan oleh anggota kepada
koperasi pada saat masuk menjadi anggota.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level2 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Simpanan
wajib&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Simpanan wajib adalah
sejumlah simpanan tertentu yang tidak harus sama yang wajib dibayar oleh
anggota koperasi dalam waktu dan kesempatan tertentu.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level2 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Simpanan
Sukarela&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Simpanan sukarela yaitu
jumlah nilai uang tertentu yang diserahkan anggota (juga bukan anggota) atas
kehendak sendiri sebagai simpanan. Bedanya kalau sumbangan tidak dapat diminta
kembali, sedangkan simpanan sukarela dapat diminta kembali dengan cara dan
waktu yang telah ditentukan menurut anggaran dasar dan anggaran rumah tangga
koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level2 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dana
cadangan &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dana cadangan adalah sejumlah
uang yang diperoleh dari penyisihan sisa hasil usaha, yang dimaksud untuk
memupuk modal sendiri dan untuk menutup kerugian koperasi bila diperlukan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level2 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;e.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hibah
&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hibah adalah suatu pemberian
atau hadiah dari seseorang dari semasa hidupnya. Hibah ini dapat berbentuk
wasiat, jika pemberian tersebut diucapkan/ditulis oleh seseorang sebagai wasiat
atau pesan atau kehendak terakhir sebelum meninggal dunia dan baru berlaku
setelah dia meninggal dunia. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Penjelasan
sumber permodalan koperasi yaitu modal pinjaman berasal dari :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -14.2pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Yaitu suatu pinjaman yang
diperoleh dari anggota, termasuk calon anggota yang memenuhi syarat.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -14.2pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Koperasi
lain/atau anggotanya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pinjaman dari koperasi lain
dan/ atau anggota didasari dengan perjanjian kerja sama antarkoperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -14.2pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Bank
dan lembaga keuangan lainnya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pinjaman dari bank dan
lembaga keuangan lainnya dilakukan berdasarkan ketentuan peraturan
perundang-undangan yang berlaku.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -14.2pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Penerbitan
obligasi dan surat hutang lainnya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam rangka mencari tambahan
modal, koperasi dapat mengeluarkan obligasi (surat pernyataan hutang) yang
dapat dijual ke masyarakat. Sebagai konsekuensinya, maka koperasi diharuskan
membayar bunga atas pinjaman yang diterima (nilai dari obligasi yang dijual)
secara tetap, baik besar maupun waktunya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level2 lfo2; text-align: justify; text-indent: -14.2pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Tahoma;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;e.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sumber
lain yang sah&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sumber lain yang sah adalah
pinjaman dari bukan anggota yang dilakukan tidak melalui penawaran secara
hukum.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 1.0cm; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: -14.15pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Penjelasan sumber modal koperasi yang berasal
dari modal penyertaan, yaitu:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 49.65pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.15pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pemupukan modal koperasi yang berasal dari
modal penyertaan, baik yang berasal dari dana pemerintah maupun dana dari
masyarakat, dilakukan dalam rangka memperluas kemampuan untuk menjalankan
kagiatan usaha koperasi, terutama usaha-usaha yang membutuhkan dana untuk usaha
yang memerlukan proses jangka panjang. Kedudukan modal penyertaan ini sama
dengan equity, jadi mengandung risiko bisnis. Dalam lembaga koperasi, pemilik
modal penyertaan tidak mempunyai hak suara sama sekali dalam rapat anggota dan
dalam menentukan kebijaksanaan koperasi secara keseluruhan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 14.2pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.15pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dengan sumber permodalan yang berasal dari
modal sendiri dan modal pinjaman dan modal penyertaan koperasi dapat
mengembangkan usahanya dan mempertahankan kegiatan usahanya untuk memperoleh
keuntungan yang optimal guna kesejahteraan para anggota dapat terealisasi.&lt;/span&gt;&lt;/div&gt;
&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/2739987096857545469/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/12/bab-viii-permodalan-koperasi.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/2739987096857545469'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/2739987096857545469'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/12/bab-viii-permodalan-koperasi.html' title='BAB VIII : PERMODALAN KOPERASI'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-5648374182088746736</id><published>2019-12-30T00:40:00.000+07:00</published><updated>2019-12-30T00:45:46.603+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>BAB VII : JENIS DAN BENTUK KOPERASI</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
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   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;9&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;heading 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footer&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;35&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;caption&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of figures&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope return&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;line number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;page number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of authorities&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;macro&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;toa heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hashtag&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Link&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;

&lt;br /&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;background: aqua; font-family: Wingdings; font-size: 14.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Wingdings; mso-bidi-font-weight: bold; mso-fareast-font-family: Wingdings; mso-fareast-language: EN-ID; mso-highlight: aqua;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;background-color: white;&quot;&gt;&lt;b&gt;&lt;span style=&quot;background-attachment: scroll; background-clip: border-box; background-image: none; background-origin: padding-box; background-position: 0% 0%; background-repeat: repeat; background-size: auto; color: black; font-family: &amp;quot;Tahoma&amp;quot;, sans-serif; font-size: 14pt; line-height: 150%;&quot;&gt;JENIS KOPERASI&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;background: aqua; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 14.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-highlight: aqua;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Penjenisan koperasi dalam Undang-Undang Nomor 25 Tahun 1992 tentang
Perkoperasian&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi Produsen&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi produsen adalah koperasi yang anggotanya-anggotanya adalah para
produsen. Anggota koperasi ini adalah pemilik &lt;i&gt;(owner)&lt;/i&gt; dan pengguna pelayanan
&lt;i&gt;(user)&lt;/i&gt;, dimana dalam kedudukannya sebagai produsen, anggota koperasi
produsen mengolah bahan baku/input menjadi barang jadi/output, sehingga
menghasilkan barang yang dapat diperjualbelikan, memperoleh sejumlah keuntungan
dengan transaksi dan memanfaatkan kesempatan pasar yang dapat diperjualbelikan,
memperoleh sejumlah keuntungan dengan transaksi dan memanfaatkan kesempatan
pasar yang ada.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi produsen berperan dalam pengadaan bahan baku, input, atau
sarana produksi yang menunjang ekonomi anggota sehingga anggota merasakan
manfaat keberadaan koperasi karena mampu meningkatkan produktivitas usaha
anggota dan pendapatannya. &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi ini menjalankan beberapa fungsi, diantarannya: &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 99.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo4; text-align: justify; text-indent: -14.2pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pembelian ataupun pengadaan input yang diperlukan anggota &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 99.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo4; text-align: justify; text-indent: -14.2pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pemasaran hasil produksi (output) yang dihasilkan dari usaha anggota &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 99.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo4; text-align: justify; text-indent: -14.2pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Proses produksi bersama atau pemanfaatan sarana produksi secara bersama &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 99.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo4; text-align: justify; text-indent: -14.2pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Menanggung resiko bersama atau menyediakan kantor pemasaran bersama&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi Konsumen&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi konsumen adalah koperasi yang melaksanakan kegiatan bagi
anggota dalam rangka penyediaan barang atau jasa yang dibutuhkan anggota.
Koperasi konsumen berperan dalam mempertinggi daya beli sehingga pendapatan
riil anggota meningkat. Pada koperasi ini, angggota memiliki identitas sebagai
pemilik (owner) dan sebagai pelanggan (customer). Dalam kedudukan anggota
sebagai konsumen, kegiatan mengkonsumsi (termasuk konsumsi oleh produsen)
adalah penggunaan mengkonsumsi barang/jasa yang disediakan oleh pasar. &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Adapun fungsi pokok koperasi konsumen adalah menyelenggarakan: &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 99.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level2 lfo3; text-align: justify; text-indent: -14.2pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pembelian atau pengadaan barang/jasa kebutuhan anggota yang dilakukan
secara efisien, seperti membeli dalam jumlah yang lebih besar. &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 99.25pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level2 lfo3; text-align: justify; text-indent: -14.2pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Inovasi pengadaan, seperti sumber dana kredit dengan bunga yang lebih
rendah, diantaranya pemanfaatan dana bergulir, pembelian dengan diskon,
pembelian dengan kredit.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi Simpan Pinjam&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi ini sering kali
juga disejajarkan dengan nama koperasi kredit, koperasi ini menyelenggarakan
layanan tabungan dan sekaligus memberikan kredit bagi anggotanya.
Layanan-layanan ini menempatkan koperasi sebagai pelayan anggota memenuhi
kebutuhan pelayanan keuangan bagi anggota menjadi lebih baik dan lebih maju.
Dalam koperasi ini anggotanya memiliki kedudukan identitas ganda sebagai
pemilik &lt;i&gt;(owner)&lt;/i&gt; dan nasabah &lt;i&gt;(customers)&lt;/i&gt;. Dalam kedudukan sebagai
nasabah anggota melaksanakan kegiatan menabung dan meminjam dalam bentuk kredit
kepada koperasi. &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pelayanan koperasi kepada
anggota yang menabung dalam bentuk simpanan wajib, simpanan sukarela dan deposito,
merupakan sumber modal bagi koperasi. Penghimpunan dana dari anggota itu
menjadi modal yang selanjutnya oleh koperasi disalurkan dalam bentuk pinjaman
atau kredit kepada anggota dan calon anggota. Dengan cara pinjam (KSP) dan atau
Unit Usaha Simpan Pinjam (USP) Koperasi. Dengan cara itulah koperasi
melaksanakan fungsi intermediasi dana milik anggota untuk disalurkan dalam
bentuk kredit kepada anggota yang membutuhkan. Penyelenggaraan kegiatan simpan
pinjam oleh koperasi dilaksanakan dalam bentuk/wadah koperasi simpan pinjam.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi Pemasaran&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi pemasaran seringkali disebut koperasi penjualan. Identitas
anggota sebagai pemilik (owner) dan penjual (seller) atau pemasar. Koperasi
pemasaran mempunyai fungsi menampung produk barang maupun jasa yang dihasilkan
anggota untuk selanjutnya memasarkannya kepada konsumen. Anggota berkedudukan
sebagai pemasok barang atau jasa kepada koperasinya. Dengan demikian bagi
anggota, koperasi merupakan bagian terdepan dalam pemasaran barang ataupun jasa
anggota produsen. Sukses fungsi pemasaran ini mendukung tingkat kepasatian
usaha bagi anggota untuk tetap dapat berproduksi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo3; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi Jasa&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi Jasa adalah koperasi dimana identitas anggota sebagai pemilik
dan nasabah konsumen jasa dan atau produsen jasa. Dalam status anggota sebagai
konsumen jasa, maka koperasi yang didirikan adalah koperasi pengadaan jasa.
Sedangkan dalam status anggota sebagai produsen jasa, maka koperasi yang
didirikan adalah koperasi produsen jasa atau koperasi pemasaran jasa. Sebagai koperasi
pemasaran, bilamana koperasi melaksanakan fungsi memasarkan jasa hasil produksi
angota.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Dalam praktek dikenal pula penjenisan koperasi atas dasar cakupan
pengelolaan bisnis (usaha), yaitu jenis koperasi &lt;i&gt;Single Purpose &lt;/i&gt;(satu
usaha) dan &lt;i&gt;Multi Purpose&lt;/i&gt; (banyak usaha). Koperasi dengan satu kegiatan
usaha, misalnya Koperasi Simpan Pinjam (KSP), Koperasi Produsen Susu, Koperasi
tahu tempe (Primkopti), Koperasi Bank Perkreditan Rakyat dan sebagainya.
Koperasi dengan lebih dari satu kegiatan usaha, sering disebut sebagai koperasi
serba usaha. Jenis koperasi ini misalnya Koperasi Pemasaran, dimana koperasi
melaksanakan pemasaran produk barang dan jasa.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Di dalam praktek koperasi
dikenal sebutan penjenisan koperasi, seperti Koperasi Pegawai Negeri (KPN),
Koperasi Unit Desa (KUD), Koperasi Karyawan (Kopkar), Koperasi Mahasiswa
(Kopma), Koperasi Pedagang Pasar, Primer Koperasi Kepolisian (Primkopol),
Primer Koperasi Angkatan Darat (Primkopad), Primer Koperasi Angkatan Udara
(Primkopau), Primer Koperasi Angkatan Laut (Primkopal), dan seterusnya. &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 14.2pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pada sisi lain koperasi itu
masih diberi nama seperti KUD Makmur, Koperasi Simpan Pinjam (KSP) Sejahtera,
Primkopol Melati, Kopma Unpad dan sebagainya. Terdapat pula sebutan penjenisan
Koperasi Jasa Keuangan, Koperasi Jasa Transportasi, Koperasi Taksi, Koperasi
Angkutan, dan berbagai Koperasi lainnya. Demikian pula dalam koperasi
sekundernya dikenal sebutan GKPN, PKPN, PKPRI, Gabungan Koperasi Batik
Indonesia (GKBI), Induk Koperasi Unit Desa, Pusat Koperasi Unit Desa, Puskopad,
Puskopau, Puskud, dan lain-lainnya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Konsep Penggolongan Koperasi (Undang-Undang No. 12 /67 Pasal 17) &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Penjenisan Koperasi didasarkan pada kebutuhan dari dan untuk efisiensi
suatu golongan dalam masyarakat yang homogen karena kesamaan aktivitas/kepentingan
ekonominya guna mencapai tujuan bersama anggota-anggotanya. Untuk maksud
efisiensi dan ketertiban, guna kepetingan dan perkembangan Koperasi Indonesia,
ditiap daerah kerja hanya terdapat satu Koperasi yang sejenis dan setingkat.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;background-color: white;&quot;&gt;&lt;b&gt;&lt;span style=&quot;background-attachment: scroll; background-clip: border-box; background-image: none; background-origin: padding-box; background-position: 0% 0%; background-repeat: repeat; background-size: auto; color: black; font-family: &amp;quot;Tahoma&amp;quot;, sans-serif; font-size: 14pt; line-height: 150%;&quot;&gt;BENTUK KOPERASI&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 14.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Dalam PP No. 60 Tahun 1959
Pasal 13 Bab IV&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;dikatakan bahwa yang
dimaksud dengan bentuk koperasi ialah tingkat-tingkat koperasi yang didasarkan
pada cara-cara pemusatan, pengabungan dan perindukannya.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Berdasarkan ketentuan
tersebut, maka terdapatlah 4 bentuk koperasi yaitu:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo5; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Primer&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo5; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pusat&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo5; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Gabungan&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo5; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Induk&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Keberadaan dari
masing-masing bentuk koperasi tersebut, disesuaikan dengan wilayah administrasi
pemerintahan, seperti tersebut dalam pasal 18 dari PP 60/59 yang menyatakan
bahwa:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo6; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Di tiap-tiap desa ditumbuhkan koperasi desa&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo6; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Di tiap-tiap daerah tingkat II ditumbuhkan pusat koperasi &lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo6; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: Tahoma; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Di tiap-tiap daerah tingkat I ditumbuhkan gabungan induk koperasi&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;color: black; font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-color-alt: windowtext; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Undang-undang No.12/1967
tentang pokok-pokok perkoperasian masih mengaitkan bentuk-bentuk koperasi itu
dengan wilayah administrasi pemerintahan (pasal 16) tetapi tidak secara
ekspresif mengatakan bahwa koperasi pusat harus berada di ibukota kabupaten dan
koperasi gabungan harus di tingkat provinsi seperti yang tertera dalam PP 60/59
pasal 16 butir (1) Undang-undang No. 12/67 hanya mengatakan daerah kerja
koperasi Indonesia pada dasarnya, didasarkan pada kesatuan wilayah administrasi
pemerintahan dengan memeperhatikan kepentingan ekonomi.&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Tahoma&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 150%; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/5648374182088746736/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/12/bab-vii-jenis-dan-bentuk-koperasi.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/5648374182088746736'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/5648374182088746736'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/12/bab-vii-jenis-dan-bentuk-koperasi.html' title='BAB VII : JENIS DAN BENTUK KOPERASI'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-8210301397354169466</id><published>2019-12-30T00:37:00.003+07:00</published><updated>2019-12-30T00:45:46.669+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>BAB VI : POLA MANAJEMEN KOPERASI</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;
&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCPpwTLAWxVKF-4B8LATaZRA06m-CF2IG0UpIkoCCsFTqenraIujGnYS2UlwmmrKoYlyXjJdToKZABxE3zybR_CA44gbGODbfRz3lqgXEzCxVSzLFX2clXdg-b6ISj3AEMa1iHt8kLAA/s1600/p.png&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;698&quot; data-original-width=&quot;1600&quot; height=&quot;278&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCPpwTLAWxVKF-4B8LATaZRA06m-CF2IG0UpIkoCCsFTqenraIujGnYS2UlwmmrKoYlyXjJdToKZABxE3zybR_CA44gbGODbfRz3lqgXEzCxVSzLFX2clXdg-b6ISj3AEMa1iHt8kLAA/s640/p.png&quot; width=&quot;640&quot; /&gt;&lt;/a&gt;&lt;/div&gt;
&lt;br /&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 14.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 14.0pt; line-height: 150%;&quot;&gt;PENGERTIAN MANAJEMEN DAN
PERANGKAT ORGANISASI&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l8 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;Ø&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengertian
Manajemen&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menurut
Manullang&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt; : Manajemen adalah seni dan ilmu pencatatan,
pengorganisasian, penyusunan, pengarahan, pengawasan terhadap sumberdaya
manusia untuk mencapai tujuan yang telah ditetapkan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menurut
Griffin&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt; : Manajemen dalah proses merencanakan dan
mengambil keputusan, mengorganisasikan, memimpin, dan mengendalikan sumberdaya
manusia, keuangan, fisik, dan informasi guna mencapai sasaran organisasi secara
efektif dan efisien.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menurut
G. Terry &lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;: Manajemen adalah suatu proses tertentu yang
terdiri dari perencanaan, pengorganisasian, pelaksanaan dan pengawasan
penggunaan suatu ilmu dan seni yang bersama-sama menyelesaikan tugas untuk
mencapai tujuan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; tab-stops: 131.2pt; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;margin-left: 72.0pt; mso-add-space: auto; mso-list: l8 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;Ø&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Pengertian
Koperasi dan Manajemen Koperasi&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 72.0pt; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Koperasi secara etimologi berasal dari
bahasa inggris yaitu &lt;i&gt;“coorperation”&lt;/i&gt; yang berarti kerja sama. Kata
koperasi berasal dari &lt;i&gt;co-operation&lt;/i&gt; yang dalam ari ekonomi memberikan
pengertian &lt;i&gt;collective action for mutual benefit or common&lt;/i&gt; (kegiatan
bersama demi keuntungan bersama atau keuntungan umum). Sedangkan secara
terminalogi koperasi merupakan perkumpulan yang bertujuan untuk meningkatkan
kesejahteraan anggotanya di dalam bidang perekonomian gotong royong.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 72.0pt; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 72.0pt; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Menurut UU No. 25/1992&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;
: Koperasi adalah badan usaha yang beranggotakan orang seorang, atau Badan
Hukum Koperasi, dengan melandaskan kegiatannya berdasarkan prinsip-prinsip
Koperasi sekaligus sebagai gerakan ekonomi rakyat yang berdasarkan azas
kekeluargaan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 72.0pt; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 72.0pt; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Menurut Moh. Hatta&lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;
: Koperasi adalah usaha bersama untuk memperbaiki nasib penghidupan ekonomi
berdasarkan tolong menolong.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 72.0pt; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 72.0pt; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Menurut Peter Davis &lt;/span&gt;&lt;/b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;:&lt;b&gt;
&lt;/b&gt;Manajemen Koperasi adalah suatu proses manajemen yang diselenggarakan oleh
orang-orang yang diberi wewenang dan tanggung jawab untuk mengelola koperasi,
nilai-nilai dan prinsip-prinsip koperasi serta kekayaannya untuk mencapai
tujuannya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 72.0pt; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;margin-left: 72.0pt; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Manajemen koperasi adalah kegiatan profesional
yang dilakukan oleh orang-orang yang bertanggung jawab. dengan mengerahkan
segala kemampuan kepemimpinannya dan memilih kebijakan untuk mengembangkan
koperasi mencapai tujuan-tujuannya berdasarkan nilai dan prinsip-prinsip
koperasi.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin-left: 35.45pt; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;margin-left: 35.45pt; text-align: justify;&quot;&gt;
&lt;b&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Fungsi-fungsi
Manajemen menurut G Terry :&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;margin-left: 63.8pt; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Planning
(Perencanaan)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 63.8pt; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Organizing
(Pengorganisasian)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 63.8pt; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Actuating
(Penggerakan untuk bekerja)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;margin-left: 63.8pt; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 107%;&quot;&gt;Controlling
(Pengawasan/Pengendalian)&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;b&gt;RAPAT ANGGOTA&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Rapat Anggota merupakan pemegang kekuasaan
tertinggi dalam koperasi. Hal ini mengandung pengertian bahwa segala keputusan
yang sifatnya mendasar mengenai kebijakan pengembangan aktifitas koperasi
ditentukan oleh anggota yang disampaikan melalui forum rapat anggota, setiap
anggota mempunyai hak yang sama dalam mengeluarkan pendapatnya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tugas dan wewenang Rapat Anggota adalah :&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo5; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 10.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Membahas dan mengesahkan pertanggung jawaban
Pengurus dan Pengawas untuk tahun buku yang bersangkutan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo5; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 10.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Membahas dan mengesahkan Rencana Kerja dan RAPB
tahun buku berikutnya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo5; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 10.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Membahas dan menetapkan AD, ART dan atau Pembubaran
Koperasi.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo5; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 10.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Memilih dan memberhentikan Pengurus dan Pengawas.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo5; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 10.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menetapkan pembagian Sisa Hasil Usaha (SHU).&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo5; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;b style=&quot;background-color: white; font-family: &amp;quot;tahoma&amp;quot;, sans-serif; font-size: 12pt;&quot;&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo5; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;b style=&quot;background-color: white; font-family: &amp;quot;tahoma&amp;quot;, sans-serif; font-size: 12pt;&quot;&gt;PENGURUS&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengurus dipilih dari dan oleh Anggota Koperasi,
dan berperan mewakili anggota dalam menjalankan kegiatan organisasi maupun
usaha koperasi. Pengurus dapat menunjuk manajaer dan karyawan sebagai pengelola
untuk menjalankan fungsi usaha sesuai dengan ketentuanketentuan yang ada,
sebagaimana jelas tercantum dalam pasal 32 UU Nomor 25 Tahun 1992 tentang
Perkoperasian.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none 1.0pt; font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%; padding: 0cm;&quot;&gt;Tugas pengurus secara kolektif&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 10.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;memimpin organisasi dan kegiatan usaha, membina dan
membimbing anggota.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 10.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;memelihara kekayaan koperasi, menyelenggarakan
rapat anggota, mengajukan&amp;nbsp;rencana RK dan RAPB.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 10.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;mengajukan laporan keuangan dan pertanggung-jawaban
kegiatan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo6; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;wingdings&amp;quot;; font-size: 10.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;§&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;menyelenggarakan pembukuan keuangan secara tertib
serta memelihara buku daftar anggota, daftar pengurus dan buku daftar pengawas.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;b&gt;PENGAWAS&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Disamping rapat anggota dan pengurus, salah satu
alat perlengkapan organisasi koperasi adalah pengawas yang antara lain
mempunyai tugas untuk melakukan pengawasan terhadap pelaksanaan kebijakan dan
pengelolaan koperasi.Adanya fungsi pengawasan dalam suatu organisasi koperasi,
dimaksudkan sebagai salah satu upaya untuk memperkecil resiko yang mungkin
timbul sebagai akibat dari terjadinya penyimpangan-penyimpangan kebijakan dari
rencana yang telah ditetapkan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengawas dipilih melalui rapat anggota bersama
dengan pemilihan pengurus dengan masa jabatan tiga tahun.Jabatan pengawas tidak
boleh dirangkap dengan jabatan pengurus, sedangkan persyaratan badan pengawas
sama dengan persyaratan pengurus.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Berdasarkan ketentuan Pasal 39 UU&amp;nbsp;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;No.25&lt;/span&gt;&amp;nbsp;Tahun 1992, fungsi tugas dan wewenng pengawas
antara lain :&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Melaksanakan pengawasan terhadap pelaksanaan
kebijaksanaan Pengurus dan Pengelola Koperasi.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Membuat laporan tertulis tentang hasil
pengawasannya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Meneliti catatan yang ada pada koperasi.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mendapatkan segala keterangan yang diperlukan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Merahasiakan hasil pengawasannya terhadap pihak
ketiga.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;6.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Memeriksa sewaktu-waktu tentang keuangan dengan
membuat berita acara pemeriksaannya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;7.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Memberikan saran dan pendapat serta usul kepada
pengurus atau Rapat Anggota mengenai hal yang menyangkut kehidupan koperasi.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;8.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Memperolah biaya-biaya dalam rangka menjalankan
tugas sesuai dengan keputusan Rapat Anggota.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;9.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mempertanggungjawabkan hasil pemeriksaannya pada
RAT.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Jadi keterkaitan antara peran pengawas dan pengurus
adalah dalam hal pelaporan adalah dalam hal pelaporan hasil audit. Pengawas
melaporkan hasil audit dan rekomendasi pelaksanaan kebijakan dan Keputusan
Rapat Anggota yang telah di laksanakan oleh pengurus koperasi baik auditr
berkala maupun audit akhir tahun buku. Hasil audit yang dilaporkan dari
pengawas adalah mengenai kesesuaian dan kebenaran data dan informasi yang
dilaporkan dari pengawas adalah mengenai kesesuaian dan kebenaran data dan
informasi yang dilaporkan Pengurus koperasi dengan bukti – bukti pendukungnya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;b&gt;MANAJER&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menurut Trimudilah (2006), Seorang manajer
kepegawaian adalah pembantu pengurus yang diserahi tugas mengurus administrasi
kepegawaian, yang mencakup:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;–&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
Mendapatkan pegawai yang mau bekerja dalam koperasi,&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;–&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
Meningkatkan kemampuan kerja pegawai,&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;–&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
Menciptakan suasana dan hubungan kerja yang baik sehingga para karyawan
tersebut tidak bosan bekerja bahkan dapat meningkatkan prestasinya,&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;–&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
Melaksanakan kebijaksanaan yang dibuat pengurus, mengawasi pelaksanaannya dan
menyampaikan informasi maupun laporan kepada pengurus secara teratur,&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;–&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
Memberikan saran-saran/usul-usul perbaikan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Manajer mempunyai tugas, fungsi dan tanggung jawab.
Adapun tugas, fungsi, dan tanggung jawab dari manajer adalah sebagai berikut:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tugas manajer adalah mengkoordinasikan seluruh
kegiatan usaha, administrasi, organisasi dan ketatalaksanaan serta memberikan
pelayanan administratif kepada Pengurus dan Pengawas&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Untuk melaksanakan tugas tersebut, manajer
berfungsi :&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;~&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Sebagai pemimpin tingkat
pengelola,&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;~&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Merencanakan kegiatan
usaha, kepegawaian dan keuangan,&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;~&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Mengkoordinasikan
kegiatan kepala-kepala unit usaha, kepala sekretariat dan kepala keuangan dalam
upaya mengatur, membina baik yang bersifat tehnis maupun administrative&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;~&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Berwenang mengambil
langkah tindak lanjut atas kebijaksanaan yang telah ditetapkan oleh Pengurus&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;~&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; Bertanggungjawab
kepada Pengurus melalui Ketua.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12pt;&quot;&gt;&lt;b&gt;PENDEKATAN SISTEM PADA KOPERASI&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menurut&amp;nbsp;&lt;b&gt;&lt;i&gt;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;Draheim&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&amp;nbsp;koperasi
mempunyai sifat ganda yaitu:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l5 level1 lfo9; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;organisasi dari orang-orang dengan unsur eksternal
ekonomi dan sifat-sifat sosial (&lt;b&gt;&lt;i&gt;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;pendekatan sosiologi&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l5 level1 lfo9; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; vertical-align: baseline;&quot;&gt;
&lt;!--[if !supportLists]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;!--[endif]--&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&amp;nbsp;perusahaan biasa yang harus dikelola sebagai
layaknya perusahaan biasa dalam ekonomi pasar (&lt;b&gt;&lt;i&gt;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;pendekatan neo klasik).&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none 1.0pt; font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%; padding: 0cm;&quot;&gt;Interprestasi dari Koperasi sebagai Sistem&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kompleksitas dari perusahaan koperasi adalah suatu
sistem yang terdiri dari orang-orang dan alat-alat teknik. Sistem ini dinamakan
sebagai Socio technological system yang selanjutnya terjadi hubungan dengan
lingkungan sehingga dapat dianggap sebagai sistem terbuka, sistem ini ditujukan
pada target dan dihadapkan dengan kelangkaan sumber-sumber yang digunakan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;border: none windowtext 1.0pt; mso-border-alt: none windowtext 0cm; padding: 0cm;&quot;&gt;Cooperative Combine&lt;/span&gt;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengertian :&amp;nbsp;sistem sosio teknis pada
substansinya, sistem terbuka pada lingkungannya, sistem dasar target pada
tugasnya dan sistem ekonomi pada penggunaan sumber-sumber.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Semua pelaksanaan dalam keseluruhan kompleks dan
pengaruh eksternal, dipengaruhi oleh hubungan sistem, demikian juga dilihat
dari sudut pandang ekonomi, tidak cukup hanya melaksanakan koperasi secara
ekonomis saja, tetapi juga berhubungan dengan hubungan antar manusia dalam
kelompok koperasi dan antara anggota&amp;nbsp;tetapi juga berhubungan dengan
hubungan antar manusia dalam kelompok koperasi dan antara anggota dengan
manajemen perusahaan koperasi dalam lapangan lain.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none 1.0pt; font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%; padding: 0cm;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none 1.0pt; font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%; padding: 0cm;&quot;&gt;Tugas usaha pada Sistem Komunikasi (BCS)&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;i&gt;&lt;span style=&quot;border: none 1.0pt; font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%; padding: 0cm;&quot;&gt;The Businnes function Communication System (BCS)&lt;/span&gt;&lt;/i&gt;&lt;u&gt;&lt;span style=&quot;border: none 1.0pt; font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%; padding: 0cm;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/u&gt;&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;adalah sistem
hubungan antara unit-unit usaha anggota dengan koperasi yang berhubungan dengan
pelaksanaan dari perusahaan koperasi untuk unit usaha anggotaa mengenai beberapa
tugas perusahaan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none 1.0pt; font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%; padding: 0cm;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;border: none 1.0pt; font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%; padding: 0cm;&quot;&gt;Sistem Komunikasi antar anggota (The Interpersonal
Communication System (ICS)&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;background: white; line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;tahoma&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;ICS adalah hubungan antara orang-orang yang
berperan aktif dalam unit usaha anggota dengan koperasi yang berjalan.&amp;nbsp;ICS
meliputi pembentukan/terjadi sistem target dalam koperasi gabungan.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
&lt;br /&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/8210301397354169466/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/12/bab-vi-pola-manajemen-koperasi.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/8210301397354169466'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/8210301397354169466'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/12/bab-vi-pola-manajemen-koperasi.html' title='BAB VI : POLA MANAJEMEN KOPERASI'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCPpwTLAWxVKF-4B8LATaZRA06m-CF2IG0UpIkoCCsFTqenraIujGnYS2UlwmmrKoYlyXjJdToKZABxE3zybR_CA44gbGODbfRz3lqgXEzCxVSzLFX2clXdg-b6ISj3AEMa1iHt8kLAA/s72-c/p.png" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-7981553013154106536</id><published>2019-11-10T19:05:00.000+07:00</published><updated>2019-11-10T19:08:42.385+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>BAB V : Sisa Hasil Usaha</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;

&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;A.&amp;nbsp;&lt;strong&gt;Pengertian
Sisa Hasil Usaha Koperasi (SHU)&lt;/strong&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Pengertian
SHU menurut UU No.25/1992, tentang perkoperasian, Bab IX, pasal 45 adalah : SHU
koperasi adalah pendapatan koperasi yang diperoleh dalam satu tahun buku
dikurang dengan biaya, penyusutan, dan kewajiban lain termasuk pajak dalam
tahun buku yang bersangkutan.&lt;/span&gt;&lt;/div&gt;
&lt;ul style=&quot;text-align: left;&quot;&gt;
&lt;li&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;SHU setelah dikurangi dana
cadangan, dibagikan kepada anggota sebanding jasa usaha yang dilakukan oleh
masing-masing anggota dengan koperasi, serta digunakan untuk keperluan
pendidikan perkoperasian dan keperluan koperasi, sesuai dengan keputusan Rapat
Anggota.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Besarnya pemupukan modal
dana cadangan ditetapkan dalam rapat Anggota&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Penetapan besarnya
pembagian kepada para anggota dan jenis serta jumlahnya ditetapkan oleh Rapat
Anggota sesuai dengan AD/ART Koperasi.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Besarnya SHU yang diterima
oleh setiap anggota akan berbeda, tergantung besarnya partisipasi modal dan
transaksi anggota terhadap pembentukan pendapatan koperasi.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Semakin besar transaksi
(usaha dan modal) anggota dengan koperasinya, maka semakin besar SHU yang akan
diterima.&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;strong&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;B.
Informasi Dasar SHU&lt;/span&gt;&lt;/strong&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Beberapa
informasi dasar dalam penghitungan SHU anggota diketahui sebagai berikut :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;SHU Total Koperasi pada
satu tahun buku&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Bagian (presentase) SHU
anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Total simpanan seluruh
anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Total seluruh transaksi
usaha ( volume usaha atau omzet) yang bersumber dari anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Jumlah simpanan per anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Omzet atau volume usaha per
anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Bagian (presentase) SHU
untuk simpanan anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l4 level1 lfo2; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Bagian (presentase) SHU
untuk transaksi usaha anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Istilah-Istilah
Informasi Dasar&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo3; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;SHU Total adalah SHU yang
terdapat pada neraca atau laporan laba-rugi koperasi setelah pajak (&lt;em&gt;profit
after tax&lt;/em&gt;)&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo3; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Transaksi anggota adalah
kegiatan ekonomi (jual beli barang atau jasa), antara anggota terhadap
koperasinya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo3; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Partisipasi Modal adalah
kontribusi anggota dalam memberi modal koperasinya, yaitu bentuk simpanan
pokok, simpanan wajib, simpanan usaha, dan simpanan lainnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo3; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Omzet atau Volume Usaha
adalah total nilai penjualan atau penerimaan dari barang dan atau jasa pada
suatu periode waktu atau tahun buku yang bersangkutan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo3; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Bagian(Presentase) SHU
untuk Simpanan Anggota adalah yang diambil dari SHU bagian anggota, yang
ditujukan untuk jasa modal anggota.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l6 level1 lfo3; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Bagian (Presentase) SHU
untuk transaksi usaha anggota adalah SHU yang diambil dari SHU bagian anggota,
yang ditujukan untuk jasa transaksi anggota.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;strong&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;C.
Rumus Pembagian SHU&lt;/span&gt;&lt;/strong&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Menurut
UU No. 25/1992 Pasal 5 Ayat 1&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Mengatakan
bahwa “pembagian SHU kepada anggota dilakukan tidak semata-mata berdasarkan
modal yang dimiliki seseorang dalam koperasi, tetapi juga berdasarkan
perimbangan jasa usaha anggota terhadap koperasi. Ketentuan ini merupakan
perwujudan kekeluargaan dan keadilan”.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Didalam
AD/ART koperasi telah ditentukan pembagian SHU sebagai berikut: Cadangan
koperasi 40%, jasa anggota 40%, dana pengurus 5%, dana karyawan 5%, dana
pendidikan 5%, danasosial 5%, danapembangunanlingkungan 5%.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Tidak
semua komponen diatas harus diadopsi dalam membagi SHU-nya. Hal ini tergantung
dari keputusan anggota yang ditetapkan dalam rapat anggota.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Perumusan
:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHU =
JUA + JMA, dimana&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHU =
Va/Vuk . JUA + Sa/Tms . JMA&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Dengan
keterangan sebagai berikut :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHU&amp;nbsp;&amp;nbsp;&amp;nbsp;
: sisa hasil usaha&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;JUA&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: jasa usaha anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;JMA&amp;nbsp;&amp;nbsp;&amp;nbsp;
: jasa modal sendiri&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Tms&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: total modal sendiri&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Va&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: volume anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Vak&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: volume usaha total kepuasan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Sa&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: jumlah simpanan anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;strong&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;D.
Prinsip-prinsip Pembagian SHU&lt;/span&gt;&lt;/strong&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Berikut
prinsip-prinsip&amp;nbsp;pembagian SHU koperasi:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l0 level1 lfo4; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;SHU yang dibagi berasal
dari anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Karena
pada hakekatnya sisa hasil usaha yang dibagi berasal dari anggota itu sendiri.
Sedangkan SHU yang bukan berasal dari transaksi dengan anggota pada dasarnya
tidak bibagi kepada anggota, melainkan dijadikan sebagai cadang koperasi. Dalam
kasus koperasi tertentu, bila SHU yang bersumber dari&amp;nbsp;non&amp;nbsp;anggota
cukup besar, maka rapat anggota dapat menetapkannya untuk bibagi secara merata
sepanjang tidak membebani Likuiditas koperasi. Pada koperasi yang pengelolaan
pembukuannya sydah bai, biasanya terdapat pemisahan sumber SHU yang berasal
dari anggota yang berasal dari nonanggota. Oleh sebab itu, langkah pertama
dalam pembagian SHU adalah memilahkan yang bersumber dari hasil transaksi usaha
dengan anggota dan yang bersumber dari nonanggota.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l1 level1 lfo5; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;SHU anngota dibayar secara
tunai&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHU
anggota harus diberikan secara tunai guna pembuktian dari koperasi sebagai
badan usaha yang sehat. SHU anggota dibayar secara tunai SHU per anggota
haruslah diberikan secara tunai, karena dengan demikian koperasi membuktikan
dirinya sebagai badan usaha yangsehat kepada anggota dan masyarakat mitra
bisnisnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l5 level1 lfo6; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;SHU anggota merupakaan jasa
modal dan transaksi usaha&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHU
yang dibagikan berdasar insentif dari modal dari inventasi berdasar hasil
transaksi para anggotanya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l8 level1 lfo7; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: Symbol; font-size: 10.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-size: 12.0pt; mso-fareast-font-family: Symbol; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;SHU anggota dilakukan
transparan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Proses
dalam menghitung dan jumlah yang dibagi harus diumumkan secara transparan
sehingga setiap anggota bisa menghitung secara kuantitatif. Pembagian SHU
anggota dilakukan secara transparan Proses perhitungan SHU peranggota dan
jumlah SHU yang dibagi kepada anggota harus diumumkan secara transparan,
sehingga setiap anggota dapat dengan mudah menghitung secara kuantitatif berapa
bartisipasinya kepada koperasinya. Prinsip ini pada dasarnya juga merupakan
salah satu proses pendidikan bagi anggota koperasi dalam membangun suatu
kebersamaan, kepemilikan terhadap suatu badan usaha, dan pendidikan dalam
proses demakrasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;strong&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;E.
Pembagian SHU per anggota&lt;/span&gt;&lt;/strong&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Pembagian
sisa hasil usaha koperasi merupakan selisih dari seluruh pemasukan dan
penerimaan total.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Perhitungan&amp;nbsp;pembagian
SHU koperasi&amp;nbsp;anggota bisa dilakukan jika beberapa syarat berikut
terpenuhi:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;SHU total koperasi pada
satu tahun buku&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Persentase SHU anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Total transaksi usaha&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Total simpanan semua
anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Jumlah simpanan per anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;6.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Bagian SHU untuk simpanan
anggota&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;7.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Bagian SHU untuk transaksi
usaha&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l2 level1 lfo8; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;8.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Total seluruh transaksi
usaha&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Pembagian
SHU koperasi&amp;nbsp;memiliki aspek-aspek yang harus diperhatikan seperti peran
anggota. Anggota berperan sebagai pemilik dan sebagai pelanggan. Sebagai
pemilik anggota memiliki kewajiban untuk berinvestasi. Sehingga sebagai
investor anggota berhak mendapatkan hasil investasi. Sedangkan sebagai
pelanggan seorang anggota memiliki kewajiban berpartisipasi di setiap transaksi
bisnis di koperasi. Koperasi memiliki azaz demokrasi, keadilan, dan
transparansi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;CONTOH&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Perhitungan
pembagian SHU per anggota:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;a.
Perhitungan SHU (Laba/Rugi) Koperasi Rinaldy Tahun Buku 2009 (Rp 000)&lt;/span&gt;&lt;/div&gt;
&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; class=&quot;MsoNormalTable&quot; style=&quot;background: white; mso-cellspacing: 1.5pt; mso-yfti-tbllook: 1184; width: 613px;&quot;&gt;
 &lt;tbody&gt;
&lt;tr style=&quot;mso-yfti-firstrow: yes; mso-yfti-irow: 0;&quot;&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Penjualan
  /Penerimaan Jasa&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Rp&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
  850.000&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 1;&quot;&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Pendapatan
  lain&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Rp&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
  150.000&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 2;&quot;&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;&lt;br /&gt;&lt;/td&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Rp
  1.000.000&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 3;&quot;&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Harga
  Pokok Penjualan&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Rp
  &amp;nbsp;&amp;nbsp;(200.000)&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 4;&quot;&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Pendapatan
  Operasional&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Rp
  &amp;nbsp;&amp;nbsp;&amp;nbsp;800.000&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 5;&quot;&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Beban
  Operasional&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Rp
  &amp;nbsp;&amp;nbsp;(300.000)&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 6;&quot;&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Beban
  Administrasi dan Umum&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Rp
  &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;(35.000)&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 7;&quot;&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;SHU
  Sebelum Pajak&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Rp
  &amp;nbsp;&amp;nbsp;&amp;nbsp;465.000&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 8;&quot;&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Pajak
  Penghasilan (PPH Ps 21)&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Rp
  &amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;(46.500)&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;tr style=&quot;mso-yfti-irow: 9; mso-yfti-lastrow: yes;&quot;&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;SHU
  setelah Pajak&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
  &lt;td style=&quot;padding: .75pt .75pt .75pt .75pt; width: 225.0pt;&quot; width=&quot;300&quot;&gt;
  &lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Rp&amp;nbsp;&amp;nbsp;&amp;nbsp;
  418.500&lt;/span&gt;&lt;/div&gt;
&lt;/td&gt;
 &lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 12.0pt; margin-right: 0cm; margin-top: 0cm; mso-list: l3 level1 lfo9; tab-stops: list 36.0pt; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;418.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Sumber SHU&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHU
Koperasi A setelah pajak Rp 418.500&lt;br /&gt;
Sumber SHU:&lt;br /&gt;
– Transaksi Anggota Rp 400.000&lt;br /&gt;
– Transaksi Non Anggota Rp 18.500&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;c.
Pembagian SHU menurut Pasal 15, AD/ART Koperasi A:&lt;br /&gt;
1. Cadangan : 40% X 400.000 ; Rp 18.500&lt;br /&gt;
2. Jasa Anggota : 40 % X 400.000 : Rp 18.500&lt;br /&gt;
3. Dana Pengurus : 5% X 400.000 : Rp 10.000&lt;br /&gt;
4. dana Karyawan : 5 % X 400.000 : Rp 10.000&lt;br /&gt;
5. dana Pendidikan : 5 % X 400.000 : Rp 10.000&lt;br /&gt;
6. dana Sosial : 5 % X 400.000 : Rp 10.000&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Rapat
anggota menetapkan bahwa SHU bagian Anggota dibagi sebagai berikut:&lt;br /&gt;
jasa Modal : 30% X Rp 80.000.000 Rp24.000.000&lt;br /&gt;
Jasa Usaha : 70% X Rp 80.000.000 Rp 56.000.000&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;d.
Jumlah anggota, simpanan dan volume usaha koperasi:&lt;br /&gt;
jumlah Anggota : 142 orang&lt;br /&gt;
total simpanan anggota : Rp 345.420.000&lt;br /&gt;
total transaksi anggota : Rp 2.340.062.000.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;CONTOH&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHU
yang dierima per anggota:&lt;br /&gt;
SHU usaha Adi = 5.500/2.340.062 (56.000) = Rp 131,62&lt;br /&gt;
SHU Modal Adi = 800/345.420 (24.000) = Rp 55,58;.&lt;br /&gt;
Dengan demikian jumblah SHU yang diterima Adi Adalah:&lt;br /&gt;
Rp 131.620 + Rp 55.580 = Rp 187.200;.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Contoh
Lain:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Rumus
pembagiaan SHU per anggota dapat dihitung sebagai berikut:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHUA&amp;nbsp;=
JUA + JMA&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Keterangan&lt;br /&gt;
SHUA : Sisa Hasil Usaha Anggota&lt;br /&gt;
JUA&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; : Jasa Usaha Anggota&lt;br /&gt;
JMA&amp;nbsp;&amp;nbsp;&amp;nbsp; : Jasa Modal Anggota&lt;br /&gt;
Dengan menggunakan model matematika, SHU per anggota dapat dihitung sebagai
berikut :&lt;br /&gt;
SHUPA&amp;nbsp;= VA&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp;x JUA&amp;nbsp;+
SA&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; x JMA&lt;br /&gt;
VUK&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; TMS&lt;br /&gt;
SHUPA&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; : Sisa Hasil
Usaha per Anggota&lt;br /&gt;
JUA&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: Jasa Usaha Anggota&lt;br /&gt;
JMA&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: Jasa Modal Usaha&lt;br /&gt;
VA&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: Volume Usaha Anggota (total transaksi anggota)&lt;br /&gt;
UK&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: Volume usaha total koperasi (total transaksi koperasi)&lt;br /&gt;
SA&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: jumlah simpanan anggota&lt;br /&gt;
TMS&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
: Modal sendiri total (simpanan anggota total)&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Contoh
:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Jumlah
anggota, simpanan, dan volume usaha koperasi&lt;br /&gt;
Jumlah anggota : 5 anggota&lt;br /&gt;
Total Simpanan anggota : Rp20.000&lt;br /&gt;
Total Transaksi Usaha : Rp28.500&lt;br /&gt;
Anggota 1 Jumlah Simpanan 4000 Total Transaksi Usaha 8000&lt;br /&gt;
Anggota 2 Jumlah Simpanan 6000 Total Transaksi Usaha 7000&lt;br /&gt;
Anggota 3 Jumlah Simpanan 2000 Total Transaksi Usaha 6500&lt;br /&gt;
Anggota 4 Jumlah Simpanan 4000 Total Transaksi Usaha 0&lt;br /&gt;
Anggota 5 Jumlah Simpanan 4000 Total Transaksi Usaha 7000&lt;br /&gt;
Dengan menggunakan rumus perhitungan SHU di atas diperoleh SHU per anggota
berdasarkan kontribusi terhadap modal dan transaksi usaha. Seperti diketahui
rumus SHU per anggota adalah:&lt;br /&gt;
VA&amp;nbsp;x JUA&amp;nbsp;+ SA&amp;nbsp;x JMA&lt;br /&gt;
VUK&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; TMS&lt;br /&gt;
SHU Usaha Anggota = Va / VUK&lt;br /&gt;
SHU Usaha Anggota 1 = 8000/28500 = 0.28&lt;br /&gt;
SHU Usaha Anggota 2 = 7000/28500 = 0.24&lt;br /&gt;
SHU Usaha Anggota 3 = 6500/28500 = 0.23&lt;br /&gt;
SHU Usaha Anggota 4 = 0/28500 = 0&lt;br /&gt;
SHU Usaha Anggota 5 = 7000/28500 = 0.24&lt;br /&gt;
Jumlah JUA = 0.99&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHU
Modal Anggota = Sa / TMS&lt;br /&gt;
SHU Modal Anggota 1 = 4000/20000 = 0.2&lt;br /&gt;
SHU Modal Anggota 2 = 6000/20000 = 0.3&lt;br /&gt;
SHU Modal Anggota 3 = 2000/20000 = 0.1&lt;br /&gt;
SHU Modal Anggota 4 = 4000/20000 = 0.2&lt;br /&gt;
SHU Modal Anggota 5 = 4000/20000 = 0.2&lt;br /&gt;
Jumlah JMA= 1&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHUPA&amp;nbsp;=
JUA + JMA&lt;br /&gt;
SHUPA&amp;nbsp;1 = 0.28 + 0.2 = 0.48&lt;br /&gt;
SHUPA&amp;nbsp;2 = 0.24 + 0.3 = 0.54&lt;br /&gt;
SHUPA&amp;nbsp;3 = 0.23 + 0.1 = 0.33&lt;br /&gt;
SHUPA&amp;nbsp;4 = 0.2 + 0 = 0.2&lt;br /&gt;
SHUPA&amp;nbsp;5 = 0.2 + 0.24 = 0.44&lt;br /&gt;
Jumlah SHUPA&amp;nbsp;= 1.99&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;SHU
KOPERASI Koperasi A setelah Pajak adalah Rp. 5.000.000,- Jika dibagi sesuai
prosentase Pembagian SHU KOPERASI koperasi seperti contoh yang disampaiakan
sebelumnya maka diperoleh:&lt;br /&gt;
Cadangan : 40 % = 40% x Rp.5.000.000,- = Rp. 2.000.000,-&lt;br /&gt;
SHU KOPERASI Dibagi pada anggota : 40 % = 40% x Rp.5.000.000,- = Rp.
2.000.000,-&lt;br /&gt;
Dana pengurus : 5 % = 5% x Rp.5.000.000,- = Rp. 250.000,-&lt;br /&gt;
Dana karyawan : 5 % = 5% x Rp.5.000.000,- = Rp. 250.000,-&lt;br /&gt;
Dana Pembangunan Daerah kerja / Pendidikan : 5 %= 5% x Rp.5.000.000,- = Rp. 250.000,-&lt;br /&gt;
Dana sosial : 5 % = 5% x Rp.5.000.000,- = Rp. 250.000,-&lt;br /&gt;
Yang bisa dibagi kepada anggota adalah SHU KOPERASI Dibagi pada anggota : 40 %&lt;br /&gt;
Atau dalam contoh diatas senilai Rp.2.000.000,-&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;Maka
Langkah-langkah pembagian SHU KOPERASI adalah sebagai berikut:&lt;br /&gt;
1. Di RAT ditentukan berapa persentasi SHU KOPERASI yang dibagikan untuk
aktivitas ekonomi (transaksi anggota) dan berapa prosentase untuk SHU KOPERASI
modal usaha (simpanan anggota) prosentase ini tidak dimasukan kedalam AD/ART
karena perbandingan antara keduanya sangat mudah berubah tergantung posisi
keuangan dan dominasi pengaruh atas usaha koperasi, maka harus diputuskan
setiap tahun . Biasanya prosentase SHU KOPERASI yang dibagi atas Aktivitas
Ekonomi ( Y) adalah 70% dan prosentase SHU KOPERASI yang dibagi atas Modal
Usaha adalah 30%. Jika demikian maka sesuai contoh diatas&lt;br /&gt;
Y=70%xRp.2.000.000,- = Rp. 1.400.000,-&lt;br /&gt;
X=30%xRp.2.000.000,- = Rp. 600.000,-&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;amp-wp-inline-1859012f11e062b6a36a9b3f2a05150e&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin: 0cm; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-themecolor: text1;&quot;&gt;2.
Hitung Total transaksi tiap anggota, total simpanan tiap anggota dan total
transaksi seluruh anggota serta total simpanan seluruh anggota. Sebagi contoh
kita akan menghitung SHU KOPERASI Gusbud. Dari data transaksi anggota diketahui
Gusbud bertransaksi sebesar Rp. 100.000,- dengan simpanan Rp. 50.000,-
sedangkan total transaksi seluruh anggota adalah Rp.20.000.000,- dengan total
simpanan anggota adalah Rp.3.000.000,-&lt;br /&gt;
Maka&lt;br /&gt;
SHU KOPERASIAE Gusbud = Rp. 100.000,-/ Rp.20.000.000,- *( Rp. 1.400.000,-)&lt;br /&gt;
= Rp. 7000,-&lt;br /&gt;
SHU KOPERASIMU Gusbud = Rp. 50.000,- / Rp.3.000.000,- *(Rp. 600.000,-)&lt;br /&gt;
= Rp.10.000,-&lt;/span&gt;&lt;/div&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footer&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;35&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;caption&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of figures&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope return&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;line number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;page number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of authorities&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;macro&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;toa heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 5&quot;/&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/7981553013154106536/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/11/bab-v-sisa-hasil-usaha.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/7981553013154106536'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/7981553013154106536'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/11/bab-v-sisa-hasil-usaha.html' title='BAB V : Sisa Hasil Usaha'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-642071001116808501</id><published>2019-11-10T19:03:00.001+07:00</published><updated>2019-11-10T19:05:28.940+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>BAB IV : Tujuan dan Fungsi Koperasi</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;

&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-fareast-font-family: Arial; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Pengertian Badan Usaha&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Suatu organisasi yang mengkombinasikan dan
mengorganisasikan sumber-sumber daya untuk tujuan memproduksi atau menghasilkan
barang-barang dan atau jasa untuk dijual (Dominick Salvatore, 1989).&amp;nbsp;&lt;b&gt;&amp;nbsp;&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-fareast-font-family: Arial; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Koperasi Sebagai Badan Usaha&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Koperasi adalah badan usaha (UU No. 25 Tahun 1992). Sebagai
badan usaha, koperasi tetap tunduk terhadap kaidah-kaidah perusahaan dan
prinsip-prinsip ekonomi yang berlaku. Dengan mengacu pada konsepsi sistem yang
bekerja pada suatu badan usaha, maka koperasi sebagai badan usaha juga berarti
merupakan kombinasi dari manusia, asset-aset fisik dan nonfisik, informasi dan
teknologi. Karena itu, koperasi harus dapat menghasilkan keuntungan dalam
mengembangkan organisasi dan usahanya. Ciri utama koperasi yang membedakannya
dengan badan usaha lainnya (nonkoperasi) adaalah posisi anggota. Dalam UU
Nomor25 Tahun 1992 tentang perkoperasian disebutkan bahwa, anggota koperasi
adalah pemilik sekaligus pengguna jasa koperasi. Dalam bahasa ekonomi disebut
dengan customer&lt;/span&gt;&lt;span style=&quot;color: black; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Badan usaha koperasi merupakan wadah kesatuan tindakan ekonomi
dalam rangka mempertinggi efisiensi dan efektifitas pencapaian tujuan ekonomi
individu anggotanya. Koperasi sebagai badan usaha dan unit ekonomi, selain
harus memiliki 4 sistem yang dimaksud diatas, juga harus memasukkan sistem yang
ke lima. Sistem anggota ini sangat penting karena hal tersebut merupakan jati
diri dan nilai keunggulan koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-fareast-font-family: Arial; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Tujuan dan Nilai Koperasi&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Model dasar dari suatu perusahaan bisnis diperoleh dari
teori perusahaan. Teori perusahaan menekankan bahwa perusahaan perlu menetapkan
tujuan, sehingga dengan demikian perusahaan dapat menentukan apa yang harus
dilakukan, menyusun program aksinya, menetapkan sasarannya, menyusun indicator
keberhasilannya, serta strategi dan taktik apa yang harus dilaksanakan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-indent: 13.65pt; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-fareast-font-family: Arial; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;4.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Mendefinisikan Tujuan Perusahaan Koperasi&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Apa relavansi konsep tujuan perusahaan sebagaimana yang diuraikan
sebelumnya terhadap badan usaha koperasi? Tujuan koperasi sebagai perusahaan
atau badan usaha adalah semata-mata hanya pada orientasi laba, melainkan juga
pada orientasi manfaat. Karena itu, dalam banyak kasus koperasi, manajemen
koperasi tidak mengejar keuntungan sebagai tujuan perusahaan karena mereka
bekerja didasari dengan pelayanan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-fareast-font-family: Arial; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;5.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Keterbatasan Teori Perusahaa&lt;/span&gt;&lt;span style=&quot;color: black; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;n&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Dalil atau postulat teori perusahaan yang mengatakan bahwa tujuan
perusahaan adalah untuk memaksimumkan nilai perusahaan ternyata mendapat kritik
karena dinilai terlalu sempit dan tidak realistis&lt;/span&gt;&lt;span style=&quot;color: black; mso-ansi-language: EN-ID; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;.&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-fareast-font-family: Arial; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;6.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Kegiatan Usaha Koperasi&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Pada awalnya, koperasi dibentuk oleh beberapa orang untuk memenuhi
kebutuhan ekonomi mereka. Oleh sebab itu, setiap usaha dari koperasi baik yang
bersifat bisnis tunggal atau pun yang bersifat serba usaha harus diartikan
dengan kepentingan atau pun kebutuhan ekonomi anggota. Anggota-anggota koperasi
secara individu ataupun rumah tangga mempunyai kebutuhan ekonomi yang sama dan
hal itulah faktor utama yang mendasari mereka untuk mendirikan perusahaan
koperasi.&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-align: justify; text-indent: -18.0pt; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-fareast-font-family: Arial; mso-themecolor: text1;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;7.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Sisa Hasil Usaha Koperasi&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;margin-left: 21.3pt; mso-add-space: auto; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;IN&quot; style=&quot;color: black; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;Pembagian SHU tentu tidak terlepas dari filosofi dasar koperasi, di mana
asas keadilan menjadi hal yang paling penting untuk dilaksanakan dalam
kehidupan berkoperasi. Karena itu, kerangka teori dan praktik cara menghitung
SHU bagian anggota ditempatkan menjadi bab tersendiri. Dari pengamatan penulis
di lapangan baik sebagai praktisi koperasi, pembina koperasi, maupun pengajar
mata kuliah di perguruan tinggi, ternyata masih banyak yang tidak mengetahui
bagaimana perhitungan SHU di setiap koperasi. Terdapat koperasi yang SHU-nya
yang dibagi rata kepada seluruh anggotanya, ada juga yang hanya dalam
pembukuannya saja, ada yang tidak dibagi sama sekali.&lt;/span&gt;&lt;span lang=&quot;IN&quot; style=&quot;color: black; font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 11.5pt; line-height: 107%; mso-bidi-font-family: &amp;quot;Times New Roman&amp;quot;; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-themecolor: text1;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
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   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
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   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/642071001116808501/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/11/bab-iv-tujuan-dan-fungsi-koperasi.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/642071001116808501'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/642071001116808501'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/11/bab-iv-tujuan-dan-fungsi-koperasi.html' title='BAB IV : Tujuan dan Fungsi Koperasi'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-7511636928195851278</id><published>2019-11-10T18:47:00.000+07:00</published><updated>2019-11-10T19:05:29.004+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>BAB III : Bentuk Organisasi, Hirarki Tanggung Jawab, Pola Manajemen</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;toc 9&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footer&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;35&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;caption&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of figures&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope return&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;line number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;page number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of authorities&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;macro&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;toa heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
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&lt;br /&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;A.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Organisasi
Koprasi Menurut Hanel&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Menurut
Hanel, Organisasi koperasi diartikan sebagai suatu sistem sosial ekonomi atau
sosial teknik, yang terbuka dan berorientasi pada tujuan. Dengan demikian,
suatu organisasi koperasi dapat ditinjau dari beberapa kriteria yaitu :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;
&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjj5I4C90jPJgqeOkl7At-cUpPMOGDm4FTII8iSCdGrwKcVE2Pda1QAm4fz7y3GJmEIt1p2OR8ximZIqZto0mpeuSSzRxKwECKxtnNbBFjm2J4XCQYCwP5yA5y77kAdwpfI5oWzyD_pAg/s1600/21.png&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; data-original-height=&quot;107&quot; data-original-width=&quot;320&quot; height=&quot;133&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjj5I4C90jPJgqeOkl7At-cUpPMOGDm4FTII8iSCdGrwKcVE2Pda1QAm4fz7y3GJmEIt1p2OR8ximZIqZto0mpeuSSzRxKwECKxtnNbBFjm2J4XCQYCwP5yA5y77kAdwpfI5oWzyD_pAg/s400/21.png&quot; width=&quot;400&quot; /&gt;&lt;/a&gt;&lt;/div&gt;
&lt;div align=&quot;center&quot; class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: center; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;color: blue; font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID; mso-no-proof: yes; text-decoration: none; text-underline: none;&quot;&gt;&lt;span style=&quot;mso-ignore: vglayout;&quot;&gt;&lt;br /&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Memperlihatkan
kriteria dan pengertian organisasi koperasi di atas maka sub-sub sistem organisasi
koperasi terdiri dari:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l9 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Anggota koperasi sebagai individu yang bertindak sebagi
pemilik dan konsumen akhir&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l9 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;A&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;nggota
koperasi sebagai pengusaha perorangan maupun kelompok yang memanfaatkan
koperasi sebagai pemasok ( supplier)&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l9 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi sebagai daban usah yang melayani anggota
koperasi dan masyarakat&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 18.0pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;B.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Organisasi
Koperasi Menurut Ropke&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Ropke mengidentifikasikan ciri-ciri organisasi
koperasi sebagai berikut.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Terdapat sejumlah individu yang bersatu dalam suatu
kelompok, atas dasar sekurang-kurangnya satu kepentingan atau tujuan yang sama,
yang disebut sebagai kelompok koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Terdapat anggota-anggota koperasi yang bergabung
dalam kelompok usaha untuk memperbaiki kondisi sosial ekonomi mereka sendiri,
yang disebut sebagai swadaya dari kelompok koperasi&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Anggota yang bergabung dalam koperasi memanfaatkan
koperasi secara bersama, yang disebut sebagai perusahaan koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Koperasi sebagai perusahaan mempunyai tugas untuk
menunjang kepentingan para anggota kelompok koperasi, dengan cara menyediakan
barang dan jasa yang dibutuhkan oleh anggota dalam kegiatan ekonominya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 24.55pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Jika memperhatikan kriteria dan ciri-ciri organisasi koperasi di atas,
maka dapat ditarik suatu kesimpulan bahwa, oeganisasi koperasi terdiri dari
beberapa pihak sebagai berikut.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Anggota
koperasi&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;, baik sebagai konsimen akhir maupun sebagai pengusaha yang memanfaatkan
koperasi dalam kegiatan sosial ekonominya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Badan
usaha koperasi&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;, sebgai satu kesatuan dari anggota, pengelola, dan
pengawas yang berusaha meningkatkan kondisi sosial ekonomi anggotanya melalui
perusahaan koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: Symbol; mso-fareast-language: IN;&quot;&gt;O&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;rganisasi
koperasi&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;, sebagai badan usaha yang bertindak sebagai perusahaan yang melayani
anggota maupun non anggota.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 24.55pt; margin-right: 0cm; margin-top: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;C.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: IN;&quot;&gt;Organisasi
Koperasi di Indonesia&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Merupakan
suatu susunan tanggung jawab para anggotanya yang melalui hubungan dan
kerjasama dalam organisasi perusahaan tersebut. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l11 level2 lfo5; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Bentuk : Rapat Anggota, Pengurus, Pengelola dan
Pengawas&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l11 level2 lfo5; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Rapat Anggota,&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l11 level2 lfo5; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Wadah anggota untuk mengambil keputusan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l11 level2 lfo5; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pemegang Kekuasaan Tertinggi, dengan tugas :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l12 level4 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;-&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Penetapan Anggaran Dasar&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l12 level4 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;-&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Kebijaksanaan Umum (manajemen, organisasi &amp;amp;
usaha koperasi)&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l12 level4 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;-&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pemilihan, pengangkatan &amp;amp; pemberhentian
pengurus&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l12 level4 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;-&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Rencana Kerja, Rencana Budget dan Pendapatan
sertapengesahan Laporan Keuangan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l12 level4 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;-&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pengesahan pertanggung jawaban&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l12 level4 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;-&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pembagian SHU&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l12 level4 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;-&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Penggabungan, pendirian dan peleburan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;D.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hirarki dan Tanggung Jawab&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l14 level1 lfo7; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengurus&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengurus
koperasi adalah suatu perangkat organisasi koperasi yang merupakan suatu
lembaga/badan struktural organisasi koperasi. Kedudukan pengurus sebagai
pemegang kuasa rapat anggota memiliki tugas dan wewenang yang ditetapkan oleh
undang-undang nomor 25 tahun 1992 tentang perkoperasian, anggaran dasar dan
anggaran rumah tangga serta peraturan lainnya yang berlaku dan diputuskan oleh
rapat anggota. Dalam pasal 29 ayat 2 undang-undang nomor 25 tahun 1992 tentang
perkoperasian disebutkan bahwa pengurus merupakan pemegang kuasa rapat anggota,
sedang dalam pasal 30 di antaranya juga disebutkan bahwa :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l10 level5 lfo8; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengurus bertugas mengelola koperasi dan
usahanya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l10 level5 lfo8; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-bidi-font-weight: bold; mso-fareast-font-family: Symbol; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengurus berwenang mewakili koperasi di
dalam dan di luar pengadilan.&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tugas dan kewajiban pengurus koperasi adalah memimpin
organisasi dan usaha koperasi serta mewakilinya di muka dan di luar pengadilan
sesuai dengan keputusan-keputusan rapat anggota. Tugas dan Kewajiban tersebut
antara lain adalah :&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo9; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mengelola
koperasi dan usahanya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo9; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mengajukan
rancangan Rencana kerja, dan belanja koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo9; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menyelenggaran
Rapat Anggota.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo9; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mengajukan
laporan keuangan &amp;amp; pertanggung jawaban daftar anggota dan pengurus.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo9; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;e.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Wewenang.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo9; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;f.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mewakili koperasi di dalam &amp;amp; luar
pengadilan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo9; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;g.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Meningkatkan
peran koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l14 level1 lfo7; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengelola.&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengelola
koperasi bertugas melakukan pengelolaan usaha sesuai dengan kuasa dan wewenang
yang diberikan oleh pengurus. Tugas dan tanggung jawab seorang pengelola adalah
sbagai berikut :&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level2 lfo10; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Membantu
memberikan usulan kepada pengurus dalam menyusun perencanaan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level2 lfo10; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Merumuskan
pola pelaksanaan kebijaksanaan pengurus secara efektif dan efisien.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level2 lfo10; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Membantu
pegurus dalam menyusun uraian tugas bawahannya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 63.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level2 lfo10; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menentukan
standart kualifikasi dalam pemilihan dan promosi pegawai.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l14 level1 lfo7; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengawas.&lt;/span&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tugas
pengawas adalah melakukan pemeriksaan terhadap tata kehidupan koperasi,
termasuk organisasi, usaha-usaha dan pelaksanaan kebijaksanaan pengurus, serta
membuat laporan tertulis tentang pemeriksaan. Pengawas bertindak sebagai
orang-orang kepercayaan anggota dalam menjaga harta kekayaan anggota dalam
koperasi. Berikut adalah tugas, dan wewenang, serta syarat menjadi Pengawas :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level1 lfo11; text-align: justify; text-indent: -21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tugas Pengawas.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 92.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l13 level2 lfo12; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Melakukan pengawasan terhadap pelaksanaan
kebijakan dan pengelolaan koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 92.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l13 level2 lfo12; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Membuat laporan tertulis tentang hasil
pengawasan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 92.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level1 lfo11; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Wewenang
Pengawas.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 92.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l15 level2 lfo13; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Meneliti catatan yang ada pada koperasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 92.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l15 level2 lfo13; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mendapatkan segala keterangan yang
diperlukan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 92.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l15 level2 lfo13; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengawas harus merahasiakan hasil
pengawasannya terhadap pihak ketiga.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 99.8pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 70.9pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level1 lfo11; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Syarat-syarat
menjadi pengawas yaitu.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 92.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l8 level2 lfo14; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;mempunyai kemampuan berusaha.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 92.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l8 level2 lfo14; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: Symbol; font-size: 12.0pt; line-height: 150%; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;mempunyai sifat sebagai pemimpin, yang
disegani anggota koperasi dan masyarakat sekelilingnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;E.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pola Manajemen&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Dilihat
dari perangkat dan mekanisme kerja, manajemen koperasi tampaknya memiliki
kekhususan dan aturan tersendiri, dibandingkan dengan badan/lembaga/organisasi
lainnya, misalnya manajemen pada perseroan terbatas. Kekhususan tersebut
mempunyai dampak dalam mewujudkan efisiensi dan efektivitas pencapaian tujuan
koperasi. Adanya peran serta dari anggota sebagai pemilik dan pengguna jasa
koperasi memberi kesan campur tangan anggota dalam manajemen, sehinnga
manajemen koperasi kelihatan rumit.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pada
dasarnya manajemen meliputi kegiatan pengelolaan usaha koperasi. Dalam praktik
koperasi, pengelolaan organisasi dilakukan oleh pengurus, sedangkan pengelolaan
usaha dilakukan oleh pengelola usaha yang diangkat oleh pengurus. Pasal 32
undang-undang nomor 25 tahun 1992 tentang perkoperasian menyebutkan bahwa :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo15; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pengurus koperasi dapat mengangkat pengelola yang
diberi wewenang dan kuasa untuk mengelola usaha&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo15; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Dalam hal pengurus koperasi bermaksud untuk
mengangkat pengelola,maka rencana pengangkatan tersebut diajukan kepada rapat
anggota untuk mendapat persetujuan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo15; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pengelola bertanggung jawab kepada pengurus&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo15; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Pengelolaan usaha oleh pengelola tidak mengurangi
tanggung jawab pengurus sebagaimana ditentukan dalam peraturan
perundang-undangan yang berlaku.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 21.3pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Ketentuan
pasal 32 tersebut mengandung arti bahwa pengurus dapat mengangkat atau tidak
mengangkat pengelola, bergantung pada kemampuan pengurus dan usaha yang
dijalankan. Dengan demikian, unsur yang ada dalam manajemen koperasi adalah
rapat anggota, pengurus, pengelola usaha dan pengawas. Hal itu berlainan
dengan,misalnya pada perseroan terbatas, dimana manajemen dilakukan oleh
direksi dan dewan komisaris.pengurus dan pengelola seolah-olah dua lembaga yang
berdiri sendiri, padahal tidak demikian,karena pengelola diangkat oleh
pengurus, sehingga kedudukannya hanya sebagai pegawai yang diberi kuasa dan
wewenang oleh pengurus untuk mengelola usaha koperasi.. Pola Manajemen
Diantaranya :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo16; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Menggunakan gaya manajemen yang partisipatif&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo16; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Terdapat pola job descriptionpada setiap unsur
dalam koperasi&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo16; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Setiap unsur memiliki ruang lingkup keputusan yang
berbeda (decision area)&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 42.55pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo16; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;d.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,serif; font-size: 12.0pt; line-height: 150%; mso-fareast-font-family: &amp;quot;Times New Roman&amp;quot;; mso-fareast-language: EN-ID;&quot;&gt;Seluruh unsur memiliki ruang lingkup keputusan yang
sama (shared decision areas)&lt;/span&gt;&lt;/div&gt;
&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/7511636928195851278/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/11/bab-iii-bentuk-organisasi-hirarki.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/7511636928195851278'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/7511636928195851278'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/11/bab-iii-bentuk-organisasi-hirarki.html' title='BAB III : Bentuk Organisasi, Hirarki Tanggung Jawab, Pola Manajemen'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjj5I4C90jPJgqeOkl7At-cUpPMOGDm4FTII8iSCdGrwKcVE2Pda1QAm4fz7y3GJmEIt1p2OR8ximZIqZto0mpeuSSzRxKwECKxtnNbBFjm2J4XCQYCwP5yA5y77kAdwpfI5oWzyD_pAg/s72-c/21.png" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-5550667673243418416</id><published>2019-10-02T15:12:00.001+07:00</published><updated>2019-11-10T19:05:28.810+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Koperasi"/><title type='text'>Ekonomi Koperasi</title><content type='html'>&lt;h2 style=&quot;line-height: 150%; margin-bottom: 0,0000pt; text-align: center; vertical-align: baseline;&quot;&gt;
&lt;b&gt;TUGAS 1 INDIVIDU “ EKONOMI KOPERASI ”&lt;/b&gt;&lt;b&gt;PERTEMUAN 1 DAN 2&lt;/b&gt;&lt;/h2&gt;
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&lt;br /&gt;&lt;/div&gt;
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&lt;u&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Disusun Oleh :&lt;/span&gt;&lt;/u&gt;&lt;u&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/u&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Nama&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt; &lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;: Bima Alfi Affandi&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;NPM&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt; &lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;: 11217218&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Kelas&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt; &lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;: 3EA16&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;b&gt;KONSEP KOPERASI&lt;/b&gt;&lt;/h3&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Ada beberapa konsep keperasi, konsep koperasi terdiri dari 3 konsep yaitu:&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;ul&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Konsep Koperasi Barat&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Konsep Koperasi Sosialis&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Konsep Koperasi Negara Berkembang&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;h4&gt;
&lt;b&gt;Konsep Koperasi Negara Barat&lt;/b&gt;&lt;/h4&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Konsep koperasi Negara barat adalah konsep yang menjelaskan bahwa koperasi adalah organisasi atau kelompok swasta yang didirikan atau dibentuk oleh orang-orang dengan sukarela yang mempunyai tujuan dan latar belakang yang sama untuk mensejahterakan dan menciptakan keuntungan bagi anggota-anggotanya maupun perusahaan koperasi. Disini keinginan individu dapat dipuaskan dengan saling bekerjasama antar anggotanya, dengan saling membantu dan saling menguntungkan. Setiap individu dengan tujuan yang sama dapat berpartisipasi untuk mendapatkan keuntungan dan menanggung resiko bersama. Hasil dari kerjasama tersebut berupa surplus akan dibagikan secara merata kepada setiap anggotanya dengan menggunakan metode yang telah disepakati sebelumnya. Hasil keuntungan yang belum didistribusikan kepada anggotanya akan dimasukan sebagai cadangan koperasi.&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;b&gt;Konsep Koperasi Sosialis&lt;/b&gt;&lt;/h4&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Konsep koperasi sosialis adalah konsep yang menjelaskan bahwa koperasi direncanakan dan dikendalikan oleh pemerintah serta dibentuk dengan tujuan merasionalkan produksi, untuk menunjang perencanaan nasional. Dan menurut konsep ini koperasi tidak berdiri sendiri, tetapi merupakan subsistem dari sistemsosialisme untuk mencapai tujuan-tujuan sistemsosialis-komunis.&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;b&gt;Konsep Koperasi Negara Berkembang&lt;/b&gt;&lt;/h4&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Konsep koperasi Negara berkembang adalah konsep yagn menjelaskan bahwa koperasi sudah berkembang dari ciri tersendiri, yaitu campur tangan pemerintah dalam pembinaan dan pengembangannya. Berbeda dengan konsep koperasi sosialis, pada konsep koperasi sosisalis disana tujuan koperasi untuk merasionalkan faktor produksi dari sifat kepemiikan pribadi menjadi kepemilikan kolektif, sedangkan konsep koperasi Negara berkembang tujuannya adalah meningkatakan kondisi sosial ekonomi.&lt;/span&gt;&lt;/div&gt;
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&lt;b&gt;LATAR BELAKANG TIMBULNYA ALIRAN KOPERASI&lt;/b&gt;&lt;/h3&gt;
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&lt;/h4&gt;
&lt;h4&gt;
&lt;b&gt;Keterkaitan Ideologi, Sistem Perekonomian, dan Aliran Koperasi&lt;/b&gt;&lt;/h4&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Perbedaan ideologi suatu bangsa akan mengakibatkan perbedaan sistem perekonomiannya dan tentunya aliran koperasi yang dianut pun akan berbeda. Sebaliknya, setiap sistem perekonomian suatu bangsa juga akan menjiwai ideologi bangsanya dan aliran koperasinya pun akan menjiwai sistem perekonomian dan ideologi bangsa tersebut.&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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Hubungan Ideologi, Sistem Perekonomian, dan Aliran Koperasi :&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Ideologi&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Sistem Perekonomian&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Aliran Koperasi&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style=&quot;border-bottom: 1,0000pt solid windowtext; border-left: 1,0000pt solid windowtext; border-right: 1,0000pt solid windowtext; border-top: none; mso-border-bottom-alt: 0,5000pt solid windowtext; mso-border-left-alt: 0,5000pt solid windowtext; mso-border-right-alt: 0,5000pt solid windowtext; mso-border-top-alt: 1,5000pt solid windowtext; padding: 0,0000pt 5,4000pt 0,0000pt 5,4000pt; width: 84,5000pt;&quot; valign=&quot;top&quot; width=&quot;112&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; text-align: center;&quot;&gt;
Liberalisme/&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Kapitalisme&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Sistem Ekonomi Bebas Liberal&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Yardstick&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;
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Komunisme / Sosialisme&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Sistem Ekonomi Sosialis&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Sosialis&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;
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Tidak termasuk Liberalisme dan Sosialisme&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Sistem Ekonomi Campuran&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Persemakmuran (Commonwealth)&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;/td&gt;&lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;
&lt;h3 style=&quot;background: rgb(255,255,255); line-height: 150%; margin-bottom: 0,0000pt; text-align: justify; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;b&gt;ALIRAN KOPERASI&lt;/b&gt;&lt;/h3&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Di dalam suatu koperasi terdapat berbagai macam aliran koperasi. Aliran koperasi tersebut terbagi menjadi 3 macam yaitu:&lt;/span&gt;&lt;/div&gt;
&lt;h4 style=&quot;background: rgb(255,255,255); line-height: 150%; margin-bottom: 0,0000pt; text-align: justify; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;span style=&quot;background-color: transparent;&quot;&gt;&lt;u&gt;Aliran Yardstick&lt;/u&gt;&lt;/span&gt;&lt;/h4&gt;
&lt;!--[if !supportLists]--&gt;&lt;br /&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Di dalam aliran ini pemerintah tidak ikut campur tangan dalam kegiatan koperasi.&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Ciri-ciri Aliran Yardstick yaitu:&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Dijumpai pada negara-negara yang berideologi kapitalis atau yang menganut perekonomian Liberal&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Koperasi dapat menjadi kekuatan untuk mengimbangi, menetralisasikan dan mengoreksi&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Pemerintah tidak melakukan campur tangan terhadap jatuh bangunnya koperasi di tengah-tengah masyarakat. Maju tidaknya koperasi terletak di tangan anggota koperasi sendiri&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Pengaruh aliran ini sangat kuat, terutama dinegara-negara barat dimana industri berkembang dengan pesat. Seperti di AS, Perancis, Swedia, Denmark, Jerman, Belanda dll.&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
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&lt;u&gt;Aliran Sosialis&lt;/u&gt;&lt;/h4&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Berbanding terbalik dengan Aliran Yardstick, di Aliran Sosialis ini pemerintah ikut campur tangan dalam kegiatan koperasi.&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Ciri-ciri Aliran Sosialis :&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;ul&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Koperasi dipandang sebagai alat yang paling efektif untuk mencapai kesejahteraan masyarakat, disamping itu menyatukan rakyat lebih mudah melalui organisasi koperasi.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Pengaruh aliran ini banyak dijumpai di negara-negara Eropa Timur dan Rusia&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;br /&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;u&gt;Aliran Persemakmuran &lt;i&gt;(Commonwealth)&lt;/i&gt;&lt;/u&gt;&lt;/span&gt;&lt;/h4&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Di aliran persemakmuran ini, koperasi bersifat kemitraan dengan pemerintah.&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Ciri-ciri Aliran Persemakmuran :&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;ul&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Koperasi sebagai alat yang efisien dan efektif dalam meningkatkan kualitas ekonomi masyarakat.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Koperasi sebagai wadah ekonomi rakyat berkedudukan strategis dan memegang peranan utama dalam struktur perekonomian masyarakat&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Hubungan Pemerintah dengan gerakan koperasi bersifat “Kemitraan (partnership)”, dimana pemerintah bertanggung jawab dan berupaya agar iklim pertumbuhan koperasi tercipta dengan baik.&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
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&lt;b&gt;SEJARAH PERKEMBANGAN KOPERASI&lt;/b&gt;&lt;/h3&gt;
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&lt;b&gt;&lt;u&gt;Sejarah Lahirnya Koperasi&lt;/u&gt;&lt;/b&gt;&lt;/h4&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Sejarah koperasi bermula pada abad ke-20, pada umumnya merupakan hasil dari usaha yang tidak spontan. Koperasi tumbuh dari kalangan rakyat, ketika penderitaan dalam lapangan ekonomi dan sosial yang ditimbulkan oleh sistem kapitalisme semakin memuncak.&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;ul&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;1771 – 1858 koperasi berkembang di New Lanark, Skotlandia dipelopori oleh Robert Owen. Yang menerapkannya pertama kali pada usaha pemintalan kapas.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;1786 – 1865 koperasi berkembang di Brighton, Inggris di pelopori oleh Wilian King mendirikan toko kopersi.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;1896 di London terbentuklah ICA (International Cooperative Alliance) maka koperasi telah menjadi suatu gerakan internasional.&lt;/span&gt;&lt;/li&gt;
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&lt;b&gt;&lt;u&gt;Sejarah Perkembangan Koperasi Di Indonesia&lt;/u&gt;&lt;/b&gt;&lt;/h4&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Dalam awal perkembangannya koperasi sering kali dipandang dengan sebelah mata, bahkan tidak jarang menjadi alternatif nomor sekian dari bentuk badan usaha ekonomi. Namun dengan berjalannya waktu koperasi mampu menjadi alternatif nomor satu di dalam membantu mengembangkan perekonomian nasional. Pertumbuhan koperasi di mancanegara juga berkembang sangat pesat. Bahkan&amp;nbsp;banyak&amp;nbsp;negara-negara&amp;nbsp;yang&amp;nbsp;sudah&amp;nbsp;maju&amp;nbsp;berlomba - lomba&amp;nbsp;dalam&amp;nbsp;mengembangkan koperasi di negaranya. Dalam penguraiannya sejarah koperasi tidak terlepas dari jenis koperasi yang berkembang, terutama koperasi konsumsi, koperasi produksi, koperasi simpan pinjam.&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Itulah sebabnya banyak pakar mengatakan “ bahwa Inggris merupakan tanah air dari koperasi konsumsi, Perancis merupakan tanah air dari koperasi produksi, dan Jerman adalah tanah air dari koperasi simpan pinjam”.&amp;nbsp;Sejarah kopersi di Indonesia dapat dibagi menjadi 3 periode yakni :&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;ul&gt;
&lt;li&gt;&lt;b&gt;Koperasi Zaman Kolonial Belanda&lt;/b&gt;&lt;/li&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Di zaman ini pembentukan koperasi diawali dari hasrat Raden Aria Wiriaatmaja, Patih&amp;nbsp;Purwokerto (1896) untuk mendirikan&amp;nbsp;Hulp Spaarbank yang&amp;nbsp;berarti bank simpanan. Pendirian ini tidak terlepas dari peran dari salah satu pejabat tinggi Belanda yang bernama E. Sieburgh. Namun pada awal pendiriannya, bank itu hanya ditujukan untuk kaum Priyayi atau Pegawai Pemerintahan yang digunakan untuk membentengi mereka dari Lintah Darat (renternir) yang banyak menyulitkan dan meresahkan. Setelah sitem ini dibentuk dan membuahkan hasil pada akhirnya tujuan pendirian bank simpanan ini semakin diperlebar agar bisa menyentuh kehidupan rakyat pribumi yang memang tidak memiliki banyak pembela dalam bidang ekonomi. Sejarah juga mengatakan bahwa pengembangan bank yang berwatak dasar koperasi ini tidak lepas dari peran pejabat tinggi Belanda De WolffVan Westerrode yang pada saat itu menggantikan jabatan dari E. Sieburgh.&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Perkembangan koperasi berikutnya yang perlu dicatat adalah tatkala usaha BudiUtomo ( Organisasi kebangsaan yang sangat disegani di masanya) dengan mendirikan Koperasi Rumah Tangga pada tahun 1908. Namun karena kurangnya kesadaran dari pihak yang terkait atau masyarakat maka koperasi ini tidak bertahanlama. Usaha serupa juga dilakukan oleh Organisasi Serikat Islam meski konsep Toko Koperasinya&amp;nbsp;juga harus bernasib sama dengan milik Organisai&amp;nbsp;Budi Utomo.Mesikapi atas keadaan banyaknya pembentukan koperasi yang tidah bertahan lama. Maka pada tahun 1920 dibentuklah Cooperative Commissie (Komisi Koperasi) yang diketuai oleh Prof. Dr. J. H. Boeke, yang bertujuan untuk mempermasyarakatkan program koperasi. Lima tahun sejak peluncuran komisi ini&amp;nbsp;jumlah koperasi mengalami peningkatan dan&amp;nbsp;berkembang secara pesat.&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;&lt;b&gt;Koperasi Zaman Penjajahan Jepang&lt;/b&gt;&lt;/li&gt;
&lt;/ul&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Berbeda dengan masa kolonial Belanda perkembangan koperasi di zaman Jepang&amp;nbsp;memang jauh dari kata maksimal. Legalitas pendirian koperasi di masa itu harus datang dari pemerintahan yang diwakili oleh seorang pejabat dengan pangkat serendah-rendahnya seorang Suchokan atau Residen. Hal ini membuat koperasi sedikit banyak tidak bisa berkembang karena Jepang menghapus seluruh peraturan yang selama ini sudah diberlakukan oleh pemerintah Belanda untuk kehidupan koperasi. Sebagai alternatif maka Jepang mendirikan Kumiai atau koperasi ala Jepang. Rangsangan ini tersambut baik hingga ke desa sebab tugas Kumiai adalah sebagai alat penyalur kebutuhan rakyat, namun kenyataannya malah sebaliknya malah menjadikan Kumiai sebagai penyedot potensi rakyat. Ini membuat atensi koperasi dikalangan rakyat menurun dan membuat masa-masa berikutnya sebagai masa sulit&amp;nbsp;bagi koperasi. Di zaman Jepang juga muncul istilah-istilah lain, yaitu:&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;/div&gt;
&lt;ol&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Shomin Kumiai Chuo Jimusho (Kantor Pusat Jawatan Koperasi)&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Shomin Kumiai Syodansyo (Kantor Daerah Jawatan Koperasi)&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Jumin Keizikyoku (Kantor Perekonomian Rakyat)&lt;/span&gt;&lt;/li&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Semua itu adalah alat untuk Jepang dalam membentengi koperasi. Bukan sebagai wahana untuk menghidupkan koperasi.&lt;/span&gt;&lt;/div&gt;
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&lt;b&gt;&lt;u&gt;Perkembangan Koperasi&amp;nbsp;Setelah Kemerdekaan&lt;/u&gt;&lt;/b&gt;&lt;/h4&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Perjuangan Kemerdekaan yang dilakukan oleh bangsa Indonesia berujung pada saat di proklamasikannya Kemerdekaan Indonesia, tanggal 17 Agustus 1945. Kemerdekaan secara politis ini membawa dampak positif di segala bidang kehidupan bangsa Indonesia, termasuk kehidupan perkoperasiaan. Bahkan sejak diberlakukannya Undang-Undang Dasar Negara yang dikenal dengan nama UUD 1945 pada tanggal 18 Agustus 1945, maka peranan perkoperasian di Indonesia sangatlah diutamakan. Keinginan dan semangat untuk berkoperasi yang semula hancur akibat politik Devide et Impera (Pecah Belah) pada masa kolonial Belanda dan dilanjutkan oleh sistem “Kumiai” pada zaman penjajahan Jepang, lambat laun kembali hangat. Hal ini sejalan dengan semangatnya rakyat dan pemerintah untuk saling bahu-membahu mengatasi permasalahan-permasalahan disemua sektor kehidupan, termasuk peranan koperasi di sektor ekonomi. Dan mengenai peranan koperasi ini di tuangkan secara jelas didalam pasal 33 UUD 1945 yang pada dasarnya menetapkan koperasi sebagai soko guru perekonomian Indonesia. Oleh karena itu, pada bulan Desember 1946 Pemerintah Republik Indonesia melakukan reorganisasi terhadap Jawatan Koperasi dan Perdagangan. Jawatan yang disebut pertama bertugas mengurus dan menangani pembinaan gerakan koperasi dan jawatan yang terakhir bertugas menangani persoalan perdagangan. Kongres Koperasi pertama, terlaksana pada tanggal 11-14 Juli 1947 di Tasikmalaya, Jawa Barat. Dan menghasilkan beberapa keputusan antara lain: Terwujudnya kesepakatan untuk mendirikan SOKRI (Sentral OrganisasiKoperasi Rakyat Indonesia)&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;/div&gt;
&lt;ol&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Ditetapkannya asas koperasi, yaitu: berdasarkan atas kekeluargaan dangotong royong&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Ditetapkannya tanggal 12 Juli sebagai “Hari Koperasi Indonesia”&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Diperluasnya pengertian dan pendidikan tentang perkoperasian&lt;/span&gt;&lt;/li&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Dan setelah berlangsungnya kongres koperasi pertama, perkembngan koperasi diIndonesia berkembang dengan sangat pesat sampai sekarang. Bahkan koperasidijadikan sebagai alat untuk membantu dalam perkembangan Perekonomian diIndonesia.&lt;/span&gt;&lt;/div&gt;
&lt;h3 style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;b&gt;DEFINISI KOPERASI&lt;/b&gt;&lt;/h3&gt;
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&lt;b&gt;&lt;u&gt;Definisi Koperasi Secara Bahasa&lt;/u&gt;&lt;/b&gt;&lt;/div&gt;
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Definisi koperasi berasal dari bahasa Latin yakni ‘coopere’ yang dalam bahasa Inggris disebut dengan ‘cooperation’. Co&amp;nbsp;mengandung arti ‘bersama’, sedangkan&amp;nbsp;operation&amp;nbsp;artinya ‘bekerja’. Maka secara terminologi, koperasi atau cooperation&amp;nbsp;dapat diartikan sebagai ‘kerja sama’.&lt;/div&gt;
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&lt;b&gt;&lt;u&gt;Arti Koperasi Menurut KBBI&lt;/u&gt;&lt;/b&gt;&lt;/div&gt;
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Pengertian koperasi menurut KBBI (Kamus Besar Bahasa Indonesia) adalah perserikatan yang bertujuan memenuhi keperluan para anggotanya dengan cara menjual barang keperluan sehari-hari dengan harga murah dan tidak bermaksud mencari untung.&lt;b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;b&gt;&lt;u&gt;Menurut ILO (Internasional Labour Organization)&lt;/u&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Definisi koperasi menurut ILO atau organisasi buruh internasional adalah penggabungan orang-orang berdasarkan kesukarelaan dengan&amp;nbsp;tujuan ekonomi yang ingin dicapai dan&amp;nbsp;berbentuk organisasi bisnis yang diawasi dan dikendalikan secara demokratis. Selain itu terdapat kontribusi yang adil terhadap modal yang dibutuhkan dimana tiap anggota koperasi menerima resiko dan manfaat secara seimbang&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;b&gt;&lt;u&gt;Menurut Arifinal Chaniago&lt;/u&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Koperasi adalah suatu perkumpulan yang beranggotakan orang-orang atau badan hukum, yang memberikan kebebasan kepada anggota untuk masuk dan keluar, dengan bekerja sama secara kekeluargaan menjalankan usaha untuk mempertinggi kesejahteraan jasmaniah para anggotanya.&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;b&gt;&lt;u&gt;Menurut P. J. V. Dooren&lt;/u&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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P. J. V. Dooren berpendapat bahwa tidak ada definisi tunggal yang umumnya diterima, tetapi prinsip yang umum menjelaskan bahwa serikat koperasi adalah sebuah asosiasi anggota, baik pribadi atau perusahaan, yang telah secara sukarela datang bersama-sama dalam mengejar tujuan ekonomi umum.&lt;/div&gt;
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&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;b&gt;&lt;u&gt;Menurut Mohammad Hatta (Bapak Koperasi Indonesia)&lt;/u&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Pengertian koperasi menurut Bapak Koperasi Indonesia yaitu Mohammad Hatta dapat diartikan sebagai usaha bersama untuk memperbaiki&amp;nbsp; nasib penghidupan ekonomi berdasarkan tolong-menolong.&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;br /&gt;&lt;/div&gt;
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&lt;b&gt;&lt;u&gt;Menurut Munkner&lt;/u&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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Koperasi sebagai organisasi tolong menolong yang menjalankan ‘urusniaga’ secara kumpulan, yang berasaskan konsep tolong-menolong. Aktivitas dalam urusniaga semata-mata bertujuan ekonomi, bukan sosial seperti yang dikandung gotong royong .&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;b&gt;&lt;br /&gt;&lt;/b&gt;&lt;/div&gt;
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&lt;b&gt;&lt;u&gt;Pengertian Koperasi&amp;nbsp;Menurut UU No 25 Tahun 1992&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/b&gt;&lt;/div&gt;
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Pengertian koperasi menurut Undang-Undang No. 25 Tahun 1992 adalah&amp;nbsp;badan usaha yang beranggotakan orang-seorang atau badan hukum koperasi, dengan melandaskan kegiataannya berdasarkan prinsip koperasi sekaligus sebagai gerakan ekonomi rakyat yang berdasar atas asas kekeluargaan.&lt;/div&gt;
&lt;h3 style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;b&gt;TUJUAN KOPERASI&lt;/b&gt;&lt;/h3&gt;
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&lt;span style=&quot;line-height: 150%;&quot;&gt;Seperti yang disebutkan pada pengertian koperasi di atas, tujuan pembentukan koperasi adalah untuk membantu meningkatkan kesejahteraan para anggotanya. Selengkapnya, berikut ini adalah beberapa tujuan koperasi tersebut:&lt;/span&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;
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&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Untuk meningkatkan taraf hidup anggota koperasi dan masyarakat di sekitarnya.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Untuk membantu kehidupan para anggota koperasi dalam hal ekonomi.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Membantu pemerintah dalam mewujudkan masyarakat yang adil dan makmur.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;line-height: 150%;&quot;&gt;Koperasi berperan serta dalam membangun tatanan perekonomian nasional.&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 style=&quot;line-height: 150%; margin-bottom: 0,0000pt; text-align: justify; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;b&gt;PRINSIP-PRINSIP KOPERASI&lt;/b&gt;&lt;/h3&gt;
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&lt;b&gt;Prinsip-Prinsip Munkner&lt;/b&gt;&lt;/h4&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;Keanggotaan bersifat sukarela&lt;/li&gt;
&lt;li&gt;Keanggotaan terbuka&lt;/li&gt;
&lt;li&gt;Pengembangan anggota&lt;/li&gt;
&lt;li&gt;Identitas sebagai pemilik dan pelanggan&lt;/li&gt;
&lt;li&gt;Manajemen dan pengawasan dilaksanakan secara demokratis&lt;/li&gt;
&lt;li&gt;Koperasi sbg kumpulan orang-orang&lt;/li&gt;
&lt;li&gt;Modal yang berkaitan dengan aspek sosial tidak dibagi&lt;/li&gt;
&lt;li&gt;Efisiensi ekonomi dari perusahaan koperasi&lt;/li&gt;
&lt;li&gt;Perkumpulan dengan sukarela&lt;/li&gt;
&lt;li&gt;Kebebasan dalam pengambilan keputusan dan penetapan tujuan&lt;/li&gt;
&lt;li&gt;Pendistribusian yang adil dan merata akan hasil-hasil ekonomi&lt;/li&gt;
&lt;li&gt;Pendidikan anggota&lt;/li&gt;
&lt;/ul&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;b&gt;Prinsip Rochdale&lt;/b&gt;&lt;/h4&gt;
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&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;Pengawasan secara demokratis&lt;/li&gt;
&lt;li&gt;Keanggotaan yang terbuka&lt;/li&gt;
&lt;li&gt;Bunga atas modal dibatasi&lt;/li&gt;
&lt;li&gt;Pembagian sisa hasil usaha kepada anggota sebanding dengan jasa masing-masing anggota&lt;/li&gt;
&lt;li&gt;Penjualan sepenuhnya dengan tunai&lt;/li&gt;
&lt;li&gt;Barang-barang yang dijual harus asli dan tidak yang dipalsukan&lt;/li&gt;
&lt;li&gt;Menyelenggarakan pendidikan kepada anggota dengan prinsip-prinsip anggota&lt;/li&gt;
&lt;li&gt;Netral terhadap politik dan agama&lt;/li&gt;
&lt;/ul&gt;
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&lt;b&gt;Prinsip Raiffeisen&lt;/b&gt;&lt;/h4&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;Swadaya&lt;/li&gt;
&lt;li&gt;Daerah kerja terbatas&lt;/li&gt;
&lt;li&gt;SHU untuk cadangan&lt;/li&gt;
&lt;li&gt;Tanggung jawab anggota tidak terbatas&lt;/li&gt;
&lt;li&gt;Pengurus bekerja atas dasar kesukarelaan&lt;/li&gt;
&lt;li&gt;Usaha hanya kepada anggota&lt;/li&gt;
&lt;li&gt;Keanggotaan atas dasar watak, bukan uang&lt;/li&gt;
&lt;/ul&gt;
&lt;!--[if !supportLists]--&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l0 level1 lfo20; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l0 level1 lfo20; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l0 level1 lfo20; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;h4 style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 21,3000pt; mso-list: l21 level1 lfo18; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;b&gt;Prinsip Herman Schulze&lt;/b&gt;&lt;/h4&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
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&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;Swadaya&lt;/li&gt;
&lt;li&gt;Daerah kerja tak terbatas&lt;/li&gt;
&lt;li&gt;SHU untuk cadangan dan untuk dibagikan kepada anggota&lt;/li&gt;
&lt;li&gt;Tanggung jawab anggota terbatas&lt;/li&gt;
&lt;li&gt;Pengurus bekerja dengan mendapat imbalan&lt;/li&gt;
&lt;li&gt;Usaha tidak terbatas tidak hanya untuk anggota&lt;/li&gt;
&lt;/ul&gt;
&lt;!--[if !supportLists]--&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
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&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l15 level1 lfo21; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l15 level1 lfo21; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l15 level1 lfo21; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l15 level1 lfo21; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;h4 style=&quot;text-align: justify;&quot;&gt;
&lt;b&gt;Prinsip ICA&lt;/b&gt;&lt;/h4&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l15 level1 lfo21; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;Keanggotaan koperasi secara terbuka tanpa adanya pembatasan yang dibuat-buat&lt;/li&gt;
&lt;li&gt;Kepemimpinan yang demokratis atas dasar satu orang satu suara&lt;/li&gt;
&lt;li&gt;Modal menerima bunga yang terbatas (bila ada)&lt;/li&gt;
&lt;li&gt;SHU dibagi 3 : cadangan, masyarakat, ke anggota sesuai dengan jasa masing-masing&lt;/li&gt;
&lt;li&gt;Semua koperasi harus melaksanakan pendidikan secara terus menerun&lt;/li&gt;
&lt;li&gt;Gerakan koperasi harus melaksanakan kerjasama yang erat, baik ditingkat regional, nasional maupun internasional&lt;/li&gt;
&lt;/ul&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l15 level1 lfo21; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l15 level1 lfo21; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l15 level1 lfo21; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l15 level1 lfo21; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 14,2000pt; text-align: justify; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 21,3000pt; mso-list: l21 level1 lfo18; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;b&gt;Prinsip / Sendi Koperasi Menurut UU No. 12/1967&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l2 level1 lfo22; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;Sifat keanggotaan sukarela dan terbuka untuk setiap warga negara Indonesia&lt;/li&gt;
&lt;li&gt;Rapat anggota merupakan kekuasaan tertinggi sebagai pemimpin demokrasi dalam koperasi&lt;/li&gt;
&lt;li&gt;Pembagian SHU diatur menurut jasa masing-masing anggota&lt;/li&gt;
&lt;li&gt;Adanya pembatasan bunga atas modal&lt;/li&gt;
&lt;li&gt;Mengembangkan kesejahteraan anggota khususnya dan masyarakat pada umumnya&lt;/li&gt;
&lt;li&gt;Usaha dan ketatalaksanaannya bersifat terbuka&lt;/li&gt;
&lt;/ul&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l2 level1 lfo22; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l2 level1 lfo22; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l2 level1 lfo22; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l2 level1 lfo22; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l2 level1 lfo22; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 21,3000pt; mso-list: l21 level1 lfo18; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;b&gt;Prinsip Koperasi UU No. 25 / 1992&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l10 level1 lfo23; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;Keanggotaan bersifat sukarela dan terbuka&lt;/li&gt;
&lt;li&gt;Pengelolaan dilakukan secara demokrasi&lt;/li&gt;
&lt;li&gt;Pembagian SHU dilakukan secara adil sesuai dengan jasa usaha masing-masing anggota&lt;/li&gt;
&lt;li&gt;Pemberian balas jasa yang terbatas terhadap modal&lt;/li&gt;
&lt;li&gt;Kemandirian&lt;/li&gt;
&lt;li&gt;Pendidikan perkoperasian&lt;/li&gt;
&lt;li&gt;Kerjasama antar koperasi&lt;/li&gt;
&lt;/ul&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l10 level1 lfo23; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l10 level1 lfo23; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l10 level1 lfo23; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l10 level1 lfo23; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l10 level1 lfo23; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;17&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; margin-left: 35,4500pt; mso-list: l10 level1 lfo23; text-align: justify; text-indent: -18,0000pt; text-justify: inter-ideograph; vertical-align: baseline;&quot;&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;u&gt;&lt;b&gt;Referensi :&lt;/b&gt;&lt;/u&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;/div&gt;
&lt;ul&gt;
&lt;li&gt;&lt;u&gt;&lt;span class=&quot;15&quot; style=&quot;color: black;&quot;&gt;&lt;a href=&quot;https://silvesterhotasi.wordpress.com/2013/11/04/i-pengertian-koperasi-definisi-koperasi-prinsip-prinsip-koperasi-ii-organisasi-dan-manajemen-koperasi-dan-pola-manajemen/&quot;&gt;https://silvesterhotasi.wordpress.com/2013/11/04/i-pengertian-koperasi-definisi-koperasi-prinsip-prinsip-koperasi-ii-organisasi-dan-manajemen-koperasi-dan-pola-manajemen/&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;&lt;/li&gt;
&lt;li&gt;&lt;u&gt;&lt;span class=&quot;15&quot; style=&quot;color: black;&quot;&gt;&lt;a href=&quot;https://dwisarjono.wordpress.com/2013/10/13/konsep-koperasi/&quot;&gt;https://dwisarjono.wordpress.com/2013/10/13/konsep-koperasi/&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;&lt;/li&gt;
&lt;li&gt;&lt;u&gt;&lt;span class=&quot;15&quot; style=&quot;color: black;&quot;&gt;&lt;a href=&quot;https://imeldanurlaila14.wordpress.com/2016/10/11/bab-i-konsep-aliran-dan-sejarah-koperasi/&quot;&gt;https://imeldanurlaila14.wordpress.com/2016/10/11/bab-i-konsep-aliran-dan-sejarah-koperasi/&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;&lt;/li&gt;
&lt;li&gt;&lt;u&gt;&lt;span class=&quot;15&quot; style=&quot;color: black; font-family: 等线;&quot;&gt;&lt;a href=&quot;https://www.zonareferensi.com/pengertian-koperasi/&quot;&gt;https://www.zonareferensi.com/pengertian-koperasi/&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;&lt;/li&gt;
&lt;li&gt;&lt;u&gt;&lt;span class=&quot;15&quot; style=&quot;color: black;&quot;&gt;&lt;a href=&quot;https://www.blogger.com/blogger.g?blogID=4678259273735666147#tujuan_koperasi&quot;&gt;https://www.maxmanroe.com/vid/bisnis/pengertian-koperasi.html#tujuan_koperasi&lt;/a&gt;&lt;/span&gt;&lt;/u&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;div align=&quot;justify&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;u&gt;&lt;br /&gt;&lt;/u&gt;&lt;/div&gt;
&lt;div align=&quot;justify&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: 0,0000pt; text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;u&gt;&lt;br /&gt;&lt;/u&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/5550667673243418416/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/10/ekonomi-koperasi.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/5550667673243418416'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/5550667673243418416'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2019/10/ekonomi-koperasi.html' title='Ekonomi Koperasi'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-5824010575189841137</id><published>2018-04-24T22:16:00.000+07:00</published><updated>2020-01-15T03:09:29.078+07:00</updated><title type='text'>Ringkasan Bab V Buku Pendidikan Pancasila Prof. Dr. Kaelan, M.S.</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;BAB
V&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;KEDUDUKAN
PANCASILA SEBAGAI DASAR NEGARA DAN IDEOLOGI DALAM BERBANGSA DAN BERNEGARA&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: center;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; A.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila Sebagai Budaya Bangsa Indonesia&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;1.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Asal
Mula yang Langsung&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Adapun berkaitan
dengan asal mula yang langsung tentang Pancasila adalah asal mula yang langsung
terjadinya Pancasila sebagai dasar filsafat negara yaitu asal mula yang sesudah
dan menjelang Proklamasi Kemerdekaan yaitu sejak dirumuskan para pendiri negara
sejak sidang BPUPKI pertama. Rincian asal mula langsung Pancasila tersebut
menurut Natanegoro adalah sbb:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Asal mula bahan &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Asal Bahan Pancasila adalah pada
bangsa Indonesia sendiri yang terdapat dalam kepribadian dan pandangan hidup.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Asal mula bentuk&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Asal mula bentuk Pancasila adalah Ir.
Soekarno bersama Drs. Moh.Hatta serta anggota BPUPKI lainnya yang merumuskan
dan membahas Pancasila terutama dalam hal bentuk, rumusan serta nama Pancasila.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Asal mula karya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Asal mula karyanya adalah PPKI
sebagai pembentuk negara dan atas kuasa pembentuk negara yang mengesahkan
Pancasila menjadi dasar negara yang sah.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Asal mula tujuan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Asal mula tujuan adalah para anggota
BPUPKI dan Panitia Sembilan termasuk Soekarno dan Hatta yang menentukan tujuan
dirumuskannya Pancasila sebelum ditetapkan oleh PPKI sebgaai dasar negara yang
sah.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;2.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Asal
Mula yang Tidak Langsung&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.15pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Secara
kausalitas asal mula yang tidak langsung pancasila adalah asal mula sebelum
proklamasi kemerdekaan. Maka asal mula tidak langsung pancasila jika dirinci
adalah sbb:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Unsur-unsur pancasila tersebut sebelum
secara langsung dirumuskan menjadi dasar filsafat negara, nilai-nilainya yaitu nilai
ketuhanan, nilai kemanusiaan, nilai persatuan, nilai kerakyatan, dan nilai
keadilan telah ada dan tercermin dalam kehidupan sehari hari bangsa Indonesia
sebelum terbentuk negara.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Nilai-nilai tersebut terkandung dalam
pandangan hidup masyarakat Indonesia sebelum membentuk negara,yang berupa
nilai-nilai adat istiadat,nilai kebudayaan serta nilai-nilai religious.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l4 level1 lfo3; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dapat disimpulkan bahwa asal mula tidak
langsung pancasila pada hakikatnya bangsa Indonesia sendiri.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 108.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l2 level1 lfo2; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;3.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Bangsa
Indonesia ber-Pancasila dalam Tiga Asas&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.15pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pada
hakikatnya bangsa Indonesia ber-pancasila dalam tiga asas atua “tri prakara”
yang rinciannya sebagai berikut :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 128.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Bahwa unsur-unsur pancasila sebelum
disahkan menjadi dasar filsafat negara secara yuridis sudah dimiliki oleh bangsa
Indonesia sebagai asas asas dalam adat istiadat dan kebudayaan dalam arti luas.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 128.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Demikian juga unsur-unsur pancasilatelah
terdapat pada bangsa Indonesia sebagai asas-asas dalam agama agama.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 128.15pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l3 level1 lfo4; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Unsur-unsur tadi kemudian diolah,dibahas
dan dirumuskan secara seksama oelh para pendiri negara dalam siding siding
BPUPKI.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; B.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila Sebagai Pandangan Hidup Bangsa&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pandangan
hidup yang terdiri atas kesatuan rangkaian nilai-nilai luhur adalah suatu
wawasan yang menyeluruh terhadap kehidupan. Pandangan hiudp berfungsi sebagai
kerangka acuan baik untuk menata kehidupan diri pribadi maupun dalam interaksi
antar manusia dalam masyarakat serta alam sekitarnya. Pandangan hidup bangsa
dapat disebut sebagai ideologi bangsa (nasional), dan pandangan hidup negara
dapat disebut sebagai ideologi negara.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; C.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila Sebagai Filsafat Bangsa dan
Negara Indonesia&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Konsensus
yang menjamin tegaknya konstituante negara modern pada proses reformasi untuk
mewujudkan demokrasi, pada umumnya bersandar pada tiga elemen kesepakatan,
yaitu:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo5; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Berkenaan dengan cita-cita bersama sangat
menentukan tegaknya konstitusi di suatu begara&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo5; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Suatu kesepakatan bahwa basis pemerintahan
didasarkan atas aturan hukum dan konstitusi&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l0 level1 lfo5; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Berkenaan dengan bangunan organ negara dan
prosedur-prosedur yang mengatur kekuasaanya, hubungan-hubungan antar organ
negara itu satu sama lain, serta hubungan antara organ organ negara itu dengan
warga negara&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; D.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila Sebagai Dasar Filsafat Negara&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila
berkedudukan sebagai sumber dari segala sumber hukum Indonesia, atau denga kata
lain perkataan sebagai&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;sumber tertib
hukum indonesia yang tercantum dalam UUD 1945. Hal itu dapat dirinci sbb:&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila sebagai dasar negara adalah
merupakan sumber dari segala sumber hukum (sumber tertib hukum Indonesia).&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Meliputi suasana kebatinan dari UUD 1945&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mewujudkan cita-cita hukum bagi hukum
dasar negara baik tertulis atau tidak tertulis&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Mengandung norma yang mengharuskan UUD
yang mewajibkan pemerintah dan penyelenggaraan negara (termasuk cara
penyelenggaraan partai dan fungsional dan memegang teguh cita-cita moral rakyat
yang luhur.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 72.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l1 level1 lfo6; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Merupakan sumber semangat bagi UUD 1945,
bagi penyelenggara negara, para pelaksana pemerintahan ( termasuk penyelenggara
partai dan fungsional).&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; E.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila Sebagai Ideologi Bangsa dan
Negara Indonesia&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Ideologi
berasal dari kata ‘idea’ yang berarti ‘gagasan, konsep, pengertian, dasar,
cita-cita’ dan ‘logos’ yang berarti ‘ilmu’. Secara harfiah, ideologi berarti
ilmu pengetahuan tentang ide-ide atau ajaran tentang pengertian dasar.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Istilah
ide pertama kali dipakai dan dikembangkan oleh Destutt de Tracy, pada tahun
1796. Karl Max mengartikan ideologi sebagai pandangan hidup yang dikembangkan
berdasarkan kepentingan golongan atau kelas sosial tertentu dalam bidang
politik atau sosial ekonomi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengertian
“ideologi” secara umum dapat dikatakan sebagai kumpulan gagasan-gagasan,
ide-ide, keyakinan-keyakinan, kepercayaan-kepercayaan yang menyeluruh dan
sistematis yang menyangkut dan mengatur tingkah laku sekelompok manusia
tertentu dalam berbagai bidang kehidupan. Hal ini menyangkut :&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 78.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level2 lfo7; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Bidang Politik&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 78.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level2 lfo7; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Bidang Sosial&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 78.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level2 lfo7; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Bidang Kebudayaan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 78.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l5 level2 lfo7; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;symbol&amp;quot;; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;·&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Bidang Keagamaan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 78.0pt; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level1 lfo8; text-align: justify; text-indent: -21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;a.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Ideologi Terbuka dan Ideologi Tertutup&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Ideologi
tertutup merupakan suatu sistem pemikiran tertutup dimana memiliki ciri khas
bahwa betapapun besarnya perbedaan antara tuntutan berbagai ideologi yang
mungkin Ciri khas ideologi tertutup adalah bahwa betapa besarnya perbedaan
antara tuntutan sebagaiideologi yang memungkinkan hidup dalam masyarakat itu,
akan selalu ada tuntutan mutlak bahwa orang harus taat kepada ideologi
tersebut. Yang berlaku bagi ideologi tertutup, tidak berlaku bagi ideologi
terbuka. Ciri khas ideologi terbuka adalah bahwa nilai-nilai dan cita-citanya
tidak dipaksakan dari luar, melainkan dan diambil dari harta kekayaan rohani,
moral, dan budaya masyarakat itu sendiri.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level1 lfo8; text-align: justify; text-indent: -21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;b.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hubungan Antara Filsafat dan Ideologi&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Ideologi
dapat dikatakan pula sebagai konsep operasionalisasi dari suatu pandangan atau
filsafat hidup dan merupakan norma ideal yang melandasi ideologi, karena norma
itu akan dituangkan dalam prilaku. Hanya unsur-unsur suatu akhiran filsafat
yang dikembangkan secara aktif, sistematik dan melaksanakan dalam kehidupan
bermasyarakat, berbangsa dan bernegara yang menjelma menjadi ideologi.
Demikianlah sifat-sifat ideologi yang sebenarnya memiliki ciri khas dan
implementasinya masing-masing tergantung pada proses terbentuknya ideologis
tersebut.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpMiddle&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; margin-left: 2.0cm; margin-right: 0cm; margin-top: 0cm; mso-add-space: auto; mso-list: l6 level1 lfo8; text-align: justify; text-indent: -21.25pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;c.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila Sebagai Ideologi Terbuka&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila
sebagai suatu ideologi tidak kaku dan tertutup, namun bersifat terbuka. Hal ini
dimaksudkan bahwa ideologi Pancasila adalah bersifat aktual, dinamis,
antisipatif dan senantiasa mampu menyesuaikan dengan perkembangan zaman.&lt;/span&gt;&lt;/div&gt;
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&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpFirst&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; mso-list: l7 level1 lfo1; text-align: justify; text-indent: -18.0pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;&lt;span style=&quot;mso-list: Ignore;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; F.&lt;span style=&quot;font: 7.0pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila Sebagai Jatidiri Bangsa
Indonesia&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoListParagraphCxSpLast&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; mso-add-space: auto; text-align: justify; text-indent: 20.7pt;&quot;&gt;
&lt;span style=&quot;font-family: &amp;quot;times new roman&amp;quot; , serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pancasila
sebagai dasar filsafat bangsa dan negara Indonesia pada hakikatnya bersumber
pada nilai-nilai budaya dan keagamaan yang dimiliki oleh bangsa Indonesia
sebagai kepribadian bangsa. Pancasila sebelum dirumuskan secara formal yuridis
dalam pembukaan UUD 1945 sebagai dasar filsafat negara Indonesia,
nilai-nilainya telah ada pada bangsa Indonesia, dalam kehidupan sehari-hari
sebagai suatu pandangan hidup, sehingga materi Pancasila yang berupa
nilai-nilai tersebut tidak lain adalah dari bangsa&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;Indonesia sendiri. Nilai-nilai tersebut kemudian
diangkat dan dirumuskan secara formal oleh para pendiri negara untuk dijadikan
sebagai dasar negara republik Indonesia. Proses perumusan materi Pancasila
secara formal tersebut dilakukan dalam sidang-sidang BPUPKI pertama, sidang
&quot;Panitia 9&quot;,sidang BPUPKI kedua, serta akhirnya disyahkan secara
formal yuridis sebagai dasar filsafat negara republik Indonesia.&lt;/span&gt;&lt;/div&gt;
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   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
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</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/5824010575189841137/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2018/04/rangkuman-pancasila-bab-5.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/5824010575189841137'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/5824010575189841137'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2018/04/rangkuman-pancasila-bab-5.html' title='Ringkasan Bab V Buku Pendidikan Pancasila Prof. Dr. Kaelan, M.S.'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-6434064880890757406</id><published>2018-04-14T20:46:00.001+07:00</published><updated>2018-04-14T20:46:54.717+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Tugas"/><title type='text'>Cinta Tau Apa yang Telah Diraih</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
&lt;!--[if gte mso 9]&gt;&lt;xml&gt;
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&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;&#39;Ayo del bangunnnn&#39; jam waker yang bervn suara Azka
pun sudah terdengar berulang kali saat aku baru saja bangun, sekarang sudah jam
5 pagi dan aku harus bergegas untuk pergi ke sekolah. Sebelum aku mandi aku
mengingat kembali bagaimana azka memberikan jam itu di hari &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;ulang tahunku yang ke 16, jam itu yang
membangunkanku setiap harinya. Lewat jam waker itu juga, aku selalu berada
dekat dengan azka walaupun dia jauh. Ya, Azka harus melanjutkan sekolahnya di
Bandung karena ia harus mengikuti orang tuanya yang ditugaskan oleh
perusahaannya untuk berdinas di Bandung. Sedangkan aku melanjutkan sekolahku di
Jakarta.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Azka adalah teman yang aku kenal sejak kita
sama-sama duduk di bangku smp, aku tidak pernah mengira akan begitu dekat
dengan Azka. Azka adalah orang yang pendiam, tapi bukan berarti dia tidak
perhatian terhadap sekelilingnya. Dia cowok yang almost perfect, dia tinggi, handsome,
putih dengan tatapan cool yang tak pernah lepas dari matanya. Aku akan berterus
terang, bahwa aku menyukainya. Tapi, aku rasa aku tak pantas memiliki perasaan
seperti ini terhadapnya. Dapat dekat dan akrab dengannya saja aku sudah
bahagia, jadi aku tidak akan berharap lebih, karena hal itu akan menyakiti
perasaanku sendiri. Ketika aku berikan senyuman, dia juga membalas senyuman
itu, ketika sikapku sedikit berubah, dia selalu menanyakan mengapa, dan ketika
aku membutuhkan bantuan dia selalu datang. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;2 tahun yang lalu, pertama kali mataku
melihatnya. Ia memasuki ruang kelasku, dengan sikap cool yang ia tampakkan
membuatku terpaku menatapnya. Ia tak menghiraukan orang di sekelilingnya yang
tampak sibuk dengan urusan mereka masing-masing, tatapannya fokus namun
cenderung semu. Aku tak dapat membaca ekspresi itu, ekspresi yang terlalu rumit
untuk ku pahami.ia bejalan melewatiku dan duduk di bangku samping kiri ku,
jaraknya hanya satu langkah dengan bangku yang aku tempati.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“hai…” dengan berani aku mulai menyapa teman
baruku itu. Ia hanya menatapku dengan tatapan semunya,&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Aku Adel, kamu?” Tiba-tiba aku nervous,…&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Azka…” ia tersenyum dingin, ia mengulurkan
tangan untuk menjabat tanganku. Aku dan Adit berjabat tangan selama 5 detik
lamanya, hatiku terasa meledak. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“salam kenal” aku pun membalas senyumannya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Karena ini hari pertama semester baru dimulai,
pelajaran tidak berjalan sesuai semestinya. Banyak jam kosong, sehingga
sebagian besar siswa menghabiskan jam kosong mereka dengan bermain di dalam
ruang kelas. ada yang bermain pesawat dari kertas, ada yang sedang bercerita
tentang pengalaman-pengalaman aneh, ada yang sedang sibuk piket, ada pula yang
sibuk dengan handphone dan laptop yang mereka bawa. Tapi ada satu orang yang
tampak damai dan menyendiri di bangkunya, ya… Adit, tak seperti yang lainnya,
ia hanya diam dengan headset di kedua telinganya, ia tidak bersuara hanya
sedikit tertunduk membaca komik di atas mejanya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;text-align: center;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;***&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Hari ini adalah liburan semester, dan kebetulan
azka ingin mengunjungiku di jakarta. Ia berjanji akan menemuiku di cafe favorit
kita yang letaknya tida jauh dari SMP ku. Dulu kami sering mengunjungi cafe itu
ketika kami pulang sekolah. Namun sekarang, aku hanya mengunjunginya mungkin
hanya dua minggu sekali sekedar untuk mengingat kembali kenangan-kenangan yang
aku buat bersama azka. Sudah hampir 30 menit aku menunggunya tapi batang
hidungnya saja bahkan aku belum melihatnya. Ketika aku memutuskan untuk pergi
dari cafe itutiba-tiba saja ada dua orang yang membuka pintu cafe. Aku
memperhatikan orang itu dan benar saja itu adalah azka, namun ia bersama seorang
perempuan yang tidak aku kenal.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Hai del, apa kabar?” sapa azka sambil menarik
bangku dan duduk dihadapanku&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“alhamdulillah baik ka, kamu sendiri gimana?”
jawabku dan kembali bertanya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“alhamdulillah...”. &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;jawab azka yang menggantungkan jawabannya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Alhamdulillah baik?” Pikirku&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“buruk..., kamu tau del nilai ulangan semester
aku kemarin turun, belum lagi orang tauku yang mengurangi jatah uang bulanan ku
karena nilaiku itu, dan ...” ucap azka dengan semangat namun aku segera
memotongnya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“et, kok ngegas si kamu? Kenalin dulu tuh siapa
cewe yang disebelah kamu.” Aku begitu senang melihat azka bersemangat untuk
bercerita&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;kepadaku tetapi masih ada yang
mengganjal dalam hatiku ,siapakah wanita yang bersama azka itu karena itu aku
memotong ceritanya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Hahaha..., ohiya kenalin ini Annisa teman ku
dari bandung, dia aku ajak karena dia lagi libur dan enggak tau mau kemana jadi
aku ajak aja buat kejakarta sekalian kita liburan” Jawab azka&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Hai sin, temen apa demennya iid hahaha? Aku
safira temen dari smp nya si tinta ini” &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;kataku sambil melempar senyum walaupun aku
masih sebal karena azka mengajak orang lain&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Hai aku Annisa, Cuma temenan kok sama azka”
Jawab annisa dan langsung menjabat tanganku yang sudah aku sodorkan sedari aku
memperkenalakan diriku&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Ehh kamu ini, ga lah kita temen biasaa” Sambung
azka, sintha hanya tersipu malu. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“ohiya bagaimana kabar si garfield del?” tanya
azka yang mungkin untk mencairkan suasana diantara kami yang mulai canggung&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Ih temen gini yaa, dimana mana tuh yaa udah
lama ga ketemuu tanya kek kabar kamu gimana saf makin cantik aja, gitu kek ini
mah malah nanya si garfield, ngomong-ngomong si garfield baik baik aja walaupun
udah ditinggal ayahya selama 6 bulan ini “ kataku dengan melemparkan senyum
yang penuh tanda tanya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“hah? Siapa ayahnya? Jahat banget tuh masa
garfield ditinggal berbulan bulan, kan kasihan dia sendirian untung ada kamu”
kata azaka dengan innocent facenya&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“kamu ka, kamu ayahnya, astagfirullah baru
sehari ketemu aja udah bisa bikin kesel” jawabku dengan nada sedikit kesal karena
rencana ku membuat azka kebingungan tidak berhasil.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“aduh temanku baper euy, kamu teh engges geulis
pisan atuh neng haha&#39; si iid nanggepinnya gitu yaa. “&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Ohiya garfield adalah kucing peliharaanku dulu
azka senang sekali berain bersama garfield entah itu mengelusnya ataupun hanya
duduk dipangkuannya. Aku melihat seperti ada ikatan diantara garfield dan azka.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;text-align: center;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;***&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Setelah beberapa hari berlalu, antara aku dan Annisa
terjalin hubungan yang cukup erat. kita sering chat via line, dan akhirnya aku
tau kalo si Annissa ini ternyata suka sama iid, dan aku ada niat untuk
comblangin mereka. Ya, walaupun hatiku sakit mengetahui bahwa Annisa menyukai
Azka tapi aku berharap bahwa Annisa adalah orang yang tepat untuk menjadi pacar
Azka&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Hari ini tepat seminggu Azka liburan di
jakarta. Sabtu malam ini, Azka dateng ke rumah membawa pizza dan beberapa film
horror layaknya pacar lama tak bertemu. kita nonton film, makan pizza. Filmnya
horror gitu, terus aku malah nanya &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“kok kamu ga ke tempat Annisa si, malah ke sini”
&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;tanyaku. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Jadi pacar kamu ini gaboleh nih kesini?haha” jawab
Azka&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“heh”.sanggahku, aku sebenarnya sangat terkejut
dengan jawaban Azka anmun aku ingat tujuanku untuk menjodohkan Azka dengan
Annisa dan aku berharap semuaitu akan berjalan lancar.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Azka memang teman dekatku tapi ia tipikal orang
yang sangat tertutup, selama aku kenal dengan Azka tidak pernah sekalipun aku
mengetahui perempuan yang dekat dengan Azka. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Iid kamu gimana si sama Annisa? kamu ga ada
rencana mau nembak dia gitu? Annisa baik tauu, aku juga deket sama dia, kurestui
kau berpoligami pak hahaha” tanyaku sambil beradegan istri yang merestui
suaminya berpoligami haha. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Aduh adindaa, kakanda tak tega bila harus
menduaa hahaha. Ih lu gila yee” Jawab Azka &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Aku serius iid, jadian sama Annisaaa”
rengekku. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Kamu bahagia kalo aku jadian sama Annisa del?”
tanya Azka yang langsung berubah wajahnya. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“ih iyaalah, aku seneng kalo kamu seneng ka” jawabku
dengan meyakinkan Azka, sebenarnya hatiku sakit harus memaksakan azka jadian
dengan Annisa, tetapi sebagai teman yang baik aku harus mengesmpingkan urusan
hatiku demi yang terbaik untuk Azka&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Oke aku bakal jadian sama Annisa” &lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp;&lt;/span&gt;jawab iid sambil meninggalkan rumah. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Sejak itu, aku tak pernah melihat Azka lagi,
dia balik ke Bandung dan yang aku dengar ia memang jadian dengan Annisa seperti
yang ku minta. Dari hari itu pula, aku merasa ada yang hilang tanpa tau apa
yang sudahku raih dan terus mencari tanpa tau apa yang telah hilang. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;text-align: center;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;***&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;2 bulan berlalu dan sampai sekarang aku masih
belum mendengar kabar dari Azka. Aku tidak tahu bagaimana kabarnya dan dimana
ia sekarang. Ketika aku sedang memikirkan tentang Azka tiba tiba saja ada line
masuk dari Annisa&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Hi saf, aku mau ketemu sama kamu, aku tunggu
ya jam 4 sore di cafe biasa” begitulah kira kira isi pesan singkat yang
dikirimkan oleh Shinta&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Jam menunjukkan pukul 3 sore dan itu artinya 1
jam lagi aku akan menemui Annisa. Banyak pertanyaan yang ingin aku lontarkan
kepada dia , tentang bagaimana hubungannya selama ini dengan Azka dan yang
paling penting kemana Azka selama ini. Setelah brdandan aku melajukan mobilku
ke cafe tempat biasa kamu bertemu, kembali memoriku mengingat kembalii
bagaimana kenangan kenangan indah yng kubuat bersama Azka. Dan akhirnya aku
sampai didepan cafe. Ketika aku membuka pintu cafe ternyata Annisa sudah
menungguku, langsung saja aku menemui dirinya dan Aku banyak bertanya padanya,
bagaimana hubungan ia dengan Azka. Dia menjelaskan bagaimana hubungannya selama
ini dengan Azka, aku terkejut saat aku tahu kalau ternyata Azka jadian sama Annisa
karna mau membuat aku bahagia, menurut Annisa, Azka dari dulu memang ada rasa
sama aku, tapi dia ga berani untuk menyatakannya karna gamau ngerusak persahabatan
kita. Tanpa aku sadar air mataku menetes satu persatu, aku menangisi semua yang
telah iid korbankan untukku, dan ini lah hal yang aku rasakan hilang tanpa tau
apa yang sudah diraih. Azka, aku sama sekali tidak mengetahui kabarnya sama
sekali.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Untuk mengobati kerinduanku aku Hari ini aku
mengunjungi sekolah lamaku karena akan diadakan reuni akbar, sekolah baruku
mengadakan libur khusus selama satu minggu. Aku berdiri di depan kelas lamaku.
Tampak beberapa mata para junior memandangiku, kemudian aku keluar. Saat aku
berada di koridor sekolah, aku melihat beberapa teman-teman lamaku. Saat itu
sedang jam istirahat, mereka bilang mereka sangat merindukanku, akupun
demikian. Setelah beberapa saat aku melepas rasa rindu bersama teman-temanku,
kemudian aku berjalan menuju mading sekolah. Aku melihat sosok yang tak asing
bagiku, mataku menelusuri sediap detail sudut ekspresinya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Azka…” tebak ku. Ia memandangku dan diam
sejenak, &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“masih ingat aku nggak?” tambahku.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“Adel kan.” Ada simpul senyum di bibirnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“iya. Aku kira kamu udah lupa sama aku.” Ku
lontarkan nada canda kepadanya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“sempat pangling sih… Rambut kamu dulukan agak
pendek. Sekarang panjang gitu” tatapan semu dan dinginnya membuat perasaan itu
tumbuh lagi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“bisa aja kamu Ka…” pembicaraan itu berakhir
karena bel pelajaran telah berdering.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Dua hari telah berakhir, ini adalah hari
ke-enam aku berlibur disini. Dan hari ini adalah hari Minggu, sebuah pesan
singkat membuatku terpaku. Azka mengajakku jalan-jalan, tanpa pikir panjang,
setelah aku bersiap-siap, aku menuju ke tempat yang telah disepakati. Ternyata
Azka telah menungguku disana, di taman bunga dekat dengan tempat pertandingan
basket dulu. Entah mengapa kisah-kisah yang dulu terbayang kembali, saat-saat
indah bersama Adit. Kami saling bercerita dan bercanda seakan saling melepas
rasa rindu yang ada dalam diri kami berdua.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“besok aku pergi. Makasih ya untuk hari ini.”
Ketika hendak pulang aku mengucapkan terimakasih padanya,&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“iya… sama-sama.” Kemudian kami saling diam
untuk beberapa saat. Hanya tatapan mata kami yang seakan berbicara bahwa
perasaan itu datang lagi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“oh iya Del… aku suka sama kamu.” Kata-kata itu
yang selalu aku nantikan dari seorang Azka, akhirnya aku mendapatkannya. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“aku juga suka Ka sama kamu.” Senyum tulus ini
ku berikan padanya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“sebenernya dari dulu sih aku suka sama kamu Ka.
Dulu aku juga berharap kamu suka sama aku, eh, taunya malah se ternyata Annisa
juga suka sama kamu , aku bodoh banget udah ngelepasin kamu buat Annisa.
Padahal Cuma kamu yang aku mau. Setelah jarak antara kita jauh banget, hehehe.
Sayang banget ya Ka. Ehh, tapi aku seneng. Akhirnya kamu tau kalo aku suka sama
kamu dan kamu suka sama aku.” Entah mengapa kata-kata itu mengalir dengan
lancar.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“aku juga Del. Makasih atas perasaannya.”
Senyuman Azka tulus walaupun tatapannya semu, aku tahu itu.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“iya sama-sama Ka. Dulu aku ppernah berpikir.
Cukup tahu aku suka sama kamu dan kamu juga suka sama aku. Itu aja udah bikin
aku seneng banget Ka.” Setelah kami saling meluapkan isi hati yang tak sempat
tersampaikan, akhirnya kami pulang. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Keesokan harinya Azka bergegas untuk kembali ke
tempat dimana ia bekerja telah menunggu untuk memulai pelajaran. Adit
mengantarku sampai di Air port,&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“jangan lupa tetap hubungi aku ya Ka.”&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;“iya. Kamu juga ya Del.”&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Setelah itu hingga kini, aku belum melihat Azka
lagi. Aku tidak dapat mengunjungi daerah lamaku karena kesibukanku. Tapi kami
masih sering kirim mengirimii pesan singkat melalui handphone, hingga aku
merasa bahwa kami masih dekat. Diantara kami tidak ada kata ‘jadian’ padahal
dari dulu aku berharap dia menyatakan perasaannya sekaligus meminta padaku
untuk menjadi pacarnya, namun itu tidak terjadi. Yang terjadi adalah dia hanya
menyatakan perasaannya tanpa memintaku utnuk menjadi orang teristimewa adalam
hidpnya. Tapi tak apa, setidaknya di antara kami juga tidak ada kata ‘putus’
karena jika itu terjadi maka aku tidak akan pernah dapat memilikinya lagi.
Biarkanlah waktu yang akan menyatakanku untuk menjadi seseorang yang
teristimewa bagi Azka.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-justify: inter-ideograph;&quot;&gt;
&lt;i style=&quot;mso-bidi-font-style: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;Arial&amp;quot;,sans-serif; font-size: 12.0pt; line-height: 115%; mso-bidi-font-size: 11.0pt;&quot;&gt;Hati
seseorang itu bagaikan kacang tanah, bagaimana bisa kita tahu ada biji di
dalamnya jika kita tidak membuka kulitnya. Jadi, bagaimana seseorang tahu kita
menyukainya jika kita belum membuka hati kita dan menunjukkan padanya tentang
isi hati kita. Dan baiknya ketika dia sudah tahu, itu sudah cukup untuk membuat
kita lega tanpa harus berharap lebih akan mendapat jawaban YA atau TIDAK.
Karena ketulusan itu tanpa imbalan. #sabtulis&lt;/span&gt;&lt;/i&gt;&lt;/div&gt;
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   Name=&quot;Normal Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footer&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;index heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;35&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;caption&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of figures&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;envelope return&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;footnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;line number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;page number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;endnote text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;table of authorities&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;macro&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;toa heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Bullet 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Number 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;10&quot; QFormat=&quot;true&quot; Name=&quot;Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Closing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;0&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Default Paragraph Font&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;List Continue 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Message Header&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;11&quot; QFormat=&quot;true&quot; Name=&quot;Subtitle&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Salutation&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Date&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text First Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Note Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Body Text Indent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Block Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;FollowedHyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;22&quot; QFormat=&quot;true&quot; Name=&quot;Strong&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;20&quot; QFormat=&quot;true&quot; Name=&quot;Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Document Map&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Plain Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;E-mail Signature&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Top of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Bottom of Form&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal (Web)&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Acronym&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Address&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Cite&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Code&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Definition&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Keyboard&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Preformatted&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Sample&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Typewriter&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;HTML Variable&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Normal Table&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;annotation subject&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;No List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Outline List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Simple 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Classic 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;List Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;List Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;List Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;List Table 1 Light Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;List Table 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 5&quot;/&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/6434064880890757406/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2018/04/cinta-tau-apa-yang-telah-diraih.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/6434064880890757406'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/6434064880890757406'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2018/04/cinta-tau-apa-yang-telah-diraih.html' title='Cinta Tau Apa yang Telah Diraih'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-8048147577989293608</id><published>2018-01-17T18:40:00.000+07:00</published><updated>2018-01-17T18:51:56.222+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Tugas"/><title type='text'>Manusia dan Pandangan Hidup</title><content type='html'>&lt;div style=&quot;text-align: justify;&quot;&gt;
Apakah yang anda ketahui tentang Pandangan hidup? Menurut saya pribadi pandangan hidup adalah cara manusia berpikir dan bekerja keras untuk mencapai suatu kehendak.&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
Saat di masa kanak - kanak tentu orang terdekat kita pasti pernah melontarkan sebuah pertanyaan &quot;kalau sudah besar mau jadi apa?&quot; atau &quot;Cita - cita kamu apa?&quot; Pertanyaan - pertanyaan inilah yang membuat masa kanak - kanak kita menjadi lebih termotivasi untuk menggapai apa yang kita inginkan.&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
kalau ditanya kembali apakah arti cita - cita untuk saya? Dengan lantang saya akan menjawab &quot;Hidup Indonesia&quot;. Cita - cita terbesar saya adalah menjadi seorang presiden.&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
Terlihat seperti lelucon, bukan? Tapi inilah yang sesungguhnya menjadi impian terbesar saya. Menjadi pemimpin suatu negara khususnya Indonesia adalah impian mulia, saya ingin memberi segala kemampuan yang saya miliki untuk Tanah Air Tercinta.&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
Bagaimana dengan cita - cita anda?&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
Semoga cuplikan video di bawah ini dapat membangkitkan semangat kita untuk menggapai apa yang menjadi kehendak kita.&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;
&lt;iframe allowfullscreen=&quot;&quot; class=&quot;YOUTUBE-iframe-video&quot; data-thumbnail-src=&quot;https://i.ytimg.com/vi/9nCvZ7h1SUM/0.jpg&quot; frameborder=&quot;0&quot; height=&quot;266&quot; src=&quot;https://www.youtube.com/embed/9nCvZ7h1SUM?feature=player_embedded&quot; width=&quot;320&quot;&gt;&lt;/iframe&gt;&lt;/div&gt;
&lt;div style=&quot;text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
</content><link rel='replies' type='application/atom+xml' href='http://bimaalfiaffandi.blogspot.com/feeds/8048147577989293608/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2018/01/manusia-dan-pandangan-hidup.html#comment-form' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/8048147577989293608'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/4678259273735666147/posts/default/8048147577989293608'/><link rel='alternate' type='text/html' href='http://bimaalfiaffandi.blogspot.com/2018/01/manusia-dan-pandangan-hidup.html' title='Manusia dan Pandangan Hidup'/><author><name>bimaalfiaffandi</name><uri>http://www.blogger.com/profile/15063419873790599516</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://img.youtube.com/vi/9nCvZ7h1SUM/default.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-4678259273735666147.post-2574186486324690897</id><published>2017-10-25T02:57:00.000+07:00</published><updated>2017-10-25T02:57:19.569+07:00</updated><category scheme="http://www.blogger.com/atom/ns#" term="Tugas"/><title type='text'>Manusia dan Keindahan</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
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&lt;br /&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;
&lt;img border=&quot;0&quot; data-original-height=&quot;752&quot; data-original-width=&quot;1280&quot; height=&quot;235&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgm-_4XCgFXmrMJ8jOldCQwAuW2CIFCycYjFWDjJFLu7nTrK9uISghoWB6MHqBFVcGhML1VDDDYPvrLe1aYU3n6sR3wYdg3CsbzLl1XsbOWhrlcV70pOzvV8M0drfJ1ChCV96P-6luxdQ/s400/8097596513_b501798102_o.jpg&quot; width=&quot;400&quot; /&gt;&lt;/div&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Definisi
Manusia&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Manusia berasal dari kata&amp;nbsp;“manu”&amp;nbsp;(Sansekerta),&amp;nbsp;“mens”&amp;nbsp;(Latin),
yang berarti berpikir, berakal budi&amp;nbsp;atau makhluk ang berakal budi (mampu
menguasai makhluk lain). &amp;nbsp;Secara istilah manusia dapat diartikan sebuah
konsep atau sebuah fakta, sebuah gagasan atau realitas, sebuah kelompok (genus)
atau seorang individu. Ada banyak sekali definisi manusia menurut para ahli
namun yang jelas, manusia merupakan makhluk hidup ciptaan tuhan dengan segala
fungsi dan potensinya yang tunduk kepada aturan hukum alam, mengalami
kelahiran, pertumbuhan, perkembangan, mati, dan seterusnya, serta terkait dan
berinteraksi dengan alam dan lingkungannya dalam sebuah hubungan timbal balik
positif maupun negatif. Manusia adalah makhluk yang terbukti berteknologi tinggi.
Ini karena manusia memiliki perbandingan massa otak dengan massa tubuh terbesar
diantara semua makhluk yang ada di bumi. Walaupun ini bukanlah pengukuran yang
mutlak, namun perbandingan massa otak dengan tubuh manusia memang memberi kan
petunjuk dari segi intelektua lrelatif. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Manusia juga sebagai mahkluk individu
memiliki pemikiran-pemikiran tentang apa yang menurutnya baik dan sesuai dengan
tindakan-tindakan yang akan diambil. Manusia pun berlaku sebagai makhluk sosial
yang saling berhubungan dan keterkaitannya dengan lingkungan dan tempat
tinggalnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Definisi
Keindahan&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keindahan berasal dari kata “Indah”,&lt;span style=&quot;mso-spacerun: yes;&quot;&gt;&amp;nbsp; &lt;/span&gt;adalah sifat dari sesuatu yang memberi kita
rasa senang bila melihatnya atau merasakannya. Dalam Kamus Besar Bahasa
Indonesia, keindahan diartikan sebagai keadaan yang enak dipandang, cantik,
bagus, benar atau elok.&lt;br /&gt;
&amp;nbsp; &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keindahan dalam arti luas, menurut &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal;&quot;&gt;Aristoteles&lt;/i&gt;&lt;/b&gt;
yang melihat keindahan sebagai sesuatu yang baik dan juga menyenangkan, tetapi
bangsa Yunani juga mengenal pengertian keindahan dalam arti estetik disebutnya “&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;i style=&quot;mso-bidi-font-style: normal;&quot;&gt;Syimmetria&lt;/i&gt;&lt;/b&gt;”,
yang artinya adalah keindahan berdasarkan pengelihatan. Jadi pengertian
keindahan yang seluas-luasnya dapat meliputi Keindahan Seni, Keindahan Alam,
Keindahan Moral, Keindahan Intelektual.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Menurut &lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;The Liang Gie&lt;/b&gt; dalam bukunya “Garis Besar Estetik (Filsafat
Keindahan)”, dalam bahasa Inggris Keindahan diterjemahkan dengan kata
“Beautiful”, bahasa Perancis “Beau” , Italia dan Spanyol “Bello” , kata-kata
itu ber asal dar i bahasa Latin “Bellum” , akar katanya adalah “Bonum” yang
berarti kebaikan. Membedakan antara keindahan sebagai suatu kualitas abstrak
dan sebagai sebuah benda tertentu yang indah. Keindahan dalam suatu kualitas
yang abstrak adalah keindahan yang tak dapat terlihat secara fisik dan bersifat
tidak beraturan, tetapi nilai dari keindahan itu dapat dirasakan,seperti contoh
keindahan ketika merasakan angin yang berhembus. Sedangkan keindahan sebagai
sebuah benda tertentu yang indah adalah kebalikan dari Keindahan dalam suatu
kualitas yang abstrak, dimana keindahan itu dapat dirasakan, dilihat maupun
dapat dikenang selama kita mengingatnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sesungguhnya keindahan itu memang merupakan
suatu persoalan filsafati yang jawabannya beraneka ragam. Salah satu jawaban
mencari ciri-ciri umum yang ada pada semua benda yang dianggap indah dan
kemudian menyamakan ciri-ciri atau kwalita hakiki itu dengan pengertian
keindahan. Jadi keindahan pada dasarnya adalah sejumlah kwalita pokok tertentu
yang terdapat pada suatu hal. Kwalita yang paling sering disebut adalah
kesatuan (unity), keselarasan (harmony), kesetangkupan (symmetry), keseimbangan
(balance) dan perlawanan (contrast).&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Dalam keindahan terdapat sebuah penilaian
yang disebut dengan Nilai Estetik. Nilai Estetik merupakan penilaian terhadap
segala sesuatu yang tercakup dalam pengertian keindahan. Estetik berasal dari
kata Estetika yang berarti salah satu cabang dari filsafat dan Estetika adalah
ilmu yang mempelajari tentang keindahan dari suatu objek yang indah. Dalam
penilaian nya, nilai estetik memiliki 2 unsur pendukung, yaitu unsur Ekstrinsik
dan Intrinsik.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Unsur ekstrinsik adalah unsur nilai yang
di pengaruhi dari luar maksudnya adalah dalam suatu karya yang menimbulkan
keindahan, unsur ekstrinsik merupakan unsur-unsur yang berada di luar unsur
utama atau unsur-unsur sebagai unsur pengganti dalam sebuah karya. Misalnya,
nilai ekonomi, nilai politik, nilai agama serta nilai nilai yang mempengaruhi
suatu hasil karya yang menimbulkan atau menghasilkan keindahan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Unsur intrinsik adalah unsur nilai yang
dipengaruhi dari dalam maksudnya adalah unsur-unsur yang terkadung di dalam
karya itu sendiri. Dalam pemenuhannya akan menimbulkan suatu keindahan.
Contohnya adalah pesan puisi yang ingin disampaikan kepada pembaca melalui
(alat benda) dan unsur-unsur lain yang termasuk di dalamnya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Cara-Cara
Untuk Mengetahui Suatu Keindahan&amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;1.&amp;nbsp;&amp;nbsp; Renungan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Renungan berasal dari
kata renunag, merenung artinya dengan diam-diam memikirkan sesuatu, atau
memikirkan sesuatu dengan dalam-dalam. Renungan adalah hasil merenung. Setiap
orang pernah merenung. Sudah tentu kadar renungannya satu sarna lain berbeda,
meskipun obyek yang direnungkan sama, lebih pula apabila obyek renungannya
berbeda. Jadi apa yang direnungkan itu bergantung kepada obyek dan subyek.
Contoh mengenai keindahan yaitu, suatu ketika manusia ingin membuat suatu karya
seni rupa kemudian manusia itu belum mempunyai ide tentang karya seni rupa apa
yang ingin iya buat, lalu ia merenung dengan menyendiri atau pergi kesuatu
tempat agar ia bisa tenang dan dapat berfikir untuk menemukan ide untuk karya
seni rupa yang ingin ia buat.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;2.&amp;nbsp;&amp;nbsp; Keserasian &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keserasian berasal dari
kata serasi-serasi dari kata dasar rasi artinya cocok, sesuai, atau kena benar.
Kata cocok sesuai atau kena mengandung unsur pengertian perpaduan, ukuran dan
seimbang. Keserasian identik dengan keindahan. Sesuatu yang serasi tentu tampak
indah dan yang tidak serasi tidak indah. Karena itu sebagian ahli pikir
berpendapat, bahwa keindahan ialah sejumlah kualita pokok tertentu yang
terdapat pada suatu hal.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;3.&amp;nbsp;&amp;nbsp; Kehalusan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kehalusan berasal dari
kata halus artinya tidak kasar (perbuatan) lembut, sopan, baik (budi bahasa),
beradab. Kehalusan berarti sifat-sifat yang halus. Halus itu berarti suatu
sikap manusia dalam pergaulan baik dalam masyarakat kecil maupun dalam
masyarakat luas. Sudah tentu sebagai lawannya ialah sikap kasar atau sikap
orang-orang yang sedang emosi, bersikap sombong, bersikap kaku sikap orang yang
sedang bermusuhan. Oleh karena itu kehalusan dapat menunjukan nilai keindahan
seseorang dan sikap kasar bisa mengurangi nilai keindahan dari seseorang.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;4.&amp;nbsp;&amp;nbsp; Kontemplasi &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Suatu proses
bermeditasi, merenungkan atau berpikir penuh dan mendalam untuk mencari
nilai-nilai makna, manfaat, dan tujuan, atau niat hasil penciptaan. Disamping
itu seni menurut wataknya akan berpadu dengan keindahan karena itu menurut
logika deduktiv dapa dikatakan bahwa keindahan dalam seni juuga harus di
kontemplasikan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Hubungan
Manusia dan Keindahan&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Manusia dan keindahan memang tak bisa
dipisahkan sehingga kia perlu melestarikan bentuk dari keindahan yang telah
dituangkan dalam berbagai bentuk kesenian (seni rupa, seni suara maupun seni
pertunjukan) yang nantinya dapat menjadi bagian dari suatu kebudayaan yang
dapat dibanggakan dan mudah-mudahan terlepas dari unsur politik. Kawasan
keindahan bagi manusia sangat luas, seluas keanekaragaman manusia dan sesuai
pula dengan perkembangan peradaban teknologi, sosial, dan budaya. Karena itu
keindahan dapat dikatakan, bahwa keindahan merupakan bagian hidup manusia.
Keindahan tak dapat dipisahkan dari kehidupan manusia. Dimanapun kapan pun dan
siapa saja dapat menikmati keindahan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keindahan identik dengan kebenaran.
Keindahan merupakan kebenaran dan kebenaran adalah keindahan. Keduanya
mempunyai nilai yang sama yaitu abadi, dan mempunyai daya tarik yang selalu
bertambah. Sesuatu yang tidak mengandung kebenaran berarti tidak indah. Karena
itu hanya tiruan lukisan Monalisa yang tidak indah, karena dasarnya tidak
benar. Sudah tentu kebenaran disini bukan kebenaran ilmu, melainkan kebenaran
menurut konsep dalam seni. Dalam seni, seni berusaha memberikan makna
sepenuh-penuhnya mengenai obyek yang diungkapkan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Manusia yang menikmati keindahan berarti
manusia mempunyai pengalaman keindahan. Pengalaman&amp;nbsp; keindahan biasanya
bersifat terlihat (visual) atau terdengar (auditory) walaupun tidak terbatas
pada dua bidang tersebut.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keindahan tersebut pada dasarnya adalah
almiah. Alam itu ciptaan Tuhan. Alamiah itu adalah wajar tidak berlebihan dan
tidak kurang.&amp;nbsp;Konsep keindahan itu sendiri sangatlah abstrak ia identik
dengan kebenaran. Batas keindahan akan behenti pada pada sesuatu yang indah dan
bukan pada keindahan itu sendiri. Keindahan mempunyai daya tarik yang&amp;nbsp;
selalu bertambah,&amp;nbsp; sedangkan yang tidak ada unsur keindahanya tidak
mempunyai daya tarik. Orang yang mempunyai konsep keindahan adalah orang yang
mampu berimajinasi, rajin dan kreatif dalam menghubungkan benda satu dengan
yang lainya. Dengan kata lain imajinasi merupakan proses menghubungkan suatu
benda dengan benda lain sebagai objek imajinasi. Demikian pula kata indah
diterapkan untuk persatuan orang-orang yang beriman, para nabi, orang yang
menghargai kebenaran dalam agama, kata dan perbuatan serta orang –orang yang
saleh merupakan persahabatan yang paling indah.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Jadi keindahan mempunyai dimensi interaksi
yang sangat luas baik hubungan manusia dengan benda, manusia dengan manusia,
manusia dengan Tuhan, dan bagi orang itu sendiri yang melakukan interaksi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Pengungkapan keindahan dalam karya seni
didasari oleh motivasi tertentu dan dengan tujuan tertentu pula. Motivasi itu
dapat berupa pengalaman atau kenyataan mengenai penderitaan hidup manusia,
mengenai kemerosotan moral, mengenai perubahan nilai-nilai dalam masyarakat,
mengenai keagungan Tuhan, dan banyak lagi lainnya. Tujuannya tentu saja dilihat
dari segi nilai kehidupan manusia, martabat manusia, kegunaan bagi manusia
secara kodrati.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sebab
Manusia Menciptakan Keindahan&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keindahan itu pada dasamya adalah alamiah.
Alam ciptaan Tuhan. lni berarti bahwa keindahan itu ciptaan Tuhan. Alamiah
artinya wajar, tidak berlebihan tidak pula kurang. Kalau pelukis melukis wanita
lebih cantik dari keadaan sebenamya, justru tidak indah. Pengungkapan keindahan
dalam karya seni didasari oleh motivasi tertentu dan dengan tujuan tertentu
pula. Motivasi itu dapat berupa pengalaman atau kenyataan mengenai penderitaan
hidup manusia, mengenai kemerosotan moral, mengenai perubahan nilai-nilai dalam
masyarakat, mengenai keagungan Tuhan, dan banyak lagi lainnya. Berikut ini akan
dicoba menguraikan alasan/motivasi dan tujuan seniman menciptakan keindahan. &lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;1.&amp;nbsp;&amp;nbsp; Tata nilai yang telah using&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Tata nilai yang terjelma
dalam adat istiadat ada yang sudah tidak sesuai lagi dengan keadaan, sehingga
dirasakan sebagai hambatan yang merugikan dan mengorbankan nilai-nilai
kemanusiaan, misalnya kawin paksa.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;2.&amp;nbsp;&amp;nbsp; Kemerosotan zaman&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keadaan yang
merendahkan derajad dan nilai kcmanusiaan ditandai dengan kemerosotan moral.
Kemerosotan moral dapat diketahui dari tingkah laku dan perbuatan manusia yang
bejad terutama dari segi kebutuhan seksual. Sebagai contoh ialah karya seni
berupa sajak yang dikemukakan oleh W.S.Rendra berjudul “Bersatulah
Pelacur-pelacur Kota Jakarta”. Di sini pengarang memprotes perbuatan bejad para
pejabat, yang merendahkan derajad wanita dengan mengatakan sebagai inspirasi
revolusi, tetapi tidak lebih dari pelacur.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;3.&amp;nbsp;&amp;nbsp; Penderitaan manusia&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Banyak faktor yang
membuat manusia itu menderita. Tetapi yang paling menentukan ialah faktor
manusia itu sendiri. Manusialah yang membuat orang menderita sebagai akibat
nafsu ingin berkuasa. serakah, tidak berhati-hati dan sebagainya.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keadaan demikian ini tidak mempunyai daya
tarik dan tidak menyenangkan, karena nilai kemanusiaan telah diabaikan, dan
dikatakan tidak indah. Yang tidak indah itu harus dilenyapkan karena tidak
bermanfaat bagi kemanusiaan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;4.&amp;nbsp;&amp;nbsp; Keagungan Tuhan&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify; text-indent: 36.0pt;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Keagungan Tuhan dapat
dibuktikan melalui keindahan alam dan keteraturan alam semesta serta
kejadian-kejadian alam. Keindahan alam merupakan keindahan mutlak ciptaan
Tuhan. Manusia hanya dapat meniru saja keindahan ciptaan Tuhan itu.
Seindah-indah tiruan terhadap ciptaan Tuhan, tidak akan menyamai keindahan
ciptaan Tuhan itu sendiri. Kecantikan seorang wanita ciptaan Tuhan membuat
kagum seniman Leonardo da Vinci. Karena itu ia berusaha meniru ciptaan Tuhan
dengan melukis Monalisa sebagai wanita cantik. Lukisan monalisa sangat terkenal
karena menarik dan tidak membosankan.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Kesimpulan&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;pada dasarnya keindahan yang dapat
dirasakan setiap manusia berbeda-beda tergantung dari pandangan manusia
tersebut akan suatu hal yang dapat membuatnya merasa tentram dan nyaman. hal
yang membuat pandangan dari masing-masing manusia berbeda-beda yakni kadar
pengetahuan manusia itu sendiri akan nilai estetika. Karena perbedaan inilah
penilaian seseorang akan suatu karya seni ataupun pemandangan dapat berbeda-beda.Orang
yang mempunyai konsep keindahan adalah orang yang mampu berimajinasi, rajin dan
kreatif dalam menghubungkan benda satu dengan yang lainya. Sesuatu yang indah
itu memikat atau menarik perhatian orang yang melihat, mendengar. Bentuk diluar
diri manusia itu berupa karya budaya yaitu karya seni lukis, seni suara, seni
taii, seni sastra, seni drama dan film, atau berupa ciptaan Tuhan misalnya
pemandangan alam, bunga wama-wami, dan lain-lain.Dengan kata lain imajinasi
merupakan proses menghubungkan suatu benda dengan benda lain sebagai objek
imajinasi.&lt;/span&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;br /&gt;&lt;/div&gt;
&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 150%; margin-bottom: .0001pt; margin-bottom: 0cm; text-align: justify;&quot;&gt;
&lt;b style=&quot;mso-bidi-font-weight: normal;&quot;&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;Sumber:&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;
&lt;ul style=&quot;text-align: left;&quot;&gt;
&lt;li&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;http://www.definisi-pengertian.com/2015/12/pengertian-manusia-definisi-menurut-ahli.html&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;http://masrezaa.blogspot.co.id/2015/05/arti-keindahan-secara-luas.html&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;http://oebudhi.blogspot.co.id/2012/04/manusia-dan-keindahan.html&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;http://makalahilmubudayadasar.blogspot.co.id/2015/05/v-behaviorurldefaultvmlo.html&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span lang=&quot;EN-US&quot; style=&quot;font-family: &amp;quot;arial&amp;quot; , sans-serif; font-size: 12.0pt; line-height: 150%;&quot;&gt;https://hadi27.wordpress.com/rangkuman-manusia-dan-keindahan-serta-manusia-dan-penderitaan/&lt;/span&gt;&lt;/li&gt;
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   Name=&quot;Table Simple 3&quot;/&gt;
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   Name=&quot;Table Classic 4&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Colorful 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Columns 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Grid 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 7&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table List 8&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table 3D effects 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Contemporary&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Elegant&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Professional&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Subtle 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Web 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Balloon Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; Name=&quot;Table Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Table Theme&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Placeholder Text&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;1&quot; QFormat=&quot;true&quot; Name=&quot;No Spacing&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; Name=&quot;Revision&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;34&quot; QFormat=&quot;true&quot;
   Name=&quot;List Paragraph&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;29&quot; QFormat=&quot;true&quot; Name=&quot;Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;30&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Quote&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;60&quot; Name=&quot;Light Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;61&quot; Name=&quot;Light List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;62&quot; Name=&quot;Light Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;63&quot; Name=&quot;Medium Shading 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;64&quot; Name=&quot;Medium Shading 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;65&quot; Name=&quot;Medium List 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;66&quot; Name=&quot;Medium List 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;67&quot; Name=&quot;Medium Grid 1 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;68&quot; Name=&quot;Medium Grid 2 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;69&quot; Name=&quot;Medium Grid 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;70&quot; Name=&quot;Dark List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;71&quot; Name=&quot;Colorful Shading Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;72&quot; Name=&quot;Colorful List Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;73&quot; Name=&quot;Colorful Grid Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;19&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;21&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Emphasis&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;31&quot; QFormat=&quot;true&quot;
   Name=&quot;Subtle Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;32&quot; QFormat=&quot;true&quot;
   Name=&quot;Intense Reference&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;33&quot; QFormat=&quot;true&quot; Name=&quot;Book Title&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;37&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; Name=&quot;Bibliography&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;39&quot; SemiHidden=&quot;true&quot;
   UnhideWhenUsed=&quot;true&quot; QFormat=&quot;true&quot; Name=&quot;TOC Heading&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;41&quot; Name=&quot;Plain Table 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;42&quot; Name=&quot;Plain Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;43&quot; Name=&quot;Plain Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;44&quot; Name=&quot;Plain Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;45&quot; Name=&quot;Plain Table 5&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;40&quot; Name=&quot;Grid Table Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot; Name=&quot;Grid Table 1 Light&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot; Name=&quot;Grid Table 6 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot; Name=&quot;Grid Table 7 Colorful&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;Grid Table 7 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;47&quot; Name=&quot;Grid Table 2 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;Grid Table 3 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;Grid Table 4 Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;Grid Table 5 Dark Accent 2&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;Grid Table 6 Colorful Accent 2&quot;/&gt;
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   Name=&quot;Grid Table 7 Colorful Accent 2&quot;/&gt;
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   Name=&quot;Grid Table 1 Light Accent 4&quot;/&gt;
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   Name=&quot;Grid Table 6 Colorful Accent 4&quot;/&gt;
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   Name=&quot;Grid Table 7 Colorful Accent 4&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;46&quot;
   Name=&quot;Grid Table 1 Light Accent 5&quot;/&gt;
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   Name=&quot;Grid Table 6 Colorful Accent 5&quot;/&gt;
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   Name=&quot;Grid Table 7 Colorful Accent 5&quot;/&gt;
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   Name=&quot;Grid Table 1 Light Accent 6&quot;/&gt;
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   Name=&quot;Grid Table 7 Colorful Accent 6&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;51&quot;
   Name=&quot;List Table 6 Colorful Accent 1&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;52&quot;
   Name=&quot;List Table 7 Colorful Accent 1&quot;/&gt;
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   Name=&quot;List Table 1 Light Accent 2&quot;/&gt;
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   Name=&quot;List Table 1 Light Accent 3&quot;/&gt;
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   Name=&quot;List Table 7 Colorful Accent 3&quot;/&gt;
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   Name=&quot;List Table 1 Light Accent 4&quot;/&gt;
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   Name=&quot;List Table 1 Light Accent 6&quot;/&gt;
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  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;48&quot; Name=&quot;List Table 3 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;49&quot; Name=&quot;List Table 4 Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; Priority=&quot;50&quot; Name=&quot;List Table 5 Dark Accent 6&quot;/&gt;
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   Name=&quot;List Table 6 Colorful Accent 6&quot;/&gt;
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   Name=&quot;List Table 7 Colorful Accent 6&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Mention&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Smart Hyperlink&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Hashtag&quot;/&gt;
  &lt;w:LsdException Locked=&quot;false&quot; SemiHidden=&quot;true&quot; UnhideWhenUsed=&quot;true&quot;
   Name=&quot;Unresolved Mention&quot;/&gt;
 &lt;/w:LatentStyles&gt;
&lt;/xml&gt;&lt;![endif]--&gt;&lt;!--[if gte mso 10]&gt;
&lt;style&gt;
 /* Style Definitions */
 table.MsoNormalTable
 {mso-style-name:&quot;Table Normal&quot;;
 mso-tstyle-rowband-size:0;
 mso-tstyle-colband-size:0;
 mso-style-noshow:yes;
 mso-style-priority:99;
 mso-style-parent:&quot;&quot;;
 mso-padding-alt:0cm 5.4pt 0cm 5.4pt;
 mso-para-margin-top:0cm;
 mso-para-margin-right:0cm;
 mso-para-margin-bottom:8.0pt;
 mso-para-margin-left:0cm;
 line-height:107%;
 mso-pagination:widow-orphan;
 font-size:11.0pt;
 font-family:&quot;Calibri&quot;,sans-serif;
 mso-ascii-font-family:Calibri;
 mso-ascii-theme-font:minor-latin;
 mso-hansi-font-family:Calibri;
 mso-hansi-theme-font:minor-latin;
 mso-bidi-font-family:&quot;Times New Roman&quot;;
 mso-bidi-theme-font:minor-bidi;
 mso-ansi-language:EN-US;
 mso-fareast-language:EN-US;}
&lt;/style&gt;
&lt;![endif]--&gt;&lt;/div&gt;
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