en-ushttp://www.bizheat.com/BizHeat Sun, 08 Feb 2009 21:05:00 MSThttp://www.bizheat.com/Money/Gets_free_money_making_home_based_business_ebooks_guide_self_help_healthYour free resource for getting any type of free ebooks to make money online, health ebooks, yoga ebooks, home based business ebooks, self help ebooks, from ebookslover’s ebooks storehttp://www.bizheat.com/Money/Gets_free_money_making_home_based_business_ebooks_guide_self_help_healthSat, 31 May 2008 11:52:06 MDThttp://www.bizheat.com/Money/Small_business_inflationLet's not pretend that as small business owners and employees we don't have to eat, drive cars or heat our homes. Rising prices hurt us because we are people … consumers … above all else. But as businesspeople, the situation can be even worse if you happen to be in one of those businesses that use the commodities and materials experiencing record-high prices right now. http://www.bizheat.com/Money/Small_business_inflationWed, 21 May 2008 08:28:22 MDThttp://www.bizheat.com/Money/Smart_Questions_For_Your_Credit_Card_CompanyMore than six billion credit card offers jammed mailboxes last year, and competition among business card issuers for new customers is fiercer than ever. Here's what to ask about the fine print so you get the best deal.http://www.bizheat.com/Money/Smart_Questions_For_Your_Credit_Card_CompanyTue, 13 May 2008 21:32:59 MDThttp://www.bizheat.com/Money/How_to_Ladder_to_Maximize_CD_RatesFor those frustrated by abysmal rates but determined to stick with CDs, laddering can be a useful strategy to maximize returns without tying up all your cash for too long. Here's how it works: Say you have $10,000 to invest. The rates on CDs with terms of 3 months to 30 months range from 2% to 3.25% - better returns with more time, but still below inflation. Instead of locking up all your funds into the highest rate with the longest term you put $1,000 in 10 different CDs with ...http://www.bizheat.com/Money/How_to_Ladder_to_Maximize_CD_RatesSun, 04 May 2008 08:29:02 MDThttp://www.bizheat.com/Money/When_Will_Your_Stimulus_Package_Check_Come_See_The_ScheduleThe economic stimulus package will be mailed out according to a Social Security Number schedule, according to this report of when tax rebate checks go out. http://www.bizheat.com/Money/When_Will_Your_Stimulus_Package_Check_Come_See_The_ScheduleSun, 27 Apr 2008 21:45:22 MDThttp://www.bizheat.com/Money/Wachovia_to_pay_up_to_144M_to_settle_federal_allegationsWachovia Corp. has agreed to pay an estimated $144 million to settle federal allegations that it failed to stop telemarketers charged with taking advantage of thousands of elderly consumers.http://www.bizheat.com/Money/Wachovia_to_pay_up_to_144M_to_settle_federal_allegationsSat, 26 Apr 2008 09:25:40 MDThttp://www.bizheat.com/Money/The_Incredible_Shrinking_DollarHave you tried converting a dollar into a foreign currency lately? It's not pretty. Even business travelers feel the pain. The greenback is falling so fast that the government of India, which used to accept dollars as payment for admission to the Taj Mahal, now demands that visitors pay in rupees. http://www.bizheat.com/Money/The_Incredible_Shrinking_DollarFri, 11 Apr 2008 21:27:01 MDThttp://www.bizheat.com/Money/The_Last_Days_of_Cheap_ChineseWhy American consumers are about to start paying more for clothes, electronics, toys, and just about everything else.http://www.bizheat.com/Money/The_Last_Days_of_Cheap_ChineseSun, 06 Apr 2008 12:36:19 MDThttp://www.bizheat.com/Money/Tax_Tips_for_ProcrastinatorsWith time running out to prepare 2007 returns, experts offer entrepreneurs advice on increasing deductions and reducing liability. If you're one of the many entrepreneurs who has put off thinking about taxes until the last minute, you're certainly not alone. Smart Answers columnist Karen E. Klein recently asked several tax experts to discuss common issues and offer advice for tax-return procrastinators. http://www.bizheat.com/Money/Tax_Tips_for_ProcrastinatorsSat, 29 Mar 2008 21:47:20 MDThttp://www.bizheat.com/Money/5_Tax_Tips_For_Digital_Entrepreneurs"As tax season approaches, I thought it would be useful to offer some advice on taxes for those who make most of their money as online entrepreneurs. Here are five tips that I’ve found to be priceless in the long run. Hopefully, you can save time and stress with these 5 easy suggestions."http://www.bizheat.com/Money/5_Tax_Tips_For_Digital_EntrepreneursSun, 16 Mar 2008 03:38:53 MDThttp://www.bizheat.com/Money/10_sure_fire_tax_breaksBeat the tax man with these valuable deductions, credits and exemptions. What you need to know before you file.http://www.bizheat.com/Money/10_sure_fire_tax_breaksThu, 21 Feb 2008 11:01:16 MSThttp://www.bizheat.com/Money/Are_you_paying_your_bosss_taxesPayroll taxes that companies ought to pay may be getting dumped on independent contractors, but a case involving FedEx gives workers new ammunition. http://www.bizheat.com/Money/Are_you_paying_your_bosss_taxesFri, 15 Feb 2008 12:44:03 MSThttp://www.bizheat.com/Money/A_Down_Market_Has_Its_Upsides_for_Young_PeopleAll the recent talk about the faltering economy certainly seems to fall into the bad-news category. But there's reason for young people to look on the bright side. In fact, beginning your financial life during an economic correction or downturn can be a preferable thing in many ways. Here are a few of the positives:http://www.bizheat.com/Money/A_Down_Market_Has_Its_Upsides_for_Young_PeopleThu, 07 Feb 2008 09:18:42 MSThttp://www.bizheat.com/Money/Top_10_Reasons_Why_You_Should_Trade_StocksIf you are visiting a website like TradingMarkets, then there's a pretty good chance that you have already decided that trading stocks (or forex or options or exchange-traded funds...) is for you. But even those who have decided to start down this road often do not realize just how much stock trading has changed -- even over the last decade.http://www.bizheat.com/Money/Top_10_Reasons_Why_You_Should_Trade_StocksSun, 03 Feb 2008 09:25:08 MSThttp://www.bizheat.com/Money/Whats_Your_Chance_of_Being_AuditedIf you work for yourself -- or you make more than $1 million a year -- your chances of being audited are significantly higher than those of most other people. Internal Revenue Service officials say they're intensifying their focus on high-income returns, such as those reporting $100,000 or more, but especially those with income of $1 million or more.http://www.bizheat.com/Money/Whats_Your_Chance_of_Being_AuditedSat, 02 Feb 2008 21:50:45 MSThttp://www.bizheat.com/Money/Housing_MeltdownAs Washington policymakers struggle to keep the U.S. out of recession, the swirling confusion over the housing market is making their job a lot tougher. Will American consumers keep shopping or be forced to pull back? Will banks lend freely or be hamstrung by mortgage defaults? What are the best policy options right now? Those and other important questions simply can't be answered without a good idea of whether home prices will rise, flatten out, or keep dropping. http://www.bizheat.com/Money/Housing_MeltdownThu, 31 Jan 2008 10:19:07 MSThttp://www.bizheat.com/Money/How_the_Country_Has_Come_to_Find_Itself_in_the_Current_Economic_MessAs the Senate moves to consider the wholly inadequate stimulus package passed by the House -- zip for the jobless, no increase in food stamps, squat for the nation's crumbling infrastructure -- it's useful to consider how the country has come to find itself in the current economic mess.http://www.bizheat.com/Money/How_the_Country_Has_Come_to_Find_Itself_in_the_Current_Economic_MessSun, 27 Jan 2008 21:57:04 MSThttp://www.bizheat.com/Money/The_Scramble_for_Gift_Card_CashWho gets it when it goes unclaimed? It is estimated that of the $97 billion worth of plastic cards purchased in 2007, nearly $8 billion has gone unused, although no one has an exact count. Just what happens to that pile of cash has become a matter of some controversy. http://www.bizheat.com/Money/The_Scramble_for_Gift_Card_CashFri, 25 Jan 2008 11:00:26 MSThttp://www.bizheat.com/Money/Deal_struck_to_send_checks_to_taxpayersCompromise would provide $600 rebates to most taxpayers in effort to spur spending and head off recession. High-income earners are mostly left out.http://www.bizheat.com/Money/Deal_struck_to_send_checks_to_taxpayersSat, 19 Jan 2008 12:31:18 MSThttp://www.bizheat.com/Money/Bush_backs_145_billion_economic_planPresident Bush, acknowledging the risk of recession, embraced about $145 billion worth of tax relief Friday to give the economy a "shot in the arm. "http://www.bizheat.com/Money/Bush_backs_145_billion_economic_planFri, 18 Jan 2008 10:05:58 MSThttp://www.bizheat.com/Money/Presidential_Candidates_Ideas_For_Spurring_EconomyThere’s no shortage of ideas for stimulating the ailing economy in this election year. Here are some of the proposals being floated by the top presidential candidates to help revive the ailing U.S. economy: http://www.bizheat.com/Money/Presidential_Candidates_Ideas_For_Spurring_EconomyThu, 17 Jan 2008 08:56:11 MSThttp://www.bizheat.com/Money/Average_American_Owes_Average_Chinese_4000In effect, every person in the (rich) United States has over the past 10 years or so borrowed about $4,000 from someone in the (poor) People’s Republic of China. This is the real meaning of the vast trade surplus—$1.4 trillion and counting—that the Chinese government has mostly parked in U.S. Treasury notes.http://www.bizheat.com/Money/Average_American_Owes_Average_Chinese_4000Tue, 15 Jan 2008 08:34:09 MSThttp://www.bizheat.com/Money/Smart_Strategies_for_Tricky_TimesWith the financial crisis shaking confidence in all kinds of investments, how can you protect your portfolio? Here are some tips from the pros.http://www.bizheat.com/Money/Smart_Strategies_for_Tricky_TimesTue, 15 Jan 2008 08:25:02 MSThttp://www.bizheat.com/Money/Odds_are_growing_for_economic_recessionThe unemployment rate leaps to a two-year high, record numbers of people are forced from their homes and Wall Street nose-dives again. Such is the fallout from a housing meltdown that threatens to slingshot the country into a recession. Before experts put likelihood at 1-in-3, now most predicting 50-50 chance.http://www.bizheat.com/Money/Odds_are_growing_for_economic_recessionMon, 14 Jan 2008 08:57:50 MSThttp://www.bizheat.com/Money/Wall_Street_awaits_answer_to_recession_questionThis week’s flood of readings on inflation, retail sales and earnings is just what a data-hungry Wall Street has been anxious for. But it could be a case of the old saying, be careful what you ask for, because you might actually get it. Evidence that consumers and companies are cash-strapped could mean the economy is on a fast track toward recession — or already in the midst of one. http://www.bizheat.com/Money/Wall_Street_awaits_answer_to_recession_questionMon, 14 Jan 2008 08:57:25 MSThttp://www.bizheat.com/Money/Bank_of_Americas_awesome_Countrywide_tax_breakGuess who's helping Bank of America pay for its $4.1 billion purchase of Countrywide Financial? Answer: The taxpayers of the United States. That's because Bank of America, which is solidly profitable, will be able to use some of Countrywide's losses to offset its own taxable income. The tax break could total about half a billion dollars over the first five years, according to an estimate by tax guru Robert Willenshttp://www.bizheat.com/Money/Bank_of_Americas_awesome_Countrywide_tax_breakWed, 09 Jan 2008 14:52:23 MSThttp://www.bizheat.com/Money/Election_year_may_not_be_good_to_investors2008 may buck trend that presidential contests benefit Wall Street. Presidential elections typically are prosperous times for investors. The Standard & Poor's 500 stock index has risen in the final seven months of 13 of the last 14 presidential election years, according to the Stock Trader's Almanac. http://www.bizheat.com/Money/Election_year_may_not_be_good_to_investorsSat, 05 Jan 2008 20:34:25 MSThttp://www.bizheat.com/Money/8_Smart_College_Money_Moves_for_2008There are eight things to keep in mind if you are saving for college in the coming year. 1. Grab a state income tax deduction 2. Steer clear of the kiddie tax 3. Be grateful for grandparents 4. Go for the scholarship money 5. Plan ahead for financial aid 6. Start saving early 7. Keep your retirement fund for retirement 8. Use rewards programshttp://www.bizheat.com/Money/8_Smart_College_Money_Moves_for_2008Sat, 05 Jan 2008 20:32:27 MSThttp://www.bizheat.com/Money/Jobless_figures_stoke_fears_of_US_recessionThe prospect of a US recession rose on Friday after new data revealed a sudden increase in unemployment and weak job creation in December, sending the dollar lower and equities sharply down. The figures intensified pressure on the Federal Reserve to cut interest rates by at least 25 basis points and possibly by 50bp at its policy meeting this month to help sustain growth.http://www.bizheat.com/Money/Jobless_figures_stoke_fears_of_US_recessionWed, 02 Jan 2008 09:37:25 MSThttp://www.bizheat.com/Money/Best_Investment_Ideas_For_2008Advice From Financial Gurus on Weathering the Market's Volatility This Year.http://www.bizheat.com/Money/Best_Investment_Ideas_For_2008Tue, 01 Jan 2008 09:56:04 MSThttp://www.bizheat.com/Money/Investing_for_Early_RetirementAggressive investing could help you retire early, but taking on too much risk could backfire. Walter Updegrave, Money Magazine senior editor gives us tips about investing strategies for retirements.http://www.bizheat.com/Money/Investing_for_Early_RetirementMon, 31 Dec 2007 10:53:26 MSThttp://www.bizheat.com/Money/Which_tech_company_has_the_most_cash(A) IBM (B) Hewlett-Packard (C) Intel (D) Google (E) Apple ...If you picked E, congratulations. Apple’s $15.4 billion stash is indeed the biggest of the group, putting the iPod maker in the elite ranks of well-heeled Fortune 500 tech companies.http://www.bizheat.com/Money/Which_tech_company_has_the_most_cashSun, 30 Dec 2007 15:33:53 MSThttp://www.bizheat.com/Money/12_Things_The_Holidays_Teach_Us_About_InvestingThere’s the “12 Days of Christmas” and there’s also the twisted version, the one referred to as the “12 Things The Holidays Teaches Us About Investing".http://www.bizheat.com/Money/12_Things_The_Holidays_Teach_Us_About_InvestingSun, 30 Dec 2007 14:54:27 MSThttp://www.bizheat.com/Money/The_True_Cost_of_Free_ThingsWho wants to win the lottery? or a porsche? Well, we all do.. But many people aren’t aware of the laws regarding the thing we all look forward to, sometimes referred to as “winning free stuff.” In the event you do land such a thing, when it comes to taxes and other related issues, there are a few quick things to keep in mind.http://www.bizheat.com/Money/The_True_Cost_of_Free_ThingsSun, 30 Dec 2007 14:43:04 MSThttp://www.bizheat.com/Money/Gift_cards_the_gift_that_keeps_on_takingA market research company, called Tower Group states gift cards this year will approach $97 billion dollars in sales trumping the 2006 figure of $83 billion in sales. While these numbers are staggering, there is another number that retailers and gift card providers would prefer you didn’t know about. Breakage(free money that retailers get when gift cards go unused or underused) is expected to hit $7.8 billion this year according to Tower Group.http://www.bizheat.com/Money/Gift_cards_the_gift_that_keeps_on_taking