The agreement was signed by the European Union Ambassador to Kenya, H.E. Henriette Geiger, and Dr. James Mwangi, Executive Chairman of Equity Group Foundation and Group Managing Director and CEO of Equity Group, in the presence of Principal Secretary for the State Department for Higher Education and Research, Dr. Beatrice Inyangala and Principal Secretary State Department of Science, Research and Innovation Prof. Shaukat Abdulrazak.

The cooperation agreement formalizes a shared commitment to expanding access to quality education, nurturing talent, and connecting young Kenyans to transformative learning pathways both within Kenya and across Europe. Through this agreement, the partners will collaborate to promote awareness of the EU’s education opportunities among Equity Leaders Program scholars and increase access to European academic opportunities.

The programme targets sending 100 Equity scholars annually to European universities for master’s degree programmes, creating a structured pathway for talented young Africans to access world-class education, research opportunities and international exposure.

Speaking during the signing, the European Union Ambassador to Kenya, H.E. Henriette Geiger, said:

“The Equity Group Foundation, through its Wings to Fly and Equity Leaders Program is an ideal partner for us, with our shared objectives of promoting access to quality education, holistic development and intercultural exchanges as a key driver of growth and human capital development.”

Dr. Mwangi noted that the partnership underscores a strategic focus on developing globally competitive human capital through education-driven transformation.

“While our initial model focused on supporting students through public universities and structured internships, we are now deliberately diversifying global pathways for our scholars. This partnership builds on that journey. It is inspired by the need to broaden access beyond traditional destinations and create truly global opportunities,” he said.

“We view education not only as academic advancement but as a bridge to global networks, ideas, and leadership. These connections, across continents, institutions, and people, are what produce globally competitive leaders capable of transforming societies. In a world that is resetting and seeking new leadership, this partnership represents a bold step toward building human connections that unite Africa and Europe through shared knowledge, opportunity, and purpose.”

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Erasmus+ is an EU flagship programme that supports education, training, youth and sport in Europe. Kenya is one of Europe’s strongest Erasmus+ partners in Africa. Every year, around 600 Kenyan students and academics travel to more than 30 European countries, while approximately 300 Europeans, mainly academic staff, come to Kenyan universities. These exchanges enrich individuals, strengthen institutions, and build lasting partnerships between Kenyan and European universities.

Dr. Inyangala welcomed the partnership, noting that collaborations between Kenyan institutions and global education partners have expanded opportunities for students and academics while advancing knowledge exchange and innovation.

“Partnerships such as this create invaluable opportunities for our students, researchers and academics to access world-class education, advanced research, and international exposure. They also facilitate the exchange of knowledge and emerging technologies, enabling us to continuously strengthen our institutions and enrich our curricula to meet the demands of a rapidly evolving global economy. As the State Department for Higher Education, we are fully committed to creating an enabling environment that will accelerate the realization of the objectives outlined in this MoU and ensure that more Kenyan scholars benefit from global learning opportunities,” said PS Inyangala.

The Equity Leaders Program (ELP), established in 1998, provides a structured pipeline for high-achieving students by supporting their transition from secondary education to global learning and leadership pathways. To date, more than 1,206 scholars from Kenya, Uganda, Rwanda, and the Democratic Republic of the Congo have secured fully funded admission to leading global universities. ELP builds on the pathways created by Wings to Fly and Elimu Scholarships, ensuring that academically gifted students receive mentorship, training, and exposure to become transformative leaders. In addition, the program has facilitated 10,505 paid internship opportunities, equipping scholars with practical work experience and enhancing their career readiness.

The partnership enhances Kenya’s strong participation in Erasmus+ (https://erasmus-plus.ec.europa.eu/opportunities ), where the country has emerged as one of the most active partners in Sub-Saharan Africa. Since 2017, Kenyan organizations have participated in 38 Capacity Building projects, reflecting the country’s growing role in global higher education collaboration.

Nearly half of the €580 million allocated to Sub-Saharan Africa under Erasmus+ supports mobility between African and European higher education institutions. The collaboration is expected to further deepen institutional partnerships, expand scholarship opportunities, and strengthen long-term pathways for skills development and innovation-driven growth across the region.

EU and Equity Group Foundation partner to send 100 Kenyan scholars annually to European Universities first appeared on Bizna Kenya

Harambee SACCO Chair, Macloud Malonza elected to lead Africa’s Co-operative Movement first appeared on Bizna Kenya

Liquidity is the lifeblood of any financial market, including the rapidly growing world of cryptocurrency and decentralized finance (DeFi). Without sufficient liquidity, traders face higher costs, greater price volatility, and difficulty buying or selling assets efficiently.

Traditionally, DeFi projects have relied on external liquidity providers who deposit assets into liquidity pools in exchange for rewards. While this model has fueled the growth of decentralized exchanges and lending platforms, it comes with a major challenge: liquidity providers can withdraw their funds at any time, creating instability for protocols and users.

To solve this problem, many blockchain projects are adopting Protocol-Owned Liquidity (POL), a model that enables protocols to own and manage their own liquidity reserves. POL is increasingly being viewed as one of the most important innovations in decentralized finance because it promotes long-term sustainability, improves market stability, and reduces dependence on external incentives.

What is Protocol-Owned Liquidity (POL)?

Protocol-Owned Liquidity (POL) is a DeFi model in which a blockchain protocol owns and controls its liquidity rather than relying solely on third-party liquidity providers.

Under the traditional DeFi model, users provide liquidity to pools and earn rewards such as transaction fees and token incentives. However, these users can remove their liquidity whenever they choose, exposing the protocol to liquidity shortages and market instability.

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With POL, the protocol itself acquires and maintains liquidity assets within its treasury. This gives the project direct control over its liquidity reserves and helps ensure long-term market stability.

Why Protocol-Owned Liquidity Matters

1. Improves Token Price Stability

Protocol-controlled liquidity helps reduce extreme price fluctuations by maintaining deeper and more consistent liquidity pools.

Stable token prices increase investor confidence and create healthier market conditions for long-term growth.

2. Reduces Dependence on External Liquidity Providers

Most DeFi projects spend significant resources incentivizing users to provide liquidity. These incentives can become expensive and unsustainable.

POL allows protocols to maintain liquidity without constantly offering large rewards, creating a more sustainable financial model.

3. Minimizes Liquidity Risks

Traditional liquidity mining programs often attract short-term participants seeking rewards rather than long-term ecosystem growth.

By owning liquidity directly, protocols reduce the risk of sudden liquidity withdrawals that can disrupt trading activity.

4. Supports Long-Term Sustainability

Liquidity assets owned by the protocol remain within the ecosystem, enabling continuous growth and development.

Trading fees and revenues generated from liquidity pools can be reinvested into the project, strengthening its financial position.

5. Encourages Ecosystem Growth

Reliable liquidity attracts traders, developers, investors, and decentralized applications.

A healthy liquidity environment creates favorable conditions for innovation and ecosystem expansion.

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6. Strengthens Treasury Management

Liquidity positions become productive treasury assets capable of generating revenue through trading fees and other mechanisms.

This enhances a protocol’s financial resilience and operational flexibility.

7. Reduces Reliance on Market Conditions

Protocols that own liquidity are less vulnerable to changing market incentives and liquidity provider behavior.

This gives projects greater control over their growth strategy and long-term development.

8. Supports Decentralized Governance

Revenue generated from protocol-owned liquidity can be used to fund governance initiatives, community incentives, and ecosystem development programs.

This strengthens community participation and decentralized decision-making.

9. Ensures Continuous Liquidity Availability

Because the protocol controls the liquidity reserves, users are less likely to experience disruptions caused by sudden withdrawals.

Consistent liquidity improves both user confidence and trading efficiency.

10. Enhances Market Efficiency

Deep liquidity pools reduce slippage and improve trading experiences.

This leads to more efficient markets, lower trading costs, and greater overall adoption.

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How Protocol-Owned Liquidity Works

POL functions by allowing protocols to acquire, deploy, and manage liquidity directly.

Step 1: Acquiring Assets

Protocols acquire assets through various methods, including:

• Treasury purchases
• Bond sales
• Token offerings
• Protocol revenues

These assets may include cryptocurrencies, stablecoins, or liquidity pool tokens.

Step 2: Providing Liquidity

The protocol deposits assets into liquidity pools on decentralized exchanges (DEXs).

This enables users to trade efficiently while ensuring sufficient market liquidity.

Step 3: Owning LP Tokens

When liquidity is added to a pool, liquidity provider (LP) tokens are issued.

Unlike traditional liquidity providers who own these LP tokens, the protocol retains ownership, effectively controlling the liquidity position.

Step 4: Earning Trading Fees

As users trade through the liquidity pool, transaction fees are generated.

These fees are collected by the protocol and become a source of recurring revenue.

Step 5: Growing Treasury Reserves

Trading revenues flow into the protocol treasury and can be used for:

• Product development
• Governance initiatives
• Community incentives
• Ecosystem expansion

Step 6: Maintaining Long-Term Liquidity

Unlike rented liquidity that can disappear when incentives end, protocol-owned liquidity remains permanently within the ecosystem, ensuring long-term stability.

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Real-World Example of Protocol-Owned Liquidity

Imagine a blockchain project launching a new token and stablecoin liquidity pool.

The protocol:

1. Acquires stablecoins through a bonding mechanism.
2. Pairs the stablecoins with its native token.
3. Deposits both assets into a liquidity pool.
4. Retains ownership of the LP tokens.
5. Earns fees whenever users trade through the pool.
6. Maintains liquidity regardless of market fluctuations.

This creates a sustainable liquidity model that benefits both the protocol and its users.

Key Benefits of Protocol-Owned Liquidity

Permanent Liquidity

The protocol owns liquidity instead of renting it, ensuring uninterrupted market operations.

Revenue Generation

Trading fees create a recurring source of income that can support future development and expansion.

Stronger Treasury Reserves

Liquidity positions become valuable treasury assets that improve financial stability.

Greater Financial Independence

Protocols are less reliant on external liquidity providers and incentive programs.

Better Governance Opportunities

Treasury revenues can fund community initiatives and decentralized governance activities.

Improved Investor Confidence

Projects with strong liquidity reserves are often perceived as more stable and trustworthy.

Reduced Operating Costs

Protocols can reduce spending on liquidity mining rewards and incentive programs.

Enhanced Market Efficiency

Deeper liquidity pools result in lower slippage and smoother trading experiences.

Sustainable Ecosystem Development

Revenue generated through POL can be reinvested into innovation, infrastructure, and community growth.

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Examples of Protocols Using POL

Several prominent DeFi projects have adopted protocol-owned liquidity strategies, including:

• Olympus DAO
• Alchemix
• Tokemak
• Frax Finance

These projects pioneered liquidity ownership models designed to reduce reliance on external liquidity incentives.

Challenges of Protocol-Owned Liquidity

Despite its benefits, POL also comes with challenges.

Capital Requirements

Building significant liquidity reserves requires substantial funding and treasury resources.

Treasury Management Complexity

Protocols must effectively manage treasury assets and liquidity positions to minimize risk.

Market Risk

During market downturns, treasury assets can decline in value, impacting protocol finances.

Governance Risks

Poor governance decisions may negatively affect liquidity management strategies and overall protocol performance.

Conclusion

Protocol-Owned Liquidity (POL) represents a major evolution in decentralized finance. By enabling blockchain protocols to own and manage their liquidity reserves, POL reduces dependence on external liquidity providers while improving market stability, treasury strength, and long-term sustainability.

As the DeFi ecosystem continues to mature, protocol-owned liquidity is increasingly becoming a foundational strategy for building resilient, self-sustaining blockchain projects. While challenges remain, the benefits of stable liquidity, stronger financial resources, and enhanced ecosystem growth position POL as a critical innovation in the future of decentralized finance.

What is Protocol-Owned Liquidity (POL)? Why It Matters in Cryptocurrency and DeFi first appeared on Bizna Kenya

At the same time, Kenyan teachers will be able to achieve these credentials and the accompanying pay raise without leaving the classroom. These TSC promotion reforms are contained in the 2026 Career Progression Guidelines (CPG) document.

In this document, the Teachers Service Commission has slashed the amount of time that is required for teachers to reach the highest grade from 30 to 18 years.

The reforms indicate that the teachers commission shall introduce separate career tracks to cater for classroom teachers and teachers who hold leadership and administrative roles. Under these tracks, teachers will move up within a unified grading structure that shall range from Teacher 9 to Teacher 1. Teacher 9 represents the entry-level grade while Teacher 1 represents the highest-level grade.

Teachers in primary school level will start their progression from Teacher 9 while those in secondary schools who hold diploma qualifications will start off at Teacher 8. According to the TSC, this shall mean that a diploma qualification will attract the same entry grade regardless of whether the teacher practices at primary school or secondary school.

For the second track catering for secondary school teachers, the majority will start off at Teacher 7. This group will mainly be made up of teachers who hold university degrees.

The proposed reforms show that this category of teachers will benefit from the first common cadre promotion of Teacher 6. After Teacher 6, subsequent promotion will primarily be based on the teacher’s demonstrated competency and performance instead of the current mode of automatic advancement.

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The majority of teachers based at Teacher Training Colleges (TTCs) will start at Teacher 5 and move up through the full career structure up to the top level of Teacher 1.

After the release of the proposals, the Kenya National Teachers Union (KNUT) came out to raise the red flag on how youthful teachers with higher academic qualifications will be moved up.

“How will the framework accommodate such teachers so that they are not demoralized or disadvantaged by differences in the timing of qualification attainment?” KNUT Deputy Secretary General Hesbon Otieno asked.

Details of new TSC promotion reforms for all teachers in Kenya first appeared on Bizna Kenya

In a powerful demonstration of technical mastery and service excellence, Isuzu East Africa hosted its flagship 2026 IEA-1 Grand Prix Skills Competition on June 10, 2026. The annual event serves as the company’s premier internal platform, designed to test, refine, and reward the brightest talents across its expansive dealer network. By bringing together the region’s top automotive professionals, the competition underscores a vital industry truth: in the modern automotive landscape, continuous training is just as important as the engineering under the hood.

The IEA-1 Grand Prix is far more than a routine evaluation. It is an intense, multi-disciplinary arena that gathers top-performing dealership personnel across four core pillars of operational success. Automotive technicians are tested on complex mechanical diagnostics, electrical troubleshooting, and precision repair under tight time constraints, while service advisors are evaluated on customer handling, accurate symptom diagnosis, and clear communication under pressure.

Concurrently, spare parts specialists were challenged on logistical efficiency and inventory accuracy, while sales representatives were assessed on product knowledge and consultative relationship-building. Participants faced a rigorous mix of theoretical, knowledge-based exams and hands-on, practical simulations modeled closely after real-world dealership challenges.

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For Isuzu East Africa, investing in this competitive showcased directly influences the end-user experience. The precision, speed, and problem-solving skills honed during the Grand Prix translate directly to reduced vehicle downtime and higher first-time-fix rates for everyday truck and commercial vehicle owners.

Beyond individual accolades, the event was a knowledge-sharing hub where dealership teams from diverse regions collaborated, swap best practices, and collectively elevated their alignment with rigorous international automotive standards. The initiative reflects a long-term strategy to cultivate a high-performance workforce, ensuring vehicle safety, reliability, and superior after-sales support across the board by pushing teams to benchmark against global standards.

The stakes at the IEA-1 Grand Prix extend far beyond regional bragging rights. Outstanding performers from the June 10 competition earn elite recognition within the company and put themselves in the running for a massive career milestone: the opportunity to represent East Africa at global Isuzu technical competitions in Japan. As the 2026 edition concludes, Isuzu East Africa firmly cements its position not just as a leading vehicle manufacturer, but as a primary driver of industrial workforce development and customer service innovation in the region.

Isuzu East Africa hosts 2026 IEA-1 grand prix skills competition, Elevating automotive excellence first appeared on Bizna Kenya

Why the award matters

Individual awards do not win matches by themselves, but they do shape expectations. Yamal was not rewarded for one highlight or one strong month. His season combined end product, creativity, one-on-one threat and consistency across Barcelona’s title run.

That is important for betting analysis because markets react to repeatable impact. A player who creates chances, scores, assists and draws defensive attention can influence several types of prices. Barcelona’s match-winner odds, team goals, player assist markets and futures lines can all move when one attacker becomes this central to the team’s output.

The key is balance. The award raises confidence in Yamal’s level, but it also raises market attention. A popular player can become overpriced if public money follows the name more than the actual matchup.

Barcelona gets more than numbers

Yamal’s 16 goals and 11 assists are strong enough on their own, but his wider value comes from how he changes Barcelona’s attack. He stretches defenses, opens space for teammates and forces opponents to shift cover toward his side.

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That creates betting relevance beyond player props. If a rival doubles him, Barcelona may find space elsewhere. If the opponent leaves him isolated against one defender, the match can tilt quickly. This is why tactical context matters more than award status alone.

For pre-match betting, the better questions are simple:

• Is Yamal starting and expected to play full minutes?
• Does the opponent defend wide areas well?
• Are Barcelona likely to control possession?
• Does the match suit goals, assists or team totals?
• Has the market already shortened too much?

These checks help avoid betting only on hype.

Betting markets will watch his next step

Yamal’s award also affects long-term expectations. Barcelona will enter the next season with a proven match-winner in attack, but that brings extra pressure. Teams will prepare more specific plans against him. Referees, tactical fouls, rotation and fixture congestion can all influence his week-to-week output.

For bettors, this makes selective markets more useful than automatic backing. In some matches, Yamal to score may look attractive. In others, assist markets, Barcelona over goals or team win plus goals may fit better. The choice should depend on opponent’s style and starting lineup, not only on the award.

Affiliate and media operators covering LaLiga may also use season awards to frame betting content. A phrase such as revshare gambling affiliate program can appear in business discussions around traffic and player acquisition, but editorial betting analysis still needs sporting evidence. Yamal’s award is a strong signal, not a shortcut.

The risk of overreaction

The biggest betting mistake after an award is assuming the same output will appear every week. LaLiga is not static. Rivals adapt. Coaches adjust. Barcelona may rotate. A player can perform well and still fail to score or assist in a single match.

That is why responsible staking matters. Player markets can feel exciting, but they should stay inside a fixed budget. No award should push larger stakes, recovery bets or careless accumulators.

The smarter approach is to treat Yamal as a major factor in Barcelona analysis, then test each market separately. If the price is fair and the matchup supports it, he belongs in the betting conversation. If the odds are too short, the better bet may be elsewhere.

What the award says now

Yamal’s LaLiga Player of the Season award confirms his place at the centre of Barcelona’s current project. It also gives bettors a clearer reference point for future forecasts: he is not only a talent with promise, but a player whose production already changed a title race.

The most realistic betting read is measured confidence. Barcelona should remain strong in outright and match markets if Yamal keeps this level. His player props will attract attention, but value will depend on price, role and matchup.

The award is deserved. The betting lesson is colder: great players matter, but the right market matters more.

Yamal award shifts betting focus first appeared on Bizna Kenya

This is after investigations by the US State Department unearthed elaborate networks promoting thia type of visa fraud in Africa.

“Under President Trump, the State Department is defending the integrity of US citizenship by ending illegal visa schemes. No foreigner is permitted to obtain a visitor visa for the primary purpose of acquiring citizenship for a child by giving birth in the US,” a statement by the department said.

The statement further said that a US embassy in West Africa had uncovered a sophisticated birth tourism network of more than 100 foreign nationals using fraudulent documents and visa “fixers” to get themselves visas in order to get citizenship for their children.

“We shut it down, revoked these foreign nationals’ visas, and are coordinating with local authorities to systematically identify and cut off any similar operations,” the department said.

“In Europe, a US embassy identified more than 400 suspected cases since 2024. Investigators traced them to at least six companies that coached applicants on what to say in their visa interview, arranged U.S. housing, and set up delivery plans. We shut it down, revoked their visas, and permanently banned several fraudsters from traveling to the United States ever again.”

The rise of birth tourism appeared to be more prevalent in West and North of Africa. According to the State Department, one embassy in North Africa revoked over 100 visas for “birth tourist” parents who came to the United States primarily to give birth so their children would get citizenship.

“Consular officers – working with law enforcement and using data analytics – identified several networks abusing the system and put a stop to it,” the statement said.

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“A US visa is a privilege, not a right. The State Department is taking action around the world to stop this abuse, dismantle birth tourism networks, and hold accountable those who try to scam our system.”

US embassy cancels hundreds of visas over birth tourism first appeared on Bizna Kenya

And the numbers don’t lie. Kenya’s mobile money ecosystem is one of the most advanced globally. Over 90% of adults use mobile-based financial services like M-Pesa for daily transactions. That digital comfort has spilled over into online trading. More people are trying their hand at forex, commodities and global indices.

But here’s the thing: Not every platform is created equal. Kenyan traders, especially the growing middle class and young professionals, are picking up on what separates a solid platform from a risky one.

What online trading platforms actually do

Basically, an online trading platform is a digital gateway to financial markets. It lets traders buy and sell currencies, stocks, commodities and indices in real time.

There’s no more calling a broker. Everything happens through apps or web platforms. Prices update on the spot, trades go through in seconds and users can keep track of their portfolios from anywhere.

Globally, retail trading has taken off. Industry reports say retail forex trading alone handles trillions globally in daily volume, and most new traders are jumping in through mobile-first platforms. Kenya’s right there, actually among the fastest-growing regions in Africa for retail trading.

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Why Kenyan traders are comparing platforms more carefully

There’s a shift happening. Traders are not signing up based on flashy ads or random referrals anymore. They’re checking features, trying demo accounts and reading reviews.

One major factor is global market access. Kenyan traders don’t want just forex anymore. They’re after commodities, such as gold and oil, and international stocks and indices too. That thinking is growing because people are looking long term. Instead of chasing quick wins, more traders want to balance risk across different markets.

That’s also why platforms marketing themselves as the best trading platform in Kenya tend to get attention, especially if they offer global market access, fast execution and secure systems.

Security is not optional anymore

If Kenyan traders talk about one thing constantly, it’s trust. And it’s not surprising. With online scams still floating around, traders want platforms that feel legit from day one. That means regulated operations, encrypted transactions and clear fees.

A platform that offers a secure trading environment gets noticed. People want to know their deposits are safe and they can withdraw without waiting forever or worrying about their money disappearing.

Instant withdrawals are a game changer here. Nobody wants to wait three to five business days just to access their funds anymore. Speed is now part of trust.

Execution speed can make or break trades

Ask any active trader, and they’ll tell you the same thing: Timing is everything. In the forex or commodities world, prices can change in seconds. Gold spikes after a US inflation report, oil drops after some geopolitical news. If your platform slows you down, you miss out.

Ultra-fast execution is one of the hottest topics right now. Even milliseconds make a difference, especially for short-term traders.

Platforms with instant execution and stable servers stand out. It’s not just about convenience, it’s survival in volatile markets.

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The mobile-first reality in Kenya

How do people usually trade here? It’s all about mobile. From banking to shopping, almost everything happens on phones. Trading has followed the same path.

The majority of retail trading activity in emerging markets happens on mobile devices now. So if a platform doesn’t have a slick mobile app, it’s losing ground. Traders want something simple. They want to check prices on the go, make trades fast and see profits without needing a laptop.

Tools that actually help, not confuse

Kenyan traders are getting wise about trading tools too. A few years ago, most ignored charts and indicators. Now, that’s changing fast.

People are learning about technical analysis, support and resistance and economic calendars. Platforms that offer these tools in a straightforward way are getting loyal users.

The rise of faster payments and expectations

There’s also a big shift in how traders handle their money. Kenya’s digital payment culture sets a high bar. If people can send money instantly via mobile money, they expect the same speed when withdrawing trading profits.

Instant withdrawals are a must now, not just a perk. Slow payouts are often the reason traders ditch a platform.

Secure Escrow and Trade Facilitation Platform first appeared on Bizna Kenya

The prospect of substantial returns, rapid success, and financial independence frequently inspires individuals to commit their time, effort, and resources to these opportunities.

However, while some ventures may indeed generate significant profits, relying solely on hearsay rather than thorough research can result in unrealistic expectations and significant financial losses.

In the Facebook group Tujengane, several members have shared frustrations over businesses they launched with hopes of strong returns, only to encounter disappointing outcomes.

The discussion emerged after one member posed a question about ventures that appear lucrative in theory but turn out differently once they are established.

“What business or project did you hear was profitable, but after you started it and got it off the ground, the reality was completely different? Please share your experience,” the user wrote.

Among the businesses that were named are Mitumba business, general shop, fast food business, wines and spirits and poultry farming, among others.

According to Jedie Karuhiu, who had a fast food joint, the profit margin of the venture is low and this makes it unsustainable.

“Fast food’s business,,,, I did good pricing but Mimi niliona nikama tu pesa inarotate kwa business faida ni kidogo it’s not worth the hard work…Kwanza chipo, ukitoa every expense and I mean everything unabaki na kidogo sana, Iko busy Kila saa, kuuza unauza but faidi ni less na vile kazi yenyewe ni tiresome,” She wrote.

Other users who shared their experiences wrote:

Denis Fundi: Hotel is not for the faint-hearted, has many tricky areas kitchen, procurement ,counter, waiter management, customer management. All these must tendem to make sales.

Juma Shaban: Dopper farmers they exaggerates issues hapa..once umenunua kwao ..wewe kupata wakuuzia ninoma sana .

Mwari Wa Kamau: Wines and spirits shop, makarao hukula kama walikupea capital

Marya Kendi: General Shop. Your valued customers start buying when they finish there shopping they shopped @the supermarket ,after 3days shopping daily wanaanza kukukopa hadi end month then on the 1st weekend of end month they come clear their debt as they head to do the massive supermarket shopping till the shopping is done.

Undoubtedly, hundreds of entrepreneurs have succeeded in some of the aforementioned businesses, which highlights the need for proper research before venturing into any business.

“Most people fail because of location choice, not following their passion and over expectation,” Bonye Ndoch, one of the members noted.

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List of businesses that seemed profitable until we started them first appeared on Bizna Kenya

Listing by introduction will allow current shareholders to trade their shares on the NSE, broaden investor participation by allowing other investors to trade the Bank’s shares in a more efficient way and enable the market to establish a fair and transparent price for the Bank’s shares.

“Our vision to positively transform people’s lives in Africa has remained unchanged and this listing will accelerate the realization of that vision. In line with this ambition, and in our commitment to enhancing shareholder value and improving liquidity, the decision for the Bank to list follows years of strategic preparation to ensure we list from a position of strength,” said Family Bank Managing Director Nancy Njau.

The Bank’s decision to list by introduction is underpinned by its strong capital position as it remains well capitalized and does not seek to raise additional capital. In 2025, the Bank conducted a Private Placement Offer which successfully raised Ksh 8 billion against an initial target of Ksh 6.09 billion, representing a 131% achievement.

Family Bank ready for NSE listing after shareholders’ approval

“Through the capital raising initiatives, we have strengthened our balance sheet and remain confident in our strategy, our capital position, and our ability to deliver sustainable growth and long-term value. The Bank is well positioned for growth as per our 2025 – 2029 strategic plan anchored on being The Preferred Bank for Biashara,” added Ms Nancy.

Following the exceptional 55.4% growth profitability in 2025, Family Bank sustained its growth trajectory in Q1 2026 delivering a 52.6% increase in Profit After Tax to KES 1.6 billion up from KES 1.0 billion, driven by sustained growth in interest-earning assets and diversified income streams, supported by a strong balance sheet.

With the approval, the Bank will list on the Nairobi Securities Exchange on 23 June 2026 further reaffirming its commitment to deliver sustainable growth and marks the next step in the Bank’s growth trajectory and long-term value creation journey.

The lead transaction advisors are Standard Investment Bank (SIB), PricewaterhouseCoopers (PwC) as the reporting accountants and Mboya Wangong’u & Waiyaki Advocates as the legal advisors.

Family Bank receives regulatory nod to list on the Nairobi Securities Exchange first appeared on Bizna Kenya