tag:blogger.com,1999:blog-30359464181330231702026-08-20T12:43:07.291+08:00The Pursuit of Wealth Thru' Capital Preservation and Appreciation.Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.comBlogger228125tag:blogger.com,1999:blog-3035946418133023170.post-33133735156546013682016-11-14T23:45:00.004+08:002016-11-14T23:45:48.288+08:00

http://billehrman.tumblr.com/post/153081840243/the-shot-heard-round-the-world-first-inning-of Events in the U.S. last week overshadowed whatever may have occurred elsewhere in the world. The key now is where are we going from here and how best to profit from that. I believe that we are only in the first of a nine-inning game. Trump has not even taken office but the market is correctly

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-13954109609188633292016-10-21T15:35:00.000+08:002016-10-21T15:42:08.171+08:00

http://www.chrisperruna.com/2016/04/03/the-only-way-the-99-should-invest-in-the-stock-market/ Does it help that I am not selling you anything? Perhaps. What I am selling you is a story, based on 18 years of experience of what works for the common investor, one that I am already starting to sell to my 7 year old. I prefer he start a business, several businesses for that matter, rather

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com4tag:blogger.com,1999:blog-3035946418133023170.post-11650943549127933472016-09-03T16:48:00.002+08:002016-09-03T17:44:18.959+08:00

Under Armour CEO to Sell $72 Million in Stock Shareholders approved the creation last year of the nonvoting Class C shares, which allowed the executive to sell some of his holdings without losing influence. Through his Class B shares, which have 10 times the voting power of Class A stock, Plank controls the majority of the company’s voting rights. I have not gone in depth into what

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-34339512233601565722016-08-01T17:55:00.001+08:002016-08-01T17:58:18.254+08:00

Good read by Dilbert's creator on the art of persuasion by Donald Trump. Applicable to all of us in real life too. I tend to write things for me to read instead of for others to read. :) In office presentations, it also does seems the 3 components, Ethos, pathos, Logos need to be present to make a good and compelling pitch. But nothing beats having the Pathos right. Once you get the pathos right

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-59285434000126659982016-03-25T15:41:00.002+08:002016-03-25T15:41:23.026+08:00

Opinion: Why a 100% stock portfolio can ruin your retirement very often we hear about ignoring stock market volatility and just keep invested or to do DCA. However, this is only true for people with extended timeframe and who has an active income. For retirees and lump-sum investors, it might be more prudent to keep to an asset allocation strategy and rebalance periodically. You might not get

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com4tag:blogger.com,1999:blog-3035946418133023170.post-81336842658701782582016-01-18T22:11:00.002+08:002016-01-18T22:11:59.790+08:00

UBS 2016 Houseview UBS has make their houseviews available online if you are interested. Take a pinch of salt. They are only as good as you and me.. hehe.. I don't think there is any edge.

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-86791591171737509672016-01-18T22:11:00.000+08:002016-01-18T22:11:25.450+08:00

Understand capital-guaranteed products A capital-guaranteed product is a structured product created by a bank to be sold mainly to retail investors. It is issued usually for a term of 5 years, is invested in the manner spelled out in a prospectus and carries a guarantee from a bank that the invested sum will be returned on maturity. Several products of this nature were created and

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com1tag:blogger.com,1999:blog-3035946418133023170.post-17125837522777171082015-09-13T17:44:00.000+08:002015-09-13T18:10:24.943+08:00

After the landslide victory by the incumbent, how do we position our investment? The resounding mandate given by the people means the government can proceed with its current goal of managing the Singapore with ECONOMIC GROWTH as its priority. The government will continue with its way of increasing GDP thru' increase labour  participation. Some things that will happen :- 1) 6.9mil

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-43437250559729752402015-08-14T20:10:00.002+08:002015-08-14T20:13:20.892+08:00

http://thewealthjourney.blogspot.sg/2012/09/housing-oversupply-but-sentiments.html You need to figure out how many are white collar, blue collar, construction related. Souce :- http://www.mom.gov.sg/statistics-pub...ceNumbers.aspx Pass Type As at Dec 2011 Employment Pass (EP) 176,000 S Pass 113,000 Work Permit (Total) 908,000 - Work Permit (Foreign Domestic Worker) 206,000 - Work Permit

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-16545277210294738592015-06-29T13:26:00.001+08:002015-06-30T01:22:13.369+08:00

http://business.asiaone.com/news/money-way-better-serve-my-life Q: What's the most extravagant thing you have bought? A Chanel bag for myself as a Mother's Day present "from my one-year-old daughter" (laughs). It was really because of peer pressure. For instance, at my office there was a lady whose bag collection could have probably bought a small HDB flat. They would talk about what kind of

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com4tag:blogger.com,1999:blog-3035946418133023170.post-51249132601447981162015-03-12T19:24:00.000+08:002015-03-13T11:36:24.416+08:00

Touching farewell memo from Google CFO. The CFO in the story knew when the question came from his wife and that was the trigger. in our case, it could be something as drastic as a life-changing event in the form of a stroke or a major accident. Or it could simply be like the CFO, a loved one telling you a simple truth or a simple question. For my ex-colleague who was flying frequently as a

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com7tag:blogger.com,1999:blog-3035946418133023170.post-77942958652035876152015-01-13T15:17:00.002+08:002015-01-13T15:29:42.011+08:00

The investor has done the heavy lifting for us on the historical property returns from peak to peak, trough to peak and peak to trough. I share the same view and suggest waiting if you are not in need of a home. Though I would opine HDB BTOs are always a good buy for a 1st home :) http://www.crei-academy.com/todays-property-market-to-enter-or-not-to-enter/ p/s : He sells courses and I don't

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com1tag:blogger.com,1999:blog-3035946418133023170.post-23431628968372954152014-12-25T18:21:00.001+08:002014-12-25T18:21:35.183+08:00

Merry Xmas and a Happy New Year! Time to get motivated for planning what we want to achieve next year ! :) Loved the speech so much.

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-20782142188890629662014-09-20T13:30:00.001+08:002014-09-20T16:49:00.956+08:00

Multiple streams of income has been preached to death in financial literature to boost your networth. You can be a tutor on the side-lines, take free lance programming project, usher the audience in concerts, be a part-time property agent, insurance agent and also taxi-driver. The sky is the limit to what you can do. Though I have to acknowledge those are unlikely to scale much as you are using

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com9tag:blogger.com,1999:blog-3035946418133023170.post-77445806470960803032014-09-01T14:16:00.002+08:002014-09-01T14:16:30.937+08:00

Is this possible? Food for thought... Yes..  the steps to achieving financial freedom is this. Is this still applicable in the current economic climate and singapore have transformed into a developed nation. 1) 30yrs old , Get Married and get a New BTO/EC (No reslae, no DBSS!). - Congrats! You have bought a $1 item for $0.70-80cents. Upside min is 20% within 10yrs(Very high probability! if

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com7tag:blogger.com,1999:blog-3035946418133023170.post-19214873153546000062014-08-29T12:12:00.000+08:002014-08-29T12:12:07.313+08:00

The author states his view of why to choose AUD over other currencies for the SGD currency holder looking to park his money somewhere. I've been doing the same since 2009 when the market crashed and recovered, that year I had allocated a portion of my portfolio to AUD currency, bonds and equities and they now make up roughly 30% of my portfolio. 40% is in SGD and the remainder is split between

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-17814976599775261222014-08-22T03:13:00.000+08:002014-08-22T03:14:44.126+08:00

This article is excellent imho.  This was what I was doing when I was an employee in one of the telcos. My senior manager had a weekly monday morning meeting for any major event and updates by the team mates. We also had to submit weekly timetable (planned and actual) to track what we've been doing. The part about putting the tasks into the calendar and booking the time is what I do

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com3tag:blogger.com,1999:blog-3035946418133023170.post-10867922550589500012014-08-07T13:13:00.001+08:002014-08-07T13:16:28.001+08:00

I was using bloomberg and reuters financial website for most of my fundamental screening and analysis as well as holding my portfolio. However, bloomberg have since modified their website to contain only the barest of financial summary while reuters still retain the most comprehensive financial statements and details one can find for free out there with a screener to boot. Now, there is an even

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com2tag:blogger.com,1999:blog-3035946418133023170.post-50086834489239919992014-08-04T23:54:00.000+08:002014-08-05T00:07:54.018+08:00

This is the 1st time since 2009 I've seen so many mortgagee's sales (basically the whole list) in one auction. There are some considerations if you are still interested in purchasing an investment property :- 1) Rental for residential cannot go up higher anymore unlike the last few years when it keep on increasing on the prospect of increasing demand 2) Interest rate cannot go down lower anymore

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-89902612662143510042014-07-27T14:06:00.003+08:002014-07-27T14:07:37.033+08:00

This discussion thread is for sharing good lobangs with the forumers here. Please feel free to contribute any good lobangs that you had come across.In the current low sale-volume climate, we foresee many developers' projects going to drop prices soon - especially for those unsold units that are near, or have even passed, their T.O.P dates. In fact, some have already dropped prices. I shall

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-29045774785359619202014-07-19T13:10:00.000+08:002014-07-19T13:10:34.982+08:00

Josh Kaufman explains the myth of requiring 10,000 hours which is equivalent to 5 years of working full-time to learn something. It is a rule of thumb for world class level performance. But to get  good(not competitive level pro) at something, you only required 20 hours as the learning curve is steep initially. The way to do it is to :- 1) Deconstruct the skill (a bit similar to 4 hour chef

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-22949720200872470902014-07-17T16:57:00.002+08:002014-07-19T12:52:35.368+08:00

The wisdom of Li Ka Shing. Here you go ... A guide to getting wealthy and buying your own house and car in 5 years. Attached is the PDF : A guide to getting a car and house in 5 years.

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-74325112885302213632014-05-28T16:32:00.000+08:002014-05-28T16:32:02.314+08:00

Looking back at all the policies tweak happening within the country, I cannot help but looked back at the person from within the establishment who might have probably started the ball rolling. The articles are too long to summarise and would also do injustice to the person writing it. Look thru' the articles and suggestions and you can see quite a few suggestion being implemented. https://

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-26009811312156725192014-05-25T19:02:00.000+08:002014-05-25T19:02:26.132+08:00

Great article on why the stock market is probably not the best place to make anyone rich. Like with all things, the top 20% make most of the money and for the average folks, it is still better to concentrate on your own production capability or your own business where the payoff might be better. Imagine working 8 hours 5days work week will give you $x,xxx amount from someone but working with Mr

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com0tag:blogger.com,1999:blog-3035946418133023170.post-35066077760846012112014-04-06T16:37:00.001+08:002014-04-19T17:07:09.209+08:00

I am not a market timer.. I am a trend follower! Remember this by HEART! Read it everyday out loud and sing the whiplash song national anthem if possible! 1) Ride Your Winners 2) Cut Your Losses 3) Manage Your Risk 4) Use Stops 5) Stick to the System 6) File the News

Wealth Journeyhttp://www.blogger.com/profile/11915861361512508441noreply@blogger.com2