<?xml version='1.0' encoding='UTF-8'?><?xml-stylesheet href="http://www.blogger.com/styles/atom.css" type="text/css"?><feed xmlns='http://www.w3.org/2005/Atom' xmlns:openSearch='http://a9.com/-/spec/opensearchrss/1.0/' xmlns:blogger='http://schemas.google.com/blogger/2008' xmlns:georss='http://www.georss.org/georss' xmlns:gd="http://schemas.google.com/g/2005" xmlns:thr='http://purl.org/syndication/thread/1.0'><id>tag:blogger.com,1999:blog-3899714719593440499</id><updated>2024-08-31T10:52:13.612+05:30</updated><category term="Earth Hour"/><category term="Tax"/><category term="Blood Donation"/><category term="Harivansh Rai Bachchan"/><category term="IPL"/><category term="Poem"/><category term="Celebration"/><category term="Conference"/><category term="Donate"/><category term="Exercise"/><category term="Finance"/><category term="Historic"/><category term="IMP"/><category term="IPL 2010"/><category term="Indian Coin"/><category term="Maharashtra"/><category term="Microsoft"/><category term="Quotes"/><category term="Seminar"/><category term="Study"/><title type='text'>Avi&#39;s Blog</title><subtitle type='html'></subtitle><link rel='http://schemas.google.com/g/2005#feed' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/posts/default'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default?redirect=false'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/'/><link rel='hub' href='http://pubsubhubbub.appspot.com/'/><link rel='next' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default?start-index=26&amp;max-results=25&amp;redirect=false'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><generator version='7.00' uri='http://www.blogger.com'>Blogger</generator><openSearch:totalResults>28</openSearch:totalResults><openSearch:startIndex>1</openSearch:startIndex><openSearch:itemsPerPage>25</openSearch:itemsPerPage><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-8302880331495736098</id><published>2016-03-18T14:15:00.003+05:30</published><updated>2016-03-18T14:55:27.011+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Earth Hour"/><title type='text'>Earth Hour 2016</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/8302880331495736098/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/8302880331495736098' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/8302880331495736098'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/8302880331495736098'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2016/03/earth-hour-2016.html' title='Earth Hour 2016'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh_7tU7wd2a1imAtJvQZYQg3tGhh4bwsSc6fWw-0mlgG5BP5b45FmOaZHC7u5XJAZm6Ye5Z-VEydTEec8kM70pcLFxQB6peCYI66Tyet6eY9vrEX20kqRp77JlxCqPy11f25xGxaBtiHcM/s72-c/bdweb.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-5260858383393322006</id><published>2016-03-10T15:41:00.002+05:30</published><updated>2016-03-10T15:41:42.360+05:30</updated><title type='text'>Nice poem :  आज देवा ला सुट्टी आहे </title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;
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&amp;nbsp;आज देवा ला सुट्टी आहे &lt;br /&gt;
कृपया मंदिरात जाऊ नये,&lt;br /&gt;
देव आहे खुप बिज़ी आहे&lt;br /&gt;
त्याला साकड़ घालू नये।&lt;/div&gt;
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जायचेच असेल तर जा एका अनाथाश्रमात,&lt;br /&gt;
तो तिथे लहान पोरांना हासवित आहे,&lt;br /&gt;
तुम्हीही हसवा एखाद्या कोमेजलेल्या फुलाला&lt;br /&gt;
पण मात्र आज मंदिरात जाऊ नका कारण आज देवाला पण सुट्टी आहे।&lt;/div&gt;
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तो भेटेल तुम्हाला कुठल्याही हॉस्पिटलात,&lt;br /&gt;
प्रेमाने रोग्याला बरा करताना&lt;br /&gt;
तुम्ही जा हातभार लावा &lt;br /&gt;
मात्र आपली तक्रार सांगू नका कारण आज देवाला ही सुट्टी आहे।&lt;/div&gt;
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तो दिसेल वृद्धाश्रमात आजी&lt;br /&gt;
आजोबांचे डोळे पुसताना,&lt;br /&gt;
रुमाल&amp;nbsp; घेवून जा तुम्ही ही अश्रु पुसण्यासाठी&lt;br /&gt;
मात्र आपले अश्रु दाखवु नका कारण आज देवाला सुट्टी आहे।&lt;/div&gt;
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तो बसला आहे ट्रैफिक सिग्नल वर&lt;br /&gt;
खेळणे विकणाऱ्या मुलांच्या सुरक्षेसाठी&lt;br /&gt;
तुम्ही जा....हातात वह्या पुस्तके देऊन त्यांना सुशिक्षित करा&lt;br /&gt;
उगीच पाखंड पुराणासाठी मंदिरात जाऊ नका &lt;br /&gt;
कारण आज देवाला सुट्टी आहे।&lt;/div&gt;
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तो बसला आहे अन्नाच्या कणात,&lt;br /&gt;
उगीच अन्न वाया घालू नका&lt;br /&gt;
जमेल तर एखादा घास द्या भुकेल्या माणसाला &lt;br /&gt;
तो आज त्यांच्यात रमला आहे । &lt;/div&gt;
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उगीच मंदिरात जाऊन देवाचा वेळ घालवु नका त्याला भरपूर कामं आहेत,&lt;br /&gt;
जमलेच तर काही समाजकार्य करा&lt;br /&gt;
पण मंदिरात जाऊ नका &lt;br /&gt;
कारण आज देवाला सुट्टी आहे।&lt;/div&gt;
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&lt;span data-id=&quot;z133tryyfzynvr2gw04cjj5hhzusvtxaj0g#1442918412580170&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; सौ धनश्री देसाई( धनश्री तोड़ेवाले)&lt;/span&gt; &lt;/div&gt;
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</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/5260858383393322006/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/5260858383393322006' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/5260858383393322006'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/5260858383393322006'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2016/03/nice-poem.html' title='Nice poem :  आज देवा ला सुट्टी आहे '/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-7700616460898606821</id><published>2012-04-26T23:31:00.001+05:30</published><updated>2012-04-26T23:31:45.503+05:30</updated><title type='text'>Best site to visit and purchase gifts to your small one</title><content type='html'>&lt;a href=&quot;http://www.hushbabies.com/index.php?referrer=8NQCVS9NLJ&quot; target=&quot;_blank&quot;&gt;&lt;img alt=&quot;Hushbabies.com - India&#39;s Premium Online Store for Mom and Babys&quot; border=&quot;0&quot; height=&quot;60&quot; src=&quot;https://www.hushbabies.in/mber/HB468_60.gif&quot; width=&quot;468&quot; /&gt;&lt;/a&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/7700616460898606821/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/7700616460898606821' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7700616460898606821'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7700616460898606821'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2012/04/best-site-to-visit-and-purchase-gifts.html' title='Best site to visit and purchase gifts to your small one'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-1220404501998839200</id><published>2011-03-10T08:34:00.001+05:30</published><updated>2011-03-10T08:41:19.372+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Earth Hour"/><title type='text'>Earth Hour 2011</title><content type='html'>&lt;div dir=&quot;ltr&quot; style=&quot;text-align: left;&quot; trbidi=&quot;on&quot;&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;http://www.earthhour.in/&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPQBQTaV-fu4kLq3p3XhOn4UPcG0EKzor2DqElw4QBfb68C-5EkVtltzp9LR5deJxLtOGugMDdcncouPh8dvD3JwU_PaRx3bEPxwHccN0JtqtKWkZsE31yhPk7mwMNvMSzeUxrSPN_obE/s1600/i-earthhour2011+.jpg&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
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Earth Hour continues to be a global call to  action to every  individual, every business and every community. A call to stand  up, to  show leadership and be responsible for our future. At 8:30 PM on 26  March 2011, the world will come together  once again to switch off for  an hour. But this year, we aim to move beyond  symbolism. We call for  your action to sustain commitments and responsible  actions beyond the  hour. With your support, we hope to make Earth Hour a self- perpetuating  drive that  inspires us to correct the way we live, every single day. &lt;br /&gt;
&lt;div align=&quot;center&quot;&gt;&lt;b&gt;So  SWITCH OFF for one hour&lt;/b&gt;&lt;/div&gt;&lt;div align=&quot;center&quot;&gt;&lt;b&gt;PLUS&lt;/b&gt;&lt;b&gt; &lt;/b&gt;&lt;/div&gt;&lt;div align=&quot;center&quot;&gt;&lt;b&gt;SWITCH  ON a low carbon lifestyle&lt;/b&gt;&lt;/div&gt;&lt;div align=&quot;center&quot;&gt;&lt;b&gt;Together  our actions add up&lt;/b&gt;&lt;b&gt; &lt;/b&gt;&lt;/div&gt;&lt;b&gt;Earth Hour 2011  provides a platform:&lt;/b&gt;&lt;br /&gt;
&lt;ul&gt;&lt;li&gt;For Individuals to take initiatives       that benefit the environment. &lt;/li&gt;
&lt;li&gt;For Organizations to demonstrate       responsible action and  announce their commitment to reduce their impact on       the  environment.&lt;/li&gt;
&lt;li&gt;For Governments to show leadership on       environmental issues.&lt;/li&gt;
&lt;/ul&gt;Your support has made earth hour the largest global campaign in  the history of the planet. There is no better example of the impact of  collective human power and what we can achieve if we unite for a cause.  It is time we take our actions forward, and commit to greater change. &lt;br /&gt;
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&lt;div class=&quot;social-net&quot;&gt;&lt;a href=&quot;http://www.facebook.com/earthhourindia&quot; target=&quot;_blank&quot;&gt;&lt;img alt=&quot;Facebook&quot; border=&quot;0&quot; height=&quot;29&quot; src=&quot;http://www.earthhour.in/images/common/icon-facebook.jpg&quot; width=&quot;29&quot; /&gt;&lt;/a&gt; &lt;a href=&quot;http://www.orkut.co.in/Main#Community?cmm=60087030&quot; target=&quot;_blank&quot;&gt;&lt;img alt=&quot;Orkut&quot; border=&quot;0&quot; height=&quot;29&quot; src=&quot;http://www.earthhour.in/images/common/icon-orkut.jpg&quot; width=&quot;29&quot; /&gt;&lt;/a&gt; &lt;a href=&quot;http://www.flickr.com/photos/wwfindia/&quot; target=&quot;_blank&quot;&gt;&lt;img alt=&quot;Flickr&quot; border=&quot;0&quot; height=&quot;29&quot; src=&quot;http://www.earthhour.in/images/common/icon-flickr.jpg&quot; width=&quot;29&quot; /&gt;&lt;/a&gt; &lt;a href=&quot;http://www.youtube.com/EarthHourIndia&quot; target=&quot;_blank&quot;&gt;&lt;img alt=&quot;You Tube&quot; border=&quot;0&quot; height=&quot;29&quot; src=&quot;http://www.earthhour.in/images/common/icon-youtube.jpg&quot; width=&quot;29&quot; /&gt;&lt;/a&gt; &lt;a href=&quot;http://twitter.com/EarthHourIndia&quot; target=&quot;_blank&quot;&gt;&lt;img alt=&quot;Twitter&quot; border=&quot;0&quot; height=&quot;29&quot; src=&quot;http://www.earthhour.in/images/common/icon-twitter.jpg&quot; width=&quot;29&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/1220404501998839200/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/1220404501998839200' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1220404501998839200'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1220404501998839200'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2011/03/earth-hour-2011.html' title='Earth Hour 2011'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPQBQTaV-fu4kLq3p3XhOn4UPcG0EKzor2DqElw4QBfb68C-5EkVtltzp9LR5deJxLtOGugMDdcncouPh8dvD3JwU_PaRx3bEPxwHccN0JtqtKWkZsE31yhPk7mwMNvMSzeUxrSPN_obE/s72-c/i-earthhour2011+.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-7506953851312345717</id><published>2010-10-27T22:21:00.001+05:30</published><updated>2010-10-27T22:30:14.671+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Indian Coin"/><title type='text'>A RARE FACT ABOUT INDIAN COINS</title><content type='html'>&lt;div class=&quot;WordSection1&quot;&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;Indian coins are mainly produced in 4 cities:&lt;/span&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;&amp;nbsp;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;1.&amp;nbsp; Delhi&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;2.&amp;nbsp; Mumbai&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;3.&amp;nbsp; Hyderabad&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;4.&amp;nbsp; Kolkata&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;&lt;br /&gt;
The production in city puts an identification mark under the year of issue. Coins produced in:&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;&amp;nbsp;1.&lt;/span&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;Delhi - have a dot&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;2.&lt;/span&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;Mumbai - have a diamond&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;3.&lt;/span&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;Hyderabad - have a star&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;4.&lt;/span&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;Kolkata - Nothing beneath the year&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;&amp;nbsp;Isn’t it amazing?&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: maroon; font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt;&amp;nbsp;Most of us don’t know this.....&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Georgia&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 14pt;&quot;&gt; &lt;span style=&quot;color: maroon;&quot;&gt;Now put your hand inside your pocket/ wallet/ purse and check out!!!!&lt;/span&gt;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/7506953851312345717/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/7506953851312345717' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7506953851312345717'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7506953851312345717'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/10/rare-fact-about-indian-coins.html' title='A RARE FACT ABOUT INDIAN COINS'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-1118196196999211376</id><published>2010-10-15T19:31:00.000+05:30</published><updated>2010-10-15T19:31:59.006+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Microsoft"/><category scheme="http://www.blogger.com/atom/ns#" term="Seminar"/><title type='text'>SharePoint Day 2010  Invite -  Connect.Collaborate.SharePoint</title><content type='html'>&lt;div class=&quot;WordSection1&quot;&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;/div&gt;&lt;br /&gt;
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&lt;div align=&quot;center&quot;&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;10&quot; class=&quot;MsoNormalTable&quot; style=&quot;background: black; height: 996px; width: 555px;&quot;&gt;&lt;tbody&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; style=&quot;padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;&quot;&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;img height=&quot;124&quot; id=&quot;_x0000_i1025&quot; src=&quot;http://206.72.113.120/sites/SharePointDay2010/images/hero2.png&quot; width=&quot;320&quot; /&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style=&quot;height: 163.5pt;&quot;&gt;&lt;td colspan=&quot;2&quot; style=&quot;height: 163.5pt; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;&quot; valign=&quot;top&quot;&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;br /&gt;
Welcome to &lt;strong&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;PUG SharePoint Day 2010&lt;/span&gt;&lt;/strong&gt;- A unique SharePoint Conference. &lt;/span&gt;&lt;br /&gt;
&lt;em&gt;&lt;b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;SharePoint 2010&lt;/span&gt;&lt;/b&gt;&lt;/em&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt; is the business collaboration platform for enterprise and the web that enables IT to connect and empower people through an integrated set of rich features - including comprehensive content management and enterprise search, accelerating shared business processes, and facilitating information-sharing for business insights - all on a governable and compliant platform. SharePoint also helps cut costs and improve IT Productivity with a unified infrastructure, reduced maintenance expenses and the ability to more rapidly respond to business needs. &lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;Save the Date for PUG SharePoint Day 2010, the premier event dedicated to SharePoint and related technologies being held October 23rd, 2010 in Pune, India. &lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;SharePoint Day 2010 will be the event to learn more about Microsoft SharePoint 2010, the business collaboration platform for the enterprise and the internet. Learn how to apply the latest best practices for building and deploying solutions on the platform and find out how customers and partners are embracing cloud-based services to create value for their organizations.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style=&quot;height: 109.5pt;&quot;&gt;&lt;td colspan=&quot;2&quot; style=&quot;height: 109.5pt; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;&quot; valign=&quot;top&quot;&gt;&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;text-align: center;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: #08fef0; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;br /&gt;
&lt;strong&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;Saturday 23rd Oct, 2010&lt;/span&gt;&lt;/strong&gt;&lt;br /&gt;
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&lt;strong&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;9:00 a.m. to 5:00 p.m.&lt;/span&gt;&lt;/strong&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;strong&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;2 dedicated parallel Tracks for IT Pros and Developers &lt;/span&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td style=&quot;padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;&quot; valign=&quot;top&quot;&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;Calling all Designers, Developers and IT Professionals to be a part of this unique event.&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: yellow; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Entry FREE !! Registration Required.&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;For more information and Registration , Please visit :&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;a href=&quot;http://sharepointday.puneusergroup.org/&quot;&gt;&lt;span style=&quot;color: yellow;&quot;&gt;http://sharepointday.puneusergroup.org&lt;/span&gt;&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
Hurry up and Register Today !! &lt;/span&gt;&lt;/td&gt;&lt;td style=&quot;border-bottom: medium none; border-left: #ff6600 3pt dotted; border-right: medium none; border-top: medium none; padding-bottom: 0in; padding-left: 1.5pt; padding-right: 0in; padding-top: 0in;&quot; valign=&quot;top&quot;&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;strong&gt;&lt;span style=&quot;color: yellow; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;; font-size: 13.5pt;&quot;&gt;Venue:&lt;/span&gt;&lt;/strong&gt;&lt;span style=&quot;font-size: 13.5pt;&quot;&gt; &lt;/span&gt;&lt;b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;; font-size: 13.5pt;&quot;&gt;&lt;br /&gt;
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&lt;strong&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;MCCIA Trade Tower,&lt;/span&gt;&lt;/strong&gt;&lt;br /&gt;
&lt;strong&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;505, A-Wing,, 5th floor, &lt;/span&gt;&lt;/strong&gt;&lt;br /&gt;
&lt;strong&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;International&amp;nbsp; Conventional Center,&lt;/span&gt;&lt;/strong&gt;&lt;br /&gt;
&lt;strong&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;403, Senapati Bapat Road, &lt;/span&gt;&lt;/strong&gt;&lt;br /&gt;
&lt;strong&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;Pune, 411 016, &lt;/span&gt;&lt;/strong&gt;&lt;br /&gt;
&lt;strong&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;India &lt;/span&gt;&lt;/strong&gt;&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-size: 13.5pt;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; style=&quot;padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;&quot; valign=&quot;top&quot;&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;For any queries/suggestions,&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;Please contact us at: &lt;a href=&quot;mailto:SharePointDay2010@puneusergroup.org&quot;&gt;SharePointDay2010@puneusergroup.org&lt;/a&gt; &lt;/span&gt;&lt;br /&gt;
&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;&lt;td colspan=&quot;2&quot; style=&quot;padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;&quot;&gt;&lt;div align=&quot;right&quot; class=&quot;MsoNormal&quot; style=&quot;text-align: right;&quot;&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;, &amp;quot;sans-serif&amp;quot;;&quot;&gt;If you are not able to view this email properly, please &lt;a href=&quot;http://206.72.113.120/sites/SharePointDay2010/SPD2010-EDM1.html&quot; target=&quot;_blank&quot;&gt;&lt;span style=&quot;color: yellow;&quot;&gt;click here&lt;/span&gt;&lt;/a&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;/div&gt;&lt;br /&gt;
&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/1118196196999211376/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/1118196196999211376' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1118196196999211376'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1118196196999211376'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/10/sharepoint-day-2010-invite.html' title='SharePoint Day 2010  Invite -  Connect.Collaborate.SharePoint'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-1716161886190657050</id><published>2010-06-28T17:24:00.001+05:30</published><updated>2010-06-28T17:42:40.721+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Conference"/><title type='text'>MS Community Tech Days - Pune</title><content type='html'>&lt;table align=&quot;center&quot; border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;width: 760px;&quot;&gt;&lt;tbody&gt;
&lt;tr&gt;     &lt;td&gt;&lt;img height=&quot;73&quot; src=&quot;http://www.endtoend.in/ete2010/microsoft/ctd/images/ctd_01.jpg&quot; style=&quot;margin: 0px;&quot; width=&quot;760&quot; /&gt;&lt;/td&gt;   &lt;/tr&gt;
&lt;tr&gt;     &lt;td&gt;&lt;img height=&quot;158&quot; src=&quot;http://www.endtoend.in/ete2010/microsoft/ctd/images/ctd_02.jpg&quot; style=&quot;margin: 0px;&quot; width=&quot;760&quot; /&gt;&lt;/td&gt;   &lt;/tr&gt;
&lt;tr&gt;     &lt;td&gt;&lt;img height=&quot;300&quot; src=&quot;http://www.endtoend.in/ete2010/microsoft/ctd/images/ctd_03.jpg&quot; width=&quot;760&quot; /&gt;&lt;/td&gt;   &lt;/tr&gt;
&lt;tr&gt;     &lt;td&gt;&lt;img border=&quot;0&quot; height=&quot;124&quot; src=&quot;http://www.endtoend.in/ete2010/microsoft/ctd/images/ctd_04.jpg&quot; width=&quot;760&quot; /&gt;&lt;/td&gt;   &lt;/tr&gt;
&lt;tr&gt;     &lt;td&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; style=&quot;width: 760px;&quot;&gt;&lt;tbody&gt;
&lt;tr&gt;           &lt;td&gt;&lt;img height=&quot;23&quot; src=&quot;http://www.endtoend.in/ete2010/microsoft/ctd/images/ctd_05.jpg&quot; width=&quot;363&quot; /&gt;&lt;/td&gt;           &lt;td&gt;&lt;a href=&quot;http://www.endtoend.in/apps/forms/microsoft/CTD/CTD_Register.html&quot; target=&quot;_blank&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;23&quot; src=&quot;http://www.endtoend.in/ete2010/microsoft/ctd/images/btn-register.jpg&quot; width=&quot;115&quot; /&gt;&lt;/a&gt;&lt;/td&gt;           &lt;td&gt;&lt;img height=&quot;23&quot; src=&quot;http://www.endtoend.in/ete2010/microsoft/ctd/images/ctd_06.jpg&quot; width=&quot;262&quot; /&gt;&lt;/td&gt;         &lt;/tr&gt;
&lt;/tbody&gt;      &lt;/table&gt;&lt;/td&gt;   &lt;/tr&gt;
&lt;tr&gt;     &lt;td&gt;&lt;img height=&quot;41&quot; src=&quot;http://www.endtoend.in/ete2010/microsoft/ctd/images/ctd_07.jpg&quot; width=&quot;760&quot; /&gt;&lt;/td&gt;   &lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/1716161886190657050/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/1716161886190657050' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1716161886190657050'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1716161886190657050'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/06/ms-community-tech-days-pune.html' title='MS Community Tech Days - Pune'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-7792700622541213643</id><published>2010-05-10T16:42:00.000+05:30</published><updated>2010-05-10T16:42:15.023+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Tax"/><title type='text'>Should you invest in Infrastructure Bonds</title><content type='html'>&lt;div class=&quot;Section1&quot;&gt;&lt;h1&gt;Tax: Should you invest in Infrastructure Bonds?&lt;o:p&gt;&lt;/o:p&gt;&lt;/h1&gt;&lt;div class=&quot;MsoNormal&quot;&gt;March 09, 2010 18:00 IST&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjStLlGGWjYgtt2BgIVBjHUecYZKy1EJfN6_5CJIxyCKAZ8LJ1B6wrgtgNZnuVHEcdJU9M9KG0x3YFTe7jAolYjFBbg8X-V3ZZ8di9URwC9UPQCApSPNjqIcEdyZDPA5GFNaAbr7f0JX9M/s1600/tax.JPG&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjStLlGGWjYgtt2BgIVBjHUecYZKy1EJfN6_5CJIxyCKAZ8LJ1B6wrgtgNZnuVHEcdJU9M9KG0x3YFTe7jAolYjFBbg8X-V3ZZ8di9URwC9UPQCApSPNjqIcEdyZDPA5GFNaAbr7f0JX9M/s320/tax.JPG&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;span style=&quot;font-size: 24pt;&quot;&gt;O&lt;/span&gt;ne of the fresh tax reliefs in the Budget 2010 is the deduction allowed for investing up to Rs 20,000 in infrastructure bonds.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
Many media articles and the finance minister have said that this is a very positive thing. But how can the same thing be positive for every individual? If not negative, it should at least be neutral for many. Else life would be so boring.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
This article will try to look the pros and cons of investing in infrastructure bonds for the sake of tax-saving. The analysis will be from the perspective of the different &#39;tax groups&#39; post Budget 2010. &lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;ul type=&quot;disc&quot;&gt;&lt;li class=&quot;MsoNormal&quot;&gt;Tax group 1: Taxable income Rs 1.6 lakh to Rs 5      lakh. &lt;o:p&gt;&lt;/o:p&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot;&gt;Tax group 2: Taxable income Rs 5 lakh to Rs 8      lakh. &lt;o:p&gt;&lt;/o:p&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot;&gt;Tax group 3: Taxable income above Rs 8 lakh.&lt;o:p&gt;&lt;/o:p&gt;&lt;/li&gt;
&lt;/ul&gt;To understand the pros and cons of any tax-saving investment, we need to look at four major parameters:&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;ul type=&quot;disc&quot;&gt;&lt;li class=&quot;MsoNormal&quot;&gt;Actual tax-saving (let&#39;s take the highest saving      possible); &lt;o:p&gt;&lt;/o:p&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot;&gt;Returns from the investment (during the lock-in      period at the least); &lt;o:p&gt;&lt;/o:p&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot;&gt;Opportunity cost (what if the same money had been      invested in some other investment?); and &lt;o:p&gt;&lt;/o:p&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot;&gt;Effect of Inflation on the returns on investment      (what would the worth of your investment be when it comes to redeem/encash      it?).&lt;o:p&gt;&lt;/o:p&gt;&lt;/li&gt;
&lt;/ul&gt;&lt;b&gt;Assumptions&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
For the sake of parameter 2, we will have to make an assumption on the lock-in period (as nothing has so far been announced by the finance minister). As is generally the case with most tax-saving instruments we can assume two scenarios -- a 3-year lock-in and a 5-year lock-in.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
Let&#39;s assume the rate of return on infrastructure bonds = 5.5% per annum.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
Let&#39;s consider the overall rate of inflation at 8%.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
For people in the Rs 1.6-5 lakh taxable income group, income will be taxed at the rate of 10%.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;b&gt;Parameter 1:&lt;/b&gt; Actual tax-saving: 10% of Rs 20,000 = Rs 2,000 (if you invest Rs 20,000 in the instrument you get to reduce your taxable income by Rs 20,000 thus giving a 10 per cent benefit).&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;b&gt;Parameter 2:&lt;/b&gt; What will be the returns at the end of the lock-in period? For a lock-in period of 3 years an investment of Rs 20,000 would fetch an income of Rs 3,484. When added to the tax saved we get an effective return of Rs 25,485 (Rs 20,000 + Rs 3,484 + Rs 2,000) on our investment.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;b&gt;Parameter 3:&lt;/b&gt; If this same amount were to be invested in a market instrument that fetched a return of 15% (which is very reasonable considering that the benchmark Sensex and many mutual funds have given comparatively higher returns over a long period), the investment would fetch an effective return of Rs 27,376 (Rs 20,000 - Rs 2000 = Rs 18,000 invested @15% per annum for 3 years).&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;b&gt;Parameter 4:&lt;/b&gt; What would be the minimum amount required to counter inflation at 8%? The amount would be Rs 25,194.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
Thus we see that for a person in the Rs 1.6-5 lakh slab, the benefit from investing in an infrastructure bond as a tax-saving instrument will be only Rs 291 (Rs 25,485 - Rs 25,194) whereas the benefit from paying tax and investing the balance in any decent instrument would be Rs 2,182.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
Similarly, we can calculate the benefits for each segment as well as for a scenario where the lock-in period is 5 years as given in the table below.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoNormalTable&quot; style=&quot;border-collapse: collapse; margin-left: 29.6pt;&quot;&gt;&lt;tbody&gt;
&lt;tr style=&quot;height: 33pt;&quot;&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(0, 56, 112); border: 1pt solid black; height: 33pt; padding: 0in 5.4pt; width: 47.3pt;&quot; width=&quot;63&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Rate of tax&amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td colspan=&quot;3&quot; style=&quot;background: none repeat scroll 0% 0% rgb(0, 56, 112); border-color: black black black -moz-use-text-color; border-style: solid solid solid none; border-width: 1pt 1pt 1pt medium; height: 33pt; padding: 0in 5.4pt; width: 191.15pt;&quot; width=&quot;255&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Investments in Infrastructure Bonds&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td colspan=&quot;2&quot; style=&quot;background: none repeat scroll 0% 0% rgb(0, 56, 112); border-color: black black black -moz-use-text-color; border-style: solid solid solid none; border-width: 1pt 1pt 1pt medium; height: 33pt; padding: 0in 5.4pt; width: 178.35pt;&quot; width=&quot;238&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Tax paid in lieu of investing in Infrastructure Bonds&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 30.75pt;&quot;&gt;   &lt;td rowspan=&quot;2&quot; style=&quot;background: none repeat scroll 0% 0% rgb(139, 197, 255); border-color: -moz-use-text-color black black; border-style: none solid solid; border-width: medium 1pt 1pt; height: 30.75pt; padding: 0in 5.4pt; width: 47.3pt;&quot; width=&quot;63&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Slab&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td rowspan=&quot;2&quot; style=&quot;background: none repeat scroll 0% 0% rgb(139, 197, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 30.75pt; padding: 0in 5.4pt; width: 63.45pt;&quot; width=&quot;85&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Tax-savings&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td colspan=&quot;2&quot; style=&quot;background: none repeat scroll 0% 0% rgb(139, 197, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 30.75pt; padding: 0in 5.4pt; width: 127.7pt;&quot; width=&quot;170&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Effective   Returns&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td colspan=&quot;2&quot; style=&quot;background: none repeat scroll 0% 0% rgb(139, 197, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 30.75pt; padding: 0in 5.4pt; width: 178.35pt;&quot; width=&quot;238&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Investment   Returns from Market after Tax&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 21.95pt;&quot;&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 58.45pt;&quot; width=&quot;78&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;3 years&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 69.25pt;&quot; width=&quot;92&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;5 years&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 92.75pt;&quot; width=&quot;124&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;3 years&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 85.6pt;&quot; width=&quot;114&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;5 years&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 21.95pt;&quot;&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black; border-style: none solid solid; border-width: medium 1pt 1pt; height: 21.95pt; padding: 0in 5.4pt; width: 47.3pt;&quot; width=&quot;63&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;30%&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 63.45pt;&quot; width=&quot;85&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;6,000 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 58.45pt;&quot; width=&quot;78&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;29,485 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 69.25pt;&quot; width=&quot;92&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;32,139 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 92.75pt;&quot; width=&quot;124&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;21,292 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 85.6pt;&quot; width=&quot;114&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;&amp;nbsp;28,159   &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 21.95pt;&quot;&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black; border-style: none solid solid; border-width: medium 1pt 1pt; height: 21.95pt; padding: 0in 5.4pt; width: 47.3pt;&quot; width=&quot;63&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;20%&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 63.45pt;&quot; width=&quot;85&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;4,000 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 58.45pt;&quot; width=&quot;78&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;27,485 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 69.25pt;&quot; width=&quot;92&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;30,139 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 92.75pt;&quot; width=&quot;124&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;24,334 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 85.6pt;&quot; width=&quot;114&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;&amp;nbsp;32,182   &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 21.95pt;&quot;&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black; border-style: none solid solid; border-width: medium 1pt 1pt; height: 21.95pt; padding: 0in 5.4pt; width: 47.3pt;&quot; width=&quot;63&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;10%&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 63.45pt;&quot; width=&quot;85&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;2,000 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 58.45pt;&quot; width=&quot;78&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;&amp;nbsp;25,485   &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 69.25pt;&quot; width=&quot;92&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;28,139 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 92.75pt;&quot; width=&quot;124&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;27,376 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 21.95pt; padding: 0in 5.4pt; width: 85.6pt;&quot; width=&quot;114&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;&amp;nbsp;36,204   &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 12.75pt;&quot;&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black; border-style: none solid solid; border-width: medium 1pt 1pt; height: 12.75pt; padding: 0in 5.4pt; width: 47.3pt;&quot; width=&quot;63&quot;&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 12.75pt; padding: 0in 5.4pt; width: 63.45pt;&quot; width=&quot;85&quot;&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 12.75pt; padding: 0in 5.4pt; width: 58.45pt;&quot; width=&quot;78&quot;&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 12.75pt; padding: 0in 5.4pt; width: 69.25pt;&quot; width=&quot;92&quot;&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 12.75pt; padding: 0in 5.4pt; width: 92.75pt;&quot; width=&quot;124&quot;&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 12.75pt; padding: 0in 5.4pt; width: 85.6pt;&quot; width=&quot;114&quot;&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 52.15pt;&quot;&gt;   &lt;td colspan=&quot;2&quot; style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black; border-style: none solid solid; border-width: medium 1pt 1pt; height: 52.15pt; padding: 0in 5.4pt; width: 110.75pt;&quot; width=&quot;148&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Required   Returns to Counter Inflation Effect&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 52.15pt; padding: 0in 5.4pt; width: 58.45pt;&quot; width=&quot;78&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;&amp;nbsp;25,194   &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 52.15pt; padding: 0in 5.4pt; width: 69.25pt;&quot; width=&quot;92&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;29,387 &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 52.15pt; padding: 0in 5.4pt; width: 92.75pt;&quot; valign=&quot;bottom&quot; width=&quot;124&quot;&gt;&lt;/td&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% rgb(221, 238, 255); border-color: -moz-use-text-color black black -moz-use-text-color; border-style: none solid solid none; border-width: medium 1pt 1pt medium; height: 52.15pt; padding: 0in 5.4pt; width: 85.6pt;&quot; valign=&quot;bottom&quot; width=&quot;114&quot;&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;b&gt;The bottomline&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
As seen from the table above, it makes sense for people in the over Rs 8 lakh taxable income slab to use the infrastructure bonds as a tax-saving instrument.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
For the people in the Rs 5-8 lakh bracket, it would be advisable to invest in infrastructure bonds if the period of investment is 3 years, but not for five years and for those in the Rs 1.6-5 lakh bracket, it would be an absolute no-no to invest in Infrastructure Bonds for tax-saving purpose.&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;color: #1f497d; font-family: &amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 11pt;&quot;&gt;Ref:&amp;nbsp; &lt;a href=&quot;http://business.rediff.com/report/2010/mar/09/budget-2010-perfin-should-you-invest-in-the-infrastructure-bonds.htm&quot;&gt;Rediff&lt;/a&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;br /&gt;
&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/7792700622541213643/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/7792700622541213643' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7792700622541213643'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7792700622541213643'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/05/should-you-invest-in-infrastructure.html' title='Should you invest in Infrastructure Bonds'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjStLlGGWjYgtt2BgIVBjHUecYZKy1EJfN6_5CJIxyCKAZ8LJ1B6wrgtgNZnuVHEcdJU9M9KG0x3YFTe7jAolYjFBbg8X-V3ZZ8di9URwC9UPQCApSPNjqIcEdyZDPA5GFNaAbr7f0JX9M/s72-c/tax.JPG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-3227371243716988457</id><published>2010-04-30T11:17:00.000+05:30</published><updated>2010-04-30T11:17:17.739+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Celebration"/><category scheme="http://www.blogger.com/atom/ns#" term="Maharashtra"/><title type='text'>Best Wishes of Golden Jubilee of Maharashtra !!!</title><content type='html'>&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYLe4VcW1MqFflvCDZUBV9rARggXBj1LwAf1sFbZvhcbEaF9riY0uogpNuiJTX3LDi-VJM1y78wGUm4qT9zcWI61DiPWTgKSdMF2CzGqLb0t0FUKOFcRb5oCYc9wqeNjz1L8fz-IbMJm0/s1600/Maharashtra50.JPG&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;640&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYLe4VcW1MqFflvCDZUBV9rARggXBj1LwAf1sFbZvhcbEaF9riY0uogpNuiJTX3LDi-VJM1y78wGUm4qT9zcWI61DiPWTgKSdMF2CzGqLb0t0FUKOFcRb5oCYc9wqeNjz1L8fz-IbMJm0/s640/Maharashtra50.JPG&quot; width=&quot;450&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;b style=&quot;font-family: Arial,Helvetica,sans-serif;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Courier New&amp;quot;,Courier,monospace; font-size: large;&quot;&gt;Me Marathi … Jay Maharashtra&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/3227371243716988457/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/3227371243716988457' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/3227371243716988457'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/3227371243716988457'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/04/best-wishes-of-golden-jubilee-of.html' title='Best Wishes of Golden Jubilee of Maharashtra !!!'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhYLe4VcW1MqFflvCDZUBV9rARggXBj1LwAf1sFbZvhcbEaF9riY0uogpNuiJTX3LDi-VJM1y78wGUm4qT9zcWI61DiPWTgKSdMF2CzGqLb0t0FUKOFcRb5oCYc9wqeNjz1L8fz-IbMJm0/s72-c/Maharashtra50.JPG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-1219737458565057595</id><published>2010-04-26T16:12:00.001+05:30</published><updated>2010-04-26T16:15:36.847+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Donate"/><title type='text'>Need your Support for the School Kit Drive 2010</title><content type='html'>&lt;div class=&quot;Section1&quot;&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div&gt;&lt;div&gt;&lt;div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;Hello All,&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;Schools will re-open shortly. For most children, the excitement of the first day in the new class will begin with new books, new pencils, new pens, new school bags… But there will be a lot of those who would be wishing that their parents too had good money to buy these for them. &lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;To bring the excitement into the lives of these needy children, Seva Sahayog is back with the School Kit Donation Drive ‘2010.&lt;span style=&quot;font-family: &amp;quot;Bookman Old Style&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 10pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;For last 2 years, Seva Sahayog(SS) has been running ‘School kit donation drive’ to gift a School Kit to school-children from economically weaker sections of the society. The School kit contains 1 School bag, 10 notebooks, Pen, Pencil, and a Compass box. The kits are distributed to children from slums, schools, and&amp;nbsp;education-support-centers run by NGOs in and around&amp;nbsp;Pune. Last year, SS were able to bring smile on 10,000+ children’s faces because of 200+ volunteers from various IT companies.&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;This year SS’s target is to reach 25,000+ children in slums and villages in and around Pune. We all can surely help these children get this joy. &lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;b&gt;The school-kit costs only Rs. 250.&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;You can check the document of last year’s report at: &lt;a href=&quot;http://schoolkit.info/sites/default/files/resource/Report_SK09_new_final.pdf&quot;&gt;http://schoolkit.info/sites/default/files/resource/Report_SK09_new_final.pdf&lt;/a&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;You could find more about School kit program at: &lt;u&gt;&lt;a href=&quot;http://www.sevasahayog.com/&quot;&gt;http://www.sevasahayog.com&lt;/a&gt;&lt;/u&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;b&gt;We look forward to your support again this year to make School Kit Donation Drive 2010 a success.&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/div&gt;You may do the following to help these children:&lt;o:p&gt;&lt;/o:p&gt;&lt;br /&gt;
&lt;div&gt;&lt;div class=&quot;MsoListParagraph&quot; style=&quot;text-indent: -0.25in;&quot;&gt;&lt;span style=&quot;font-family: Symbol;&quot;&gt;·&lt;span style=&quot;font: 7pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;Donate for 1 or multiple school kits (You can get &lt;span class=&quot;MsoHyperlink&quot;&gt;&lt;b&gt;&lt;span style=&quot;text-decoration: none;&quot;&gt;tax benefit&lt;/span&gt;&lt;/b&gt;&lt;/span&gt; on donation). &lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoListParagraph&quot; style=&quot;text-indent: -0.25in;&quot;&gt;&lt;span style=&quot;font-family: Symbol;&quot;&gt;·&lt;span style=&quot;font: 7pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;For donation&amp;nbsp;you can contact me on &lt;b&gt;&lt;span style=&quot;color: #1f497d;&quot;&gt;9850875884&lt;/span&gt;&lt;/b&gt; or send a cheque in the name of&amp;nbsp;&#39;Seva international&#39;&amp;nbsp; to:&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoListParagraph&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoListParagraph&quot;&gt;Seva Sahayog,&lt;br /&gt;
Flat no.7 , Top floor,1015/4 Shreya Apt. &lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoListParagraph&quot;&gt;Near Swanand hospital,&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoListParagraph&quot;&gt;Deep bunglow chowk,&lt;br /&gt;
Shivaji Nagar&lt;span style=&quot;font-family: &amp;quot;Bookman Old Style&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 10pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoListParagraph&quot;&gt;Pune - 411016.&lt;span style=&quot;font-family: &amp;quot;Bookman Old Style&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoListParagraph&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoListParagraph&quot; style=&quot;text-indent: -0.25in;&quot;&gt;&lt;span style=&quot;font-family: Symbol;&quot;&gt;·&lt;span style=&quot;font: 7pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &amp;nbsp; &amp;nbsp; &lt;/span&gt;&lt;/span&gt;Forward this mailer to all your friends, colleagues, employees who may want to help &lt;span style=&quot;font-family: &amp;quot;Bookman Old Style&amp;quot;,&amp;quot;serif&amp;quot;;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoListParagraph&quot; style=&quot;text-indent: -0.25in;&quot;&gt;&lt;span style=&quot;font-family: Symbol;&quot;&gt;·&lt;span style=&quot;font: 7pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;Set up a stall at your office during lunch time for the whole week, and campaign for donations.&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoListParagraph&quot; style=&quot;text-indent: -0.25in;&quot;&gt;&lt;span style=&quot;font-family: Symbol;&quot;&gt;·&lt;span style=&quot;font: 7pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;Collect cheques and cash donations along with donor details, and hand them over to any member of Seva&amp;nbsp; sahayog. (Donor information form &amp;amp; receipts will be provided by Seva Sahayog).&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/div&gt;&lt;div&gt;&lt;div class=&quot;MsoListParagraph&quot; style=&quot;margin-bottom: 12pt; text-indent: -0.25in;&quot;&gt;&lt;span style=&quot;font-family: Symbol;&quot;&gt;·&lt;span style=&quot;font: 7pt &amp;quot;Times New Roman&amp;quot;;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/span&gt;Volunteer your time for assembling the school kits.&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: #1f497d; font-family: &amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 11pt;&quot;&gt;Thanks,&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span style=&quot;color: #1f497d; font-family: &amp;quot;Calibri&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 11pt;&quot;&gt;Avinash Chougule&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/1219737458565057595/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/1219737458565057595' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1219737458565057595'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1219737458565057595'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/04/need-your-support-for-school-kit-drive.html' title='Need your Support for the School Kit Drive 2010'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-5022686538325914277</id><published>2010-04-25T00:23:00.000+05:30</published><updated>2010-04-25T00:23:46.998+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="IPL"/><title type='text'>IPL Pune Team name is Sahara Pune Warriors</title><content type='html'>&lt;strong&gt;IPL Pune Team Name ..... is &quot;Sahara Pune Warriors&quot;&lt;/strong&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBA8GVO8-8jcF5acXLXPc6CT_z6JChbHzTYX2SV2VtfJBjpFhrKd81prL2wCHUe2TT8NRsD18fEjMkmzKwNVypaQHU6hHeo9P4oJXGX0Uv8yZFu82OvZ6RrDliV-gAEHz2QYqqvp9Z3Xg/s1600/shara_pune_warriors_ipl_team_logo.JPG&quot; imageanchor=&quot;1&quot; style=&quot;clear: left; cssfloat: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;200&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBA8GVO8-8jcF5acXLXPc6CT_z6JChbHzTYX2SV2VtfJBjpFhrKd81prL2wCHUe2TT8NRsD18fEjMkmzKwNVypaQHU6hHeo9P4oJXGX0Uv8yZFu82OvZ6RrDliV-gAEHz2QYqqvp9Z3Xg/s200/shara_pune_warriors_ipl_team_logo.JPG&quot; tt=&quot;true&quot; width=&quot;186&quot; /&gt;&lt;/a&gt;&lt;br /&gt;
&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; The latest entrant to the IPL Team - IPL Pune - announced the name of its team today. Sahara India who won the bid for this new team had released the name today on 24th April. Fans all over are curious to know the name of the IPL Pune.&lt;br /&gt;
&lt;br /&gt;
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&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp; As you know IPL Kochi is the other team that will join IPL Pune and 8 other IPL teams from the next season of IPL.</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/5022686538325914277/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/5022686538325914277' title='1 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/5022686538325914277'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/5022686538325914277'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/04/ipl-pune-team-name-is-sahara-pune.html' title='IPL Pune Team name is Sahara Pune Warriors'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiBA8GVO8-8jcF5acXLXPc6CT_z6JChbHzTYX2SV2VtfJBjpFhrKd81prL2wCHUe2TT8NRsD18fEjMkmzKwNVypaQHU6hHeo9P4oJXGX0Uv8yZFu82OvZ6RrDliV-gAEHz2QYqqvp9Z3Xg/s72-c/shara_pune_warriors_ipl_team_logo.JPG" height="72" width="72"/><thr:total>1</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-1894261669000544702</id><published>2010-04-23T10:39:00.001+05:30</published><updated>2010-04-25T00:24:52.753+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="IPL"/><title type='text'>Sahara Present Pune IPL Team Opening Show on 24th April 2010</title><content type='html'>&lt;b&gt;Sahara Present Pune IPL Team Opening Show At S.p. college ground pune 6.30pm&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEib6pO2ohQt9ORHNKHiLXZtXSGs511eW0aNsXMeziy0gDwYLRJpo7Wp2R2N-cEMheEoeVk-5vev2-8E9tBTCoLa_6WOvERUGLfh5JmyGwJ9r9vzvGSJRfe7y5vxg2mrssnLqhJIJ_y9jUI/s1600/pune-ipl.JPG&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;320&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEib6pO2ohQt9ORHNKHiLXZtXSGs511eW0aNsXMeziy0gDwYLRJpo7Wp2R2N-cEMheEoeVk-5vev2-8E9tBTCoLa_6WOvERUGLfh5JmyGwJ9r9vzvGSJRfe7y5vxg2mrssnLqhJIJ_y9jUI/s400/pune-ipl.JPG&quot; width=&quot;400&quot; /&gt;&lt;/a&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/1894261669000544702/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/1894261669000544702' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1894261669000544702'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1894261669000544702'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/04/sahara-present-pune-ipl-team-opening.html' title='Sahara Present Pune IPL Team Opening Show on 24th April 2010'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEib6pO2ohQt9ORHNKHiLXZtXSGs511eW0aNsXMeziy0gDwYLRJpo7Wp2R2N-cEMheEoeVk-5vev2-8E9tBTCoLa_6WOvERUGLfh5JmyGwJ9r9vzvGSJRfe7y5vxg2mrssnLqhJIJ_y9jUI/s72-c/pune-ipl.JPG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-1611545904433036105</id><published>2010-04-20T15:16:00.000+05:30</published><updated>2010-04-20T15:16:18.938+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Blood Donation"/><title type='text'>Would like to see this Poster on Hoardings all over India</title><content type='html'>&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwlvg-SuM0lpvwjnSd9-bxZjUxeWDVFw4nJmhvj87wOep49f3xATLpWaQnikZU2aVmEjZrdqWVZ6lOSeb70EoUu25sT4JebLhOhCNQpenVpMh6VmP5a2YHatyqLlChYRZizFBZ-mHJ5gI/s1600/Blood-Poster-7x5.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;468&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwlvg-SuM0lpvwjnSd9-bxZjUxeWDVFw4nJmhvj87wOep49f3xATLpWaQnikZU2aVmEjZrdqWVZ6lOSeb70EoUu25sT4JebLhOhCNQpenVpMh6VmP5a2YHatyqLlChYRZizFBZ-mHJ5gI/s640/Blood-Poster-7x5.jpg&quot; width=&quot;640&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
For the moment please pass it on to all your friends and relatives......</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/1611545904433036105/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/1611545904433036105' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1611545904433036105'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/1611545904433036105'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/04/would-like-to-see-this-poster-on.html' title='Would like to see this Poster on Hoardings all over India'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhwlvg-SuM0lpvwjnSd9-bxZjUxeWDVFw4nJmhvj87wOep49f3xATLpWaQnikZU2aVmEjZrdqWVZ6lOSeb70EoUu25sT4JebLhOhCNQpenVpMh6VmP5a2YHatyqLlChYRZizFBZ-mHJ5gI/s72-c/Blood-Poster-7x5.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-335004896388546457</id><published>2010-04-15T11:18:00.000+05:30</published><updated>2010-04-15T11:18:41.662+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Tax"/><title type='text'>FAQs on Income Tax II - Payment &amp; Return filing</title><content type='html'>&lt;div class=&quot;Section1&quot;&gt;&lt;div class=&quot;MsoNormal&quot;&gt;Hi All,&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;Good Morning &lt;span style=&quot;font-family: Wingdings;&quot;&gt;J&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;Financial year 2009-2010 ended few days back. Now its time to file income tax return. &lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;Every one having lots of questions on it. Here answers to some of the questions are addressed. &lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;And I hope this will clear your doubts.&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;------------------------------------------------------------------------------------------------------------------------------------------------------------------------------&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: #0070c0; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;How and where can I pay income tax?&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Tax can be paid by way of cash, cheque or draft in any authorised national banks, in the prescribed challan. The challan can be obtained from Income tax Offices.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;2.&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: #0070c0; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;What do you mean by Income Tax Return filing?&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Income Tax Return is a statutory return to be filed by assessee with Income Tax Department stating the total income earned &amp;amp; tax paid/payable by him during the previous financial year.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;3.&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: #0070c0; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Is it compulsory to file a return of income when there is loss?&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;If a person has sustained a loss in the previous year and wishes to carry forward the loss to the subsequent year he should furnish a return of loss in the prescribed form before the due date.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;4.&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: #0070c0; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Do I have to pay tax on all the money earned?&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;No,&amp;nbsp;if you are an individual or HUF, you do not have to pay tax till you reach a specified exemption limit; once you cross that limit tax have to be paid as per following rates, slab wise:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: #0070c0; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;For F.Y. 2010-11&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoNormalTable&quot; style=&quot;border-collapse: collapse;&quot;&gt;&lt;tbody&gt;
&lt;tr&gt;   &lt;td style=&quot;border: 1.5pt solid rgb(0, 176, 240); padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: red; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Income&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: rgb(0, 176, 240) rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: solid solid solid none; border-width: 1.5pt 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: red; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Rate (%)&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) windowtext windowtext; border-style: none solid solid; border-width: medium 1.5pt 1.5pt; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Up to 160000*&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;NIL&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) windowtext windowtext; border-style: none solid solid; border-width: medium 1.5pt 1.5pt; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;160000 to 500000&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;10&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) windowtext windowtext; border-style: none solid solid; border-width: medium 1.5pt 1.5pt; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;500000 to 800000&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;20&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) windowtext windowtext; border-style: none solid solid; border-width: medium 1.5pt 1.5pt; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Above 800000&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 221.4pt;&quot; valign=&quot;top&quot; width=&quot;295&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;30&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;* Threshold limit for women assessees is Rs. 190000 and for senior citizens it is 240000.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;ul style=&quot;margin-top: 0in;&quot; type=&quot;disc&quot;&gt;&lt;li class=&quot;MsoNormal&quot; style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Plus      Education Cess @ 2% is payable on tax plus surcharge&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;5.&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: #0070c0; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Do I have to file a return even if my income is lower than the exemption limit? What is 1/7 criterion?&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;If you are Individual or HUF, then Yes, if you fulfils any one of the following conditions at any time during the previous year:&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;ol start=&quot;1&quot; style=&quot;margin-top: 0in;&quot; type=&quot;1&quot;&gt;&lt;li class=&quot;MsoNormal&quot; style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Ownership/lease      of a motor vehicle.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Occupation of      any category or categories of immovable property as may be specified by      the board by notification whether by way of ownership or tenancy or      otherwise.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Incurred      expenditure on himself or any other person on travel to a foreign country      other than Bangladesh, Bhutan, Maldives, Nepal, Pakistan or Sri Lanka (not      being a travel to Saudi Arabia for Hajj or travel to China on pilgrimage      to Kailash Mansarovar).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Subscription      of a cellular telephone (not being a wireless in local loop telephone).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Holder of a      credit card (not being an add-on card or not being a Kisan credit card,      issued by a bank or an institution).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Member of a      club where entrance fees charged is Rs 25,000 or more.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;li class=&quot;MsoNormal&quot; style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Expenditure      of Rs 50,000 or more during the previous year towards consumption of electricity.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;However, the government has specified that the above provision is not applicable in the case of a Non-Resident Indian (NRI).&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Also if you are at least 65 years of old and not engaged in any business /profession, then you may not file return even when you fulfill conditions 2 or 4 above.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;6.&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: #0070c0; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;There are various returns available on Income Tax Departments site, which one do I need to file?&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoNormalTable&quot; style=&quot;border-collapse: collapse; width: 100%;&quot;&gt;&lt;tbody&gt;
&lt;tr&gt;   &lt;td style=&quot;border: 1.5pt solid rgb(0, 176, 240); padding: 0in 5.4pt; width: 32.14%;&quot; valign=&quot;top&quot; width=&quot;32%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Class of Assessees&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: rgb(0, 176, 240) rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: solid solid solid none; border-width: 1.5pt 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 37.6%;&quot; valign=&quot;top&quot; width=&quot;37%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Category&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: rgb(0, 176, 240) rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: solid solid solid none; border-width: 1.5pt 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 30.26%;&quot; valign=&quot;top&quot; width=&quot;30%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Form&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td rowspan=&quot;6&quot; style=&quot;border-color: -moz-use-text-color windowtext windowtext; border-style: none solid solid; border-width: medium 1.5pt 1.5pt; padding: 0in 5.4pt; width: 32.14%;&quot; valign=&quot;top&quot; width=&quot;32%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Individuals, HUF, Firms etc.   (except companies and charitable assessees)&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 37.6%;&quot; valign=&quot;top&quot; width=&quot;37%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;All cases&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 30.26%;&quot; valign=&quot;top&quot; width=&quot;30%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Form No. 2D or Saral form&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 37.6%;&quot; valign=&quot;top&quot; width=&quot;37%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;One by Seven scheme&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 30.26%;&quot; valign=&quot;top&quot; width=&quot;30%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Form No. 2C&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 37.6%;&quot; valign=&quot;top&quot; width=&quot;37%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Business or Profession   income&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 30.26%;&quot; valign=&quot;top&quot; width=&quot;30%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Form No. 2&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 11.75pt;&quot;&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; height: 11.75pt; padding: 0in 5.4pt; width: 37.6%;&quot; valign=&quot;top&quot; width=&quot;37%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Non- business income&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; height: 11.75pt; padding: 0in 5.4pt; width: 30.26%;&quot; valign=&quot;top&quot; width=&quot;30%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Form No.3 or 3D&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 14.9pt;&quot;&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; height: 14.9pt; padding: 0in 5.4pt; width: 37.6%;&quot; valign=&quot;top&quot; width=&quot;37%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Non- business income, No Capital   Gain, No agriculture income&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; height: 14.9pt; padding: 0in 5.4pt; width: 30.26%;&quot; valign=&quot;top&quot; width=&quot;30%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;3 or 2D or 2E (Naya Saral)&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 37.6%;&quot; valign=&quot;top&quot; width=&quot;37%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Non business income and   total income less than Rs 2 lakhs&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 30.26%;&quot; valign=&quot;top&quot; width=&quot;30%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Form No. 2A&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) windowtext windowtext; border-style: none solid solid; border-width: medium 1.5pt 1.5pt; padding: 0in 5.4pt; width: 32.14%;&quot; valign=&quot;top&quot; width=&quot;32%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Charitable assesses&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 37.6%;&quot; valign=&quot;top&quot; width=&quot;37%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;All cases&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 30.26%;&quot; valign=&quot;top&quot; width=&quot;30%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Form No 3A&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) windowtext windowtext; border-style: none solid solid; border-width: medium 1.5pt 1.5pt; padding: 0in 5.4pt; width: 32.14%;&quot; valign=&quot;top&quot; width=&quot;32%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Company except charitable   assesses&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 37.6%;&quot; valign=&quot;top&quot; width=&quot;37%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;All cases&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 30.26%;&quot; valign=&quot;top&quot; width=&quot;30%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Form No 1&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) windowtext windowtext; border-style: none solid solid; border-width: medium 1.5pt 1.5pt; padding: 0in 5.4pt; width: 32.14%;&quot; valign=&quot;top&quot; width=&quot;32%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Search cases&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 37.6%;&quot; valign=&quot;top&quot; width=&quot;37%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;All cases&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 30.26%;&quot; valign=&quot;top&quot; width=&quot;30%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Form No 2B&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;7.&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: #0070c0; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;What are the due dates for filing returns for various assesses?&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoNormalTable&quot; style=&quot;border-collapse: collapse; width: 91%;&quot;&gt;&lt;tbody&gt;
&lt;tr style=&quot;height: 13.65pt;&quot;&gt;   &lt;td style=&quot;border: 1.5pt solid rgb(0, 176, 240); height: 13.65pt; padding: 0in 5.4pt; width: 72%;&quot; valign=&quot;top&quot; width=&quot;72%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Category&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: rgb(0, 176, 240) rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: solid solid solid none; border-width: 1.5pt 1.5pt 1.5pt medium; height: 13.65pt; padding: 0in 5.4pt; width: 27%;&quot; valign=&quot;top&quot; width=&quot;27%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Due date&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) windowtext windowtext; border-style: none solid solid; border-width: medium 1.5pt 1.5pt; padding: 0in 5.4pt; width: 72%;&quot; valign=&quot;top&quot; width=&quot;72%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;For four categories   namely:&amp;nbsp;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;A.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;   Companies&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;B.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;   All auditable cases&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;C.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;   Working partner of auditable firms,&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;D.&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;&amp;nbsp;   Persons covered other than 1/7 scheme,&amp;nbsp;&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; padding: 0in 5.4pt; width: 27%;&quot; valign=&quot;top&quot; width=&quot;27%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;31st October&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr style=&quot;height: 13.5pt;&quot;&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) windowtext windowtext; border-style: none solid solid; border-width: medium 1.5pt 1.5pt; height: 13.5pt; padding: 0in 5.4pt; width: 72%;&quot; valign=&quot;top&quot; width=&quot;72%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;In any&amp;nbsp;other case&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;border-color: -moz-use-text-color rgb(0, 176, 240) rgb(0, 176, 240) -moz-use-text-color; border-style: none solid solid none; border-width: medium 1.5pt 1.5pt medium; height: 13.5pt; padding: 0in 5.4pt; width: 27%;&quot; valign=&quot;top&quot; width=&quot;27%&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;color: black; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;31st July&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;8.&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: #0070c0; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;What is E-filing of return?&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;The Electronic Filing of Income Tax Returns was introduced in 2004. Under this scheme, eligible assessees can file their returns of income electronically through authorised persons to act as e-return intermediaries on or before the due date.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;The intermediaries digitalise the data of such returns and transmit the same electronically to the e-filing server of Income Tax Department under their digital signatures.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;9.&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 7pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&amp;nbsp; &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: #0070c0; font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Who are eligible to file e-return?&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Any assessee except an Association of persons or Body of Individual, who has been allotted a permanent account number (PAN) and who is assessed or is assessable to tax in any of the selected cities, which are presently on Income Tax network is eligible to file his return of income under this scheme.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;10.&amp;nbsp;&lt;span style=&quot;color: #0070c0;&quot;&gt;What do you mean by &#39;belated return&#39;?&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;If the return is not furnished within the time prescribed or within the time permitted under a notice issued, the person can furnish the return of any previous year at any time before the end of one year from the end of the relevant assessment year, or before the completion of the assessment year.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;11.&amp;nbsp;&lt;span style=&quot;color: #0070c0;&quot;&gt;What are the consequences of filing belated return?&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;A penalty of up to Rs 5,000 is required to be paid if the tax man picks up your paper for assessment. In addition, a penal interest @ 1% per month would be charged for default in tax payments.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&amp;nbsp;&amp;nbsp;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;12.&amp;nbsp;&lt;span style=&quot;color: #0070c0;&quot;&gt;What is the penalty?&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;When speaking of belated filing of returns, the tax payer is ought to be in either of the following two situations.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;ol start=&quot;1&quot; style=&quot;margin-top: 0in;&quot; type=&quot;1&quot;&gt;&lt;li class=&quot;MsoNormal&quot; style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;He or she      has paid all his taxes but failed to file the returns on the due date for      genuine reasons.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;&lt;ol start=&quot;2&quot; style=&quot;margin-top: 0in;&quot; type=&quot;1&quot;&gt;&lt;li class=&quot;MsoNormal&quot; style=&quot;color: red; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;He or she      has not only failed to file the returns but also failed to pay his taxes      on the due date&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/li&gt;
&lt;/ol&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;In the first case, since the assessee has cleared all his dues to the government, no penalty or interest shall be charged; provided the returns is filed by the end of the assessment year.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;However, if the assessee belongs to the second category of people, who have failed to deposit the tax dues with the government before the due date, interest @ 1% per month or part of the month (simple interest) shall be levied on the amount of net tax due from him under section 234A of the Income-Tax Act from the date immediately following the due date till the date of filing of returns.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify; text-indent: -0.25in;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;13.&amp;nbsp;&lt;span style=&quot;color: #0070c0;&quot;&gt;What is Advance Tax?&lt;/span&gt;&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Advance tax means the advance tax payable in accordance with the provisions of Chapter XVII-C. Tax shall be payable in advance during any financial year in respect of the total income of the assessee which would be chargeable to tax.&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Times New Roman&amp;quot;,&amp;quot;serif&amp;quot;; font-size: 12pt;&quot;&gt;Reference: &lt;a href=&quot;http://www.moneyschool.indianmoney.com/money-gyan-articles.php?cat_id=1&amp;amp;sub_id=110&amp;amp;aid=928&amp;amp;acat=&amp;amp;page_id=3&amp;amp;ahead=FAQs%20on%20Income%20Tax%20II%20-%20Payment%20&amp;amp;%20Return%20filing%20&amp;amp;subcat=2&quot;&gt;IndiaMoney&lt;/a&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: grey; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 8pt;&quot;&gt;Thanks,&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/b&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: grey; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 8pt;&quot;&gt;Avinash Chougule&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;color: grey; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 8pt;&quot;&gt;&lt;u&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/u&gt;&lt;/span&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;span lang=&quot;EN-GB&quot; style=&quot;color: green; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 8pt;&quot;&gt;please don&#39;t print this e-mail unless you really need to.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/335004896388546457/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/335004896388546457' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/335004896388546457'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/335004896388546457'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/04/faqs-on-income-tax-ii-payment-return.html' title='FAQs on Income Tax II - Payment &amp; Return filing'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-6998891479654824360</id><published>2010-04-13T11:57:00.000+05:30</published><updated>2010-04-13T11:57:18.646+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Historic"/><title type='text'>Jallian Wala Bagh - April 13, 1919</title><content type='html'>&lt;div class=Section1&gt;&lt;p class=MsoNormal&gt;&lt;o:p&gt;&amp;nbsp;&lt;/o:p&gt;&lt;/p&gt;&lt;h1 align=center style=&#39;margin:0in;margin-bottom:.0001pt;text-align:center&#39;&gt;&lt;span style=&#39;font-size:13.5pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;Amritsar Massacre&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/h1&gt;&lt;h1 align=center style=&#39;margin:0in;margin-bottom:.0001pt;text-align:center&#39;&gt;&lt;span style=&#39;font-size:13.5pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;Jallian Wala Bagh&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/h1&gt;&lt;h3 align=center style=&#39;text-align:center&#39;&gt;&lt;i&gt;&lt;span style=&#39;font-size:12.0pt; font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;font-weight:normal&#39;&gt;&amp;quot;The impossible men of India shall rise and liberate their Motherland&amp;quot; &lt;/span&gt;&lt;/i&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/h3&gt;&lt;h3 align=center style=&#39;text-align:center&#39;&gt;&lt;i&gt;&lt;span style=&#39;font-size:12.0pt; font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;font-weight:normal&#39;&gt;Mahatma Gandhi, after the Amritsar Massacre.&lt;/span&gt;&lt;/i&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/h3&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;a href=&quot;http://www.amritsar.com/&quot;&gt;&lt;span style=&#39;text-decoration:none&#39;&gt;&lt;img border=0 width=400 height=284 id=&quot;_x0000_i1026&quot; src=&quot;cid:image001.jpg@01CADAFF.61549810&quot; alt=&quot;Jallian Wala Bagh Memorial&quot;&gt;&lt;/span&gt;&lt;/a&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p&gt;&lt;i&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;&amp;quot;The incident in Jallian Wala Bagh was &#39;an extraordinary event, a monstrous event, an event which stands in singular and sinister isolation&amp;quot;&lt;/span&gt;&lt;/i&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;...Winston Churchill&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;It started a few months after the end of the first world war when an Englishwoman, a missionary, reported that she had been molested on a street in the Punjab city of Amritsar. The Raj&#39;s local commander, Brigadier General Reginald Dyer, issued an order requiring all Indians using that street to crawl its length on their hands and knees. He also authorized the indiscriminate, public whipping of natives who came within lathi length of British policemen. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;On April 13, 1919, a multitude of Punjabis&amp;nbsp; gathered in Amritsar&#39;s Jallian wala Bagh as part of the Sikh Festival &amp;quot;Baisakhi fair&amp;quot; and to protest at these extraordinary measures. The throng, penned in a narrow space smaller than Trafalgar Square, had been peacefully listening to the testimony of victims when Dyer appeared at the head of a contingent of British troops. Giving no word of warning, he ordered 50 soldiers to fire into the gathering, and for 10 to 15 minutes 1,650 rounds of ammunition were unloaded into the screaming, terrified crowd, some of whom were trampled by those desperately trying to escape.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;a href=&quot;http://en.wikipedia.org/wiki/Jallianwala_Bagh_Massacre&quot;&gt;&lt;span style=&#39;text-decoration:none&#39;&gt;&lt;img border=0 width=450 height=272 id=&quot;_x0000_i1025&quot; src=&quot;cid:image002.jpg@01CADAFF.61549810&quot; alt=&quot;Amritsar Massacre&quot;&gt;&lt;/span&gt;&lt;/a&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;i&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;&amp;quot;The Indians were &#39;packed together so that one bullet would drive through three or four bodies&#39;; the people &#39;ran madly this way and the other. When fire was directed upon the centre, they ran to the sides. The fire was then directed to the sides. Many threw themselves down on the ground, and the fire was then directed on the ground. This was continued for eight or ten minutes, and it stopped only when the ammunition had reached the point of exhaustion&amp;quot;&lt;/span&gt;&lt;/i&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;.....Winston Churchill&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;Dyer then marched away, leaving 379 dead and over 1,500 wounded. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;Back in his headquarters, he reported to his superiors that he had been &#39;confronted by a revolutionary army,&#39; and had been obliged &#39;to teach a moral lesson to the Punjab.&#39; In the storm of outrage which followed, the brigadier was promoted to major general, retired, and placed on the inactive list. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;i&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;&#39;&#39;I think it quite possible that I could have dispersed the crowd without firing but they would have come back again and laughed, and I would have made, what I consider, a fool of myself.&#39;&#39; ......&lt;/span&gt;&lt;/i&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;Dyer&#39;s response to the Hunter Commission Enquiry&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;General Dyer said he would have used his machine guns if he could have got them into the enclosure, but these were mounted on armoured cars. He said he did not stop firing when the crowd began to disperse because he thought it was his duty to keep firing until the crowd dispersed, and that a little firing would do no good. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;He confessed he did not take any steps to attend to the wounded after the firing. &lt;i&gt;&#39;&#39;Certainly not. It was not my job. Hospitals were open and they could have gone there,&#39;&#39;&lt;/i&gt; came his pathetic response. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;However, the misery suffered by the people was reflected in Rattan Devi&#39;s account. She was forced to keep a nightlong vigil, armed with a bamboo stick to protect her husband&#39;s body from jackals and vultures. Curfew with shoot-at-sight orders had been imposed from 2000 hours that night. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;Rattan Devi stated, &#39;&#39;I saw three men writhing in great pain and a boy of about 12. I could not leave the place. The boy asked me for water but there was no water in that place. At 2 am, a Jat who was lying entangled on the wall asked me to raise his leg. I went up to him and took hold of his clothes drenched in blood and raised him up. Heaps of bodies lay there, a number of them innocent children. I shall never forget the sight. I spent the night crying and watching...&amp;quot; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;General Dyer admitted before the commission that he came to know about the meeting at Jallianwala Bagh at 1240 hours that day, but took no steps to prevent it. He also admitted in his deposition that the gathering at the Bagh was not a concentration only of rebels, but people who had covered long distances to participate in the Baisakhi fair. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;This incredibly, made him a martyr to millions of Englishmen. Senior British officers applauded his suppression of &#39;another Indian Mutiny.&#39; The Guardians of the Golden Temple enrolled him in the Brotherhood of Sikhs. The House of Lords passed a measure commending him. The Conservatives presented him with a jewelled sword inscribed &amp;quot;Saviour of the Punjab.&amp;quot;&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;!--[if gte vml 1]&gt;&lt;v:shapetype id=&quot;_x0000_t75&quot;   coordsize=&quot;21600,21600&quot; o:spt=&quot;75&quot; o:preferrelative=&quot;t&quot; path=&quot;m@4@5l@4@11@9@11@9@5xe&quot;   filled=&quot;f&quot; stroked=&quot;f&quot;&gt;  &lt;v:stroke joinstyle=&quot;miter&quot; /&gt;  &lt;v:formulas&gt;   &lt;v:f eqn=&quot;if lineDrawn pixelLineWidth 0&quot; /&gt;   &lt;v:f eqn=&quot;sum @0 1 0&quot; /&gt;   &lt;v:f eqn=&quot;sum 0 0 @1&quot; /&gt;   &lt;v:f eqn=&quot;prod @2 1 2&quot; /&gt;   &lt;v:f eqn=&quot;prod @3 21600 pixelWidth&quot; /&gt;   &lt;v:f eqn=&quot;prod @3 21600 pixelHeight&quot; /&gt;   &lt;v:f eqn=&quot;sum @0 0 1&quot; /&gt;   &lt;v:f eqn=&quot;prod @6 1 2&quot; /&gt;   &lt;v:f eqn=&quot;prod @7 21600 pixelWidth&quot; /&gt;   &lt;v:f eqn=&quot;sum @8 21600 0&quot; /&gt;   &lt;v:f eqn=&quot;prod @7 21600 pixelHeight&quot; /&gt;   &lt;v:f eqn=&quot;sum @10 21600 0&quot; /&gt;  &lt;/v:formulas&gt;  &lt;v:path o:extrusionok=&quot;f&quot; gradientshapeok=&quot;t&quot; o:connecttype=&quot;rect&quot; /&gt;  &lt;o:lock v:ext=&quot;edit&quot; aspectratio=&quot;t&quot; /&gt; &lt;/v:shapetype&gt;&lt;v:shape id=&quot;Picture_x0020_2&quot; o:spid=&quot;_x0000_s1027&quot; type=&quot;#_x0000_t75&quot;   alt=&quot;http://www.amritsar.com/images/udham.jpg&quot; style=&#39;position:absolute;  left:0;text-align:left;margin-left:0;margin-top:0;width:1in;height:99pt;  z-index:1;visibility:visible;mso-wrap-style:square;mso-wrap-distance-left:0;  mso-wrap-distance-top:0;mso-wrap-distance-right:0;mso-wrap-distance-bottom:0;  mso-position-horizontal:left;mso-position-horizontal-relative:text;  mso-position-vertical:absolute;mso-position-vertical-relative:line&#39;   o:allowoverlap=&quot;f&quot;&gt;  &lt;v:imagedata src=&quot;cid:image003.jpg@01CADAFF.61549810&quot; o:href=&quot;http://www.amritsar.com/images/udham.jpg&quot; /&gt;  &lt;w:wrap type=&quot;square&quot; anchory=&quot;line&quot;/&gt; &lt;/v:shape&gt;&lt;![endif]--&gt;&lt;![if !vml]&gt;&lt;img width=96 height=132 src=&quot;cid:image004.jpg@01CADAFF.61549810&quot; align=left alt=&quot;http://www.amritsar.com/images/udham.jpg&quot; v:shapes=&quot;Picture_x0020_2&quot;&gt;&lt;![endif]&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;A young Sikh teenager who was being raised at Khalsa Orphanage named Udham Singh (aka Mohammad Singh Azad) saw the happening with his own eyes. He vowed to avenge the Amritsar massacre. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;&amp;nbsp;On 13 March 1940 at 4.30 p.m. in the Caxton Hall, London, where a meeting of the East India Association was being held in conjunction with the Royal Central Asian Society, Udham Singh fired five to six shots from his pistol at Sir Michael O&#39;Dwyer, who was governor of the Punjab when the Amritsar Massacre had taken place, to avenge the massacre. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;On the 31st July, 1940, Udham Singh was hanged at Pentonville jail, London&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p&gt;&lt;i&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt;&amp;quot;He was the real culprit. He deserved it. He wanted to crush the spirit of my people, so I [had to] crush him.&amp;quot;&lt;/span&gt;&lt;/i&gt;&lt;span style=&#39;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;&#39;&gt; Udham Singh, telling the trial court why he killed Michael O&#39;Dwyer. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/p&gt;&lt;p align=center style=&#39;text-align:center&#39;&gt;&lt;span style=&#39;color:windowtext&#39;&gt;&amp;nbsp;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/p&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/6998891479654824360/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/6998891479654824360' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/6998891479654824360'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/6998891479654824360'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/04/jallian-wala-bagh-april-13-1919.html' title='Jallian Wala Bagh - April 13, 1919'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-7497217510538880454</id><published>2010-04-13T11:40:00.000+05:30</published><updated>2010-04-13T11:40:15.468+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Study"/><title type='text'>VS2010 Community launch Invite - 17th April in Pune at ICC</title><content type='html'>&lt;div class=&quot;Section1&quot;&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div align=&quot;center&quot;&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoNormalTable&quot; style=&quot;background: none repeat scroll 0% 0% black; border-collapse: collapse; width: 30%;&quot;&gt;&lt;tbody&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: silver silver -moz-use-text-color; border-style: solid solid none; border-width: 1pt 1pt medium; padding: 0in;&quot;&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;img alt=&quot;Visual Studio 2010 Community Launch&quot; id=&quot;_x0000_i1025&quot; src=&quot;http://puneusergroup.org/events/VS2010-launch/edm1/images/top_1.jpg&quot; width=&quot;600&quot; /&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color silver; border-style: none solid; border-width: medium 1pt; padding: 0in;&quot;&gt;&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;text-align: center;&quot;&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;Visual Studio 2010&lt;/span&gt;&lt;/b&gt;   is Microsoft&#39;s latest and powerful IDE in which you can build&lt;br /&gt;
&lt;br /&gt;
&amp;nbsp;impactful and expressive applications &lt;br /&gt;
&lt;br /&gt;
Pune User Group is all set to launch Visual Studio 2010 this summer,17th   April 2010.&lt;br /&gt;
&lt;br /&gt;
We are very pleased to announce that &lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;Stephanie   Saad Cuthbertson ,&amp;nbsp; Group Program&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&amp;nbsp;Manager,   Microsoft Corporation &amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;/b&gt; &lt;br /&gt;
&lt;br /&gt;
is here with us to be a part of&lt;br /&gt;
&lt;br /&gt;
&lt;/span&gt;&lt;span style=&quot;color: #6600ff; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 13.5pt;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;i&gt;&lt;b&gt;&lt;span style=&quot;color: cyan; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 13.5pt;&quot;&gt;India&#39;s first Visual Studio 2010 Community   Launch Event&lt;/span&gt;&lt;/b&gt;&lt;/i&gt;&lt;b&gt;&lt;span style=&quot;color: cyan; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;.&lt;/span&gt;&lt;/b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color silver; border-style: none solid; border-width: medium 1pt; padding: 7.5pt 7.5pt 7.5pt 15pt;&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin-bottom: 12pt;&quot;&gt;&lt;br /&gt;
&lt;u&gt;-&lt;/u&gt;&lt;b&gt;&lt;u&gt;&lt;span style=&quot;color: #ffcc00; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&amp;gt;&amp;nbsp; What will you do attending a LAUNCH Event?&lt;/span&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;u&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/u&gt;&lt;/b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;br /&gt;
&lt;i&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;Each and every   participant attending this event will :&lt;/span&gt;&lt;/i&gt;&lt;i&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;i&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;1)&amp;nbsp; Get connected   with the best minds in the IT industry to learn and gain&lt;/span&gt;&lt;/i&gt;&lt;br /&gt;
&lt;i&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&amp;nbsp;knowledge on how   Visual Studio would help you to build faster, reliable and effective business   applications.&lt;/span&gt;&lt;/i&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;i&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;2)&amp;nbsp; Learn how   Visual Studio improves your development skills to write quality code.&lt;/span&gt;&lt;/i&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;i&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;3) Get acquainted with   the IDE&#39;s features&amp;nbsp; for building applications&amp;nbsp; in most recent   technologies including .NET 4.0,Silverlight 4 etc.&lt;/span&gt;&lt;/i&gt;&lt;/i&gt;&lt;br /&gt;
&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;&lt;u&gt;&lt;span style=&quot;color: #ffcc00; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&amp;gt;   What will I have to do to be a part of this event?&lt;/span&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;u&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/u&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/b&gt;&lt;i&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;The   event is absolutely free.&amp;nbsp; You only have to register online.&lt;/span&gt;&lt;/i&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;border-color: -moz-use-text-color silver; border-style: none solid; border-width: medium 1pt; padding: 0in;&quot;&gt;&lt;div align=&quot;center&quot; class=&quot;MsoNormal&quot; style=&quot;margin-bottom: 12pt; text-align: center;&quot;&gt;&lt;b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;So WHAT YOU WAITING   FOR.... &lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;Click on the   below&amp;nbsp; link to be a part of India&#39;s First&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: yellow; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&amp;nbsp;&lt;/span&gt;&lt;/b&gt;&lt;b&gt;&lt;span style=&quot;color: lime; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;a href=&quot;http://puneusergroup.cloudapp.net/&quot;&gt;&lt;i&gt;&lt;span style=&quot;color: yellow; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;Visual 2010 Community   Launch Event Registration.&lt;/span&gt;&lt;/i&gt;&lt;/a&gt;&lt;/span&gt;&lt;/b&gt;&lt;br /&gt;
&lt;b&gt;&lt;i&gt;&lt;span style=&quot;color: yellow; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 18pt;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;span style=&quot;color: white; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;Visit   the below site for more information.&lt;br /&gt;
&lt;/span&gt;&lt;b&gt;&lt;i&gt;&lt;span style=&quot;color: yellow; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 18pt;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/i&gt;&lt;/b&gt;&lt;span style=&quot;color: yellow; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;;&quot;&gt;&lt;a href=&quot;http://www.puneusergroup.org/events/vs2010-launch&quot;&gt;&lt;i&gt;&lt;b&gt;&lt;span style=&quot;color: cyan; font-family: &amp;quot;Verdana&amp;quot;,&amp;quot;sans-serif&amp;quot;; text-decoration: none;&quot;&gt;http://www.puneusergroup.org/events/vs2010-launch   &lt;/span&gt;&lt;/b&gt;&lt;/i&gt;&lt;/a&gt;&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;background: none repeat scroll 0% 0% white; border-color: -moz-use-text-color silver silver; border-style: none solid solid; border-width: medium 1pt 1pt; padding: 0in;&quot;&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;38&quot; id=&quot;_x0000_i1026&quot; src=&quot;http://puneusergroup.org/events/VS2010-launch/edm1/images/Microsoft_Logo.png&quot; width=&quot;161&quot; /&gt;&lt;img border=&quot;0&quot; id=&quot;_x0000_i1027&quot; src=&quot;http://puneusergroup.org/events/VS2010-launch/edm1/images/ineta_9.jpg&quot; /&gt;&lt;a href=&quot;http://www.puneusergroup.org/&quot;&gt;&lt;span style=&quot;text-decoration: none;&quot;&gt;&lt;img alt=&quot;PUG&quot; border=&quot;0&quot; id=&quot;_x0000_i1028&quot; src=&quot;http://puneusergroup.org/events/VS2010-launch/edm1/images/PUG_Logo_2.png&quot; /&gt;&lt;/span&gt;&lt;/a&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/7497217510538880454/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/7497217510538880454' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7497217510538880454'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7497217510538880454'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/04/vs2010-community-launch-invite-17th.html' title='VS2010 Community launch Invite - 17th April in Pune at ICC'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-5297064306340400971</id><published>2010-04-08T11:41:00.007+05:30</published><updated>2010-04-20T15:17:02.662+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Blood Donation"/><category scheme="http://www.blogger.com/atom/ns#" term="IMP"/><title type='text'>www.Indianblooddonors.com</title><content type='html'>&lt;div align=&quot;justify&quot;&gt;&lt;span style=&quot;font-size: large;&quot;&gt;&lt;b&gt;Here&#39;s an address that can save your life. Please forward this..&lt;/b&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;171&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyU1HhrFF5eydHpMsDFIt_thoROiUpBD8YIKwi-cgnioz7h6buc7Ir0X1Sxfb1HH-qUyHFEdDf4qrAWWb3ABpJmoipr2rEjq2QcxpqkQGM5Wh9PWVQmgAkp8WAAOOG97GqULZ8LBgi3vo/s400/STICKER.jpg&quot; width=&quot;400&quot; /&gt;&lt;/div&gt;&lt;div style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;b&gt;&lt;br /&gt;
&lt;/b&gt;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif; font-size: small;&quot;&gt;&lt;i&gt;&lt;b&gt;Just SMS.Blood. When you need it when you wish to donate it.!&lt;br /&gt;
&lt;br /&gt;
To Register as a Donor. SMS&amp;nbsp; &lt;blood&gt; &lt;std code=&quot;&quot;&gt; &lt;blood group=&quot;&quot;&gt;&lt;donor&gt; &lt;std code=&quot;&quot;&gt; &lt;blood group=&quot;&quot;&gt;Blood StdCode Blood Group&amp;nbsp; to 96655-00000 .!&lt;/blood&gt;&lt;/std&gt;&lt;/donor&gt;&lt;/blood&gt;&lt;/std&gt;&lt;/blood&gt;&lt;/b&gt;&lt;/i&gt;&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif; font-size: small;&quot;&gt;&lt;i&gt;&lt;b&gt;&lt;blood&gt;&lt;std code=&quot;&quot;&gt;&lt;blood group=&quot;&quot;&gt;&lt;donor&gt;&lt;std code=&quot;&quot;&gt;&lt;blood group=&quot;&quot;&gt;Example : Blood 022 B+ve&lt;br /&gt;
&lt;br /&gt;
Need Blood Donors. SMS Donor StdCode Blood Group&lt;donor&gt;&lt;std code=&quot;&quot;&gt;&lt;blood group=&quot;&quot;&gt; to 96655-00000&amp;nbsp;&lt;/blood&gt;&lt;/std&gt;&lt;/donor&gt;&lt;/blood&gt;&lt;/std&gt;&lt;/donor&gt;&lt;/blood&gt;&lt;/std&gt;&lt;/blood&gt;&lt;/b&gt;&lt;/i&gt;&lt;/span&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif; font-size: small;&quot;&gt;&lt;i&gt;&lt;b&gt;Example  : &lt;/b&gt;&lt;/i&gt;&lt;/span&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif; font-size: small;&quot;&gt;&lt;i&gt;&lt;b&gt;Donor  &lt;/b&gt;&lt;/i&gt;&lt;/span&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif; font-size: small;&quot;&gt;&lt;i&gt;&lt;b&gt;022 B+ve&lt;/b&gt;&lt;/i&gt;&lt;/span&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif; font-size: small;&quot;&gt;&lt;i&gt;&lt;b&gt;&lt;blood&gt;&lt;std code=&quot;&quot;&gt;&lt;blood group=&quot;&quot;&gt;&lt;donor&gt;&lt;std code=&quot;&quot;&gt;&lt;blood group=&quot;&quot;&gt;&lt;donor&gt;&lt;std code=&quot;&quot;&gt;&lt;blood group=&quot;&quot;&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;/blood&gt;&lt;/std&gt;&lt;/donor&gt;&lt;/blood&gt;&lt;/std&gt;&lt;/donor&gt;&lt;/blood&gt;&lt;/std&gt;&lt;/blood&gt;&lt;/b&gt;&lt;/i&gt;&lt;/span&gt;&lt;br /&gt;
&lt;div align=&quot;justify&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif;&quot;&gt;As you read this a Patient may be critically ill .  Whether                he lives or dies depends on whether a unit of blood of the  right                type is available. People run about from pillar to post  for a unit                of blood in their own city or some another city. There are  times                when a patient dies for want of blood. And there are time  when unscrupolous                element who sell blood for money . By donating blood you  can make                a difference between &lt;span style=&quot;color: red;&quot;&gt;LIFE&lt;/span&gt;                 and DEATH.&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif;&quot;&gt;&quot;Here&#39;s an Address that can save your  Life.&quot;                From Kashmir to Kanyakumari , from the most common blood  group to                the rarest, the helpline has a huge database of blood  donors. So                if you need blood, it&#39;s a good place to turn to. It&#39;s  simple. It&#39;s                effective. It&#39;s free. It can match you with a donor near  you in                seconds. And you can save the life of a loved one. You can  also                register as a donor on the helpline and save the life of  someone                else&#39;s loved one. Pass the message. And let&#39;s build a  community                that cares ! &lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif;&quot;&gt;&lt;a href=&quot;http://www.indianblooddonors.com/default.asp&quot;&gt;Indianblooddonors.com&lt;/a&gt; has been mobile  enabled.                Internet is not accessible by the common man. When someone  needs                blood it is next to impossible to search for an internet  cafe, log                on to the website and then search for donors. It is our  endeavour                to make it easy for patient needing blood donors in their  own city                or some other city..&amp;nbsp;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;i&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif;&quot;&gt;For more info click &lt;a href=&quot;http://www.indianblooddonors.com/registersms.asp&quot;&gt;here&lt;/a&gt;&lt;/span&gt;&lt;/i&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;font-family: Georgia,&amp;quot;Times New Roman&amp;quot;,serif; font-size: small;&quot;&gt;&lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/5297064306340400971/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/5297064306340400971' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/5297064306340400971'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/5297064306340400971'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/04/indianblooddonorscom.html' title='www.Indianblooddonors.com'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjyU1HhrFF5eydHpMsDFIt_thoROiUpBD8YIKwi-cgnioz7h6buc7Ir0X1Sxfb1HH-qUyHFEdDf4qrAWWb3ABpJmoipr2rEjq2QcxpqkQGM5Wh9PWVQmgAkp8WAAOOG97GqULZ8LBgi3vo/s72-c/STICKER.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-7449759806863391218</id><published>2010-03-31T15:29:00.002+05:30</published><updated>2010-03-31T17:25:43.906+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Exercise"/><title type='text'>Neck Exercise</title><content type='html'>&lt;div class=&quot;Section1&quot;&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; class=&quot;MsoNormalTable&quot; style=&quot;width: 100%;&quot;&gt;&lt;tbody&gt;
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&lt;b&gt;A doctor advises his patients to exercise their neck by just reading this message.&lt;/b&gt;&lt;br /&gt;
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&lt;b&gt;In the end, all patients go home happily without asking the doctor for any medications. &amp;nbsp;&#39;It is very effective,&#39; said the doctor. &amp;nbsp;&#39;All my patients never come back to me again.&#39;&amp;nbsp;&lt;/b&gt;&lt;br /&gt;
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&lt;b&gt;Scroll down...&amp;nbsp;&lt;/b&gt;&lt;br /&gt;
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&lt;b&gt;Scroll down some more...............&amp;nbsp;&lt;/b&gt;&lt;br /&gt;
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&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtQ-Kh28acoueOYvibUiS6FVSSxV9xS3VumhPIJ3c16LzYZrGjXC8vQfNXN8gzPUvOQjGAqOFjWceRaeoO4H1Fu9BTnvdymsfZJERsNsnGZh1lOamfzMLrRwaIfAUtDlq10YlDgz7uk7A/s1600/neck.JPG&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;440&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtQ-Kh28acoueOYvibUiS6FVSSxV9xS3VumhPIJ3c16LzYZrGjXC8vQfNXN8gzPUvOQjGAqOFjWceRaeoO4H1Fu9BTnvdymsfZJERsNsnGZh1lOamfzMLrRwaIfAUtDlq10YlDgz7uk7A/s640/neck.JPG&quot; width=&quot;640&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
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&lt;/div&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/7449759806863391218/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/7449759806863391218' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7449759806863391218'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7449759806863391218'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/03/neck-exercise.html' title='Neck Exercise'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhtQ-Kh28acoueOYvibUiS6FVSSxV9xS3VumhPIJ3c16LzYZrGjXC8vQfNXN8gzPUvOQjGAqOFjWceRaeoO4H1Fu9BTnvdymsfZJERsNsnGZh1lOamfzMLrRwaIfAUtDlq10YlDgz7uk7A/s72-c/neck.JPG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-3709572179491547990</id><published>2010-03-31T11:02:00.000+05:30</published><updated>2010-03-31T11:02:05.889+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Poem"/><title type='text'>Chukali Disha Tarihi</title><content type='html'>&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFjhCwtfDhCfSzxcsjkzILHBsr-aCx3Ujh55NQNbjmEjZPSiL61Yp5fTGpuPnyQsm9CsuysGruYPnChziliaQLX6l1h6ZqJXNDDs96Y76FzfG6EaSYR6X2v5J9QTLihPgnS1FMI-3kNrg/s1600/Chukali+Disha+Tarihi.JPG&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;480&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFjhCwtfDhCfSzxcsjkzILHBsr-aCx3Ujh55NQNbjmEjZPSiL61Yp5fTGpuPnyQsm9CsuysGruYPnChziliaQLX6l1h6ZqJXNDDs96Y76FzfG6EaSYR6X2v5J9QTLihPgnS1FMI-3kNrg/s640/Chukali+Disha+Tarihi.JPG&quot; width=&quot;640&quot; /&gt;&lt;/a&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/3709572179491547990/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/3709572179491547990' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/3709572179491547990'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/3709572179491547990'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/03/chukali-disha-tarihi.html' title='Chukali Disha Tarihi'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgFjhCwtfDhCfSzxcsjkzILHBsr-aCx3Ujh55NQNbjmEjZPSiL61Yp5fTGpuPnyQsm9CsuysGruYPnChziliaQLX6l1h6ZqJXNDDs96Y76FzfG6EaSYR6X2v5J9QTLihPgnS1FMI-3kNrg/s72-c/Chukali+Disha+Tarihi.JPG" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-3590241428899911540</id><published>2010-03-29T12:18:00.003+05:30</published><updated>2010-03-29T17:37:23.643+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Harivansh Rai Bachchan"/><title type='text'>Agnipath by Harivansh Rai Bachchan</title><content type='html'>&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwFSq7PaMDKhFAijI5FexbCoXnv5lK8jaKEnd2FkJXbrP3Ai5M1BEch4m-BfcT0W6MZ8fEIwY7RBknYaSWCRLvqfHdTu3GgBxuIB6E5gs867tynasW4wwukKlI8YOOyADxtjB5k7EBkLI/s1600/agnipath1.gif&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;400&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwFSq7PaMDKhFAijI5FexbCoXnv5lK8jaKEnd2FkJXbrP3Ai5M1BEch4m-BfcT0W6MZ8fEIwY7RBknYaSWCRLvqfHdTu3GgBxuIB6E5gs867tynasW4wwukKlI8YOOyADxtjB5k7EBkLI/s400/agnipath1.gif&quot; width=&quot;202&quot; /&gt;&lt;/a&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/3590241428899911540/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/3590241428899911540' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/3590241428899911540'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/3590241428899911540'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/03/agnipath-by-harivansh-rai-bachchan.html' title='Agnipath by Harivansh Rai Bachchan'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwFSq7PaMDKhFAijI5FexbCoXnv5lK8jaKEnd2FkJXbrP3Ai5M1BEch4m-BfcT0W6MZ8fEIwY7RBknYaSWCRLvqfHdTu3GgBxuIB6E5gs867tynasW4wwukKlI8YOOyADxtjB5k7EBkLI/s72-c/agnipath1.gif" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-7226248404337560922</id><published>2010-03-29T12:11:00.001+05:30</published><updated>2010-03-29T12:17:41.185+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Harivansh Rai Bachchan"/><title type='text'>Harivansh Rai Bachchan</title><content type='html'>&lt;div align=&quot;justify&quot;&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;/div&gt;&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrHblOI1lj4RbS0mgEf_gRaB2Alw-ezYStlMHfMn2-yNJiChoptwrdbJO2fCJ8WaBgZNgxD7MdPbwD325s7CAjIZRWEAO3sJKroa855Y0rr9AqKlwEk8yPgZtC9AvQ0-FyFjj96bXjYyA/s1600/20030214007511801.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;320&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrHblOI1lj4RbS0mgEf_gRaB2Alw-ezYStlMHfMn2-yNJiChoptwrdbJO2fCJ8WaBgZNgxD7MdPbwD325s7CAjIZRWEAO3sJKroa855Y0rr9AqKlwEk8yPgZtC9AvQ0-FyFjj96bXjYyA/s320/20030214007511801.jpg&quot; width=&quot;213&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;i&gt;&amp;nbsp;&lt;/i&gt;&lt;b&gt;&lt;i&gt; Harivanshrai Bachchan with his son Amitabh Bachchan.&lt;/i&gt;&lt;/b&gt;&lt;/div&gt;&lt;div style=&quot;text-align: center;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;i&gt;mere adharon par ho antim, vastu na tulsidal pyaalaa &lt;/i&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;i&gt;                                             meri jiwha par ho antim, vastu na gangaajal haalaa &lt;/i&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;i&gt;                                             mere shav ke peechhe chalne waalo, yaad ise rakhnaa &lt;/i&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;i&gt;                                             Ram naam hai satya na kehnaa, kehnaa sachchee Madhushaala&lt;/i&gt; &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;[The last thing on my lips should not be the basil leaf but the cup/ The  last thing on my tongue should not be holy water from the Ganga but  wine/ Those who join my funeral procession, must remember not to say  `Ram is the truth&#39;/ since truth is in the tavern]  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;i&gt;mere shav par vah roae ho, jiske aansoo mein haalaa &lt;/i&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;i&gt;                                             aah bhare voh ho jo surbhit, madiraa pee kar matwaalaa &lt;/i&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;i&gt;                                             daen mujhko ve kandha jinke, pag-mag-dag-mag hoate hoan &lt;/i&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;i&gt;                                             aur jaloon us thaur jahan par, kabhi rahi ho Madhushaala &lt;/i&gt;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;i&gt;                                             &lt;/i&gt;[Only he/she must weep over my corpse, whose tears are full of wine/  Only he/she must sigh, who is intoxicated with drink/ Only they must  lay shoulder to me whose legs jerk and quiver/ And I should be cremated  at a site where once stood a tavern.] &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;i&gt; &lt;/i&gt; &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;A GREAT romantic voice of Hindi poetry that penned such rebellious lines  of rejection of tradition went silently into the night on January 18,  2003. &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;Harivanshrai Bachchan, known to his numerous admirers as Dr. Bachchan,  or simply Bachchanji, had been suffering from serious respiratory  ailments for some time.  In a strange coincidence, suffused with poetic  significance, the end came at midnight, the time of  day that always  drew his poetic attention as a transitional  -   almost mystical  -    moment, specially chosen by nature for major happenings.  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;The second volume of Bachchan&#39;s celebrated autobiography &lt;i&gt;Need Ka  Nirman Phir&lt;/i&gt; (Building a new nest), contains a brilliant piece on  &quot;Midnight&quot;, which constitutes the backdrop to the description of the  death of his first wife, Shyama. With a hint of prophesy, he wrote:  &quot;There is much that has happened in my case at midnight times  -   even  in the material sense.&quot; Midnight was also to spell the final stop to  this fulfilling life of 96 years, which in the poet&#39;s estimation, was  little else than a &lt;i&gt;kshan-bhar jivan&lt;/i&gt; (a moment&#39;s life).  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;The metaphor of midnight is helpful in appreciating Bachchan&#39;s place in  Hindi writing,  especially poetry. Harivanshrai Bachchan must have  published some 30 collections of his poetry. Yet he is known mostly for  his poetic trilogy of &lt;i&gt;Madhushaala&lt;/i&gt;, &lt;i&gt;Madhubaala&lt;/i&gt; and &lt;i&gt;Madhukalash,&lt;/i&gt;  and more so for the first of these. Published in 1935, &lt;i&gt;Madhushaala&lt;/i&gt;  did not just bring Bachchan instant fame. Rendered by the poet at  various &lt;i&gt;kavi sammelans,&lt;/i&gt; it literally became a craze. The poet&#39;s  cinema-star son Amitabh Bachchan was not very far off the mark when he  said that the kind of stardom he enjoyed today, had come his father&#39;s  way a long time back.  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;Harivanshrai Bachchan&#39;s stardom, unique in Hindi literature, was mostly  the gift of &lt;i&gt;Madhushaala&lt;/i&gt;. It is undoubtedly one of the most  enduring works of modern Hindi literature. It has been translated into  English and regional Indian languages such as Bengali, Marathi and  Malayalam. It has been choreographed, and performed on stage. It was  also one the first pieces of Hindi poetry that was set to music, with  its best-selling cassettes and CDs attracting generations of listeners.  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;This amazing popularity of &lt;i&gt;Madhushaala&lt;/i&gt; can be understood only by  placing it in the socio-political and literary context in which it was  written. It is a significant coincidence, perhaps not entirely one, that  the year 1935 also saw the appearance of Jaishankar Prasad&#39;s &lt;i&gt;Kaamayani&lt;/i&gt;,  another milestone in Hindi poetry. The next year saw the publication of  Premchand&#39;s last complete novel, &lt;i&gt;Godaan&lt;/i&gt;. While Premchand&#39;s  realism pointed towards the aesthetics of the future,  &lt;i&gt;Kaamayani&lt;/i&gt;,  written in the form of a &lt;i&gt;Prabandh Kavya&lt;/i&gt; (classic) represented  the strengths and limitations of the urge for freedom as represented by  Hindi &lt;i&gt;Chaayavaadi&lt;/i&gt; (romantic) poetry, of which he was one of the  main exponents.  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;The &lt;i&gt;Chaayavaadi&lt;/i&gt; school represented the advance from theological  and mythological motifs and to the placing of the modern man at the  centre of the universe, a great leap in cultural understanding that  engendered a particular style of lyricism. But the romanticism of this  school had not quite broken out of the web of the mystical. Its imagery  was remote and the language had the polished glitter of artificiality.  It is precisely here that &lt;i&gt;Madhushaala&lt;/i&gt;&#39;s unfettered and sensuous  romanticism challenged &lt;i&gt;Chaayavaad&lt;/i&gt;&#39;s diction and imagery, and  almost instantly won the  endorsement of the literary public. &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;It is important to note that Harivanshrai Bachchan, born in an ordinary  Kaayasth family in a small town near Allahabad and schooled in municipal  and Kaayasth Paathshaalas, gave up his university education to  participate in the great upsurge of nationalism that began in 1930.  Realising after not very long that this was not the path he wanted to  follow, he went back to university. His sensibilities nevertheless  continued to be influenced and moulded by the freedom movement. Through  his translations of Omar Khayyam&#39;s &lt;i&gt;Rubaiyat&lt;/i&gt;, that famous  celebration of Bacchanalia, Bachchan realised the possibilities of using  drinking as a poetic metaphor for freedom. And this was a freedom that  no doubt had more to do with man&#39;s inner spaces. It had to be a  celebration of the individual, his freedoms and his self-assertion. This  was an affirmation of the individual that broke all social, religious  and moral barriers in its radical assertion of the equality of men. This  is what made Bachchan write: &lt;i&gt;dharm granth sab jalaa chuki hei, jiske  bheetar ki jwalaa mandir, masjid, girje sab kuchh, toad chuka jo  matwaalaa pandit, momin, padariyon ke, phandon ko jo kaat chuka kar  sakti hai aaj usi ka, swaagat meri &lt;/i&gt;&lt;i&gt;Madhushaala&lt;/i&gt; [One whose  inner fire has burnt all holy books/ One who has demolished all  religious places  -   temple, mosque or church/ One who has cut himself  free of the clutches of the &lt;i&gt;pandit&lt;/i&gt;, &lt;i&gt;imam &lt;/i&gt;and priest/ He  alone is today welcome in my Madhushaala.]  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;The radical critique of institutional religion is carried further in the  following passage:&lt;i&gt;Musalmaan aur Hindu do hain, ek magar un ka piala,  Ek magar un ka madiralay, ek magar unki hala, Douno rahte ek na jab tak  Mandir-Masjid main jate, Mandir-Masjid bair karate, meil karati  Madhushaala&lt;/i&gt;. [The Muslim and the Hindu are different, but they drink  out of the same cup/ They drink at the same tavern, their wine is also  the same/ They remain together so long as they stay away from the temple  or mosque/ The temple and the mosque divide but the tavern only  unites.]  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;Expanding the idiom of expression beyond the &lt;i&gt;Chaayavaadi&lt;/i&gt;  mainstream, Bachchan brought to his poetic affirmation of the urge for  freedom the sensuousness of the common man&#39;s everyday diction and  sensuousness to Hindi poetry. Little wonder then that he got a rousing  reception and became a literary superstar of his time. But despite his  great popularity (or perhaps because of it), his initial breakthrough  did not lead to the sustained growth of Bachchan as a poet. Alongside  the literary revolution that &lt;i&gt;Madhushaala&lt;/i&gt; brought about, a strong  stream of radical poetry was also emerging, breaking free of the  limitations of the &lt;i&gt;Chaayaavadi&lt;/i&gt; concept of freedom and its  sensibilities. This process fed diverse streams of &lt;i&gt;Nai Kavita&lt;/i&gt;  (new poetry) which finally broke the integument of romanticism. But  Bachchan stuck to his romantic idiom and continued to run as a parallel  stream. Like a seasonal rivulet it was quick to rise and still quicker  to empty itself out. Post-independence, as &lt;i&gt;Nai Kavita&lt;/i&gt; was like a  river in spate, Bachchan was reduced to an isolated island  -   a  popular poet from a bygone era. Although he continued to write and  publish, he was still considered the poet who had had one great idea in  the distant past and never quite managed to reproduce that inspiration.  For the last three decades or more of his life, he was not an active  presence in the field of poetry.  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;The only thing of real significance to come from Bachchan&#39;s pen at a  later stage was his autobiography in four volumes, now considered one of  the landmarks in the evolution of the genre in the Hindi language. This  work has reached the English language readership through a  knowledgeable and sensitive translation and abridgment by Rupert Snell,  entitled &lt;i&gt;In the Afternoon of Time&lt;/i&gt;:&lt;i&gt; An Autobiography&lt;/i&gt;.  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;Bachchan of course had much of interest to write about since his had  been an extremely eventful life, from humble and obscure beginnings to  literary cult status, and much later, a cine superstar&#39;s father. He  taught at the English Department in Allahabad University from 1941 to  1952, and spent the following two years at Cambridge University doing  his doctoral thesis on  W.B. Yeats. Back from Cambridge, he again took  to teaching and also served at All India Radio, Allahabad. In 1955,  Bachchan shifted to Delhi to join the External Affairs Ministry as a  Special Officer for Hindi. Here he is credited with important  contributions towards saving official Hindi from the course of total  divorce from ordinary spoken language that the ultra-nationalists had  set it on. He also enriched Hindi through his translations of major  writings. Besides &lt;i&gt; Rubaiyat&lt;/i&gt;, he will also be remembered for his  Hindi translations of Shakespeare&#39;s &lt;i&gt;Macbeth&lt;/i&gt; and &lt;i&gt;Othello&lt;/i&gt;  and also the &lt;i&gt;Bhagvad Gita&lt;/i&gt;.  &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;Bachchan was nominated to the Rajya Sabha in 1966 and received the  Sahitya Akademi award three years later. In 1976 he was honoured with  the Padma Bhushan for his immense contribution to Hindi literature. He  was also honoured with the Saraswati Samman, the Sovietland Nehru Award  and the Lotus Award of the Afro-Asian writers conference, for his unique  contribution to the world of letters. But if ever asked to introduce  himself, he had a simple introduction: &lt;i&gt;Mitti ka tan, masti ka man,  kshan-bhar jivan -- mera parichay.&lt;/i&gt; (A body of clay, a mind full of  play, a moment&#39;s life  -   that is me.) Truly a man of erudition and  zest.&amp;nbsp;&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;Ref : &lt;/div&gt;&lt;div align=&quot;justify&quot;&gt;&lt;a href=&quot;http://www.hinduonnet.com/fline/fl2003/stories/20030214007511800.htm&quot;&gt;Harivanshrai Bachchan, 1907-2003&lt;/a&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/7226248404337560922/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/7226248404337560922' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7226248404337560922'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7226248404337560922'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/03/harivansh-rai-bachchan.html' title='Harivansh Rai Bachchan'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrHblOI1lj4RbS0mgEf_gRaB2Alw-ezYStlMHfMn2-yNJiChoptwrdbJO2fCJ8WaBgZNgxD7MdPbwD325s7CAjIZRWEAO3sJKroa855Y0rr9AqKlwEk8yPgZtC9AvQ0-FyFjj96bXjYyA/s72-c/20030214007511801.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-983748969554484469</id><published>2010-03-29T12:05:00.004+05:30</published><updated>2010-03-30T14:25:29.610+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Poem"/><title type='text'>Jeevan ki aapa dhapi mein by harivansh rai bachchan</title><content type='html'>&lt;div id=&quot;post_message_10971&quot;&gt;&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;div align=&quot;center&quot;&gt;&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जीवन की आपाधापी में कब वक़्त मिला&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;कुछ देर कहीं पर बैठ कभी यह सोच सकूँ&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जो किया, कहा, माना उसमें क्या बुरा भला।&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जिस दिन मेरी चेतना जगी मैंने देखा&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;मैं खड़ा हुआ हूँ इस दुनिया के मेले में,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;हर एक यहाँ पर एक भुलाने में भूला&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;हर एक लगा है अपनी अपनी दे-ले में&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;कुछ देर रहा हक्का-बक्का, भौचक्का-सा,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;आ गया कहाँ, क्या करूँ यहाँ, जाऊँ किस जा?&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;फिर एक तरफ से आया ही तो धक्का-सा&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;मैंने भी बहना शुरू किया उस रेले में,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;क्या बाहर की ठेला-पेली ही कुछ कम थी,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जो भीतर भी भावों का ऊहापोह मचा,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जो किया, उसी को करने की मजबूरी थी,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जो कहा, वही मन के अंदर से उबल चला,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जीवन की आपाधापी में कब वक़्त मिला&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;कुछ देर कहीं पर बैठ कभी यह सोच सकूँ&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जो किया, कहा, माना उसमें क्या बुरा भला।&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;मेला जितना भड़कीला रंग-रंगीला था,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;मानस के अन्दर उतनी ही कमज़ोरी थी,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जितना ज़्यादा संचित करने की ख़्वाहिश थी,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;उतनी ही छोटी अपने कर की झोरी थी,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जितनी ही बिरमे रहने की थी अभिलाषा,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;उतना ही रेले तेज ढकेले जाते थे,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;क्रय-विक्रय तो ठण्ढे दिल से हो सकता है,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;यह तो भागा-भागी की छीना-छोरी थी;&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;अब मुझसे पूछा जाता है क्या बतलाऊँ&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;क्या मान अकिंचन बिखराता पथ पर आया,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;वह कौन रतन अनमोल मिला ऐसा मुझको,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जिस पर अपना मन प्राण निछावर कर आया,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;यह थी तकदीरी बात मुझे गुण दोष न दो&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जिसको समझा था सोना, वह मिट्टी निकली,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जिसको समझा था आँसू, वह मोती निकला।&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जीवन की आपाधापी में कब वक़्त मिला&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;कुछ देर कहीं पर बैठ कभी यह सोच सकूँ&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जो किया, कहा, माना उसमें क्या बुरा भला।&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;&lt;br /&gt;
&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;मैं कितना ही भूलूँ, भटकूँ या भरमाऊँ,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;है एक कहीं मंज़िल जो मुझे बुलाती है,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;कितने ही मेरे पाँव पड़े ऊँचे-नीचे,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;प्रतिपल वह मेरे पास चली ही आती है,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;मुझ पर विधि का आभार बहुत-सी बातों का।&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;पर मैं कृतज्ञ उसका इस पर सबसे ज़्यादा -&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;नभ ओले बरसाए, धरती शोले उगले,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;अनवरत समय की चक्की चलती जाती है,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;मैं जहाँ खड़ा था कल उस थल पर आज नहीं,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;कल इसी जगह पर पाना मुझको मुश्किल है,&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;ले मापदंड जिसको परिवर्तित कर देतीं&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;केवल छूकर ही देश-काल की सीमाएँ&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जग दे मुझपर फैसला उसे जैसा भाए&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;लेकिन मैं तो बेरोक सफ़र में जीवन के&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;इस एक और पहलू से होकर निकल चला।&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जीवन की आपाधापी में कब वक़्त मिला&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;कुछ देर कहीं पर बैठ कभी यह सोच सकूँ&lt;/span&gt;&lt;/span&gt;&lt;br /&gt;
&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;जो किया, कहा, माना उसमें क्या बुरा भला।&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;&lt;span style=&quot;color: darkorchid;&quot;&gt;&lt;span style=&quot;font-size: medium;&quot;&gt;&lt;/span&gt;&lt;/span&gt;&lt;/div&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/983748969554484469/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/983748969554484469' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/983748969554484469'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/983748969554484469'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/03/jeevan-ki-aapa-dhapi-mein-by-harivansh.html' title='Jeevan ki aapa dhapi mein by harivansh rai bachchan'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-7306886943175669549</id><published>2010-03-24T18:15:00.002+05:30</published><updated>2010-03-25T14:57:29.655+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Earth Hour"/><title type='text'>Earth Hour 2010</title><content type='html'>&lt;div class=&quot;separator&quot; style=&quot;clear: both; text-align: center;&quot;&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUb8XM43Rgh-SnSqD6vQASge93nQibIMK5oAX4FG-VW-X-8FdKLW1WUVqxbejFkREJ4lbxNGDeLiUM9s-EQ9k1dkl9pxIiol6veOmiCpo4eTQnIz3Y9JHnkeVmvI1Edxx_v8m2XKo0zVo/s1600/banner_earthhour_23760.jpg&quot; imageanchor=&quot;1&quot; style=&quot;margin-left: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; height=&quot;129&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUb8XM43Rgh-SnSqD6vQASge93nQibIMK5oAX4FG-VW-X-8FdKLW1WUVqxbejFkREJ4lbxNGDeLiUM9s-EQ9k1dkl9pxIiol6veOmiCpo4eTQnIz3Y9JHnkeVmvI1Edxx_v8m2XKo0zVo/s640/banner_earthhour_23760.jpg&quot; width=&quot;640&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;br /&gt;
&lt;h2 style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;The hour the world unites in a stand against global warming&lt;/span&gt;&lt;/h2&gt;&lt;b&gt;&lt;span style=&quot;font-size: small;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif;&quot;&gt;Earth Hour is a WWF initiative where YOU can show  your support for action on climate change by turning off your lights for  one hour.&lt;/span&gt;&lt;br style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif;&quot; /&gt;&lt;br style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif;&quot; /&gt;&lt;span style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif;&quot;&gt; WWF’s Earth Hour is an inspiring message of hope and action – a global  demonstration about climate change.&lt;/span&gt;&lt;br style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif;&quot; /&gt;&lt;br style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif;&quot; /&gt;&lt;span style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif;&quot;&gt; Become a part of Earth Hour and get useful tips and tools to reduce your  carbon footprint everyday.&lt;/span&gt;&lt;/span&gt;  &lt;br /&gt;
&lt;/b&gt;&lt;br /&gt;
&lt;a href=&quot;http://www.earthhour.in/registration.aspx&quot; target=&#39;_blank&#39;&gt;&lt;b&gt;Sign Up Now &lt;/b&gt;&lt;/a&gt;&lt;br /&gt;
&lt;br /&gt;
&lt;div style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif;&quot;&gt;&lt;span style=&quot;font-size: small;&quot;&gt;At 8.30pm on 27 March 2010, over 4000 cities and towns across the world  will turn off their lights for one hour – Earth Hour – sending a  powerful message that it’s possible to take action on global warming. It  will let world leaders know the world is still watching, following the  UN Climate Summit in Copenhagen in 2009 which leaves room for a better  deal, we believe in not letting the spirits die.&lt;br /&gt;
&lt;br /&gt;
Earth Hour 2009 was hugely successful, reaching millions of people  across the world. In India&amp;nbsp; &lt;/span&gt; &lt;/div&gt;&lt;ul style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif;&quot;&gt;&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;5 million people switched off on that day&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;56 Indian cities participated&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Engaged over 600000 students , 200000 in Delhi alone&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Saved 1000MW of power in that one hour, 600MW of energy saving  in Delhi alone&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;From the icons of history like Qutub Minar, Red Fort, and  Humanyun’s Tomb and Chatrapati Shivaji Terminus to the symbols of modern  India- hotels, cinema complexes and shopping malls - several switched  off&amp;nbsp;&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Connaught Place in Delhi and Brigade Road in Bangalore offered a  unique visual spectacle with just the essential lights turned on.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;100 top public and private sector organizations participated.  Reserve Bank of India, Infosys, Wipro, ICICI, Google, Indian Hotels,  HSBC, Standard Chartered India, HP, ITCWelcomgroup, HUDCO, Taj group of  hotels and PVR. to name a few&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Tremendous support from the Govt of Delhi ( has adopted EH as a  quarterly initiative)&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Unprecedented media coverage/ 100 stories were filed the next  morning of the campaign.&amp;nbsp;&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Aamir Khan-nation&#39;s popular youth icon as the Brand Ambassador.  Whereas,  cricketers Sachin Tendulkar and Anil Kumble also supported the  campaign.&lt;/span&gt;&lt;/li&gt;
&lt;li&gt;&lt;span style=&quot;font-size: small;&quot;&gt;Hundreds of educational institutions including IITs, IIMs, MICA,  Jamia Milia Islamia, JNU among several youth groups, community  organizations and religious groups took ownership of the campaign to  help make it a success from Cochin to Gangtok and Dehradun to  Bubhneshwar.&lt;/span&gt;&lt;/li&gt;
&lt;/ul&gt;&lt;span style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif; font-size: small;&quot;&gt; We want to make Earth Hour 2010 even bigger and better. Apart from Delhi  &amp;amp; Mumbai this year we are taking it to Pune, Ahmedabad,  Hyderabad,  Bangaluru, Chennai and  Kolkata, apart from several other cities where  people will be encouraged to participate and turn-off the lights in  their homes, offices and buildings  from 8:30pm-9:30pm on Saturday, 27  March 2010. Whether you are a business, local authority, school,  community group or individual, we’d love you to take part.&lt;br /&gt;
&lt;br /&gt;
The target groups for this campaign are the urban upper and middle  classes who could express solidarity for a pressing global issue like  climate change, through this voluntary act. The promotion campaign will  begin six weeks prior to D-day and will be culminated in a celebration  of support on that day. The campaign will be conducted in full  coordination with the municipal bodies, police and public safety  agencies.&lt;/span&gt; &lt;span style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif; font-size: small;&quot;&gt;&lt;br /&gt;
&lt;br /&gt;
This event is for everyone who is willing to make a small contribution  for the planet we live on , this campaign needs your commitment – so put  the date in your diary and get ready for Earth Hour 2010!&lt;/span&gt; &lt;span style=&quot;font-family: &amp;quot;Trebuchet MS&amp;quot;,sans-serif; font-size: small;&quot;&gt;&lt;br /&gt;
&lt;br /&gt;
This event is for everyone who is willing to make a small contribution  for the planet we live on (the Earth!) &lt;/span&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/7306886943175669549/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/7306886943175669549' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7306886943175669549'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/7306886943175669549'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/03/earth-hour-2010.html' title='Earth Hour 2010'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgUb8XM43Rgh-SnSqD6vQASge93nQibIMK5oAX4FG-VW-X-8FdKLW1WUVqxbejFkREJ4lbxNGDeLiUM9s-EQ9k1dkl9pxIiol6veOmiCpo4eTQnIz3Y9JHnkeVmvI1Edxx_v8m2XKo0zVo/s72-c/banner_earthhour_23760.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-2521342472440074661</id><published>2010-03-24T18:03:00.001+05:30</published><updated>2010-03-24T18:16:02.757+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Earth Hour"/><title type='text'>Earth Hour 2010 - &quot;Switch on&quot; your minds, &quot;switch off the lights&quot;</title><content type='html'>&lt;div id=&quot;divContent&quot;&gt;&lt;h2&gt;Earth Hour 2010&lt;/h2&gt;&lt;a href=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGWdoSgbSw1uZ7WFoONR-h38IVy0Y930vr08OH5dxBNYFpdLAOdJd67BNxjsUzW6AcpurpAVY7vk4LfT3V9TOTVErSWY7x6UogFuhPro01i8B3r-YXLwYSqzDCC5p3728FtgQZTLgb2j0/s1600/earthhour-logo.jpg&quot; imageanchor=&quot;1&quot; style=&quot;clear: left; float: left; margin-bottom: 1em; margin-right: 1em;&quot;&gt;&lt;img border=&quot;0&quot; src=&quot;https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGWdoSgbSw1uZ7WFoONR-h38IVy0Y930vr08OH5dxBNYFpdLAOdJd67BNxjsUzW6AcpurpAVY7vk4LfT3V9TOTVErSWY7x6UogFuhPro01i8B3r-YXLwYSqzDCC5p3728FtgQZTLgb2j0/s320/earthhour-logo.jpg&quot; /&gt;&lt;/a&gt;&lt;/div&gt;&lt;a name=&#39;more&#39;&gt;&lt;/a&gt;Earth Hour 2010 continues to be a global call to action to every individual,  every business and every community. A call to stand up, to show leadership and  be responsible for our future.&lt;br /&gt;
&lt;br /&gt;
In what we hope will be the world’s  largest mass participation event, Earth Hour 2010 will be the culmination of  over one billion people around the globe, in more than 6000 cities, towns  turning off lights for one hour on one night. Iconic buildings and landmarks  across Asia-Pacific, the Middle East and The Americas will go dark.&lt;br /&gt;
In India, we hope to make &lt;b&gt;Earth Hour 2010&lt;/b&gt; even bigger and  better than last year. Besides Delhi &amp;amp; Mumbai , this year we are taking  Earth Hour to Pune, Ahmedabad, Hyderabad, Bangaluru, Chennai and Kolkata, apart  from several other cities where people will be encouraged to participate and  turn-off the lights in their homes, offices and buildings from &lt;b&gt;8:30pm -  9:30pm on Saturday, 27 March 2010&lt;/b&gt;. Our participation will go a long way  in showing to the world that India is united on its stand against global warming  and is demanding immediate action.&lt;br /&gt;
We want to let the world leaders know that the world is still watching, post  the UN Climate Summit in Copenhagen in 2009 and that we, the citizens of the  planet, demand commitment to actions that will reduce greenhouse gas emissions  for the benefit of the planet.&lt;br /&gt;
&lt;br /&gt;
&lt;br /&gt;
Ref:&lt;br /&gt;
&lt;ol&gt;&lt;li&gt; &lt;a href=&quot;http://www.earthhour.in/about-us/earthhour-2010.aspx&quot;&gt;Earth Hour&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&quot;http://www.thehindu.com/2010/03/11/stories/2010031159730200.htm&quot;&gt;The Hindu &lt;/a&gt;&lt;/li&gt;
&lt;/ol&gt;</content><link rel='replies' type='application/atom+xml' href='http://avinashchougule.blogspot.com/feeds/2521342472440074661/comments/default' title='Post Comments'/><link rel='replies' type='text/html' href='http://www.blogger.com/comment/fullpage/post/3899714719593440499/2521342472440074661' title='0 Comments'/><link rel='edit' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/2521342472440074661'/><link rel='self' type='application/atom+xml' href='http://www.blogger.com/feeds/3899714719593440499/posts/default/2521342472440074661'/><link rel='alternate' type='text/html' href='http://avinashchougule.blogspot.com/2010/03/earth-hour-2010-switch-on-your-minds.html' title='Earth Hour 2010 - &quot;Switch on&quot; your minds, &quot;switch off the lights&quot;'/><author><name>Avinash Chougule</name><uri>http://www.blogger.com/profile/15973415362101370830</uri><email>noreply@blogger.com</email><gd:image rel='http://schemas.google.com/g/2005#thumbnail' width='16' height='16' src='https://img1.blogblog.com/img/b16-rounded.gif'/></author><media:thumbnail xmlns:media="http://search.yahoo.com/mrss/" url="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGWdoSgbSw1uZ7WFoONR-h38IVy0Y930vr08OH5dxBNYFpdLAOdJd67BNxjsUzW6AcpurpAVY7vk4LfT3V9TOTVErSWY7x6UogFuhPro01i8B3r-YXLwYSqzDCC5p3728FtgQZTLgb2j0/s72-c/earthhour-logo.jpg" height="72" width="72"/><thr:total>0</thr:total></entry><entry><id>tag:blogger.com,1999:blog-3899714719593440499.post-7016290279435530503</id><published>2010-03-24T16:21:00.000+05:30</published><updated>2010-03-24T16:21:44.602+05:30</updated><category scheme="http://www.blogger.com/atom/ns#" term="Finance"/><category scheme="http://www.blogger.com/atom/ns#" term="Tax"/><title type='text'>EPF Vs PPF: A foolproof guide</title><content type='html'>&lt;div class=&quot;Section1&quot;&gt;&lt;div&gt;&lt;div&gt;&lt;div&gt;&lt;div&gt;&lt;div&gt;&lt;h1&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 13.5pt;&quot;&gt;EPF Vs PPF: A foolproof guide&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/h1&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 24pt;&quot;&gt;T&lt;/span&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;here are many among us who have this doubt about EPF and PPF. Many of the salaried wonder whether they need to contribute to the PPF too. Those who are not salaried need to differentiate between the bank recurring deposit and the PPF. So here goes a detailed account of what EPF and PPF really are and who can invest in either of them.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;Provident Fund&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;img align=&quot;left&quot; alt=&quot;http://im.rediff.com/money/2010/mar/18pf.jpg&quot; height=&quot;210&quot; src=&quot;cid:image001.jpg@01CAC6C6.2D506C30&quot; v:shapes=&quot;_x0000_s1026&quot; width=&quot;183&quot; /&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;A provident fund is created with a purpose of providing financial security and stability to elderly people. Generally these funds are formed / started when one starts his/her career and is withdrawn on retirement. The contributions/ investments are made on a regular basis (monthly in most cases). The quantum of investment may vary. The investments made by a number of people / employees are pooled together and invested by a trust. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;EPF (Employees Provident Fund)&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;This is implemented by the Employees Provident Fund Organisation of India. Any company with over 20 employees is required to register itself with the EPFO. 12% of the Basic, DA, and cash value of food allowances has to be contributed to the EPF account. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;If one changes company, then the EPF account can be transferred to the new company. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;PPF (Public Provident Fund)&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;This is implemented by State Bank of India with support from India Post. Formed by an act of Parliament the PPF is accessible by anyone who wishes to save towards ones future. The minimum contribution is Rs.500/- and the maximum is Rs.70,000/- per year.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;A passbook is given and the deposit has to be made at an assigned post office of SBI office. Change in the post office or the SBI branch can be done by submitting an application. The passbook has to be carried along to make the deposit at all times.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;EPF and PPF Compared&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;Have seen the basic, let us compare EPF and PPF against different parameters.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;table border=&quot;0&quot; cellpadding=&quot;0&quot; cellspacing=&quot;0&quot; class=&quot;MsoNormalTable&quot; style=&quot;border-collapse: collapse;&quot;&gt;&lt;tbody&gt;
&lt;tr&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 41.35pt;&quot; width=&quot;55&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;S.No.&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 94.45pt;&quot; width=&quot;126&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Comparison Parameter&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 166.5pt;&quot; width=&quot;222&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;EPF&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 176.55pt;&quot; width=&quot;235&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;PPF&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 41.35pt;&quot; width=&quot;55&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;1&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 94.45pt;&quot; width=&quot;126&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Who can Invest?&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 166.5pt;&quot; width=&quot;222&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Any Salaried person. Others not allowed.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 176.55pt;&quot; width=&quot;235&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Any Indian, except NRIs.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 41.35pt;&quot; width=&quot;55&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;2&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 94.45pt;&quot; width=&quot;126&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;How much can one invest? How frequently?&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 166.5pt;&quot; width=&quot;222&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Statutory is 12% of basic +DA. Can   voluntarily increase the contribution. Frequency is monthly from the salary   itself.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 176.55pt;&quot; width=&quot;235&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Any Amount between Rs.500/- and Rs.70,000/-   per year. A maximum of 12 contributions can be made per year subject to a   minimum of Rs.100 per event. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 41.35pt;&quot; width=&quot;55&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;3&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 94.45pt;&quot; width=&quot;126&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Current Returns&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 166.5pt;&quot; width=&quot;222&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;8.5%&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 176.55pt;&quot; width=&quot;235&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;8%&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 41.35pt;&quot; width=&quot;55&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;4&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 94.45pt;&quot; width=&quot;126&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Loan Options&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 166.5pt;&quot; width=&quot;222&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Can make withdrawals for marriage or construction   of house by presenting suitable documents. Loans also possible but not in   favour with contributors and EPFO.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 176.55pt;&quot; width=&quot;235&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Can take loans of upto 50% of the balance   of the 4th from the 6th year onwards. For all future years the same rule or   the 50% of the balance in the account will apply.&amp;nbsp; &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 41.35pt;&quot; width=&quot;55&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;5&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 94.45pt;&quot; width=&quot;126&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Maturity&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 166.5pt;&quot; width=&quot;222&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Can be closed when switching jobs. Can   transfer account to new company till retirement.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 176.55pt;&quot; width=&quot;235&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;15 years. Can be extended indefinitely by   extending for 5 years each after that.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 41.35pt;&quot; width=&quot;55&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;6&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 94.45pt;&quot; width=&quot;126&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Tax Treatment&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 166.5pt;&quot; width=&quot;222&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Contribution gets Section 80C benefit.   Maturity is also tax free if contribution is for over 5 years including   transfers from different companies.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 176.55pt;&quot; width=&quot;235&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Contribution gets Section 80C benefit.   Maturity is also tax free.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;tr&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 41.35pt;&quot; width=&quot;55&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;7&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 94.45pt;&quot; width=&quot;126&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Convenience&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 166.5pt;&quot; width=&quot;222&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Good for the contribution as deducted from   the salary itself. Poor for withdrawal or for loans&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;   &lt;td style=&quot;padding: 0in 5.4pt; width: 176.55pt;&quot; width=&quot;235&quot;&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 10pt;&quot;&gt;Poor for the contribution, withdrawal and   loans. Good for the quantum of investment and frequency of investment.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;/td&gt;  &lt;/tr&gt;
&lt;/tbody&gt;&lt;/table&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;br /&gt;
&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;Some Unique aspects of PPF&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;PPF has some unique features which needs mention. The first one is that PPF is for the bread winner and his/her family. So a father and his children (yet to reach age 18) together can have only one account. This limits the contribution as a group to only Rs.70,000/-. The mother can however have her own account. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;The other unique feature is that in case of insolvency, the PPF account cannot be attached with the other assets for debt settlement process. This feature may be of use in special circumstances, like business people who are in risky businesses. However the PPF account is not secure in case of Income Tax evasion.&lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;b&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;Should one invest in EPF and PPF?&lt;/span&gt;&lt;/b&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;EPF and PPF are cases of classic asset class mismatch - they are savings tools which are implemented for the long term. So technically they are not ideal investment avenues. However as a salaried person, one does not have an option not to invest in EPF. One could make withdrawals for suitable alternative investments if he/she has the self discipline to invest for the long term. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;For those who are spendthrifts, EPF and PPF give an easy means for securing their future, as the inconveniences for making a withdrawal are many. &lt;/span&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot; style=&quot;line-height: 16.8pt; margin-bottom: 7.5pt; text-align: justify;&quot;&gt;&lt;span style=&quot;font-family: &amp;quot;Arial&amp;quot;,&amp;quot;sans-serif&amp;quot;; font-size: 9pt;&quot;&gt;For business people, PPF becomes an attractive option in case they have heavy loans or delayed payment from clients. In the worst case of business failure, atleast their PPF account will give them much needed support to start again.&lt;/span&gt;&lt;span style=&quot;color: #1f497d;&quot;&gt;&lt;o:p&gt;&lt;/o:p&gt;&lt;/span&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div class=&quot;MsoNormal&quot;&gt;&lt;br /&gt;
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