tag:blogger.com,1999:blog-1463864833566802909Tue, 07 Apr 2026 11:12:31 +0000TravelJapanSingaporeJapan TravelogueBowlingFamilyTokyoBabySelf-DriveNRLHokkaidoKanazawaEuropeKansaiKawaguchi LakeKusatsuKyotoLifeMatsumotoMt FujiNomadicSapporoFinancialFood ReviewOnsenOtaruPhotosRestaurantRetirementThe 5 Types of WealthTouristsWorkWork-life BalanceAppleDie With ZeroFoodHokurikuHolidayJ's BowlingKaruizawaKiroroMid-life CrisisPhysicalPiano HotelRetirement PlanningBowling BallCPFForte BowlGamingJayXOneMentalNaraOsakaProperty InvestmentRental IncomeSkiSocialTechnologyTimeTourToyama2-handed bowlingAkihabaraApartmentArimaAtamiBook ReviewCo-livingEast CoastHDBHKHammer BowlingHida-TakayamaHotel ReviewJapaneseKatongKoreaMarine BowlPropertyShirahamaShirakawaSingapore Zoological GardensStocksTakayamaTampines SafraVeniceappseastshorefathergadgetsjaundiceninenzakaparkway east hospitaltech温泉草津360-cameraAA3ABSDAgapeAlternative MedicineAmara SanctuaryAmazon PrimeAnimeAnime CompletedAnime Currently WatchingAnime RecommendationsAnime ReviewsAnime WatchlistApple WatchArashiyamaAsakusaAsian Golf InstituteAu JardinAudiAutomobileBB-8BabaChewsBallsBenjamin KhengBirthdayBudgetCakeChannelCharlie LimChitoseDog SledDogsDriveDrivingDroidEbisuEquityF1FireworksFlea marketFukuokaGero OnsenGionGolfGotemba Premium OutletHKUSTHakodateHakoneHanwooHarajukuHigh TeaHikone CastleHmletHong KongHorse RidingHotelHyattIkaho OnsenInitial DIpadIsomaru suisanJayX1JejuJobJozankeiJust DanceKaminarimonKatong BowlKenrokuKenrokuenKinkaku-jiKinosakiKit ChanKiyomizuderuKodaiji TempleKomaKomaSingaporeKurobeKusakabe ArmeriaKyushuLake HarunaLake ToyaLanguageLeagueLife HacksLondonLucerneLugeMBSMacDonaldsMandaiMarine CoveMetro ResidencesMotivMt AkinaNDPNSRCCNagahamaNeon PigeonNew iPadNijo CastleNintendoNovice Bowling ChallengeOmotesandoOrchid BowlOverseas StayPS3PS4PadangParentsPit StandPlacentaPoodlePro-shopProjection MappingResorts WorldReviewRiver SafariRomeRoppongiRotogripRusutsu ResortSelf-ReminderSentosaShibuyaShimbashiShinjukuShinsaibashiShirakawa-goShoesSilver Play ButtonSingapore FlyerSingapore Food TrailSnow FestivalStar WarsStormStrikeSubscribersSuperbowlSuperbowl TampinesSwitchTCMTakaokaTakeda CastleTampinesTanah MerahThe Force AwakensTokyo SkytreeTokyo Snow StormTonamiTrainingTravel GuideTrident QuestTulipUSJUniversal StudioUniversal Studio JapanUniversal StudiosValkyria ChroniclesWagyuWeave LivingWeekend GetawaysXcodeYoutubeZooearthquakeiPhoneilisannenzakaseafoodsumiitokyo Furnishedtoystranslatorwearable季の庭Singaporean who enjoys traveling to Japan - Traveler/Foodie/Bowler~https://whiteduskred.blogspot.com/noreply@blogger.com (WhiteDusk)Blogger108125tag:blogger.com,1999:blog-1463864833566802909.post-2181860223530255822Sun, 28 Sep 2025 07:01:00 +00002025-09-28T15:01:18.411+08:00Property InvestmentRetirement PlanningSingaporeI've been watching and reading alot about people exhorting how the stock market is better place to park your money compared to property. Well... all I can say is, I have more respect for those channel owners who have been advocating this for at least the last 3-5 years than the ones who just started their channel in the last 3-5 months. But I agree that entering the market in the last 2 https://whiteduskred.blogspot.com/2025/09/underpriced-properties-in-singapore.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-782459737059053964Sat, 20 Sep 2025 03:04:00 +00002025-09-20T11:04:42.195+08:00ABSDCPFDie With ZeroProperty InvestmentRental IncomeStocks Interesting video I watched last nightIn the video he mention about S$450k to finance a $1.5mil property versus the investment returns on S$450 invested in stocks. But if I'm a salaried worker and I can afford a $1.5mil property that probably mean I also have a substantial amount of money in my CPF OA account and I need only S$150k in cash + S$300k in CPF. The remaining S$300k I can then https://whiteduskred.blogspot.com/2025/09/property-vs-stocks.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-6432716818833728693Sat, 13 Sep 2025 14:45:00 +00002025-09-13T22:45:52.240+08:00CPFProperty InvestmentRetirement PlanningStocksAt this stage of my life, this is the start of my 4th 15-year arc and I have to plan for retirement. Below is a very interesting video from Mr Loo which should help many people with their retirement planning.:He mentioned the Four Levers of Retirement Income and I breakdown my own thoughts and strategies below:i) CPF Life (estimated to be S$1.1k when I reach 65)Having a few properties, I will opthttps://whiteduskred.blogspot.com/2025/09/planning-for-retirement.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-3403993150016751284Thu, 04 Sep 2025 09:30:00 +00002025-09-04T17:30:00.129+08:00GamingNintendoSwitch My son doesn’t ask for many things. It’s nearly impossible to solicit an answer from him on what he wants for his birthday present. But if he wants something he will open his mouth and ask… it’s really just waiting for the right time.And not too long ago he asked me if he can purchase Hollow Knight: Silksong on Steam. Seeing I have a long flight to US in the near future, I'm thinking https://whiteduskred.blogspot.com/2025/09/wishlist-on-nintendo-switch.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-4210064870280707612Wed, 03 Sep 2025 05:15:00 +00002025-09-03T13:15:18.441+08:00EquityFinancialPropertyRetirement PlanningI've been watching videos from the FifthPerson recently. And this week they touched on a topic which I really have an interest in: How to build a multi-asset portfolioMy key takeaway from this video is that property market work in cycles, so one must not over leverage. I think that is a very important advice, especially in the present climate where job security is filled with uncertainties. https://whiteduskred.blogspot.com/2025/09/building-multi-asset-portfolio-in.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-5551306528747998570Sun, 24 Aug 2025 17:10:00 +00002025-08-25T01:10:17.825+08:00FamilyFinancialThe 5 Types of WealthWorkWork-life BalanceWhat is success to you? What is your KGI in life?  For me its rather simple:I just want to tell my kid at my deathbed that I was happy to be able to watch him grow up. And I've brought him up to be a good person.I want to tell my wife I was happy I was able to bring her everywhere she wanted to go, and experience everything she wanted to do in life.I want to be able to tell everyone that https://whiteduskred.blogspot.com/2025/08/what-is-success-to-me.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-7316422331985372834Fri, 22 Aug 2025 09:30:00 +00002025-08-22T17:30:00.115+08:00AnimeAnime CompletedAnime Currently WatchingAnime RecommendationsAnime ReviewsAnime WatchlistCompletedDemon SlayerSolo LevelingFrieren: Beyond Journey's EndHAIKYU!! Blue BoxTHE FIRST SLAM DUNKWatching NowMushoku TenseiThe Fragrant Flower Blooms with DignityWatching NextRe:ZERO -Starting Life in Another WorldThe Fragrant Flower Blooms with Dignityhttps://whiteduskred.blogspot.com/2025/08/my-anime-list.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-3186871684499144673Thu, 21 Aug 2025 06:43:00 +00002025-08-21T14:43:38.257+08:00Amazon PrimeAppleApple WatchPhysicalTechnologyThe 5 Types of WealthAs part of my effort to improve on my Physical Wealth, I bite the bullet and invested in an Apple Watch. The major reason why I chose an Apple Watch is because of easy synchronization with my iPhone. And from the 3 models available (SE/10/Ultra2), I went with Series 10.The reason for choosing Series 10 is mainly because of the balance between cost and functionality. Given I'm looking for the ECG https://whiteduskred.blogspot.com/2025/08/got-my-apple-watch-10.htmlnoreply@blogger.com (WhiteDusk)0Singapore1.352083 103.819836-26.958150836178845 68.663586 29.662316836178846 138.976086tag:blogger.com,1999:blog-1463864833566802909.post-3140167042286168283Tue, 19 Aug 2025 03:39:00 +00002025-08-19T16:08:15.606+08:00ADie With ZeroFinancialLife HacksMentalMid-life CrisisPhysicalRetirementRetirement PlanningSocialThe 5 Types of WealthTimeWork-life BalanceThe first 15 years… the Foundation Years~For me will be the growing-up years. Waking up early for school is pain, classes are pain but bearable if seated next to good friends, after-school the sleepiness goes away and the endless energy come. This is the period we learn to walk, goes thru PSLE, get a CCA and/or learn a sport and find out we like the other sex~  Always not enough money https://whiteduskred.blogspot.com/2025/08/life-in-15-year-blocks.htmlnoreply@blogger.com (WhiteDusk)0Singapore1.352083 103.819836-26.958150836178845 68.663586 29.662316836178846 138.976086tag:blogger.com,1999:blog-1463864833566802909.post-3567139940309384799Sun, 17 Aug 2025 01:00:00 +00002025-08-17T09:00:00.114+08:00Alternative MedicineDie With ZeroFinancialMentalMid-life CrisisPhysicalSocialThe 5 Types of WealthTimeWork-life Balance As I approaches my 45th birthday, I start to take stock of where I stand in terms of the 5 Types of Wealth. It is going to be very hard to track the progress without some way of quantifying domain and setting a baseline. And for this purpose I've created a dashboard on Excel and below are the results:My "5-TOW Dashboard"Looking at the table, I've decided that I'm going to work on improving https://whiteduskred.blogspot.com/2025/08/taking-stock-of-my-life-at-45.htmlnoreply@blogger.com (WhiteDusk)0Singapore1.352083 103.819836-26.958150836178845 68.663586 29.662316836178846 138.976086tag:blogger.com,1999:blog-1463864833566802909.post-6578628862572541836Mon, 11 Aug 2025 08:21:00 +00002025-08-19T16:31:47.347+08:00FoodFood ReviewHanwooJejuKoreaRestaurantTravelWagyuAccording to Tripadvisor, Boreumsup is the #1 restaurant in Seogwipo city, Jeju. It's famous for their Hanwoo Beef BBQ and I've been planning to visit since the last trip to Jeju in 2023 when I got to taste Hanwoo Beef for the first time in my life. Unfortunately the location of the restaurant is quite secluded and you either drive or take an Uber ride there. Below is the Google Map with thehttps://whiteduskred.blogspot.com/2025/08/boreumsup-best-hanwoo-beef-restaurant.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-6533463145072008941Sun, 10 Aug 2025 06:19:00 +00002025-08-10T14:19:52.067+08:00Benjamin KhengCharlie LimKit ChanNDPPadangSingaporeIts been 60 years since independence and you would expect SG Govt to put on a show at the Padang with no expenses spared.My favourite parts of the show this year are the jets, parachutes, fireworks and most of all the songs. Kit Chan must be the GOAT for NDPs and I hope you return for SG70.And this year she's returned with Here We Are, together with Charlie Lim and The Island Voices. This https://whiteduskred.blogspot.com/2025/08/ndp-2025-sg60-best-musical.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-7213623302612189076Sat, 09 Aug 2025 08:16:00 +00002025-09-08T11:44:50.316+08:00HmletHotelJapanMetro ResidencesNRLsumiiTokyotokyo FurnishedWeave Living As I start to research on the options for short/long-term stay in Japan in preparation of retirement, I figured that hotel stays will 1) cost too much and 2) not be able to provide a kitchen for some cooking if I so desire.A quick search on Google/ChatGPT got me to these websites: New Updated ListingJust found out about this website Tokyo Furnished after I've signed up with Hmlet.&nbsphttps://whiteduskred.blogspot.com/2025/08/short-term-stay-in-japan-metro.htmlnoreply@blogger.com (WhiteDusk)0Japan36.204824 138.2529247.8945901638211566 103.09667400000001 64.51505783617884 173.409174tag:blogger.com,1999:blog-1463864833566802909.post-8961757352526346107Tue, 05 Aug 2025 16:00:00 +00002025-08-06T00:00:00.121+08:00Book ReviewFinancialLifeMentalMid-life CrisisNRLPhysicalSocialThe 5 Types of WealthTimeWork-life Balance After Die With Zero, The 5 Types of Wealth by Sahil Bloom was the next book I read. I felt both books complimented each other pretty well, both emphazing that monetary wealth is just a tool, and not a destination in our life. Since reading this book, I've found a level of drive in reconnecting with my friends from secondary school, as well as placed a much higher priority on my https://whiteduskred.blogspot.com/2025/08/book-review-5-types-of-wealth.htmlnoreply@blogger.com (WhiteDusk)0Singapore1.352083 103.819836-26.958150836178845 68.663586 29.662316836178846 138.976086tag:blogger.com,1999:blog-1463864833566802909.post-1555602709498276112Mon, 04 Aug 2025 11:29:00 +00002025-08-05T08:09:22.293+08:00Book ReviewDie With ZeroLifeMid-life CrisisNRLWork-life Balance As I approaches the mid-point of my 40s, I start to ponder about the directions I'm taking in my life and I chanced upon this book. One of the biggest takeaway I got from this book was to try and think of life as a journey to collect memory dividends. Money is still necessary but it is not worth living if we end up without any of those memories in life.Another key takeaway is to help the https://whiteduskred.blogspot.com/2025/08/book-review-die-with-zero.htmlnoreply@blogger.com (WhiteDusk)0Singapore1.352083 103.819836-26.958150836178845 68.663586 29.662316836178846 138.976086tag:blogger.com,1999:blog-1463864833566802909.post-4812010630448373968Tue, 31 Oct 2023 09:19:00 +00002023-10-31T17:19:29.925+08:00JapanTokyoTravelWeekend GetawaysWorkJust came back from another business trip to Tokyo. A red-eye flight on a Monday night out from Changi returning on a Friday night flight back from Haneda. That gave me the full 4 days from Tuesday to Friday in Tokyo.A few observations I made during this trip:1) Massive influx of foreigners working in frontline service roles.2) Food is great and still very affordable, especially with the cheaper https://whiteduskred.blogspot.com/2023/10/there-and-back-again-japan-business.htmlnoreply@blogger.com (WhiteDusk)0Tokyo, Japan35.6764225 139.6500277.3661886638211556 104.493777 63.986656336178847 174.806277tag:blogger.com,1999:blog-1463864833566802909.post-3851256581872428659Mon, 16 Oct 2023 01:07:00 +00002023-10-16T09:07:49.269+08:00HDBNomadicNRLPropertyRental IncomeRetirementTravelTwo of the biggest cost drivers in a Nomadic Retirement Lifestyle will be the air tickets and the accommodations. Previously I've mentioned that it will cost a couple around S$4.7k/mth to stay in Japan, and accommodations would have taken up 30-50% of that budget. On top of that there's the little problem of finding your way to the destination. A plane ticket can easily cost between $https://whiteduskred.blogspot.com/2023/10/maximizing-your-dollars-in-retirement.htmlnoreply@blogger.com (WhiteDusk)0Singapore1.352083 103.819836-26.958150836178845 68.663586 29.662316836178846 138.976086tag:blogger.com,1999:blog-1463864833566802909.post-4325806286452094564Tue, 10 Oct 2023 01:58:00 +00002023-10-10T09:58:58.677+08:00BudgetJapanNomadicNRLRetirementThe big MONEY question.... how much do I need to retire if I were to lead a nomadic lifestyle with my spouse? Singapore is a terribly expensive place to live in, but if one were to think positively (no choice, right?) the money earned in Singapore has more purchasing powers in other countries. Take for example the Japanese Yen. When I first went to Japan 25 years ago the vending machines https://whiteduskred.blogspot.com/2023/10/budgeting-for-nomadic-retirement.htmlnoreply@blogger.com (WhiteDusk)0Tokyo, Japan35.6761919 139.65031067.3659580638211537 104.49406060000001 63.986425736178845 174.8065606tag:blogger.com,1999:blog-1463864833566802909.post-1340662312301082792Wed, 04 Oct 2023 09:25:00 +00002023-10-04T17:25:00.147+08:00Co-livingCPFHDBNomadicNRLRental IncomeTwo of the greatest assets most people own in Singapore, an HDB or a condo, and a CPF account. If the plan is to retire before 65, then the property is one's best bet for a recurring income to finance the retirement lifestyle. A 4/5-room HDB flat can probably fetch a monthly rent of S$3,000-4,000 easily. But if I were to rent out that flat and lead my nomadic lifestyle abroad, I will have tohttps://whiteduskred.blogspot.com/2023/10/long-stay-options-in-singapore-for.htmlnoreply@blogger.com (WhiteDusk)0Singapore1.352083 103.819836-26.958150836178845 68.663586 29.662316836178846 138.976086tag:blogger.com,1999:blog-1463864833566802909.post-2161823896184943954Tue, 03 Oct 2023 00:30:00 +00002025-08-05T18:57:05.830+08:00Co-livingFukuokaJapanKyushuNomadicNRLJust read about this event called Co-live Fukuoka. https://colivefukuoka.com/Its apparently an effort by Fukuoka City to invite Digital Nomads to visit and hopefully spread the word that Fukuoka is a viable destination for Digital Nomads. I like Fukuoka very much. I think Tokyo and Osaka are too crowded and if I were to find a long-stay destination in Japan, Fukuoka or Hokkaido would https://whiteduskred.blogspot.com/2023/10/just-read-about-this-event-called-co.htmlnoreply@blogger.com (WhiteDusk)0Fukuoka, Japan33.5901838 130.40168885.2799499638211529 95.245438799999988 61.900417636178844 165.5579388tag:blogger.com,1999:blog-1463864833566802909.post-2674583251041489090Mon, 02 Oct 2023 09:32:00 +00002023-10-03T12:31:36.059+08:00NomadicNRLRetirementTravelSo what is a Nomadic Retirement Life (NRL)?That means we will spend different periods of the year in different parts of the world, preferably where the climate is optimal for that period of the year. We can be in Tokyo from April for a few weeks, watching the sakuras and chasing it north until ending up in Hokkaido by June.Ueno Park, Tokyo, Japan in AprilLake Shikaribetsu, Hokkaido, Japan inhttps://whiteduskred.blogspot.com/2023/10/a-nomadic-retirement-life.htmlnoreply@blogger.com (WhiteDusk)0Singapore1.352083 103.819836-26.958150836178845 68.663586 29.662316836178846 138.976086tag:blogger.com,1999:blog-1463864833566802909.post-3360731464131920080Mon, 02 Oct 2023 05:09:00 +00002023-10-03T12:31:45.496+08:00NomadicNRLOverseas StayRetirement Welcome to my humble abode on the internet space. It's been a long time since I've updated this blog...As I reach my mid-40s, I start to thinking about life outside the corporate world more frequently. It's going to be tough retiring on just CPF monies and even more so when considering the rising cost of living in Singapore. But Singapore will always be our home and immigration has never https://whiteduskred.blogspot.com/2023/10/welcome-to-my-scrapbook-for-retiring.htmlnoreply@blogger.com (WhiteDusk)0Singapore1.352083 103.819836-26.958150836178845 68.663585999999981 29.662316836178846 138.976086tag:blogger.com,1999:blog-1463864833566802909.post-3350080342367373223Tue, 22 Sep 2020 02:38:00 +00002020-09-22T10:38:59.805+08:00DrivingJapanSelf-ReminderTourTravelTravel GuideSomething to consider for Post-Covid... 14 days trip, 10 days of car rental. Start from Osaka and end in Osaka...This is going to be epic! LOL~https://whiteduskred.blogspot.com/2020/09/kansai-chugoku-drive.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-8847954669046885989Fri, 28 Aug 2020 02:07:00 +00002020-08-28T11:21:26.870+08:00JapanJapan TravelogueKanazawaShirakawaShirakawa-goTravel Day 6 Today is about making our way from Takayama to Kanazawa, with a pitstop at Shirakawa-go and Gokayama!  Thanks to the snowfall the night before, the road from Takayama to Shirakawa-go was very scenic! The drive wasn't too long, taking approximately 1 hour. We probably took more time than that as we stopped along the way to take pictures~We largely walked around the area, and visited https://whiteduskred.blogspot.com/2020/03/japan-kansai-kanazawa-kinosaki-drive.htmlnoreply@blogger.com (WhiteDusk)0tag:blogger.com,1999:blog-1463864833566802909.post-8985081461124608333Thu, 14 Nov 2019 16:01:00 +00002019-11-15T14:21:15.263+08:00FamilyLifeTravel My sister passed away exactly 1 year ago today. She fought with stage 4 cancer for 40 months. She was a brave woman. She talked of the disease openly, and I never saw her cry once during her battle with cancer, except on her deathbed... It took me a long time to accept this fact and I sort of avoided family events because of this. It took me a year or so after knowing her illness before I https://whiteduskred.blogspot.com/2019/11/an-eulogy.htmlnoreply@blogger.com (WhiteDusk)0