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Movie Review - Pati Patni Aur Woh

2019-12-30T03:10:00.002-08:00

A well articulated & a fantastic movie for all the couples who get into relationships without knowing & understanding each other. There are times when each of them do not give time to each other, but just move ahead in life & join hands together for a great life. A great message, especially for arranged marriages where the boy & girl hardly know each other, but later fall in love with each other.

Movie moves around a couple where the guy falls for another girl for sharing his happiness, as his wife isn't much understanding & supportive to him; later to realize that it was a fault in his own thoughts. It also shows, how a lie can break the relationships. A misunderstanding between each other could lead to consequences never thought off. To add, it also shows the pushy angel of wife who tried to convince to move to another location of her comfort, but the husband isn't convinced about it. They never thought of even sitting & discussing about it..

A few dialogues in the movie talks about people getting into relationships & later end up battling with each other. Isn't there love? Isn't there care for each other? Movie has great messages for the couples. In all a worth watching before getting into relationships.. Though not everyone's life is filmy...

Will give 4/5 for the way things are presented.

Movie Review - Good Newwz

2019-12-30T02:25:00.000-08:00

The move is a fun element to with a lot of emotions in it. It has a lot of messages to pass on, if noticed well.

It rotates between 2 couple families &; doctor. It tries & talks about the current generation who is so engrossed in their work & miss on to consider the expansion of their families. The stress levels are such that things do not move ahead positively between the couple.

Though the movie talks about the efforts put in by the couple, it also subtly talks about the rest of it. It also shows an angle of how doctors make mistakes for earning some extra pennies for personal benefit, but also show a emotional tangent at one point in time. The worst shown was the card swiping post delivery of the child, which is also a unsaid message in itself.

Movie also showcases a smaller part of what female goes through during the whole pregnancy process & what kind of support does she require from men. While it also shows certain part of what men also goes through with certain level of stress, while they may not go through the physical pain of it.

It also showcases the missing empathy in human beings. But on a later realization things are moved to a smoother level as always like a typical hindi movie. There's no action but just fun & a lot of emotions attached in the movie.

Worth a watch, especially for the current generation couples. Though there are less characters, but each of them have actually justified the role quite well.

In all will give a 3.5/5 for the messages passed & the way things have been showcased. End could have been presented in a little better manner..

Movie Review - Chhichhore

2019-10-08T00:24:00.001-07:00

Chhihhore - A Movie that takes you back to your hostel life. While I havent lived one, but could understand & realize what I probably missed..

A movie all about friends who are a part of Losers Family in the hostel. Life in hostel which makes you turn around, competitive world &; a lot of other stuff. Movie does give great lessons &; learnings.

Its all about family & friends who are always there.. but true ones are always around in bad times as well. Even after years of disconnect, they are still around for any support, anytime, anywhere...

It truly takes you from all sort of comedy to emotional turnarounds with a lot of suspense, especially the end.

Surely not a miss.. If you truly value any relationship..

Would rate 4/5

Movie Review - Dream Girl

2019-10-08T00:19:00.002-07:00

Dream Girl.. Not Hema Malini.. But yet voice like her..

Everyone searches for someone with whom one can share all joys &; sorrows, spend time together in good times &; bad times. One who is always around for each other..

Dream Girl... A story of a girl who was born to spread love, but died its natural death, as everyone wanted a piece of it. In the material &; mean world, everyone looks at their own benefit &; want, while the rest may suffer.

It all starts from desperation to earn some. Pennies for living, to utilizing the skills to the best possible extent.

Ayushman does a fantastic act & so does all the other characters. We dont even realize that there are handful of people who have actually run the whole show.

Would rate 4.5 / 5 - Surely a must watch,

हाय रे ये जालिम दुनिया...

प्यार एक से भी.. अनेक से भी..
धोका एक से भी.. अनेक से भी..

प्यार जायज भी.. नाजायज भी..
धोका जायज भी.. नाजायज भी..

भरोसा किस पर करे..
जिसने दिल देकर भी ना दिया, उस पर भी..
जिसने जान लेकर भी ना ली, उस पर भी..

हाय रे ये जालिम दुनिया वाले...

Movie Review - Wonder Park

2019-08-11T23:54:00.000-07:00

Movie about a kid, her dreams where she build her dream park & it turns out to be true.
Later to realize that when she stopped dreaming, the park went into darkness. The darkness of which destroyed the park & also her dreams. At the end though when she realized, she was able to understand, rebuild & save the park.

This movie really gives a lot of lessons to an individual, if thought, understood the deep meaning in it. As is someone had recently quoted that each animation movie carries a message in itself. There's always a learning at the end of each such movie & it really makes us think a lot. Even each child leaves us with great thoughts & they can give solutions to problems which aren't able to find out..

Pros:
1. Highly positive & entertaining
2. Leaves back us with a lot of thoughts & learning, especially to think positively & never to leave our dream in between.
3. Great animation & story line.
4. There's always a hidden message which universe wants to pass on to us.

Cons:
Couldn't really think of any...

Worth a watch. Will give 4.5/5...

One liners from Dilbert - American comic strip

2019-08-01T19:31:00.001-07:00

Dilbert is an American comic strip and his one liners are famous.
Here are some. Have a laugh

1 A friend in need is a pest indeed.

2 Marriage is one of the chief causes of divorce.

3. Work is fine if it doesn't take too much of your time.

4. When everything comes in your way you're in the wrong lane.

5. The light at the end of the tunnel may be an incoming train..

6. Born free, taxed to death.

7. Everyone has a photographic memory, some just don't have film.

8. Life is unsure; always eat your dessert first.

9. Smile, it makes people wonder what you are thinking.

10. It's not hard to meet expenses, they are everywhere.

11. I love being a writer... what I can't stand is the paperwork.

12. A printer consists of 3 main parts: the case, the jammed paper tray and the blinking red light.

13. The guy who invented the first wheel was an idiot. The guy who invented the other three, he was the genius.

14. The trouble with being punctual is that no one is there to appreciate it.

15. In a country of free speech, why are there phone bills?

15.. If you cannot change your mind, are you sure you have one?

16. Beat the 5 O'clock rush, leave work at noon!

17. If you can't convince them, confuse them.

18. It's not the fall that kills you. It's the sudden stop at the end.

19. I couldn't repair your brakes, so I made your horn louder.

20. Hot glass looks same as cold glass. - Cunino's Law of Burnt Fingers

21. The cigarette does the smoking you are just the sucker.

22. Someday is not a day of the week

23.. Whenever I find the key to success, someone changes the lock.

24. To Err is human, to forgive is not a Company policy.

25. The road to success.... Is always under construction.

26. Alcohol doesn't solve any problems, but if you think again, neither does Milk.

27. In order to get a Loan, you first need to prove that you don't need it.

Movie Review - One Day Justice Delievered

2019-07-31T23:00:00.003-07:00

A high expectation movie after 'A Wednesday' of Anupam Kher.

Movie starts with a lot of suspense, but later moves on to open its cards one by one.

Starts from a doctor & his wife getting kidnapped followed by a hotelier to many more.

Shows a lot of aspects of how a doctor tries to earn money by incorrect medication & additional hospitalization to earn his living & run the hospital. To a Case of hotelier making movies in an inappropriate way of couples to a lot of stuff; later all linked politically.

Unfortunately the law is blinded for the absence of 'Saboot'.. But Anupam Kher as usual decides to take law in his hands & give justice in a different way this time.

Cons:
1. Unnecessary adding item songs in the movie.
2. CID inspector doesn't act like one. Though it's a tough role, but language & behavior doesn't match the role.

Pros
1. Story is able to build on suspense & maintain the flow.
2. Speaks about how law is actually blind & binded by the books.
3. If there are corrupt people in the country they could just kill it.
4. There are few people in the country who are law abiding citizens.

Anupam Kher does a fantastic act as usual. Kumud Mishra does a good role in support, while Esha Gupta plays the CID officer, but seems to be too rusty for the role.

In all a one time watch. Will give 3/5 only for Anupam Kher & the inquiry tricks of Cid officer (which is what is expected of her).

Movie Review - Super 30

2019-07-21T00:55:00.002-07:00

Though not a Movie buff.. still saw the movie for the movement it has created in the market (Social media to be precise)..

Movie starts with a typical 'gaon' ka scene with 'mantri' giving bhashan & stuff. Showcases the struggle a poor person goes through for getting admission in IIT to grow & earn for self. Students with interest in studies really need that backing.

Movie moves ahead with the love story with the struggle Anand faces to get 'finances' for his further studies. It also shows the true picture of how corrupt politicians give fake promises & turn their back later.

Unfortunate Anand falls prey to the money minded people & gets into the flow forgetting his own struggle towards education & starts neglecting the rest. He seems to looking forward for more Vitamin M (Money) for his own benefit.

Later, he realizes the support these poor & deserving students require to grow & earn their living. They are really keen in doing their studies, growing & developing the nation at large.

His realization also results in losses in his personal life. His love doesnt care for him & leaves him alone for the struggle, shows a perspective of the money minded society. It is about how a man changes his direction when he realizes the larger goals & what he has gone through at personal level.

There are scenes of he is being put to situations where he would have to close the free education he is providing to even he being shot. The way students save him & also the support he receives from people whom he has impacted. To end with all his students (batch of 30) passing the entrance to make it to IIT.

In all the concentration was only on Hrithik with some heroic acts by students. There could have been more student centric scenes as well.

Hrithik was decent in his role, but Virendra Saxena (Hrithik's father in movie) played a fantastic character. Even Pankaj Tripathi (Local Minister) & Aditya Srivastava (CEO of Excellence Classes, Abhijit of CID) played really fantastic.

Movie is worth a watch for Anand Kumar. It does passed on a social message that education industry has now become business for most & there are few like him who are taking initiatives for the betterment of the Society. Government really needs to support them.

Even other professions like Doctor, Lawyers are becoming money oriented, while its their bread & butter, but doesnt mean they should play with ones life..

23 facts one should know about Gratuity Act in India!!

2013-12-19T06:53:00.000-08:00

23 facts one should know about Gratuity Act in India!!

Some Basics about Gratuity:

Gratuity Act is applicable to all establishments, where number of employees, are 10 or more in any day of the preceding 12 months. .

Charitable institutes and hospital are also covered under the act.

It includes both commercial and non commercial establishment like educational institutes etc.

Only Basic and Dearness allowance should be considered as wages for the purpose of Gratuity.

Gratuity payment formula:

Example: If an employee leave company after 10 years and his last Basic + Dearness allowance is 10000 then his gratuity will be paid as per following formula.
(10000/26)*15* 10
Please note that above formula will remain same irrespective of employee working in 5 days a week establishment.

FAQ 1: Can an employee claim Gratuity even before completion of 5 years?Yes, An employee can claim gratuity even before completion of 5 years in followings cases:

Death (to his nominees)

Disablement

But the quantum of gratuity will be as per act.

FAQ 2: Can employer forfeit Gratuity, even if employee has completed 5 years?
Yes, employer can forfeit gratuity even if employee has completed 5 years in following cases:

If the services of such employee have been terminated for his riotous or disorderly conduct or any other act of violence on his part, or

If the service of such employee have been terminated for any act which constitutes an offense involving moral turpitude, provided that such offense is committed by him in the course of his employment.

Please note that above act should have been committed by employee during his employment. There should be a proper enquiry held after which employee was found guilty for aforesaid act or misconduct. Once proved guilty, employer should issue termination note to employee describing about his misconduct.

FAQ 3: Gratuity Payment when employee has completed 4 year and 240 days in 5^th year?
This is one the most frequently asked question and there are various views available on it.
In one of the case, Madars High Court has held that an employee who has completed 4 years and 240 working days in 5^th year will be entitled for gratuity i.e. 4 years 10 months and 11 day.
Although, there is no amendment made in the gratuity act, hence the confusion. If you ask me i will take it as, if your establishment is in Madaras then 240 working days in 5^th years will be considered else you can only claim when you complete 5 years.

FAQ 4: Gratuity payment in case employee has worked for more than 5 years with same employer but in different establishment?
Let’s take an example, that if an employee has worked in a company ABC for 3 years and due to some reason, he has been moved to company XYZ under same management. Employee got his Full and Final from ABC Company but not the gratuity amount as he has not completed 5 years there. He has spend another 2.5 years in company XYZ and resigned. At the time of his Full and final, will he be eligible for gratuity?
Answer is yes as both the companies are under same management and employee has completed 5.5 years to gather in both companies.

FAQ 5: Do company need to take insurance policy against LIC? Is it mandatory?
Gratuity payment is responsibility of employer. Nowhere in act, it is mentioned that employer need to take any sort of insurance policy for gratuity payment. Hence it is up to employer whether they want to take insurance policy to cover its gratuity liability.
There are various benefits of taking insurance policy for insurance company to cover gratuity liability, let’s say LIC:

Employer ensure that its liability is taken care by giving regular premium to LIC

Employer get tax rebate against that payment.

LIC also do life insurance for each employee hence in case of employee’s death, employee family get sum insured amount apart from gratuity.

FAQ 6: How much gratuity amount is exempted from income tax?
Upto Rs 10 Lacs.

FAQ 7: Can a company refuse to pay gratuity due to financial Loss to employees?
No, even if company is not doing financial well, company is bound to pay gratuity amount.
Company should ensure that it pays gratuity within 30 days from the date when gratuity become payable to an employee. Also it is responsibility of employer to notify employee about his gratuity payment even if employee do not apply for same. It is employer duty to pay the gratuity.

FAQ 8: Will an employee resigning from service or retrenched by employer will be eligible for Gratuity?
Yes, if they are satisfying the criteria of completion of 5 years. In case of employee who has been retrenched after 5 years of continuous service will get both gratuity and retrenchment benefits.

FAQ 9: Gratuity in case of contractual employee. Who will be responsible to pay gratuity?
In case of contractual employee, contractor is liable to pay gratuity but if contractor do not pay gratuity to employee then principal employer can be directed to pay the gratuity amount.

FAQ 10: Will trainee be entitled for Gratuity after completion of 5 years?
Yes. But employees who are hired for some temporary work should not be considered under gratuity act.

FAQ 11: Company making gratuity as part of CTC is correct?
This is another most debatable topic. Basically CTC stands for, cost to company and every company takes it different way. Hence, it is up to company whether they want to make it part of employee CTC or not.
There are two views:
One, employee become eligible for gratuity only after completion of 5 years so how come company can make it part of employee CTC and what if employee do not complete 5 years and leave the company before.
Second, as it is liability of employer to pay gratuity to employee in two cases: 1) when employee competes 5 years and 2) in case of death and disablement irrespective of completion of 5 years hence employee should make it part of CTC especially when employer has taken insurance policy to cover gratuity liability.

FAQ 12: What is the ceiling of gratuity amount payment?
It is Rs 10 L. In case an employee gratuity amount is more than 10 L then company is bound to pay max 10 L. In case company want to pay more than 10 L then company can pay it as performance bonus or ex gratia.

FAQ 13: How to treat number of months for the purpose of gratuity calculation after completion of 5 years?
For example, if an employee has worked for 5 years and 7 months then for the purpose of gratuity payment, 7 months will be rounded off to an year and he will get gratuity for 6 years but in case employee has worked for 5 years and 5 months then he will be eligible for 5 years gratuity payment only.

FAQ 14: What is the procedure to be followed in case an employer is not paying gratuity to employee or terminating employee services intentionally for purpose of non payment of gratuity.
I would suggest, that employee in such cases should send a letter to employer through registered post mentioning about his employment with organization and asking for gratuity amount. In case, there is no reply from employee then another letter through registered post should be sent where employee should given reference of first letter and ask for reply. Employee should also mention that in case employer do not reply then in that case employee is left with only one option- approaching labour court.
Employee should keep copy of correspondence with employer. I am sure that in many cases, you will receive reply or your gratuity amount from employer. But, in case there is no action taken by employer then you should approach competent authority of their region to file a case.

FAQ 15: Gratuity is part of my CTC. I have left company before completing 5 years. Can I claim my gratuity as it was mentioned in my CTC.
Gratuity is payable only when an employee completes 5 years of continuous service. If an employee leaves company before 5 years then employee is not eligible for gratuity irrespective whether same was part of employee CTC or not.

FAQ 16: I have resigned on 1st Jan 13 and will leave by 30th Jan 13. I will complete 5 years by 20th Jan 13. Will I be eligible for gratuity as I am under notice period? Is it related to my resignation anyways?
To calculate number of years employment, employee’s date of joining and date of leaving is considered and it has nothing to do with date of resignation. In above case, employee will be eligible for gratuity as employee will leave after completing 5 years.

FAQ 17: One of my friend was working with XYZ company on probation period for 1 year and after completion of probation period he got confirmation letter from Management. His total tenure of service was 5 years 3 months (Including Probation Tenure). In view of above scenario, I would like to know about whether he is eligible for Gratuity? Should we consider Probation period/ training period etc. for completion of 5 years of service while computing Gratuity Payment to the concerned employee?
Probation period is considered while calculating eligibility for gratuity.

FAQ 18: Can an employee claim gratuity after completion of 5 years without leaving the organization?
Gratuity can only be claimed once an employee leaves the organization and not in between.

FAQ 19: After an employee leaves organization, in how many days a company should pay his gratuity amount?
Max within 30 days.

FAQ 20: If an employee left us after 5 years without claiming gratuity as part of exit ( I read in gratuity act that he has to make a written request), completed all exit formalities and left. Can he come back and claim gratuity after 3 or 4 years. Is there a time period when he should make the request. What is the liability of the company in such cases?
Gratuity payment is employer liability hence employer need to ensure make payment along with Full and final of employee irrespective whether employee claims it or not. Employee can claim Gratuity any time after exit. This has been the result from many high courts’ verdict on the issue.

FAQ 21: A person worked for ABC company in India. He was sponsored by xyz company in USA on H1 (local work visa) and went to USA for 6 months and was paid by XYZ company in USA. No payroll was run for him in India during that time and hence has a break in payroll in India. Employee returned back to India due to personal reasons and joined back in ABC company. ABC and XYZ companies have two directors in common. So do we need to consider this as continuous employment and pay him gratuity? He signed different agreements with ABC and XYZ companies as per local laws.
Only because the directors of both company is same does not establish relationship with respect to continuous employment especially when employee had different agreement with ABC and XYZ company. Hence as per my opinion, it should not be considered as continuous employment hence gratuity is not applicable.
In case company ABC has given transfer letter to you to work in XYZ company then you can claim gratuity.

FAQ 22: I worked in company ABC for 3 years and then company name changed to XYZ where I have continued and worked for 4 years. We did not have to resign from company ABC and nor did we have to join in company XYZ. There was no new joining letter, no new terms and conditions. Company management also remained same. Salary account created by the company ABC also remained the same.Now after my resignation, the company has not paid my gratuity even after one month. For claiming gratuity in form ‘I’, shall I write the employer name as Company ‘XYZ’ or ‘ABC’ or ‘XYZ (earlier ABC)’.
Company has to pay you your gratuity amount as you are very well eligible for gratuity. Your total tenure is 7 years. You can write to company through registered with AD asking to pay your gratuity amount. In case company do not revert to your letter then you can approach labour office and file your claim.

FAQ 23 : I have worked with a company called “X Pvt Ltd” registered in India for 7yrs and now I’m moving to our USA office (same company registered as “X Inc” in USA). I’ll be a permanent employee in USA from now and on US payroll. I’m no longer an employee of company X registered in India. Am I eligible for gratuity now?
Yes, As you have complete more than 5 years in India, you can claim your gratuity now.

British Rail

2013-12-19T05:33:00.003-08:00

A few years ago, British Rail had a real fall-off in business. Looking for marketing answers, they went searching for a new ad agency—one that could deliver an ad campaign that would bring their customers back.

When the British Rail executives went to the offices of a prominent London ad agency to discuss their needs, they were met by a very rude receptionist, who insisted that they wait.

Finally, an unkempt person led them to a conference room—a dirty, scruffy room cluttered with plates of stale food. The executives were again, left to wait. A few agency people drifted in and out of the room, basically ignoring the executives who grew impatient by the minute. When the executives  tried to ask what was going on, the agency people brushed them off and went about their work.

Eventually, the executives had enough. As they angrily started to get up, completely disgusted with the way they'd been treated, one of the agency people finally showed up.

"Gentlemen," he said, "your treatment here at our Agency is not typical of how we treat our clients—in fact, we've gone out of our way to stage this meeting for you. We've behaved this way to point out to you what it's like to be a customer of British Rail. Your real problem at British Rail isn't your advertising, it's your people. We suggest you let us address your employee attitude problem before we attempt to change your advertising."

The British Rail executives were shocked—but the agency got the account!

The moral of the story: The agency had the remarkable conviction to point out the problem because it knew exactly what needed to be changed. It is always better to call a spade – a spade than beat around the bush! This is also a true representation of the working of many government organisations in many countries.

Systems are important but it is only the people who are the face of any company!

17 interesting Facts about PF (Provident Fund) act in India!!

2013-09-09T01:43:00.003-07:00

17 interesting Facts about PF (Provident Fund) act in India!!

1 : Do employee joining a new company should be made member of PF, if he exceeds PF prescribed limit i.e. Rs 6500/-?

This is most frequently asked question regarding PF. It actually depends upon some facts.

Below are some cases and action which should be taken:

Case 1: Employee was not the member of PF in previous company—In this case you can exclude him from PF eligibility, provided his Basic +DA is more than prescribed limit of Rs 6500/- in your organization. In case employee still wants to be member of PF and both employee and employer agree then employee can also be made member of PF.

Case 2: Employee was member of PF in earlier company—In this case, you cannot exclude him from PF.

Case 3: Employee is fresher: In this case as there is not previous employer hence he was not member of PF ever, he can be excluded from PF.

Please note:

You need to get Form 11 signed from employee, in which employee will give declaration about his membership in PF in previous company.
Also company should have a policy in place to support above mentioned actions.

2: Do we need to continue PF membership of employee whose wages become more than 6500/- after increment?

An employee who is member of PF as his wage (Basic+DA) is less than or equal to 6500 get increment and now his revised wage is more than 6500, in that case, employee cannot be excluded from PF as he is already a member of PF. Hence he will continue to be member of PF.His PF contribution can be limited to 6500 provided company policy allows that.

3: Can an employer reduce wages of an employee, in relation to PF contribution?

As per PF Section 12, an employer cannot do so. But in case, employer is currently deducting PF on higher than prescribe limit of Rs 6500/- and depositing the same to RPFC, in that case, employer can reduce and limit it to Rs 6500/-.

4: In my company, numbers of employees are less than 20. Can we also take volunteer PF Code and start contribution?

Yes. A company can apply for PF code even if the numbers of employees are less than 20. On reaching 20 or more, it is compulsory to take PF Code.

5: There is some ambiguity whether to deduct PF on some of the salary components like arrear, Notice Pay, Leave Encashment etc or not?

We all are aware that PF should be deducted on Basic and DA. But we always have some ambiguity in terms of some components. Here are some clarifications:

PF deduction on wage arrears : Yes, PF should be deducted on arrear paid against component which fall under definition of wages.

PF deduction on Notice pay: No

PF deduction on leave encashment : No

PF deduction on pay for maternity benefit: Yes

Suspension Allowance : No

Special Allowance : there is an ambiguity in this case. Hence I would advise not to keep this as part of your salary structure.

6: Principal employer is liable to pay Provident fund of contractual employee?

Yes, Principal employer is liable to pay Provident Fund in case contractor defaults in doing so, hence principal employer should ensure that contractor should have a PF code and contribute towards PF of his employee working for principal employer. In case of non-availability of PF code in name of contractor, principal employer can make contribution in its PF code.

7: Do Part time, Employee engaged through contractor, Trainee and Apprentice comes under PF act?

Part time employee : Yes

Employee engaged through contractor : Yes

Trainee : Yes

Apprentice under Apprentice Act : No

8: Do education institutions comes under PF Act?

Yes

9: Can I withdraw my previous company PF after joining some other company?

No, you can not. Although every next person changing the job withdraw PF of previous company but it is not allowed as per act.

A person can only withdraw PF, when the person is without job at the time of applying for PF withdraw and 2 months have passed. In fact, it is clearly mentioned in PF Withdraw form i.e. Form 19 also. Currently, PF Office doesn’t have mechanism to track people changing job and withdrawing PF but in future with e commerce in place, it won’t be possible for people withdrawing PF while changing the job. As per law, you are supposed to transfer your existing PF in your new company using Form 13.

10: Can I withdraw money from PF in between? If yes, for which cases?

Yes, you can withdraw partial money from PF in following cases .

1. Marriage or education of self, children or siblings

· You should have completed a minimum of seven years of service.

· The maximum amount you can draw is 50% of your contribution

· You can avail of it three times in your working life.

· You will have to submit the wedding invite or a certified copy of the fee payable.

2. Medical treatment for Self or family (spouse, children, dependent parents)

For major surgical operations or for TB, leprosy, paralysis, cancer, mental or heart ailments
The maximum amount you can draw is 6 times your salary
You must show proof of hospitalization for one month or more with leave certificate for that period from your employer.

3. Repay a housing loan for a house in the name of self, spouse or owned jointly

You should have completed at least 10 years of service.
You are eligible to withdraw an amount that is up to 36 times your wages.

4. Alterations/repairs to an existing home for house in the name of self, spouse or jointly

You need a minimum service of five years (10 years for repairs) after the house was built/bought.
You can draw up to 12 times the wages, only once.

5. Construction or purchase of house or flat/site or plot for self or spouse or joint ownership

You should have completed at least five years of service.
The maximum amount you can avail of is 36 times your wages. To buy a site or plot, the amount is 24 times your salary.
Can be avail of it just once during the entire service.

11: How to file RTI to get update on PF withdrawal or transfer status or PF balance?

You can get immediate answers to your grievances though RTI. You can refer below article to get more detail.

12: What is VPF (Volunteer PF)?

You can contribute more than 12% of your Basic+DA in PF and get same interest on additional contribution. This is called VPF. Please note, employer need not to contribute the same amount in this case.

13: What is EDLI (Employee Deposit linked Insurance)?

Very few people know that PF gives Life Insurance which is called EDLI. Contribution to EDLI is made by employer and employee does not contribute anything in EDLI. Employer need to contribute 0.5% of employee wage capped at 6500/- per month to EDLI. Employee gets Life insurance coverage under EDLI.

Currently PF has increased maximum payout which is Rs 1.3 Lakhs in case of death.

14: Can Employer take insurance policy from insurance company to substitute EDLI?

Yes, Employer can take insurance policy to substitute EDLI.

Employer need to ensure that the benefits from insurance policy are much better than what employee can get from EDLI through PF. Eg. Sum insured in case of death should be more than 1.3 Lakhs. Employees of the company should be aware about it and should have no objection in this. You can approach any insurance company, which provide Group Term Life insurance.

15: What is the interest we get on PF?

This keep changing and you need to keep an eye on such announcement from time to time. It is declared by Central Govt.

16: Provided Fund contribution is taxable income?

17: Do expats need to contribute to PF?

Yes. Please refer notification received from PF on 01st October 2008. Download the notification.

Source:: Yahoogroups.

THE BENEFITS FOR SENIOR CITIZENS IN INDIA

2013-07-23T02:06:00.001-07:00

THE BENEFITS FOR SENIOR CITIZENS IN INDIA

I. Transportation:
Ministry of Road Transport and Highways:

i) Reservation of two seats for senior citizens in front row of the buses of the State Road Transport Undertakings.

ii) Some State Governments are giving fare concession to senior citizens in the State Road Transport Undertaking buses and are introducing Bus Models, which are convenient to the elderly.

Under Delhi Transport Corporation:

1. Special Hire Service: - Apart from the normal services, the Corporation also provides buses to the Citizen of Delhi on Special Hire for marriage parties, picnics, etc.

2. Free/Concessional Passes: - DTC also offers Free Passes to disabled persons, war-widows & their dependents, eminent sport personalities, Freedom Fighters etc. and Concessional Passes to various categories of commuters viz. Students, Senior Citizens, Residents of Resettlement Colonies, Journalists, etc.

For Senior citizens above the age of 60 years, Bus pass for all routes at Rs. 50 per month. Income has to be below Rs. 75000 per year.

Ministry of Railways:

1. Indian Railways provide 30% concession in all classes and trains including Rajdhani/Shatabadi trains for both males and females aged 60 years and above.

2. Indian Railways also have the facility of separate counters for Senior Citizens for purchase/booking/cancellation of tickets.

3. Wheel Chairs for use of older persons are available at all junctions, District Headquarters and other important stations for the convenience of needy persons including the older persons.

4.. Ramps for wheel chairs movement are available at the entry to important stations.

5. Specially designed coaches with provisions of space for wheel chairs, hand rail and specially designed toilet for handicapped persons have been introduced.

Ministry of Civil Aviation:

1. Indian Airlines is providing 50 per cent Senior Citizen Discount on Normal Economy Class fare for all domestic flights to Indian senior citizens who have completed the age of 65 years in the case of male senior citizens and 63 years in the case of female senior citizens subject to certain conditions.

2. Air India is offering discount of 55% to senior citizens of 60 plus on flights to USA, UK and Europe on economy class. Further, Air India has now decided to reduce the age of 60 plus for discount on their domestic routes as well with immediate effect. For Identity card, 2 passport sized photographs have to be submitted along with the form.

3. Sahara Airlines is offering 50% discount on basic fare for travel on its domestic flights only to senior citizens who have attained the age of 62 years. Discount is applicable in economy class only.

4. Kingfisher Airlines offers discount in Business class only for citizens of 65 years or above on sectoral basis. Age proof required.

5. Jetlite offers a discount of 50% on economy class for citizens of 65 years or above. One passport sized photograph required on the form along with age proof.

6. Jet Airways offers discount to senior citizens of 65 years or above.

For availing discount in domestic flights, senior citizens have to fill up a discount form along with a passport sized photograph and Age proof certificate. Jet Airways also provides Senior Citizen I-Card which is available in all ticket counters and requires 2 passport sized photographs and age proof certificate. For the I-Card a very nominal amount is charged.

II. Telecommunications:

i) Faults/complaints of senior citizens are given priority by registering them under senior citizens category with VIP flag, which is a priority category.

ii) Senior citizens are allowed to register telephone connection under N-OYT Special Category, which is a priority category.
iii) MTNL in NCR offers a discount of 25% on Rs. 250 per month Plan. Age limit is 65 years or above.

III. Ministry of Consumer Affairs, Food and Public Distribution:

i) Under the Antyodaya Scheme, the Below Poverty Line (BPL) families which also include older persons are provided food grains at the rate of 35 kgs. per family per month. The food grains are issued @ Rs.3/- per kg. for rice and Rs.2/- per kg. for wheat. The persons aged 60 years above from the BPL category were given priority for identification.

(ii) Under the Annapoorna Scheme being implemented by the States/UT Administration, 10 kgs. of food grains per beneficiary per month are provided free of cost to those senior citizens who remain uncovered under the old age pension scheme.

iii) Instructions to State Governments for giving priority to the Ration Card holders who are over 60 years of age in Fair Price Shops for issue of rations.

IV. Ministry of Health & Family Welfare:

1. Separate queues for elderly persons in hospitals for registration and clinical examination.

2. Special Clinics, every Sunday between 10 am to 12 noon, for elderly persons available at the following hospitals in New Delhi.

a) Lok Nayak Hospital
b) GTB Hospital
c) Deen Dayal Upadhyay Hospital
d) Aruna Asafjahan Ali Hospital
e) Sanjay Gandhi Memorial Hospital
f) Dr. Joshi Memorial Hospital
g) Babu Jagjeevan Ram Hospital
h) Ram Rao Tula Memorial Hospital
i) Lal Bahadur Shastri Hospital

The services include health check-ups, operations, treatment of physically invalid, gynecology, ENT and ophthalmology along with pathological and radio therapy facilities.

V. Income Tax (Ministry of Finance):

1. For senior citizens the exemption limit is Rs. 2,50,000 up to which senior citizen pays no income-tax at all. The benefit of higher exemption limit for a senior citizen is available only when a person has completed 60 years of age.

2. The senior citizen should also take full advantage of section 80C of the Income Tax Act, 1961 whereby deduction up to Rs. 1.00 lakh is available for investment by way of insurance premium, repayment of the housing loan or investment in Senior Citizens Savings Scheme as also the Bank Fixed Deposit.

3. Similarly as also the Bank Fixed Deposit. Similarly, the citizen can also take advantage of the Mediclaim Policy. In case senior citizen or any member of his family suffers from serious medical problem of suffers from some disability he can claim certain other deductions under the tax law.

VI. MINISTRY OF SOCIAL & EMPLOYEMENT

1. Ministry of Social Justice & Empowerment is the nodal Ministry responsible for welfare of the Senior Citizens. It has announced the National Policy on Older Persons which seeks to assure older persons that their concerns are national concerns and they will not live unprotected, ignored and marginalized. The National Policy aims to strengthen their legitimate place in the society and to help older people to live the last phase of their life with purpose, dignity and peace. The National Policy on Older Persons inter alia visualizes support for financial security, health care and nutrition, shelter, emphasis upon education, training and information needs, provision of appropriate concessions, rebates and discounts etc. to Senior Citizens and special attention to protect and strengthen their legal rights such as to safeguard their life and property. The National Policy on Older Persons confers the status of senior citizen to a person who has attained the age of 60 years.

2. The Ministry is also implementing following schemes for the benefit of Senior Citizens:

(a) An Integrated Programme for Older Persons (Plan Scheme) – This Scheme has been formulated by revising the earlier scheme of “Assistance to Voluntary Organizations for Programme relating to the Welfare of the Aged”. Under this Scheme, financial assistance up to 90% of the project cost is provided to NGOs for establishing and maintaining Old Age Homes, Day Care Centers, Mobile Medicare Units and to provide non-institutional services to older persons.

(b) The Scheme of Assistance to Panchayati Raj Institutions/ Voluntary Organizations/Self Help Groups for Construction of Old Age Homes/Multi-Service Centers for older persons (Non Plan Scheme) - Under this Scheme, one time construction grant for Old Age Homes/Multi-Service Centre is provided to non-governmental organizations on the recommendation of the State Governments/ UT Administrations.

VII. Ministry of Rural Development:

1. Under the National Old Age Pension Scheme, Central Assistance of Rs. 75/- p.m. is granted to destitute older persons above 65 years. This Scheme has been transferred to the State Plan w.e.f. 2002-03.

2. Under the Annapurna Scheme, free food grains (wheat or rice) up to 10 kg. per month are provided to destitute older persons 65 years or above who are otherwise eligible for old age pension but are not receiving it.

Online Services introduced by Govt

2013-04-24T06:27:00.001-07:00

INDIAN GOVERNMENTINTRODUCED ONLINE Services

On Politicians

2013-04-24T06:17:00.001-07:00

Politics is the gentle art of getting votes from the poor and campaign funds from the rich, by promising to protect each from the other.

~Oscar Ameringer, "the Mark Twain of American Socialism."

I offered my opponents a deal: "if they stop telling lies about me, I will stop telling the truth about them".

~Adlai Stevenson, campaign speech, 1952..

A politician is a fellow who will lay down your life for his country.

~Texas Guinan. 19th century American businessman

I have come to the conclusion that politics is too serious a matter to be left to the politicians.
~Charles de Gaulle, French general & politician

Instead of giving a politician the keys to the city, it might be better to change the locks.

~Doug Larson (English middle-distance runner who won gold medals at the 1924 Olympic Games in Paris, 1902-1981)

We hang petty thieves and appoint the bigger thieves to public office.~Aesop, Greek slave & fable author

Those who are too smart to engage in politics are punished by being governed by those who are dumber.~Plato, ancient Greek Philosopher

Politicians are the same all over. They promise to build a bridge even where there is no river.~Nikita Khrushchev, Russian Soviet politician

When I was a boy I was told that anybody could become PM; I'm beginning to believe it.~Quoted in 'Clarence Darrow for the Defense' by Irving Stone.

Politicians are people who, when they see light at the end of the tunnel, go out and buy some more tunnel.
~John Quinton, American actor/writer

Quotes About Stupidity

2013-04-21T05:09:00.001-07:00

Quotes About Stupidity

"Never attribute to malice that which can be adequately explained by
stupidity."
*-Anonymous*

"Only two things are infinite, the universe and human stupidity, and I'm
not sure about the former."
*-Albert Einstein*

"Nothing in the world is more dangerous than sincere ignorance and
consciencious stupidity."
*-Martin Luther King, Jr.*

"Men are born ignorant, not stupid. They are made stupid by education."
*-Bertrand Russell*

"Only the wisest and stupidest of men never change."
*-Confucius*

"The trouble with the world is that the stupid are cocksure and the
intelligent are full of doubt."
*-Bertrand Russell*

"Success in almost any field depends more on energy and drive than it does
on intelligence. This explains why we have so many stupid leaders."
*-Sloan Wilson*

"A stupid child is ruin to a father, and a wife’s quarreling is a continual
dripping of rain."
*-The Bible: Hebrew, Proverbs 19:13*

"Stupid is as stupid does."
*-Forrest Gump*

"'Stupid as a man,' say the women: 'cowardly as a woman,' say the men.
Stupidity in a woman is unwomanly."
*-Friedrich Nietzsche*

"The stupid neither forgive nor forget; the naïve forgive and forget; the
wise forgive but do not forget."
*-Thomas Szasz*

"When a stupid man is doing something he is ashamed of, he always declares
that it is his duty."
*-George Bernard Shaw*

"To be stupid and selfish and to have good health are the three
requirements for happiness, though if stupidity is lacking, the others are
useless."
*-Gustave Flaubert*

"Sure the people are stupid: the human race is stupid. Sure Congress is an
inefficient instrument of government. But the people are not stupid enough
to abandon representative government for any other kind, including
government by the guy who knows."
*-Bernard Devoto*

"There is no cure for stupid wives and willful children."
*-Chinese proverb*

"A clever wife often sleeps with a stupid husband."
*-Chinese proverb*

"Unless one pretends to be stupid and deaf, it is difficult to be a
mother-in-law or father-in-law."
*-Chinese proverb*

"The ugly and the stupid have the best of it in this world. They can sit at
their ease and gape at the play. If they know nothing of victory, they are
at least spared the knowledge of defeat."
*-Oscar Wilde*

"You even called me stupid in your verse, and I’m almost agreeing, for
where stupidity is involved, you are quite an expert, friend."
*-Franz Grillparzer*

"Whenever a man does a thoroughly stupid thing, it is always from the
noblest motives."
*-Oscar Wilde*

"One always has the idea of a stupid man as perfectly healthy and ordinary,
and of illness as making one refined and clever and unusual."
*-Thomas Mann*

"The only thing that ever consoles man for the stupid things he does is the
praise he always gives himself for doing them."
*-Oscar Wilde*

"I had rather be an oyster than a man, the most stupid and senseless of
animals."
*-George Berkeley*

"It is dangerous to be sincere unless you are also stupid."
*-George Bernard Shaw*

"We have no words for speaking of wisdom to the stupid. He who understands
the wise is wise already."
*-G.C. Lichtenberg*

"There are only two races on this planet-the intelligent and the stupid."
*-John Fowles*

"Between a fellow who is stupid and honest and one who is smart and
crooked, I will take the first. I won’t get much out of him, but with that
other guy I can’t keep what I’ve got."
*-Gen Lewis B Hershey, Director, Selective Service System*

"One must be a little foolish, if one does not want to be even more stupid."
*-Michel de Montaigne*

"I like to think of my behavior in the sixties as a 'learning experience.'
Then again, I like to think of anything stupid I’ve done as a 'learning
experience.' It makes me feel less stupid."
*-P.J. O’Rourke*

"Only in Britain could it be thought a defect to be 'too clever by half.'
The probability is that too many people are too stupid by three-quarters."
*-John Major*

"You have to believe in God before you can say there are things that man
was not meant to know. I don’t think there’s anything man wasn’t meant to
know. There are just some stupid things that people shouldn’t do."
-David Cronenberg*

Kid's reply..

2013-04-21T05:08:00.002-07:00

Children Are Quick and Always Speak Their Minds
____________________________________

TEACHER: Maria, go to the map and find North America .
MARIA: Here it is.
TEACHER: Correct. Now class, who discovered America ?
CLASS: Maria.
____________________________________

TEACHER: John, why are you doing your math multiplication on the floor?
JOHN: You told me to do it without using the tables.
__________________________________________

TEACHER: Glenn, how do you spell 'crocodile?'
GLENN: K-R-O-K-O-D-I-A-L'
TEACHER: No, that's wrong
GLENN: Maybe it is wrong, but you asked me how I spell it.

(I Love this child)
____________________________________________

TEACHER: Donald, what is the chemical formula for water?
DONALD: H I J K L M N O.
TEACHER: What are you talking about?
DONALD: Yesterday you said it's H to O.
__________________________________

TEACHER: Winnie, name one important thing we have today that we didn't have ten years ago.
WINNIE: Me!
__________________________________________

TEACHER: Glen, why do you always get so dirty?
GLEN: Well, I'm a lot closer to the ground than you are.
_______________________________________

TEACHER: Millie, give me a sentence starting with ' I. '
MILLIE: I is...
TEACHER: No, Millie...... always say, 'I am.'
MILLIE: All right... 'I am the ninth letter of the alphabet'
________________________________

TEACHER: George Washington not only chopped down his father's cherry tree, but also admitted it. Now, Louie, do you know why his father didn't punish him?
LOUIS: Because George still had the axe in his hand......
______________________________________

TEACHER: Now, Simon , tell me frankly, do you say prayers before eating?
SIMON: No sir, I don't have to, my Mom is a good cook.
______________________________

TEACHER: Clyde , your composition on 'My Dog' is exactly the same as your brother's.. Did you copy his?
CLYDE : No sir, It's the same dog.

(I want to adopt this kid!!!)
___________________________________

TEACHER: Harold, what do you call a person who keeps on talking when people are no longer interested?
HAROLD: A teacher

HOW TO MAKE SYMBOLS WITH KEYBOARD

2013-04-21T01:21:00.003-07:00

HOW TO MAKE SYMBOLS WITH KEYBOARD

Alt + 0153..... ™... trademark symbol
Alt + 0169.... ©.... copyright symbol
Alt + 0174..... ®....registered trademark symbol
Alt + 0176 ...°......degre e symbol
Alt + 0177 ...±....plus-or -minus sign
Alt + 0182 ...¶.....paragr aph mark
Alt + 0190 ...¾....fractio n, three-fourths
Alt + 0215 ....×.....multi plication sign
Alt + 0162...¢....the cent sign
Alt + 0161.....¡..... .upside down exclamation point
Alt + 0191.....¿..... upside down question mark
Alt + 1.......☺....smiley face
Alt + 2 ......☻.....black smiley face
Alt + 15.....☼.....sun
Alt + 12......♀.....female sign
Alt + 11.....♂......m ale sign
Alt + 6.......♠.....s pade
Alt + 5.......♣...... Club
Alt + 3.......♥...... Heart
Alt + 4.......♦...... Diamond
Alt + 13......♪.....e ighth note
Alt + 14......♫...... beamed eighth note
Alt + 8721.... ∑.... N-ary summation (auto sum)
Alt + 251.....√.....s quare root check mark
Alt + 8236.....∞..... infinity
Alt + 24.......↑..... up arrow
Alt + 25......↓...... down arrow
Alt + 26.....→.....ri ght arrow
Alt + 27......←.....l eft arrow
Alt + 18.....↕......u p/down arrow
Alt + 29......↔...lef t right arrow

Jokes: Some More humour

2013-03-30T04:28:00.005-07:00

Jokes: Some More humour

I asked my new girlfriend what sort of books she's interested in.
She said: Cheque books.

The easiest way to make your old car run better,
is to check the prices of new car.

What's the difference between a good lawyer and a great lawyer?
A: A good lawyer knows the law. A great lawyer knows the judge.

Nurse: A beautiful woman who holds your hand for one full minute
and then expects your pulse to be normal.

Boss: We are very keen on cleanliness. Did you wipe your feet on
the mat as you came in? New employee: Yes, sir.
Boss: We are also keen on truthfulness. There is no mat.

Q: Why dogs don't marry?
A: Because they are already leading a dog's life!

Q: What's the diff between mother & wife?
A: One woman brings you
into the world crying & the other ensures you continue to do so.

Santa enters kitchen, opens sugar container, looks inside and
closes it. He does this again and again. Why?
Because his Doctor told him to check sugar level regularly.

One World Pyramide To Succes in Life

2013-03-24T04:20:00.001-07:00

   Use The Following Tips Be Achieve The Bet From The Life This A Well Tested Formula For Life.

 
Use... this... in... life

Talk---------------Softly

Walk----------------Humbly

Eat-------------------Sensibly

Breathe--------------------Deeply

Sleep----------------------Sufficiently

Dress---------------------------Smartly

Act-------------------------------Fearlessly

Work---------------------------------Patiently

Think-----------------------------------Truthfully

Believe------------------------------------Correctly

Behave-----------------------------------------Decently

Learn---------------------------------------------Practically

Plan-----------------------------------------------------Orderly

Earn----------------------------------------------------------Honestly

Save--------------------------------------------------------------Regularly

Spend---------------------------------------------------------------Intelligently

Love---------------------------------------------------------------------Passionately

ENJOY --- -------------------------------------------------------------------COMPLETELY

Enjoy this.. Scientist way

2013-03-24T04:15:00.002-07:00

Once all the scientists die and go to heaven............ They decide to play hide-n-seek.........Unfortunately Einstein is the one who has the den...........He is supposed to count up to 100...and then start searching.....

Everyone starts hiding except Newton......... Newton just draws a square of 1 meter and stands in it right in front
of Einstein...........

Einstein's counting 1,2,3......97,98,99.....100........ He opens his eyes and finds Newton standing in front........

Einstein says "newton's out..newton's....out....." Newton denies and says i am not out........ He claims that he is not Newton......

All the scientists come out to see how he proves that he is not Newton..........

Newton says "I am standing in a square of area 1m squared..... That makes me Newton per meter squared...... since one Newton per meter squared is one Pascal, I'm Pascal, Therefore Pascal is OUT...........!

full forms of short Forms ..

2013-03-24T04:10:00.001-07:00

	A	B
1	S	Smile
2	10Q	Thank You
3	1FTR	One For The Road
4	24/7	24 hours a day; 7 days a week
5	A/S/L?	Age/Sex/Location?
6	A/S?	Age/Sex?
7	AAMOF	As A Matter Of Fact
8	ACK	Acknowledgement
9	ACRONYM	Abbreviated Coded Rendition Of Name Yielding Meaning
10	ADD	Attention Deficit Disorder
11	ADHD	Attention Deficit Hyperactivity Disorder
12	ADN	Any Day Now
13	AFAIAC	As Far As I Am Concerned
14	AFAICR	As Far As I Can Recall
15	AFAICT	As Far As I Can Tell
16	AFAIK	As Far As I Know
17	AFAIR	As Far As I Remember/Recall
18	AFAIUI	As Far As I Understand It
19	AFJ	April Fools' Joke
20	AFK	Away From The Keyboard; Away For A Kwickie
21	AFL	AbsoFreakinLutely
22	AFOG	Another Fucking Opportunity for Growth
23	AHPF	All Hail Pass Fail (via MIT)
24	YA x AICMFP	You are x and I claim my five pounds (Britishism; via old newspaper promo)
25	AISB	As I Said Before
26	AISE	As I Said Earlier
27	AISI	As I See It
28	AIUI	As I Understand It
29	AIW	As It Were/Was
30	AKA	Also Known As
31	AMAP	As Much/Many As Possible
32	ANFAWFOS	And Now For A Word From Our Sponsor
33	ANSI	American National Standards Institute
34	AOB	Any Other Business
35	AP	Age Play
36	APAC	All Praise And Credit
37	API	Application Program Interface
38	ARPA	Advanced Research Projects Agency
39	AS	Another Subject
40	ASAP	As Soon As Possible
41	ASCII	American Standard Code for Information Interchange
42	ASL	Age-Sex-Location
43	ASNWS	A Simple No Would Suffice
44	ATB	All The Best
45	ATK	At The Keyboard
46	ATLA	Another Three Letter Acronym
47	ATM	At The Moment
48	ATSL	Along The Same Lines
49	ATTN	Attention
50	ATTYOB	Anything That Turns You On Baby
51	AUP	Acceptable Use Policy
52	AWCIGO	And Where Can I Get One
53	AWGTHTGTATA	Are We Going To Have To Go Through All This/That Again
54	AWGTHTGTTA	Are We Going To Have To Go Through This/That Again
55	AWHFY	Are We Having Fun Yet
56	AWOL	Absent Without Official Leave
57	AYBABTU	All Your Base Are Belong To Us
58	AYMK	As You May Know
59	AYT	Are You There
60	B&D	Bondage and Discipline
61	B/C	Because
62	B4	Before
63	B4N	Bye For Now
64	BAC	By Any Chance
65	BAD	Broken As Designed
66	BAG	Busting A Gut
67	BAGL	Busting A Gut Laughing
68	BAK	Back At Keyboard
69	BBB	Busy Beyond Belief
70	BBFN	Bye Bye For Now
71	BBIAB	Be Back In A Bit
72	BBIAS	Be Back In A Sec
73	BBL	[I'll] Be Back Later
74	BBM	Big Beautiful Man
75	BBR	Burnt Beyond Repair
76	BBS	Bulletin Board System / Be Back Soon
77	BBT	Be Back Tomorrow
78	BBW	Big Beautiful Woman
79	BC	Basket Case
80	BCC	Blind Carbon Copy
81	BCNU	Be Seein' You
82	BDSM	Bondage & Discipline, Dominance & Submission, Sado-Masochism
83	BDSMLMNOP	BDSM and whatever else we might do
84	BEG	Big Evil Grin
85	BF	Boy Friend
86	BFD	Big Fucking Deal
87	BFH	Bastard From Hell
88	BFMI	Brute Force and Massive Ignorance
89	BFN	Bye For Now
90	BFNN	Bizarre Format with No Name (document format)
91	BG	Big Grin
92	BI	Breidbart Index [the SPAM index of a Usenet post]
93	BIAB	Back In A Bit
94	BIAF	Back In A Few
95	BIALW	back in a little while
96	BIAS	Back In A Second
97	BIAW	Back In A While
98	BIC	Best In Class
99	BIL	Brother In Law
100	BION	Believe It Or Not
101	BIOYIOP	Blow It Out Your Input Output Port
102	BITD	Back In The Day
103	BITD	Beaten It To Death
104	BK	Because
105	BMHATK	Banging My Head Against The Keyboard
106	BMHATW	Banging My Head Against The Wall
107	BMOC	Big Man On Campus
108	BMTA	Brilliant Minds Think Alike
109	BMTIPG	Brilliant Minds Think In Parallel Gutters
110	BNF	Big Name Fan
111	BOC	But Of Course
112	BOF	Birds Of a Feather
113	BOFH	Bastard Operator From Hell
114	BOHICA	Bend Over, Here It Comes Again
115	BOHOF	Back Of Hand On Forehead
116	BOS	Big Orange Switch
117	BOT	Back On Topic
118	BOTEC	Back Of The Envelope Calculation
119	BPD	Borderline Personality Disorder
120	BRB	[I'll] Be Right Back
121	BRS	Big Red Switch
122	BRT	Be Right There
123	BSG	Big Smiling Grin; Broad Sweeping Generalisation
124	BSOD	Blue Screen of Death (Windows NT, et al.)
125	BSTS	Better Safe Than Sorry
126	BTA	But Then Again
127	BTAICBW	But Then Again I Could Be Wrong
128	BTAIM	Be That As It May
129	BTDT	Been There, Done That
130	BTDTGTTS	Been There, Done That, Got The T-Shirt
131	BTOBD	Be There Or Be Dead
132	BTOBS	Be There Or Be Square
133	BTSOOM	Beats The Shit Out Of Me
134	BTTH	Butt To The Head
135	BTTP	Back To The Point
136	BTW	By The Way
137	BWG	Big Wide Grin
138	BWQ	Buzz Word Quotient
139	BY	BusY
140	BYKT	But You Know/Knew That
141	BYKTA	But You Know/Knew That Already
142	BYOB	Bring Your Own Bottle/Booze
143	C&P	Copy & Paste
144	C/O	Care Of
145	CADET	Can't Add Doesn't Even Try
146	CB	Call Back
147	CB	Chastity Belt
148	CBT	Cock and Ball Torture/Training
149	CC	Carbon Copy
150	CCWC	Can't Cook Won't Cook
151	CD	Cross Dresser
152	CE	Creative Editing
153	CERT	Computer Emergency Response Team
154	CFD	Call For Discussion
155	CFV	Call For Votes
156	CG	Cute Grin
157	CGI	Common Gateway Interface
158	CHOWUR	See HOW yoU aRe
159	CHUR	See How yoU aRe
160	CIAC	Computer Incident Advisory Capability
161	CIAO	goodbye [pronounced Chow]
162	CIC	Christ I'm Confused
163	CIO	Cut It Out
164	CIS	Complete and Irrevocable Submission
165	CLAB	Crying Like A Baby
166	CLM	Career Limiting Move
167	CMIIW	Correct Me If I'm Wrong
168	CNC	Consensual Non Consent
169	CNP	Continued [In My] Next Post
170	CO	Clothing Optional
171	COD	Cash On Delivery
172	COTFLGUOAHAHA	Crawling On The Floor Laughing Guts Out And Having A Heart Attack
173	COTS	Commercial Off The Shelf
174	CP	Corporal Punishment
175	CPF	Can Pigs Fly
176	CRC	Cyclic Redundancy Check
177	CS	Cop Shop
178	CTS	Carpal Tunnel Syndrome
179	CTTD	Cute Things They Do
180	CTTOI	Come To Think Of It
181	CTTS	Cute Things They Say
182	CU	See You
183	CUL	See You Later
184	CUL8R	See yoU LateR
185	CW	Continuous Wave (the carrier type used for Morse code communications)
186	CW	Conventional Wisdom
187	CWYL	Chat With You Later
188	CYA	Cover Your Ass
189	CYA	See Ya
190	CYA	See You Around
191	CYL	See You Later
192	CYT	Cute Young Thing
193	C\|N>K	"Coffee (piped through) Nose, (redirected to) Keyboard"
194	D&W	Ducking And Weaving
195	D/L	Download
196	D/S or D/s	Dominance and Submission
197	DADT	Don't Ask, Don't Tell
198	DAP	Parents Against Dyslexia :)
199	DARFC	Ducking And Running For Cover
200	DBA	Doing Business As
201	DBT	Dialectical Behavior Therapy
202	DEB	Don't Even Bother
203	DFM	Don't Flame Me
204	DFU	Don't Forget Units
205	DGT	Don't Go There
206	DID	Dissociative Identity Disorder (used to be MPD)
207	DIIK	Damned If I Know
208	DIIN	Damned If I kNow
209	DILLIGAFF	Do I Look Like I Give A Flying Fuck
210	DIM	Do It Myself
211	DIY	Do It Yourself
212	DK	Don't Know
213	DKF	Dreaded Koosh Flogger
214	DL	DownLoad
215	DLG	Devilish Little Grin
216	DLTDHYITAOYWO	Dont Let The Door Hit You In The Ass On Your Way Out
217	DMQ	Do-Me Queen
218	DNA	Did Not Answer
219	DNDK	Don't Know, Don't Care
220	DNO	Do Not Open [used in the subject line of a test post or email]
221	DNPM	Damn Near Pissed Myself
222	DNS	Domain Name System
223	DOA	Dead On Arrival
224	DOB	Date Of Birth
225	DOM	Dirty Old Man
226	DOS	Disk Operating System
227	DOYC	Deity Of Your Choice
228	DOYKB	Down On Your Knees, Bitch
229	DQOTD	Dumb Question Of The Day
230	DSW	Dick Size War
231	DTA	Don't Trust Anybody
232	DTOKAB	Drop To One Knee And Bow
233	DTP	DeskTop Publishing
234	DTRT	Do The Right Thing (contrast with DTWT)
235	DTTAH	Don't Try This At Home
236	DTWT	Do The Wrong Thing (contrast with DTRT)
237	DTYD	Drink Till You Drop (party at MIT)
238	DUCWIC	Do YoU See What I See
239	DUK	Dead Upon Keyboard
240	DWAI	Don't Worry About It
241	DWIM	Do What I Mean
242	DWIMC	Do What I Mean Correctly
243	DWIMNWIS	Do What I Mean Not What I Say
244	DWISNWID	Do What I Say Not What I Do
245	DWIW	Do What I Want
246	DWYW	Do What You Want
247	DYE	Damn Your Eyes
248	DYHWIH	Do You Hear What I Hear
249	DYSWIS	Do You See What I See
250	DoS	Denial of Service
251	E&OE	Errors And Omissions Excepted
252	E2EG	Ear to Ear Grin
253	EANAB	Equally Attractive Non-Alcoholic Beverage
254	ECP	Excessive Cross Posting
255	ED	Emotionally Disturbed
256	EDP	Emotionally Disturbed Person
257	EG	Evil Grin
258	EGBOK	Everything is Going to Be OK
259	EIF	Exercise In Futility
260	EIP	Everything Is Permissible
261	EMFBI	Excuse Me For Butting In
262	EMSG	email message
263	EOB	End Of Business
264	EOD	End Of Discussion
265	EOD	Explosive Ordnance Disposal
266	EOF	End Of File
267	EOL	End Of Lecture
268	EOM	End Of Message
269	EOT	End Of Thread
270	EPID	Every Person Is Different
271	ESOSL	Endless Snorts Of Stupid Laughter
272	ESP	ESPecially
273	ETA	Estimated Time Of Arrival
274	ETLA	Extended Three Letter Acronym
275	ETOPS	Engines Turn Or Passengers Swim (powerboats)
276	EWAG	Experienced Wild-Ass Guess
277	F2F	Face To Face
278	FA	Fat Admirer, one who prefers a fat sexual/romantic partner
279	FAIK	For All I Know
280	FAQ	Frequently Asked Question(s)
281	FCFS	First Come First Served
282	FCOL	For Crying Out Loud
283	FDROTFL	Falling Down Rolling On The Floor Laughing
284	FF	Fist Fucking
285	FFR	For Future Reference
286	FGM	Female Genital Mutilation
287	FIAWOL	Fandom Is A Way Of Life
288	FICCL	Frankly I Couldn't Care Less
289	FIIK	Fuck[ed] If I Know
290	FIIR	fuck[ed] If I Remember
291	FIL	Father In Law
292	FIOFY	Figure It Out For Yourself
293	FIRST	Forum of Incident Response and Security Teams
294	FISH	First In Still Here
295	FITB	Fill In The Blank
296	FLEA	Four Letter Extended Acronym
297	FLT	Fermat's Last Theorem
298	FM	Fibromyalgia
299	FMTYEWTK	Far More Than You Ever Wanted To Know
300	FOAD	Fuck Off And Die
301	FOAF	Friend Of A Friend
302	FOAFOAG	Father Of A Friend Of A Girlfriend
303	FOAG	Father Of A Girlfriend
304	FOD	Finger Of Death
305	FOS	Freedom Of Speech
306	FOT	Full Of Tripe
307	FOTCL	Falling Off The Chair Laughing
308	FRZ	Fruitin' Religious Zealot
309	FSD	Fools Seldom Differ
310	FSDO	For Some Definition Of
311	FSVO	For Some Value Of
312	FTASB	Faster Than A Speeding Bullet
313	FTF	Face To Face
314	FTL	Faster Than Light
315	FTM	For That Matter (or Female To Male trans)
316	FTMP	For The Most Part
317	FTP	File Transfer Protocol
318	FTR	For The Record
319	FTS	Fixin' To Start
320	FTSO	Fuck The Skull Of
321	FUBAR	Fucked Up Beyond All [Repair\|Recognition]
322	FUD	Fear, Uncertainty, And Doubt
323	FURTB	Full Up Ready To Burst
324	FWIW	For What It's Worth
325	FYA	For Your Amusement
326	FYI	For Your Information
327	FYIV	Fuck You, I'm Vested
328	G	Grin
329	GA	Go Ahead
330	GAC	Get A Clue
331	GAFIA	Get Away From It All
332	GAFIATe	(to) Get Away From It All
333	GAL	Get A Life
334	GBH&K	Great Big Hugs & Kisses
335	GBH&KB	Great Big Hugs & Kisses Back
336	GCD	Greatest Common Divisor
337	GD&R	Grinning, Ducking, and Running (after a smart-ass comment)
338	GD&RF	Grinning Ducking And Running Fast
339	GD&RVVF	Grinning Ducking And Running Very Very Fast
340	GD&W	Grinning Ducking And Weaving
341	GF	Girlfriend
342	GFR	Grim File Reaper
343	GG	Genetic Girl
344	GGN	Gotta Go Now
345	GGP	Gotta Go Pee
346	GHOD	General Heuristic Organizing Device
347	GIF	Graphical Interchange Format
348	GIGO	Garbage In Garbage Out; Garbage In Gospel Out
349	GIWIST	Gee I Wish I'd Said That
350	GJP	Good Job Partner
351	GL	good luck
352	GLBT	Gay, Lesbian, Bi, Trans
353	GLG	Goofy Little Grin
354	GLGH	Good Luck and Good Hunting
355	GMT	Greenwich Mean Time [UK Time]
356	GMTA	Great Minds Think Alike
357	GOAT	Go Away, Troll
358	GOK	God Only Knows
359	GOOML	Get Out Of My Life
360	GOTFIA	Groaning On The Floor In Agony
361	GOWI	Get On With It
362	GPF	General Protection Fault
363	GRQ	Get Rich Quick (a type of spam - compare MMF)
364	GRUIT	Get Real yoU Impudent Thing
365	GS	Golden Shower
366	GTBOS	Glad To Be Of Service
367	GTG	Got To Go
368	GTGN	Got To Go Now
369	GTP	Got To Pee
370	H&K	Hugs & Kisses
371	H2	How To
372	HAK	Hugs And Kisses
373	HAND	Have A Nice Day
374	HCB	Holy Cow Batman
375	HHGTTG	Hitch Hiker's Guide To The Galaxy
376	HHIS	Hanging Head In Shame
377	HHO1/2K	Ha Ha Only Half Kidding
378	HHOJ	Ha Ha Only Joking
379	HHOK	Ha Ha, Only Kidding
380	HHOS	Ha Ha, Only Serious
381	HHVF	Ha Ha, Very Funny
382	HIB__	Have I Been ___________
383	HICA	Here It Comes Again
384	HNG	Horny Net Geek
385	HOMPR	Hang On Mobile Phone's Ringing
386	HOPR	Hang On Phone's Ringing
387	HOS	Husband Over Shoulder
388	HOUER	Hanging On yoUr Every Word
389	HOYER	Hanging On Your Every Word
390	HP	Home Page
391	HSF	(variants: H-S-F, HSF) Hand-Staple-Forehead (theatrical angst)
392	HSIK	How Should I Know
393	HSP	Highly Sensitive Person
394	HTH	Hope This Helps (often used with HAND)
395	HTML	HyperText Markup Language
396	HTTP	HyperText Transfer Protocol
397	HW	HardWare
398	HWNINS	He whose name is not spoken
399	HWP	Height and Weight Proportional (i.e.: "normal" build)
400	HWSNBN	He Who Should Not Be Named
401	HWWNBN	He Who Will Not Be Named
402	IAAA	I Am An Accountant
403	IAAD	I Am A Doctor
404	IAAL	I Am A Lawyer
405	IAC	In Any Case
406	IAE	In Any Event
407	IAGFII	It's All Good Fun Isn't It
408	IAMFI	I Ask Merely For Information
409	IAMTA	I Ask Merely To Annoy
410	IANA	Internet Assigned Numbers Authority
411	IANAA	I Am Not An Accountant
412	IANAC	I Am Not A Crook
413	IANAD	I Am Not A Doctor
414	IANAL	I Am Not A Lawyer
415	IANALBIPOOTV	I Am Not A Lawyer But I Play One On TV
416	IANYM	In A New York Minute
417	IANYS	In A New York Second
418	IAP	Internet Access Provider
419	IARTPFWTSIOWIM	I Am Repeating This Parrot Fashion Without The Slightest Idea Of What It Means
420	IAW	In Accordance With
421	IAWC	In A While Crocodile [usually used to reply to SYLA(cf)]
422	IBC	Inadequate But Cute
423	IBM	Inadequate But Marketable
424	IBTD	I Beg To Differ
425	IC	I See
426	ICB	I Care Because
427	ICBW	I Could Be Wrong
428	ICCL	I Couldn't Care Less
429	ICOCBW	I Could Of Course Be Wrong
430	ICP	Internet Content Provider
431	ICTYBTIHTKY	I Could Tell You But Then I'd Have To Kill You
432	ICUR	I See yoU aRe
433	ICYWC	In Case You Were Curious
434	IDGI	I Don't Get It
435	IDIC	Infinite Diversity in Infinite Combinations (via Star Trek)
436	IDK	I Don't Know
437	IDTS	I Don't Think So

heights!!!!!!!!!!!!

2013-03-24T04:09:00.000-07:00

1.What is height of Fashion?
Dhoti with a zip

2. What is height of Secrecy?
Offering blank visiting cards .

3. What is height of Activelaziness?
Asking for a lift to house while on a morning walk.

4. What is height of Laziness?
Adopting a child.

5. What is height of Craziness?
Getting a blank paper Xeroxed.

6. What is height of Forgetfulness?
Seeing the mirror and trying to recollect when you saw him / her last.

7. What is height of Stupidity?
A man looking through a keyhole of a glass door.

8. What is height of Honesty?
A pregnant woman taking one and a half ticket.

9. What is height of Suicide?
A dwarf jumping from the footpath on the road.

10. What is height of De-hydration?
A cow giving milk powder

Ur Personality

2013-03-24T04:07:00.001-07:00

Find your Personality:

1. By Name
2. By Month
3. By Date
4. By Signing Style
---------------------------------------------------

1. BY NAME ******

Does your name begin with: A?
U are not particularly romantic, but you are interested in action. You mean business. With you, what you see is what you get. You have no patience for flirting and can't be bothered with someone who is trying to be coy, cute, demure, and subtly enticing. You are an up-front person. You often don't get hints & you never pass any. Brains turn you on. You must feel that your partner is intellectually stimulating; otherwise you will find it difficult to sustain the relationship. You require loving, cuddling, wining, and dining to know that you're being appreciated. Your mate's physical attractiveness is important for you. You tend to be very practical, & not very emotional. Your choices are very good & can only lead to trouble. You are very self satisfied & egoistic.
__________________________________________________ ______

Does your name begin with: B?
You give off vibes of lazy sensuality. You enjoy being romanced, wined, and dined. You are very happy to receive gifts as an statement of the affection of your lover. You want to be pampered and know how to pamper your mate. You are private in your statement of endearments, and particular when it comes to love. You will hold off until everything meets with your approval. You can control your appetite & feelings. You require new sensations and experiences. You are willing to experiment.
__________________________________________________ ______

Does your name begin with: C?
You are a very social individual, and it is important to you to have a relationship. You require closeness and togetherness. You want the object of your affection to be socially acceptable and good-looking. You see your lover as a friend and companion. You are very sensual, needing someone to appreciate and almost worship you. When this cannot be achieved, you have the ability to hold out on affection until you receive this. You are an expert at controlling your desires and doing without.
__________________________________________________ ______

Does your name begin with: D?
Once you get it into your head that you want someone, you move full steam ahead in your suit. You do not give up your quest easily and when it comes to sex, you are an expert. You are nurturing and caring. If someone has a problem, this turns you on. You are highly passionate, loyal, and intense in your involvement's, sometimes possessive and jealous. You are very sharp & talented often with sense of humor. When people bother to look deep inside they cannot resist what they see. You are stimulated by the eccentric and unusual, having a free and open attitude. You get jealous of other people and lose your temper.
__________________________________________________ ______

Does your name begin with: E?
Your greatest need is to talk. If your date is not a good listener, you have trouble relating. A person must be intellectually stimulating or you are not interested sexually. You need a friend for a lover and a companion. You hate disharmony and disruption, but you do enjoy a good argument once in a while-it seems to stir things up. You flirt a lot, for the challenge is more important. But once you give your heart away, you are uncompromisingly loyal. You will fall asleep with a good book. Sometimes, in fact, you prefer a good book to a lover.
__________________________________________________ ______

Does your name begin with: F?
You are idealistic and romantic, putting your lover on a pedestal. You look for the very best mate you can find. You are a flirt, yet once committed, you are very loyal. You are sensuous and privately passionate. Publicly, you can be showy, extravagant, and gallant. You are a born romantic. Dramatic love scenes are a favorite fantasy past time. You can be a very generous lover.
__________________________________________________ ______

Does your name begin with: G?
You are fastidious, seeking perfection within yourself and your lover. You respond to a lover who is your intellectual equal or superior, and one who can enhance your status. You are sensuous and know how to reach the peak of stimulation, because you work at it meticulously. You can be extremely active-never tiring out. Your duties and responsibilities take precedence over everything else. You may have difficulty getting emotionally close to people.
__________________________________________________ ______

Does your name begin with: H?
You seek a mate who can enhance your zest for life, fun & everything you seek for. You will be very generous to your lover once you have attained a commitment. You are very affectionate & very strong. Your gifts are actually an investment in your partner. Before the commitment, though, you tend to be very careful with your every move and equally cautious in your involvements often, as you believe that you have to look out for yourself. You are a sensual and patient lover. You will hold off till everything meets your full approval. You are a perfectionist, hard to satisfy and strong in your beliefs. Not influential, you always stand your ground. People can always count on you to stand by them in a crisis. You are a dreamer with a passion for life.
__________________________________________________ ______

Does your name begin with: I?
You have a great need to be loved, appreciated...even worshiped. You enjoy luxury, sensuality, and pleasures of the flesh. You like necking spend hours just touching feeling & exploring. You look for lovers who know what they are doing. You are not interested in an amateur, unless that amateur wants a tutor. You are fussy and exacting about having your desires satisfied. You are willing to experiment and try new modes of statement. You bore easily and thus require adventure and change. Your commitments don't last very long & you often tend to stray. Loyalty is not one of your strong points. You are more sensual than sexual, but you are sometimes downright lustful.
__________________________________________________ ______

Does your name begin with: J?
You are blessed with a great deal of physical energy. When used for a good cause there is nothing to stop you, except maybe that they aren't always used for the good. ( you could dance all night.) You respond to the thrill of the chase and the challenge of the mating game. You can carry on great romances in your head. At heart you are a roamer and need to set out on your own every so often. You will carry on long- distance relationships with ease. You are idealistic and need to believe in love. You have a need to be nurtured deep within.
__________________________________________________ ______

Does your name begin with: K?
You are secretive, self-contained, and shy. You are very sexy, sensual, and passionate, but you do not let on to this. Only in intimate privacy will this part of your nature reveal itself. When it gets down to the nitty-gritty, you are an expert. You know all the little tricks of the trade, can play any role or any game, and take your love life very seriously. You don't fool around. You have the patience to wait for the right person to come along. You are very generous & giving, often selfless. You are kind-natured & sweet, which is found to be
attractive by many. You are a good friend.
__________________________________________________ ______

Does your name begin with: L?
You can be very romantic, attached to the glamour of love. Having a partner is of paramount importance to you. You are free in your statement of love and are willing to take chances, try new sexual experiences and partners, provided it's all in good taste. Brains turn you on. You must feel that your partner is intellectually stimulating, otherwise you will find it difficult to sustain the relationship. You require loving, cuddling, wining, and dining to know that you're being appreciated.
__________________________________________________ ______

Does your name begin with: M?
You may appear innocent, unassuming and shy; but we know that appearances can lie. When it comes to sex, you are no novice but something of a skilled technician. You can easily go to extremes, though, running the gamut from insatiability to boredom with the whole idea of love. You can be highly critical of your mate, seeking perfection in both of you. It is not easy to find someone who can meet your standards. You have difficulty expressing emotions and drawing close to lovers. You are often selfish, thinking you are always right no matter what. You never give in. Winning is your prime desire- at any cost. You often forget friends and family and you live for the moment.
__________________________________________________ ______

Does your name begin with: N?
You are emotional and intense. When involved in a relationship, you throw your entire being into it. Nothing stops you; there are no holds barred. You are all consuming and crave someone who is equally passionate and intense. You believe in total freedom. You are willing to try anything and everything. Your supply of energy is inexhaustible. You want to be pampered and know how to pamper your mate. You also enjoy mothering your mate. You often have the greatest love affairs all by yourself, in your head. You are very imaginative.
__________________________________________________ ______

Does your name begin with: O?
You are very interested in fun activities yet secretive and shy about your desires. You can re-channel much of your energy into making money and/or seeking we. You can easily have extended periods of celibacy. You are a passionate, compassionate lover, requiring the same qualities from your mate. Love is serious business; thus you demand intensity, diversity and is willing to try anything or anyone. Sometimes your passions turn to possessiveness, which must be kept in check.
__________________________________________________ ______

Does your name begin with: P?
You are very conscious of social proprieties. You wouldn't think of doing anything that might harm your image or reputation. Appearances count. Therefore, you require a good-looking partner. You also require an intelligent partner. Oddly enough, you may view your partner as your enemy...a good fight stimulates those vibes. You are relatively free of hang-ups. You are willing to experiment and try new ways of doing things. You are very social and sensual; you enjoy flirting and need a good deal of physical gratification.
__________________________________________________ ______

Does your name begin with: Q?
You require constant activity and stimulation. You have tremendous physical energy. It is not easy for a partner to keep up with you. You are an enthusiastic lover and tend to be attracted to people because of their ethnic groups. You need romance, hearts and flowers, and conversation to turn you on and keep you going.
__________________________________________________ ______

Does your name begin with: R?
You are a no-nonsense, action-oriented individual. You need someone who can keep pace with you and who is your intellectual equal-the smarter the better. You are turned on more quickly by a great mind than by a great body. However, physical attractiveness is not very important to you. You have to be proved to be worthy for a partner. You have a need to prove yourself the best. You want feedback on your performance. You are open, stimulating & romantic.
__________________________________________________ ______

Does your name begin with: S?
For you, it is pleasure before business and interested in action. You can be romantically idealistic to a fault and is capable of much sensuality. You are very sexy, sensual, and passionate. But you never loose control of your emotions. Once you make the commitment you stick like glue. You could get jealous and possessive. You tend to be very selfish often regarding yourself as the only human being on the planet. You like being the center of attention. You are very caring, sensitive, private & sometimes very passive. Turned on by soft lights, romantic thoughts. When it gets down to the nitty-gritty, you are an expert. You know all the little tricks of the trade, can play any role, or any game, and take your love life very seriously. You don't fool around. You have the patience to wait for the right person to come along. You are kind nature & sweet, which is found to be attractive by many.

__________________________________________________ ______

Does your name begin with: T?
You are very sensitive, private & sometimes very passive. You like someone who takes the lead. Music, soft lights & romantic thoughts turn you on. You fantasize & tend to fall in & out of love soon. When in love you are romantic, idealistic & mushy. You enjoy having your senses & your feelings stimulated, titillated & teased. You are a great flirt. You can make your relationships fit your dreams, all in your own head. Once you put your mind to something you manage to stand by it and see your dreams through. You aren't very good at expressing your feelings. You like things your own way. You do not like change; you like to hold on to things. This may not always be good because if given an opportunity things may develop into great things. You work your way to the top. Attention must be given to what others say because even though you don't want to hear it their advice may turn ! out to save your life.
__________________________________________________ ______

Does your name begin with: U?
You are enthusiastic & at you're happiest when in love. When not in love you're in love with love and always looking for someone to adore. You see romance as challenge. You are a roamer & needs adventure, excitement freedom. You enjoy giving gifts & looking good. You
are willing to put others feelings above yours.
__________________________________________________ ______

Does your name begin with: V?
You are individualistic & you need freedom, space & excitement. You wait till you know someone well before committing yourself. Knowing someone means psyching her/him out. You feel a need to get into his/her head to see hat makes him tick. You are attracted to eccentric types. You believe that age is no barrier. You are good at responding to danger, fear & suspense.
__________________________________________________ ______

Does your name begin with: W?
You are very proud, determined & refuses to take no for an answer when it come to love. Your ego is at stake all the time. You are romantic, idealistic, often in love with love itself, not seeing your partner for who she or he really is. You feel deeply about love & tends to throw all of your self into a relationship. Nothing is too good for your lover. You like laying love games.
__________________________________________________ ______

Does your name begin with: X?
You need constant stimulation because you get bored quickly. You can handle more than 1 relationship at a time with ease. You can't shut off your mind. You can do 2 things at once. You are very talented.
__________________________________________________ ______

Does your name begin with: Y?
You are sensual & very independent. If you can't have it your way, you will forget the whole thing. You want to control your relationships, which doesn't work out too well. You respond to physical stimulation. However if you can make money you will give up the pleasures of the flesh for the moment. You have a need to prove yourself the best. You want feedback on your performance. You are open, stimulating & romantic.
__________________________________________________ ______

Does your name begin with: Z?
You are very romantic and very sexy. You areYou wind up serving your mate & attracting people who have unusual trouble. You believe that age is no barrier. You are individualistic & you need freedom, space & excitement. You see yourself as a lover's savior.

--------------------------------------------------------------------------------------
--------------------------------------------------------------------------------------

2. BY MONTH ******

JANUARY
*Ambitious and serious *Loves to teach and be taught *Always looking at people's flaws and weaknesses *Likes to criticize *Hardworking and productive *Smart, neat and organised *Sensitive and has deep thoughts *Knows how to make others happy *Quiet unless excited or tensed *Rather reserved *Highly attentive *Resistant to illnesses but prone to colds *Romantic but has difficulties expressing love *Loves children *Homely person *Loyal *Needs to improve social abilities *Easily jealous.

FEBRUARY
*Abstract thoughts *Loves reality and abstract *Loves to chat *Loves those who loves him/her *Intelligent and clever *Changing personality *Temperamental *Does not care of what others think *Loves to travel, the arts and literature *Attractive and suave *Inner and physical beauty *Honest and loyal *Determined to reach goals *Loves freedom *Rebellious when restricted *Loves aggressiveness *Too sensitive and easily hurt *Showing anger easily *Dislike unnecessary things *Loves making friends *Daring and stubborn *Ambitious *Realizing dreams and hopes *Sharp *Loves entertainment and leisure *Romantic *Spendthrift *Learns to show emotions.

MARCH
*Attractive personality *Affectionate *Shy and reserved *Secretive *Naturally honest, generous and sympathetic *Loves peace and serenity *Sensitive to others *Loves to serve others *Not easily angered *Trustworthy *Appreciative and returns kindness *Observant and assess others *Revengeful *Loves to dream and fantasize *Loves traveling *Loves attention *Hasty decisions in choosing partners *Loves home decors *Musically talented *Loves special things *Moody.

APRIL
*Active and dynamic *Decisive and haste but tends to regret *Attractive and affectionate to oneself *Strong mentality *Loves attention *Diplomatic *Consoling *Friendly and solves people's problems *Brave and fearless *Adventurous *Loving and caring *Suave and generous *Emotional *Revengeful *Aggressive *Hasty *Good memory *Moving *Motivate oneself and the others *Sickness usually of the head and chest *Easily get too jealous.

MAY
*Stubborn and hard-hearted *Strong-willed and highly motivated *Sharp thoughts *Easily angered *Attracts others and loves attention *Deep feelings *Beautiful physically and mentally *Firm standpoint *Easily influenced *Needs no motivation *Easily consoled *Systematic (left brain) *Loves to dream *Strong clairvoyance *Understanding *Sickness usually in the ear and neck *Good imagination *Good debating skills *Good physical *Weak breathing *Loves literature and the arts *Loves traveling *Dislike being at home *Restless *Hardworking *High spirited *Spendthrift

JUNE
*Thinks far with vision *Easily influenced by kindness *Polite and soft-spoken *Having lots of ideas *Sensitive *Active mind *Hesitating *Tends to delay *Choosy and always wants the best *Temperamental *Funny and humorous *Loves to joke *Good debating skills *Talkative *Daydreamer *Friendly *Knows how to make friends *Abiding *Able to show character *Easily hurt *Prone to getting colds *Loves to dress up *Easily bored *Fussy *Seldom show emotions *Takes time to recover when hurt *Brand conscious *Executive *Stubborn *Those who loves me are enemies *Those who hates me are friends.

JULY
*Fun to be with *Secretive *Difficult to fathom and to be understood *Quiet unless excited or tensed *Takes pride in oneself *Has reputation *Easily consoled *Honest *Concern about people's feelings *Tactful *Friendly *Approachable *Very emotional *Temperamental and unpredictable *Moody and easily hurt *Witty and starkly *Sentimental *Not revengeful *Forgiving but never forgets *Dislike nonsensical and unnecessary things *Guides others physically and mentally *Sensitive and forms impressions carefully *Caring and loving *Treats others equally *Strong sense of sympathy *Wary and sharp *Judge people through observations *Hardworking *No difficulties in studying *Loves to be alone *Always broods about the past and the old friends *Likes to be quiet *Homely person *Waits for friends *Never looks for friends *Not aggressive unless provoked *Prone to having stomach and dieting problems *Loves to be loved *Easily hurt but takes long to recover *Overly concerned *Puts in effort in work.

AUGUST
*Loves to joke *Attractive *Suave and caring *Brave and fearless *Firm and has leadership qualities *Knows how to console others *Too generous and egoistic *Take high pride of oneself *Thirsty for praises *Extraordinary spirit *Easily angered *Angry when provoked *Easily jealous *Observant *Careful and cautious *Thinks quickly *Independent thoughts *Loves to lead and to be led *Loves to dream *Talented in the arts, music and defense *Sensitive but not petty *Poor resistance against illnesses *Learns to relax *Hasty and rusty *Romantic *Loving and caring *Loves to make friends.

SEPTEMBER
*Suave and compromising *Careful, cautious and organized *Likes to point out people's mistakes *Likes to criticize *Quiet but able to talk well *Calm and cool *Kind and sympathetic *Concerned and detailed *Trustworthy, loyal and honest *Does work well *Sensitive *Thinking *Good memory *Clever and knowledgeable *Loves to look for information *Must control oneself when criticizing *Able to motivate oneself *Understanding *Secretive *Loves sports, leisure and traveling *Hardly shows emotions *Tends to bottle up feelings *Choosy especially in relationships *Loves wide things *Systematic.

OCTOBER
*Loves to chat *Loves those who loves him/her *Loves to takes things at the center *Attractive and suave *Inner and physical beauty *Does not lie or pretend *Sympathetic *Treats friends importantly *Always making friends *Easily hurt but recovers easily *Bad tempered *Selfish *Seldom helps unless asked *Daydreamer *Very opinionated *Does not care of what others think *Emotional *Decisive *Strong clairvoyance *Loves to travel, the arts and literature *Soft-spoken, loving and caring *Romantic *Touchy and easily jealous *Concerned *Loves outdoors *Just and fair *Spendthrift and easily influenced *Easily lose confidence.

NOVEMBER
*Has a lot of ideas *Difficult to fathom *Thinks forward *Unique and brilliant *Extraordinary ideas *Sharp thinking *Fine and strong clairvoyance *Can become good doctors *Careful and cautious *Dynamic in personality *Secretive *Inquisitive *Knows how to dig secrets *Always thinking *Less talkative but amiable *Brave and generous *Patient *Stubborn and hard-hearted *If there is a will, there is a way *Determined *Never give up *Hardly become angry unless provoked *Loves to be alone *Thinks differently from others *Sharp-minded *Motivates oneself *Does not appreciate praises *High-spirited *Well-built and tough *Deep love and emotions *Romantic *Uncertain in relationships *Homely *Hardworking *High abilities *Trustworthy *Honest and keeps secrets *Not able to control emotions *Unpredictable.

DECEMBER
*Loyal and generous *Patriotic *Active in games and interactions *Impatient and hasty *Ambitious *Influential in organizations *Fun to be with *Loves to socialize *Loves praises *Loves attention *Loves to be loved *Honest and trustworthy *Not pretending *Short tempered *Changing personality *Not egoistic *Takes high pride in oneself *Hates restrictions *Loves to joke *Good sense of humor *Logical.

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3. BY DATE ******

If your birthday is on_ _ _ _ (First find ur Colour & then Scroll down to find the nature of the colour..)

December 23rd - January 1st =RED
Red

January 2nd - January 11th =ORANGE
Orange

January 12th - January 24th =YELLOW
Yellow

January 25th - February 3 =PINK
Pink

February 4th - February 8th =BLUE

February 9th - February 18th =GREEN
Green

February 19th - February 28th =BROWN
Brown

March1st - Match 10th =AQUA
Aqua

March 11 - March 20th =LIME

March 21 st =BLACK
Black

March 22 nd - March 31st =PURPLE
Purple

April 1st - April 10th =NAVY
Navy

April 11th - April 20th =SILVER
Silver

April 21st - April 30th =WHITE

May 2nd - May 14th =BLUE
Blue

May 15th - May 24th =GOLD

May 25th - June 3rd =CREAM
Cream

June 4th - June13th =GRAY
Gray

June 14 - June 23rd =MAROON
Maroon

June 24th =GRAY
Gray

June 25 - July 4th =RED
Red

July 5th - July 14th =ORANGE
Orange

July 15th - July 25 th =YELLOW

July 26th - August 4 th =PINK
Pink

August 5th - August 13th =BLUE
Blue

August 14th - August 23rd =GREEN
Green

August 24 - September 2nd =BROWN
Brown

September 3rd - September12th =AQUA

September 13th - September 22nd =LIME

September 23rd =OLIVE
Olive

September 24th - October 3rd =PURPLE
Purple

October 4th - October 13th =NAVE
Nave

October 14th - October 23rd =SILVER
Silver

October 24 - November 11th =WHITE

November 12th - November 21st =GOLD

November 22nd - December1st =CREAM

December 2nd - December11th =GRAY
Gray

December 12th - December 21st =MAROON
Maroon

December 22nd =TEAL..............
Teal

RED
Liked to be loved. Fresh and cheerful, but can be "moody" at times. Capable with people, nice, soft, and that can love you for the way you are. Likes people that are easy to talk to, and can make you feel comfortable.
CREAM
Competitive and sportive. Don't like losing and always cheerful! You are trustworthy, and very out-going. You choose love carefully, and don't fall in love easily. But once you find the right one, you don't let go for a long long time.
TEAL
You are mostly interested in your looks. And have high standards in picking love. You think and make a solution precisely, and hardly make stupid mistakes. You like to lead, and is easy for you to make new friends.
GREY
You are attractive, and active. You never hide your feelings, and express everything that's inside. But can be selfish at times. You want to be noticed, and don't like to be treated unequally. You can brighten up people's day. You know what to say at the right time, and you have a good sense of humor.
GREEN
You are attractive, and love your life. You get along well with new people. You are not really a shy person, but rarely you can hurt people's feelings by your words... You like trying new things. You like to be loved and noticed by your lover.
GOLD
You know what's right and what's wrong. You are cheerful and out going. It's hard for you to find the one you want, but once you find the right person, you won't be able to fall in love again for a long time.
PINK
You are always trying your best in everything, and like to help and care for other people. But you are not easily satisfied. You have negative thoughts, and you look for romantic love like in a fairytale.
YELLOW
You are sweet and innocent. Trusted by many people, and have a strong leadership towards relationships. You make good decision and make the right choice at the right time. And always dreaming of romantic relationship.
MAROON
You are intelligent, and know what's right. You like to take things go your way, which can sometimes cause trouble or not thinking about other people's feelings. But you are patient when it comes to love... Once you get a hold of the right person, it's hard for you to find a better love.
ORANGE
You are responsible for your own actions, and you know how to treat people. You always have goals to reach, and are competitive. When it comes to friendship, you find it hard to trust someone, but once you find the right friend, you trust them for ever.
PURPLE
You are mysterious, never selfish and get interested in things easily. Your day can be sad or happy depending on your mood. You are popular between friends but you can act stupid at times, and forget things easily. You go for person that's trustworthy.
LIME
You are calm, but easily stressed out. You get jealous easily, and complain over little things. You can't get stuck into one thing, but you have a capable personality for everyone to trust you and like you.
SILVER
You are imaginative and shy, but you like trying new things. You like to challenge yourself. You learn things easily, and like "Hard to get". Your love life is normally hard and confusing.
WHITE
You dream and have goals in your life. You get jealous easily and you don't react to things easily. You are different and sometimes thought highly by others.
OLIVE
You are warm and light hearted. You seem to flow well with friends and family. You don't like violence and know what's right. You are kind and cheerful, but don't envy other people easily.
BROWN
You are active and sportive. It's hard for other people to become close with you, but you fall in love easily. But once you find out you can't get something, you give up and let go easily as well.
BLUE
You have low self-esteem, and very picky. You are artistic and like to fall in love, but you let your love pass by, by loving with your mind, not your heart.
NAVY
You are attractive, and love your life. You have a strong feeling towards everything. And very easily distracted. Once you get angry at someone, it's hard for you to forgive them.
AQUA
Your feelings change suddenly and easily. You are always lonely, and like travelling. You are truthful, but listen and believe other people too easily. It's hard to find love for you, and you get lost in love easily. Sometimes you get hurt by love.
BLACK
You are challenging, and have the "guts". But you don't like changes in your life. And once you make a decision, you keep it that way for a long time. Your love life is also challenging, and different.
ORANGE
You are responsible for your own actions, and you know how to treat people. You always have goals to reach, and are competitive. When it comes to friendship, you find it hard to trust someone, but once you find the right friend, you trust them for ever.

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4. By SIGNING STYLE ******

SINGLE UNDERLINE BELOW THE SIGN
These persons are very confident and are good personalities. They are a little bit selfish but believe in "Happiness of human life".

TWO DOTS BELOW THE SIGN
These persons are considered to be Romantic, can easily change their fiancï¿½es as if they change their clothes. They prefer beauty in other persons & they themselves try to look beautiful. They easily attract others.

SINGLE DOT BELOW THE SIGN
These persons are more inclined towards classical arts, simple & are very cool. If you loose faith with them, then these persons will never look back at you. Hence its always better to be careful with these people.

NO UNDERLINES OR DOTS BELOW THE SIGN
These persons enjoy their life in their own way, never pay attention to others views. These are considered to be good natured but are selfish too.

RANDOM SIGN, NO SIMILARITY BETWEEN NAME & SIGN
These persons try to be very smart, hide each & every matter, never say anything in straight forward manner, never pay attention to the other person of what he is talking of.

RANDOM SIGN, SIMILARITY BETWEEN NAME & SIGN
These persons are considered to be intelligent but never think. These people change their ideas & views as fast as the wind changes its direction of flow. They never think whether that particular thing is right or wrong. You can win them just by flattering them.

SIGN IN PRINTED LETTERS
These persons are very kind to us, have a good heart, selfless, are ready to sacrifice their life for the sake of their near & dear. But these seems to think a lot and may get angry very soon.

WRITING COMPLETE NAME AS THEIR SIGN
These persons are very kind hearted, can adjust themselves to any environment & to the person they are talking. These persons are very firm on their views & posses a lot of will power.

Soap opera a cool love story!

2013-03-24T04:03:00.001-07:00

There was a beautiful girl named Rexona and a hand some boy named Cinthol, Rexona & cinthol fell in love with each other. Rexona parents were Hamam & Margo, cinthol parents were wheel & Nirma, Rexona was very excited to make cinthol his "Life Boy".

They wished to marry and approach their aunt 501 who mannages to convince them. Rexona & cinthol were very happy in thier love they fixed their marrige at " Fair & lovely " garden opposite to Santoor theatre, Medimix city.

They invited their friends Lux, Dove, Dettol, Savlon, Tide, Fa, Jo and others, Rexona and cinthol got married and lived Happily in their Dream land "PEARS" and after 1 year they got twins 'Johnson & Johnson'.